07/28/2011 - Dakota County Tribune Business Weekly by Dakota County Tribune

Delta looks to sell another Eagan building 6A Lakeville turns eye toward business 6A Outgoing chairman has advice for BPAC 7A

JESSICA HARPER TAYLOR THOMAS JOHN GESSNER

dakotacountytribune.biz dakotacountytribune.biz

DATE 28, ##, 2011 2009 JULY

VOLUME 30, NUMBER # VOLUME 32, NUMBER 22

'DNRWD &RXQW\ 7ULEXQH Since 1884

FORUM

Gov. Mark Dayton shows by his words and actions that he intended to shut down state government. PHIL 4A KRINKIE

Olson n brothers, Brennan and Scott, launch h Space Trailers in Burnsville by Jessica ssica Harper

FFORUM

DAKOTA COUNTY TRIBUNE

Brennan and Todd dd Olson are born innovators. As teens, they and nd another brother improved in-line skates kates and created Rollerblades. Now they are reinventing nventing the wheel again, with their latest est venture â&#x20AC;&#x201D; Space Trailers. Space Trailers takes akes the concept of a traditional utility trailer er and transforms it into a ed sports trailer designed to lightweight, enclosed carry equipment forr outdoor enthusiasts. â&#x20AC;&#x153;Itâ&#x20AC;&#x2122;s the Swiss army rmy knife of trailers,â&#x20AC;? Todd said. The idea was inspired spired by their own enthusiasm for the outdoors. tdoors. Todd, an avid skier, and Brennan, a man, both hunter and fisherman, found themselvess struggling to store all their gear on trips to Northern Minnesota. â&#x20AC;&#x153;Iâ&#x20AC;&#x2122;m always ack bringing stuff back bin, and forth to the cabin, gh room but never had enough nnan, a in my SUV,â&#x20AC;? Brennan, Lakeville resident, said. â&#x20AC;&#x153;After years of using a utility trailer, I thought there had to be something better.â&#x20AC;? Frustrated by existing options, the brothers decided to create their own trailer. From there, Space Trailers was born. After spending a little over a year on research and development, the duo rePhoto by Jessica Harper leased their first trailer last September at the North Nearly three decades after selling their first start-up, Rollerblades, Brennan and Todd OlShore In-line Marathon in son are at it again with a new venture in Burnsville called Space Trailers. The sports trailers are aimed at outdoor enthusiasts who are seeking something to transport their gear. See Trailers, Page 28A " PG QSPN PUJPOT SFQSFOF VS " " OFX A 'SPOUJFS UFTUT ZP VOH FOU SUBJONF OU " 5ISFBET *OLT E 4MBN GPS FOUF USJCVOF CJ[ )JUUJOH B (SBO EBLPUBDPVOUZ

70-6 .&

/6. #&3

une Dakota County Trib

"6(6 45

4JODF

*/4*%& #*;

'036.

5IF -FHJTMBUVSF DPVMEO U CBMBODF B CVEHFU UIF HPWFSOPS DPVME 0, CVU UFOEFE UP PUIFS IPU UPQJDT 1)*,3*/,*&

#64*/&44

OEVSFT BEF TBMPO F 8 IJMF GBET G

" NFOUPS DBO IFMQ B ZPVOH XPSLFS SJTF UISPVHI UIF SBOLT PG BO PSHBOJ[BUJPO PS MFBE UP PUIFS DBSFFS PQQPSUVOJUJFT

" (+* +) TLJMMT UISPVHI BOE EFWFMPQJOH UIFJS %T 5*$&4 UIF #&45 13"$ SFBEJOH WJEFPT BOE $ BMTP DSFBUFE ,OPXJOH UIF 5IF DPNQBOZ BN XIJDI FO EJGGFSFODF CFUXFFO 4UBS 5ISPXFS QSPHS OH BOE QSPGFT BEWFSUJTJOH BOE IBODFT TFMG MFBSOJFOU 5FBN NFN QVCMJD SFMBUJPOT TJPOBM EFWFMPQN E UP BUUFOE DBO IFMQ CVTJOFTTFT CFST BSF FODPVSBHFXJEF FWFOUT UP OE OBUJPO DSFBUF CV[[ UIBU JOEVTUSZ B T XPSLT FN TUBZ BCSFBTU PG USFOE IBT TFWFSBM DLFSNBO& " 45"$&: CZ 4UBDFZ " $PMF T 4BMPO JUI UIF DPN /5: 53*#6/ / %",05" $06 "$,&3." QMPZFFT XIP WF CFFO X $PMF T BVTF UIFZ LFFQ GPVOEFS PG U QBOZ GPS ZFBST CFD %PVH $PMF 4U 1BVM #BSCFS 5*$&4 HSPXJOH UISPVHIPV #&45 13"$ MFBSOJOH BOE 4BMPO BUUFOEFE FSF IF MFBSOFE 1JYBS QSPNPUFT UIFJS DBSFFST CFFO BMM * OFFE UP 4DIPPM BU BHF XI IJT MPOHUJNF 3JFOUT B DVMUVSF PG i$PMF T IBT TVDDFTTGVM BOE CF GSPN +FSSZ DPNNVOJDBUJPO NBLF NZ MJGF NFOUPS .VSQIZ B XPSLT BU TBJE +BOFM UIBU SFBQT U UIF GVMGJMMFE w 5PEBZ 3JFOUT TBMPO BT B CBS 4BMPO WFUFSBO i"BCPVU JOOPWBUJPO BOE SOEPSG GPS ZFBS $PMF T 1IPUP CZ 3JDL 0 $PMF T "QQMF 7BMMFZ * GFFM HPPE QSPmUT JO IBT CFFO EPJOH TPO 5JN FOE PG UIF EBZ JOVFT LJOH PPE w CFS XIJDI IF FMJTTB )BO JFOUT DPOU NPWJF NB IFST GFFM H I B 5SJTI . NBLJOH PU IBT UIF QBTU ZFBST 3 SIPGG +&'' PO IBT HSPXO UISPVH " IJQ GSPN MFGU -BVS GPS $PMF BOE $PMF T 4BM OVSUVSJOH FNQMPZ UP CF B NFOUPS UIF MBTU GPVS EF $PMF T 4BMPO MFBEFST IBS 5PVSUJMMPUU BOE 5SJTI 4UP "11&-26*45 CZ GPS QMFT w /VH UIF ZFBST JOTQJSFE IJN B MPZBM DMJFOUFMF $PMF %PVH $PMF $ MPZ BOE QSJODJ UIF (PMEFO FFT BOE CVJMEJOH FFO TFFJOH UIF DBEFT F IBT UBVHIU IJT FNQ IBU $PMF TUBSUFE OUT IBWF C FE IJT GJSTU $PMF T 4B JO XIJDI FNQMPZFFT XBT UIJOH $PM MBTU ZFBST BOE JT X $PMF PQFO HFUT QSPHSBN OVH .BOZ DMJFTU GPS TFWFSBM ZFBST JO *U FFT GPS UIF VTJOFTTFT TVD BSF DIBMMFOHFE UP XSJUF TBNF TUZMJ MPO JO #VSOTWJMMFTPVUI PG UIF SJWFS NFS TFSWJDF LFFQT NF IF BUUSJCVUFT UP IJT C 1FSLJOT UIF POMZ TBMPO TFSWJDFE UIF FO HFUT JO TJY NPOUIT BSF QVUUJOH i5IF DVTUP CBDL w TBJE 5SJTI TBMPO UIBU DFTT $PMF PQFOFE i(PMEFO OVHHFUT BU UIBU UJNF NJOE *U JT DPNJOH BU UIF "QQMF 7BMMFZ TJDB IF MBUF T *O %PVH 4PVUIEBMF UIJOHT JO PVS TFMG B DMJFOU TUZMJTU +FT UJSF GBNJMZ %VSJOH U JOH BOE JU XBT #BSCFS BU HPPE BOE $IJMESFO T BU BHF XIP IBT CFFO TFFJOH IFZ EFGJOJUFMZ QPTJUJWF TFMG UBML #VSOTWJMMF XBT CPPNUZ GPS $PMF UP FF ZFBST MBUFS POF BCPVU 4UBQG GPS ZFBST i5BOU +FTTJDB XJMM TBMPO CFDBVTF Z BOE .BMM 5IS B QFSGFDU PQQPSUVOJ UIPVHIU w $PMF TBJE PG $PMF T FNQMPZFFT IF DMPTFE UIF UIF DPNNVOJU DBUFS UP XIBU ZPV X FF[F NF JO w HSPX XJUI XBT UPP NVDI * EJEO U &WFSZ POF JO XIJDI UIFZ MMT BOE TRV F MM FNQMPZFF UP SBJTF IJT PXO GBNJMZ JT HJWFO B OPUFCPPL BGGJSNBUJPOT UBLF NZ DB PU IBT DIBOHFE JO UI CFS UIF DPNQBOZ XJ Z i'SPN BHF 8IJMF B M SJNFOUBM UP NZ XSJUF EPXO QPTJUJWF UIF DPN (FOFSBM 5IJT 0DUP F XJMM SFDFJWF NF UP PWFS ZFBST ZFBS BOOJWFSTBS MFBSO XIJDI XBT EFU %JTUSJCVUJPO FODPVSBHFE DFMFCSBUF JUT DVSSFOUMZ PQFSBUFT FWFSZ EBZ TVDI BT i8 i)BCJUT MFBWF CVTJOFTT U DIBOHFE JUT DPSF WBMVFT CVTJOFTT +FSSZ TUZ "EWFSUJTJOH VS B EBZ w $PMF XIBU XF CFMJFWFw BOE QBOZ IBTO 5IF CVTJOFTT OTWJMMF "QQMF TUBSU MFBSOJOH BO IP GSPN USVTU BOE IPOF IBT B XIJDI TUFNUT PG iHSPXJOH ZPVSTFMG w 4BWBHF UIF WFSZ CFHJOOJOH B USBJM w GJWF TBMPOT o JO #VS 4BMPO BMTP JO &BHBO BOE $PMF TBJE i'SPN E B MFBSOJOH DVMUVSF 7BMMFZ UXP &BDI $PMF T XIFSF FNQMPZFFT BOE DPOTJT 4FF $PMF T 1BHF " FNQMPZFFT JPOT XF FTUBCMJTIF UIF EFTJSF UP CFUUFS o BOE IBT MFBSOJOH MJCSBSZ U IJT MPDBU LFFQ MFBSOJOH HSPVOEFE JO VF WBMVF UP PVS BSF FODPVSBHFE UP IBT QVSQPTFGVMMZ LFQUP GPSN TUSPOH WBMVFT SJWFS PVSTFMWFT QSPWJEF US MJWF CZ PVS TPVUI PG UIF BOE F DVTUPNFST DPNNVOJUZ UJFT BO IPVS B EBZ JT TPN -FBSOJOH )"30-% 5033&/$&

$PMF T 4BMPO DFMFCSBUFT ZFBST

O POMJOF

JUJP VS EJHJUBM FE ta County Tribune Dako

$IFDL PVU P

IF OFYU QBHF UP in JQw UP U MJOLT UP UIF FST PG UIF QBHFT UP [PPN JO 5IF PG UIF QBHF $MJDL PO DPSO UPQ PG BOZ QBHF F CPUUPN $MJDL PO UIF FC 4JUFT XJMM BQQFBS BU UI O PVS FTT $MJDL P "EWFSUJTFS 8 QBSUJDVMBS CVTJO F -PPLJOH GPS BEFY BU UIF UPQ PG UIF QBH "EWFSUJTFS *O LFZ XPSE 4FBSDIBCMF CZ

#64*/

&44 8

&&,-:

#VSOTWJMMF CJ[ $P 3E PVOUZ5SJCVOF XXX %BLPUB$ "%7&35*4*/(

Interested in a FREE subscription? Just complete this form and mail it to: Attention: Subscriptions Dakota County Tribune 12190 County Road 11, Burnsville, MN 55337 or fax to: 952-846-2010

INSIDE BIZ

Rollerblade founders roll out innovative start-up

+&//: 800%4 "/ 45"$&: "$,&3. "/%3&8 .*--&3

Education and legislative leaders give mixed reviews of reforms passed during 2011 legislative session. JOE 5A NATHAN FFORUM

New teacher evaluation law is welcome by the union, but too much weight is given to student test scores. TOM 5A DOOHER FFORUM Photo submitted

S p a c e Tr a i l ers first revealed the th product d t last September at the North Shore In-line Marathon in Duluth. The company has sold approximately 40 trailers in the last three months.

DAVID OLSON

Minnesota Chamber of Commerce grades legislatorsâ&#x20AC;&#x2122; votes with regard to their support for business. 5A

!""'! !

General 952-894-1111 Distribution 952-846-2070 Advertising 952-846-2011

__________________________________________________ _____________________________ NAME

ATTENTION

________________________________________________________________________________ ADDRESS

________________________________________________________________________________ CITY/STATE/ZIP

__________________________________________________ _____________________________ SIGNATURE

DATE

________________________________________________________________________________ EMAIL

July 28, 2011 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

News Roundup Recent news from around Dakota County

Apple Valley

Farmington

Eagan

Flood mitigation work under way in Galaxie Park

Farmington officials, McKnight Coyotes blamed for two more agree to employment contract pet deaths in Eagan

City Council Member Tom Goodwin says there’s no truth to the rumor that a couple of crazy guys got their hands on a case of beer and a couple of bulldozers and went berserk in Apple Valley’s Galaxie Park. It just sort of looks that way. The park on Galaxie Avenue may resemble an apocalyptic war zone — strewn with piles of gravel and rubble, stripped of its flora and suffused with the rumble of heavy machinery — but it’s all part of a city project to expand Galaxie Pond and stop flooding in adjoining neighborhoods after major storms. “They’ve been flooded more than once and enough is enough,” said Goodwin. The idea, basically, is to make the pond bigger and increase its water storage capacity, according to city engineer Colin Manson. Work began in late June with removal of much of the park’s infrastructure and has progressed to grading of the north and south sides of the pond. Galaxie Avenue between Upper 136th and Upper 139th streets was closed July 6 as workers laid storm sewer pipe beneath the roadway. No other road closures are anticipated during the project, which is slated for completion at the end of August. The endgame phase of the project will see workers reestablishing the park’s green space and amenities — seeding the fields, planting trees, and rebuilding the ice rink and other athletic areas. The ice rink will be usable in the winter, Manson said, but because the trees and grass need time to grow, the park isn’t expected to be fully open until next spring. —Andrew Miller

David McKnight, a lifelong Farmington resident, former city council member and now the city’s new city administrator, will earn $113,000 in his first year on the job. Under an employment contract unanimously passed by the Farmington City Council at its July 18 meeting, McKnight will start leading the city Aug. 29. After six months, the council will conduct his performance review and then give him annual job reviews when he will be eligible for a pay raise. As part of the contract, McKnight begins the job with full benefits, including sick and vacation leave and 19 days of accrued leave; he can be paid up to 320 hours of unused paid time off if he David McKnight leaves employment with the city. During the job interview process, McKnight, who ran for mayor in 2008, emphasized the importance of improving city finances and promoting economic development in Farmington. McKnight has been the Mendota Heights city administrator since 2009, and spent eight years as administrator of Dodge County, Minn. He has worked for Redwood and Goodhue counties and was also a program analyst for Minnesota Counties Insurance Trust. Former Farmington City Administrator Peter Herlofsky resigned the position in March; his last day was May 31. Herlofsky’s salary was $130,000. In June, the council agreed to pay Herlofsky six months severance pay after he threatened litigation against the city. —Laura Adelmann

Eagan police are reporting two separate incidents of cats who were likely killed by coyotes within a day of each other. On Wednesday, July 13, a family on Walnut Circle found the partial remains of their pet cat, Buddy. Buddy, who weighed 20 pounds, was an older cat who would often spend the night outdoors. His owner reported him missing two days before his remains were found several hundred feet behind his home, which is in a heavily wooded area near Cliff and Johnny Cake Ridge roads. On Thursday, July 14, a resident of Skater Circle found the partial remains of an unknown cat in her backyard. The resident reported that she has seen coyotes in her yard on many occasions, and they have been coming closer to her home recently. Her neighborhood is near Blackhawk Lake, which has seen heavy coyote activity for the past several years, said Eagan Animal Control Officer Karen Grimm. Reports of pets — both cats and dogs — being attacked and/or killed by coyotes in Eagan is nothing new. The last time a pet was killed by a coyote in Eagan was in June 2010. In 2009 a dog was killed by a pair of coyotes, and between 2003 and 2005, five pets were attacked and three were killed by coyotes. Police urge pet owners to take precautions to prevent their pets from becoming victims. Dog owners should always supervise their dogs while they are outside, especially near wooded areas or parks, and never leave them tied up unattended. Cat owners should simply keep their cats indoors at all times. A map of recent coyote sightings in Eagan can be found on the Animal Control page of the city’s website, www.cityofeagan.com. —Erin Johnson

Shutdown leads to inspection income for Farmington

The city of Rosemount has begun the search for a partner to develop senior housing at a key location in the city’s downtown. The city distributed a formal Request for Qualifications on July 13 describing goals of the effort, according to a press release. A study commissioned by the city from Maxfield Research Inc. demonstrates demand for additional housing options to serve the growing senior population in Rosemount. Goals include providing public space along with the housing, including a senior center and a plaza. The project would be built on property the city purchased from the St. Joseph parish to provide land for construction of a branch of the Dakota County Library System. The library opened in 2009, and the adjoining church building has been converted into a community meeting space called the Steeple Center. Nearly three acres remain available for development on the site of the former parish school, at the southwest corner of South Robert Trail (Highway 3) and 143rd Street West. The Request for Qualification indicates that not-forprofit applicants will be considered for the project, but the city prefers working with an entity that pays property taxes. A primary goal is for the creation of assisted senior living and memory care units. Applications to work with the city on the project are due Aug. 18. The Rosemount City Council is expected to select a partner for the project later this year. The downtown area is already home to a few senior housing options, including Dakota County Community Development Authority’s Cameo Place. More information is available from the Rosemount Community Development Department at (651) 322-2051.

Burnsville Renovations on schedule at Burnsville High School While construction projects stalled around the state, renovations at Burnsville High School are moving along on time. Renovations have already begun on the 56-year-old building’s science labs, world studies classrooms and administrative offices. “The science labs are our number one priority,” said Jon Deutsch, director of operations and property for the Burnsville-Eagan-Savage School District. “This is the area where there’s no room for more kids.” The growing student body was, in part, what prompted the School Board to approve the $13 million project in August 2010. Enrollment at Burnsville High School has grown to 2,300 students, making it one of the largest in the state. The improvements will also bring the building up to code. The plans, which were approved by the Minnesota Department of Education, also include upgrades to the heating system and bathrooms. The building will be made more accessible to people with disabilities, lockers will be replaced, the cafeteria will be enlarged and reconfigured, and a larger, more open commons will be created. Planning rooms will be near the commons for teachers to create their lessons. The first and second floor will be opened up to give it a more modern, inviting feel, district officials said. Additionally, all administrative offices will be relocated off of the newly created main entrance. Construction bids have come a little under budget, said Lisa Ryder, business director for District 191. The project will be funded by facility bonds and locally levied funds that can be used only for maintenance projects, such as building upgrades. —Jessica Harper

Farmington will take over its electrical building inspections from the state, cutting out the middleman and raising city revenues without additional cost to taxpayers. City staff proposed the ordinance to the Farmington Council at its July 18 meeting, an option prompted by the state shutdown that halted such inspections in the city. Interim City Administrator Kevin Schorzman said the change is anticipated to raise between $2,000 and $4,000 annually for city coffers. He added that the option has always been in statute, but because of the city’s size, taking over the inspections didn’t make sense because there wouldn’t be enough work. “I think we’re at the size now that we can keep him busy,” Schorzman said, referring to a subcontractor already used for electrical inspections. That licensed electrical contractor, Mike Hawk, is not a state employee and will continue to perform inspections in the city as well as other cities he covers. No additional city staffing will be needed for the city to take over responsibility for the inspections, nor will the city have any additional liability, Schorzman said. “We’re basically taking the opportunity to remove the influence of higher government and take control at the local level,” said Schorzman. Under the change, Farmington will receive the 25 percent of Hawk’s fee that used to go to the state. Schorzman said many cities are doing the same thing. —Laura Adelmann

Rosemount City seeks development partner for downtown senior housing

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY July 28, 2011

Buzz People, places and pursuits creating buzz in Dakota County business this week as submitted by the local business community

Accolades

Business Briefs

FLINT HILLS RESOURCES RECOGNIZED WITH 78 AWARDS

BLYTHECO LAUNCHES BLY:MOBILE LITE

NACR OPENS OFFICE IN WASHINGTON STATE

Flint Hills Resources LLC companies have earned 78 local-, state- and national-level awards for safety and environmental excellence for 2010 performance. Locally, the company’s Rosemount refinery has received the Award of Honor – Governor’s Safety Awards from the Minnesota Safety Council for four consecutive years. It has also received a Wastewater Treatment Facility award from the Minnesota Pollution Control Agency for two consecutive years. In addition, the refinery has received a Meritorious Safety Performance Award from the National Petrochemical & Refiners Association. The Rosemount terminal has received the Perfect Record Award and the Occupational Excellence Achievement Award from the National Safety Council, and the Shipper Safety Award from Canadian Pacific Railway.

Blytheco LLC, a Mendota Heights provider of Sage solutions for 31 years, has released a new application called bly:Mobile Lite for Sage ERP MAS 90 and MAS 200 customers who indicated they want a simple, affordable app for their smartphones, tablets, and browsers that is easy to install and easy to navigate. For clients who need additional features in a browser-based version of MAS 90, the original bly:Mobile is still available from Blytheco. The company’s BlythecoDev Development division debuted the new product at the July 10-15 Sage Summit, the annual conference and trade show for Sage customers and partners, held this year at the Gaylord National Hotel and Convention Center in National Harbor, Md.

Eagan-based solutions integration expert NACR has established a new regional sales office in downtown Bellevue, Wash., to serve customers in the Seattle-Portland corridor and throughout the Pacific Northwest. The office officially opened for business on May 1. As an Avaya channel partner, NACR (www.nacr.com) is an independent integrator of best-in-class communications, collaboration, and customer interaction solutions – delivering comprehensive sales, consultation, training, and technical support, as well as managed services and maintenance. The company works closely with Avaya and other technology innovators to integrate the latest hardware, software, and applications into end-toend multivendor solutions for diverse markets. “Opening a brick and mortar sales operation in the Seattle area is another logical step in NACR’s growth path,” according to Dennis Clevenger, Western Region vice president for NACR. “Coupled with our sales office in Boise (ID), Bellevue demonstrates NACR’s commitment to providing expertise and personalized support to all our customers in the Pacific Northwest.” The two sales offices, along with virtual offices throughout the region, serve the states of Washington, Oregon, Alaska, Idaho, and Montana.

BREMER BANK, SOUTH ST. PAUL, MAKES TOP 25 LIST Bremer Bank, National Association, in South St. Paul has been ranked No. 1 (by assets) in commercial banks in Twin Cities Business magazine’s The Big Book.

Business Briefs

CHAMBER BREAKFAST WITH CONGRESSMAN JOHN KLINE RESCHEDULED FOR AUG. 24 U.S. Rep. John Kline, R-Lakeville, will be the guest speaker at the South of the River Chamber of Commerce membership breakfast on Tuesday, Aug. 24, at Brackett’s Crossing Country Club in Lakeville. Registration and breakfast will start at 7 a.m., with the program to follow at 7:30 a.m. with time for questions afterwards. Contact your local chamber to make a reservation for the breakfast. BURNSVILLE CHAMBER NEW MEMBERS

TWIN CITIES GAS PRICES RISE

New members of the Burnsville Chamber of Commerce include:

Average retail gasoline prices in the Twin Cities have risen 5.0 cents per gallon in the past week, averaging $3.76 per gallon on July 24. This compares with the national average that has increased 2.0 cents per gallon in the last week to $3.69 per gallon, according to gasoline price website TwinCitiesGasPrices.com. Including the change in gas prices in the Twin Cities during the past week, prices on July 24 were $1.03 per gallon higher than the same day one year ago and are 24.3 cents per gallon higher than a month ago. The national average has increased 9.9 cents per gallon during the last month and stands 94.4 cents per gallon higher than this day one year ago.

• Chuck Glum, Highmark Exteriors, LLC, 12237 Nicollet Ave. S., Burnsville. • Ron Stone, Salem Communications, Inc., 2110 Cliff Road, Eagan. • Cathy Deering, Patch.com, 7920 Union Ave., Mayer. • Megan Schultz, Whitney Sleep Center, 2412 E. 117th St., Burnsville. • Lynn Johnson-Nicolai, Bankers Title and Bankers Closing Services, 350 W. Burnsville Parkway, Suite 400, Burnsville. • Cody Horton, Renewal by Andersen, 14270 Buck Hill Road, Burnsville. • Steve Juve, Creditor Advocates Inc., 14551 Judicial Road, Suite 101, Burnsville.

MACKIN ADDS TO E-BOOK COLLECTION Burnsville-based Mackin Educational Resources has added Bearport, Cherry Lake and Sage Reference titles to its collection of over 19,000 e-books.

Business Briefs Featuring unlimited simultaneous access, Mackin’s e-books allow multiple students to use the same e-book at the same time. Free trials and demos are available at Mackin.com. CHS GIVES $100,000 TO LAUREL FOR CITY FLOOD PROTECTION CHS Inc., an Inver Grove Heightsbased energy, grains and foods company, has contributed $100,000 to Laurel, Mont., to support construction of permanent flood protection for the city’s water treatment facility. The city was forced to build a temporary dike around the facility when Yellowstone River flooding threatened the water treatment plant. In addition to its Laurel-based refinery, pipelines and terminal operations, CHS provides agriculture and energy products and services to its memberowner farmers and ranchers, locallyowned cooperatives and consumers throughout Montana. FAMILYHEALTH MEDICAL CLINIC PRESENTS LAKEVILLE NIGHT TO UNITE FamilyHealth Medical Clinic, in cooperation with the Lakeville Police Department, will present Lakeville Night to Unite from 5:30 to 7 p.m. Tuesday, Aug. 2. The family-friendly event will include a free picnic dinner featuring sloppy joes from Dairy Delite, snow cones, face painting, a Dakota County Sheriff K-9 unit demonstration, petting horse from Golden Ridge Stables, Saints Sports Academy activities, and emergency vehicles including Mayo One helicopter (subject to weather and medical need). The clinic is located at County Road 70 and Jacquard Avenue in Lakeville.

Submission to Buzz The Dakota County Tribune Business Weekly includes promotions, new hires, retirements, awards and other such business news on the Buzz page. If you have an announcement you would like included in this part of the newspaper, send submissions by e-mail to reporter.thisweek@ecm-inc.com, fax to (952) 846-2010 or mail it to the Burnsville office at 12190 County Road 11, Burnsville, MN 55337. When sending a photo by e-mail be sure that it is 200 dpi or greater. Include a daytime phone number if someone from the newsroom needs to contact the business for additional information. Deadline is 5 p.m. Friday prior to Thursday edition. Submission of information does not guarantee publication. All items are subject to editing. Tips on what to include in the submission are: names, titles, dates, business name, brief description of the news taking place, brief description of the business, contact names and numbers.

Submissions to Buzz: www.DakotaCountyTribune.biz

July 28, 2011 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Forum Commentary and opinion regarding issues in the world of business and public policy

Unavoidable shutdown erodes confidence in our leaders The unfortunate but unavoidable shutdown of Minnesota government left in its wake a damaged economy, 22,000 disrupted state employees’ lives and doubts that Minnesota is a state that works. This shutdown will be debated for years because some say it was unnecessary, resulted in a short-term settlement and did little to fix the structural budget deficit. After examining the shutdown’s consequences and the final settlement, the ECM Editorial Board has concluded the uncompromising positions on both sides flawed the process that led to an unavoidable shutdown. The board agreed that the disruption to the lives of Minnesotans, particularly the 22,000 state workers, and harm to Minnesota’s economy were not worth the shutdown. It’s true that the final settlement closely resembles the Legislature’s June 30 offer, and critics of the governor claim he alone could have avoided the shutdown. The governor got more money, mainly

ECM Editorial for education and human services, while the Republican majorities in both houses succeeded in not raising state taxes, though agreeing to spend the extra $1.4 billion. Make no mistake that hidden under the radar will be around $2 billion in real, serious cuts to government services. The tragedy is that a new cast of state leaders chose the old route of shifting $700 million more from K-12 education and borrowing $700 million from the state tobacco settlement. Further, the ECM board believes a better budgeting process must be developed to avoid a shutdown ever happening again. While both political parties were unable to compromise, the ECM board commends Gov. Mark Dayton for agreeing to a deal he didn’t agree with, which stopped the shutdown when it appeared it was headed for a longer term.

Dayton succeeded in getting $1.4 billion more, mainly to protect the state’s safety net. He, however, abandoned his campaign pledge to boost the tax rate of Minnesota’s highest income earners. Republicans, who control both houses, compromised and agreed to spend more than $34 billion they said was in the “checkbook.” They did live up to their pledge of not increasing taxes. The governor can claim some satisfaction in removing from the deal divisive social legislation Republicans had proposed, adding a $500 million bonding bill and removing Republicans’ proposal to eventually reduce the state work force by 15 percent. Losers were the 22,000 state employees who were put out of work, businesses that depend on state licensing and regulation (such as the Canterbury Park and Running Aces racetracks) and the state’s tourist image. As observers look over the wreckage caused by the shutdown, they must realize there has to be a better, more disciplined

process in developing and approving a budget. There are those on both sides who will argue the settlement is bad, if for no other reason than that the structural deficit of billions of dollars still exists, casting doubts that the Legislature can grapple with the problem. There has to be a better way to run state government. Here’s the $64,000 question: Next year, will voters remember the shutdown and look for candidates who can forge alliances and forget the partisan politics in the interests of doing what’s best for the state and its citizens? Only political time will tell. ECM’s Editorial Board intends to get involved in the discussion of finding a balance of cutting spending and raising revenues to make the budget whole and to restore a state government that works. An editorial from the ECM Editorial Board. Thisweek Newspapers and the Dakota County Tribune are part of ECM Publishers Inc.

Did Dayton orchestrate government shutdown? by Phil Krinkie SPECIAL TO THE TRIBUNE

From his pronouncement in the state of the state address to his actions throughout the legislative session, all indications are that Gov. Mark Dayton was prepared to take his agenda for an income tax increase to a shutdown of state services. His strategic rhetoric about compromise and meeting halfway may lead you to believe that his objective for the 2011 session was to sign a balanced budget by May 23, but actions speak louder than words. A review of his actions over the past six months indicate that he may have intentionally orchestrated events which lead to a 20-day state government shutdown. There is no question that Dayton was focused like a laser from the start of his term in January to make good on his promise to raise taxes on Minnesota’s top wage earners. Dayton made an unusual announcement during his state of the state address when he said, “I ask you, legislators; I invite you; I implore you — to join with me now, right here in our Capitol and pledge to the people of Minnesota that we will NOT shut down their government, our government — not next July 1st, not any July 1st, not any day ever.” This was an early indication of the direction he foresaw for the budget negotiations and perhaps a shutdown of state services. The next sign that Dayton was prepared to take budget negotiations to the wall was when he vetoed the Republicans first legislation that would have reduced the budget deficit. He proclaimed that he would not accept any partial budget solution. Late in May; after weeks of unsuccessful deliberation with the governor on budget negotiations the Republican controlled legislature passed a balanced budget without a tax increase and adjourned on May 23. On May 24, Dayton vetoed all of the

Guest Columnist Phil Krinkie

legislature’s budget bills and stated that he believed that there was a “strong likelihood” of a government shutdown July 1. Just one day later the “Alliance for a Better Minnesota” (an organization with strong DFL and union ties) announced they would air a million dollar television campaign supporting Dayton’s call for a tax increase. How could the “Alliance for a Better Minnesota” foresee the need for an ad campaign? How could they prepare and produce a television ad and have it ready to post online within 24 hours of Dayton’s vetoes; unless they knew weeks in advance of Dayton’s ultimate plan. Why with six weeks to negotiate a budget agreement or at least a temporary funding bill would Dayton say there was a likelihood of a shutdown? The answers to these questions became apparent over the next several weeks as the Dayton administration did more to orchestrate the shutdown of state government services than it did to negotiate a budget solution. On June 2, GOP legislative leaders schedule a public hearing to discuss Dayton’s latest budget proposal. Several hours before the scheduled public hearing Dayton instructed his commissioners not to participate in the hearing and created the illusion that he was still interested in finding a budget solution by publicly requesting a mediator to “define a process.” Four days later, Republican leaders offer to increase their funding for K-12 education and public safety. Dayton rejects their offer out of hand, while his office continued the shutdown planning process. On June 10 the Dayton administra-

tion sent out layoff notices to 35,000 state workers. Four days later the state Department of Human Services begins notifying clients that their benefits could end if there is a shutdown. On June 15, Dayton outlines a very limited list of state services that should continue in the event of a shutdown, the list is much more limited than that of State Attorney General Lori Swanson. The next day GOP leaders once again try to work with the governor and offer to take their $200 million in tax reductions off the table. Nothing derails the governor from his agenda as he rejects the offer and reiterated his demand for a tax increase. In mid-June, Dayton’s push for a tax increase is joined by the public employee union’s television ads, which are intended to panic the public about a possible shutdown. The ads proclaim that a loss of state workers during a shutdown could place lives in danger. During the next two weeks budget negotiations intensify, but there is no resolution. The Dayton administration continues its march toward a shutdown with a plan that shutters far more state services than the partial shutdown in 2005. On June 30, after an intense week of negotiations it appears there may be a breakthrough when Republican leaders offer to spend an additional $1.4 billion by adding to the school aid shift and using future tobacco revenues. Dayton rejects their 11th hour proposal and ramps up his tax rhetoric by proposing only to tax millionaires. Republicans counter his push for a millionaire tax with a call for a temporary funding bill which would keep state government operating. Dayton refuses their request for a special legislative session in order to pass a temporary funding bill. As state buildings go dark and 22,000 state workers are laid off Dayton expresses little interest in continued negotiations. His plan of a forced government shut-

Submissions to Forum: www.DakotaCountyTribune.biz

down is in place and with an endless parade of media stories about the pain and suffering caused by the discontinuation of state services; it appears that Dayton is ready to wait out GOP leaders in order to get his tax increase. See Dayton, Page 10A

Dakota County Tribune BUSINESS WEEKLY

(USPS 147240) Publisher............................. Julian Andersen President ........................ Marge Winkelman General Manager, Editor ...... Larry Werner Managing Editors ...................Tad Johnson .................................................John Gessner Sales Manager ........................Mike Jetchick Production/Office Manager ....Ellen Reierson Buzz submissions.....darcy.odden@ecm-inc.com Business Briefs ...... darcy.odden@ecm-inc.com Story ideas ...............tad.johnson@ecm-inc.com Letters ......................tad.johnson@ecm-inc.com Advertising ..................... ads.dct@ecm-inc.com

Entered as periodical matter at the post office at Burnsville, Minnesota. Periodicals postage paid at Burnsville, Minnesota. Issued weekly from an office in Burnsville.

Office Hours: 9 a.m. - 5 p.m. Monday - Thursday 9 a.m. - 3 p.m. - Friday

12190 County Road 11 Burnsville, MN 55337 952-894-1111 fax 952-846-2010

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY July 28, 2011

Forum

Minnesota education, legislative leaders agree/disagree on new law by Joe Nathan SPECIAL TO THE TRIBUNE

“The shift is not ideal, but we did give school districts the extra money (and then some) to pay for any of the additional costs.” – Rep. Pat Garofalo, R-Farmington “My biggest concern is the terrible school funding shift, going from 70/30 to 60/40.” – Rep. Mindy Greiling, DFL-St. Paul Those quotes help illustrate views of four current and former chairs of the House School Funding and Education Policy committees about the new K-12, 140-plus page education law. They shared reactions with me last week. Republicans Rep. Sondra Erickson, and Garofolo are current chairs. DFL’ers Rep. Carlos Mariani Rosa and Greiling are former chairs. Garofalo sees the most important features of the bill as: • “Elimination of the wasteful and ineffective “integration funding formula.” • The significant mandate relief for local school districts, and • For the first time we are tying teacher effectiveness to student achievement. Garofalo believes that the “Early Grad” bill will motivate students to try harder, make college more affordable, and save the taxpayers money. “It is a triple win,” he said. Erickson taught English/language arts and reading for 34 years with public school students in Princeton, Milaca, Pine City and

Guest Columnist Joe Nathan

Mora. She wrote, “In the end, I thought it turned out pretty well. The two reform issues most important to me were the Reading/ Literacy provision that ensures that from K -3 teachers and others provide intervention when a child is not reading at grade level; and the creation in … law of frameworks for evaluations of teachers and principals.” She continued, “My goal as chair … was to enact laws that empower parents, improve the skills of teachers and principals and, most of all, provide … ways to improve learning and ways to raise achievement. … I was disappointed … that we could not get A-F Grading of Schools because we grade students every day but for some reason are afraid to grade schools? Parents need that kind of information to know where they want their children to attend.” Erickson believes, “the integration program has failed and needs reform. Our students and parents self-integrate so we must stop doing something artificial.” Biggest disappointment? “We were not able to restructure the funding formula. … There will continue to be inequity. … I (think the budget shift) is

terrible … but this has become an easy way to borrow because all tax dollars sent to the state are the people’s money and can be moved around and used in many different ways for different purposes. … We did repeal … the ability for the state treasury to take the school reserves and use them when they have cash flow problems.” Greiling of Mounds View wrote: “ I am most pleased that, due to Gov. (Mark) Dayton, students at least got some return on the money borrowed from them … in the form of $50 per pupil on the funding formula each year. Republicans were going to cut $44million. I am also pleased that the bill passed included a proposal Terri Bonoff and I tried to pass last year to stop the shortterm borrowing from school districts with fund balances.” “Minnesota has never shifted more than 20 percent of school aid payments until last biennium when we made it 70/30 due to Pawlenty. Now to go to 60/40 is unheard of and terribly dangerous in terms of schools ever being paid back. If they are, it could be decades. Only one other state in the country exercises this practice: California, not a state we should value for its fiscal integrity. I am also alarmed at the changes abandoning our state’s commitment to integration.” Mariani Rosa of St. Paul told me his biggest concerns were: • The 2014 Sunset of Integration Revenue. Total devaluing of racial integration

marking a historic retreat from efforts to build racial equality in Minnesota by equipping our K-12 students with cross-racial experiences and competencies. • Further and massive delay of payments to K-12 public school districts forcing education to be dependent on borrowing heavily in order to keep basic learning opportunities going. He also wrote: “there are always good small items, however, none of these outweigh the two concerns. … Perhaps the most pleasing outcome is the fact that an outright cut to K-12 school funding, immediate end of the Integration Rule, private school vouchers, mandatory third-grade retention, a simplistic grading system based on shaming schools and an expensive overproscribed approach to evaluating teachers, all which were in the original bill sent to the governor, were removed from the final outcome.” Clearly the law is complex and controversial. Full disclosure: Our center receives some federal “Voluntary Public School Choice” funding via the Minnesota Department of Education. Joe Nathan, a former Minnesota public school teacher and administrator, directs the Center for School Change, Macalester College. He can be reached at jnathan@macalester.edu. Columns reflect the opinion of the author.

Teacher evaluations welcome, Did legislators represent the priorities weight given to testing is too much of business during 2011 session? by Tom Dooher

by David C. Olson

SPECIAL TO THE TRIBUNE

One of the most important and positive things that happened during the recently concluded special session may turn out to be something that hasn’t yet received big headlines: Minnesota will now require annual evaluations of all public school teachers. By their very nature teachers, whose life work is built around daily judgments of their students’ progress, want fair and honest feedback about their own abilities. In January, Education Minnesota reaffirmed our support for meaningful, annual assessments of teachers. Throughout the regular legislative session, we favored a bill authored by Rep. Kathy Brynaert, DFLMankato, and that bill is the foundation of Minnesota’s new teacher evaluation law. The law will require reviews by trained evaluators, including school administrators and experienced teachers already in the districts. Those reviews would take a wide variety of factors into account, including multiple measurements of student learning. The new teacher development and evaluation law is not perfect. It mandates that 35 percent of a teacher’s evaluation be tied to student growth as measured by tests. That is an arbitrary figure and we disagree with using it; research into the issue strongly warns that student test scores are not a reliable indicator of teacher effectiveness. But rather than issue a rigid mandate, the new Minnesota law allows local communities, their educators and school administrators to determine what tests to use. This is a big step in the right direction, and it’s a welcome step away from proposals that would have directly linked a much larger part of teacher evaluations primarily to scores on standardized tests. Albert Einstein said it best when he said “not everything that can be counted, counts.

Guest Columnist Tom Dooher

And not everything that counts can be counted.” When considered in isolation, scores on a standardized test are some of the most irrelevant data teachers use to judge a student’s progress. Test scores are among many mileposts on the journey to a good education, not ends unto themselves. All parents know test scores are not a complete measure of their child’s abilities. And they certainly should not be the primary way to evaluate teachers or their students. If this new measure is implemented thoughtfully, it will support the many great teachers already in Minnesota classrooms. It will do so by stressing what really matters in a well-rounded education, and give teachers the training and tools vital to help them improve as educators. Those few teachers who don’t make the grade will be given the opportunity to get better, and those who can’t or don’t will be removed from the classroom. It’s critical to keep this issue in perspective. Parents and educators agree that the vast majority of Minnesota teachers do a tremendous job. Our best-in-the-nation ACT scores and third-in-the-nation graduation rates prove it. For the most part, the teacher evaluation portion of the new education law concentrates our efforts on making a good thing better, and spreading the excellence found in our public schools to every student in the state. Tom Dooher is president of Education Minnesota. Columns reflect the opinion of the author.

DAKOTA COUNTY TRIBUNE

The budget stalemate at the Capitol demanded full-time attention of the Minnesota Chamber of Commerce this month. We sought a resolution that had minimal impact on the bottom lines of Minnesota employers. At the same time, we did not overlook the accomplishments of the 2011 Legislature. Many votes were cast during the regular session on issues critical to all businesses no matter their size, location or product. The Voting Record can be found at www.mnchamber.com/action-center/ elections-center/legislative-voting-records.cfm. A supplemental voting record, if needed, will be published at the conclusion of the special session. The laws passed in St. Paul have considerable impact on the well-being of employers and employees alike. The economy continues to be challenging, and it is more important than ever for Minnesota to position itself to compete in the global marketplace. The Minnesota Chamber and its 2,400 members advanced a multitude of issues important to the future of Minnesota’s economy. Four priorities led our agenda this year: • Resolve the state budget shortfall without a general fund tax increase. • Enact alternative pathways for teacher licensure. • Streamline the environmental review and permitting system. • Remove the ban on consideration of additional nuclear and coal power. The budget remains our top priority

Guest Columnist David C. Olson

for the special session. Alternative licensure and environmental streamlining were accomplished during the regular session, and we’ll continue to work on removing the energy bans in 2012. Overall, the statewide business community lobbies approximately 50 policies. Many of these initiatives are detailed in the Voting Record. The report has two parts: a list of important roll-call votes and a description of and commentary on key business issues. Just as important as the final floor votes is how legislators work in committees and behind the scenes to advance the business agenda. The legislative scorecard highlights those efforts as well. For additional information on legislators’ voting records, contact Tom Hesse, vice president of government affairs, at thesse@mnchamber.com. We encourage employers and employees to review this report, then contact your lawmakers to show your appreciation for their efforts and/or to share your concerns about their records. Paying attention to this year’s committee work and voting records will help us promote our business initiatives in the 2012 legislative session and election. David Olson is president of the Minnesota Chamber of Commerce. For more information, visit the Web at www.mnchamber.com. Columns reflect the opinion of the author.

July 28, 2011 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Delta to vacate yet another Eagan site Atlanta-based airline plans to close its training facility on Lone Oak Point by Jessica Harper DAKOTA COUNTY TRIBUNE

Delta Airlines Inc. has made more cuts in Eagan, leaving the city with more real estate on the market. The Atlanta-based airline recently announced it will move its flight training jobs from Eagan to Atlanta, closing its facility at 2600 Lone Oak Point. The company is already trying to unload the former Northwest Airlines headquarters building in Eagan. The training facility nearby was built by Northwest Airlines in the 1980s, and has about 279,000 square feet, according the Metropolitan

Airports Commission, which currently owns the property. Although the building is technically owned by the MAC, Delta has the right to buy it back for $1 after paying off its outstanding loan to the MAC, said Patrick Hogan, spokesman for the MAC. Delta sold the building to the MAC in 1992 to secure a loan package while the industry was in a downturn. The deal included stipulations about employment levels within the Twin Cities. Delta representatives did not return phone calls in time for publication. The airline plans to pay off the loan and no longer be

bound by the employment commitments for the Twin Cities area. The airline’s balance is currently $114.4 million and Delta must pay a 3 percent premium for paying early, Hogan said. MAC expects the loan will be paid off by early 2012, he said. Delta’s net income was $593 million, which was generated by $31.8 billion in revenue in 2010. The airline lost $10 billion in 2008 and 2009. Delta has not specified how many jobs will be transferred. Hogan said he believes it will be hundreds.

Lakeville to market itself to businesses City Council voted to pursue initiative with federal funding by Taylor Thomas DAKOTA COUNTY TRIBUNE

Lakeville is now one step closer to developing a strategy for marketing the city to businesses. Following a presentation by Community and Economic Development Director Dave Olson, the council voted unanimously at its July 18 meeting to approve an agreement with Arnett Muldrow and Associates LTD to prepare an economic development marketing strategy. “One of goals of that was to come up with a business marketing plan and strategy for the city to basically promote itself,” Olson said during a phone interview with Thisweek. “We are being more proactive on the marketing side for business development.” The $30,000 initiative is funded by a federal community development block grant. Last December, the Economic Development Commission recommended pursuit of a marketing firm for the initiative, which the City Council voted to approve. After receiving bids, city staff decided on Arnett. Olson said in his presentation at the meeting that, though the council was not legally obligated to hire the lowest bid for this particular service, Arnett Muldrow had offered the lowest bid among the field of firms. The firm has worked on similar projects in the past, Olson said, and that after a visit to Lakeville and appointment of a steering committee, the firm would be able to “start full-speed” by Sep-

tember, and finish its work by October. The firm’s process involves setting up parameters for the marketing approach and meeting stakeholders in the community. Implementation of the plan will occur throughout 2012, Olson said. As Thisweek reported last September, a public-private partnership called the Itasca Group is setting up a system by which it will market the Twin Cities metro area as a whole. This has never been done before. Olson said Lakeville’s effort will not conflict with that. He emphasized the importance of thinking regionally, while ensuring that Lakeville does not get left behind. “Given the competitive nature of economic development, while we all agree there is a regional benefit, we would like to have as many feasible projects occur in our community as possible,” Olson said.

Roundabout The council also voted to approve a new roundabout at the intersection of Kenwood Trail and 185th Street. Dakota County Transportation Engineer Kristi M. Sebastian presented results of a study comparing the impact and cost of a traffic light and a roundabout at the location. She said that a roundabout would lead to fewer and less severe traffic accidents overall. It would cost $3.5 million, as compared to a projected cost of $8.3 million for expanding the intersection to

four lanes regulated by a traffic signal. Mayor Mark Bellows said he was concerned about emergency vehicles’ ability to navigate roundabouts as compared to traffic signals. He asked if “any actual study” had been done regarding the matter. Council Member Kerrin Swecker asked how a roundabout near its entrance had affected Fire Department Station No. 3. There have been no issues with roundabouts and emergency vehicles, said Police Chief Tom Vonhof. Public education could bring attention to how to clear roundabouts for the vehicles, Sebastian said. In other council news: Liquor Operations Director Brenda Visnovec presented Lakeville Liquors’ midyear report. She said sales were down from last year, primarily because of weather and lack of playoffs, though sales were trending along the national averages for sales. The department had been able to give back to the police and fire departments through aid in purchasing new equipment. In addition, Visnovec presented a check for more than $5,000, as well as a bike to be auctioned for charity, to Brian Roseen, organizer for the Miracle League, a local baseball league for disabled children. Taylor Thomas is a journalism student at Northwestern University in Evanston, Ill., and is an intern at Thisweek Newspapers. Aaron Vehling contributed to this report.

“The good news out of it is that they will continue to have about 20,000 people working in Minnesota,” he said. The Minneapolis-St. Paul Airport is the second largest hub in the Delta system, and the airline has indicated it plans to keep it that way, Hogan said. Jon Hohenstein, community development director for the city of Eagan, said that city officials hope the property will be used for similar purposes. “We are always concerned when there’s a reduction like that, but many jobs at the location like in-service pilots

and flight attendants may or may not be based in Minnesota,” he said. Though the airline is looking to sell the building — historically known as the Northwest Areospace Training Corp. — the facility will still be used for 12 to 18 months, said Tom Hedges, Eagan city administrator. Delta bought Northwest in 2008 and transferred employees to Atlanta, which meant the loss of a Fortune 500 company in Eagan. A deal for the main building fell apart in November 2010. It is currently listed for $30 million. There is another pend-

ing property in Eagan that is connected to the DeltaNorthwest deal. As part of the merger, Delta acquired Eagan-based Mesaba Airlines, a regional carrier and Northwest subsidiary. Delta then sold Mesaba in July to Memphis-based Pinnacle Airlines, one of Delta’s largest regional carriers, for $62 million. Now Bloomington-based NorthMarq have been handed the task of leasing the 50,000-square-foot space. Jessica Harper is at jessica.harper@ecm-inc.com.

Parade grand marshal linked to city’s past, future by Tad Johnson DAKOTA COUNTY TRIBUNE

When the Rosemount Leprechaun Days Grand Parade turns toward its final stretch, Barb Toombs will have a good look at the thing that ties it all together. Toombs, vice president of First State Bank of Rosemount, was named one of this year’s parade grand marshals for her years of service at the institution that is inextricably linked to the community. From her seat on the back of a decked-out car in the parade, Toombs can peer down 145th Street toward the bank that has been a part of Rosemount for more than 100 years. “If you’re not involved in the community, then there’s no reason for them to come in,” Toombs said after being named one of the Dakota County Tribune’s Exceptional Businesswomen in 2011. It is a philosophy that runs throughout the bank. The First State Bank of Rosemount is a longtime financial supporter of the community’s two biggest events – Leprechaun Days and the Haunted Woods Trail. The bank also supports local youth sports teams and provides scholarship funds to graduates of Rosemount High School. Toombs puts her words in action as she has served on the Dakota County Library Foundation, Community Education Advisory Board and the board of DARTS – a nonprofit that provides transportation and other services to seniors. Toombs says she likes to be involved in the community, which is a natural fit for her work at the bank. “If you have basic values, you try to bring that through

Photo by Rick Orndorf

Barb Toombs, vice president of the First State Bank of Rosemount, was named one of the grand marshals of the Rosemount Leprechaun Days Grand Parade. into your business. I think a lot of customers appreciate that,” Toombs said. As vice president, Toombs oversees human resources and public relations. Her husband of 50 years, David, is president of the bank and the son of Ralph Toombs, who purchased it in 1949. Toombs came to work at the bank after raising six children and staying at home with them until they were in school. She started working at the bank on the entry level, assisting others with small tasks, such as running errands or making copies. Over the years, she grew into her work, saying she learned as she went. One of the aspects of business that Toombs has learned is that a commitment to the community can foster its

growth. “We greet all people as equals, I’d say. That’s one thing we try to do around here. You do the best you possibly can for people, provide banking services for people and give them exceptional service,” Toombs said. While the First State Bank of Rosemount offers the same kinds of online options that corporate banks do, patrons know they can stop by or call and be greeted by a familiar face – sometimes even one of its presidents. “We’re a small bank, so we have to multitask,” Toombs said. Tad Johnson is at editor. thisweek@ecm-inc.com. Additional reporting by Laura Adelmann and Jessica Harper.

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY July 28, 2011

Run the arts center in-house, outgoing chairman suggests Jacques says VenuWorks, advisory commission not needed by John Gessner DAKOTA COUNTY TRIBUNE

Photo submitted

Lakeville-based Despatch Industries has been acquired by Illinois Tool Works Inc.

Despatch Industries sold to Illinois Tool Works Inc. Despatch Industries, a 109-year-old company that has been based in Lakeville for the past 10 years and had a plant there since 1951, was acquired July 25 by Illinois Tool Works Inc. Terms of the transaction were not disclosed for the provider of thermal processing equipment for the solar, carbon fiber and other thermal technology markets. “This is an exciting opportunity for Despatch employees and customers as it will allow us to accelerate our growth and innovation under the global umbrella and strength of ITW,” said Patrick Peyton, Despatch CEO. “Despatch’s strong market presence and proven technology, coupled with ITW’s global breadth and foundational strength, will facilitate a strong expansion of technology advancements and next-generation tools.” According to a 2009 Dakota County Tribune story, Despatch employed about 200 people between its operations in Lakeville and Burnsville, which it opened in November 2008 for its solar business unit.

With full-year 2011 revenues expected to exceed $200 million, Despatch Industries products include solar cell firing furnaces, carbon fiber process ovens, and thermal processing equipment. Despatch finished 2008 exceeding $100 million in new business. Through 2008, sales had grown 26 percent annually since 2004, according to the 2009 story. Despatch has an Innovation Center near its headquarters office in Lakeville, which serves as a research and development hub for its solar and carbon fiber businesses. At the facility, scientists and engineers spend time helping customers solve complex problems and testing temperature tolerances, airflow and other components and features of the company’s equipment and patented processes. The company began in 1902, when founder Albert Grapp invented the first custom heaters for the Minneapolis Street Railway Co. After that, the company developed flour-drying ovens for milling

Saving 90 lives

companies, foundry and finish bake ovens for steel producers and ovens for manufacturing masking tape. “We are excited about this acquisition as the company’s core thermal technology aligns well with certain of our other existing electronics equipment businesses,” said Steve Martindale, ITW executive vice president. “As a leader in thermal processing, Despatch provides us with immediate access to attractive and highgrowth industries such as solar and carbon fiber as well as the opportunity to extend sales of certain of our existing products into these new markets.” Illinois Tool Works Inc. is a Fortune 200 global diversified industrial manufacturer. ITW’s key business platforms, including welding, automotive OEM, industrial packaging, food equipment, construction, polymers and fluids, test and measurement, electronics, decorative surfaces and automotive aftermarket, employ more than 60,000 people worldwide. ITW’s revenues totaled $15.4 billion in 2010.

After serving for a year as its first chairman, Paul Jacques has resigned from the Burnsville Performing Arts Center Advisory Commission. And he sees no reason for the commission to continue. His recommendation? Get rid of VenuWorks, the company that manages the center, hire an executive director and take the operation in-house as a city government function. “If the city took it over, I don’t think you would need the commission,” said Jacques, who resigned on June 27. “I think that would be redundant.” Jacques thinks the center needs more aggressive marketing to build an “angel fund” to produce shows on its own without putting taxpayers at risk for losses on shows. He thinks Jon Elbaum, who manages the center for VenuWorks, is more of an “operations guy” who doesn’t fit the bill. Despite boat-rocking comments following his departure, the retired bank executive says his chief reason for leaving the commission before his term expires is the nine-member body’s lack of clout. “I fault myself to some extent for not thinking through this kind of assignment initially,” said Jacques, a former senior lender for Marquette Bank who was also president of several banks. “I don’t have any ill feelings about the City Council or my fellow commissioners,” he said. “That’s not the issue.” Council Member Dan Gustafson, the council liaison to the commission, said Jacques’ resignation was “a total surprise to me.” “I had no indication he was unhappy or wanted to leave,”

Gustafson said. The commission began meeting last June, appointed by a council that said it wanted better oversight of arts center operations. Gustafson rejects the former chairman’s views on getting rid of VenuWorks and the commission. The center’s financial performance and bookings have improved under Elbaum, the center’s second executive director, Gustafson said. The 2010 operating loss borne by the city, not including annual debt service or depreciation, was $390,000, according to a city-supplied figure. VenuWorks reported a subsidy of $547,580 in 2009, the center’s first year. And Gustafson said the commission has been instrumental in raising $30,000 in private donations to an angel fund – $10,000 each from Pepsi, Pawn America and VenuWorks. “I’m not sure how that would have been accomplished without a board,” Gustafson said. “They’re the ones who’ve been doing the legwork on it. They’ve been calling on people on it.” Jacques said the commission, which has had two other resignations this year, hasn’t made many recommendations to VenuWorks and got “lukewarm” responses when it did. He joined the commission’s recommendation to the council that VenuWorks be retained for 2010. The company has a five-year contract with annual reviews. Jacques said he brought up his idea to take the operation in-house to some fellow commissioners, but there “wasn’t an appetite for it.” Jacques said the center needs an angel fund of at least $100,000 to buttress the cen-

ter’s hit-and-miss model as a rental facility dependent solely on outside bookings. Elbaum, who came to Burnsville after managing a civic center in Ottumwa, Iowa, is a “good operations guy,” Jacques said. “I want to see more of a dynamic outside person as opposed to an operations person,” he said. “Somebody who can interact with the major donors in the marketplace, call on corporations and develop a strong network in the community and in the marketplace.” But anyone expecting the center to turn a profit will be disappointed, Jacques predicted, noting that a consultant had predicted operating losses of up to $350,000 for the first five years. That city-hired consultant was VenuWorks in its previous incarnation as Compass Facility Management. “I don’t think it will ever be self-sustaining, no more than the (Burnsville) ice arena is,” Jacques said. Commissioners elected Sal Mondelli to take over as chair. Mondelli is a past board member and chair of the Ordway Center in St. Paul. Brad Rixmann, owner of the Burnsville-based Pawn America chain, resigned from the commission this year, as did David Ulrich. Garrick Dietze didn’t reapply when his term expired. The council appointed new members Ken Gay, Angie Gislason and Steve Vonderharr on June 7. Commissioner Steve Preus was reappointed. An appointment to fill the Jacques vacancy is expected Aug. 1. John Gessner is at burnsville. thisweek@ecm-inc.com.

Burnsville tightens rules on massage businesses by John Gessner DAKOTA COUNTY TRIBUNE

The City Council has tightened its therapeutic massage ordinance in hopes of warding off prostitution at Burnsville massage businesses. The new ordinance, approved July 19, requires all massage therapists, whether as individuals or part of a massage business, to be licensed by the city and undergo background checks. The background checks for employees are new. Employees of a massage business must be listed on license and renewal applications. Businesses can still apply for one license for all employees. Photo submitted The ordinance also requires US Federal Credit Union (USFCU) hosted its semi-annual Memorial Blood Centers new business owners and emblood drive on Friday, July 15. The blood drive resulted in 30 donations from USFCU staff ployees to have at least 500 members, which can save up to 90 lives. USFCU employees are pictured with Memorial hours of training from an acBlood Centers’ staff in the bloodmobile on July 15.

credited massage school. Before, business owners and employees needed only 100 hours. Licenses will be denied if applicants or an employee have been convicted of a felony, sexually oriented crime or ordinance violation in the previous five years. They must not have had a license revoked or renewal denied by Burnsville or other cities in the previous five years. The council asked for the ordinance review a year ago. Neighboring Apple Valley approved similar restrictions in March. Incidents there included police investigation of and a neighborhood uproar over a home-based massage business on Garden View Drive. The business eventually closed. The Burnsville restrictions will apply to new businesses and

employees seeking licenses or renewals. The 37 massage businesses already licensed aren’t affected, according to police. The city will charge a $50 fee for each therapist background check. The city already charges a $100 annual licensing fee per business and a $100 investigation fee to obtain a license. The city sent two letters about the proposed changes to business owners and held a meeting in February. Eight current licensees and one applicant attended. Mayor Elizabeth Kautz said massage business owners she’s talked to think the new ordinance will help legitimize their industry. John Gessner is at burnsville. thisweek@ecm-inc.com.

July 28, 2011 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Capitol Commerce Staff member rises through the ranks with U.S. Rep. John Kline Burnsville resident whoâ&#x20AC;&#x2122;s been with congressman since the beginning is now his district office director by John Gessner

And I think he trusts my gressional District. judgment.â&#x20AC;? Kline took Dorobiala to Raised in a RepubliWashington, D.C., where can-leaning household in she became his scheduler Woodbury, Dorobiala startâ&#x20AC;&#x201C; juggling everything from ed early in politics. hearings and meetings with â&#x20AC;&#x153;In high school I was constituent groups to calls involved in YMCA Youth with cabinet secretaries and in Government, which is votes on the House floor. a great way to get kids inâ&#x20AC;&#x153;All have demands on his volved who have that polititime, and thereâ&#x20AC;&#x2122;s only 24 cal inkling,â&#x20AC;? she said. hours in a day,â&#x20AC;? Dorobiala She was active in Minsaid. â&#x20AC;&#x153;And the man has to nesota College Republicans sleep a few hours a day.â&#x20AC;? while attending Gustavus She worked in Klineâ&#x20AC;&#x2122;s Adolphus College, where Washington office from she studied political sci2003 to 2007. Now a Burnsence and history and took ville homeowner, Dorobiala just three and a half years to took the job as Klineâ&#x20AC;&#x2122;s depgraduate. uty district director in 2008. Dorobiala got to know â&#x20AC;&#x153;Itâ&#x20AC;&#x2122;s not Minnesota,â&#x20AC;? she some of Klineâ&#x20AC;&#x2122;s campaign said of Washington, D.C. team members when he was Photo by John Gessner â&#x20AC;&#x153;Minnesota is home.â&#x20AC;? still a challenger to former Burnsville resident Brooke Dorobiala is the new She manages an eightU.S. Rep. Bill Luther in a director of U.S. Rep. John Klineâ&#x20AC;&#x2122;s district office. person office focused prinorthern metro district that marily on constituent serworking as Klineâ&#x20AC;&#x2122;s scheduler in a included her Woodbury vice and outreach, while victorious rematch with Luther in most of the policy work is done in home. She joined the team in 2002, the then-newly drawn 2nd Con- Klineâ&#x20AC;&#x2122;s D.C. office under Chief of

DAKOTA COUNTY TRIBUNE

Following congressional protocol, U.S. Rep. John Kline took one staffer along to new-member orientation after his first election in 2002. The hand-picked young assistant, Brooke Dorobiala, followed Kline to Capitol Hill and still works for him today. Longevity and experience have their rewards. In May, Dorobiala was named director of Klineâ&#x20AC;&#x2122;s district office â&#x20AC;&#x201C; a high-profile job in an office focused mostly on constituent service. Sheâ&#x20AC;&#x2122;s the Republican congressmanâ&#x20AC;&#x2122;s second district director, replacing Mike Osskopp, who left to start his own company. â&#x20AC;&#x153;I have a great working relationship with Congressman Kline,â&#x20AC;? Dorobiala, now 30, said in an interview at Jensenâ&#x20AC;&#x2122;s Cafe in Burnsville, just across Burnsville Parkway from the district office. â&#x20AC;&#x153;After working with him for so many years, I would say heâ&#x20AC;&#x2122;s a great member to work for.

Staff Jean Hinz. Much of the local work is helping constituents navigate the vast federal bureaucracy, Dorobiala said. In one case, Klineâ&#x20AC;&#x2122;s office was instrumental in helping secure undelivered bonus pay for more than 2,500 Minnesota soldiers who served involuntarily extended combat deployments. â&#x20AC;&#x153;The feedback we get when weâ&#x20AC;&#x2122;re able to solve something on a constituentâ&#x20AC;&#x2122;s behalf is great,â&#x20AC;? Dorobiala said. With the Republicans now running the House of Representatives, her boss has a big role in rewriting federal education law as chairman of the House Education and the Workforce Committee. â&#x20AC;&#x153;We are always actively engaged with our superintendents, with our principals and with parents in our district on education issues,â&#x20AC;? Dorobiala said. John Gessner is at burnsville. thisweek@ecm-inc.com.

Real Estate Sales still on the rise as the role of foreclosures diminishes Pending sales in the 13-county Twin Cities metro area were up in June an astonishing 48.1 percent over the June 2010 post-tax credit slump. The 4,492 signed contracts exceeded levels seen during any month in 2007, 2008, and 2010 except April. This dramatic increase is attributed to a sharp drop in 2010 post-tax credit sales combined with a steady increase in 2011 pending sales driven by soaring affordability. Sellers introduced 6,942 new properties to the mar-

ket, which was a 5.5 percent decrease from the year prior. Inventory levels were down 15.9 percent to 24,873 units â&#x20AC;&#x201C; the lowest June inventory count since 2005 and a far cry from the 36,113 active listings seen in June 2007. Although the overall median sales price dropped 9.3 percent to $165,000, the year-over-year price declines are shrinking. â&#x20AC;&#x153;Moderate price gains by yearâ&#x20AC;&#x2122;s end arenâ&#x20AC;&#x2122;t out of the question,â&#x20AC;? said Brad Fisher, president of the Minneapolis Area Association of Realtors. â&#x20AC;&#x153;We are not in a

+ . ďż˝ ďż˝

ďż˝

!" #$

+ , +

1922 ! /:

D/ D D

D D D D. D

& '() *(+ ) ),- +

. % / ! 012 021

. % % % # !. 3

& 4 5 (.. " # ďż˝

. !4 2 7 3 $ & ) / 4 %

. . 4 # .. % 3 8) % ! 4 . % 9 &

. # .

# 4 . + # % . $ 3 ) 3 )

4 % . 4

# %

. ! 3

ďż˝ ďż˝ ďż˝ ďż˝ ďż˝ % . # # % 3 7 =

% 7 " 0 3 + 5 > ? % ;!497 % . 4

3 ďż˝ ďż˝ ) ! %

4 . ďż˝ %

ďż˝ ďż˝ ! .. . ? % 1= %

)

! #4 3 / ) 4 54/05/

% 1 3 ) % . % 1 4 / + = 3 % B

C 8( "

% % ! !4 ďż˝ ďż˝ # !. 9 ďż˝ !ďż˝ " $ ! 4 ) :2 % &

& 4 @ # % + 5

(.. 3 + 3 $ % % 1: " # + 4 4 / ; < .4 7 3 ;; . ďż˝= ! % % ?9/

07 3 10 = = 4 1 .

%4 # 8)

5 .4 3 19 /0 *<* .

. 9 . 3 % 3 & ! * % ! % ..

%&% ďż˝ ) !. ! % . 0 727 . % 3 $ďż˝

!4 . . ďż˝ # ' 8A %

ďż˝= 10 . # ďż˝= 103 (ďż˝ ! . - 0 (( >

" D D D D !. %D !. D D %D %D D D

3 8- # % % E . . F . 4 - ! 9 3 8- # . 39 B % . @

B & ! * % 4 .

! 4 ! .

. % % .

. # % 3 3 C . C ! % . % # % ! % ! % % .. % 3 ! 3 B . D C % 4 =0 . ! .

3 . ďż˝ % 3 , C # B . 7 # % 2= 4 .

1= .

% 4 .

# % .

% 0 % # 3 $ %4 . @ . 4 . / 0 ((

ďż˝ ďż˝

. 1 2

D .D

D! D D* DA D D D. ! # 5 D/ D D 4 D D D"

/ 1 / ! !77 !77 4 ! 77 4

) * **

3 4 B ! 4 # . .

% .

ďż˝ % ),- + . 4

& '() *(+ )

! # % B ! - 5 ! % . 4. % . / I B ! 3 ! .

% #

4. % / D %D, % D D B !

$ % 4 &

3 3 / '( )' *'

(+ !ďż˝ '" ! # 5 . 4

# 8-

* A 3 B !4

! )

3 8 ! 4. 4 ? , #

% ! #

, B ! .4 4 # G # 4 4

8- ! ( .

3 . % , !

I1 3 . 4 # 6 = 3 # 4 #

. 39 'ďż˝ $ 8- 5

! # 9 B ! % 5 ďż˝ ďż˝ďż˝ďż˝

Iďż˝ 4

B ! 8

% 4 % - %3 . 4 0

! 3 $ -

% . 9 B ! ! 7 39 ! 39 % 8

% #

8A 8$ .

" - 3 . A 4 ! .

B ! 3 4 !

3 9 . # 4

. # % 8) %

% .. A 39

! # 39 B !

% 3

4 * % . #

, =

& D 4 # .

4 4 5 4 % 4 % 3

8-5 . % 3 - 4 4 % .

%3 " ! # 9

. B ! 3 B ! C .

4 4 . 4

. 5 # 4 ! . .. . 4

( .

%3 #

# % , ! 8-

A . I0

3 $ " !+" A % ! % ! . %

. % / I 0 9 B ! 4 0 % - . . #

5 I 1 %

3 8 - B ! - % - # #

%3 3

4 3 ..

. 39

. / ) % . #

. # #

3 % .

B !

B ! ! 8) 4 . . #

3 ! # 8 #

! #4 # 9 B !

. !

) %3

3 8- 3

8 % 9 B ! %

. # 39

! . %4 3 - 5 ? %

# %

. B !

% ? @ 9 3 -5 ! !

G ! %

G ! ! #4 8 % 39 B ! 3

! . . G / & 3 03 ! # $ #

3 !

% %

ďż˝ 8

39 A % ..

4 4. % 9 # H B ! 8 9 B ! 3 4 # 3

C .

3 8) % 4 3 % 3 # 39 #

8- 5

B ! 3 3 - 5

3 . ďż˝ ? %

ďż˝ ( +ďż˝ ďż˝ B . . .

- ! , ďż˝ ! ! ďż˝ (!$ďż˝ ďż˝

# 4 ! # 9 !

ďż˝

%&' (%) ****

market since June 2008. Median prices for traditionally sold homes were down 6.8 percent to $202,000; foreclosure prices were down 12.8 percent to $106,000; short sale prices were down 15.9 percent to $130,000. On average, it now takes 140 days for a home to sell and sellers can expect to receive 91.4 percent of their asking price. Absorption rates posted their first decrease in a year, improving to 7.9 months of supply. â&#x20AC;&#x153;Job figures continued to disappoint in June,â&#x20AC;? said Cari Linn, MAAR president-elect. â&#x20AC;&#x153;Yet even with lackluster employment activity, the numbers suggest continued stabilization locally.â&#x20AC;?

ďż˝

& '() *(+ ) ),- +

ďż˝

ďż˝ ďż˝ ďż˝ !" " ďż˝ # ďż˝ ! " ! & "' ( $ďż˝ $ďż˝ $ % # ! $ & ďż˝ ďż˝ %&! ) ) ' & * +ďż˝"' #

.#.#. . # ďż˝ ďż˝ + " ' ( & , - ďż˝, 1 " $ďż˝ + ( %

) # / 0 "ďż˝ $ 3"" ďż˝

2 " & # ďż˝ (* ďż˝ # ďż˝ $ďż˝ ! " ! & "' ( # ďż˝ - ( (ďż˝ďż˝+ $ďż˝ $ % ) #

# ! $ & ďż˝ ďż˝ ! ! # ' # ďż˝ ďż˝ + " ' ( - - - + , , ,

+ " " )

0 1 " $ďż˝ + ( 0 "ďż˝ / # / 1 + ( / % & 4 4 # 3 / #

$ďż˝ ' # ďż˝ ďż˝ 4/0 3! 0 !0

ďż˝ ! 8 ! " ďż˝ $ďż˝ " 44/ 5 6/ / 7 ! # $ % &

" ) + ďż˝ & "' ( # )

% $ďż˝ 4 $ďż˝ $ % %&!

! $ -

+ . ! # ' & * +ďż˝"' #

# ! ďż˝ ďż˝ ! ! ! - - - &

+ , + &

( %

) ďż˝ 0 "ďż˝ $ / # /

# & ďż˝ # ďż˝ $ďż˝ " + ďż˝ ( & "' $ % $ďż˝ ďż˝ ďż˝2 ďż˝ & ďż˝ ďż˝ %&! # ' & * +ďż˝"' ďż˝ + ) + ! !! , /0 /" 1/2 * D . D D D D %D %D 1 " $ďż˝ + 3 $ + - ďż˝"

so-called double-dip situation. Todayâ&#x20AC;&#x2122;s prices are a return to sustainable recovery after a tax incentive honeymoon.â&#x20AC;? The number of foreclosure sales increased by 18.8 percent to comprise 29.1 percent of all sales; while traditional sales decreased 18.6 percent and now comprise 61.8 percent of all sales. Distressed sales â&#x20AC;&#x201C; those comprising both foreclosures and short sales â&#x20AC;&#x201C; accounted for 38.2 percent of all sales, the lowest level since June 2010. Also, only 29.1 percent of new listings were distressed, the lowest level since May 2010. Excluding March and April of 2010, that 29.1 percent is the smallest share of distressed homes entering the

One in four homeowners have challenged property taxes Some homeowners are taking matters into their own hands when it comes to their property tax bills. One in four homeowners say that at one time or another, they have attempted to reduce their property taxes by challenging the tax-assessed value of their homes. And the majority who did so say that they were successful in lowering their tax bills. Thatâ&#x20AC;&#x2122;s according to a new nationwide survey by FindLaw.com. As home values have declined as a result of the housing crisis, some homeowners feel that the tax-assessed value of their homes â&#x20AC;&#x201C; which is the basis for calculating their property taxes â&#x20AC;&#x201C; may not accurately reflect actual market conditions. Homeowners may file an appeal or challenge with their local tax authority in hopes of reducing their assessments, and in turn, their property tax bills. According to the FindLaw.com survey, 24 percent of homeowners say they have challenged their assessments at some point during their home ownership. When a challenge was filed, survey respondents said it was successful in lowering their property tax bills in approximately three-quarters of those instances. Most often, the net reduction in their annual property tax bills was between 1 and 4 percent. â&#x20AC;&#x153;Itâ&#x20AC;&#x2122;s not enough to simply march into the tax assessorâ&#x20AC;&#x2122;s office and say, â&#x20AC;&#x2DC;I think my property taxes are too high,â&#x20AC;&#x2122;â&#x20AC;?

said Stephanie Rahlfs, an attorney and editor with FindLaw.com. â&#x20AC;&#x153;Challenging an assessment requires research and due diligence. A challenge needs to be presented with a well-researched and well-organized set of facts. In addition, the formulas for calculating property taxes and the procedures for appeals can vary widely depending on the county and state. â&#x20AC;&#x153;For example,â&#x20AC;? Rahlfs continued, â&#x20AC;&#x153;in some jurisdictions, the assessed value is the full market value, while others use an assessment ratio that assigns a percentage of the market value. An independent appraiser or an attorney specializing in property taxes may be helpful in determining whether an appeal of your assessment makes sense. They also can help you collect and present your materials in the most effective manner possible to the taxing authority.â&#x20AC;? Free Internet resources, such as FindLaw.comâ&#x20AC;&#x2122;s Real Estate Center (http://realestate.findlaw.com/taxeshome-ownership/), can provide information on how property taxes are determined and the impact of changing property values on property taxes, and can offer tips on how to challenge property tax valuation. The FindLaw survey was conducted using a survey of a demographically balanced sample of 750 American adult homeowners and has a margin of error of plus-orminus 4 percent.

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY July 28, 2011

Calendar To submit an item for the Calendar, e-mail it to darcy.odden@ ecm-inc.com or fax (952) 8462010. Date-specific Dakota County Regional Chamber of Commerce events: â&#x20AC;˘ Friday, July 29, 9:30 a.m. to 2:30 p.m., American Red Cross blood drive at the DCR Chamber, 1121 Town Centre Drive, Suite 102, Eagan. Information: Michelle Tighe at mtighe@dcrchamber. com. â&#x20AC;˘ Tuesday, Aug. 2, noon to 1 p.m., Young Professionals Task Force meeting, DCR Chamber office, 1121 Town Centre Drive, Suite 102, Eagan. RSVP to Michelle Tighe at mtighe@dcrchamber.com if you plan on attending. â&#x20AC;˘ Thursday, Aug. 4, 7:30 to 8:30 a.m., The Buzz, Workforce Center of Dakota County, 1 Mendota Road, West St. Paul. Join us for the August Buzz with featured speaker Jeanne Schwartz (PrePaid Legal Services) to learn more about what you can do to protect yourself from identity theft. Information: Michelle Tighe at mtighe@dcrchamber.com. â&#x20AC;˘ Friday, Aug. 5, 11 a.m. to 1:15 p.m., Speed Networking Luncheon, Rasmussen College, 3500 Federal Drive, Eagan. Cost: $15. Registration required. Information: Michelle Tighe at mtighe@dcrchamber.com. â&#x20AC;˘ Wednesday, Aug. 10, noon to 1:15 p.m., ChamberNet at ProAct Inc., 3195 Neil Armstrong Blvd., Eagan. Lead sharing group. Information: Robb Sweetham (Provincial Bank) at (952) 469-9229. â&#x20AC;˘ Tuesday, Aug. 16, noon to 1:30 p.m., new member orientation, DCR Chamber, 1121 Town Centre Drive, Suite 102, Eagan. RSVP required to Michelle at (651) 288-9202. â&#x20AC;˘ Wednesday, Aug. 17, 8 a.m. to noon, Executive Roundtable Group meeting, DCR Chamber of Commerce office, 1121 Town Centre Drive, Suite 102, Eagan. For more information about this group or how to get involved call Greg Buck of Buck Financial Services at (612) 708-4221 or e-mail gbuck@bfsllc.info. â&#x20AC;˘ Wednesday, Aug. 24, 7:30 to 9 a.m., South of the River Chamber Breakfast with Congressman John Kline at Brackettâ&#x20AC;&#x2122;s Crossing Country Club, 17976 Judicial Road, Lakeville. This is the rescheduled date from the original July 19 event. Cost is $15. Registration must be received by Aug. 17. Information: Michelle Tighe at

1:30 p.m., ChamberNet, chamber office. ChamberNet is a networking group whose mission is to provide a forum for members to give and receive qualified business leads. ChamberNet is a non-competitive group where only one individual in the group will represent a specific business sector. Information: Carol Swenson at Carol@riverheights.com. â&#x20AC;˘ Tuesday, Aug. 9, 11:30 a.m. to 1 p.m., Keep it Local for Lunch at Clarion Hotel and Conference Center, 701 Concord St. S., South St. Paul. Information: Annie Platek at annie@riverheights. com. â&#x20AC;˘ Wednesday, Aug. 10, 5 to 6:30 p.m., Business Card Exchange at Anchor Bank, 66 E. Thompson Ave., West St. Paul. Information: Annie Platek at annie@riverheights.com. â&#x20AC;˘ Thursday, Aug. 11, 8 to 9 a.m., Inver Grove Heights Local Issues meeting at the district offices. Highway 52 - take the 80th Street exit. Go east to Simley High School. Turn in the main drive at Simley High School at the school crossing area. Proceed to the district office which is located on the same property but east of the high school. Park in the east end of the high school parking lot. Limited visitor parking is available immediately in front of the district office. â&#x20AC;˘ Tuesday, Aug. 16, 4:45 to 5:45 p.m., Member Ally Group meeting. Location determined one week prior to the meeting; meet at a local chamber memberâ&#x20AC;&#x2122;s place of business. Information: Annie Platek at annie@riverheights.com. â&#x20AC;˘ Wednesday, Aug. 17, noon to 1:30 p.m., ChamberNet, chamber office. ChamberNet is a networking group whose mission is to provide a forum for members to give and receive qualified business leads. ChamberNet is a non-competitive group where only one individual in the group will represent a specific business sector. Information: Carol Swenson at Carol@riverheights.com. â&#x20AC;˘ Wednesday, Aug. 17, 4 to 5 p.m., Chamber 101, conference room, River Heights Chamber of Commerce, 5782 Blackshire Path, Inver Grove Heights. â&#x20AC;˘ Wednesday, Aug. 24, 7:30 to 8:30 a.m., South St. Paul Local Issues, Central Square Community Center, 100 Seventh Ave. N., South St. Paul. Information: Annie Platek at annie@riverheights. com. â&#x20AC;˘ Thursday, Aug. 25, 7:30 to 9 a.m., CoffeeNet at Cerenity Resi-

dence, 744 19th Ave., South St. Paul. Kocina Marketing and Branding Companies, 350 W. Burnsville Parkway, Suite 350, Burnsville, will offer the following free MARKETSMART seminars. To register, go to www.kocinamarketingcompanies.com/ training/ or call Cynde at (612) 798-7218. â&#x20AC;˘ Wednesday, Aug. 17, 2:30 to 4 p.m., â&#x20AC;&#x153;Using Publicity to Increase Sales.â&#x20AC;? â&#x20AC;˘ Wednesday, Aug. 24, 8:30 to 10 a.m., â&#x20AC;&#x153;Expo Marketing 101: Tips to Reel â&#x20AC;&#x2122;em in to Your Exhibit.â&#x20AC;? â&#x20AC;˘ Thursday, Aug. 25, 8:30 to 11 a.m., â&#x20AC;&#x153;Creating a Social Media Plan.â&#x20AC;? â&#x20AC;˘ Wednesday, Sept. 21, 8:30 to 10 a.m., â&#x20AC;&#x153;Expo Marketing 101: Tips to Reel â&#x20AC;&#x2122;em in to Your Exhibit.â&#x20AC;? â&#x20AC;˘ Wednesday, Sept. 21, 2:30 to 4 p.m., â&#x20AC;&#x153;Using Publicity to Increase Sales.â&#x20AC;? â&#x20AC;˘ Thursday, Sept. 22, 8:30 to 11 a.m., â&#x20AC;&#x153;Creating a Social Media Plan.â&#x20AC;?

BNI â&#x20AC;&#x201C; The Valley Networkers chapter of Business Networking Intl. meets Thursdays at 11:30 a.m. at the DCTC Apple Valley Site at 14200 Cedar Ave. BNI is a networking group for business owners who are looking to increase their revenue. Only one person from each profession. Bring your own lunch. For more information, call Paula Sevenich at (952) 891-4057 or visit www. bni-mn.com BNI â&#x20AC;&#x201C; Networking meets Thursdays at 7:15 a.m. at the Round Bank in Farmington. For more information, contact Ellen at (952) 412-5287 or Lanny at (612) 386-2660. Professional Referral Exchange of Burnsville meets every Wednesday for breakfast at Dennyâ&#x20AC;&#x2122;s Restaurant. Meetings begin at 7 a.m. For more information, contact Jo Baecker, area director, at (612) 618-5347 or visit the website www.prorefx.com. Elite Executives Chapter of Business Networking International meets each Tuesday 7:30-9 a.m. at the Holiday Inn Express, 1950 Rahncliff Court, Eagan. Ongoing This structured networking group Platinum Partners, a chapter is open to all local business ownof BNI, welcomes one represen- ers but we do limit to one person tative from each profession and from each profession. For informeets every Wednesday morning mation, contact Shawn Moudry from 7:30 to 9 a.m. at the Lakev- (952) 451-6519. ille Green Mill. To learn more, call Beta Sigma Phi, PrecepAmy at (952) 226-7741. tor Alpha Delta Chapter, meets Creative Networking Pro- the second Wednesday of every fessionals, an independent busi- month at 7:30 at a memberâ&#x20AC;&#x2122;s ness networking group, meets home. For information, call (952) the first and third Tuesday of the 894-8831. month at JoJoâ&#x20AC;&#x2122;s Rise and Wine Network Results Chapter of in Burnsville from 8 to 9 a.m. The Business Network Internationgroup is focused on creating in- al, networking for local business terpersonal relationships to grow owners, only one person from business-to-business referrals. each profession. First two meetYearly dues are $65. New mem- ings are free. We meet every bers are welcome. Members are Wednesday for breakfast, 7-8:30 limited to one per professional a.m. at Roasted Pear, 14200 category. For more informa- Nicollet Ave. S., Burnsville. Call tion, contact Jeff Rothmeyer at Jim Culpepper for more informaJeffR@Roundbank.com or see tion: (612) 655-4339. www.CreativeNetworkingProfesNetworks Plus - Diversified sionals.com. Business Professionals ChapDakota Business Partners ter of Business Network Intermeets every Tuesday from 8:15- national, a business referral or9:30 a.m. at AmericInn, 17145 ganization. Meetings will be held Kenyon Ave. (just off Interstate Thursdays 11:30 a.m. â&#x20AC;&#x201C; 1 p.m. 35 and County Road 50), Lakev- at Savage City Hall, 6000 McColl ille. For why our group is different Drive, Savage, MN. All profesand more information visit www. sionals are invited to attend. Call dakotabusinesspartners.com or Crystal (952) 314-8676. find us on Facebook. Networking coffee group at Network Unlimited, a profes- Caribou Coffee will meet from sional networking chapter, meets 9:30-11:30 a.m. at Caribou CofTuesdays from 4:30 to 5:45 p.m. fee, 14638 Cedar Ave., on the at Cherokee Sirloin Room, Cliff second and fourth Mondays of Road and Nicols Road, Eagan. the month. Call (763) 783-4767 To see if your category is open go to register. to www.NetworkUnlimited.org. Grapevine Network â&#x20AC;&#x153;Com-

mon Denominatorâ&#x20AC;? Group meets Tuesdays from 7:30-8:45 a.m. at Coldwell Banker Burnet, 190 Cobblestone Lane, Burnsville. For information, call (952) 7465611 or visit www.thegrapevinenetwork.com. Grapevine Networking Group meets Wednesdays from 7:30-8:45 a.m. at Coldwell Banker Burnet, 190 Cobblestone Lane, Burnsville. For information, call (952) 746-5611 or visit www. thegrapevinenetwork.com. Kingdom Advisors members meet monthly for fellowship, training, networking, prayer, and sharing of best practices. Ron Blue or other recognized speakers (via DVD) cover a topic each month helping members integrate and apply Biblical financial wisdom into their professional advice. Visitors welcome. The S Metro Group meets at Family Financial Services, 151 W. Burnsville Parkway, Burnsville, from 7:30 to 9 a.m. on the fourth Tuesday of each month. POC is Jeff Robinson at (952) 890-6611. The SE Metro Group meets at 2918 Upper 55th St., Inver Grove Heights, the first Thursday of each month from 12 noon to 1 p.m. (bring your lunch). POC is Ginger Ewing at (651) 389-1177. The S.T.A.R. (South Twin Cities Area Referral) Networking Group meets 8 to 9 a.m. every Wednesday at Bremer Bank, 17600 Cedar Ave, Lakeville. Openings are available. For questions, call Kathy Andrade at (952) 997-1306. SHiFT network events are held Thursdays from 6:30 to 8 p.m. at Inver Hills Community College, 2500 E. 80th St., Inver Grove Heights. SHiFT is a nonprofit network connecting adults in mid-life transition with opportunities to seek meaningful work, new avocations, and a supportive community (www.shiftonline.org). Members: Free. Guests: $5. Womenâ&#x20AC;&#x2122;s Business Exchange meets the fourth Wednesday from 11:30 a.m. to 1 p.m. at Baskets On Occasion, 4580 Scott Trail, Suite 204, Eagan. Fee: $5 per meeting. For more information, contact Mary at (651) 994-8392 or visit www. meetup.com/womens-businessexchange-eagan. Seed Your Business referralbased networking group meets the first and third Wednesday at noon at Baskets On Occasion, 4580 Scott Trail, Suite 204, Eagan. Fee is $5 per meeting. Up to two professions per person. Contact Mary at (651) 994 8392.

RMS Professional Food Marketers, 13120 Myrtle Drive, Burnsville. Best Western Nicollet Inn, 14201 Nicollet Ave., Burnsville. Patchin Messner Dodd & Brumm, 13967 W. Preserve Blvd., Burnsville. Minnesota Event Productions, 2717 135th St., Burnsville. Excel Athlete Management Group, 201 W. Burnsville Parkway #100, Burnsville. Double Your Profits Blog, 8160 County Road 42 W. #300115, Savage. R.E. Umpires, 6704 140th St. W., Savage. Home Cleaning Innovations, 5201 W. 141st St., Savage. Real Living 1st MSP Realty, 4823 W. 123rd St., Savage. Sherryâ&#x20AC;&#x2122;s Child Care, 17000 Fieldcrest Ave., Farmington. Fine Pearl Earrings, 19660

Embers Ave., Farmington. Freethought House, 19154 Evening Star Way, Farmington. Stitch It Up, 25348 Blaine Ave., Farmington. Peace Of Mind Learning Center, 18060 Echo Terrace, Farmington. Pony Party Ranch, 24483 Chippendale Ave. W., Farmington. Connection Marketing & Design, 23185 Lawrence Way, Hastings. RG Construction & Consulting, 11373 Neal Ave. S., Hastings. Crossroads Shell Rapid Lube, 2975 Vermillion St., Hastings. Dragonfly, 8877 240th St. E., Lakeville. E & I Construction, 9605 206th St. W., Lakeville. Lakeville Truck Wash and Detail Center, 21178 Kenrick Ave.,

mount. Abbyâ&#x20AC;&#x2122;s Warehousing, 7350 Upper 164th St. W., Rosemount. Scoops Concessions, 331 Second Ave. S., South St. Paul. Kaposia Photography, 2400 Jewel Lane, South St. Paul. LaLa Land Daycare, 100 Homer St., South St. Paul. Floor Builders, 305 Fourth Ave. S., South St. Paul. #1 Quality Services, 791 Dodd Road, West St. Paul. Sweet Street, 1233 Bellows St., West St. Paul. Soleil Solutions, 1635 S. Robert St. #C-2, St. Paul. Henry Sibley Boys Swim & Dive Team Booster Club, 1082 Allen Ave., West St. Paul. R & S Properties of W. St. Paul, 2050 Ancell Road, St. Paul. Ace Prep, 890 Allen Ave., West St. Paul.

Assumed Names

Any individual, corporation, The Illustration Station, 4716 limited partnership or limited li- W. 125th St., Savage. ability company that conducts Leafley Lawn Care, 12646 business in Minnesota under a Joppa Ave. S., Savage. name other than their full legal Cyclone Custom Design, name, must file a Certificate of 4130 S. River Run, Savage. Assumed Name. Card Monster, 4809 W. 123rd St., Savage. Natural Stone Masonry, 2020 Banh Mi Duy Phat, 14055 Big Oak Drive, Burnsville. Highway 13, Savage. Joeâ&#x20AC;&#x2122;s Janitors, 1212 E. 132nd Minnkota Protective Services St., Burnsville. & Investigations, 12501 Portland Staged Advantage Designs, Ave. S. #206, Burnsville. 12700 Welcome Lane, Burnsville. Auto Recovery A/R ServicBlithe Hotels Group, 14201 es, 201 W. Burnsville Parkway Nicollet Ave., Burnsville. #130G, Burnsville. Burnsville Tobacco & Cigar, Hope Time, 421 E. Travelers 1278 County Road 42, Burnsville. Trail, Burnsville. Real Living Main Street ReBiihi Delivery, 12410 Birnamalty, 4823 W. 123rd St., Savage. wood Court, Burnsville. Prior Lake Chiropractic CenM & M Cleaning Services, ter, 14020 S. Highway 13 #650, 13525 Nicollet Lane, Burnsville. Savage. K.J. Carpet Cleaning & Home KinderMark, 7324 Amber- Detail Services, 1005 Aspen wood Lane, Savage. Drive, Burnsville.

Lakeville. Three Studios, 21336 Hytrail Circle, Lakeville. Liquid Lounge, 20965 Hydra Court, Lakeville. Civil Design Professionals, 17448 Horseshoe Way, Lakeville. Mattress Plus, 16442 Kenrick Ave., Lakeville. Raging Coders, 20182 Kensington Way, Lakeville. Western Mint, 17891 Keystone Path, Lakeville. Photography by Katie Jo, 21055 Itami Trail, Lakeville. Midwest BMW Restoration, 23371 Grandview Trail, Lakeville. Just Dip It, 16864 Island Ave., Lakeville. Jamie Jones Designs, 13512 Dahlia Court, Rosemount. Itâ&#x20AC;&#x2122;s Gone â&#x20AC;Ś Naturally, 4390 Derrymoor Court, Rosemount. Cakealicious Surprises, 15606 Danville Ave. W., Rose-

ďż˝ ďż˝ ďż˝

ďż˝

ďż˝ ďż˝

ďż˝ ďż˝ďż˝ ďż˝ ďż˝

ďż˝

ďż˝ ďż˝

ďż˝

ďż˝ ďż˝

ďż˝ ďż˝ ďż˝ ďż˝

ďż˝

mtighe@dcrchamber.com. â&#x20AC;˘ Wednesday, Aug. 24, noon to 1:15 p.m., ChamberNet at ProAct Inc., 3195 Neil Armstrong Blvd., Eagan. Lead sharing group. Information: Robb Sweetham (Provincial Bank) at (952) 469-9229. Apple Valley Chamber of Commerce events: â&#x20AC;˘ Friday, July 29, 6 p.m., Music in Kelley Park by Michael Monroe. Free. Beer and wine available. â&#x20AC;˘ Friday, Aug. 5, 6 p.m., Music in Kelley Park by Harold Torrence Latin Vibe. Free. Beer and wine available. â&#x20AC;˘ Wednesday, Aug. 10, 11:30 a.m. to 1 p.m., Chamber Luncheon. Information: Catherine at catherine@applevalleychamber. com. â&#x20AC;˘ Wednesday, Aug. 17, 4:30 to 6 p.m., Business After Hours, White Funeral Homes, 14560 Pennock Ave., Apple Valley. Burnsville Chamber of Commerce events: â&#x20AC;˘ Thursday, July 28, 9:30 a.m., ribbon cutting and grand opening of The North Country Woodshop, 1170 E. Cliff Road, Burnsville. Information: chamber@burnsvillechamber.com. â&#x20AC;˘ Thursday, Aug. 4, 4:30 to 6:30 p.m., Business After Hours, Chart House restaurant, 11287 Klamath Trail, Lakeville. Information: Anne at anne@burnsvillechamber.com. â&#x20AC;˘ Wednesday, Aug. 17, 8 to 8:30 a.m., ribbon cutting, Express Employment Professionals, 8718 Egan Drive, Savage. â&#x20AC;˘ Thursday, Aug. 25, 3:30 to 6:30 p.m., Fall Fling - Sporting Clay Challenge at Minnesota Horse and Hunt Club, 2920 220th St. E., Prior Lake. Cost: $65 for individual registration; $250 for a team of four. Information: Nicole Hernandez at (952) 435-6000 or nicole@burnsvillechamber.com. Lakeville Area Chamber of Commerce events: â&#x20AC;˘ Thursday, July 28, 4:30 to 6:30 p.m., Networking After Hours - Christmas in July, Brunswick Zone XL, 11129 162nd St. W. â&#x20AC;˘ Wednesday, Aug. 3, 7:30 to 8:30 a.m., Morning Brew, Lakeville Woods. â&#x20AC;˘ Tuesday, Aug. 23, 7 to 8:30 a.m., ribbon cutting at Park Nicollet Clinic, Lakeville. â&#x20AC;˘ Saturday, Aug. 27, Twins Night Out, 7:10 p.m. game time, Twins vs. Baltimore Orioles. River Heights Chamber of Commerce events: â&#x20AC;˘ Wednesday, Aug. 3, noon to

ďż˝

10A

July 28, 2011 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

! " #

$ %& ''(() * ' +,-.+

Dayton from Page 4A

However; during the next week there is an unforeseen development. Despite Daytonâ&#x20AC;&#x2122;s orchestrated plan to close down state government, the public seems to pay little attention. As the days go by it becomes more apparent that Daytonâ&#x20AC;&#x2122;s high stakes gamble of government shutdown is not working. Republican lawmakers continue their quest for a budget solution, but Dayton is unfazed and still is holding out his tax increase. Then, unexpectedly on

July 14 Dayton issues a public letter offering to accept the outline of the budget proposal GOP leaders made on June 30 with three conditions. Republican leaders agree to the framework of Daytonâ&#x20AC;&#x2122;s proposal and begin work on the final details of all appropriation bills. Five days later Dayton finally calls a special session and the legislature quickly passes a two-year funding plan; ending a 20-day government shutdown. In retrospect it is apparent that the three-week government shutdown could have

been avoided if Dayton had not been determined from the outset to shut down state government. His quest to shut down state government in order to force Republicans into accepting his tax increase failed. Phil Krinkie is a former Republican state representative from Lino Lakes and the president of the Taxpayers League of Minnesota. The eight-term lawmaker chaired the House Tax Committee and two other House panels. Krinkieâ&#x20AC;&#x2122;s e-mail is at: philk@ taxpayersleague.org.

Dakota County Business Contacts Apple Valley Chamber of Commerce Address: 14800 Galaxie Avenue, Suite 101, Apple Valley, MN 55124 Phone: (952) 432-8422 or 1-800-301-9435 Website: www.applevalleychamber.com E-mail: info@applevalleychamber.com

Burnsville Chamber of Commerce Address: 101 W. Burnsville Parkway, No. 150, Burnsville, MN 55337 Phone: (952) 435-6000 Fax: (952) 435-6972 Website: www.burnsvillechamber.com E-mail: chamber@burnsvillechamber.com

Burnsville Convention & Visitors Bureau Address: 12600 Nicollet Ave., Suite 100, Burnsville, MN 55337 Phone: (952) 895-4690 Fax: (952) 487-1777 Website: www.burnsvillemn.com

Lakeville Area Chamber of Commerce and Convention and Visitors Bureau Address: 19950 Dodd Blvd., Suite 101, Lakeville, MN 55044 Phone: (952) 469-2020 Website: www.lakevillechamber.org E-mail: info@lakevillechamber.org

Dakota County Regional Chamber of Commerce Address: 1121 Town Centre Drive, No. 102, Eagan, MN, 55123 Phone: (651) 452-9872 Fax: (651) 452-8978 Website: www.dcrchamber.com E-mail: info@dcrchamber.com

Eagan Convention and Visitors Bureau Address: 1501 Central Parkway, Eagan, MN 55121 Phone: (651) 675-5546 or 1-866-324-2620 Website: http://eaganmn.com E-mail: enjoyeagan@eaganmn.com

Downtown Lakeville Business Association Address: 8790 207th St. W., Suite 204, P.O. Box 371, Lakeville, MN 55044 E-mail: dlba@frontiernet.net Office Hours: Mondays and Wednesdays 9 a.m. to 2 p.m. Judy Tschumper is the director of the Downtown Lakeville Business Association.

Hastings Area Chamber of Commerce & Tourism Bureau Address: 111 Third St. E., Hastings, MN 55033 Phone: (651) 437-6775 or 1-888-612-6122 Fax: (651) 437-2697 Website: www.hastingsmn.org E-mail: info@hastingsmn.org

River Heights Chamber of Commerce Address: 5782 Blackshire Path, Inver Grove Heights, MN 55076 Phone: (651) 451-2266 Fax: (651) 451-0846 Website: www.riverheights.com E-mail: info@riverheights.com

Positively Minnesota Marketing Partnership Minnesota Department of Employment & Economic Development Address: 1st National Bank Building, 332 Minnesota St., Suite E200, St. Paul, MN 55101 Phone: (651) 259-7298 Fax: (651) 215-3841 E-mail: Positively.Minnesota@state.mn.us

Dakota Future Role: Provide site location assistance for firms considering Dakota County locations and serves as a general gateway for economic development services within Dakota County. Address: P.O. Box 240874, Apple Valley MN 55124-0874 E-mail: bill@dakotafuture.com Phone: (651)491-2551 Website: www.dakotafuture.com

Minnesota Workforce Centers in Burnsville and West St. Paul Role: Assist in the hiring and training of new employees, general gateway into Minnesota Department of Employment and Economic Development and other state agencies Phone: 612-821-4411 E-mail: terrell.towers@state.mn.us

South Metro SCORE Role: Counselors to Americaâ&#x20AC;&#x2122;s small businesses, free, confidential, face-to-face assistance from successful business mentors. Phone: (952) 890-7020 E-mail: southmetroscore@qwestoffice.com Website: www.score-southmetro.org

City Governments Role: Provide guidance through any real estate development process; may provide financial incentives through tax increment financing, local loan funds or state or federal business finance programs. Apple Valley, Bruce Nordquist Phone: (952) 953-2576 E-mail: bnordquist@ci.apple-valley.mn.us Website: www.ci.apple-valley.mn.us Burnsville, Skip Nienhaus Phone: (952) 895-4454 E-mail: skip.nienhaus@ci.burnsville.mn.us Website: www.burnsville.org Eagan, Jon Hohenstein Phone: (651) 675-5660 E-mail: jhohenstein@cityofeagan.com Website: www.ci.eagan.mn.us Farmington, Tina Hansmeier Phone: (651) 280-6821 E-mail: thansmeier@ci.farmington.mn.us Website: www.ci.farmington.mn.us Hastings, Shannon Rausch Phone: (651) 480-2344 E-mail: SRausch@ci.hastings.mn.us Website: www.ci.hastings.mn.us Inver Grove Heights, Jennifer Gale Phone: 651-451-2266 E-mail: Kevin@progressplus.org Website: www.ci.inver-grove-heights.mn.us Mendota Heights, Jim Danielson Phone: 651-452-1850 E-mail: jimd@mendota-heights.com Website: www.mendota-heights.com Lakeville, Dave Olson Phone: 952-985-4421 E-mail: dolson@ci.lakeville.mn.us Website: www.ci.lakeville.mn.us Rosemount, Kim Lindquist Phone: 651-322-2020 E-mail: Kim.lindquist@ci.rosemount.mn.us Website: www.ci.rosemount.mn.us South St. Paul, Jennifer Gale Phone: 651-451-2266 E-mail: kevin@progressplus.org www.southstpaul.org West St. Paul, Jim Hartshorn Phone: 651-552-4140 E-mail: Jim.hartshorn@ci.west-saint-paul.mn.us Website: www.ci.west-saint-paul.mn.us *Inver Grove Heights and South St. Paul use Progress Plus, an affiliate of the River Heights Chamber of Commerce, for their cityâ&#x20AC;&#x2122;s economic development services.

��

PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE

Notice of Public Sale: SS MINNESOTA, LLC, doing business as Simply Self Storage intends to enforce its lien on certain personal property belonging to the following, at the facility. The sale will take place (unless otherwise withdrawn) on Wednesday, August 10th, 2011 on or after 9am at the Simply Self Storage location at 801 Ladybird Ln, Burnsville, MN 55337. Phone 952-890-4888. This public sale will result in the goods being sold to the highest bidder. Certain terms and conditions apply. S. Pickus - unit 447-464 Electronics, Furniture, Mini bike P. Kimpling - unit 617 Shop vac, camping gear S. Leinum - unit 548-549 Misc. household items 2665259

7/21-7/28/11

PUBLIC NOTICE

Notice of Public Sale NOTICE IS HEREBY GIVEN, that on Thursday, August 4, 2011 at 1:00 p.m. at 17701 Kenyon Ave W. lot 077, Lakeville, Minnesota 55044, the following property will be sold by public auction by the Sheriff of Dakota County: 1971 RolloHome 14x66 Serial Number 1MH477 This sale will be held to satisfy a claim upon the above-described property held by Queen Anne Courts, pursuant to Minnesota Sections 504B.365 and 514. Upon information and belief, this property is owned by Gabriela Sanchez, Guvanni Alonzo and / or Lesley Alonzo. The amount of the claim against the above referenced property is $4236.33 computed to the date of sale, exclusive of the expenses of said sale and the advertising thereof, together with the actual expenses of making said sale. Dated: July 7, 2011 Queen Anne Courts 17701 Kenyon Ave W. Lakeville, Minnesota 55044 (952) 432-7979 or (952) 890-8440 2687179 7/14-7/28/11

PUBLIC NOTICE

NOTICE OF ASSOCIATION LIEN FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that default has occurred in the terms and conditions of the Declaration for Ridgeview Condominium Homes ("Declaration") as recorded in the office of the County Recorder in and for Dakota County, Minnesota, which said Declaration covers the following described property situated in the County of Dakota and State of Minnesota, to-wit: Apartment Number 302, 12920 Nicollet Avenue South, Condominium Ownership No. 15, Ridgeview Condominium Homes PROPERTY ADDRESS: 12920 Nicollet Avenue South Unit 302, Burnsville MN 55337 THAT, pursuant to said Declaration, there is claimed to be due and owing as of the date of this Notice by Marjorie Jones, as Unit owner, to Ridgeview Homeowners Association, the principal amount of One Thousand Nine Hundred Seventy Nine and 00/100 ($2,306.00) for condominium assessments; and that any action being now pending at law or otherwise to recover said debt or any part thereof has been discontinued, or that an execution upon any judgment rendered therein has been returned unsatisfied, in whole or in part, and; THAT, pursuant to said Declaration, and the statute in such case made and provided, said debt creates a lien upon said premises in favor of Ridgeview Homeowners Association, as evidenced by that Notice of Lien dated February 24, 2011, and recorded June 6, 2011 as Document No. 2804010 in the Dakota County Recorder's Office. THAT, notice is hereby given that by virtue of the power of sale created by statute, said lien will be foreclosed by the sale of said premises with the hereditiments and appurtenances thereto, which said sale will be made by the Sheriff of Dakota County, at public auction to the highest bidder, for cash, to pay the amount then due for said condominium assessments, together with the costs of foreclosure, including attorney's fees as allowed by law, as follows: DATE AND TIME OF SALE: September 14, 2011, at 10:00 A.M. PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Hastings, MN. The time allowed by law for redemption by the Unit owner, their personal representatives or assigns, is six (6) months from the date of said sale. If no redemption occurs, the property must be vacated by 11:59 PM on March 14, 2012. Dated: July 11, 2011 By ______/s/__________________ David J. Raymond, #221818 Attorney for Ridgeview Homeowners Association 5838 Blackshire Path Inver Grove Heights, MN 55076 651-455-3100 File # 144134 THIS COMMUNICATION IS FROM A DEBT COLLECTOR 2685423 7/21-8/25/11

NOTICE OF SALE OF GOODS IN STORAGE TO SATISFY WAREHOUSE’S LIEN Notice is hereby given to persons, herein after named and others interested that on 8/16/2011 at 10 o’clock in the AM of sale day, the goods hereafter described will be sold by auction to the highest bidder for cash at: Lake Marion Mini Storage 22595 Pillsbury Avenue Lakeville, MN 55044 Sale will be held in accordance with terms of a notice previously given the persons herein-after named and others interested, and in accordance with the lien herewith and such other charges as are valid lien against said goods, and for expenses of advertising said sale. The name of the owners or persons whose account said goods are held in storage and a description of the goods is as follows: Household/Tile Tools William Buttedal $700.00

2689724

Household Goods Jeffrey Fecke $430.00 7/28-8/4/11

PUBLIC NOTICE

NOTICE IS HEREBY GIVEN: That the personal property described as follows, to wit: Tuttle, Carinda Storage Items-Personal/ Household Property $1,491.00 David & Pricilla Lopez Storage Items-Personal/ Household Property $2,007.00 will be sold at public auction to be held by the Dakota County Sheriff, on the 3rd day of August, 2011 at 1:00PM. At 12400 Washburn Avenue South, in the city of Burnsville, county of Dakota, State of Minnesota, to and satisfy a lien which is obtained to be due there on from the above listed individuals as the owner thereof to Action Moving Services, Inc. in the sums of the above listed amounts. Computed to the day of said sale, exclusive of the expenses of said sale and the advertising thereof, together with the necessary expenses of advertising and making said sale; and that the grounds of said lien are as follows, to wit: Unpaid storage fees of owners personal and household property Dated: July 22, 2011 Paul Quehl Action Moving Services, Inc. 12400 Washburn Avenue South Burnsville, MN 55337 2673293 7/21-7/28/11P

PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE OF WILL AND INFORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-11-410 In Re: Estate of Peter Frank Sommo, Decedent. Notice is given that an Application for Informal Probate of Will and Informal Appointment of Personal Representative was filed with the Registrar, along with a Will dated February 1, 1999. The Registrar accepted the application and appointed Frances Sommo, whose address is 18933 Inca Avenue, Lakeville, MN 55044 to serve as the personal representative of the decedent’s estate. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Any objection to the appointment of the personal representative must be filed with the Court, and any properly filed objection will be heard by the Court after notice is provided to interested persons of the date of hearing on the objection. Unless objections are filed, and unless the Court orders otherwise, the personal representative has the full power to administer the estate, including, after thirty (30) days from the issuance of letters testamentary, the power to sell, encumber, lease, or distribute any interest in real estate owned by the decedent. Notice is further given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred. Dated: 7/18/11 Richard G. Spicer Judge WAGNER, FALCONER & JUDD, LTD. Naomi R. Baldwin, MN# 343079 Mark O. Anderson, MN # 0149457 1700 IDS Center 80 South 8th Street Minneapolis, MN 55402 Telephone: 612-339-1421 Facsimile: 612-392-3999 e-mail: nbaldwin@wfiltd.com manderson@wfiltd.com 2686464 7/21-7/28/11

Notice of Public Sale NOTICE IS HEREBY GIVEN, that on Wednesday, September 8, 2011 at 1:00 pm at 17701 Kenyon Ave W. lot 040, Lakeville, Minnesota 55044, the following property will be sold by public auction by the Sheriff of Dakota County: 1976 Liberty Serial #SW1310 12x56 This sale will be held to satisfy a claim upon the above-described property held by Queen Anne Courts, pursuant to Minnesota Sections 504B.365 and 514. Upon information and belief, this property is owned by Sandra Rojas. The amount of the claim against the above referenced property is $3,969.01 computed to the date of sale, exclusive of the expenses of said sale and the advertising thereof, together with the actual expenses of making said sale. Dated: July 25, 2011 Queen Anne Courts 17701 Kenyon Ave W. Lakeville, Minnesota 55044 (952) 435-7979 or (952) 890-8440 2694438 7/28-8/11/11

PUBLIC NOTICE

Notice of Hearing by Publication (Minor Name Change) Minn. Stat. § 259.10 State of Minnesota County Scott District Court First Judicial District Court File Number: 70-CV-11-13195 Case Type: Name Change In the Matter of the Application of: Alina Ivanovna Vogel On Behalf of: Kailey Alizabeth Derezinski For a Change of Name to: Kailey Alizabeth Vogel TO: Joseph Alan Derezinski, 18990 Inlet Road, Lakeville, MN 55044 An Application for Name Change has been filed by Alina Ivanovna Vogel for a change of name for the minor child(ren) Kailey Alizabeth Derezinski to Kailey Alizabeth Vogel. A hearing on this Application will be held at Scott County Govt Center, 200 Fourth Ave W, Shakopee, MN 55379 on August 25, 2011, at 9:00 A.M. You may obtain a copy of the Application for Name Change from Court Administration, Scott County Govt Center, 200 Fourth Ave W, Shakopee, MN 55379. If you do not appear at the scheduled hearing, the Petitioner’s Application for a Name Change for the minor child(ren) may be granted. Dated: July 20, 2011 Gregory M. Ess Court Administrator By: /s/ Audrey K Brown Deputy 2692870 7/28-8/11/11P

PUBLIC NOTICE

ORDER FOR HEARING AND NOTICE (PETITION TO TERMINATE PARENTAL RIGHTS PROCEEDINGS) STATE OF MINNESOTA COUNTY OF DAKOTA COUNTY COURT JUVENILE DIVISION File No. 19HA-JV-11-1411 In the Matter of the Welfare of L.Z., Child. TO: Alfredo Sosa-Castillo Krista Harvego, having filed in this Court, a petition alleging among other things that the above named child is, in need of protection or services, in this, viz: All rights of the parent named above to the child named above should be terminated based upon the following Minnesota Statute grounds: 260C.301, subd. 1(b)(1): The parent has abandoned the child. 260C.301, subd. 1(b)(2): The parent has substantially, continuously, or repeatedly refused or neglected to comply with the duties imposed upon that parent by the parent and child relationship, including but not limited to providing the child with necessary food, clothing, shelter, education, and other care and control necessary for the child’s physical, mental, or emotional health and development, if the parent is physically and financially able, and either reasonable efforts by the social services agency have failed to correct the conditions that formed the basis of the petition or reasonable efforts would be futile and therefore unreasonable. IF YOU FAIL TO APPEAR FOR THIS HEARING, THE COURT MAY CONDUCT THE HEARING IN YOUR ABSENCE AND THE HEARING MAY RESULT IN THE TERMINATION OF YOUR PARENTAL RIGHTS. IT IS ORDERED that said petition be heard and the facts concerning such child be examined by the Court in the C o u n t y C o u r t R o o m , i n t h e C o u rt House, in Hastings, Minnesota, on August 31, 2011 at 9:00 am, or as soon thereafter as said matter can be heard; IT IS FURTHER ORDERED that notice hereof be given to the following named persons by three weeks publiction in a legal newspaper as provided by law, viz: Alfredo Sosa-Castillo. Dated: July 13, 2011 Richard G. Spicer Judge 2692566 7/28-8/11/11

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: RMS Professional Food Marketers 2. State the address of the principal place of business: 13120 Myrtle Dr, Burnsville, MN 55337 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Susan Rohlwing, 13120 Myrtle Dr, Burnsville, MN 55337 Theodore Rohlwing, 13120 Myrtle Dr, Burnsville, MN 55337 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 6-24-11 Theodore Rohlwing - Owner 2685711 7/21-7/28/11P

PUBLIC NOTICE

ORDER TO SHOW CAUSE STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT COURT FILE NO. 19HA-CV-11-3788 In the Matter of the Petition of: Federal National Mortgage Association, in Relation to Certificate of Title No. 137042 issued for land in the County of Dakota and State of Minnesota legally described as follows: Lot Twenty-seven (27), Block Four (4), LAC LAVON SHORES 3RD ADDITION, according to the recorded plat thereof. TO: SEAN D. MCCARTHY; SUSAN MCCARTHY; NATIONAL CITY BANK; and to parties, if any, in possession of said premises adverse to the Petitioner. Upon receiving and filing the Report of the Examiner of Titles in the above entitled matter, IT IS HEREBY ORDERED, that you and all persons interested, appear before this Court on the 28th day of September, 2011, at 9:00 a.m. in the Dakota County Government Center, Hastings, Minnesota, and then, or as soon thereafter as said matter can be heard, show cause, if any there be, why this Court should not enter an Order as follows: That the Registrar of Titles, upon the filing with him of a certified copy of this Order, cancel Certificate of Title No. 137042 and enter a new Certificate of Title for the land therein described in favor of Federal National Mortgage Association, free from all other memorials now appearing on the present Certificate of Title, the last of which is Document No. 672441, and free also from the Memorial of this Order. IT IS FURTHER ORDERED, that this Order be served: a) at least 10 days prior to such hearing upon the above named parties residing in this State in the manner provided by law for the service of Summons in a civil action; b) it shall be served at least 14 days prior to such hearing upon any of the above named nonresidents by sending a copy of this Order to such nonresident at his post office address, by registered or certified mail, return receipt; c) it shall be served upon any party who cannot be found by two weeks published notice and by sending a copy of this Order at least 14 days prior to the hearing by first class mail to such party at this last known address and by sending another copy of this Order at least 14 days prior to the hearing by first class mail to his address as stated on the Certificate of Title if an address is so stated. DATED: 7-19-11 BY THE COURT: Michael V. Sovis Judge of District Court APPROVED: JAMES P. O’CONNELL EXAMINER OF TITLES BY: /s/ JAMES P. O’CONNELL Attorney for Petitioner: Adam Soczynski Usset, Weingarden & Liebo, PLLP 4500 Park Glen Road #300 Minneapolis, MN 55416 Attendance is not required at said hearing except to object to the entry of the above described Order. 2693807 7/28-8/4/11

NOTICE OF INFORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT PROBATE DIVISION Court File No. 19HA-PR-11-429 In Re: Estate of John P. Layman, Decedent NOTICE TO ALL INTERESTED PERSONS AND CREDITORS: Notice is hereby given that informal appointment of Dreya N.L. Morrigan whose address is 4601 Oakland Ave. S., Minneapolis, MN 55407 as personal representative of the estate of the above decedent, has been made. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative and the personal representative is empowered to fully administer the estate including, after 30 days from the date of issuance of his letters, the power to sell, encumber, lease or distribute real estate, unless objections thereto are filed with the Court (pursuant to Section 524.3-607) and the Court otherwise orders. Notice is further given that ALL CREDITORS having claims against said estate are required to present the same to said personal representative or to the Court Administrator within four months after the date of this notice or said claims will be barred. Dated: 7/11/11 Richard G. Spicer Judge Attorney Forrest M. Anderson #1946 7200 - 80th Street South Cottage Grove, MN 55016 (651) 459-0955 2694276 7/28-8/4/11

PUBLIC NOTICE

ORDINANCE NO. 882 CITY OF LAKEVILLE COUNTY OF DAKOTA, MINNESOTA AN ORDINANCE AMENDING TITLE 11 OF THE LAKEVILLE CITY CODE, THE ZONING ORDINANCE, CONCERNING VARIANCES THE CITY COUNCIL OF THE CITY OF LAKEVILLE, MINNESOTA ORDAINS: SECTION 1. Section 11-6-1 of the Lakeville City Code is amended to provide as follows: 11-6-1: PURPOSE: The purpose of this chapter is to provide for deviations from the literal provisions of this title in instances where their strict enforcement would cause practical difficulties because of circumstances unique to the individual property under consideration, and to grant such variances only when it is demonstrated that such actions will be in keeping with the spirit and intent of this title. SECTION 2. Section 11-6-5 of the Lakeville City Code is amended to provide as follows: 11-6-5: REVIEW CRITERIA: The board of adjustment shall not approve any variance request (major or minor) unless they find failure to grant the variance will result in practical difficulties. "Practical difficulties" means that the property owner proposes to use the property in a reasonable manner not permitted by this section. Economic considerations alone do not constitute practical difficulties. Practical difficulties include, but are not limited to, inadequate access to direct sunlight for solar energy systems. The following criteria must also be met: A. That the variance would be consistent with the comprehensive plan. B. That the variance would be in harmony with the general purposes and intent of this Title. C. That the plight of the landowner is due to circumstances unique to the property not created by the landowner. D. That the purpose of the variance is not exclusively economic considerations. E. That the granting of the variance will not alter the essential character of the neighborhood in which the parcel of land is located. F. That the requested variance is the minimum action required to eliminate the practical difficulty. G. Variances may not be approved for any use that is not allowed under this section for property in the zone where the affected person's land is located. SECTION 3. Section 11-6-7A.1.b (1) of the Lakeville City Code is amended to provide as follows: (1) Cases where practical difficulties to existing buildings or platted property are created as a result of public action or change in ordinance standards. SECTION 4. This Ordinance shall be effective immediately upon its passage and publication. ADOPTED by the City Council of the City of Lakeville, Minnesota this 18th day of July, 2011. CITY OF LAKEVILLE BY: __________________ Mark Bellows, Mayor ATTEST: ____________________________ Charlene Friedges, City Clerk 2693266 7/28/11

NOTICE OF INFORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT DISTRICT COURT PROBATE DIVISION Court File No. 19HA-PR-11-404 Estate of Maxfield W. Norton, Decedent Notice is given that an application for informal probate of the Decedent’s will dated April 30, 1993 and codicil to the will, dated June 3, 2003, has been filed with the Registrar. The application has been granted. Notice is also given that the Registrar has informally appointed Charles L. Norton and Alan P. Norton whose address is 4818 Moon Lake Cr., White Bear Twp, MN 55127 and 11324 Clarion Way, Minnetonka, MN 55343, respectively, as personal representative of the Estate of the Decedent. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Unless objections are filed with the Court (pursuant to Minn. Stat. 524.3-607) and the Court otherwise orders, the personal representative has full power to administer the Estate, including, after 30 days from the date of issuance of letters, the power to sell, encumber, lease or distribute real estate. Any objections to the probate of the Will or appointment of Personal Representative must be filed with this Court and will be heard by the Court after the filing of an appropriate petition and proper notice of hearing. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this notice or the claims will be barred. Dated: 7/14/11 Richard G. Spicer Judge Attorney for Applicant Shehla P. Tauscher Briggs and Morgan, P.A. 332 Minnesota St., #W2200 St. Paul, MN 55101 25938X 651-808-6616 FAX: 651-808-6450 Email: stauscher@briggs.com 2685377 7/21-7/28/11

PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT DISTRICT COURT PROBATE DIVISION Court File No. 19HA-PR-11-406 Estate of Donna M. Miller a/k/a Donna Mae Miller, Decedent Notice is given that an application for informal probate of the Decedent’s will dated 11/16/1999 has been filed with the Registrar. The application has been granted. Notice is also given that the Registrar has informally appointed Mark M. Miller whose address is 9057 Glacier Bay, Woodbury, MN 55125 as personal representative of the Estate of the Decedent. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Unless objections are filed with the Court (pursuant to Minn. Stat. 524.3-607) and the Court otherwise orders, the personal representative has full power to administer the Estate, including, after 30 days from the date of issuance of letters, the power to sell, encumber, lease or distribute real estate. Any objections to the probate of the Will or appointment of the Personal Representative must be filed with this Court and will be heard by the Court after the filing of an appropriate petition and proper notice of hearing. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. A charitable beneficiary may request notice of the probate proceedings be given to the Attorney General pursuant to Minn. Stat. 501B.41, subd. 5. Dated: 7/14/11 Richard G. Spicer Judge Attorney for Applicant Warren E. Peterson Peterson, Fram & Bergman, P.A. 55 E. Fifth St, Suite 800 St. Paul, MN 55101-1718 Attorney License No: 86423 Telephone: 651-291-8955 FAX: 651-228-1753 Email: wpeterson@pfb-pa.com 2686335 7/21-7/28/11

��

PUBLIC NOTICE

Notice of Issuance of Harassment Order For Relief by Publication State of Minnesota County Dakota District Court First Judicial District Court File Number: 10AV-CV-11-1991 Case Type: Harassment Brandi Luong, Petitioner(s) vs. Tiuana Rogers & obo minors, Respondent(s) To Respondent named above: YOU ARE HEREBY NOTIFIED that a Harassment Order For Relief has been issued in the above matter. You may request a hearing on this matter if you file a Request For Hearing with the Court within 45 days of issuance of the Harassment Order For Relief. You may obtain a copy of the Harassment Order For Relief from the court administrator’s office at the following address: Western Service Center, 14955 Galaxie Ave., Apple Valley, MN. Failure to appear at a scheduled hearing or to obtain a copy of the Harassment Order For Relief will not be a defense to prosecution for violation of the Court’s order. Date: July 20, 2011 Carolyn M. Renn Court Administrator Pam Schadegg Deputy 2689026 7/28/11

PUBLIC NOTICE

Notice of Issuance of Emergency (Ex Parte) Order for Protection by Publication (Minn. Stat. § 518B.01, subd. 8) State of Minnesota County Dakota District Court 1st Judicial District Court File Number: 19AV-FA-11-2043 Case Type: Domestic Abuse In the Matter of: April Ann Smith, Petitioner vs. Andrew Luostaro, Respondent To Respondent named above: YOU ARE HEREBY NOTIFIED that an Ex Parte Order for Protection has been issued in the above matter. You may request a hearing if you contact the court administrator’s office within 12 days of the date of publication of this notice. You may obtain a copy of the Ex Parte Order for Protection and the form to request a hearing from the court administrator’s office at the following address: District Court, 14955 Galaxie Avenue, Apple Valley, M N 55124. Failure to request a hearing or to obtain a copy of the Ex Parte Order will not be a defense to prosecution for violation of the Court’s order. Date: July 21, 2011 Carolyn Renn Court Administrator Valerie Blomquist Deputy 2692347 7/28/11

PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE

CORRIGAN ELECTRIC COMPANY NOTICE TO CREDITORS AND CLAIMANTS THIS IS NOTICE TO ALL CREDITORS AND CLAIMANTS OF CORRIGAN ELECTRIC COMPANY: Pursuant to Minnesota Statutes Section 302A.727: Corrigan Electric Company, a Minnesota corporation (the “Corporation”) is in the process of dissolving. The Corporation has filed with the Minnesota Secretary of State a Notice of Intent to Dissolve. The Notice of Intent to Dissolve was filed on June 27, 2011. Any and all written claims against the Corporation must be submitted in writing to: Corrigan Electric Company 3065 145th Street West Rosemount, Minnesota 55068 Attention: Donald Corrigan. All claims must be received no later than the “deadline” of October 15, 2011. NOTE that a creditor or claimant who fails to file a claim on or before the Deadline is barred from suing on that claim or otherwise realizing upon or enforcing it, except as provided in Minnesota Statutes Section 302A.781. CORRIGAN ELECTRIC COMPANY By: /s/ Donald J. Corrigan Its: President 2668765 7/7-7/28/11

PUBLIC NOTICE

ORDER AND NOTICE OF HEARING ON PETITION FOR SUMMARY ASSIGNMENT OR DISTRIBUTION AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT PROBATE DIVISION Court File No. 19HA-PR-11-431 In Re: Estate of MARTHA J. WOODBURN also known as MARTHA JANE WOODBURN, Deceased. TO ALL INTERESTED PERSONS AND CREDITORS: It is Ordered and Notice is hereby given that on the 29th day of August, 2011, at 9:00 o’clock A.M., a hearing will be held in the above named Court at Dakota County Judicial Center, Hastings, Minnesota, on the petition of J a m e s M . W o o d b u r n fo r s u m m a r y assignment or distribution; any objections thereto must be filed with the Court. Notice is further given that ALL CREDITORS having claims against said estate are required to present the same to the Clerk of the Court within four months after the date of this notice or said claims will be barred. Dated: 7/26, 2011 Edward Lynch Judge DAVID L. GRANNIS Attorney I.D. No: 36808 Grannis & Grannis, P.A. Attorney for Petitioner 412 Southview Boulevard, Suite 100 South St. Paul, MN 55075 Telephone: (651) 455-1661 2694325 7/28-8/4/11

PUBLIC NOTICE PUBLIC NOTICE NOTICE AND ORDER OF HEARING

ON PETITION FOR PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT DISTRICT COURT PROBATE DIVISION Court File No. 19HA-PR-11-409 Estate of Thalia E. Kretzschmar, Decedent It is Ordered and Notice is given that on 8-15-11, at 9:00 a.m., a hearing will be held in this Court at 1560 Highway 55, Hastings, Minnesota, for the formal probate of an instrument purporting to be the Will of the Decedent dated, October 1, 2009, and (“Will”), and for the appointment of Barbara Precht, whose address is 7090 Upper 136th Street West, Apple Valley, MN, 55124 as Personal Representative of the Estate of the Decedent in an UNSUPERVISED administration. Any objections to the petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the Personal Representative will be appointed with full power to administer the Estate including the power to collect all assets, to pay all legal debts, claims, taxes and expenses, to sell real and personal property, and to do all necessary acts for the Estate. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the Personal Representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. A charitable beneficiary may request notice of the probate proceedings be given to the Attorney General pursuant to Minn. Stat. 501B.41, subd. 5. Dated: 7/18/11 BY THE COURT Richard G. Spicer Judge of District Court Attorney for Petitioner Robert M. Wasilensky 13603 Grand Avenue Burnsville, MN, 55337 Attorney License No: 162279 Telephone: (952) 894-3959 FAX: (952) 894-3465 Email: rwasilensk@qwest.net 2685835 7/21-7/28/11

NOTICE OF INFORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-11-407 In Re: Estate of Merle Winton Martenson a/k/a Winton Merle Martenson, Decedent. Notice is given that an Application for Informal Appointment of Personal Representative was filed with the Registrar. The Registrar accepted the application and appointed Joanne Kuebler, whose address is 1602 Murphy Parkway, Eagan, MN 55122, to serve as the personal representative of the decedent’s estate. Any heir or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Any objection to the appointment of the personal representative must be filed with the Court, and any properly filed objection will be heard by the Court after notice is provided to interested persons of the date of hearing on the objection. Unless objections are filed, and unless the Court orders otherwise, the personal representative has the full power to administer the estate, including, after thirty (30) days from the issuance of letters of general administration, the power to sell, encumber, lease, or distribute any interest in real estate owned by the decedent. Notice is further given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred. Dated: 7/18/11 Richard G. Spicer Judge Siegel Brill, P.A. Melanie J. Triplett, Esq. MN# 0389038 100 Washington Avenue South, Suite 1300 Minneapolis, Minnesota 55401 Telephone: (612) 337-6100 Facsimile: (612) 339-6591 e-mail: melanietriplett@siegelbrill.com 2686370 7/21-7/28/11

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: North Star Sales & Distribution 2. State the address of the principal place of business: 3348 Sherman Court 301, Eagan, MN 55121 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. North Star Imports LLC, 3348 Sherman Ct, Eagan, MN 55121 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath. Date: 5/11/2011 Paul C. Thoemke, Controller 2683216 7/21-7/28/11P

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: Becks Montessori Accelerated Learning Center 2. State the address of the principal place of business: 4130 Blackhawk Rd, Suite 124, Eagan, MN 55122 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Minnesota Montessori Accelerated Learning Center, Inc., 1517 Sussex Ct, Shakopee, MN 55379 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 7/5/11 Timothy Edmund, Vice President 2693894 7/28-8/4/11P

PUBLIC NOTICE

NOTICE AND ORDER FOR HEARING ON PETITION FOR DESCENT OF PROPERTY STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-11-415 ESTATE OF LOTTIE A. GLYN, DECEDENT A Petition for Determination of Descent has been filed with this Court. The Petition represents that the Decedent died more than three years ago, leaving property in Minnesota and requests the probate of Decedent’s last will, if any, and the descent of such property be determined and assigned by this Court to the persons entitled to the property. Any objections to the Petition must be filed with the Court prior to or raised at the hearing. If proper, and no objections are filed or raised, the Petition may be granted. IT IS ORDERED and Notice is further given, that the Petition will be heard on 8-15-2011 at 9:00 a.m. by this Court at the Dakota County Judicial Center, 1560 Highway 55, Hastings, Minnesota. (1) Notice shall be given to all interested persons (Minn. Stat. 524.1-401) and persons who have filed a demand for notice pursuant to Minn. Stat. 524.3-204. (2) Notice shall be be given by publishing the Notice and Order as provided by law and by: Mailing a copy of this Notice and Order at least 14 days prior to the hearing date. Date: 7-18-11 Michael V Sovis Judge (COURT SEAL) Attorney For Petitioner JAMES P. O’CONNELL O’CONNELL LAW OFFICE, LLC 906 VERMILLION STREET P.O. BOX 6 HASTINGS, MN 55033-0006 651-437-4188 ATTY. I.D. NO. 80718 2686542 7/21-7/28/11

NOTICE OF HEARING STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Case Type: Contract Court File No.: 19-HA-CV-11-3778 __________________________________ First National Bank, Plaintiff, vs. Sherri R. McClellan; Norman Saas; Defendants. __________________________________ TO: Sherri R. McClellan, 56 Shannon Drive, Hastings, MN 55033; Norman Saas, 612 Spring St. Kenyon, MN 55946. PLEASE TAKE NOTICE that a hearing will be held on August 16, 2011 at 9:00 A.M., at the Dakota County Judicial Center, 1560 Highway 55, Hastings, MN 55033, to determine whether the Sheriff shall remove from your possession and deliver to First National Bank, (hereinafter “claimant”) the following property: 1998 REDMAN HOMES NEW MOON (Serial Number 11257146) Located at: 56 Shannon Drive Hastings, MN 55033 You have a right to appear at this hearing on your own behalf or with an attorney. You will have the opportunity to present defenses to the claimant’s claims and to state reasons why the property described above should not be taken. If the Court determines that the claimant has a right to have possession of the property while this lawsuit is pending, you may nevertheless keep the property until the lawsuit is decided if you file with the Court a surety bond in the amount of $23,065. This amount is 1-1/4 times the claimant’s estimate of the value of the property. If you believe the value of the property is overstated, you may ask the court to lower it. If you do not appear at the hearing, the Court has authority to issue an order directing that the above-described property be immediately taken from your possession. A second copy of the motion and supporting affidavits originally served upon you July 11, 2011 have been attached hereto. Dated: 7/13/11 MACKALL, CROUNSE & MOORE, PLC By: /s/ Daniel J. Sathre (#0390488) 1400 AT&T Tower 901 Marquette Avenue Minneapolis, Minnesota 55402 612-305-1400 Attorneys for Plaintiff First National Bank 2686917 7/21-8/4/11

PUBLIC NOTICE

NOTICE OF SHERIFF’S SALE UNDER JUDGMENT AND DECREE (Real Property) STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No: 19HA-CV-10-5267 Case Type: Foreclosure of Mortgage _______________________________________ Security Financial Bank, f/k/a Security National Bank, a Wisconsin banking institution, Plaintiff, v. MRV-A, LLC, a Minnesota limited liability company, MRV I, LLC, a Minnesota limited liability company, Kendall W. Corbin, Susanne G. Corbin, Western States Life Insurance Co., TMG Life Insurance Company, Unknown Tenants, John Doe, Mary Rowe, and XYZ Corporation, and JV Properties, LLC, Defendants. _______________________________________ NOTICE IS HEREBY GIVEN, that pursuant to and by virtue of a Judgment and Decree entered in the above-entitled action on November 17, 2010, a certified copy of which has been delivered to me, directing the sale of the subject real property to satisfy the amount found and adjudged due Plaintiff from Defendants Kendall W. Corbin and Susanne G. Corbin, the Sheriff of Dakota County will sell at public auction, to the highest bidder, for cash, on September 14, 2011, at 10:00 a.m., at the Dakota County Law Enforcement Center, 1580 Highway 55, Hastings, Minnesota 55033, the premises and real estate described in the Judgment and Decree of Foreclosure, to wit: Lot One (1), Block One (1), BURNSVILE WEST, according to the recorded plat thereof, Dakota County, Minnesota. PID: 02.16100.010.01 commonly known as 12735-51 County Road 5, Burnsville, Minnesota 55337 and 12751 County Road 5, Burnsville, Minnesota 55337. The common address is for reference purposes only. The sale is subject to redemption by the mortgagors, their personal representatives or assigns within six (6) months from the date of confirmation of the sale, unless reduced to five (5) weeks under Minn. Stats. §580.07. DAVE BELLOWS Sheriff of Dakota County, Minnesota By: /s/ Jim Rogers #162 Drafted By: Eckberg, Lammers, Briggs, Wolff & Vierling, P.L.L.P. (NJV) 1809 Northwestern Avenue Stillwater, MN 55082 (651) 439-2878 Plaintiff's Attorney 2690872 7/28-9/1/11

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: Junk Eco 2. State the address of the principal place of business: 2021 Southcross Dr. W. #105, Burnsville, MN 55306 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Scott M. Petersen, 2021 Southcross Dr., W. #105, Burnsville, MN 55306 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath. Date: 8-19-10 Signed: Scott Petersen Owner 2694373 7/28-8/4/11P

MINNESOTA SECRETARY OF STATE ARTICLES OF ORGANIZATION FOR A LIMITED LIABILITY COMPANY MINNESOTA STATUTES CHAPTER 322B 1. Name of Company: Kelleher Transportation, LLC 2. Registered Office Address: 13189 Heritage Way, Apple Valley, MN 55124 3. Does this LLC own, lease or have any interest in agricultural land or land capable of being farmed? No 4. Organizers I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Organizer’s Name, Complete Address and Signature: Talla Antonczak, 13189 Heritage Way, Apple Valley, MN 55124 Talla Antonczak 2692597 7/28-8/4/11P

PUBLIC NOTICE PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 15, 2007 MORTGAGOR: Amy Loscheider, a single person MORTGAGEE: Bremer Bank, National Association, a national association organized under the laws of the United States of America DATE AND PLACE OF RECORDING: Recorded January 24, 2008, in the office of the County Recorder, as Document No. 2567974, Dakota County, Minnesota. MORTGAGED PROPERTY ADDRESSES: 4130 Rahn Road #305, Eagan, Minnesota 55122 T A X P A R C E L I . D . N O S. 10-22470-03-305 LEGAL DESCRIPTION OF PROPERTY: Unit No. B305, CIC No. 468, Eagan Gardens, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $104,400.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $104,084.65 INTEREST RATE AND PER DIEM: Current interest rate is 6.00%, with a daily per diem of $ 16.37. That prior to commencement of this mortgage foreclosure proceeding Mortgagee complied with all notice requirements by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 12, 2011, at 10:00 am. PLACE OF SALE: Dakota County Sheriff's Office, Law Enforcement Center, 1580 Highway 55, Hastings, Minnesota 55033, to pay the debt then secured by said Mortgage, taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. DATE AND TIME MORTGAGOR MUST VACATE THE PREMISES: March 12, 2012, at 11:59 p.m. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE (5) WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: July 20, 2011 MESSERLI & KRAMER P.A. By: /s/ Creig Andreasen Creig Andreasen (Lic. #334832) 1400 Fifth Street Towers 100 South Fifth Street Minneapolis, MN 55402-1217 (612) 672-3600 Attorney in Fact for Bremer Bank, National Association IMPORTANT NOTICE This communication is from a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose. 11604-1605 2688846 7/28-9/1/11

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: Midwest Coring & Drilling 2. State the address of the principal place of business: 1333 Larc Industrial Blvd, Burnsville, MN 55337 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Blue Dot Construction Services, LLC, 1333 Larc Industrial Blvd, Burnsville, MN 55337 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 7/11/11 Joe Studnicka, Co-Owner 2680183 7/21-7/28/11P

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE AMENDMENT TO CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: All God’s Children Christian Learning Center & Daycare 2. State the address of the principal place of business: 16120 Cedar Ave So, Rosemount, MN 55068 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Rainbows & Sunshine LLC, 16201 Goodview TR, Lakeville MN 55044 4. This certificate is an amendment of Certificate of Assumed name number 218561 originally filed on 3/4/1999 under the name Wolliott Daycare Inc. (original nameholder, to be changed to Rainbows & Sunshine LLC). 5. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 6/24/2011 Roberta R Dascalos (authorized by David Elliott) 2690446 7/28-8/4/11P

��

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: It’s A Dog’s World 2. State the address of the principal place of business: 1006 Marie Avenue, South St Paul, MN 55075 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Roxanne Johnson, 1006 Marie Avenue, South St Paul, MN 55075 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 25 July, 2011 Roxanne Johnson Owner 2693957 7/28-8/4/11P

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: JBH Financial Consultants 2. State the address of the principal place of business: 1339 Jackson Drive, Hastings, MN 55033 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. John B. Hermanson, 1339 Jackson Drive, Hastings, MN 55033 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 5.5.11 John B. Hermanson 2690471 7/28-8/4/11P

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: Wiki Wiki Kitchen & Bath 2. State the address of the principal place of business: 13482 Georgia Ct, Apple Valley, MN 55124 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Ohana Construction Inc, 13482 Georgia Ct, Apple Valley, MN 55124 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 6-17-2011 Marguerite I Hoogs, owner Ohana Construction Inc. 2694070 7/28-8/4/11P

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: Photography by Katie Jo 2. State the address of the principal place of business: 21055 Itami Trail, Lakeville, MN 55044 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Katherine OBrien, 21055 Itami Trail, Lakeville, MN 55044 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 6/15/11 Katherine OBrien - Owner 2694483 7/28-8/4/11P

PUBLIC NOTICE

NOTICE OF INFORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-11-417 In Re: Estate of MAXINE EDITH STENGRIM, Decedent. Notice is given that an Application for Informal Appointment of Personal Representative was filed with the Registrar. The Registrar accepted the application and appointed Richard Stengrim, whose address is 229 North Main Street, P.O. Box 175, Wykoff, MN 55990, to serve as the personal representative of the decedent’s estate. Any heir or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Any objection to the appointment of the personal representative must be filed with the Court, and any properly filed objection will be heard by the Court after notice is provided to interested persons of the date of hearing on the objection. Unless objections are filed, and unless the Court orders otherwise, the personal representative has the full power to administer the estate, including, after thirty (30) days from the issuance of letters of general administration, the power to sell, encumber, lease, or distribute any interest in real estate owned by the decedent. Notice is further given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred. Dated: 7/18/11 Richard G. Spicer Judge Matthew J. Opat, P.A. Matthew J. Opat MN# 82636 22 SE 2nd Street, P.O. Box 455 Chatfield, MN 55923 Telephone: (507) 867-4080 2686140 7/28-8/4/11P

PUBLIC NOTICE

SUMMONS (for publication) STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT (Mortgage Foreclosure by Action) Court File No. 19HA-CV-11-3836 ____________________________________ U.S. Bank National Association, Plaintiff, v. Scott L. Johnson, The Regency Homeowners Association, U.S. Bank National Association ND, J. Doe I-V and XYZ Co. I-V, Defendants. _____________________________________ THIS SUMMONS IS DIRECTED TO THE ABOVE-NAMED DEFENDANTS: 1. YOU ARE BEING SUED. The Plaintiff has started a lawsuit against you. The Plaintiff's Complaint against you is on file in the office of the court administrator of the above-named court. Do not throw these papers away. They are official papers that affect your rights. You must respond to this lawsuit even though it may not yet be filed with the Court and there may be no court file number on this summons. 2. YOU MUST REPLY WITHIN 20 DAYS TO PROTECT YOUR RIGHTS. You must give or mail to the person who signed this summons a written response called an Answer within 20 days of the date on which you received

days of the date on which you received this Summons. You must send a copy of your Answer to the person who signed this summons located at: Stein & Moore, P.A., 332 Minnesota Street, Suite W-1650, St. Paul, MN 55101. 3. YOU MUST RESPOND TO EACH CLAIM . The Answer is your written response to the Plaintiff's Complaint. In your Answer you must state whether you agree or disagree with each paragraph of the Complaint. If you believe the Plaintiff should not be given everything asked for in the Complaint, you must say so in your Answer. 4. YOU WILL LOSE YOUR CASE IF YOU DO NOT SEND A WRITTEN RESPONSE TO THE COMPLAINT TO THE PERSON WHO SIGNED T H I S S U M M O N S. I f y o u d o n o t Answer within 20 days, you will lose this case. You will not get to tell your side of the story, and the Court may decide against you and award the Plaintiff everything asked for in the Complaint. If you do not want to contest the claims stated in the Complaint, you do not need to respond. A default judgment can then be entered against you for the relief requested in the Complaint. 5. LEGAL ASSISTANCE. You may wish to get legal help from a lawyer. If you do not have a lawyer, the Court Administrator may have information about places where you can get legal assistance. Even if you cannot get legal help, you must still provide a written Answer to protect your rights or you may lose the case. 6. ALTERNATIVE DISPUTE RESOLUTION. The parties may agree to or be ordered to participate in an alternative dispute resolution process under Rule 114 of the Minnesota General Rules of Practice. You must still send your written response to the Complaint even if you expect to use alternative means of resolving this dispute. 7. THIS LAWSUIT MAY AFFECT OR BRING INTO QUESTION TITLE TO REAL PROPERTY located in Dakota County, State of Minnesota, legally described as follows: Apartment No. C-1 together with .874% of undivided interest in the common areas and facilities Regency Condominium Homes, a condominium with a post office address of 2009 East 122nd Street, Burnsville, Minnesota; located on the following described land: That part of the Southwest Quarter of Section 36, Township 27, Range 24, Dakota County, Minnesota, described as follows: The West 660.00 feet of the North 463.1 feet, except the West 235.0 feet of the South 423.0 feet of the North 463.1 feet thereof; And also that part of the West 660.0 feet lying South of the North 463.1 feet, and East of the West 205.65 feet and North of the following described line: Beginning at a point on the West line of the Southwest Quarter of Section 36, distant 589.4 feet South of the Northwest corner thereof; thence Northeasterly at an angle of 85 degrees 30 minutes to the West line of said Southwest Quarter, to its intersection with the East line of the West 660.0 feet and there terminating, according to the Declaration and attached By-Laws filed as Document No. 76910 on the 11th day of March 1975, and the Floor Plans filed as Document No. 76911 on the 11th day of March, 1975, and Amendment to Declaration filed as Document No. 77386, files of Registrar of Titles, Dakota County, Minnesota, as Condominium Floor Plans No. 19 which apartment is restricted to use for residential purposes only as more fully set out in said Declaration and Bylaws. Subject to the provisions of the Minnesota Condominium Act, Minnesota Statutes, Chapter 515. Together with Garage No. 73. The object of this action is to foreclose the mortgage executed by Defendant Scott L. Johnson dated June 8, 2001, and filed for record in the office of the Dakota County Registrar of Titles on February 28, 2011 as Document No. 676356. Date: July 21, 2011 STEIN & MOORE, P.A. By: /s/ Ralph L. Moore Ralph L. Moore, I.D. #74780 Attorneys for Plaintiff 332 Minnesota St., Suite W-1650 St. Paul, MN 55101 (651) 224-9683 (651) 223-5212 fax 2692428 7/28-8/11/11

PUBLIC NOTICE

SUMMONS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Case type: Other civil (Quiet Title Action) Court File No. Pending _______________________________________ Madland Properties II, LLC, Plaintiff, v. Robert A. Zywiec, Gloria A. Stefani f/k/a Gloria A. Zywiec, Arthur J. Thell, Michael R. Edge, Neal M. McPhillips, the City of South St. Paul, the unknown heirs of John Kochendorfer, the unknown heirs of James John Rossi, and all other persons unknown claiming any right, title, estate, interest, or lien in the real estate described in the complaint herein. Defendants. _______________________________________ THIS SUMMONS IS DIRECTED TO THE

THIS SUMMONS IS DIRECTED TO THE ABOVE NAMED DEFENDANTS; 1. YOU ARE BEING SUED. The Plaintiffs have started a lawsuit against you. The Plaintiff's Complaint against you is attached to this Summons. Do not throw these papers away. They are official papers that affect your rights. You must respond to this lawsuit even though it may not yet be filed with the Court and there may be no court file number on this Summons. 2. YOU MUST REPLY WITHIN 20 DAYS TO PROTECT YOUR RIGHTS. You must give or mail to the person who signed this summons a written response called an Answer within 20 days of the date on which you received this Summons. You must send a copy of your Answer to the person who signed this Summons located at Bradley N. Beisel Beisel & Dunlevy, P.A. 282 U.S. Trust Center 730 Second Ave. S. Minneapolis, MN 55402-2444 3. YOU MUST RESPOND TO EACH CLAIM. The Answer is your written response to the Plaintiff's Complaint. In your Answer you must state whether you agree or disagree with each paragraph of the Complaint. If you believe the Plaintiff should not be given everything asked for in the Complaint, you must say so in your Answer. 4. YOU WILL LOSE YOUR CASE IF YOU DO NOT SEND A WRITTEN RESPONSE TO THE COMPLAINT TO THE PERSON WHO SIGNED THIS SUMMONS. If you do not answer within 20 days, you will lose this case. You will not get to tell your side of the story, and the Court may decide against you and award the Plaintiff everything asked for in the Complaint. If you do not want to contest the claims stated in the Complaint, you do not need to respond. A default judgment can then be entered against you for the relief requested in the Complaint. 5. LEGAL ASSISTANCE. You may wish to get legal help from a lawyer. If you do not have a lawyer, the Court Administrator may have information about places where you can get legal assistance. Even if you cannot get legal help, you must still provide a written Answer to protect your rights or you may lose the case. 6. ALTERNATIVE DISPUTE RESOLUTION. The parties may agree to or be ordered to participate in an alternative dispute resolution process under Rule 114 of the Minnesota General Rules of Practice. You must still send your written response to the Complaint even if you expect to use alternative means of resolving this dispute. 7. THIS LAWSUIT MAY AFFECT OR BRING INTO QUESTION TITLE TO REAL PROPERTY located in This action involves, affects, or brings into question real property situated in the County of Dakota, commonly known as 902 Concord Street North, South St. Paul, MN 55075, legally described as: Lots 15, 16, 17, 18, and 19, Kochendorfer's Addition to South St. Paul, except that portion of Lot 19 lying northeasterly of the following described line: Commencing at the Southeasterly corner of said Lot 19; thence Northerly along the Easterly line of said Lot a distance of 49 feet; thence Westerly parallel with the Northerly line of said Lot 19 a distance of 30 feet said point to be identified as point A; thence Southerly parallel with the Easterly line of said Lot 19 to the intersection of the Southerly line of said Lot 19, this point being the point of beginning of the line to be described; thence return northerly on the same course of the previously described line to point A; thence northerly parallel with the Easterly line of said Lot 19 to the intersection of the Northerly line of said Lot 19 and there terminating, Dakota County, Minnesota (referred to as the "Subject Property"). The purpose of this action is to obtain an Order for the following relief: 1. Determining that as of January 27, 1981, Robert A. Zywiec and Gloria A. Zywiec (now Gloria A. Stefani), conveyed, relinquished, transferred or abandoned their interest in the following property: Lots 15, 16, 17, 18, and 19, Kochendorfer's Addition to South St. Paul, Dakota County, Minnesota. 2. Determining that Arthur J. Thell no longer has any right, title, or interest in the following property: Lots 15, 16, 17, 18, and 19, Kochendorfer's Addition to South St. Paul, Dakota County, Minnesota. 3. Determining that Madland Properties II, LLC is the rightful and lawful fee owner of the Subject Property, free of any interest in the unknown heirs of John Kochendorfer, the unknown heirs of James John Ricci, Robert A. Zywiec, Gloria A. Zywiec (now Gloria A. Stefani), Arthur J. Thell, Michael R. Edge, Neal M. McPhillips, or the City of South St. Paul. 557.03 NOTICE OF NO PERSONAL CLAIM Pursuant to Minn. Stat. § 557.03 you are hereby served with notice that no personal claim is made against you and that any defendant upon whom this notice is served who unreasonably

��

�� this notice is served�� who unreasonably defends this action shall pay full costs to the plaintiff. NOTICE OF AND ORDER FOR Dated: 7-13-11 HEARING ON PETITION FOR BEISEL & DUNLEVY, P.A. FORMAL PROBATE OF WILL AND By: /s/ Bradley N. Beisel #6191 APPOINTMENT OF PERSONAL 282 U.S. Trust Building REPRESENTATIVE AND NOTICE 730 Second Avenue South TO CREDITORS Minneapolis, MN 55402-2444 STATE OF MINNESOTA Telephone: (612) 436-2222 COUNTY OF DAKOTA Attorneys for Plaintiff DISTRICT COURT 2693343 7/28-8/11/11 FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-11-419 In Re: Estate of Helen Cherry, also known as Helen I. Cherry, Decedent. NOTICE OF MORTGAGE It is Ordered and Notice is given that FORECLOSURE SALE THE RIGHT TO VERIFICATION on August 29, 2011 at 9:00 a.m., a OF THE DEBT AND IDENTITY OF hearing will be held in this Court at THE ORIGINAL CREDITOR WITHIN the Dakota County Judicial Center, THE TIME PROVIDED BY LAW IS 1560 Highway 55 West, Hastings, Minnesota 55033, for the formal probate of NOT AFFECTED BY THIS ACTION. Notice is hereby given that default an instrument purporting to be the has occurred in conditions of the fol- decedent’s Will dated June 13, 2011, and for the appointment of Donald lowing described mortgage: DATE OF MORTGAGE: March 16, Johnson, whose address is 10234 Queen Avenue South, Bloomington, 2007 MORTGAGOR: John Bull, a single Minnesota 55431, as personal representative of the estate of the decedent man in an unsupervised administration. MORTGAGEE: ING Bank, FSB Any objections to the petition must DATE AND PLACE OF RECORDING: be raised at the hearing or filed with Recorded: May 2, 2007 the Court prior to the hearing. If the Dakota County Registrar of Titles petition is proper and no objections Document #: 609823 A S S I G N M E N T S O F M O R T G A G E : are filed or raised, the personal representative will be appointed with the None L E G A L D E S C R I P T I O N O F P R O P - full power to administer the estate, the power to collect all including ERTY: THAT PART OF LOT 2, BLOCK 1, assets; pay all legal debts, claims, OAK SHORES TENTH ADDITION, taxes, and expenses; sell real and perLYING NORTHERLY OF THE FOL- sonal property; and do all necessary L O W I N G D E S C R I B E D L I N E : acts for the estate. Notice is also given that, subject to BEGINNING AT A POINT ON THE WEST LINE OF SAID LOT 2, DIS- Minn. Stat. § 524.3-801, all creditors TANT 49.96 FEET SOUTH OF THE having claims against the decedent’s NORTHWEST CORNER: THENCE estate are required to present the EASTERLY TO A POINT ON THE claims to the personal representative EAST LINE OF SAID LOT 2, DIS- or to the Court within four (4) months TANT 50.02 FEET SOUTHERLY OF after the date of this notice or the THE NORTHEAST CORNER AND claims will be barred. Dated: July 19, 2011 THERE TERMINATING, DAKOTA BY THE COURT COUNTY, MINNESOTA. Michael V. Sovis The Torrens Certificate No. is Judge of District Court 142417 Betty Jenneman Garvey (MN# 132007) PARCEL ID #: 22-53709-01-022 Garvey, Boggio & Hendricks, P.A. P R O P E R T Y A D D R E S S : 16191 Jamaica Ave, Lakeville, Minnesota 9995 Lyndale Avenue South Bloomington Minnesota 55420 55044 Telephone: (952) 881-4996 TRANSACTION AGENT: N/A Facsimile: (952) 881-2470 TRANSACTION AGENT ID NO.: N/A 7/21-7/28/11 CURRENT MORTGAGE SERVICER: 2686707 ING Bank, FSB COUNTY IN WHICH PROPERTY IS LOCATED: Dakota NOTICE AND ORDER OF HEARING ORIGINAL PRINCIPAL AMOUNT OF ON PETITION FOR PROBATE OF MORTGAGE: $176,000.00 WILL AND APPOINTMENT OF AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUD- PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS ING TAXES, IF ANY PAID BY MORTSTATE OF MINNESOTA GAGEE: $181,544.66 OF DAKOTA COUNTY That prior to the commencement of DISTRICT COURT this mortgage foreclosure proceeding PROBATE DIVISION Mortgagee/Assignee of Mortgagee comFIRST JUDICIAL DISTRICT plied with all notice requirements as Court File No. 19-HA-PR-11-414 required by statute; that no MortgagIda Fox a/k/a Ida B. Fox OF ESTATE ors have been released from financial obligation on said Mortgage; that no a/k/a, Ida Betsy Fox a/k/a Ida Betty action or proceeding has been insti- Fox, DECEDENT It is Ordered and Notice is given that tuted by law to recover that debt secured by said Mortgage, or any part on August 15, 2011 at 9:00 a.m. a hearing will be held in this Court at Dakota thereof; that all conditions precedent to foreclose of the Mortgage and accel- C o u n t y G o v e r n m e n t C e n t e r , 1 5 6 0 eration of the debt secures thereby Highway 55, Hastings, Minnesota, for the formal probate of an instrument have been fulfilled; P U R S U A N T t o t h e p o w e r o f s a l e purporting to be the will of Decedent, therein contained, said Mortgage will dated June 28, 2006 and codicil to the be foreclosed and the above described will dated February 22, 2008, (“Will), property will be sold by the Sheriff of and for the appointment of Susan Soderblom whose address is: 1208 East said county as follows: DATE AND TIME OF SALE: Septem- 141st Street, Burnsville, MN 55337 as personal representative of the Estate of ber 15, 2011 at 10:00 am PLACE OF SALE: Dakota County the Decedent in an UNSUPERVISED Law Enforcement Center, Lobby S-100, administration. Any objections to the petition must be filed with the Court 1580 Highway 55, Hastings, MN 55033 to pay the debt the debt then secured prior to or raised at the hearing. If by the Mortgage, and taxes, if any, on proper and if no objections are filed or said premises, and the costs and dis- raised, the personal representative will bursements, including attorneys' fees be appointed with full power to adminallowed by law, subject to redemption ister the Estate, including the power to within six (6) months from the date of collect all assets, pay all legal debts, sale by the mortgagor, their personal claims, taxes and expenses, to sell real and personal property, and do all necrepresentatives or assigns. DATE TO VACATE PROPERTY: The essary acts for the Estate. Notice is also given that (subject to date on or before which the mortgagor must vacate the property if the mort- Minn. Stat. 524.3-801) all creditors gage is not reinstated under Minne- having claims against the Estate are sota Statutes section 580.30 of the required to present the claims to the property redeemed under Minnesota personal representative or to the Court Statutes sections 580.23 is March 15, Administrator within four months after 2012 at 11:59 p.m. If the foregoing date the date of this Notice or the claims is Saturday, Sunday, or a legal holiday, will be barred. Date: 7-18-11 then the date to vacate is the next Michael V. Sovis business day at 11:59 p.m. Judge MORTGAGOR RELEASED FROM (COURT SEAL) FINANCIAL OBLIGATION ON MORTAttorney For Personal Representative GAGE: None THE TIME ALLOWED BY LAW FOR Donald J. Fluegel (jym) REDEMPTION BY THE MORTGAGOR, FLUEGEL LAW FIRM P.A. THE MORTGAGOR'S PERSONAL REP- 999 Westview Drive RESENTATIVES OR ASSIGNS, MAY BE Suite 1 REDUCED TO FIVE WEEKS IF A JUDI- Hastings, MN 55033 CIAL ORDER IS ENTERED UNDER Telephone: 651-438-9777 MINNESOTA STATUTES, SECTION Fax: 651-438-9775 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G 30405 7/21-7/28/11 OTHER THINGS, THAT THE MORT- 2686615

PUBLIC NOTICE

GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Dated: July 26, 2011 ING Bank, FSB Mortgagee Kenneth J. Johnson Minnesota State Bar No. 0246074 Johnson, Blumberg & Associates, LLC Attorney for Mortgagee 230 W. Monroe St., Ste. 1125 Chicago, IL 60606 Phone 312-541-9710 Fax 312-541-9711 2694211 7/28-9/1/11

PUBLIC NOTICE

��

�� DUE AND CLAIMED TO BE AMOUNT DUE AS OF DATE OF NOTICE: �� Recorded September 1, 2004, Dakota County Recorder, Document No. 2244023. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: ABN AMRO Mortgage Group, Inc. n/k/a CitiMortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 7419 142nd Court, Apple Valley, MN 55124 TAX PARCEL I.D. #: 013110102080 LEGAL DESCRIPTION OF PROPERTY: LOT 8, BLOCK 2, GREENLEAF TOWNHOUSES SECOND ADDITION COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $118,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $106,405.09 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 12, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on _February 13, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 13, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-5753 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2658221 6/23-7/28/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 30, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $165,600.00 MORTGAGOR(S): William J. Larson, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: October 24, 2005 Dakota County Recorder Document Number: 2373911 ASSIGNMENTS OF MORTGAGE: And assigned to: Aurora Loan Services, LLC Dated: May 09, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100137510000220840 Lender or Broker: Lakeland Mortgage Corporation Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1608 Clemson Dr # A, Eagan, MN 55122-4815 Tax Parcel ID Number: 10-75865-01-010 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 1, The Trails of Thomas Lake, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE

$158,935.12 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 05, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on February 05, 2012, or the next business day if February 05, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 23, 2011 ASSIGNEE OF MORTGAGEE: Aurora Loan Services, LLC Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 020671F01 2654184 6/23-7/28/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 11, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $372,600.00 MORTGAGOR(S): Baltazar Garibay and Mary M. Garibay, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: October 23, 2007 Dakota County Recorder Document Number: 2552170 ASSIGNMENTS OF MORTGAGE: And assigned to: Nationstar Mortgage, LLC Dated: January 25, 2011 Recorded: February 15, 2011 Dakota County Recorder Document Number: 2786395 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100060677002890291 Lender or Broker: Prime Source Funding, Inc. Residential Mortgage Servicer: Nationstar Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 621 Wentworth Ave, South Saint Paul, MN 55075-1697 Tax Parcel ID Number: 36-83575-01-050 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 1, Wentworth Hollow AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $441,021.12 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 05, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the prop-

under Minn. Stat. §580.30 or the prop erty is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on February 06, 2012, or the next business day if February 06, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 23, 2011 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage, LLC Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 018967F03 2656827 6/23-7/28/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE Dated: June 20, 2011 YOU ARE NOTIFIED THAT: 1. Default has occurred in the conditions of the Mortgage dated October 23, 2007, executed by Matthew W. Christenson and Kimberly M. Christenson, husband and wife, as Mortgagors to Merchants Bank, National Association, as Mortgagee and filed for record November 8, 2007, as Document Number 2555307 in the Office of the County Recorder of Dakota County, Minnesota. The land described in the Mortgage is not registered land. 2. The Mortgage has been assigned as follows: Not Applicable. 3. The original principal amount secured by the Mortgage was: $ 175,000.00 4. No action or proceeding at law is now pending to recover the debt secured by the mortgage, or any part thereof. 5. The holder of the Mortgage has complied with all conditions precedent to acceleration of the debt secured by the Mortgage and foreclosure of the Mortgage, and all notice and other requirements of applicable statutes. 6. A t t h e d a t e o f t h i s n o t i c e t h e amount due on the Mortgage, and taxes, if any, paid by the holder of the Mortgage is: $176,382.61 7. Pursuant to the power of sale in the Mortgage, the Mortgage will be foreclosed, and the land described as follows: Lot Eleven (11), Block Two (2), Featherstone Ridge, CIC No. 307, Dakota County, Minnesota. will be sold by the County Sheriff of Dakota County, Minnesota, at public auction on August 4, 2011, at 10:00 a.m., at the lobby of the Dakota County Law Enforcement Center, Sheriff's Office, Lobby S-100, 1580 Highway 55, Hastings, Minnesota 55033. 8. The street address of the property is: 1496 Featherstone Court, Hastings, Minnesota 55033. The tax parcel identification number is: 19-25900-11-02. 9. T h e t i m e a l l o w e d b y l a w f o r redemption by Mortgagors or Mortgagors' personal representatives or assigns is six (6) months after the date of sale. 10. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGORS, THE MORTGAGORS' REPRESENTATIVES OR ASSIGNS MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 11. T H I S I S A N A T T E M P T T O COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND THE IDENTITY OF THE CREDITOR WILL NOT BE AFFECTED BY THI S FORECLOSURE PROCEEDING. 12. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under Section 580.30 or the property is not redeemed under Section 580.23 is 11:59 p.m. on February 4, 2012. Attorney for Mortgagee Mark A. Merchlewitz BENSON & MERCHLEWITZ 174 Main Street Winona, MN 55987 (507)454-3752 MERCHANT’S BANK NATIONAL ASSOCIATION

NATIONAL ASSOCIATION /s/ Mark A. Merchlewitz By: Mark A. Merchlewitz Attorney-in-Fact for Mortgagee STATE OF MINNESOTA } } ss. COUNTY OF WINONA } The foregoing instrument was acknowledged before me this 20th day of June, 2011, by Mark A. Merchlewitz, Attorney-in-Fact for Merchants Bank, National Association, Mortgagee. /s/ Kristine K. Teske SIGNATURE OF PERSON TAKING ACKNOWLEDGMENT THIS INSTRUMENT WAS DRAFTED BY: Mark A. Merchlewitz BENSON & MERCHLEWITZ 174 Main Street Winona, MN 55987 507-454-3752 2657564 6/23-7/28/11

PUBLIC NOTICE

NOTICE OF AND ORDER FOR HEARING ON PETITION FOR FORMAL PROBATE OF LOST WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-11-412 In Re: Estate of Phyllis Ann Swanson, also known as Phyllis A. Swanson, Decedent. It is Ordered and Notice is given that on 8-15-11, 2011 at 9:00 a.m., a hearing will be held in this Court at the Dakota County Judicial Center, 1560 Highway 55 West, Hastings, Minnesota 55033, for the formal probate of an instrument purporting to be a copy of the decedent’s Will dated June 24, 2008, and for the appointment of Wayne E. Swanson, whose address is 7264 South Maxwell Point, as personal representative of the estate of the decedent in an unsupervised administration. Any objections to the petition must be raised at the hearing or filed with the Court prior to the hearing. If the petition is proper and no objections are filed or raised, the personal representative will be appointed with the full power to administer the estate, including the power to collect all assets; pay all legal debts, claims, taxes, and expenses; sell real and personal property; and do all necessary acts for the estate. Notice is also given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred. Dated: 7/18/11 BY THE COURT Michael V. Sovis Judge of District Court John F. Gerten (MN# 34356) GERTEN & VAN VALKENBURG, P.A. 303 East Little Canada Road Saint Paul Minnesota 55117 Telephone: (651) 484-7000 Facsimile: (651) 484-6174 2685644 7/21-7/28/11P

PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-11-423 Estate of Gary Michael Kovic, Decedent Notice is given that an application for informal probate of the Decedent’s will dated March 17, 1988, has been filed with the Registrar. The application has been granted. Notice is also given that the Registrar has informally appointed Anita M. Kovic, whose address is 2916 Woods Trail South, Burnsville, MN 55306 as personal representative of the Estate of the Decedent. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Unless objections are filed with the Court (pursuant to Minn. Stat. 524.3-607) and the Court otherwise orders, the personal representative has full power to administer the Estate including, after 30 days from the date of issuance of letters, the power to sell, encumber, lease or distribute real estate. Any objections to the probate of the will or appointment of the Personal Representative must be filed with this Court and will be heard by the Court after the filing of an appropriate petition and proper notice of hearing. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Date: 7/19/11 Richard G. Spicer Judge Attorney for Personal Representative David P. Salter Heers and Heers Attorneys at Law 1450 Frankson Ave. St. Paul, MN 55108 Attorney License No.: 0255518 Telephone: 651-641-0001 FAX: 651-641-0505 2689741 7/28-8/4/11

PUBLIC NOTICE

NOTICE AND ORDER OF HEARING ON PETITION FOR PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT DISTRICT COURT PROBATE DIVISION Court File No. 19HA-PR-11-425 Estate of Frances Pauline Fritz, Decedent It is Ordered and Notice is given that on 8-15-11, at 9:00 a.m., a hearing will be held in this Court at 1560 Highway 55, Hastings, Minnesota, for the formal probate of an instrument purporting to be the Will of the Decedent dated, July 15, 1999, (“Will”), and for the appointment of Jan R. Fitzpatrick, whose address is 15208 Tyacke Drive, Burnsville, MN, 55306 as Personal Representative of the Estate of the Decedent in an UNSUPERVISED administration. Any objections to the petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the Personal Representative will be appointed with full power to administer the Estate including the power to collect all assets, to pay all legal debts, claims, taxes and expenses, to sell real and personal property, and to do all necessary acts for the Estate. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the Personal Representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Dated: 7-19-11 BY THE COURT Michael V. Sovis Judge of District Court Attorney for Petitioner ADAM C. WADD WENDING & ASSOCIATES, P.A. SUITE 145 201 WEST BURNSVILLE PARKWAY BURNSVILLE, MN, 55337 Attorney License No: 330310 Telephone: (952) 894-2546 FAX: (952) 890-1579 2689781 7/28-8/4/11

PUBLIC NOTICE

NOTICE OF INFORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-11-428 In Re: Estate of Timothy T. Dillon, aka Timothy Thornlton Dillon and Timothy Dillon, Decedent. Notice is given that an Application for Informal Appointment of Personal Representative was filed with the Registrar. The Registrar accepted the application and appointed Joseph Dillon, whose address is 3647 South Harmon Street, Marion, Indiana 46953, to serve as the personal representative of the decedent’s estate. Any heir or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Any objection to the appointment of the personal representative must be filed with the Court, and any properly filed objection will be heard by the Court after notice is provided to interested persons of the date of the hearing on the objection. Unless objections are filed, and unless the Court orders otherwise, the personal representative has the full power to administer the estate, including, after thirty (30) days from the issuance of letters of general administration, the power to sell, encumber, lease, or distribute any interest in real estate owned by the decedent. Notice is further given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred. Dated: 7/20/11 Richard G. Spicer Judge JEFFREY P. SCOTT & ASSOCIATES, LLC Amanda R. Hespen MN# 0389404 2356 University Avenue West #400 St. Paul, MN 55114 Telephone: (651) 647-9533 Facsimile: (651) 647-9544 e-mail: amanda@jeffscottandassociates.com 2694216 7/28-8/4/11

PUBLIC NOTICE

ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: ABN Amro Mortgage Group, Inc. N/K/A CitiMortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 1069 Beatrice Street, Eagan, MN 55121 TAX PARCEL I.D. #: 104775002210 LEGAL DESCRIPTION OF PROPERTY: Lot 21, Block 2, Mckee Addition, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $165,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $162,189.53 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 16, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 16, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 17, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6070 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2658104 6/23-7/28/11

PUBLIC NOTICE

��

DUE AS OF DATE OF NOTICE, INCLUD ING TAXES, IF ANY, PAID BY MORTGAGEE:$632,935.35 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 11, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on _February 13, 2012_____________________, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 10, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-5806 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2655657 6/23-7/28/11

PUBLIC NOTICE

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $169,254.07 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 12, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 13, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: June 14, 2011. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-3748 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2658724 6/23-7/28/11

PUBLIC NOTICE

Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 9, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 8, 2011. U.S. Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-2484 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2658063 6/23-7/28/11

PUBLIC NOTICE

NOTICE AND ORDER OF HEARING ON PETITION FOR FORMAL ADJUDICATION OF INTESTACY, DETERMINATION OF HEIRSHIP, APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-11-420 ESTATE OF Lucille B. Machgan, also known as Lucille Barbara Machgan, DECEDENT It is Ordered and Notice is given that on August 15, 2011, 9:00 a.m. a hearing will be held in this Court at 1560 Highway 55, Hastings, Minnesota, for the adjudication of intestacy and determination of heirship of the Decedent, and for the appointment of Joseph Martin Simones whose address is: 13273 Pine Bend Trail, Rosemount, MN 55068 as personal representative of the Estate of the Decedent in an UNSUPERVISED administration. Any objections to the Petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the personal representative will be appointed with full power to administer the Estate, including the power to collect all assets, pay a l l l e g a l d e b t s , c l a i m s , t a x e s a nd expenses, to sell real and personal property, and do all necessary acts for the Estate. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Date: 7-19-11 Michael V. Sovis Judge (COURT SEAL) Attorney For Personal Representative ROBERT D. BUTTERBRODT (#13857) Attorney at Law 1 West Water Street, Suite 275 Saint Paul, MN 55107 (651) 292-1000 FAX: (651) 292-0745 2686774 7/21-7/28/11

PUBLIC NOTICE

GAGE ORIGINATOR STATED ON MORTGAGE: Merchants Bank, National Association- Hampton RESIDENTIAL MORTGAGE SERVICER: Merchants Bank, N.A. MORTGAGED PROPERTY ADDRESS: 23384 Doffing Way, Hampton, MN 55031 TAX PARCEL I.D. #: 185500002010 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 2, RAYSPARK, according to the recorded plat thereof COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $143,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $139,887.10 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 12, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 13, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 14, 2011. Merchants Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 94-615 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2658012 6/23-7/28/11

PUBLIC NOTICE

��

�� ING TAXES, IF ANY, PAID BY �� MORT premises, and �� the costs and disburse GAGEE: $270,640.56 ments, including attorneys' fees That prior to the commencement of allowed by law subject to redemption this mortgage foreclosure proceeding within six (6) months from the date of Mortgagee/Assignee of Mortgagee com- said sale by the mortgagor(s), their plied with all notice requirements as personal representatives or assigns required by statute; That no action or unless reduced to Five (5) weeks under proceeding has been instituted at law MN Stat. §580.07. or otherwise to recover the debt TIME AND DATE TO VACATE PROPsecured by said mortgage, or any part E R T Y : I f t h e r e a l e s t a t e i s a n owner-occupied, single-family dwellthereof; PURSUANT to the power of sale con- ing, unless otherwise provided by law, tained in said mortgage, the above the date on or before which the mortdescribed property will be sold by the gagor(s) must vacate the property if the mortgage is not reinstated under secSheriff of said county as follows: DATE AND TIME OF SALE: August tion 580.30 or the property is not 12, 2011 at 10:00 AM redeemed under section 580.23 is PLACE OF SALE:Sheriff's Office, Law 11:59 p.m. on _February 13, 2012, Enforcement Center, 1580 Hwy 55, u n l e s s t h e r e d e m p t i o n p e r i o d i s Lobby #S-100, Hastings, MN reduced to 5 weeks under MN Stat. to pay the debt then secured by said Secs. 580.07 or 582.032. Mortgage, and taxes, if any, on said MORTGAGOR(S) RELEASED FROM premises, and the costs and disburse- FINANCIAL OBLIGATION ON MORTm e n t s , i n c l u d i n g a t t o r n e y s ' f e e s GAGE:None allowed by law subject to redemption "THE TIME ALLOWED BY LAW FOR within six (6) months from the date of REDEMPTION BY THE MORTGAGOR, said sale by the mortgagor(s), their THE MORTGAGOR'S PERSONAL REPpersonal representatives or assigns RESENTATIVES OR ASSIGNS, MAY BE unless reduced to Five (5) weeks under REDUCED TO FIVE WEEKS IF A JUDIMN Stat. §580.07. CIAL ORDER IS ENTERED UNDER TIME AND DATE TO VACATE PROP- MINNESOTA STATUTES, SECTION E R T Y : I f t h e r e a l e s t a t e i s a n 582.032, DETERMINING, AMONG owner-occupied, single-family dwell- OTHER THINGS, THAT THE MORTing, unless otherwise provided by law, GAGED PREMISES ARE IMPROVED the date on or before which the mort- WITH A RESIDENTIAL DWELLING OF gagor(s) must vacate the property if the LESS THAN FIVE UNITS, ARE NOT mortgage is not reinstated under sec- PROPERTY USED IN AGRICULTURAL tion 580.30 or the property is not P R O D U C T I O N , A N D A R E redeemed under section 580.23 is ABANDONED." Dated: June 13, 2011. 11:59 p.m. on February 13, 2012, CitiMortgage, Inc. unless the redemption period is Mortgagee/Assignee of Mortgagee reduced to 5 weeks under MN Stat. USSET, WEINGARDEN AND LIEBO, P.L.L.P. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM Attorneys for Mortgagee/Assignee of FINANCIAL OBLIGATION ON MORT- Mortgagee 4500 Park Glen Road #300 GAGE: None "THE TIME ALLOWED BY LAW FOR Minneapolis, MN 55416 REDEMPTION BY THE MORTGAGOR, (952) 925-6888 THE MORTGAGOR'S PERSONAL REP- 10-5926 RESENTATIVES OR ASSIGNS, MAY BE THIS IS A COMMUNICATION FROM REDUCED TO FIVE WEEKS IF A JUDI- A DEBT COLLECTOR. 6/23-7/28/11 CIAL ORDER IS ENTERED UNDER 2655662 MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTNOTICE AND ORDER FOR GAGED PREMISES ARE IMPROVED HEARING ON PETITION FOR WITH A RESIDENTIAL DWELLING OF FORMAL ADJUDICATION OF LESS THAN FIVE UNITS, ARE NOT INTESTACY, DETERMINATION OF PROPERTY USED IN AGRICULTURAL HEIRSHIP, AND APPOINTMENT OF P R O D U C T I O N , A N D A R E PERSONAL REPRESENTATIVE AND ABANDONED." NOTICE TO CREDITORS Dated: June 10, 2011. JPMorgan Chase Bank, National STATE OF MINNESOTA COUNTY OF DAKOTA Association DISTRICT COURT Mortgagee/Assignee of Mortgagee PROBATE DIVISION USSET, WEINGARDEN AND LIEBO, P.L.L.P. FIRST JUDICIAL DISTRICT Attorneys for Mortgagee/Assignee of Court File No. 19HA-PR-11-411 Mortgagee Estate of Thomas S. Anderson, 4500 Park Glen Road #300 Decedent. Minneapolis, MN 55416 It is Ordered and Notice is given that (952) 925-6888 on August 15, 2011 at 9:00 a.m., a 30-6434 THIS IS A COMMUNICATION FROM hearing will be held in this Court at the Dakota County Government CenA DEBT COLLECTOR. 2658035 6/23-7/28/11 ter, 1560 Highway 55, Hastings, Minnesota, for the adjudication of intestacy and determination of heirship of the Decedent, and for the appointment of: Debra L. Halbert whose address is: NOTICE OF MORTGAGE 6937 Autumn Terrace, Eden Prairie, FORECLOSURE SALE THE RIGHT TO VERIFICATION MN 55346 as personal representative OF THE DEBT AND IDENTITY OF of the Estate of the Decedent in an THE ORIGINAL CREDITOR WITHIN UNSUPERVISED administration. Any THE TIME PROVIDED BY LAW IS objections to the petition must be filed with the Court prior to or raised at the NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that hearing. If proper and if no objections default has occurred in conditions of are filed or raised, the personal reprethe following described mortgage: sentative will be appointed with full DATE OF MORTGAGE:A u g u s t 3 0 , power to administer the Estate includ2006 ing the power to collect all assets, to MORTGAGOR:L a n e F i t z g e r a l d , a pay all legal debts, claims, taxes and married person. expenses, to sell real and personal MORTGAGEE:Mortgage Electronic property, and to do all necessary acts Registration Systems, Inc. for the Estate. Notice is also given that (subject to DATE AND PLACE OF RECORDING: R e c o r d e d S e p t e m b e r 1 4 , 2 0 0 6 , Minn. Stat. 524.3-801) all creditors Dakota County Recorder, Document having claims against the Estate are No. 2461078. required to present the claims to the A S S I G N M E N T S O F M O R T G A G E : personal representative or to the Court Administrator within four months after Assigned to: CitiMortgage, Inc. TRANSACTION AGENT: Mortgage the date of this Notice or the claims will be barred. Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTDate: 7/18/11 GAGE IDENTIFICATION NUMBER ON Richard G. Spicer MORTGAGE: 100112065728178589 District Court Judge, LENDER OR BROKER AND MORTProbate Division G A G E O R I G I N A T O R S T A T E D O N Attorney for Applicant MORTGAGE: Mortgageit, Inc M. Joan Warren R E S I D E N T I A L M O R T G A G E S E R - 8044 Greenwood St. Paul, MN 55112 VICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: Attorney License No.: 0225952 8 8 2 4 B r a n s o n D r i v e , I n v e r G r o v e Telephone: 763-786-3591 FAX: 651-483-1788 Heights, MN 55076 TAX PARCEL I.D. #: 201185702055 2685570 7/21-7/28/11P LEGAL DESCRIPTION OF PROPERTY: Unit No. 55, Common Interest ComNOTICE OF MORTGAGE munity No. 181, Rose Hill Villas, a FORECLOSURE SALE condominium, Dakota County, MinTHE RIGHT TO VERIFICATION nesota. DEBT AND IDENTITY OF THE OF COUNTY IN WHICH PROPERTY IS THE ORIGINAL CREDITOR WITHIN LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. MORTGAGE:$148,450.00 NOTICE IS HEREBY GIVEN, that AMOUNT DUE AND CLAIMED TO BE default has occurred in conditions of DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORT- the following described mortgage: DATE OF MORTGAGE: December 19, GAGEE:$160,225.33 That prior to the commencement of 2007 MORTGAGORS: Terrence E. Chamthis mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee com- bers and Cheryl M. Chambers, husband and wife. plied with all notice requirements as MORTGAGEE: Mortgage Electronic required by statute; That no action or proceeding has been instituted at law Registration Systems, Inc.. DATE AND PLACE OF RECORDING: or otherwise to recover the debt Recorded December 27, 2007, secured by said mortgage, or any part Dakota County Recorder, Document thereof; PURSUANT to the power of sale con- No. 2563384. ASSIGNMENTS OF MORTGAGE: tained in said mortgage, the above Assigned to: U.S. Bank, National described property will be sold by the Association. Sheriff of said county as follows: TRANSACTION AGENT: Mortgage DATE AND TIME OF SALE: August Electronic Registration Systems, Inc. 11, 2011 at 10:00 AM TRANSACTION AGENT'S MORTPLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, GAGE IDENTIFICATION NUMBER ON MORTGAGE: 100021268001153101 Lobby #S-100, Hastings, MN LENDER OR BROKER AND MORTto pay the debt then secured by said

PUBLIC NOTICE

Mortgage, and taxes, if any, on said premises, and the costs and disburse-

��

�� THAT�� all pre foreclosure require ments have been complied with; that �� LENDER OR BROKER AND MORT GAGE ORIGINATOR STATED ON MORTGAGE: Bankers Mortgage Company, LLC RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 302 23RD Court, Unit A, South Saint Paul, MN 55075 TAX PARCEL I.D. #: 367037501020 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 1, Southview Estates, CIC No. 518 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $408,492.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $413,232.74 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 10, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 10, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 16, 2011. U.S. Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-2492 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2658271 6/23-7/28/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 26, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $339,000.00 MORTGAGOR(S): Larry C. Smith, single MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: July 02, 2007 Dakota County Recorder Document Number: 2527796 ASSIGNMENTS OF MORTGAGE: And assigned to: GMAC Mortgage, LLC Dated: October 01, 2008 Recorded: October 07, 2008 Dakota County Recorder Document Number: 2616704 And assigned to: Nationstar Mortgage, LLC Dated: June 03, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100062604733111993 Lender or Broker: Homecomings Financial, LLC f/k/a/ Homecomings Financial Network, Inc. Residential Mortgage Servicer: Nationstar Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 15117 Stevens Ave, Burnsville, MN 55306-5037 Tax Parcel ID Number: 02-18751-120-03 LEGAL DESCRIPTION OF PROPERTY: Lot 12, Block 3, Crystal View Heights Second Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $417,196.23 THAT all pre-foreclosure require-

no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 05, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on February 06, 2012, or the next business day if February 06, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 23, 2011 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage, LLC Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 019150F01 2657110 6/23-7/28/11

PUBLIC NOTICE

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That Default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: 09/13/2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $156,000.00 MORTGAGORS: Corey Andresen and Angela Andresen MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for Provident Funding Associates, L.P. DATE AND PLACE OF FILING: 10/02/2007, as Document Number 2547728, in the Office of the Dakota County Recorder, Minnesota ASSIGNMENTS OF MORTGAGE: Assigned to Provident Funding Associates, L.P. DATE AND PLACE OF FILING: 01/07/2010, as Document No. 2706363 in Office of the Dakota County Recorder, Minnesota LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 2, North Ridge Addition, Dakota County, Minnesota STREET ADDRESS OF PROPERTY: 508 Wilson Court, Northfield, MN 55057 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota TAX PARCEL I.D. NO.: 43-52100-060-02 LENDER/RESIDENTIAL MORTGAGE ORIGINATOR: Provident Funding Associates, L.P. RESIDENTIAL MORTGAGE SERVICER: Provident Funding Associates, L.P. TRANSACTION AGENT: None MIN: 1000179-3517090013-4 THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $175,568.03 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all preforeclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 08/12/2011 at 10:00 a.m. PLACE OF SALE: Dakota County Sheriff's Office, 1580 Highway 55, Hastings, MN 55033 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursement allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale. Unless said mortgage is reinstated or

Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, the premises must be vacated by 11:59 p.m. on 02/12/2012 MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS THAT MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: 06/21/2011 Provident Funding Associates, L.P. Assignee of Mortgagee Dunakey & Klatt, P.C., By Brian Sayer Attorney for Assignee of Mortgagee, 531 Commercial Street, P.O. Box 2363, Waterloo, IA 50701. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2659024 6/30-8/4/11P

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 5, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $147,500.00 MORTGAGOR(S): Angel Chacon, A Married Man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for New Century Mortgage Corporation TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100488910120430136 SERVICER: Ocwen Loan Servicing, LLC LENDER: New Century Mortgage Corporation. DATE AND PLACE OF FILING: Dakota County Minnesota, Recorder , on February 20, 2007, as Document No. 2497788 ASSIGNED TO: DEUTSCHE BANK NATIONAL TRUST COMPANY,Trustee POOLING AND SERVICING AGREEMENT Dated as of June 1, 2007 SECURITIZED ASSET BACKED RECEIVABLES LLC TRUST 2007-BR5 Dated: September 1, 2010 , and recorded July 5, 2011 by Document No. 2808226 . LEGAL DESCRIPTION OF PROPERTY: Lot 17, Block 1, Donnay`s valley Park 3rd PROPERTY ADDRESS: 6795 161st Street West, Rosemount, MN 55068 PROPERTY I.D: 22-21172-01-170 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: One Hundred Forty-Eight Thousand Two Hundred Twenty-Five and 10/100 ($148,225.10) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on September 13, 2011 PLACE OF SALE: Sheriff`s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6 months from the date of sale. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 28, 2011 DEUTSCHE BANK NATIONAL TRUST COMPANY,Trustee POOLING AND SERVICING AGREEMENT Dated as of June 1, 2007 SECURITIZED ASSET BACKED RECEIVABLES LLC TRUST 2007-BR5 Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 11MN00382-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 4049196 07/28/2011, 08/04/2011, 08/11/2011, 08/18/2011, 08/25/2011, 09/01/2011 2688330 7/28-9/1/11

PUBLIC NOTICE

NOTICE AND ORDER FOR HEARING ON PETITION FOR PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Case File No. 19HA-PR-11-416 Estate of GRACE HALL, AKA GRACE M. HALL, Decedent. Is is Ordered and Notice is given that on August 15, 2011, at 9:00 a.m., a hearing will be held in this Court at Dakota County Government Center, 1560 Highway 55, Hastings, Minnesota, for the formal probate of an instrument purporting to be the will of the Decedent, dated March 23, 2011, and for the appointment of Mary Jan Vesel, whose address is 4195 Topez Drive, Eagan, MN 55122, as personal representative of the Estate of the Decedent in an UNSUPERVISED administration. Any objections to the petition must be filed with the Court prior to or at the hearing. If proper and if no objections are filed, the personal representative will be appointed with full power to administer the Estate including the power to collect all assets, to pay all legal debts, claims, taxes and expenses, to sell real and personal property, and to do all necessary acts for the Estate. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Date: 7/18/11 Michael V. Sovis Judge (COURT SEAL) Attorney for Personal Representative Sally K. Mortenson Attorney at Law 2500 West County Road 42, Suite 160 Burnsville, Minnesota 55337 Attorney License No.: 75632 Telephone: 952-431-2222 Fax: 952-224-0901 2686678 7/21-7/28/11

PUBLIC NOTICE

NOTICE OF INFORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS SATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-11-422 In Re: Estate of James Edward Arnold, Decedent. Notice is given that an Application for Informal Appointment of Personal Representative was filed with the Registrar. The Registrar accepted the application and appointed Kevin Gene Hughley-Arnold, whose address is 1945 Oakdale Avenue North, West St. Paul, MN 55118, to serve as the personal representative of the decedent’s estate. Any heir or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Any objection to the appointment of the personal representative must be filed with the Court, and any properly filed objection will be heard by the Court after notice is provided to interested persons of the date of hearing on the objection. Unless objections are filed, and unless the Court orders otherwise, the personal representative has the full power to administer the estate, including, after thirty (30) days from the issuance of letters of general administration, the power to sell, encumber, lease, or distribute any interest in real estate owned by the decedent. Notice is further given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred. Dated: 7/19/11 Richard G. Spicer Judge Douglas J. Mentes, Attorney at Law MN# 0347735 265 W. 7th Street Suite 201 St. Paul, MN 55102 Telephone: [651] 645-3673 Facsimile: [651] 222-2589 e-mail: doug@menteslaw.com 2690227 7/28-8/4/11P

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 25, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $122,500.00 MORTGAGOR(S): Richard Boals, an unmarried man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: November 07, 2005 Dakota County Recorder Document Number: 2378870 ASSIGNMENTS OF MORTGAGE: And assigned to: The Bank of New York Mellon fka the Bank of New York

York Mellon fka the Bank of New York as Trustee for the Certificateholders CWALT, Inc. Alternative Loan Trust 2005-76 Mortgage Pass-through Certificates, Series 2005-76 Dated: January 13, 2010 Recorded: January 14, 2010 Dakota County Recorder Document Number: 2707775 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100133700010176215 Lender or Broker: Countrywide Bank, N.A. Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3898 Rahn Rd, Eagan, MN 55122-1523 Tax Parcel ID Number: 10-84700-01-020 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 1, Woodhaven Addition and an undivided 1/4 interest in Lot 1, Block 1, Woodhaven Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $135,119.25 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 12, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on February 13, 2012, or the next business day if February 13, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 30, 2011 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWALT, INC., ALTERNATIVE LOAN TRUST 2005-76, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2005-76 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010725F02 2659769 6/30-8/4/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. Notice is hereby given that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: October 20, 2006 MORTGAGORS: Richard H. Leikam and Paula Leikam, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: November 22, 2006 Dakota County Recorder Document #: 2477814 ASSIGNMENTS OF MORTGAGE: Said mortgage was assigned to Wells Fargo Bank N.A., as Trustee, for Carrington Mortgage Loan Trust, Series 2006-NC5 Asset-Backed Pass-Through Certificates on March 27, 2011 and said assignment was recorded on April 4, 2011 and given document number 2794562. LEGAL DESCRIPTION OF PROPERTY: LOT 1, BLOCK 4, RIVER HILLS 10TH ADDITION, DAKOTA COUNTY, MINNESOTA. PARCEL ID #: 02-64109-010-04 PROPERTY ADDRESS: 11405 River

PROPERTY ADDRESS: 11405 River Hills Drive, Burnsville, Minnesota 55337 TRANSACTION AGENT: N/A TRANSACTION AGENT ID NO.: N/A CURRENT MORTGAGE SERVICER: Carrington Mortgage Services, Inc. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $266,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY PAID BY MORTGAGEE: $298,307.76 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no Mortgagors have been released from financial obligation on said Mortgage; that no action or proceeding has been instituted by law to recover that debt secured by said Mortgage, or any part thereof; that all conditions precedent to foreclose of the Mortgage and acceleration of the debt secures thereby have been fulfilled; PURSUANT to the power of sale therein contained, said Mortgage will be foreclosed and the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 18, 2011 at 10:00 am PLACE OF SALE: Dakota County Law Enforcement Center, Lobby S-100, 1580 Highway 55, Hastings, MN 55033 to pay the debt the debt then secured by the Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law, subject to redemption within six (6) months from the date of sale by the mortgagors, their personal representatives or assigns. DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 of the property redeemed under Minnesota Statutes sections 580.23 is February 18, 2012 at 11:59 p.m. If the foregoing date is Saturday, Sunday, or a legal holiday, then the date to vacate is the next business day at 11:59 p.m. MORTGAGORS RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Dated: June 27, 2011 Wells Fargo Bank N.A., as Trustee, for Carrington Mortgage Loan Trust, Series 2006-NC5 AssetBacked Pass-Through Certificates Mortgagee Kenneth J. Johnson Minnesota State Bar No. 0246074 Johnson, Blumberg & Associates, LLC Attorney for Mortgagee 230 W. Monroe St., Ste. 1125 Chicago, IL 60606 Phone 312-541-9710 Fax 312-541-9711 2665473 6/30-8/4/11

PUBLIC NOTICE

��

ING TAXES, IF ANY, PAID BY MORT GAGEE: $101,682.98 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 18, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 20, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 20, 2011. U.S. Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-2430 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2664633 6/30-8/4/11

PUBLIC NOTICE

within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on _February 20, 2012_____________________, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 23, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6078 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2666324 6/30-8/4/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 08, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $260,000.00 MORTGAGOR(S): Guang Bo Shi, a single man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: September 18, 2006 Dakota County Recorder Document Number: 2462175 ASSIGNMENTS OF MORTGAGE: And assigned to: GMAC Mortgage, LLC Dated: June 20, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000375-0597587005-9 Lender or Broker: GMAC Mortgage Corporation Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 16040 Goodview Ct, Lakeville, MN 55044-6900 Tax Parcel ID Number: 22-30740-01-080 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 1, Goodview Estates, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $253,828.69 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 12, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on February 13, 2012, or the next business day if February 13, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORT-

OTHER THINGS, THAT THE MORT GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 30, 2011 ASSIGNEE OF MORTGAGEE: GMAC Mortgage, LLC Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 020720F01 2664763 6/30-8/4/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 27, 2010 MORTGAGOR: Stephanie Hawes, a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Registered June 7, 2010, Dakota County Registrar of Titles, Document No. T662924, Certificate of Title No. 149091. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, National Association. Said Mortgage being Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100103210000640119 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: The Business Bank, DBA Prime Mortgage, a Minnesota Banking Corporation RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 4676 Ridge Cliff Drive, Eagan, MN 55122 TAX PARCEL I.D. #: 103980107010 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 7, in Johnny Cake Ridge Second Addition, Common Interest Community No. 341, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $127,301.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $130,970.15 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 8, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 8, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 13, 2011. U.S. Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-2555 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2686503 7/21-8/25/11

��

PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 24, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $161,500.00 MORTGAGOR(S): Liliana Alvarez, a single woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: October 18, 2004 Dakota County Recorder Document Number: 2258935 ASSIGNMENTS OF MORTGAGE: And assigned to: Bank of New York as Trustee for the Certificateholders CWABS 2004-09 Dated: July 17, 2008 Recorded: August 19, 2008 Dakota County Recorder Document Number: 2608807 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000157-0004161424-5 Lender or Broker: America's Wholesale Lender Residential Mortgage Servicer: Bank of America, N.A. - Plano, TX Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1639 Riverwood Dr # 120, Burnsville, MN 55337-5301 Tax Parcel ID Number: 02.37429.02.120 LEGAL DESCRIPTION OF PROPERTY: Unit 120, C.I.C. 185, Itokah Valley Townhomes, a Condominium, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $211,336.19 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 22, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 22, 2012, or the next business day if January 22, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 09, 2011 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWABS 2004-09 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 020865F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 22, 2011 at 10:00 AM has been postponed to August 10, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: July 21, 2011 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWABS 2004-09 Wilford, Geske & Cook P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 020865F01 2690964 7/28/11

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: February 19, 2008 MORTGAGORS: Joni P. Pruett and Everette A. Pruett, wife and husband MORTGAGEE: J P M o r g a n C h a s e Bank, N.A.. DATE AND PLACE OF RECORDING: Registered March 31, 2008, Dakota County Registrar of Titles, Document No. 625863, Certificate of Title No. 128574. ASSIGNMENTS OF MORTGAGE: NONE Said Mortgage being Registered Land. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: JPMorgan Chase Bank, N.A. RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 1280 Spring Green Lane, Burnsville, MN 55306 TAX PARCEL I.D. #: 027180010001 LEGAL DESCRIPTION OF PROPERTY: LOT 10, BLOCK 1 SPRING GREEN COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $417,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $446,885.06 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 21, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 23, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 23, 2011. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8434 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until September 15, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: July 21, 2011. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8434 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2689953 7/28/11

NOTICE OF ASSESSMENT LIEN FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has been made in the terms and conditions of the Declaration of Riverbluff Homeowners Association (henceforth the “Declaration”) originally recorded in the Recorder’s Officer for Dakota County, Minnesota on March 14, 1994, as Document No. 1201635, which covers the property located at 4068 Meadowlark Curve, Eagan, Minnesota, with a tax parcel identification number of 10-64300-04-068 and legal described as follows: Unit No. 4068, Condominium Number 122, River Bluff Townhomes, a Condominium, Dakota County, Minnesota. THAT pursuant to said Declaration, there is claimed to be due and owing as of July 1, 2011 from Deborah P. Jackson, title holder, to Riverbluff Homeowners Association, a Minnesota non-profit corporation, the principal amount of Four Thousand Four Hundred Fifty Eight and 12/100 $4,458.12) for assessments (past and accelerated), late fees and collection costs, plus assessments and other amounts that have accrued since that date, including the costs of collection and foreclosure. THAT no action is now pending at law or otherwise to recover said debt or any part thereof. THAT t h e o w n e r h a d n o t b e e n released from his financial obligation to pay said amount. THAT the requisites of Minn. Stat. §580.02 have been satisfied as they are applicable to assessment lien foreclosures. THAT p u r s u a n t t o M i n n . S t a t . §515a.3-115(a), said debt creates a lien upon said premises in favor of Riverbluff Homeowners Association as evidencd by a lien statement effective March 14, 1994 and dated September 22, 2010, and recorded on September 28, 2010, in the office of the Dakota County Recorder as Document No. 2755291. THAT pursuant to the power of sale granted by the owners in taking title to the premises subject to said Declaration, said lien will be foreclosed by the sale of said property by the sheriff of said county at the Dakota County Law Enforcement Center, 1580 Highway 55, Hastings, MN 55033, Dakota County on the 15th Day of September, 2011, at 10:00 a.m., at public auction to the highest bidder, for cash, to pay the amount then due for said assess ments, together with the costs of foreclosure, including attorneys fees as allowed by law. THAT the time allowed by law for redemption by the unit owners, their personal representatives or assigns is six (6) months from the date of said sale. THAT Minn. Stat. § 580.04(b) provides, “If the real estate is an owner-occupied, single family dwelling, the notice must also specify the date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under section 580.30 or the property redeemed under section 580.23.” If this statue applies, the time to vacate the property is 11:59 p.m. on March 15, 2012. REDEMPTION NOTICE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTG A G O R [ O W N E R ] , T H E MORTGAGOR’S [OWNER’S] PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE (5) WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OR LESS THAN FIVE (5) UNITS, ARE NOT PROPERLY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: July 21, 2011 Johnson, Larson, Peterson & Halvorson, P.A. By: /s/ Michael G. Halvorson (#0311327) Its: Foreclosing Attorney 908 Commercial Drive Buffalo, MN 55313 (763) 682-4550 RIVERBLUFF HOMEOWNERS ASSOCIATION Attn: Peggy Bushee Services 14985 Glazier Avenue, Suite 550 Apple Valley, MN 55124 2693568 7/28-9/1/11

PUBLIC NOTICE

��

�� COUNTY IN WHICH LOCATED:Dakota �� TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: United Residential Mortgage, LLC RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 990 Kensington Trail #103, Eagan, MN 55123 TAX PARCEL I.D. #: 104160003003 LEGAL DESCRIPTION OF PROPERTY: Residential Unit No. 3, and Garage Unit No. 12, Cambridge Court Condominium No. 1, Condominium File No. 70 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $101,600.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $93,367.87 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 19, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on _February 20, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 23, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6079 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2666301 6/30-8/4/11

PUBLIC NOTICE

PROPERTY IS

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$151,512.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$144,979.69 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 18, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 21, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 17, 2011. The Huntington National Bank Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-1864 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2666073 6/30-8/4/11

PUBLIC NOTICE

thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 18, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 21, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 16, 2011. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-10108 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2665775 6/30-8/4/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 16, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $129,440.00 MORTGAGOR(S): Richard Leo Probst and Mary Margaret Probst, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: September 17, 2004 Dakota County Recorder Document Number: 2248919 ASSIGNMENTS OF MORTGAGE: And assigned to: New York Community Bank Dated: June 15, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100162500016247463 Lender or Broker: Tri Minnesota Mortgage, Inc. Residential Mortgage Servicer: New York Community Bank Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 15538 Cornell Trl, Rosemount, MN 55068-4684 Tax Parcel ID Number: 34-81310-01-300 LEGAL DESCRIPTION OF PROPERTY: Lot 30, Block 1, Valley Oak Addition Replat, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $137,373.17 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 12, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on February 13, 2012, or the next business day if February 13, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY

ING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 30, 2011 ASSIGNEE OF MORTGAGEE: New York Community Bank Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 020982F01 2664918 6/30-8/4/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: MORTGAGORS:Julie K. Olson f/k/a Julie K. Johnson and Russell W. Olson, Wife and Husband. MORTGAGEE:J P M o r g a n C h a s e Bank, N.A.. DATE AND PLACE OF RECORDING: Registered October 12, 2006, Dakota County Registrar of Titles, Document No. 599303, Certificate of Title No. 127618. ASSIGNMENTS OF MORTGAGE: NONE Said Mortgage being Registered Land. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: JPMorgan Chase Bank, N.A. RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 1813 Cinnabar Court, Eagan, MN 55122 TAX PARCEL I.D. #: 101670404007 LEGAL DESCRIPTION OF PROPERTY: LOT 4, BLOCK 7, CEDAR GROVE NO. 5 ADDITION. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$230,400.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$248,542.50 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 12, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 13, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 10, 2011. JPMorgan Chase Bank, National

JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9182 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2662942 6/30-8/4/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: M a r c h 1 9 , 2009 MORTGAGOR: William H. George, a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded March 31, 2009, Dakota County Recorder, Document No. 2646865. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, National Association. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100315900000041078 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: River City Mortgage & Financial, LLC RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 5365 180th Street West, Farmington, MN 55024 TAX PARCEL I.D. #: 141950011008 LEGAL DESCRIPTION OF PROPERTY: LOT 11, BLOCK 8, DAKOTA COUNTY ESTATES. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $111,305.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $116,642.12 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 9, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 9, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 14, 2011. U.S. Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1584 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2692474 7/28-9/1/11

PUBLIC NOTICE

NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:N o v e m b e r 8 , 2002 MORTGAGORS:D a v i d C . A k e h u r s t and Nikki L. Akehurst, husband and wife. MORTGAGEE:K e y B a n k U S A , National Association. DATE AND PLACE OF RECORDING: Recorded January 29, 2003, Dakota County Recorder, Document No. 1991039. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc. successor by merger to CitiFinancial Mortgage Company, Inc.. And thereafter assigned to: Selene Finance, LP. And thereafter assigned to: Selene RMOF REO Acquisition LLC. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Key Bank USA, National Association RESIDENTIAL MORTGAGE SERVICER: Selene Finance LP MORTGAGED PROPERTY ADDRESS: 6170 Lower 161st Street, Rosemount, MN 55068 TAX PARCEL I.D. #: 222117709014 LEGAL DESCRIPTION OF PROPERTY: Lot 9, Block 14, Donnay's Valley Park 8th Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$206,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$155,000.36 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 18, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 21, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 17, 2011. Selene RMOF REO Acquisition LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-1819 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2666054 6/30-8/4/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 22, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $475,786.00 MORTGAGOR(S): Brent T. Mellett and Adriana Mellett, husband and wife MORTGAGEE: Anchor Bank Farmington, N.A. DATE AND PLACE OF RECORDING: Recorded: November 29, 2004 Dakota County Recorder Document Number: 2271456 LOAN MODIFICATION: Dated: June 01, 2010 Recorded: August 23, 2010 Document Number: 2747913 ASSIGNMENTS OF MORTGAGE: And assigned to: Mortgage Electronic Registration Systems, Inc.

��

tronic Registration Systems, Inc. Dated: October 22, 2004 Recorded: November 29, 2004 Dakota County Recorder Document Number: 2271458 And assigned to: New York Community Bank Dated: June 15, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100162500016619976 Lender or Broker: Anchor Bank Farmington, N.A. Residential Mortgage Servicer: New York Community Bank Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 20825 Bentley Ct, Farmington, MN 55024-8510 Tax Parcel ID Number: 12-29500-01-060 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 1, Ferris Estates, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $467,971.90 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 12, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on February 13, 2012, or the next business day if February 13, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 30, 2011 ASSIGNEE OF MORTGAGEE: New York Community Bank Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 021011F01 2664949 6/30-8/4/11

PUBLIC NOTICE

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $217,200.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $227,024.91 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 19, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 21, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 23, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-2171 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2665811 6/30-8/4/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 24, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $191,000.00 MORTGAGOR(S): Jordan Bailey, a single person MORTGAGEE: National City Mortgage a division of National City Bank DATE AND PLACE OF RECORDING: Recorded: August 29, 2007 Dakota County Recorder Document Number: 2540916 ASSIGNMENTS OF MORTGAGE: And assigned to: Green Tree Servicing LLC Dated: February 18, 2010 Recorded: March 25, 2010 Dakota County Recorder Document Number: 2721259 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: National City Mortgage a division of National City Bank Residential Mortgage Servicer: Green Tree Servicing LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3135 144th St W, Rosemount, MN 55068-4004 Tax Parcel ID Number: 34-18200-01-110 LEGAL DESCRIPTION OF PROPERTY: The West 78 feet of Lot 10 and 11, Block 1, Thomas T. Conley's Addition to Rosemount, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $188,254.21 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 12, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said pre-

gage and taxes, if any, on said pre mises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on February 13, 2012, or the next business day if February 13, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 30, 2011 ASSIGNEE OF MORTGAGEE: Green Tree Servicing LLC Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 018913F03 2664785 6/30-8/4/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 27, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $185,400.00 MORTGAGOR(S): Jay Webber and Michelle Webber, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: April 11, 2006 Dakota County Registrar of Titles Document Number: 587935 ASSIGNMENTS OF MORTGAGE: And assigned to: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK,NOT IN ITS INDIVIDUAL CAPACITY BUT SOLELY AS TRUSTEE FOR THE BENEFIT OF THE CERTIFICATEHOLDERS OF THE CWABS INC., ASSET-BACKED CERTIFICATES, SERIES 2006-BC4 Dated: June 18, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100200100093859712 Lender or Broker: EquiFirst Corporation Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 139509 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3520 68th St E, Inver Grove Heights, MN 55076-2142 Tax Parcel ID Number: 20.71160.02.040 LEGAL DESCRIPTION OF PROPERTY: Lot Four (4), Block Two (2) in South Grove No. 11, according to the recorded plat thereof on file and of record in the office of the Register of Deeds in and for Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $262,234.38 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 19, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on February 20, 2012, or the next business day if February 20, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPT-

A DEBT COLLECTOR ATTEMPT ING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 07, 2011 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, NOT IN ITS INDIVIDUAL CAPACITY BUT SOLELY AS TRUSTEE FOR THE BENEFIT OF THE CERTIFICATEHOLDERS OF THE CWABS INC., ASSET-BACKED CERTIFICATES, SERIES 2006-BC4 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 020698F01 2672290 7/7-8/11/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 19, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $128,000.00 MORTGAGOR(S): Ryan Melander , a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: August 31, 2006 Dakota County Recorder Document Number: 2457848 ASSIGNMENTS OF MORTGAGE: And assigned to: Wells Fargo Bank, National Association, As Trustee For The Holders Of The First Franklin Mortgage Loan Trust 2006-FF15 Mortgage Pass-Through Certificates, Series 2006-FF15 Dated: June 02, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100425240009714160 Lender or Broker: First Franklin, a division of National City Bank Residential Mortgage Servicer: Select Portfolio Servicing Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3583 156th St W, Rosemount, MN 55068-1542 Tax Parcel ID Number: 34-81310-06-070 LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 6, Valley Oak Addition Replat AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $132,251.50 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 19, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on February 20, 2012, or the next business day if February 20, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL

��

�� default �� PROPERTY USED IN AGRICULTURAL has occurred in �� conditions of the following described mortgage: PRODUCTION, AND ARE ABANDONED. DATED: July 07, 2011 DATE OF MORTGAGE: June 5, 2006 MORTGAGORS: Vitaliy V. Rodyukov ASSIGNEE OF MORTGAGEE: and Proletina A. Rodyukov, husband Wells Fargo Bank, National Association, As Trustee For The and wife. MORTGAGEE: ABN Amro Mortgage Holders Of The First Franklin Mortgage Loan Trust 2006-FF15 Group, Inc. n/k/a CitiMortgage,Inc.. DATE AND PLACE OF RECORDING: Mortgage Pass-Through Recorded June 16, 2006, Dakota Certificates, Series 2006-FF15 Wilford, Geske & Cook P.A. County Recorder, Document No. Attorneys for Assignee of Mortgagee 2438406. Lawrence A. Wilford ASSIGNMENTS OF MORTGAGE: NONE James A. Geske 8425 Seasons Parkway, Suite 105 TRANSACTION AGENT: NONE Woodbury, MN 55125-4393 TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON (651) 209-3300 File Number: 020875F01 MORTGAGE: NONE 2671251 7/7-8/11/11 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: ABN Amro Mortgage Group, Inc. n/k/a CitiMortgage,Inc. NOTICE OF MORTGAGE RESIDENTIAL MORTGAGE SERFORECLOSURE SALE VICER: CitiMortgage, Inc. THE RIGHT TO VERIFICATION OF MORTGAGED PROPERTY ADDRESS: THE DEBT AND IDENTITY OF THE 2005 140th Street West, Burnsville, MN ORIGINAL CREDITOR WITHIN THE 55337 TIME PROVIDED BY LAW IS NOT TAX PARCEL I.D. #: 021540002050 AFFECTED BY THIS ACTION. LEGAL DESCRIPTION OF PROPNOTICE IS HEREBY GIVEN: That ERTY: default has occurred in the conditions Lot 5, Block 2, Burnsville Heights, of the following described mortgage: Dakota County, Minnesota DATE OF MORTGAGE: August 30, COUNTY IN WHICH PROPERTY IS 2006 LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $308,750.00 MORTGAGE: $194,750.00 MORTGAGOR(S): Darren N. Ouimette AMOUNT DUE AND CLAIMED TO BE and Stacy A. Ouimette, husband and DUE AS OF DATE OF NOTICE, INCLUDwife ING TAXES, IF ANY, PAID BY MORTMORTGAGEE: Mortgage Electronic GAGEE: $203,979.07 Registration Systems, Inc. as nominee That prior to the commencement of for Equifirst Corporation this mortgage foreclosure proceeding TRANSACTION AGENT: Mortgage Mortgagee/Assignee of Mortgagee comElectronic Registration Systems, Inc. plied with all notice requirements as MIN#: 100200100104223817 required by statute; That no action or SERVICER: Ocwen Loan Servicing, proceeding has been instituted at law LLC or otherwise to recover the debt LENDER: Equifirst Corporation. secured by said mortgage, or any part D A T E A N D P L A C E O F F I L I N G : thereof; Dakota County Minnesota, Recorder , PURSUANT to the power of sale conon September 19, 2006, as Document tained in said mortgage, the above No. 2462198 described property will be sold by the ASSIGNED TO: U.S. Bank National Sheriff of said county as follows: Association, as Trustee Under SecuriDATE AND TIME OF SALE: August tization Servicing Agreement dated as 25, 2011 at 10:00 AM of February 1, 2007 Structured Asset PLACE OF SALE: S h e r i f f ' s O f f i c e , S e c u r i t i e s C o r p o r a t i o n M o r t g a g e Law Enforcement Center, 1580 Hwy Pass-Through Certificates, Series 55, Lobby #S-100, Hastings, MN 2007-BC2 Dated: September 1, 2010 , to pay the debt then secured by said and recorded June 16, 2011 by Docu- Mortgage, and taxes, if any, on said ment No. 2805732 . premises, and the costs and disburseLEGAL DESCRIPTION OF PROP- ments, including attorneys' fees ERTY: Lot 25, Block 4, SCOTT HIGH- allowed by law subject to redemption LANDS 1ST ADDITION within six (6) months from the date of PROPERTY ADDRESS: 13945 Gla- said sale by the mortgagor(s), their zier Court West, Apple Valley, MN personal representatives or assigns 55124 unless reduced to Five (5) weeks under PROPERTY I.D: 01-66500-04-250 MN Stat. §580.07. COUNTY IN WHICH PROPERTY IS TIME AND DATE TO VACATE PROPLOCATED: Dakota ERTY: If the real estate is an THE AMOUNT CLAIMED TO BE DUE owner-occupied, single-family dwellON THE MORTGAGE ON THE DATE OF ing, unless otherwise provided by law, THE NOTICE: Three Hundred Nineteen the date on or before which the mortThousand Three Hundred Seventy-Nine gagor(s) must vacate the property if the and 12/100 ($319,379.12) mortgage is not reinstated under secTHAT no action or proceeding has tion 580.30 or the property is not been instituted at law to recover the redeemed under section 580.23 is debt secured by said mortgage, or any 1 1 : 5 9 p . m . o n F e b r u a r y 2 7 , 2 0 1 2 , part thereof; that there has been com- u n l e s s t h e r e d e m p t i o n p e r i o d i s pliance with all pre-foreclosure notice reduced to 5 weeks under MN Stat. and acceleration requirements of said Secs. 580.07 or 582.032. mortgage, and/or applicable statutes; MORTGAGOR(S) RELEASED FROM PURSUANT, to the power of sale con- FINANCIAL OBLIGATION ON MORTtained in said mortgage, the above GAGE: None described property will be sold by the "THE TIME ALLOWED BY LAW FOR Sheriff of said county as follows: REDEMPTION BY THE MORTGAGOR, DATE AND TIME OF SALE: 10:00 AM THE MORTGAGOR'S PERSONAL REPon September 13, 2011 RESENTATIVES OR ASSIGNS, MAY BE PLACE OF SALE: Sheriff`s M a i n REDUCED TO FIVE WEEKS IF A JUDIOffice, Law Enforcement Center, 1580 CIAL ORDER IS ENTERED UNDER Highway 55, Hastings MN 55033-2343 MINNESOTA STATUTES, SECTION to pay the debt then secured by said 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G mortgage and taxes, if any actually OTHER THINGS, THAT THE MORTpaid by the mortgagee, on the pre- GAGED PREMISES ARE IMPROVED mises and the costs and disburse- WITH A RESIDENTIAL DWELLING OF m e n t s a l l o w e d b y l a w . T h e t i m e LESS THAN FIVE UNITS, ARE NOT allowed by law for redemption by said PROPERTY USED IN AGRICULTURAL mortgagor(s), their personal represen- P R O D U C T I O N , A N D A R E tatives or assigns is 6 months from the ABANDONED." date of sale. Dated: June 29, 2011. "THE TIME ALLOWED BY LAW FOR CitiMortgage, Inc. REDEMPTION BY THE MORTGAGOR, Mortgagee/Assignee of Mortgagee THE MORTGAGOR`S PERSONAL REP- USSET, WEINGARDEN AND LIEBO, P.L.L.P. RESENTATIVES OR ASSIGNS, MAY BE Attorneys for Mortgagee/Assignee of REDUCED TO FIVE WEEKS IF A JUDI- Mortgagee CIAL ORDER IS ENTERED UNDER 4500 Park Glen Road #300 MINNESOTA STATUTES, SECTION Minneapolis, MN 55416 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G (952) 925-6888 OTHER THINGS, THAT THE MORT10-6089 GAGED PREMISES ARE IMPROVED THIS IS A COMMUNICATION FROM WITH A RESIDENTIAL DWELLING OF A DEBT COLLECTOR. LESS THAN FIVE UNITS, ARE NOT 2672021 7/7-8/11/11 PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 28, 2011 NOTICE OF MORTGAGE U.S. Bank National Association, as FORECLOSURE SALE Trustee Under Securitization THE RIGHT TO VERIFICATION Servicing Agreement dated as of OF THE DEBT AND IDENTITY OF February 1, 2007 Structured Asset THE ORIGINAL CREDITOR WITHIN Securities Corporation Mortgage THE TIME PROVIDED BY LAW IS Pass-Through Certificates, Series NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that 2007-BC2 default has occurred in conditions of Randall S. Miller & Associates, PLLC the following described mortgage: Attorneys for Assignee of Mortgage/ DATE OF MORTGAGE: O c t o b e r 1 9 , Mortgagee 2007 One Financial Plaza, MORTGAGORS: D a n i e l P P a l u m b o 120 South Sixth Street, Suite 1100 and Marlene H Palumbo, husband and Minneapolis, MN 55402 wife. Phone: 612-573-3677 MORTGAGEE: Mortgage Electronic Our File No. 11MN00320-1 THIS IS A COMMUNICATION FROM Registration Systems, Inc.. DATE AND PLACE OF RECORDING: A DEBT COLLECTOR. A S A P # 4 0 4 7 7 9 2 0 7 / 2 8 / 2 0 1 1 , Recorded November 1, 2007, Dakota 08/04/2011, 08/11/2011, 08/18/2011, C o u n t y R e c o r d e r , D o c u m e n t N o . 2554063. 08/25/2011, 09/01/2011 ASSIGNMENTS OF MORTGAGE: 2687635 7/28-9/1/11 Assigned to: CitiMortgage, Inc.. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. NOTICE OF MORTGAGE TRANSACTION AGENT'S MORTFORECLOSURE SALE GAGE IDENTIFICATION NUMBER ON THE RIGHT TO VERIFICATION MORTGAGE: 100011511197710909 OF THE DEBT AND IDENTITY OF LENDER OR BROKER AND MORTTHE ORIGINAL CREDITOR WITHIN G A G E O R I G I N A T O R S T A T E D O N THE TIME PROVIDED BY LAW IS MORTGAGE: Citibank, N.A. NOT AFFECTED BY THIS ACTION. RESIDENTIAL MORTGAGE SERNOTICE IS HEREBY GIVEN, that default has occurred in conditions of ��

PUBLIC NOTICE

�� proceeding has been instituted at law or otherwise to recover the debt �� RESIDENTIAL MORTGAGE SER VICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 1459 Bellows Street, West Saint Paul, MN 55118 TAX PARCEL I.D. #: 424095001030 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 1, K-M Addition,According to the Recorded Plat thereof. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $25,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $25,310.86 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 23, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 23, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 27, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 11-88 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2672082 7/7-8/11/11

PUBLIC NOTICE

secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 25, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 27, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 29, 2011. U.S. Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1921 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2672329 7/7-8/11/11

PUBLIC NOTICE

Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on _February 21, 2012_____________________, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 15, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4538 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2667913 7/7-8/11/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 07, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $298,500.00 MORTGAGOR(S): Vianny Rodriguez and Chandru Nandwani, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: December 22, 2005 Dakota County Registrar of Titles Document Number: 581530 ASSIGNMENTS OF MORTGAGE: And assigned to: Aurora Loan Services, LLC Dated: October 26, 2010 Registered: January 31, 2011 Dakota County Registrar of Titles Document Number: T675130 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100025440002877352 Lender or Broker: Lehman Brothers Bank, FSB, A Federal Savings Bank Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 130250 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 12501 Dorchester Trl, Apple Valley, MN 55124-8684 Tax Parcel ID Number: 01-33850-010-02 LEGAL DESCRIPTION OF PROPERTY: Lot One (1), Block Two (2), Hunters Ridge AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $310,725.20 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 19, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on February 20, 2012, or the next business day if February 20, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE

THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 07, 2011 ASSIGNEE OF MORTGAGEE: Aurora Loan Services, LLC Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 015077F03 2669154 7/7-8/11/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 05, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $257,500.00 MORTGAGOR(S): Mark N. Lindell, single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: July 24, 2007 Dakota County Recorder Document Number: 2532427 ASSIGNMENTS OF MORTGAGE: And assigned to: CitiMortgage, Inc. Dated: March 02, 2009 Recorded: March 05, 2009 Dakota County Recorder Document Number: 2641467 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100011520041523574 Lender or Broker: CitiMortgage, Inc. Residential Mortgage Servicer: CitiMortgage, Inc. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 17850 Isle Ave, Lakeville, MN 55044-9651 Tax Parcel ID Number: 22-19404-03-010 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 3, Dakota Heights Fifth Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $311,853.74 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 09, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 09, 2012, or the next business day if March 09, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 28, 2011 ASSIGNEE OF MORTGAGEE: CitiMortgage, Inc. Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 001400F05 2690949 7/28-9/1/11

PUBLIC NOTICE PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 17, 2006 MORTGAGORS: C h r i s t o p h e r D . Oines and Jodi L. Oines, Husband and Wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded June 2, 2006, Dakota County Recorder, Document No. 2434555. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, National Association. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100021278926691085 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: U.S. Bank, National Association RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 19985 Evensong Avenue, Farmington, MN 55024 TAX PARCEL I.D. #: 141650204220 LEGAL DESCRIPTION OF PROPERTY: Lot 22, Block 4, Charleswood 3rd Addition, According to the Recorded Plat Thereof, and Situate in Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $352,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $342,033.68 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 21, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 23, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: May 19, 2011. U.S. Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-2421 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until September 1, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: July 21, 2011. U.S. Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-2421 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2689971 7/28/11

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 14, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $152,000.00 MORTGAGOR(S): Timothy S. Kappes and Tammy L. Kappes, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: July 06, 2004 Dakota County Recorder Document Number: 2222761 ASSIGNMENTS OF MORTGAGE: And assigned to: Bank Of America, N.A., Successor By Merger To BAC Home Loans Servicing, L.P. Fka Countrywide Home Loans Servicing L.P. Dated: July 20, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100060677002315976 Lender or Broker: River City Mortgage Corp. Residential Mortgage Servicer: Bank of America, N.A. - Plano, TX Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3912 Danbury Trl, Eagan, MN 55123-1500 Tax Parcel ID Number: 10-19700-02-030 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 2, Danbury Place, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $146,801.63 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 09, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 09, 2012, or the next business day if March 09, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 28, 2011 ASSIGNEE OF MORTGAGEE: Bank Of America, N.A., Successor By Merger To BAC Home Loans Servicing, L.P. Fka Countrywide Home Loans Servicing L.P. Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 021542F01 2693797 7/28-9/1/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 02, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $148,309.00 MORTGAGOR(S): Luis A. Soriano, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: June 03, 2005 Dakota County Recorder Document Number: 2327523 ASSIGNMENTS OF MORTGAGE: And assigned to: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF THE CWABS, INC., ASSET-BACKED CERTIFICATES, SERIES 2005-IM1

��

TIFICATES, SERIES 2005-IM1 Dated: May 13, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100075420040032854 Lender or Broker: Homestead Mortgage Corporation Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 14765 Endicott Way, Apple Valley, MN 55124-6406 Tax Parcel ID Number: 01-81456-01-440 LEGAL DESCRIPTION OF PROPERTY: Lot 44, Block 1, Valley Way Village Seventh Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $154,313.46 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 12, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on February 13, 2012, or the next business day if February 13, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 30, 2011 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF THE CWABS, INC., ASSET-BACKED CERTIFICATES, SERIES 2005-IM1 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 020440F01 2659799 6/30-8/4/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 04, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $291,200.00 MORTGAGOR(S): Michael R. Johnson, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: August 16, 2006 Dakota County Recorder Document Number: 2454013 ASSIGNMENTS OF MORTGAGE: And assigned to: Aurora Loan Services, LLC Dated: April 25, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100137510000262800 Lender or Broker: Lakeland Mortgage Corporation Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 17448 Horseshoe Way, Lakeville, MN 55044-7004 Tax Parcel ID Number: 22-33311-02-020 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 2, Homestead Creek East 2nd Addition, according to the recorded plat thereof, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $308,050.00

$308,050.00 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 19, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on February 20, 2012, or the next business day if February 20, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 07, 2011 ASSIGNEE OF MORTGAGEE: Aurora Loan Services, LLC Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 006229F03 2667893 7/7-8/11/11

PUBLIC NOTICE

said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on _February 21, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 15, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4254 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2666784 7/7-8/11/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 25, 2009 MORTGAGORS: M i c h a e l O s s k o p p and Maggie K. Osskopp, Husband and Wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded May 7, 2009, Dakota County Recorder, Document No. 2655485. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc.. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100248900000018185 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Rescue Mortgage Inc., DBA Mortgage Depot RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 17385 Halifax Path, Lakeville, MN 55044 TAX PARCEL I.D. #: 221710002040 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 2, Cherry View First Addition, Dakota County COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $370,475.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $370,750.94 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 1, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 1, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER

CIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 7, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6107 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2679332 7/14-8/18/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 21, 2009 MORTGAGORS: Dale M. Carlson and Cathy L. Johnson, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Registered June 3, 2009, Dakota County Registrar of Titles, Document No. T644976, Certificate of Title No. 136760. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, National Association. Said Mortgage being Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100199600012359960 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Advisors Mortgage, LLC RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 1822 Senja Court, Eagan, MN 55122 TAX PARCEL I.D. #: 106398009140 LEGAL DESCRIPTION OF PROPERTY: Lot Fourteen, Block Nine in Ridgecliffe First Addition, According to the recorded plat thereof, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $236,823.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $242,281.06 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 2, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 2, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 12, 2011. U.S. Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-2433 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2686491 7/21-8/25/11

�� SERVICER: Carrington Mortgage Ser

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 13, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $148,800.00 MORTGAGOR(S): Matthew William Hanson and Noelle Elizabeth Hanson, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for DHI Mortgage Company Limited Partnership TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100020410001341515 SERVICER: Ocwen Loan Servicing, LLC LENDER: DHI Mortgage Company Limited Partnership. DATE AND PLACE OF FILING: Dakota County Minnesota,Registrar of Title , on September 20, 2006, as Document No. 597962 ASSIGNED TO: HSBC Bank USA, N.A., as Trustee on behalf of ACE Securities Corp. Home Equity Loan Trust and for the registered holders of ACE Securities Corp. Home Equity Loan Trust, Series 2006-ASAP6, Asset Backed Pass-Through Certificates Dated: November 30, 2006 , and recorded May 3, 2011 by Document No. T679133 . LEGAL DESCRIPTION OF PROPERTY: Unit No. 13097 CIC No. 424, Crossroads Condominiums, Dakota county, Minnesota. PROPERTY ADDRESS: 17473 Gettysburg Way, Lakeville, MN 55044 PROPERTY I.D: 22-18604-13-097 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: One Hundred Fifty-Three Thousand One Hundred Thirty-Three and 95/100 ($153,133.95) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on September 13, 2011 PLACE OF SALE: Sheriff`s Mai n Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6 months from the date of sale. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 28, 2011 HSBC Bank USA, N.A., as Trustee on behalf of ACE Securities Corp. Home Equity Loan Trust and for the registered holders of ACE Securities Corp. Home Equity Loan Trust, Series 2006-ASAP6, Asset Backed Pass-Through Certificates Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 11MN00301-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 4047821 07/28/2011, 08/04/2011, 08/11/2011, 08/18/2011, 08/25/2011, 09/01/2011 2687684 7/28-9/1/11

PUBLIC NOTICE

vices, LLC. LENDER: MILA, Inc.. DATE AND PLACE OF FILING: Dakota County Minnesota,Registrar of Title, on August 28, 2006, as Document No. 596649 ASSIGNED TO: Wells Fargo Bank, N.A., as Trustee for Carrington Mortgage Loan Trust, Series 2007-RFC1, Asset-Backed Pass Through Certificates D a t e d : M a r c h 18, 2011, and recorded March 30, 2011 by Document No. T677788. LEGAL DESCRIPTION OF PROPERTY: Lot 14, Block 2, Grosse Pointe Second Addition, according to the recorded Plat thereof, Dakota County, MN. PROPERTY ADDRESS: 13109 LONGVIEW DRIVE, BURNSVILLE, MN 55337 PROPERTY I.D: 02-31101-140-02 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: Four Hundred Six Thousand Five Hundred Thirty-Five and 04/100 ($406,535.04) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on August 30, 2011 PLACE OF SALE: Sh eriff`s Mai n Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6 months from the date of sale. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 14, 2011 Wells Fargo Bank, N.A., as Trustee for Carrington Mortgage Loan Trust, Series 2007-RFC1, AssetBacked Pass Through Certificates Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 11MN00106-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 4040406 07/14/2011, 07/21/2011, 07/28/2011, 08/04/2011, 08/11/2011, 08/18/2011 2677885 7/14-8/18/11

PUBLIC NOTICE

��

�� under Minn. Stat. §580.30 or the prop erty is not redeemed under Minn. Stat. �� required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 1, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 1, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 7, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4461 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2679362 7/14-8/18/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 26, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $252,000.00 MORTGAGOR(S): Rosario Andrea Randazzo and Elizabeth Ann Randazzo, MORTGAGEE: Prime Security Bank DATE AND PLACE OF RECORDING: Recorded: November 22, 2006 Dakota County Recorder Document Number: 2477332 ASSIGNMENTS OF MORTGAGE: And assigned to: Mortgage Electronic Registration Systems, Inc. Dated: November 03, 2006 Recorded: January 02, 2007 Dakota County Recorder Document Number: 2485287 And assigned to: BAC Home Loans Servicing, L.P. FKA Countrywide Home Loans Servicing L.P. Dated: June 18, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100015700074567740 Lender or Broker: Prime Security Bank Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 19290 Eureka Ave W, Farmington, MN 55024-9254 Tax Parcel ID Number: 14-25602-01-220 LEGAL DESCRIPTION OF PROPERTY: Lot 22, Block 1, Fair Hills 3rd Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $292,048.83 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 26, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the prop-

§580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on February 27, 2012, or the next business day if February 27, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 14, 2011 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. FKA Countrywide Home Loans Servicing L.P. Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 020810F01 2672746 7/14-8/18/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 30, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $228,000.00 MORTGAGOR(S): Kirupakaran Suntharalingam and Sujeetha Kanagalingam, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: December 18, 2006 Dakota County Recorder Document Number: 2482644 ASSIGNMENTS OF MORTGAGE: And assigned to: Provident Funding Associates, L.P. Dated: July 05, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000179-3516110131-2 Lender or Broker: Provident Funding Associates, L.P. Residential Mortgage Servicer: Provident Funding Associates Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 8447 Bryce Ct, Inver Grove Heights, MN 55076-5142 Tax Parcel ID Number: 20-54880-01-010 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 1, Orchard Meadows North, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $220,874.68 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 26, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on February 27, 2012, or the next business day if February 27, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF

WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 14, 2011 ASSIGNEE OF MORTGAGEE: Provident Funding Associates, L.P. Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 021279F01 2677868 7/14-8/18/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 22, 2009 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $164,800.00 MORTGAGOR(S): Kathleen A Brennan and Martin J Brennan, wife and husband MORTGAGEE: Postal Credit Union DATE AND PLACE OF RECORDING: Recorded: January 04, 2010 Dakota County Recorder Document Number: 2705417 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Postal Credit Union Residential Mortgage Servicer: Postal Credit Union Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1650 Charlton St, West Saint Paul, MN 55118-3806 Tax Parcel ID Number: 42-15100-01-091 LEGAL DESCRIPTION OF PROPERTY: That part of Lot 9, Block 1, Brennan Addition, described as follows: Beginning at the southwest corner of said Lot 9, thence on an assumed bearing of north 0 degrees 15 minutes 37 seconds west, along the west line of said Lot 9, a distance of 145.11 feet, to the northwest corner of said Lot 9, thence north 89 degrees 44 minutes 36 seconds east, along the north line of said Lot 9, and its easterly extensions, 155.00 feet, thence southerly to a point on the south line of said Lot 9, distant 155.00 feet east of the southwest corner of said Lot 9, thence westerly along the south line of said Lot 9, a distance of 155.00 feet to the point of beginning, according to the recorded plat thereof, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $167,428.45 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 26, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on February 27, 2012, or the next business day if February 27, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 14, 2011 MORTGAGEE: Postal Credit Union Wilford, Geske & Cook P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 021241F01 2673771 7/14-8/18/11

PUBLIC NOTICE PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: July 1, 2010 MORTGAGORS: Emily A. Sams and Michael R. Sams, Wife and Husband. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded July 19, 2010, Dakota County Recorder, Document No. 2741274. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, National Association. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100021200001220648 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: U.S. Bank, National Association RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 12821 Garrett Court, Apple Valley, MN 55124 TAX PARCEL I.D. #: 012320106001 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 1, Eastwood Ridge 2nd Addition, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $410,880.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $420,664.44 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 21, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 23, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: May 19, 2011. U.S. Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-2307 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until September 1, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: July 21, 2011. U.S. Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-2307 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2690005 7/28/11

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: December 17, 2003 MORTGAGORS: Alan K. Bernhagen and Clare M. Bernhagen, husband and wife. MORTGAGEE: U.S. Bank, National Association. DATE AND PLACE OF RECORDING: Recorded February 23, 2004, Dakota County Recorder, Document No. 2177948. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: U.S. Bank, National Association RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 17165 Fairhaven Avenue, Farmington, MN 55024 TAX PARCEL I.D. #: 223150103060 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 3, Harris Acres Second, according to the recorded plat thereof, and situate in Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $280,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $233,334.51 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 16, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 16, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 8, 2011. U.S. Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-2479 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2694178 7/28-9/1/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 08, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $291,800.00 MORTGAGOR(S): Patrick M. O'Donnell, an unmarried man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: September 06, 2007 Dakota County Recorder Document Number: 2542192 ASSIGNMENTS OF MORTGAGE: And assigned to: Provident Funding Associates, L.P

Associates, L.P Dated: June 24, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000179-3517070204-3 Lender or Broker: Provident Funding Associates, L.P. Residential Mortgage Servicer: Provident Funding Associates Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 15864 Garden View Ct, Apple Valley, MN 55124-7015 Tax Parcel ID Number: 01-44201-02-070 LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 2, Lac Lavon Shores 2nd Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $287,505.73 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 26, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on February 27, 2012, or the next business day if February 27, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 14, 2011 ASSIGNEE OF MORTGAGEE: Provident Funding Associates, L.P Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 021315F01 2677843 7/14-8/18/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 28, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $332,500.00 MORTGAGOR(S): Daniel R. Wenstrom and Christine A. Wenstrom, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: September 14, 2006 Dakota County Registrar of Titles Document Number: 597700 ASSIGNMENTS OF MORTGAGE: And assigned to: Central Mortgage Company Dated: June 22, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100285700000196211 Lender or Broker: Winstar Mortgage Partners, Inc. Residential Mortgage Servicer: Central Mortgage Company Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 120434 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 6582 296th St E, Cannon Falls, MN 55009-9270 Tax Parcel ID Number: 31-23600-180-00 LEGAL DESCRIPTION OF PROPERTY: Lots Seventeen (17) and Eighteen (18) of Ellsworth Shore Acres, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $370,100.20 THAT all pre-foreclosure requirements have been complied with; that

��

ments have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 26, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on February 27, 2012, or the next business day if February 27, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 14, 2011 ASSIGNEE OF MORTGAGEE: Central Mortgage Company Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 018846F02 2673725 7/14-8/18/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 24, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $316,000.00 MORTGAGOR(S): Thomas M. Bowlin and Julie A. Bowlin, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: October 25, 2004 Dakota County Recorder Document Number: 2261078 LOAN MODIFICATION: Dated: April 09, 2009 Recorded: August 06, 2009 Document Number: 2676420 ASSIGNMENTS OF MORTGAGE: And assigned to: Aurora Loan Services, LLC Dated: February 16, 2011 Recorded: March 03, 2011 Dakota County Recorder Document Number: 2789357 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100285700000030451 Lender or Broker: Winstar Mortgage Partners, Inc. Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1665 Oakbrooke Cir, Eagan, MN 55122-4213 Tax Parcel ID Number: 10-53763-05-030 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 5, Oakbrooke 4th Addition, according to the recorded plat thereof, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $379,253.02 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 02, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within

by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 02, 2012, or the next business day if March 02, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 21, 2011 ASSIGNEE OF MORTGAGEE: Aurora Loan Services LLC Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 017405F03 2681702 7/21-8/25/11

PUBLIC NOTICE

THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 13, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-2329 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2686447 7/21-8/25/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 21, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $119,900.00 MORTGAGOR(S): Mary Eckstrom, a single woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: August 25, 2006 Dakota County Recorder Document Number: 2456557 ASSIGNMENTS OF MORTGAGE: And assigned to: Provident Funding Associates, L.P. Dated: February 11, 2011 Recorded: March 22, 2011 Dakota County Recorder Document Number: 2792413 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000179-3516080029-4 Lender or Broker: Provident Funding Associates, L.P. Residential Mortgage Servicer: Provident Funding Associates Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3578 Blue Jay Way Apt 200, Eagan, MN 55123-2214 Tax Parcel ID Number: 10-45050-065-04 LEGAL DESCRIPTION OF PROPERTY: Unit No. 6200, Lexington Place Condominium, Condominium File No. 66, Dakota County AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $123,064.84 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 02, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 02, 2012, or the next business day if March 02, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 21, 2011 ASSIGNEE OF MORTGAGEE: Provident Funding Associates, L.P. Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 019083F03 2684435 7/21-8/25/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 26, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $244,000.00 MORTGAGOR(S): Tonya A. Matthews, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: May 29, 2007 Dakota County Recorder Document Number: 2520305 ASSIGNMENTS OF MORTGAGE: And assigned to: Bank of America, N.A., as successor by merger to BAC Home Loans Servicing, L.P. FKA Countrywide Home Loans Servicing L.P. Dated: July 07, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100016500006610082 Lender or Broker: GN Mortgage, LLC Residential Mortgage Servicer: Bank of America, N.A. - Plano, TX Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 6260 137th Ct, Apple Valley, MN 55124-8112 Tax Parcel ID Number: 01-31003-08-100 LEGAL DESCRIPTION OF PROPERTY: Lot 10, Block 8, Greenleaf Fourth Addition, according to the recorded plat thereof, and situated in Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $262,905.80 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 09, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 09, 2012, or the next business day if March 09, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 28, 2011 ASSIGNEE OF MORTGAGEE: BANK OF AMERICA, N.A., as successor by merger to BAC Home Loans Servicing, L.P. FKA Countrywide Home Loans Servicing L.P. Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 021288F01 2692401 7/28-9/1/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE Notice is hereby given that default has occurred in the conditions of the following-described mortgage: Date of Mortgage: January 15, 2008 Original principal amount of mortgage: $180,000.00 Mortgagor: S u z a n n e S n a z a , a n unmarried woman Mortgagee: Landmark V Partnership, a general partnership under the laws of the State of Minnesota. Date and Place of Recording: Recorded on March 3, 2008 as Document No. 624578 in the office of the Registrar of Titles of Dakota County, Minnesota. The Mortgage is upon registered land. The Mortgage has not been assigned. The Mortgage is upon real estate situated in Dakota County, Minnesota

��

�� ber �� Minnesota situated in Dakota County, 2, 2011 at 10:00 AM �� legally described as follows: PLACE OF SALE: S h e r i f f ' s O f f i c e , L o t 2 0 , B l o c k 3 , S o u t h P i n e s 2 , Law Enforcement Center, 1580 Hwy Dakota County, Minnesota. 55, Lobby #S-100, Hastings, MN The tax parcel identification number to pay the debt then secured by said o f t h e M o r t g a g e d P r e m i s e s i s : Mortgage, and taxes, if any, on said 19-71051-03-200. premises, and the costs and disburseThe commonly used street address m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s of the Mortgaged Premises is: 345 allowed by law subject to redemption within six (6) months from the date of Robert Drive, Hastings, MN 55033. The person holding the Mortgage is said sale by the mortgagor(s), their not a transaction agent, as defined by personal representatives or assigns Minn. Stat. §58.02, Subd. 30. The name unless reduced to Five (5) weeks under of the residential Mortgage servicer MN Stat. §580.07. TIME AND DATE TO VACATE PROPand the lender or broker, as defined in Minn. Stat. §58.02 is Landmark V E R T Y : I f t h e r e a l e s t a t e i s a n Partnership; the name of the Mortgage owner-occupied, single-family dwelloriginator, as defined in Minn. Stat. ing, unless otherwise provided by law, §58.02 is Landmark V Partnership. the date on or before which the mortAll pre-foreclosure requirements gagor(s) must vacate the property if the h a v e b e e n c o m p l i e d w i t h , a n d n o mortgage is not reinstated under secaction or proceeding has been insti- tion 580.30 or the property is not tuted at law or otherwise to recover the redeemed under section 580.23 is debt secured by such Mortgage or any 11:59 p.m. on March 2, 2012, unless the redemption period is reduced to 5 part thereof. The amount claimed to be due on weeks under MN Stat. Secs. 580.07 or 582.032. the date of this Notice is: $212,939.39. MORTGAGOR(S) RELEASED FROM Pursuant to the Power of Sale cont a i n e d i n s a i d M o r t g a g e , t h e FINANCIAL OBLIGATION ON MORTabove-described Property will be sold GAGE: None "THE TIME ALLOWED BY LAW FOR by the Sheriff of said County as folREDEMPTION BY THE MORTGAGOR, lows: Date and time of sale: September 2, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE 2011 at 10:00 a.m. Place of sale: D a k o t a C o u n t y L a w REDUCED TO FIVE WEEKS IF A JUDIEnforcement Center, 1580 Highway 55, CIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION Hastings, MN 55033 to pay the debt secured by said Mort- 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G gage and taxes, if any on said Pre- OTHER THINGS, THAT THE MORTmises and the costs and disburse- GAGED PREMISES ARE IMPROVED ments, including attorney fees allowed WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT by law. The time allowed by law for redemp- PROPERTY USED IN AGRICULTURAL tion by the Mortgagor, the Mortgagor's P R O D U C T I O N , A N D A R E personal representatives or assigns is ABANDONED." 6 months after the date of sale. Dated: July 11, 2011. The date on or before which the U.S. Bank, National Association Mortgagor must vacate the property if Mortgagee/Assignee of Mortgagee the Mortgage is not reinstated under USSET, WEINGARDEN AND LIEBO, P.L.L.P. §580.30 or the Property redeemed Attorneys for Mortgagee/Assignee of under §580.23 is 11:59 p.m. on March Mortgagee 4500 Park Glen Road #300 2, 2012. THE TIME ALLOWED BY LAW FOR Minneapolis, MN 55416 REDEMPTION BY THE MORTGAGOR, (952) 925-6888 19-2429 THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE THIS IS A COMMUNICATION FROM REDUCED TO FIVE WEEKS IF A JUDI- A DEBT COLLECTOR. 7/21-8/25/11 CIAL ORDER IS ENTERED UNDER 2685217 MINN. STAT. §582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE NOTICE OF MORTGAGE IMPROVED WITH A RESIDENTIAL FORECLOSURE SALE DWELLING OF LESS THAN 5 UNITS, THE RIGHT TO VERIFICATION ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN ABANDONED. THE TIME PROVIDED BY LAW IS Dated: July 18, 2011 NOT AFFECTED BY THIS ACTION. This Notice is issued by: NOTICE IS HEREBY GIVEN, that Landmark V Partnership, default has occurred in conditions of Holder of the Mortgage the following described mortgage: Attorney for Mortgagee: DATE OF MORTGAGE: S e p t e m b e r Fred A. Kueppers, Jr. (A.R. 58841) 10, 2001 Kueppers, Kronschnabel & Daly, P.A. MORTGAGOR: Pamela J. Kielas, a Attorneys for Mortgagee married person. 101 East Fifth Street, Suite 2300 MORTGAGEE: W e l l s F a r g o H o m e St. Paul, MN 55101 Mortgage, Inc.. Phone: (651) 222-5000 DATE AND PLACE OF RECORDING: 2686039 7/21-8/25/11 Recorded November 7, 2001, Dakota County Recorder, Document No. 1828329 and rerecorded as Document No. 1954129. NOTICE OF MORTGAGE ASSIGNMENTS OF MORTGAGE: FORECLOSURE SALE THE RIGHT TO VERIFICATION Assigned to: U.S. Bank, National AssoOF THE DEBT AND IDENTITY OF ciation s/b/m The Leader Mortgage THE ORIGINAL CREDITOR WITHIN Company. TRANSACTION AGENT: NONE THE TIME PROVIDED BY LAW IS TRANSACTION AGENT'S MORTNOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that GAGE IDENTIFICATION NUMBER ON default has occurred in conditions of MORTGAGE: NONE LENDER OR BROKER AND MORTthe following described mortgage: DATE OF MORTGAGE: S e p t e m b e r G A G E O R I G I N A T O R S T A T E D O N MORTGAGE: Wells Fargo Home Mort20, 2006 MORTGAGOR: Mary Ellen Putnam, A gage, Inc. RESIDENTIAL MORTGAGE SERSingle Person. MORTGAGEE: Mortgage Electronic VICER: U.S. Bank Home Mortgage Registration Systems, Inc.. MORTGAGED PROPERTY ADDRESS: DATE AND PLACE OF RECORDING: 4505 Cinnamon Ridge Trail, Unit B, Recorded October 27, 2006, Dakota Eagan, MN 55122 County Recorder, Document No. TAX PARCEL I.D. #: 101740000175 2471750. LEGAL DESCRIPTION OF PROPA S S I G N M E N T S O F M O R T G A G E : ERTY: Building E, Unit No. 35, Cinnamon Assigned to: U.S. Bank, National AssoRidge Carriage Homes, a condociation. minium, Condominium Ownership TRANSACTION AGENT: Mortgage No. 41, Dakota County, Minnesota. Electronic Registration Systems, Inc. COUNTY IN WHICH PROPERTY IS TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: 100021278830996182 LENDER OR BROKER AND MORT- MORTGAGE: $116,400.00 AMOUNT DUE AND CLAIMED TO BE GAGE ORIGINATOR STATED ON M O R T G A G E : U . S . B a n k , N a t i o n a l DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTAssociation R E S I D E N T I A L M O R T G A G E S E R - GAGEE: $103,531.08 That prior to the commencement of VICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: this mortgage foreclosure proceeding 12938 Nicollet Avenue South Unit # Mortgagee/Assignee of Mortgagee complied with all notice requirements as 101, Burnsville, MN 55337 required by statute; That no action or TAX PARCEL I.D. #: 020130016535 LEGAL DESCRIPTION OF PROP- proceeding has been instituted at law or otherwise to recover the debt ERTY: Apartment Number 101, 12938 Nicol- secured by said mortgage, or any part let Avenue South, Condominium thereof; Ownership Number 15, Ridgeview PURSUANT to the power of sale conC o n d o m i n i u m H o m e s , D a k o t a tained in said mortgage, the above described property will be sold by the County, Minnesota. COUNTY IN WHICH PROPERTY IS Sheriff of said county as follows: DATE AND TIME OF SALE: SeptemLOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF ber 2, 2011 at 10:00 AM MORTGAGE: $96,300.00 PLACE OF SALE: S h e r i f f ' s O f f i c e , AMOUNT DUE AND CLAIMED TO BE Law Enforcement Center, 1580 Hwy DUE AS OF DATE OF NOTICE, INCLUD- 55, Lobby #S-100, Hastings, MN ING TAXES, IF ANY, PAID BY MORT- to pay the debt then secured by said GAGEE: $95,297.13 Mortgage, and taxes, if any, on said That prior to the commencement of premises, and the costs and disbursethis mortgage foreclosure proceeding m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s Mortgagee/Assignee of Mortgagee com- allowed by law subject to redemption plied with all notice requirements as within six (6) months from the date of required by statute; That no action or said sale by the mortgagor(s), their proceeding has been instituted at law personal representatives or assigns o r o t h e r w i s e t o r e c o v e r t h e d e b t unless reduced to Five (5) weeks under secured by said mortgage, or any part MN Stat. §580.07. thereof; TIME AND DATE TO VACATE PROPPURSUANT to the power of sale con- E R T Y : I f t h e r e a l e s t a t e i s a n tained in said mortgage, the above owner-occupied, single-family dwelldescribed property will be sold by the ing, unless otherwise provided by law, the date on or before which the mortSheriff of said county as follows: DATE AND TIME OF SALE: Septem�� ber 2, 2011 at 10:00 AM

PUBLIC NOTICE

�� FSB, �� formerly known as World Savings Bank, FSB �� the date on or before which the mort gagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 2, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 21, 2011. U.S. Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-2346 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2686475 7/21-8/25/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 26, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $195,856.00 MORTGAGOR(S): Michael D. Huddock, a single person MORTGAGEE: World Savings Bank, FSB DATE AND PLACE OF RECORDING: Recorded: August 19, 2004 Dakota County Recorder Document Number: 2239789 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: World Savings Bank, FSB Residential Mortgage Servicer: Wachovia Mortgage, FSB Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 17140 Fieldcrest Ct, Lakeville, MN 55024-9004 Tax Parcel ID Number: 22-48101-01-090 LEGAL DESCRIPTION OF PROPERTY: Lot 9, Block 1, Meadow Brook Second Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $229,162.78 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 02, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 02, 2012, or the next business day if March 02, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 21, 2011 MORTGAGEE: Wells Fargo Bank, N.A. also known as Wachovia Mortgage, a division of Wells Fargo Bank, N.A., and formerly known as Wachovia Mortgage, FSB, formerly known as World

Wilford, Geske & Cook P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 020860F01 2685794 7/21-8/25/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 11, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $242,450.00 MORTGAGOR(S): Glenn A. Thieling and Lisa K. Coppola-Thieling, husband and wife, as joint tenants MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: June 22, 2007 Dakota County Registrar of Titles Document Number: 613032 ASSIGNMENTS OF MORTGAGE: And assigned to: SunTrust Mortgage, Inc. Dated: May 16, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100392499600000671 Lender or Broker: Fairway Independent Mortgage Corp. Residential Mortgage Servicer: SunTrust Mortgage, Inc. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 116876 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 13607 Pleasant Ln, Burnsville, MN 55337-4547 Tax Parcel ID Number: 02-81351-530-01 LEGAL DESCRIPTION OF PROPERTY: Lot Fifty three (53) in Block One (1) of Second Addition to Valley Highlands AND That part of Lot Thirty eight (38), Block One (1) of Second Addition to Valley Highlands, lying Northerly of the following described line: Beginning at the South end of the 56.91 foot East line of said Lot 38; thence Westerly to a point in the Westerly line thereof which is 30 feet Southerly (measured along said Westerly line) from the Northwest corner of said Lot 38, according to the plat thereof on file and of record in the office of the Registrar of Titles within and for said County and State. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $248,682.10 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 09, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 09, 2012, or the next business day if March 09, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 28, 2011 ASSIGNEE OF MORTGAGEE: SunTrust Mortgage, Inc. Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 019921F01 2690024 7/28-9/1/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: S e p t e m b e r 12, 2003 MORTGAGORS: K a i R C h a n a n d Saykham M Panemalaythong, Husband and Wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded October 22, 2003, Dakota County Recorder, Document No. 2128469. ASSIGNMENTS OF MORTGAGE: Assigned to: Citimortgage Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100038900005357954 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Voyager Bank RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 1849 Riverwood Drive, Burnsville, MN 55337 TAX PARCEL I.D. #: 023742602027 LEGAL DESCRIPTION OF PROPERTY: Unit 27, Com Interest Communty No. 185, Itokah Valley Townhomes, A condominium, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $164,350.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $145,963.20 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 16, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on _March 16, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 22, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6238 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2694408 7/28-9/1/11

PUBLIC NOTICE

Assigned to: Freedom Mortgage Corpo ration. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100073020061816250 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Freedom Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: LoanCare, A Division of FNF Servicing, Inc. MORTGAGED PROPERTY ADDRESS: 12984 South Nicollet Avenue, Unit 102, Burnsville, MN 55337 TAX PARCEL I.D. #: 020130016674 LEGAL DESCRIPTION OF PROPERTY: Apartment Number 102, 12984 Nicollet Avenue South, Condominium Ownership No. 15, Ridgeview Condominium Homes, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $99,750.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $101,608.59 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 1, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 1, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 8, 2011. Freedom Mortgage Corporation Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-2410 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2686705 7/21-8/25/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 27, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $436,500.00 MORTGAGOR(S): Kevin D. Lee and May Y. Lee, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: July 13, 2007 Dakota County Recorder Document Number: 2530290 ASSIGNMENTS OF MORTGAGE: And assigned to: Deutsche Bank Trust Company Americas as Trustee Dated: February 23, 2011 Recorded: March 01, 2011 Dakota County Recorder Document Number: 2788714 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100062604745994204 Lender or Broker: Homecomings Financial, LLC (F/K/A Homecomings Financial Network, Inc.) Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 13897 Fawn Ridge Way, Apple Valley, MN 55124-5035 Tax Parcel ID Number: 01-83251-100-03 LEGAL DESCRIPTION OF PROP-

LEGAL DESCRIPTION OF PROP ERTY: Lot 10, Block 3, Waterford Village Second, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $512,743.67 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 02, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 02, 2012, or the next business day if March 02, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 21, 2011 ASSIGNEE OF MORTGAGEE: Deutsche Bank Trust Company Americas as Trustee Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 009045F04 2680210 7/21-8/25/11

PUBLIC NOTICE

to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on _March 8, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 13, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6163 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2686659 7/21-8/25/11

PUBLIC NOTICE

��

tion 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 2, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 12, 2011. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-2979 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2686696 7/21-8/25/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 27, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $148,000.00 MORTGAGOR(S): Sara A. Hruska, a single person, and Jeffrey K. Tuma, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: October 04, 2007 Dakota County Recorder Document Number: 2548384 ASSIGNMENTS OF MORTGAGE: And assigned to: Nationstar Mortgage, LLC Dated: July 12, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1001770-5050003881-5 Lender or Broker: Cornerstone Mortgage Company Residential Mortgage Servicer: Nationstar Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 20574 Erin Ct, Farmington, MN 55024-1472 Tax Parcel ID Number: 14-48701-049-05 LEGAL DESCRIPTION OF PROPERTY: Unit No. 49, CIC No. 319, a condominium, Middle Creek Condominium, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $162,760.88 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 02, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 02, 2012, or the next business day if March 02, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 21, 2011 ASSIGNEE OF MORTGAGEE:

ASSIGNEE OF MORTGAGEE: Nationstar Mortgage, LLC Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 018877F01 2684670 7/21-8/25/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 2 8 , 2003 MORTGAGOR: Christine Peterson, a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded October 15, 2003, Dakota County Recorder, Document No. 2124408. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc.. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100226700000037938 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Citizens State Bank RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 2801 125th Street East, Burnsville, MN 55337 TAX PARCEL I.D. #: 02-18350-060-02 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 2, Country Wood Estates. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $245,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $297,232.99 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 9, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 9, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 18, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6203 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2694072 7/28-9/1/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 30, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $187,200.00 MORTGAGOR(S): Robert Zellers Hall, a single person MORTGAGEE: Mortgage Electronic

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: September 14, 2006 Dakota County Recorder Document Number: 2461100 ASSIGNMENTS OF MORTGAGE: And assigned to: Nationstar Mortgage, LLC Dated: December 06, 2010 Recorded: January 03, 2011 Dakota County Recorder Document Number: 2776290 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100010401455040317 Lender or Broker: SunTrust Mortgage, Inc. Residential Mortgage Servicer: Nationstar Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 13824 Shirley Dr, Burnsville, MN 55337-4282 Tax Parcel ID Number: 02-15401-01-250 LEGAL DESCRIPTION OF PROPERTY: Lot 25, Block 1, Burnsville Heights Second Addition, Dakota County, Minnesota, according to the recorded plat thereof, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $191,752.73 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 02, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 02, 2012, or the next business day if March 02, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 21, 2011 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage, LLC Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 021334F01 2685829 7/21-8/25/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 22, 2008 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $269,325.00 MORTGAGOR(S): Ryan B. Sandbo, a single person and Gina E. Geurs, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: September 04, 2008 Dakota County Recorder Document Number: 2611312 ASSIGNMENTS OF MORTGAGE: And assigned to: Suntrust Mortgage, Inc. Dated: June 21, 2011 Recorded: July 06, 2011 Dakota County Recorder Document Number: 2808393 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100010402289378436 Lender or Broker: Suntrust Mortgage, Inc Residential Mortgage Servicer: SunTrust Mortgage, Inc. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 12716 Apple View Ln, Burnsville, MN 55337-3710

Ln, Burnsville, MN 55337-3710 Tax Parcel ID Number: 02-18333-060-01 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 1, Country View Estates Fourth Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $282,513.32 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 02, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 02, 2012, or the next business day if March 02, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 21, 2011 ASSIGNEE OF MORTGAGEE: Suntrust Mortgage, Inc. Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 020118F01 2686791 7/21-8/25/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 19, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $256,000.00 MORTGAGOR(S): Dustin Wood and Lindsay Wood, husband and wife MORTGAGEE: ABN AMRO Mortgage Group, Inc. DATE AND PLACE OF RECORDING: Recorded: January 07, 2008 Dakota County Recorder Document Number: 2564686 ASSIGNMENTS OF MORTGAGE: And assigned to: Mortgage Electronic Registration Systems, Inc. Dated: November 24, 2010 Recorded: December 14, 2010 Dakota County Recorder Document Number: 2772288 And assigned to: Nationstar Mortgage, LLC Dated: June 11, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100011511201481372 Lender or Broker: ABN AMRO Mortgage Group, Inc. Residential Mortgage Servicer: Nationstar Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 19825 Escalade Way, Farmington, MN 55024-7208 Tax Parcel ID Number: 14-16600-06-020 LEGAL DESCRIPTION OF PROPERTY: Lot 02, Block 06, Charleswood Crossing, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $264,292.42 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 02, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota

��

�� weeks �� Secs. ��580.07 or sota under MN Stat. to pay the debt secured by said mort- 582.032. gage and taxes, if any, on said preMORTGAGOR(S) RELEASED FROM mises and the costs and disburse- FINANCIAL OBLIGATION ON MORTments, including attorney fees allowed GAGE: None "THE TIME ALLOWED BY LAW FOR by law, subject to redemption within six (6) months from the date of said REDEMPTION BY THE MORTGAGOR, sale by the mortgagor(s), their per- THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE sonal representatives or assigns. If the Mortgage is not reinstated REDUCED TO FIVE WEEKS IF A JUDIunder Minn. Stat. §580.30 or the prop- CIAL ORDER IS ENTERED UNDER erty is not redeemed under Minn. Stat. MINNESOTA STATUTES, SECTION §580.23, the Mortgagor must vacate 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G the property on or before 11:59 p.m. on OTHER THINGS, THAT THE MORTMarch 02, 2012, or the next business GAGED PREMISES ARE IMPROVED day if March 02, 2012 falls on a Satur- WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT day, Sunday or legal holiday. Mortgagor(s) released from financial PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E obligation: NONE THIS COMMUNICATION IS FROM ABANDONED." Dated: July 15, 2011. A DEBT COLLECTOR ATTEMPTU.S. Bank, National Association ING TO COLLECT A DEBT. ANY Mortgagee/Assignee of Mortgagee INFORMATION OBTAINED WILL BE USSET, WEINGARDEN AND LIEBO, P.L.L.P. USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF Attorneys for Mortgagee/Assignee of THE DEBT AND IDENTITY OF THE Mortgagee ORIGINAL CREDITOR WITHIN THE 4500 Park Glen Road #300 T I M E P R O V I D E D B Y L A W I S N O T Minneapolis, MN 55416 (952) 925-6888 AFFECTED BY THIS ACTION. 19-2202 THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THIS IS A COMMUNICATION FROM THE MORTGAGOR'S PERSONAL REP- A DEBT COLLECTOR. 7/21-8/25/11 RESENTATIVES OR ASSIGNS, MAY BE 2685177 REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION NOTICE OF MORTGAGE 582.032, DETERMINING, AMONG FORECLOSURE SALE OTHER THINGS, THAT THE MORTTHE RIGHT TO VERIFICATION GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF OF THE DEBT AND IDENTITY OF LESS THAN FIVE UNITS, ARE NOT THE ORIGINAL CREDITOR WITHIN PROPERTY USED IN AGRICULTURAL THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. PRODUCTION, AND ARE ABANDONED. NOTICE IS HEREBY GIVEN, that DATED: July 21, 2011 A S S I G N E E O F M O R T G A G E E : default has occurred in conditions of the following described mortgage: Nationstar Mortgage, LLC DATE OF MORTGAGE: April 28, 2006 Wilford, Geske & Cook P.A. MORTGAGOR: Terry L. Severson, A Attorneys for Assignee of Mortgagee Single Person. Lawrence A. Wilford MORTGAGEE: Mortgage Electronic James A. Geske Registration Systems, Inc.. 8425 Seasons Parkway, Suite 105 DATE AND PLACE OF RECORDING: Woodbury, MN 55125-4393 Recorded May 30, 2006, Dakota County (651) 209-3300 Recorder, Document No. 2433378. File Number: 020936F01 ASSIGNMENTS OF MORTGAGE: 2683310 7/21-8/25/11 Assigned to: U.S. Bank, National Association, Dated: March 30, 2011. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. NOTICE OF MORTGAGE TRANSACTION AGENT'S MORTFORECLOSURE SALE THE RIGHT TO VERIFICATION GAGE IDENTIFICATION NUMBER ON OF THE DEBT AND IDENTITY OF MORTGAGE: 100021268000542569 LENDER OR BROKER AND MORTTHE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS G A G E O R I G I N A T O R S T A T E D O N MORTGAGE: Bankers Mortgage ComNOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that pany, LLC RESIDENTIAL MORTGAGE SERdefault has occurred in conditions of VICER: U.S. Bank Home Mortgage the following described mortgage: MORTGAGED PROPERTY ADDRESS: DATE OF MORTGAGE: A u g u s t 1 3 , 15324 Founders Lane #306, Apple Val2004 MORTGAGOR: Rebecca L. Matthews, ley, MN 55124 TAX PARCEL I.D. #: 014480005306 A Single Person. LEGAL DESCRIPTION OF PROPMORTGAGEE: Mortgage Electronic ERTY: Registration Systems, Inc.. Unit 306, Common Interest CommuDATE AND PLACE OF RECORDING: nity No. 377, Legacy Square CondoRecorded December 20, 2004, Dakota miniums, Dakota County, MinneCounty Recorder, Document No. sota. 2277845. COUNTY IN WHICH PROPERTY IS ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, National Asso- LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF ciation. TRANSACTION AGENT: Mortgage MORTGAGE: $167,776.00 AMOUNT DUE AND CLAIMED TO BE Electronic Registration Systems, Inc. T R A N S A C T I O N A G E N T ' S M O R T - DUE AS OF DATE OF NOTICE, INCLUDGAGE IDENTIFICATION NUMBER ON ING TAXES, IF ANY, PAID BY MORTGAGEE: $173,684.04 MORTGAGE: 100103210000072172 That prior to the commencement of LENDER OR BROKER AND MORTG A G E O R I G I N A T O R S T A T E D O N this mortgage foreclosure proceeding MORTGAGE: Prime Mortgage Corpora- Mortgagee/Assignee of Mortgagee complied with all notice requirements as tion R E S I D E N T I A L M O R T G A G E S E R - required by statute; That no action or proceeding has been instituted at law VICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: o r o t h e r w i s e t o r e c o v e r t h e d e b t 12950 Nicollet Avenue South #101, secured by said mortgage, or any part thereof; Burnsville, MN 55337 PURSUANT to the power of sale TAX PARCEL I.D. #: 020130057116 LEGAL DESCRIPTION OF PROP- contained in said mortgage, the above described property will be sold by the ERTY: 12950 Nicollet Avenue South #101, Sheriff of said county as follows: DATE AND TIME OF SALE: June 23, Ridgeview Condominium Homes, File 2011 at 10:00 AM #15, Dakota County, Minnesota. PLACE OF SALE: S h e r i f f ' s O f f i c e , COUNTY IN WHICH PROPERTY IS Law Enforcement Center, 1580 Hwy LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said MORTGAGE: $104,057.00 AMOUNT DUE AND CLAIMED TO BE Mortgage, and taxes, if any, on said DUE AS OF DATE OF NOTICE, INCLUD- premises, and the costs and disburseING TAXES, IF ANY, PAID BY MORT- m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s allowed by law subject to redemption GAGEE: $96,058.46 That prior to the commencement of within six (6) months from the date of this mortgage foreclosure proceeding said sale by the mortgagor(s), their Mortgagee/Assignee of Mortgagee com- personal representatives or assigns plied with all notice requirements as unless reduced to Five (5) weeks under required by statute; That no action or MN Stat. §580.07. TIME AND DATE TO VACATE proceeding has been instituted at law o r o t h e r w i s e t o r e c o v e r t h e d e b t PROPERTY: If the real estate is an secured by said mortgage, or any part o w n e r - o c c u p i e d , s i n g l e - f a m i l y dwelling, unless otherwise provided by thereof; PURSUANT to the power of sale con- law, the date on or before which the tained in said mortgage, the above mortgagor(s) must vacate the property described property will be sold by the if the mortgage is not reinstated under section 580.30 or the property is not Sheriff of said county as follows: DATE AND TIME OF SALE: Septem- redeemed under section 580.23 is 11:59 p.m. on December 23, 2011, ber 2, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , u n l e s s t h e r e d e m p t i o n p e r i o d i s Law Enforcement Center, 1580 Hwy reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. 55, Lobby #S-100, Hastings, MN MORTGAGOR(S) RELEASED FROM to pay the debt then secured by said Mortgage, and taxes, if any, on said F I N A N C I A L O B L I G A T I O N O N premises, and the costs and disburse- MORTGAGE: None "THE TIME ALLOWED BY LAW FOR ments, including attorneys' fees allowed by law subject to redemption REDEMPTION BY THE MORTGAGOR, within six (6) months from the date of THE MORTGAGOR'S PERSONAL REPsaid sale by the mortgagor(s), their RESENTATIVES OR ASSIGNS, MAY BE personal representatives or assigns R E D U C E D T O F I V E W E E K S I F A unless reduced to Five (5) weeks under JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION MN Stat. §580.07. TIME AND DATE TO VACATE PROP- 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G ERTY: If the real estate is an O T H E R T H I N G S , T H A T T H E owner-occupied, single-family dwell- M O R T G A G E D P R E M I S E S A R E ing, unless otherwise provided by law, I M P R O V E D W I T H A R E S I D E N T I A L the date on or before which the mort- D W E L L I N G O F L E S S T H A N F I V E gagor(s) must vacate the property if the UNITS, ARE NOT PROPERTY USED IN mortgage is not reinstated under sec- AGRICULTURAL PRODUCTION, AND tion 580.30 or the property is not ARE ABANDONED." Dated: April 27, 2011. redeemed under section 580.23 is U.S. Bank, National Association 11:59 p.m. on March 2, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or ��

PUBLIC NOTICE

�� section�� 580.30 or the property is not redeemed under section 580.23 is �� U.S. Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-2264 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until July 21, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: June 27, 2011. U.S. Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-2264 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until September 1, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: July 21, 2011. U.S. Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-2264 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2689989 7/28/11

PUBLIC NOTICE

11:59 p.m. on October 3, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: February 3, 2011. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-2003 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until May 27, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: March 28, 2011. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-2003 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until July 22, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: May 23, 2011. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-2003 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until September 2, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: July 19, 2011. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-2003 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2686626 7/28/11

PUBLIC NOTICE

(NE 1/4) of Section Thirty three (33), Township One Hundred Fourteen (114), Range Sixteen (16), described as follows to-wit: Beginning at a point on the easterly line of Outlot A of Hungry Point Farm, distant 35.14 feet southerly of the southeast corner of Lot Two (2), Block Four (4), of said Hungry Point Farm, as measured along said easterly line of Outlot A; thence North 59 degrees 59 minutes 20 seconds East, based on the bearings of said Hungry Point Farm, a distance of 136.26 feet; thence South 1 degrees 48 minutes 54 seconds East, a distance of 332.49 feet; thence south 88 degrees 44 minutes 34 seconds West, a distance of 463.00 feet to the east line of said Outlot A; thence North 1 degree 48 minutes 54 seconds West a distance of 180.04 feet to a corner of said Outlot A; thence easterly along the southerly line of Outlot A to the southeasterly corner of said Outlot A; thence North 9 degrees 54 minutes 41 seconds West, a distance of 35.14 feet to the point of beginning, according to the United States Government Survey thereof, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $172,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $187,700.46 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 16, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 16, 2011, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: April 26, 2011. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-7993 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until July 21, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: June 16, 2011. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-7993 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until September 1, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: July 21, 2011. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee

Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-7993 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2689909 7/28/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 2, 2005 MORTGAGOR: William O. Tongen, a single person. MORTGAGEE: Citibank Federal Savings Bank n/k/a Citibank N.A.. DATE AND PLACE OF RECORDING: Recorded April 26, 2005, Dakota County Recorder, Document No. 2316226. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Citibank Federal Savings Bank n/k/a Citibank N.A. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 1567 Humboldt Avenue, West Saint Paul, MN 55118 TAX PARCEL I.D. #: 423382001010 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 1, Humboldt Woods Replat, According to the Recorded Plat Thereof on File and of record in the office of the county recorder, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $54,800.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $25,290.15 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 16, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within Twelve (12) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 17, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 21, 2011. Citibank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 11-124 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2694099 7/28-9/1/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 08, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $190,000.00

MORTGAGE: $190,000.00 MORTGAGOR(S): Rand D. Johnson and Laurel J. Johnson, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: January 08, 2007 Dakota County Recorder Document Number: 2486511 ASSIGNMENTS OF MORTGAGE: And assigned to: Provident Funding Associates, L.P. Dated: February 02, 2010 Recorded: February 23, 2010 Dakota County Recorder Document Number: 2715622 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100017935161100090 Lender or Broker: Provident Funding Associates, L.P. Residential Mortgage Servicer: Provident Funding Associates Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 8402 Lower 208th St W, Lakeville, MN 55044-7200 Tax Parcel ID Number: 22-56701-030-03 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 3, Park Terrace 2nd Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $183,023.67 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 02, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 02, 2012, or the next business day if March 02, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 21, 2011 ASSIGNEE OF MORTGAGEE: Provident Funding Associates, L.P. Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012326F02 2683288 7/21-8/25/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 20, 2002 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $212,000.00 MORTGAGOR(S): Sheldon K. Anderson and Pamala A. Anderson, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: May 13, 2003 Dakota County Recorder Document Number: 2046449 ASSIGNMENTS OF MORTGAGE: And assigned to: Nationstar Mortgage, LLC Dated: March 16, 2011 Recorded: May 10, 2011 Dakota County Recorder Document Number: 2799937 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100052599900964319 Lender or Broker: Lakes National Mortgage Residential Mortgage Servicer: Nationstar Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 697 Havenhill Rd,

Property Address: 697 Havenhill Rd, Eagan, MN 55123-1659 Tax Parcel ID Number: 10-32990-120-07 LEGAL DESCRIPTION OF PROPERTY: Lot 12, Block 7, Hills of Stonebridge, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $216,755.95 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 24, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 24, 2011, or the next business day if December 24, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 12, 2011 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage, LLC Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 019692F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for June 24, 2011 at 10:00 AM has been postponed to July 25, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: June 17, 2011 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage, LLC NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 25, 2011 at 10:00 AM has been postponed to August 25, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: July 06, 2011 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage, LLC Wilford, Geske & Cook P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 019692F01 2674701 7/28/11

PUBLIC NOTICE

��

MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Homeservices Lending, LLC dba Edina Realty Mortgage RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 3211 199th Street West, Farmington, MN 55024 TAX PARCEL I.D. #: 122365004070 L E GA L DE S C R IP T I ON OF PROPERTY: Lot 7, Block 4, Empire Glen, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $196,400.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $198,292.65 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 8, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. Â§580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 8, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 13, 2011. U.S. Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-2540 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2686601 7/21-8/25/11

PUBLIC NOTICE

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $254,260.22 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 16, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. Â§580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 16, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 21, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6217 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2693997 7/28-9/1/11

PUBLIC NOTICE

y g to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. Â§580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 9, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 18, 2011. U.S. Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-2504 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2687829 7/28-9/1/11

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY July 28, 2011 Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 19, 2011. U.S. Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-2222 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2694124 7/28-9/1/11

PUBLIC NOTICE

Recorded February 22, 2008, Dakota County Recorder, Document No. 2573502, as reformed by Court Order on December 16, 2009 as Document No. 2702947 ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, National Association. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100021268001307053 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Vermillion State Bank RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 4331 Jennifer Court, Eagan, MN 55123 TAX PARCEL I.D. #: 10-45093-140-02 L E G A L D E S C R I P TI O N O F P R O P ERTY: Lot 14, Block 2, Lexington Pointe Ninth Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $351,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $374,619.04 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 16, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said

27A

y y Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. Â§580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 16, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 22, 2011. U.S. Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-2500 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2694362 7/28-9/1/11

PUBLIC NOTICE

Farmingtonâ&#x20AC;&#x2122;s â&#x20AC;&#x2DC;pancake manâ&#x20AC;&#x2122; enjoyed giving to others Rex Pettis was known for his pancake fundraisers by Laura Adelmann DAKOTA COUNTY TRIBUNE

Rex Pettis spent his life serving causes greater than himself. Pettis, known to many in Farmington as â&#x20AC;&#x153;the pancake manâ&#x20AC;? for his service at community breakfast fundraisers, died peacefully in a nursing home July 13. He was 93. Born in Foley, Minn., Pettis grew up in Spring Valley, Wis., later moving to Crystal Lake area, now in Burnsville, when he was a teenager. He and his brother moved a horse-drawn wagon load of family belongings on that long trip to Minnesota, passing over the historic Hastings Spiral Bridge on the way. Pettis served on a submarine during World War II, and his twin brother Ray was killed in France during the war. He married Dorothy Hansen in 1944 and the couple raised their four boys in Farmington. After 35 years, Pettis retired from Dakota Electric, where he had primarily served as a lineman, but then continued working in the Controlled Air warehouse for another 20 years, said his son, Dale. â&#x20AC;&#x153;He was one of the greatest guys who ever lived,â&#x20AC;? Dale said.

Rex Pettis Many said they will remember Pettis for his sense of humor, musical abilities and famous pancake fundraisers. Using a portable gaspowered griddle, Pettis and a friend first used the griddle for a Boy Scout breakfast fundraiser. Word soon spread, and Pettis became known as â&#x20AC;&#x153;the pancake manâ&#x20AC;? for the numerous times he served hotcakes for community fundraising events. For years, Pettis served as leader of Troop 118, and his dedication to the next generation has not been lost on those who were in his troop. â&#x20AC;&#x153;Rex became like a sec-

ond father to me,â&#x20AC;? said David Kramer, a former Farmington resident and now Bloomington business owner who was a member of Pettisâ&#x20AC;&#x2122; troop. Although he couldnâ&#x20AC;&#x2122;t read music, Pettis played several instruments, including the accordion, by ear. â&#x20AC;&#x153;The grandkids loved it. Heâ&#x20AC;&#x2122;d entertain everybody and he loved to play,â&#x20AC;? Dale said. Pettisâ&#x20AC;&#x2122; eldest son, Ken, said his dad was also an active volunteer at his church, Farmington Lutheran, and was part of the council that designed and built the churchâ&#x20AC;&#x2122;s first building on Walnut Street. â&#x20AC;&#x153;Probably the biggest thing I have learned from my parents was to be available when youâ&#x20AC;&#x2122;re needed,â&#x20AC;? Ken said. He is preceded in death by sister, Ellen Sewell; brothers, Harvey, Doc, Earl, Art, Jack, Roy and Ray. Pettis is survived by wife of 67 years, Dorothy; children, Ken (Charlene), Dale (Leslie), John (Debby Poncelet) and Allen Pettis; seven grandchildren and 10 great-grandchildren. Funeral services were held Monday, July 18, at Farmington Lutheran Church, 20600 Akin Road. Laura Adelmann is at laura. adelmann@ecm-inc.com.

28A

July 28, 2011 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Girls explore technical careers

Photo submitted

TXT 2011: Teens eXperiencing Technical Education – a weeklong exploration camp for TXT 2011 has many hands-on workshops planned that aim to give girls the chance to girls in grades 5-8 - is being held from July 25-29 at Dakota County Technical College in experiment and try out different program offerings at Dakota County Technical College. Rosemount. Photo submitted

Workshops in design, business, health, science, transportation, industry and technology are all part of the TXT 2011 at Dakota County Technical College.

Photo submitted

Scores of young girls turned out on the first day of TXT 2011, which is being held for the first year at Dakota County Technical College.

Trailers from Page 1A

Duluth. “That fueled the fire,” Brennan said. Since then, the company has sold approximately 40 trailers in the past three months. The trailers start at $2,000 and are sold directly by Space Trailers and through several small retailers in Minnesota and Wisconsin. They can be rented for $140 a week directly from Space Trailers or from A to Z Rental in Eden Prairie. Each one comes with slightly different features, and can be towed by most vehicles, including smaller sedans. The most basic model is an open box, while the advanced model features a lid. Both can haul up to 1,000 pounds of cargo and are long enough to carry skis and snowboards. The company sells various accessories too, such as roof racks to haul bikes, kayaks and canoes. Snowmobiles and motorcycles are a few of the things the trailers can’t haul, Todd, a Richfield resident, said. The brothers are working on prototypes that are tall enough to haul ATVs and convert into a tent or ice

Photo submitted

Brennan and Todd both use Space Trailers themselves. Brennan (pictured above) regularly takes one to his cabin in Northern Minnesota with his wife and two children. house. Each Space Trailer can be personalized with custom wraps, colors and logos. Although they can haul a ton of cargo, the aerodynamic trailers have a minimal effect on gas mileage. “In my car, it affects only two miles per gallon when full,” Todd said, adding that the trailers can safely be pulled at 70 mph. Jeff Olejnik, a member of the Buck Hill Ski Racing Club in Burnsville, said he had similar experiences when the team used one a few times on trips to Colorado last winter. “It had much better gas

mileage than with the Thule (container) we usually travel with on the car and it held so much more,” he said. Olejnik said he particularly liked that it was able to hold all the team’s gear. “They worked out terrific,” he said. “We had 16 skis, snowboards, tune and wax tables; they really packed a ton of things.” Although Space Trailers are aimed at outdoor enthusiasts, they can also be used to haul building materials, Brennan said.

Reinventing the wheel ... again

Entrepreneurship is nothing new for the brothers who have been founding companies since their teens. At age 18 Brennan and their older brother, Scott, founded Rollerblade while working from their basement. “It was a primitive product, and we took it from there” Brennan said. Rollerblades quickly began selling fast in the early and mid-’80s as the family struggled to keep up with demand. “We were young and didn’t know much about business. It needed a lot of money, which required investors,” Brennan said.

By the mid-’80s, the company was sold to an investor who then sold it to Nordica, which currently owns the brand. Now in their 40s and with decades of corporate experience, the brothers said they are much savvier businessmen. Both said they had no qualms about starting another venture. “We feel we learned our lesson with Rollerblade and our guard is up in getting investors,” Todd said. After being laid off in 2009, Brennan said, he felt it was the perfect time to become his own boss again. Todd joined him in the venture after leaving his sales and marketing position at Duluth-based Epicurean Cutting Services. Though they felt confident about the move, it didn’t come without risks. Obtaining financing was an uphill battle as banks have become more cautious in the tough economy. Todd and Brennan put everything on the line — their home, 401k savings, retirement funds — to launch Space Trailers. “That’s what you need to do get a business to go. You need to make sacrifices and

take a lot of risk,” Brennan said. By January the company was off and running with a trademark, pending patents, and a stamp of approval from the North American Trailer Association. Still in its infancy, Space Trailers has not yet made a profit, but the company saves money by purchasing materials and manufacturing locally. The brothers have been cut costs on office space and their three employees thanks to the slumped real estate market. While they have been able to keep some expenses low, the price of materials continue to rise. As a result, the company has been unable to lower the price of its product, Brennan said. The brothers said their goal is to eventually drop the price slightly and market to national sporting goods stores. “Right now we are working first on a grassroots marketing campaign,” said Brennan who uses a Space Trailer himself on trips to his cabin. “It’s a moving billboard.” Jessica Harper is at jessica.harper@ecm-inc.com.