51 minute read
20
“adult” means a person who has attained, or is above, the age of eighteen years;
“chief” means a person bestowed as chief and who derives allegiance from birth or descent, in accordance with the customs, traditions, usage or consent of the people in a chiefdom or is recognised as prescribed;
Advertisement
“councillor” means a person elected to sit in the council in accordance with Article 47(3) during the local government elections;
“Deputy Minister” means a person appointed as a Deputy Minister;
“devolution” means a form of decentralisation where there is a transfer of rights, functions and powers of an office from the central government or State institution to a province or district authority and the word “devolved” shall be construed accordingly;
“pension benefit” includes a pension, gratuity or compensation in respect of a person’s service;
“province” means an administrative division of government at provincial or district level;
“public office” means an office whose emoluments and expenses are a charge on the Consolidated Fund or other prescribed public fund;
“public officer” means a person holding or acting in a public office and includes state officer;
“public service” includes a commission, Judicial Service Commission, Public Service Commission and Teaching Service Commission;
“young person” means a person who has attained the age of fifteen years, but is below the age of eighteen years; and
“youth” means a person between the age of fifteen years and thirty-five years.; and
(b) by the insertion, of the following definitions in alphabetical order: new
“appropriate authority” means an authority responsible for determining the emoluments of public officers, chiefs and members of the House of Chiefs as provided in this Constitution or as prescribed;
“legally disqualified” means a disqualification by a court or quasi-judicial body established by law; summoned and terminating when the National Assembly is adjourned sine die;
“public body” means the Government, a Ministry or department of the Government, the National Assembly, the Judicature, a local authority, parastatal, Commission or other body appointed by the Government or established by or under, any law, except a private body and “public bodies” shall be construed accordingly;
“sitting” in relation to a calendar day means the period between the time when the Speaker calls the Assembly to Order and the time when the Assembly is adjourned; and
“Standing Orders” means the Standing Orders of the National Assembly made under Article 77.
Amendment of Article 272
Repeal of Annex
General amendment 73. 77. Article 272 of the Constitution is amended by the insertion of the words “within such period as it shall determine” between the words “may” and “enact”.
75. 79. The Constitution is amended by the deletion of- (a) the words “the Emoluments Commission” wherever the words appear and the substitution therefor of the words “an appropriate authority”; (b) the words “Director of Public Prosecutions” wherever the words appear and the substitution therefor of the words “Prosecutor-General”; (c) the words “progressively to districts” and the substitution therefor of the words “to districts progressively”.
THE CONSTITUTION OF ZAMBIA (AMENDMENT) BILL, 2019
WITH PROPOSED PARLIAMENTARY AMENDMENTS
K 9 99 CROSSE & BLACKWELL TANGY MAYONNAISE 250g EACH Solwezi Council revenue drops
By JACKSON MAPAPAYI
SOLWEZI Municipal Council revenue collection has reduced by 14.67 percent, Mayor Nicholas Mukumbi has said.
The mayor said the drastic drop in revenue levels was due to Covid-19 which had resulted in non-remittance of funds by businesses houses.
Mr Mukumbi said during between January and March the council collected K 6, 739, 899.90 from local taxes, fees and charges, among other sources of revenue compared to K10, 632,967. 52 in the last quarter of 2019. "Most business houses have closed up hence the local authority being adversely affected in terms of revenue collection," he added.
Mr Mukumbi also revealed that bars and night club owners had also been affected as their businesses had remained closed since March.
He however called on the bar high club owners to continue adhering to guidelines in order to control the spread of the pandemic.
The mayor also said the council would embark on a street-naming exercise. "Soon, the council will call for a meeting where stakeholders will be given an opportunity to make proposals of names of gallant men and women in the district after which streets and compounds can be named after," he said.
Mr Mukumbi also said the council had extended the period of the current Main Valuation Roll expiring from July 2020 to December this year, so that the flow of revenue was not disrupted.
Early this year, the council had commenced the process of updating the Main Valuation Roll but had stalled due to the partial lockdown amid Covid-19 and gassing.
An approval was also made for the issuance of 77 Occupancy Licenses processed from various applicants from unplanned settlements in an effort to provide security of tenure and efficient services by the Local Authority.
Meanwhile, the council has terminated the contract for Lembi Protective Limited that was engaged to collect waste in the urban South Zone.
The termination of the contract followed complaints from residents that the company was not frequently collecting waste.
By ANDREW MUKOMA
THE Government should invest heavily in the livestock sector for the country to navigate economic woes, a civic leader in Monze District has suggested.
UPND Chipembele ward councillor, Boniface Hangala, said Government should allocate more resources to the livestock sector in the 2021 National Budget to further boost production.
Mr Hangala observed that not much resources had previously been allocated livestock sector resulting in outbreak of animal diseases, poor animal husbandry, and poor revenue from the sector.
He said in an interview yesterday on the side-lines of a workshop for farmers, that the livestock sector had the potential to boost the country’s Gross Domestic Product (GDP) through exports of beef or live animals.
“I want to advise the Government to consider increasing funding to the livestock sector development in the next National budget because this is one sector which can help to resuscitate our economy.
This time we should have been talking of exporting beef and other animal products all over the world but due to low investment and poor disease control we are unable to do that. Nevertheless, hope is not lost as the govern ment can still change this state of affairs by increasing funding to the sector.
"This time we should have been talking of exporting beef and other animal products all over the world but due to low investment and poor disease control we are unable to do that. Nevertheless, hope is not lost as the government can still change this state of affairs by increasing funding to the sector,” Mr Hangala said.
And another farmer, Godfrey Mutinta, noted that dip tanks in the district were in a deplorable state and needed to be worked on for farmers to adequately treat their animals and maintain good animal husbandry practices.
Mr Mutinta stressed that dip tanks were a prerequisite for animals’ health and urged the Government to address this problem affecting the livestock sector.
And During her presentation, Acting District Livestock and Fisheries coordinator Ms Racheal Lunga said Monze recorded 2, 341 animal mortalities during the 2018/2019 period due to various diseases.
K 199 99 ESSENTIALS CORDED AUTO KETTLE 1.7 l EACH
President Macky Sall. Senegalese president goes into quarantine
DAKAR - Senegal's President Macky Sall has quarantined himself after coming in contact with someone who tested positive for coronavirus.
The president himself tested negative but will self-isolate for two weeks as a precaution, his office said in a short televised statement.
Senegalese lawmaker Yeya Diallo announced earlier on Wednesday that she had tested positive for the virus.
She called on people to take essential personal measures such as maintaining hygiene and social distancing.
Senegal has so far confirmed 6, 129 cases including 93 deaths.
In South Africa, some teachers and parents in Western Cape province are demonstrating and demanding the closure of schools over the spread of coronavirus.
A few principals have written an open letter to President Cyril Ramaphosa urging him to rethink the decision to open schools.
They say that virus cases within the community are now affecting pupils and teachers.
According to the Western Cape Education Department, over 300 staff members and 61 pupils had tested positive for coronavirus.
Some teachers refused to report back to work after colleagues tested positive for the virus, Eye Witness News reports.
The Western Cape is the worst-hit province in the country, with almost 50 percent of South Africa's cases. – BBC.
OFFERS VALID FROM xxxx APRIL 2020 UNTIL xxxxx MAY 2020 HERE FOR YOU K 32 99 KELLOGG’S CORN FLAKES CEREAL 500g EACH
K 64 99 JUST PINEAPPLE/ORANGE/ GRANADILLA SQUASH CONCENTRATE 3 X 2 l
Be innovative, schools urged
By ANDREW MUKOMA
ALL government schools should be innovative and embark on activities that can generate income, General Education Permanent Secretary Jobbicks Kalumba has said.
Dr Kalumba said fishfarming was one of the many activities that schools could exploit in raising revenue for themselves.
He was speaking when he toured the production unity section at Hillcrest National Technical School in Livingstone yesterday.
Dr Kalumba said schools had the potential to feed the nation from successful fish farming projects instead of importing fish from China.
He commended school authorities at Hillcrest for creativeness and urged all schools in the country take that route.
“This is the picture that we want to see in all the schools in Zambia. Being involved in fish farming can generate income for the schools and feed the nation instead of importing fish from China.
Earlier, Dr Kalumba paid a courtesy call on Livingstone District Commissioner, Harriet Kawina, before opening a training workshop for guidance and counselling teachers drawn from all the schools in Southern Province.
Don’t allow Bill 10 to be hijacked, State warned
By NATION REPORTER
GOVERNMENT should not allow the process of cleaning lacunas in the constitution through Bill 10 to be elongated as enemies of the state can take advantages to mislead citizens, a Patriotic Front official has advised.
Former PF Mandevu secretary, Lemmy Bwalya said it was worrying to see some politicians driving the process in their favour at the expenses of the plight of Zambians.
Mr Bwalya said in an interview that opposition political parties were happy to have the constitution refinement process delayed as it would leave anxiety in people’s minds. “Their aim is to continue sponsoring youths to protest against Government, a situation which eventually can turn the country in turmoil.
“We know what’s happening and we’re saying it’s too late for opposition parties to remove PF and President Edgar Lungu from power through dubious means like protests,” he said.
Mr Bwalya said no amount of schemes could make Zambians shift their attention from massive developments under the PF administration to the empty promises of the opposition.
Bwalya. Mr Bwalya urged Zambians not throw away the trust they bestowed upon their own people they sent to Parliament as their representatives.
K 249 99 HAZ 2-BAR HEATER EACH
K 42 99 FIVE ROSES TEABAGS 100 PER PACK Think-tank cites Covid-19 impact on agro
By BENNIE MUNDANDO
THERE is an anticipated knock-on effect on loss of incomes and livelihoods resulting in hunger and malnutrition brought by effects of Corona Virus Disease (COVID-19) on the agriculture sector, the Indaba Agricultural Policy Research Institute (IAPRI) has warned.
IAPRI) outreach director, Ballard Zulu, yesterday told the Daily Nation that restricted access to markets was likely going to negatively affect food access and that limited supply of food and commodities in chain stores.
As a result, he said, restricted supply of imported commodities was also anticipated because most of the food consumed in Zambia was locally produced.
“Rise in unemployment for daily casual workers in markets and bus stops is anticipated while restricted access to markets is likely to negatively affect food access.
Mr Zulu called for the creation of temporary smaller satellite wholesale markets with controlled entry and exit in high density residential areas as well as the expansion of social cash transfer programme to cover more poor and vulnerable people.
He said there was need to encourage the private sector to produce cheap high energy foods from local products to ease the pressure on maize and curb potential panic buying and monitor and discourage price gouging activities.
He however advised farmers to sieze the opportunities presented by the COVID-19 by taking advantage of restricted entry of foreign products into the country by producing more to meet local demand.
“Local farmers and food processors can rise to fill the gap that is being created on the local market by the lockdown in South Africa and other countries. The President has given a directive in this respect. Commodities required to control COVID-19 such as masks, soaps and sanitizers provide an opportunity for local producers and job creation,” he said.
ANC unhappy with ConCourt’s ruling
JOHANNESBURG - It is "unfair" and an "overreach" for the Constitutional Court to give Parliament 24 months to amend legislation to allow independent candidates to contest national and provincial elections, ANC chief whip Pemmy Majodina said.
The National Assembly Programming Committee received a legal opinion on the judgment at its meeting yesterday.
FF Plus chief whip Corné Mulder described it as a "strange judgment." He said that when the Constitutional Court certified the Constitution, after it was passed in 1996, it agreed that political parties would be the way the electorate's will should be expressed. "It is a very strange judgment," Majodina agreed. "But the ball is in the court of Parliament now."
She said that it was "unfair" for the court to give Parliament only 24 months for the "very cumbersome process" of amending the applicable legislation. "While we respect the judiciary, at times the judiciary overreaches."
She added:
I'm not attacking the judiciary, but its judiciary overreach to an extent that we are lawmakers and we are supposed to follow each and every process. But to give us 24 months that we must do this process!
She added that the judgment was very ambitious.
National Assembly programming whip, Chana PilaneMajake, accused the judiciary of encroaching on Parliament's work. She said she understands that in a constitutional democracy, Parliament's sovereignty is taken away to prevent it from passing unjust laws. But "more and more" lately, the judiciary's decisions were "just instructing Parliament" while no unjust laws are made.
But Deputy Speaker Lechesa Tsenoli said any debate on the legislature's relationship with the judiciary was secondary. They now had to focus on the work that had to be done in 24 months.
The legal opinion, by Parliament's chief legal advisor Zuraya Adhikarie, recommended that the Portfolio Committee on Home Affairs invite the Home Affairs Minister Aaron Motsoaledi to address the committee on the steps that the department proposed to take to address the judgment and correct the defect as soon as possible. – NEWS24.
K 164 99 HUGGIES DRY COMFORT JUMBO PACK DISPOSABLE NAPPIES 56/66/76/94 PER PACK/PANTS 38/44/50/60 PER PACK
Malawi cabinet minister resigns after poll
KINSHASA - A Malawian cabinet minister has stepped down two days after the presidential election re-run, which saw President Peter Mutharika up against strong opposition challenger Lazarus Chakwera.
Ben Phiri, who was Local Government Minister, bid farewell to staff early yesterday and extended best wishes to his successor.
His resignation is seen by some as a hint that Mutharika lost the vote, but the electoral commission has not announced any results.
Meanwhile, the opposition alliance claimed victory for its candidate Lazarus Chakwera yesterday in a re-run of the 2019 presidential election, annulled by courts because of fraud.
The vote on Tuesday came to be regarded as a test of the ability of African courts to fight ballot fraud since Malawi’s judiciary infuriated President Peter Mutharika in February by overturning the result of last year’s vote.
“With all votes ... tallied, it is now clear that Malawians have resoundingly given (the opposition)...alliance the mandate to govern this country for the next five years,” a statement from Chakwera’s Tonse Alliance said.
A spokesman for Mutharika’s alliance did not immediately respond to a request for comment. Malawi’s state and private media on Wednesday gave Chakwera a comfortable 55 percent lead, with nearly three-quarters of votes counted, against Mutharika’s 40 percent.
At a news conference yesterday, Electoral Commission chairman Chifundo Kachale urged Malawians to wait for the official result, which was taking time to collate because the ballots had to be transported back to head office from locations across the nation.
Electoral officials said voting day on Tuesday was largely peaceful, apart from some sporadic reports of violence in opposition strongholds, and Malawi has remained calm while awaiting the result.
The cancelled result forced a change in the electoral system, swapping a “first-pastthe-post” for a system in which the winner has to get more than 50 percent of the vote. – BBC/REUTERS.
K 9 49 DETTOL BATH SOAP ASSORTED 175g EACH
PROTESTS ROCK KINSHASA
KINSHASA - Police in the Democratic Republic of Congo’s capital fired tear gas for a second straight day on Wednesday to break up violent protests outside parliament over proposed changes in the judiciary.
Angry demonstrators, some armed with petrol bombs, blocked traffic outside parliament, erecting barriers and burning tyres.
Police first fired warning shots and then used tear gas to disperse them, AFP journalists said.
The protesters were mainly motorcycle taxi drivers and supporters of President Felix Tshisekedi’s Union for Democracy and Social Progress (UDPS) party.
The UDPS is in an uneasy coalition with forces close to Tshisekedi’s long-serving predecessor Joseph Kabila. Only a third of the government ministers are from the UDPS.
The contested legal changes include proposals to define the powers of judges, which critics say is a ploy to muzzle the judiciary.
The proposals come from the Common Front for Congo (FCC), a coalition close to Kabila, who remains a behind-thescenes force in national politics.
Former parliament speaker Aubin Minaku, one of the people behind the proposed amendments, said the “aim is to define the authority the justice ministry exercises over the judges.”
But Tshisekedi’s party on Monday lambasted it as a ploy to “undermine the independence of the judiciary and increase the power of the justice ministry.”
The opposition Lamuka coalition also said the proposals would “deal a death blow to the concept of separation of powers.” . – AFP.
BUY 2 FOR K 19 99 CREAMBELL FULL CREAM MILK 1 l
PUPILS Daily Nation, Educating Zambia! • This is a type of learning in which teachers instruct a child in an educational environment about what should be done, how it should be 38 | DAILY Friday 26 June, 2020 5. done and why it should be done. It takes place in a classroom. Social organizations • This is the way society organizes itself. • It relates to how society defines relationships, social institutions such as marriage and status system such as the role of a woman and children. The extended family system is a common social Civic Education institution in African societies for it provides mutual protection and social support on a daily basis. 6. Technology and material culture • These refer to society’s ability to create, design and use things. • Technology and material culture relates to the way society DAILY
On today’s pupils forum, will look at a topic; Culture. This topic will focus on • • organizes its economic activities. Terms like this industrialized nations and developing nations like Zambia refer to different technologies and cultures. Thus, we speak of being in the Stone Age when society used stone QUOTE components of culture, importance of culture and types of culture. This tools, Iron Age when iron tools were used, but now we talk of topic is at grade ten level of senior Civic education of the Zambian syllabus. CULTURAL STUDIES • computer age culture since computers are the means of story of organizing, calculating etc. Developed countries have reached Space Age culture by designing Education is not preparation for life; education is life itself. – John Dewey the most modern technology such as E-mail information.
Culture
• Culture refers to the whole way of life of a given people which 7. Aesthetics includes their food, language, taboos, festivals, values, beliefs and • This is a society’s perception of what is considered beauty in art and Name: Fridah. M. Luyengo traditions. in persons. Age: 17 years • Culture can also be defined as the sum total of behaviour which • It dictates what is considered good taste, might be considered bad Grade: 12 • people have learned over a period of time and defines ways by which they do things. Culture is not something that one is born with but it is learnt. 8. taste in another culture, e g dressing in mini-skirts, tight trousers are acceptable in towns but condemned in villages in Zambia. Law and politics School: Munali Girls Secondary School Career Dream: Medical Doctor
Components of culture • These are the rules and structures that regulate the behaviour of • A component is a unit or a part of something. It is an element of the individuals. whole, for example, two legs are a component of a human being because they are part of the whole human being. • • Legal rules attract punishment when broken. Laws protect members of the society to live peace and free from inhuman treatment. Page 3 of 9 Do you want to appear in the Daily Nation’s Pupils Forum?
There are eight major components of culture and these are; • The political systemof a society defines the structure of government 1. Language and who occupies position in the structures. • Language defines a cultural group even though the same language can be used in different countries. It differentiates one culture from • It also defines the roles and responsibilities of the leaders and the people led. WhatsApp your picture with the details-Name, Age, another. Characteristics of culture Grade, School and Career Dream to +260977696352 • It reflects the nature and value of a culture. • Language is not only spoken, it can also be unspoken. For example The following are the characteristics of culture or special features of culture: gestures are signs used to express different things such as showing § Culture is dynamic: Culture changes with time; it is not constant. For a fist as a sign of strength or violence. example, the use of cell phones has been accepted as part Zambian • Language unites one group of people. way of life and yet these were not there a long time ago. However, • Everywhere, the impact of culture on individuals and community
Page 1 of 9 2. Religion • Religious taboos, customs, ritual, dictate the behaviour of a given society. • Religion can also dictate the type of food/ drink people take. For example, Hindus do not eat beef because they believe that when a person dies some of them will be born in an animal. Devoted Catholics used not to eat meat on Good Friday, while devoted Muslims do not drink alcohol. 3. Values and attitudes • Values and attitudes constitute the value systems of any given society. • A society value system guides people in what is considered right or wrong. • It is the basis of society’s way of life. • Most value systems are based on a society central religion. § § § § § there is a great debate on gender balance. Culture is learnt: it is passed on from generation to generation. It is taught to an individual by society in which by the society in which an individual is born. The way to speak, what and how to eat, how to relate to others and what to believe in are taught. Culture is cumulative: new things in new generations can be discovered and added to the existing culture. Owing to this cumulative effect, most high school learners are familiar with mathematical insights and solutions that ancient Greeks like Archimedes and Pythagoras struggled to discover in the world. Culture is comprehensive: since culture is the sum total of society’s way of life, it is therefore comprehensive. Culture is based on symbols: in order for culture to be transmitted successfully from one person to the next, the system of symbols is created that translates the ideals of culture to members this may be done through language, art, money and religion. Culture is shared: members of society share a set of ideals, values • development are being measured, studied and rediscovered. There is keen interest in the relationship between arts and culture, and the economic and social development of our communities. According to the Universal Declaration of Human Rights (UDHR), article 27, affirms every human being to freely participate in the cultural life of one’s country. Types of culture There are ten types of culture and these include: 1. Mass culture • This culture is produced from machines and consumed on large scale, for example, record industry, television and video tapes or cassettes. • It is also spread through electronic media and other types of high technology. Thus, many children learn new behaviour that their parents did not know through this culture. 2. Popular culture • This is a product of changing needs and innovation of people’s 4. • Education Education is an important part of culture. Since culture is learned behaviour. § and standard behaviour this set of ideals is what give meaning to their lives and what bonds them together as culture. Culture is integrated: in order to keep culture functioning, all its aspects must be integrated. For example the language should be able • lives, hence it is short lived. This culture is seen among the youth who have new music, fashion among others in entertainment.
There are three types of learning that take place in a society:- (a) Informal learning • This is a type of learning in which a child learns by imitating the behaviour of its family members/friends or by watching characters portrayed in the movies/films. (b) Formal learning • This is a type of learning in which adults teach young family members § § § Page 4 of 9 to describe all the functions within the culture in order for ideals and ideas to be transmitted from one generation to the next. People are not aware of their culture until they come into contact with other cultures. They only realise that their pattern of behaviour are universal when they come into contact with people from other culture. People do not know all their culture: no one knows everything about their culture. It is not possible for one to know everything about their culture. Culture gives a society a range of permissible behaviour patterns. 4. 3. Folk culture • Also known as residual culture (remains of the past). • The past is revived from elements of the forgotten past due to nostalgic tastes • Nostalgic tastes is a desire of what used to be done in the past • This culture is seen on the influences of technological changes on old traditions. For example, playing old music on the national television. Synthetic culture on how to behave in certain situations. For example, Namwangas, Luvales, Lungus and other cultures teach a child to kneel down when he/she is greeting/giving elders something as a form of respect. § Cultures commonly allow a range of ways in which men and women can be who they are. Cultures no longer exist in isolation: there is no society that can exist in isolation, thus languages and indigenous patterns are being • Page 6 of 9 This is also called artificial culture which has mainly destroyed cultural identities of developing countries like Zambia who adopt Western cultures. (c) Technical learning replaced rapidly. Indigenous culture has only been preserved as a tourist attraction to earn • This is a type of learning in which teachers instruct a child in an educational environment about what should be done, how it should be Importance of culture money as foreign exchange. • This foreign culture is consumed mainly in form of films, television and radio. Above all, Western culture due to its high technological advances,
Page 2 of 9 done and why it should be done. It takes place in a classroom. The fact that culture is part of us, it is important to study it due to the following reasons: • it is admired and enjoyed by many. An important aspect of this culture is consumerism (popular 5. Social organizations consumption). Through adverts, people are made to buy and own 6. • This is the way society organizes itself. • It relates to how society defines relationships, social institutions such as marriage and status system such as the role of a woman and children. The extended family system is a common social institution in African societies for it provides mutual protection and social support on a daily basis. Technology and material culture • These refer to society’s ability to create, design and use things. • Technology and material culture relates to the way society organizes its economic activities. • Terms like this industrialized nations and developing nations like Zambia refer to different technologies and cultures. • • • It reinforces ones’ identity and ability to critically reflect on that identity. This allows one to develop and interact with others, thus, bringing mutual understanding between societies and peoples. It is important for the identity of the society. Since culture includes language, music, dances, festivals, rituals and traditional craftsmanship, cultural heritage brings identity of a society. In times of need songs, art works, and texts can bring hope and comfort which reinforces cultural and self -awareness. Learning about culture brings about development. If culture is interpreted as a whole of beliefs, habits and customs of a society, then it is a foundation of development. Economic development without roots in culture can never result in sustainable development. Thus, the importance of culture. It is a goal, a part of the daily reality and a vital factor in development of the people. 5. 6. products such as soap food and modern items like cell phones, televisions and radios. • This leads to importing than to using local products. Idea culture • Refers to some kind of aspiration of where people would love to be. For example, every society views itself in a positive way and has the highest virtues and standards it aspires to be. • In this regard, people in many cultures would describe their culture in ideal terms and not what is in reality. Ideals are not realised every day. For example, Zambia was described as a Christian nation but in reality its people do not live as Christians. Real culture • It refers to the real behaviour of people in a society. EXERCISE 1. Define culture 2. State three components of culture 3. Define; (i) Formal education (ii) Informal education 4. Discuss any three types of culture 5. Identify three characteristics of culture 6. Explain four importance of culture • Thus, we speak of being in the Stone Age when society used stone tools, Iron Age when iron tools were used, but now we talk of Page 5 of 9 • This is the actual culture practiced in a given society. For example, sleeping at a funeral until burial is Zambia’s real culture.
By VIMAL KUMAR
WHEN a crisis of the magnitude of Covid-19 strikes, it is our role as a responsible lender to put forward various immediate and medium-term solutions to proactively combat the downturn it brings. As an African business, we have sought to position ourselves so that we can offer not just tangible relief in this time of distress and global upheaval, but also true value in an ever-changing world.
For any indebted individual or business, servicing debt during such difficult times is a source of angst. Absa reacted swiftly to the pandemic by designing, offering and implementing smart solutions and offering significant financial respite during these times.
Relief measures have included repayment breaks, moratoriums on capital repayments and the waiver of fees on interbank transfers through internet banking and bank-to-wallet transactions, among others.
A payment holiday – which also defers the tenor of the repayment – is just one option available and is primarily designed to offer immediate relief and ensure a continued cashflow for a household or business facing financial hardship, while at the same time protecting credit worthiness. The option to exercise a payment holiday is a conversation between the customer and the lender based on the profile and individual circumstances of the client.
All of this has been done in consultation with regulators and governments acknowledging that we need to navigate the Covid-19 crisis together.
These solutions have been carefully thought through to assist those most in distress during the initial wave of the Covid-19 economic slowdown. Although we live in an era of social distancing, geographically segregated interaction, and government-enforced lockdowns, our technology and the array of digital products we offer have enabled us to continue to serve all our customers
BRINGING POSSIBILITY TO LIFE DURING A CRISIS
efficiently and effectively.
Leading digitally
It is inevitable that a postCovid-19 world will see us emerge into a more digitally-driven space. Absa is actively driving the roll-out of digital infrastructure and offering our customers more innovative solutions. Customers can bank in a variety of ways: internet banking, apps, e- and mobile commerce, and contactless payment capabilities.
One of the key pillars of our growth is to build a scalable, digitally-led business. When we launched the new Absa brand across Africa, we spoke about “bringing possibilities to life”, and we are stretching digital boundaries to meet and, indeed, exceed the needs of our clients in a rapidly evolving landscape.
Our digital transformation towards a low-touch, low-contact future is accelerating at a fast pace. In driving this, we will make banking and ways of payment cheaper for all our customers. We are already seeing a massive surge in digital use and pick-up by customers in all our regions, which reinforces our conviction that we are on the right track.
It is increasingly evident that the bank of the future will be known not for the products it sells, but for the creativity, agility and openness to co-creating solutions with clients and partners. Everything we do speaks to our ability to find solutions to our customers’ needs – this is even more relevant at a time when our very concept of ‘normal’ is being challenged and revised constantly.
Support for SMEs
One of the things we are very conscious of is that small and medium enterprises (SMEs) are vital to economic growth across Africa, and we need to support and nurture the entrepreneurial energy and innovation in that sphere. We further recognise that the informal economy needs to be as much protected as the formal economy, because this makes up a large portion of employment in Africa.
Therefore, we ensure that our SMEs and our business banking customers benefit from our relief programmes during these turbulent times as much as our individual customers. There is no doubt that when the time comes to rebuild our economies, SMEs will play a leading role in spurring such efforts.
According to the World Bank, Small and Medium Enterprises (SMEs) play a major role in most economies, particularly in developing countries where SMEs account for the majority of businesses worldwide and are important contributors to job creation and global economic development. SMEs represent about 90% of businesses and more than 50% of employment worldwide, while formal SMEs contribute up to 40% of national income (GDP) in SME’s One of the things we are very conscious of is that small and medium enterprises (SMEs) are vital to economic growth across Africa, and we need to support and nurture the entrepreneurial energy and innovation in that sphere. We further recognise that the informal economy needs to be as much protected as the formal economy, because this makes up a large portion of employment in Africa.
emerging economies. These numbers are significantly higher when informal SMEs are included. https://www. worldbank.org/en/topic/smefinance
Acting responsibly
We have been heartened as a banking institution by the responsible behaviour of many of our customers who have continued to service their debt as their situation allows, which is a very positive story in these uncertain times.
Our customers see us as a bank that is responsible and willing to assist; that offers help when they are truly in need. Yet they have adjusted their thinking and behaviour to the existing environment and are responsibly only calling on us when they really need us. Absa has a balance sheet in excess of almost R1 trillion and is well-positioned to withstand financial storms, and as a significant bank on the continent, we play a big part in ensuring stability to financial systems, as well as being able to offer clients and customers a reassuring sense of stability and confidence.
But more than what we represent as a continental banking institution, Absa is also Africa, and the essence of caring for others underpins everything we do. Our commitment to helping save lives and contributing meaningfully to the fight against this coronavirus pandemic has seen us make substantial donations to national governments and various Covid-19 relief efforts.
We believe in getting things done, and in helping people find a way to get things done. And in these extraordinary times, we also understand what it means to be African: that our common humanity and our compassion towards one another in the spirit of ubuntu, is what will ultimately carry us through and be the panacea in this fight against this pandemic.
Vimal is the Chief Executive of Retail and Business Banking; Digital and Customer Experience (RBB, Digital &CX) for Absa Regional Operations, at Absa Group Limited overseeing RBB franchises across nine markets: Zambia, Botswana, Ghana, Kenya, Uganda, Mozambique, Tanzania, Mauritius and the Seychelles.
Vimal joined the Group as Head of Lending in 2011 based in Dubai, providing strategic leadership achieving profitable growth in the Consumer Lending and Credit Card businesses. Additionally, he was instrumental in the expansion into new segments and markets for the business
Vimal has over 26 years of experience in Business Banking, Credit Cards, Consumer Loans, Retail Liabilities and Wealth Management and has worked with leading banks including Standard Chartered, ANZ Bank, ABN AMRO in Asia, Middle East and Africa.
He has served as an Advisor on the CEMEA board for VISA, the International Advisory Board of UnionPay International and member of the APMEA Chip Sub Committee of MasterCard International. He speaks on Consumer Banking and Payment for global organisations such as the Lafferty Group, Fleming Group and European Financial Management & Marketing (EFMA).
World’s second largest Ebola outbreak over
ADDIS ABABA - The 23-month long Ebola outbreak in the north-east of the Democratic Republic of Congo is now over.
The World Health Organisation’s regional director for Africa, Dr Matshidiso Moeti, said that the declaration was made possible with the collaboration of different arms of the government and the community.
“This is a sign of hope that with solidarity and science epidemics can be controlled,” Dr Moeti told journalists in a virtual press conference.
This was the second largest Ebola epidemic in history following the one in West Africa in 2014 and the first in active conflict zone.
There were more than 420 attacks on health facilities by armed groups, which greatly hampered efforts to contain the spread of the disease.
Security threats and misinformation were the main reasons why containing the outbreak in the north-east took so long.
However, there’s also a new Ebola outbreak unfolding in Mbandaka, in the north-west of the country. This is the 11th outbreak in the country.
So far, 24 people been infected with Ebola in that region and 13 people have died.
A genetic analysis done on the strain of the virus circulating there was found to be different from the eastern strain. – BBC.
OFFERS VALID FROM xxxx APRIL 2020 UNTIL xxxxx MAY 2020 HERE FOR YOU K 26 99 COUNTRY CHOICE FROZEN WHOLE CHICKEN per kg
UNITED CHEMOLIDE Plot No 7154, Mukatasha Road, Light Industrial Area, Opposite A.P.G Milling, Lusaka, Zambia, Email: info@uci.co.zm Submersible STRONG . TRUSTED . RELIABLE SUBMERSIBLE & BOOSTER PUMPS Solar Pump sets Booster Pumps Pumps
Electric Motors
Tel: +26 0955 013 496 . 0971 527 826 . 0977 744 325 . 0976 023 126 . 0961 000 009 . 0963 911 357
CAR FOR HIRE
CARS FOR RENT. IPSUM, CO ROLLA, NOAH K750 weekly, k2800 monthly. Con- tact: KATANTUMU- KA.J. CAR HIRE Plot 1422 Los Angeles Road Kayama – Lusa- ka. Cell: 0972- 209090 / 0968- 639128 / 0953- 998386 INV7955-20-20
FOR SALE
HEAVY DUTY
MOTORBIKES, spares and accessories in Choma, Mwinilunga, KAOMA, and Lusaka.
Starting from K21,000. ORDER PRICE & retail. Accept
ing CASH & 3 months lay
BUY. Contact: 0977889899 R9413-10-30
C HISAMBA FARM PLOT - 3.3905 HECTARES or 8.3781 acres on title near Protea Safari at K180,000 negotiable. Kitwe Chimwemwe Area, 1 bedroom house on title asking price K150,000. Contact 0975271267/095536338 R9422- 03-25 .....................................................
MITSUBISHI ROSA SALE
26 SEATER, 4D 32 ENGINE K80,000 CALL: 0967-714722 / 0976-429404 INV7213-03-28
ON QUICK SALE ARE
1. 80 - HECTARE FARM IN KA
PIRIMPOSHI 2. 2-10 ACRRES LAND IN CHI
LANGA CONTACT 0979-851315 / 0978- 608895 INV7212-06-04 .....................................................
ON QUICK SALE ARE
TRACTOR MAIZE SHELLER WASHING MACHINE DRYER
CONTACT 0979-851315 / 0978- 608895 INV7212-06-04
E ACCOMMODATION
ACCOMMODATION OFFERED
KABWATA ESTATES-2 Bedroomed flat K2,500 x 2 months + Security deposit Contact: 0955537594 R9423-03-25
E WANTED
HEAVY DUTY MECHANIC WANTED WE ARE LOOKING
for a skilled mechanic to as
semble, maintain and repair
trucks. The mechanic will be responsible for ensuring functionality and reliability of all motor vehicles. Call: 0973-950435 INV7212-03-29
E HERBALISTS
PEOPLE IN ZAMBIA ��DON'T BE CHEATED AM THE ONLY TRUE TRADITIONAL
DOCTOR, SAME DAY RESULTS, FOLLOW ME IN DAI
LY NATION NEWS PAPER / WHATSAPP/CALL MAMA BANDA IN LADY'S VOICE
NOW☎️�� +260974780049. No blood shading and sacrifices involved. NB .Avoid editing feck doctors by checking my real mobile number on Daily nation newspaper. ����Control your lover and make him/her love u alone�� �� Miracle money in your house and account and mobile money within 30minutes���� �� Magic wallet and ring to give you money /magic bag ��Lost lovers and Happiness in marriage ❤️ �� Business boosting and customer attraction �� Winning elections and to be loved �� Winning betting and cassino �� ��Control your lover not to fall in love with any person in this world / make him/her to be yours alone forever. ��Passing exams and interviews �� �� looking for children ��Qiuck selling and buying of properties �� Catching thieves ▶️We also do long distance healing and deliveries all over the world. Watsaap/call Mama Banda ☎️ +260974780049 R9401- 05-16 .....................................................
Call/App +260974592820
Waccimuna
INSTANT RESULTS Horse power Hard and strong Fertility Appetite Herbal remedies without side effects FREE DELIVERY R9420-10-06 ..................................................... DR PWENYE 2020 YOUR PROBLEMS HAVE COME TO AN END WITH DR PWENYE WITH 50 YEARS EXPERI ENCE. Bring back lost lovers, 20 minutes enlargement, financial help. Pay after results 0972413281 R9415-10-30
Dr RWABWOGO GET YOUR
SELF 4x4 manpower syrup, for last longer 120 minutes, Increase you size up to 6inches long, unlimited age. Make that time unforgettable. WHAT? Diabetes, low sperm count, CD4 count, pressure? 100% herbal. Call +260962736988 for delivery R9418-10-03
FREE SPACE! ADVERTISE
YOUR PRODUCT PRIME PROPERTIES FOR SALE
1.
2.
3. (1) Prime property Road frontage close to Mulungushi Village in Kalundu 2787 sq meters,3 houses, and walled zoned Commercial ripe for redevelopment. Price K 5000 000. (2) 4.7815 hectares agricultural smallholding, Kacheta area Lusaka west with two borehole submersive pump. Price K1,250 Million Negotiate. (3) 1,600 sq meters vacant land with frontage to Lake Kariba close to town. Asking price K 650,000.
Contact: S P Mulenga Chartered registered Valuation Surveyors at Lotti
House 3rd Floor Email: spmintvaluers@yahoo.com Phone: +26011 221208 Cell: 0977772556/0977297433 R9426-01-26
SUPER CHARGER 3 IN 1 FOR MEN
GENUINE VA ZOONA AGE
LIMIT 18 TO 70 YEARS NO SIDE EFFECTS &
PERMANENT RESULTS ORDER NOW: +260970922237
JOB OPPORTUNITY
Looking for a works manager. Preferred candidate should be in possession of diploma/ bachelor ' degree in mechanical electrical engineering
• 5 years industrial experience in managing a workshop. • Knowledge in booster and submersible pumps will be an added advantage.
Send your CV to: unitedchemolide@gmail.com.
The chief executive officer. United Chemolide industries (Z) Limited Plot No. 7154 Mukatasha Road Opposite APG Milling Lusaka, Zambia
Closing date is 30 th June 2020
Phone +260955998842 C6868-05
MEN HERBAL CLINIC
* INCREASE SIZE ( MAXMAN OIL) *KUKULISA ( ENLARGENMENT)
* POWER( STRONG GO MORE ROUNDS( MPANVU YAKI
MUNA) DIABETS SYRUP IS ALSO AVAILABLE CALL ME ON +260972340071 DELIVERY IS FREE OF CHARGE NOTE:HERBAL MEDCINE AND NO SIDE EFFECTS R8294-10-17
R5997-30-31
Various Textures Possible
SUPA FIX Decorative Finishing Plaster is a readymix decorative finishing plaster coat. Different textures are possible using roller, trowel or spray gun by applying it in a special way. It will give your building a special and unique look.
Available in various colours
Aries (March 21-April 19)
IT’S okay if your patience is running thin with a flighty friend, and it’s okay to take a break from spending time with them. Relationships go through phases, and it’s just not healthy to pretend that your feelings for someone else never go through changes. Right now, you need to clear up your emotions about this person and get your distance. Figure out what they add to your life, and figure out if you are adding anything to theirs. Are you just friends out of habit?
Taurus (April 20-May 20)
A couple of your recent hunches might have been slightly off the mark, but that doesn’t mean that you should lose any confidence in your intuitive powers! Your reaction to an unusual development later in the day will reassure you that while there could be periodic glitches in your sixth sense, you really can rely on your gut to help you make the right choices in life. You are taking control of your own destiny and shouldn’t hesitate to do something surprising just because it feels right.
Gemini (May 21-June 20) Thinking of the bigger picture will help you avoid a lot of conflict today, so try to let the little things slide. If a friend is adamant about something, don’t point out to them how they’re wrong. Just do it their way. And if a co-worker needs you to do a certain thing for no apparent reason, just go along with them. These are not the kinds of battles you should expend the energy to fight. Save your strength for the things that count!
Cancer (June 21-July 22)
Keeping track of what you need to do and what you have done is important today. You need to be organized in order to be prepared for any surprise additions to your schedule. Someone’s signed you up for something you didn’t know about? The good news is that you’re going to love getting involved. The bad news is that you’ll be under a time crunch. That’s why it’s in your best interests to get all your ducks in a row as early as you can today.
Leo (July 23-August 22)
Arguments are inconvenient things. They create delays in progress, they create hurt feelings, and they create distraction. If you’re in the middle of a conflict with someone today, ask yourself who is benefiting. Is someone on the outside affecting your thinking or even fanning the flames of this fire? Focus on who you have issues with, and speak to them directly. Don’t go through a third party. They will only confuse the issue. Don’t add more noise to the discussion.
Virgo (August 23-September 22)
Just because you feel strongly about something doesn’t mean that all your friends do, too. If you make a speech about a certain issue or comment on a topic today, you shouldn’t expect everyone to applaud you. Be ready for some disagreement from the group. Luckily, the debate that ensues will be fun, respectful, and, most importantly, educational. The best way to learn more about the people you love is to hear them argue their case.
Libra (September 23-October 22)
You’ve got a lot of things going on right now, but you don’t have time to deal with all of them. Solution? Delegate. Give away as many errands, tasks, and jobs as possible today. You have plenty of family members, co-workers, and friends who would be happy to take something off your hands, so give them a call. Find out who can help you out. By the end of the day, things should start getting back to normal. Don’t forget to thank them for their help so they’ll want to help you again!
Scorpio (October 23-November 21) You need to let yourself go, or at least try to. Having too much control over other people’s lives might make you think that you have more power, but that is merely an illusion. Give control over to fate today. Let things happen the way they happen, and let other people make all the decisions for a while. This will free you up to explore the more passive side of your personality, and greatly reduce the amount of stress on your shoulders.
Sagittarius (November 22-December 21)
Your “just ignore them” philosophy for handling busybodies might not be enough to get you through the drama that today brings into your life. The bad news is that so many people will be poking their noses into your life that you won’t be able to ignore them all. But the good news is that you can take advantage of the attention they are paying you to teach them how to mind their own business. Be more aggressive about the fact that you know how to run your life just fine, thanks..
Capricorn (December 22-January 19)
New beginnings happen every day, usually without you noticing them. If you’re wishing your life were different, take a moment to realize that it actually is! Focusing all the time on what you wish could be better is too negative and narrow-minded. You should try a little harder to take note of the progress you have made and pat yourself of the back for the good things you have accomplished. Sure, you may have a little farther to go, but who doesn’t?
18
DAILY NATION Saturday June 23, 2018
BUY POWERFULL MIRACLE HOLLY OIL
Are you struggling in life? Life is filled with ups and downs, challenges And difficulties. When problems come your way, it helps to have some clearly defined plan of action. 1. Win Court Cases, Divorce and customers? all kinds of Cases 4. You have marriage problems. 2. Are you politician? You want to 5. Promotion at work or Double stand for any position? your salary. 3. You have business no 6. Be loved by anyone anywhere you go. 7. Remove all kinds of Bad lucky. 11. Financial problem? You have 8. Land/Property disputes. Stolen a lot debts? Things. 12. If a person or company owes 9. Pregnancy problems (infertility) you money and won't pay. 10. Bring back your lost love. God will never forget when you in pain
Call/whatsapp+260976484490 No Sacrifices,
No Bad Effects R9416-05-26
Integrity Watch! On Millennium Radio 90.5FM
Introducing Zambia’s very rst integrity
Watch hotline!
Have you been impressed with service or... Have you witnessed something that was not right?... Money changing hands at the road block, contracts being sold to the underserving, have you been asked to pay so that you jump the queue, or indeed asked to pay money for a service that is free?
FS Business Solutions Ltd
Suppliers of Butchery, Baker, Refrigeration and Catering Equipment
Fwayo denies fumbling at Matero
By GRACE CHAILE LESOETSA
EX-INTERNATIONAL striker Fwayo Tembo has denied getting any allowances from Matero United and has threatened to take legal action against the club and Daily Nation for libel.
Fwayo yesterday described a statement by the Matero United team manager Venny Musonda that he only reported for training once despite receiving the signing fee and other allowances for his new coaching job as a lie.
The former Power Dynamos player was on May 18, unveiled as guest coach for the Third Division side on a one-month contract worth K5, 000.
However, Musonda said Fwayo had reported for training only once and kept giving excuses.
Fwayo said he would sue the club so that they provide evidence of the money he got.
“I have seen the story that I got allowances. Who said that? Which money or allowances did I get. I want to tell you that right now I am at court and I am suing you the reporter together with the team manager,” he said.
Musonda said the club was ready to face the player in court as they have documents to prove that he got the signing fee and other incentives.
“Let me do so, we are ready if he decides to drag us to court,” he said.
On Wednesday, Musonda described the performance of the player-cum-coach as depressing.
“We will be reviewing his contract this weekend. But his performance has been pathetic because he has only attended training once despite having been paid money that he was promised together with the signing fee and other allowances such as transport,” Musonda said .
Australia and New Zealand named hosts for 2023 Women's World Cup
AUSTRALIA and New Zealand were handed the right to host the 2023 Women’s World Cup soccer tournament after a vote by the FIFA Council yesterday.
Their joint bid beat the rival bid from Colombia to host the tournament which is being expanded to 32 teams.
Japan, who had also put forward a proposal to host the tournament, pulled out after they were ranked below the joint bid by world governing body FIFA’s evaluation report.
The report highlighted the infrastructure and organisational advantages of the Australia/New Zealand bid which FIFA believed would make for a commercially successful tournament.
There had been media reports that the vote could be tight with UEFA’s European representatives backing Colombia but in the end the margin of victory was comfortable with Australia and New Zealand gaining 22 votes to Colombia’s 13.
The 2019 World Cup in France was hailed as a watershed for global interest in the women’s game and FIFA President Gianni Infantino personally drove the campaign to increase the field to 32 teams from 24 for 2023.
Infantino had also expressed a preference for the successful joint bid during the FIFA Council meeting. – REUTERS.
Zambia Professional Cricket Association chairman Kushal Jain (far left) presents a dummy cheque worth K10, 000 to Olympics-bound athletes and the Ministry of Sports Permanent Secretary Joe Kapembwa (fas right). - Picture by MICHAEL MIYOBA.
TOKYO-BOUND ATHLETES GET BOOSTER
By MICHAEL MIYOBA
GOVERNMENT says Olympicbound athletes must continue working hard as they prepare for the outing even though the games have been postponed to next year.
Ministry of Sports, Youth and Child Development Permanent Secretary Joe Kapembwa said the athletes can only achieve great things by working hard.
Kapembwa was speaking during the donation of sports equipment, foodstuffs and personal protective clothing to Podium Performance Programme athletes.
Kapembwa hailed corporate entities such as African Milling, Sports in Action and the Zambia Professional Cricket Union for donating assorted items to athletes.
He said the donations consisting of mealie meal, face masks and hand sanitisers will go a long way in sustaining the performance of the athletes and increasing their chances of winning medals at the rescheduled Olympic Games.
Kapembwa urged the corporate world to emulate institutions such as Africa Milling by supporting athletes who are set to represent the country at the Olympic Games. “As we approach the Olympic Games in 2021, I wish to appeal to sponsors to come on board and provide the needed support towards the participation of the Zambian athletes at the Olympic Games. "The winning of medals at international competitions goes beyond the effort and hard work of athletes. It is as a result of the long-term planning and stakeholders’ cooperation by all the relevant institutions that provide support service for improved performance,” Kapembwa said.
And Africa Milling Managing Director, Jomu Matululu who donated 30 bags of 25-kg bags of mealie meal encouraged the athletes to heed Government’s advice by working hard to achieve greatness.
Meanwhile, Zambia Professional Cricket Association chairman Kushal Jain who donated assorted products worth K10, 000 reaffirmed his association’s commitment to help athletes who are facing numerous challenges because of the Covid-19 pandemic.
And runner Chindamba Hazemba thanked the three organisation for their contributiton towards the growth of sports. Hazemba said the donations will inspire the athletes to work hard to win medals at the Olympic Games.
MOHAMED Salah scored in Liverpool's 3-1 win over Manchester City when the sides last met in the Premier League in November
Manchester City have been given permission to host their Premier League match with Liverpool on Thursday, July 2 at Etihad Stadium.
The game between the league's top two sides could have taken place at a neutral venue because of safety fears over fans gathering outside.
But a Manchester City Council safety advisory group (SAG) agreed it could be played at City's home ground. "Following the most recent round of Premier League fixtures which have all taken place behind closed doors the SAG has signalled it has no objections to the above fixture taking place at Etihad Stadium as planned at 20:15 hours on Thursday, July 2," explained Councillor Luthfur Rahman, executive member for skills, culture and leisure for Manchester City Council. "As with all other Premier League matches, this fixture
Man City to host Liverpool at Etihad Stadium
will take place behind closed doors, with no fans present."
Supporters have been barred from attending matches or gathering outside stadiums because of the coronavirus pandemic, despite the Premier League's return on June 17.
Liverpool manager Jurgen Klopp had earlier opposed plans to hold the game at a neutral venue, saying he would "prefer to play in Manchester."
Other matches initially requested by police to be played at neutral venues included last Sunday's Merseyside derby between Everton and Liverpool,
but that was deemed safe to go ahead at Goodison Park following talks b e t w e e n the government, p o l i c e and the P r e m i e r League. – BBC.
