Pawlenty addresses jobs, taxes and spending 2A ARC loans have their pros, cons 7A Gubernatorial candidates square off 10A
JESSICA HARPER JESSICA HARPER TIM BUDIG
dakotacountytribune.biz dakotacountytribune.biz
DATE ##, 2009 FEBRUARY 4, 2010
VOLUME 30, NUMBER # VOLUME 30, NUMBER 49
Dakota County Tribune Since 1884
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FORUM
Minnesota will lag in economic development unless it has an environment that attracts all “colors� of businesses. GINNY 4A MORRIS
Editor’s note: Jeff Appelquist, a columnist for the Dakota County Tribune, wrote this article as part of his regular contribution to the newspaper. Because of the timely nature of his topic, it appears here with photos from last week’s Business Weekly event honoring 15 Exceptional Businesswomen of Dakota County.
FORUM
Spending for light-rail system is a run-away train led by Metropolitan Council Chairman Peter Bell. PHIL 5A KRINKIE
by Jeff Appelquist SPECIAL TO THE TRIBUNE
Guest Columnist Jeff Appelquist
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More than 150 people attended the Dakota County Tribune Exceptional Businesswomen 2010 award ceremony Thursday, Jan. 28, at the Lakeville Area Arts Center.
BUSINESS 101
women hold only 15 percent of the executive officer positions in those 100 leading companies. The situation is far worse in other parts of the world. In their powerful and heartrending book, “Half the Sky: Turning Oppression Into Opportunity For Women Worldwide,� Pulitzer Prize-winning husband and wife team Nicholas Kristof and Sheryl WuDunn describe what they characterize as the greatest human rights violation of our time: the oppression of women and girls in the dePhoto by Rick Orndorf veloping world. The authors tell stories about Joy Eldred, regional vice president of engineering at Fronthree particularly horrific abuses: tier Communications, was the keynote speaker during the sex trafficking and forced pros- Exceptional Businesswomen luncheon last week at the titution; gender-based violence, Lakeville Area Arts Center. such as honor killings and mass rape; and maternal mortality, which claims one tragedy than an opportunity.� Kristof and WuDunn suggest that the anwoman per minute in the developing world. swer to the problem lies in educating women Their message, however, is not one of despair and fully incorporating them into the economic but of hope. They write, “Many of the stories in this book are wrenching, but keep in mind life of their communities and countries. They this central truth: Women aren’t the problem describe the dramatic results in East Asia of but the solution. The plight of girls is no more what they call the “girl effect,� saying, “Women
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Women have made great strides in the workplace, but there is still gain to make
There is a Chinese proverb that says, “Women hold up half the sky.� The great American novelist and humorist Mark Twain once asked rhetorically, “What would men be without women?� His answer: “Scarce, sir, mighty scarce.� Women have made huge strides in recent decades in the long and challenging quest for equality. In the United States, we see many more women in positions of power in government and business. Hillary Rodham Clinton narrowly missed in her recent bid for the presidency. Yet we still fall woefully short of the mark. Today, smart businesses work incredibly hard to develop and retain their female employees and to listen and market to their female customers. The leaders who run these businesses know that the best and highest functioning of both our national and world economies will never come to pass until the day when women become fully empowered and engaged. It is difficult to imagine that less than one hundred years ago women were not even allowed to vote in the United States. Since then, we have undeniably made enormous progress. Yet while women make up more than half of our labor force, as of mid-2009 only 15 Fortune 500 companies (3 percent) had female CEOs. In Minnesota, only six of the state’s top 100 public companies have female CEOs, and
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February 4, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY
Pawlenty addresses jobs, taxes and spending Governor spoke to Burnsville Chamber on Jan. 26 by Jessica Harper DAKOTA COUNTY TRIBUNE
Gov. Tim Pawlenty spoke about jobs, taxes and government spending at the Burnsville Chamber of Commerce’s annual meeting on Jan. 26. “We need to grow businesses, hire people, and expand commercial research and development in our state,” Pawlenty said. Pawlenty criticized Democrats for attempting to do so through government aid. “Government doesn’t create new wealth,” he said. Pawlenty went on to say that local and state governments are spending faster than the private sector – a trend that he said needs to stop. The biggest balloon, he said, is health and human services and education spending.
Photo by Rick Orndorf
Gov. Tim Pawlenty spoke to the Burnsville Chamber of Commerce during its annual meeting on Jan. 26. Pawlenty addressed taxes, jobs and government spending. “Minnesota is generous like to see changes in educa- bus drivers should be reto those who need it, but we tion spending as well. duced. need to re-think it,” he said. As an example, he said Pawlenty said he would Pawlenty said he would post-retirement benefits for also like to see reforms to
health care. “We have to reform the main cost driver, which is health care, but the proposal in Washington is not it,” he said. Pawlenty said he also thinks the over-spending is being supported by overtaxing small businesses and corporations. When asked why he vetoed a bill that called for mediation between lenders and mortgage holders, Pawlenty said he did not like the bill’s details. “I don’t want to raise costs or delay the inevitable,” he said. When asked what he thought about President Obama’s proposal to freeze national spending, Pawlenty said he is glad the president excluded military spending but was disappointed Obama did not include “entitlement programs” in the freeze. When asked for his thoughts about former Massachusetts state Sen. Scott
Brown, a Republican, being elected to the late Ted Kennedy’s seat in the U.S. Senate, Pawlenty said he was surprised a Republican was able to win the Democratically controlled seat. “If the people of Massachusetts are in revolt about over-spending, that says something,” he said. However, he warned that Republicans should not get overly confident about the win. When asked what he hopes to accomplish this coming session, Pawlenty said he hopes to pass a proposal requiring breath alcohol detection device systems in vehicles of repeat DWI offenders, pass a constitutional change that would require the state to base its budget forecast on existing funds, and to win his appeal to a Ramsey County judge’s decision to overturn his unallotments. Jessica Harper is at jessica.harper@ecm-inc.com
Pawlenty administration files appeal of unallotment case by T.W. Budig ECM CAPITOL REPORTER
The Pawlenty administration on Jan. 12 filed its appeal of a recent Ramsey County District Court ruling pertaining to a lawsuit brought by six recipients of a state special diet program – a lawsuit bringing into question the legality of Republican Gov. Tim Pawlenty’s unallotment of $2.7 billion from the state budget last summer. The district court ruled that the unallotment of the diet program was unlawful,
citing separation of powers. The administration filed court documents asking the Minnesota Supreme Court to speedily review the case and requesting the Minnesota Court of Appeals to do the same should the supreme court refuse to do so. The plaintiffs want quick court action, too. They originally filed their lawsuit on Nov. 3 – House DFLers filed a brief in support of the suit. In its appeal to the Minnesota Supreme Court, the Pawlenty administration ar-
gued that a decision by the court will help develop, clarify, and harmonize state law. The district court ruling creates a potential for confusion, the administration argued. Beyond this, the basis for the ruling confuses clearly defined statute, the administration argued. The district court acted without analyzing the statutory language, and the applicable principles of statutory interpretation and construction, they argued. The resolution of the
question of the unallotment has possible statewide implication, the administration argued to the Supreme Court. While Pawlenty made his unallotments last summer, the state still confronts an immediate $1.2 billion state budget deficit. Further, the administration argues the question of the unallotment is likely to recur unless resolved by the Minnesota Supreme Court. “A deficit in the state’s biennial budget becomes increasingly difficult to resolve
as the months pass and less of the biennium remains,” the administration stated. “Reductions in spending are more difficult to plan and absorb, and less effective financially, when they have to be compressed and implemented over a shorter period of time,” the administration argued. A quick review of the matter by the Supreme Court is more important now than when the court dealt with the issue of the health impact fee on cigarettes brought by tobacco
companies several years ago, the administration argued. “More than 70 years ago the legislature granted Minnesota governors the authority to unallot and the district court’s decision misinterpreted that law in key respects,” said Pawlenty’s Deputy Chief of Staff Brian McClung. “We hope the Minnesota Supreme Court will more clearly and directly address this issue,” he said. T.W. Budig is at tim.budig@ ecm-inc.com.
When rules change, retirement savers need to keep informed are a bit technical,” says Richard Edinger, director of Advanced and Retirement Consulting Services for Thrivent Financial for Lutherans. So what are the rule changes around Roth Saving money for retire- IRA conversions, and why ment can be difficult, but should people care? “People who were previkeeping track of tax rule changes affecting retire- ously prevented from conment financial products and verting traditional IRAs or services may be even harder. rolling over qualified retireNew rules governing ment plans to a Roth IRA Roth Individual Retire- due to income restrictions ment Account conversions or tax-filing status can now took effect Jan. 1, 2010. do so,” Edinger said. “This These changes have opened has the potential to generthe door to possible tax sav- ate significant tax savings ings for some retirement for them down the road.” Edinger said that consavers. “This can be good news versions to a Roth IRA are for taxpayers, but the details not pain free. Those who
Roth IRA conversion rule changes open door to possible tax savings
convert will have to pay federal and possibly state income taxes on all of the tax-deferred money moved from a traditional IRA or qualified retirement plan. In addition, the account holder cannot withdraw the assets that are moved into the account for five years or before reaching age 59 1⁄2, whichever is earlier or he or she will be required to pay a 10 percent penalty tax, he notes. For example, if a 40-yearold rolled $10,000 from his or her 401(k) into a Roth IRA, he or she would have to pay federal income taxes on the full rollover amount. If the person was in the 30 percent federal income bracket, he or she would
have to pay $3,000 in additional income taxes in the tax year of the conversion. But if that $10,000 grew to $40,000 by the time the individual withdrew the funds (sometime at or after age 59 1⁄2 and after the Roth IRA has been open for at least five years), he or she would owe no further federal income taxes on the accumulated earnings. In contrast, the individual holding the $40,000 in his or her 401(k) would owe $12,000 in federal income taxes, assuming that he or she was still at the 30 percent income tax bracket and that he or she withdrew the funds all at once. Another change is that individuals who convert
traditional IRAs or who roll over qualified retirement plans to a Roth IRA in 2010 have the option to either pay taxes on all of the conversion income in 2010 or to report 50 percent of the conversion income in their 2011 income and 50 percent in their 2012 income. This could minimize Uncle Sam’s tax bite in 2010. Edinger notes another big advantage in converting retirement dollars into a Roth IRA: an exemption from required minimum distributions regulations. “Required minimum distribution (RMD) regulations require traditional IRA holders to take mandatory withdrawals begin-
ning at age 70 1⁄2, even if the taxpayer doesn’t need the money,” Edinger said. “This may force a taxpayer to include more Social Security benefits as part of his or her taxable income. A Roth IRA is exempt from RMDs, so this can help keep a taxpayer’s total earnings below the threshold during retirement.” Edinger reminds people that some states have not yet adopted the federal rules governing the tax treatment of Roth IRAs and there may be conflicts between federal and state tax treatment of IRA conversions. “You should consult your tax professional for your state’s tax rules,” he said.
DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY February 4, 2010
Buzz People, places and pursuits creating buzz in Dakota County business this week as submitted by the local business community
Moving Up KATHRYN CRESSWELL Promotion Tastefully Simple Apple Valley
Kathryn Cresswell, an Apple Valley resident and independent consultant with Tastefully Simple, Inc., was promoted to senior team manager with the national direct seller of easy-to-prepare foods. Cresswell earned the promotion through sales achievements and by adding new consultants to the team. The promotion entitles Cresswell to a variety of benefits, such as commissions, bonuses, allowances and more.
Accolades BUSINESS NAMED TO THE KNOT BEST OF WEDDINGS 2010 Jeff Achen Videography & Photography was selected as a 2010 winner in The Knot Best of Weddings: Videographer’s category, a special section in “The Knot Minnesota” magazine and on www.theknot.com under Local Vendors and Minnesota. The Knot is billed as the No. 1 wedding resource that’s most trusted by brides. The Knot Best of Weddings 2010 provides a “by brides, for brides” guide to the top wedding professionals across the country. “The best industry reward a videographer or photographer can hope to get is their client’s appreciation for job well done and then telling others about us,” Achen said. “Thanks to all my past clients for making my job so rewarding and for voting me a 2010 The Knot Best of Weddings vendor.” For the past four years, Jeff Achen Videography & Photography has been an Apple Valley-based video production and photography company specializing in weddings, event, commercial and web media production. It is online at www. jeffachenvideography.com.
Business Briefs LITTTLE GYM OF BURNSVILLE DEBUTS NEW SOCIAL MEDIA The Little Gym of Burnsville recently released a new online social media Web site designed specifically for parents to share their stories. ChildrensSuccess.com, a Web site created by The Little Gym Interna-
Buzz Spotlight Lakeville office one of 10 selected for new company offering Lakeville Express Employoffice in Shakopee. ment Professionals is one of only “Opening a second office in 10 out of 600 offices in the comShakopee has allowed us to betpany to be the first to begin a new ter serve our clients in the south line of business called The Spemetro because we have really cialized Recruiting Group. stretched our candidate exposure Through the effort, the inaubetween the two offices, which gural group of offices is specializ- Glenn in turn allows us make better job ing in recruiting mid- to senior- Starfield matches more quickly,” Starfield level professionals that Glenn said. Starfield, Lakeville location owner, said Glenn Starfield opened the Express one wouldn’t typically find on the Web office in Lakeville on Dec. 27, 2004. job boards in the accounting, finance, Since that time, the company has sales and marketing area. been providing businesses and job seek“Bringing SRG to our practice has ers with temporary and full-time staffallowed us to better serve the needs of ing solutions in a variety of fields, inour clients.” Starfield said. cluding manufacturing, administrative, The effort is all part of Starfield’s distribution, accounting/finance and growth plan over the five-year history sales/marketing. of the company in Lakeville. “The people and businesses of the Three years ago, he opened a second south metro have made these last five
Business Briefs tional, was recently launched as an outlet for parents looking to recognize their children’s accomplishments. Stories posted to the site can be accompanied by photos or videos, and can easily be shared by e-mail or through other popular social media sites such as Facebook, Twitter and Digg. MINNESOTA TRADE OFFICE EXPORT ESSENTIALS SERIES The Minnesota Trade Office will hold an interactive educational program on “Working Effectively Across Global Cultures” as part of its Export Essentials Series from 9:30 a.m. to 1:30 p.m., Tuesday, Feb.23, in St. Paul for those who want to learn the basic requirements of understanding global culture and international business practices, add cultural skills and extend personal relationships. Robert Cuerden, owner/principal of RCC International and former manager for 3M, will facilitate the program. Registration begins at 9 a.m. and the networking lunch at 12:30 p.m. at First National Bank Building, Skyway Level, 332 Minnesota Street, St. Paul The cost is $55 if pre-registered; $75 for walk-ins; includes networking lunch. To register, e-mail mto.edu@state. mn.us or fax registration to (651) 2974265. For more information, contact Mary Jo Stangl, (651) 259-7495 or mary.jo.stangl@state.mn.us or see the Web site www.exportminnesota.com.
Business Briefs TRADE RESOURCES’ SEMINAR The Minnesota Trade Office will hold a seminar on “What I Wish I’d Known: Top Trade Resources” as part of its Export Essentials series from 9 to 11 a.m., Wednesday, March 3, in St. Paul for businesses that want to identify government organizations and the trade assistance they provide. Taught by MTO Deputy Director Ed Dieter, the seminar will guide participants through the number of departments and agencies created to promote foreign trade, and information and services that are available at no cost. Registration begins at 8:30 a.m. at First National Bank Building, Skyway Level, 332 Minnesota Street, St. Paul. Fee is $25 if pre-registered; $30 for walk-ins. Includes light breakfast. To register, e-mail mto.edu@state. mn.us or fax registration to (651) 2974265. For more information, contact Mary
years great ones,” Starfield said. “We have enjoyed helping local area businesses and job seekers with all their staffing needs, and we look forward to many more successful years.” The Lakeville office, located at 8353 210th St. W., is currently taking applications. Businesses seeking employees can learn more at the Express Web site at www.expressHRcenter.com. Express Employment Professionals employs 350,000 people each year, with more than 600 offices in four countries. Formerly known as Express Personnel Services, a new name and logo reflect the company’s latest evolution in its 25-year history. Sales for the Oklahoma City-based company totaled nearly $2 billion in 2007.
Business Briefs Jo Stangl, (651) 259-7495 or mary. jo.stangl@state.mn.us or see the Web site at www.exportminnesota.com. GALAXIE DINER SEEKS TO BE CENTRAL VILLAGE DRAW Galaxie Diner owner Ahmed ElMageed opened his combination diner and coffee house Jan. 18 in the Shops on Galaxie complex at 153rd Street and Galaxie Avenue. The restaurant space in the city’s Central Village district was formerly home to Jan’s Brown Bag Deli and, more recently, La Luz Cafe. The diner specializes in American fare such as burgers, malts and hot beef sandwiches, offers all-day breakfast, and features a full coffee bar with espresso. Galaxie Diner is at 15322 Galaxie Ave.; hours are 7 a.m. to 9 p.m. Monday through Saturday, 7 a.m. to 3 p.m. Sunday. The restaurant can be reached at (952) 698-1810.
Submission to Buzz The Dakota County Tribune Business Weekly includes promotions, new hires, retirements, awards and other such business news on the Buzz page. If you have an announcement you would like included in this part of the newspaper, send submissions by e-mail to jessica.harper@ecm-inc.com, fax to (952) 846-2010 or mail it to the Burnsville office at 12190 County Road 11, Burnsville, MN 55337. When sending a photo by e-mail be sure that it is 200 dpi or greater. Include a daytime phone number if someone from the newsroom needs to contact the business for additional information. Deadline is 5 p.m. Friday prior to Thursday edition. Submission of information does not guarantee publication. All items are subject to editing. Tips on what to include in the submission are: names, titles, dates, business name, brief description of the news taking place, brief description of the business, contact names and numbers.
Submissions to Buzz: www.DakotaCountyTribune.biz
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February 4, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY
Forum Commentary and opinion regarding issues in the world of business and public policy
Minnesota is trying to make federal stimulus programs work by creating jobs by Don Heinzman DAKOTA COUNTY TRIBUNE
Job growth will be the number one issue in elections at all levels this year. One of the targets, for better or for worse, will be how the federal stimulus funds are producing jobs in Minnesota. As of the first federal report in October of last year, the state had spent $1.6 billion of the $4.7 billion expected in American Recover and Reinvestment Act dollars for programs administered by the state. According to the latest compilation in October, spending $231 million of stimulus funds either saved or produced 11,800 jobs, according to Tom Hanson, the state’s management and budget commissioner and the top state stimulus official. Preliminary estimates indicate that the federal stimulus money may have indirectly created a total of 20,100 jobs through September.
Staff Columnist Don Heinzman
Minnesota’s unemployment rate has dropped to 7.4 percent, better than the national rate of 10 percent. While recovery is slow, The state Department of Employment and Economic Development (DEED), reports that the job opening postings on its job site is going up and last week the number of mostly private job openings was at 21,068. It’s important to know that not all of the federal stimulus money spent in Minnesota was for jobs saved and created. A total of $768 million was used to pay unemployment benefits for 389,000 unemployed workers last year. Had that not happened, the state was
in no position to pay for the extended benefits, some extended to 84 weeks. Federal officials had estimated that federal job stimulus funds would produce 66,000 jobs new or saved. Early job returns show that this goal may not be reached. Critics contend, however, that the program is failing, because it hasn’t produced more jobs, and therefore, is too expensive. Gov. Tim Pawlenty contends the money could have been more targeted to create more jobs quicker, saying too much was spent on the bureaucracy of spending the money. Minnesota, however, seems to be doing better than other states. DEED spent its $311 million for employment services, drinking water programs and unemployment insurance. Department of Transportation has completed 24 construction projects and has more than 100 under way. Of the
stimulus money, $600 million is allocated for transportation projects. Of that amount, $502 million is to be spent for building roads and bridges, with the Minnesota Department of Transportation (Mn/DOT) getting 70 percent for state transportation projects and local governments getting 30 percent. The next report on how federal stimulus dollars are being spent and resultant jobs in Minnesota is due the end of this month. It’s still too early to tell if Minnesota will be a jobs winner, but it’s obvious Minnesota is trying to make the program work. Don Heinzman is chairman of the ECM Publishers Inc. Editorial Board. Thisweek Newspapers and the Dakota County Tribune are part of ECM. He is at don. heinzman@ecm-inc.com. Columns reflect the opinion of the author.
Cost of business critical to all ‘colors’ of jobs by Ginny Morris SPECIAL TO THE TRIBUNE
Ask a politician about economic recovery, and “green jobs” are likely to surface. After all, who doesn’t advocate jobs that promote environmental sustainability? Everyone does, and that’s part of the challenge. Competition is intense. Witness the recent study recommending that the Ford plant in St. Paul reposition itself as a green manufacturing site. The report identified 180 highly visible industrial parks being marketed as green sites in the Upper Midwest alone. Nationwide, the number soars to 3,600. The underlying point should not be lost on policy-makers as they approach the 2010 legislative session. Minnesota will lag in economic development unless the state has an overall competitive environment to attract a broad spectrum of jobs – no matter their “color.” Elements critical to retaining and creating jobs are at the heart of the Minnesota Chamber of Commerce’s agenda. Employers need a world-class workforce. Businesses need a streamlined environmental permitting system that adds certainty, compresses the time line so it’s comparable to neighboring states and is less expensive. Employers and employees alike need high-quality and affordable health care. Companies of all types and sizes statewide need a reliable supply of electricity at competitive rates. Minnesota will trail its peers in the economic recovery without meaningful spending and tax
Guest Columnist Ginny Morris
reforms. Renewable energy and specifically the wind industry are at the foundation of many green initiatives. Witness the Blue Green Alliance, a partnership of labor unions and environmental organizations that recently urged Congress to pass a federal renewable energy standard similar to Minnesota’s. The alliance claims that 18,405 energy-related manufacturing jobs would be created in Minnesota. Pardon the skepticism, but even a full-court press for green jobs, any color of jobs for that matter, will fall limp without the accompanying public policy that spurs rather than spurns business growth and retention. We heard similar pronouncements of “green job” growth when Minnesota passed its renewable standard in 2007. We’re hard pressed to identify any measureable creation of jobs that can be attributed to the mandate. On the flip side, we can identify lost opportunities. The Minnesota Chamber helped market Minnesota to a Danish “green” manufacturer. Though state government representatives focused heavily on Minnesota’s dedication to green policies, the plant located in Nebraska where average electricity rates are about half those in the southern Minnesota communities it was considering. Another green company is consider-
ing adding a facility in Minnesota. Economic developers are working hard to convince this company to choose Minnesota over a location in the Northeast where it can run the facility for about $14 million less on an annual basis. No tax incentive, training grant, development grant or low-interest loan has been left out of this deal in an effort to close the gap. Policy-makers must understand the realties of economic development as Minnesota prepares to emerge from the recession. First, the state’s underlying business environment matters just as much to green companies as it does to every other Minnesota business. Companies need to locate where they can produce their goods at a competitive price. Secondly, it’s time to measure the net economic and job impact of energy mandates. We should put just as much energy into that effort as the environmental interest groups put into making the case for these requirements. Minnesota is wise to continue to work hard to attract green jobs. The Minnesota Chamber promises to be a partner in advocating for all “colors” of jobs. But the debate will be shortsighted, and the results shortchanged, if policymakers do not give full attention to the broad scope of public policy necessary to make Minnesota an attractive place to do business. Ginny Morris is immediate past chair of the Minnesota Chamber of Commerce Board of Directors.
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DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY February 4, 2010
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Forum Commentary and opinion regarding issues in the world of business and public policy
Payola paves the path for light-rail train by Phil Krinkie SPECIAL TO THE TRIBUNE
Last week’s decision to add three stations to the central corridor light rail line is yet one more example of the “build it at any price” mentality. Planning for a rail connection between Minneapolis and St. Paul has been in the works for more than 20 years. In the early 1990s, the major debate was over three options for the route. The three options were: University Avenue, the I-94 corridor or the existing rail lines a couple miles north of University Avenue. Each proposed option had its pluses and minuses, but in the end, the University Avenue plan won out. Once the route was chosen and the design implemented, it would be just a matter of time before trains would rumble down University Avenue – just like the street cars did in the 1920s. With any luck on the part of Peter Bell, chairman of the Metropolitan Council, light rail trains will be rolling down the Avenue again by 2014. The question is, at what price? Last week’s decision
Guest Columnist Phil Krinkie
to add stations at Hamline Avenue, Victoria Street and Western Avenue came shortly after a lawsuit was filed by a group of AfricanAmerican residents and business owners, which included as one of its demands the inclusion of the additional stations. While plaintiffs insist they will proceed with the lawsuit, the addition of the three stations does address one of their major concerns. However, the cost of the three stations will add $15.6 million and boost the total estimated cost of the project above $950 million. Looking back to the cost of the first light rail line in the Twin Cities, the Hiawatha route, costs skyrocketed by 60 percent between the first approval for construction and completion of the project. If the same is true for the Central Corridor line, which has the same project man-
ager, total costs could rise above $1.5 billion, or a whopping $135 million per mile. T h e s e staggering costs, however, have not deterred the gusto with which Metropolitan Council Chairman Peter “we are going to build it” Bell proceeds. Just a year ago, the central corridor LRT route was being challenged by yet another unlikely group, Minnesota Public Radio. MPR’s concern was that as the 50-ton trains rumble past their studios on Cedar Street, they would interfere with delicate recording equipment. The battle over the sound issue waged on, threatening to derail the train, but in the end, “build it Bell” came up with enough dough to deaden the noise issue for MPR. Another major cost that was quietly slipped into the project was the $56 million to reconstruct the Washington Avenue Bridge. The project will essentially create a new bridge by replacing the main decks and installing four new trusses.
Of the $56 million bridge reconstruction costs, $26 million will be paid by the state and $30 million will come from “Central Corridor funding;” – just another $26 million from state taxpayers for the “build it Bell” project. As the state now pushes for final federal funding approval, “build it Bell” has one more major obstacle to overcome. Another unlikely entity has entered the fray, the
this issue to date, I’m sure it is only a matter of money, taxpayer money. With the number of lawsuits increasing, so are the costs of the project. However, a recent decision by the Federal Transit Administration has gutted the “cost effectiveness standards” which has in turn allowed the inclusion of the three additional stations. With the “cost effectiveness standards” all but gone, there will be no cap on the total project costs. For “build it Bell” there are only a couple of hurdles remaining to clear before the project receives final approval from the feds, and with his “buy off the opposition approach,” it is just a matter of time and money before we hear the ring, ring, ring of the trolley on University Avenue.
University of Minnesota. The U of M has filed a lawsuit over the potential disruption of very sensitive and very expensive scientific testing equipment located close to the route on Phil Krinkie is a former Washington Avenue. The Republican state representative interference that could ocfrom Lino Lakes and the cur with the trains passing president of the Taxpayers in close proximity to the League of Minnesota. The testing equipment is a ma- eight-term lawmaker chaired jor concern for the univerthe House Tax Committee sity. and two other House panels. While “build it Bell” Krinkie’s e-mail is at: hasn’t found a solution for philk@taxpayersleague.org.
Right time for Minnesota’s new gathering place by Roy Terwilliger SPECIAL TO THE TRIBUNE
For nearly 30 years the Metrodome has served as the home of the Minnesota Vikings and as Minnesota’s gathering place – hosting more than 200 cultural, religious, sporting and entertainment events each year. It has served our state and its citizens well. But time is running out for the Metrodome, especially given that the Vikings do not plan to extend their lease beyond the 2011 season. More than 30 years have passed since the Minnesota Legislature created the Metropolitan Sports Facilities Commission (Commission) to provide a home
Guest Columnist Roy Terwilliger
for our professional sports teams and provide a worldclass, multi-use facility for all Minnesotans. Today, the Metrodome is one of the oldest professional sports venues in the country. Without the Vikings, the Metrodome cannot sustain itself and will leave Minnesotans without a venue for numerous top-tier, large-scale events, including a home for the Minnesota High School League’s Prep Bowl championships and soccer
tournaments. That is why the Commission is taking important and vital steps to ensure that Minnesotans have a worldclass, multi-use facility, a home for our Minnesota Vikings and a statewide asset where Minnesotans can continue to gather
for years to come. As Minnesotans, we place a high value on our quality of life. We recognize the value of cultural events a n d
V ikings football games, of NCAA Final Four tournaments and pre-
miere concerts. We recognize the value they bring in revenue to our state, we recognize the value they bring to generations of families and we recognize the value they bring to our overall quality of life. Our tough economic times have presented the Commission with a real opportunity that will put people back to work while saving approximately $100 million in construction costs if we start now. Building a new world-class, multi-use facility not only will generate additional tax revenue for the state, but also helps Minnesota attract opportunities and events that will generate economic activity for years to come. This is
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our greatest opportunity for an immediate investment in the state that will pay real dividends in the future. In the coming months, the Commission will move forward to advance its plan that was created in conjunction with the Minnesota Vikings. As a steward to the people of this state, we are excited and ready to advance this effort in the Minnesota Legislature in effort to keep the beloved Vikings in Minnesota and ensure that you, your friends and your neighbors have a place to gather and call home. Roy Terwilliger is chairman of the Metropolitan Sports Facilities Commission.
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February 4, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY
Business 101
Don’t wait for embarrasing grammar correction by Brett Kolles SPECIAL TO THE TRIBUNE
There is a hilarious scene in the film “Get Shorty” where a verbal brawl occurs over the use and misuse of the terms “i.e.” versus “e.g.” Mobster Chili Palmer corrects a very irritated Ray “Bones” Barboni when he mistakenly uses “e.g.” to mean “in other words” – a common mistake. Chili Palmer might have been grammatically correct to inform Mr. Barboni that he should have used “i.e.,” but it was surely not the forum for a grammar lesson. The letters i.e. stand for the Latin expression id est, which means “that is” or “in other words; the letters e.g. stand for the Latin expression exempli gratia, which means “for example.” It is funny how our bad grammar is sometimes most effectively remedied in the worst of moments. Take for example a recent article lauding the city of Dundee in Scotland as the “epicenter for the computer game industry.” Really? I did not know Dundee had a series of tunnels beneath it. The word epicenter refers to the “point
Make it Happen Brett Kolles
Quandary
Bimonthly vs.
A dilemma is when a dif- Semimonthly ficult choice has to Bimonthly is an adjecover and above something” be made between two diftive that means every two – not the center point as the months. gaming industry spokesper- ferent alternatives. A quandary is a state of Semimonthly means son apparently meant. something occurs twice a Or very recently, y, a sports month. analyst told an audience udience that he did not “mean mean to infer that Brett ett Favre and Head d Coach Brad Childress” were at odds. The analyst cannot infer to anyone; he can only imply. The word infer means “to take in, to connclude from evidence.” ce.” The word imply means quite the opposite: pposite: It being unable decide bl to d d what h means “to express or indi- b to do, especially in the face Discreet vs. Discrete cate indirectly.” The two words have of many possible choices. Discreet means prudent, quite different meanings circumspect or modest, as in but somehow are used in- Allusion vs. Illusion “Her discreet handling of a Allusion is a noun that touchy situation put them terchangeably and to often means an indirect reference, all at ease.” embarrassing ends. Here are a few of the as in “The speech made alDiscrete means separate most commonly misused lusions to the final report.” or individually indifferent, On the other hand, the such as “Each company opwords used in business. Do
People do judge you by the words you choose.
Met Council chair won’t accept reappointment After seven years on the council, Peter Bell gives final state-of-the-region address by Don Heinzman ECM PUBLISHERS STAFF WRITER
Peter Bell plans to leave his chairmanship of the Metropolitan Council at the end of his term this year. Bell said Monday at the new Silverwood Park in St. Anthony that he will not accept a reappointment, even if a Republican governor is Peter Bell elected this fall. Bell, who chaired the council for seven years, said he does not plan to run for an elected office. He was appointed by Gov. Tim Pawlenty. He gave his last state-ofthe-region address Monday morning before suburban and urban officials who gave him a standing ovation as he concluded the 12 lessons he’s learned. One of the 12 lessons is to discuss how to involve the “collar” counties of Wright, Sherburne, Isanti, Mille Lacs Chisago and Hudson in Wisconsin. While not suggesting they all be brought into the council
In Brief
Following are lessons Met Council Chair Peter Bell says he’s learned in his seven years on the council. 1. The council sits at a busy intersection. 2. How a community chooses to grow has significant impacts. 3. Transparency and accountability are important along with accessibility. 4. Invite all stakeholders to the table. 5. Individuals and groups tend to conflate local concerns with regional goals. 6. The council must remain focused but also be open to new ideas. 7. The council should be the lead agency for transit investments and operations. 8. We need a dialogue on how to involve the collar counties. 9. The council can’t and shouldn’t become the region’s economic development arm. 10. The council should be cautious in its social agenda. 11.The council continues to be a government reform model. 12. I have gained great respect for local officials.
at once, he said perhaps one by one they will join when they have a particular need for a water system or a transportation system. One county commissioner at the meeting said the idea of joining the Met Council will be “dead on arrival” for most of the “collar counties.” Bell said Sherburne County already is involved with Northstar Commuter rail,
biased or impartial: “We appealed to the disinterested mediator to facilitate the negotiations.” Uninterested means inAlternately is an adverb different or not interested, that means one after anothas in “They seemed uninterer. For instance, “We alterested in our final offer.” natively spun the wheel in the game.” Fewer vs. Less Alternatively means on Fewer means small in the other hand, or one or the number and is used with other, as in “You can choose countable objects. For ina large bookcase or, alterstance, “She made fewer natively, you could buy two mistakes than her sister.” small ones.” on Less is an adjective that means small in amount or Concurrent vs. Co degree. It is used with obConsecutive C jects of indivisible mass: Concurrent is “Which jar holds less waan adjective that ter?” These words are all too means simultaneous or happening often used interchangeably at the same time, and often to embarrassing aas in “The concur- or even career-dampening rrent strikes of sever- ends. With proper usage, al unions crippled the the words can be used effectively to convey your economy.” econ Cons Consecutive means suc- thoughts in a coherent and cessive or following one cogent manner, i.e., with after another. For example, clarity and distinction. Isn’t “The union called three that right, Chili Palmer? consecutive strikes in one Brett Kolles is an English year.” and business communications Disinterested vs. instructor at Dakota County Technical College. His e-mail Uninterested is brett.kolles@dctc.edu. Disinterested means un-
you know the cor- word illusion means a mis- erates as a discrete entity.” rect usage? conception, as in “The policy is designed to give an Alternately vs. Dilemma vs. illusion of reform.” Alternatively
which is run by the Metropolitan Transit System, part of the Met Council. In response to a question, Bell said the structure of the council will be studied sometime in the future. He favors staggered council terms, he said. The appointed council “works” and he would not be in favor of an all-elected council which would become a “mini legislature” that would
become politicized and polarized. Under an elected council, there would be trade-offs with one trading a park for a new bus stop with another. The council has taxing power and a $750 million annual budget. Bell said one idea is to have nine council members appointed by the governor and one elected county commissioner from each of the seven counties: Dakota, Anoka, Carver, Hennepin, Ramsey, Washington and Scott. One immediate shortterm project is the costly litigation of a lawsuit brought by the University of Minnesota against the location of the proposed central corridor light rail system. Until it’s settled, the council cannot get the needed grants for the project. A second concern is having enough sewer and water system capital funds, now that fewer homes and housing developments are being built. Capital funds come from the charges for sewer and water for new homes and developments. Housing unit permits in the seven-county area are down from a high of 21,565 in 2004 to a low of 4,546 in 2009.
Transportation continues to be No. 1 concern of residents by Don Heinzman ECM PUBLISHERS STAFF WRITER
Transportation continues to be the number one concern of residents in the Twin Cities metropolitan area. Despite more transportation projects, residents have ranked this their top concern for six of the last seven years. The Metropolitan Council’s annual Residents Survey showed that 29 percent say transportation-related issues are the region’s single most important problems. They point to traffic congestion, availability of mass transit and condition of metro roads. Residents (84 percent) said the council’s Metro Transit bus system is important to the metro area’s quality of life. Light-rail transit was mentioned by 78 percent of the respondents. Crime ranked second with 19 percent listing it as a key concern, while 15 percent said the economy is the top concern. The survey showed that
96 percent believe the Twin Cities region is a better place to live than any other region. The quality of life has declined over the previous year, said 24 percent of residents surveyed, compared to 34 percent who said it had declined in the 2007 survey. Parks, trails, and natural environment are attractive to 35 percent. The council’s role in monitoring water supply and quality and handling treating wastewater was noted by 96 percent in the survey. The council itself received good marks, with 71 percent saying they can identify the council and its role and 47 percent giving it good or very good ratings for performance. A local officials’ survey showed that 57 percent want more transit service. The respondents (75 percent) rate the council as responsive and satisfied with the comprehensive planning process, while 96 percent are satisfied with the wastewater system.
DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY February 4, 2010
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Best Practices
Leasing can be good option while growing business by Tripp Parker SPECIAL TO THE TRIBUNE
Equipment leasing is a simple solution to grow your business with an ever-changing economy. You can lease almost any and every type of equipment. Leasing partners do not necessarily replace your bank. It is often strategically better to use someone other than your bank to act as the lessor as this helps to diversify credit and financing risk. Credit is tight and underwriters are making it even tougher to qualify for credit. Although there are advantages to leasing, that doesn’t equate to easy credit access. Leasing can be a more affordable and better option for cash strapped companies. It is the most beneficial managerial and financial strategy to conserve working capital for any company. It resolves issues related to cyclical and seasonal fluctuations by slotting your payments into the months when your business’s sales are on peak. A lot of companies use leasing as a good alternative
Guest Columnist Tripp Parker
to buying equipment. There are advantages to equipment leasing, which are as follows: • stable cash flow • assets are well managed • up-grading of equipment can be done easily • customized payment structures • give more flexibility than bank loans or purchases • flexible end term options. To secure the best deal, you should know about the equipment financing. Search well for the financing options available in the market. You stand to gain many benefits: tax deductions, write-offs, more predictable cash flow for more accurate fiscal planning, and faster approval than other financing options. Financing amounts can normally be approved without tax returns or financial state-
ments. It normally takes a day to get your application approved. There are basically two types of financing available. Finance leases: These leases are best if you intend to keep the equipment because they include the option to purchase the equipment at the end of the lease. These leases are also known as capital leases, conditional sales, or dollar buyout leases in the market. In a finance lease, the asset generally appears on your balance sheet and is amortized over the life of the lease. The Financial Accounting Standards Board has ruled that a lease should be treated as a capital lease if it meets any one of the following four conditions: • if the lease life exceeds 75 percent of the life of the asset
• if there is a transfer of ownership to the lessee at the end of the lease term • if there i s
an option to purchase the asset at a “bargain price” at the end of the lease term. • if the present value of the lease payments, discounted at an appropriate discount rate, exceeds 90 percent of the fair market value of the asset. When you choose to finance your equipment rath-
er than buy it, you avoid a large up-front payment. By spreading your payments out over the life cycle of the asset, you are able to align the equipment cost with the benefit derived from that investment. Additionally, paying fixed monthly payments means predictable expenses month to month – no surprises – facilitating budget reporting and planning. True leases: Multi-year lease arrangement in which the risks and rewards of ownership are retained by the owner (the lessor) of the leased asset or property, whereas the tenant or lessee retains its possession and use for the lease period. The lessor claims the depreciation benefits and the lessee claims the lease payments as capital expense. Called ‘true’ because they pass the accounting requirements
for the lessor to claim the tax benefits, such leases offer comparatively lower lease payment or rent. An operating lease, also called tax lease or tax-oriented lease, is a true lease whereas a capital lease is not. Many people have misconceptions about leasing and often ask about payback and interest rates. In order to make an informed decision, it is best to interview more than one leasing source. Ask about their experience, years in the business and most importantly do they offer a consultative business approach whereby they assist your sales channel in building business, managing the quoting process, and actively work in the process. If not, you might be better served by seeking a different partner. Tripp Parker is president and chief acceleration off icer of Eagan-based Accelerato. He is at tripp@acceleratolive.com.
ARC loans have their pros, cons A new program under the The federally backed loans offer a way Project Work/Plan umbrella for small businesses to pay debts
by Jessica Harper DAKOTA COUNTY TRIBUNE
Many businesses are facing tough times as a result of the recession and are looking for ways to turn things around. One resource for struggling small businesses is an American Recovery Capital Loan, which is guaranteed by the U.S. Small Business Administration. “The program is aimed at helping borrowers get caught up in their debt, and gives them breathing room,” said Andrew Amoroso, business development specialist for the U.S. Small Business Administration, Minnesota division. This pilot program was approved by Congress in June and lasts until Sept. 30, 2010. It consists of $255 million dedicated to the SBA as a part of the Recovery act, and is aimed at helping small businesses pay off existing debt. Borrowers can apply for up to $35,000 which must be paid within five years. However, the borrower is given a one-year grace period, and the SBA will pay the interest plus a 2 percent adjustable on monthly interest for
the life of the loan. This allows the business owners to catch up on bills for a year and pay-down debt interest free, Amoroso said. There are restrictions on who can receive these loans, though. ARC loans are only available to owners of existing small businesses that were profitable in 2007, 2008 or 2009. A business owner must also show evidence of a financial hardship to qualify. Evidence includes declining sales, frozen credit lines, difficulty making payroll or difficulty making payments, according to the SBA. When applying for an ARC loan, the borrower must provide a history of balance sheets and income statements, personal financial information, two years of quarterly cash flow projections and a list of qualified small business loans he or she wants to pay. This process can be difficult for some small businesses, especially those that have sales under $200,000, because many do not keep detailed financial statements, said Tom Burke, senior vice president
of Wells Fargo SBA Lending. Some banks, depending on their policies, may ask for collateral as well. There are also provisions on how these loans can be used. ARC loans can be used to pay secured or unsecured conventional loans, credit card debt, capital lease and notes payable. However, they cannot be used to pay existing SBA debt. They also cannot be used during buyouts or to purchase a business. The program also does not help those who wish to get a loan to help with new expenses. Banks face challenges with these loans too in that they require more paperwork than conventional loans and generate a smaller profit than other loans, Burke said. However, banks benefit from ARC loans in that the loans help bank customers keep their businesses so banks keep their customers, Burke said. For more information on ARC loans, visit www.sba. gov. Jessica Harper is at jessica.harper@ecm-inc.com.
Dakota County Technical College is now offering Your Edge, a series of free mini-clinics designed to dramatically increase job seekers’ employability while giving them the tools to more effectively spotlight their individual skill set. Each mini-clinic focuses on a specific target area that will help job seekers sharpen their competitive edge in the employment marketplace. Joining forces with industry experts who have volunteered their time and knowledge, DCTC faculty and staff developed Your Edge to offer swift assistance to people who have been adversely affected by the economic downturn. Understanding that money is tight for unemployed and underemployed individuals, DCTC is offering the Your Edge miniclinic series free of charge to the following:
• DCTC students • DCTC alumni • Active-duty U.S. Armed Forces personnel and their families who are or have been enrolled at one
of the 32 higher education institutions in the Minnesota State Colleges & Universities system • Veterans of the U.S. Armed Forces and their families who are or have been enrolled at one of the 32 higher education institutions in the Minnesota State Colleges & Universities system The Your Edge miniclinics will be delivered Friday nights and Saturday mornings beginning in February 2010 and running through May 2010. All mini-clinics will be held at the DCTC Partners in Higher Education Building at 14200 Cedar Avenue in Apple Valley.
Your Edge participants will gain significant knowledge about real-world employment expectations. The mini-clinics will provide guidance on a range of topics. For a full list of the free miniclinics with dates and times, visit Your Edge at www.dctc.edu/go/ youredge. The first mini-clinic session, From Warrior to Worker, will be held from 9 a.m. to noon Saturday, Feb. 20. Individuals interested in participating in Your Edge can register for one or more of the free miniclinics at www.dctc.edu/go/ youredge. For more information, call (651) 423-8644, or e-mail Your Edge at youredge@dctc.edu. Those interested in volunteering can call (651) 423-8601, or e-mail Edge Volunteer at edge.volunteer@dctc.edu.
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February 4, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY
Twin Cities residential construction remains hopeful January 2010 permit sta- Aulik said. ity for the month with 137 Maple Grove was next with tistics seems to bear out the Apple Valley led the units permitted. Shako- 28, followed by Blaine with stabilization of the new res- metro in building activ- pee followed with 29 units, 15 and Champlin with 12. idential construction market since mid-year 2009. January 2010 Building Activity For the first time since 2006, permits and planned Past Twelve Months Permits units in January (2010) Permitted Units Permit Value outperformed the previous January 2009 127 340 57,966,957 January (2009). February 2009 107 118 34,803,836 According to statistics March 2009 113 143 38,660,696 compiled by the Keystone April 2009 118 419 53,563,471 Report for the Builders AsMay 2009 187 233 54,132,420 sociation of the Twin Cities, June 2009 238 332 77,741,321 there were 189 permits for a July 2009 238 269 60,752,708 total of 350 units permitted August 2009 264 542 93,071,986 during the month of JanuSeptember 2009 235 437 49,788,000 ary, 2010, which were for October 2009 326 401 92,684,459 169 multi-family units and November 2009 263 574 95,322,365 181 single family homes. December 2009 260 423 89,706,776 Builders continue to look to the coming months with January 2010 189 350 66,952,927 cautious optimism, and a careful eye on employment Five-Year Comparisons Permit Value Permits Permitted Units figures. January 2006 613 1,000 203,036,739 “Like everyone in the United States, jobs are truly January 2007 379 896 167,615,138 the number one priority,” January 2008 235 364 92,261,940 said Builders Association of January 2009 127 340 57,966,957 the Twin Cities 2010 PresiJanuary 2010 189 350 66,952,927 dent, Gary Aulik. “Families with any uncertainty about Multifamily Construction as a their employment status are Percentage of Total Activity simply Feb - 09 Mar - 09 Apr - 09 May - 09 Jun - 09 Jun - 09 Aug - 09 Sep - 09 Oct - 09 Nov - 09 Dec - 09 Jan - 10 YTD - 10 not going to make a major 14 24 72 22 33 21 53 49 29 59 43 48 48 purchase like a home. “But as the housing inTop Cities for Building Activity January dustry gets back to work Permitted Units Permits so will plenty of supportShakopee 24 Apple Valley 137 ing industries, from manuMaple Grove 22 Shakopee 29 facturing to architects and Blaine 15 Maple Grove 28 real estate brokers. When Woodbury 9 Blaine 15 Lakeville 7 Champlin 12 workers spend their wages at the grocery store, gas station, and department The Builders Association of the Twin Cities has contracted with Keystone Report, a local research firm, to maintain a database with information about new residential construction permits stores, that’s when we’ll around the metropolitan area. After a builder has picked up the permit from a city, Keystone Report compiles and updates weekly residential housing permits by city for 70 percent of the metropolitan-area municipalities in the greater 13-county region. Planned units are the total number of housing units planned to be built under the permits issued (one permits is issued per building begin to see real recovery,” which may include more than one housing unit). Permit value does not include the land/lot costs.
High-speed rail grant wins praise from Minnesota delegation The Obama Administration’s decision to move ahead with a high-speed rail line that will eventually connect the Twin Cities to Chicago is drawing praise from some in Minnesota’s congressional delegation. White House officials announced plans last week to spend $8 billion from the American Recovery and Reinvestment Act on highspeed rail projects across the nation. Included in the announcement is $810 million to begin work on the Milwaukee and Madison phase of the Midwest High-Speed Rail Corridor. A grant of $600,000 will go toward the Madison to the Twin Cities portion of the line to assist with planning. U.S. Rep. Jim Oberstar, who chairs the House Committee on Transportation and Infrastructure, has been a strong advocate of high-speed rail for years. In 1991 he included the first funding for the Midwest High-Speed Rail Corridor in the Intermodal Surface Transportation Efficiency Act. “This is a historic opportunity to create jobs and offer people an environmentally friendly and competitive transportation alternative,” Oberstar said. “Congestion on our nation’s highways and at our air-
ports is growing faster than we can keep up with; it is imperative that we create new modes of transportation, in addition to investing in our existing infrastructure.” In 2007 traffic congestion cost Minnesota’s economy $1.2 billion, nationally the cost was $87 billion. Vehicles were stalled in traffic for a total of 4.2 billion hours, wasting 2.8 billion gallons of gasoline, U.S. Sen. Amy Klobuchar said. “The right mix of transportation options includes a high-speed rail connection linking the Twin Cities to Chicago,” Klobuchar said. “With this initial investment, we will not only create jobs but we will also move one step closer to the 21st century transportation network that our 21st century economy demands.” In addition to the highspeed rail funding included in the ARRA, an additional $2.5 billion was appropriated for fiscal year 2010, bringing the current investment to $10.5 billion. For the long term, Oberstar has included a $50 billion authorization for high-speed rail projects in the six-year Surface Transportation Authorization Act which is currently moving through the U.S. House of Representatives.
Capitol Commerce
Restoration of old Cedar bridge in the cards? 1920-era bridge connecting Eagan and Bloomington among proposed bonding projects by T.W. Budig ECM CAPITOL REPORTER
Bonding projects reaching across the metro were paraded before a joint natural resources legislative committee on Jan. 21. House Tax Committee Chairwoman Ann Lenczewski, DFL-Bloomington, brought back a project she and others thought had been put to rest – the old Cedar Avenue bridge. The 1920-era bridge, connecting the cities of Eagan and Bloomington and playing host to a haunt of birders, bikers and anglers, seemed to be on the verge of being removed and replaced. Two million dollars in state bonding money had been slated for the project. But the bridge, which Lenczewski said was gifted to Bloomington by the Department of Transportation against the city’s wishes as it’s “dripping with lead paint,” has received a reprieve from
the Federal Highway Administration. The administration, Lenczewski said, has ruled the historic bridge can’t be torn down but must be restored. This will add up to $7 million in additional costs, she explained. Lenczewski is seeking some $6 million in bonding. Currently, the old bridge is closed – long closed to traffic. Two other area lawmakers brought bonding projects to the committee. Rep. Jeremy Kalin, DFLNorth Branch, and Sen. Rick Olseen, DFL-Harris, are seeking bonding for Allemansratt Nature Reserve and Park in Lindstrom and the proposed Swedish Immigrant Trail. The $2.6 million the lawmakers are seeking for the reserve would be used to help establish it – it would enfold about 120-acres in total when completed.
A Lindstrom city official said the city, unsuitable in some ways for development because of the abundance of lakes, is keying on its Swedish heritage. A Nordic magnet already, the city, known as Little Sweden, is visited by some 6,000 Swedes a year, said Kalin. Another ethnic-inspired project is the Swedish Immigrant Trail. Proposed to stretch 20-miles from Wyoming to Taylors Falls, the trail would utilize an abandoned railroad corridor paralleling Highway 8. All told, the lawmakers are looking for $1.3 million in bonding for the project. Taylors Falls Mayor Michael Buchite told the comPhoto by T.W. Budig mittee the city had already Taylors Falls Mayor Michael Buchite appeared before a joint natural resources commitmade preparations for the tee Jan. 21 to request state support for the Swedish Immigrant Trail — a trail proposed development of the trail. to stretch from Wyoming to Taylors Falls. Sitting next to the mayor is Sen. Rick Olseen, DFL-Harris. The trail was just one of several area bonding proposals brought before the T.W. Budig is at tim.budig@ joint committees. ecm-inc.com.
DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY February 4, 2010
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Capitol Commerce
Humor helps Franken on the Hill Minnesota senator explains that his former job as a satirist and comedian have helped in political relationships by T.W. Budig ECM CAPITOL REPORTER
Democratic U.S. Sen. Al Franken in talks with the ECM Editorial Board describes in a special podcast the advantages he believes his former career as a humorist has brought him in the Senate. Franken talks about songwriting with U.S. Sen. Orrin Hatch and other incidents. The podcast is at http:// hometownsource.com/ podcasts/capitol_ comments/.
Perot� impression, Franken explained.
Republican side Once during a series of votes, Franken left the Democratic side of the Senate floor and crossed over to less populated RePhotos by T.W. Budig publican side. “God, it’s crowded over Minnesota Sen. Al Franken talks with members of the ECM Editorial Board during an interview in January. there. I can’t breathe,� Franken joked with the Republican Idaho senators, Mike Crapo and James Risch, he said. The Republicans suggested that he join their caucus, Franken explained. “I’d love that,� Franken said. by Tim Budig smaller group providers and “I’m going to vote for the form bills as revenue neutral ECM CAPITOL REPORTER “Can I go to your caucus those offering individual bill,� he said. through increased taxation, lunches?� he asked. Democratic U.S. Sen. Al health care policies – on The biggest surprise and lacking long-term fiscal balThe Republicans conFranken said this week that CEO salaries, advertising, disappointment he has ex- ance, and devoid of true cost cluded having Franken join he views a medical loss ra- and other nonmedical care perienced in the Senate is savings. the caucus probably wasn’t a tio provision – language he expenses. the lack of debate on issues, In giving a rundown good idea after all. authored – contained in the The rest of their budgets Franken explained. on how he spends his time That senators kid each Senate health care bill as su- has to be directed at patient “Its also been called The in Minnesota, Franken other, share interest, is perior to a weak public op- care. World’s Greatest Debating quipped that it was “much, meaningful, said Professor tion. Asked how the current Society, which it isn’t,� Fran- much better to be a senator David Schultz, a politiFranken called the ratio health care bill negotiations ken said of the Senate. than a candidate.� cal analyst who teaches at provision a “much better� between the House and He particularly pointed Now he can just talk Hamline University. cost containment vehicle. Senate would end up, Fran- to the debate on health care about issues, Franken ex“Friendships and perSpeaking to the ECM ken offered no guess. reform. plained. sonal relationships historiEditorial Board this week, “I don’t know,� he said. Senate Republicans on He doesn’t care whether cally are the bonds that deFranken said he used exist- “I think (House Speaker) the health care committee, the person he’s talking to is a fine the Senate,� he said in ing health care practices in Nancy Pelosi knows we need after a certain point, quit Democrat or Republican, he an e-mail. Minnesota to fashion his 60 votes (in the Senate).� trying to learn more about said. “Currently, (Senators) provision. Whatever the final ver- health care issues, and shiftThings like traffic flow Lieberman and McCain Under it, health care pro- sion of the health care bill ed wholly to stopping the are pretty nonpartisan, he are good friends and work viders would be allowed to turns out to be, key provi- health care bill. said. together, Orrin Hatch and spend only a set amount – sions he favors would cerRepublicans, such as Ted Kennedy too were 15 percent for large group tainly be in it, Franken ex- Gov. Tim Pawlenty, view the T.W. Budig is at tim.budig@ friends,� said Schultz. providers, 20 percent for plained. Democratic health care reecm-inc.com. “Many in the senate claim that the friendships helped overcome partisan Once he found himself talking about “Saturday differences and make it self — and lacked one. “So I staff was going, ‘What is talking about the comic tal- Night Live� and is a fan of possible to cooperate,� he gave it to Orrin. And I said, going on there.’ � ents of Jack Benny with one the show’s political humor, said. ‘Would you write a bridge Humor helps senator. explained Franken. with me,’ � Franken said. Franken mentioned The conversation was Next the group was T.W. Budig is at tim.budig@ So not long ago, the two set to work. “And we were other incidents where hu- joined by U.S. Sen. Roger joined by U.S. Sen. Jack ecm-inc.com. just laughing so hard,� said mor or a fondness for show Wicker, Republican from Thune, Republican from Franken of the collabora- business had brought him Mississippi, because Wick- South Dakota, who does tion. “And his (Hatch’s) and other senators together. er thought that they were an “amazingly good (Ross)
Franken views medical loss ratio provision better than weak public option
Is there a budding country music writing team at work in the U.S. Senate? U.S. Senator Al Franken in a recent appearance before the ECM Editorial Board spoke of an impromptu songwriting session he had with U.S. Sen. Orrin Hatch, a Republican from Utah. Democrat Franken began talking about songwriting after being asked whether his career as a humorist had helped or hurt him in the Senate. “I think it’s been an advantage, but it’s more with my colleagues,� Franken said. For instance, Franken knew that Hatch was a lyricist. So his first week in the Senate, Franken asked Hatch if he could hear some of his songs. “I didn’t expect, much,� Franken said. “And the first one was just a beautiful song sung by an old blues guy — Orrin doesn’t sing. And it was like a demo. Done very simply. But it was a song about Teddy� – Sen. Edward Kennedy, DFL-Massachusetts. Hatch had written the song prior to Kennedy’s death from cancer, and had used a metaphor about sailing away into the horizon. “I got a little bit — a little misty there,� said Franken. Then Franken listened to another Hatch work, a song in which a woman sings to her husband who’s serving in Afghanistan. Franken, a veteran of numerous U.S.O. tours, explained he was a “sucker� for such lyrics. The song’s chorus was “Come home,� Franken said. “And I just started to cry.� Hatch then played a country song he’d written, which was kind of funny, Franken said, a duet called “We Stayed Together for the Kids� and had done a demo in Nashville. But the song needed a bridge — the part of the song that doesn’t repeat it-
Podcast available
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February 4, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY
Capitol Commerce
Eagan man runs for governor U.S. Army veteran and Republican activist is Independence Party candidate by T.W. Budig ECM CAPITOL REPORTER
The Independence Party of Minnesota gubernatorial race added another face with the entry of retired Lt. Col. Joe Repya into the ranks. Repya, a longtime resident of Eagan and a former Republican Party activist, said professional politicians have left Minnesota teetering on bankruptcy. “And we need common sense, honest individuals to step forward who will actually do the work the people have sent them to the Capitol to do – not to fall into an ideological stalemate,” Repya said. “We have a governor (Gov. Tim Pawlenty) that’s running around trying to get his next political gig,” he said. “People want a third option. And I’m that man.” Repya said he could work with both Republicans and Democrats because he doesn’t care who gets the credit for making things better. He’s only going to serve a single term as governor, Repya said. The son of a combat-
Capitol Roundup
To find out the latest news in Minnesota government, go online to ECM Capitol Roundup at www.HometownSource.com.
wounded World War II veteran, Repya served 30 years in the U.S. Army – combat infantry platoon leader in Vietnam, service with the 101st Airborne Division, combat helicopter pilot with the 1st Infantry Division. Repya re-entered retirement in 2006 at age 60. A “staunch” Republican for a number of years, Repya characterized the Minnesota Republican Party as in a downward spiral, unwilling to accept new ideas or criticisms. “I had to make a public decision,” said Repya about leaving the party to become an independent. Repya is undaunted by the big-dollar campaigns an IP gubernatorial candidate would need to compete against. He points to former governor Jesse Ventura’s shoestring candidacy as evidence the right candidate can defeat the better funded ones.
Republican Party of Minnesota State Deputy Chairman Michael Brodkorb indicated he didn’t believe a Repya candidacy could prove politically fatal to a Republican gubernatorial candidate. “I don’t believe so. Not at all,” he said. Repya is the second IP gubernatorial candidate to announce in recent days. St. Paul publisher and author Rob Hahn announced his candidacy last week. One potential IP gubernatorial candidate, public relations firm co-founder and pundit Tom Horner, would probably bring to the ticket the highest visibility. A former staffer for former Republican U.S. Sen. David Durenberger, Horner has appeared for years on Twin Cities Public Television’s “Almanac.” Horner has formed an exploratory committee, testing the water for a possible run.
“I think I’m going to know sooner rather than later,” said Horner about deciding to run. He indicated that if he decided to run, he would make a formal announcement in the spring. Whatever the decision, it will not be based on who else is in the race, Horner explained. “If I go forward, this is a campaign about Tom Horner and about Minnesota, not about other candidates,” he said. “If my name is on the ballot, I would fully expect to be the governor.” It’s possible more IP gubernatorial candidates could trickle into the race, Horner said. “My sense is that we’re getting close to the end,” IP Chairman Jack Uldrich said. Other Independence Party candidates for governor include John Uldrich of Minneapolis and Rahn Workcuff of Minneapolis. T.W. Budig is at tim.budig@ ecm-inc.com.
Photo by T.W. Budig
Retired Army Lt. Col. Joe Repya, a longtime resident of Eagan and a former Republican Party activist, announced he is launching a campaign for Minnesota governor as an Independence Party candidate.
to do with nuclear waste? Otto runs for re-election What Legislator proposes state nuclear waste storage commission State auditor says she has led positive changes in her first term by T.W. Budig ECM CAPITOL REPORTER
State Auditor Rebecca Otto formally announced her re-election bid Monday, Jan. 11, speaking of innovation in government. “I’m not playing politics. I’m all about good government,” said Otto to supporters. “And I will not stop.” A former lawmaker and Forest Lake School Board member, Otto defeated former Republican state auditor Pat Anderson in the DFL surge of the 2006 election. Besides stressing ongoing innovation — Rebecca Otto one technical change within the auditor’s office are bigger computer cleaning up messes, Otto screens, she said — Otto explained. In taking questions, Otto also mentions telecommutcalled the state auditor’s ing, better forms, technoloffice the Rodney Dangerogy updates, helping local field of constitutional officgovernment with energy es — one not always getting costs as some accomplishrespect. ments of her office. “I’ll admit it,” she said. Another was having “Except the work we do is state law changed as to no critical for Minnesotans.” longer require the collecThe Republican Party in tion of data Otto deemed a press release said Minneunimportant — this saves sotans are still asking, “Remoney, she explained. becca, who?” She has worked to eduThey argue that Otto’s cate local government offiperceived lack of name reccials as being proactive and ognition equates to a lack of preventive is cheaper than
effectiveness. But Otto, while saying some people indeed don’t know who she is, said she’s recognized in unexpected places. In part she ascribed the auditor’s office profile to a lack of coverage by the Capitol press corps. Several Republicans are vying to run against Otto. Jeff Wiita, a CPA from Minnetonka, is a 26-year state auditor’s office veteran. Wiita stresses his accounting credentials, but Otto argues that it’s not necessary to be a CPA to be state auditor — none have been in the past, she said. It’s a managerial position, said Otto. Two other Republicans running for state auditor are Long Lake Mayor Randy Gilbert and Tom Conlon who’s campaign committee is located in St. Paul. Otto blamed the “nonew-tax folks” for shifting the tax burden from state taxes onto local property taxes. T.W. Budig is at tim.budig@ ecm-inc.com.
by T.W. Budig ECM CAPITOL REPORTER
If the garbage man hasn’t shown up for 28 years, are you going to keep paying him? rhetorically asked Rep. Joe Atkins, DFL-Inver Grove Heights, to the House Commerce Committee on Jan. 25. Atkins compared the federal government’s failure to open a national nuclear waste depository after decades of siphoning dollars from utility customers – more than $600 million, including interest, from Minnesotans – as a garbage man leaving trash at the curb. Atkins, who chairs the commerce committee, is proposing legislation to cut payments from Minnesota into the federal nuclear waste fund. With this money, Atkins proposes to create a state nuclear waste storage commission to develop strategies for the long-term storage of high-level radioactive waste from Minnesota’s two nuclear power facilities, Prairie Island and Monticello. Half of the revenue would be held in escrow, pending future developments. Several local government officials endorsed Atkins’ bill. Monticello Mayor Clint Herbst said his city has supported Xcel Energy’s Monticello nuclear power plant and backed the relicensing. Still, had the city known five years ago what the status of
Minnesota to “go it alone” in dealing with nuclear waste, increase rate costs to customers, result in the loss of money that’s been paid into the federal nuclear waste fund, and jeopardize the licensing of the Monticello and Prairie Island plants. Xcel Energy has received some money back from the federal government through a lawsuit, arguing the government in part breached its contract on federal nuclear waste depository, explained McCarten. But she expressed concern that the federal government, should Atkins’ bill become law, would find Xcel Energy in breach of contract. Further, Atkins’ bill would produce duplicate layers of state government, McCarten argued. Sen. Steve Murphy, DFLRed Wing, expressed sympathy for some of Atkins’ goals, but said an existing state commission could handle the tasks he envisions for his proposed state nuclear waste storage commission. Murphy does not expect Atkins’ bill to advance this session. Unintended He portrayed the hold-ups in Washington on a national consequences nuclear waste depository to Yet the company had “seripolitics, rather than science, beous concerns” with Atkins’ bill ing applied. – worries of unintended consequences, she explained. T.W. Budig is at tim.budig@ The legislation could force ecm-inc.com. nuclear waste storage would be in the future, “we might have taken a little different look at it,” Herbst said. Similar cautionary words were spoken by Red Wing City Council Member Lisa Bayley. Politically, it would be much easier to say nothing, she said. But she questions whether Red Wing was really prepared to deal with nuclear waste being stored at Prairie Island for 30, 40, 50 years, Bayley explained. By the time Prairie Island and Monticello nuclear plants are decommissioned, said Bayley, the two plants would have 5 million and 2.6 million pounds of nuclear waste, respectively, stored on site – assuming none is removed. According to bill supporters, there are currently 11 nuclear waste dry storage casks at Monticello, 25 at Prairie Island. Xcel Energy Vice President for Community Relations Laura McCarten said the company agrees with Atkins that a nuclear waste storage solution needs to be found. “We share that goal wholeheartedly,” she said.
DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY February 4, 2010
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Capitol Commerce
Candidates square off in the first meeting of many Gubernatorial candidates differentiate themselves from each other at first bipartisan debate of long election season by Forrest Adams, Mathias Baden, and Shannon Fiecke SPECIAL TO THE TRIBUNE
In one of the first bipartisan debates of the gubernatorial election season, 20 candidates tried to differentiate themselves from other Republican, DFL, and Independence party candidates. On Jan. 27, the Minnesota News Council and the League of Women Voters Minnesota Education Fund sponsored a debate between 20 of the 22 gubernatorial candidates who have filed with the Minnesota Campaign Finance Board. The field of candidates will dwindle after the Feb. 2 party caucuses, grassroots gatherings during which eligible voters cast ballots for their top choices for governor. Delegates will select their parties’ nominees at state conventions during coming months, and 12 of the candidates in the debate said they would abide by the party nominations.
Budget Days before the Minnesota Legislature reconvenes to face a budget deficit, ideas for addressing the state’s budget woes were as varied as the political philosophies of the candidates. Asked if as governor they would use unallotment to balance the budget in the way Gov. Tim Pawlenty did in 2009, responses fell along party lines. Solutions offered by the candidates to address budget issues ranged from raising taxes to trimming state spending. Change was in the air, and nobody advocated maintaining the status quo. Cutting state spending was high on Republican state Sen. David Hann’s mind. “I do not think we need additional revenue,” he said. “We have a spending issue that we need to deal with.” Former U.S. Sen. Mark Dayton and former DFL state Sen. Steve Kelley offered different perspectives from Hann. “Raise taxes in the short term on the wealthiest Minnesotans,” said Dayton. “They’re not paying their fair share. It’s not fair. It’s costing our state
Speaker of the House and a frontrunner to receive his party’s nomination for governor Seifert said, “It’s not the job of the governor or the legislature to determine what free people are deciding.” He said as governor his No. 1 goal would be to make higher education affordable. “Affordability will make us competitive in the 21st century,” Seifert said. Health care Hahn added he thinks state There were sharp differ- lawmakers could improve eduences on health care – and cation in the state. whether the state or the market Transportation is the solution to rising costs. Republican candidate As the conversation turned Phil Herwig said tort reform to transit and transportation, is needed and government Hahn and Rybak pushed for should get out of healthcare, rail projects. Hahn mentioned noting that insurance coverage expanding public transportais mandated to cover hair wigs tion to Duluth, as well as the and drug therapy. southwest metro. Rybak menIf government gets out of tioned Rochester and said he health care, who will take care wants to “extend realistic tranof the poorest of the poor? re- sit options into rural Minnesponded Democrat Rep. Tom sota.” Rukavina of Virginia. “It’s about priorities,” Em“What do you want to do – mer said, “and our priorities put them in a ditch and bury must be roads and bridges.” them?” Rukavina asked. Transit, Emmer said, is subOf the “market-based ap- sidized to the tune of 80 cents proach” proffered by Seifert, per ride. A rail line to Duluth Rukavina said it “hasn’t worked “went broke” and closed down in this country, and we need to in the 1970s, he added. move on.” Kelliher said transportation funding is 20 years too late. Education funding The state is $50 billion behind A quarter century ago, Gov. on roads and bridges, she said, Rudy Perpich called Minne- and $2.5 billion behind on sota “the brain power state.” transit. Asked if as governor of MinKelliher said she prefers nesota the candidates thought a pay-as-you-go approach to state lawmakers and the gov- building transportation infraernor should strive to live up structure. to this ideal, they all voiced Bottom line: “There’s no support for education on some money for any of these things,” level. Republican candidate Leslie However, with regard to the Davis said. Q Comp quality compensation Candidates included: Demteacher program that bases ocratic-Farmer-Labor Party teacher pay on student perfor- candidates Tom Bakk, Mark mance, the majority of the can- Dayton, Susan Gaertner, Steve didates said they opposed it or Kelley, Margaret Anderson would make some changes to it Kelliher, John Marty, Tom Ruif given the opportunity. kavina, R.T. Rybak, Ole Savior, Gaertner said she’d be “the and Paul Thissen; Republican next education governor.” Party candidates Leslie Davis, Kelley said “education is our Tom Emmer, Bill Haas, David state’s highest priority.” Hann, Phil Hartwig, and MarIn response to a question ty Seifert; and Independence if as governor he’d try to en- Party candidates Rob Hahn, sure more people in the state Tom Horner, John Uldrich, graduate from college, former and Rahn Workcuff. talk about that unless we fix this budget mess.” Roads and other infrastructure spending can get people back to work in the short term, just like the Civilian Conservation Corps (CCC) and Works Progress Administration (WPA) projects of the 1930s, John Marty said, but government isn’t the only driver of jobs.
Photo by T.W. Budig
Several of the candidates for governor met at the Sheraton Hotel in Bloomington where the Minnesota Newspaper Association held its convention last week. billions of dollars. In the longer term … economic growth i s critical.” Kelley suggested the state could implement a carbon tax, as well as raise the income tax. He conceded, however, the state could not raise taxes enough in order to close the budget gap entirely. Independence Party candidate Tom Horner said he thought state lawmakers could look at committing “to some economic reform,” including raising the tobacco tax.
Taxes While many candidates called for restructuring state taxes, there was great difference on whether the budget deficit can be solved without raising taxes. “When everything is a priority, nothing is a priority,” hammered fellow Republican state Rep. Marty Seifert, former House Minority Leader. Income tax reductions enacted when times were good should be reversed for now, said DFL state Sen. Tom Bakk, but he acknowledged “we can’t raise taxes enough to solve this problem.” Overtaxing is the biggest concern for businesses, said Independence Party candidate Rob Hahn. He believes tax reform is needed, and if it results in increases on the wealthy, there should be a reduction in
the capital gains tax. “We have an upside down system where government feels it’s the only entity allowed to grow,” said state Sen. Tom Emmer, a Republican, who took a barb at the Minneapolis City Council for laying off police officers while voting itself a raise. Minneapolis spent 1 percent more, while state spending grew 12 percent, DFL Mayor R.T. Rybak responded. The city hired officers when it paid off debt, but police were taken off the streets when the state reduced aid, he said. Some candidates pointed out that cuts at the state level have resulted in rising property taxes. “Property taxes are the most unfair way to raise taxes,” said Kelley. There should be greater reliance on state versus local property taxes to fund things like schools and public safety, said DFL state Rep. Paul Thissen. Seifert said state aid to local government ought to be need-based, not the “hammock” it’s become.
Job growth
Several candidates said that job growth is a longterm solution to the state’s perennial budget duress. “We have to put people back to work,” Dayton said. “We need to bring our jobs back to Minnesota. ... I do not want to take your money. I want to put money in your pocket,” DFL candidate Ole Savior said, pointing to the Minnesota State Fair and a new Minnesota Vikings professional football stadium as potential drivers for new jobs. DFL state Rep. Tom Rukavina said that people need appropriate training and a good education. He supports education programs for firstgeneration immigrants to Photo by T.W. Budig succeed in the job market, he Speaker of the Minnesota House of Representatives Mar- said. garet Anderson Kelliher, a leading DFL candidate, partici“It’s about all of us compated in a gubernatorial forum last week. ing together at a critical time
and get Minnesota moving again,” Rybak said. With foreclosures on a rapid rise, Pawlenty vetoed the Legislature’s bill to place a moratorium on foreclosures, said Speaker of the House Margaret Anderson Kelliher, a DFLer. “It’s a jobs and property tax problem,” and state government should make sure people are protected from financial corporations that might “prey” on them, she said. Hahn said the state needs to create jobs, offering business incentives that will entice small businesses to hire new employees, because without jobs, people can’t pay their mortgages. Republican candidate Bill Haas said state government needs to support small businesses. “They’re one step away from leaving this state,” Haas said. Emmer said business reforms are crucial to “returning Minnesota back to prosperity” and “making Minnesota competitive again.” Two ways the state can assist small businesses are implementing “strategic subsidized wages” and healthcare reform, DFL candidate Susan Gaertner said. Thissen pointed to unemployed people and supported general assistance medical care (GAMC), the cut of which he called Pawlenty’s worst decision. “We can get them back to work if we provide them healthcare,” Thissen said. “We need to take care of those who are not able to take care of themselves,” Independence Party candidate John Uldrich said. Gaertner called economic development the No. 1 job of government. Infrastructure like roads and bridges, as Photo by T.W. Budig well as enhancing an already highly educated workforce, State Rep. Marty Seifert, Marshall, a leading Republican are key, she said. “It’s hard to candidate, participated in a gubernatorial forum last week.
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February 4, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY
Capitol Commerce
Legislation focuses on job growth by T.W. Budig
to finance either phase of construction, DFLers also propose. Construction at MOA could create 1,700 jobs a year for three years, it’s estimated. Democrats also plan to split some $10 million gained by conforming to federal real estate tax law to fund an angel investment credit – a tax break for investing in smaller high tech, manufacturing, or “green� businesses – and a refundable tax credit for refurbishing certificated historic structures. They also propose the loosening or expansion of tax incremental financing (TIF) with the idea of providing the final impetus for development projects near the starting wire. “We really want it to hap-
pen now,� said Lenczewski of the targeted projects. House DFLers talk of quickly passing jobs legislation once the new session begins. They argue that Republicans have been calling some provisions in their package, such as the angel investment credit, for years.
To submit an item for the Cal- 8:30 a.m., Board of Directors endar, e-mail it to darcy.odden@ meeting. Information: Ruthe Batecm-inc.com or fax (952) 846- ulis, rbatulis@dcrchamber.com. 2010. • Tuesday, Feb. 16, noon to 1:30 p.m., New Member OrientaDate-specific tion at DCR Chamber Office, 1121 Dakota County Regional Town Centre Drive, Suite 102, Chamber of Commerce events: Eagan. Free. RSVP required. In• Thursday, Feb. 4, 7:30 to formation: Michelle Tighe at (651) 8:30 a.m., The Buzz, “Protect You 288-9203 or mtighe@dcrchamand Your Business from Fraud,â€? ber.com. WorkForce Center of Dakota • Thursday, Feb. 18, 11:30 County, Rooms 110 B and C, 1 a.m. to 1 p.m., Bring Your Brand West Mendota Road, West St. to Life - Through Your EmployPaul. Information: Alisha Kitchen, ees, at NTI, 950 Blue Gentian communications@dcrchamber. Road #500, Eagan. Fee: $20. Incom. formation: Alisha Kitchen at com• Thursday, Feb. 4, 4 to 9 munications@dcrchamber.com. p.m., Session Priorities 2010, St. • Friday, Feb. 19, 7:30 to 8:30 Paul RiverCentre, 175 W. Kellogg a.m., State of the Schools in Blvd., St. Paul. Fee: $90. Infor- Dakota County, DCR Chamber, mation: Ruthe Batulis at (651) 1121 Town Centre Drive, Suite 288-9201 or rbatulis@dcrcham- 102, Eagan. Information: Ruthe ber.com. Batulis at rbatulis@dcrchamber. • Tuesday, Feb. 9, 8 to 9 a.m., com. AM Connection, Rosemount Eye • Monday, Feb. 22, 4:30 to Clinic, 15083 Crestone Ave., 5:45 p.m., Farmington Economic Rosemount. Information: Ruthe Growth Committee, Dakota ElecBatulis, rbatulis@dcrchamber. tric Association, 4300 220th St. com. W., Farmington. RSVP to Ruthe • Tuesday, Feb. 9, 5:30 to 7:30 Batulis at rbatulis@dcrchamber. p.m., open house, Professional com. Connections - BNI, at Round• Thursday, Feb. 25, 8 to 9 bank, 3380 Vermillion River Trail, a.m., Farmington Area Business Farmington. Beverages and light Council Breakfast Meeting, Farmappetizers served. Free. Infor- ington Eagles Club, 200 Third St., mation: Troy Solis, tsolis@sol-is. Farmington. Fee: $15. Informacom. tion: Alisha Kitchen at communi• Wednesday, Feb. 10, 7:30 cations@dcrchamber.com. to 8:30 a.m., Rosemount Area Apple Valley Chamber of Business Council, at Paul Eg- Commerce events: gen, State Farm Insurance, • Wednesday, Feb. 10, 11:30 14450 S. Robert Trail, Suite a.m. to 1 p.m., Chamber Lun204, Rosemount. Jane Van- cheon, Old Chicago Restaurant, derpoel, management analyst 14998 Glazier Ave., Apple Valfor Dakota County, will be the ley. Lunch and program featuring featured speaker. Information/ Don Shelby of WCCO. Fee: $15/ RSVP: Ruthe Batulis, rbatulis@ members, $20/nonmembers. Indcrchamber.com. formation: LeeAnn Schirmer at • Thursday, Feb. 11, 8:30 leeann@applevalleychamber. to 9:30 a.m., Coffee Break at com. The Commons on Marice, 1380 • Thursday, Feb. 18, 4:30 to Marice Drive, Eagan. Informa- 6:30 p.m., Business After Hours tion: Alisha Kitchen, communica- at M & I Bank, 7095 151st St. W., tions@dcrchamber.com. Apple Valley. Information: Lee• Tuesday, Feb. 16, 7:30 to Ann Schirmer, info@appleval-
leychamber.com. Burnsville Chamber of Commerce events: • Wednesday, Feb. 10, 11:30 a.m. to 1 p.m., State of the City Luncheon at Burnsville Performing Arts Center in the Heart of the City. Fee: $25. Register online at www.burnsvillechamber.com. • Thursday, Feb. 18, 6 to 10 p.m., Bite of Burnsville, Burnsville Performing Arts Center. Cost: $40. Information: (952) 435-6000 or www.biteofburnsville.com. • Wednesday, Feb. 24, 4 to 5 p.m., Chamber Ambassadors meeting at Applewood Rustic Bar & Grill, 1996 E. Highway 13, Burnsville. Information: travis@ burnsvillechamber.com. • Friday, Feb. 26, 11:30 a.m. to 1 p.m., February Women Empowered - First Lady of Minnesota Mary Pawlenty, Buca di Beppo, 14300 Burnhaven Drive, Burnsville. Fee: $20. Information: Anne at anne@burnsvillechamber.com. • Mixed Chamber Bowling League: The first ever South Metro Chamber League will be played Wednesdays, 5:30 to 7:30 p.m., at Brunswick Zone, Lakeville. The next session will be March 3 to May 5. Cost is $15/bowler per week (includes shoes). Call Brunswick Zone and ask for Eric Schmidt or Leslie Jasper at (952) 435-2695. Lakeville Area Chamber of Commerce events: • Wednesday, Feb. 10, 11:30 a.m., Women of the Lakeville Chamber Luncheon at Highview Hills by Walker. RSVP by Feb. 3. Register online at www.lakevillechambercvb.org/calen.html. • Thursday, Feb. 18, 8:30 to 10:30 a.m., HR Workshop: “Performance Management Strategies for 2010,â€? Holiday Inn and Suites, 20800 Kenrick Ave., Lakeville. Presenter: Sheri Stolp, The Stolp Group. Fee: $10/members, $20/nonmembers. RSVP by Feb. 10. Register online at www.
ECM CAPITOL REPORTER
House Democrats presented legislation on Jan. 29 with the focus on job growth – ideas they say Republicans can support. “We are working in the world of the doable,� said House Tax Committee Chairwoman Ann Lenczewski, DFL-Bloomington. One provision provides greater flexibility to proposed Mall of America (MOA) expansion by allowing a previously authorized local tax to be used in either Phase I or II. The proposed MOA tax provision contains no state money, said DFLers. Previously authorized state revenue bonds could be used
Three-pronged job creations approach House DFLers speak of a three-pronged job creations approach including today’s proposal, bonding – “shovel ready� a term often heard for the desired bonding projects – and an economic development package.
House Minority Leader Kurt Zellers, R-Maple Grove, said if DFLers are proposing not to increase the tax burden on business, the approach is fantastic. Specifically on the proposed legislation, Zeller indicated support for the angel investment credit. It’s a starting point, he said of the $5 million slated. But Zellers questioned exactly how the TIF provisions would be applied. Could they be used to build a Vikings stadium? he asked. But Zellers did not reject any proposal outright. T.W. Budig is at tim.budig@ ecm-inc.com.
Photo by T.W. Budig
House Tax Committee Chairwoman Ann Lenczewski, DFL-Bloomington, House Speaker Margaret Anderson Kelliher, DFL-Minneapolis, and other DFLers presented a portion of their jobs legislation Jan. 29. Among the items House DFLers are pushing for are “angel� investment credits and a loosening of tax increment financing law to encourage development that near the jump-off point to take the final step.
Calendar
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lakevillechambercvb.org/calen. html. • Thursday, Feb. 25, 4:30 to 6:30 p.m. Business After Hours at Rudy’s Red Eye Grill. SHiFT network events are held Thursdays from 6:30 to 8 p.m. at Inver Hills Community College, 2500 E. 80th St., Inver Grove Heights. SHiFT is a nonprofit network connecting adults in mid-life transition with opportunities to seek meaningful work, new avocations, and a supportive community (www.shiftonline.org). Members: Free. Guests: $5. • Thursday, Feb. 4, Being in the Flow. Being “in the flowâ€? is a state of focused-but-relaxed concentration: no awareness of time, or self. We’ve all experienced it. When is such a state useful? And how can you apply it to your next steps in life and work? Watch a video, participate in a lively discussion, and discover some answers to those questions. Led by Vic Ward, an independent education management professional, former Metro State University faculty member, and a SHiFT member. • Thursday, Feb. 18, Living IT: How to Create and Live an Inspired Life. Discover what IT is for you. In an interactive setting, discover how to create a master plan to bring deeper meaning, joy and purpose into your life. Learn how to navigate through the successes and challenges of the four life stages of IT. Leave the lab with at least one goal formed for your plan. Janae Bower, founder of the consulting firm Finding IT, is a nationally recognized speaker, trainer, and award-winning author. District 196 Community Education. Starting Your Own Business Series presented in collaboration with SCORE South Metro. Enroll in all four classes for $99; www.district196.org/ce or (651) 423-7920. • Tuesday, Feb. 9, 6:30 to 8:30 p.m., “How to Start Your Own Business,â€? $29, Falcon Ridge Middle School, Apple Valley. • Tuesday, Feb. 16, 6:30 to 8:30 p.m. “Marketing and Advertising Your Business,â€? $29, Falcon Ridge Middle School, Apple Valley. • Tuesday, Feb. 23, 6:30 to 8:30 p.m., “Legal Aspects and Financial Management: Owning Your Own Business,â€? $29, Falcon Ridge Middle School, Apple Valley. • Tuesday, March 2, 6:30 to 8:30 p.m., “Developing Your Business Plan,â€? $29, Falcon Ridge Middle School, Apple Valley. Dakota Scott IT Entrepreneurs will host a panel discussion on “How to Grow Your IT Businessâ€? Thursday, Feb. 18, 4 to 6 p.m. at Old Chicago, 14998 Glazier Ave, Apple Valley. Panelist include Danbury IT, ID Insight and Netmajic. Cost is $10, appetizers and beverages provided.
Register at cindyjohns@comcast. net. Sponsored by Dakota Future and Dakota Scott Workforce Center. Ongoing Dakota Business Partners (networking group) meets every Tuesday at 8:30 a.m. at Enjoy! Restaurant in Apple Valley. For more information call at (651) 216-5406. Platinum Partners, a chapter of BNI, welcomes one representative from each profession and meets every Wednesday morning from 7:30 to 9 a.m. at the Lakeville Green Mill. To learn more, call Amy at (952) 226-7741. Creative Networking Professionals (CNP) is a nonprofit business networking organization established in November 2003. The group meets at JoJo’s Rise and Wine in Burnsville from 8 to 9 a.m. the first and third Tuesday of each month. CNP is currently looking to add members to its group of 16 members. Only one person from each professional specialty is permitted to join. All participants should represent their primary occupation, not a part-time business. First two visits are free; thereafter the cost is $50 per year to cover overhead expenses. Contact Jeffrey L. Rothmeyer at (651) 463-8300 to find out if your profession is still available. Network Unlimited, a professional networking chapter, meets Tuesdays from 4:30 to 5:45 p.m. at Cherokee Sirloin Room, Cliff Road and Nicols Road, Eagan. To see if your category is open go to www.NetworkUnlimited.org. BNI – The Valley Networkers chapter of Business Networking Intl. meets Thursdays at 11:30 a.m. at the DCTC Apple Valley Site at 14200 Cedar Ave. BNI is a networking group for business owners who are looking to increase their revenue. Only one person from each profession. Bring your own lunch. For more information, call Nicole Blasing at (651) 331-9238 or visit www.bnimn.com BNI-Networking will meet Wednesdays at 8:15 a.m. at Byerly’s Cafe in Eagan. Open to all professionals for referrals. For more information, call (651) 2473200. Professional Referral Exchange of Burnsville meets every Wednesday for breakfast at Denny’s Restaurant. Meetings begin at 7 a.m. For more information, contact Jo Baecker, area director, at (612) 618-5347 or visit the Web site www.prorefx.com. BNI - Business Networking Intl. meets Wednesdays at 7:30 a.m. at Commons on Marice in Eagan. For more information call Christina Avery at (651) 247-2111 or check out the BNI Web site at www.bni-mn.com. Beta Sigma Phi, Preceptor Alpha Delta Chapter, meets the second Wednesday of every
month at 7:30 at a member’s home. For information, call (952) 894-8831. Network Results Chapter of Business Network International, networking for local business owners, only one person from each profession. First two meetings are free. We meet every Wednesday for breakfast, 7-8:30 a.m. at Roasted Pear, 14200 Nicollet Ave. S., Burnsville. Call Michele Jennings for more information: (612) 581-0332. Network Plus BNI Chapter meets from 11:30 a.m. to 1 p.m. Thursdays at the Parkway Grill (old Benchwarmer Bob’s) in Burnsville. For more information, call Kelly at (612) 861-8300. Networking coffee group at Caribou Coffee will meet from 9:30-11:30 a.m. at Caribou Coffee, 14638 Cedar Ave., on the second and fourth Mondays of the month. Call (763) 783-4767 to register. Grapevine Network “Common Denominator� Group meets Tuesdays from 7:30-8:45 a.m. at Coldwell Banker Burnet, 190 Cobblestone Lane, Burnsville. For information, call (952) 7465611 or visit www.thegrapevinenetwork.com. Grapevine Networking Group meets Wednesdays from 7:30-8:45 a.m. at Coldwell Banker Burnet, 190 Cobblestone Lane, Burnsville. For information, call (952) 746-5611 or visit www. thegrapevinenetwork.com. Kingdom Advisors members meet monthly for fellowship, training, networking, prayer, and sharing of best practices. Ron Blue or other recognized speakers (via DVD) cover a topic each month helping members integrate and apply Biblical financial wisdom into their professional advice. Visitors welcome. The S Metro Group meets at Family Financial Services, 151 W. Burnsville Parkway, Burnsville, from 7:30 to 9 a.m. on the fourth Tuesday of each month. POC is Jeff Robinson at (952) 890-6611. The SE Metro Group meets at 2918 Upper 55th St., Inver Grove Heights, the first Thursday of each month from 12 noon to 1 p.m. (bring your lunch). POC is Ginger Ewing at (651) 389-1177. Seed Your Business Networking Group – “Plant a seed and grow your business� – meets the first and third Wednesday every month at noon at Baskets On Occasion, 3348 Sherman Court, Suite 104, Eagan. Only one person from each profession. Contact Mary O’Rourke at (651) 994 8392 or visit www.seedyourbusiness.com for more information. The S.T.A.R. (South Twin Cities Area Referral) Networking Group meets 8 to 9 a.m. every Wednesday at the Bremer Bank, 17600 Cedar Ave., Lakeville. Openings are available. For questions, call Kathy Andrade at (952) 997-1306.
DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY February 4, 2010
13A
Dakota County Business Contacts Address: 14800 Galaxie Avenue, Suite 101, Apple Valley, MN 55124 Phone: (952) 432-8422 or 1-800-301-9435 Web site: www.applevalleychamber.com E-mail: info@applevalleychamber.com
Burnsville Chamber of Commerce Address: 101 W. Burnsville Parkway, No. 150, Burnsville, MN 55337 Phone: (952) 435-6000 Fax: (952) 435-6972 Web site: www.burnsvillechamber.com E-mail: chamber@burnsvillechamber.com
Burnsville Convention & Visitors Bureau Address: 101 W Burnsville Pkwy - Suite 150B, Burnsville, MN 55337 Phone: (952) 898-5646 Fax: (952) 487-1777 Web site: www.burnsvillemn.com
Lakeville Area Chamber of Commerce and Convention and Visitors Bureau Address: 19950 Dodd Blvd., Suite 101, Lakeville, MN 55044 Phone: (952) 469-2020 Web site: www.lakevillechamber.org E-mail: info@lakevillechamber.org
Dakota County Regional Chamber of Commerce Address: 1121 Town Centre Drive, No. 102, Eagan, MN, 55123 Phone: (651) 452-9872 Fax: (651) 452-8978 Web site: www.dcrchamber.com E-mail: info@dcrchamber.com
Eagan Convention and Visitors Bureau Address: 1501 Central Parkway, Eagan, MN 55121 Phone: (651) 675-5546 or 1-866-324-2620 Web site: http://eaganmn.com E-mail: enjoyeagan@eaganmn.com
Downtown Lakeville Business Association
tax increment financing, local loan funds or state or federal Address: 8790 207th St. W., Suite 204, P.O. Box 371, business finance programs. Lakeville, MN 55044 Apple Valley, Bruce Nordquist E-mail: dlba@frontiernet.net Phone: (952) 953-2576 Office Hours: Mondays and Wednesdays 9 a.m. to 2 p.m. E-mail: bnordquist@ci.apple-valley.mn.us Judy Tschumper is the director of the Downtown LakevWeb site: www.ci.apple-valley.mn.us ille Business Association. Burnsville, Skip Nienhaus Phone: (952) 895-4454 Positively Minnesota Marketing E-mail: skip.nienhaus@ci.burnsville.mn.us Partnership Web site: www.burnsville.org Minnesota Department of Employment & Economic Farmington, Tina Hansmeier Development Phone: (651) 280-6821 Address: 1st National Bank Building, 332 Minnesota St., E-mail: thansmeier@ci.farmington.mn.us Suite E200, St. Paul, MN 55101 Web site: www.ci.farmington.mn.us Phone: (651) 259-7298 Hastings, Shannon Rausch Fax: (651) 215-3841 Phone: (651) 480-2344 E-mail: Positively.Minnesota@state.mn.us E-mail: SRausch@ci.hastings.mn.us Web site: www.ci.hastings.mn.us Dakota Future Inver Grove Heights, Jennifer Gale Role: Provide site location assistance for firms considering Phone: 651-451-2266 Dakota County locations and serves as a general gateway for E-mail: Kevin@progressplus.org economic development services within Dakota County. Web site: www.ci.inver-grove-heights.mn.us Address: P.O. Box 240874, Apple Valley MN 55124-0874 Mendota Heights, Jim Danielson E-mail: bill@dakotafuture.com Phone: 651-452-1850 Phone: (651)491-2551 E-mail: jimd@mendota-heights.com Web site: www.dakotafuture.com Web site: www.mendota-heights.com Lakeville, Dave Olson Minnesota Workforce Centers in Burnsville Phone: 952-985-4421 E-mail: dolson@ci.lakeville.mn.us and West St. Paul Web site: www.ci.lakeville.mn.us Role: Assist in the hiring and training of new employees, Rosemount, Kim Lindquist general gateway into Minnesota Department of EmployPhone: 651-322-2020 ment and Economic Development and other state agencies E-mail: Kim.lindquist@ci.rosemount.mn.us Phone: 612-821-4411 Web site: www.ci.rosemount.mn.us E-mail: terrell.towers@state.mn.us South St. Paul, Jennifer Gale Phone: 651-451-2266 South Metro SCORE E-mail: kevin@progressplus.org Role: Counselors to America’s small businesses, free, www.southstpaul.org confidential, face-to-face assistance from successful business West St. Paul, Jim Hartshorn mentors. Phone: 651-552-4140 Phone: (952) 890-7020 E-mail: Jim.hartshorn@ci.west-saint-paul.mn.us E-mail: southmetroscore@qwestoffice.com Web site: www.ci.west-saint-paul.mn.us Web site: www.score-southmetro.org
City Governments
*Inver Grove Heights and South St. Paul use Progress Plus, an affiliate of the River Heights Chamber of ComRole: Provide guidance through any real estate develmerce, for their city’s economic development services. opment process; may provide financial incentives through
Business Directory
Assumed Names
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ASHA, 1109 Hilloway Circle, Burnsville. Kool Ayd Beats, 1609 W. County Road 42 #288, Burnsville. DJ Kool Ayd, 1609 W. County Road 42 #288, Burnsville. Roofs for Troops, 14109 White Rock Road, Burnsville. Milk Man Productions, 942 Wreaths By Anna, 1205 Wescott Trail #103, Eagan. 140th St. E., Burnsville. Image Advantage, LLC, 798 LivINN Hotels, 181 River Sunset Drive, Eagan. Ridge Circle S., Burnsville. Galaxie Diner, 15322 GalFaith Covenant Baptist axie Ave. #101, Apple Valley. Church, 2305 W. 77th St., The Fitting Room, 14839 En- Burnsville. dicott Way #312, Apple Valley. The Chap Store, 2020 HighSuper Plush’n Stuff, 14184 way 13 E., Burnsville. Heywood Path, Apple Valley. PlyAgainParts.com, 1505 Awash Travel, 5520 142nd Chateaulin Lane, Burnsville. St. W. #203, Apple Valley. Liberty Cleaning Services, The Blondie Foundation in 1613 E. Burnsville Parkway Memory of Brutus, 112 Hidden #409, Burnsville. Meadow Road, Apple Valley. C.D.C. Christy’s Dry CleanBelle Vie Decor, 6665 Fly- ers, 2917 Cliff Road E., Burnscatcher Lane, Apple Valley. ville. Karen Kruse Photography, Kyle Pederson Renewal 15716 Frisian Lane, Apple Val- Project, 3409 E. Burnsville ley. Parkway, Burnsville. Global Interpreting & TransBurnsville Auto Repair, lation Service, 852 Whitney 12001 County Road 11, BurnsDrive, P.O. Box 241613, Apple ville. Valley. KA Carlson, 12704 Country Studio 3 Solutions, 713 Chi- View Lane, Burnsville. cago Drive, Burnsville. Bullfish Enterprises, 4313 Acme Mechanical, 1609 W. River Bend Place, Savage. Catamount Enterprises, County Road 42 #281, Burns4313 River Bend Place, Savville. Zida Fashion Accessories, age. Sales Rocks, 8160 County 14300 Buck Hill Road, BurnsRoad 42 300-327, Savage. ville. JEI Wind.com, 6286 144th LJ’s Do It All Cleaning, 14812 St., Savage. Portland Ave. S., Burnsville. Et le Merle Chante, 14985 Netsource, 501 E. 153rd St., Natchez Ave. S., Savage. Burnsville.
Any individual, corporation, limited partnership or limited liability company that conducts business in Minnesota under a name other than their full legal name, must file a Certificate of Assumed Name.
Apple Valley Chamber of Commerce
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PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE
Notice of Issuance of Harassment Order For Relief by Publication State of Minnesota County of DAKOTA District Court First Judicial District Court File Number: 19WS-CV-09-2122 Case Type: Harassment Pamela Michelle Rutten, Petitioner(s) vs. Ronald Weirick, Respondent(s) To Respondent named above: YOU ARE HEREBY NOTIFIED that a Harassment Order For Relief has been issued in the above matter. A hearing is scheduled for February 19th, 2010 at 9:00 a.m. at 1 W Mendota Rd #140, West St Paul, MN 55118. Failure to appear at a scheduled hearing or to obtain a copy of the Harassment Order For Relief will not be a defense to prosecution for violation of the Court’s order. Date January 28, 2010 Carolyn M. Renn Court Administrator K. Luhrs Deputy 2063086 2/4/10
PUBLIC NOTICE
MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: Naked Truth Fitness 2. State the address of the principal place of business: 7824 Charles Way, Inver Grove Heights, Mn 55076-3015 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Tammy D. Dian, 7824 Charles Way, Inver Grove Heights, Mn 55076-3015 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath. Date 01/04/2010 Tammy D. Dian Certified Personal Trainer 2048620 1/28-2/4/10P
PUBLIC NOTICE
ORDER AND NOTICE OF HEARING ON PETITION FOR FORMAL PROBATE OF LOST WILL AND FOR FORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE IN UNSUPERVISED ADMINISTRATION AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT PROBATE DIVISION Court File No. 19HA-PR-10-59 Case Type 14: Probate of an Estate In Re: Estate of: John Daniel Palm, a/k/a Dan Palm, a/k/a J. Daniel Palm, Deceased. TO ALL INTERESTED PERSONS AND CREDITORS: It is Ordered and Notice is hereby given that on the 8th day of March, 2010, at 9:00 o’clock A.M., a hearing will be held in the above named Court at Dakota County Judicial Center, 1560 Highway 55, Hastings, Minnesota, for the formal probate of an instrument purporting to be true and accurate copy of the will of the above named decedent, the original of which has been lost or destroyed, that will being dated January 11, 2007, and for the appointment of Kristine Palm Mortensen, whose address is 31630 Barnard Avenue, Northfield, Minnesota, as personal representative of the estate of the above named decedent in unsupervised administration, and that any objections thereto must be filed with the Court. That, if proper, and no objections are filed, a personal representative will be appointed to administer the estate, to collect all assets, pay all legal debts, claims, taxes and expenses, and sell real and personal property, and do all necessary acts for the estate. Notice is further given that ALL CREDITORS having claims against said estate are required to present the same to said personal representative or to the Clerk of the Court within four months after the date of this notice or said claims will be barred. Dated: 2/1, 2010. Michael J. Mayer Judge Drafted by: Michael W. Hero, Atty. Reg. No. 146365 Douglas J. Debner, Atty. Reg. No. 0281414 Hero & Debner Law Office, P.A. 516 Washington Street Northfield, Minnesota 55057 Telephone: (507) 645-5631 Facsimile: (507) 645-5632 2063343 2/4-2/11/10
NOTICE TO CREDITORS AND CLAIMANTS OF INTENT TO DISSOLVE OF THE MOUNTAINSTAR GROUP, INCORPORATED PLEASE TAKE NOTICE that shareholders of The MountainStar Group, Incorporated (the “Corporation”) have authorized a formal dissolution of the Corporation, and a Notice of Intent to Dissolve has been filed with the Secretary of State of Minnesota on January 5, 2010. Be advised that all claims against the Corporation must be submitted in writing to the following address within 90 days from the first date of publication of this notice: Mulligan & Bjornnes PLLP Attn: Michael Ostrem 401 Groveland Avenue Minneapolis, MN 55403 Phone: 612-871-1800 Facsimile: 612-871-7869 Dated: January 5, 2010 Constance J. O’Hara, President 2039366 1/14-2/4/10
PUBLIC NOTICE
MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: Blue Beech Design 2. State the address of the principal place of business: 19470 Ireland Way, Lakeville, MN 55044 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Elizabeth Spedaliere, 19470 Ireland Way, Lakeville, MN 55044 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath. Date January 12, 2010 Elizabeth Spedaliere, Owner 2051935 1/28-2/4/10P
PUBLIC NOTICE
NOTICE OF INFORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVES AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT File No. 19-HA-PR-10-34 In Re: Estate of: MARIE LOUISE DEML, a/k/a MARIE L. DEML, a/k/a MARIE DEML, Decedent. TO ALL INTERESTED PERSONS AND CREDITORS: Notice is hereby given, that an application for informal probate of the above named decedent’s Last Will, dated October 7, 2008, has been filed with the Registrar herein, and the application has been granted informally probating such Will. Any objections may be filed in the above named Court, and the same will be heard by the Court upon notice of hearing fixed for such purpose. Notice is hereby further given that the informal appointments of Barbara Neff, whose address is 111 Imperial Drive #300, West St. Paul, Dakota County, Minnesota 55118 and David J. Fox whose address is 649 Lafond Avenue, St. Paul, Ramsey County, Minnesota 55104, as co-personal representatives of the estate of the above named decedent, have been made. Any heir, devisee or other interested person may be entitled to the appointment as personal representative or may object to the appointment of the personal representative and the personal representatives are empowered to fully administer the estate including, after 30 days from the date of issuance of his letters, the power to sell, encumber, lease or distribute real estate, unless objections thereto are filed with the Court (pursuant to Section 524.607) and the Court otherwise orders. Notice is further given that ALL CREDITORS having claims against said estate are required to present the same to said personal representatives or to the Clerk of the Court within four months after the date of this notice or said claims will be barred. Dated: January 20th, 2010 Carol M. Renn Registrar By: Joann Bauer Deputy Registrar J. Patrick Plunkett, Attorney for Petitioner License No. 87221 Moore, Costello & Hart, P.L.L.P. 55 East Fifth Street, Suite 1400 St. Paul, MN 55101-1792 Phone: (651) 227-7683 FAX: (651) 602-2670 2048556 1/28-2/4/10
MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: Fundraising Together 2. State the address of the principal place of business: 13490 Guild Ave., Apple Valley, MN 55124 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Fundraising Cards LLC, 13490 Guild Ave., Apple Valley, MN 55124 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath. Date 1/14/10 Jeff P. Crepeau, Director of Sales 2052985 1/28-2/4/10P
PUBLIC NOTICE
MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: Et le Merle Chante 2. State the address of the principal place of business: 14985 Natchez Avenue South, Savage, MN 55378 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Rochelle LeTourneau, 14985 Natchez Avenue South, Savage, MN 55378 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath. Date December 29, 2009 Rochelle LeTourneau, President and CEO 2056864 2/4-2/11/10P
PUBLIC NOTICE
NOTICE AND ORDER OF HEARING ON PETITION FOR PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19HAPR-10-51 ESTATE OF Lizabeth McElroy a/k/a Lizabeth V. McElroy a/k/a Lizabeth Virginia McElroy, DECEDENT It is Ordered and Notice is given that on 3-8-2010 at 9:00 a.m. a hearing will be held in this Court at Dakota County Government Center, 1560 Highway 55 Hastings, Minnesota, for the formal probate of an instrument purporting to be the will of Decedent, dated April 16, 2009, (”Will”), and for the appointment of Kathleen Diane Reineke a/k/a Kathleen D. Reineke whose address is: P.O. Box 145, Rosemount, MN 55068 as personal representative of the Estate of the Decedent in an UNSUPERVISED administration. Any objections to the petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the personal representative will be appointed with full power to administer the Estate, including the power to collect all assets, pay all legal debts, claims, taxes and expenses, to sell real and personal property, and do all necessary acts for the Estate. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Date 1/29/10 Kathryn D. Messerich Judge (COURT SEAL) Attorney For Personal Representative Donald J. Fluegel (jym) FLUEGEL LAW FIRM P.A. 1303 South Frontage Road Suite 5 Hastings, MN 55033 Telephone: 651-438-9777 Fax: 651-438-9775 30405 2061458 2/4-2/11/10
Notice of Issuance of Harassment Order For Relief by Publication State of Minnesota County of DAKOTA District Court First Judicial District Court File Number: 19WS-CV-10-76 Case Type: Harassment Amos Jauregui, Petitioner(s) vs. Dale Eugene Saniti, Respondent(s) To Respondent named above: YOU ARE HEREBY NOTIFIED that a Harassment Order For Relief has been issued in the above matter. A hearing is scheduled for February 19th, 2010 at 9:00 a.m. at 1 W Mendota Rd #140, West St Paul, MN 55118. Failure to appear at a scheduled hearing or to obtain a copy of the Harassment Order For Relief will not be a defense to prosecution for violation of the Court’s order. Date 1-29-2010 Carolyn M. Renn Court Administrator / Deputy 2063065 2/4/10
PUBLIC NOTICE
MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: J&E Companies 2. State the address of the principal place of business: 7925 215th St. W., Lakeville, MN 55044 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. J&E/Earll Manufacturing, 7925 215th St. W., Lakeville, MN 55044 J&E Business Properties, LLC, 7925 215th St. W., Lakeville, MN 55044 J&E Coatings LLC, 7925 215th St. W., Lakeville, MN 55044 J&E/Harmony, Inc., 7925 215th St. W., Lakeville, MN 55044 J & E Manufacturing Co., 7925 215th St. W., Lakeville, MN 55044 J&E Precision Machining Co., 7925 215th St. W., Lakeville, MN 55044 J&E Real Estate Holdings LLC, 7925 215th St. W., Lakeville, MN 55044 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath. Date January 13, 2010 Michael Hansen, CEO 2056621 2/4-2/11/10
PUBLIC NOTICE
NOTICE AND ORDER OF HEARING ON PETITION FOR PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION First JUDICIAL DISTRICT Court File No. 19HA-PR-10-38 ESTATE OF Gary M. Lein, DECEDENT It is Ordered and Notice is given that on February 22, 2010 at 9:00 a.m. a hearing will be held in this Court at the Dakota County Judicial Center, 1560 Highway 55, Hastings, Minnesota, for the formal probate of an instrument purporting to be the will of Decedent, dated August 15, 2001 (”Will”), and for the appointment of MaryJane Lein whose address is: 3780 Conroy Trail, Inver Grove Heights, MN 55076 as personal representative of the Estate of the Decedent in an UNSUPERVISED administration. Any objections to the petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the personal representative will be appointed with full power to administer the Estate, including the power to collect all assets, pay all legal debts, claims, taxes and expenses, to sell real and personal property, and do all necessary acts for the Estate. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Date 1/21/10 Mary J. Theisen Judge (COURT SEAL) Attorney For Personal Representative Joe Dalager Thuet, Pugh, Rogosheske & Atkins, Ltd. 222 Grand Avenue W., Suite 100 South St. Paul, MN 55075 Phone: (651) 451-6411 Fax: (651) 451-9956 2050967 2/4-2/11/10P
Order for Service by Alternate Means Minn. Stat. §518.11(c) State of Minnesota Dakota County District Court First Judicial District Court File Number: 19-AV-FA-10-230 Case Type: Dissolution In Re the Marriage of: Karen Marcia Lee, Petitioner and Carlington Kenneth Scarlett, Respondent Upon petitioner’s Application for Service by Alternate Means and the files and records of this action, the Court finds: Personal service on respondent cannot be made. Publication in Dakota County, Minnesota might reasonably succeed in notifying respondent of this proceeding. Therefore, it is ordered pursuant to Minnesota Statute § 518.11(c): Service shall be made by publishing the Summons in Dakota County, Minnesota. Date: 1-19-10 BY THE COURT: Martha Simonett Judge of District Court 2055110 1/28-2/11/10
PUBLIC NOTICE
MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: Betsy Landon Custom Jewelry 2. State the address of the principal place of business: 1847 Red Fox Road, Eagan, MN 55122 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Elizabeth (Betsy) Landon, 1847 Red Fox Road, Eagan, MN 55122 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath. Date 12/3/2007 Elizabeth Landon 2053212 1/28-2/4/10P
PUBLIC NOTICE
NOTICE AND ORDER OF HEARING ON PETITION FOR PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT DISTRICT COURT PROBATE DIVISION Court File No. 19HA-PR-10-42 Estate of Donald F. Pitt, Decedent It is Ordered and Notice is given that on February 22, 2010, at 9:00 am, a hearing will be held in this Court at 1560 Highway 55, Hastings, Minnesota, for the formal probate of an instrument purporting to be the Will of the Decedent dated, October 17, 2006, (”Will”), and for the appointment of John L. Roe, whose address is 1451 Park Terrace Avenue, Lake Havasu City, AZ, 86404 as Personal Representative of the Estate of the Decedent in an UNSUPERVISED administration. Any objections to the petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the Personal Representative will be appointed with full power to administer the Estate including the power to collect all assets, to pay all legal debts, claims, taxes and expenses, to sell real and personal property, and to do all necessary acts for the Estate. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the Personal Representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Dated: 1/22/10 BY THE COURT Karen Asphaug Judge of District Court (COURT SEAL) Attorney for Petitioner Jan M. Zender Sunde, Olson, Kircher & Zender 108 Armstrong Blvd. South, P.O. Box 506 St. James, MN, 56081 Attorney License No: 169493 Telephone: (507) 375-3352 FAX: (507) 375-4483 Email: jzender@cccinternet.net 2053120 1/28-2/4/10
MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: Jazzercise 2. State the address of the principal place of business: 1151 Rivage Lane, Burnsville, MN 55306 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Tomlyn, LLC, 1151 Rivage Lane, Burnsville, MN 55306 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath. Date Jan. 21, 2010 Thomas W. Isaacs Chief Manager/President 2056893 2/4-2/11/10P
PUBLIC NOTICE
SUMMONS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT FAMILY COURT--HASTINGS Court File No. 19HA-FA-09-1127 In Re the Marriage of: Clyde Dean Penny, Petitioner, and Doris Marie Penny, Respondent. -----------------------------------------THE STATE OF MINNESOTA TO THE ABOVE-NAMED RESPONDENT. YOU ARE HEREBY summoned and required to serve upon Petitioner’s Attorney an Answer to the Petition for Dissolution of Marriage which is herewith served upon you, within thirty (30) days after service of this Summons upon you, exclusive of the date of such service. If you fail to do so, judgment by default will be taken against you for the relief demanded in the Petition. The object of this proceeding is a dissolution of the marriage relationship and such division of property involved as the court finds just. NOTICE OF TEMPORARY RESTRAINING PROVISIONS UNDER MINNESOTA LAW, SERVICE OF THIS SUMMONS MAKES THE FOLLOWING REQUIREMENTS APPLY TO BOTH PARTIES TO THIS ACTION, UNLESS THEY ARE MODIFIED BY THE COURT OR THE PROCEEDING IS DISMISSED; (1) NEITHER PARTY MAY DISPOSE OF ANY ASSETS EXCEPT (i) FOR THE NECESSITIES OF LIFE OR FOR THE NECESSARY GENERATION OF INCOME OR PRESERVATION OF ASSETS, (ii) BY AN AGREEMENT IN WRITING, OR (iii) FOR RETAINING COUNSEL TO CARRY ON OR TO CONTEST THIS PROCEEDING; (2) NEITHER PARTY MAY HARASS THE OTHER PARTY; (3) ALL CURRENTLY AVAILABLE INSURANCE COVERAGE MUST BE MAINTAINED AND CONTINUED WITHOUT CHANGE IN COVERAGE OR BENEFICIARY DESIGNATION; AND (4) PARTIES TO A MARRIAGE DISSOLUTION PROCEEDING ARE ENCOURAGED TO ATTEMPT ALTERNATIVE DISPUTE RESOLUTION PURSUANT TO MINNESOTA LAW. ALTERNATIVE DISPUTE RESOLUTION INCLUDES MEDIATION, ARBITRATION, AND OTHER PROCESSES AS SET FORTH IN THE DISTRICT COURT RULES. YOU MAY CONTACT THE COURT ADMINISTRATOR ABOUT RESOURCES IN YOUR AREA. IF YOU CANNOT PAY FOR MEDIATION OR ALTERNATIVE DISPUTE RESOLUTION, IN SOME COUNTIES ASSISTANCE MAY BE AVAILABLE TO YOU THROUGH A NONPROFIT PROVIDER OR A COURT PROGRAM. IF YOU ARE A VICTIM OF DOMESTIC ABUSE OR THREATS OF ABUSE AS DEFINED IN MINNESOTA STATUTES, CHAPTER 518B, YOU ARE NOT REQUIRED TO TRY MEDIATION AND YOU WILL NOT BE PENALIZED BY THE COURT IN LATER PROCEEDINGS. IF YOU VIOLATE ANY OF THESE PROVISIONS, YOU WILL BE SUBJECT TO SANCTIONS BY THE COURT. DATED: 12/14, 2009. Llewellyn H. Linde Attorney for Petitioner Attorney License No. 6340X 538 7th Street West Hastings, Minnesota 55033 (651) 437-1646 2059556 2/4-2/18/10
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PUBLIC NOTICE
NOTICE OF SALE OF GOODS IN STORAGE TO SATISFY WAREHOUSE’S LIEN Notice is hereby given to person, herein after named and others interested that on 03/02/2010 at 11 O’clock in the AM of sale day, the goods hereafter described will be sold by auction to the highest bidder for cash at the warehouse at: 260 Hardman Avenue South, South St, Paul, MN 55075 Sale will be held in accordance with terms of a notice previously given the person herein-after named and others interested, and in accordance with the lien herewith and such other charges as are valid lien against said goods, and for expenses of advertising said sale. The name of the owners or persons whose account said goods are held in storage, the warehouse contract of lot number under which said goods are held and a description of the goods is as follows: Misc. Household Goods Name: Heidi Gunderson Bill of Lading #: 78894 Amount: $3,450.00 Bester Brothers Transfer and Storage Company 260 Hardman Ave. So. South St. Paul, MN 55075 2033746 1/28-2/11/10
PUBLIC NOTICE PUBLIC NOTICE
MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: Custom Coffee Products 2. State the address of the principal place of business: 13490 Guild Ave., Apple Valley, MN 55124 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Fundraising Cards LLC, 13490 Guild Ave., Apple Valley, MN 55124 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath. Date 1/14/10 Jeff P. Crepeau, Director of Sales 2052935 1/28-2/4/10P
NOTICE PUBLIC NOTICE PUBLIC NOTICE OF ASSESSMENT LIEN
NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 07, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $70,000.00 MORTGAGOR(S): Dona L Synstegard, a single person MORTGAGEE: Postal Credit Union DATE AND PLACE OF RECORDING: Recorded: January 29, 2004 Dakota County Recorder Document Number: 2169863 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Postal Credit Union Residential Mortgage Servicer: Postal Credit Union Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 4204 Yew Pt, Eagan, MN 55122-1892 Tax Parcel ID Number: 10-14800-370-01 LEGAL DESCRIPTION OF PROPERTY: Lot 37, Block 1, Boulder Ridge, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $67,773.53 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 11, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 11, 2010, or the next business day if September 11, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 21, 2010 MORTGAGEE: Postal Credit Union Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 011627F01 2043292 1/21-2/25/10
FORECLOSURE SALE Date: December 18, 2009 YOU ARE NOTIFIED THAT: 1. Default has occurred in the terms and conditions of the Declaration of Gardenview Place Association (hereinafter the "Association") which was recorded as Document No. 1109609 on March 29, 1993, in the Office of the Dakota County Recorder, covering the following property: L E G A L D E S C R I P T I O N : Lot 2, Block 1, Gardenview Place First Addition, Dakota County, Minnesota STREET ADDRESS: 14306 Hickory Court, Apple Valley, MN 55124 P A R C E L I D N U M B E R : 01-28950-020-01 2. Pursuant to said Declaration, there is claimed to be due and owing as of December 18, 2009, from Diana G. Williams, title holder, to the Association, a Minnesota non-profit corporation, the amount of $11,820.36 for unpaid association dues, late fees, attorneys fees and costs, plus any other such amounts that will accrue after December 18, 2009, and other costs of collection and foreclosure which will be added to the amount claimed due and owing at the time of the sale herein. 3. No action is now pending at law or otherwise to recover said debt or any part thereof. 4. That all preforeclosure requirements have been met. 5. The owner has not been released from her financial obligation to pay said amount. 6. The Declaration, referenced above provides for a continuing lien against the property. An Amended and Superceding Notice of Lien evidencing the amount due was recorded on September 30, 2009, as Document No. 2687540 in the Dakota County Recorder's Office, amending Notice of Lien filed November 10, 2008 as Document No. 2622162. 7. Pursuant to the power of sale contained in the same Declaration and granted by the owner in taking title to the premises subject to said Declaration, said Lien will be foreclosed by the sale of said property by the Sheriff of Dakota County, at the Dakota County Sheriffs Office, Dakota County Law Enforcement Center, 1580 Highway 55 Lobby S-100, Hastings, MN 55033, on the 4th day of March, 2010, at 10:00 a.m. at public auction to the highest bidder, to pay the amount then due for said assessments, together with the costs of foreclosure, including attorneys fees as allowed by law. 8. T h e t i m e a l l o w e d b y l a w f o r redemption by the unit owner, her personal representatives or assigns is six (6) months from the date of sale. The date and time to vacate the property is 11:59 p.m. on September 4, 2010, if the account is not reinstated or the owner does not redeem from the foreclosure sale. REDEMPTION NOTICE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 9. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. GARDENVIEW PLACE ASSOCIATION Attorneys for Gardenview Place Association: THOMSEN & NYBECK, P.A. By: ______________________________ Gretchen S. Schellhas (#195595) 3600 American Blvd. West, Suite 400 Bloomington, Minnesota 55431 (952) 835-7000 (Gardenview Place/Williams/09-7-635D)
2034728
1/14-2/18/10
NOTICE OF INFORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT PROBATE DIVISION Court File No. 19HAPR-10-46 In Re: Estate of Roger S. Heid, Deceased. NOTICE TO ALL INTERESTED PERSONS AND CREDITORS: Notice is given that an application for informal probate of the Decedent’s Last Will and Testament dated August 14, 2006 has been filed with the Registrar. The Application has been granted. Any objections may be filed with this Court and will be heard by the Court after proper notice of hearing. Notice is also given that the Registrar has informally appointed Angela Preston, whose address is 19037 Inndale Drive, Lakeville, MN 55044, as personal representative of the Estate of the Decedent. Any heir, devisee, or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Unless objections are filed with the Court (pursuant to Minn. Stat. 524.3-607) and the Court otherwise orders, the personal representative has full power to administer the Estate including, after 30 days from the date of issuance of letters, the power to sell, encumber, lease or distribute real estate. Notice is also given that (subject to Minn. Stat. 524.3-801), ALL CREDITORS having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Dated: 1/26/10 Karen Asphaug Judge Heather L. L. Koering, #30394X Eastlund, Solstad, Cade & Hutchinson, Ltd. 4200 County Rd. 42 W. Savage MN 55378 (952)894-6400 2058602 2/4-2/11/10
PUBLIC NOTICE
NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 17, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $205,100.00 MORTGAGOR(S): Stephen J Dahlen and Diane S Dahlen, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: June 04, 2007 Dakota County Recorder Document Number: 2521422 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100039219872619407 Lender or Broker: First Magnus Financial Corporation Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 19943 Langford Ln # 801, Farmington, MN 55024-8423 Tax Parcel ID Number: 14-16504-801-05 LEGAL DESCRIPTION OF PROPERTY: Unit Number 0801, Common Interest Community Number 328, Charleswood Condominium, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $214,437.83 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 18, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 18, 2010, or the next business day if August 18, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR
THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 31, 2009 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 011001F01 2026024 12/31/09-2/4/10
PUBLIC NOTICE
NOTICE AND ORDER OF HEARING ON PETITION FOR FORMAL ADJUDICATION OF INTESTACY, DETERMINATION OF HEIRSHIP, APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-10-48 ESTATE OF Scott Douglas Hough, DECEDENT It is Ordered and Notice is given that on March 8, 2010 at 9:00 a.m. a hearing will be held in this Court at the Dakota County Judicial Center, 1560 Hwy 55, Hastings, Minnesota, for the adjudication of intestacy and determination of heirship of the Decedent, and for the appointment of Keith L. Hough whose address is: 217 Summit Park, Saint Peter, Minnesota, 56082 as personal representative of the Estate of the Decedent in an UNSUPERVISED administration. Any objections to the Petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the personal representative will be appointed with full power to administer the Estate, including the power to collect all assets, pay all legal debts, claims, taxes and expenses, to sell real and personal property, and do all necessary acts for the Estate. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Date 1/27/10 Patrice Sutherland Judge (COURT SEAL) Attorney For Personal Representative James W. Brandt BRANDT LAW OFFICE Attorneys at Law 219 W. Nassau St. Peter, MN 56082507-931-6940 10844 2058406 2/4-2/11/10P
PUBLIC NOTICE
ORDER AND NOTICE OF HEARING ON PETITION FOR FORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE IN UNSUPERVISED ADMINISTRATION AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION Court File No. 19HA-PR-10-37 In Re: Estate of James R. Adams, aka James Robert Adams, Deceased TO ALL INTERESTED PERSONS AND CREDITORS: It is Ordered and Notice is hereby given that on the 8th day of March 2010, at 9:00 o’clock A.M., a hearing will be held in the above named Court at 1560 West Highway 55, Hastings, Minnesota, for the formal probate of an instrument purporting to be the will of the above named deceased, dated December 20, 2006, and for the appointment of Laurel J. Kloskin, whose address is 2057 Garnet Lane, Eagan, MN 55122 as personal representative of the estate of the above named decedent in unsupervised administration, and that any objections thereto must be filed with the Court. That, if proper, and no objections are filed, a personal representative will be appointed to administer the estate, to collect all assets, pay all legal debts, claims, taxes and expenses, and sell real and personal property, and do all necessary acts for the estate. Notice is further given that ALL CREDITORS having claims against said estate are required to present the same to said personal representative or the the Court Administrator within four months after the date of this notice or said claims will be barred. Dated: 1/21/10 David L. Knutson Judge (COURT SEAL) P. James Taurinskas Attorney I.D. #108480 633 So. Concord St., #320 P.O. Box 605 South St. Paul, MN 55075 651-451-9743 2051671 1/28-2/4/10
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PUBLIC NOTICE
NOTICE OF CANCELLATION OF CONTRACT FOR DEED YOU ARE NOTIFIED: 1. Default has occurred in the Contract for Deed (”Contract”) dated August 12, 2005 and recorded on February 11, 2009, as Document Number 2636840, in the Office of the County Recorder of County, Minnesota, in which Darlene J. Hei, as seller, sold to Stacy L. Hei, as purchaser, the real property in Dakota County, Minnesota, described as follows: Lot 3, Block 2, Wood Park Plat 11 2. The default is as follows: Failure to make payments required by the Contract for Deed as follows: $8,692.29 unpaid house payments to date; plus $965.81 per month until paid, Creation of lien or adverse claim against the property in the form of a mortgage with an original principal balance of $24,000 in favor of Equity 101, LLC., plus interest, late fees and other charges imposed by Equity 101, LLC., for a current total of $31,726.48 3. For contracts executed after August 1, 1976, and prior to August 1, 1985, the purchase price was _________ Dollars ($____________) and the amount of the purchase price paid by the purchaser is _____________________ Dollars ($_______________), which is _________% of the purchase price, as calculated in the manner required by Minn. Stat. 559.21, subd. 1e. 4. The conditions contained in Minn. Stat. 559.209 have been complied with or are not applicable. 5. THIS NOTICE IS TO INFORM YOU THAT BY THIS NOTICE THE SELLER HAS BEGUN PROCEEDING UNDER MINNESOTA STATUTES, SECTION 559.21, TO TERMINATE YOUR CONTRACT FOR THE PURCHASE OF YOUR PROPERTY FOR THE REASONS SPECIFIED IN THIS NOTICE. THE CONTRACT WILL TERMINATE 90 DAYS AFTER THE FIRST DATE OF PUBLICATION OF THIS NOTICE UNLESS BEFORE THEN: (a.) THE PERSON AUTHORIZED IN THIS NOTICE TO RECEIVE PAYMENTS RECEIVES FROM YOU: (1.) THE AMOUNT THIS NOTICE SAYS YOU OWE; PLUS (2.) THE COSTS OF SERVICE (TO BE SEND TO YOU); PLUS (3.) $500 TO APPLY TO ATTORNEYS’ FEES ACTUALLY EXPENDED OR INCURRED; PLUS (4.) FOR CONTRACTS EXECUTED ON OR AFTER MAY 1, 1980, ANY ADDITIONAL PAYMENTS BECOMING DUE UNDER THE CONTRACT TO THE SELLER AFTER THIS NOTICE WAS SERVED ON YOU; PLUS (5.) FOR CONTRACTS, OTHER THAN EARNEST MONEY CONTRACTS, PURCHASE AGREEMENTS, AND EXERCISED OPTIONS, EXECUTED ON OR AFTER AUGUST 1, 1985, $653.85 (WHICH IS TWO PERCENT OF THE AMOUNT IN DEFAULT AT THE TIME OF SERVICE OTHER THAN THE FINAL BALLOON PAYMENT, ANY TAXES, ASSESSMENTS, MORTGAGES, OR PRIOR CONTRACTS THAT ARE ASSUMED BY YOU); OR (b.) YOU SECURE FROM A COUNTY OR DISTRICT COURT AN ORDER THAT THE TERMINATION OF THE CONTRACT BE SUSPENDED UNTIL YOUR CLAIMS OR DEFENSES ARE FINALLY DISPOSED OF BY TRIAL, HEARING OR SETTLEMENT. YOUR ACTION MUST SPECIFICALLY STATE THOSE FACTS AND GROUNDS THAT DEMONSTRATE YOUR CLAIMS OR DEFENSES. IF YOU DO NOT DO ONE OR THE OTHER OF THE ABOVE THINGS WITHIN THE TIME PERIOD SPECIFIED IN THIS NOTICE, YOUR CONTRACT WILL TERMINATE AT THE END OF THE PERIOD AND YOU WILL LOSE ALL THE MONEY YOU HAVE PAID ON THE CONTRACT YOU WILL LOSE YOUR RIGHT TO POSSESSION OF THE PROPERTY; YOU MAY LOSE YOUR RIGHT TO ASSERT ANY CLAIMS OR DEFENSES THAT YOU MIGHT HAVE; AND YOU WILL BE EVICTED. IF YOU HAVE ANY QUESTIONS ABOUT THIS NOTICE, CONTACT AN ATTORNEY IMMEDIATELY. 6. The name, mailing address, street address or location and telephone number of the seller or of an attorney authorized by the seller to accept payments pursuant to this notice is: Carol S. Cooper 26437 Galaxie Ave. Farmington, MN 55024 Street Address or Location where the Seller or the Attorney will accept payment pursuant to this notice: 26437 Galaxie Ave., Farmington, MN 55024 Telephone: (651) 460-2056 This person is authorized to receive the payments from you under this notice. Carol S. Cooper 2063198 2/4-2/18/10
PUBLIC NOTICE
NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 5 , 2005 MORTGAGOR: Kathryn Jenkins, a single person.
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MORTGAGEE: First Franklin. DATE AND PLACE OF RECORDING: Recorded December 7, 2005, Dakota County Recorder, Document No. 2386703. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association, as trustee for the holders of the First Franklin Mortgage Loan Trust Mortgage Pass-Through Certificates, Series 2005-FF10, Dated: November 23, 2009. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Franklin RESIDENTIAL MORTGAGE SERVICER: Select Portfolio Servicing, Inc. MORTGAGED PROPERTY ADDRESS: 1212 9th Avenue South, South Saint Paul, MN 55075 TAX PARCEL I.D. #: 36-11600-040-02 LEGAL DESCRIPTION OF PROPERTY: Lot 3, except the North 30 Feet thereof, and all of Lot 4, Block 2, Annex Addition to South St. Paul, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $173,600.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $185,563.53 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 23, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 23, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 18, 2009. U.S. Bank National Association, Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 38-36 0011303724 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2025120 12/31/09-2/4/10
PUBLIC NOTICE
NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J u n e 2 3 , 2005 MORTGAGOR: Jayson N. Kooser, a single person. MORTGAGEE: U n i t e d R e s i d e n t i a l Mortgage, LLC. DATE AND PLACE OF RECORDING: Recorded July 19, 2005, Dakota County Recorder, Document No. 2341728. ASSIGNMENTS OF MORTGAGE: Assigned to: ABN AMRO Mortgage Group, Inc n/k/a CitiMOrtgage, Inc, Dated: June 23, 2005, Recorded: July 19, 2005, Document No. 2341729. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: United Residential Mort-
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��� �������� �� ���� ������ required ������ by ������� statute; That no action or proceeding has been instituted at law ���������� ���� ��������� MORTGAGE: United Residential Mort gage, LLC RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 17010 Glencoe Avenue, Lakeville, MN 55044 TAX PARCEL I.D. #: 22-67500-010-01 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 1, Shady Oaks Shores COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $185,389.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $180,829.21 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 23, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 23, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 18, 2009. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-2875 649669845 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2025247 12/31/09-2/4/10
PUBLIC NOTICE
NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 2 4 , 2004 MORTGAGORS: Donald J. Footh and Rachel M. Footh, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded September 16, 2004, Dakota County Recorder, Document No. 2248535. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc, Dated: November 30, 2009. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100285700000015684 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Summit Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 558 15th Avenue North, South Saint Paul, MN 55075 TAX PARCEL I.D. #: 36-66600-010-06 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 6, of H.J. Schult Addition to the City of South St. Paul COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $177,120.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $188,482.75 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or
or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 16, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 16, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 11, 2009. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-2856 770598859 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2025208 12/31/09-2/4/10
PUBLIC NOTICE
NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: December 17, 2003 MORTGAGORS: N a t a s h a M . B a l gobin, a single person and Lennox P. Balgobin, a married person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded January 27, 2004, Dakota County Recorder, Document No. 2168556. ASSIGNMENTS OF MORTGAGE: Assigned to: PNC Bank, National Association, Dated: December 10, 2009. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100015901074361791 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: CTX Mortgage Company, LLC RESIDENTIAL MORTGAGE SERVICER: PNC Bank, National Association MORTGAGED PROPERTY ADDRESS: 14201 Augusta Way, Rosemount, MN 55068 TAX PARCEL I.D. #: 34-14703-302-11 LEGAL DESCRIPTION OF PROPERTY: Unit Number 1302, Bloomfield Quad Town homes, Common Interest Community Number 367, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $174,935.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $164,158.23 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 25, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their
said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 25, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 22, 2009. PNC Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-1884 0003046306 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2025414 12/31/09-2/4/10
PUBLIC NOTICE
NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 26, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $247,200.00 MORTGAGOR(S): Quinton Edward Niska and Michelle M. Niska, Husband and Wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: November 01, 2006 Dakota County Recorder Document Number: 2472790 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100013800909118271 Lender or Broker: GreenPoint Mortgage Funding, Inc. Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 16303 Goodview Trl, Lakeville, MN 55044-8448 Tax Parcel ID Number: 22-16653-030-03 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 3, Cedarglen 4th Addition, according to the recorded plat thereof, and situate in Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $277,537.21 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 18, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 18, 2010, or the next business day if August 18, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL
PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 31, 2009 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 011312F01 2026691 12/31/09-2/4/10
PUBLIC NOTICE
SUMMONS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT FAMILY COURT DIVISION Court File No. 19-AV-FA-10-230 Re the Marriage of: Karen Marcia Lee, Petitioner, and Carlington Kenneth Scarlett, Respondent. THE STATE OF MINNESOTA TO CARLINGTON KENNETH SCARLETT, THE ABOVE-NAMED RESPONDENT: WARNING: YOUR SPOUSE HAS FILED A LAWSUIT AGAINST YOU FOR DISSOLUTION OF YOUR MARRIAGE. A COPY OF THE PAPERWORK REGARDING THE LAWSUIT IS SERVED ON YOU WITH THIS SUMMONS. THIS SUMMONS IS AN OFFICIAL DOCUMENT FROM THE COURT THAT AFFECTS YOUR RIGHTS. READ THIS SUMMONS CAREFULLY. IF YOU DO NOT UNDERSTAND IT, CONTACT AN ATTORNEY FOR LEGAL ADVICE. The Petitioner, Karen Marcia Lee, has filed a lawsuit against you asking for dissolution of your marriage (divorce). A copy of the Petition for Dissolution of Marriage is attached to this Summons. You must serve upon Petitioner and file with the Court a written Answer to the Petition for Dissolution of Marriage, and you must pay the required filing fee. Answer forms are available from the Court Administrator’s office. You must serve your answer upon Petitioner within thirty (30) days of the date you were served with this Summons, not counting the date of service. If you do not serve and file your Answer, the Court may proceed by default. This proceeding does not involve any real estate property. NOTICE OF TEMPORARY RESTRAINING AND ALTERNATIVE DISPUTE RESOLUTION PROVISIONS UNDER MINNESOTA LAW, SERVICE OF THIS SUMMONS MAKES THE FOLLOWING REQUIREMENTS APPLY TO BOTH PARTIES TO THIS ACTION, UNLESS THEY ARE MODIFIED BY THE COURT OR THE PROCEEDING IS DISMISSED. (1) NEITHER PARTY MAY DISPOSE OF ANY ASSETS EXCEPT (I) FOR THE NECESSITIES OF LIFE OR FOR THE NECESSARY GENERATION OF INCOME OR PRESERVATION OF ASSETS, (II) BY AN AGREEMENT IN WRITING, OR (III) FOR RETAINING COUNSEL TO CARRY ON OR TO CONTEST THIS PROCEEDING; (2) NEITHER PARTY MAY HARASS THE OTHER PARTY; AND (3) ALL CURRENTLY AVAILABLE INSURANCE COVERAGE MUST BE MAINTAINED AND CONTINUED WITHOUT CHANGE IN COVERAGE OR BENEFICIARY DESIGNATION. (4) PARTIES TO A MARRIAGE DISSOLUTION PROCEEDING ARE ENCOURAGED TO ATTEMPT ALTERNATIVE DISPUTE RESOLUTION PURSUANT TO MINNESOTA LAW. ALTERNATIVE DISPUTE RESOLUTION INCLUDES MEDIATION, ARBITRATION, AND OTHER PROCESSES AS SET FORTH IN THE DISTRICT COURT RULES. YOU MAY CONTACT THE COURT ADMINISTRATOR ABOUT RESOURCES IN YOUR AREA. IF YOU CANNOT PAY FOR MEDIATION OR ALTERNATIVE DISPUTE RESOLUTION, IN SOME COUNTIES, ASSISTANCE MAY BE AVAILABLE TO YOU THROUGH A NONPROFIT PROVIDER OR A COURT PROGRAM. IF YOU ARE A VICTIM OF DOMESTIC ABUSE OR THREATS OF ABUSE AS DEFINED IN MINNESOTA STATUTES, CHAPTER 518B, YOU ARE NOT REQUIRED TO TRY MEDIATION AND YOU WILL NOT BE PENALIZED BY THE COURT IN LATER PROCEEDINGS. IF YOU VIOLATE ANY OF THESE PROVISIONS, YOU WILL BE SUBJECT TO SANCTIONS BY THE COURT. Dated: 1/12/10 BURNS LAW OFFICE Benjamin M. Webster Attorney I.D. No. 351283 200 American Bank Building 14300 Nicollet Court Burnsville, MN 55306 Telephone: (952) 898-6834 Attorney for Petitioner 2055079 1/28-2/11/10
PUBLIC NOTICE
NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 30, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $216,000.00 MORTGAGOR(S): Jeffrey J. Frazho and Jennifer Frazho, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING:
DATE AND PLACE OF RECORDING: Recorded: September 26, 2005 Dakota County Recorder Document Number: 2364173 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100016200000184651 Lender or Broker: First Mortgage Company, LLC Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 8234 166th St W, Lakeville, MN 55044-6238 Tax Parcel ID Number: 223290107003 LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 3, Highview Heights 2nd Addition AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $222,768.71 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 18, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 18, 2010, or the next business day if August 18, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 31, 2009 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010813F01 2026019 12/31/09-2/4/10
PUBLIC NOTICE
NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 16, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $144,000.00 MORTGAGOR(S): Melissa A Chapman wife and Damien Chapman, a.k.a. Damian Chapman, husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: September 14, 2006 Dakota County Recorder Document Number: 2460960 ASSIGNMENTS OF MORTGAGE: And assigned to: SunTrust Mortgage, Inc. Dated: December 23, 2009 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100010401446934628 Lender or Broker: Suntrust Mortgage, Inc. Residential Mortgage Servicer: SunTrust Mortgage, Inc. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 13545 Heather Hills Dr, Burnsville, MN 55337-3905 Tax Parcel ID Number: 02-32250-020-06 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 6, Heather Hills First Addition AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $153,349.92 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale con-
PURSUANT to the power of sale con tained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 18, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 18, 2010, or the next business day if August 18, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 31, 2009 ASSIGNEE OF MORTGAGEE: SunTrust Mortgage, Inc. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 007969F02 2026709 12/31/09-2/4/10
PUBLIC NOTICE
NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 19, 1993 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $71,700.00 MORTGAGOR(S): Thomas W Nordstrom and Gretchen J Nordstrom , husband and wife MORTGAGEE: United Mortgage Corporation DATE AND PLACE OF RECORDING: Recorded: October 06, 1993 Dakota County Recorder Document Number: 1157151 ASSIGNMENTS OF MORTGAGE: And assigned to: Bank of America, N.A. fka Bank of America, FSB Dated: November 01, 1994 Recorded: February 06, 1997 Dakota County Recorder Document Number: 1404550 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: United Mortgage Corporation Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 20828 Jacquard Ave, Lakeville, MN 55044-8840 Tax Parcel ID Number: 22-17750-021-01 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 1, Clay's Acres AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $74,966.76 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 16, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 16, 2010, or the next business day if August 16, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM
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THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 31, 2009 ASSIGNEE OF MORTGAGEE: Bank of America, N.A. fka Bank of America, FSB Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010528F01 2025994 12/31/09-2/4/10
PUBLIC NOTICE
NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 14, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $119,500.00 MORTGAGOR(S): Steven D Jones and Darla A Jones, husband and wife MORTGAGEE: Postal Credit Union DATE AND PLACE OF REGISTERING: Registered: August 14, 2006 Dakota County Registrar of Titles Document Number: 595921 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Postal Credit Union Residential Mortgage Servicer: Postal Credit Union Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 113556 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3870 70th St E, Inver Grove Heights, MN 55076-2244 Tax Parcel ID Number: 20-71155-010-01 20-71156-060-00 LEGAL DESCRIPTION OF PROPERTY: Lot A in Block One (1), South Grove No. 6 and Lot F in Block One (1), South Grove No. 7, according to the plat thereof on file or of record in the Office of the Register of Deeds in and for Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $116,724.36 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 18, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 18, 2010, or the next business day if August 18, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 31, 2009
DATED: December 31, 2009 MORTGAGEE: Postal Credit Union Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 011152F01 2026002 12/31/09-2/4/10
PUBLIC NOTICE
NOTICE AND ORDER OF HEARING ON PETITION FOR PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-10-54 ESTATE OF Jerome D. Ohmann, DECEDENT It is Ordered and Notice is given that on March 8, 2010 at 9:00 a.m. a hearing will be held in this Court at District Court, 1560 Highway 55, Hastings, Minnesota, for the formal probate of an instrument purporting to be the will of Decedent, dated 12/2/2004 under Minn. Stat. 524.2-513 (”Will”), and for the appointment of Joseph R. Ohmann whose address is: 35533 County road 10, Albany, MN 56307 as personal representative of the Estate of the Decedent in an UNSUPERVISED administration. Any objections to the petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the personal representative will be appointed with full power to administer the Estate, including the power to collect all assets, pay all legal debts, claims, taxes and expenses, to sell real and personal property, and do all necessary acts for the Estate. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Date 1/29/10 Kathryn D. Messerich Judge (COURT SEAL) Attorney For Personal Representative Thomas R. Wenner - #115885 Reichert, Wenner, Koch & Provinzino, P.A. 501 W. St. Germain Street P.O. Box 1556 St. Cloud, MN 56302 Phone: (320) 252-7600; Fax: (320) 252-2678 2061378 2/4-2/11/10
PUBLIC NOTICE
NOTICE AND ORDER OF HEARING ON PETITION FOR FORMAL ADJUDICATION OF INTESTACY, DETERMINATION OF HEIRSHIP, APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-10-50 ESTATE OF Scott Kenneth Zimmerman, DECEDENT It is Ordered and Notice is given that on March 8, 2010 at 9:00 a.m. a hearing will be held in this Court at 1560 Highway 55, Hastings, Minnesota, for the adjudication of intestacy and determination of heirship of the Decedent, and for the appointment of Barbara Zimmerman whose address is: 16 Willowdene Avenue, SANDY BAY TAS 7005, Australia as personal representative of the Estate of the Decedent in an UNSUPERVISED administration. Any objections to the Petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the personal representative will be appointed with full power to administer the Estate, including the power to collect all assets, pay all legal debts, claims, taxes and expenses, to sell real and personal property, and do all necessary acts for the Estate. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Date JAN 27 2010 Kathryn D. Messerich Judge (COURT SEAL) Attorney For Personal Representative Steve A. Brand, Esq., Attorney ID #10790 ROBINS, KAPLAN, MILLER & CIRESI 2800 LaSalle Plaza 800 LaSalle Avenue Minneapolis, MN 55402-2015 612-349-8731 612-339-4181 2058535 2/4-2/11/10
PUBLIC NOTICE
NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 24, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $404,000.00 MORTGAGOR(S): Gregory C Schultz and Christian M Eriksen, husband and wife MORTGAGEE: Mortgage Electronic
MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: October 10, 2007 Dakota County Recorder Document Number: 2549513 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC Home Loans Servicing, L.P. Dated: December 21, 2009 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100282301000021054 Lender or Broker: General Mortgage Finance Corporation Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 4085 137th St W, Rosemount, MN 55068-3350 Tax Parcel ID Number: 34-18302-070-08 LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 8, Country Hills Third Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $433,800.96 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 16, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 16, 2010, or the next business day if August 16, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 31, 2009 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 011331F01 2025998 12/31/09-2/4/10
PUBLIC NOTICE
NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: F e b r u a r y 8 , 2007 MORTGAGORS: Kyle W. Kranz and Julie A. Kranz, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded March 7, 2007, Dakota County Recorder, Document No. 2500906. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE OF MASTR ADJUSTABLE RATE MORTGAGES TRUST 2007-3, Dated: October 8, 2008, Recorded: October 27, 2008, Document No. 2619824. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100133700019892010 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Countrywide Bank, N.A. RESIDENTIAL MORTGAGE SERVICER: BAC Home Loans Servicing L.P. MORTGAGED PROPERTY ADDRESS: 13378 Danube Circle, Rosemount, MN 55068 TAX PARCEL I.D. #: 342510512001 LEGAL DESCRIPTION OF PROP-
LEGAL DESCRIPTION OF PROP ERTY: Lot 12, Block 1, Evermoor 6th Addition. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $480,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $580,196.21 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 18, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 18, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 18, 2009. U.S. Bank National Association, Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-217 158889206 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2025034 12/31/09-2/4/10
PUBLIC NOTICE
STATE OF MINNESOTA COUNTY OF DAKOTA CASE TYPE: Breach of Contract/ Foreclosure/Receivership DISTRICT COURT FIRST JUDICIAL DISTRICT Court File: 19HA-CV-09-5572 Judge: Thomas Poch Marshall Bank, National Association, a national banking association, Plaintiff, vs. Jacky Larson, an individual; the Estate of James Larson, a deceased individual; Security State Bank of Howard Lake, a Minnesota corporation; Dakota County, Minnesota; the Minnesota Department of Revenue; Velocity Investments, LLC, a New Jersey limited liability company; Dakota Bluff Financial, LLC, a Minnesota limited liability company; BankCherokee, a Minnesota corporation; and Jane and John Doe, and all other persons unknown claiming any right, title, estate, interest, or lien in the real estate described herein, Defendants. NOTICE OF SHERIFF'S SALE UNDER JUDGMENT AND DECREE REAL PROPERTY STATE OF MINNESOTA ) )ss COUNTY OF DAKOTA ) GIVEN, that HEREBY IS NOTICE under and by virtue of the Findings of Fact, Conclusions of Law and Order for Judgment against among others, Defendants Jacky Larson and th e Estate of James Larson (collectively, "Larson"), dated November 13, 2009, and entered in the above entitled action on November 13, 2009, by the District Court of Dakota County, Minnesota, First Judicial District, ("Judgment") a certified copy of which has been delivered to me, directing the sale of the premises hereinafter described to satisfy the amount found and adjudged due Plaintiff Marshall Bank, National Association ("Marshall"), as mortgagee and lender, in the above entitled action from Larson, the undersigned Sheriff of Dakota County will sell at public auction, to the highest bidder, for cash, on February 10, 2010, at 10:00 a.m., at the Dakota County Sheriff's Office, Law Enforcement Center, 1580 Highway 55, Lobby #S-100, Hastings, Minnesota, 55033, the premises and real estate, lying and being in the County of Dakota, State of
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������ ������ �� ���� being in the County of Dakota, State of������� tained in �������� said mortgage, the above Minnesota, described in said Judg- described property will be sold by the Sheriff of said county as follows: ment, to wit ("Property"): DATE AND TIME OF SALE: February That Part of Lot 9, Block 1, Berkshire of Burnsville, according to 23, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law the recorded plat thereof, Dakota County, Minnesota, lying Easterly of Enforcement Center, 1580 Hwy 55, t h e f o l l o w i n g d e s c r i b e d l i n e : Lobby #S-100, Hastings, MN C o m m e n c i n g a t t h e S o u t h w e s t to pay the debt then secured by said Corner of said Lot 9, thence Easterly Mortgage, and taxes, if any, on said along the South Line of said Lot 9 a premises, and the costs and disbursed i s t a n c e o f 7 9 . 0 5 f e e t t o t h e ments, including attorneys' fees beginning of the line to be described; allowed by law subject to redemption t h e n c e d e f l e c t i n g t o t h e l e f t 9 9 within six (6) months from the date of degrees 15 minutes 25 seconds a said sale by the mortgagor(s), their d i s t a n c e o f 8 3 . 7 7 f e e t , t h e n c e personal representatives or assigns northwesterly to a point to the north unless reduced to Five (5) weeks under line of said Lot 9 distant 30.36 feet MN Stat. §580.07. TIME AND DATE TO VACATE PROPEasterly to the Northwest corner of ERTY: If the real estate is an said Lot 9 and said line terminates Property Address: 13831 Echo Park owner-occupied, single-family dwellLane, Burnsville, MN 55337 ing, unless otherwise provided by law, P r o p e r t y I d e n t i f i c a t i o n N o . : the date on or before which the mortgagor(s) must vacate the property if the 02-13700-092-01 The Property shall be sold to pay the mortgage is not reinstated under secdebt then secured by that certain tion 580.30 or the property is not mortgage executed by James Larson redeemed under section 580.23 is and Jacky Larson, as mortgagor, in 11:59 p.m. on August 23, 2010. MORTGAGOR(S) RELEASED FROM favor of Marshall, as mortgagee and l e n d e r , d a t e d S e p t e m b e r 2 , 2 0 0 4 , FINANCIAL OBLIGATION ON MORTw h i c h w a s r e c o r d e d a g a i n s t t h e GAGE: None "THE TIME ALLOWED BY LAW FOR Property on October 14, 2004 in the Office of the Dakota County Recorder, REDEMPTION BY THE MORTGAGOR, a s D o c u m e n t N o . 2 2 5 7 8 5 9 THE MORTGAGOR'S PERSONAL REP("Mortgage"), the principal amount RESENTATIVES OR ASSIGNS, MAY BE s e c u r e d b y t h e M o r t g a g e b e i n g REDUCED TO FIVE WEEKS IF A JUDI$190,000.00. The total amount due CIAL ORDER IS ENTERED UNDER and owing on the Mortgage as of the MINNESOTA STATUTES, SECTION date of this notice is $205,117.39, plus 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G interest, costs, and attorneys' fees that OTHER THINGS, THAT THE MORThave accrued since the entry of the GAGED PREMISES ARE IMPROVED Judgment, and will continue to accrue. WITH A RESIDENTIAL DWELLING OF T h e t i m e a l l o w e d b y l a w f o r LESS THAN FIVE UNITS, ARE NOT redemption by the Mortgagor, the PROPERTY USED IN AGRICULTURAL Mortgagor's personal representatives, P R O D U C T I O N , A N D A R E successors, or assigns is six months ABANDONED." Dated: December 18, 2009. from the date of said sale. Each holder U.S. Bank, N. A. of a junior lien may redeem in the Mortgagee/Assignee of Mortgagee order and manner provided in Minn. Stat. §§ 580.24 and 580.25, beginning USSET, WEINGARDEN AND LIEBO, P.L.L.P. after the expiration of the Mortgagor's By: Paul A. Weingarden Attorneys for Mortgagee/ redemption period. THE TIME ALLOWED BY LAW FOR Assignee of Mortgagee REDEMPTION BY THE MORTGAGOR, 4500 Park Glen Road #300 T H E M O R T G A G O R ' S P E R S O N A L Minneapolis, MN 55416 REPRESENTATIVES OR ASSIGNS, (952) 925-6888 19-471 MAY BE REDUCED TO FIVE WEEKS IF A J U D I C I A L O R D E R I S E N T E R E D 7810407171 U N D E R M I N N E S O T A S T A T U T E S , THIS IS A COMMUNICATION FROM SECTION 582.032, DETERMINING, A DEBT COLLECTOR. 12/31/09-2/4/10 AMONG OTHER THINGS, THAT THE 2026398 MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE NOTICE OF UNITS, ARE NOT PROPERTY USED IN MORTGAGE FORECLOSURE SALE AGRICULTURAL PRODUCTION, AND HEREBY GIVEN that I S N O T I C E ARE ABANDONED. Dated this 15th day of December, default has occurred in the conditions of the following described mortgage: 2009 DATE OF MORTGAGE: June 26, 2007 DON GUDMUNDSON ORIGINAL PRINCIPAL AMOUNT OF Sheriff of Dakota County MORTGAGE: $120,000.00 By: /s/ Robert Shingledecker MORTGAGOR(S): Aleksey Silenko, Sheriff an unmarried man FAFINSKI MARK & JOHNSON, P.A. MORTGAGEE: Mortgage Electronic Connie A. Lahn, #0269219 Registration Systems, Inc. Christopher J. Knapp, #0344412 DATE AND PLACE OF RECORDING: 775 Prairie Center Drive, Suite 400 Recorded: July 19, 2007 Dakota Eden Prairie, Minnesota 55344 County Recorder Telephone: 952.995.9500 Document Number: 2531352 Facsimile: 952.995.9577 ASSIGNMENTS OF MORTGAGE: ATTORNEYS FOR MARSHALL BANK, And assigned to: BAC Home Loans NATIONAL ASSOCIATION Servicing, L.P. 2025093 12/31/09-2/4/10 Dated: December 23, 2009 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage IdentifiNOTICE OF cation Number: 100020071003644189 MORTGAGE FORECLOSURE SALE Lender or Broker: PHH Home Loans, THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF LLC Residential Mortgage Servicer: BAC THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS Home Loans Servicing, L.P. Mortgage Originator: Not Applicable NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that COUNTY IN WHICH PROPERTY IS default has occurred in conditions of LOCATED: Dakota the following described mortgage: Property Address: 1700 Four Oaks DATE OF MORTGAGE: A u g u s t 6 , Rd Apt 114, Eagan, MN 55121-1835 2004 Tax Parcel ID Number: MORTGAGOR: L o r i L . G r a h a m , a 10-18100-114-01 single person. LEGAL DESCRIPTION OF PROPMORTGAGEE: B a n k e r s M o r t g a g e ERTY: Unit No. 114, Coachman Oaks Company, LLC. Condominium, Dakota County, MinneDATE AND PLACE OF RECORDING: sota, Condominium File No. 45 Recorded September 24, 2004, Dakota AMOUNT DUE AND CLAIMED TO BE County Recorder, Document No. D U E A S O F D A T E O F N O T I C E : 2251783 as corrected by Document No. $120,248.47 2700156. THAT all pre-foreclosure requireA S S I G N M E N T S O F M O R T G A G E : ments have been complied with; that Assigned to: U.S. Bank, N.A., Dated: no action or proceeding has been instiAugust 6, 2004, Recorded: September tuted at law or otherwise to recover the 24, 2004, Document No. 2251784. debt secured by said mortgage, or any TRANSACTION AGENT: NONE part thereof; TRANSACTION AGENT'S MORTPURSUANT to the power of sale conGAGE IDENTIFICATION NUMBER ON t a i n e d i n s a i d m o r t g a g e , t h e MORTGAGE: NONE above-described property will be sold LENDER OR BROKER AND MORT- by the Sheriff of said county as folG A G E O R I G I N A T O R S T A T E D O N lows: MORTGAGE: Bankers Mortgage ComDATE AND TIME OF SALE: February pany, LLC 18, 2010 at 10:00 AM RESIDENTIAL MORTGAGE SERPLACE OF SALE: Dakota County Law Enforcement Center, 1580 HighVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: way 55, Lobby S-100, Hastings, Minne7666-7668 Barbara Court, Inver Grove sota Heights, MN 55077 to pay the debt secured by said mortTAX PARCEL I.D. #: 20-36400-220-04 gage and taxes, if any, on said preLEGAL DESCRIPTION OF PROP- mises and the costs and disburseERTY: ments, including attorney fees allowed Lot 22, Block 4, Inver Grove Estates, by law, subject to redemption within a c c o r d i n g t o t h e r e c o r d e d p l a t six (6) months from the date of said thereof. sale by the mortgagor(s), their perCOUNTY IN WHICH PROPERTY IS sonal representatives or assigns. LOCATED: Dakota If the Mortgage is not reinstated ORIGINAL PRINCIPAL AMOUNT OF under Minn. Stat. §580.30 or the propMORTGAGE: $237,154.00 erty is not redeemed under Minn. Stat. AMOUNT DUE AND CLAIMED TO BE §580.23, the Mortgagor must vacate DUE AS OF DATE OF NOTICE, INCLUD- the property on or before 11:59 p.m. on ING TAXES, IF ANY, PAID BY MORT- August 18, 2010, or the next business GAGEE: $234,607.25 day if August 18, 2010 falls on a SaturThat prior to the commencement of day, Sunday or legal holiday. this mortgage foreclosure proceeding Mortgagor(s) released from financial Mortgagee/Assignee of Mortgagee com- obligation: NONE plied with all notice requirements as THIS COMMUNICATION IS FROM required by statute; That no action or A DEBT COLLECTOR ATTEMPTproceeding has been instituted at law ING TO COLLECT A DEBT. ANY o r o t h e r w i s e t o r e c o v e r t h e d e b t INFORMATION OBTAINED WILL BE secured by said mortgage, or any part USED FOR THAT PURPOSE. thereof; THE RIGHT TO VERIFICATION OF PURSUANT to the power of sale contained in said mortgage, the above ���������� �� ���� �����
PUBLIC NOTICE
PUBLIC NOTICE
��� �������� �� ���� ������ ������ ������� The Bank of New York Mellon fka the Bank of New York as Trustee ���������� ���� ��������� THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 31, 2009 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 011440F01 2026028 12/31/09-2/4/10
PUBLIC NOTICE
NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 30, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $409,700.00 MORTGAGOR(S): Srinivas Thirunagari and Nagu Meyyappan, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: October 14, 2004 Dakota County Registrar of Titles Document Number: 549983 ASSIGNMENTS OF MORTGAGE: And assigned to: The Bank of New York Mellon fka the Bank of New York as Trustee for the Certificateholders CWALT, Inc. Alternative Loan Trust 2004-J12 Mortgage Pass-through Certificates, Series 2004-J12 Dated: December 18, 2009 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100059600059095856 Lender or Broker: Universal American Mortgage Company, LLC Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 144681 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 13518 Crompton Ct, Rosemount, MN 55068-4738 Tax Parcel ID Number: 34-25140-080-04 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 4, Evermoor Glendalough. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $396,052.23 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 11, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 11, 2010, or the next business day if August 11, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 24, 2009 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka
for the Certificateholders CWALT, Inc. Alternative Loan Trust 2004-J12 Mortgage Pass-through Certificates, Series 2004-J12 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010326F01 2025985 12/31/09-2/4/10
PUBLIC NOTICE
NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 22, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $236,000.00 MORTGAGOR(S): Timothy E. Aldrich, Sr. and Debra L. Aldrich MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: July 22, 2003 Dakota County Recorder Document Number: 2082078 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC Home Loans Servicing, L.P. Dated: December 08, 2009 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100039302003187427 Lender or Broker: Alliance Bancorp Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1040 William Ct, Mendota Heights, MN 55120-1302 Tax Parcel ID Number: 27-19150-030-00 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Curley's Valley View Replat AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $236,881.00 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 04, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 25, 2010, or the next business day if August 25, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 17, 2009 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010693F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for February 04, 2010 at 10:00 AM has been postponed to February 25, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: February 04, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010693F01 2044642 2/4/10
PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE NOTICE OF
NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 27, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $148,000.00 MORTGAGOR(S): Brendon O'Brien, unmarried MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: August 16, 2005 Dakota County Recorder Document Number: 2351374 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC Home Loans Servicing, L.P. Dated: December 10, 2009 Recorded: December 11, 2009 Dakota County Recorder Document Number: 2701912 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100133700007607248 Lender or Broker: Countrywide Bank, a division of Treasury Bank, N.A. Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 4420 Cinnamon Ridge Trl, Eagan, MN 55122-2385 Tax Parcel ID Number: 10-17404-061-01 LEGAL DESCRIPTION OF PROPERTY: That part of Lot 6, Block 1, Cinnamon Ridge 5th Addition of Eagan, Dakota County, Minnesota, lying Easterly of a line drawn from a point on the South line of said Lot 6 distant 35.77 feet East of the Southwest corner thereof to a point on the North line of said Lot 6 distant 34.45 feet East of the Northwest corner thereof, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $168,051.61 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 04, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 04, 2010, or the next business day if September 04, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 17, 2009 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010724F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for February 04, 2010 at 10:00 AM has been postponed to March 04, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: February 04, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010724F01 2043403 2/4/10
MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 18, 2007 MORTGAGORS: P a u l S . V o i g t a n d Lois Idelle Voigt, husband and wife. MORTGAGEE: J P M o r g a n C h a s e Bank, National Association as successor in interest to Washington Mutual Bank, FA. DATE AND PLACE OF RECORDING: Registered September 20, 2007, Dakota County Registrar of Titles, Document No. 617538, Certificate of Title No. 33688. ASSIGNMENTS OF MORTGAGE: NONE Said Mortgage being Registered Land. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Washington Mutual Bank, FA RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 13745 Wellington Crest, Burnsville, MN 55337 TAX PARCEL I.D.#: 02-18100-230-04 LEGAL DESCRIPTION OF PROPERTY: Lot Twenty-three (23), Block Four (4), Colonial Hills COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $336,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $338,279.07 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 28, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 28, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: November 13, 2009. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-2606 3017359864 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until March 25, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: January 28, 2010. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-2606 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2059358 2/4/10
NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described Mortgage: DATE OF MORTGAGE: March 12, 2008 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $85,000.00 MORTGAGOR(S): WHATIZ ENTERP R I S E S L L C , a M i n n e s o t a l i m i t ed liability company MORTGAGEE: First Commercial Bank, a Minnesota banking corporation DATE AND PLACE OF RECORDING: Recorded in the Dakota County Recorder's Office, on March 18, 2008, as Document No. 2578521 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Residential Mortgage Servicer: Not Applicable Mortgage Originator: Not Applicable Lender or Broker: Not Applicable LEGAL DESCRIPTION OF PROPERTY: Lot 10, Block 7, B. Michel's Addition to West St. Paul Property Address: 9 8 5 L i v i n g s t o n Avenue West St. Paul, Minnesota 55118 Tax Parcel ID No.:42-48100-100-07 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $95,905.87 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said Mortgage, or any part thereof; pursuant to the power of sale contained in said Mortgage, the above-described property will be sold by the Sheriff of said County as follows: DATE AND TIME OF SALE: March 23, 2010, at 10:00 A.M. PLACE OF SALE: Dakota County Law Enforcement Center, Lobby S-100, 1580 Highway 55, Hastings, Minnesota, to pay the debt secured by said Mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees, allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), its successors or assigns. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE (5) WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES § 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: January 26, 2010 5164.088 First Commercial Bank Mortgagee By: Coleman, Hull & van Vliet, PLLP Attorneys for Mortgagee By /s/ Katherine M. Melander 8500 Normandale Lake Boulevard Suite 2110 Minneapolis, Minnesota 55437 952-841-0001 2056368 2/4-3/11/10
PUBLIC NOTICE
NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 15, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $86,400.00 MORTGAGOR(S): Amy Golden, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: September 30, 2004 Dakota County Recorder Document Number: 2253524 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100103210000069400 Lender or Broker: Prime Mortgage Corporation Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 12988 Nicollet Ave S Apt 202, Burnsville, MN 55337-3553 Tax Parcel ID Number: 02-01300-688-16 LEGAL DESCRIPTION OF PROPERTY: Apartment Number 202, 12988 Nicollet Avenue South Ridgeview Condominium Homes, Apartment Ownership No. 15, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $82,507.46 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 18, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 High-
Law Enforcement Center, 1580 High way 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 18, 2010, or the next business day if August 18, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 31, 2009 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 011164F01 2026051 12/31/09-2/4/10
PUBLIC NOTICE
NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 23, 2006 MORTGAGOR: M a r c o s M o r a l e s , single. MORTGAGEE: J P M o r g a n C h a s e Bank, N.A. as successor to Washington Mutual Bank, FA. DATE AND PLACE OF RECORDING: Recorded June 8, 2006, Dakota County Recorder, Document No. 2436102. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Washington Mutual Bank, FA RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 4248 Braddock Trail, Eagan, MN 55123 T A X P A R C E L I . D . # : 10-52100-120-02 LEGAL DESCRIPTION OF PROPERTY: Lot Twelve (12), Block Two (2), Northview Meadows COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $239,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $261,280.50 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 25, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 25, 2010. MORTGAGOR(S) RELEASED FROM
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MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 21, 2009. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-1807 3062249143 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2026489 12/31/09-2/4/10
PUBLIC NOTICE
NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 09, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $191,900.00 MORTGAGOR(S): Harold P Liebersbach and Linda F Liebersbach, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: July 12, 2006 Dakota County Recorder Document Number: 2444676 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100103210000139021 Lender or Broker: Prime Mortgage Corporation Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 14799 Embry Path, Apple Valley, MN 55124-6851 Tax Parcel ID Number: 01-81454-190-01 LEGAL DESCRIPTION OF PROPERTY: Lot 19, Block 1, Valley Way Village Fifth Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $194,886.39 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 22, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 22, 2010, or the next business day if September 22, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: February 04, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 011992F01 2056799 2/4-3/11/10
PUBLIC NOTICE
NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: July 18, 2003 MORTGAGOR: Kelley Stish, a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Registered August 29, 2003, Dakota County Registrar of Titles, Document No. 0512326, Certificate of Title No. 129100. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: January 18, 2010. Said Mortgage being Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100137510000103756 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Lakeland Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 16625 Javelin Avenue, Lakeville, MN 55044 TAX PARCEL I.D. #: 22-64607-160-04 LEGAL DESCRIPTION OF PROPERTY: Lot 16, Block 4, Rolling Oaks South Plat 8. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $204,534.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $184,702.65 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 25, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 27, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 20, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-7772 1998904895 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2056554 2/4-3/11/10
PUBLIC NOTICE
NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 20, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $348,000.00 MORTGAGOR(S): Patricia Mignone and Albert M Mignone, wife and husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: January 10, 2006 Dakota County Registrar of Titles Document Number: 582663 Transaction Agent: Mortgage Electronic Registration Systems, Inc.
tronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100261495673239889 Lender or Broker: Great Northern Financial Group, Inc. Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 111946 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 2204 Oakwood Dr, Burnsville, MN 55306-4853 Tax Parcel ID Number: 02-84701-020-01 LEGAL DESCRIPTION OF PROPERTY: Lot Two (2) in Block One (1) of Woodland Hills 2nd Addition according to the plat thereof on file and of record in the Office of the Registrar of Titles in and for said County and State, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $391,608.41 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 18, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 18, 2010, or the next business day if August 18, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 31, 2009 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 011215F01 2026049 12/31/09-2/4/10
PUBLIC NOTICE
NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 1 7 , 2006 MORTGAGOR: David A. Krech, unmarried man. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded August 29, 2006, Dakota County Recorder, Document No. 2457185. ASSIGNMENTS OF MORTGAGE: Assigned to: Deutsche Bank National Trust Company as Trustee for American Home Mortgage Assets Trust 2006-5 Mortgage-Backed Pass-Through Certificates, Series 2006-5, Dated: November 24, 2009, Recorded: December 8, 2009, Document No. 2701030. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100024200014057174 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: American Brokers Conduit RESIDENTIAL MORTGAGE SERVICER: American Home Mortgage Servicing, Inc MORTGAGED PROPERTY ADDRESS: 1004 Spruce Street, Farmington, MN 55024 TAX PARCEL I.D. #: 142250015009 LEGAL DESCRIPTION OF PROPERTY: Lot 15, Block 9, East Farmington
Lot 15, Block 9, East Farmington First Addition, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $236,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $265,601.92 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 23, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 23, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 18, 2009. Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 40-2945 0031333321 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2031766 1/7-2/11/10
PUBLIC NOTICE
NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 2 , 2005 MORTGAGOR: Jennifer Kessock, a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded August 17, 2005, Dakota County Recorder, Document No. 2351930. ASSIGNMENTS OF MORTGAGE: Assigned to: Aurora Loan Services, LLC, Dated: December 22, 2009. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100285700000134915 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Winstar Mortgage Partners, Inc. RESIDENTIAL MORTGAGE SERVICER: Aurora Loan Services LLC MORTGAGED PROPERTY ADDRESS: 14734 Embry Path, Apple Valley, MN 55124 TAX PARCEL I.D. #: 01-20505-004-01 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 1, Diamond Path 6th Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $148,800.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $153,435.53 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
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������ ������ ������� �������� LAW IS NOT Y ���� V I D E D B�� Sheriff of said county as follows: TIME PRO DATE AND TIME OF SALE: February AFFECTED BY THIS ACTION. 25, 2010 at 10:00 AM THE TIME ALLOWED BY LAW FOR PLACE OF SALE: S h e r i f f ' s O f f i c e , REDEMPTION BY THE MORTGAGOR, Law Enforcement Center, 1580 Hwy THE MORTGAGOR'S PERSONAL REP55, Lobby #S-100, Hastings, MN RESENTATIVES OR ASSIGNS, MAY BE to pay the debt then secured by said REDUCED TO FIVE WEEKS IF A JUDIMortgage, and taxes, if any, on said CIAL ORDER IS ENTERED UNDER premises, and the costs and disburse- MINNESOTA STATUTES, SECTION ments, including attorneys' fees 582.032, DETERMINING, AMONG allowed by law subject to redemption OTHER THINGS, THAT THE MORTwithin six (6) months from the date of GAGED PREMISES ARE IMPROVED said sale by the mortgagor(s), their WITH A RESIDENTIAL DWELLING OF personal representatives or assigns LESS THAN FIVE UNITS, ARE NOT unless reduced to Five (5) weeks under PROPERTY USED IN AGRICULTURAL MN Stat. §580.07. PRODUCTION, AND ARE ABANDONED. DATED: January 07, 2010 TIME AND DATE TO VACATE PROPASSIGNEE OF MORTGAGEE: ERTY: If the real estate is an U.S. Bank National Association owner-occupied, single-family dwelling, unless otherwise provided by law, Wilford & Geske, P.A. the date on or before which the mort- Attorneys for Assignee of Mortgagee gagor(s) must vacate the property if the Lawrence A. Wilford mortgage is not reinstated under sec- James A. Geske tion 580.30 or the property is not 8425 Seasons Parkway, Suite 105 redeemed under section 580.23 is Woodbury, MN 55125-4393 11:59 p.m. on August 25, 2010. (651) 209-3300 MORTGAGOR(S) RELEASED FROM File Number: 010743F01 FINANCIAL OBLIGATION ON MORT- 2029189 1/7-2/11/10 GAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, NOTICE OF THE MORTGAGOR'S PERSONAL REPMORTGAGE FORECLOSURE SALE RESENTATIVES OR ASSIGNS, MAY BE NOTICE IS HEREBY GIVEN that REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER default has occurred in the conditions MINNESOTA STATUTES, SECTION of the following described mortgage: DATE OF MORTGAGE: June 30, 2008 582.032, DETERMINING, AMONG ORIGINAL PRINCIPAL AMOUNT OF OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED MORTGAGE: $174,616.00 MORTGAGOR(S): Nimo Said, an WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT unmarried man MORTGAGEE: 2004-0000101, LLC PROPERTY USED IN AGRICULTURAL DATE AND PLACE OF RECORDING: P R O D U C T I O N , A N D A R E Recorded: July 11, 2008 Dakota ABANDONED." County Recorder Dated: December 30, 2009. Document Number: 2601730 Aurora Loan Services LLC ASSIGNMENTS OF MORTGAGE: Mortgagee/Assignee of Mortgagee And assigned to: Guidance ResidenUSSET, WEINGARDEN AND LIEBO, P.L.L.P. tial, LLC By: Paul A. Weingarden Dated: June 30, 2008 Attorneys for Mortgagee/Assignee of Recorded: July 11, 2008 Dakota Mortgagee County Recorder 4500 Park Glen Road #300 Document Number: 2601731 Minneapolis, MN 55416 Transaction Agent: Not Applicable (952) 925-6888 Transaction Agent Mortgage Identifi98-958 cation Number: Not Applicable 0031524440 Lender or Broker: 2004-0000101, THIS IS A COMMUNICATION FROM LLC A DEBT COLLECTOR. Residential Mortgage Servicer: Dov2031607 1/7-2/11/10 enmuehle Mortgage, Inc. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota NOTICE OF Property Address: 328 Bernard MORTGAGE FORECLOSURE SALE N O T I C E I S H E R E B Y G I V E N t h a t Street, St Paul, MN 55118 default has occurred in the conditions Tax Parcel ID Number: of the following described mortgage: 42-04500-010-08 DATE OF MORTGAGE: July 11, 2007 LEGAL DESCRIPTION OF PROPORIGINAL PRINCIPAL AMOUNT OF E R T Y : T h e E a s t 5 0 f e e t o f L o t 8 , MORTGAGE: $172,000.00 Auditor's Subdivision No. 40, Dakota MORTGAGOR(S): Anthony E Wileb- County, Minnesota. ski, a single person and Ann M WenAMOUNT DUE AND CLAIMED TO BE del, a single person DUE AS OF DATE OF NOTICE: MORTGAGEE: Mortgage Electronic $179,483.54 Registration Systems, Inc. THAT all pre-foreclosure requireDATE AND PLACE OF RECORDING: ments have been complied with; that R e c o r d e d : S e p t e m b e r 0 6 , 2 0 0 7 no action or proceeding has been instiDakota County Recorder tuted at law or otherwise to recover the Document Number: 2542326 debt secured by said mortgage, or any ASSIGNMENTS OF MORTGAGE: part thereof; And assigned to: U.S. Bank National PURSUANT to the power of sale conAssociation tained in said mortgage, the Dated: December 23, 2009 above-described property will be sold Transaction Agent: Mortgage Elec- by the Sheriff of said county as foltronic Registration Systems, Inc. lows: Transaction Agent Mortgage IdentifiDATE AND TIME OF SALE: March cation Number: 100143500701580164 19, 2010 at 10:00 AM Lender or Broker: American MortPLACE OF SALE: Dakota County gage Corporation Law Enforcement Center, 1580 HighResidential Mortgage Servicer: U.S. way 55, Lobby S-100, Hastings, MinneBank Home Mortgage sota Mortgage Originator: Not Applicable to pay the debt secured by said mortCOUNTY IN WHICH PROPERTY IS gage and taxes, if any, on said preLOCATED: Dakota mises and the costs and disburseProperty Address: 216 10th Ave S, ments, including attorney fees allowed South Saint Paul, MN 55075-2216 by law, subject to redemption within T a x P a r c e l I D N u m b e r : six (6) months from the date of said 36-48800-050-07 sale by the mortgagor(s), their perL E G A L D E S C R I P T I O N O F P R O P - sonal representatives or assigns. ERTY: Lot 5, Block 7, Minnesota and If the Mortgage is not reinstated N o r t h w e s t e r n A d d i t i o n , D a k o t a under Minn. Stat. §580.30 or the propCounty, Minnesota. erty is not redeemed under Minn. Stat. AMOUNT DUE AND CLAIMED TO BE §580.23, the Mortgagor must vacate D U E A S O F D A T E O F N O T I C E : the property on or before 11:59 p.m. on $186,669.39 September 19, 2010, or the next busiTHAT all pre-foreclosure require- ness day if September 19, 2010 falls on ments have been complied with; that a Saturday, Sunday or legal holiday. no action or proceeding has been instiMortgagor(s) released from financial tuted at law or otherwise to recover the obligation: NONE debt secured by said mortgage, or any THIS COMMUNICATION IS FROM part thereof; A DEBT COLLECTOR ATTEMPTPURSUANT to the power of sale con- ING TO COLLECT A DEBT. ANY t a i n e d i n s a i d m o r t g a g e , t h e INFORMATION OBTAINED WILL BE above-described property will be sold USED FOR THAT PURPOSE. by the Sheriff of said county as folTHE RIGHT TO VERIFICATION OF lows: THE DEBT AND IDENTITY OF THE DATE AND TIME OF SALE: February ORIGINAL CREDITOR WITHIN THE 25, 2010 at 10:00 AM TIME PROVIDED BY LAW IS NOT PLACE OF SALE: Dakota County AFFECTED BY THIS ACTION. Law Enforcement Center, 1580 HighTHE TIME ALLOWED BY LAW FOR way 55, Lobby S-100, Hastings, Minne- REDEMPTION BY THE MORTGAGOR, sota THE MORTGAGOR'S PERSONAL REPto pay the debt secured by said mort- RESENTATIVES OR ASSIGNS, MAY BE gage and taxes, if any, on said pre- REDUCED TO FIVE WEEKS IF A JUDImises and the costs and disburse- CIAL ORDER IS ENTERED UNDER ments, including attorney fees allowed MINNESOTA STATUTES, SECTION by law, subject to redemption within 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G six (6) months from the date of said OTHER THINGS, THAT THE MORTsale by the mortgagor(s), their per- GAGED PREMISES ARE IMPROVED sonal representatives or assigns. WITH A RESIDENTIAL DWELLING OF If the Mortgage is not reinstated LESS THAN FIVE UNITS, ARE NOT under Minn. Stat. §580.30 or the prop- PROPERTY USED IN AGRICULTURAL erty is not redeemed under Minn. Stat. PRODUCTION, AND ARE ABANDONED. §580.23, the Mortgagor must vacate DATED: February 04, 2010 the property on or before 11:59 p.m. on ASSIGNEE OF MORTGAGEE: August 25, 2010, or the next business Guidance Residential, LLC day if August 25, 2010 falls on a Satur- Wilford & Geske, P.A. day, Sunday or legal holiday. Attorneys for Assignee of Mortgagee Mortgagor(s) released from financial Lawrence A. Wilford obligation: NONE James A. Geske THIS COMMUNICATION IS FROM 8425 Seasons Parkway, Suite 105 A DEBT COLLECTOR ATTEMPT- Woodbury, MN 55125-4393 ING TO COLLECT A DEBT. ANY (651) 209-3300 INFORMATION OBTAINED WILL BE File Number: 011812F01 2061117 2/4-3/11/10 USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE T I M E P R O V I D E D B Y L A W I S N O T ���������� �� ���� �����
PUBLIC NOTICE
PUBLIC NOTICE
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PUBLIC NOTICE
NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 29, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $177,300.00 MORTGAGOR(S): Jerry Mefford and Dee Ann Schoff-Mefford, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: June 22, 2004 Dakota County Recorder Document Number: 2218213 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100177700000339192 Lender or Broker: Home Town Mortgage, Inc. Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 957 Oakdale Ave, West Saint Paul, MN 55118-1540 Tax Parcel ID Number: 42-32000-120-00 LEGAL DESCRIPTION OF PROPERTY: Lot 12 and the North One-half of Lot 11, Hardwick's Addition AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $190,628.10 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 25, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 25, 2010, or the next business day if September 25, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: February 04, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 008620F03 2062920 2/4-3/11/10
PUBLIC NOTICE
NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 09, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $368,000.00 MORTGAGOR(S): Mark J Smith and Shannon M Smith, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: April 11, 2006 Dakota County Recorder Document Number: 2419597 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100261495705642902 Lender or Broker: Great Northern Financial Group, Inc. Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 18609 Esquire Way, Farmington, MN 55024-8643 Tax Parcel ID Number: 14-50503-030-03
OF PROPERTY: Lot 3, Block 3, Nelsen Hills Farm 4th Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $421,913.65 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 18, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 18, 2010, or the next business day if August 18, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 31, 2009 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 011167F01 2026043 12/31/09-2/4/10
PUBLIC NOTICE
NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J a n u a r y 6 , 2003 MORTGAGORS: Todd M. Berntson and Monique R. Berntson, husband and wife. MORTGAGEE: ABN AMRO Mortgage Group, Inc n/k/a CitiMortgage, Inc. DATE AND PLACE OF RECORDING: Recorded March 27, 2003, Dakota County Recorder, Document No. 2020788. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: ABN AMRO Mortgage Group, Inc n/k/a CitiMortgage, Inc RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 14859 Embry Path, Apple Valley, MN 55124 TAX PARCEL I.D. #: 01-81450-029-03 LEGAL DESCRIPTION OF PROPERTY: Unit No. 29, together with Garage Unit No. 29A, Valley Way Village Condominium, Condominium File No. 78, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $129,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $87,784.47 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 16, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e ,
PLACE OF SALE: S h e r i f f s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 16, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 11, 2009. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-2245 630852018 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2025182 12/31/09-2/4/10
PUBLIC NOTICE
NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTIFY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: September 15, 2006 MORTGAGOR(S): Sonja J. Dauphin, a single person MORTGAGEE: U.S. Bank National Association ND DATE AND PLACE OF RECORDING: Recorded: November 22, 2006 Dakota County Recorder Document #: 2477337 ASSIGNMENTS OF MORTGAGE: None LEGAL DESCRIPTION OF PROPERTY: All that parcel of land in City of E a g a n , D a k o t a C o u n t y , S t a t e of Minnesota, as found in deed Doc. #955381, ID# 10-02900-010-06, being known and designated as commencing at the Northwest corner of the W 1⁄2 of the NE 1⁄4 of Section 29, Township 27, Range 23; thence East along the North line thereof a distance of 244.5 feet to the centerline of Blackhawk Road; thence deflecting 91 degrees 46 minutes right and Southerly, a distance of 478.15 feet; thence deflecting 04 degrees 53 minutes left a distance of 331.85 feet to the point of beginning; thence continuing Southerly along the last described line extended a distance of 246 feet; thence deflecting 86 degrees 53 minutes left a distance of 160.2 feet; thence deflecting 93 degrees 07 minutes left a distance of 257.38 feet; thence deflecting 90 degrees 57 minutes 10 seconds left a distance of 160 feet to the point of beginning, excepting that part of the NW 1⁄4 of the NE 1⁄4 described as follows: Commencing at the Northwest corner thereof, thence East along the North line thereof 244.5 feet more or less to the center line of the Township road running Southerly through said subdivision, thence Southerly along the center line of said road 920 feet to the point of beginning, thence Southerly along the center line of said road 136 feet, thence East parallel to the North line of said subdivision 160 feet, thence Northerly parallel to the center line of said road 136 feet, thence West parallel to the North line of said subdivision 160 feet to the point of beginning, in Section 29, Township 27, Range 23. PARCEL ID #: 10 02900 010 06 P R O P E R T Y A D D R E S S : 4276 Blackhawk Road, Eagan, MN 55122 Transaction Agent: N/A Transaction Agent Id No.: N/A Current Mortgage Servicer: U.S. Bank National Association ND COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $280,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY PAID BY MORTGAGEE: $299,507.86 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no
as required by statute; that no Mortgagors have been released from financial obligation on said mortgage; that no action or proceeding has been instituted by law to recover that debt secured by said Mortgage, or any part thereof; that all conditions precedent to foreclosure of the Mortgage and acceleration of the debt secures thereby have been fulfilled; PURSUANT to the power of sale therein contained, said Mortgage will be foreclosed and the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 25, 2010 at 10:00 a.m. PLACE OF SALE: Dakota County Law Enforcement Center, Lobby S-100, 1580 Highway 55, Hastings, MN 55033. to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. DATE TO VACATE PROPERTY: T h e date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statues section 580.30 of the property redeemed under Minnesota Statutes section 580.23 is 8/25/2010 at 11:59 p.m. If the foregoing date is Saturday, Sunday of legal holiday, then the date to vacate is the next business day at 11:59 p.m. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF JUDICIAL ORDER IS ENTERED UNDER M I N N E S O T A S T A T U T E S S E C T I ON 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. Dated: January 5, 2010 U.S. Bank National Association ND Kenneth J. Johnson Minnesota State Bar No. 0246074 Johnson, Blumberg & Associates, LLC Attorney for Mortgagee 230 W. Monroe St. Suite 1125 Chicago, Illinois 60606 (312) 541-9710 2031958 1/7-2/11/10
PUBLIC NOTICE
NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTIFY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: December 01, 2004 MORTGAGOR(S): Alicia M. Lysne and John Lysne, wife and husband MORTGAGEE: U.S. Bank National Association ND DATE AND PLACE OF RECORDING: Recorded: January 27, 2005 Dakota County Recorder Document #: 2289396 ASSIGNMENTS OF MORTGAGE: None LEGAL DESCRIPTION OF PROPERTY: Unit No. 31, Condominium No. 120, Fairway Village, a Condominium, Dakota County, Minnesota. PARCEL ID #: 20 25650 031 04 PROPERTY ADDRESS: 8592 Brinkley Lane, Inver Grove Heights, MN 55076 Transaction Agent: N/A Transaction Agent Id No.: N/A Current Mortgage Servicer: U.S. Bank National Association ND COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $172,700.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY PAID BY MORTGAGEE: $182,675.30 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no Mortgagors have been released from financial obligation on said mortgage; that no action or proceeding has been instituted by law to recover that debt secured by said Mortgage, or any part thereof; that all conditions precedent to foreclosure of the Mortgage and acceleration of the debt secures thereby have been fulfilled; PURSUANT to the power of sale therein contained, said Mortgage will be foreclosed and the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 25, 2010 at 10:00 a.m. PLACE OF SALE: Dakota County Law Enforcement Center, Lobby S-100, 1580 Highway 55, Hastings, MN 55033. to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. DATE TO VACATE PROPERTY: T h e
DATE TO VACATE PROPERTY: T h e date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statues section 580.30 of the property redeemed under Minnesota Statutes section 580.23 is 8/25/2010 at 11:59 p.m. If the foregoing date is Saturday, Sunday of legal holiday, then the date to vacate is the next business day at 11:59 p.m. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF JUDICIAL ORDER IS ENTERED UNDER M I N N E S O T A S T A T U T E S S E C T I ON 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. Dated: January 5, 2010 U.S. Bank National Association ND Kenneth J. Johnson Minnesota State Bar No. 0246074 Johnson, Blumberg & Associates, LLC Attorney for Mortgagee 230 W. Monroe St. Suite 1125 Chicago, Illinois 60606 (312) 541-9710 2031977 1/7-2/11/10
PUBLIC NOTICE
NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 31, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $198,320.00 MORTGAGOR(S): Greg Waller and Kara J. Waller, husband and wife MORTGAGEE: Wells Fargo Bank, N.A. successor by merger to Wells Fargo Bank Southwest, N.A. formerly known as Wachovia Mortgage, FSB fka World Savings Bank, FSB DATE AND PLACE OF RECORDING: Recorded: September 25, 2003 Dakota County Recorder Document Number: 2115571 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Wells Fargo Bank, N.A. successor by merger to Wells Fargo Bank Southwest, N.A. formerly known as Wachovia Mortgage, FSB fka World Savings Bank, FSB Residential Mortgage Servicer: Wachovia Mortgage, FSB Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 13205 Walnut Dr, Burnsville, MN 55337-3847 Tax Parcel ID Number: 02-17000-010-02 LEGAL DESCRIPTION OF PROPERTY: Lot One (1), Block Two (2), Chateaulin First Addition AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $250,512.27 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 19, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 19, 2010, or the next business day if August 19, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 07, 2010 MORTGAGEE: Wells Fargo Bank, N.A. successor by merger to Wells Fargo Bank Southwest, N.A.
Wells Fargo Bank Southwest, N.A. formerly known as Wachovia Mortgage, FSB fka World Savings Bank, FSB Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 011047F01 2029984 1/7-2/11/10
PUBLIC NOTICE
NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: July 12, 2006 MORTGAGORS: Andy Lee and Rachel Lee, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded September 5, 2006, Dakota County Recorder, Document No. 2458667. ASSIGNMENTS OF MORTGAGE: Assigned to: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS SUCCESSOR TO JPMORGAN CHASE BANK,N.A.AS TRUSTEE FOR HOLDERS OF SAMI II TRUST 2006-AR7, Dated: January 9, 2009, Recorded: January 13, 2009, Document No. 2630779. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100133700015351185 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: LHS Mortgage RESIDENTIAL MORTGAGE SERVICER: BAC Home Loans Servicing L.P. MORTGAGED PROPERTY ADDRESS: 4590 Blackhawk Road, Eagan, MN 55122 TAX PARCEL I.D. #: 101775002002 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 2, Clearview, Dakota County, Minnesota, except that part shown as parcel 43 on the plat designated as Minnesota Department of Transportation Right of Way Plat 19-23. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $468,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $558,425.28 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 30, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 30, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 26, 2010. The Bank of New York Mellon, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-695 141270361 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2058241 2/4-3/11/10
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PUBLIC NOTICE
NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 2, 2003 MORTGAGOR: Nanci Virgin, a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded July 29, 2003, Dakota County Recorder, Document No. 2085842. ASSIGNMENTS OF MORTGAGE: Assigned to: Nationstar Mortgage LLC, Dated: January 11, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100037506544349104 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: GMAC Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: NationStar Mortgage, LLC MORTGAGED PROPERTY ADDRESS: 12950 Echo Lane, Apple Valley, MN 55124 TAX PARCEL I.D. #: 013415101204 LEGAL DESCRIPTION OF PROPERTY: Unit 12, Condominium No. 98, Hunter's Run Villas. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $115,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $82,925.49 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 25, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 27, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 26, 2010. Nationstar Mortgage LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 21-37 0596476357 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2062766 2/4-3/11/10
PUBLIC NOTICE
NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 20, 2000 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $436,000.00 MORTGAGOR(S): Bertha A. Ruiz and Gilberto M. Ruiz, wife and husband MORTGAGEE: Wells Fargo Bank, N.A. successor by merger to Wells Fargo Bank Southwest, N.A. formerly known as Wachovia Mortgage, FSB fka World Savings Bank, FSB DATE AND PLACE OF RECORDING: Recorded: October 20, 2000 Dakota County Recorder Document Number: 1725518 Transaction Agent: Not Applicable
Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Wells Fargo Bank, N.A. successor by merger to Wells Fargo Bank Southwest, N.A. formerly known as Wachovia Mortgage, FSB fka World Savings Bank, FSB Residential Mortgage Servicer: Wachovia Mortgage, FSB Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 7910 Guild Ct, Apple Valley, MN 55124-7678 Tax Parcel ID Number: 01-75951-090-02 LEGAL DESCRIPTION OF PROPERTY: Lot 9, Block 2, The Oaks of Apple Valley II, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $337,890.39 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 22, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 22, 2010, or the next business day if August 22, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 07, 2010 MORTGAGEE: Wells Fargo Bank, N.A. successor by merger to Wells Fargo Bank Southwest, N.A. formerly known as Wachovia Mortgage, FSB fka World Savings Bank, FSB Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010988F01 2029215 1/7-2/11/10
PUBLIC NOTICE
NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 25, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $240,000.00 MORTGAGOR(S): Scott Frykholm, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: October 04, 2007 Dakota County Recorder Document Number: 2548362 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association Dated: December 17, 2009 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100137510000304560 Lender or Broker: Lakeland Mortgage Corporation Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 5310 180th St W, Farmington, MN 55024-9275 Tax Parcel ID Number: 14-19500-330-07 LEGAL DESCRIPTION OF PROPERTY: Lot 33, Block 7, Dakota County Estates, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $255,696.60 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the
tained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 18, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 18, 2010, or the next business day if August 18, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 07, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010750F01 2028608 1/7-2/11/10
PUBLIC NOTICE
NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 03, 1999 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $89,600.00 MORTGAGOR(S): John H Erickson, an unmarried man MORTGAGEE: First Alliance Mortgage Company DATE AND PLACE OF RECORDING: Recorded: July 20, 1999 Dakota County Recorder Document Number: 1622747 ASSIGNMENTS OF MORTGAGE: And assigned to: WMC Mortgage Corp. Dated: February 11, 2000 Recorded: March 28, 2000 Dakota County Recorder Document Number: 1681470 And assigned to: Nations Credit Home Equity Services Corporation Dated: July 21, 1999 Recorded: June 19, 2000 Dakota County Recorder Document Number: 1698575 And assigned to: The Bank of New York Mellon f/k/a The Bank of New York, as Trustee for the holders of the EQCC Asset backed Certificates, Series 2001-1F Dated: November 09, 2001 Recorded: December 23, 2009 Dakota County Recorder Document Number: 2704110 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: First Alliance Mortgage Company Residential Mortgage Servicer: Select Portfolio Servicing Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 7405 162nd St W, Rosemount, MN 55068-1037 Tax Parcel ID Number: 22-21170-020-01 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 1, Donnay's Valley Park, according to the recorded plat thereof. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $41,755.24 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 19, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within twelve (12) months from the date of
twelve (12) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on February 19, 2011, or the next business day if February 19, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 07, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon f/k/a The Bank of New York, as Trustee for the holders of the EQCC Asset backed Certificates, Series 2001-1F Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 009504F01 2029852 1/7-2/11/10
PUBLIC NOTICE
NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 30, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $150,000.00 MORTGAGOR(S): Ronald C Goldbeck, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: October 24, 2005 Dakota County Recorder Document Number: 2373907 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100154070001014609 Lender or Broker: American Residential Mortgage, LP. Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 408 Stanley Ave, South Saint Paul, MN 55075-1040 Tax Parcel ID Number: 36-72800-042-03 LEGAL DESCRIPTION OF PROPERTY: That part of Lots 1, 2 & 3 and that part of the Southeasterly 10' of Lot 4 Block 3 Stickney Addition to West St Paul, lying southwesterly of the northeasterly 55' thereof, Dakota County Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $146,676.60 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 25, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 25, 2010, or the next business day if August 25, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER
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������ ������ CIAL ORDER IS ENTERED UNDER������� �������� �� ���� MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG NOTICE OF MORTGAGE OTHER THINGS, THAT THE MORTFORECLOSURE SALE GAGED PREMISES ARE IMPROVED THE RIGHT TO VERIFICATION WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT OF THE DEBT AND IDENTITY OF PROPERTY USED IN AGRICULTURAL THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS PRODUCTION, AND ARE ABANDONED. NOT AFFECTED BY THIS ACTION. DATED: January 07, 2010 NOTICE IS HEREBY GIVEN, that MORTGAGEE: Mortgage Electronic default has occurred in conditions of Registration Systems, Inc. the following described mortgage: Wilford & Geske, P.A. DATE OF MORTGAGE: November 24, Attorneys for Mortgagee 2004 Lawrence A. Wilford MORTGAGOR: Bruce E. Olson, a James A. Geske single person. 8425 Seasons Parkway, Suite 105 MORTGAGEE: Mortgage Electronic Woodbury, MN 55125-4393 Registration Systems, Inc. (651) 209-3300 DATE AND PLACE OF RECORDING: File Number: 009847F02 2031120 1/7-2/11/10 Recorded January 4, 2005, Dakota County Recorder, Document No. 2282450. ASSIGNMENTS OF MORTGAGE: NOTICE OF MORTGAGE Assigned to: Chase Home Finance LLC, FORECLOSURE SALE Dated: January 27, 2010. THE RIGHT TO VERIFICATION TRANSACTION AGENT: Mortgage OF THE DEBT AND IDENTITY OF Electronic Registration Systems, Inc. THE ORIGINAL CREDITOR WITHIN TRANSACTION AGENT'S MORTTHE TIME PROVIDED BY LAW IS GAGE IDENTIFICATION NUMBER ON NOT AFFECTED BY THIS ACTION. MORTGAGE: 100020410000537568 NOTICE IS HEREBY GIVEN, that LENDER OR BROKER AND MORTdefault has occurred in conditions of G A G E O R I G I N A T O R S T A T E D O N the following described mortgage: MORTGAGE: DHI Mortgage Company DATE OF MORTGAGE: November 15, Limited Partnership 2006 RESIDENTIAL MORTGAGE SERMORTGAGOR: Julie Rae Mostad f/k/a VICER: Chase Home Finance LLC Julie R. Duscher, a single person. MORTGAGED PROPERTY ADDRESS: MORTGAGEE: Mortgage Electronic 4055 145th Street West, Rosemount, Registration Systems, Inc. MN 55068 DATE AND PLACE OF RECORDING: TAX PARCEL I.D. #: 34-03010-010-35 Recorded November 28, 2006, Dakota LEGAL DESCRIPTION OF PROPC o u n t y R e c o r d e r , D o c u m e n t N o . ERTY: 2478097. That part of the South One-half of ASSIGNMENTS OF MORTGAGE: the Northwest Quarter (S1/2 of Assigned to: CitiMortgage, Inc., Dated: NW1/4) of Section Thirty (30), TownJanuary 22, 2010. ship One Hundred Fifteen (115), TRANSACTION AGENT: Mortgage Range Nineteen (19), described as Electronic Registration Systems, Inc. follows: Beginning at a point on the TRANSACTION AGENT'S MORTSouth line of said South One-half of GAGE IDENTIFICATION NUMBER ON the Northwest Quarter (S1/2 of MORTGAGE: 100103210000214105 NW1/4) Twenty (20) feet West of the LENDER OR BROKER AND MORTSoutheast corner of said South GAGE ORIGINATOR STATED ON One-Half of Northwest Quarter (S1/2 MORTGAGE: Prime Mortgage Corporaof NW1/4) thence North Ten (10) tion rods, thence West Eight (8) rods, RESIDENTIAL MORTGAGE SERthence South Ten (10) rods to said VICER: CitiMortgage, Inc. South line, thence East along said MORTGAGED PROPERTY ADDRESS: South line Eight (8) rods to the place 18240 Polk Avenue, Hastings, MN of beginning. 55033 COUNTY IN WHICH PROPERTY IS TAX PARCEL I.D. #: 33-84600-060-01 LOCATED: Dakota LEGAL DESCRIPTION OF PROPORIGINAL PRINCIPAL AMOUNT OF ERTY: MORTGAGE: $110,100.00 Lot 6, Block 1, Wolcott Acres, AMOUNT DUE AND CLAIMED TO BE a c c o r d i n g t o t h e r e c o r d e d p l a t DUE AS OF DATE OF NOTICE, INCLUDt h e r e o f , a n d s i t u a t e i n D a k o t a ING TAXES, IF ANY, PAID BY MORTCounty, Minnesota. GAGEE: $117,400.81 COUNTY IN WHICH PROPERTY IS That prior to the commencement of LOCATED: Dakota this mortgage foreclosure proceeding ORIGINAL PRINCIPAL AMOUNT OF Mortgagee/Assignee of Mortgagee comMORTGAGE: $352,000.00 plied with all notice requirements as AMOUNT DUE AND CLAIMED TO BE required by statute; That no action or DUE AS OF DATE OF NOTICE, INCLUD- proceeding has been instituted at law ING TAXES, IF ANY, PAID BY MORT- o r o t h e r w i s e t o r e c o v e r t h e d e b t GAGEE: $360,633.50 secured by said mortgage, or any part That prior to the commencement of thereof; this mortgage foreclosure proceeding PURSUANT to the power of sale conMortgagee/Assignee of Mortgagee com- tained in said mortgage, the above plied with all notice requirements as described property will be sold by the required by statute; That no action or Sheriff of said county as follows: proceeding has been instituted at law DATE AND TIME OF SALE: April 1, o r o t h e r w i s e t o r e c o v e r t h e d e b t 2010 at 10:00 AM secured by said mortgage, or any part PLACE OF SALE: S h e r i f f ' s O f f i c e , thereof; Law Enforcement Center, 1580 Hwy PURSUANT to the power of sale con- 55, Lobby #S-100, Hastings, MN tained in said mortgage, the above to pay the debt then secured by said described property will be sold by the Mortgage, and taxes, if any, on said Sheriff of said county as follows: premises, and the costs and disburseDATE AND TIME OF SALE: April 1, m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s 2010 at 10:00 AM allowed by law subject to redemption PLACE OF SALE: S h e r i f f ' s O f f i c e , within six (6) months from the date of Law Enforcement Center, 1580 Hwy said sale by the mortgagor(s), their 55, Lobby #S-100, Hastings, MN personal representatives or assigns to pay the debt then secured by said unless reduced to Five (5) weeks under Mortgage, and taxes, if any, on said MN Stat. §580.07. premises, and the costs and disburseTIME AND DATE TO VACATE PROPments, including attorneys' fees E R T Y : I f t h e r e a l e s t a t e i s a n allowed by law subject to redemption owner-occupied, single-family dwellwithin six (6) months from the date of ing, unless otherwise provided by law, said sale by the mortgagor(s), their the date on or before which the mortpersonal representatives or assigns gagor(s) must vacate the property if the unless reduced to Five (5) weeks under mortgage is not reinstated under secMN Stat. §580.07. tion 580.30 or the property is not TIME AND DATE TO VACATE PROP- redeemed under section 580.23 is E R T Y : I f t h e r e a l e s t a t e i s a n 11:59 p.m. on October 1, 2010. owner-occupied, single-family dwellMORTGAGOR(S) RELEASED FROM ing, unless otherwise provided by law, FINANCIAL OBLIGATION ON MORTthe date on or before which the mort- GAGE: None gagor(s) must vacate the property if the "THE TIME ALLOWED BY LAW FOR mortgage is not reinstated under sec- REDEMPTION BY THE MORTGAGOR, tion 580.30 or the property is not THE MORTGAGOR'S PERSONAL REPredeemed under section 580.23 is RESENTATIVES OR ASSIGNS, MAY BE 11:59 p.m. on October 1, 2010. REDUCED TO FIVE WEEKS IF A JUDIMORTGAGOR(S) RELEASED FROM CIAL ORDER IS ENTERED UNDER FINANCIAL OBLIGATION ON MORT- MINNESOTA STATUTES, SECTION GAGE: None 582.032, DETERMINING, AMONG "THE TIME ALLOWED BY LAW FOR OTHER THINGS, THAT THE MORTREDEMPTION BY THE MORTGAGOR, GAGED PREMISES ARE IMPROVED THE MORTGAGOR'S PERSONAL REP- WITH A RESIDENTIAL DWELLING OF RESENTATIVES OR ASSIGNS, MAY BE LESS THAN FIVE UNITS, ARE NOT REDUCED TO FIVE WEEKS IF A JUDI- PROPERTY USED IN AGRICULTURAL CIAL ORDER IS ENTERED UNDER P R O D U C T I O N , A N D A R E MINNESOTA STATUTES, SECTION ABANDONED." 582.032, DETERMINING, AMONG Dated: January 29, 2010. OTHER THINGS, THAT THE MORTChase Home Finance LLC GAGED PREMISES ARE IMPROVED Mortgagee/Assignee of Mortgagee WITH A RESIDENTIAL DWELLING OF USSET, WEINGARDEN AND LIEBO, P.L.L.P. LESS THAN FIVE UNITS, ARE NOT By: Paul A. Weingarden PROPERTY USED IN AGRICULTURAL Attorneys for Mortgagee/Assignee of P R O D U C T I O N , A N D A R E Mortgagee ABANDONED." 4500 Park Glen Road #300 Dated: January 26, 2010. Minneapolis, MN 55416 CitiMortgage, Inc. (952) 925-6888 Mortgagee/Assignee of Mortgagee 30-7884 USSET, WEINGARDEN AND LIEBO, P.L.L.P. 1793942011 By: Paul A. Weingarden THIS IS A COMMUNICATION FROM Attorneys for Mortgagee/Assignee of A DEBT COLLECTOR. Mortgagee 2062577 2/4-3/11/10 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3083 2003979879 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2062719 2/4-3/11/10
PUBLIC NOTICE
PUBLIC NOTICE
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��� �������� �� ���� ������ GAGE ������ ������� NUMBER ON IDENTIFICATION MORTGAGE: 100153210511022830 ���������� ���� ���������
PUBLIC NOTICE
NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 20, 2009 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $244,832.00 MORTGAGOR(S): Patrick R. Brandl and Vicki Brandl, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: March 02, 2009 Dakota County Recorder Document Number: 2640388 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100310900006056836 Lender or Broker: GSF Mortgage Corporation Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 21267 Ilavista Way, Lakeville, MN 55044-1903 Tax Parcel ID Number: 22-84100-440-02 LEGAL DESCRIPTION OF PROPERTY: Lot 44, Block 2, Wild Meadow Villas, Common Interest Community No. 364, Dakota County, Minnesota, together with appurtenant easements created pursuant to Declaration, Document No. 2122643. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $254,734.70 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 19, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 19, 2010, or the next business day if September 19, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: February 04, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012037F01 2059710 2/4-3/11/10
PUBLIC NOTICE
NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: December 24, 2005 MORTGAGORS: John J. Sonia MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded June 18, 2007, Dakota County Recorder, Document No. 2524864 as modified by Court Order recorded as Document No. 2626608. ASSIGNMENTS OF MORTGAGE: Assigned to: Aurora Loan Services, LLC, Dated: December 23, 2009. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON
LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Homefield Financial, Inc. RESIDENTIAL MORTGAGE SERVICER: Aurora Loan Services LLC MORTGAGED PROPERTY ADDRESS: 15701 Chalet Court, Burnsville, MN 55306 TAX PARCEL I.D. #: 02-83535-110-06 LEGAL DESCRIPTION OF PROPERTY: Lot 11, Block 6, West Buck Hills Estates COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $259,900.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $324,008.36 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 25, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 25, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 30, 2009. Aurora Loan Services LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 98-957 0021951421 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2031636 1/7-2/11/10
PUBLIC NOTICE
NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 06, 2008 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $265,500.00 MORTGAGOR(S): Wendweson B Semamo and Meseret Zeru, husband and wife MORTGAGEE: Pentagon Federal C.U. DATE AND PLACE OF RECORDING: Recorded: August 15, 2008 Dakota County Recorder Document Number: 2608486 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Pentagon Federal C.U. Residential Mortgage Servicer: Pentagon FCU Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 17597 Foxboro Ln, Farmington, MN 55024-8194 Tax Parcel ID Number: 22-30946-030-05 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 5, Greenridge Second Addition, according to the recorded plat thereof, and situate in Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $273,872.24 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 25, 2010 at 10:00 AM
25, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 25, 2010, or the next business day if August 25, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 07, 2010 MORTGAGEE: Pentagon Federal C.U. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 011337F01 2028628 1/7-2/11/10
PUBLIC NOTICE
NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTIFY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: February 07, 2005 MORTGAGOR(S): Allan L. Breidenbach and Stefani J. Breidenbach, husband and wife MORTGAGEE: U.S. Bank National Association ND DATE AND PLACE OF RECORDING: Recorded: March 21, 2005 Dakota County Recorder Document #: 2305587 ASSIGNMENTS OF MORTGAGE: None LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 2, Hills of Stonebridge 3rd Addition, Dakota County, Minnesota. PARCEL ID #: 10 32992 040 02 PROPERTY ADDRESS: 731 Camberwell Drive, Eagan, MN 55123 Transaction Agent: N/A Transaction Agent Id No.: N/A Current Mortgage Servicer: U.S. Bank National Association ND COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $320,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY PAID BY MORTGAGEE: $315,181.62 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no Mortgagors have been released from financial obligation on said mortgage; that no action or proceeding has been instituted by law to recover that debt secured by said Mortgage, or any part thereof; that all conditions precedent to foreclosure of the Mortgage and acceleration of the debt secures thereby have been fulfilled; PURSUANT to the power of sale therein contained, said Mortgage will be foreclosed and the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 25, 2010 at 10:00 a.m. PLACE OF SALE: Dakota County Law Enforcement Center, Lobby S-100, 1580 Highway 55, Hastings, MN 55033. to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. DATE TO VACATE PROPERTY: T h e date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statues section 580.30 of the property redeemed under Minnesota Statutes section 580.23 is 8/25/2010 at 11:59 p.m. If the foregoing date is Saturday, Sunday of legal holiday, then the date to vacate is the next business day at 11:59 p.m. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORT-
FINANCIAL OBLIGATION ON MORT GAGE: NONE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF JUDICIAL ORDER IS ENTERED UNDER M I N N E S O T A S T A T U T E S S E C T I ON 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. Dated: January 4, 2010 U.S. Bank National Association ND Kenneth J. Johnson Minnesota State Bar No. 0246074 Johnson, Blumberg & Associates, LLC Attorney for Mortgagee 230 W. Monroe St. Suite 1125 Chicago, Illinois 60606 (312) 541-9710 2032027 1/7-2/11/10
PUBLIC NOTICE
NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 14, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $171,000.00 MORTGAGOR(S): Bruno L. Miller and Linda L. Miller, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: May 13, 2004 Dakota County Registrar of Titles Document Number: 536826 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100214310004033315 Lender or Broker: Allstate Home Loans, Inc. dba Allstate Funding Residential Mortgage Servicer: Litton Loan Servicing, LP Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 87669 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 129 Redwood Dr, Apple Valley, MN 55124-9325 Tax Parcel ID Number: 01-11702-080-12 LEGAL DESCRIPTION OF PROPERTY: Lot Eight (8), Block Twelve (12), Apple Valley Third Addition, according to the plat thereof on file or of record in the Office of the Registrar of Titles, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $173,415.31 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 19, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 19, 2010, or the next business day if September 19, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: February 04, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 005330F02 2059652 2/4-3/11/10
PUBLIC NOTICE
NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 22, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $238,400.00 MORTGAGOR(S): Joel J Lauer and Kali A Lauer, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: December 15, 2005 Dakota County Recorder Document Number: 2388992 ASSIGNMENTS OF MORTGAGE: And assigned to: Suntrust Mortgage, Inc. Dated: January 26, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100010401442192197 Lender or Broker: Suntrust Mortgage, Inc. Residential Mortgage Servicer: SunTrust Mortgage, Inc. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 4221 156th St W, Rosemount, MN 55068-4673 Tax Parcel ID Number: 34-83704-180-02 LEGAL DESCRIPTION OF PROPERTY: Lot 18, Block 2, West Ridge 5th Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $232,103.56 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 25, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 25, 2010, or the next business day if September 25, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: February 04, 2010 ASSIGNEE OF MORTGAGEE: Suntrust Mortgage, Inc. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012220F01 2060005 2/4-3/11/10
PUBLIC NOTICE
NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 26, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $166,400.00 MORTGAGOR(S): Milton V. Green and Amy Green, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: July 09, 2004 Dakota County Recorder Document Number: 2223597 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100053000034686935 Lender or Broker: Aegis Wholesale Corporation Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 6550 154th St W, Apple Valley, MN 55124-3128 Tax Parcel ID Number:
Tax Parcel ID Number: 015590011205 LEGAL DESCRIPTION OF PROPERTY: Unit No. 112, Common Interest Community No. 311, Orchard Pointe Condominium, a condominium located in Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $172,496.74 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 25, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 25, 2010, or the next business day if August 25, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 07, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 006034F02 2029720 1/7-2/11/10
PUBLIC NOTICE
NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 18, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $184,350.00 MORTGAGOR(S): Tracy M. Hollstadt, a single person MORTGAGEE: Homeservices Lending, LLC DATE AND PLACE OF REGISTERING: Registered: October 08, 2003 Dakota County Registrar of Titles Document Number: 517112 ASSIGNMENTS OF MORTGAGE: And assigned to: Wells Fargo Bank, N.A., successor by merger to Wells Fargo Home Mortgage, Inc. Dated: August 18, 2003 Registered: October 08, 2003 Dakota County Registrar of Titles Document Number: 517113 And assigned to: Mortgage Electronic Registration Systems, Inc. Dated: September 14, 2004 Registered: November 12, 2004 Dakota County Registrar of Titles Document Number: 551943 And assigned to: U.S. Bank, N.A. Dated: October 28, 2008 Registered: November 20, 2008 Dakota County Registrar of Titles Document Number: T635892 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100021278103566191 Lender or Broker: Homeservices Lending, LLC Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 121541 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 4685 Aspen Ridge Cir, Eagan, MN 55122-4603 Tax Parcel ID Number: 10-53776-010-01 LEGAL DESCRIPTION OF PROPERTY: Lot One (1), Block One (1), Oakpointe of Eagan 2nd Addition, CIC No. 199, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $153,745.02 THAT all pre-foreclosure requirements have been complied with; that
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ments have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 25, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 25, 2010, or the next business day if August 25, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 07, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank, N.A. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010951F01 2029598 1/7-2/11/10
PUBLIC NOTICE
NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 30, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $149,700.00 MORTGAGOR(S): Matthew Gindt and Judith Gindt, husband and wife MORTGAGEE: Wells Fargo Bank, N.A. successor by merger to Wells Fargo Bank Southwest, N.A. formerly known as Wachovia Mortgage, FSB fka World Savings Bank, FSB DATE AND PLACE OF RECORDING: Recorded: February 11, 2004 Dakota County Recorder Document Number: 2174625 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Wells Fargo Bank, N.A. successor by merger to Wells Fargo Bank Southwest, N.A. formerly known as Wachovia Mortgage, FSB fka World Savings Bank, FSB Residential Mortgage Servicer: Wachovia Mortgage, FSB Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 11020 166th St W, Lakeville, MN 55044-8939 Tax Parcel ID Number: 22-44350-210-02 LEGAL DESCRIPTION OF PROPERTY: Lot 21, Block 2, Lakeville Hills, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $178,111.80 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 22, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on
the property on or before 11:59 p.m. on August 22, 2010, or the next business day if August 22, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 07, 2010 MORTGAGEE: Wells Fargo Bank, N.A. successor by merger to Wells Fargo Bank Southwest, N.A. formerly known as Wachovia Mortgage, FSB fka World Savings Bank, FSB Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010918F01 2029249 1/7-2/11/10
PUBLIC NOTICE
NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTIFY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: September 23, 2005 MORTGAGOR(S): Jody R. Stock and Jessica M. Stock, husband and wife MORTGAGEE: U.S. Bank National Association ND DATE AND PLACE OF RECORDING: Recorded: October 11, 2005 Dakota County Recorder Document #: 2369566 ASSIGNMENTS OF MORTGAGE: None LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 1, Winter Park Addition, Dakota County, Minnesota. PARCEL ID #: 18 84300 030 01 PROPERTY ADDRESS: 23530 Main Street, Hampton, MN 55031 Transaction Agent: N/A Transaction Agent Id No.: N/A Current Mortgage Servicer: U.S. Bank National Association ND COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $192,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY PAID BY MORTGAGEE: $202,716.93 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no Mortgagors have been released from financial obligation on said mortgage; that no action or proceeding has been instituted by law to recover that debt secured by said Mortgage, or any part thereof; that all conditions precedent to foreclosure of the Mortgage and acceleration of the debt secures thereby have been fulfilled; PURSUANT to the power of sale therein contained, said Mortgage will be foreclosed and the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 25, 2010 at 10:00 a.m. PLACE OF SALE: Dakota County Law Enforcement Center, Lobby S-100, 1580 Highway 55, Hastings, MN 55033. to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. DATE TO VACATE PROPERTY: T h e date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statues section 580.30 of the property redeemed under Minnesota Statutes section 580.23 is 8/25/2010 at 11:59 p.m. If the foregoing date is Saturday, Sunday of legal holiday, then the date to vacate is the next business day at 11:59 p.m. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF JUDICIAL ORDER IS ENTERED UNDER M I N N E S O T A S T A T U T E S S E C T I ON 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL
PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. Dated: January 4, 2010 U.S. Bank National Association ND Kenneth J. Johnson Minnesota State Bar No. 0246074 Johnson, Blumberg & Associates, LLC Attorney for Mortgagee 230 W. Monroe St. Suite 1125 Chicago, Illinois 60606 (312) 541-9710 2032011 1/7-2/11/10
PUBLIC NOTICE
NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 04, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $128,000.00 MORTGAGOR(S): Jacob Bremner and Leah Bremner, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: October 25, 2006 Dakota County Recorder Document Number: 2470737 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100073981126429092 Lender or Broker: Bremer Bank, N.A. Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 33 Pine Pl, Farmington, MN 55024-9685 Tax Parcel ID Number: 14-30200-070-06 LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 6, Glenview Townhomes and Commercial, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $135,464.69 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 22, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 22, 2010, or the next business day if September 22, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: February 04, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 007811F03 2058674 2/4-3/11/10
PUBLIC NOTICE
NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 28, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $299,925.00 MORTGAGOR(S): Teresa A Wallesverd, an unmarried woman MORTGAGEE: Wells Fargo Bank, N.A. successor by merger to Wells Fargo Bank Southwest, N.A. formerly known as Wachovia Mortgage, FSB fka World Savings Bank, FSB DATE AND PLACE OF RECORDING: Recorded: June 28, 2004 Dakota County Recorder Document Number: 2220542
Document Number: 2220542 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Wells Fargo Bank, N.A. successor by merger to Wells Fargo Bank Southwest, N.A. formerly known as Wachovia Mortgage, FSB fka World Savings Bank, FSB Residential Mortgage Servicer: Wachovia Mortgage, FSB Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 11073 164th St W, Lakeville, MN 55044-9281 Tax Parcel ID Number: 22-00110-014-25 LEGAL DESCRIPTION OF PROPERTY: That part of the South Half (S 1/2) of the Northwest Quarter (NW 1/4) of Section One (1), Township One hundred Fourteen (114), Range Twenty-One (21), Dakota County, Minnesota, described as follows: Commencing at the Northeast Corner of the South 476.20 feet of said South Half (S 1/2) of the Northwest Quarter (NW 1/4); thence North 89 degrees 51 minutes 16 seconds West (assumed bearing) along the North line of said South 476.20 feet a distance of 342.94 feet to the point of beginning of the land to be described: Thence North 66 degrees 55 minutes 15 seconds East a distance of 374.34 feet to the East line of said South Half (S 1/2), of the Northwest Quarter (NW 1/4); Thence North 0 degrees 33 minutes 30 seconds East along said East line a distance of 147.38 feet; Thence South 79 degrees 13 minutes 07 seconds West a distance of 501.13 feet, Thence South 0 degree 08 minutes 44 seconds West a distance of 200.00 feet to said North line of the South 476.20 feet; Thence South 89 degrees 51 minutes 16 seconds East along said North line a distance of 146.98 feet to the point of beginning. According to the Government Survey thereof. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $366,759.37 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 22, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 22, 2010, or the next business day if August 22, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 07, 2010 MORTGAGEE: Wells Fargo Bank, N.A. successor by merger to Wells Fargo Bank Southwest, N.A. formerly known as Wachovia Mortgage, FSB fka World Savings Bank, FSB Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 011083F01 2029583 1/7-2/11/10
PUBLIC NOTICE
NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J u n e 3 0 , 2005 MORTGAGOR: Arlene M. Francis, a single person. MORTGAGEE: Chase Bank USA, N.A. DATE AND PLACE OF RECORDING:
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������ ������ ������� �������� �� ����require OF RECORDING: pre foreclosure DATE AND PLACE THAT all R e g i s t e r e d S e p t e m b e r 2 0 , 2 0 0 5 , ments have been complied with; that Dakota County Registrar of Titles, no action or proceeding has been instiDocument No. 574775, Certificate of tuted at law or otherwise to recover the Title No. 126637. debt secured by said mortgage, or any A S S I G N M E N T S O F M O R T G A G E : part thereof; that this is registered Assigned to: JPMorgan Chase Bank, property; PURSUANT to the power of sale conN.A., Dated: December 11, 2009. tained in said mortgage, the TRANSACTION AGENT: NONE T R A N S A C T I O N A G E N T ' S M O R T - above-described property will be sold GAGE IDENTIFICATION NUMBER ON by the Sheriff of said county as follows: MORTGAGE: NONE DATE AND TIME OF SALE: February LENDER OR BROKER AND MORTG A G E O R I G I N A T O R S T A T E D O N 25, 2010 at 10:00 AM PLACE OF SALE: Dakota County MORTGAGE: Chase Bank USA, N.A. R E S I D E N T I A L M O R T G A G E S E R - Law Enforcement Center, 1580 HighVICER: Chase Home Finance, LLC way 55, Lobby S-100, Hastings, MinneMORTGAGED PROPERTY ADDRESS: sota 1754 Flamingo Drive, Eagan, MN 55122 to pay the debt secured by said mortTAX PARCEL I.D. #: 10-77100-030-11 gage and taxes, if any, on said preLEGAL DESCRIPTION OF PROP- mises and the costs and disburseERTY: ments, including attorney fees allowed Lot 3, Block 11, Town View First by law, subject to redemption within Addition six (6) months from the date of said COUNTY IN WHICH PROPERTY IS sale by the mortgagor(s), their perLOCATED: Dakota sonal representatives or assigns. ORIGINAL PRINCIPAL AMOUNT OF If the Mortgage is not reinstated MORTGAGE: $171,000.00 under Minn. Stat. §580.30 or the propAMOUNT DUE AND CLAIMED TO BE erty is not redeemed under Minn. Stat. DUE AS OF DATE OF NOTICE, INCLUD- §580.23, the Mortgagor must vacate ING TAXES, IF ANY, PAID BY MORT- the property on or before 11:59 p.m. on GAGEE: $171,423.63 August 25, 2010, or the next business That prior to the commencement of day if August 25, 2010 falls on a Saturthis mortgage foreclosure proceeding day, Sunday or legal holiday. Mortgagee/Assignee of Mortgagee comMortgagor(s) released from financial plied with all notice requirements as obligation: NONE required by statute; That no action or THIS COMMUNICATION IS FROM proceeding has been instituted at law A DEBT COLLECTOR ATTEMPTo r o t h e r w i s e t o r e c o v e r t h e d e b t ING TO COLLECT A DEBT. ANY secured by said mortgage, or any part INFORMATION OBTAINED WILL BE thereof; USED FOR THAT PURPOSE. PURSUANT to the power of sale conTHE RIGHT TO VERIFICATION OF tained in said mortgage, the above THE DEBT AND IDENTITY OF THE described property will be sold by the ORIGINAL CREDITOR WITHIN THE Sheriff of said county as follows: TIME PROVIDED BY LAW IS NOT DATE AND TIME OF SALE: February AFFECTED BY THIS ACTION. 23, 2010 at 10:00 AM THE TIME ALLOWED BY LAW FOR PLACE OF SALE: S h e r i f f ' s O f f i c e , REDEMPTION BY THE MORTGAGOR, Law Enforcement Center, 1580 Hwy THE MORTGAGOR'S PERSONAL REP55, Lobby #S-100, Hastings, MN RESENTATIVES OR ASSIGNS, MAY BE to pay the debt then secured by said REDUCED TO FIVE WEEKS IF A JUDIMortgage, and taxes, if any, on said CIAL ORDER IS ENTERED UNDER premises, and the costs and disburse- MINNESOTA STATUTES, SECTION ments, including attorneys' fees 582.032, DETERMINING, AMONG allowed by law subject to redemption OTHER THINGS, THAT THE MORTwithin six (6) months from the date of GAGED PREMISES ARE IMPROVED said sale by the mortgagor(s), their WITH A RESIDENTIAL DWELLING OF personal representatives or assigns LESS THAN FIVE UNITS, ARE NOT unless reduced to Five (5) weeks under PROPERTY USED IN AGRICULTURAL MN Stat. §580.07. PRODUCTION, AND ARE ABANDONED. TIME AND DATE TO VACATE PROPDATED: January 07, 2010 ERTY: If the real estate is an MORTGAGEE: Mortgage Electronic owner-occupied, single-family dwellRegistration Systems, Inc. ing, unless otherwise provided by law, Wilford & Geske, P.A. the date on or before which the mort- Attorneys for Mortgagee gagor(s) must vacate the property if the Lawrence A. Wilford mortgage is not reinstated under sec- James A. Geske tion 580.30 or the property is not 8425 Seasons Parkway, Suite 105 redeemed under section 580.23 is Woodbury, MN 55125-4393 11:59 p.m. on August 23, 2010 . (651) 209-3300 MORTGAGOR(S) RELEASED FROM File Number: 011448F01 FINANCIAL OBLIGATION ON MORT- 2029626 1/7-2/11/10 GAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, NOTICE OF THE MORTGAGOR'S PERSONAL REPMORTGAGE FORECLOSURE SALE RESENTATIVES OR ASSIGNS, MAY BE N O T I C E I S HEREBY GIVEN that REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER default has occurred in the conditions MINNESOTA STATUTES, SECTION of the following described mortgage: DATE OF MORTGAGE: July 08, 2005 582.032, DETERMINING, AMONG ORIGINAL PRINCIPAL AMOUNT OF OTHER THINGS, THAT THE MORTMORTGAGE: $198,400.00 GAGED PREMISES ARE IMPROVED MORTGAGOR(S): Bryan Harrison, a WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT single person MORTGAGEE: Mortgage Electronic PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E Registration Systems, Inc. DATE AND PLACE OF RECORDING: ABANDONED." Recorded: August 09, 2005 Dakota Dated: December 18, 2009. Recorder Document Number: County JPMorgan Chase Bank, N.A. 2349164 Mortgagee/Assignee of Mortgagee ASSIGNMENTS OF MORTGAGE: USSET, WEINGARDEN AND LIEBO, P.L.L.P. And assigned to: U.S. Bank National By: Paul A. Weingarden Association Attorneys for Mortgagee/Assignee of Dated: December 23, 2009 Mortgagee Transaction Agent: Mortgage Elec4500 Park Glen Road #300 tronic Registration Systems, Inc. Minneapolis, MN 55416 Transaction Agent Mortgage Identifi(952) 925-6888 cation Number: 100038900010019862 75-3861 Lender or Broker: Voyager Bank Resi20476610 THIS IS A COMMUNICATION FROM dential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: A DEBT COLLECTOR. 2031749 1/7-2/11/10 Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 15146 Dunbar Blvd, Apple Valley, MN NOTICE OF 55124-6841 Tax Parcel ID Number: MORTGAGE FORECLOSURE SALE 011175010004 NOTICE IS HEREBY GIVEN that LEGAL DESCRIPTION OF PROPdefault has occurred in the conditions ERTY: Lot 10, Block 4, AppleValley of the following described mortgage: East, Dakota County, Minnesota DATE OF MORTGAGE: August 11, AMOUNT DUE AND CLAIMED TO BE 2005 DUE AS OF DATE OF NOTICE: ORIGINAL PRINCIPAL AMOUNT OF $196,245.02 MORTGAGE: $191,200.00 THAT all pre-foreclosure requireMORTGAGOR(S): Raymond Bender ments have been complied with; that and Lisa M Bender, husband and wife no action or proceeding has been instiMORTGAGEE: Mortgage Electronic tuted at law or otherwise to recover the Registration Systems, Inc. debt secured by said mortgage, or any DATE AND PLACE OF REGISTER- part thereof; ING: PURSUANT to the power of sale conRegistered: August 29, 2005 Dakota t a i n e d i n s a i d m o r t g a g e , t h e County Registrar of Titles above-described property will be sold Document Number: 573282 by the Sheriff of said county as folTransaction Agent: Mortgage Elec- lows: tronic Registration Systems, Inc. DATE AND TIME OF SALE: February Transaction Agent Mortgage Identifi- 25, 2010 at 10:00 AM cation Number: 100177700000385435 PLACE OF SALE: Dakota County Lender or Broker: Kleinbank dba Law Enforcement Center, 1580 HighKleinmortgage way 55, Lobby S-100, Hastings, MinneR e s i d e n t i a l M o r t g a g e S e r v i c e r : sota Aurora Loan Services, LLC to pay the debt secured by said mortMortgage Originator: Not Applicable gage and taxes, if any, on said preCERTIFICATE OF TITLE NUMBER: mises and the costs and disburse132301 ments, including attorney fees allowed COUNTY IN WHICH PROPERTY IS by law, subject to redemption within LOCATED: Dakota six (6) months from the date of said Property Address: 988 Whitney Dr, sale by the mortgagor(s), their perApple Valley, MN 55124-9186 sonal representatives or assigns. Tax Parcel ID Number: If the Mortgage is not reinstated 01-11706-030-08 under Minn. Stat. §580.30 or the propL E G A L D E S C R I P T I O N O F P R O P - erty is not redeemed under Minn. Stat. ERTY: Lot 3, Block 8, Apple Valley §580.23, the Mortgagor must vacate Seventh Addition, Dakota County, the property on or before 11:59 p.m. on Minnesota August 25, 2010, or the next business AMOUNT DUE AND CLAIMED TO BE day if August 25, 2010 falls on a SaturD U E A S O F D A T E O F N O T I C E : day, Sunday or legal holiday. $189,601.73 THAT all pre-foreclosure require- ���������� �� ���� �����
PUBLIC NOTICE
PUBLIC NOTICE
��� �������� �� ���� ������ ������ ������� MORTGAGEE: Mortgage Electronic Registration Systems, Inc. ���������� ���� ��������� day, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 07, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010488F01 2029176 1/7-2/11/10
PUBLIC NOTICE
NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 06, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $320,000.00 MORTGAGOR(S): Darrell G. Kulsrud, a single man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: July 06, 2005 Dakota County Registrar of Titles Document Number: 568946 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 123219400000033190 Lender or Broker: CSMC, Inc. dba Direct Mortgage Funding Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 136637 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 12914 Hialeah Path, Apple Valley, MN 55124-9785 Tax Parcel ID Number: 01-75850-080-01 LEGAL DESCRIPTION OF PROPERTY: Lot Eight (8), Block One (1), The Highlands, according to the recorded plat AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $339,504.14 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 19, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 19, 2010, or the next business day if August 19, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 07, 2010 MORTGAGEE: Mortgage Electronic
Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 011099F01 2029939 1/7-2/11/10
PUBLIC NOTICE
NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 01, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $195,000.00 MORTGAGOR(S): Aaron Michael Stricker, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: August 30, 2007 Dakota County Recorder Document Number: 2541141 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association Dated: December 21, 2009 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100021268000929527 Lender or Broker: Vermillion State Bank Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 23465 Water St, Hampton, MN 55031-9783 Tax Parcel ID Number: 18-47500-120-01 18-47500-100-01 LEGAL DESCRIPTION OF PROPERTY: Lots 10, 11 and 12, "Mathias Manor" Addition to the Village of Hampton, Minnesota, according to the recorded plat thereof, and situate in Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $207,625.05 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 19, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 19, 2010, or the next business day if August 19, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 07, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010749F01 2028590 1/7-2/11/10
PUBLIC NOTICE
NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J u n e 2 3 , 2003 MORTGAGORS: Nicholas S. Papes, Jr. and Margaret A. Papes, FKA Margaret A Glunz, husband and wife. MORTGAGEE: ABN Amro Mortgage
MORTGAGEE: ABN Amro Mortgage Group, Inc., NKA CitiMortgage, Inc.. DATE AND PLACE OF RECORDING: Recorded August 12, 2003, Dakota County Recorder, Document No. 2092973. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: ABN Amro Mortgage Group, Inc., NKA CitiMortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 16237 East 190th Street, Hastings, MN 55033 TAX PARCEL I.D. #: 33-25700-070-02 LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 2, Fawn Oaks, According to the record plat thereof, in Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $112,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $114,348.84 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 4, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 7, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 30, 2009. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-1349 637651032 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2031697 1/7-2/11/10
PUBLIC NOTICE
NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 11, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $247,000.00 MORTGAGOR(S): Tarek Hamila and Shakiba Hamila, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: June 25, 2007 Dakota County Recorder Document Number: 2526243 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100025440003869259 Lender or Broker: Lehman Brothers Bank, FSB Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 4201 Trenton Rd, Eagan, MN 55123-1949 Tax Parcel ID Number: 10-52100-360-02 LEGAL DESCRIPTION OF PROPERTY: Lot 36, Block 2, Northview Meadows, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $271,370.38 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been insti-
no action or proceeding has been insti tuted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 25, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 25, 2010, or the next business day if August 25, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 07, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 011381F01 2029611 1/7-2/11/10
PUBLIC NOTICE
NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 13, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $156,000.00 MORTGAGOR(S): Corey Andresen and Angela Andresen, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: October 02, 2007 Dakota County Recorder Document Number: 2547728 ASSIGNMENTS OF MORTGAGE: And assigned to: Provident Funding Associates, L.P. Dated: December 31, 2009 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100017935170900134 Lender or Broker: Provident Funding Associates, L.P. Residential Mortgage Servicer: Provident Funding Associates Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 508 Wilson Ct, Northfield, MN 55057-1374 Tax Parcel ID Number: 43-52100-060-02 LEGAL DESCRIPTION OF PROPERTY: Lot Six (6), Block Two (2), North Ridge Addition AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $162,701.00 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 01, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 01, 2010, or the next business day if September 01, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial
Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 14, 2010 ASSIGNEE OF MORTGAGEE: Provident Funding Associates, L.P. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 008381F01 2035462 1/14-2/18/10
PUBLIC NOTICE
NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 21, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $360,000.00 MORTGAGOR(S): David P Huber and Tara A Huber, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: July 06, 2006 Dakota County Recorder Document Number: 2442969 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100013800899279091 Lender or Broker: GreenPoint Mortgage Funding, Inc Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 20034 Erickson Path, Farmington, MN 55024-2024 Tax Parcel ID Number: 14-48702-060-04 LEGAL DESCRIPTION OF PROPERTY: Lot 6 Block 4, Middle Creek 3rd Addition, Dakota County Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $402,344.70 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 19, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 19, 2010, or the next business day if September 19, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: February 04, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 008351F02 2059693 2/4-3/11/10
PUBLIC NOTICE
NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 1, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $127,200.00 MORTGAGOR(S): Matthew W Gorman, as a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Maribella Mortgage, LLC TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100220710000118709 SERVICER: Ocwen Loan Servicing, LLC LENDER: Maribella Mortgage, LLC. DATE AND PLACE OF FILING: Dakota County Minnesota, Recorder , on May 25, 2006, as Document No. 2432590 ASSIGNED TO: HSBC Bank USA, N.A., as Trustee on behalf of ACE Securities Corp. Home Equity Loan Trust and for the registered holders of ACE Securities Corp. Home Equity Loan Trust, Series 2006-ASAP4, Asset Backed Pass-Through Certificates Dated: October 5, 2006 , and recorded January 19, 2010 by Document No. 2708722. LEGAL DESCRIPTION OF PROPERTY: Unit No. 706, Condominium No. 115 Southcross Village Condominium, According to the Recorded Plat Thereof, And Situate in Dakota County,Minnesota PROPERTY ADDRESS: 2017 Southcross Drive West #706, Burnsville, MN 55306 PROPERTY I.D: 02-71216-706-04 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: One Hundred Thirty-Two Thousand Six Hundred Seventy-Four and 36/100 ($132,674.36) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on March 23, 2010 PLACE OF SALE: Sh e r i f f ` s M a i n Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6 months from the date of sale. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 4, 2010 HSBC Bank USA, N.A., as Trustee on behalf of ACE Securities Corp. Home Equity Loan Trust and for the registered holders of ACE Securities Corp. Home Equity Loan Trust, Series 2006-ASAP4, Asset Backed Pass-Through Certificates Randall S. Miller & Associates, P.C. Attorneys for Assignee of Mortgage/ Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 09MN00189-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 3428158 02/04/2010, 02/11/2010, 02/18/2010, 02/25/2010, 03/04/2010, 03/11/2010 2057027 2/4-3/11/10
PUBLIC NOTICE
NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 11, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $203,358.00 MORTGAGOR(S): September M Grames, a single person MORTGAGEE: CTX Mortgage Company, LLC DATE AND PLACE OF RECORDING: Recorded: November 30, 2005 Dakota County Recorder Document Number: 2384763 ASSIGNMENTS OF MORTGAGE: And assigned to: Nationstar Mortgage LLC, f/k/a Centex Home Equity Company, LLC Dated: March 21, 2006 Recorded: March 27, 2006 Dakota
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Recorded: March 27, 2006 Dakota County Recorder Document Number: 2415443 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: CTX Mortgage Company, LLC Residential Mortgage Servicer: Nationstar Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 4857 Boatman Ln, Inver Grove Heights, MN 55076-1160 Tax Parcel ID Number: 20-44026-601-06 LEGAL DESCRIPTION OF PROPERTY: Unit No. 6601, Lafayette Park East, Common Interest Community No. 434, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $205,142.67 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 04, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 04, 2010, or the next business day if September 04, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 14, 2010 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage LLC, f/k/a Centex Home Equity Company, LLC Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010952F01 2037928 1/14-2/18/10
PUBLIC NOTICE
NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: S e p t e m b e r 30, 2005 MORTGAGORS: David B. Freedman and Siew Keng Freedman, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded January 18, 2006, Dakota County Recorder, Document No. 2397835. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: December 31, 2009. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100013900801163464 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Irwin Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 3970 Worchester Drive, Eagan, MN 55123 TAX PARCEL I.D. #: 10-32990-030-01 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 1, Hills of Stonebridge. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $240,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUD-
DUE AS OF DATE OF NOTICE, INCLUD ING TAXES, IF ANY, PAID BY MORTGAGEE: $233,845.86 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 9, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 9, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 7, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-7712 1960568616 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2039239 1/14-2/18/10
PUBLIC NOTICE
NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 17, 2005 MORTGAGORS: M i c h e l l e R . L u c io and Russell J. Lucio, wife and husband. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded August 25, 2005, Dakota County Recorder, Document No. 2354770. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: December 31, 2009. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100013900796592644 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Irwin Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 2725 71st Street East, Inver Grove Heights, MN 55076 TAX PARCEL I.D. #: 20-48625-030-04 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 4, Michael D. DuPont's 4th Addition Country Meadows, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $245,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $250,612.95 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 9, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disburse-
premises, and the costs and disburse ments, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 9, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 6, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-7649 1960416527 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2039285 1/14-2/18/10
PUBLIC NOTICE
NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 15, 2002 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $161,250.00 MORTGAGOR(S): Jed J. Loewen, a single person MORTGAGEE: Anchor Bank, West St. Paul, N.A. DATE AND PLACE OF RECORDING: Recorded: January 28, 2003 Dakota County Recorder Document Number: 1990648 ASSIGNMENTS OF MORTGAGE: And assigned to: TCF Mortgage Corporation Dated: November 15, 2002 Recorded: January 28, 2003 Dakota County Recorder Document Number: 1990649 And assigned to: Mortgage Electronic Registration Systems, Inc. Dated: May 01, 2006 Recorded: May 15, 2006 Dakota County Recorder Document Number: 2429811 And assigned to: U.S. Bank National Association Dated: January 06, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100021248001798303 Lender or Broker: Anchor Bank, West St. Paul, N.A. Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 7214 158th St W, Apple Valley, MN 55124-5937 Tax Parcel ID Number: 01-11650-010-06 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 6, Apple Ponds, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $109,791.04 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 04, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 04, 2010, or the next business day if September 04, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 14, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 009144F01 2037528 1/14-2/18/10
PUBLIC NOTICE
NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 26, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $369,900.00 MORTGAGOR(S): Lucas Jackson and Stephanie Jackson, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: March 08, 2007 Dakota County Recorder Document Number: 2501400 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100037501759642046 Lender or Broker: GMAC Mortgage, LLC fka GMAC Mortgage Corporation Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 21328 Idaho Ave, Lakeville, MN 55044-1908 Tax Parcel ID Number: 22-84100-020-06 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 6, Wild Meadow Villas, CIC #363, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $386,377.63 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 19, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 19, 2010, or the next business day if September 19, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: February 04, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012086F01 2059720 2/4-3/11/10
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PUBLIC NOTICE
NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 24, 2002 MORTGAGOR: Fatu Awoji, a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded June 19, 2002, Dakota County Recorder, Document No. 1907596. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc, Dated: October 28, 2009. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100013900740746833 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Irwin Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 12984 Nicollet Avenue South #302, Burnsville, MN 55337 TAX PARCEL I.D. #: 02-01300-678-16 LEGAL DESCRIPTION OF PROPERTY: Apartment No. 302, 12984 Nicollet Ave So., Apartment Ownership No. 15, Ridgeview Condominium Homes COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $67,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $58,677.45 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 30, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 30, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 27, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-2646 401714127 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2062678 2/4-3/11/10
PUBLIC NOTICE
NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 30, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $269,900.00 MORTGAGOR(S): Eric Peterson and Lanetta Peterson, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: December 27, 2006 Dakota County Registrar of Titles Document Number: 603300 ASSIGNMENTS OF MORTGAGE: And assigned to: Provident Funding Associates, L.P. Dated: December 31, 2009
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Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100017995161107073 Lender or Broker: Provident Funding Associates, L.P. Residential Mortgage Servicer: Provident Funding Associates Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 141662 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 905 Oriole Dr, Saint Paul, MN 55124-8974 Tax Parcel ID Number: 01-11703-180-02 LEGAL DESCRIPTION OF PROPERTY: Lot 18, Block 2, Apple Valley Fourth Addition AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $276,909.26 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 01, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 01, 2010, or the next business day if September 01, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 14, 2010 ASSIGNEE OF MORTGAGEE: Provident Funding Associates, L.P. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 008393F02 2034894 1/14-2/18/10
PUBLIC NOTICE
NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 13, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $177,160.00 MORTGAGOR(S): Carline Anne Malaney, an Unmarried Woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: July 20, 2006 Dakota County Recorder Document Number: 2446704 AND CORRECTIVE MORTGAGE RECORDING: October 31, 2006 Dakota County Recorder Document Number: 2472441 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100025440003208672 Lender or Broker: Lehman Brothers Bank, FSB Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1424 Tyler St # 2, Hastings, MN 55033-2838 Tax Parcel ID Number: 19-77300-120-02 LEGAL DESCRIPTION OF PROPERTY: The South 1/2 of Lot 11, Block 2, and all of Lot 12, Block 2, Tripp's Addition to Hastings, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $186,510.27 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any
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��� �������� �� ���� ������ USED ������ FOR ������� THAT PURPOSE. THE RIGHT TO VERIFICATION ���������� ���� ��������� debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 04, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 04, 2010, or the next business day if September 04, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 14, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 009796F02 2037650 1/14-2/18/10
PUBLIC NOTICE
NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 18, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $165,000.00 MORTGAGOR(S): Bryan R Nippoldt, single and Molly K Widstrom, single MORTGAGEE: Nationstar Mortgage, LLC DATE AND PLACE OF RECORDING: Recorded: October 09, 2006 Dakota County Recorder Document Number: 2466796 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Nationstar Mortgage, LLC Residential Mortgage Servicer: Nationstar Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3524 Cloman Way, Inver Grove Heights, MN 55076-1649 Tax Parcel ID Number: 20-44352-020-10 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 10, Lakebridge Patio Homes Third Addition. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $170,347.99 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 04, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 04, 2010, or the next business day if September 04, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 14, 2010 MORTGAGEE: Nationstar Mortgage, LLC Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010949F01 2037941 1/14-2/18/10
PUBLIC NOTICE
NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 17, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $124,800.00 MORTGAGOR(S): Troy L Freden, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: September 14, 2007 Dakota County Recorder Document Number: 2543842 ASSIGNMENTS OF MORTGAGE: And assigned to: Suntrust Mortgage, Inc. Dated: January 06, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000104-0206452328-9 Lender or Broker: Suntrust Mortgage, Inc. Residential Mortgage Servicer: SunTrust Mortgage, Inc. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 13428 Heather Hills Dr, Burnsville, MN 55337-390 Tax Parcel ID Number: 02-32250-030-09 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 9, Heather Hills First Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $124,728.98 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the abovedescribed property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 04, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 04, 2010, or the next business day if September 04, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 14, 2010 ASSIGNEE OF MORTGAGEE: Suntrust Mortgage, Inc. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 011578F01 2037498 1/14-2/18/10
PUBLIC NOTICE
NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 10, 2007 MORTGAGORS: A m y E . D e l i s a n d Michael L. Delis, wife and husband. MORTGAGEE: J P M o r g a n C h a s e Bank, N.A.. DATE AND PLACE OF RECORDING: Recorded July 3, 2007, Dakota County Recorder, Document No. 2528153. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: January 19, 2010. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: JPMorgan Chase Bank, N.A. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 1009 April Place, Burnsville, MN 55306 TAX PARCEL I.D. #: 02-71226-050-01 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 1, Southcross Woods 2nd Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $284,800.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $285,257.81 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 1, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 1, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 22, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-7754 1064164135 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2061317 2/4-3/11/10
PUBLIC NOTICE
NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 29, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $243,840.00 MORTGAGOR(S): Arkadiy Petruk and Leah Petruk, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: December 14, 2004 Dakota County Recorder Document Number: 2276059 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100060677001418128 Lender or Broker: Integrity One Mortgage, LLC Residential Mortgage Servicer: GMAC Mortgage, LLC
Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 4651 Parkcliff Dr, Eagan, MN 55123-2143 Tax Parcel ID Number: 10-56702-040-02 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 2, Parkcliff 3rd Addition, according to the recorded plat thereof, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $248,949.57 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 26, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 26, 2010, or the next business day if August 26, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 14, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 011307F01 2033053 1/14-2/18/10
PUBLIC NOTICE
NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: June 30, 1994 MORTGAGORS: J o h n M . P a w l e n t y and Jodi L. Pawlenty, husband and wife. MORTGAGEE: N o r w e s t M o r t g a g e , Inc. DATE AND PLACE OF RECORDING: Recorded August 19, 1994, Dakota County Recorder, Document No. 1236374. ASSIGNMENTS OF MORTGAGE: Assigned to: Universal Mortgage Corporation of Wisconsin, Dated: June 30, 1994, Recorded: August 19, 1994, Document No. 1236375. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Norwest Mortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: Universal Mortgage Corporation of Wisconsin MORTGAGED PROPERTY ADDRESS: 131 Ash Street East, South Saint Paul, MN 55075 TAX PARCEL I.D. #: 36-73150-160-02 LEGAL DESCRIPTION OF PROPERTY: Lot 16, Block 2, Sunny View Terrace, according to the recorded plat thereof on file and of record in the office of the County Recorder, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $84,816.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $65,266.11 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or
required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 4, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 7, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 4, 2010. Universal Mortgage Corporation of Wisconsin Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 28-411 8828469 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2039023 1/14-2/18/10
PUBLIC NOTICE
NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 2 5 , 2002 MORTGAGOR: M a r y K . S c h l e i s , a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Registered April 10, 2003, Dakota County Registrar of Titles, Document No. 495295, Certificate of Title No. 127652. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: December 28, 2009. Said Mortgage being Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100162500037557247 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Alpine Lending, LLC RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 101 Mary Ann Lane, Burnsville, MN 55337 TAX PARCEL I.D. #: 02-76430-010-09 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 9, Timberland-Knoll Acres, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $90,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $82,684.87 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 11, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under
unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 13, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 5, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-7662 1998253786 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2039298 1/14-2/18/10
PUBLIC NOTICE
NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: M a r c h 2 0 , 2006 MORTGAGORS: William E. Strauss and Mary E. Strauss, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded April 20, 2006, Dakota County Recorder, Document No. 2421885. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: December 31, 2009. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100059012560468418 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Nbank, N.A. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 4669 Blaine Avenue, Inver Grove Heights, MN 55076 TAX PARCEL I.D. #: 20-44001-905-05 LEGAL DESCRIPTION OF PROPERTY: Unit Number 0905, Lafayette Park, CIC 370, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $170,400.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $167,901.47 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 11, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 13, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG
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582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 6, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-7669 1915366377 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2039305 1/14-2/18/10
PUBLIC NOTICE
NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 11, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $209,100.00 MORTGAGOR(S): Renee K Krinsky, unmarried MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: March 01, 2005 Dakota County Registrar of Titles Document Number: 560011 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association Dated: January 06, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100021278923053537 Lender or Broker: Piper Jaffray Mortgage, LLC Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 122176 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1775 Lexington Ave S Apt 28, Saint Paul, MN 55118-3629 Tax Parcel ID Number: 24-44950-020-03 LEGAL DESCRIPTION OF PROPERTY: Lot Two (2), Block Three (3) in Lexington Court Replat, according to the recorded plat thereof, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $200,596.19 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 19, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 19, 2010, or the next business day if September 19, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: February 04, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 011524F01 2058810 2/4-3/11/10
PUBLIC NOTICE
NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTIFY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: June 30, 2004 MORTGAGOR(S): Karina B. Rojas, a married person MORTGAGEE: U.S. Bank National Association ND DATE AND PLACE OF RECORDING: Recorded: August 26, 2004 Dakota County Recorder Document #: 2242381 ASSIGNMENTS OF MORTGAGE: None LEGAL DESCRIPTION OF PROPERTY: That part of Lot 3, lying East of the West one-half foot thereof, Block 5, Lincoln Park Addition to South St. Paul, Dakota County, Minnesota. PARCEL ID #: 36-45300-033-05 PROPERTY ADDRESS: 410 Chestnut Street, South St. Paul, MN 55075 Transaction Agent: N/A Transaction Agent Id No.: N/A Current Mortgage Servicer: U.S. Bank National Association ND COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $288,297.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY PAID BY MORTGAGEE: $291,592.48 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no Mortgagors have been released from financial obligation on said mortgage; that no action or proceeding has been instituted by law to recover that debt secured by said Mortgage, or any part thereof; that all conditions precedent to foreclosure of the Mortgage and acceleration of the debt secures thereby have been fulfilled; PURSUANT to the power of sale therein contained, said Mortgage will be foreclosed and the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 25, 2010 at 10:00 a.m. PLACE OF SALE: Dakota County Law Enforcement Center, Lobby S-100, 1580 Highway 55, Hastings, MN 55033. to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. DATE TO VACATE PROPERTY: T h e date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 nor the property redeemed under Minnesota Statutes section 580.23 is 9/25/2010 at 11:59 p.m. If the foregoing date is Saturday, Sunday or legal holiday, then the date to vacate is the next business day at 11:59 p.m. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF JUDICIAL ORDER IS ENTERED UNDER M I N N E S O T A S T A T U T E S S E C T I ON 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. Dated: January 26, 2010 U.S. Bank National Association ND Mortgagee Kenneth J. Johnson Minnesota State Bar No. 0246074 Johnson, Blumberg & Associates, LLC Attorney for Mortgagee 230 W. Monroe St. Suite 1125 Chicago, Illinois 60606 (312) 541-9710 2058946 2/4-3/11/10
PUBLIC NOTICE
NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 14, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $144,960.00 MORTGAGOR(S): Richard C Marshall, an unmarried man MORTGAGEE: Wells Fargo Bank, N.A. successor by merger to Wells Fargo Bank Southwest, N.A. formerly known as Wachovia Mortgage, FSB fka World Savings Bank, FSB DATE AND PLACE OF RECORDING: Recorded: June 18, 2004 Dakota County Recorder Document Number: 2216879 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Wells Fargo Bank, N.A. successor by merger to Wells Fargo Bank Southwest, N.A. formerly
Fargo Bank Southwest, N.A. formerly known as Wachovia Mortgage, FSB fka World Savings Bank, FSB Residential Mortgage Servicer: Wachovia Mortgage, FSB Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1552 Independence Dr, Northfield, MN 55057-4863 Tax Parcel ID Number: 43-51500-210-05 LEGAL DESCRIPTION OF PROPERTY: Unit No. 210, Liberty Park Condominium, Common Interest Community No. 391, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $167,925.82 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 02, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 02, 2010, or the next business day if September 02, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 14, 2010 MORTGAGEE: Wells Fargo Bank, N.A. successor by merger to Wells Fargo Bank Southwest, N.A. formerly known as Wachovia Mortgage, FSB fka World Savings Bank, FSB Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 011080F01 2036799 1/14-2/18/10
PUBLIC NOTICE
NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 13, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $362,700.00 MORTGAGOR(S): Allen R Halcomb and Betsy J Halcomb, husband and wife MORTGAGEE: Wilmington Finance, a division of AIG Federal Savings Bank DATE AND PLACE OF REGISTERING: Registered: November 24, 2004 Dakota County Registrar of Titles Document Number: 553010 ASSIGNMENTS OF MORTGAGE: And assigned to: Mortgage Electronic Registration Systems, Inc. Dated: October 19, 2004 Registered: August 15, 2005 Dakota County Registrar of Titles Document Number: 571993 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100046600070038261 Lender or Broker: Wilmington Finance, a division of AIG Federal Savings Bank Residential Mortgage Servicer: Litton Loan Servicing, LP Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 125879 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 151 Carriage Ln, Burnsville, MN 55306-5078 Tax Parcel ID Number: 02-16401-090-02 LEGAL DESCRIPTION OF PROPERTY: Lot Nine (9), Block Two (2), in Carriage Place Second Addition, according to the recorded plat thereof, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE:
DUE AS OF DATE OF NOTICE: $372,617.22 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 01, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 01, 2010, or the next business day if September 01, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 14, 2010 ASSIGNEE OF MORTGAGEE Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 011412F01 2033942 1/14-2/18/10
PUBLIC NOTICE
NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 19, 2007 MORTGAGOR: Mollie A. Maleitzke, a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded April 25, 2007, Dakota County Recorder, Document No. 2512178. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: January 7, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100162500029387587 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Spectra Financial, Inc. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 993 South Robert Street #B2, West Saint Paul, MN 55118 TAX PARCEL I.D. #: 42-23725-002-10 and 42-23725-001-11. LEGAL DESCRIPTION OF PROPERTY: Unit Number B2 and P1, Homes of Emerson Hill, Common Interest Community Number 537, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $132,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $141,227.56 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 11, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said
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������ �� ���� Mortgage, and ������ taxes, if any, on said������� REDUCED�������� TO FIVE WEEKS IF A JUDI premises, and the costs and disburse- CIAL ORDER IS ENTERED UNDER m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s MINNESOTA STATUTES, SECTION allowed by law subject to redemption 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G within six (6) months from the date of OTHER THINGS, THAT THE MORTsaid sale by the mortgagor(s), their GAGED PREMISES ARE IMPROVED personal representatives or assigns WITH A RESIDENTIAL DWELLING OF unless reduced to Five (5) weeks under LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL MN Stat. §580.07. TIME AND DATE TO VACATE PROP- P R O D U C T I O N , A N D A R E E R T Y : I f t h e r e a l e s t a t e i s a n ABANDONED." Dated: January 7, 2010. owner-occupied, single-family dwellJPMorgan Chase Bank, N.A. ing, unless otherwise provided by law, Mortgagee/Assignee of Mortgagee the date on or before which the mortgagor(s) must vacate the property if the USSET, WEINGARDEN AND LIEBO, P.L.L.P. mortgage is not reinstated under sec- By: Paul A. Weingarden tion 580.30 or the property is not Attorneys for Mortgagee/Assignee of redeemed under section 580.23 is Mortgagee 4500 Park Glen Road #300 11:59 p.m. on September 13, 2010. MORTGAGOR(S) RELEASED FROM Minneapolis, MN 55416 FINANCIAL OBLIGATION ON MORT- (952) 925-6888 60-1705 GAGE: None "THE TIME ALLOWED BY LAW FOR 8403385605 REDEMPTION BY THE MORTGAGOR, THIS IS A COMMUNICATION FROM THE MORTGAGOR'S PERSONAL REP- A DEBT COLLECTOR. 1/14-2/18/10 RESENTATIVES OR ASSIGNS, MAY BE 2039133 REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION NOTICE OF 582.032, DETERMINING, AMONG MORTGAGE FORECLOSURE SALE OTHER THINGS, THAT THE MORTTHE RIGHT TO VERIFICATION GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF OF THE DEBT AND IDENTITY OF LESS THAN FIVE UNITS, ARE NOT THE ORIGINAL CREDITOR WITHIN PROPERTY USED IN AGRICULTURAL THE TIME PROVIDED BY LAW IS P R O D U C T I O N , A N D A R E NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that ABANDONED." default has occurred in conditions of Dated: January 8, 2010. the following described mortgage: Chase Home Finance LLC DATE OF MORTGAGE: April 25, 2008 Mortgagee/Assignee of Mortgagee MORTGAGORS: Brandon J. Young USSET, WEINGARDEN AND LIEBO, P.L.L.P. and Tammy Young, husband and wife. By: Paul A. Weingarden MORTGAGEE: Mortgage Electronic Attorneys for Mortgagee/Assignee of Registration Systems, Inc. Mortgagee DATE AND PLACE OF RECORDING: 4500 Park Glen Road #300 Recorded May 21, 2008, Dakota County Minneapolis, MN 55416 Recorder, Document No. 2591774. (952) 925-6888 ASSIGNMENTS OF MORTGAGE: 30-6680 Assigned to: Chase Home Finance LLC, 1991449940 THIS IS A COMMUNICATION FROM Dated: January 22, 2010. TRANSACTION AGENT: Mortgage A DEBT COLLECTOR. 2039319 1/14-2/18/10 Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100418417493458954 LENDER OR BROKER AND MORTNOTICE OF GAGE ORIGINATOR STATED ON MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION MORTGAGE: Tradition Mortgage, LLC RESIDENTIAL MORTGAGE SEROF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN VICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: THE TIME PROVIDED BY LAW IS 402 18th Avenue South, South Saint NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that Paul, MN 55075 default has occurred in conditions of TAX PARCEL I.D. #: 36-48550-110-01 the following described mortgage: LEGAL DESCRIPTION OF PROPDATE OF MORTGAGE: July 21, 2003 ERTY: MORTGAGORS: M i c h a e l J . P o l s k i Lot 11, Block 1, Michaels Addition, and Donna L. Polski, husband and Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS wife. LOCATED: Dakota MORTGAGEE: rateOne Home Loans. DATE AND PLACE OF RECORDING: ORIGINAL PRINCIPAL AMOUNT OF Recorded September 18, 2003, Dakota MORTGAGE: $249,850.00 County Recorder, Document No. AMOUNT DUE AND CLAIMED TO BE 2111680. DUE AS OF DATE OF NOTICE, INCLUDA S S I G N M E N T S O F M O R T G A G E : ING TAXES, IF ANY, PAID BY MORTAssigned to: JPMorgan Chase Bank, GAGEE: $251,931.65 That prior to the commencement of N.A. by Court Order recorded as Document No. 2652911 this mortgage foreclosure proceeding TRANSACTION AGENT: NONE Mortgagee/Assignee of Mortgagee comT R A N S A C T I O N A G E N T ' S M O R T - plied with all notice requirements as GAGE IDENTIFICATION NUMBER ON required by statute; That no action or MORTGAGE: NONE proceeding has been instituted at law LENDER OR BROKER AND MORT- o r o t h e r w i s e t o r e c o v e r t h e d e b t G A G E O R I G I N A T O R S T A T E D O N secured by said mortgage, or any part MORTGAGE: rateOne Home Loans thereof; RESIDENTIAL MORTGAGE SERPURSUANT to the power of sale conV I C E R : J P M o r g a n C h a s e B a n k , tained in said mortgage, the above National Association described property will be sold by the MORTGAGED PROPERTY ADDRESS: Sheriff of said county as follows: 16870 Firestone Way, Farmington, MN DATE AND TIME OF SALE: March 55024 31, 2010 at 10:00 AM TAX PARCEL I.D. #: 22-41750-070-04 PLACE OF SALE: S h e r i f f ' s O f f i c e , LEGAL DESCRIPTION OF PROP- Law Enforcement Center, 1580 Hwy ERTY: 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Lot 7, Block 4, Kilkenny Pond COUNTY IN WHICH PROPERTY IS Mortgage, and taxes, if any, on said LOCATED: Dakota premises, and the costs and disburseORIGINAL PRINCIPAL AMOUNT OF m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s MORTGAGE: $213,500.00 allowed by law subject to redemption AMOUNT DUE AND CLAIMED TO BE within six (6) months from the date of DUE AS OF DATE OF NOTICE, INCLUD- said sale by the mortgagor(s), their ING TAXES, IF ANY, PAID BY MORT- personal representatives or assigns GAGEE: $220,531.20 unless reduced to Five (5) weeks under That prior to the commencement of MN Stat. §580.07. this mortgage foreclosure proceeding TIME AND DATE TO VACATE PROPMortgagee/Assignee of Mortgagee com- E R T Y : I f t h e r e a l e s t a t e i s a n plied with all notice requirements as owner-occupied, single-family dwellrequired by statute; That no action or ing, unless otherwise provided by law, proceeding has been instituted at law the date on or before which the morto r o t h e r w i s e t o r e c o v e r t h e d e b t gagor(s) must vacate the property if the secured by said mortgage, or any part mortgage is not reinstated under secthereof; tion 580.30 or the property is not PURSUANT to the power of sale con- redeemed under section 580.23 is tained in said mortgage, the above 11:59 p.m. on September 30, 2010. described property will be sold by the MORTGAGOR(S) RELEASED FROM Sheriff of said county as follows: FINANCIAL OBLIGATION ON MORTDATE AND TIME OF SALE: March GAGE: None 11, 2010 at 10:00 AM "THE TIME ALLOWED BY LAW FOR PLACE OF SALE: S h e r i f f ' s O f f i c e , REDEMPTION BY THE MORTGAGOR, Law Enforcement Center, 1580 Hwy THE MORTGAGOR'S PERSONAL REP55, Lobby #S-100, Hastings, MN RESENTATIVES OR ASSIGNS, MAY BE to pay the debt then secured by said REDUCED TO FIVE WEEKS IF A JUDIMortgage, and taxes, if any, on said CIAL ORDER IS ENTERED UNDER premises, and the costs and disburse- MINNESOTA STATUTES, SECTION ments, including attorneys' fees 582.032, DETERMINING, AMONG allowed by law subject to redemption OTHER THINGS, THAT THE MORTwithin six (6) months from the date of GAGED PREMISES ARE IMPROVED said sale by the mortgagor(s), their WITH A RESIDENTIAL DWELLING OF personal representatives or assigns LESS THAN FIVE UNITS, ARE NOT unless reduced to Five (5) weeks under PROPERTY USED IN AGRICULTURAL MN Stat. §580.07. P R O D U C T I O N , A N D A R E TIME AND DATE TO VACATE PROP- ABANDONED." ERTY: If the real estate is an Dated: January 27, 2010. owner-occupied, single-family dwellChase Home Finance LLC ing, unless otherwise provided by law, Mortgagee/Assignee of Mortgagee the date on or before which the mort- USSET, WEINGARDEN AND LIEBO, P.L.L.P. gagor(s) must vacate the property if the By: Paul A. Weingarden mortgage is not reinstated under sec- Attorneys for Mortgagee/Assignee of tion 580.30 or the property is not Mortgagee redeemed under section 580.23 is 4500 Park Glen Road #300 11:59 p.m. on September 13, 2010. Minneapolis, MN 55416 MORTGAGOR(S) RELEASED FROM (952) 925-6888 FINANCIAL OBLIGATION ON MORT30-7866 GAGE: None 1749345895 "THE TIME ALLOWED BY LAW FOR THIS IS A COMMUNICATION FROM REDEMPTION BY THE MORTGAGOR, A DEBT COLLECTOR. THE MORTGAGOR'S PERSONAL REP- 2059987 2/4-3/11/10 RESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDI- ���������� �� ���� �����
PUBLIC NOTICE
PUBLIC NOTICE
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PUBLIC NOTICE
NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 31, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $120,000.00 MORTGAGOR(S): Paul G Chavis and Deborah S Chavis, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: October 25, 2005 Dakota County Recorder Document Number: 2374091 ASSIGNMENTS OF MORTGAGE: And assigned to: Suntrust Mortgage, Inc. Dated: November 30, 2009 Recorded: December 02, 2009 Dakota County Recorder Document Number: 2699546 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100010401437714187 Lender or Broker: Suntrust Mortgage, Inc. Residential Mortgage Servicer: SunTrust Mortgage, Inc. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 24055 Hogan Ave, Hampton, MN 55031-9768 Tax Parcel ID Number: 29-30700-050-01 LEGAL DESCRIPTION OF PROPERTY: Lots 4 and 5, Block 1, Gores's Addition to New Trier AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $82,835.45 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 29, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 08, 2010, or the next business day if October 08, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 10, 2009 ASSIGNEE OF MORTGAGEE: Suntrust Mortgage, Inc. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010643F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for January 29, 2010 at 10:00 AM has been postponed to April 08, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: January 29, 2010 ASSIGNEE OF MORTGAGEE: Suntrust Mortgage, Inc. Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010643F01 2061257 2/4/10
PUBLIC NOTICE
NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 22, 2007 MORTGAGOR: K a r e n S i e h n d e l , a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded May 29, 2007, Dakota County Recorder, Document No. 2520400. ASSIGNMENTS OF MORTGAGE: Assigned to: Nationstar Mortgage LLC, Dated: January 11, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100062604738436213 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Homecomings Financial, LLC f/k/a Homecomings Financial Network, Inc. RESIDENTIAL MORTGAGE SERVICER: NationStar Mortgage, LLC MORTGAGED PROPERTY ADDRESS: 921 Pine Street, Farmington, MN 55024 TAX PARCEL I.D. #: 143020012002 LEGAL DESCRIPTION OF PROPERTY: Lot 12, Block 2, Glenview Townhomes and Commercial, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $171,100.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $180,498.90 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 31, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 30, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 27, 2010. Nationstar Mortgage LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 21-34 0596433087 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2062730 2/4-3/11/10
PUBLIC NOTICE
NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 17, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $224,000.00 MORTGAGOR(S): Jose P Rubio and Darla A Rubio, husband and wife MORTGAGEE: Wells Fargo Bank, N.A. successor by merger to Wells Fargo Bank Southwest, N.A. formerly known as Wachovia Mortgage, FSB fka World Savings Bank, FSB DATE AND PLACE OF RECORDING: Recorded: October 29, 2004 Dakota County Recorder Document Number: 2262582 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable
cation Number: Not Applicable Lender or Broker: Wells Fargo Bank, N.A. successor by merger to Wells Fargo Bank Southwest, N.A. formerly known as Wachovia Mortgage, FSB fka World Savings Bank, FSB Residential Mortgage Servicer: Wachovia Mortgage, FSB Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 2629 Borden Way, Inver Grove Heights, MN 55076-2009 Tax Parcel ID Number: 20-81300-040-03 LEGAL DESCRIPTION OF PROPERTY: Lot Four (4), Block Three (3), Valley Heights Addition AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $251,258.43 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 01, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 01, 2010, or the next business day if September 01, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 14, 2010 MORTGAGEE: Wells Fargo Bank, N.A. successor by merger to Wells Fargo Bank Southwest, N.A. formerly known as Wachovia Mortgage, FSB fka World Savings Bank, FSB Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 011495F01 2038285 1/14-2/18/10
PUBLIC NOTICE
NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: M a r c h 1 4 , 2006 MORTGAGOR: Ronald L. Ankney, a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded April 21, 2006, Dakota County Recorder, Document No. 2422380. ASSIGNMENTS OF MORTGAGE: Assigned to: Aurora Loan Services, LLC, Dated: December 23, 2009. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100061906073000012 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Summit Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: Aurora Loan Services LLC MORTGAGED PROPERTY ADDRESS: 5323 West 173rd Street, Farmington, MN 55024 TAX PARCEL I.D. #: 22-18103-002-08 LEGAL DESCRIPTION OF PROPERTY: Unit No. 3002, Common Interest Community No. 402, Cornerstone Lake 4th Addition Condominiums, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $143,920.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUD-
DUE AS OF DATE OF NOTICE, INCLUD ING TAXES, IF ANY, PAID BY MORTGAGEE: $148,688.51 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 2, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 2, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 5, 2010. Aurora Loan Services LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 98-961 0032599920 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2039044 1/14-2/18/10
PUBLIC NOTICE
NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 07, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $227,000.00 MORTGAGOR(S): David J. Hanner and Ann M. Hanner, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: June 26, 2006 Dakota County Recorder Document Number: 2440659 ASSIGNMENTS OF MORTGAGE: And assigned to: Provident Funding Associates, L.P. Dated: December 31, 2009 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000179-3516050114-0 Lender or Broker: Provident Funding Associates, L.P. Residential Mortgage Servicer: Provident Funding Associates Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 17800 Jamaica Cir, Lakeville, MN 55044-9520 Tax Parcel ID Number: 22-53502-150-03 LEGAL DESCRIPTION OF PROPERTY: Lot 15, Block 3, Oak Hills third Addition AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $240,754.19 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 01, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 01, 2010, or the next busi-
September 01, 2010, or the next busi ness day if September 01, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 14, 2010 ASSIGNEE OF MORTGAGEE: Provident Funding Associates, L.P. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 008384F01 2035534 1/14-2/18/10
PUBLIC NOTICE
NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 12, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $238,500.00 MORTGAGOR(S): Stephen F Golz and Kelly A Golz, husband and wife MORTGAGEE: American Equity Mortgage, Inc. DATE AND PLACE OF RECORDING: Recorded: April 21, 2005 Dakota County Recorder Document Number: 2314560 ASSIGNMENTS OF MORTGAGE: And assigned to: Nationstar Mortgage LLC, f/k/a Centex Home Equity Company, LLC Dated: June 27, 2005 Recorded: July 01, 2005 Dakota County Recorder Document Number: 2336250 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: American Equity Mortgage, Inc. Residential Mortgage Servicer: Nationstar Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1375 Oakdale Ave, Saint Paul, MN 55118-3211 Tax Parcel ID Number: 42-32500-010-01 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 1, Henrietta Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $270,213.51 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 04, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 04, 2010, or the next business day if September 04, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 14, 2010
DATED: January 14, 2010 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage LLC, f/k/a Centex Home Equity Company, LLC Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010904F01 2037955 1/14-2/18/10
PUBLIC NOTICE
NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: S e p t e m b e r 19, 2005 MORTGAGOR: Shawna S. Britton, a single person. MORTGAGEE: First Franklin. DATE AND PLACE OF RECORDING: Recorded October 3, 2005, Dakota County Recorder, Document No. 2366916. ASSIGNMENTS OF MORTGAGE: Assigned to: First Franklin Financial Corporation, Dated: February 8, 2006, Recorded: March 6, 2006, Document No. 2410443. And thereafter assigned to: Citibank, N.A., as Trustee for First Franklin Mortgage Loan Trust, Mortgage Loan Asset-Backed Certificates, Series 2005-FF12, Dated: December 8, 2006. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Franklin RESIDENTIAL MORTGAGE SERVICER: Home Loan Services, Inc. MORTGAGED PROPERTY ADDRESS: 16653 Foliage Avenue West, Rosemount, MN 55068 TAX PARCEL I.D. #: 22-21172-150-09 LEGAL DESCRIPTION OF PROPERTY: Lot 15, Block 9, Donnay's Valley Park 3rd Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $162,320.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $169,501.65 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 1, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 1, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 29, 2010. Citibank, N.A., as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 76-3585 1044569386 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2062972 2/4-3/11/10
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PUBLIC NOTICE
NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 03, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $164,000.00 MORTGAGOR(S): Mohamad R Anssari, unmarried MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: June 21, 2004 Dakota County Recorder Document Number: 2217516 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100052599980403089 Lender or Broker: 1st Premiere Mortgage Residential Mortgage Servicer: Flagstar Bank, FSB Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 14766 Embry Path, Apple Valley, MN 55124-6342 Tax Parcel ID Number: 01-20505-121-01 LEGAL DESCRIPTION OF PROPERTY: Lot One Hundred and Twenty One (121), Block One (1), Diamond Path Sixth Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $156,368.23 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 25, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 25, 2010, or the next business day if September 25, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: February 04, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012287F01 2061704 2/4-3/11/10
PUBLIC NOTICE
NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 16, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $124,000.00 MORTGAGOR(S): Marc E. Rohricht and Sovanny Rohricht, Husband and Wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: October 06, 2005 Dakota County Recorder Document Number: 2367892 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1002812-5980674200-3 Lender or Broker: Platinum Lending Corporation Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3271 Hill Ridge Dr, Eagan, MN 55121-1749 Tax Parcel ID Number: 10-41300-027-05
10 41300 027 05 LEGAL DESCRIPTION OF PROPERTY: Unit No. 27, Common Interest Comunity No. 358, Cedar Bluff Townhome Condominium, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $125,544.72 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 04, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 04, 2010, or the next business day if September 04, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 14, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 011631F01 2037593 1/14-2/18/10
PUBLIC NOTICE
NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: December 21, 2006 MORTGAGOR: T a m m i e J . L i n d , a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Registered January 11, 2007, Dakota County Registrar of Titles, Document No. 604110, Certificate of Title No. 130917. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, National Association, as successor trustee to Bank of America, N. A. as successor by merger to LaSalle Bank N. A., as Trustee for First Franklin Mortgage Loan Trust, Mortgage Loan Asset-Backed Certificates, Series 2007-FF2, Dated: December 9, 2009. Said Mortgage being Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100425240011829774 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Franklin RESIDENTIAL MORTGAGE SERVICER: Home Loan Services, Inc. MORTGAGED PROPERTY ADDRESS: 1901 Melody Lane, Burnsville, MN 55337 TAX PARCEL I.D. #: 026900002004 LEGAL DESCRIPTION OF PROPERTY: Lot Two (2), Block Four (4) in Skyline View Addition, according to the Recorded plat thereof on file and of record in the Office of the Registrar of Titles in and for Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $233,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $271,858.82 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or
required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 4, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 7, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 6, 2010. U.S. Bank National Association, Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 76-3562 1044828077 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2039184 1/14-2/18/10
PUBLIC NOTICE
NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: M a r c h 1 5 , 2006 MORTGAGORS: Brian L. Myers and Lorinda B. Feldman Myers, husband and wife. MORTGAGEE: J P M o r g a n C h a s e Bank, National Association as successor in interest to Washington Mutual Bank, FA. DATE AND PLACE OF RECORDING: Recorded April 5, 2006, Dakota County Recorder, Document No. 2418107. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Washington Mutual Bank, FA RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 620 7th Street, Farmington, MN 55024 TAX PARCEL I.D. #: 14-88100-030-00 LEGAL DESCRIPTION OF PROPERTY: Lot Number 3 in Youngkrantz Addition of Dakota County Records COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $129,395.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $115,149.74 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 4, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.
MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 7, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 31, 2009. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-2695 0061134037 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2039099 1/14-2/18/10
PUBLIC NOTICE
NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 17, 2004 MORTGAGORS: Nathan D Heimdal a single person and Kenneth D Heimdal and Pamela Heimdal, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Registered September 3, 2004, Dakota County Registrar of Titles, Document No. 546848, Certificate of Title No. 133212. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc, Dated: September 28, 2009. Said Mortgage being Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100226700000051723 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Citizens State Bank RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 925 Redwell Lane, Apple Valley, MN 55124 TAX PARCEL I.D. #: 01-11706-240-05 LEGAL DESCRIPTION OF PROPERTY: Lot 24, Block 5, Apple Valley 7th Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $156,080.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $153,041.42 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 4, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 7, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORT-
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������ ������ OTHER THINGS, THAT THE MORT ������� �������� �� ���� GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF NOTICE OF LESS THAN FIVE UNITS, ARE NOT MORTGAGE FORECLOSURE SALE PROPERTY USED IN AGRICULTURAL NOTICE IS HEREBY GIVEN that P R O D U C T I O N , A N D A R E default has occurred in the conditions ABANDONED." of the following described mortgage: Dated: December 21, 2009. DATE OF MORTGAGE: February 05, CitiMortgage, Inc. 2004 Mortgagee/Assignee of Mortgagee ORIGINAL PRINCIPAL AMOUNT OF USSET, WEINGARDEN AND LIEBO, P.L.L.P. MORTGAGE: $289,750.00 By: Paul A. Weingarden MORTGAGOR(S): Brian Turck, a Attorneys for Mortgagee/Assignee of single man Mortgagee MORTGAGEE: Bank of America, N.A. 4500 Park Glen Road #300 DATE AND PLACE OF REGISTERMinneapolis, MN 55416 ING: (952) 925-6888 Registered: June 10, 2004 Dakota 10-2489 County Registrar of Titles 8430045 Document Number: 539204 THIS IS A COMMUNICATION FROM Transaction Agent: Not Applicable A DEBT COLLECTOR. Transaction Agent Mortgage Identifi2036414 1/14-2/18/10 cation Number: Not Applicable Lender or Broker: Bank of America, N.A. NOTICE OF MORTGAGE Residential Mortgage Servicer: Bank FORECLOSURE SALE of America, N.A. THE RIGHT TO VERIFICATION Mortgage Originator: Not Applicable OF THE DEBT AND IDENTITY OF CERTIFICATE OF TITLE NUMBER: THE ORIGINAL CREDITOR WITHIN 131971 THE TIME PROVIDED BY LAW IS COUNTY IN WHICH PROPERTY IS NOT AFFECTED BY THIS ACTION. LOCATED: Dakota NOTICE IS HEREBY GIVEN, that Property Address: 20424 Jupiter default has occurred in conditions of Way, Lakeville, MN 55024 the following described mortgage: Tax Parcel ID Number: DATE OF MORTGAGE: A u g u s t 3 0 , 22-47545-030-03 2005 LEGAL DESCRIPTION OF PROPMORTGAGOR: M o l l y M c G u i r e , a ERTY: Lot 3, Block 3, Marion Village single person. AMOUNT DUE AND CLAIMED TO BE MORTGAGEE: Mortgage Electronic D U E A S O F D A T E O F N O T I C E : Registration Systems, Inc. $322,309.75 DATE AND PLACE OF RECORDING: THAT all pre-foreclosure requireRecorded October 7, 2005, Dakota ments have been complied with; that C o u n t y R e c o r d e r , D o c u m e n t N o . no action or proceeding has been insti2368591. tuted at law or otherwise to recover the A S S I G N M E N T S O F M O R T G A G E : debt secured by said mortgage, or any Assigned to: CitiMortgage, Inc, Dated: part thereof; that this is registered December 2, 2009, Recorded: Decem- property; ber 24, 2009, Document No. 2704344. PURSUANT to the power of sale conTRANSACTION AGENT: Mortgage t a i n e d i n s a i d m o r t g a g e , t h e Electronic Registration Systems, Inc. above-described property will be sold T R A N S A C T I O N A G E N T ' S M O R T - by the Sheriff of said county as folGAGE IDENTIFICATION NUMBER ON lows: MORTGAGE: 100038406051226903 DATE AND TIME OF SALE: March LENDER OR BROKER AND MORT- 19, 2010 at 10:00 AM GAGE ORIGINATOR STATED ON PLACE OF SALE: Dakota County MORTGAGE: Sirva Mortgage, Inc Law Enforcement Center, 1580 HighR E S I D E N T I A L M O R T G A G E S E R - way 55, Lobby S-100, Hastings, MinneVICER: CitiMortgage, Inc. sota MORTGAGED PROPERTY ADDRESS: to pay the debt secured by said mort4418 Jan Echo Trail, Eagan, MN 55122 gage and taxes, if any, on said preTAX PARCEL I.D. #: 10-17791-100-02 mises and the costs and disburseLEGAL DESCRIPTION OF PROP- ments, including attorney fees allowed ERTY: by law, subject to redemption within Unit 100, Cliff Lake Courthomes, six (6) months from the date of said Common Interest Community No. sale by the mortgagor(s), their per125 sonal representatives or assigns. COUNTY IN WHICH PROPERTY IS If the Mortgage is not reinstated LOCATED: Dakota under Minn. Stat. §580.30 or the propORIGINAL PRINCIPAL AMOUNT OF erty is not redeemed under Minn. Stat. MORTGAGE: $157,300.00 §580.23, the Mortgagor must vacate AMOUNT DUE AND CLAIMED TO BE the property on or before 11:59 p.m. on DUE AS OF DATE OF NOTICE, INCLUD- September 19, 2010, or the next busiING TAXES, IF ANY, PAID BY MORT- ness day if September 19, 2010 falls on GAGEE: $159,125.43 a Saturday, Sunday or legal holiday. That prior to the commencement of Mortgagor(s) released from financial this mortgage foreclosure proceeding obligation: NONE Mortgagee/Assignee of Mortgagee comTHIS COMMUNICATION IS FROM plied with all notice requirements as A DEBT COLLECTOR ATTEMPTrequired by statute; That no action or ING TO COLLECT A DEBT. ANY proceeding has been instituted at law INFORMATION OBTAINED WILL BE o r o t h e r w i s e t o r e c o v e r t h e d e b t USED FOR THAT PURPOSE. secured by said mortgage, or any part THE RIGHT TO VERIFICATION OF thereof; THE DEBT AND IDENTITY OF THE PURSUANT to the power of sale con- ORIGINAL CREDITOR WITHIN THE tained in said mortgage, the above T I M E P R O V I D E D B Y L A W I S N O T described property will be sold by the AFFECTED BY THIS ACTION. Sheriff of said county as follows: THE TIME ALLOWED BY LAW FOR DATE AND TIME OF SALE: March REDEMPTION BY THE MORTGAGOR, 31, 2010 at 10:00 AM THE MORTGAGOR'S PERSONAL REPPLACE OF SALE:Sheriff's Office, Law RESENTATIVES OR ASSIGNS, MAY BE Enforcement Center, 1580 Hwy 55, REDUCED TO FIVE WEEKS IF A JUDILobby #S-100, Hastings, MN CIAL ORDER IS ENTERED UNDER to pay the debt then secured by said MINNESOTA STATUTES, SECTION Mortgage, and taxes, if any, on said 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G premises, and the costs and disburse- OTHER THINGS, THAT THE MORTm e n t s , i n c l u d i n g a t t o r n e y s ' f e e s GAGED PREMISES ARE IMPROVED allowed by law subject to redemption WITH A RESIDENTIAL DWELLING OF within six (6) months from the date of LESS THAN FIVE UNITS, ARE NOT said sale by the mortgagor(s), their PROPERTY USED IN AGRICULTURAL personal representatives or assigns PRODUCTION, AND ARE ABANDONED. unless reduced to Five (5) weeks under DATED: February 04, 2010 MN Stat. §580.07. MORTGAGEE: Bank of America, N.A. TIME AND DATE TO VACATE PROP- Wilford & Geske, P.A. E R T Y : I f t h e r e a l e s t a t e i s a n Attorneys for Mortgagee owner-occupied, single-family dwell- Lawrence A. Wilford ing, unless otherwise provided by law, James A. Geske the date on or before which the mort- 8425 Seasons Parkway, Suite 105 gagor(s) must vacate the property if the Woodbury, MN 55125-4393 mortgage is not reinstated under sec- (651) 209-3300 tion 580.30 or the property is not File Number: 010474F01 redeemed under section 580.23 is 2061148 2/4-3/11/10 11:59 p.m. on September 30, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTNOTICE OF GAGE: None MORTGAGE FORECLOSURE SALE "THE TIME ALLOWED BY LAW FOR THE RIGHT TO VERIFICATION REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REP- OF THE DEBT AND IDENTITY OF RESENTATIVES OR ASSIGNS, MAY BE THE ORIGINAL CREDITOR WITHIN REDUCED TO FIVE WEEKS IF A JUDI- THE TIME PROVIDED BY LAW IS CIAL ORDER IS ENTERED UNDER NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that MINNESOTA STATUTES, SECTION 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G default has occurred in conditions of OTHER THINGS, THAT THE MORT- the following described mortgage: DATE OF MORTGAGE: A u g u s t 1 8 , GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF 2003 MORTGAGORS: Geoffrey Stevens and LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL Jennifer Stevens, husband and wife. MORTGAGEE: American Residential P R O D U C T I O N , A N D A R E Mortgage, L.P.. ABANDONED." DATE AND PLACE OF RECORDING: Dated: January 26, 2010. Recorded October 28, 2003, Dakota CitiMortgage, Inc. County Recorder, Document No. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. 2132059. ASSIGNMENTS OF MORTGAGE: By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Assigned to: TCF Mortgage Corporation, Dated: August 18, 2003, Mortgagee Recorded: October 26, 2004, Docu4500 Park Glen Road #300 ment No. 2261549. And thereafter Minneapolis, MN 55416 assigned to: Mortgage Electronic Reg(952) 925-6888 istration Systems, Inc., Dated: May 16, 10-2874 2006, Recorded: May 22, 2006, Docu2003036649 THIS IS A COMMUNICATION FROM ment No. 2431484. And thereafter assigned to: U.S. Bank, N.A., Dated: A DEBT COLLECTOR. 2062631 2/4-3/11/10 December 10, 2009. TRANSACTION AGENT: NONE
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���������� �� ���� �����
��� �������� �� ���� ������ ������ ������� together with the benefits as con tained in Document No. 561844, ���������� ���� ��������� TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: American Residential Mortgage, L.P. RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 8487 Corcoran Path, Inver Grove Heights, MN 55076 TAX PARCEL I.D. #: 20-71500-061-04 LEGAL DESCRIPTION OF PROPERTY: Unit No. 61, Condominium No. 106, Springwood Ponds, A Condominium Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $120,800.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $115,229.98 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 25, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 25, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 31, 2009. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-616 4800190679 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2039064 1/14-2/18/10
PUBLIC NOTICE
NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: September 8, 2006 MORTGAGORS: Cynthia Cervantes and Fernando Cervantes, wife and husband. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded September 20, 2006, Dakota County Recorder, Document No. 2462670. ASSIGNMENTS OF MORTGAGE: Assigned to: Deutsche Bank National Trust Company, as Trustee for First Franklin Mortgage Loan Trust 2006-FF16, Asset-Backed Certificates, Series 2006-FF16, Dated: December 9, 2009. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100425240010107768 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Franklin RESIDENTIAL MORTGAGE SERVICER: Home Loan Services, Inc. MORTGAGED PROPERTY ADDRESS: 4449 Clover Lane Unit B, Eagan, MN 55122 TAX PARCEL I.D. #: 10-22750-050-03 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 3, Eden Addition, together with the benefits as con-
Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $150,800.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $155,251.15 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 4, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 7, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 6, 2010. Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 76-3557 1044763672 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2039170 1/14-2/18/10
PUBLIC NOTICE
NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 24, 2004 MORTGAGOR: Joseph F. Deleon, a single person. MORTGAGEE: C h a s e M a n h a t t a n Mortgage Corporation N/K/A Chase Home Finance LLC. DATE AND PLACE OF RECORDING: Registered July 19, 2004, Dakota County Registrar of Titles, Document No. 542273, Certificate of Title No. 122322. ASSIGNMENTS OF MORTGAGE: NONE Said Mortgage being Registered Land. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Chase Manhattan Mortgage Corporation N/K/A Chase Home Finance LLC RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 7951 Conroy Way, Inver Grove Heights, MN 55076 TAX PARCEL I.D. #: 20-36521-110-06 LEGAL DESCRIPTION OF PROPERTY: Lot 11, Block 6, Inver Grove No. 2. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $173,300.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $165,303.87 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
Sheriff of said county as follows: DATE AND TIME OF SALE: March 10, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 10, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 6, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-7665 1193178248 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2039262 1/14-2/18/10
PUBLIC NOTICE
NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 30, 2007 MORTGAGOR: Amanda Berendt, a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded June 15, 2007, Dakota County Recorder, Document No. 2524407. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: June 18, 2009, Recorded: June 24, 2009, Document No. 2666354. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100131022606928251 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: American Mortgage Network, Inc. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 7441 143rd Street Court West, Apple Valley, MN 55124 TAX PARCEL I.D. #: 01-31102-010-01 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 1, Greenleaf Townhouses 3rd Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $134,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $152,005.94 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 11, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not
tion 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 13, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 7, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-7623 1980174748 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2039465 1/14-2/18/10
PUBLIC NOTICE
NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 11, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $184,800.00 MORTGAGOR(S): Jeremy A Seykora and Alyssa A Seykora, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: April 28, 2006 Dakota County Recorder Document Number: 2424136 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100131020603006543 Lender or Broker: American Mortgage Network, Inc. Residential Mortgage Servicer: Litton Loan Servicing, LP Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 15117 Cimarron Way, Rosemount, MN 55068-1799 Tax Parcel ID Number: 34-83610-910-01 LEGAL DESCRIPTION OF PROPERTY: Lot 91, Block 1, Wensmann 11th Addition, CIC No. 252 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $209,769.41 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 02, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 02, 2010, or the next business day if September 02, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 14, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 011791F01 2039332 1/14-2/18/10
PUBLIC NOTICE
NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: M a r c h 2 0 , 2007 MORTGAGOR: Donna M. Bourassa Fawcett, a single person. MORTGAGEE: J P M o r g a n C h a s e Bank, N.A.. DATE AND PLACE OF RECORDING: Recorded May 9, 2007, Dakota County Recorder, Document No. 2515463. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: January 19, 2010. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: JPMorgan Chase Bank, N.A. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 5540 Euclid Way, Farmington, MN 55024 TAX PARCEL I.D. #: 14-75601-010-01 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 1, Terra Second Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $182,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $194,175.66 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 1 , 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 1, 2010 . MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 22, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-7739 1190459820 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2061278 2/4-3/11/10
PUBLIC NOTICE
NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: November 3, 2005 MORTGAGORS: Christina Kochendorfer and Jay Kochendorfer, wife and husband. MORTGAGEE:Commonwealth United Mortgage a division of National City Bank of Indiana. DATE AND PLACE OF RECORDING: Recorded November 16, 2005, Dakota County Recorder, Document No. 2381600. ASSIGNMENTS OF MORTGAGE: Assigned to: PNC Bank, National Asso-
Assigned to: PNC Bank, National Asso ciation s/b/m to National City Mortgage Co., a subsidiary of National City Bank of Indiana n/k/a National City Bank, Dated August 30, 2006, Recorded: September 21, 2006, Document No. 2462923. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Commonwealth United Mortgage a division of National City Bank of Indiana RESIDENTIAL MORTGAGE SERVICER: PNC Bank, National Association MORTGAGED PROPERTY ADDRESS: 1701 Meadowview Court, Hastings, MN 55033 TAX PARCEL I.D. #: 19-83230-010-07 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 7, Wallin Addition. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $400,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $393,457.06 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 11, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 13, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 7, 2010. PNC Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-1902 0004339211 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2038843 1/14-2/18/10
PUBLIC NOTICE
NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 5, 2007 MORTGAGORS: Thomas J. Kyllo and Caroline E. Kolesar, both single. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded May 11, 2007, Dakota County Recorder, Document No. 2516434. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: January 5, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100015901074406786 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: CTX Mortgage Company, LLC RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 19873 Escalade Way, Farmington, MN 55024 TAX PARCEL I.D. #: 14-16600-040-06 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 6, Charleswood Cross-
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Lot 4, Block 6, Charleswood Cross ing. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $324,372.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $345,079.02 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 11, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 13, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 6, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-6891 1911355732 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2039272 1/14-2/18/10
PUBLIC NOTICE
NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 20, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $154,880.00 MORTGAGOR(S): Darrow T Scroggins and Amy Scroggins, husband and wife MORTGAGEE: First Mortgage Financial Corporation DATE AND PLACE OF RECORDING: Recorded: May 01, 2003 Dakota County Recorder Document Number: 2040932 ASSIGNMENTS OF MORTGAGE: And assigned to: TCF Mortgage Corporation Dated: March 25, 2003 Recorded: May 01, 2003 Dakota County Recorder Document Number: 2040933 And assigned to: Mortgage Electronic Registration Systems, Inc. Dated: May 01, 2006 Recorded: May 12, 2006 Dakota County Recorder Document Number: 2428783 And assigned to: U.S. Bank National Association Dated: December 28, 2009 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100021248001830080 Lender or Broker: First Mortgage Financial Corporation Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 15105 County Road 5, Burnsville, MN 55306-5319 Tax Parcel ID Number: 02-54550-110-04 LEGAL DESCRIPTION OF PROPERTY: Lot 11, Block 4, Orchard Manor, according to the plat thereof on file or of record in the Office of the County Recorder in and for Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $128,461.97 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any
debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 04, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 04, 2010, or the next business day if September 04, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 14, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 011340F01 2037666 1/14-2/18/10
PUBLIC NOTICE
NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 2 8 , 2006 MORTGAGORS: Victor H. Montesdeoca and Rosa Evelia Moreno Godoy, husband and wife. MORTGAGEE: Moneylink, Inc.. DATE AND PLACE OF RECORDING: Recorded September 19, 2006, Dakota County Recorder, Document No. 2462412. ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, N.A., Dated: August 28, 2006, Recorded: September 19, 2006, Document No. 2462413. And thereafter assigned to: Chase Home Finance LLC, Dated: January 5, 2010. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Moneylink, Inc. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 883 Stryker Avenue, West Saint Paul, MN 55118 TAX PARCEL I.D. #: 42-38000-020-22 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 22, Jackson & Bidwell's Addition to West St. Paul, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $194,900.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $216,401.77 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 16, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns
personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 16, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 13, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-7597 1064079750 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2045767 1/21-2/25/10
PUBLIC NOTICE
NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 26, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $384,000.00 MORTGAGOR(S): Donna M Bunes, a married woman MORTGAGEE: New Century Mortgage Corporation SERVICER: Ocwen Loan Servicing, LLC LENDER: New Century Mortgage Corporation. DATE AND PLACE OF FILING: Dakota County Minnesota, Recorder, on September 20, 2005, as Document No. 2362324 ASSIGNED TO: Deutsche Bank National Trust Company, As Trustee For The Registered Holders Of New Century Home Equity Loan Trust, Series 2005-B, Asset Backed Pass-Through Certificates Dated: November 1, 2005 and recorded January 28, 2009 by Document No. 2633292 . LEGAL DESCRIPTION OF PROPERTY: Lot 14 Block 2 Cedar Highlands 1st Addition PROPERTY ADDRESS: 7423 170th Street West, Lakeville, MN 55044 PROPERTY I.D: 22-1670-01-40-02 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: Four Hundred Twenty-One Thousand Three Hundred Seventeen and 29/100 ($421,317.29) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on March 9, 2010 PLACE OF SALE: Sheriff`s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6 months from the date of sale. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 21, 2010 Deutsche Bank National Trust Company, As Trustee For The Registered Holders Of New Century Home Equity Loan Trust, Series 2005-B, Asset Backed Pass-Through Certificates Randall S. Miller & Associates, P.C. Attorneys for Assignee of Mortgage/Mortgagee One Financial Plaza,
One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 09MN00144-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 3414402 01/21/2010, 01/28/2010, 02/04/2010, 02/11/2010, 02/18/2010, 02/25/2010 2044911 1/21-2/25/10
PUBLIC NOTICE
NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: July 15, 2004 MORTGAGORS: K a t i e A n n e B a c k strom and Byron Arthur Backstrom, wife and husband. MORTGAGEE: Mortgage Source, Inc.. DATE AND PLACE OF RECORDING: Registered October 18, 2004, Dakota County Registrar of Titles, Document No. 550213, Certificate of Title No. 133790. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, N.A., Dated: July 15, 2004, Recorded: October 18, 2004, Document No. 550214. Said Mortgage being Registered Land. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Mortgage Source, Inc. RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 844 Greening Avenue, Apple Valley, MN 55124 TAX PARCEL I.D. #: 01-11705-020-05 LEGAL DESCRIPTION OF PROPERTY: Lot Two (2), Block Five (5), Apple Valley Sixth Addition. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $208,354.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $213,193.28 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 25, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 27, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 25, 2010. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-683 7810403503 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2062792 2/4-3/11/10
PUBLIC NOTICE
NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 23, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $220,286.00 MORTGAGOR(S): Brandon C. and
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Frederickson, Husband and 22-75900-010-07 Wife LEGAL DESCRIPTION OF PROPMORTGAGEE: Mortgage Electronic E R T Y : L o t 1 , B l o c k 7 , T h e T o w n Registration Systems, Inc. houses of Shannon 1st Addition, DATE AND PLACE OF RECORDING: together with the easement for access, R e c o r d e d : S e p t e m b e r 1 0 , 2 0 0 7 party walls, utilities, recreation facilities and parking facilities as conDakota County Recorder Document Number: 2542845 tained in Document No. 417233, Dakota County, Minnesota LOAN MODIFICATION: AMOUNT DUE AND CLAIMED TO BE Dated: July 17, 2008 DUE AS OF DATE OF NOTICE: Recorded: September 09, 2008 $144,526.22 Document Number: 2612128 THAT all pre-foreclosure requireASSIGNMENTS OF MORTGAGE: And assigned to: BAC Home Loans ments have been complied with; that Servicing, L.P. no action or proceeding has been instituted at law or otherwise to recover the Dated: January 13, 2010 Transaction Agent: Mortgage Elec- debt secured by said mortgage, or any tronic Registration Systems, Inc. part thereof; Transaction Agent Mortgage IdentifiPURSUANT to the power of sale contained in said mortgage, the cation Number: 100020000450082403 Lender o r B r o k e r : B u r n e t H o m e above-described property will be sold Loans by the Sheriff of said county as folResidential Mortgage Servicer: BAC lows: Home Loans Servicing, L.P. DATE AND TIME OF SALE: March Mortgage Originator: Not Applicable 08, 2010 at 10:00 AM COUNTY IN WHICH PROPERTY IS PLACE OF SALE: Dakota County LOCATED: Dakota Law Enforcement Center, 1580 HighProperty Address: 5190 183rd St W, way 55, Lobby S-100, Hastings, MinneFarmington, MN 55024-8704 sota T a x P a r c e l I D N u m b e r : to pay the debt secured by said mort14-19505-100-06 gage and taxes, if any, on said preL E G A L D E S C R I P T I O N O F P R O P - mises and the costs and disburseERTY: Lot Ten (10), Block Six (6), ments, including attorney fees allowed Dakota County Estates 6th Addition, by law, subject to redemption within Dakota County, Minnesota. six (6) months from the date of said AMOUNT DUE AND CLAIMED TO BE sale by the mortgagor(s), their perD U E A S O F D A T E O F N O T I C E : sonal representatives or assigns. $222,499.99 If the Mortgage is not reinstated THAT all pre-foreclosure require- under Minn. Stat. §580.30 or the propments have been complied with; that erty is not redeemed under Minn. Stat. no action or proceeding has been insti- §580.23, the Mortgagor must vacate tuted at law or otherwise to recover the the property on or before 11:59 p.m. on debt secured by said mortgage, or any September 08, 2010, or the next busipart thereof; ness day if September 08, 2010 falls on PURSUANT to the power of sale con- a Saturday, Sunday or legal holiday. tained in said mortgage, the Mortgagor(s) released from financial above-described property will be sold obligation: NONE by the Sheriff of said county as folTHIS COMMUNICATION IS FROM lows: A DEBT COLLECTOR ATTEMPTDATE AND TIME OF SALE: March ING TO COLLECT A DEBT. ANY 09, 2010 at 10:00 AM INFORMATION OBTAINED WILL BE PLACE OF SALE: Dakota County USED FOR THAT PURPOSE. Law Enforcement Center, 1580 HighTHE RIGHT TO VERIFICATION OF way 55, Lobby S-100, Hastings, Minne- THE DEBT AND IDENTITY OF THE sota ORIGINAL CREDITOR WITHIN THE to pay the debt secured by said mort- T I M E P R O V I D E D B Y L A W I S N O T gage and taxes, if any, on said pre- AFFECTED BY THIS ACTION. mises and the costs and disburseTHE TIME ALLOWED BY LAW FOR ments, including attorney fees allowed REDEMPTION BY THE MORTGAGOR, by law, subject to redemption within THE MORTGAGOR'S PERSONAL REPsix (6) months from the date of said RESENTATIVES OR ASSIGNS, MAY BE sale by the mortgagor(s), their per- REDUCED TO FIVE WEEKS IF A JUDIsonal representatives or assigns. CIAL ORDER IS ENTERED UNDER If the Mortgage is not reinstated MINNESOTA STATUTES, SECTION under Minn. Stat. §580.30 or the prop- 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G erty is not redeemed under Minn. Stat. OTHER THINGS, THAT THE MORT§580.23, the Mortgagor must vacate GAGED PREMISES ARE IMPROVED the property on or before 11:59 p.m. on WITH A RESIDENTIAL DWELLING OF September 09, 2010, or the next busi- LESS THAN FIVE UNITS, ARE NOT ness day if September 09, 2010 falls on PROPERTY USED IN AGRICULTURAL a Saturday, Sunday or legal holiday. PRODUCTION, AND ARE ABANDONED. DATED: January 21, 2010 Mortgagor(s) released from financial MORTGAGEE: Mortgage Electronic obligation: NONE Registration Systems, Inc. THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPT- Wilford & Geske, P.A. ING TO COLLECT A DEBT. ANY Attorneys for Mortgagee INFORMATION OBTAINED WILL BE Lawrence A. Wilford James A. Geske USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF 8425 Seasons Parkway, Suite 105 THE DEBT AND IDENTITY OF THE Woodbury, MN 55125-4393 ORIGINAL CREDITOR WITHIN THE (651) 209-3300 T I M E P R O V I D E D B Y L A W I S N O T File Number: 011969F01 2044889 1/21-2/25/10 AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPNOTICE OF RESENTATIVES OR ASSIGNS, MAY BE MORTGAGE FORECLOSURE SALE REDUCED TO FIVE WEEKS IF A JUDITHE RIGHT TO VERIFICATION CIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION OF THE DEBT AND IDENTITY OF 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G THE ORIGINAL CREDITOR WITHIN OTHER THINGS, THAT THE MORT- THE TIME PROVIDED BY LAW IS GAGED PREMISES ARE IMPROVED NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT default has occurred in conditions of PROPERTY USED IN AGRICULTURAL the following described mortgage: DATE OF MORTGAGE: M a r c h 3 , PRODUCTION, AND ARE ABANDONED. 2009 DATED: January 21, 2010 MORTGAGORS: Darcie Christensen ASSIGNEE OF MORTGAGEE: and Robert Christensen, wife and husBAC Home Loans Servicing, L.P. band. Wilford & Geske, P.A. MORTGAGEE: Mortgage Electronic Attorneys for Assignee of Mortgagee Registration Systems, Inc. Lawrence A. Wilford DATE AND PLACE OF RECORDING: James A. Geske Recorded April 23, 2009, Dakota 8425 Seasons Parkway, Suite 105 C o unty Recorder, Document No. Woodbury, MN 55125-4393 2652001. (651) 209-3300 ASSIGNMENTS OF MORTGAGE: File Number: 011729F01 2043715 1/21-2/25/10 Assigned to: CitiMortgage, Inc., Dated: January 6, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTNOTICE OF GAGE IDENTIFICATION NUMBER ON MORTGAGE FORECLOSURE SALE N O T I C E I S H E R E B Y G I V E N t h a t MORTGAGE: 100026900031092348 LENDER OR BROKER AND MORTdefault has occurred in the conditions GAGE ORIGINATOR STATED ON of the following described mortgage: DATE OF MORTGAGE: October 14, MORTGAGE: Bell America Mortgage 2005 LLC d/b/a Bell Mortgage ORIGINAL PRINCIPAL AMOUNT OF RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGE: $148,000.00 MORTGAGOR(S): Denise Resendez, MORTGAGED PROPERTY ADDRESS: f k a D e n i s e L a r s o n , a n d G r e g o r y 3683 West 155th Street, Rosemount, MN 55068 Resendez, wife and husband MORTGAGEE: Mortgage Electronic TAX PARCEL I.D. #: 34-54100-060-02 LEGAL DESCRIPTION OF PROPRegistration Systems, Inc. ERTY: DATE AND PLACE OF RECORDING: Lot 6, Block 2, O'Leary's Hills, Recorded: January 24, 2006 Dakota Dakota County, Minnesota. County Recorder Document Number: 2399591 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota LOAN MODIFICATION: Dated: October 30, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $137,750.00 Recorded: July 31, 2009 AMOUNT DUE AND CLAIMED TO BE Document Number: 2675140 Transaction Agent: Mortgage Elec- DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTtronic Registration Systems, Inc. Transaction Agent Mortgage Identifi- GAGEE: $140,813.31 That prior to the commencement of cation Number: 100220710000089421 Lender or Broker: Maribella Mort- this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee comgage, LLC Residential Mortgage Servicer: Lit- plied with all notice requirements as required by statute; That no action or ton Loan Servicing, LP proceeding has been instituted at law Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS o r o t h e r w i s e t o r e c o v e r t h e d e b t secured by said mortgage, or any part LOCATED: Dakota Property Address: 16128 Foliage Ave thereof; W, Rosemount, MN 55068-1267 T a x P a r c e l I D N u m b e r : ���������� �� ���� �����
PUBLIC NOTICE
PUBLIC NOTICE
��� �������� �� ���� ������ ING ������ �������A DEBT. ANY TO COLLECT INFORMATION OBTAINED WILL BE ���������� ���� ��������� thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 16, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 16, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 12, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3000 1120630571 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2044720 1/21-2/25/10
PUBLIC NOTICE
NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 29, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $177,837.00 MORTGAGOR(S): Edward Ketcham and Jennifer Ketcham, Husband and Wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: November 07, 2003 Dakota County Recorder Document Number: 2137622 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC Home Loans Servicing, LP Dated: January 18, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100177700000295824 Lender or Broker: Home Town Mortgage, Inc. Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 8221 Darcy Lane, Inver Grove Heights, MN 55125 Tax Parcel ID Number: 20.18291.490.01 LEGAL DESCRIPTION OF PROPERTY: Lot 49, Block 1, Concord Commons 2nd Addition. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $183,782.52 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 09, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 09, 2010, or the next business day if September 09, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY
USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 21, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, LP Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 011965F01 2046249 1/21-2/25/10
PUBLIC NOTICE
NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 15, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $196,800.00 MORTGAGOR(S): Carolynn M Hendricks, a single woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: April 12, 2006 Dakota County Recorder Document Number: 2419993 ASSIGNMENTS OF MORTGAGE: And assigned to: Suntrust Mortgage, Inc. Dated: January 12, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100010402032175915 Lender or Broker: Minnesota Lending Company Residential Mortgage Servicer: SunTrust Mortgage, Inc. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 8399 Lower 208th St W, Lakeville, MN 55044-9199 Tax Parcel ID Number: 22-56701-050-01 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 1, Park Terrace 2nd Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $204,034.78 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 11, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 11, 2010, or the next business day if September 11, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 21, 2010 ASSIGNEE OF MORTGAGEE: Suntrust Mortgage, Inc. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 011709F01 2046238 1/21-2/25/10
PUBLIC NOTICE
NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: July 20, 2007 MORTGAGORS: Steven J. Laddusaw and Gail K. Marbeck, husband and wife. MORTGAGEE: Chase Bank USA, N.A. DATE AND PLACE OF RECORDING: Recorded October 2, 2007, Dakota County Recorder, Document No. 2547862. ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, N.A, Dated: January 13, 2010. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Chase Bank USA, N.A. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance, LLC MORTGAGED PROPERTY ADDRESS: 530 Hawthorne Woods Drive, Eagan, MN 55123 TAX PARCEL I.D. #: 10-32151-060-04 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 4, Hawthorne Woods 2nd Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $596,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $685,654.42 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 1, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 1, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 25, 2010. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 75-3893 24622383 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2062829 2/4-3/11/10
PUBLIC NOTICE
NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 30, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $191,496.00 MORTGAGOR(S): Gloria Olga Chavez and Hector Chavez, wife and husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: August 14, 2006 Dakota County Recorder Document Number: 2453342 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100194450002252915 Lender or Broker: Fremont Investment and Loan
ment and Loan Residential Mortgage Servicer: Litton Loan Servicing, LP Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 15021 Tyacke Dr, Burnsville, MN 55306-5039 Tax Parcel ID Number: 02-18601-010-04 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 4, Crystal Lake Terrace Second Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $213,399.12 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 08, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 08, 2010, or the next business day if September 08, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 21, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 011868F01 2042178 1/21-2/25/10
PUBLIC NOTICE
NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J a n u a r y 2 1 , 2004 MORTGAGOR: Jeff H. Betterley, a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded February 9, 2004, Dakota County Recorder, Document No. 2173919. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc., Dated: January 8, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100249110000025391 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Marketplace Home Mortgage RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 505 Whispering Lane, Hastings, MN 55033 TAX PARCEL I.D. #: 19-83953-040-03 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 3, Whispering Oaks 4th Addition, according to the recorded plat thereof, and situate in Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $108,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $102,046.22 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law
proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 16, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 16, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 12, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3047 8361605 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2046794 1/21-2/25/10
PUBLIC NOTICE
NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 15, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $181,440.00 MORTGAGOR(S): John Schwartz, a single man, and Rebekah Tarnowski, a single woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: August 04, 2005 Dakota County Recorder Document Number: 2347763 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100232301120013941 Lender or Broker: Centennial Mortgage & Funding, Inc. Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 2191 Rocky Rapids Way, Eagan, MN 55122-1938 Tax Parcel ID Number: 10-22426-908-03 LEGAL DESCRIPTION OF PROPERTY: Unit 1908, The Enclave at River Ridge, Common Interest Community No. 189, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $187,223.71 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 08, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 08, 2010, or the next business day if September 08, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 21, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 011116F01 2046098 1/21-2/25/10
PUBLIC NOTICE
NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 06, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $203,000.00 MORTGAGOR(S): Yemane Girmay and Medhin Kahssay, Husband and Wife and Genet Dessalegne, a single woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: April 06, 2007 Dakota County Recorder Document Number: 2508025 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100025440003688006 Lender or Broker: Lehman Brothers Bank, FSB Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 14440 Emerald Path, Apple Valley, MN 55124-6694 Tax Parcel ID Number: 01-23700-220-01 LEGAL DESCRIPTION OF PROPERTY: Lot 22, Block 1, Emerald Point First Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $205,526.67 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 09, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 09, 2010, or the next business day if September 09, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 21, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 011707F01 2046039 1/21-2/25/10
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PUBLIC NOTICE
NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J a n u a r y 1 0 , 2007 MORTGAGOR: T r a v i s G i l l u n d , a single person. MORTGAGEE: Chase Bank USA, N.A. DATE AND PLACE OF RECORDING: Recorded February 28, 2007, Dakota County Recorder, Document No. 2499698. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: January 13, 2010 . TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Chase Bank USA, N.A. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance, LLC MORTGAGED PROPERTY ADDRESS: 13516 Aldrich Avenue South, Burnsville, MN 55337 TAX PARCEL I.D. #: 02-42701-091-01 LEGAL DESCRIPTION OF PROPERTY: North 84 feet of Lot 9, Block 1, Knob Hill II, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $181,600.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $188,939.54 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 25, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 27, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 25, 2010. Chase Home Finance, LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 75-3887 24145930 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2062896 2/4-3/11/10
PUBLIC NOTICE
NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: M a r c h 1 7 , 2006 MORTGAGORS: Thomas W. Butera and Angela M. Butera, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded May 8, 2006, Dakota County Recorder, Document No. 2426965. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc., Dated: January 8, 2010.
January 8, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100146401525003813 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Primary Residential Mortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 15515 Cornell Trail, Rosemount, MN 55068 TAX PARCEL I.D. #: 34-81310-230-06 LEGAL DESCRIPTION OF PROPERTY: Lot 23, Block 6, Valley Oak Addition Replat, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $153,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $159,879.52 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 16, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 16, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 12, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3046 2003458067 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2046774 1/21-2/25/10
PUBLIC NOTICE
NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 10, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $219,000.00 MORTGAGOR(S): Steven Howser, a single man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: September 25, 2007 Dakota County Recorder Document Number: 2546256 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC Home Loans Servicing, LP Dated: January 19, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100315900000058452 Lender or Broker: River City Mortgage & Financial LLC Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 26026 Chippendale Ave, Northfield, MN 55057-5318 Tax Parcel ID Number: 070290001029 LEGAL DESCRIPTION OF PROPERTY: The North Two Hundred Thirty (230) Feet of the West Two Hundred Sixty (260) feet of the North Four Hundred Sixty (460) feet of the Northwest Quarter of the Northwest Quarter (NW1/4 of NW 1/4) of Section Twentynine (29), Township One Hundred Thirteen (113), Range Nineteen (19), Dakota County, Minnesota, according to the Government Survey thereof
to the Government Survey thereof AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $225,352.81 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 11, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 11, 2010, or the next business day if September 11, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 21, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, LP Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010230F01 2047145 1/21-2/25/10
PUBLIC NOTICE
NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 19, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $158,949.00 MORTGAGOR(S): Katie K. Gottas, a single woman (aka Katie Sullivan) and Robert J. Sullivan, a single man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: December 29, 2005 Dakota County Registrar of Titles Document Number: 581892 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100025440002899356 Lender or Broker: Lehman Brothers Bank, FSB Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 138490 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 17410 Gettysburg Way # 181, Lakeville, MN 55044-4006 Tax Parcel ID Number: 22-18604-181-24 LEGAL DESCRIPTION OF PROPERTY: Unit No. 24181, CIC No. 424, Crossroads Condominium, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $155,181.07 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 11, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the prop-
under Minn. Stat. §580.30 or the prop erty is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 11, 2010, or the next business day if September 11, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 21, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 011700F01 2046406 1/21-2/25/10
PUBLIC NOTICE
NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: December 15, 1995 MORTGAGORS: J e s u s E d u a r d o Lopez and Victoria A Lopez, husband and wife and Lilia Lopez, a single person. MORTGAGEE: North American Mortgage Company. DATE AND PLACE OF RECORDING: Recorded January 11, 1996, Dakota County Recorder, Document No. 1323625. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiCorp Mortgage, Inc n/k/a CitiMortgage, Inc, Dated: April 24, 1996, Recorded: July 8, 1996, Document No. 1360354. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: North American Mortgage Company RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 447 East Bernard Street, West Saint Paul, MN 55118 TAX PARCEL I.D. #: 42-34100-280-02 LEGAL DESCRIPTION OF PROPERTY: Lot Twenty-seven and the west Thirty feet of Lot Twenty-eight in Block Two of Hutchinson's Addition to St. Paul COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $96,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $80,641.96 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 9, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 9, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDI-
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������ ������ �� ���� NOTICE�������� IS HEREBY GIVEN, that REDUCED TO FIVE WEEKS IF A JUDI ������� CIAL ORDER IS ENTERED UNDER default has occurred in conditions of MINNESOTA STATUTES, SECTION the following described mortgage: DATE OF MORTGAGE: O c t o b e r 2 8 , 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORT- 2005 MORTGAGOR: Brandon D. Mannie, a GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF single person. MORTGAGEE: Mortgage Electronic LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL Registration Systems, Inc. DATE AND PLACE OF RECORDING: P R O D U C T I O N , A N D A R E Recorded November 7, 2005, Dakota ABANDONED." County Recorder, Document No. Dated: January 7, 2010. 2378831. CitiMortgage, Inc. ASSIGNMENTS OF MORTGAGE: Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Assigned to: JPMorgan Chase Bank, By: Paul A. Weingarden National Association, Dated: August Attorneys for Mortgagee/Assignee of 27, 2009, Recorded: September 11, 2009, Document No. 2683764. Mortgagee 4500 Park Glen Road #300 TRANSACTION AGENT: Mortgage Minneapolis, MN 55416 Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORT(952) 925-6888 10-2975 GAGE IDENTIFICATION NUMBER ON MORTGAGE: 100106600070928930 625752924 LENDER OR BROKER AND MORTTHIS IS A COMMUNICATION FROM GAGE ORIGINATOR STATED ON A DEBT COLLECTOR. 2044695 1/21-2/25/10 MORTGAGE: Draper and Kramer Mortgage Corp. RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, NOTICE OF National Association MORTGAGE FORECLOSURE SALE MORTGAGED PROPERTY ADDRESS: N O T I C E I S H E R E B Y G I V E N t h a t 12595 Everest Trail, Apple Valley, MN default has occurred in the conditions 55124 of the following described mortgage: TAX PARCEL I.D. #: 01-57675-370-01 DATE OF MORTGAGE: January 18, LEGAL DESCRIPTION OF PROP2007 ERTY: ORIGINAL PRINCIPAL AMOUNT OF Lot 37, Block 1, Pinecrest TownhoMORTGAGE: $249,000.00 mes MORTGAGOR(S): Nancy Charlene COUNTY IN WHICH PROPERTY IS Johnson, a single person LOCATED: Dakota MORTGAGEE: Mortgage Electronic ORIGINAL PRINCIPAL AMOUNT OF Registration Systems, Inc. MORTGAGE: $146,930.00 DATE AND PLACE OF RECORDING: AMOUNT DUE AND CLAIMED TO BE Recorded: January 31, 2007 Dakota DUE AS OF DATE OF NOTICE, INCLUDCounty Recorder ING TAXES, IF ANY, PAID BY MORTDocument Number: 2492843 GAGEE: $157,604.58 Transaction Agent: Mortgage ElecThat prior to the commencement of tronic Registration Systems, Inc. this mortgage foreclosure proceeding Transaction Agent Mortgage Identifi- Mortgagee/Assignee of Mortgagee comcation Number: 1000392-4160031026-5 plied with all notice requirements as Lender o r B r o k e r : First Magnus required by statute; That no action or Financial Coporation proceeding has been instituted at law Residential Mortgage Servicer: or otherwise to recover the debt Aurora Loan Services, LLC secured by said mortgage, or any part Mortgage Originator: Not Applicable thereof; COUNTY IN WHICH PROPERTY IS PURSUANT to the power of sale conLOCATED: Dakota tained in said mortgage, the above Property Address: 305 5th Ave S, described property will be sold by the South Saint Paul, MN 55075-2620 Sheriff of said county as follows: Tax Parcel ID Number: DATE AND TIME OF SALE: March 36-64300-020-09 16, 2010 at 10:00 AM LEGAL DESCRIPTION OF PROPPLACE OF SALE: S h e r i f f ' s O f f i c e , ERTY: Lot 2, Block 9, Riverside Park Law Enforcement Center, 1580 Hwy Addition, Dakota County Minnesota. 55, Lobby #S-100, Hastings, MN AMOUNT DUE AND CLAIMED TO BE to pay the debt then secured by said D U E A S O F D A T E O F N O T I C E : Mortgage, and taxes, if any, on said $256,861.68 premises, and the costs and disburseTHAT all pre-foreclosure require- m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s ments have been complied with; that allowed by law subject to redemption no action or proceeding has been insti- within six (6) months from the date of tuted at law or otherwise to recover the said sale by the mortgagor(s), their debt secured by said mortgage, or any personal representatives or assigns part thereof; unless reduced to Five (5) weeks under PURSUANT to the power of sale con- MN Stat. §580.07. tained in said mortgage, the TIME AND DATE TO VACATE PROPabove-described property will be sold E R T Y : I f t h e r e a l e s t a t e i s a n by the Sheriff of said county as fol- owner-occupied, single-family dwelllows: ing, unless otherwise provided by law, DATE AND TIME OF SALE: March the date on or before which the mort11, 2010 at 10:00 AM gagor(s) must vacate the property if the PLACE OF SALE: Dakota County mortgage is not reinstated under secLaw Enforcement Center, 1580 High- tion 580.30 or the property is not way 55, Lobby S-100, Hastings, Minne- redeemed under section 580.23 is sota 11:59 p.m. on September 16, 2010. to pay the debt secured by said mortMORTGAGOR(S) RELEASED FROM gage and taxes, if any, on said pre- FINANCIAL OBLIGATION ON MORTmises and the costs and disburse- GAGE: None ments, including attorney fees allowed "THE TIME ALLOWED BY LAW FOR by law, subject to redemption within REDEMPTION BY THE MORTGAGOR, six (6) months from the date of said THE MORTGAGOR'S PERSONAL REPsale by the mortgagor(s), their per- RESENTATIVES OR ASSIGNS, MAY BE sonal representatives or assigns. REDUCED TO FIVE WEEKS IF A JUDIIf the Mortgage is not reinstated CIAL ORDER IS ENTERED UNDER under Minn. Stat. §580.30 or the prop- MINNESOTA STATUTES, SECTION erty is not redeemed under Minn. Stat. 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G §580.23, the Mortgagor must vacate OTHER THINGS, THAT THE MORTthe property on or before 11:59 p.m. on GAGED PREMISES ARE IMPROVED September 11, 2010, or the next busi- WITH A RESIDENTIAL DWELLING OF ness day if September 11, 2010 falls on LESS THAN FIVE UNITS, ARE NOT a Saturday, Sunday or legal holiday. PROPERTY USED IN AGRICULTURAL Mortgagor(s) released from financial P R O D U C T I O N , A N D A R E obligation: NONE ABANDONED." THIS COMMUNICATION IS FROM Dated: January 14, 2010. A DEBT COLLECTOR ATTEMPTJPMorgan Chase Bank, N.A. ING TO COLLECT A DEBT. ANY Mortgagee/Assignee of Mortgagee INFORMATION OBTAINED WILL BE USSET, WEINGARDEN AND LIEBO, P.L.L.P. USED FOR THAT PURPOSE. By: Paul A. Weingarden THE RIGHT TO VERIFICATION OF Attorneys for Mortgagee/Assignee of THE DEBT AND IDENTITY OF THE Mortgagee ORIGINAL CREDITOR WITHIN THE 4500 Park Glen Road #300 T I M E P R O V I D E D B Y L A W I S N O T Minneapolis, MN 55416 AFFECTED BY THIS ACTION. (952) 925-6888 THE TIME ALLOWED BY LAW FOR 60-2445 REDEMPTION BY THE MORTGAGOR, 0641977400 THE MORTGAGOR'S PERSONAL REP- THIS IS A COMMUNICATION FROM RESENTATIVES OR ASSIGNS, MAY BE A DEBT COLLECTOR. REDUCED TO FIVE WEEKS IF A JUDI- 2046876 1/21-2/25/10 CIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG NOTICE OF OTHER THINGS, THAT THE MORTMORTGAGE FORECLOSURE SALE GAGED PREMISES ARE IMPROVED NOTICE IS HEREBY GIVEN that WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT default has occurred in the conditions PROPERTY USED IN AGRICULTURAL of the following described mortgage: DATE OF MORTGAGE: October 25, PRODUCTION, AND ARE ABANDONED. 2005 DATED: January 21, 2010 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGEE: Mortgage Electronic MORTGAGE: $122,500.00 Registration Systems, Inc. MORTGAGOR(S): Richard Boals, an Wilford & Geske, P.A. unmarried man Attorneys for Mortgagee MORTGAGEE: Mortgage Electronic Lawrence A. Wilford Registration Systems, Inc. James A. Geske DATE AND PLACE OF RECORDING: 8425 Seasons Parkway, Suite 105 Recorded: November 07, 2005 Woodbury, MN 55125-4393 Dakota County Recorder (651) 209-3300 Document Number: 2378870 File Number: 011702F01 ASSIGNMENTS OF MORTGAGE: 2046392 1/21-2/25/10 And assigned to: The Bank of New York Mellon fka the Bank of New York as Trustee for the Certificateholders NOTICE OF CWALT, Inc. Alternative Loan Trust MORTGAGE FORECLOSURE SALE 2005-76 Mortgage Pass-through CerTHE RIGHT TO VERIFICATION tificates, Series 2005-76 OF THE DEBT AND IDENTITY OF Dated: January 13, 2010 THE ORIGINAL CREDITOR WITHIN Transaction Agent: Mortgage ElecTHE TIME PROVIDED BY LAW IS tronic Registration Systems, Inc. NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that ���������� �� ���� �����
PUBLIC NOTICE
PUBLIC NOTICE
PUBLIC NOTICE
��� �������� �� ���� ������ ������ COUNTY ������� IN WHICH PROPERTY LOCATED: Dakota ���������� ���� ��������� tronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100133700010176215 Lender or Broker: Countrywide Bank, N.A. Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3898 Rahn Rd, Eagan, MN 55122-1523 Tax Parcel ID Number: 10-84700-020-01 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 1, Woodhaven Addition and an undivided 1/4 interest in Lot 1, Block 1, Woodhaven Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $138,015.90 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 11, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 11, 2010, or the next business day if September 11, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 21, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka the Bank of New York as Trustee for the Certificateholders CWALT, Inc. Alternative Loan Trust 2005-76 Mortgage Pass-through Certificates, Series 2005-76 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010725F01 2042858 1/21-2/25/10
PUBLIC NOTICE
NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 3 0 , 2004 MORTGAGORS: William A. Reilly and Susan M. Reilly, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded January 4, 2005, Dakota County Recorder, Document No. 2282382. ASSIGNMENTS OF MORTGAGE: Assigned to: Aurora Loan Services, LLC, Dated: January 5, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100103210000073998 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Prime Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: Aurora Loan Services LLC MORTGAGED PROPERTY ADDRESS: 2950 Skyline Drive, Eagan, MN 55121 TAX PARCEL I.D. #: 10-88800-131-00 LEGAL DESCRIPTION OF PROPERTY: Lot 13, Zehnder Acres excepting therefrom the South 200 feet, according to the recorded plat thereof on file and of record in the office of the County Recorder, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS
IS
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $584,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $559,377.67 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 4, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 7, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 13, 2010. Aurora Loan Services LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 98-969 0018233841 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2046721 1/21-2/25/10
PUBLIC NOTICE
NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 22, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $178,448.00 MORTGAGOR(S): Jamie L Lindquist, an unmarried woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: July 06, 2006 Dakota County Recorder Document Number: 2443016 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100010401451739698 Lender or Broker: Suntrust Mortgage, Inc. Residential Mortgage Servicer: Litton Loan Servicing, LP Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 823 Tamarack Trl, Farmington, MN 55024-7128 Tax Parcel ID Number: 14-74902-205-06 LEGAL DESCRIPTION OF PROPERTY: Unit No. 1205, Tamarack Ridge Carriage Homes, Common Interest Community No. 294 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $180,669.07 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 08, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate
§580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 08, 2010, or the next business day if September 08, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 21, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 011975F01 2044882 1/21-2/25/10
PUBLIC NOTICE
NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 17, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $119,400.00 MORTGAGOR(S): Carl Gerke, a single man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: March 21, 2005 Dakota County Recorder Document Number: 2305910 ASSIGNMENTS OF MORTGAGE: And assigned to: GreenPoint Mortgage Funding, Inc. Dated: December 17, 2008 Recorded: January 12, 2009 Dakota County Recorder Document Number: 2630514 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100013800861389068 Lender or Broker: GreenPoint Mortgage Funding, Inc. Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 681 E Burnsville Pkwy, Burnsville, MN 55337-3617 Tax Parcel ID Number: 02-57200-036-00 LEGAL DESCRIPTION OF PROPERTY: Apartment No. 26, Building 6, Condominium File No. 30, Burnsville Townhomes, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $135,847.17 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 11, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 11, 2010, or the next business day if September 11, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF
WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 21, 2010 ASSIGNEE OF MORTGAGEE: GreenPoint Mortgage Funding, Inc. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010414F01 2042194 1/21-2/25/10
PUBLIC NOTICE
NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: November 29, 2001 MORTGAGOR: Heather S. Briggs, a single person. MORTGAGEE: M i n n e s o t a H o m e Mortgage Corporation. DATE AND PLACE OF RECORDING: Recorded January 14, 2002, Dakota County Recorder, Document No. 1850299. ASSIGNMENTS OF MORTGAGE: Assigned to: TCF Mortgage Corporation, Dated: November 29, 2001, Recorded: January 14, 2002, Document No. 1850300. And thereafter assigned to: Mortgage Electronic Registration Systems, Inc., Dated: May 2, 2006, Recorded: May 8, 2006, Document No. 2426739. And thereafter assigned to: U.S. Bank, N.A., Dated: January 4, 2010. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Minnesota Home Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 14085 Plymouth Avenue, Burnsville, MN 55337 TAX PARCEL I.D. #: 02-58450-098-03 LEGAL DESCRIPTION OF PROPERTY: Unit No. 98, Common Interest Community No. 148, Bristol Ridge Carriage Homes, Dakota County, MN COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $120,330.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $111,701.65 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 16, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 16, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 13, 2010. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-656 4800173736 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2046743 1/21-2/25/10
PUBLIC NOTICE
NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 2 , 2002 MORTGAGORS: Terry L. Fransen and Cassandra R. Fransen f/k/a Cassandra R. Jarrett, husband and wife. MORTGAGEE: Chase Home Finance LLC f/k/a Chase Manhattan Mortgage Corporation. DATE AND PLACE OF RECORDING: Recorded September 17, 2002, Dakota County Recorder, Document No. 1936522. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Chase Manhattan Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 4467 Fawn Ridge Trail, Saint Paul, MN 55123 TAX PARCEL I.D. #: 10-25800-160-01 LEGAL DESCRIPTION OF PROPERTY: LOT SIXTEEN (16) BLOCK (1), FAWN RIDGE, DAKOTA COUNTY, MINNESOTA. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $200,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $179,640.50 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 9, 2010 at 10:00 AM PLACE OF SALE: Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 9, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 14, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-7046 1583616460 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2045853 1/21-2/25/10
PUBLIC NOTICE
NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J u n e 1 1 , 2001 MORTGAGORS: D w a y n e K . S m i t h and Elizabeth Smith, husband and wife. MORTGAGEE: ABN Amro Mortgage Group, Inc. NKA CitiMortgage, Inc.. DATE AND PLACE OF RECORDING: Recorded July 13, 2001, Dakota County Recorder, Document No. 1792251.
1792251. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: ABN Amro Mortgage Group, Inc. NKA CitiMortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 13645 Everton Avenue, Apple Valley, MN 55124 TAX PARCEL I.D. #: 01-31105-030-07 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 7, Greenleaf Townhouses Sixth Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $139,400.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $136,298.05 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 16, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 16, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 13, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3097 615124776 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2046809 1/21-2/25/10
PUBLIC NOTICE
NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 30, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $211,650.00 MORTGAGOR(S): David W Peterson and Debra A Peterson, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: September 12, 2007 Dakota County Recorder Document Number: 2543327 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank, N.A. Dated: June 09, 2008 Recorded: June 18, 2008 Dakota County Recorder Document Number: 2597430 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100061907000032979 Lender or Broker: Summit Mortgage Corporation Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 7280 Upper 157th St W, Apple Valley, MN 55124-5125 Tax Parcel ID Number: 01-11650-110-02 LEGAL DESCRIPTION OF PROPERTY: Lot Eleven (11), Block Two (2), Apple Ponds, according to the recorded plat thereof, Dakota County,
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recorded plat thereof, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $231,621.71 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 05, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 05, 2010, or the next business day if September 05, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 21, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank, N.A. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 011264F01 2043045 1/21-2/25/10
PUBLIC NOTICE
NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 1 2 , 2005 MORTGAGORS: Marshall N. Cargill and Marjorie J. Cargill, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded October 27, 2005, Dakota County Recorder, Document No. 2374930. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: June 29, 2009, Recorded July 7, 2009, Document No. 2669053. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100015901074391459 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: CTX Mortgage Company, LLC RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 15591 Early Bird Circle, Apple Valley, MN 55124 TAX PARCEL I.D. #: 01-18052-306-30 LEGAL DESCRIPTION OF PROPERTY: Unit No. 306, CIC Number 484, a Condominium, Legacy Homes at Cobblestone Lake North Shore, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $200,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $209,328.60 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March
DATE AND TIME OF SALE: March 18, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 20, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 14, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-6873 1942909952 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2046903 1/21-2/25/10
PUBLIC NOTICE
NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 2 9 , 2004 MORTGAGORS: R i c h e l l e C . W i t h a and Eric J. Sunsdahl, both single. MORTGAGEE: J P M o r g a n C h a s e Bank, National Association as successor in interest to Washington Mutual Bank, FA. DATE AND PLACE OF RECORDING: Recorded November 29, 2004, Dakota County Recorder, Document No. 2271226. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Washington Mutual Bank, FA RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 17098 Georgetown Way, Rosemount, MN 55068 TAX PARCEL I.D. #: 22-16704-160-06 LEGAL DESCRIPTION OF PROPERTY: Lot 16, Block 6, Cedar Highlands 5th Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $236,175.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $264,991.20 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 16, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is
redeemed under section 580.23 is 11:59 p.m. on September 16, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 11, 2010. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-2716 0685841850 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2046861 1/21-2/25/10
PUBLIC NOTICE
NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J u n e 2 9 , 2007 MORTGAGOR: E l i z a b e t h T r a v i s , a single person. MORTGAGEE: ABN Amro Mortgage Group, Inc. NKA CitiMortgage, Inc DATE AND PLACE OF RECORDING: Registered October 9, 2007, Dakota County Registrar of Titles, Document No. 618516, Certificate of Title No. 143578. ASSIGNMENTS OF MORTGAGE: NONE Said Mortgage being Registered Land. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: ABN Amro Mortgage Group, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 966 Roberts Street South #103, West Saint Paul, MN 55118 TAX PARCEL I.D. #: 2-83400-103-05 LEGAL DESCRIPTION OF PROPERTY: Unit 966103, Common Interest Community Number 481, Twin Pines Condominiums, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $83,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $83,765.82 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 16, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 16, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 13, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee
Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-2983 656639137 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2046834 1/21-2/25/10
PUBLIC NOTICE
NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: S e p t e m b e r 29, 2003 MORTGAGOR: C a r r i e L . M c K e e , a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded November 13, 2003, Dakota County Recorder, Document No. 2139943. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc, Dated: November 13, 2009, Recorded: December 8, 2009, Document No. 2700977. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100103210000035351 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Prime Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 4401-B Clover Lane, Eagan, MN 55122 TAX PARCEL I.D. #: 10-22750-370-03 LEGAL DESCRIPTION OF PROPERTY: Lot 37, Block 3, Eden Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $153,671.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $148,433.02 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 23, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 23, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 20, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-2768 8312311 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2054994 1/28-3/4/10
PUBLIC NOTICE
NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 24, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $167,200.00 MORTGAGOR(S): Ryan P. Dugan,
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������ P. Dugan,������� Ryan������ MORTGAGOR(S): MN 55120 �������� �� ���� Single TAX PARCEL I.D. #: 27-41600-107-04 MORTGAGEE: Mortgage Electronic LEGAL DESCRIPTION OF PROPERTY: Registration Systems, Inc. Living Unit 107 and Garage Units 130 DATE AND PLACE OF RECORDING: and 131, Condominium Number 104, Recorded: June 11, 2007 Dakota Kensington Manor Homes CondoCounty Recorder minium Document Number: 2523306 COUNTY IN WHICH PROPERTY IS ASSIGNMENTS OF MORTGAGE: And assigned to: Nationstar Mort- LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF gage, LLC MORTGAGE: $169,200.00 Dated: April 15, 2009 AMOUNT DUE AND CLAIMED TO BE Recorded: May 01, 2009 Dakota DUE AS OF DATE OF NOTICE, INCLUDCounty Recorder ING TAXES, IF ANY, PAID BY MORTDocument Number: 2654006 Transaction Agent: Mortgage Elec- GAGEE: $160,636.72 That prior to the commencement of tronic Registration Systems, Inc. Transaction Agent Mortgage Identifi- this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee comcation Number: 100062604740310778 Lender or Broker: Homecomings plied with all notice requirements as Financial, LLC (f/k/a Homecomings required by statute; That no action or proceeding has been instituted at law Financial Network, Inc.) Residential Mortgage Servicer: or otherwise to recover the debt Nationstar Mortgage, LLC secured by said mortgage, or any part thereof; Mortgage Originator: Not Applicable PURSUANT to the power of sale conCOUNTY IN WHICH PROPERTY IS tained in said mortgage, the above LOCATED: Dakota Property Address: 7803 Glenda Ct, described property will be sold by the Saint Paul, MN 55124-7416 Sheriff of said county as follows: Tax Parcel ID Number: DATE AND TIME OF SALE: March 011640420001 25, 2010 at 10:00 AM LEGAL DESCRIPTION OF PROPPLACE OF SALE: S h e r i f f ' s O f f i c e , ERTY: Lot 20, Block 1, Carrollwood Vil- Law Enforcement Center, 1580 Hwy lage Fifth Addition, Dakota County, 55, Lobby #S-100, Hastings, MN Minnesota. to pay the debt then secured by said AMOUNT DUE AND CLAIMED TO BE Mortgage, and taxes, if any, on said D U E A S O F D A T E O F N O T I C E : premises, and the costs and disburse$202,253.12 ments, including attorneys' fees THAT all pre-foreclosure require- allowed by law subject to redemption ments have been complied with; that within six (6) months from the date of no action or proceeding has been insti- said sale by the mortgagor(s), their tuted at law or otherwise to recover the personal representatives or assigns debt secured by said mortgage, or any unless reduced to Five (5) weeks under MN Stat. §580.07. part thereof; TIME AND DATE TO VACATE PROPPURSUANT to the power of sale contained in said mortgage, the ERTY: If the real estate is an above-described property will be sold owner-occupied, single-family dwellby the Sheriff of said county as fol- ing, unless otherwise provided by law, the date on or before which the mortlows: DATE AND TIME OF SALE: March gagor(s) must vacate the property if the mortgage is not reinstated under sec15, 2010 at 10:00 AM PLACE OF SALE: Dakota County tion 580.30 or the property is not Law Enforcement Center, 1580 High- redeemed under section 580.23 is way 55, Lobby S-100, Hastings, Minne- 11:59 p.m. on September 27, 2010. sota MORTGAGOR(S) RELEASED FROM to pay the debt secured by said mort- FINANCIAL OBLIGATION ON MORTgage and taxes, if any, on said pre- GAGE: None "THE TIME ALLOWED BY LAW FOR mises and the costs and disbursements, including attorney fees allowed REDEMPTION BY THE MORTGAGOR, by law, subject to redemption within THE MORTGAGOR'S PERSONAL REPsix (6) months from the date of said RESENTATIVES OR ASSIGNS, MAY BE sale by the mortgagor(s), their per- REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER sonal representatives or assigns. If the Mortgage is not reinstated MINNESOTA STATUTES, SECTION under Minn. Stat. §580.30 or the prop- 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G erty is not redeemed under Minn. Stat. OTHER THINGS, THAT THE MORT§580.23, the Mortgagor must vacate GAGED PREMISES ARE IMPROVED the property on or before 11:59 p.m. on WITH A RESIDENTIAL DWELLING OF September 15, 2010, or the next busi- LESS THAN FIVE UNITS, ARE NOT ness day if September 15, 2010 falls on PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial ABANDONED." Dated: December 8, 2009. obligation: NONE CitiMortgage, Inc. THIS COMMUNICATION IS FROM Mortgagee/Assignee of Mortgagee A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY USSET, WEINGARDEN AND LIEBO, P.L.L.P. INFORMATION OBTAINED WILL BE By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF Mortgagee THE DEBT AND IDENTITY OF THE 4500 Park Glen Road #300 ORIGINAL CREDITOR WITHIN THE Minneapolis, MN 55416 T I M E P R O V I D E D B Y L A W I S N O T (952) 925-6888 10-2813 AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR 2003131690 REDEMPTION BY THE MORTGAGOR, THIS IS A COMMUNICATION FROM THE MORTGAGOR'S PERSONAL REP- A DEBT COLLECTOR. 1/28-3/4/10 RESENTATIVES OR ASSIGNS, MAY BE 2054976 REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION NOTICE OF 582.032, DETERMINING, AMONG MORTGAGE FORECLOSURE SALE OTHER THINGS, THAT THE MORTTHE RIGHT TO VERIFICATION GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF OF THE DEBT AND IDENTITY OF ORIGINAL CREDITOR WITHIN THE LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. PRODUCTION, AND ARE ABANDONED. NOTICE IS HEREBY GIVEN, that DATED: January 28, 2010 default has occurred in conditions of ASSIGNEE OF MORTGAGEE: the following described mortgage: Nationstar Mortgage, LLC DATE OF MORTGAGE: A u g u s t 3 , Wilford & Geske, P.A. 2004 Attorneys for Assignee of Mortgagee MORTGAGORS: Terry Fransen and Lawrence A. Wilford Cassandra Fransen, husband and wife. James A. Geske MORTGAGEE: Mortgage Electronic 8425 Seasons Parkway, Suite 105 Registration Systems, Inc. Woodbury, MN 55125-4393 DATE AND PLACE OF RECORDING: (651) 209-3300 Recorded August 30, 2004, Dakota File Number: 001074F01 2053933 1/28-3/4/10 C o u n t y R e c o r d e r , D o c u m e n t N o . 2243418. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: January 14, 2010. NOTICE OF TRANSACTION AGENT: Mortgage MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTOF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN GAGE IDENTIFICATION NUMBER ON THE TIME PROVIDED BY LAW IS MORTGAGE: 100052550022768476 LENDER OR BROKER AND MORTNOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that G A G E O R I G I N A T O R S T A T E D O N default has occurred in conditions of MORTGAGE: Source Lending Corp. RESIDENTIAL MORTGAGE SERthe following described mortgage: DATE OF MORTGAGE: A u g u s t 1 2 , VICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 2005 MORTGAGOR: T h o m a s C l i n e , a 132 3rd Avenue South, South Saint Paul, MN 55075 single person. TAX PARCEL I.D. #: 36-32550-220-12 MORTGAGEE: Mortgage Electronic LEGAL DESCRIPTION OF PROPRegistration Systems, Inc. DATE AND PLACE OF RECORDING: ERTY: LOT 22, BLOCK 12, HEPBURN PARK Recorded August 23, 2005, Dakota ADDITION TO THE CITY OF ST. County Recorder, Document No. PAUL, DAKOTA COUNTY, MINNE2353895. SOTA. ASSIGNMENTS OF MORTGAGE: COUNTY IN WHICH PROPERTY IS Assigned to: CitiMortgage, Inc, Dated: LOCATED: Dakota November 23, 2009. ORIGINAL PRINCIPAL AMOUNT OF TRANSACTION AGENT: Mortgage MORTGAGE: $165,750.00 Electronic Registration Systems, Inc. AMOUNT DUE AND CLAIMED TO BE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTMORTGAGE: 100039223350013265 LENDER OR BROKER AND MORT- GAGEE: $168,432.77 That prior to the commencement of GAGE ORIGINATOR STATED ON MORTGAGE: First Magnus Financial this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee comCorporation R E S I D E N T I A L M O R T G A G E S E R - plied with all notice requirements as required by statute; That no action or VICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: proceeding has been instituted at law 2575 Heritage Drive, Mendota Heights, ���������� �� ���� ����� MN 55120
PUBLIC NOTICE
PUBLIC NOTICE
��� �������� �� ���� ������ A������ ������� ATTEMPT DEBT COLLECTOR ING TO COLLECT A DEBT. ANY ���������� ���� ��������� proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 25, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 27, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 14, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-7089 1941064477 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2054607 1/28-3/4/10
PUBLIC NOTICE
NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 08, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $189,000.00 MORTGAGOR(S): Thomas Aegerter and Donna Aegerter, husband and wife, as joint tenants MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: November 30, 2007 Dakota County Recorder Document Number: 2558904 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100062604758105037 Lender or Broker: Homecomings Financial, LLC (K/K/A Homecomings Financial Network, Inc.) Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 359 1st Ave S, South Saint Paul, MN 55075-2604 Tax Parcel ID Number: 36-64300-050-18 LEGAL DESCRIPTION OF PROPERTY: Lots 4 and 5, Block 18 Riverside Park Addition to the City of St. Paul. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $196,701.23 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 15, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 15, 2010, or the next business day if September 15, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPT-
INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 28, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 008076F03 2053321 1/28-3/4/10
PUBLIC NOTICE
NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 14, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $442,000.00 MORTGAGOR(S): Lynel Julik and Robert Julik, wife and husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: August 29, 2006 Dakota County Recorder Document Number: 2457308 ASSIGNMENTS OF MORTGAGE: And assigned to: The Bank of New York Mellon fka the Bank of New York as Trustee for the Certificateholders CWALT, Inc. Alternative Loan Trust 2006-OA17,mortgage Pass-through Certificates, Series 2006-OA17 Dated: December 17, 2009 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100133700016175062 Lender or Broker: Countrywide Bank, N.A. Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1080 82nd St E, Inver Grove Heights, MN 55077-3826 Tax Parcel ID Number: 20-01700-011-33 LEGAL DESCRIPTION OF PROPERTY: That part of the Northwest Quarter of Section 17, Township 27, Range 22, Dakota County, Minnesota which is described as follows: Commencing at the northwest corner thereof; thence South 00 degrees 41 minutes 00 seconds East, assumed bearing, along the west line of said Northwest Quarter, said west line is also the east line of Minnesota Department of Transportation Right of Way plat no 19-125, as on file and of record in the Office of the Dakota County Recorder, 1276.69 feet to MDOT right of way monument B-1; thence South 38 degrees 08 minutes 47 seconds East along said easterly right of way line 237.88 feet to its intersection with the southerly right of way line of 82nd Street East, formerly Rosenberger Lane, as dedicated on the plat of Paradise Valley, according to the record plat thereof, and the point of beginning of the land to be described; thence continuing South 38 degrees 08 minutes 47 seconds East, along said easterly right of way line 417.69 feet to MDOT right of way monument B2; thence North 13 degrees 01 minutes 28 seconds East 212.90 feet; thence North 26 degrees 37 minutes 38 seconds West 182.57 feet; thence North 30 degrees 22 minutes 46 seconds West 47.12 feet; thence North 15 degrees 51 minutes 16 seconds West 83.49 feet; thence North 43 degrees 58 minutes 46 seconds West 18.81 feet to the southerly right of way line of platted 82nd Street East; thence southwesterly along a nontangential curve which is concave to the southeast, central angle of 41 degrees 07 minutes 25 seconds, radius of 129.15 feet, chord bearing of South 52 degrees 21 minutes 13 seconds West, 92.70 feet; thence South 31 degrees 47 minutes 31 seconds West, along said southerly right of way, tangent to last described curve, 104.72 feet; thence South 49 degrees 17 minutes 31 seconds West along said Southerly right of way 49.40 feet to the point of beginning. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $517,389.94 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 18, 2010 at 10:00 AM PLACE OF SALE: Dakota County
PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 18, 2010, or the next business day if September 18, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 28, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka the Bank of New York as Trustee for the Certificateholders CWALT, Inc. Alternative Loan Trust 2006-OA17,mortgage Pass-through Certificates, Series 2006-OA17 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 011159F01 2053954 1/28-3/4/10
PUBLIC NOTICE
NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 20, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $197,000.00 MORTGAGOR(S): Emmanuel Noah, a single person MORTGAGEE: Bremer Bank, National Association DATE AND PLACE OF RECORDING: Recorded: September 18, 2007 Dakota County Recorder Document Number: 2544742 ASSIGNMENTS OF MORTGAGE: And assigned to: Countrywide Bank, FSB Dated: August 20, 2007 Recorded: September 18, 2007 Dakota County Recorder Document Number: 2544743 And assigned to: BAC Home Loans Servicing, L.P. Dated: January 21, 2010 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Bremer Bank, National Association Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 504 13th St, Farmington, MN 55024-1772 Tax Parcel ID Number: 14-22502-090-03 LEGAL DESCRIPTION OF PROPERTY: Lot 9, Block 3, East Farmington Third Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $199,239.91 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 18, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 18, 2010, or the next business day if September 18, 2010 falls on a Saturday, Sunday or legal holiday.
a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 28, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 011442F01 2053990 1/28-3/4/10
PUBLIC NOTICE
NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 26, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $512,000.00 MORTGAGOR(S): Keith C. Vogel, a single man and Brian J. Vogel and Althea Toliver-Vogel, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: February 07, 2007 Dakota County Recorder Document Number: 2494635 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100092047103769210 Lender or Broker: Webster Bank, N.A. Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 9130 250th St E, Hampton, MN 55031-8730 Tax Parcel ID Number: 170240001201 LEGAL DESCRIPTION OF PROPERTY: The East 662 feet of the West 1 3 2 2 f e e t o f t h e N o r t h Half of the Northeast Quarter of Section 24, Township 113, Range 18 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $483,159.96 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 15, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within twelve (12) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 15, 2011, or the next business day if March 15, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 28, 2010 MORTGAGEE: Mortgage Electronic
MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010556F01 2051713 1/28-3/4/10
By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 40-2740 0031560063 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2054669 1/28-3/4/10
PUBLIC NOTICE PUBLIC NOTICE
NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: December 22, 2006 MORTGAGOR: P a u l J o s e p h M a c millan and Beth P. Macmillan, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Registered February 15, 2007, Dakota County Registrar of Titles, Document No. 606163, Certificate of Title No. 131212 ASSIGNMENTS OF MORTGAGE: Assigned to: Deutsche Bank National Trust Company as Trustee for American Home Mortgage Assets Trust 2007-2 Mortgage-Backed Pass-Through Certificates, Series 2007-2, Dated: December 23, 2009. Said Mortgage Being Upon Registered Land TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100024200015700905 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: American Brokers Conduit RESIDENTIAL MORTGAGE SERVICER: American Home Mortgage Servicing, Inc MORTGAGED PROPERTY ADDRESS: 17351 Jalisco Lane, Lakeville, MN 55044 TAX PARCEL I.D. #: 226410104002 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 2 in Ridgeview Second Addition, according to the recorded plat thereof. The East line of said Ridgeview Second Addition, which is also the east line of the South Half of the Northwest Quarter of Section 7, Township 114, Range 20, is marked by a judicial landmark place on the north-south quarter line of said Section 7, 50 feet north of the center of said section and a judicial landmark placed at the northeast corner of the South half of Northwest Quarter of said Section 7. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $288,800.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $330,218.76 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 24, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 24, 2010 . MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: January 19, 2010. Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden
NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: M a r c h 1 , 2006 MORTGAGOR: Melony M. Schmitz, a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded March 22, 2006, Dakota County Recorder, Document No. 2414320. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc., Dated: January 12, 2010 TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100039279150721689 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Magnus Financial Corporation RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 19987 McKendry Path, Farmington, MN 55024 TAX PARCEL I.D. #: 14-16504-004-07 LEGAL DESCRIPTION OF PROPERTY: Unit No. 2004, CIC No. 328, Charleswood Condominium. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $178,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $183,955.17 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 25, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 27, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 13, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3057 2003441949 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2054583 1/28-3/4/10
PUBLIC NOTICE
NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 30, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $327,761.00 MORTGAGOR(S): Nathan Erickson, a
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MORTGAGOR(S): Nathan Erickson, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: July 18, 2006 Dakota County Recorder Document Number: 2446311 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100177700000395129 Lender or Broker: Kleinbank dba Kleinmortgage Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 13225 Galena Way, Apple Valley, MN 55337 Tax Parcel ID Number: 01-73126-080-01 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 1, Summerfield Townhomes 2nd Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $328,837.72 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 18, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 18, 2010, or the next business day if September 18, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 28, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012113F01 2055163 1/28-3/4/10
PUBLIC NOTICE
NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 10, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $207,000.00 MORTGAGOR(S): Eric W. Benson and Lynn E. Benson, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: May 24, 2006 Dakota County Recorder Document Number: 2432166 ASSIGNMENTS OF MORTGAGE: And assigned to: Provident Funding Associates, L.P. Dated: December 31, 2009 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100017918160400711 Lender or Broker: Provident Funding Associates, L.P. Residential Mortgage Servicer: Provident Funding Associates Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 16416 Griffon Trl, Lakeville, MN 55044-9063 Tax Parcel ID Number: 22-27601-050-02 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 2, Foxborough 2nd Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $205,944.48 THAT all pre-foreclosure requirements have been complied with; that
ments have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 12, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 12, 2010, or the next business day if September 12, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 28, 2010 ASSIGNEE OF MORTGAGEE: Provident Funding Associates, L.P. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 011363F01 2048053 1/28-3/4/10
mortgage, or any part thereof; that a portion of this property is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 15, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 15, 2010, or the next business day if September 15, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 28, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 006430F01 2053232 1/28-3/4/10
PUBLIC NOTICE PUBLIC NOTICE
NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 12, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $140,000.00 MORTGAGOR(S): Larry S. Maras and Kathleen A. Maras, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: May 01, 2006 Dakota County Recorder Document Number: 2424491 DATE AND PLACE OF REGISTERING: Registered: August 05, 2009 Dakota County Registrar of Titles Document Number: T648649 LOAN MODIFICATION: Dated: July 10, 2008 Recorded: May 11, 2009 Document Number: 2655814 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100224640000239138 Lender or Broker: Ownit Mortgage Solutions, Inc. Residential Mortgage Servicer: Litton Loan Servicing, LP Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 104197 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 2316 Williams Dr, Burnsville, MN 55337-1901 Tax Parcel ID Number: 02-21020-080-01 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 1, CIC No. 126, Donnays, Burnsville Heights, Dakota County, Minnesota. (Abstract) And That part of Lot Eight (8) Block One (1), Donnays Burnsville Heights, Common Interest Community Number 126, a planned community, located in the County of Dakota, State of Minnesota, lying Southerly of the following described line: Beginning at a point on the East line of the East Half of the East Half of the West Half (E. line of the E 1/2 of the E 1/2 of W 1/2), of Section 14, Township 115 North, Range 21 West, Dakota County, Minnesota, distant 1544.00 feet South of the Northeast corner of said East Half of the East Half of the West Half, as measured along said East line; thence S. 71 degrees 40' 00" W, (assuming said East line to bear South) a distance of 577.50 feet and said line there terminating. (Torrens) AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $149,672.02 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that a
NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: November 26, 2007 MORTGAGOR: D a n i e l J . C r o s , a single person. MORTGAGEE: Household Industrial Finance Company. DATE AND PLACE OF RECORDING: Registered December 7, 2007, Dakota County Registrar of Titles, Document No. 621087, Certificate of Title No. 137961. ASSIGNMENTS OF MORTGAGE: NONE Said Mortgage being Registered Land. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Household Industrial Finance Company RESIDENTIAL MORTGAGE SERVICER: HSBC Consumer Lending Mortgage MORTGAGED PROPERTY ADDRESS: 221 Grand Avenue West Unit 305, South Saint Paul, MN 55075 TAX PARCEL I.D. #: 36-72850-305-20 LEGAL DESCRIPTION OF PROPERTY: Unit No. 305, Grand Hill Condominium, Common Interest Community No. 461, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $119,496.29 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $125,912.27 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 25, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption
allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 27, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 19, 2010. Household Industrial Finance Company Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 43-433 0017852880 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2055147 1/28-3/4/10
PUBLIC NOTICE
NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: November 22, 2006 MORTGAGORS: James S. McIntyre and Teresa A. McIntyre, husband and wife. MORTGAGEE: National City Mortgage a division of National City Bank. DATE AND PLACE OF RECORDING: Recorded December 15, 2006, Dakota County Recorder, Document No. 2482260. ASSIGNMENTS OF MORTGAGE: Assigned to: National City Mortgage Co., a subsidiary of National City Bank, Dated: March 15, 2007, Recorded: October 2, 2007, Document No. 2547911. And thereafter assigned to: Mortgage Electronic Registration Systems, Inc, Dated: March 20, 2007, Recorded: October 2, 2007, Document No. 2547912. And thereafter assigned to: PNC Bank, National Association s/b/m to National City Bank, Dated: December 17, 2008, Recorded: January 21, 2009, Document No. 2631790. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: National City Mortgage a division of National City Bank RESIDENTIAL MORTGAGE SERVICER: PNC Bank, National Association MORTGAGED PROPERTY ADDRESS: 4510 Oak Pond Road, Eagan, MN 55123 TAX PARCEL I.D. #: 10-25801-010-02 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 2, Fawn Ridge 2nd Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $187,920.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $205,655.97 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 25, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property
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������ ������ �������� �� ���� mortgagor(s) must vacate the property������� Dated: January 19, 2010. if the mortgage is not reinstated under Bayview Loan Servicing, LLC Mortgagee/Assignee of Mortgagee section 580.30 or the property is not redeemed under section 580.23 is USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden 11:59 p.m. on September 27, 2010. MORTGAGOR(S) RELEASED FROM Attorneys for Mortgagee/Assignee of F I N A N C I A L O B L I G A T I O N O N Mortgagee 4500 Park Glen Road #300 MORTGAGE: None "THE TIME ALLOWED BY LAW FOR Minneapolis, MN 55416 REDEMPTION BY THE MORTGAGOR, (952) 925-6888 T H E M O R T G A G O R ' S P E R S O N A L 90-1478 REPRESENTATIVES OR ASSIGNS, 0000403539 MAY BE REDUCED TO FIVE WEEKS IF THIS IS A COMMUNICATION FROM A J U D I C I A L O R D E R I S E N T E R E D A DEBT COLLECTOR. 1/28-3/4/10 U N D E R M I N N E S O T A S T A T U T E S , 2054822 SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE NOTICE OF IMPROVED WITH A RESIDENTIAL MORTGAGE FORECLOSURE SALE DWELLING OF LESS THAN FIVE N O T I C E I S HEREBY GIVEN that UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND default has occurred in the conditions of the following described mortgage: ARE ABANDONED." DATE OF MORTGAGE: June 06, 2003 Dated: January 21, 2010. ORIGINAL PRINCIPAL AMOUNT OF PNC Bank, National Association MORTGAGE: $186,000.00 Mortgagee/Assignee of Mortgagee MORTGAGOR(S): Kathleen M Stein, a USSET, WEINGARDEN AND LIEBO, P.L.L.P. single person By: Paul A. Weingarden MORTGAGEE: Bankers Mortgage Attorneys for Mortgagee/Assignee of Company, LLC Mortgagee DATE AND PLACE OF REGISTER4500 Park Glen Road #300 ING: Minneapolis, MN 55416 Registered: July 24, 2003 Dakota (952) 925-6888 County Registrar of Titles 4-1440 Document Number: 0507337 0004987600 ASSIGNMENTS OF MORTGAGE: THIS IS A COMMUNICATION FROM And assigned to: TCF Mortgage CorA DEBT COLLECTOR. poration 2052604 1/28-3/4/10 Dated: June 06, 2003 Registered: July 24, 2003 Dakota County Registrar of Titles Document Number: 0507338 NOTICE OF And assigned to: Mortgage ElecMORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION tronic Registration Systems, Inc. Dated: May 01, 2006 OF THE DEBT AND IDENTITY OF Registered: May 09, 2006 Dakota THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS County Registrar of Titles Document Number: 589806 NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that And assigned to: U.S. Bank National default has occurred in conditions of Association the following described mortgage: Dated: January 19, 2010 DATE OF MORTGAGE: A u g u s t 2 3 , Transaction Agent: Mortgage Elec2006 tronic Registration Systems, Inc. MORTGAGOR: Juan J. Mena, a marTransaction Agent Mortgage Identification Number: 100021248001879913 ried man. MORTGAGEE: Mortgage Electronic Lender or Broker: Bankers Mortgage Registration Systems, Inc. Company, LLC DATE AND PLACE OF RECORDING: Residential Mortgage Servicer: U.S. Recorded October 2, 2006, Dakota Bank Home Mortgage County Recorder, Document No. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 2465326. A S S I G N M E N T S O F M O R T G A G E : 122758 Assigned to: Bayview Loan Servicing, COUNTY IN WHICH PROPERTY IS L L C , D a t e d : O c t o b e r 2 6 , 2 0 0 9 , LOCATED: Dakota Recorded: December 18, 2009, DocuProperty Address: 4729 W Wind Trl, ment No. 2703320. Eagan, MN 55122-3603 TRANSACTION AGENT: Mortgage Tax Parcel ID Number: Electronic Registration Systems, Inc. 10-56750-080-03 TRANSACTION AGENT'S MORTLEGAL DESCRIPTION OF PROPGAGE IDENTIFICATION NUMBER ON ERTY: Lot 8, Block 3, Park Ridge, MORTGAGE: 100382200131362313 Dakota County, Minnesota. LENDER OR BROKER AND MORTAMOUNT DUE AND CLAIMED TO BE GAGE ORIGINATOR STATED ON D U E A S O F D A T E O F N O T I C E : MORTGAGE: Minnesota Home Mort- $127,058.77 gage Corporation THAT all pre-foreclosure requireR E S I D E N T I A L M O R T G A G E S E R - ments have been complied with; that no action or proceeding has been instiVICER: Bayview Loan Servicing, LLC MORTGAGED PROPERTY ADDRESS: tuted at law or otherwise to recover the 1 0 1 2 2 n d S t r e e t , F a r m i n g t o n , MN debt secured by said mortgage, or any 55024 part thereof; that this is registered TAX PARCEL I.D. #: 14-63200-050-02 property; LEGAL DESCRIPTION OF PROPPURSUANT to the power of sale conERTY: tained in said mortgage, the Lot 5, Block 2, Rei-Mac Addition above-described property will be sold COUNTY IN WHICH PROPERTY IS by the Sheriff of said county as folLOCATED: Dakota lows: ORIGINAL PRINCIPAL AMOUNT OF DATE AND TIME OF SALE: March MORTGAGE: $192,000.00 18, 2010 at 10:00 AM AMOUNT DUE AND CLAIMED TO BE PLACE OF SALE: Dakota County DUE AS OF DATE OF NOTICE, INCLUD- Law Enforcement Center, 1580 HighING TAXES, IF ANY, PAID BY MORT- way 55, Lobby S-100, Hastings, Minnesota GAGEE: $200,796.06 That prior to the commencement of to pay the debt secured by said mortthis mortgage foreclosure proceeding gage and taxes, if any, on said preMortgagee/Assignee of Mortgagee com- mises and the costs and disburseplied with all notice requirements as ments, including attorney fees allowed required by statute; That no action or by law, subject to redemption within proceeding has been instituted at law six (6) months from the date of said o r o t h e r w i s e t o r e c o v e r t h e d e b t sale by the mortgagor(s), their persecured by said mortgage, or any part sonal representatives or assigns. thereof; If the Mortgage is not reinstated PURSUANT to the power of sale con- under Minn. Stat. §580.30 or the proptained in said mortgage, the above erty is not redeemed under Minn. Stat. described property will be sold by the §580.23, the Mortgagor must vacate Sheriff of said county as follows: the property on or before 11:59 p.m. on DATE AND TIME OF SALE: March September 18, 2010, or the next busi25, 2010 at 10:00 AM ness day if September 18, 2010 falls on PLACE OF SALE: S h e r i f f ' s O f f i c e , a Saturday, Sunday or legal holiday. Law Enforcement Center, 1580 Hwy Mortgagor(s) released from financial 55, Lobby #S-100, Hastings, MN obligation: NONE to pay the debt then secured by said THIS COMMUNICATION IS FROM Mortgage, and taxes, if any, on said A DEBT COLLECTOR ATTEMPTpremises, and the costs and disburse- ING TO COLLECT A DEBT. ANY m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s INFORMATION OBTAINED WILL BE allowed by law subject to redemption USED FOR THAT PURPOSE. within six (6) months from the date of THE RIGHT TO VERIFICATION OF said sale by the mortgagor(s), their THE DEBT AND IDENTITY OF THE personal representatives or assigns ORIGINAL CREDITOR WITHIN THE unless reduced to Five (5) weeks under T I M E P R O V I D E D B Y L A W I S N O T MN Stat. §580.07. AFFECTED BY THIS ACTION. TIME AND DATE TO VACATE PROPTHE TIME ALLOWED BY LAW FOR E R T Y : I f t h e r e a l e s t a t e i s a n REDEMPTION BY THE MORTGAGOR, owner-occupied, single-family dwell- THE MORTGAGOR'S PERSONAL REPing, unless otherwise provided by law, RESENTATIVES OR ASSIGNS, MAY BE the date on or before which the mort- REDUCED TO FIVE WEEKS IF A JUDIgagor(s) must vacate the property if the CIAL ORDER IS ENTERED UNDER mortgage is not reinstated under sec- MINNESOTA STATUTES, SECTION tion 580.30 or the property is not 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G redeemed under section 580.23 is OTHER THINGS, THAT THE MORT11:59 p.m. on September 27, 2010. GAGED PREMISES ARE IMPROVED MORTGAGOR(S) RELEASED FROM WITH A RESIDENTIAL DWELLING OF FINANCIAL OBLIGATION ON MORT- LESS THAN FIVE UNITS, ARE NOT GAGE: None PROPERTY USED IN AGRICULTURAL "THE TIME ALLOWED BY LAW FOR PRODUCTION, AND ARE ABANDONED. REDEMPTION BY THE MORTGAGOR, DATED: January 28, 2010 THE MORTGAGOR'S PERSONAL REPASSIGNEE OF MORTGAGEE: RESENTATIVES OR ASSIGNS, MAY BE U.S. Bank National Association REDUCED TO FIVE WEEKS IF A JUDI- Wilford & Geske, P.A. CIAL ORDER IS ENTERED UNDER Attorneys for Assignee of Mortgagee MINNESOTA STATUTES, SECTION Lawrence A. Wilford 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G James A. Geske OTHER THINGS, THAT THE MORT- 8425 Seasons Parkway, Suite 105 GAGED PREMISES ARE IMPROVED Woodbury, MN 55125-4393 WITH A RESIDENTIAL DWELLING OF (651) 209-3300 LESS THAN FIVE UNITS, ARE NOT File Number: 011746F01 PROPERTY USED IN AGRICULTURAL 2053606 1/28-3/4/10 P R O D U C T I O N , A N D A R E ABANDONED." ���������� �� ���� ����� Dated: January 19, 2010.
PUBLIC NOTICE
PUBLIC NOTICE
��� �������� �� ���� ������ 2297993. ������ ������� ASSIGNMENTS OF ���������� ���� ���������
PUBLIC NOTICE
NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 19, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $450,000.00 MORTGAGOR(S): Frank T Martin and Lisa M Martin, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: November 02, 2006 Dakota County Recorder Document Number: 2472933 ASSIGNMENTS OF MORTGAGE: And assigned to: The Bank of New York Mellon fka the Bank of New York as Trustee for the Certificateholders CWABS, Inc., Asset-backed Certificates, Series 2006-20 Dated: December 14, 2009 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100015700062128679 Lender or Broker: Countrywide Home Loans, Inc. Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1445 Stickney Ave, South Saint Paul, MN 55075-1045 Tax Parcel ID Number: 36-84100-030-01 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 1, Wilson Heights, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $529,879.89 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 16, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 16, 2010, or the next business day if September 16, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 28, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka the Bank of New York as Trustee for the Certificateholders CWABS, Inc., Asset-backed Certificates, Series 2006-20 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 011015F01 2053790 1/28-3/4/10
PUBLIC NOTICE
NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 2 5 , 2004 MORTGAGORS: Randall A. Fennert and Melinda R. Fennert, husband and wife. MORTGAGEE: First Franklin Financial Corporation. DATE AND PLACE OF RECORDING: Recorded February 23, 2005, Dakota County Recorder, Document No. 2297993.
MORTGAGE: Assigned to: U.S. Bank National Association, as successor trustee to Bank of America, N. A. as successor by merger to LaSalle Bank National Association, as Trustee for Merrill Lynch Mortgage Investors Trust, Mortgage Loan Asset-Backed Certificates, Series 2006-FF1, Dated: September 5, 2008, Recorded: October 9, 2008, Document No. 2617171. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Franklin Financial Corporation RESIDENTIAL MORTGAGE SERVICER: Home Loan Services, Inc. MORTGAGED PROPERTY ADDRESS: 7955 Grinnell Court West, Lakeville, MN 55044 TAX PARCEL I.D. #: 222760108010 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 10, Foxborough 2nd Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $152,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $170,635.82 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 18, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 20, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 19, 2010. U.S. Bank National Association, Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 76-3577 1077000656 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2055125 1/28-3/4/10
PUBLIC NOTICE
NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: November 23, 2004 MORTGAGORS: Cecelio D. Dabu and Joy Dabu, husband and wife, and Elena D. Dabu, a single person. MORTGAGEE: Beneficial Loan and Thrift Co. DATE AND PLACE OF RECORDING: Recorded December 20, 2004, Dakota County Recorder, Document No. 2277776. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Beneficial Loan and Thrift Co. RESIDENTIAL MORTGAGE SERVICER: HSBC Bank USA, N.A. MORTGAGED PROPERTY ADDRESS: 7090 146th Street West, Apple Valley, MN 55124
MN 55124 TAX PARCEL I.D. #: 01-66503-010-07 LEGAL DESCRIPTION OF PROPERTY: Lot One (1), Block Seven (7), Scott Highlands Fourth Addition, according to the plat thereof on file and of record in the Office of the Reg Ster of Deeds in and for said County. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $169,810.65 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $169,381.26 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 18, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 20, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 19, 2010. Beneficial Loan and Thrift Co. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 43-430 54170200576097 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2055133 1/28-3/4/10
PUBLIC NOTICE
NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 16, 2008 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $289,275.00 MORTGAGOR(S): Joan M. Miller and Clayton Miller, Wife and Husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: July 09, 2008 Dakota County Recorder Document Number: 2601158 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100188508050246614 Lender or Broker: Draper and Kramer Mortgage Corp DBA 1st Advantage Morgage Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1300 Vista Dr, Burnsville, MN 55337-2337 Tax Parcel ID Number: 02-82201-232-02 LEGAL DESCRIPTION OF PROPERTY: Lot 23, Block 2, Vista View 2nd Addition, Dakota County, Minnesota, excepting therefrom that part lying Westerly of the following described line, to-wit: A line beginning at a point on the Northwesterly line of said lot 23, distant 46.60 feet Southwesterly of the most northerly corner of said Lot 23; thensce Southeasterly 156.86 feet, more or less, to a point in the Southeasterly line of Lot 28 in Block 2, Vista View 2nd Addition, distant 10 feet Southwesterly of the southeast corner of said Lot 28, and that part of Lot 28 Block 2, Vista View 2nd Addition, lying Easterly of the following described line, to-wit: A line beginning at a point on the Northwesterly line of Lot 23 of said Block 2, Vista View 2nd Addition, distant 46.60 feet Southwesterly of the most Northerly corner of said Lot; thence Southeasterly 156.86 feet, more or less, to a point in the Southeasterly line of said Lot 28, distant 10 feet Southwesterly of the Southeast corner
Southwesterly of the Southeast corner of said Lot 28, Dakota county, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $299,139.90 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 15, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 15, 2010, or the next business day if September 15, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 28, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 011931F01 2053295 1/28-3/4/10
PUBLIC NOTICE
NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: July 25, 2005 MORTGAGORS: William J. McMahon and Margaret A. McMahon, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded August 17, 2005, Dakota County Recorder, Document No. 2351918, as corrected by order recorded: December 28, 2009 as doc. # 2704728. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc., Dated: December 23, 2009. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100146850105032628 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Orangeburg National Bank RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 100 7th Street, Farmington, MN 55024 TAX PARCEL I.D. #: 14-20600-080-02 LEGAL DESCRIPTION OF PROPERTY: Lot 7 and the East 30 Feet of Lot 8, Block 2, of C. M. Dittman's Addition to Farmington, according to the plat thereof on file or of Record in the Office of the County Recorder in and for Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $155,200.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $160,960.97 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March
DATE AND TIME OF SALE: March 18, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 20, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 12, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-2221 2002992351 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2052795 1/28-3/4/10
PUBLIC NOTICE
NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 1 2 , 2007 MORTGAGORS: D u s t i n O . W i n t e r and Amy Winter, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Registered October 30, 2007, Dakota County Registrar of Titles, Document No. 619544, Certificate of Title No. 143713. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, N.A., Dated: January 6, 2010. Said Mortgage being Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100021278927695317 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: U.S. Bank, N.A. RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 1800 Covington Lane, Eagan, MN 55122 TAX PARCEL I.D. #: 10-63984-040-15 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 15, in Ridgecliffe Fifth Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $167,674.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $173,080.29 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 18, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is
redeemed under section 580.23 is 11:59 p.m. on September 20, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 15, 2010. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-637 7892769531 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2054528 1/28-3/4/10
PUBLIC NOTICE
NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J u n e 1 4 , 2005 MORTGAGOR: I g o r N . K a r p i c h , a single man. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded July 14, 2005, Dakota County Recorder, Document No. 2340008. ASSIGNMENTS OF MORTGAGE: Assigned to: Bayview Loan Servicing, LLC, Dated: October 7, 2009, Recorded: November 12, 2009, Document No. 2696114. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100015901074384983 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: CTX Mortgage Company, LLC RESIDENTIAL MORTGAGE SERVICER: Bayview Loan Servicing, LLC MORTGAGED PROPERTY ADDRESS: 15620 Echo Ridge Road, Apple Valley, MN 55124 TAX PARCEL I.D. #: 01-18052-004-31 LEGAL DESCRIPTION OF PROPERTY: Unit No. 1004, CIC Number 484, A Condominium, Legacy Homes at Cobblestone Lake North Shore, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $166,492.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $177,260.38 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 25, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 27, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E
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P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 19, 2010. Bayview Loan Servicing, LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-1444 0000400951 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2054886 1/28-3/4/10
PUBLIC NOTICE
NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 28, 2006. MORTGAGOR(S): Althea J. Toliver-Vogel, a married person. MORTGAGEE: Bayview Financial Small Business Funding, LLC. DATE AND PLACE OF RECORDING: Filed October 12, 2006, Dakota County Recorder, as Document No. 2467899. ASSIGNMENT(S) OF MORTGAGE: Assigned to Bayview Loan Servicing, LLC, by assignment dated March 15, 2007, recorded April 23, 2007, as Document No. 2511464. The land described in said mortgage is not registered land. MORTGAGE HOLDER (as defined in section 58.02): Transaction Agent: NA. Transaction Agent's Mortgage Identification Number on Mortgage: NA. Lender or Broker: Bayview Loan Servicing, LLC. Residential Mortgage Servicer: NA. MORTGAGE ORIGINATOR (as defined in section 58.02): Bayview Financial Small Business Funding, LLC. MORTGAGED PROPERTY ADDRESS: 411 Marie Ave., St. Paul, MN 55111. TAX PARCEL I.D. NO.: 36-32550-010-09 LEGAL DESCRIPTION OF PROPERTY: The East 39.8 feet of Lot 1, Block 9, Hepburn Park Addition to the City of St. Paul, together with (I) all buildings and improvements located on the property and (II) all machinery, equipment, fixtures and personal property located on the property owned by the mortgagor(s) and used in connection with the operation and occupancy thereof. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota. ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $100,500.00. AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THIS NOTICE: $105,415.02. The holder of the mortgage has complied with all conditions precedent to acceleration of the debt secured by the mortgage and foreclosure of the mortgage and all notice and other requirements of applicable statutes. That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof. PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 23, 2010 at 10:00 a.m. PLACE OF SALE: Dakota County Sheriff's Office, Law Enforcement Center, 1580 Highway 55, Hastings, MN 55033. to pay the debt then secured by said mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None. Dated: January 25, 2010. /s/ Anna C. Mickelson ANNA C. MICKELSON -for-BAYVIEW LOAN SERVICING, LLC, Assignee Atty. I.D. #347814 MURNANE BRANDT Attorneys for Assignee 30 East Seventh Street, Suite 3200 St. Paul, Minnesota 55101 Telephone (651) 227-9411 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1043530 2052814 1/28-3/4/10
PUBLIC NOTICE
NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: S e p t e m b e r 23, 2004 MORTGAGORS: Gary Erickson and Cynthia Erickson, husband and wife. MORTGAGEE: T o w n a n d C o u n t r y Credit Corp. DATE AND PLACE OF RECORDING: Recorded December 13, 2004, Dakota County Recorder, Document No. 2275637. ASSIGNMENTS OF MORTGAGE: Assigned to: Mortgage Electronic Registration Systems, Inc., Dated: December 12, 2008, Recorded: Janu-
December 12, 2008, Recorded: Janu ary 8, 2009, Document No. 2630002. And thereafter assigned to: JPMC Specialty Mortgage LLC, Dated: January 21, 2010. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Town and Country Credit Corp. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance, LLC MORTGAGED PROPERTY ADDRESS: 1181 Kittewake Circle, Eagan, MN 55123 TAX PARCEL I.D. #: 10-21900-520-01 LEGAL DESCRIPTION OF PROPERTY: Lot 52, Block 1, Duckwood Estates, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $285,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $313,468.35 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 23, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 23, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 22, 2010. JPMC Specialty Mortgage LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 75-3855 94342227 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2054699 1/28-3/4/10
PUBLIC NOTICE
NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 30, 1999 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $120,175.00 MORTGAGOR(S): Christina Carlisano, a single person and James Kaufenberg, a single person MORTGAGEE: EquiCredit Corporation of Mn. DATE AND PLACE OF RECORDING: Recorded: May 21, 1999 Dakota County Recorder Document Number: 1607141 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association, f/k/a First Bank National Association Trust U/A dated 6/1/99 (EQCC Home Equity Loan Trust 1999-2) Dated: June 07, 2002 Recorded: June 28, 2002 Dakota County Recorder Document Number: 1911151 And assigned to: NationsCredit Financial Services Corporation Dated: May 11, 2009 Recorded: June 05, 2009 Dakota County Recorder Document Number: 2662107 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: EquiCredit Corporation of Mn. Residential Mortgage Servicer: Select Portfolio Servicing Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 14304 Portland
Property Address: 14304 Portland Ave, Burnsville, MN 55337-4686 Tax Parcel ID Number: 02-84811-030-01 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 1, Wood Park Plat Twelve, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $138,179.22 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 15, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 15, 2010, or the next business day if September 15, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 28, 2010 ASSIGNEE OF MORTGAGEE: NationsCredit Financial Services Corporation Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 003813F02 2053271 1/28-3/4/10
PUBLIC NOTICE
NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 26, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $256,500.00 MORTGAGOR(S): Ailyna Chantha Khath, a single woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: August 11, 2006 Dakota County Registrar of Titles Document Number: 595842 ASSIGNMENTS OF MORTGAGE: And assigned to: Nationstar Mortgage, LLC Dated: January 11, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100052550116150763 Lender or Broker: Source Lending Corporation Residential Mortgage Servicer: Nationstar Mortgage, LLC Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 126297 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 16793 Jonquil Trl, Lakeville, MN 55044-9471 Tax Parcel ID Number: 22-64602-080-02 LEGAL DESCRIPTION OF PROPERTY: Lot Eight (8), Block Two (2) in Rolling Oaks South Plat Three, according to the recorded plat thereof, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $282,177.54 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 15, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota
sota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 15, 2010, or the next business day if September 15, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 28, 2010 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage, LLC Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 011923F01 2051850 1/28-3/4/10
PUBLIC NOTICE
NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: M a r c h 2 7 , 2006 MORTGAGORS: Michael K. Dahedl and Patti A. Dahedl, husband and wife. MORTGAGEE: T o w n a n d C o u n t r y Credit Corp. DATE AND PLACE OF RECORDING: Recorded April 11, 2006, Dakota County Recorder, Document No. 2419703. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, National Association, as Trustee for Citigroup Mortgage Loan Trust Inc., Asset-Backed Pass-Through Certificates, Series 2006-HE2, under the Pooling and Servicing Agreement Dated as of August 1, 2006, Dated: February 19, 2009, Recorded: March 4, 2009, Document No. 2641174. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Town and Country Credit Corp. RESIDENTIAL MORTGAGE SERVICER: American Home Mortgage Servicing, Inc MORTGAGED PROPERTY ADDRESS: 203 Lagoon Street West, Vermillion, MN 55085 TAX PARCEL I.D. #: 408210001006 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 6, Village of Vermillion, according to the recorded plat thereof, and situate in Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $200,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $199,143.17 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 18 , 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law,
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������ ������ �������� ��DWELLING ���� OF ing, unless otherwise provided by law,������� WITH A RESIDENTIAL the date on or before which the mort- LESS THAN FIVE UNITS, ARE NOT gagor(s) must vacate the property if the PROPERTY USED IN AGRICULTURAL mortgage is not reinstated under sec- P R O D U C T I O N , A N D A R E tion 580.30 or the property is not ABANDONED." redeemed under section 580.23 is Dated: January 18, 2010. 11:59 p.m. on September 20, 2010. JPMorgan Chase Bank, N.A. MORTGAGOR(S) RELEASED FROM Mortgagee/Assignee of Mortgagee FINANCIAL OBLIGATION ON MORT- USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden GAGE: None "THE TIME ALLOWED BY LAW FOR Attorneys for Mortgagee/Assignee of REDEMPTION BY THE MORTGAGOR, Mortgagee THE MORTGAGOR'S PERSONAL REP- 4500 Park Glen Road #300 RESENTATIVES OR ASSIGNS, MAY BE Minneapolis, MN 55416 REDUCED TO FIVE WEEKS IF A JUDI- (952) 925-6888 CIAL ORDER IS ENTERED UNDER 60-2717 MINNESOTA STATUTES, SECTION 0616913067 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G THIS IS A COMMUNICATION FROM OTHER THINGS, THAT THE MORT- A DEBT COLLECTOR. 1/28-3/4/10 GAGED PREMISES ARE IMPROVED 2054784 WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL NOTICE OF P R O D U C T I O N , A N D A R E MORTGAGE FORECLOSURE SALE ABANDONED." THE RIGHT TO VERIFICATION Dated: January 15, 2010. OF THE DEBT AND IDENTITY OF U.S. Bank National Association, THE ORIGINAL CREDITOR WITHIN Trustee THE TIME PROVIDED BY LAW IS Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of default has occurred in conditions of the following described mortgage: Mortgagee DATE OF MORTGAGE: November 4, 4500 Park Glen Road #300 2004 Minneapolis, MN 55416 MORTGAGOR: Heather Ann Peter(952) 925-6888 son, a single woman. 40-2959 MORTGAGEE: Mortgage Electronic 4001896077 THIS IS A COMMUNICATION FROM Registration Systems, Inc. DATE AND PLACE OF RECORDING: A DEBT COLLECTOR. 2054624 1/28-3/4/10 Registered March 16, 2005, Dakota County Registrar of Titles, Document No. 560959, Certificate of Title No. 129051. ASSIGNMENTS OF MORTGAGE: NOTICE OF Assigned to: Bayview Loan Servicing, MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION L L C , D a t e d : O c t o b e r 7 , 2 0 0 9 , OF THE DEBT AND IDENTITY OF Recorded: November 12, 2009, DocuTHE ORIGINAL CREDITOR WITHIN ment No. T653719. THE TIME PROVIDED BY LAW IS Said Mortgage being Registered Land. TRANSACTION AGENT: Mortgage NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTdefault has occurred in conditions of the following described mortgage: GAGE IDENTIFICATION NUMBER ON DATE OF MORTGAGE: O c t o b e r 2 , MORTGAGE: 100059012560187810 2002 LENDER OR BROKER AND MORTMORTGAGORS: Joseph Tarnofsky G A G E O R I G I N A T O R S T A T E D O N and Elissa L. Tarnofsky, husband and MORTGAGE: nBank, N.A. wife. RESIDENTIAL MORTGAGE SERMORTGAGEE: Mortgage Electronic VICER: Bayview Loan Servicing, LLC Registration Systems, Inc. MORTGAGED PROPERTY ADDRESS: DATE AND PLACE OF RECORDING: 4671 Jackstone Point, Eagan, MN Recorded December 10, 2002, Dakota 55122 County Recorder, Document No. TAX PARCEL I.D. #: 10-63983-020-08 LEGAL DESCRIPTION OF PROP1969902. A S S I G N M E N T S O F M O R T G A G E : ERTY: Assigned to: JPMorgan Chase Bank, Lot 2, Block 8, Ridgecliffe Fourth Addition, Dakota County, Minnesota National Association, Dated: January 14, 2010 COUNTY IN WHICH PROPERTY IS TRANSACTION AGENT: Mortgage LOCATED: Dakota Electronic Registration Systems, Inc. ORIGINAL PRINCIPAL AMOUNT OF T R A N S A C T I O N A G E N T ' S M O R T - MORTGAGE: $136,000.00 GAGE IDENTIFICATION NUMBER ON AMOUNT DUE AND CLAIMED TO BE MORTGAGE: 100054130002954079 DUE AS OF DATE OF NOTICE, INCLUDLENDER OR BROKER AND MORT- ING TAXES, IF ANY, PAID BY MORTG A G E O R I G I N A T O R S T A T E D O N GAGEE: $141,796.15 That prior to the commencement of MORTGAGE: Washington Mutual Bank, FA this mortgage foreclosure proceeding R E S I D E N T I A L M O R T G A G E S E R - Mortgagee/Assignee of Mortgagee comV I C E R : J P M o r g a n C h a s e B a n k , plied with all notice requirements as National Association required by statute; That no action or MORTGAGED PROPERTY ADDRESS: proceeding has been instituted at law 696 Stonewood Road, Eagan, MN or otherwise to recover the debt 55123 secured by said mortgage, or any part TAX PARCEL I.D. #: 10-84474-050-01 thereof; LEGAL DESCRIPTION OF PROPPURSUANT to the power of sale conERTY: tained in said mortgage, the above Lot 5, Block 1, Windtree 5th Addi- described property will be sold by the tion Sheriff of said county as follows: COUNTY IN WHICH PROPERTY IS DATE AND TIME OF SALE: March LOCATED: Dakota 25, 2010 at 10:00 AM ORIGINAL PRINCIPAL AMOUNT OF PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy MORTGAGE: $267,000.00 AMOUNT DUE AND CLAIMED TO BE 55, Lobby #S-100, Hastings, MN DUE AS OF DATE OF NOTICE, INCLUD- to pay the debt then secured by said ING TAXES, IF ANY, PAID BY MORT- Mortgage, and taxes, if any, on said GAGEE: $179,891.65 premises, and the costs and disburseThat prior to the commencement of m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s this mortgage foreclosure proceeding allowed by law subject to redemption Mortgagee/Assignee of Mortgagee com- within six (6) months from the date of plied with all notice requirements as said sale by the mortgagor(s), their required by statute; That no action or personal representatives or assigns proceeding has been instituted at law unless reduced to Five (5) weeks under o r o t h e r w i s e t o r e c o v e r t h e d e b t MN Stat. §580.07. TIME AND DATE TO VACATE PROPsecured by said mortgage, or any part ERTY: If the real estate is an thereof; PURSUANT to the power of sale con- owner-occupied, single-family dwelltained in said mortgage, the above ing, unless otherwise provided by law, described property will be sold by the the date on or before which the mortgagor(s) must vacate the property if the Sheriff of said county as follows: DATE AND TIME OF SALE: March mortgage is not reinstated under section 580.30 or the property is not 25, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , redeemed under section 580.23 is Law Enforcement Center, 1580 Hwy 11:59 p.m. on September 27, 2010. 55, Lobby #S-100, Hastings, MN MORTGAGOR(S) RELEASED FROM to pay the debt then secured by said FINANCIAL OBLIGATION ON MORTMortgage, and taxes, if any, on said GAGE: None premises, and the costs and disburse"THE TIME ALLOWED BY LAW FOR m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s REDEMPTION BY THE MORTGAGOR, allowed by law subject to redemption THE MORTGAGOR'S PERSONAL REPwithin six (6) months from the date of RESENTATIVES OR ASSIGNS, MAY BE said sale by the mortgagor(s), their REDUCED TO FIVE WEEKS IF A JUDIpersonal representatives or assigns CIAL ORDER IS ENTERED UNDER unless reduced to Five (5) weeks under MINNESOTA STATUTES, SECTION MN Stat. §580.07. 582.032, DETERMINING, AMONG TIME AND DATE TO VACATE PROP- OTHER THINGS, THAT THE MORTE R T Y : I f t h e r e a l e s t a t e i s a n GAGED PREMISES ARE IMPROVED owner-occupied, single-family dwell- WITH A RESIDENTIAL DWELLING OF ing, unless otherwise provided by law, LESS THAN FIVE UNITS, ARE NOT the date on or before which the mort- PROPERTY USED IN AGRICULTURAL gagor(s) must vacate the property if the P R O D U C T I O N , A N D A R E mortgage is not reinstated under sec- ABANDONED." tion 580.30 or the property is not Dated: January 19, 2010. redeemed under section 580.23 is Bayview Loan Servicing, LLC 11:59 p.m. on September 27, 2010. Mortgagee/Assignee of Mortgagee MORTGAGOR(S) RELEASED FROM USSET, WEINGARDEN AND LIEBO, P.L.L.P. FINANCIAL OBLIGATION ON MORT- By: Paul A. Weingarden GAGE: None Attorneys for Mortgagee/Assignee of "THE TIME ALLOWED BY LAW FOR Mortgagee REDEMPTION BY THE MORTGAGOR, 4500 Park Glen Road #300 THE MORTGAGOR'S PERSONAL REP- Minneapolis, MN 55416 RESENTATIVES OR ASSIGNS, MAY BE (952) 925-6888 REDUCED TO FIVE WEEKS IF A JUDI- 90-1443 CIAL ORDER IS ENTERED UNDER 0000400668 MINNESOTA STATUTES, SECTION THIS IS A COMMUNICATION FROM 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G A DEBT COLLECTOR. OTHER THINGS, THAT THE MORT- 2054928 1/28-3/4/10 GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF ���������� �� ���� �����
PUBLIC NOTICE
PUBLIC NOTICE
��� �������� �� ���� ������ ������ referenced sale scheduled The above������� for January 28, 2010 at 10:00 AM has ���������� ���� ���������
PUBLIC NOTICE
NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 02, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $746,050.00 MORTGAGOR(S): Eric M Tschida and Nancy E. Tschida, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: November 22, 2006 Dakota County Recorder Document Number: 2477313 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC Home Loans Servicing, L.P. Dated: October 05, 2009 Recorded: October 13, 2009 Dakota County Recorder Document Number: 2689966 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000138-0090872920-1 Lender or Broker: GreenPoint Mortgage Funding, Inc. Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1442 Wellington Way, Eagan, MN 55122-2961 Tax Parcel ID Number: 10-72540-040-01 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 1, Steeplechase of Eagan, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $815,755.34 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 03, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 04, 2010, or the next business day if September 04, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 15, 2009 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 009324F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for December 03, 2009 at 10:00 AM has been postponed to January 14, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: December 03, 2009 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for January 14, 2010 at 10:00 AM has been postponed to January 28, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: January 14, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled
been postponed to March 04, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: January 28, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 009324F01 2059001 2/4/10
PUBLIC NOTICE NOTICE OF
MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 3 , 2007 MORTGAGOR: S a n d r a K o r t g a r d , a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Registered August 20, 2007, Dakota County Registrar of Titles, Document No. 615936, Certificate of Title No. 141921. ASSIGNMENTS OF MORTGAGE: A s s i g ne d t o : H SB C B a n k U S A , N A , Dated: November 12, 2009. Said Mortgage being Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100077960000906132 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Decision One Mortgage Company, LLC RESIDENTIAL MORTGAGE SERVICER: HSBC Bank USA, N.A. MORTGAGED PROPERTY ADDRESS: 112 County Road 42, Apple Valley, MN 55124 TAX PARCEL I.D.#: 01-11703-110-02 LEGAL DESCRIPTION OF PROPERTY: ALL OF LOT ELEVEN (11), BLOCK TWO (2), APPLE VALLEY 4TH ADDITION AS RECORDED EXCEPTING THAT PORTION BOUNDED BY THE LINES DESCRIBED AS FOLLOWS: THE EAST LINE OF LOT 11, THE SOUTH LINE OF LOT 11, AND A LINE BEGINNING ON THE SOUTH LINE OF LOT 11, 13.08’ WEST OF THE SOUTHEAST CORNER AND EXTENDING NORTHWEST AND PARALLEL TO THE EAST LINE OF LOT 11 A DISTANCE OF 106.28’ THENCE WITH AN ANGLE OF 13°07’34” AND CONTINUING NORTHWESTERLY A DISTANCE OF 57.58’ TO THE NORTHEAST CORNER OF LOT 11 AND NORTHWEST CORNER OF LOT 12, ACCORDING TO THE MAP OR PLAT THEREOF ON FILE AND OF RECORD IN THE OFFICE OF THE REGISTRAR OF TITLES IN AND FOR DAKOTA COUNTY, MINNESOTA. SUBJECT TO EASEMENTS AND RESTRICTIONS NOW OF RECORD. TORRENS PROPERTY CERTIFICATE OF TITLE NO. 141921 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $182,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $189,111.66 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 28, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 28, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE
AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: November 30, 2009. HSBC Bank USA, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 43-383 5933112 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until April 29, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: January 28, 2010. HSBC Bank USA, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 43-383 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2059213 2/4/10
PUBLIC NOTICE
NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: June 6, 2006 MORTGAGORS: Joseph C. Yetzer and Jennifer N. Yetzer, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded June 22, 2006, Dakota County Recorder, Document No. 2439862. ASSIGNMENTS OF MORTGAGE: Assigned to: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWALT, INC., ALTERNATIVE LOAN TRUST 2 0 0 6 - O A 1 0 M O R T G A G E PASS-THROUGH CERTIFICATES, SERIES 2006-OA10, Dated: March 23, 2009, Recorded: April 14, 2009, Document No. 2650095. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100133700014532702 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Countrywide Bank, N.A. RESIDENTIAL MORTGAGE SERVICER: BAC Home Loans Servicing L.P. MORTGAGED PROPERTY ADDRESS: 22145 Chippendale Avenue West, Farmington, MN 55024 TAX PARCEL I.D. #: 140060001001 LEGAL DESCRIPTION OF PROPERTY: That part of the South 660 feet of the North 1,320.00 feet of the Northeast Quarter of Section 6, Township 113, Range 19, bounded and described as follows: Commencing at a point on the line drawn parallel to and 660 feet South of the North line of said NE 1/4 distance 2,325.40 feet East of the North and South Quarter line running through said Section 6, a distance of 180 feet; thence East and parallel to the North line of said Northeast Quarter to the Westerly right of way of State Trunk Highway Number 65 (now State Trunk Highway No. 3) thence North along said Westerly right of way line of said Highway to its intersection with a line drawn parallel to and 660 feet South of the North line of said NE 1/4; thence West; along the aforementioned and described parallel line, to the point of beginning, according to the recorded plat thereof, Dakota County, Minnesota. Together with the perpetual easement for utility purposes over the West 10 feet of Lot 19, Block 4, of Sunnyside Addition to Farmington, Dakota County, Minnesota. Abstract Property. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $208,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $247,919.23 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
Sheriff of said county as follows: DATE AND TIME OF SALE: December 10, 2009 at 10:00 AM PLACE OF SALE: Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 10, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: October 6, 2009. The Bank of New York Mellon, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-354 138953049 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until January 28, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: December 14, 2009. The Bank of New York Mellon fka The Bank of New York, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-354 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until March 11, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: January 28, 2010. The Bank of New York Mellon fka The Bank of New York, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-354 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2058284 2/4/10
PUBLIC NOTICE
NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: July 2, 2002 MORTGAGORS: C h a r l e s J . S t o e s z and Michele D. Stoesz, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded July 8, 2002, Dakota County Recorder, Document No. 1913669. ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association, Dated: January 21, 2010 TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100054130002695037 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Washington Mutual Bank, FA RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 23265 Northfield Boulevard, Hampton, MN 55031
MN 55031 TAX PARCEL I.D. #: 18-00800-015-07 LEGAL DESCRIPTION OF PROPERTY: EXHIBIT A That part of the Northeast Quarter of Section 8, Township 113, Range 18, Dakota County, Minnesota, described as follows: Commencing at the Northeast corner said Northeast Quarter and deflecting 44 degrees 30 minutes 20 seconds right and Southwesterly from the East line of said Northeast Quarter to the centerline of Dakota County Road No. 47; thence along said centerline a distance of 1995.3 feet, more or less to a point 718.3 feet Northeasterly of the intersection of said County Road 47 and State Highway No. 50; thence deflecting 90 degrees right a distance 163.0 feet; thence deflecting 90 degrees right a distance of 162.47 feet; thence deflecting 81 degrees 32 minutes 40 seconds left a distance of 322.5 feet; thence deflecting 83 degrees 58 minutes left a distance of 288.86 feet; thence deflecting 97 degrees 02 minutes 20 seconds left a distance of 127.0 feet; thence deflecting 102 degrees 17 minutes 28 seconds right a distance of 124.46 feet; thence deflecting 95 degrees 14 minutes 28 seconds left a distance of 251.4 feet; thence deflecting 102 degrees 12 minutes left a distance 90.0 feet; thence deflecting 86 degrees 44 minutes 15 seconds right a distance of 222.0 feet, more or less to its intersection with the centerline of said County Road No. 47; thence Northeasterly along centerline to the point of beginning. EXCEPT the following described tract of land: That part of the Northeast Quarter of Section 8, Township 113, Range 18, Dakota County, Minnesota, described as follows: Commencing at the Northeast corner of said Northeast Quarter; thence South 44 degrees 30 minutes 20 seconds West (assumed bearing) along the centerline of County Road No. 47 a distance of 2166.6 feet, more or less, to a point 547.00 feet Northeasterly of the centerline intersection of said County Road No. 47 and State Highway No. 50 and the point of beginning of the land to be described; thence North 46 degrees 27 minutes 25 seconds West 182.00 feet; thence North 43 degrees 32 minutes 35 seconds East 115.00 feet; thence South 48 degrees 21 minutes 16 seconds East 184.14 feet to said centerline of County Road No. 47; thence South 44 degrees 30 minutes 20 seconds West along said centerline 121.11 feet to the point of beginning, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $180,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $166,964.88 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 1, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 1, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: January 27, 2010. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden
By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-2722 8462272132 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2062848 2/4-3/11/10
PUBLIC NOTICE
NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 04, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $329,000.00 MORTGAGOR(S): Thomas Wayne Nikkola and Vanessa Romero, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: May 18, 2007 Dakota County Recorder Document Number: 2518070 ASSIGNMENTS OF MORTGAGE: And assigned to: Suntrust Mortgage, Inc. Dated: August 19, 2009 Recorded: August 25, 2009 Dakota County Recorder Document Number: 2680225 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100010401465637391 Lender or Broker: Suntrust Mortgage, Inc. Residential Mortgage Servicer: SunTrust Mortgage, Inc. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 17349 Goldenrod Ave, Lakeville, MN 55044-7522 Tax Parcel ID Number: 22-67506-020-03 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 3, Shady Oak Shores 7th Addition, according to the recorded plat thereof, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $335,694.83 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 15, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 04, 2010, or the next business day if September 04, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 27, 2009 ASSIGNEE OF MORTGAGEE: Suntrust Mortgage, Inc. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 007829F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 15, 2009 at 10:00 AM has been postponed to November 19, 2009 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: October 15, 2009 ASSIGNEE OF MORTGAGEE: Suntrust Mortgage, Inc. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled
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The above referenced sale scheduled for November 19, 2009 at 10:00 AM has been postponed to January 28, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: November 19, 2009 ASSIGNEE OF MORTGAGEE: Suntrust Mortgage, Inc. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for January 28, 2010 at 10:00 AM has been postponed to March 04, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: January 28, 2010 ASSIGNEE OF MORTGAGEE: Suntrust Mortgage, Inc. Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 007829F01 2056481 2/4/10
PUBLIC NOTICE
NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 10, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $171,129.00 MORTGAGOR(S): Nancy J. Lundgren, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: November 15, 2007 Dakota County Recorder Document Number: 2556304 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC Home Loans Servicing, L.P. Dated: December 10, 2009 Recorded: December 11, 2009 Dakota County Recorder Document Number: 2701909 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100029500019744063 Lender or Broker: Taylor, Bean & Whitaker Mortgage Corporation Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1631 Walnut Ln, Saint Paul, MN 55122-2531 Tax Parcel ID Number: 10-84600-280-03 LEGAL DESCRIPTION OF PROPERTY: Lot 28, Block 3, Woodgate, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $179,330.67 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 04, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 04, 2010, or the next business day if September 04, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 17, 2009 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393
Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010668F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for February 04, 2010 at 10:00 AM has been postponed to March 04, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: February 04, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010668F01 2044615 2/4/10
PUBLIC NOTICE
NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 21, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $264,500.00 MORTGAGOR(S): Christine Heinzman and Mark Heinzman, wife and husband MORTGAGEE: Bankers Mortgage Company, LLC DATE AND PLACE OF RECORDING: Recorded: March 24, 2005 Dakota County Recorder Document Number: 2306878 DATE AND PLACE OF REGISTERING: Registered: March 24, 2005 Dakota County Registrar of Titles Document Number: 561553 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank, N.A. Dated: February 21, 2005 Recorded: March 24, 2005 Dakota County Recorder Document Number: 2306879 Registered: March 24, 2005 Dakota County Registrar of Titles Document Number: 561554 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Bankers Mortgage Company, LLC Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 129845 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 17341 Jade Ct, Lakeville, MN 55044-9173 Tax Parcel ID Number: 22-13202-050-01 LEGAL DESCRIPTION OF PROPERTY: Lot Five (5), Block One (1), Barrett Third Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $270,675.54 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that a portion of this property is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 28, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 29, 2010, or the next business day if October 29, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 10, 2009 ASSIGNEE OF MORTGAGEE: U.S. Bank, N.A. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford
Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010213F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for January 28, 2010 at 10:00 AM has been postponed to April 29, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: January 28, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank, N.A. Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010213F01 2061871 2/4/10
PUBLIC NOTICE
NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: November 22, 2005 MORTGAGORS: Vickie L. Starbeck and Robert W. Starbeck, wife and husband. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Registered December 15, 2005, Dakota County Registrar of Titles, Document No. 581148, Certificate of Title No. 102819. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: November 12, 2009. Said Mortgage being Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100014440002927929 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: NetBank RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 24240 Idalia Avenue West, Lakeville, MN 55044 TAX PARCEL I.D.#: 13-24660-040-04 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 4, in Eureka Estates 1st Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $272,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $286,271.61 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 28, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 28, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: November 16, 2009. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888
(952) 925 6888 30-7474 1974089451 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until March 4, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: February 1, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-7474 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2061095 2/4/10
PUBLIC NOTICE NOTICE OF
MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 19, 2004 MORTGAGOR: Marion Tilsworth, a single person. MORTGAGEE: Homeservices Lending, LLC d/b/a Edina Realty Mortgage. DATE AND PLACE OF RECORDING: Registered May 12, 2004, Dakota County Registrar of Titles, Document No. 536677, Certificate of Title No. 131632. ASSIGNMENTS OF MORTGAGE: Assigned to: Mortgage Electronic Registration Systems, Inc., Dated: March 1, 2005, Recorded: June 3, 2005, Document No. 566678. And thereafter assigned to: U.S. Bank, N.A., Dated: November 12, 2009. Said Mortgage being Registered Land. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Homeservices Lending, LLC d/b/a Edina Realty Mortgage RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 3302 East 78th Street, Inver Grove Heights, MN 55076 TAX PARCEL I.D. #: 20-48601-081-01 LEGAL DESCRIPTION OF PROPERTY: Lots 7 and 8, Block 1, in Michael D. Dupont 2nd Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $133,655.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $127,255.73 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 26, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 26, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: December 3, 2009. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/
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������ ������ ������� �������� Attorneys for Mortgagee/ Wilford & Geske, P.A. �� ���� Assignee of Mortgagee Attorneys for Assignee of Mortgagee 4500 Park Glen Road #300 Lawrence A. Wilford Minneapolis, MN 55416 James A. Geske 8425 Seasons Parkway, Suite 105 (952) 925-6888 19-533 Woodbury, MN 55125-4393 (651) 209-3300 7810396022 THIS IS A COMMUNICATION FROM File Number: 008645F01 NOTICE OF POSTPONEMENT OF A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled MORTGAGE FORECLOSURE SALE P u r s u a n t t o t h e p r o v i s i o n s o f for January 04, 2010 at 10:00 AM has M i n n e s o t a S t a t u t e s 5 8 0 . 0 7 , t h e been postponed to February 04, 2010 f o r e g o i n g f o r e c l o s u r e s a l e i s at 10:00 AM in the Dakota County Law postponed until March 2, 2010 at 10:00 Enforcement Center, 1580 Highway 55, a m a t t h e S h e r i f f ' s O f f i c e , L a w Lobby S-100, Hastings, Minnesota in Enforcement Center, 1580 Hwy 55, said County and State. Lobby #S-100, Hastings, MN, in said DATED: January 04, 2010 county and state. ASSIGNEE OF MORTGAGEE: Dated: January 27, 2010. BAC Home Loans Servicing, LP U.S. Bank, N. A. NOTICE OF POSTPONEMENT OF Mortgagee/Assignee of Mortgagee MORTGAGE FORECLOSURE SALE USSET, WEINGARDEN AND LIEBO, P.L.L.P. The above referenced sale scheduled By: Paul A. Weingarden for February 04, 2010 at 10:00 AM has Attorneys for Mortgagee/Assignee of been postponed to March 04, 2010 at Mortgagee 10:00 AM in the Dakota County Law 4500 Park Glen Road #300 Enforcement Center, 1580 Highway 55, Minneapolis, MN 55416 Lobby S-100, Hastings, Minnesota in (952) 925-6888 said County and State. 19-533 DATED: February 04, 2010 ASSIGNEE OF MORTGAGEE: THIS IS A COMMUNICATION FROM BAC Home Loans Servicing, LP A DEBT COLLECTOR. 2056332 2/4/10 Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske NOTICE OF 8425 Seasons Parkway, Suite 105 MORTGAGE FORECLOSURE SALE Woodbury, MN 55125-4393 N O T I C E I S H E R E B Y G I V E N t h a t (651) 209-3300 default has occurred in the conditions File Number: 008645F01 of the following described mortgage: 2043664 2/4/10 DATE OF MORTGAGE: October 06, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $126,900.00 NOTICE OF MORTGAGOR(S): Joseph M. Cortelli, MORTGAGE FORECLOSURE SALE a single man NOTICE IS HEREBY GIVEN that MORTGAGEE: Mortgage Electronic default has occurred in the conditions Registration Systems, Inc. of the following described mortgage: DATE AND PLACE OF RECORDING: DATE OF MORTGAGE: September Recorded: October 26, 2006 Dakota 07, 2005 County Recorder ORIGINAL PRINCIPAL AMOUNT OF Document Number: 2471036 MORTGAGE: $243,750.00 ASSIGNMENTS OF MORTGAGE: MORTGAGOR(S): Leon Earl Martin And assigned to: BAC Home Loans and Barbara L. Martin, husband and Servicing, LP wife and Michael Martin, a single perDated: September 21, 2009 son Recorded: September 23, 2009 MORTGAGEE: Mortgage Electronic Dakota County Recorder Registration Systems, Inc. Document Number: 2686029 DATE AND PLACE OF RECORDING: Transaction Agent: Mortgage ElecRecorded: September 23, 2005 tronic Registration Systems, Inc. Dakota County Recorder Transaction Agent Mortgage IdentifiDocument Number: 2363700 cation Number: 1003215-0001160195-1 ASSIGNMENTS OF MORTGAGE: Lender or Broker: Timberland MortAnd assigned to: BAC Home Loans gage Services, Inc. Servicing, L.P. Residential Mortgage Servicer: BAC Dated: October 19, 2009 Home Loans Servicing, L.P. Recorded: October 20, 2009 Dakota Mortgage Originator: Not Applicable County Recorder COUNTY IN WHICH PROPERTY IS Document Number: 2691555 LOCATED: Dakota Transaction Agent: Mortgage ElecProperty Address: 4488 Cinnamon tronic Registration Systems, Inc. Ridge Trl Unit 52, Eagan, MN Transaction Agent Mortgage Identifi55122-2385 cation Number: 100133700008669163 Tax Parcel ID Number: Lender or Broker: Countrywide 101740019200 Bank, N.A. LEGAL DESCRIPTION OF PROPResidential Mortgage Servicer: BAC ERTY: Building G, Unit 52, Cinnamon Home Loans Servicing, L.P. Ridge, Carriage Homes, a CondoMortgage Originator: Not Applicable minium, Condominium Ownership No. COUNTY IN WHICH PROPERTY IS 41 LOCATED: Dakota AMOUNT DUE AND CLAIMED TO BE Property Address: 19905 Everhill D U E A S O F D A T E O F N O T I C E : Ave, Farmington, MN 55024-8421 $129,412.38 Tax Parcel ID Number: THAT all pre-foreclosure require- 14-16503-110-01 ments have been complied with; that LEGAL DESCRIPTION OF PROPno action or proceeding has been insti- ERTY: Lot 11, Block 1, Charleswood tuted at law or otherwise to recover the 4th Addition, Dakota County, Minnedebt secured by said mortgage, or any sota. part thereof; AMOUNT DUE AND CLAIMED TO BE PURSUANT to the power of sale con- D U E A S O F D A T E O F N O T I C E : t a i n e d i n s a i d m o r t g a g e , t h e $268,697.24 above-described property will be sold THAT all pre-foreclosure requireby the Sheriff of said county as fol- ments have been complied with; that lows: no action or proceeding has been instiDATE AND TIME OF SALE: January tuted at law or otherwise to recover the 04, 2010 at 10:00 AM debt secured by said mortgage, or any PLACE OF SALE: Dakota County part thereof; Law Enforcement Center, 1580 PURSUANT to the power of sale conHighway 55, Lobby S-100, Hastings, t a i n e d i n s a i d m o r t g a g e , t h e Minnesota above-described property will be sold t o p a y t h e d e b t s e c u r e d b y s a i d by the Sheriff of said county as folmortgage and taxes, if any, on said lows: premises and the costs and DATE AND TIME OF SALE: Decemdisbursements, including attorney fees ber 10, 2009 at 10:00 AM allowed by law, subject to redemption PLACE OF SALE: Dakota County within six (6) months from the date of Law Enforcement Center, 1580 Highsaid sale by the mortgagor(s), their way 55, Lobby S-100, Hastings, Minnesota personal representatives or assigns. If the Mortgage is not reinstated t o p a y t h e d e b t s e c u r e d b y s a i d u n d e r M i n n . S t a t . § 5 8 0 . 3 0 o r t h e mortgage and taxes, if any, on said property is not redeemed under Minn. p r e m i s e s a n d t h e c o s t s a n d Stat. §580.23, the Mortgagor must disbursements, including attorney fees vacate the property on or before 11:59 allowed by law, subject to redemption p.m. on September 04, 2010, or the within six (6) months from the date of next business day if September 04, said sale by the mortgagor(s), their 2010 falls on a Saturday, Sunday or personal representatives or assigns. legal holiday. If the Mortgage is not reinstated Mortgagor(s) released from financial u n d e r M i n n . S t a t . § 5 8 0 . 3 0 o r t h e obligation: NONE property is not redeemed under Minn. THIS COMMUNICATION IS FROM Stat. §580.23, the Mortgagor must A DEBT COLLECTOR ATTEMPTING vacate the property on or before 11:59 T O C O L L E C T A D E B T . A N Y p.m. on September 04, 2010, or the INFORMATION OBTAINED WILL BE next business day if September 04, 2010 falls on a Saturday, Sunday or USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF legal holiday. THE DEBT AND IDENTITY OF THE Mortgagor(s) released from financial ORIGINAL CREDITOR WITHIN THE obligation: NONE TIME PROVIDED BY LAW IS NOT THIS COMMUNICATION IS FROM AFFECTED BY THIS ACTION. A DEBT COLLECTOR ATTEMPTING THE TIME ALLOWED BY LAW FOR T O C O L L E C T A D E B T . A N Y REDEMPTION BY THE MORTGAGOR, INFORMATION OBTAINED WILL BE T H E M O R T G A G O R ' S P E R S O N A L USED FOR THAT PURPOSE. REPRESENTATIVES OR ASSIGNS, THE RIGHT TO VERIFICATION OF MAY BE REDUCED TO FIVE WEEKS IF THE DEBT AND IDENTITY OF THE A J U D I C I A L O R D E R I S E N T E R E D ORIGINAL CREDITOR WITHIN THE UNDER MINNESOTA STATUTES, TIME PROVIDED BY LAW IS NOT SECTION 582.032, DETERMINING, AFFECTED BY THIS ACTION. AMONG OTHER THINGS, THAT THE THE TIME ALLOWED BY LAW FOR M O R T G A G E D P R E M I S E S A R E REDEMPTION BY THE MORTGAGOR, IMPROVED WITH A RESIDENTIAL T H E M O R T G A G O R ' S P E R S O N A L D W E L L I N G O F L E S S T H A N F I V E REPRESENTATIVES OR ASSIGNS, UNITS, ARE NOT PROPERTY USED IN MAY BE REDUCED TO FIVE WEEKS IF AGRICULTURAL PRODUCTION, AND A J U D I C I A L O R D E R I S E N T E R E D ARE ABANDONED. UNDER MINNESOTA STATUTES, DATED: November 05, 2009 SECTION 582.032, DETERMINING, ASSIGNEE OF MORTGAGEE: AMONG OTHER THINGS, THAT THE BAC Home Loans Servicing, LP ���������� �� ���� ����� Wilford & Geske, P.A.
PUBLIC NOTICE
PUBLIC NOTICE
��� �������� �� ���� ������ next ������ ������� business day if September 11, 2010 falls on a Saturday, Sunday or ���������� ���� ��������� AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 22, 2009 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 009523F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for December 10, 2009 at 10:00 AM has been postponed to January 14, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: December 10, 2009 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for January 14, 2010 at 10:00 AM has been postponed to February 04, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: January 14, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for February 04, 2010 at 10:00 AM has been postponed to March 04, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: February 04, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 009523F01 2043574 2/4/10
PUBLIC NOTICE
NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 07, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $192,000.00 MORTGAGOR(S): Shirley A Herding and David P. Herding, wife and husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: August 21, 2003 Dakota County Recorder Document Number: 2098377 AND CORRECTIVE MORTGAGE RECORDING: February 07, 2006 Dakota County Recorder Document Number: 2404021 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC Home Loans Servicing, L.P. Dated: November 25, 2009 Recorded: November 30, 2009 Dakota County Recorder Document Number: 2698812 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100177700000283499 Lender or Broker: Home Town Mortgage, Inc. Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 716 5th St W, Hastings, MN 55033-1712 Tax Parcel ID Number: 19-10500-171-26 LEGAL DESCRIPTION OF PROPERTY: Lot 17, Block 26, Addition No. 13 to the City of Hastings AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $179,202.78 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 21, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 11, 2010, or the next business day if September 11,
legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 03, 2009 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010341F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for January 21, 2010 at 10:00 AM has been postponed to February 18, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: January 21, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for February 18, 2010 at 10:00 AM has been postponed to March 11, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: February 18, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010341F01 2061938 2/4/10
PUBLIC NOTICE
NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 28, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $468,000.00 MORTGAGOR(S): Linh H. Nguyen, married MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: October 10, 2005 Dakota County Registrar of Titles Document Number: 576460 ASSIGNMENTS OF MORTGAGE: And assigned to: CitiMortgage, Inc. Dated: May 30, 2008 Registered: June 02, 2008 Dakota County Registrar of Titles Document Number: T628745 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100131020509250062 Lender or Broker: American Mortgage Network, Inc. Residential Mortgage Servicer: CitiMortgage, Inc. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 137798 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1847 Deer Pond Cir, Eagan, MN 55122-1145 Tax Parcel ID Number: 10-14325-150-02 LEGAL DESCRIPTION OF PROPERTY: Lot Fifteen (15), Block Two (2), Blackhawk Forest AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $532,807.66 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 03, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their
said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 11, 2010, or the next business day if August 11, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 15, 2009 ASSIGNEE OF MORTGAGEE: CitiMortgage, Inc. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 007255F02 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for December 03, 2009 at 10:00 AM has been postponed to January 14, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: December 03, 2009 ASSIGNEE OF MORTGAGEE: CitiMortgage, Inc. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for January 14, 2010 at 10:00 AM has been postponed to January 28, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: January 14, 2010 ASSIGNEE OF MORTGAGEE: CitiMortgage, Inc. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for January 28, 2010 at 10:00 AM has been postponed to February 11, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: January 28, 2010 ASSIGNEE OF MORTGAGEE: CitiMortgage, Inc. Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 007255F02 2061200 2/4/10
PUBLIC NOTICE
NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 12, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $136,083.00 MORTGAGOR(S): Eric J Freeberg and Andrea R. Freeberg, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: January 23, 2007 Dakota County Recorder Document Number: 2490738 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC Home Loans Servicing, L.P. Dated: November 06, 2009 Recorded: November 10, 2009 Dakota County Recorder Document Number: 2695627 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100315900000037787 Lender or Broker: River City Mortgage & Financial, LLC Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 14745 Endicott Way, Apple Valley, MN 55124-6340 Tax Parcel ID Number: 01-81456-340-01 LEGAL DESCRIPTION OF PROPERTY: Lot 34, Block 1, Valley Way Village 7th Addition, according to the recorded plat thereof AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $142,096.15 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale con-
PURSUANT to the power of sale con tained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 07, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 11, 2010, or the next business day if September 11, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 12, 2009 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010044F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for January 07, 2010 at 10:00 AM has been postponed to January 21, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: January 07, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for January 21, 2010 at 10:00 AM has been postponed to February 11, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: January 21, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for February 11, 2010 at 10:00 AM has been postponed to March 11, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: February 11, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010044F01 2062117 2/4/10
PUBLIC NOTICE
NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 25, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $173,000.00 MORTGAGOR(S): Renee Aufmuth, a single woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: September 17, 2007 Dakota County Recorder Document Number: 2544517 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC Home Loans Servicing, L.P. Dated: November 23, 2009 Recorded: November 24, 2009 Dakota County Recorder Document Number: 2698516 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100133700023434114 Lender or Broker: Countrywide Bank, FSB Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 15445 Frost Path,
Property Address: 15445 Frost Path, Apple Valley, MN 55124 Tax Parcel ID Number: 01-44800-505-06 LEGAL DESCRIPTION OF PROPERTY: Unit No. 1505, CIC No. 377, Legacy Square Condominiums, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $178,252.22 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 19, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 11, 2010, or the next business day if September 11, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 03, 2009 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010406F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for January 19, 2010 at 10:00 AM has been postponed to February 18, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: January 19, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for February 18, 2010 at 10:00 AM has been postponed to March 11, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: February 18, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010406F01 2062090 2/4/10
PUBLIC NOTICE NOTICE OF
MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 1 2 , 2007 MORTGAGORS: S o u r a p h a n h K e o many Vong and Bangon Keomany Vong, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded October 30, 2007, Dakota County Recorder, Document No. 2553497. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100052520168550993 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON
GAGE ORIGINATOR STATED ON MORTGAGE: CSMC Inc., DBA Central States Mortgage RESIDENTIAL MORTGAGE SERVICER: Flagstar Bank, FSB MORTGAGED PROPERTY ADDRESS: 308 12th Street, Farmington, MN 55024 TAX PARCEL I.D.#: 14-22508-010-01 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 1, East Farmington Ninth Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $257,900.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $263,248.85 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 10, 2009 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: July 8, 2009. Mortgage Electronic Registration Systems, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 92-169 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until November 12, 2009 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: September 14, 2009. Mortgage Electronic Registration Systems, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 92-169 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until January 28, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: November 16, 2009. Mortgage Electronic Registration Systems, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 92-169 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until March 25, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: January 28, 2010. Mortgage Electronic Registration Systems, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P.
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DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY February 4, 2010 By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 92-169 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2059189 2/4/10
PUBLIC NOTICE
NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 25, 2002 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $145,000.00 MORTGAGOR(S): Jeff S Richardson and Kathryn A Richardson, husband and wife MORTGAGEE: Optimum Mortgage Services, Inc. DATE AND PLACE OF RECORDING: Recorded: December 09, 2002 Dakota County Recorder Document Number: 1969791 ASSIGNMENTS OF MORTGAGE: And assigned to: TCF Mortgage Corporation Dated: September 25, 2002 Recorded: May 28, 2003 Dakota County Recorder Document Number: 2053590 And assigned to: Mortgage Electronic Registration Systems, Inc. Dated: May 01, 2006 Recorded: May 05, 2006 Dakota County Recorder Document Number: 2425927 And assigned to: U.S. Bank National Association Dated: December 02, 2009 Recorded: December 14, 2009 Dakota County Recorder Document Number: 2702228 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100021248001773348 Lender or Broker: Optimum Mortgage Services, Inc. Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 18617 Jasper Way, Lakeville, MN 55044-9682 Tax Parcel ID Number: 22-44305-080-01 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 1, Lakeview Heights, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $128,176.70 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 04, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 11, 2010, or the next business day if September 11, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 17, 2009 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010711F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled
for February 04, 2010 at 10:00 AM has been postponed to March 11, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: February 04, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010711F01 2054128 2/4/10
PUBLIC NOTICE
NOTICE OF CANCELLATION OF CONTRACT FOR DEED YOU ARE NOTIFIED: 1. Default has occurred in the Contract for Deed (�Contract�) dated July 7, 2007 and recorded on December 16, 2008, as Document Number T636801, in the Office of the Registrar of Titles of Dakota County, Minnesota, in which Dean Fjeld and Shannon Fjeld, husband and wife, as seller, sold to Tori Kidwell & Joshua Harris, as joint tenants, as purchaser, the real property in Dakota County, Minnesota, described as follows: Lot 3, Block 6, Lakeridge Addition 2. The default is as follows: Failure to make the February 5, 2009 balloon payment of $203,714.06 plus accrued interest & late charges. Failure to make monthly payments for 11 months totaling $17,040.32 through January, 2009. 3. For contracts executed after August 1, 1976, and prior to August 1, 1985, the purchase price was _________ Dollars ($_______________) and the amount of the purchase price paid by the purchaser is ______________________ Dollars ($________________), which is __________% of the purchase price, as calculated in the manner required by Minn. Stat. 559.21, subd. 1e. 4. The conditions contained in Minn. Stat. 559.209 have been complied with or are not applicable. 5. THIS NOTICE IS TO INFORM YOU THAT BY THIS NOTICE THE SELLER HAS BEGUN PROCEEDINGS UNDER MINNESOTA STATUTES, SECTION 559.21, TO TERMINATE YOUR CONTRACT FOR THE PURCHASE OF YOUR PROPERTY FOR THE REASONS SPECIFIED IN THIS NOTICE. THE CONTRACT WILL TERMINATE 90 DAYS AFTER THE FIRST PUBLICATION OF THIS NOTICE UNLESS BEFORE THEN: (a). THE PERSON AUTHORIZED IN THIS NOTICE TO RECEIVE PAYMENTS RECEIVES FROM YOU: (1.) THE AMOUNT THIS NOTICE SAYS YOU OWE; PLUS (2.) THE COSTS OF SERVICE (TO BE SENT TO YOU); PLUS (3.) $250.00 TO APPLY TO ATTORNEYS’ FEES ACTUALLY EXPENDED OR INCURRED; PLUS (4.) FOR CONTRACTS EXECUTED ON OR AFTER MAY 1, 1980, ANY ADDITIONAL PAYMENTS BECOMING DUE UNDER THE CONTRACT TO THE SELLER AFTER THIS NOTICE WAS SERVED ON YOU; PLUS (5.) FOR CONTRACTS, OTHER THAN EARNEST MONEY CONTRACTS, PURCHASE AGREEMENTS, AND EXERCISED OPTIONS, EXECUTED ON OR AFTER AUGUST 1, 1985, $340.80 (WHICH IS TWO PERCENT OF THE AMOUNT IN DEFAULT AT THE TIME OF SERVICE OTHER THAN THE FINAL BALLOON PAYMENT, ANY TAXES, ASSESSMENTS, MORTGAGES, OR PRIOR CONTRACTS THAT ARE ASSUMED BY YOU); OR (b.) YOU SECURE FROM A COUNTY OR DISTRICT COURT AN ORDER THAT THE TERMINATION OF THE CONTRACT BE SUSPENDED UNTIL YOUR CLAIMS OR DEFENSES ARE FINALLY DISPOSED OF BY TRIAL, HEARING OR SETTLEMENT. YOUR ACTION MUST SPECIFICALLY STATE THOSE FACTS AND GROUNDS THAT DEMONSTRATE YOUR CLAIMS OR DEFENSES. IF YOU DO NOT DO ONE OR THE OTHER OF THE ABOVE THINGS WITHIN THE TIME PERIOD SPECIFIED IN THIS NOTICE, YOUR CONTRACT WILL TERMINATE AT THE END OF THE PERIOD AND YOU WILL LOSE ALL THE MONEY YOU HAVE PAID ON THE CONTRACT; YOU WILL LOSE YOUR RIGHT TO POSSESSION OF THE PROPERTY; YOU MAY LOSE YOUR RIGHT TO ASSERT ANY CLAIMS OR DEFENSES THAT YOU MIGHT HAVE; AND YOU WILL BE EVICTED. IF YOU HAVE ANY QUESTIONS ABOUT THIS NOTICE, CONTACT AN ATTORNEY IMMEDIATELY. 6. The name, mailing address, street address or location and telephone number of the seller or of an attorney authorized by the seller to accept payments pursuant to this notice is: David J. Schoenecker 3109 Hennepin Avenue South Minneapolis, Minnesota 55408 Street Address or Location where the Seller or the Attorney will accept payment pursuant to this notice: 3109 Hennepin Ave. S., Minneapolis, Minnesota 55408 Telephone: (612) 827-6619 This person is authorized to receive the payments from you under this notice. 2040431 1/21-2/4/10
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Legislators praise juvenile detention alternatives by T.W. Budig ECM CAPITOL REPORTER
Senate Judiciary Committee Chairwoman Mee Moua wanted to brag – in part about Dakota County. Moua and other supporters of a national juvenile justice reform, including Dakota County Attorney James Backstrom, were at the Capitol on Jan. 28 to laud the results of the Juvenile Detention Alternatives Initiative ( JDAI). The initiative looks for alternative ways of handing juvenile offenders other than detention, explained Moua, a St Paul DFLer who has made juvenile justice reform the focus of her tenure as committee chairwoman. Research shows jailing young offenders can do more harm than good, JDAI supporters note. Supporters view the results of JDAI pilot projects in Dakota, Ramsey and Hennepin counties as proof the JDAI approach – the key being collaboration, said Backstrom – works. Dakota County, which was considering a $14 million expansion to its juvenile detention facility, has avoided the cost through the use of JDAI, said Moua. Instead of instantly driving juvenile offenders to the detention center, police in Dakota County now first check with crisis treatment facilities, explained JDAI state coordinator Angelique Kedem.
Photo by T.W. Budig
Senate Judiciary Committee Chairwoman Mee Moua, DFL-St. Paul, and Dakota County Attorney James Backstrom were at the Capitol on Jan. 28 to laud the results of the Juvenile Detention Alternatives Initiative. The program has resulted in fewer juvenile offenders serving time in detention with cost savings to local government. JDAI relies on alternatives to detention such as house arrest, day treatment, and other rehabilitative approaches.
A 66 percent reduction in the number of juvenile detentions were seen in the three metro counties since the start of the JDAI pilot
program. On average it cost $311 per day to jail a juvenile, just about $60 per day for an alternative program, note JDAI supporters. Laying the JDAI groundwork in Dakota County took two years, said Backstrom. “This is a great initiative,� he said. JDAI can be accomplished without jeopardizing public safety, said Backstrom. Some violent juvenile offenders do belong in detention, he said. But the JDAI approach can result in even violent offenders spending less time in detention, he said. Moua said JDAI requires no legislation, no state appropriations to advance. “It’s tremendous to be able to make these kinds of reforms, to get these kinds of results, without any legislative changes or any requirements for state appropriations,� she said. She just wanted to brag about the JDAI, said Moua. The JDAI approach has expanded to Greater Minnesota, to St. Louis County, where public officials have become concerned about the number of Native American youths entering the juvenile justice system, explained Kedem. One focus of the JDAI approach is to involve minority communities in crafting the juvenile justice system, she explained.
Reform of judge retention process proposed to Legislature by Tom West DAKOTA COUNTY TRIBUNE
The Minnesota Legislature may consider a proposal this year to change the way Minnesota judges are chosen and retained. Former Gov. Al Quie led a group proposing to change the judicial selection process out of concern that recent U.S. Supreme Court decisions and other developments threaten to politicize the judiciary. While not endorsing the proposal, the Minnesota District Judges Association is giving it qualified support. The existing system simply calls for the election of judges to six-year terms. In reality, however, more than 90 percent of Minnesota judges are appointed by the governor after an incumbent judge resigns in midterm. Applicants go through a screening process before the governor appoints. Once in office, judges are rarely removed or even challenged. Quie, heading a group called “Minnesotans for Impartial Courts,� proposed in 2008 that the state Constitution be changed to allow for merit selection of judges appointed by the governor, much as they are now.
However, instead of being up for re-election against any lawyer who cares to run, all judges would go through an evaluation conducted by an independent commission. The results of the evaluation would be made public shortly before a so-called “retention election� is held. In a retention election, the judge would be the only candidate on the ballot, and citizens would vote only “yes� or “no� to allow the incumbent to serve another term. The Quie proposal came about because other states have seen increased pressure on judicial candidates to speak out on issues. In 2002, the U.S. Supreme Court ruled 5-4 that a Minnesota law, preventing judicial candidates from commenting on issues that may come before them if elected, was unconstitutional. In 2007, the two candidates for a Wisconsin Supreme Court seat spent $1.2 million between them, but an additional $4.8 million was spent by special interest groups trying to influence the election. In 2008, another case
came before the U.S. Supreme Court because a judge did not recuse himself even though one of the parties in the case had given $3 million to the judge’s recent election campaign. Judge Susan Miles of Scandia, president of the Minnesota District Judges Association, said that while the state’s judges had long preferred the current system, they have become increasingly worried that the independence and impartiality of the judicial system is being threatened by these developments. “We have concerns about ugly campaigns and big money coming into Minnesota,� she said. Speaking to the Editorial Board of ECM Publishers, Inc., on Friday, Miles said that the association can give support to a judicial reform proposal only if several conditions are met. She said the association has vocal factions both for maintaining the current system and for moving to a retention election system. However, the group as a whole has endorsed no proposal. The Association’s Judicial Elections Committee
prepared a set of principles last August that would need to be met to gain the judges’ support for any change. Those principles include: • A mandatory merit selection system for all judges. • Any system that includes popular elections between multiple candidates must not include public performance evaluations, since only the incumbent would be evaluated, not the challenger. • Any system that includes retention elections must also include a mechanism to notify judges that their retention will be challenged; the creation of an independent performance evaluation commission for judges not controlled by any branch of government and sufficiently funded; and that any election system should be uniform for both trial court and appellate court judges. Miles also called for the Legislature to adequately fund the court system. “We’re operating bare bones now, and if we have to cut anymore, ... that respect that we enjoy will start to wane,â€? she said.
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February 4, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY
First class of Exceptional Businesswomen honored The first class of honorees as Dakota County Exceptional Businesswomen were recognized during a Thursday, Jan. 28, luncheon at the Lakeville Area Arts Center. The 15 recipients for the award were selected by Dakota County Tribune Business Weekly staff members after an open nomination process was conducted in late 2009. The honorees were selected based on their accomplishments in business and the community. The 2010 Exceptional Businesswomen are: • LaDonna Boyd, Dakota Electric; • Marie DeNicola; Mainstream Boutique; • Jackie Fritz, Sterling State Bank; • Holly Hewitt, Holly’s Centre Stage Dance; • Rachel Hollstadt, Hollstadt and Associates; • Kathy Klang, Cummings, Keegan and Co.; • Beth Krehbiel; Fairview Ridges Hospital; • Doris LaMott Hoel, Chateau Lamothe; • Maggie Linvill, Linvill Properties; • Annette Marquez, The Perfect Occasion; • Amy Mayer, BI Consulting Group; • Darlene Miller, Permac Industries; • Deb Thomas, Partners in Excellence; • Julia Thompson, TAGS Gymnastics; and • Janelle Waldock, Blue Cross Blue Shield. The keynote speaker was Joy Eldred, vice president of Burnsville-based Frontier Communications. For more photos and a video from the event, visit www.ThisweekLive.com.
Women from Page 1A
are indeed a linchpin of the region’s development strategy… These countries took young women who previously had contributed negligibly to gross national product and injected them into the economy, hugely increasing the labor force. The basic formula was to ease repression, educate girls as well as boys, give the girls the freedom to move to cities and take factory jobs, and then benefit from a demographic dividend as they delayed marriage and reduced childbearing. The women meanwhile… saved enough of their pay to boost national savings rates… Evidence has mount-
Photo by Rick Orndorf
Exceptional Businesswoman Rachel Hollstadt, owner and Photo by Rick Orndorf CEO of Hollstadt and Associates, is congratulated by Larry Members of Frontier Communications executive team attended the Exceptional Busi- Werner, editor and general manager of the Dakota County nesswomen 2010 luncheon Thursday, Jan. 28, in Lakeville. Tribune Business Weekly and Thisweek Newspapers.
Photo by Rick Orndorf
Eva Mooney, business manager at the Dakota County Tribune and Thisweek Newspapers, organized and emceed the Exceptional Businesswomen 2010 program.
Photo by Rick Orndorf
Photo by Rick Orndorf
Exceptional Businesswoman Deb Thomas, CEO and owner of Partners in Excellence, is congratulated by Larry Werner, editor and general manager of the Dakota County Tribune Business Weekly and Thisweek Newspapers.
Exceptional Businesswoman Darlene Miller, president and CEO of Permac Industries, is congratulated by Larry Werner, editor and general manager of the Dakota County Tribune Business Weekly and Thisweek Newspapers.
ed that helping women can be a successful povertyfighting strategy anywhere in the world, not just in the booming economies of East Asia.” Indeed, the data is insurmountable that fully including women in the workplace, especially in positions of leadership, results in superior economic outcomes. One study found that the one quarter of American Fortune 500 companies with the most female executives had a 35 percent better return on equity than the one quarter of companies with the fewest. Studies show that female executives generally tend to avoid unnecessary risk and focus patiently on the long term, while also
bringing a more collaborative, conciliatory, and motivational leadership style, which is well-suited to today’s less hierarchical workplace. Women will play an increasingly important future role, because in an era when new jobs will demand better educated workers, women now receive the majority of college and advanced degrees. Women are a force to be reckoned with as customers as well. Companies that sell products as varied as consumer electronics, health care, and cars overlook women at their peril, because the woman of the house controls an astounding 83 percent of all consumer purchases. Insightful and forward-
adoption aid, and autism coverage. Biotech company Genentech saw revenues jump by 25 percent early last year, while featuring on-site daycare, a fitness center, and paid sabbaticals. Examples such as these are legion, and the economic case is undeniable. Where does your organization, company, or team sit with respect to women? Do women possess a truly participatory voice, or are they underrepresented and marginalized? Are there women in leadership roles in your organization? Do you recognize the power of women as consumers of your products or services? Do you thoughtfully
looking companies focus on their female customers and also create positive work environments for their female workers, many of whom are striving mightily to balance professional and family obligations. These companies emphasize business outcomes rather than long hours in the office. At the Best Buy Company, a program called ROWE (results-only work environment) improved productivity in some departments by as much as 40 percent. In 2009, NetApp improved market share, avoided layoffs, and accumulated $2 billion in cash reserves, while still offering employees paid time off for volunteer work,
cultivate them as customers? If you answer no to these questions, then perhaps now is the time to do your part to make changes in your organization that will help bring us to the day when the feminine half of all who must together hold up the sky will be fully empowered and enga ged. Jeff Appelquist is founder and president of Blue Knight Battlef ield Seminars, which provides individual leadership and team development training. Jeff is a former Marine off icer, practicing attorney, and corporate executive. His Web site is www.blueknightseminars.com, and he can be reached at jeff.appelquist@ blueknightseminars.com.