Colorado Springs Business Journal May 26 by Colorado Springs Business Journal

HAZLEHURST: DEMS MUST MEET IN THE MIDDLE 3 SMALL BIZ

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VOLUME 28, NUMBER 8 | May 26 - June 1, 2017 | $2.00

Economists: Outlook optimistic By Bob Stephens

small manufacturers and others — found it difficult to find the space that would allow their companies to flourish. “For small users — around 1,000 to 2,500 square feet — there is just no inventory,” Trinidad said. “That stuff, as soon as it comes online, leases up fast.” According to a recent report by Colorado Springs-based real estate firm Quantum Commercial Group, the overall vacancy rate for industrial properties in the region fell from 9.7 percent at the end of 2016 to 9.4 percent this year, while availability for smaller warehouses continues to be much lower. “These vacancy rates, however, do not reflect the strength of the market for industrial spaces 10,000 square feet and less, where we are seeing the vacancy rate dipping slightly below 4 [percent],” according to the report. Opinions are split on the true cause of the shortage: While some suggest it has everything to do with the Colorado

hen Erik Davidson talks to a room full of millionaires, he has their undivided attention. That was certainly the scene May 18 at Cheyenne Mountain Resort when Davidson offered financial advice to some of the Pikes Peak region’s wealthiest investors. Davidson, who is Wells Fargo’s chief investment officer, is accustomed to guiding the country’s rich and somewhat famous. He’s been associated with Wells Fargo’s Private Bank division for more than a dozen years. “Our typical investor in the Private Bank has about $8 million with us,” he said. While he’s accustomed to rubbing elbows with some of the country’s top investors, Davidson said his company also values the little guy. “The beautiful thing with Wells Fargo is we manage people with $10,000 IRAs and we also manage billionaires,” he said. Davidson spoke at a breakfast gathering in one of Cheyenne Mountain Resort’s banquet rooms. He sat with the Business Journal afterward, sharing and comparing ideas with Tatiana Bailey, director of the UCCS Economic Forum. Bailey was preparing to speak at the luncheon gathering for the Wells Fargo conference. Both Davidson and Bailey offered a mostly positive outlook for the economy — both locally and nationally — but each expressed reservations due to uncertainty they ascribed to President Donald Trump’s administration. “In my presentation, I was pretty explicit that I wanted people to leave with the idea that the glass is at least half full,” Davidson said. “A lot of things are going well. Certainly the stock market is at an all-time high, the gross national product is at an all-time high, unemployment’s at 4.4 percent and even the underemployment rate has come

See Space page 22

See Outlook page 23

Photo by Cameron Moix

Small businesses compete against MJ growers for space By Cameron Moix

or years, the small warehouses scattered throughout Colorado Springs have been of interest to marijuana purveyors — who, during the recession, were the only tenants prepared to pay the price property owners were asking. “The pot industry was a savior for those landlords,” said Holly Trinidad, co-owner of local commercial real estate firm Hoff & Leigh. “Without those pot guys, they could have been sitting in the dark and potentially lost their buildings.” Gradually, businesses looking to grow and distribute medical marijuana in Colorado Springs leased long-vacant and low-quality industrial space near the city’s borders and began outfitting them with sophisticated irrigation systems and illuminated them from within to grow premium product. But marijuana wasn’t the only thing that grew. As the local economy recovered and the real estate market began to prove bullish, more businesses — homebuilders,

FOCUS

Summer is around the corner, and with it comes big outdoor events — new and old.

INSIDE

One-on-One with Amy Reid (left) .....4 Food and a mission ...........................6 Early Connections ...........................11 On the Horizon .................................13 CityBits .............................................15 Guest Voices ....................................24

EDITORIAL: ‘PHIL-ENTREPRENEURS’ FUTURE OF BUSINESS

56525 10751

OUTDOOR REC

2 May 26 - June 1, 2017

Colorado Springs Business Journal

CSBJ.com Poll

CSBJ OPINION

Hill sets example for other leaders The issue: As nonprofit needs grow, we must develop new ways to help meet demands. What we think: Lyda Hill’s definition of “phil-entrepreneur” is an idea that will help both nonprofits and businesses. Tell us what you think: Send us an email at editorial@csbj.com.

ast Thursday, UCCS honored Lyda Hill with its Lifetime Entrepreneur Achievement award — and Hill used the opportunity to encourage business leaders to take risks, invest in the right opportunities and become a “phil-entrepreneur.” Hill, who owned Seven Falls before selling it to The Broadmoor and who constructed the Garden of the Gods Visitor & Nature Center, says combining business with philanthropy make sense — but it isn’t easy and it is risky. When they built the visitor center, a for-profit enterprise, she made sure the proceeds benefited the Garden of the Gods Park, widely acclaimed as one of the most visited city parks in the nation. While the city can’t charge admission to the park, the proceeds from the visitor center’s gift shop cover park maintenance and create jobs. As Hill said, “A for-profit business attached to a nonprofit was a new idea, but I never like doing things the way everyone else is doing them.” Social enterprises are gaining traction now — Springs Rescue Mission has a for-profit business to help with its mission of providing shelter for the homeless and transforming lives, and AspenPointe has several for-profit arms that provide jobs for its clients and revenue to help with its mental health goals. And Hill asked businesses to find ways to assist nonprofits with their missions. While no investment is without risk, she said it’s worth the effort to help

people and aid progress around the globe. Hill is a part-time Springs resident, who also makes her home in Dallas. But the impact of her business and philanthropic interests stretches around the globe. She founded Remeditex Ventures to support and speed the development of biomedical products and therapy; she promotes science education. And here in Colorado Springs, she expanded UCCS’s UTeach Program, aimed at preparing a new generation of math and science teachers. Chancellor Venkat Reddy said that Hill invested in 16 different programs at the university, all aimed at promoting education, business and philanthropy. One of those efforts is a veteran trauma clinic at UCCS. Hill is a woman on a mission. She’s part of The Giving Pledge, created by Bill Gates, pledging to give away her wealth to nonprofit enterprises, most of it during her lifetime. Hill told the audience that she looks for projects that are unusual, have unusual solutions and can make a difference. She told of an island nation that owed another country $21.5 million in debt. “They were never going to be able to repay it; there’s just not that much tourism,” she said. The solution: To sell its territorial water rights — worth $21 million — to the larger country. Hill herself put up the last $500,000. And other island nations, seeing the benefit, also clamored for the same opportunity. The result: There’s now a venture capital fund aiding small nations with finding unusual ways to relieve their debt burden. Not everyone has the reach nor the means of someone like Lyda Hill. But every business owner can seize the opportunity to make a difference in their corner of the world. Combining social enterprise with business is catching on — thanks to efforts by the Better Business Bureau of Southern Colorado, which is launching the nation’s first social enterprise accreditation program — so businesses and nonprofits can join forces in ways never thought of before. CSBJ n

Should Gov. John Hickenlooper call a special session?

Yes, there are many things, particularly in transportation, left unfinished.

48%

No, legislators had 120 days to get things done. There’s always next session.

29%

Maybe, but only if there is a clear path to legis-

23%

lation. Otherwise it’s a waste of taxpayer money.

Go to CSBJ.com to vote on next week's poll:

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Colorado Springs Business Journal

May 26 - June 1, 2017

OPINION: HAZLEHURST

Democrats must head inland for 2020 chance S low news day? President Donald Trump will fill any vacuum. During one week in May, he fired FBI director James Comey, who was investigating Russian meddling in the presidential election, gave varying accounts of his motivation for doing so, yukked it up in the Oval Office with senior Russian officials, called Comey a “nut job” HAZLEHURST and threatened to appoint former Sen. Joe Lieberman to succeed him. But even though the president may be having fun, polls show that a sizable majority of Americans disapprove of his antics. So optimistic are formerly beaten-down Democrats that potential 2020 presidential candidates are already surfacing. A recent piece in Politico listed about 20 possible contenders. Democrats have long believed that demography is destiny. Because Millennials, Hispanics, AfricanAmericans and women tend to support Dems, they believe that time is on their side. GOP geezers, beware! Gerrymander all you want, but the Grim Reaper will remove you from the voter rolls. Hillary Clinton beat President Trump by 3 million votes, thanks to massive wins in California and New York. Given that a 70,000 vote shift in three Midwestern states would have given Clinton the election, it’s clear that Democrats need a new strategy. Maybe they’d better go after those aging white guys in the Midwest, those disgruntled farm-

John

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If you ﬁnd yourself “talking” to your computer on a regular basis, you might want to think about who you’re paying to support it.

ers in the plains and those devout evangelicals and military retirees in the flyovers. If they don’t, we know what they’re going to do, don’t we? They’ll hire consultants, write op-eds, dither and quarrel. They’ll allow themselves to be distracted by all things Trump, and get blindsided when Trump emerges unscathed from scandal. Here’s a suggestion for Democrats: Forget demographic inevitability and come to Colorado Springs, one of the most conservative cities in the United States. We offer a free course to all — “Politics 101: How to Win.” Your instructors will be Yolanda Avila, Jill Gaebler and Richard Skorman, three non-partisan progressives who won election to Colorado Springs City Council on April 4. Running against competent, well-funded conservative opponents, all three won easily. Their opponents received the enthusiastic endorsement of the Phil Anschutz-owned daily newspaper, while the progressives were endorsed by the left-leaning alternative weekly. And no, Colorado Springs hasn’t suddenly done a political about-face. In 2016, Trump trounced Clinton in El Paso County, 179,228 to 108,010. Avila, Gaebler and Skorman aren’t political partisans. Like the two conservative council incumbents who were re-elected (and also endorsed by the alt-weekly) they’re decidedly non-ideological, committed to working productively with moderate Republican Mayor John Suthers.

To win in 2018 and 2020, Democrats need to look beyond their coastal bases. Forget the checklists, and find a winner. And just as President Trump found a conservative jurist in Colorado, Democrats can find a liberal president in the Mountain West. In a perfect world, they’ll unite behind Steve Bullock. He’s the Democratic governor of Montana, re-elected easily in 2016 in a state that went for Trump by 20 points. Like Avila, Gaebler and Skorman, he’s not an avid partisan and doesn’t buy into the national Democratic litmus tests. “That might win the East Coast and the West Coast, but there’s a whole lot of country in between,” Bullock told The Washington Post in April. “The absolutes when it comes to either side on the Second Amendment don’t work.” National party leaders have long ignored successful redstate Democrats. Talk about stupidity — that’s as if the Navy sent Seal Team 6 to run a supply depot in Alaska. Between 2008 and 2015 Democrats lost 69 House seats, 13 Senate seats, more than 1,000 state legislative seats and 12 governors’ offices, capping it all off by losing the presidency in 2016. Mission: failed. So here’s your strategy. Soft pedal the ultraliberal left, reintroduce yourselves to the rest of America, find a thousand sensible moderates to run for office, and send Trump back to his penthouse in 2020. CSBJ

Talk about stupidity — That’s as if the Navy sent Seal Team 6 to run a supply depot in Alaska.

Stop ﬁlling the ofﬁce Swear Jar

4 May 26 - June 1, 2017

Colorado Springs Business Journal

ONE-ON-ONE

Reid rallies Realtors as new CEO of association By Bryan Grossman

my Reid is a Minnesota native and a graduate of the University of Wisconsin-Madison. The newly hired CEO of the Pikes Peak Realtors Association didn’t study anything to do with real estate, however, while growing up in the Upper Midwest. Having recently lived in the Vail Valley and Parker, Reid shared with the Business Journal her first impressions of Colorado Springs and what it’s like to grow her trade association — and botulism. How did you get to Colorado? It’s a random story. My roommates in college were all on the ski team. Around my senior year our apartment was being torn down [in Madison] to make room for the Kohl Center, which is where the [University of Wisconsin] basketball and hockey teams play. My roommates said they were going to Vail for three weeks and asked if I wanted to come. I ended up staying a little longer than three weeks — I stayed for eight months. But I went back to Wisconsin to graduate and then moved right back to Vail. I fell in love with Colorado. There’s no other place on Earth I’d rather live. Did your degree have anything to do with real estate? I have a degree in food science, which I haven’t used since I graduated. But when I got here, I was thinking I might switch and finish school in Colorado. Even at 21 I realized it was smarter to finish [in Wisconsin] rather than add two or three more years in schooling. I honestly thought I might be in Vail a few years and lived there 16 years. I got into real estate when I first got there working the front desk, then went to work for a large developer and got into association management with the Vail Board of Realtors. Talk about your introduction to real estate. I worked the front desk at Ron Byrne and Associates. I was an executive assistant then and got my license and moved to Slifer, Smith & Frampton, which is the largest real estate firm in the Vail Valley. I did marketing, public relations and operations. Then I moved to sales. I wanted to do sales to move up in the operation, but I like the back end of real estate more than the sales. I always say I love what my members do, but I don’t want to do it! What then? The downturn hit and my broker didn’t need me full time. I ended up working for Vail Resorts’ development company in club sales. In addition to golf clubs, there are ski clubs and parking clubs. You drive up, park your car and you’re met with your skis by your ski valet. There’s a deposit and monthly dues. I did sales and marketing for them and worked a lot with real estate brokers in the valley. When a new person moved to town, we would talk with them about those clubs. Then, the CEO of the Vail Board of Realtors put in her notice because she was taking a job elsewhere. I was getting calls and emails asking if I ever considered her job. I’d say no, but after the fourth call, I figured maybe I should be doing this. I applied and got the job. I left Vail for the Colorado Association of Realtors. The state association is in Englewood, but I lived in and worked from Parker. I really wanted to move into a larger association. When [former PPRA CEO] Terry [Storm] announced his retirement, I threw my hat in the ring.

AMY REID Colorado Springs is much more like the mountains than I expected.”

Talk about the association. There are about 25,000 members at the state level, and here we have about 3,400 members. We’re the third-largest in Colorado after Denver and South Metro Denver. About 70 percent of members live between here and Fort Collins. I’m the CEO of the association, as well as our multiple listing service, which is the Realtor Services Corporation. We have a board of directors for both organizations and they really set in place our strategy, vision and mission, and it’s my job to implement those through our committees and staff. I do budgeting for both organizations. I work with staff a lot on advising and strategy. We have a strategic planning session coming up in June and that will be my first with this association. The Realtors Association is the largest trade association in the United States, but we encompass Teller and El Paso counties. We advocate for private property rights, home ownership. Realtor members also work at the state level so it’s easy to practice, but most importantly, so it’s easy for Americans to buy and sell property and do what they want with their property. We also are involved with the [Colorado Springs Chamber & EDC] and the Downtown Partnership to be sure we have a vibrant, healthy community. See PPRA page 25

Photo by Bryan Grossman

Colorado Springs Business Journal

May 26 - June 1, 2017

OPINION: SWEET

Millennials: Forging new solutions to old problems

n Monday, my youngest daughter graduated from high school. She’s not quite sure what she wants to do, but thankfully, her sixth-grade wishes of being a lion tamer or taking over the island nation of Cuba are no longer under consideration. So she’s headed to Denver Community College in August to S W E E T decide between the much more staid careers of web and graphic design or social work. She’ll have an apartment on her own, as will her older sisters (one at Colorado State University and the other at the University of Rochester). We also have a son who has chosen not to take the higher-education route. He’s opening his own business, a tree installation firm that launches today. He’s excited and energetic about choosing something that means he can create his own business, his own way. And the three girls have caught some of that enthusiasm. One is a junior, a microbiology major who once thought of research as a career field. But now she’s wondering if there are ways to take her degree and create something all her own with it. The other, studying pre-med, is considering her own practice. While my family of Millennials probably can’t stand in for the entire generation — I see similar ideas taking shape around the city. Jacob Eichengreen is leading The Quad, a consortium of the Air Force Academy, UCCS, Colorado College and Pikes Peak Community College. The goal is to create a thriving entrepreneurial ecosystem in the city to keep Millennials here and

Amy G.

engaged in creating a world-class, 21st century city. For many Millennials, that means creating their own businesses. Sam Elliott, another recent UCCS graduate, spent last week in Singapore, pitching his new database company on a global stage. Even as an undergraduate, he knew he wasn’t going to take the traditional route from college to job, and work for someone else. He’s already been on the board of Peak Startup, worked with more than one fledgling company and has garnered the attention of the city’s leadership. People want to see what he’s going to do next and what success will look like to him. More co-working spaces are popping up all over town, mirroring ones in Denver and the fi rst in Colorado Springs, called Epicentral. Co-working spaces are designed to develop collaborative spaces where people from different backgrounds and different interests come together and work toward separate goals. It’s a fairly new way of developing office space, but it’s become successful. Generation Xers didn’t really think about changing how we work. We didn’t think about how to take a degree and create something that matched our goals and passions. Instead, we took jobs, worked our way up one career ladder after another. And we’ve been successful. Generation X — once called the slacker generation — is now leading companies and deciding the future. But that’s why I don’t get too concerned when people complain that this new generation doesn’t work hard

enough, doesn’t seem that interested in where they are going, and is more interested in flextime than overtime. They are definitely fascinated by the journey — but they’ll get to the destination in their own way. And who knows? We might all be better for it. Many Millennials have decided that the old way of 9-to-5 plus overtime won’t work for them. Toddlers during the terrorist attacks of Sept. 11, 2001, and in middle and high school during the worst downturn since the Great Depression, they’ve decided to make some changes. Even those who go to work in traditional corporate settings want to bring a sense of their individuality with them. They want more from work than a paycheck; they want to have fun; they also want to make a difference. Most importantly, they seem to want to do it on their own terms. It’s up to us as leaders and business owners to give them both a purpose and a mission — if not through the job itself, through opportunities to connect, to work with nonprofits, to build community. It’s vitally important because the Millennial generation is even bigger than the Boomers, and will be shaping consumer spending trends, developing new generations of vaccines and medicines, deciding the regulatory environment and creating the next generation of technologies and jobs. Let’s make sure this generation is prepared to bring their own specific spin to businesses. Give them room to grow, to find their way — and the tools they’ll need to use when they get there. CSBJ

Let’s make sure this generation is prepared to bring their own speciﬁc spin to businesses.

YOU SPEAK BUSINESS. WE SPEAK BANKING.

Surely we can find some common ground. Banking is about more than managing your money. It’s about engaging in the conversations necessary to build, strengthen, and inspire your financial goals. It’s about you, it’s about your business, and it’s about the resources that will help your business succeed. That’s the language we speak at Vectra. We’re here to listen. We’re here to help your business grow. vectrabank.com 866-4VECTRA

Big Enough To Count / Small Enough To Care A division of ZB, N.A. Member FDIC

6 May 26 - June 1, 2017

Colorado Springs Business Journal

Food sustains with social entrepreneurs By Bryan Grossman

t was early April and Lyn Harwell was recovering from emergency surgery for an intestinal blockage. While laid up in the hospital for the next two weeks, the Seeds Community Café founder and social entrepreneur had plenty of time to think. The community café, where anyone can eat in exchange for a monetary donation or an hour of labor, will celebrate its five-year anniversary next week. Since it opened, Seeds has served more than 60,000 healthy, locally sourced meals regardless of ability to pay. According to Harwell, 40 percent of those have been in exchange for service. Harwell had been spending up to 100 hours a week ensuring the operation ran smoothly, and he will be celebrating the nonprofit’s milestone by passing operations into the hands of its new director, Jennifer Bostick. But Harwell, even in recovery, doesn’t plan to take it easy. He is already building a new network of social enterprises spanning both Colorado Springs and Manitou Springs, starting with a new café at the Manitou Art Center, CrEATe, which is expected to open in June.

PLAN FOR DINNER Manitou Springs recently completed Plan Manitou, a document Mayor Nicole Nicoletta called “extremely unique in the nation.” The document deals both

Photo by Bryan Grossman

Tammy Dixon is the new executive chef at Seeds Community Café, which was founded five years ago by Lyn Harwell (second from right).

with comprehensive master planning and hazard mitigation. According to Nicoletta, economic development is a theme that runs throughout the plan, and a major component of that is food production and distribution in the city. “We started with a great inventory about what’s going on with our food

production and distribution,” she said. “That’s everything from our seniors and their access to nutritional services to the for-profit farmers we have in town to our community gardens.” Nicoletta said she helped put together a special committee to research the possibility of a citywide composting system. “We talk about local food, but it’s not always clear where the municipality or government fits in,” she said, adding Manitou is clarifying those roles. One component of that planning is Harwell’s replication of his Seeds model, but as a for-profit social enterprise, to the west. His first step is launching his new eatery, CrEATe, which will occupy space currently inhabited by Mabel’s Café in the Manitou Art Center. “We’ll do soups, salads and sandwiches — healthy food in Manitou,” Harwell said. “We’re going to try and be a good player in the community.” Harwell said Plan Manitou will take the lead role in how food service and agricultural industries move forward in the city. “Manitou is somewhat light years ahead of Colorado Springs right now in thinking about how food impacts the community,” he said. Harwell added that CrEATe will work with local producers, such as the SunMountain Center, which is establishing an 18-acre biodynamic farm in Manitou Springs. “We’re looking at how we impact Manitou with a sustainable food system, local food production, gardens and food sales tied to its vulnerable populations,” Harwell said. But feeding the community is only part of the equation. Harwell also wants to teach those vulnerable populations how to fish, so to speak. “We want to create a public kitchen and a learning kitchen, which will have a 15-week culinary training program for high-risk folks,” he said. “But we’ll also have cooking classes for kids to the aging population on how to cook and affect your health with food.” Harwell is currently looking for com-

mercial kitchen space, or several commercial kitchens, to accommodate certification programs and public cooking classes. He is also working with UCCS and local doctors to create a preventive food pantry. “Doctors and nutritionists will prescribe food as medicine,” he said. “Good ol’ preventive health.” Only one other such food pantry exists in the U.S., Harwell said, and that’s at Boston Medical Center. Food as medicine has recently become more relevant within the medical community, he added. “Tulane [University in Louisiana] is the first school teaching doctors about cooking and how to implement food into their practice,” he said. Laura Ettinger, Harwell’s business partner and fiancée, said details can’t yet be released, but “we’re negotiating with three major entities in Colorado Springs for food classes and we will announce those partnerships in the next couple months.” Harwell also pointed to Colorado Springs’ own in-process community study, Plan COS, and said a food component should be included in the city’s vision. “We’ll definitely be creating jobs,” Harwell said. “The social enterprises we’re creating between Manitou and Colorado Springs will create about 100 jobs. With a commercial kitchen, we can take people off the food stamp line and put them in the food production line. We’ll give them a living wage and empower them to be economic contributors.” And Harwell said the Pikes Peak region already has a leg up on much of the country when it comes to recognizing the impact of social enterprises. “I think Colorado Springs is already a hub,” Harwell said. “It’s amazing what’s going on in the region. I look at the fourth sector and can’t help but think it’s the future of our economy going forward.” See Seeds page 12

Colorado Springs Business Journal

May 26 - June 1, 2017

YOUNG PROFESSIONAL

Gullixson builds success through service By Helen Robinson

t’s already been a big year for Shawn Gullixson. He was named vice president, area retail leader for Vectra Bank’s Colorado Springs market May 19, after holding the position of retail vice president for four years. He serves as a director on the Colorado Springs School District 11 Board of Education and volunteers with the Small Business Development Center, Better Business Bureau and The Center for Nonprofit Excellence, among others — and in 43 days he’ll be married. Gullixson talked with the Business Journal about his promotion, building business through collaboration and the importance of service. Tell us about your new role. I’m the area retail leader; essentially that means I oversee the market. I manage all retail operations, build and develop a strategic plan for our business banking, a marketing plan for the bank in this market specifically ... so I’m more responsible for the community and business development piece now, rather than managing the branch operations. … I think, as a bank, we’re coming into a growth phase, so I look at it as an opportunity to really have an impact on how that growth happens here. How do you see the city growing, and where will you have the most impact? Historically we were a business bank … it’s only been the last five to 10 years where we’ve really ramped up in the consumer space and did really well there … [This is] the second-largest market in the state, and our coverage is limited to downtown and North Academy [Boulevard], so for our team specifically we look at a presence on the Eastside of town, the Powers corridor, as being absolutely critical to the growth of the bank. At this point this is all speculation and vision … but I think, as a bank, that’s where we see this market. It’s a growth opportunity, and it falls in line with what’s happening from an economic standpoint too. It really is [an exciting time for the city]. I’ve been in banking since I was 22 — about 13 years. So I was there before the recession; the majority of my time has been during the recession; and now post-recession it’s a much different environment. What has that been like? Post-recession, what I really appreciate about

our market in this industry is that it’s become more collaborative. ... Banks, through the recession, found their niche. … What I’ve found in our market is the banks that really collaborate to help their clients accomplish what they need, create a better overall experience not only for that client but for our community. Pre-recession, it was more, ‘Sorry, we can’t get it done. Go call some other banks.’ The experience … as a business owner, was really diminished because now they’re back to square one. Today I am intentional about saying, ‘If it doesn’t fit within Vectra Bank, where in the community does it fit?’ and working with other banks with the same vision — at the end of the day, it’s about our community. How do we get more traction in the small business space? How do we create more jobs in these larger companies? … Doing those little things to better serve our community is something I pay a lot of attention to. It’s really nice to know the other banks that think the same way, so we work together. Does that surprise clients? It does. It’s another level of service, understanding their needs and making the right introductions for them. Sometimes that’s not limited to the banking industry; at Vectra, we pride ourselves on having the partnerships in the community to help create more success within that business space. Meaning, ‘We’re going to do this piece, but you and I are also going to go sit down at the SBDC and work with them on this, or we’re going to go over to the BBB and research some of the information they’ve got on social enterprise.’ Being aware of what our community can offer and presenting that to each and every client as a resource, based on their needs, has really set us apart in that business space. How do volunteering and community service help you do your job? For me it’s become a foundation for how I do business. What does that mean to the bank? A bank’s job is community development. Our job is to help stimulate the economy, to help create jobs and support our community. And so by volunteering not simply as a volunteer, but by bringing in expertise with my background in the banking industry, it has brought a lot of value to those boards or committees or projects. ... The [bank’s] culture is one that says, ‘Do what you’re passionate about. Run it like See Vectra page 25 Photo by Helen Robinson

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8 May 26 - June 1, 2017

Colorado Springs Business Journal

SMALL BUSINESS

BamPaws – Stay and Play Established: 2017 Location: 815 S. Sierra Madre St. Contact: BamPaws.com, info@bampaws.com, 719-471-2275

Photo by Helen Robinson

BamPaws owners (from left) Laurinda, Dave, Greg and Lesley Flaks with canine sidekicks Zweigle, Abbey, Sophie and Suki.

Employees: 12

Delays can’t keep a good dog down I By Helen Robinson

f you ask Dave Flaks, opening BamPaws has brought a parade of “expensive life lessons,” and a lot of rewards. When the downtown pet day care, boarding and grooming center celebrated its grand opening May 20, the ribbon-cutting came a full year after the idea was born. The Flaks family — Dave and wife Laurinda, in partnership with his parents, Lesley and Greg — had hoped to open BamPaws – Stay and Play in November. But a series of setbacks with everything from permits and code compliance to fencing contractors and retrofitting put them six months behind schedule. The BamPaws business plan started when Dave and Laurinda visited several boarding centers and couldn’t find anywhere they were comfortable leaving their dogs.

“It finally came to a head when we asked, ‘What do you guys do if there’s a fire?’ and they said, ‘We don’t know, that’s a good question,’” Dave said. “We said, ‘Well, that’s not a very good answer.’ … We walked out and we said, ‘We can do a better job.’” According to Greg, many pet boarding facilities do not have round-the-clock in-person care for pets, relying instead on alarms and monitors. “We have someone here 24 hours,” he said. “If there’s a dog here, there’s someone right here in the building to take care of them.” Having someone on hand to deal with problems immediately is critical, Dave said — and engaging with the dogs constantly is a priority. “Even the dogs we board, we bring them out — they’re in day care, they’re in play groups, or they’re going outside for a walk,” he said. “The only time they’re really in the kennels is to sleep

or when they’re eating. We’re trying to offer a higher standard, a higher level of interaction. “And there’s nothing like this downtown.” Greg said the idea of marketing to people working downtown was one of the reasons the Flaks decided to establish BamPaws on S. Sierra Madre. The 27,000-square-foot building has been owned by Greg and his brother since it was built in 1972 — housing, in turn, their wholesale distribution business, their retail business and a supermarket, before they rented it to an auction company in 2010. When the auction company moved, the Flaks saw it as the perfect spot for their new venture. The process that followed, Greg said, was “time-consuming and challenging.” “We were pretty committed, but all of a sudden the See Paws page 21

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Colorado Springs Business Journal

May 26 - June 1, 2017

Chamber & EDC embarks on strategic planning process plan should cost $90,000-$120,000 — is specific about the fact that the he Colorado Springs Chamber current planning effort is different from & EDC has completed the first Operation 6035, which attracted scruphase of an economic developtiny in the years following its inception ment strategic planning proas little progress was seen. cess — its first in nearly a decade — that “Operation 6035 was a big communileaders hope will give the organization ty-wide endeavor,” Parsons said. “This a competitive edge in its mission to atis focused more on guiding the work of tract, retain and expand local business. the Chamber & EDC. It’s something that May 26 was the last day of the guides what we do here — it’s not meant Chamber & EDC’s online “Survey on to be a prescriptive thing for the entire the Colorado Springs Area’s Business region or anything like that.” Climate,” in which the organization Parsons said that Garner will use its sought public input on the state of local research and feedback from the business economic development and its personal community — as well as comparables and professional impact. from cities such as Salt Lake City, Reno, “A vital part of this process is this surBoise and Phoenix — to make recomvey, which seeks to solicit input on the mendations about best practices and current state of economic development goals for the future of the organization. in the area from a business perspective,” “We didn’t want to create a plan according to a statement on the survey’s that was going to dictate to [the city homepage. and county] what to do,” Parsons said. The survey is the first step in a larger “But [Garner] will likely make policy economic development strategic planrecommendations if they see that somening process undertaken by Georgiathing is out of line.” based Garner Economics LLC. Chamber & EDC leaders are guardHannah Parsons, chief development ed about what they expect the plan officer for the Chamber & EDC, said that to entail, but Parsons said she hopes responses to the business climate surit will give the organization a better vey will inform the new strategic plan, perspective on issues related to workwhich is expected to be the organizaforce, target industion’s guiding doctries and the city’s ument for the next competitiveness. three to five years. “It wouldn’t sur“This strategic prise me to see fiplan is really being nancial services — driven by the needs insurance, finance, of the business combanking and all munity, because of those things — that is who we as emerge as a target — Hannah Parsons the Chamber & EDC sector, because we serve,” Parsons said. already see a lot of The survey webactivity there,” she said. “Sometimes site said the “purpose of the strategy is you know what your targets are based to provide a roadmap to enhance the on who walks through the door, but area’s competitiveness as a location for it’s really useful to have the numbers investment,” as well as to develop an and data that tell us what our target action plan for the Chamber & EDC to industries are and why.” carry out the strategy in order to imChamber & EDC Communications prove the business climate, quality of Manager Patrice Lehermeier said she life and profile of the region. agrees that it is vital to the organizaSurvey questions were developed tion’s mission to be able to communicate via a series of four local focus groups clearly and directly with its constituents. that Garner conducted in April with “The more we can target, the better local officials and professionals. The off we will be,” she said. “We’re able to fi nal report is expected to roll out in be intentional — especially since we’re a August, according to officials with the small group — and that will really help Chamber & EDC. us to leverage what we have.” Developing a new strategic plan has Ultimately, Parsons said the idebeen on the organization’s agenda for al plan won’t simply instruct the some time, and it was one goal that Chamber & EDC on how to be more Parsons homed in on after she was proattractive to outside companies and moted from chief community develophow to compete with other cities for ment officer last December (following business, but also how to bolster the the departure of former chief developbusiness community that is already ment officer Al Wenstrand). active in Colorado Springs. The last major strategic planning pro“The strategic plan won’t just address cess that the Chamber & EDC — then how we communicate with outside busiknown as the Colorado Springs Regional nesses,” Parsons said. “It will also give Economic Development Corp. — had us ideas about how to better help and been involved in was Operation 6035. market our local businesses, and how to The initiative was organized in 2009 assist them in their growth. This strateby a consortium of 20 local entities that gic plan isn’t just about attraction; it’s hired Austin-based Angelou Economics about the ways in which an economic to create a $160,000 long-term economdevelopment organization can help the ic development strategy for the region. business community overall.” CSBJ But Parsons — who said the current By Cameron Moix

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10 May 26 - June 1, 2017

Colorado Springs Business Journal

BY THE NUMBERS: EL PASO COUNTY PARKS

8,000 acres of regional parks / open space 105 miles of trails connecting cities, towns, city centers and parks 2,500 acres of conservation easements Two nationally recognized nature centers, offering 1,000 programs annually 40-acre county fairgrounds 2,000 facility reservations annually, involving more than 130,000 participants 30,000 volunteer hours annually

Seventy percent of El Paso County voters approved the 1A TABOR ballot issue on Nov. 4, 2014, providing approximately $2 million of excess revenue for county parks improvements. These funds were matched with an additional $2.6 million from grants, donations and dedicated park fees for a total investment of $4.7 million in park improvements. Current Projects Photos courtesy of El Paso County

Matching Funds Project Budget

Pineries Open Space

$200,000

$372,331

$572,331

Elephant Rock Open Space

$150,000

$190,000

$340,000

County Fairgrounds – Phase 1

$200,000

$567,266

$767,266

Falcon Regional Park

$250,000

$850,000

$1,100,000

Bear Creek Regional Park

$225,000

$75,000

$300,000

Kane Ranch Open Space

$200,000

TBD

$200,000

Fountain Creek Regional Park

$125,000

$250,000

Regional Trail Improvements

$144,758

Black Forest Regional Park

$200,000

Ute Pass Regional Trail

$150,000

$300,000

Jones Park

$200,000

$328,000

$528,000

$2,044,758

$2,657,597

$4,702,355

Totals

EL Paso County Fair

1A Funds

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Colorado Springs Business Journal

May 26 - June 1, 2017

Analysis: Preserving history demands rare skills By John Hazlehurst

“W

e have three buildings,” said Early Connections Learning Centers CEO Diane Price, seated before a radiant stained glass window in the historic Colorado Springs Day Nursery Building. “The one behind the Antlers was built in 1953, the one on Chelton in 1986, and this one in 1922. There are far fewer structural issues with this building than with the others. I think there was a pride in craftsmanship then.” But even the most beautifully built historic structure needs maintenance and renovation. Preserving and rehabilitating such buildings can demand specialized skills few contractors can provide, and require deep-pocketed funders. For Early Connections, founded in Colorado Springs in 1897, finding the money is a challenge — but meeting challenges is nothing new for the organization.

THE FOUNDING MOTHERS Placed on the National Register of Historic Places in 1990, the building is still used for its original purpose: To provide high-quality early care and education for children from limited-income and working families. Funded by Colorado Springs benefactress Alice Bemis Taylor, the building reflects the turn-of-the-century values articulated by the 14 “founding mothers” of the Colorado Springs Child Nursery Centers in 1897. Taylor and her partners were also motivated by the health crisis that arose from the city’s position as a center for the treatment of tuberculosis. Local historians have portrayed late-19th-century Colorado Springs as a health resort for wealthy tuberculars, who built houses in the North End or languished comfortably in genteel sanatoriums. But poor patients came as well, as Joan Frederick noted in

Photo by John Hazlehurst

Built in 1922, this is the first of three Early Connections Learning Centers buildings. The historic building is in need of renovations.

nominating the Day Nursery for the National Register. “The condition of the children of these patients was often precarious,” Frederick wrote. “Children of TB patients often were malnourished because, owing to their parents’ illness, there were often financial difficulties as well.” The Nursery Association sought to “assist working women in the care and education of their children and to procure employment for such women.” In addition the founders wanted to provide a home for children

whose families were unable to care for them and to prevent permanent separation of these families. The third floor, with its infirmary and isolation wards, is a reminder of the original function of the building. “We had just lost a lot of children to influenza in the 1918 epidemic,” said Liz Denson, Early Connections vice president of community engagement. “Taylor See Care page 19

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12 May 26 - June 1, 2017

Colorado Springs Business Journal

KUDOS

Submit items for Kudos, Business Briefs or People on the Move to editorial@csbj.com.

Compiled by Cameron Moix

LONGTIME LOCAL ADVERTISING PROFESSIONAL RECOGNIZED During an American Advertising Federation luncheon last week at Johnny Martin’s Car Central in downtown Colorado Springs, local public relations professional Camille Blakely was awarded the organization’s “Silver Medal Award” for a lifetime of achievement in her field. Blakely is president of Blakely + Company, a full-service advertising agency she owns and operates with her husband, Kyle. The American Advertising Federation’s Silver Medal Award Program was established in 1959. The Colorado Springs chapter began awarding the Silver Medal in 1979. The award recognizes men and women who have made outstanding contributions to advertising and who have been active in furthering the industry’s

standards, creative excellence, and responsibility in areas of social concern. Annually, local advertising federations bestow this honor upon outstanding community leaders and recognize any local practitioner for lifelong contributions to advertising and the community.

HEALTH CARE ADMINISTRATOR JOINS BOARD Joel Yuhas, CEO of UCHealth Memorial Health System, has joined the board of directors of the Pikes Peak Community College Foundation, the philanthropic arm of the college that raises funds for scholarships and special projects. Yuhas holds an MBA in Health Care Administration from Cleveland State University and has spent more than 20 years in hospital operations and administration.

PEOPLE ON THE MOVE

Tim Mann

Danielle Harris

Annette Smith

Dez Hill

Commercial Insurance Group LLC

The Independence Center

Pikes Peak Community College

Robert Half Technology

Information Specialist

Major Gifts Officer

Seeds: Still sharing food From page 6

DO GOOD, MAKE MONEY

Heather Gilginas Assistant Vice President

Photo by Bryan Grossman

Seeds Community Café founder Lyn Harwell (left) stands with new Seeds director Jennifer Bostick. Harwell is stepping away from Seeds and opening CrEATe, a café in the Manitou Art Center.

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The concept of doing good and making money has become more popular recently, both nationally and locally. This year, the Better Business Bureau of Southern Colorado hosted its inaugural social enterprise awards banquet. The bureau is also about to launch a pilot program for a social enterprise designation in Colorado Springs, according to its CEO, Jonathan Liebert. That designation will sit alongside the BBB’s commercial and charitable business accreditations. Because of the concentration of social enterprises in the region, the BBB of Southern Colorado was instrumental in the development of that designation, Liebert said. “The accreditation has not launched yet,” Liebert said. “But what has launched is a national taskforce responsible for gathering information and data from across the U.S. to determine what is most beneficial to social enterprises.” Liebert said it’s likely Colorado as a whole could pilot the new social enterprise designation. “We have wonderful social entrepreneurs in our community,” he said. “And we’re beginning to have conversations with funders in Colorado Springs and Denver who want to invest with these types of businesses. People have been calling me.” Liebert agreed with Harwell’s assessment that the fourth sector could one

day dominate other business models. “A lot of new businesses are looking at social enterprises because research states Millennials and the average American will buy more from a social enterprise, pay more for the products, and would rather work for one of these companies — and they will take a pay cut to do it.” Liebert said, considering the region’s push regarding its outdoor recreation business opportunities, social enterprise could be paired with that mission to create a formidable economic driver. “Think of the companies that provide gear for outdoor recreation: Patagonia, Arc’teryx, Cotopaxi. A lot already fall in the conscious capitalist category. … We’ve had this conversation with key organizations in town — how do you encourage these companies to start businesses here and how do you attract them here?” Business acumen aside, Harwell said his vision involving food just seems like the right thing to do, and he has his own research to back it. Harwell hadn’t had any serious health issues in the past leading up to his emergency surgery, and he had been hooked up to as many as six machines since his release from the hospital. “But my doctor said I healed quicker than anyone my age,” Harwell said. “I attribute it to healthy food. Food is powerful. It’s not all about food. It’s about the relationships we have too. But food is the connector.” CSBJ

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Colorado Springs Business Journal

May 26 - June 1, 2017

ON THE HORIZON Compiled by Cameron Moix

Business Development

Submit items for On the Horizon to events@csbj.com.

Networking Events

Regional Events

Friday, May 26

Thursday, June 1

Wednesday, May 31

SCORE: Power UP Small Business

Are You My Mentor? Finding Your Way as a Fundraiser

Pueblo: Aerie Meeting

Join SCORE for a virtual conference featuring education sessions on starting, marketing and funding small business, free, 10 a.m. Go to coloradosprings.score.org for more information.

Tuesday, May 30 SCORE: Can Your Business Keep Up With Today’s Customers? Join SCORE for a live webinar about technological changes to customer expectations and challenges to small business, free, 11 a.m. Go to coloradosprings.score.org for registration.

Wednesday, May 31 SBDC: QuickBooks Intro Part 1 The Pikes Peak Small Business Development Center hosts an introductory workshop on Desktop Pro, $75, 12:30-5 p.m., Pikes Peak SBDC, 1675 W. Garden of the Gods Road. Register at pikespeaksbdc.org.

Thursday, June 1 HBA: Lunch and Learn The Housing & Building Association is hosting a lunch and learn event: OSHA Recordables – Mitigating Your Expenses. Instructor Lynette CrowIverson of Conspire will teach how to provide a safe and healthy workplace while mitigating expenses, 11:30 a.m.1 p.m. at the HBA Office, 4585 Hilton Pkwy., Suite 100. HBA member: $25; nonmember: $35. Register at cshba. com/education.

Colorado Springs: Smart Start Workshop #1 “Start Up Basics” Business development workshop. $15, 6-9 p.m. at the Catalyst Innovation Campus, 559 E. Pikes Peak Ave. More at coloradosprings.score.org

Thursday, June 8 Colorado Springs: NAR Code of Ethics Pikes Peak Association of Realtors presentation on the National Association of Realtors code of ethics. Learn about avoiding ethical violations, liability and the arbitration process. Required for all agents every two years. More information at ppar.org, 8:30 a.m.-12:30 p.m.

Hosted by the Colorado Springs Center for Nonprofit Excellence, this networking event and development roundtable will feature coffee and conversation about the importance of mentorship for fundraising professionals. The event will take place 8:15-9:15 a.m. at the Tim Gill Center for Public Media, 315 E. Costilla St.; free for members; $10 for nonmembers. Register at cnecoloradosprings.org or call 719-575-4341.

Tri-Lakes: Chamber Networking Breakfast Chamber Networking Breakfast takes place the first and third Thursday of every month. Annual dues are $30 and membership is required. Speakers: Steve Laski-CRJ Contractors; Jim Byrnes-Schooley Mitchell. 7:30-9 a.m. at Tri-Lakes Chamber of Commerce and Visitor Center, 166 Second St. in Monument. Visit trilakeschamber.com for more information.

Colorado Springs: Chamber Connect Networking luncheon event 11:30 a.m.-1 p.m. at 2 E. Pikes Peak Ave. Visit springschamberedc.com for info.

Tuesday, June 6 State of Small Business in Colorado Springs An annual event with breakfast and networking components during which local leaders discuss the state of business in the region. Co-hosted by the Pikes Peak Small Business Center and the UCCS Economic Forum. 7:30-10:30 a.m. at the Olympic Training Center, 1 Olympic Plaza. Tickets start at $35 and are available at eventbrite.com.

Wednesday, June 7 Successful Strategies for Employee Onboarding Hosted by the Colorado Springs Center for Nonprofit Excellence, this development roundtable will feature proven strategies for onboarding employees from Sarah Vonnahme of CuraHR. The event will take place 8:159:15 a.m. at the Aspen Room of the Penrose Library, 20 N. Cascade Ave.; free for members; $10 for nonmembers. Register at cnecoloradosprings.org or by calling 719-575-4341.

Regular meeting of the Pueblo Eagles aerie #145, free, 7 p.m., 1615 S. Prairie Ave. Go to pueblochamber.org for more information.

Thursday, June 1



Pueblo: Latino Chamber of Commerce Happy Hour Join the staff of the Pueblo Latino Chamber of Commerce for drinks and networking opportunities from 5-7 p.m. Location to be announced. Call 719-542-5513 or visit pueblolatinochamber.com.

Tuesday, June 6 Monument: Tri-Lakes Business Accelerators Exchange business information with others and get qualified referrals for your own business success. 7:45-9 a.m. at the Fairfield Inn and Suites, 15275 Struthers Road in Colorado Springs. Visit trilakeschamber.com for info.

Thursday, June 8 Woodland Park: Chamber Business Round Table Q&A session with local experts in marketing, social media, business and financial planning and generational issues, 7:30-9 a.m. at the Ute Pass Cultural Center in Woodland Park. Visit woodlandparkchamber.com for information.

Pueblo: Business During Lunch Business networking luncheon, 11:30 a.m. at the Pueblo Convention Center. Go to pueblochamber.org for more info.

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                      

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Tuesday, June 13 Tri-Lakes: Social Media 101 Learn how to increase success in your business through the use of social media. This class will get you started amplifying your business through discussing Facebook, LinkedIn, Twitter, Instagram and more. Space is limited. Presented by Gil Datz, founder and CEO of UZU Media, in partnership with the Pikes Peak Small Business Development Center and sponsored by Ent Credit Union. 9 a.m.-noon, Tri-Lakes Chamber of Commerce and Visitor Center, 166 Second St. in Monument. Visit trilakeschamber.com for more information.

Submit items for On the Horizon to events@csbj.com.

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14 May 26 - June 1, 2017

Colorado Springs Business Journal

BUSINESS RESEARCH CORNER

Minimum wage hike will tax business, can be overcome Problem: In the three years between Dec. 31, 2016 and Jan. 1, 2020, Colorado’s minimum wage will increase by 44 percent. To keep costs down, I may need to reduce headcount. However, I am unsure how this decision will impact customer service. How can I maintain our high level of customer service in spite of increasing labor costs?

he recent and forthcoming increases in minimum wage are already codified into law. Businesses need to understand how their response to the new law will impact customers. Managers also need tools to cope with rising labor costs that maintain service levels and increase customer satisfaction. The link between labor hours and customer satisfaction is very real for CZAPLEWSKI most businesses. Moreover, research indicates a strong connection between customer satisfaction and positive outcomes like loyalty, word-of-mouth, up-selling and cross-selling opportunities, and profit. Some economists suggest that because only a few percent of employees work for minimum wage, the impact of the coming wage increases will be minimal. However, the minimum wage increase will affect more than just entry-level employee wages. Consider how a more experienced employee making, say, $11 per hour will feel when entry level employees earn wages just shy of their hard-earned senior pay? Equity theory states that employees judge the fairness of their wages by comparing themselves to referent others. Clearly, there will be a negative effect on senior-level morale if entry-level employees enjoy a mandated raise and they are not accorded a proportionate hike. Although the minimum wage law was written for entry level workers, the ripple effect to other employees and wages within the organization is undeniable. To maintain employee morale and their sense of loyalty to the organization, the wage for your more experienced employees must be raised to a level commensurate to the previous gap above entry-level wages. After next year’s wage increase it must be raised again, and the game continues. By 2020, the expected minimum wage for experienced employees based on this example will be at least $15 per hour. Everything shifts upward. The main point is to understand the full cost of minimum wage increases on your business. It is not as simple as calculating the number of hours required of entry-level employees. The fairness of wages within an organization as determined by referent others means that wages may need to be adjusted throughout the organization to maintain a sense of fairness, and with

Andrew

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it, commitment to customer service. Quantifying the relationship between labor hours, customer satisfaction and profits is important. Starbucks, for example, has developed a system whereby they are able to determine, by store, the rise in profits associated with each percentage point rise in customer satisfaction score. They also are able to calculate how much additional labor is required to achieve each percentage-point increase in customer satisfaction. Has your business quantified the impact of customer satisfaction on profitability? Moreover, have you calculated the relationship between labor hours and customer satisfaction? Without this understanding, it would be very risky to cut labor hours in response to rising wages. What are the alternatives? Here are three ideas for responding to minimum-wage increases in ways that preserve or enhance customer satisfaction.

ACTION STEPS Consider raising prices. The law of supply and demand says that, all else being equal, if you raise the price of something, people will buy less. Customer satisfaction is one thing that can overcome this law. Strong customer satisfaction results in fewer price-sensitive customers. Also, your competitors may be forced to raise prices in response to higher minimum wages too, so raising prices may not make you less competitive. The key is finding out how far you can go without losing more sales than the price increase is worth. Improve your processes. Improving the efficiency of your processes can enhance the customer experience, make employees more productive and increase

Think big. Work hard. Make plans. We’ll help you get the job done with smart business banking tools.

profits. When productivity increases, the need for labor hours can decrease. Where are the inefficiencies in your business? Do you have times when employees have down time? Simplifying an operation or fixing an inefficient system can save a lot of labor hours. Outsource parts of your process. If a third-party vendor can do something better, faster or cheaper than you, it makes sense to consider outsourcing. A great local example is Synq3 Restaurant Solutions. They handle drive-through, mobile and takeout ordering for a variety of national restaurant operations. In most cases they increase customer satisfaction. They also increase the average ticket sale because they have strong employee sales training and a standardized process for cross-selling. Are there parts of your business that could benefit from outsourcing to a specialized vendor? Look at new customer-facing tec hnologies. The mere threat of a $15 minimum wage in recent years has caused executives to write extremely large checks to research and develop new customer-facing technologies. For example, Lowes is test-marketing the “LoweBot” assistant robot to enhance the shopping experience while reducing the need for employees. Kiosks or tablets with touch screen technology, self-ordering and self-checkout are now within reach of every business. In addition, mobile phone apps can help replace employee-customer interactions and reduce the need for labor hours while maintaining customer service levels. If your business has not explored automation possibilities, now is the time. Andrew Czaplewski is a professor in the UCCS Department of Marketing, Strategy & International Business. He can be reached at oped@uccs.edu.

Call a business specialist to get started. (719) 574-1100 ext.6770 or 800-525-9623 ext.6770

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Qualifications apply. Fees may apply for additional services, including exceeding 100 transactions per month. Minimum opening deposit of $100 required. For important account information, visit Ent.com/Legal. Federally Insured by NCUA | © Ent Credit Union, 2016

Colorado Springs Business Journal

CityBits The Business Journal staff reports

Photo by Bryan Grossman

B-17 ‘FLYING MUSEUM’ IN THE SPRINGS A World War II Boeing B-17 Flying Fortress named the “Madras Maiden” will be seen and heard over Colorado Springs May 27-28, thanks to the Liberty Foundation, an Oklahomabased 501(c)3. The “flying museum” will offer public fl ights and ground tours during its Colorado Springs stop. Hours of operation during the two days are from 10 a.m.-5 p.m. The B-17 flight experience takes 45 minutes with approximately a half hour in flight, according to a news release from the foundation. B-17 Flights are $410 for Liberty Foundation members and $450 for non-members. Passengers can become a Liberty Foundation Member for $40 and receive the member discount for

family and friends. The B-17’s operating cost is more than $5,000 per flight hour, according to the release, adding the foundation spends more than $1.5 million annually to keep the plane airworthy and on tour. It’s one of only 12 B-17s that still fly. “The B-17, dubbed the ‘Flying Fortress’ as a result of her defensive fi re power, saw action in every theater of operation during WWII. The majority of all WWII B-17s were operated by the 8th Air Force in Europe and participated in countless missions from bases in England deep into enemy territory,” the release states. “There were 12,732 B-17s produced between 1935 and 1945; of these 4,735 were lost in combat.” Following WWII, the B-17 saw service in Korea, Israel flew them in the war of 1948 and they were used

during Vietnam. The Madras Maiden was built toward the end of WWII and never saw combat. It is painted in the colors of the 381st Bomb Group, which flew 297 operational missions during the war, dropping 22,000 tons of bombs. During this time they lost 131 B-17s and downed over 223 enemy aircraft. For more information on the Madras Maiden’s tour, visit the Liberty Foundation’s webpage at libertyfoundation.org. — Bryan Grossman

May 26 - June 1, 2017

STATE UNEMPLOYMENT DROPS TO RECORD LOW On May 19, the Colorado Department of Labor and Employment released employment statistics from March to April of this year. According to an extensive survey of households, the state’s unemployment rate decreased to 2.3 percent, the lowest since state surveys were initiated in 1976. Nonfarm payroll jobs grew by an estimated 1,800 jobs. Private sector growth of 3,600 jobs was offset by the loss of 1,800 public sector jobs. In the months before March, Colorado was averaging more than 4,000 new jobs a month. Job growth in Colorado has slowed from more than 3 percent at the end of the recession to 1.8 percent, slightly above the national average of 1.6 percent. Wage growth, at around 1 percent annually, is cause for concern according to Colorado senior state economist Ryan Gedney. “It’s certainly sluggish,” he said, “but some of that may result from demographic factors. We have this wave of Baby Boomer retirements, and younger, less experienced workers are replacing them. Also, a lot of the job growth we’ve seen has been in lower-paid jobs.” Labor force participation was unchanged at around 67 percent. Although that rate has inched up slightly since the end of the recession, it remains low compared to pre-recession levels. “It hasn’t changed much in the last two years,” said Gedney. “You won’t see much movement in that index in any single month.” — John Hazlehurst

GOVERNOR MAKES COLORADO SPRINGS VISIT, SIGNS BILLS Gov. John Hickenlooper made a brief visit to Colorado Springs May 15, stopping at the Urban Peak campus to sign bills sponsored and supported by Colorado Springs legislators. HB 17-1204, sponsored by Rep. Pete Lee, D-Colorado Springs, allows many juvenile offenders to have their records sealed. Prior to the bill’s passage, minor criminal episodes would remain on individuals’ records for decades, effectively blocking them from job opportunities, housing and education. “When kids get in trouble at 16 or 17,” said Hickenlooper, “it haunts them for the rest of their lives. This bill gives them a second chance.” According to the Colorado Municipal League, “The bill identifies a modified record sealing process in juvenile cases. Law enforcement, victims, and prosecuting attorneys will still have access to these records. The bill requires automatic expungement if a juvenile is not convicted, and creates a formal process for a juvenile to seek expungement if convicted.” The carefully crafted bill passed unanimously in both houses of the legislature. Records of repeat offenders and those convicted of serious violent crimes are not eligible for expungement. “We had a great legislative session with a lot of bipartisanship,” said Sen. Bob Gardner, R-Colorado Springs. The governor said Friday, May 19, following his Colorado Springs visit, that he would not call a special session of the legislature. Gardner, at the time of the governor’s visit, had his doubts regarding a special session. “If you call a special session, you have to have the leadership of both parties on board, and prepared to bring their respective caucuses along,“ he said. “I’m not sure that’s possible in this case.” City councilors Jill Gaebler, Richard Skorman, Bill Murray and Yolanda Avila were also present for the bill signing. After the signing, Hickenlooper gave the pen to Urban Peak Executive Director Shawna Kemppainen. “We all know what it’s like to be in a position where our pasts start to hold us back,” said Kemppainen. “The state of Colorado has moved some huge boulders out of the way for young people.” — John Hazlehurst

ROUND TABLE June 6 Garden of the Gods Club & Resort JIM JOHNSON

4:30-6:30 pm • Ticket Price: $25 • RSVP at csbj.com/Events

16 May 26 - June 1, 2017

Colorado Springs Business Journal

Focus

OUTDOOR RECREATION

Summer events bring publicity, cash

Photo by Oran Kelly, Eibhir Photos

Cyclists race northward on 30th Street past scenic Garden of the Gods during the USA Pro Challenge, a five-year event that ended in 2015. The inaugural Colorado Classic Stage 1 is Aug. 10.

hotel, say Sports Corp. officials. The second event, the inaugural Colorado Classic, emorial Day weekend is the unofficial is set for August. A variety of fun events surround the start of summer, and in the Pikes Peak professional cyclists’ Aug. 10 stage race — the kickoff region that means more bikers, hikers leg of the Classic — with the start and finish line at and outdoor recreation activities. It also the same spot in downtown Colorado Springs. Plus, translates to added revenue for Colorado Springs and NBC Sports will televise the event, providing an even surrounding areas. bigger economic boost, officials say. “Many of the people who come here for recreational Sports Corp. President and CEO Tom Osborne, who activities and to experience our natural resources are oversees the Rocky Mountain State Games, estimates from far enough away that they stay in it brings $8 million to $10 million hotels and eat at our restaurants, and in revenue to the region each year. that has a financial impact for the city,” Osborne, who also worked hard said Karen Palus, the city’s director of to bring the opening stage of the parks, recreation and cultural services. Colorado Classic to the Springs, Often, she said, the economic impact agrees with Steve Brunner, presiis long-lasting. dent of King of the Mountain Sports “A lot of people came here — and Marketing (the event’s promoter) stayed here — for the outdoor values that the Classic will produce as much we have in our community,” Palus as $8 million in revenue for the area. said. “It’s easy to disappear over to Obviously, summer outdoor recthe Garden [of the Gods], or Red Rock reation in the Pikes Peak region means money — whether it inCanyon or North Cheyenne Cañon volves pro athletes or amateurs. and be right outside of town within — Tom Osborne And that’s perfect for a communi10 minutes and feel like you’re 100 ty now branding itself as Olympic miles away from the population. You City USA. can work downtown and take your mountain bike for a good half-hour ride at lunch. Not all communities can do that, so we’re real special that ROCKY MOUNTAIN STATE GAMES way.” Competitors have increased from 2,016 in 2002 The Springs will be a special destination for thouto more than 10,000 the past three years. Osborne sands of out-of-town guests this summer — fostering and his team figure more than 60 percent of those an even greater financial impact — because of two participants and their families stay in a local hotel much-anticipated events. during the State Games. The Rocky Mountain State Games will be hosted in “We’ve got more than 25,000 people involved, late July by the Colorado Springs Sports Corp. for the counting spectators, and they’re spending money and 16th year. The event has grown steadily and attracted staying all over town,” he said. “They’re competing a record 10,314 participants and more than 15,000 at 40 different venues, all the way from the Air Force spectators in 2016. More than half of the competitors Academy down to Fort Carson. Many are spending (and their families) spend at least one night in a local multiple nights in town and eating out, so it’s a big By Bob Stephens

“We’ve got more than 25,000 people involved, counting spectators, and they’re spending money and staying all over town.”

economic driver.” The State Games attract competitors who vary in age from senior citizens to grade-schoolers, so the event often becomes a family vacation if mom and dad are traveling to watch their children participate. “The beauty of the State Games is it’s an Olympicstyle event for all ages and skill levels,” Osborne said. “It’s a perfect fit for our city — Olympic City USA. It’s part of the DNA of our community. And it’s gotten so big, it now takes two different weekends because of the magnitude of the event.” The Rocky Mountain State Games are scheduled July 21-23 and July 28-30. Colorado Springs and the Sports Corp. hosted the State Games of America in 2005, 2007 and 2009. “Those three years had a tremendous economic impact,” Osborne said. “The Rocky Mountain State Games have grown into the same type of economic force and are attracting similar numbers of out-ofstate participants.” Palus, who moved to the Springs from Florida five years ago, said the State Games are a great attraction for out-of-towners. “I think it’s great visibility for our community as a whole,” she said. “They get to see what Colorado Springs has to offer. They’re using a tremendous number of our [city] venues so they get to see all the different parts of our community. Some really do use this trip as their family vacation and they utilize our different attractions while they’re here.”

COLORADO CLASSIC The pro cycling event is a new and improved version of USA Pro Challenge, the seven-stage bike race that drowned in financial losses after a five-year run ending in 2015. The Colorado Classic figures to build on what was good about its predecessor. “I think it will be a bigger economic impact for Colorado Springs than USA Pro Challenge was,” Brunner said.

Colorado Springs Business Journal

Rocky Mountain State Games 2002‐2016 Historical Participation Numbers

CONSTRUCTION ception and gala, along with team introductions — a rarity — at The Broadmoor hotel. At 10 a.m. Aug. 10, 72 women will race 120 miles — starting and finishing in front of the U.S. Olympic Committee building in downtown Colorado Springs. A community mile run — there are divisions for open runners, high school and middle school — starts after the women’s race concludes. The men’s race, about 350 miles for 96 cyclists, starts at 1:15 p.m. and ends about 4:45 p.m. Awards ceremonies for the Classic and community mile will follow on Tejon Street, where there will be a live DJ, vendors for running and cycling and music and a kids’ zone. The festival lasts until 10 p.m. “It’s truly an all-day affair,” Osborne said. “I want to encourage people to come out and see these worldclass athletes. “The great thing is the exposure on NBC Sports.” Stage 1 will feature 90 minutes of live coverage, including helicopter shots of Garden of the Gods and Pikes Peak, as well as downtown. NBC Gold will webcast internationally. “We’re looking at an audience of 50 [million] to 60 million for that, making it Colorado Springs’ biggest international event,” Brunner said. “An indirect economic impact would grow even more as people see the Springs on TV or on the webcast and want to come here.” Hosting Stage 1 is important, Osborne said. “What I love about us hosting the start is some teams will train here before the race to get used to the altitude,” Osborne said. “So they’ll stay in hotels and restaurants, and that’s where we get even more economic benefit.” CSBJ

ROCKY MOUNTAIN STATE GAMES PARTICIPANTS Historic RMSG Participants from El Paso & Outside El Paso County

6,000 5,000 4,000

In El Paso County

3,000 2,000

Outside El Paso County

1,000 0

2002 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015 2016

Source: The Sports Corp.

Historical Participation

6035 HEALTHY LIFESTYLES:

12,000

CHANGING ATTITUDES AT ALTITUDE

K E E W E E OF TH

10,000 8,000

HIK 6,000 4,000

2,000 Tag the 0 and use CSBJ 2002 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015 2016 #6035lifestyle to show us your healthy lifestyle!

BEST IN BUSINESS RECEPTION:

PALMER LOOP TRAIL

JUNE 29 • 5-7p.m. 5/22/2017 THE MANSION

Length: 5.2 miles To get there: From US-24 exit on 26th street. After driving through two switchbacks turn right to Gold Camp Road and the trailhead parking lot will be on the right side after about 0.9 miles.

TICKETS:

35 FOR SUBSCRIBERS 45 FOR NON-SUBSCRIBERS $55 AT THE DOOR $

SPONSORED BY: CO LO R A D O S P R I N G S B U S I N E SS J O U R N A L

Join us Sept. 14 for lunch, health expo and awards presentation.

RSVP AT CSBJ.COM/EVENTS

NEXT WEEK

Outside El Year Participants Spectators In El Paso County Paso County 2002 2,016 3,024 1,003 1,013 2003 3,194 4,791 2,148 1,046 Osborne said the $8 million estimated economic The RPM Events Group, which owns the Classic, is 2004 4,838 7,257 2,787 impact “is conservative and very doable.” introducing a new2,051 approach to bike racing by adding 2005 5,729 8,594 2,338 Fort Collins and Vail and Denver initially, vied for the live music, festivals3,391 and ancillary events in the host 2006 6,164 9,246 1,984 Brunner said. 4,180 honor of hosting the Classic’s first stage. Breckenridge towns, will host Stage 2 while host stages 10,331 3 and 4. “There is a lot more involved with this, and it should 2007 Denver will 6,887 3,542 3,345 “Tom was a central this coming to10,337 town,” be3,445 wall-to-wall fun,” he said. “If you can’t come early, 2008driver in6,891 3,446 Brunner said of Osborne. come later and just enjoy the atmosphere.” 2009 6,809 10,214 2,485 4,324 “The bid fee was $150,000 and our total budget is Activities in the Springs kick off Aug. 8 when lo2010 6,623 9,935 2,557 4,066 about $500,000,” Osborne said. “The Sports Corp. cal cyclists get the opportunity to ride with the Trek2011 7,067 3,983 Segafredo team. 3,084 doesn’t have the wherewithal to do this, but10,601 we can run it. We had a lot of key partners: El Paso “That’s the equivalent 2012 7,103 the city,10,655 1,864 5,239 of playing basketball with County, El Pomar 2013 Foundation, Nor’wood Development the Cleveland Cavaliers,” 9,001 13,502 4,578 4,424 Brunner said. “They’re one of4,702 the top teams in5,644 the world. It costs $198 and you Group, GE Johnson, The Colorado Springs Visitors 2014 10,346 15,519& get a jersey worth $100.” Convention Bureau, USA Cycling, the Pikes Peak 2015 10,133 15,200 4,194 5,939 Aug. 9 will feature a press conference and VIP reCycling Society, Comcast.” 2016 10,314 15,471 4,111 6,203

7,000

May 26 - June 1, 2017

CSBJ.COM/EVENTS

18 May 26 - June 1, 2017

Colorado Springs Business Journal

THE LIST: GOLF COURSES

Golf Courses

Ranked by Rounds played in 2016

Just Missed The List

Ranked by Rounds played in 2016 Rank

9-The Lodge at Flying Horse 10- Shining Mountain Golf Course

1 2

Built in 1898, Patty Jewett Golf Course is the third-oldest public course west of the Mississippi. It has been city-owned since 1919.

3 4

To purchase your own Book of Lists or the full Golf Courses List, call Cristina Jaramillo at 719-634-5905

5 5

Don’t miss The List June 2: General Contractors June 9: Bed & Breakfasts June 16: Physician Groups/Urgent Care Centers June 23: Commercial Insurance Brokers

From The Book of Lists & Power Pages

7 8

Name Address Phone/Fax Tee Times Reservations:

Green Fees Rounds Played in for 18 Holes: 2016 Wknds/ Public or Private Wkdays

Course Rating: Champ./ Men/ Women 72 70.4 70.2

Slope Rating: Champ./ Men/ Women 129 124 124

Par: Champ./ Men/ Women

Length: Champ./ Men/ Women

Golf Pro/ Manager

Major Tournaments

Patty Jewett Golf Course 900 E. Espanola St. Colorado Springs, CO 80907 719-385-6931/719-385-6933 Tee Times: 719-385-6950 Valley Hi Golf Course 610 S. Chelton Rd. Colorado Springs, CO 80910 719-385-6931/719-385-6933 Tee Times: 719-385-6917 Cherokee Ridge Golf Course 1850 Tuskegee Place Colorado Springs, CO 80915 719-597-2637/N/A Tee Times: 719-597-2637 The Broadmoor Golf Club 1 Lake Avenue Colorado Springs, CO 80906 719-577-5790/719-471-6111 Tee Times: 719-577-5790

$31 $29

103,973 Public

72 72 75

6,948 6,552 5,758

Bill Martin, Head Pro Pat Gentile, Golf Manager

Pikes Peak Amateur

$31 $29

52,761 Public

71.7 65.9 63.8

118 114 102

72 72 72

6,890 6,437 5,616

Bill Martin, Head Pro Pat Gentile, Golf Manager

Springer

$31 $29

45,000 Public

69.3 69.3 72.8

117 117 133

72 72 74

6,426 6,426 5,938

Todd Laxson, Director of Golf GriD Rainford, Superintendent of Golf Operations

$280 $280

34,000 Private

$32 $28

30,000 Public

East-135 West-130 Mtn 149 East-129 West-123 Mtn 132 East-144 West-131 Mtn 124 133 117 127

East-70 West-71 Mtn 72 East-72 West-71 Mtn 72 East-72 West-72 Mtn 72 72 72 72

East-7,310 West-7,016 Mtn 7,637 East-6,651 West-6,173 Mtn 6,325 East-5,738 West-5,162 Mtn 4,928 7.092 6,054 5,555

Russ Miller, Director of Golf Fred Dickman, Director of Golf Course Maintenance

Springs Ranch Golf Club 3525 Tutt Blvd. Colorado Springs, CO 80922 719-573-4863/719-573-4871 Tee Times: 719-573-4864 World Golf & Sand Creek G.C. 6865 Galley Rd. Colorado Springs, CO 80915 719-597-5489/ N/A Tee Times: worldgolfsandcreek.com

East-74.0 West-70.8 Mtn 75.7 East-69.9 West-68.6 Mtn-69.0 East-72.8 West-70.5 Mtn - 67.7 73.0 68.3 70.8

Jim Lipp Memorial Match Play, Cherokee Ridge 3-Man Scramble in mid July 2008 U.S. Senior Open, 2011 U.S. Women's Open, 7 USGA Championships

Ed Kujalowicz, Head PGA Golf Pro/GM, JeD Becker, Golf Professional

Colorado Open QualiCer

$22 $22

30,000 Public

N/A N/A N/A

29 29 29

1,653 1,653 1,326

N/A

The Country Club of Colorado 125 E. Clubhouse Dr. Colorado Springs, CO 80906 719-538-4095/719-538-4042 Tee Times: 719-538-4095 Kings Deer Golf Club 19255 Royal Troon Dr. Monument, CO 80132 719-559-4500/N/A Tee Times: 719-559-4500

$130 $130

23,000 Private Semi-Private

72.6 70.0 69.0

142 130 131

71 71 71

7,056 6,479 5,285

Gregg Jones, Class A PGA Professional, BJ Hough, Teaching Pro and CertiCed Fitting Professional Michael Fontana, President/ CEO Nate Erickson, Head Golf Professional Cathy Matthews-Kane, Club General Manager

$62 $52

19,000 Private Semi-Private

71.3 69.3 69.1

133 121 126

71 71 71

6711 6168 5054

Nate Vincent, Head Golf Professional JeD Kelly, General Manager

Holiday weekend tournaments, birdies and beers

Mens, ladies and seniors member/ guest tournaments

NR- not ranked, indicates that the information necessary for ranking was not provided. N/A- not available. While every attempt is made to ensure the thoroughness and accuracy of the list, omissions and typographical errors may occur. Please send additions/corrections to cristina.jaramillo@csbj.com.

This is the top listing of Golf Courses that responded to questionnaires, notices and telephone inquiries.

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Colorado Springs Business Journal

May 26 - June 1, 2017

Care: Both kids and building require special attention From page 11

thought that many more would have survived if this building had been available.” Taylor not only funded the building, but also supervised every detail of its construction. “We have the monthly audits that she received from the contractors,” Price explained. “The building was originally estimated at $160,000, but the final cost was $273,000.” Taylor spared no expense. The Tudor revival build-

ing is as splendid as any 19th-century mansion, with elaborate oak trim, tile floors and fireplace surrounds, and murals based on Mother Goose stories by Colorado master Allen Tupper True. Extraordinary leaded and stained glass windows flood the building with light — but after more than 90 years, they need some attention.

WINDOW REHABILITATION “In the 1990s we installed Plexiglas panes on most of the windows to protect them from hailstorms and vandalism, and now the Plexiglas has turned yellow,” Price said. “The original windows need to be removed and renovated, and so do the nursery doors.” In 2015, Early Connections applied for a grant from the Colorado State Historical Fund to help cover the cost. The application was denied. “We asked Charise Boomsma at Preservation Studio a few blocks north on Tejon what we’d done wrong and she guided us through another application,” Price said. “She had a child who was one of our students, so she understands our mission. They awarded us $200,000, and we’ll be signing contracts to start the work by the end of the month.” “We’ve reached 65 percent of our fundraising goal to complete the project,” Denson added. Total cost: $464,000. Supervised by RTA Architects of Colorado Springs, the work will include “repairing 67 wood-framed windows and the wrought iron workings on many of the windows,” according to the Early Connections website. “Extensive restoration will be performed on 45 of the leaded and stained glass windows and additional treatment work will restore another 85, returning them to their original

state as they were upon the building’s completion in 1924. Protective covers of tempered glass will be placed upon all windows to ensure their durability against adverse weather.” Early Connections Board Chair Robert Gonzales pointed out the building was constructed a century ago. “There is no air conditioning. With many of the windows sealed shut due to their disrepair and for the safety of our children, lack of adequate airflow is a concern,” he said. “This project will allow all of these windows to be fully functional again, providing ventilation and natural sunlight for the children.” Refinishing and renovating the entry doors will be relatively simple, but the windows require highly specialized skills. “We’ve been talking to Denver Art Glass,” said Price. “They can’t do the work on-site, and we can’t close the building — what we do is really important. We serve about 120 children here, and hundreds more in our other facilities.” On a recent sunny spring afternoon, subdued yellowish light flooded through banks of stained and leaded glass in the first floor dining hall. Upstairs, preschoolers played and napped, at home in the child-friendly building created, sustained and led by six generations of Colorado Springs women. Price has worked in the building for 30 years, but she didn’t dwell on the past. “I can’t wait until those first floor windows are finished,” she said, “and that wonderful light pours into those rooms!” CSBJ

A child-friendly building created, sustained and led by six generations of Colorado Springs women.

Photo by John Hazlehurst

A dedication plaque: “To all mothers and all children.”

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20 May 26 - June 1, 2017

Colorado Springs Business Journal

MARKET SNAPSHOT America’s seniors are seeing improvements in clinical care but are facing significant economic barriers to better health, according to the key findings from United Health Foundation’s fifth annual America’s Health Rankings Senior Report.

The report ﬁnds continued notable improvements in care quality and outcomes since 2013, including:

25% reduction in preventable hospitalizations among Medicare beneﬁciaries age 65+

30% decrease in hospital deaths among Medicare decedents age 65+

decrease in hospital readmissions among Medicare beneﬁciaries age 65+

reduction in visits to the ICU in the last six months of life among Medicare decedents age 65+

Sta Rankings for Senior HEal 1 - MinnEsotA 2 - UtaH 3 - Hawaii 4 - ColorAdo 5 - New HampsHirE 6 - MassacHUsEtts

45 - West Virginia 46 - Arkansas 47 - LoUisiana 48 - OklaHOMa 49 - KentUcky 50 - Mississippi

WANTED: SENIOR ACCOUNT EXECUTIVE The Colorado Springs Business Journal is looking for a Senior Account Executive for their sales department. Account executives are responsible for generating new business, maintaining existing client relationships, coordinating ad copy and placement, and collections. Existing accounts are available as well. Ideal candidates will have media sales experience, the ability to communicate clearly both verbally and in writing, must be well-organized with excellent people skills and the ability to work with a wide range of people, professional appearance and persona, ability to hit strict deadlines, and must be able to handle pressure well.

Please email resumes to jeff.moore@csbj.com. No phone calls please.

Colorado Springs Business Journal

May 26 - June 1, 2017

Photo by Helen Robinson

BamPaws: Life lessons From page 8

costs were huge. We met with one architect and builder — and that was only four times our budget,” he said. “And that was before we even knew any of the issues we’d have with the city. Then we found somebody else and worked out some deals with them, but it was still extremely costly and the delays in working with the city are just monumental, as far as I’m concerned.” A major hurdle: getting the building up to code. “We had to get a change of occupancy permit, and in doing that we were changing the use of the building,” Dave said. “Therefore we had to adhere to all the current codes — including fire, electrical, HVAC, plumbing, [Americans with Disabilities Act] — and [in 1972] this — Laurinda building wasn’t built for today’s codes. So we had to retrofit and modify it. … It was just a lot of unforeseen costs.” Dealing with the guidelines and inspections of the Department of Agriculture (which oversees all animal care facilities) presented another set of delays and learning experiences, Laurinda said. “But honestly, we’re thankful now that we’re off to a slower start because it’s given us a chance to fine-tune things, see any changes that we need to make — what’s working, what’s not really working, what we need to add,” she said. Phase I of the BamPaws facility opened for business March 27, about two months before the grand opening, with 10 luxury kennels, 32 wire kennels, cat condos, a grooming center with a full-time groomer, three large indoor play areas divided by energy level and the size of the dogs, as well as a fenced

outdoor play area. Even fencing brought unforeseen hurdles, Dave said. “We’re delayed on [permanent outdoor fencing] because of all the wind storms that knocked down all the fencing through town. ... The day before the big windstorm we had this [indoor] fencing put up, so our fencer was committed — but he said after this we wouldn’t see or hear from him till October. He was very upfront about it.” When fence builders start taking regular work again, BamPaws will have permanent, 7-foot-tall chain-link fences around three outdoor play areas with water features, shade sails, canine grass and a splash pad. Phase II will see the addition of a retail store and entrance, a reception area, a waiting area and a coffee bar. They will also add an upstairs training Flaks area — “both dog and people training,” Dave said — as well as veterinary services and 20 more custom kennels in sizes up to 144 square feet. “Our ultimate goal is to be a one-stop shop for everything for dogs and cats,” Dave said. “We’d like this to be our flagship, the template for future locations.” After all the challenges, Laurinda said the Flaks family is reaping the rewards of their love for dogs. “There’s something therapeutic about dogs in play mode or dogs that just want to come up and cuddle,” she said. “And the satisfaction we’ve gotten from people at how their dogs are taken care of — that’s so rewarding.” Owners are encouraged to come and visit their dogs at day care, and BamPaws staff send pictures, videos and texts with updates about their dogs throughout the day. “It’s a more personal service,” she said. CSBJ

“There’s something therapeutic about dogs in play mode.”

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5/24/17 10:28 AM

22 May 26 - June 1, 2017

Colorado Springs Business Journal

Space: Marijuana has impacted light industrial market From page 1

marijuana boom, others blame it on a generally more active local real estate market. Rene Circ, director and real estate strategist for CoStar Portfolio Strategy, said that he attributes as much as 80 percent of rent growth and low vacancy in the industrial market to the marijuana industry. “The Denver market has probably benefited slightly more in terms of vacancy compression, but the Colorado Springs market hasn’t been left behind too far,” he said. “It has been a tremendous boom in terms of the amount of space that is being leased and the impact that this industry is having is really at the lower end of the market.” According to CoStar’s research, rent for larger industrial buildings (25,000 to 100,000 square feet) in Denver has increased an average of 21.35 percent since the beginning of 2014, while rent for the same properties in Colorado Springs has increased an average of 24.8 percent and sits around $7 per square foot. Photo by Cameron Moix Circ said the rent growth is a product of market Chuck Murphy, president of Murphy Constructors of Colorado Springs Inc., recently completed construction of a 36,000-square-foot activity from marijuana businesses renting a large warehouse in the southeast area of the city that is intended to be leased to non-marijuana businesses. percentage of the available product in the years following the recession, when there was very little interest and it might not be the best use of the space.” Nonetheless, Colorado Springs remains a market in such spaces. While many landlords five years ago were eager to with a short supply of industrial space — a total of “The buildings that would be the first vacant during a take on such tenants, Trinidad said that is no longer around 3 million square feet of vacant space — but recession and the last to be absorbed during a recovery the case. And as the market has recovered, property there are already developers interested in remedying have become the darlings, if you will, of this industry,” owners have regained the luxury of being more disthat. he said. “That has had a very positive overall impact on criminating when it comes to lessees. While rent growth for industrial space in Colorado the industry … but it’s having some negative impacts “Now, you can probably get the same rate from a Springs hasn’t yet reached a level that — to most people as well on the other businesses. ... Rents have gotten normal business than a marijuana business,” she said. — would justify new construction, that isn’t stopping very high, and if you think about who the other user “There’s not a lot of incentive, if you have the option at least one local developer from getting ahead of the for these spaces would be, it would be a small business. to lease to one or the other, to lease to the marijuana curve. Those guys are sort of getting priced out of the market.” business. And if you lease to the regular business, there “The rental rates remain slightly below what is reBut Trinidad doesn’t agree with is less wear and tear on your buildquired to justify new construction, but due to the large the notion that marijuana busiing and less risk from the federal demand for small industrial spaces, we are beginning nesses have consumed the local government — it’s just a cleaner to see some investors, owners and developers start industrial market. deal.” the process and build smaller industrial facilities,” “I don’t think that is accurate at Trinidad said that whatever according to the Quantum report. all — I think the problem is that market pressure was drummed up Among those investors, owners and developers is we have no light industrial prodby marijuana grows and dispenChuck Murphy, who recently completed construcuct,” she said. “I don’t think small saries is now subsiding naturally tion of a 36,000-square-foot warehouse in southeast businesses are necessarily having due to local policies restricting recColorado Springs designed to meet a growing demand — Holly Trinidad a hard time because of the effect of reational operations and limiting for non-marijuana industrial space. these marijuana businesses. I just medical operations. Rather than Murphy’s Class-A warehouse was the only one to be think the market is so tight and pay premiums on rental property constructed last year and he said he is marketing it to there isn’t a lot of product coming online.” in Colorado Springs, many marijuana growers have prospective tenants that include companies in medical She attributes the tightness of the market and rising started moving south for cheaper real estate or exmanufacturing, homebuilding and other industries. rents to a lack of available industrial product that can panding into recreational cultivation. “It might take us a while to get it leased,” said be traced back to the fact that there has been little to “There were some areas of the local market that Murphy, the president of Murphy Constructors of no new construction in the light industrial market used to be really pot-heavy that you’re now seeing be Colorado Springs Inc. “But when we do, we’ll have a since the nation’s financial difficulties began in 2008. cleaned up and rejuvenated,” she said. “The 500 block tenant for a long time.” “I wouldn’t say it’s because of the pot industry — the of West Colorado Avenue used to be pot-grow central. Murphy, who owns several other warehouses in the pot industry just lucked out because when the market Now, there’s a mortgage company going in, there’s a area (I-25 and S. Circle Drive/Lake Avenue), said he plans was bad, landlords just took any tenant they could distillery looking at going in, there is a high-end autoto soon build an additional 25,000-square-foot wareget,” she said. “Most landlords would much prefer to motive sales business — it’s just a really cool little area house on the same 5-acre tract of land, which El Paso that used to be all pot. It’s nice to see areas rejuvenated lease to a regular business user than a pot user, just and not have dispensaries on every corner.” because pot tends to have some negative connotations County records indicate he purchased in 2000. CSBJ

“For small users — around 1,000 to 2,500 square feet — there is just no inventory.”

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Colorado Springs Business Journal

May 26 - June 1, 2017

Outlook: Optimism reigned during economic overview From page 1

down. Housing prices are recovering, consumer confidence and small business confidence has jumped dramatically. And this is outside the realm of politics. Of course, politicians will try to take credit for it, but this is a trend that has been in place for several years now, from a Democratic administration to a Republican one, so neither one can really take credit for it.” Davidson emphasized four points to the big crowd that braved a mid-May snowstorm to hear his advice: • Don’t be emotional • Diversify • Globalize • Buy and manage “It’s graduation season and all the commencement exercises are about,

‘Follow your heart, follow your heart,’” Davidson said. “And that makes sense academically and vocationally and romantically, but when it comes to financially, my commencement speech would be ‘Don’t follow your heart,’ because too many people let their emotions drive their investments and their fears. “And you want to be diversified. I use the analogy of all-weather tires; that you want to have an all-weather portfolio. You need to be globalized. So much of the growth is outside our country where the demographics are favorable and the valuations are attractive. “I say don’t buy and hold, but buy and manage. So many people invest and leave it on cruise control, but you need to adjust based on your changing goals, your changing temperament for risk. Your portfolio also changes as things

Monthly Economic Indicators Summary, April 2017 Colorado Springs Metro Area Monthly Indicator Wage and Salary Jobs Initial Claims for Unemployment Unemployment Rate Single Family Home Permits (units) New Auto and Truck Registrations Taxable Retail Sales (in millions) Hotel Occupancy Rate Foreclosure Filings

% Apr-16 Apr-17 Change Change 278,000 282,700 4,700 1.7% 301 243 -58 -19.3% 4.0% 2.5% -1.5% -37.5% 320 297 -23 -7.2% 2,330 2,608 278 11.9% $596.1 $692.6 $96.5 16.2% 65.8% 70.4% 4.6% 7.0% 118 99 -19 -16.1%

Source: Various published sources and Summit Economics, LLC.

go up and some go down. Like an unly and now we’ve found our way and we tended garden, you’ve got to trim back have great leadership in city council and or redeploy when things don’t go well.” the mayor’s office and that’s something Davidson advised against trying to that’s eluded us in the past.” time the market. Tom Binnings, a partner at Summit “When you time it, you have to be Economics in the Springs, said, “Locally, right twice; you have to know when to we’re doing as well as we have in a long get out and when to get back in. Nobody time. The national economy has picked can do that. And when you sit in cash, up steam and there’s an optimistic outyou’re nothing,” he look for the rest of the said. year. The biggest inBailey noted that fluence has been on Davidson had prebusiness investment.” sented the globe to Bailey, however, his listeners. couldn’t help offering “Only 4.5 percent a word of caution. of the world’s pop“If you go back ulation is from the to 1930 and look at United States, but are you only going to stick when recessions hit your investments in — and this is just one just 4.5 percent of the indicator — the prob— Erik Davidson market?” she said. “I ability of an economic like the balanced downturn within 12 approach.” to 18 months of a new administration Bailey, who moved to Colorado is quite high,” she said. “It does make Springs in 2014 from Michigan, said, intuitive sense because there’s so much “I really like the trends I’m seeing. change. And if the last four months are When I got here, our median wage was any indication, there’s a lot of potential about $6[,000]-$7,000 lower than the change — some of it could be good — Colorado median. About a year later, it but there’s so much in flux, so much flipped. Now we’re about $8,000 above distraction, so much uncertainty that the Colorado median. And we have sigit could overtake things. That would be nificantly more jobs than we have people very unfortunate, and boy I hope I’m looking for work. wrong, especially here locally, because “Overall, I’m really optimistic. I’m there’s no way we could be completely keeping my fingers crossed,” she added. “We have had some struggles here localsheltered from that.” CSBJ

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24 May 26 - June 1, 2017

Colorado Springs Business Journal

OTHER VOICES

It’s not even close to over… WannaCry?

n case you have been living in a cave the last two weeks… WannaCry is the latest ransomware attack that has kept IT professionals hopping. It spreads by leveraging a Microsoft Windows Server Message Block exploit to remotely access and infect computers running on unpatched or unsupported versions of Windows. It infects the targeted computer then D I E R D O R F F moves on to others on the network and those it can find on the open internet. The ransomware took control of computers around the world and forced owners to pay hundreds of dollars in Bitcoin to get their files back. It exploited a Microsoft Windows vulnerability that Microsoft patched in March. Those who were not diligent in updating their software remained vulnerable. Hundreds of thousands of computers have been hit in more than 150 countries, creating havoc and work stoppages in hospitals, banks, colleges and even gas stations. A 22-year-old British security researcher who goes by the name MalwareTech has stopped the WannaCry ransomware plague. For now. He found a URL “kill switch” in the code of WannaCry that will keep the first strain of WannaCry from infecting computers. Here’s the problem: Now there are multiple new strains of WannaCry cropping up around the world. Some have a different URL kill switch and at least

Trevor

one strain, potentially, doesn’t have a kill switch at all. This no-kill- switch variant is not believed to have been created by the criminals who developed the first WannaCry code. Whatever the final number of WannaCry strains, the truth is that we aren’t even close to being done with WannaCry. And the criminals in control of this cyber-WMD aren’t done with causing us pain. Yes, the infection rate has slowed, but that lull is likely only the calm before the second wave of the storm, according to industry experts. Where did WannaCry come from? There is no public information on the criminals behind WannaCry, but the SMB exploit they are utilizing is believed to be part of a hacking toolset that the National Security Agency allegedly created and lost control of when a group of hackers called “The Shadow Brokers” stole it and dumped it onto the Dark Web in April 2017. Currently, the predominant strains of WannaCry are being thwarted before they infect computers by utilizing the method discovered by MalwareTech. He discovered that by registering a domain name that was buried in the ransomware’s code, he was able to create a “sinkhole” that didn’t allow the virus to infect the computer. The problem is that if the connection to this sinkhole domain is lost, WannaCry will move into “infect” mode. As stated above, there are now several strains of WannaCry out there with a kill switch domain name in their code. Each unique domain name must be registered so that a sinkhole is created for that strain. Even with these domain name sinkholes, we aren’t

out of the woods. MalwareTech stated that “WannaCrypt” (or WannaCry) ransomware was spread normally long before this and will be long after; what we stopped was the SMB worm variant.” There are some scenarios that will allow your unpatched computer to be infected — even with the kill switch in place. Here they are: • If WannaCry comes to you via an email, a malicious torrent or other vectors (instead of SMB protocol). • If your internet service provider or antivirus or firewall revokes access to the sinkhole. • If your system requires a proxy to access the internet — common in corporate networks. • If someone utilizes a DDoS (distributed denial of service) attack to makes the sinkhole domain inaccessible. What to do… The cyber-security experts at Amnet, a Colorado Springs based IT support firm, advise you to: • patch your computers; • replace systems running Windows XP or Vista; • run a decent (not free) anti-virus; and • make sure your backups are image-based backups with frequent snapshots that are current and secure. Because of the high-profi le nature of this ransomware attack, there will be copycats that make WannaCry even more virulent and destructive. WannaCry 2.0 is inevitable. Does it make you mad, or do you just wanna cry? Trevor Dierdorff is CEO of Amnet, a Colorado Springsbased IT support company. He can be reached at trevor@ amnet.net.

The aging workforce: Is there an impact on health care?

oes the ag i ng workforce have an impact on health care? According to the Association of American Medical Colleges’ report titled “The Complexities of Physician Supply S C O T T and Demand 2017,” the answer is “yes!” The report states that the retirement of specialty physicians will have the greatest impact on the supply side of the health care access equation. Physicians between the ages of 55 and 75 make up about 36 percent of the current active national workforce. Population growth and aging will be the primary drivers on the demand side. Let’s fi rst look at the supply side. Even before we factor in physician retirement projections, our region starts with a physician shortage. According to Colorado Health Institute’s 2014 “Primary Care Workforce: A Study of Regional Disparities,” the state has areas of concern when it comes to an adequate number of primary care physicians. El Paso and Teller counties are two regions of concern. Specifically, El Paso County needs an additional 120 primary care physician full-time equivalents to meet projected demand, a 54 percent increase going from 224 to 344 FTEs. According to CHI, Colorado licenses physicians but only recently began to collect information on where they

practice, how many hours a week they work, how many patients they treat or whether they see patients at all. So it’s entirely possible the shortage is even greater. In addition, the AAMC report assumes that physicians currently under age 35 will continue to work about 13 percent fewer hours per week than their older counterparts. Is there a strategy to address the physician shortage? AAMC reports that, “Fixing the doctor shortage will require training a few thousand more doctors a year, working on new delivery models and technologies, and receiving help from non-physician providers. All of this will take time.” And, it’s complicated. It takes a minimum of seven years to train a doctor — four years of medical school plus a residency training program that lasts three to five years, more for some sub-specialties. Another rub is that residencies in teaching hospitals are primarily funded through Medicare. The Balanced Budget Act of 1997 capped the number of residency slots the federal government would fund. To increase the number of slots would require federal legislation and billions of dollars of funding. While medical schools may pump out more physicians, there are limited slots for them to meet residency requirements before they can practice. Locally, we have a couple of efforts that may ease the pain several years down the road. First is the University of Colorado School of Medicine branch campus

launched in 2016 and located in Colorado Springs within the UCCS Lane Center. Third- and fourth-year medical students from the Anschutz campus receive clinical training locally before residency. Several of the students in the first two cohorts have local ties and may one day practice here. Dr. Erik Wallace, associate dean for the branch campus, said, “There is no reliable pipeline to meet the workforce shortage, no easy way to replenish the gap due to how residency slots are funded. Locally our biggest challenge has been that we don’t train our own.” Until recently. In 2016 Peak Vista Community Health Centers launched its family practice residency program. It is a three-year residency with nine residents set to begin their second year in July and eight more starting their first year. “This is good news because 56 percent of family medicine graduates historically stay within 100 miles of their residency program,” stated Dr. Scott Robinson, Peak Vista’s residency program director. “My goal is to retain two thirds of our graduating residents.” That would add four to five new family practice physicians from each year’s graduating class. The demand side of the physician shortage equation — population growth

and aging — is more straightforward. The population of El Paso County grew by almost 50,000 people between 2010 and 2015. Those 65 and older are expected to grow by 39 percent between 2010 and 2020. The collision of population growth and aging adults who require more and higher levels of care with significant numbers of physicians exiting the workforce within the same time frame leads us to conclude — Houston, we have a problem! There is another piece of the story that points to something that you and I can actually impact. United Health Foundation’s “America’s Health Rankings” were released this month. According to the report, Colorado’s seniors are the fourth-healthiest in the nation. High levels of physical activity and low levels of obesity contributed to this ranking. We can’t personally do much about population growth, aging or the physician shortage, but we can keep as healthy as possible as we age. Keep moving, Boomers! BJ Scott, an advocate for age-friendly workplaces, is the former CEO of Peak Vista Community Health Centers and its foundation. She can be reached at bjscott2325@ gmail.com.

Another rub is that residencies in teaching hospitals are primarily funded through Medicare.

Colorado Springs Business Journal

May 26 - June 1, 2017

PPRA: Inventory an issue for local residential Realtors From page 4

Did you have an impression of Colorado Springs before you moved here? Yes. Colorado Springs is much more like the mountains than I expected. It’s a much more tight-knit group and much more diverse and more is happening here than people in other parts of the state realize. A lot of people think it’s all military, but there are so many exciting things going on here. … It’s a pleasant surprise. It’s a bigger city than I thought, but feels like a small town. And it’s beautiful. Assess the health of the industry. We’re struggling with lack of inventory. People may want to move here but can’t. Properties are going on the market and last for only days with multiple offers. It’s healthy but we need inventory. We also work a lot with the Housing & Building Association, but inventory is an issue across the country.

What about younger people forgoing homeownership? Homeownership is at an all-time low, but it’s only a few percentage points off. The Millennials are starting to move out of their parents’ homes. But in Colorado, Millennials are looking for multi-family condominiums in urban areas. We’ve had issues with construction defects, so we weren’t seeing the building of multi-family units outside of apartments, and we just had some success at the state Legislature on construction defects. … Millennials will be the next great wave — our next Baby Boomers. You studied food science in college? Growing up in Minnesota — Pillsbury and General Mills are there. My stepfather was in executive placement and two of his biggest clients were General Mills and Pillsbury. He would come home and talk about what food scientists did. I knew I wanted to be in science then. It was really fun and interesting. I focused on the bacterial side and food safety and stability. When

I was in college, organic was a new marketing ploy and trans fats were all the rage. Do you still think about food science? During the downturn I did. There aren’t many food science programs in the country, but there’s one at Colorado State University. I thought about going back to school for my master’s degree. Are there similarities between food science and what you do now? None. There’s a big difference between getting food through pipes in a plant and looking at real estate daily. I miss growing things on food — getting your Petri dishes off the shelf two days later to see what grew. … I worked for the Food Research Institute. Large companies would send in food products for research and development. ... I got to try and grow botulism on this meat product once. That smell is still stuck in my nose. CSBJ n

Vectra: Relationships are

Read the CSBJ driving force behind all success on the go From page 7

you own it.’ Meaning, they gave me the keys to the market and said, ‘Build it.’ They allow us to really volunteer in the community in areas that align with what we’re passionate about, which naturally creates this brand awareness around Vectra Bank. ... From the bank’s side, even within our sponsorships, we don’t approach it as a sponsorship, it’s a partnership. Through the recession we had a tighter budget ... so I had to get more strategic. … What most banks spent on one luncheon, I had to spend on an entire year. So creating a budget that reduced our average sponsorship but married a partnership — manpower and human capital — with those. It has an exponentially larger impact than if we just wrote a — Shawn check for $1,000 and said ‘Here you go.’

What do you do in your spare time? I just got engaged Sunday [to Mattie Albert, manager of strategy and development at El Paso County Clerk and Recorder’s Office] so my spare time right now is planning a wedding in [43] days.

What’s ahead? I’ve been asked to work on an HR project for our parent company out of Utah, around intergenerational management and Millennials, and creating a workforce. I’m very passionate about workforce and people, and apparently I’ve found a strong skillset in how I do that — engaging young professionals, Millennials, getting them to stay. I have the best retention rate in the bank and so they’ve identiGullixson fied me as someone who can do that. … Workforce development is something that the bank has earmarked as one of their five areas of focus... [The project] will help develop HR initiatives that can be rolled out across all nine states. … We have close to 15,000 employees as a Bancorp [the holding company for nine banks, including Vectra] and I think when you look at the Millennial generation — I’m six months Millennial, 1980, so I kind of flip between the two generations — if you look at their average job tenure of two years … to me, that’s a problem. If I can take, in this tiny piece of the bigger picture, the retention and the engagement level that I have, and duplicate that throughout 15,000 employees … my hope is over the next five to 10 years we will see a significant jump in our retention rate across all markets and all states. CSBJ

“Doing those little things ... is something I pay a lot of attention to.”

What is one of the biggest lessons you’ve learned in your career? Relationships are the driving force behind all success. This isn’t limited to your career or your job; this is something that’s impacted me throughout all areas of my life. You maintain and invest in good relationships, and understand that you can learn something from everybody. What’s really helped my career is seeking those people out. Who knows what I need to know? Who’s accomplished what I would love to accomplish? Then sitting down and simply listening, and applying those principles in a way that’s my own … and really influencing the folks around here to take an added interest in the success of the bank.

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26 May 26 - June 1, 2017

Colorado Springs Business Journal

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BUSINESS LEADS Incorporations Filed with the Secretary of State when an individual or business incorporates. ENTITY NO

CORPORATION NAME

TYPE

FILING

AGENT

AGENT ADDRESS

AGENT CITY

STATE

20171367611 20171290100 20171298138 20171360596 20171360597 20171360598 20171360633 20171360636 20171360638 20171360639 20171360647 20171360691 20171360724 20171360770 20171360772 20171360841 20171360879 20171360891 20171360926 20171361098 20171361117 20171361204 20171361377 20171361403 20171361446 20171361481 20171361504 20171361523 20171361610 20171361634 20171361656 20171361671 20171361682 20171361728 20171361910 20171362068 20171362165 20171362243 20171362254 20171362512 20171362513 20171362630 20171362673 20171362719 20171362759 20171362799 20171362801 20171362804 20171362805 20171362810 20171362814 20171362870 20171362905 20171363008 20171363067 20171363203 20171363249 20171363310 20171363333 20171363366 20171363495 20171363572 20171363688 20171363785 20171363808 20171363838 20171363944 20171363957 20171364178 20171364183 20171364186 20171364201 20171364219 20171364294 20171364500 20171364531 20171364566 20171364573 20171364633 20171364638 20171364705 20171364718 20171364720 20171364721 20171364724 20171364726 20171364732 20171364767 20171364768 20171364770 20171364934 20171364989 20171365015 20171365240 20171365245 20171365356 20171365372 20171365383 20171365385 20171365413 20171365419 20171365420

ALKE AESTHETICS LLC MaxGreen Transportation Engineers, LLC Weir Walking and Pet Sitting LLC Real Bandits, LLC Colorado Spectrum auto reconditioning, LLC Kim Penny, LLC Experience Rx, LLC Cereal Bar Food Truck, LLC Dark horse Performance, LLC Full Throttle Enterprises, LLC AMS Collective, Inc. S Barton-P Lee-Meals on Wheels, LLC Bean N Bakery Bistro, LLC Ag Analytics LLC HOME INSPECTION EXPERT LLC Fresh Taste Catering LLC Money maide LLC Segue Solutions LLC El Paso County Home Inspections LLC Traust Shooting Accessories Ltd NEVERIA MONARCA LLC TFH Design, Inc TELCO MANAGEMENT SERVICES LLC Poetry Heals 1058 Swayback Drive LLC Kustom House Cleaning LLC L27 Investments, LLC TORTAS Y HAMBURGUESAS EL GORDO LLC GC Property Investments, LLC Drymen, LLC Corcoran Trucking, LLC JAB LANDMAN SERVICES LLC Colorado Psychological Assessments, LLC Garza Family Enterprises LLC MORGANCORP ENTERPRISE, INC. Westside Holdings, LLC Sydney Constructors, LLC Superior Roofing & Exteriors LLC Closet Pretties LLC KAYLEE HOUSE CLEANING Coloradeaux Crafts, LLC J & T Maintenance “LLC” Thai Rolling, Inc Sunshine Six LLC Mullis Business Technologies, LLC NOPAR, LLC Mile High Living Realty, LLC VistaTec Enterprises, LLC animas satellite, LLC Elisabeth Williams Consulting, LLC Clutch Performance Trucking, LLC Coalition LLC MindBending Software LLC DJ Chris Diablo LLC Align REI, Inc. Legacy Insurance Agency , LLC Anne L. League MD, LLC Enaz LLC Weidner Investment Services, Inc. So Fine Ltd Genbolt Inc KPrevidi, Inc. Nicky D’s Painting, LLC. CCV llc Ralph Nesbitt, LLC Lojjaden CHORNEY BELKA, INC. Insight Pest Solutions COSprings LLC Cloth & Fringe Boutique LLC J9V I, LLC Absolute Quality Construction& Restoration, LLC IN-LINE MUSIC GROUP State 48 Inspections and Consulting, LLC Liberty Quest Ministry, Inc. PL BROTHER’S DRYWALL LLC Humour Phantoms Inc Whole Body Ecolutions LLC LBM Services, LLC High Quality Customs Embroidery in Stitches LLC USBM, LLC Stafford, LLC Stucy Group, Inc. Barth Housing Solutions, LLC Connect Me Now LLC Blue Bird Financial, LLC Eezo Beauty LLC Legit Brands, Inc. TRACE PAINTING LLC AK Properties, Inc. Griffin Cattle IRA, LLC Hoeffel Energy Services, Inc. Austin Home Building L.L.C. 1501 CO LLC Black/Latino Leadership Coalition D & J Racing, LLC Cornerstone Growers LLC Eye C, Inc CambKo, LLC GALLO LLC WANDERTREK COLLECTIVE LLC Long Draw LLC

DLLC DLLC DLLC DLLC DLLC DLLC DLLC DLLC DLLC DLLC DPC DLLC DLLC DLLC DLLC DLLC DLLC DLLC DLLC DLLC DLLC DPC FLLC DNC DLLC DLLC DLLC DLLC DLLC FLLC DLLC DLLC DLLC DLLC DPC DLLC DLLC DLLC DLLC DPC DLLC DLLC DPC DLLC DLLC DLLC DLLC DLLC DLLC DLLC DLLC DLLC DLLC DLLC DPC DLLC DLLC DLLC FPC DLLC DPC DPC DLLC DLLC DLLC DNC DPC FLLC DLLC DLLC DLLC DLLC FLLC DNC DLLC DPC DLLC DLLC DLLC DLLC DLLC DLLC DPC DLLC DLLC DLLC DLLC DPC DLLC DPC DLLC DPC DLLC DLLC DNC DLLC DLLC DPC DLLC DLLC DLLC DLLC

5/15/17 5/15/17 5/13/17 5/10/17 5/10/17 5/10/17 5/10/17 5/10/17 5/10/17 5/10/17 5/10/17 5/10/17 5/10/17 5/10/17 5/10/17 5/10/17 5/10/17 5/10/17 5/10/17 5/10/17 5/10/17 5/10/17 5/10/17 5/10/17 5/10/17 5/10/17 5/10/17 5/10/17 5/10/17 5/10/17 5/10/17 5/10/17 5/10/17 5/10/17 5/10/17 5/10/17 5/10/17 5/10/17 5/10/17 5/10/17 5/10/17 5/10/17 5/10/17 5/10/17 5/10/17 5/11/17 5/11/17 5/11/17 5/11/17 5/11/17 5/11/17 5/11/17 5/11/17 5/11/17 5/11/17 5/11/17 5/11/17 5/11/17 5/11/17 5/11/17 5/11/17 5/11/17 5/11/17 5/11/17 5/11/17 5/11/17 5/11/17 5/11/17 5/11/17 5/11/17 5/11/17 5/11/17 5/11/17 5/11/17 5/11/17 5/11/17 5/11/17 5/11/17 5/11/17 5/11/17 5/12/17 5/12/17 5/12/17 5/12/17 5/12/17 5/12/17 5/12/17 5/12/17 5/12/17 5/12/17 5/12/17 5/12/17 5/12/17 5/12/17 5/12/17 5/12/17 5/12/17 5/12/17 5/12/17 5/12/17 5/12/17 5/12/17

Dharmesh Shah Claudia Weir RICHARD VILLANUEVA Pamela Prockish Daniel Hollis Nicklaus Diede Stewart Opjorden Ricardo Huerta Jason Zegan Brian Murphy Elaine Campbell Michael Butler Ricardo Huerta Anthony Hill Richard Hanes Jeremy Corcoran Miguel Garza JOHN STINAR Joe Koscove Cole Schemer Iris Hyacinth Cleveland MAURICIO PEREZ Patrick McClure James Rhoades Zhan Zeng Katie Nelson Robert Mullis Marc Swindle Ryan Thomas Christopher Waldron Anne League Jennifer Fine HAO CHEN Andrew Previdi Nicholas Demith Brant Ford RALPH NESBITT IAN BURRELL Cory Devenney Janine Vitetta Christopher Johnson Don Carpenter ZHIHENG ZHANG Jordan Park Deborah Wicklund Jacob Yeager Fawn Lewis Tracey Parnell Jim Griffin James Austin Jerry Trent Willie Breazell Douglas Henry Cade Shaffer LEOPOLDO PEREZ CRUZ Russell Winger

1155 KELLY JOHNSON BLVD 1155 Kelly Johnson Blvd 5593 E Old Farm Circle 121 S. Tejon Street, Suite 900 121 S. Tejon Street, Suite 900 121 S. Tejon Street, Suite 900 121 S. Tejon Street, Suite 900 121 S. Tejon Street, Suite 900 121 S. Tejon Street, Suite 900 121 S. Tejon Street, Suite 900 121 S. Tejon Street, Suite 900 121 S. Tejon Street, Suite 900 121 S. Tejon Street, Suite 900 1155 Kelly Johnson Blvd 3355 LYNNWOOD WAY 830 Arcturus Drive 1155 Kelly Johnson Blvd, Suite 111 880A Elkton Drive 4127 Cherryvale Drive 7428 Steward LN c/o SERVI CENTRO 1611 S. Murray Blvd 121 S. Tejon Street 102 South Tejon Street 1670 PAONIA STREET 2604 N Meade Ave 422 E Vermijo c/o SERVI CENTRO 8775 Westminster Dr 102 South Tejon Street 5735 Luther Rd 1155 KELLY JOHNSON BLVD 121 South Tejon Street, Suite 900 7160 Cotton Drive 121 E. VERMIJO AVENUE 11545 Calle Corvo 222 East Costilla Street 1675 Tahlequah Dr 6326 Finglas Dr 2854 W SERENDIPITI CR 885 Marlstone Place 3870 Blazingwood way 1111 Mount Estes Dr 7064 McEwan St 1256 Kachina Drive 121 S. Tejon Street, Suite 900 121 S. Tejon Street, Suite 900 121 S. Tejon Street, Suite 900 121 S. Tejon Street, Suite 900 121 S. Tejon Street, Suite 900 121 S. Tejon Street, Suite 900 3920 Elisa CT 6406 Dewsbury Dr 2508 E. Bijou Street 121 South Tejon Street, Suite 900 1155 Kelly Johnson Blvd, Suite 111 27 Broadmoor Ave. 2460 Oak Hills Dr 3204 N. Academy Blvd, Suite 100 12780 Milam Rd 6547 N Academy Boulevard #1006 3704 Chia Dr 5035 Raindrop Circle S 1701 Hercules dr 1924 INDEPENDENCE DR 121 S. Tejon Street, Suite 900 121 E. VERMIJO AVENUE 3365 Clubheights Drive 5780 APALOOSA DR 2045 Bluffside Terrace 121 S. Tejon Street, Suite 900 1324 Firefly Circle 7035 Highcroft Dr 2219 Downend Street 3959 E. BIJOU STREET 1441 Kirkham Street 2635 norwich Dr 5150 Airport Road 1119 florence ave 14725 Pristine Dr 121 S. Tejon Street, Suite 900 121 S. Tejon Street, Suite 900 121 S. Tejon Street, Suite 900 121 S. Tejon Street, Suite 900 121 S. Tejon Street, Suite 900 121 S. Tejon Street, Suite 900 121 S. Tejon Street, Suite 900 121 S. Tejon Street, Suite 900 3655 el morro rd 121 S. Tejon Street, Suite 900 2821 W Kiowa St 121 S. Tejon Street, Suite 900 6375 Ashton Park PL 1501 W Colorado Ave 5780 Tomah Dr 6614 Stingray Lane 1921 Carlton Ave 444 E. Pikes Peak Ave ste 212 6547 North Academy Blvd., #525 75 N CURTIS RD LOT 32 1155 KELLY JOHNSON BLVD 4375 Ramblewood Dr

Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado

CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO

Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs

ZIP

80920 80920 80917 80903 80903 80903 80903 80903 80903 80903 80903 80903 80903 80920 80918 80905 80920 80907 80918 80922 80909 80916 80903 80903 80915 80907 80903 80909 80920 80903 80927 80920 80903 80923 80903 80926 80903 80915 80923 80917 80904 80918 80921 80922 80915 80903 80903 80903 80903 80903 80903 80904 80918 80909 80903 80920 80906 80919 80917 80908 80918 80925 80917 80905 80920 80903 80903 80906 80923 80919 80903 80916 80922 80910 80909 80910 80920 80916 80905 80921 80903 80903 80903 80903 80903 80903 80903 80903 80910 80903 80904 80903 80919 80904 80918 80925 80909 80903 80918 80930 80920 80920

Colorado incorporations (including additional contact information) are available in a sortable Excel format by subscribing to The Transcript. Contact Robyn Kirk – 719-634-5905 to subscribe.

Colorado Springs Business Journal

EXECUTIVE HOMES

May 26 - June 1, 2017

Your source for ﬁne homes in the Colorado Springs area.

For more information call 634-5905

The Bobbi Price Team

Bobbi Price 719-499-9451 Jade Baker 719-201-6749 Stephanie Hawthorne 719-210-0480 $31,000,000 IN CLOSED SALES IN 2016

6617 Cottonwood Tree Drive – Banning Lewis Ranch - $379,000

8476 Cypress Wood Drive – Banning Lewis Ranch - $339,000 Brand new rancher under construction. 2713 sq. ft. 4 bedroom, 3 bath rancher with slab granite counters throughout. Stainless steel appliances. Hardwood & upgraded carpeting. Gas log ﬁreplace. Maple cabinets with crown molding. Open great room ﬂoor plan. Great family neighborhood with pool, tennis, playground, community center, & parks. 8 minutes to Powers Corridor or Falcon Town Center. HOAs are $119 per month & include trash. MLS# 5128313

Brand new stucco 5 bedroom, 4 bath walkout 2-story backing to open space. 2-car garage. Gas log fireplace. Wet bar. Slab granite counters throughout. Open great room floor plan. Maple cabinets with crown molding. Upgraded carpeting & pad. Hand-scraped planked hardwood flooring in living, dining, & kitchen. 5-piece master bath. Great neighborhood with pool, club house, tennis, parks, & family activities. Short drive to great shopping & dining in either Falcon Town Center or Powers Corridor. Ready August. MLS# 9817869

3820 Stetson Court – Templeton Heights - $425,000

230 Crystal Park Road – Manitou Mesa - $1,250,000 Authentic Tuscan Villa on 4.3 acres. Absolutely stunning 4009 sq. ft. 3 bedroom, 3 bath villa with total privacy & dramatic sweeping unobstructed mountain, city, & Garden of the Gods views. Every amenity & 1014 sq. ft. finished 3 to 4-car garage. Elevator. Security, fire sprinkler, & intercom systems. In-floor radiant heat. 9-11’ ceilings. Mesquite flooring, beams, & built-ins. Custom stained glass. Gourmet island kitchen. 624 sq. ft. master suite. Low E Pella windows & atrium doors. 4 fireplaces. Beams. Imports. 770 sq. ft. cement wrap-around deck with loggias. Flooded with light & sunshine. MLS# 8040638

Wonderful stucco custom 4376 sq. ft. 6 bedroom, 4 bath walkout 2-story on over ½ acre lot with unobstructed mountain, city, & Pikes Peak views. 22 solar panels. Gas heated solar greenhouse. Gazebo with hot tub. Decorative pond & stream with multiple waterfalls. Main level master suite with 5-piece bath. Island kitchen. Wet bar. Security & intercom systems. 2 jetted tubs. Great ﬂoor plan for large or multi-generational families. MLS# 3209000

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Colorado Springs Business Journal

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PUBLIC NOTICES COMBINED NOTICE RESCHEDULED - PUBLICATION CRS §38-38-109(2)(c)(II) FORECLOSURE SALE NO. EPC201600846 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On August 8, 2016, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records. Original Grantor(s): Darlene K Todd Original Beneficiary(ies): Mortgage Electronic Registration Systems, as nominee for Academy Mortgage Corporation Current Holder of Evidence of Debt: Bank of America, N.A. Date of Deed of Trust: December 03, 2009 County of Recording: El Paso Recording Date of Deed of Trust: December 08, 2009 Recording Information (Reception No. and/or Book/Page No.): 209140594 Original Principal Amount: $169,668.00 Outstanding Principal Balance: $149,052.56 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof. THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 114, CONSTITUTION HILLS FILING NO. 1, EL PASO COUNTY, COLORADO. Also known by street and number as: 1535 Leoti Drive, Colorado Springs, CO 80915. THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 06/28/2017, at Robert Russel Building, 105 East Vermijo, Suite 120,

Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. Single Publication: 5/26/2017 Name of Publication: Colorado Springs Business Journal IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 3838-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 5/12/2017 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Joan Olson #28078 McCarthy & Holthus, LLP 7700 E. Arapahoe Road, Suite 230 Centennial, CO 80112 (877) 369-6122 Attorney File # CO-16-740688-JS The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be

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WANTED TO BUY WANTED! Old Porsche 356/911/912 for restoration by hobbyist. 1948-1973 Only. Any condition, top $$$ paid. 707 965-9546

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used for that purpose. ©Public Trustees’ Association of Colorado Revised 1/2015 COMBINED NOTICE RESTART - PUBLICATION CRS §38-38-109(2)(b)(II) FORECLOSURE SALE NO. EPC201200707 Republished to restart foreclosure stayed by bankruptcy and reset sale date. To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On March 15, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records. Original Grantor(s): John P Huntz and Tiffany N Huntz Original Beneficiary(ies): Wells Fargo Bank, N.A. Current Holder of Evidence of Debt: Wells Fargo Bank, NA Date of Deed of Trust: December 27, 2010 County of Recording: El Paso Recording Date of Deed of Trust: March 04, 2011 Recording Information (Reception No. and/or Book/Page No.): 211022924 Original Principal Amount: $374,000.00 Outstanding Principal Balance: $370,432.44 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof. THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 136, INDIGO RANCH AT STETSON RIDGE, FILING NO. 3, COUNTY OF EL PASO, STATE OF COLORADO. Also known by street and number as: 7497 Legend Hill Drive, Colorado Springs, CO 80922. THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 07/12/2017, at Robert Russel Building, 105 East Vermijo, Suite 120, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. First Publication: 5/19/2017 Last Publication: 6/16/2017 Name of Publication: Colorado Springs Business Journal IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 3838-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 03/15/2017 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Eve Grina #43658 McCarthy & Holthus, LLP 7700 E. Arapahoe Road, Suite 230

Centennial, CO 80112 (877) 369-6122 Attorney File # CO-14-636905-JS The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 1/2015 COMBINED NOTICE RESTART - PUBLICATION CRS §38-38-109(2)(b)(II) FORECLOSURE SALE NO. EPC201600912 Republished to restart foreclosure stayed by bankruptcy and reset sale date. To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On February 24, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records. Original Grantor(s): Robert W Whipp Original Beneficiary(ies): Mortgage Electronic Registration Systems Inc., as nominee for Caliber Funding LLC Current Holder of Evidence of Debt: U.S. Bank National Association Date of Deed of Trust: May 24, 2013 County of Recording: El Paso Recording Date of Deed of Trust: May 30, 2013 Recording Information (Reception No. and/or Book/Page No.): 213069936 Original Principal Amount: $122,735.00 Outstanding Principal Balance: $115,735.24 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof. THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. PLEASE SEE THE ATTACHED EXHIBIT A FOR THE LEGAL DESCRIPTION. EPC201600912 EXHIBIT A THAT PORTION OF LOT 8, IN BLOCK H, EAST HILLS, IN THE CITY OF COLORADO SPRINGS, EL PASO COUNTY, COLORADO, ACCORDING TO THE PLAT THEREOF RECORDED IN PLAT BOOK R AT PAGE 37, DESCRIBED AS FOLLOWS: BEGINNING ON THE NORTH LINE OF SAID LOT, 65.36 FEET WEST OF THE NORTHEAST CORNER THERETO THENCE SOUTH PARALLEL WITH THE EAST LINE OF SAID LOT 142 FEET, THENCE WEST PARALLEL WITH THE NORTH LINE OF SAID LOT 45 FEET, MORE OR LESS TO ITS INTERSECTION WITH THE EAST LINE OF THAT CERTAIN TRACT CONVEYED TO NEWELL S. LANE AND ANNA E. LANE BY WARRANTY DEED RECORDED IN BOOK 1191 AT PAGE 179 OF THE RECORDS OF EL PASO COUNTY, COLORADO; THENCE NORTH ON THE EAST LINE OF SAID LANE TRACT TO THE NORTH LINE OF SAID LOT 8; THENCE EAST ON SAID NORTH LINE 45 FEET, MORE OR LESS, TO THE POINT OF BEGINNING, COUNTY OF EL PASO, STATE OF COLORADO. Also known by street and number as: 2523 E Dale Street, Colorado Springs, CO 80909. THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 06/28/2017, at Robert Russel Building, 105 East Vermijo, Suite 120, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. First Publication: 5/5/2017 Last Publication: 6/2/2017 Name of Publication: Colorado Springs Business Journal IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A

LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 3838-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 02/24/2017 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Joan Olson #28078 McCarthy & Holthus, LLP 7700 E. Arapahoe Road, Suite 230 Centennial, CO 80112 (877) 369-6122 Attorney File # CO-16-743382-LL The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 1/2015 COMBINED NOTICE RESTART - PUBLICATION CRS §38-38-109(2)(b)(II) FORECLOSURE SALE NO. EPC201601192 Republished to restart foreclosure stayed by bankruptcy and reset sale date. To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On March 21, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records. Original Grantor(s): Tanner D Hankins Original Beneficiary(ies): Mortgage Electronic Registration Systems, Inc., as nominee for Heritagebank of the South Current Holder of Evidence of Debt: Wells Fargo Bank, N.A. Date of Deed of Trust: September 30, 2014 County of Recording: El Paso Recording Date of Deed of Trust: September 30, 2014 Recording Information (Reception No. and/or Book/Page No.): 214089123 Original Principal Amount: $218,090.00 Outstanding Principal Balance: $211,134.89 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof. THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 42, WILLOWIND AT STETSON HILLS FILING NO. 4, COUNTY OF EL PASO, STATE OF COLORADO. Also known by street and number as: 7703 Autumn Leaf Way, Colorado Springs, CO 80922. THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 07/19/2017, at Robert Russel Building, 105 East Vermijo, Suite 120, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. First Publication: 5/26/2017 Last Publication: 6/23/2017

Name of Publication: Colorado Springs Business Journal IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 3838-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 03/21/2017 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Eve Grina #43658 McCarthy & Holthus, LLP 7700 E. Arapahoe Road, Suite 230 Centennial, CO 80112 (877) 369-6122 Attorney File # CO-16-754648-LL The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 1/2015 COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201700162 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On February 22, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records. Original Grantor(s): BLAYNE E. SEWELL AND VALARIE L. SEWELL Original Beneficiary(ies): CTX MORTGAGE COMPANY, LLC Current Holder of Evidence of Debt: COLORADO HOUSING AND FINANCE AUTHORITY Date of Deed of Trust: August 14, 2007 County of Recording: El Paso Recording Date of Deed of Trust: August 17, 2007 Recording Information (Reception No. and/or Book/Page No.): 207108013 Original Principal Amount: $184,996.00 Outstanding Principal Balance: $188,623.29 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof. THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 9 IN WAGON TRAILS SUBDIVISION FILING NO. 29, IN THE CITY OF COLORADO SPRINGS, COUNTY OF EL PASO, STATE OF COLORADO. Also known by street and number as: 7086 GRAND PRAIRIE DRIVE, COLORADO SPRINGS, CO 80923. THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 06/21/2017, at Robert Russel Building, 105 East Vermijo, Suite 120, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and

Colorado Springs Business Journal

May 26 - June 1, 2017

PUBLIC NOTICES other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. First Publication: 4/28/2017 Last Publication: 5/26/2017 Name of Publication: Colorado Springs Business Journal IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 3838-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 02/22/2017 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: David R. Doughty #40042 JANEWAY LAW FIRM, P.C. 9800 S. Meridian Blvd., Suite 400 Englewood, CO 80112 (303) 706-9990 Attorney File # 17-014462 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 1/2015 COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201700178 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On February 24, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records. Original Grantor(s): GEARY S. HAWKINS AND ELEANOR M. HAWKINS Original Beneficiary(ies): PREMIER MORTGAGE GROUP, LLC Current Holder of Evidence of Debt: U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE, SUCCESSOR-ININTEREST TO WACHOVIA BANK NATIONAL ASSOCIATION, AS TRUSTEE FOR GSMPS MORTGAGE LOAN TRUST 2005-RP2, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2005-RP2 Date of Deed of Trust: March 28, 2002 County of Recording: El Paso Recording Date of Deed of Trust: April 01, 2002 Recording Information (Reception No. and/or Book/Page No.): 202050545 Original Principal Amount: $181,857.00 Outstanding Principal Balance: $160,464.95 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof. THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 65 IN CIMARRON WESTRIDGE FILING NO. 3, COUNTY OF EL PASO, STATE OF COLORADO. Also known by street and number as: 2030 OKEECHOBEE DRIVE, COLORADO SPRINGS, CO 80915. THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 06/28/2017, at Robert Russel Building, 105 East Vermijo, Suite 120, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. First Publication: 5/5/2017 Last Publication: 6/2/2017

Name of Publication: Colorado Springs Business Journal IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 3838-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 02/24/2017 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Elizabeth S. Marcus #16092 JANEWAY LAW FIRM, P.C. 9800 S. Meridian Blvd., Suite 400 Englewood, CO 80112 (303) 706-9990 Attorney File # 17-014418 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 1/2015 COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201700188 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On February 28, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records. Original Grantor(s): SHAWN R. SHELDON Original Beneficiary(ies): ARGENT MORTGAGE COMPANY, LLC Current Holder of Evidence of Debt: WELLS FARGO BANK, N.A., AS TRUSTEE FOR PARK PLACE SECURITIES, INC., ASSET-BACKED PASS-THROUGH CERTIFICATES, SERIES 2004-MCW1, CLASS A-1 CERTIFICATES Date of Deed of Trust: July 22, 2004 County of Recording: El Paso Recording Date of Deed of Trust: July 29, 2004 Recording Information (Reception No. and/or Book/Page No.): 204126979 Original Principal Amount: $124,000.00 Outstanding Principal Balance: $142,646.90 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof. THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 16, IN BLOCK 10, EAST END ADDITION TO THE CITY OF COLORADO SPRINGS, EL PASO COUNTY, COLORADO, ACCORDING TO THE PLAT THEREOF RECORDED IN PLAT BOOK E AT PAGE 26. Also known by street and number as: 830 N UNION BLVD, COLORADO SPRINGS, CO 80909. THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 06/28/2017, at Robert Russel Building, 105 East Vermijo, Suite 120, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. First Publication: 5/5/2017 Last Publication: 6/2/2017 Name of Publication: Colorado Springs Business Journal IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY

THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 3838-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 02/28/2017 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Alison L. Berry #34531 JANEWAY LAW FIRM, P.C. 9800 S. Meridian Blvd., Suite 400 Englewood, CO 80112 (303) 706-9990 Attorney File # 15-009798 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 1/2015 COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201700191 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On February 28, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records. Original Grantor(s): PERCY L DEERING Original Beneficiary(ies): MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR MORTGAGE RESEARCH CENTER, LLC DBA VA MORTGAGE CENTER OF COLORADO SPRINGS, ITS SUCCESSORS AND ASSIGNS Current Holder of Evidence of Debt: WELLS FARGO BANK, NA Date of Deed of Trust: October 09, 2012 County of Recording: El Paso Recording Date of Deed of Trust: October 15, 2012 Recording Information (Reception No. and/or Book/Page No.): 212120975 Original Principal Amount: $368,332.00 Outstanding Principal Balance: $332,686.91 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof. THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 80 IN WILSHIRE SUBDIVISION FILING NO. 1, COUNTY OF EL PASO, STATE OF COLORADO. Also known by street and number as: 7541 SALT GRASS COURT, COLORADO SPRINGS, CO 80915. THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 06/28/2017, at Robert Russel Building, 105 East Vermijo, Suite 120, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. First Publication: 5/5/2017 Last Publication: 6/2/2017 Name of Publication: Colorado Springs Business Journal IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 3838-103.1 OR THE PROHIBITION ON

DUAL TRACKING IN SECTION 38-38103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 02/28/2017 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: David R. Doughty #40042 JANEWAY LAW FIRM, P.C. 9800 S. Meridian Blvd., Suite 400 Englewood, CO 80112 (303) 706-9990 Attorney File # 17-014583 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 1/2015 COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201700195 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On February 28, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records. Original Grantor(s): JOSHUA A. REIS Original Beneficiary(ies): WELLS FARGO BANK, N.A. Current Holder of Evidence of Debt: WELLS FARGO BANK, NA Date of Deed of Trust: March 26, 2016 County of Recording: El Paso Recording Date of Deed of Trust: April 04, 2016 Recording Information (Reception No. and/or Book/Page No.): 216033499 Original Principal Amount: $214,950.00 Outstanding Principal Balance: $213,243.57 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof. THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 35, BLOCK 4, MULE DEER CROSSING, COUNTY OF EL PASO, STATE OF COLORADO. Also known by street and number as: 7360 PUDU PT, COLORADO SPRINGS, CO 80922-3188. THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 06/28/2017, at Robert Russel Building, 105 East Vermijo, Suite 120, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. First Publication: 5/5/2017 Last Publication: 6/2/2017 Name of Publication: Colorado Springs Business Journal IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 3838-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444

www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 02/28/2017 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Sheila J. Finn #36637 JANEWAY LAW FIRM, P.C. 9800 S. Meridian Blvd., Suite 400 Englewood, CO 80112 (303) 706-9990 Attorney File # 17-014585 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 1/2015 COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201700199 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On March 1, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records. Original Grantor(s): Vance M. Johnston Original Beneficiary(ies): Mortgage Electronic Registration Systems, Inc. as nominee for Home Loan Center, Inc., DBA Lendingtree Loans Current Holder of Evidence of Debt: Wells Fargo Bank, N.A. Date of Deed of Trust: September 27, 2006 County of Recording: El Paso Recording Date of Deed of Trust: October 30, 2006 Recording Information (Reception No. and/or Book/Page No.): 206159317 Original Principal Amount: $92,000.00 Outstanding Principal Balance: $89,854.84 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof. THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 20, STETSON HILLS SUBDIVISION FILING NO. 28, IN THE CITY OF COLORADO SPRINGS, EL PASO COUNTY, COLORADO, ACCORIDNG TO THE PLAT THEREOF RECORDED SEPTEMBER 29, 1999 A RECEPTION NO. 099152699. Also known by street and number as: 5179 Weaver Drive, Colorado Springs, CO 80922. THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 06/28/2017, at Robert Russel Building, 105 East Vermijo, Suite 120, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. First Publication: 5/5/2017 Last Publication: 6/2/2017 Name of Publication: Colorado Springs Business Journal IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 3838-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov

DATE: 03/01/2017 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Courtney Wright #45482 McCarthy & Holthus, LLP 7700 E. Arapahoe Road, Suite 230 Centennial, CO 80112 (877) 369-6122 Attorney File # CO-15-676982-JS The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 1/2015 COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201700201 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On March 1, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records. Original Grantor(s): MICHAEL W. PRESTON Original Beneficiary(ies): MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., ACTING SOLELY AS NOMINEE FOR USAA FEDERAL SAVINGS BANK Current Holder of Evidence of Debt: OCWEN LOAN SERVICING, LLC Date of Deed of Trust: December 09, 2009 County of Recording: El Paso Recording Date of Deed of Trust: December 16, 2009 Recording Information (Reception No. and/or Book/Page No.): 209143716 Original Principal Amount: $137,921.00 Outstanding Principal Balance: $127,710.84 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof. THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 10, BLOCK 2, PARK HILL SUBDIVISION NO. 3, CITY OF COLORADO SPRINGS, COUNTY OF EL PASO, STATE OF COLORADO. Also known by street and number as: 31 N BRENTWOOD DR., COLORADO SPRINGS, CO 80909-6516. THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 06/28/2017, at Robert Russel Building, 105 East Vermijo, Suite 120, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. First Publication: 5/5/2017 Last Publication: 6/2/2017 Name of Publication: Colorado Springs Business Journal IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 3838-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 03/01/2017 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is:

30 May 26 - June 1, 2017

Colorado Springs Business Journal

PUBLIC NOTICES Nichole Williams #49611 Barrett Frappier & Weisserman, LLP 1199 Bannock Street Denver, CO 80204 (303) 350-3711 Attorney File # 00000006599864 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 1/2015 COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201700202 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On March 1, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records. Original Grantor(s): JAMES E. CARTER AND CASSANDRA BJ CARTER Original Beneficiary(ies): MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., ACTING SOLELY AS NOMINEE FOR LENDER, CITIBANK, N.A. Current Holder of Evidence of Debt: CITIMORTGAGE, INC. Date of Deed of Trust: February 16, 2012 County of Recording: El Paso Recording Date of Deed of Trust: February 22, 2012 Recording Information (Reception No. and/or Book/Page No.): 212019161 Original Principal Amount: $230,673.00 Outstanding Principal Balance: $229,724.28 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof. THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 4 IN BLOCK 5 IN THE COLORADO SPRINGS RANCH FILING NO. 1, CITY OF COLORADO SPRINGS, COUNTY OF EL PASO, STATE OF COLORADO Also known by street and number as: 2460 HAYSTACK DR, COLORADO SPRINGS, CO 80922-1302. THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 06/28/2017, at Robert Russel Building, 105 East Vermijo, Suite 120, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. First Publication: 5/5/2017 Last Publication: 6/2/2017 Name of Publication: Colorado Springs Business Journal IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 3838-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 03/01/2017 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Holly Ryan #32647 Medved Dale Decker & Deere, LLC 355 Union Blvd., Suite 250 Lakewood, CO 80228 (303) 274-0155 Attorney File # 17-049-29846 The Attorney above is acting as a debt

collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 1/2015 COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201700204 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On March 2, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records. Original Grantor(s): JEANNE DAMERY Original Beneficiary(ies): ENT FEDERAL CREDIT UNION Current Holder of Evidence of Debt: COLORADO HOUSING AND FINANCE AUTHORITY Date of Deed of Trust: September 21, 2006 County of Recording: El Paso Recording Date of Deed of Trust: September 26, 2006 Recording Information (Reception No. and/or Book/Page No.): 206141938 Re-Recording Information (Reception No and/or Book/Page No.): 206158722 Re-Recording Date of Deed of Trust: October 30, 2006 Original Principal Amount: $132,914.00 Outstanding Principal Balance: $112,128.27 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof. THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 46 IN BLOCK 1 IN CASTLEPOINT TOWNHOMES SUBDIVISION, IN THE CITY OF COLORADO SPRINGS, EL PASO COUNTY, COLORADO. Also known by street and number as: 4913 BLUESTEM DRIVE, COLORADO SPRINGS, CO 80917. THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 07/05/2017, at Robert Russel Building, 105 East Vermijo, Suite 120, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. First Publication: 5/12/2017 Last Publication: 6/9/2017 Name of Publication: Colorado Springs Business Journal IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 3838-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 03/02/2017 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: David R. Doughty #40042 JANEWAY LAW FIRM, P.C. 9800 S. Meridian Blvd., Suite 400 Englewood, CO 80112 (303) 706-9990 Attorney File # 17-014594 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 1/2015

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201700208 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On March 3, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records. Original Grantor(s): ALVIN J MILLER AND STACY RENEE MILLER Original Beneficiary(ies): MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR MORTGAGE INVESTORS CORPORATION, ITS SUCCESSORS AND ASSIGNS Current Holder of Evidence of Debt: PLANET HOME LENDING, LLC Date of Deed of Trust: May 02, 2011 County of Recording: El Paso Recording Date of Deed of Trust: May 10, 2011 Recording Information (Reception No. and/or Book/Page No.): 211046201 Original Principal Amount: $236,286.00 Outstanding Principal Balance: $224,515.35 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof. THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. SEE ATTACHED LEGAL DESCRIPTION EPC201700208 LEGAL DESCRIPTION THE LAND REFERRED TO HEREIN BELOW IS SITUATED IN THE COUNTY OF EL PASO, STATE OF COLORADO, AND IS DESCRIBED AS FOLLOWS: LOT 47, IN BLOCK 4, RUSTIC HILLS SUBDIVISION NO. 5, IN THE CITY OF COLORADO SPRINGS, EL PASO COUNTY, COLORADO, ACCORDING TO THE PLAT THEREOF RECORDED IN PLAT BOOK I-2 AT PAGE 33 AND AS AMENDED BY ENGINEER’S STATEMENT RECORDED SEPTEMBER 30, 1968 IN BOOK 2256 AT PAGE 62. PARCEL ID: 6412203045 PURSUANT TO AFFIDAVIT OF SCRIVENER’S ERROR RECORDED ON 10/24/2014 AT RECEPTION NO. 214097796 TO CORRECT LEGAL DESCRIPTION. Also known by street and number as: 1315 DOYLE PL, COLORADO SPRINGS, CO 80915. THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 07/05/2017, at Robert Russel Building, 105 East Vermijo, Suite 120, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. First Publication: 5/12/2017 Last Publication: 6/9/2017 Name of Publication: Colorado Springs Business Journal IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 3838-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 03/03/2017 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Sheila J. Finn #36637 JANEWAY LAW FIRM, P.C.

9800 S. Meridian Blvd., Suite 400 Englewood, CO 80112 (303) 706-9990 Attorney File # 17-014014 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 1/2015 COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201700216 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On March 8, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records. Original Grantor(s): LEBERTA G. RASMUSSEN Original Beneficiary(ies): SEATTLE MORTGAGE COMPANY Current Holder of Evidence of Debt: NATIONSTAR MORTGAGE LLC D/B/A CHAMPION MORTGAGE COMPANY Date of Deed of Trust: November 03, 2006 County of Recording: El Paso Recording Date of Deed of Trust: November 08, 2006 Recording Information (Reception No. and/or Book/Page No.): 206164237 Original Principal Amount: $262,500.00 Outstanding Principal Balance: $119,238.63 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof. THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOTS 22 AND 23 IN BLOCK 39, IN THE FIRST ADDITION TO KNOB HILL, COUNTY OF EL PASO, STATE OF COLORADO. Also known by street and number as: 318 SWOPE AVENUE, COLORADO SPRINGS, CO 80909. THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 07/05/2017, at Robert Russel Building, 105 East Vermijo, Suite 120, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. First Publication: 5/12/2017 Last Publication: 6/9/2017 Name of Publication: Colorado Springs Business Journal IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 3838-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 03/08/2017 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Nichole Williams #49611 Barrett Frappier & Weisserman, LLP 1199 Bannock Street Denver, CO 80204 (303) 350-3711 Attorney File # 00000006570295 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 1/2015

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201700220 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On March 9, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records. Original Grantor(s): Felix Vallestero Jr Original Beneficiary(ies): Mortgage Electronic Registration Systems, Inc., as nominee for Countrywide Home Loans, Inc. Current Holder of Evidence of Debt: Bank of America, N.A. Date of Deed of Trust: July 21, 2006 County of Recording: El Paso Recording Date of Deed of Trust: July 26, 2006 Recording Information (Reception No. and/or Book/Page No.): 206109328 Original Principal Amount: $174,534.00 Outstanding Principal Balance: $205,729.44 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof. THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 8, BLOCK 1, TURQUOISE SUBDIVISION FILING NO. 1, COUNTY OF EL PASO, STATE OF COLORADO. Also known by street and number as: 4757 Turquoise Cir, Colorado Springs, CO 80917-1201. THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 07/12/2017, at Robert Russel Building, 105 East Vermijo, Suite 120, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. First Publication: 5/19/2017 Last Publication: 6/16/2017 Name of Publication: Colorado Springs Business Journal IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 3838-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 03/09/2017 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Erin Robson #46557 McCarthy & Holthus, LLP 7700 E. Arapahoe Road, Suite 230 Centennial, CO 80112 (877) 369-6122 Attorney File # CO-16-734419-JS The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 1/2015 COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201700229 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On March 15, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the

County of El Paso records. Original Grantor(s): Thomas R Miller Original Beneficiary(ies): Mortgage Electronic Registration Systems, Inc., as nominee for Bank One, N.A. Current Holder of Evidence of Debt: Bayview Loan Servicing, LLC Date of Deed of Trust: December 07, 2001 County of Recording: El Paso Recording Date of Deed of Trust: December 17, 2001 Recording Information (Reception No. and/or Book/Page No.): 201184421 Original Principal Amount: $172,000.00 Outstanding Principal Balance: $127,412.39 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof. THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT O-21, BLOCK 11, CONSTITUTION HILLS NORTH, FILING NO. 1, COUNTY OF EL PASO, STATE OF COLORADO. Also known by street and number as: 2630 Leoti Drive, Colorado Springs, CO 80922. THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 07/12/2017, at Robert Russel Building, 105 East Vermijo, Suite 120, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. First Publication: 5/19/2017 Last Publication: 6/16/2017 Name of Publication: Colorado Springs Business Journal IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 3838-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 03/15/2017 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Karen J. Radakovich #11649 Frascona Joiner Goodman and Greenstein PC 4750 Table Mesa Dr. Boulder, CO 80305-5500 (303) 494-3000 Attorney File # 7192-9680 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 1/2015 COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201700243 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On March 21, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records. Original Grantor(s): Destry C. Dewolf and Tina-Marie Maddock

Colorado Springs Business Journal

May 26 - June 1, 2017

PUBLIC NOTICES Dewolf Original Beneficiary(ies): Mortgage Solutions of Colorado, LLC Current Holder of Evidence of Debt: BANK OF AMERICA N.A. Date of Deed of Trust: February 18, 2009 County of Recording: El Paso Recording Date of Deed of Trust: March 05, 2009 Recording Information (Reception No. and/or Book/Page No.): 209022852 Original Principal Amount: $254,465.00 Outstanding Principal Balance: $222,452.98 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof. THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 37, TEMPLETON HEIGHTS SUBDIVISION FILING NO. 5A IN THE CITY OF COLORADO SPRINGS, COUNTY OF EL PASO, STATE OF COLORADO ACCORDING TO THE PLAT THEREOF RECORDED OCTOBER 19, 2001 UNDER RECEPTION NO. 201152438. The legal description on the Deed of Trust was corrected by an Affidavit of Scrivener’s Error recorded on 3/17/2017 at reception number 217031077 in the records of El Paso County. Also known by street and number as: 5461 Jessica Ct., Colorado Springs, CO 80917. THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 07/19/2017, at Robert Russel Building, 105 East Vermijo, Suite 120, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. First Publication: 5/26/2017 Last Publication: 6/23/2017 Name of Publication: Colorado Springs Business Journal IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 3838-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 03/21/2017 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Scott D. Toebben #19011 Randall S. Miller & Associates PC 216 16th Street, Suite 1210 Denver, CO 80202 (720) 259-6710 Attorney File # 17CO00074-1 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 1/2015 COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201700245 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On March 21, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the

County of El Paso records. Original Grantor(s): ANGELIA K MILLICAN Original Beneficiary(ies): COUNTRYWIDE HOME LOANS, INC. Current Holder of Evidence of Debt: COLORADO HOUSING AND FINANCE AUTHORITY Date of Deed of Trust: May 27, 2004 County of Recording: El Paso Recording Date of Deed of Trust: June 03, 2004 Recording Information (Reception No. and/or Book/Page No.): 204091610 Original Principal Amount: $82,204.00 Outstanding Principal Balance: $66,408.03 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof. THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 186 IN BLOCK 43 IN PLAT OF EAGLECREST TOWNHOMES PHASE I & II, EL PASO COUNTY, COLORADO. Also known by street and number as: 6674 PROUD EAGLE COURT, COLORADO SPRINGS, CO 80915. THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 07/19/2017, at Robert Russel Building, 105 East Vermijo, Suite 120, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. First Publication: 5/26/2017 Last Publication: 6/23/2017 Name of Publication: Colorado Springs Business Journal IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 3838-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 03/21/2017 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Nicholas H. Santarelli #46592 JANEWAY LAW FIRM, P.C. 9800 S. Meridian Blvd., Suite 400 Englewood, CO 80112 (303) 706-9990 Attorney File # 17-014784 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 1/2015 COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201700247 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On March 22, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records. Original Grantor(s): P. L. Howerton Original Beneficiary(ies): Washington Mutual Bank, FA Current Holder of Evidence of Debt: JPMorgan Chase Bank, National

Association Date of Deed of Trust: July 16, 2001 County of Recording: El Paso Recording Date of Deed of Trust: August 03, 2001 Recording Information (Reception No. and/or Book/Page No.): 201110641 Original Principal Amount: $244,800.00 Outstanding Principal Balance: $148,626.27 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof. THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT J, BLOCK 5, INVACATION AND REPLAT OF A PORTION OF BLOCKS 1,3, AND 4, BRINDLEWOOD SUBDIVISION, CITY OF COLORADO SPRINGS, COUNTY OF EL PASO, STATE OF COLORADO. Also known by street and number as: 4423 Valli Vista Road, Colorado Springs, CO 80915. THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 07/19/2017, at Robert Russel Building, 105 East Vermijo, Suite 120, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. First Publication: 5/26/2017 Last Publication: 6/23/2017 Name of Publication: Colorado Springs Business Journal IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 3838-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 03/22/2017 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Eve Grina #43658 McCarthy & Holthus, LLP 7700 E. Arapahoe Road, Suite 230 Centennial, CO 80112 (877) 369-6122 Attorney File # CO-17-765382-LL The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 1/2015 COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201700252 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On March 22, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records. Original Grantor(s): ROBERT BALHORN AND ANGELIQUE BALHORN Original Beneficiary(ies): MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., ACTING SOLELY AS NOMINEE FOR USAA

FEDERAL SAVINGS BANK Current Holder of Evidence of Debt: DITECH FINANCIAL LLC Date of Deed of Trust: April 13, 2007 County of Recording: El Paso Recording Date of Deed of Trust: April 17, 2007 Recording Information (Reception No. and/or Book/Page No.): 207051189 Original Principal Amount: $159,120.00 Outstanding Principal Balance: $135,670.20 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof. THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 18, STETSON HILLS SUBDIVISION FILING NO. 17, IN THE CITY OF COLORADO SPRINGS, COUNTY OF EL PASO, STATE OF COLORADO. Also known by street and number as: 4828 ARDLEY DRIVE, COLORADO SPRINGS, CO 80922. THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 07/19/2017, at Robert Russel Building, 105 East Vermijo, Suite 120, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. First Publication: 5/26/2017 Last Publication: 6/23/2017 Name of Publication: Colorado Springs Business Journal IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 3838-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 03/22/2017 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Nichole Williams #49611 Barrett Frappier & Weisserman, LLP 1199 Bannock Street Denver, CO 80204 (303) 350-3711 Attorney File # 00000006623169 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 1/2015 COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201700254 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On March 22, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records. Original Grantor(s): DANIEL S. BOWERS Original Beneficiary(ies): MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR CB&T MORTGAGE, LLC,

ITS SUCCESSORS AND ASSIGNS Current Holder of Evidence of Debt: BANK OF AMERICA, N.A. Date of Deed of Trust: November 23, 2010 County of Recording: El Paso Recording Date of Deed of Trust: November 30, 2010 Recording Information (Reception No. and/or Book/Page No.): 210121274 Original Principal Amount: $255,720.00 Outstanding Principal Balance: $210,074.58 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof. THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 33, INDIGO RANCH AT STETSON RIDGE FILING NO. 5, IN THE CITY OF COLORADO SPRINGS, COUNTY OF EL PASO, STATE OF COLORADO. Also known by street and number as: 6234 SILVER NUGGET DRIVE, COLORADO SPRINGS, CO 80923. THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 07/19/2017, at Robert Russel Building, 105 East Vermijo, Suite 120, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. First Publication: 5/26/2017 Last Publication: 6/23/2017 Name of Publication: Colorado Springs Business Journal IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 3838-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 03/22/2017 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Nicholas H. Santarelli #46592 JANEWAY LAW FIRM, P.C. 9800 S. Meridian Blvd., Suite 400 Englewood, CO 80112 (303) 706-9990 Attorney File # 17-014805 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 1/2015 NOTICE OF UNCLAIMED OVERBID FUNDS CRS 38-38-111(2.5b)(3a,b,d)(5) PUBLIC TRUSTEE SALE NO. EPC201600896 To: Record Owner of the property as of the recording of the Notice of Election and Demand or other person entitled. You are advised that there are overbid funds due you. This Notice is given with regard to the following described Deed of Trust and Notice of Election and Demand: Name of Record Owner as evidenced on the Notice of Election and Demand or other person entitled: Aaron I Springfield Address of Record Owner as evidenced on the recorded instrument evidencing the owner’s interest: 4891 Turning Leaf Way, Colorado Springs,

CO 80922 Recording Date of Deed of Trust: April 23, 2009 Recording Information: 209042763 Recording Date of Notice of Election and Demand: August 22, 2016 Recording Information of Notice of Election and Demand: 216094208 Legal Description of Property LOT 23, WILLOWIND AT STETSON HILLS FILING NO. 4, COUNTY OF EL PASO STATE OF COLORADO. Street Address of Property 4891 Turning Leaf Way, Colorado Springs, CO 80922 NOTICE OF UNCLAIMED OVERBID FUNDS I sold at public auction, at 10:00 on 1/25/17, at Robert Russel Building, 105 East Vermijo, Suite 120, Colorado Springs, Colorado, 80903, to the highest and best bidder for cash, the real property described above. An overbid was realized from the sale and, unless the funds are claimed by the owner or other persons entitled thereto within six months from the date of sale, the funds due to you will be transferred to the general fund of the County of El Paso, State of Colorado, or to the State Treasurer as part of the “Unclaimed Property Act”, pursuant to Colorado law. First Publication: 5/5/17 Last Publication: 6/2/17 Name of Publication: Colorado Springs Business Journal Date: 4/10/17 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee ©Public Trustees’ Association of Colorado Revised 9/2012 NOTICE OF UNCLAIMED OVERBID FUNDS CRS 38-38-111(2.5b)(3a,b,d)(5) PUBLIC TRUSTEE SALE NO. EPC201601029 To: Record Owner of the property as of the recording of the Notice of Election and Demand or other person entitled. You are advised that there are overbid funds due you. This Notice is given with regard to the following described Deed of Trust and Notice of Election and Demand: Name of Record Owner as evidenced on the Notice of Election and Demand or other person entitled: GERALD E COLLINS JR Address of Record Owner as evidenced on the recorded instrument evidencing the owner’s interest: 6703 SUMMER GRACE STREET, COLORADO SPRINGS, CO 80923 Recording Date of Deed of Trust: August 30, 2012 Recording Information: 212100969 Recording Date of Notice of Election and Demand: October 12, 2016 Recording Information of Notice of Election and Demand: 216117575 Legal Description of Property LOT 128 IN RIDGEVIEW AT STETSON HILLS FILING NO. 33, IN THE CITY OF COLORADO SPRINGS, EL PASO COUNTY, COLORADO. Street Address of Property 6703 SUMMER GRACE STREET, COLORADO SPRINGS, CO 80923 NOTICE OF UNCLAIMED OVERBID FUNDS I sold at public auction, at 10:00 on 2/8/17, at Robert Russel Building, 105 East Vermijo, Suite 120, Colorado Springs, Colorado, 80903, to the highest and best bidder for cash, the real property described above. An overbid was realized from the sale and, unless the funds are claimed by the owner or other persons entitled thereto within six months from the date of sale, the funds due to you will be transferred to the general fund of the County of El Paso, State of Colorado, or to the State Treasurer as part of the “Unclaimed Property Act”, pursuant to Colorado law. First Publication: 5/19/17 Last Publication: 6/16/17 Name of Publication: Colorado Springs Business Journal Date: 4/10/17 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee ©Public Trustees’ Association of Colorado Revised 9/2012

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32 May 26 - June 1, 2017

Colorado Springs Business Journal