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Grow Your Checking with our 4.00% Rate!
Kasasa Cash Back Checking
Earn 4.00% cash back up to $8 per monthly qualification cycle
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No Monthly Service Fees
No Minimum Balance to Earn Rewards
Refunds on ATM fees
Kasasa Cash Checking
Earn 4.00% APY on balances up to $10,000, 0.10% APY on balances $10,000 and above
No Monthly Service Fees
No Minimum Balance to Earn Rewards
Refunds on ATM fees
How do I earn rewards?
It’s simple! To earn your rewards, just do the following basic banking activities in your account during each monthly qualification cycle.
• Have at least 1 direct deposit or automatic debit transaction post and clear
• Have at least 12 debit card purchases post and clear
• Be enrolled in and log into online banking yourbank.bank
Member FDIC | Equal Housing Lender NMLS #403498
*APY=Annual Percentage Yield. APY is accurate as of 2/8/2023. Rates may change after account is opened. Fees could reduce earnings on this account. Qualifying transactions must post to and clear your account during monthly qualification cycle. Transactions may take one or more banking days from the date the transaction was made to post to and clear your account. ATM-processed transactions do not count towards qualifying debit card transactions. If monthly qualifications are met, we will refund domestic ATM surcharge and terminal fees up to $4.99 per transaction. “Monthly Qualification Cycle” means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. “Statement Cycle” means a period beginning on the Thursday after the second Wednesday of one month through the second Wednesday of the following month. eDocuments are a condition of having this account. If you do not receive your monthly statements electronically, you will be charged a $3.00 fee per statement cycle. Limit one account per SSN.
Kasasa Cash Back Checking: Minimum to open is $50. When monthly qualifications are met, you receive 4% cash back on debit card point of sale purchases (excluding returns) that post to and clear your account during monthly qualification cycle up to a total cash back of $8.00 per monthly qualification cycle.
Kasasa Cash Checking: Minimum to open is $50. If qualifications are met each monthly qualification cycle: (1) balances up to $9,999.99 receive an APY of 4.00%; and (2) balances of $10,000.00 and above earn 0.10% interest rate on the portion of the balance of $10,000.00 and above , resulting in 4.00% - 0.45% APY depending on the balance. If qualifications are not met, all balances earn 0.01% APY.