08/19/2010 - Dakota County Tribune Business Weekly by Dakota County Tribune

JESSICA HARPER DERRICK WILLIAMS AARON VEHLING

Fitness Center targets new frugal market 2A More work force, affordable housing comes to Lakeville 6A When disaster strikes, what do banks do about foreclosed homes? 6A

dakotacountytribune.biz dakotacountytribune.biz

DATE ##,19, 2009 AUGUST 2010

VOLUME 30, NUMBER # VOLUME 31, NUMBER 25

Dakota County Tribune Since 1884

The business of better grades For-profit tutoring centers are popping up across the area with big claims by Jessica Harper DAKOTA COUNTY TRIBUNE

For the past five years, for-profit tutoring and learning centers have been popping up across the country claiming they can improve test scores, grades, achievement and even IQs. â&#x20AC;&#x153;Research shows exploding interest in these in the last few years,â&#x20AC;? said Canan Karatekin, associate professor at the University of Minnesota Institute of Child Development. â&#x20AC;&#x153;But I have noticed that a lot of enthusiasm has tempered recently as parents realize their children do not improve as much as promised.â&#x20AC;? Dakota County is no exception â&#x20AC;&#x201D; at least five centers have opened so far this year. Although they all have the same goal â&#x20AC;&#x201D; to enhance student achievement â&#x20AC;&#x201D; each one takes a different approach.

Photo by Jessica Harper

Mathnasium, a for-profit tutoring company, claims to help students improve their math skills by focusing on the fundamental components of math.

A+ = $$ At Mathnasium, which tutors students in grades two through 12, itâ&#x20AC;&#x2122;s all about mastering mathâ&#x20AC;&#x2122;s fundamental components. An elementary student, for instance, must master counting and grouping before he or she can progress to more complex areas such as fractions. â&#x20AC;&#x153;We teach math in a way that makes sense to kids, and

that can be used in everyday life,â&#x20AC;? said Madhu Kolan, director and owner of the Eagan center. Each location has about three tutors who assist students individually and in small groups for an hour per session. Students pay $22.50 an hour and attend a few times a week. According to Mathnasiumâ&#x20AC;&#x2122;s corporate website, student performance on standardized tests will increase after 20 sessions. Kolan said high school studentsâ&#x20AC;&#x2122; test scores increase 24 percent on average, while elementary studentsâ&#x20AC;&#x2122; scores increase 43 percent.

Kolan said he has already seen improvement in the performance of his 9-year-old daughter, Ritka, who is a student at the Eagan center. Ritka is the inspiration behind the Eagan center, which opened in July, he said. Kolan said he wanted to find a program that could help his daughter improve her performance in math and was impressed by the techniques used by Mathnasium. Kolan said he believes the modern American lifestyle discourages students from using critical-thinking skills. â&#x20AC;&#x153;Children here begin using calculators at such a young age it doesnâ&#x20AC;&#x2122;t allow them to think as much,â&#x20AC;? he said. Mathnasium students are prohibited from using calculators until high school. Additionally, Kolan said he worries that children are not learning how to make change at an early age as more parents substitute cash for credit cards and checks. â&#x20AC;&#x153;When I was a child in India, we used cash for everything,â&#x20AC;? he said. â&#x20AC;&#x153;We are losing that here.â&#x20AC;? There are 237 Mathnasium locations across the globe, 220 of which are in the United States. Information on the corporationâ&#x20AC;&#x2122;s annual revenue was not made public.

Business of improving test scores Ivy Insiders is another forprofit company that aims to enhance studentsâ&#x20AC;&#x2122; academic performance. The program, founded by Ivy League undergraduates, helps high school students prepare for the ACT, SAT and PSAT. â&#x20AC;&#x153;These tests are so important, many people are afraid of them,â&#x20AC;? Eagan branch manager and tutor Namita Desai said. â&#x20AC;&#x153;Our mission See Grades, Page 43A

INSIDE BIZ FORUM

DAVID OLSON

The state college system is making advances in serving its students but needs to separate its appropriations. 4A

FORUM

DFL gubernatorial candidate Mark Daytonâ&#x20AC;&#x2122;s aggressiveness is certainly nothing new. 4A

T.W. BUDIG BUSINESS 101

BOB VOSS

When looking at what businesses are best to start right now, consider those that focus on the environment and the elderly. 5A

BEST PRACTICES

KEVIN STIRTZ

When it comes to good customer service, the little things make a big difference in creating loyal customers. 5A

!""'! !

General 952-894-1111 Distribution 952-846-2070 Advertising 952-846-2011

August 19, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Fitness center targets new frugal market Fitness 19 aims to take advantage of the recession by marketing to those who are cutting back by Jessica Harper DAKOTA COUNTY TRIBUNE

As more and more families cut back due to the recession, one fitness franchise hopes to take advantage of the frugal market. Fitness 19, a small scale fitness club with 130 locations nationwide, has been tackling this market for the past seven years. â&#x20AC;&#x153;In this economy there is still a need for fitness centers,â&#x20AC;? Fitness 19 regional manager Andy Waterland said. â&#x20AC;&#x153;This is a great time for our niche because we are affordable for everyone.â&#x20AC;? When trimming expenses, many people view a health club as a luxury and are willing to cut it from their budgets. Fitness 19 aims to target those who are unwilling to Photo by Jessica Harper pay for more expensive health Fitness 19, a small scale fitness club, aims to take advantage of the recession by marketing clubs by offering memberto those who want to workout but are unwilling to pay the cost of a larger health club. ship fees of $19 a month, and start-up fees at about $100. The decline in the cost of commercial real estate has made it easier to maintain these low fees, Waterland

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Jessica Harper is at jessica.harper@ecm-inc.com.

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He said he likes that other gyms have pools and showers but that he is not willing to pay the added costs. This is the sentiment of many Fitness 19 customers, Waterland said. â&#x20AC;&#x153;People want the freedom workout without paying the high price,â&#x20AC;? he said. While many athletic fitness buffs may want more, most of Fitness 19â&#x20AC;&#x2122;s clients are casual to occasional users. This market has proved to be a profitable one, Waterland said. However, he declined to comment specifically on the companyâ&#x20AC;&#x2122;s profits or revenue.

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said. The lower fees, though, mean the center offers fewer amenities than some other clubs. Fitness 19 has an extensive cardio and weight-lifting area but no pool, basketball courts or showers. Additionally, the club is not open 24 hours. Several members said they donâ&#x20AC;&#x2122;t mind the smaller size and fewer amenities when compared to larger gyms. Matt Owens, 27, has been a member for a just over a year and said he likes that Fitness 19 provides a condensed gym with modern equipment. â&#x20AC;&#x153;Itâ&#x20AC;&#x2122;s as good as or better than any other club,â&#x20AC;? he said. â&#x20AC;&#x153;The price is better, the equipment is new â&#x20AC;&#x201D; its a good value.â&#x20AC;?

In Brief

Fitness 19 has two locations in Dakota County: 4250 Lexington Ave., suite 101 in Eagan (651) 452-1919; 16331 Kenrick Ave. in Lakeville (952) 898-1949 Website: www.fitness19.com

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY August 19, 2010

Buzz People, places and pursuits creating buzz in Dakota County business this week as submitted by the local business community

Accolades KEITH WITTE

Business Briefs BLUECOLLARJOBS.COM LAUNCHES NEW WEBSITE

Recognized by the National Registry of Emergency Medical Technicians Lakeville

Keith Witte of Lakeville, a paramedic for Allina Medical Transportation and flight paramedic for North Memorial Air Care, was recently recognized by the board of directors of the National Registry of Emergency Medical Technicians (NREMT) for achieving 20 consecutive years as a nationally registered EMT. To maintain his status as a nationally registered EMT-paramedic, Witte completed, on a biennial basis, the most comprehensive recertification program for emergency medical technicians in America. He not only completed courses to refresh his fundamental knowledge and skills but also attended a minimum of two hours per month of additional continuing education courses to advance his knowledge on new lifesaving skills. By maintaining his nationally registered status and completing regular continuing education courses, Witte is among the few elite EMT-paramedics with the most training in pre-hospital emergency medical care in the nation. Witte was nationally registered as an EMT in 1990 and has been serving the communities Allina Medical Transportation serves since 1991, which now services his hometown of Lakeville, and North Memorial Air Care-Lakeville since 2005. The National Registry of Emergency Medical technicians serves as the national EMS certification organization by providing a valid, uniform process to assess the knowledge and skill required for competent practice by EMS professionals throughout their careers and by maintaining a registry of certification status.

Business Briefs NEW DCR CHAMBER OF COMMERCE MEMBERS The following are new members at the Dakota County Regional Chamber of Commerce: • FedEx 14638 Cedar Ave. Apple Valley, Minn. (651) 431-7724 www.FedexKinkos.com • Live Smoke Free 2395 University Ave. W., suite 310 St. Paul, Minn. (651) 646-3005

BlueCollarJobs.com, a Lakevillebased online company that assists the manufacturing and construction industries with their recruiting, has launched MachinistJobSite.com. The new website brings together human resource specialists from across the country to address the individual human resource and recruiting needs of small and medium manufacturers to put them on par with the largest of corporations at a price that keeps them competitive in the global marketplace. The goal of MachinistJobSite.com is to highlight a broad range of solutions and services targeted at a specific industry, addressing the needs of companies of varying sizes, and assisting in the transformation of the diverse mix of the functions that make up the human resource and recruiting departments in the new economy. The decision was made to develop the satellite site because of the government requirements now applicable to every manufacturer whether they are a five person shop or a 500 person installation. HIGHVIEW HILLS RECEIVES RECOGNITION FROM CITY The Lakeville City Council honored Highview Hills with the Spotlight on Business recognition at the Aug. 2 Council meeting. Housing Director, David Smith was present to accept the award. The Spotlight on Business program is designed to recognize new and existing commercial and industrial businesses in the Lakeville community. The program is also designed to emphasize, for residents, the important tax and employment benefits that businesses and industries provide to the community. Highview Hills is a full-service senior living community located at 20150 Highview Ave. in Lakeville that opened last October. The facility is owned by Walker Methodist, a locally-owned, faith-based, non-profit organization serving seniors since 1945. Highview Hills is Lakeville’s only senior living facility to offer a full continuum of care including independent living, assisted living, memory care and care suites. Highview Hills provides a substantial job and tax benefit to the community. The Dakota County Assessor has assigned an estimated market value of over $17.6 million to their property. Based on current tax capacity rates, this market value will result in an estimated contribution of just under $250,000 in local property taxes going to support the city,

Business Briefs

Dakota County, and Independent School District 194 in 2011. In addition to the tax base, Highview Hills currently employs 85 people in Lakeville.

Stohlmann, temporarily moved on the second floor of Common’s II (large building next to Merchant’s Bank), and are building a new child care center on the first floor. CDA Child Care was formerly located at Padaia Academy on 147th Street. The center specializes in the care for preschoolers, and for kindergarteners who missed the five year old age cut of September.

LAKEVILLE CITY COUNCIL OKS PERMIT FOR PIZZA RANCH The Lakeville City Council granted approval on Aug. 2 of an Interim Use Permit for Pizza Ranch to go into the multi-tenant building owned by HOM Furniture located in front of the store on Kenyon Avenue. Pizza Ranch will occupy 6,400 square feet and Hirshfield’s, an existing tenant, will occupy the remaining portion of the building. An Interim Use Permit was required because Pizza Ranch will be utilizing a portion of the HOM Furniture store parking lot to meet their parking needs. AV CHAMBER TO HOST LUNCH WITH JEFF MCAPLIN OF APPLE The Apple Valley Chamber of Commerce will host a luncheon from 11:30 a.m. to 1 p.m. at Enjoy Restaurant featuring Jeff McAplin, national retail manager at Apple in Chicago. McAplin will speak about what is the workings as far as Apps, smart phones, the iPad and Apple Notebooks. RSVP to leean@applevalleychamber. com to attend. The cost is $15 for members. FITNESS TOGETHER CLOSES IN CENTRAL VILLAGE Fitness Together closed its doors in Apple Valley’s Central Village two weeks ago. CDA MOVES, BUILDS NEW CENTER

BBB NAMES JANE MURPHY TO BOARD OF DIRECTORS The Better Business Bureau of Minnesota and North Dakota (BBB) named Jane Murphy of CHS Inc. in Inver Grove Heights to serve on its Board of Directors at its Annual Meeting last week at the Wilder Center in St. Paul. Murphy is the director of compensation for CHS Inc., an energy, grain and food company with 9,000 employees. Prior to CHS, she worked in compensation roles at Land O’Lakes Inc. and Norwest Bank. The mission of the Better Business Bureau is to promote, through self-regulation, the highest standards of business ethics and conduct; and to instill public confidence in responsible businesses through programs of education and action that inform, protect and assist the general public. Its hours of operation are 8 a.m. to 5 p.m. Monday through Friday. Contact the BBB at www.bbb.org or (651) 699-1111, or toll-free at 1-800646-6222. PREMIER LIFE CHIROPRACTIC TO HOST RIBBON CUTTING Premier Life Chiropractic will host a ribbon cutting ceremony at 11 a.m. on Aug. 20 at 7000 151st St. W. in Apple Valley.

CDA Child Care, owned by Rachel

Submission to Buzz The Dakota County Tribune Business Weekly includes promotions, new hires, retirements, awards and other such business news on the Buzz page. If you have an announcement you would like included in this part of the newspaper, send submissions by e-mail to jessica.harper@ecm-inc.com, fax to (952) 846-2010 or mail it to the Burnsville office at 12190 County Road 11, Burnsville, MN 55337. When sending a photo by e-mail be sure that it is 200 dpi or greater. Include a daytime phone number if someone from the newsroom needs to contact the business for additional information. Deadline is 5 p.m. Friday prior to Thursday edition. Submission of information does not guarantee publication. All items are subject to editing. Tips on what to include in the submission are: names, titles, dates, business name, brief description of the news taking place, brief description of the business, contact names and numbers.

Submissions to Buzz: www.DakotaCountyTribune.biz

August 19, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Forum

State college system makes advances in serving students by David Olson SPECIAL TO THE TRIBUNE

Today’s economy has placed unprecedented pressures on Minnesota businesses. Companies of all sizes and types are forced to become more efficient and innovative in delivering their products and services. Their employees must excel in the global marketplace. Similar challenges confront the public sector, especially in the state’s higher education systems. I witnessed those firsthand during my service on the Minnesota State Colleges and Universities Board of Trustees, including the past three years as board chair. As I leave the board, I’m pleased to report that the system is increasingly responsive to the changing needs of its customers — students and businesses alike. Strengthening the link between higher education and businesses was at the forefront of my initiatives. Minnesota’s economy is at the crossroads. The pool of workers is shrinking as the state’s population ages. At the same time, students of color and low-income students — an important source of workers — are challenged to pursue higher education. The state’s colleges and universities have stepped to the plate in three avenues — accessibility, affordability and accountability. Our initiatives are essential ingredients to Minnesota’s economic livelihood. Accessibility — In 2007, three college access and opportunity centers were established, aimed at improving high school graduation and college participation among students of color and other underrepresented groups. In 2009, the system recognized six college and university programs for exceptional accomplishment in diversity leadership, programming

Guest Columnist David Olson

and services — the first time these awards had been presented. Also in 2009, the system’s materials and websites became available in English and eight other languages. The result: In fall 2009, enrollment of new students from groups traditionally underrepresented in higher education increased by 22 percent. Affordability — For the 2008-09 academic year, the board held tuition increases to 2 percent at community and technical colleges and 3 percent at universities — sending a powerful message to students that it is concerned about the cost of education. In 2008, pilot projects at six schools sought to find ways to lower textbook costs for students. In 2009, the board redirected funds to buy down the 2009 tuition increase, minimizing the impact on students. Accountability — Employers and prospective students now have the ability to view the ratings and compare the performance of schools in the system following the 2008 launch of the Board of Trustees Accountability Dashboard. Also in 2008, the system achieved all five performance goals set by the governor and Legislature, including the increasing enrollment of students taking college courses in science, technology and math. The board, for the first time, implemented a performance pay model for college and university presidents and vice chancellors. Lastly, during six months in 2008-09, presi-

dents and system leaders visited more than 350 businesses to further a goal of enhancing the state’s economic competitiveness. Despite the economic downturn, business leaders overwhelmingly identified an insufficient supply of education and skilled workers as the primary barrier to companies’ long-term growth. These initiatives, and many more, have made their mark as witnessed by steady increases in enrollment. More students attended classes in fall 2009 than ever before, resulting in the largest increase in students since the system began. Overall enrollment now approaches 200,000, up nearly 7 percent from the previous year. It was the fourth consecutive year that fall enrollment set a record high. Online learning has increased as well to accommodate the schedules and needs of students. Approximately 66,000 students, or 26 percent of all credit system students, are enrolled in at least one online course. The system, in conjunction with Gov. Tim Pawlenty, announced in 2008 a goal to have 25 percent of all system credits earned through online courses by 2015, up from 9.2 percent in 2007-08 academic years. Our work is not done. The Minnesota Chamber of Commerce, the state’s largest and most effective business advocacy organization, seeks to maximize the state’s investment in higher education to educate and prepare the work force to meet the new economy. Minnesota must strategically invest in “the public” rather than “public institutions.” More money should be targeted to those programs that distribute resources directly to the consumers to give them access to the higher education opportunity that best fits their needs. Funding must be more transparent. The

DFL gubernatorial candidate Mark Dayton’s aggressiveness is certainly nothing new by T.W. Budig DAKOTA COUNTY TRIBUNE

A current Republican Party television ad portrays DFL gubernatorial candidate Mark Dayton as “erratic.” That may be accepted or dismissed, but what cannot be argued is that he’s aggressive. And this aggressiveness isn’t new. Reporters noted during Dayton’s last years in the Senate, in his weekly press calls, that Dayton had sharpened his rhetoric. His appearance at Game Fair in Ramsey over the weekend was a small study in forceful campaigning. By way of setup, Republicans, with some legitimacy, view outdoor sports — shooting, hunting, catching bluegills — as their rightful preserve. One Republican campaign worker in a recent Minnesota House race explained how he stopped at homes with hunting dogs, ATVs and bass boats in the yard. These tend to be the homes of Republicans or conservatives, it was explained. Democrats tended to live in leafy settings with homes set back from the road, it was further pointed out. They didn’t bother stopping there. At any rate, Dayton didn’t seem cowed in the least when appearing at a candidate forum over the weekend at Game Fair — a festival of glossy hunting dogs, guns, tackle, outdoor lore and marketing. While all the candidates — Republican gubernatorial candidate Rep. Tom Emmer, Inde-

Columnist T.W. Budig

pendence Party candidate Tom Horner — said they’d continue the Governor’s Deer Opener, Dayton proposed a Governor’s Pheasant Opener as well. Dayton agreed with Emmer and Horner that wolves should be taken off the endangered species list and be managed by the Minnesota Department of Natural Resources — Emmer called for a hunting season. Dayton expressed support for the state’s mourning dove hunting season. He expressed support for the sandhill crane hunting season, though Emmer’s support was more savory, the man from Delano explaining that not only had he hunted sandhills but that they were quite tasty. No explanation was offered by anyone on exactly how to fit a crane into the oven. When talk turned to gun owner rights, Dayton detailed a small arsenal of guns he personally owns: two .357-magnums loaded, kept under lock and key; a 9 mm pistol; a 12-guage shotgun. This may not be the kind of recital one would expect from a guy whose early political activism earned him a spot on President Richard Nixon’s enemies list. As it might be expected, the National Rifle Association came up.

Emmer questioned Dayton’s earnestness on Second Amendment issues by noting that Dayton had received a rotten grade as senator from the NRA.

Legislature should separate appropriations from student subsidies, institutional support and research. Minnesota has a rich history of supporting research through state appropriations, and that’s important. However, given the limited resources, citizens should have the ability to see where the money goes to evaluate the state’s post-secondary priorities. The higher education system must join the effort to make our K-12 public schools more effective. Resources, already scarce within the system and among customers, are stretched even further due to the demands of remedial learning. The system should join businesses and communities of color in their fight to close the achievement gap and reduce the need for remedial education. Building a quality work force is essential to a vibrant economy, and our state’s colleges and universities play a vital role in that effort. The Minnesota Chamber is committed to strengthening that partnership as we all work together to create and keep jobs in Minnesota. To that end, the state college system is well positioned to continue to working closely with the business community. Businesses continually look for improvements and increased efficiencies as a part of improving customer service and remaining competitive. It’s gratifying to see the state’s colleges and universities embracing a similar mind-set. David Olson is the president of Minnesota Chamber of Commerce, the state’s largest business advocacy organization. He can be reached at dolson@mnchamber.com. Columns reflect the opinion of the author.

Dakota County Tribune BUSINESS WEEKLY

(USPS 147240) Publisher............................. Julian Andersen President ........................ Marge Winkelman General Manager, Editor ...... Larry Werner

Dayton exhibited a moment of what might pass as senatorial wrath in heatedly explaining the bad NRA grade as stemming from a vote on socalled cop-killer bullets. These are bullets capable of penetrating body armor — bullet-proof vests — and understandably a concern for people wearing badges. As governor, he would protect law enforcement from cop-killer bullets “and at the same time support the rights of every law-abiding Minnesotans to bear arms — to possess firearms like I do — use those for lawful purposes.” “And to insinuate otherwise is just, just untrue,” said Dayton, hunting for words. An applause-o-meter measured the applause Dayton received from the crowd gathered in the Game Fair tent as almost identical to the applause Emmer received at the end of the forum after delivering his closing remarks. It might have been wondered whether it was cooked sandhill on the breeze or crow. Emmer has long proven himself an aggressive lawmaker in debate on the House floor, and he’s an aggressive candidate. But there’s more one than aggressive candidate in the field. There are at least two. T.W. Budig is at tim.budig@ecm-inc.com.

Submissions to Forum: www.DakotaCountyTribune.biz

Managing Editor ....................John Gessner Business Editor ..................... Jessica Harper Sales Manager ........................Mike Jetchick Production Manager............. Ellen Reierson Business Manager.................... Eva Mooney Buzz submissions... jessica.harper@ecm-inc.com Business Briefs ...... darcy.odden@ecm-inc.com Story ideas ............ jessica.harper@ecm-inc.com Letters ......................tad.johnson@ecm-inc.com Advertising ..................... ads.dct@ecm-inc.com

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DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY August 19, 2010

Business 101

What is the best business to start right now? by Robert Voss SPECIAL TO THE TRIBUNE

What’s the best business you can start right now? In the last few years, I have probably heard this question at least 30 times. Over the last few years, I’ve held a regular free seminar called “Taking the Plunge” at Dakota County Technical College or at local work force centers. The seminar is a threehour overview of entrepreneurship geared to people who have lost their jobs or can’t find a job, and are looking to start a business as a way of getting back on their feet. It seems that in every “Taking the Plunge” seminar I do, the above question comes up. In almost all cases, it comes from someone who is desperate because money is running out and job prospects keep getting slimmer. They ask the question because they are looking for a quick fix to their financial problems and will grasp at any straw to turn their lives around. I answer this question two

Make It Happen Bob Voss

ways. I usually start by explaining that trends are happening in our society right now that provide opportunities for business startups — and in some cases recession-proof businesses. For example, businesses that provide services to help people live more independent lives as they get older are good because the target market is continuing to grow rapidly. Green businesses are very positively received right now as our society becomes more focused on ecology and keeping the planet safe and healthy. Look for ways that can make a difference both in the long and short term. For example, due to the Gulf of Mexico oil spill, any startup business that can get oil out of water would have a very great chance of succeeding right now.

Another seemingly recessionproof business is any venture that deals with pets. For some reason, people will continue to spend money on pets even when they are in financial trouble. All of these are current trends in our society. The problem with trends, however, is that they are always changing and, in some cases, change very quickly. One of the best examples I personally had experience with is (or was) the video rental store business. For about 15 years, this was a great business to be in. Today, how many video rental stores are there? Up until five years ago, I had four video stores within two miles of my house and they were all doing well. Just a few weeks ago, the last one closed its doors. Watch out for businesses that rely on trends in our society. You might wake up one day and find out the trend has been replaced, and you are left out in the cold.

In Brief

If you have a subject you would like to see the Make It Happen columnists explore, contact Chris Hayes at (651) 423-8266, or chris.hayes@dctc.edu.

The second way I answer this question is by saying that any business is a good business to start right now as long as one of the following four criteria about the business is true: 1. The business has significant competitive advantages over existing competition. A competitive advantage is something that makes the business different, better or a better value than the competition. 2. The owner of the business has extensive expertise in the industry — and the owner is convinced this is a good business to start right now. Having lots of experience in an industry is a great benefit because you know how the industry works and, in many cases, you already have a good reputation that will help the business launch quickly.

like within three to six months. Back in the late 1990s, it was really easy to raise money, so in many cases a business didn’t have to reach positive cash flow for three to five years. Today, everything has changed, and raising money is difficult at best. Companies can no longer count on multiple rounds of financing to get their business off the ground. The companies that make it today get to positive cash flow quickly — and they know how to stay in a positive cash flow position. As I said, a good business to start meets one of the four criteria. If your new business meets more than one of the four criteria, then that is really a good business to start right now.

If you know everything there is to know about your industry, and you are convinced the business will succeed, then go for it — your chances of succeeding are high. 3. The target customers for your business are growing and you have a good chance of growing with the market. In the example of helping older people live independently, this market continues to grow and opportunities are virtually limitless as our general population lives longer and wants to age gracefully. A business that starts with a customer base that is growing and expanding has a great Robert Voss is an entrepreneur chance to grow as the size of the instructor at Dakota County Technical College in Rosemarket grows. mount and counselor at the 4. The business you are thinking of starting can get to Small Business Development positive cash flow quickly — Center in Apple Valley. He can be reached at voss@dctc.edu.

Best Practices In customer service, the little things are big by Kevin Stirtz SPECIAL TO THE TRIBUNE

and would not get crushed by the other items. He was right. It traveled without any damage. By telling me what he was doing, he showed me he was thinking about what he was doing. (He wasn’t just tossing things in the bag.) He wanted me to know he was doing it right. He also gave me the opportunity to intervene if I wanted. He was acting with my perspective in mind. These examples may be of little things done in the course of a typical day. But they stand out. They show us two employees who are looking out for their customers. They demonstrate people who take pride in their work, people whom I consider professionals. Little things like these make a big difference for me. They create loyalty that keeps me coming back. What little things have you experienced lately? What examples can you think of that seem small yet stand out and keep you coming back?

Little things make all the difference in customer service. They can contribute to a positive and memorable experience. They can ruin an otherwise decent situation. An otherwise completely average encounter can turn into a source of endless referrals by adding a little thing or two. I’ve had a few recent examples: At my favorite sandwich shop I ordered a French Dip sub, but I noticed their roast beef is pink. I prefer mine cooked all the way through. As I started talking about an alternative, the young man taking my order made a suggestion: “We could let it sit in the aus jus longer than usual. That would brown the meat.” I said OK. He did what he suggested. It worked. I was more than happy. (I’m writing about it, aren’t I?) The sub was tasty and I was reminded why this locally owned place is on my dining out short list. They rock! At our local grocery store Kevin Stirtz is the Amaz(well as local as they get these ing Service Guy, a speaker, days) I had just a few items so trainer and consultant who helps organizations of all I zipped through the express kinds deliver amazing cuslane. The cashier rang and bagged tomer service. His recent book: my food. As he bagged it, he “More Loyal Customers” has talked me through what he was won 5 star reviews at Amadoing. He put a bakery item on zon.com. He can be reached at the bottom but he justified it by (952) 212-4681 or kevin@ amazingserviceguy.com. telling me it had a sturdy cover

Twin Cities gas St. Paul Area Association of Realtors and North prices fall Metro Realtors Association announce merger Average retail gasoline prices in Twin Cities have fallen 7.5 cents per gallon in the past week, averaging $2.67 per gallon on Aug. 15. This compares with the national average that has fallen 3.1 cents per gallon in the last week to $2.75 per gallon, according to gasoline price website TwinCitiesGasPrices.com. Including the change in gas prices in Twin Cities during the past week, prices on Aug. 15 were 14.2 cents per gallon higher than the same day one year ago and are 1.1 cents per gallon lower than a month ago. The national average has increased 2.2 cents per gallon during the last month and stands 12.7 cents per gallon higher than this day one year ago.

The North Metro Realtors Association (NMRA) and St. Paul Area Association of Realtors (SPAAR) announced that the two organizations intend to merge. The combined organization will continue to serve more than 6,800 members in the metro area at its Coon Rapids, St. Paul and Eagan locations. Savings from streamlining redundant processes will be invested in new and enhanced services for members. “Both organizations approach this merger from a position of strength,” said James Stanton, president, North Metro Realtors Association. “We enter this process as two financially

healthy associations with the opportunity to further advance the already superior ways in which we serve our members.” In addition to enhancing member services the merger creates a more influential voice in regional, state and local government issues and significantly expands the network of contacts for members. A committee comprising Realtor members from both NMRA and SPAAR is working on a merger plan that must be endorsed by each association’s board of directors. The plan will then be presented for final voting approval to both member organizations in the December timeframe.

Upon approval, a new board comprising members of both organizations will be elected. “NMRA and SPAAR both bring a rich history to this union with more than 55 and 120 years of service respectively,” said Tony Maurer, president, St. Paul Area Association of Realtors. “We are dedicated to continuing to serve the needs of our members and the communities in which they live and work, and are pleased to have the opportunity to do so in a new and better way.” For more information, visit www.buildingabetterassociation.com.

House Session and Committee schedule Energy tax credit of $1,500 to end soon For general information about the Minnesota House of Representatives, call (651) 296-2146 or (800) 657-3550 (voice) or the Minnesota Relay service at 711 or (800) 627-3529 (TTY ). For an extended schedule and updates, go to http:// w w w. h o u s e . m n / c o m m / scheduleall.asp. • Monday, Aug. 23, 9:30 a.m. – Cultural and Outdoor Resources Finance Division, Room 5, State Office Building. Chair: Rep. Mary Mur-

phy. Agenda: TBA. • Thursday, Sept. 9, 1 p.m. Licensing Division, Room 200, State Office Building. Chair: Rep. Cy Thao. Agenda: Review and discussion of a legislative proposal to modify complaint, investigation, and hearing procedures for licensed health professionals. Meeting documents: Health Professionals bill draft. • Tuesday, Jan. 4, 2011, noon. The house meets in session.

The end of the federal energy tax credit is coming soon. The tax credit expires on Dec. 31, 2010. As part of the American Recovery and Reinvestment Act of 2009, this federal tax credit allows homeowners to claim a $1,500 tax credit for energy-efficient home improvements. This is a tax credit, not a deduction — meaning homeowners get a dollar off their taxes for every qualifying dollar they spend. Windows and doors are an

ideal way to use this tax credit. In addition to giving a great new look to a home, energyefficient new windows and doors can save homeowners up to 25 percent on their monthly heating and cooling bills. The tax credit is based on 30 percent of the cost of the energy-efficient product, up to $1,500. For example, a $5,000 purchase of qualifying windows and doors will receive the maximum tax credit of $1,500. Installation and labor costs do not qualify for the tax credit.

August 19, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Real Estate

More work force, affordable housing comes to Lakeville Forty county-subsidized rental units finished near Airlake Industrial Park by Derrick Williams DAKOTA COUNTY TRIBUNE

Lakeville generally isn’t synonymous with workforce housing. The median home value in Lakeville is estimated by the city at $233,700. But Lakeville is also home to the metro’s largest industrial complex south of the river, and Airlake Industrial Park has more than 4,000 blue collar workers, many of whom call Lakeville home. That’s why the Dakota County Community Development Agency has put a large focus on Lakeville. The CDA specializes in providing housing services for low- and moderate-income households, according to Sara Swenson, assistant director of administration for the CDA. And Swenson said that this month the CDA is putting the finishing touches on 40 rental townhouse units in a development called Meadowlark. Swenson said the families moving into the rental units, located along 210th Street, right across the road from

Photo by Derrick Williams

Meadowlark, a 40-unit affordable housing development along 210th Street in Lakeville, is almost finished. The Dakota County Community Development Agency project will offer one-, two- and three-bedroom rental townhouses to families in need of affordable housing. The development is the fourth such CDA neighborhood in Lakeville. Airlake, will pay less because their rent is partially subsidized through tax credits, grants and other money the CDA receives. Swenson said a two-bedroom unit in Meadowlark goes for $625 a month. Similar sized two-bedroom apartments go for $968 around the area, Swenson said.

“It’s quite a difference in price and allows families affordable rent so they can save for other things, like reliable transportation or a down payment on their own house,” Swenson said. But families who apply for CDA housing can have a combined income of $45,360 or less to qualify, Swenson

said. “We’ve seen people come in who have lost jobs and unfortunately have foreclosed on their homes,” Swenson said. “They come to us for help. And we’re seeing more people come through our doors than ever before.” Lakeville is now home to four CDA developments that

offer affordable rental housing – the most in the county, Swenson said. Cedar Valley, Country Lane and Prairie Crossing, along with Meadowlark, give the CDA 139 rental units in Lakeville. There are only 552 CDArun units across the county, Swenson said. “It’s important to have that kind of housing available in Lakeville,” she said. “It’s growing and will be home to a lot of people in the coming years.” Meadowlark has been years in the making, according to Lakeville’s economic development director, David Olson. The site was a former dump, and before the CDA could build, the site needed to be cleaned up, he said. “It’s a great project,” Olson said. “For one, it cleaned up and redeveloped an old dump site, which wasn’t likely to be done privately. And two, it’s the type of housing that workers from the industrial park can benefit from.” Olson said the purchase and clean-up of the site was

almost totally funded by grants from the state and Metropolitan Council. “The city worked with the CDA and assisted in finding the site,” Olson said. But other than some block grant dollars, the city didn’t spend anything to help the CDA clean up the site. Swenson said the CDA manages and leases the 18 developments they have across Dakota County, but they’re actually owned by private investors. “Investors purchase tax credits and provide around 60 percent of the equity to build,” Swenson said. “The other money comes from grants, philanthropic sources and other programs.” Swenson said US Bank is the primary investor for Meadowlark. For more information about the CDA, visit www. dakotacda.org. E-mail Derrick Williams at: lakeville.thisweek@ecm-inc.com

Weathering the inevitable storms when no one is home Real Estate at the University of St. Thomas in St. Paul. “Job one, so to speak, is the preservation of value,” he said. So if a homeowner’s primary interest is to preserve valuables and maintain the liveability of by Aaron Vehling the property, the bank will want DAKOTA COUNTY TRIBUNE As residents in one north to ensure its property maintains Farmington neighborhood a solid marketable condition. cleaned up tree and structural Fast-acting debris from their properties afIn general, when a property ter a tornado last week, a couple is foreclosed upon, Tousley said, homes’ yards received less im- banks will often appoint a remediate attention. ceiver who is “supposed to be Those properties were the local person that is going to foreclosures and did not have take care of the property.” homeowners on-hand with a That entity, he said, whether personal vested interest in the it is a realtor, a property manproperty to immediately ad- ager or someone else, will be dress the situation. responsible for grounds mainOne resident pointed out tenance (think lawn mowing the foreclosed homes and asked, and snow shoveling) as well as “What do we do about that?” any repairs the structure may These properties do not go require. unheeded, according to at least In the case of major storms, two area banks. such as the north Farmington When a bank takes over a tornado, the receiver would be foreclosed home, said Julie May, entitled to engage in the same vice president of the mortgage sort of cleanup activity as the department at Lakeview Bank neighborhood’s homeowners. in Lakeville, the bank will still The major difference, Toucarry hazard insurance on that sley said, is that a homeowner property. So just as a homeown- may have “insurance out there er would file a claim, so would right away” and also may “get the bank. a temporary fix to preserve as In addition, banks, like ho- much as he or she can.” meowners, have a vested inter“Whereas foreclosed homes est in addressing the fallout of a might not get the same attenstorm; but the motives are dif- tion,” he said, adding that some ferent, said Herb Tousley, direc- lenders, such as Wells Fargo, tor of the Shenehon Center for may not have a local actor on

said. Wells Fargo actually compiles what Menke calls an “impact assessment” that looks at all the residential and commercial properties under its purview so that should damaging incidents, such as floods or tornadoes, occur, the bank can notify the agents as soon as possible.

When disaster strikes, what do banks do about foreclosed homes?

City involvement

Photo by Derrick Williams

A tornado inflicted considerable damage on a home on 193rd Street West in Farmington on Friday, Aug. 13. This home is not in foreclosure, but there are some in the neighborhood that were. Bank representatives say they monitor storms to prepare to respond quickly. hand to respond as quickly. Wells Fargo Home Mortgage of Des Moines, Iowa, is the largest mortgage originator and second largest servicer in the United States with thousands of homes across the nation. A byproduct of this is that it also deals with many foreclosures. Jason Menke, a spokesman for Wells Fargo, said the bank has measures in place to address

storm-ravaged properties as quickly as possible. “We make an assessment of the damage and file the necessary insurance claims,” he said. The bank also would try to renovate the property, if possible, to get it back on the market. Wells Fargo appoints a local real estate agent to manage its foreclosed properties. If the loans were originated through the Federal Housing

Administration, Menke said, Wells Fargo conveys the properties to either Freddie Mac, Fannie Mae or the U.S. Department of Housing and Urban Development. But otherwise, the assigned agents are on the frontlines when disaster strikes. “What we do is pull together data for the affected area and make sure we’re getting in contact with our agents,” Menke

Cities also have a vested interest in ensuring the smooth recovery after a storm. The City of Lakeville maintains a list of vacant homes, said Steve Mielke, city administrator of Lakeville. “We’re aware of them. Our inspection department goes around and monitors them.” The situation in Farmington mirrors this. City administrator Peter Herlofsky said that after the storm hit, city inspectors were on-hand to determine the damage to the homes (specifically if they were liveable). As of July 2010, one in 674 homes in Dakota County received a foreclosure filing, according to RealtyTrac. With trends such as this, there is a distinct need for banks, governments and their agents to be on-hand after a storm. According to those interviewed, there are systems in place to ensure a neighborhood maintains its character and composure no matter the storm.

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY August 19, 2010

Calendar To submit an item for the Calendar, e-mail it to darcy.odden@ ecm-inc.com or fax (952) 8462010. Date-specific Dakota County Regional Chamber of Commerce events: • Thursday, Aug. 19, 7:30 to 8:30 a.m., Eagan Area Business Council, Lincoln Place, 1997 Gold Trail, Eagan. Hear an update from representatives from the Community Development Agency and learn more about our host location, Lincoln Place, and tour this unique facility. Information: Ruthe Batulis at rbatulis@ dcrchamber.com. • Friday, Aug. 20, ribbon cutting (11 a.m.) and open house (11 a.m. to 2 p.m.) at Premier Life Chiropractic, 7000 151st St. W., Apple Valley. Come help Dr. Lance Stromberg and his staff celebrate the grand opening of his new practice and enjoy light refreshments. Free. Information: Dr. Lance Stromberg, (386) 8719604. • Wednesday, Aug. 25, 4 to 8 p.m., Eagan Market Fest, Eagan Festival Grounds at the Eagan Community Center, 1501 Central Parkway, Eagan. Information: http://www.cityofeagan.com/marketfest. • Thursday, Aug. 26, 8 to 9 a.m., Farmington Area Business Council Breakfast, Celts Pub of Farmington, 200 Third St., Farmington. Featuring Kathleen Vitalis, executive director, Minnesota Council for Veterans. Cost: $15. Information: Michelle Tighe at mtighe@dcrchamber.com. • Thursday, Aug. 26, 4:30 to 6 p.m., Business After Hours at Green Mill Restaurant, 1940 Rahncliff Court, Eagan. A casual networking event with a cash bar, light appetizers. Free. No RSVP is needed. Information: Michelle Tighe at mtighe@dcrchamber. com. • Wednesday, Sept. 1, 4 to 8 p.m., Eagan Market Fest, Eagan Festival Grounds at the Eagan Community Center, 1501 Central Parkway, Eagan. Information: http://www.cityofeagan.com/marketfest. • Thursday, Sept. 2, 7:30 to 8:30 a.m., the Buzz at Gateway Bank, 745 Market St., Mendota Heights. This month the Buzz will be an hour-long, pure networking event and will be hosted by and held at Gateway Bank. Free. Information: Michelle Tighe at mtighe@dcrchamber.com. Apple Valley Chamber of Commerce events: • Thursday, Aug. 19, 4:30 to 6:30 p.m., Business After Hours, Enjoy! Restaurant, 15435 Founders Lane, Apple Valley. Information: LeeAnn Schirmer at leeann@applevalleychamber.com.

• Tuesday, Aug. 24, 8 to 9:30 a.m., Breakfast with Congressman Kline, Brackett’s Crossing Country Club, 17976 Judicial Road, Lakeville. Kline’s discussion will be policy oriented and will focus on current federal issues. All area chambers are invited. Cost: $10. RSVP to LeeAnn Schirmer at leeann@applevalleychamber.com or call (952) 432-8422. • Thursday, Sept. 9, 9:30 a.m., Apple Valley Chamber Golf Classic at Valleywood Golf Course, 4851 West 125th St., Apple Valley. Register at http://www.applevalleychamber.com/events5. Information: LeeAnn Schirmer at info@applevalleychamber.com. Burnsville Chamber of Commerce events: • Saturday, Aug. 21, noon to 10 p.m., Art and All That Jazz, Nicollet Commons Park, Burnsville. Information: www.burnsvilleartjazz.com. • Tuesday, Aug. 24, 8 to 9:30 a.m., South Metro Chamber Breakfast, Brackett’s Crossing Country Club, 17976 Judicial Road, Lakeville. Featured speaker Congressman John Kline. Cost: $10/members, $15/ nonmembers. Information: Travis Martinson, (952) 898-5645 or travis@burnsvillechamber.com. • Thursday, Aug. 26, 3:30 to 6:30 p.m., Fall Fling – Sporting Clay Challenge, Minnesota Horse and Hunt Club, 2920 220th St. E., Prior Lake. Information: travis@ burnsvillechamber.com. • Wednesday, Sept. 8, through Sunday, Sept. 12, Burnsville Fire Muster. Information: www.burnsvillefiremuster.com. Lakeville Area Chamber of Commerce events: • Thursday, Aug. 19, 7:30 to 8:30 a.m., Business Education meeting, chamber conference room. Assemble gift bags at 8:30 a.m. • Friday, Aug. 20, 7:30 a.m., Government Affairs meeting, chamber conference room. • Saturday, Aug. 21, Chamber Foundation’s Eve of Destruction, Elko Speedway. Cost: $35/adult; $25/age 5-12; $15/under age 4. Register by Aug. 13. Information: (952) 469-2020. • Tuesday, Aug. 24, 8 to 9:30 a.m., South of the River Chambers Membership Breakfast with speaker U.S. Rep. John Kline at Brackett’s Crossing Country Club, 17976 Judicial Road, Lakeville. Cost: $15/member, $20/nonmember. RSVP by Aug. 20. No walk-ins. Information: (952) 469-2020. • Tuesday, Aug. 24, noon, ribbon cutting at Wrap My Ride, 20655 Kenrick Ave. Food by Goodfellas Pizza Bar & Grill. • Wednesday, Aug. 25, 7:30 to 9 a.m., New Member Orientation,

chamber conference room. • Wednesday, Aug. 25, 8 a.m., Fall Gala meeting, Brackett’s Crossing Country Club. • Thursday, Aug. 26, 4:30 to 6:30 p.m., Networking After Hours and 25th anniversary, Valley Staffing, 8500 210th St. W. RSVP to fdn@valleystaffinginc. com. • Tuesday, Aug. 31, Lakeville Chamber Twins Night Out. This sold-out event is in conjunction with the Chamber Food Drive. Meet for dinner at Applebee’s Neighborhood Grill & Bar near Target Field at Block E skyway level between 5 and 6:30 p.m., then scurry over to the field to watch Heidi and Matt Mazzucchi throw out the first pitch at 7:10 p.m. • Wednesday, Sept. 1, 7:30 to 8:30 a.m., Morning Brew at Molly Cool’s Seafood Tavern. • Wednesday, Sept. 8, Foundation Bowling Tournament at Lakeville Brunswick Zone XL River Heights Chamber of Commerce events: • Sunday, Aug. 22, 4 to 7 p.m., Sounds of Minnesota Drum and Bugle Competition, Ettinger Field in South St. Paul. Tickets are available at www.soundsofminnesota.com. Premium seats are $15 and reserved seats are $12. For more information, call (651) 7174382. Proceeds from the show help support the South Saint Paul Band Backers. • Tuesday, Aug. 24, 8 to 9:30 a.m., Federal Policy with Congressman John Kline, Brackett’s Crossing Country Club, 17976 Judicial Road, Lakeville. Attend this meeting to weigh in on federal issues that may affect how you do business. Discussion items include immigration, health care, exports and stimulus efforts. Cost: $10. Information: Jennifer Gale at jennifer@riverheights. com. • Tuesday, Aug. 24, 4 to 5 p.m., Chamber 101, River Heights Chamber of Commerce, lower level conference room, 5782 Blackshire Path, Inver Grove Heights. Information: Annie Platek at annie@riverheights. com. • Wednesday, Sept. 1, 7 to 9 p.m., Inver Grove Heights Days meeting at Drkula’s, lower level. • Thursday, Sept. 9, through Sunday, Sept. 12, Inver Grove Heights Days. Information: www. ighdays.org. Event sponsored by Dakota-Scott Workforce Investment Board, Apple Valley Chamber of Commerce, Burnsville Chamber of Commerce, Dakota County Regional Chamber of Commerce, Dakota Future, Dakota County Technical College, Hastings Area Chamber of Commerce, Lakeville Area

Chamber of Commerce, and River Heights Chamber of Commerce: • Friday, Sept. 10, 8 to 10:30 a.m., Introduction to Exporting at the Partners in Higher Education Building, 14200 Cedar Ave., Apple Valley. Looking to expand your business? The answer may be looking to overseas markets. Presenters include MN Trade Office, MN Department of Commerce and businesses sharing their experiences including Smead Manufacturing, Udder Technologies and Fredrikson & Byron P.A. Cost: $10 per company payable at the door. For more information, e-mail cindyjohns@ comcast.net. Rasmussen College event: Career & Networking Fair, 3 to 5 p.m. Thursday, Aug. 19, at all metro Rasmussen College locations including Lake Elmo/Woodbury, Eagan, Brooklyn Park, and Eden Prairie. Plan to attend for current or future hiring needs. Typically, 100-plus students, graduates, and members of the public attend this event. It is free of cost. Information: (651) 2598124. Hollstadt & Associates event: Hollstadt & Associates 20th anniversary celebration, 4:30 to 7:30 p.m. Thursday, Sept. 23, at the Guthrie Theater, 818 S. Second St., Minneapolis. Invitations will be mailed in August. Ongoing Dakota Business Partners (networking group) meets every Tuesday at 8:30 a.m. at Enjoy! restaurant in Apple Valley. For more information call (651) 2165406. Platinum Partners, a chapter of BNI, welcomes one representative from each profession and meets every Wednesday morning from 7:30 to 9 a.m. at the Lakeville Green Mill. To learn more, call Amy at (952) 226-7741. Creative Networking Professionals, an independent business networking group, meets the first and third Tuesday of the month at JoJo’s Rise and Wine in Burnsville from 8 to 9 a.m. The group is focused on creating interpersonal relationships to grow business-to-business referrals. Yearly dues are $65. New members are welcome. Members are limited to one per professional category. For more information, contact Jeff Rothmeyer at JeffR@Roundbank.com or see www.CreativeNetworkingProfessionals.com. Network Unlimited, a professional networking chapter, meets Tuesdays from 4:30 to 5:45 p.m. at Cherokee Sirloin Room, Cliff Road and Nicols Road, Eagan. To see if your category is open go to www.NetworkUnlimited.org.

BNI – The Valley Networkers chapter of Business Networking Intl. meets Thursdays at 11:30 a.m. at the DCTC Apple Valley Site at 14200 Cedar Ave. BNI is a networking group for business owners who are looking to increase their revenue. Only one person from each profession. Bring your own lunch. For more information, call Nicole Blasing at (651) 331-9238 or visit www.bnimn.com BNI - Networking meets Thursdays at 7:15 a.m. at the Round Bank in Farmington. For more information, contact Ellen at (952) 412-5287 or Lanny at (612) 386-2660. BNI-Networking meets Wednesdays at 8:15 a.m. at Byerly’s Cafe in Eagan. Open to all professionals for referrals. For more information, call (651) 2473200. Professional Referral Exchange of Burnsville meets every Wednesday for breakfast at Denny’s Restaurant. Meetings begin at 7 a.m. For more information, contact Jo Baecker, area director, at (612) 618-5347 or visit the website www.prorefx.com. BNI - Business Networking Intl. meets Wednesdays at 7:30 a.m. at Commons on Marice in Eagan. For more information call Christina Avery at (651) 247-2111 or check out the BNI Website at www.bni-mn.com. Beta Sigma Phi, Preceptor Alpha Delta Chapter, meets the second Wednesday of every month at 7:30 at a member’s home. For information, call (952) 894-8831. Network Results Chapter of Business Network International, networking for local business owners, only one person from each profession. First two meetings are free. We meet every Wednesday for breakfast, 7-8:30 a.m. at Roasted Pear, 14200 Nicollet Ave. S., Burnsville. Call Michele Jennings for more information: (612) 581-0332. Network Plus BNI Chapter meets from 11:30 a.m. to 1 p.m. Thursdays at the Parkway Grill (old Benchwarmer Bob’s) in Burnsville. For more information, call Kelly at (612) 861-8300. Networking coffee group at Caribou Coffee will meet from 9:30-11:30 a.m. at Caribou Coffee, 14638 Cedar Ave., on the second and fourth Mondays of the month. Call (763) 783-4767 to register. Grapevine Network “Common Denominator” Group meets Tuesdays from 7:30-8:45 a.m. at Coldwell Banker Burnet, 190 Cobblestone Lane, Burnsville. For information, call (952) 7465611 or visit www.thegrapevinenetwork.com. Grapevine Networking

Group meets Wednesdays from 7:30-8:45 a.m. at Coldwell Banker Burnet, 190 Cobblestone Lane, Burnsville. For information, call (952) 746-5611 or visit www. thegrapevinenetwork.com. Kingdom Advisors members meet monthly for fellowship, training, networking, prayer, and sharing of best practices. Ron Blue or other recognized speakers (via DVD) cover a topic each month helping members integrate and apply Biblical financial wisdom into their professional advice. Visitors welcome. The S Metro Group meets at Family Financial Services, 151 W. Burnsville Parkway, Burnsville, from 7:30 to 9 a.m. on the fourth Tuesday of each month. POC is Jeff Robinson at (952) 890-6611. The SE Metro Group meets at 2918 Upper 55th St., Inver Grove Heights, the first Thursday of each month from 12 noon to 1 p.m. (bring your lunch). POC is Ginger Ewing at (651) 389-1177. Seed Your Business Networking Group – “Plant a seed and grow your business” – meets the first and third Wednesday every month at noon at Baskets On Occasion, 3348 Sherman Court, Suite 104, Eagan. Only one person from each profession. Contact Mary O’Rourke at (651) 994 8392 or visit www.seedyourbusiness.com for more information. The S.T.A.R. (South Twin Cities Area Referral) Networking Group meets 8 to 9 a.m. every Wednesday at Perkins Restaurant, 17387 Kenyon Trail, Lakeville. Openings are available. For questions, call Kathy Andrade at (952) 997-1306. SHiFT network events are held Thursdays from 6:30 to 8 p.m. at Inver Hills Community College, 2500 E. 80th St., Inver Grove Heights. SHiFT is a nonprofit network connecting adults in mid-life transition with opportunities to seek meaningful work, new avocations, and a supportive community (www.shiftonline.org). Members: Free. Guests: $5. Sunrise Results BNI Chapter meets from 7:30 to 9 a.m. Thursdays at the DCTC Partners in Education site in Apple Valley, 14200 Cedar Ave. Networking for local business owners, only one person from each profession. For more information call Jake Hines at (952) 292-1151. Women’s Business Exchange meets monthly from 11:30 a.m. to 1 p.m. at Baskets On Occasion, 3348 Sherman Court, Suite 104, Eagan. For meeting date or more information, contact Mary at (651) 9948392 or visit www.meetup.com/ womensbusinessexchange.

Primeau’s Lawn Care, 1450 Fifth Ave. S. #7, South St. Paul. Old Wives’ Tale, 233 Buron Lane #5, South St. Paul. The Battery King, 633 Concord St. N., South St. Paul. Travel Leaders, 750 Main St. #214, Mendota Heights. Kelly’s Market, 870 Dodd Road, West St. Paul. JCS Crane Services, 1777 Oakdale Ave., West St. Paul. LeapingWithFaith.etsy.com, 301 Annapolis St. E., St. Paul. Just Sew Baby, 1092 Seminole Ave., West St. Paul. Bear Concessions, 1065 Charlton, West St. Paul. McClain Ent, 1445 Bidwell St. #1, West St. Paul. Fotsch Buildings, LLC, 2126 Lake Augusta Drive, Mendota Heights. Fat Lorenzos II, 1484 McCarthy Road, Eagan. KW Commercial Midwest, 3464 Washington Drive #100, Eagan. Creative Home Decor, 4130 Rahn Road #303, Eagan. Atrium Design Solutions, 4546 Villa Drive Unit G, Eagan. Fairview Eagan Pharmacy, 1440 Duckwood Drive, Eagan. The Claw International, 4215

Nicols Road, Eagan. Atlas Insurance Brokers Steinman Agency, 4555 Erin Drive #205, Eagan. Alyta Equine, 2206 Marilyn Ave., Eagan. Blind Designs, 4441 Clover Lane, Eagan. Blis Realty, 1245 Carlson Lake Lane, Eagan. Vivid Notion, 4473 Lynx Court, Eagan. Twin Cities Inspections, 4386 Garden Trail, Eagan. Minnty, 1377 Amaryllis Lane, Eagan. T.Trocke Marketing, 740 Havenhill Road, Eagan. Gee Gee Collins Fine Art, 3770 Windtree Drive, Eagan. Cooga Sales & Services, 12632 Dover Drive, Apple Valley. Father and Son Flooring, 14315 Genesee Ave. S., Apple Valley. Mohananda International, 14532 Hayes Road, Apple Valley. Native Archery, 5090 147th St. W., Apple Valley. Premier Culinary Solutions, 7872 142nd St. W., Apple Valley. River Valley Rides MC, 6734 158th St. W., Apple Valley. Legacy Academy, 2603 Woods Trail N., Burnsville.

Pelman Imports and Exports, 15100 Orchard Drive, Burnsville. BTi, 1401 W. 143rd St. #113, Burnsville. Performance Physical Therapy, 15609 Fremont St. S., Burnsville. Olympia Composites, 1317 Forest Circle, Burnsville. Meridian Construction Capital Group, 14300 Nicollet Court #300, Burnsville. The Modern Patina, 2409 Terrace Drive, Burnsville. Style Nails, 200 E. Travelers Trail #135, Burnsville. Juniors Sports Cafe, 1996 Highway 13 E., Burnsville. Merry Events, 14137 Plymouth Ave., Burnsville. Burnsville Auto Body, 3513 W. Highway 13, Burnsville. Celeste Glassel Designs, 2547 E. 117th St., Burnsville. MGM Wine & Spirits, 1012 County Road 42 W., Burnsville. Keena’s Kitchen, 2525 Williams Drive #347, Burnsville. David Schafer Professional Painting, 2700 Selkirk Drive, Burnsville. CTScientific, 11975 Portland Ave. S. #116, Burnsville. Cyprus Classical Academy, 13560 County Road 5, Burnsville.

Cyprus School of Music and the Arts, 13560 County Road 5, Burnsville. Body Life Massage, 12400 Pillsbury Ave. S., Burnsville. Minnesota Tobacco Distribution, 13817 James Ave. S., Burnsville. Ramkdan, 1501 E. Highway 13, Burnsville. Iglesia Evangelica Bethel El Shadai, 1501 E. Burnsville Parkway #321, Burnsville. Down in the Valley Floral, 13750 County Road 11, Burnsville. Rueb & Karl Law Office, 2500 W. County Road 42 #110, Burnsville. Paws Up, 13422 Yosemite Ave. S., Savage. Gysland Brothers, 8103 W. 126th St., Savage. TSZ Entertainment, 5937 W. 136th Lane, Savage. Hotels Rock, 8160 County Road 42 #300-327, Savage. Restaurants Rock, 8160 County Road 42 #300-327, Savage. Service Rocks, 8160 County Road 42 #300-327, Savage. Stuart Rocks, 8160 County Road 42 #300-327, Savage.

Assumed Names GWGTLOSS, 7802 172nd St. Any individual, corporation, limited partnership or limited li- W., Lakeville. R-J Cleaning Services, 16460 ability company that conducts business in Minnesota under a Griffon Trail, Lakeville. Ambiance Event Rentals, name other than their full legal name, must file a Certificate of 23101 Ottawa Ave., Lakeville. Woodbridge Marketing ReAssumed Name. search, 9641 W. 170th St., Bubbles and Barks, 17265 Lakeville. Loeffler Construction & ConNorth Creek Drive, Farmington. Budget Captions, 19706 Es- sulting, 24741 Texas Ave., Lakeville. cort Trail, Farmington. Wide Area Transportation Discount Bowling Parts, 25457 Chippendale Ave., Farm- Services, 16850 Jaguar Ave. S., Lakeville. ington. Black Horse Candle CompaGo Local Twin Cities, 19980 ny, 8271 208th St. W., Lakeville. Langford Lane, Farmington. Benefit for Bob Pantious, No Worries Window Cleaning, 13627 Brick Path, Rosemount. 345 Third St. #A, Farmington. S.B. Services & Consulting, Farmington Efficiency Inn, 20991 Chippendale Ave., Farm- 14513 Cobalt Ave., Rosemount. DK Consulting, 2950 148th St. ington. Elite Engraving, 19810 Em- W., Rosemount. Luing Properties, 14116 Croperor Court, Farmington. Digi Girl Transcription, 1032 cus Way, Rosemount. The Bliss Design Studio, W. Fifth St., Hastings. Tucker’s Curiosities, 3485 14659 Boxwood Path, Rosemount. Lester Ave. #2, Hastings. Passion Fur Paws, 14954 Sweet Breeze Cards, Etc., Dodd Blvd., Rosemount. 16611 Gunflint Trail, Lakeville. 8 Ball Express, 14619 Cobalt Young’s Building Cleaning Service, 18331 Kerrville Trail, Ave., Rosemount. Red Pheonix Consulting, Lakeville. Little Fish Design, 7626 Upper 1571 Stickney Ave., South St. Paul. 167th St. W., Lakeville.

August 19, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Fun at the Dakota County Fair

Photos by Rick Orndorf

Above: Bernice Wenzel of Rosemount waves to the crowd from her 1959 John Deere 730 tractor during the tractor parade on Tuesday at the Dakota County Fair; the fair was Aug. 9-15 at the fairgrounds in Farmington. At right: That’s a big juicy hamburger, right? Not exactly. That’s a burger-themed cake created by Kerri Hall of Apple Valley. The cake won a blue ribbon at this year’s Dakota County Fair.

Prize-winning red peppers were displayed in the Horticulture and Foods Building at the Dakota County Fair.

Anastasia Smith’s photo of a horse’s nose finished in second place in the student photo contest at the Dakota County Fair.

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY August 19, 2010

Taylor Jerde with Merlot poses for a photo outside the cow barn after receiving a blue ribbon in the 4-H dairy judging Tuesday at the Dakota County Fair.

Photos by Rick Orndorf

Andrew Kisling from Hudson, Wis., competes in the quicksawing contest at the All American Lumberjack Show at the Dakota County Fair.

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August 19, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

News Roundup Recent news from around Dakota County

Apple Valley

Burnsville

Dakota County

Burnsville Police raises money to maintain K-9 program

Hope Church in Apple Valley is hosting a rummage sale on Saturday, Aug. 21, to raise funds for Donovan and Andrea Dugan, a Burnsville couple who plan to move to Indonesia early next year and undertake missionary work full time. “They’ve been called to full-time mission work and we support that,” said Rev. Mark Opseth, pastor at the church at 7477 145th St. W. “They’ll tell you the Lord has called them to do it, and we’re hoping the community will support them by donating items for the sale and coming out and buying items.” Donovan and Andrea have had to make some major changes to their lives in preparation for the move to Indonesia through the mission agency OC International. Planning to be in Indonesia at least four years, the couple is liquidating most of their possessions, many of which will be at the Hope Church rummage sale, and Donovan and Andrea have both resigned from their teaching jobs for the 2010-11 school year. Donovan has been a teacher at Christian Life School in Farmington, while Andrea was a science teacher the past two years at Nicollet Junior High in Burnsville and Eagle Ridge Junior High in Savage. While they now attend Faith Community Church in Elko-New Market, the couple first met when they were members of the youth group at Hope Church. In Indonesia, Donovan plans to teach theology and Biblical studies, while Andrea will care for the couple’s two children, Natalie, 3, and Bethany, 9 months. The first year there, though, will be devoted to learning about the culture, and attempting to master the language, of the predominantly Muslim Southeast Asian nation. “We know we can’t effectively work with the people if we can’t speak to them,” Donovan said. The rummage sale — a multi-family sale which will feature household items, clothing, toys, Christmas decor and more — runs from 8 a.m. to 4 p.m. on Aug. 21 at Hope Church. The church is accepting drop-off donations Aug. 1620 during normal business hours; other arrangements to drop off donations can be made by contacting Opseth at hope@ hopechurchcma.org. In addition to fundraising efforts, the couple is seeking support in the form of prayers. Members of the community who would like to offer a prayer can visit www.onechallenge. org/subscribe to subscribe to an e-mail prayer letter for the couple.

Officer Echo is like a lot of people: When he gets home from work, he finds solace in some R and R and spending time with his family. But unlike most people, he sleeps in a kennel and drinks his water from a bowl on the floor. Echo is the Burnsville Police Department’s latest member of the K-9 unit. He joined the department and was paired up with his handler, Officer Ben Archambault, six months ago. The 15-month-old Echo replaces Stryker, who retired this year. Another dog will retire next year, which creates a spending obligation of more than $22,000 to purchase, train and maintain two fully functional, professional police dogs. To stave off cuts in the department that would affect the K-9 program or other aspects of public safety, the police have asked the public for donations. So far the police have raised $18,000 with a goal of $20,000, said Detective Sgt. Bentley Jackson, who was a handler himself in the K-9 unit at Burnsville for seven years. Many residents have included notes along with their donations. “It’s great to get those notes,” he said. “It’s nice to get our work noticed.” The Burnsville Police Department, like many of its neighboring agencies, purchases its German Shepherds from and trains them at the St. Paul Police Department’s nationally renowned canine academy, which in turn buys the dogs from breeders in Eastern Europe, Jackson said. Echo came from Slovakia. The dogs do not come ready to bust perps, though. When a police department purchases a dog, Jackson said, it is buying “genetics and a work ethic.” So in February Archambault and Echo spent 12 weeks, Monday through Friday, at the canine academy, building trust in one another and providing Echo with the skills necessary to be an effective police dog. Among the primary skills Echo learns are locating and tracking measures. Another feat at which all canine officers excel is sheer defense. Archambault said that at most times Echo is on his leash, which is often enough. “In reality, a majority of people give up (evading police) when they see a dog,” Archambault said. Becoming a handler in the K-9 unit is more than just taking on another task or getting a promotion: It is a vocational move. Echo lives with Archambault and his wife and two children. At home, he’s a pet, a companion and friend. His kids play with Echo and by some appearances the dog is just another pet. But when Archambault suits up for his shift, he said, Echo knows instantly what is on the docket. When Echo retires in about five to seven years, he will live the remainder of his life with the Archambault family, the officer said. To become a K-9 handler, Archambault had to endure a battery of tests and interviews. When he initially applied for the position in 2004, he did not get it. But when he applied this year he was the most senior. On top of that, said Jackson, who heads the K-9 unit, Archambault demonstrated a drive and demeanor suitable for the position. Archambault has long aspired to join the K-9 unit. When he was a community service officer in Apple Valley in 1998, a handler asked him to help out the K-9 unit there. Archambault served as a “decoy,” he said, helping to train the dog. “I thought it was the greatest thing,” he said. “From that point on I was hooked.” In the coming months, Echo will be crosstrained in narcotics detection. So not only will he be able to smell fear, Echo will also have the ability to sniff out a hidden marijuana stash. The police department is still taking donations for the K-9 program. Call (952) 895-4600 or donate online at www. burnsville.org.

— Andrew Miller

— Aaron Vehling

Photo submitted

The Donovan and Andrea Dugan family — including Natalie, 3, and Bethany, 9 months — plan to move in early 2011 to Indonesia for full-time mission work. Hope Church, located at 145th Street and Cedar Avenue in Apple Valley, is hosting a rummage sale from 8 a.m. to 4 p.m. Saturday, Aug. 21, to help offset the family’s expenses.

Hope church hosts sale to fund family’s work in Indonesia

Shelley Madore wins 2nd District DFL primary In a mirror of the DFL gubernatorial race, primary voters on Aug. 10 repudiated a party endorsee, this time in the south metro. Former state representative Shelley Madore received 19,973 votes over Dan Powers’ 16,522, a 10 percent margin. “I am very pleased and grateful,” Madore said in a phone interview Wednesday morning. “Voters saw a real challenger for (U.S. Rep.) John Kline.” The DFL Party estab- Shelley Madore lishment officially endorsed Powers at its convention in Duluth in April. He was unreachable by the time this story went to press. “I think Dan ran a competitive race,” Madore said. “Now it is time for us to focus on John Kline.” Madore will challenge Kline this November for his seat in the Second Congressional District, which encompasses most of the south metro.

Where’s the beef ? Madore said she will continue her 35 Cent Tour, which is designed to showcase the effects on the district of Kline’s “no pork stance.” For every federal tax dollar, she said, Dakota County only sees 35 cents on the dollar compared to an average of 77 cents in other Minnesota Congressional districts. She said that might be perceived as protecting our tax dollars from being wasted. “In reality,” she said during the primary campaign, “Mr. Kline has refused to request federal tax dollars for important community projects, even when asked by our trusted county, city and school leaders.” Troy Young, communications director for John Kline, issued a statement on behalf of the congressman. “Kline remains committed to listening to his constituents and restoring the values of limited government, personal responsibility and economic freedom that open the door to opportunity and prosperity,” Young said.

A scrappy battle Though the DFL did not endorse her, Madore was endorsed by several teachers’ unions, the National Women’s Political Caucus and the Minnesota Women’s Political Caucus. Both Powers, of Burnsville, and Madore, of Apple Valley, had been having trouble fundraising. Powers had raised nearly $82,000, according to the Federal Election Commission. Some of that money is from the DFL (as an endorsee) and several thousand of that is from a loan to his own campaign. Madore raised just over $42,000, none of which is from Political Action Committees (PACs), she said. Those numbers are quite low compared to the $1.13 million Kline has in his war chest. Kline has averaged a 15-percent win over DFL opponents every two years since he defeated Bill Luther in 2002. Madore said she is not intimidated. She is dedicated to building a better Minnesota, she said, echoing DFL candidate for governor Mark Dayton. “Voters today want to hear how they will be able to keep their house and job,” she said. “Right now, (Kline) has not delivered that.” — Aaron Vehling

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY August 19, 2010

11A

News Roundup

Eagan

Lakeville

Three dead in Eagan shooting Eagan police are investigating an apparent double murder-suicide that left three people dead Aug. 10. Svetlana Hanson, 24, and her husband, Charles Hanson, 42, were found dead at their Eagan home shortly after 10 p.m. Tuesday. The couple lived on the 1300 block of Berry Ridge Road. Both had been shot, police said. A third victim, an unidentified man, was found dead in the yard with a self-inflicted gunshot wound. Police said they believe the man shot the couple through the front window of their home while their three children slept inside. Svetlana Hanson’s father was also inside the home at the time of the shooting and was unharmed. A motive for the killings has not yet been established, police said. The identity of the man is being withheld pending positive identification and notification of his family. Previous calls to the Hanson’s home include a domestic assault in May 2009 and an order for protection violation in June against an individual not living in the home. Police said they do not believe the public is in any danger and they are not actively pursuing additional suspects. — Erin Johnson

Farmington School Board backs parents, district gives enrollment update The Farmington School Board heard an enrollment update at its Aug. 9 meeting. Linda Goers, the district’s human resources director, reported that initial enrollment numbers at the elementary level were down by 82 students, and total student body enrollment was at 3,219, down from an earlier projection of 3,301. “I want to say to parents that we are going to do our very best in balancing and placing FTEs where they need the attention,” said Christine Weymouth, assistant superintendent who was sitting in for Superintendent Brad Meeks at the meeting. The district is still receiving in-district elementary transfers after parents finalize child care plans for children, said Goers. A few elementary grade levels are being closely monitored at North Trail, Farmington Elementary and Riverview, Weymouth said. Each year at the start of school there are “no shows,” or students that the district was planning to see return to a certain grade that do not, Goers explained. The natural tendency is for parents to overlook the need to let a school district know when they move out of the district or a neighborhood, Goers said. When a few Farmington parents asked for specific numbers for each grade level at the five elementary buildings, they were not given the information. “I understand that things change, but very frankly, it is starting to look like we are starting to hide something,” said John Kampf, Farmington school board member. Most school board members were in agreement that the elementary grade numbers at each building should be released, except for board chair Bob Heman, who was reluctant. After the meeting, the specific grade level breakdown and number of students in each class from kindergarten through fifth grade in each of the five elementary buildings was given or e-mailed to parents. Roz Pautzke, director of administrative services, said enrollment projections are based on July 30 enrollment information. The enrollment data is merely a snapshot and should not be construed as actual enrollment for the school year. — Kara Hildreth

Rosemount

Proficiency levels improving or Incumbents hold strong lead remaining steady in school district in City Council race Lakeville’s students and their teachers are improving. In many cases, significantly. Almost across the board, Lakeville’s students increased their proficiency in reading, math and science on the Minnesota Comprehensive Assessment-II, a state mandated test required of Minnesota’s public school students. Despite the progress, however, which in many cases blew away state averages, the scores aren’t keeping up with ever accelerating targets set forth in the federal No Child Left Behind Act. As a result, the Lakeville Area Public School District, as well as seven of its schools, failed to make Adequate Yearly Progress. “We recognize we have some growth to make,” said Jason Molesky, Lakeville’s assessment and accountability coordinator. “But I also think this speaks very well to the work our teachers and our learners are doing in the classroom.” AYP is a measuring stick used to determine proficiency standards that public schools and districts must meet under requirements of the 2003 federal No Child Left Behind Act. Missing AYP this year, was the Lakeville Area School District as a whole, as well as Crystal Lake Elementary, Christina Huddleston Elementary, Oak Hills Elementary, Orchard Lake Elementary, Century Middle, and Kenwood Trial Middle schools, and the Area Learning Center missed one or more AYP targets. Whether or not a school makes AYP is based almost entirely on student scores on the MCA-II, which were given to students in grades three-eight, 10 and 11 in the 2009-10 school year. Each grade that takes the test is then broken into nine subgroups — all students, American Indian/Alaskan Native, Asian/Pacific Islander, Hispanic, black, white, limited English proficiency, special education and free and reduced priced lunch. Each subgroup is then measured in four areas — participation in taking the test; classroom attendance; MCA-II scores; and graduation rate. Each building is then analyzed, and if any of the subgroups misses a target, that school misses AYP. Statewide, only about half of Minnesota schools, some 1,066, made AYP this year while 1,048 didn’t. “It keeps getting harder,” Molesky said of AYP targets. The goal of the federal law is to have 100 percent of all schools achieving AYP by 2014. A school not making AYP can trigger a whole list of penalties, from forcing schools to offer private tutoring, replacing the staff and even sending kids elsewhere. This is the second year the district as a whole missed AYP, and as a result, the district will set aside more money for professional development, supplemental educational services. Also missing for the second year is Crystal Lake Elementary School, meaning parents of students will get a letter offering their students a chance to leave the school. The building will also have to set aside more of its funding for professional development.

Other news • Lightning struck the district office during the Tuesday, Aug. 10, School Board meeting, knocking out the live broadcast. The meeting was taped and it can be viewed in its entirety on Channel 22 during the normal air times for the meeting. • Tony Massaros, the district’s director of administrative services, said enrollment for the 2010-2011 school year are only nine students off projections. There are currently 11,025 students enrolled district wide, compared with the 11,034 projection made last year. • With building maintenance bids coming in more than $2.25 million under projections, the School Board authorized eight new projects, totalling $1.8 million to be completed. Many of the projects were planned for upcoming years and include boiler replacement at JFK Elementary School and chiller repair at Lakeville North High School. — Derrick Williams

Rosemount voters narrowed the six-candidate field for two City Council seats in Tuesday’s primary election. Top vote-getters heading into the general election are incumbents Kim Shoe-Corrigan, with 903 votes, and Mark DeBettgnies, with 817 votes. They will be challenged by Tim Judy, who received 587 votes, and Joe Kurle, who garnered 361 votes, in the state’s first August primary election. Dennis Winsor and Maila Ellefson received 316 and 235 votes, respectively. Shoe-Corrigan has been a council member since 2002, and has said her priorities on the council are working on budget issues and future plans for the UMore property. Other concerns she has cited include improving the Steeple Center, building a senior center downtown and expanding the number of athletic fields in the city through strategic partnerships. DeBettignies has also served eight years as a council member and has emphasized public safety, transportation and promoting development in Rosemount as his priorities. The business owner has also advocated for the maintenance of city services while keeping taxes in check, and proper development of the UMore Park project, a University of Minnesota plan for thousands of acres to be mined and then developed into housing. Likewise, Joe Kurle has emphasized the need to ensure UMore is developed with Rosemount residents in mind. He has cited the need for senior housing, expanding Rosemount’s job base and managing the city’s budget as his top priorities. In addition, Kurle has said he wants to maintain Rosemount’s hometown feel. Tim Judy has been involved in local issues for years, attending Rosemount City Council meetings and working with elected officials. One of Judy’s primary concerns has been the defense of private property rights, an issue about which he testified before legislators. In addition, Judy has emphasized his desire to lessen the tax burden, manage the city budget and bring the voice of regular citizens to City Hall. He has said he wants to help create a city council whose mission is to work for Rosemount’s citizens. According to the Minnesota Secretary of State’s Office, 3,219 Rosemount voters casts ballots in the City Council race. — Laura Adelmann

Former officer, war vet sentenced to eight years for robbery A Rosemount war veteran and former Minneapolis SWAT officer was sentenced to eight years for robbing the Apple Valley Wells Fargo Bank in January. Timothy Edward Carson, 29, was sentenced Aug. 2 by U.S. District Judge Patrick J. Schiltz on one count each of armed bank robbery Timothy and possessing a firearm in furtherance Carson of a crime violence, to which Carson had pleaded guilty in March. Prosecutor Assistant U.S. Attorney Nathan Petterson had asked for the maximum 10-year sentence, but Schiltz took into account Carson’s traumatic combat experience in Iraq and his troubled marriage. In court, it was revealed that Carson’s wife had allegedly falsely told him that she was dying of cancer and their infant daughter had been molested by a neighbor. — Laura Adelmann

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August 19, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Dakota County Business Contacts Apple Valley Chamber of Commerce Address: 14800 Galaxie Avenue, Suite 101, Apple Valley, MN 55124 Phone: (952) 432-8422 or 1-800-301-9435 Web site: www.applevalleychamber.com E-mail: info@applevalleychamber.com

Burnsville Chamber of Commerce

Lakeville, MN 55044 E-mail: dlba@frontiernet.net Office Hours: Mondays and Wednesdays 9 a.m. to 2 p.m. Judy Tschumper is the director of the Downtown Lakeville Business Association.

Positively Minnesota Marketing Partnership

Address: 101 W. Burnsville Parkway, No. 150, Burnsville, MN 55337

Minnesota Department of Employment &

Phone: (952) 435-6000 Fax: (952) 435-6972

Address: 1st National Bank Building, 332

Web site: www.burnsvillechamber.com E-mail: chamber@burnsvillechamber.com

Phone: (651) 259-7298

Economic Development Minnesota St., Suite E200, St. Paul, MN 55101 Fax: (651) 215-3841 E-mail: Positively.Minnesota@state.mn.us

Burnsville Convention & Visitors Bureau

Dakota Future Role: Provide site location assistance for firms con-

Address: 101 W Burnsville Pkwy - Suite 150B, Burnsville, MN 55337

sidering Dakota County locations and serves as a general

Phone: (952) 898-5646 Fax: (952) 487-1777

kota County.

Web site: www.burnsvillemn.com

Lakeville Area Chamber of Commerce and Convention and Visitors Bureau Address: 19950 Dodd Blvd., Suite 101, Lakeville, MN 55044 Phone: (952) 469-2020 Web site: www.lakevillechamber.org E-mail: info@lakevillechamber.org

Dakota County Regional Chamber of Commerce

gateway for economic development services within DaAddress: P.O. Box 240874, Apple Valley MN 55124-0874 E-mail: bill@dakotafuture.com Phone: (651)491-2551 Web site: www.dakotafuture.com

Minnesota Workforce Centers in Burnsville and West St. Paul Role: Assist in the hiring and training of new employees, general gateway into Minnesota Department of Employment and Economic Development and other state agencies Phone: 612-821-4411 E-mail: terrell.towers@state.mn.us

Address: 1121 Town Centre Drive, No. 102, Eagan, MN, 55123 Phone: (651) 452-9872

South Metro SCORE

Fax: (651) 452-8978 Web site: www.dcrchamber.com

confidential, face-to-face assistance from successful

E-mail: info@dcrchamber.com

Eagan Convention and Visitors Bureau Address: 1501 Central Parkway, Eagan, MN 55121 Phone: (651) 675-5546 or 1-866-324-2620 Web site: http://eaganmn.com E-mail: enjoyeagan@eaganmn.com

Downtown Lakeville Business Association Address: 8790 207th St. W., Suite 204, P.O. Box 371,

Role: Counselors to Americaâ&#x20AC;&#x2122;s small businesses, free, business mentors. Phone: (952) 890-7020 E-mail: southmetroscore@qwestoffice.com Web site: www.score-southmetro.org

City Governments Role: Provide guidance through any real estate development process; may provide financial incentives through tax increment financing, local loan funds or state or federal business finance programs. Apple Valley, Bruce Nordquist

Phone: (952) 953-2576 E-mail: bnordquist@ci.apple-valley.mn.us Web site: www.ci.apple-valley.mn.us Burnsville, Skip Nienhaus Phone: (952) 895-4454 E-mail: skip.nienhaus@ci.burnsville.mn.us Web site: www.burnsville.org Eagan, Jon Hohenstein Phone: (651) 675-5660 E-mail: jhohenstein@cityofeagan.com Web site: www.ci.eagan.mn.us Farmington, Tina Hansmeier Phone: (651) 280-6821 E-mail: thansmeier@ci.farmington.mn.us Web site: www.ci.farmington.mn.us Hastings, Shannon Rausch Phone: (651) 480-2344 E-mail: SRausch@ci.hastings.mn.us Web site: www.ci.hastings.mn.us Inver Grove Heights, Jennifer Gale Phone: 651-451-2266 E-mail: Kevin@progressplus.org Web site: www.ci.inver-grove-heights.mn.us Mendota Heights, Jim Danielson Phone: 651-452-1850 E-mail: jimd@mendota-heights.com Web site: www.mendota-heights.com Lakeville, Dave Olson Phone: 952-985-4421 E-mail: dolson@ci.lakeville.mn.us Web site: www.ci.lakeville.mn.us Rosemount, Kim Lindquist Phone: 651-322-2020 E-mail: Kim.lindquist@ci.rosemount.mn.us Web site: www.ci.rosemount.mn.us South St. Paul, Jennifer Gale Phone: 651-451-2266 E-mail: kevin@progressplus.org www.southstpaul.org West St. Paul, Jim Hartshorn Phone: 651-552-4140 E-mail: Jim.hartshorn@ci.west-saint-paul.mn.us Web site: www.ci.west-saint-paul.mn.us *Inver Grove Heights and South St. Paul use Progress Plus, an affiliate of the River Heights Chamber of Commerce, for their cityâ&#x20AC;&#x2122;s economic development services.

Business Directory Book Your Company Event at... 8075 Lucerne Blvd. 3 Miles West of I-35 952-440-4656 â&#x20AC;˘ HeritageLinks.com Lakeville, MN 55044

To advertise in the Dakota County Tribune Business Directory call 952-894-1111

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PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE

DARTS hereby provides notice that it intends to apply to the Minnesota Department of Transportation for the following transportation equipment to serve the elderly and persons with disabilities in the greater Farmington area. One class 400 vehicle with 2 wheelchair and 12 seated positions. Individuals or agencies seeking to request transportation service, coordinate transportation with DARTS or comment about the application, should contact Kevin Raun at DARTS, 1645 Marthaler Lane, West St. Paul, MN 55118, 651-234-2276. The deadline for submitting the application is October 1, 2010. 2306378 8/19/10P

PUBLIC NOTICE

Dakota County Community Development Agency Notice is hereby given that the Dakota County Community Development Agency (CDA) will hold a public hearing on Tuesday, September 14, 2010 beginning at 3:30 p.m. to consider the sale, transfer and/or exchange of property currently owned by the CDA. The Dakota County CDA Board of Commissioners will hold this hearing at the CDA offices located at 1228 Town Centre Drive, Eagan, Minnesota. The proposed parcels to be sold, transferred and/or exchanged are hereby described as: 1. Lot 26, and the Southerly 10 feet of Lot 27, Block 1, Deppe's Second Addition, according to the recorded plat thereof, Dakota County, Minnesota (836 Deppe Street, West St. Paul). 2. Lots 32 and 33, Fred. Michel's Sub., according to the recorded plat thereof and situate in Dakota County, Minnesota (1064 Gorman Avenue, West St. Paul). Persons seeking more information on this proposed sale, transfer and/or exchange of property should contact Dan Rogness at the Dakota County CDA, 1228 Town Centre Drive, Eagan, MN 55123, telephone (651) 675-4464. Public comments may be submitted orally or in writing to the CDA through the public hearing held on September 14, 2010. 2311187 8/19/10

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: Dunn Bros. Coffee 2. State the address of the principal place of business: 801 10th Street, Farmington, MN 55024 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Z&H Development Inc., 801 10th Street, Farmington, MN 55024 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath. Date 7/16/2010 Kirk Zeaman, President 2303192 8/19-8/26/10P

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: Mach 1 Transport 2. State the address of the principal place of business: 4763 Birch St., Hampton, MN 55031 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Chris Milius, 4763 Birch St., Hampton, MN 55031 Jenica Hand, 4763 Birch St., Hampton, MN 55031 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath. Date 07/28/2010 Chris Milius - Owner/President 2302015 8/19-8/26/10P

Notice of Hearing by Publication (Minn. Stat. § 518B.01, subd. 8) State of Minnesota County DAKOTA District Court FIRST Judicial District Court File Number: 19HAFA-10-696 Case Type.: Domestic Abuse In the Matter of: Nicole Hope Cadwell, Petitioner vs. Bryan Joseph Elliott, Respondent To Respondent named above: An order has been issued directing you to appear at Dakota County District Court, 1560 W. Hwy 55, Hastings MN 55033 on August 31, 2010 at 9:00 A.m. and explain why the relief sought in the Petition for the Order for Protection should not be granted. You may obtain a copy of the Petition and any order issued from the court from the DAKOTA County Court Administrator’s Office. If you do not appear at the scheduled hearing, the Petitioner’s request may be granted as a default matter. Failure to appear will not be a defense to prosecution for violation of the Court’s Order. Date: 8-10-10 Maureen Northrup Court Administrator / Deputy 2300382 8/19/10

PUBLIC NOTICE

ORDER FOR HEARING AND NOTICE (JUVENILE PROTECTION PETITION TO TRANSFER PERMANENT LEGAL AND PHYSICAL CUSTODY PROCEEDINGS) STATE OF MINNESOTA COUNTY OF DAKOTA COUNTY COURT JUVENILE DIVISION File No. HA-JV-10-2608 In the Matter of the Welfare of A.A.M., Child. TO: Adrienne Marie Margo Social Worker, Michelle Ham, having filed in this Court, a petition alleging among other things that the above named child is, in need of protection or services, in this, viz: Pursuant to Minnesota Statutes 260C.201, Subd. 11 and 518.156, 518.17, and 518.18, the Dakota County Attorney will petition the Court to permanently transfer full legal and physical custody of the above named child. IT IS ORDERED that said petition be heard and the facts concerning such child be examined by the Court in the County Court Room, in the Court House, in Hastings, Minnesota, on September 15, 2010 at 9:00 am, or as soon thereafter as said matter can be heard; IT IS FURTHER ORDERED that notice hereof be given to the following named persons by three weeks publication in a legal newspaper as provided by law, viz: Adrienne Marie Margo. Dated: July 30, 2010 Judge Richard Spicer 2288010 8/5-8/19/10

PUBLIC NOTICE

ORDER AND NOTICE OF HEARING ON PETITION FOR FORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE IN UNSUPERVISED ADMINISTRATION AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT PROBATE DIVISION Court File No. 19HA-PR-10-471 In Re: Estate of MARY ANN SCHUSSLER, also known as Mary A Schussler and Mary Schussler, Deceased TO ALL INTERESTED PERSONS AND CREDITORS: It is Ordered and Notice is hereby given that on the 27th day of September 2010, at 9:00 o’clock A.M., a hearing will be held in the above named Court at Dakota County Judicial Ctr., 1560 W. Hwy 55, Hastings, Minnesota, for the formal probate of an instrument purporting to be the will of the above named decedent, dated May 29, 2001, and for the appointment of Thomas J. Schussler, whose address is 1348 Dunbar way, Mahtomedi, Minnesota 55115, as personal representative of the estate of the above named decedent in unsupervised administration, and that any objections thereto must be filed with the Court. That, if proper, and no objections are filed, a personal representative will be appointed to administer the estate, to collect all assets, pay all legal debts, claims, taxes and expenses, and sell real and personal property, and do all necessary acts for the estate. Notice is further given that ALL CREDITORS having claims against said estate are required to present the same to said personal representative or to the Clerk of the Court within four months after the date of this notice or said claims will be barred. Dated: August 16, 2010 Michael Sovis Judge (COURT SEAL) Robert Regal, Attorney Attorney No. 90153 832 Eighth Avenue So., South St. Paul, Minnesota 55075 (651) 451-2152 2309112 8/19-8/26/10

Notice of Issuance of Harassment Order For Relief by Publication State of Minnesota County DAKOTA District Court FIRST Judicial District Court File Number: 19WS-CV-10-1134 Case Type: Harassment EDITH ANN WHITE O/B/O MINOR CHILDREN, Petitioner(s) vs. CASSANDRA LYNN WHITE, Respondent To Respondent named above: YOU ARE HEREBY NOTIFIED that a Harassment Order For Relief has been issued in the above matter. A hearing is scheduled for September 14, 2010 at 9:00 a.m. at Dakota County District Court, 1 Mendota Rd W #140, West St Paul MN 55118 Failure to appear at a scheduled hearing or to obtain a copy of the Harassment Order For Relief will not be a defense to prosecution for violation of the Court’s order. Date: August 17, 2010 CAROLYN M RENN Court Administrator LORI SCHNEPF, SENIOR COURT CLERK 2311010 8/19/10

Notice of Hearing by Publication (Minn. Stat. § 518B.01, subd.8) State of Minnesota County DAKOTA District Court FIRST Judicial District Court File Number 19HAFA-08-577 Case Type: Domestic Abuse In the Matter of: Jaime Nicole Miller, Petitioner vs. Bobby Lee Miller, Respondent To Respondent named above: An order has been issued directing you to appear at 1560 W. Hwy 55, Hastings MN 55033 on September 9, 2010 at 9:00 a.m. and explain why the relief sought in the Petition for the Order for Protection should not be granted. You may obtain a copy of the Petition and any order issued from the court from the DAKOTA County Court Administrator’s Office. If you do not appear at the scheduled hearing, the Petitioner’s request may be granted as a default matter. Failure to appear will not be a defense to prosecution for violation of the Court’s Order. Date 8-13-2010 Maureen Northrup Court Administrator/Deputy 2309174 8/19/10

PUBLIC NOTICE PUBLIC NOTICE

ORDER FOR HEARING AND NOTICE (JUVENILE PROTECTION PETITION TO TRANSFER PERMANENT LEGAL AND PHYSICAL CUSTODY PROCEEDINGS) STATE OF MINNESOTA COUNTY OF DAKOTA COUNTY COURT JUVENILE DIVISION File No. HA-JV-10-2232 In the Matter of the Welfare of B.A., Child. TO: Timothy Saari Social Worker, Rochelle Thompson, having filed in this Court, a petition alleging among other things that the above named child is, in need of protection or services, in this, viz: pursuant to Minnesota Statutes 260C.201, Subd. 11, and 518.156, 518.17, and 518.18, the Social Worker will petition the Court to order that full legal and physical custody of the above named child shall be transferred. IT IS ORDERED that said petition be heard and the facts concerning such child be examined by the Court in the County Court Room, in the Court House, in Hastings, Minnesota, on September 22, 2010 at 9:00 am, or as soon thereafter as said matter can be heard; IT IS FURTHER ORDERED that notice hereof be given to the following named persons by three weeks publication in a legal newspaper as provided by law, viz: Timothy Saari. Dated: August 2, 2010 Judge Richard Spicer 2289860 8/12-8/26/10

PUBLIC NOTICE

NOTICE AND ORDER OF HEARING ON PETITION FOR PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT DISTRICT COURT PROBATE DIVISION Court File No. 19HA-PR-10-459 Estate of Vincent C. Lupo, Decedent. It is Ordered and Notice is given that on September 13, 2010, at 9:00 a.m., a hearing will be held in this Court at the Dakota County Judicial Center, 1560 Highway 55 West, Hastings, MN 55033, for the formal probate of an instrument purporting to be the Will of Decedent, dated June 1, 1992, (”Will”), and for the appointment of Lisa J. Lupo, whose address is 579 Parkhill Drive, #20, Fairlawn, OH 44333, as Personal Representative of the Estate of the Decedent in an UNSUPERVISED administration. Any objections to the petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the Personal Representative will be appointed with full power to administer the Estate including the power to collect all assets, to pay all legal debts, claims, taxes and expenses, to sell real and personal property, and to do all necessary acts for the Estate. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the Personal Representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Dated: 8/9/10 BY THE COURT Joseph Carter Judge of District Court (COURT SEAL) Attorney for Petitioner Terrence A. Merritt, Esq. Severson, Sheldon, Dougherty & Molenda, P.A. 7300 West 147th Street, Suite 600 Apple Valley, MN 55124 Attorney I.D. No. 0072151 Telephone: (952) 953-8824 Fax: (952) 432-3780 Email: merrittt@seversonsheldon.com 2299689 8/12-8/19/10

Notice of Hearing by Publication (Minn. Stat. § 518B.01, subd. 8) State of Minnesota County Dakota District Court First Judicial District: Court File Number: 19AVFA-10-2497 Case Type: Domestic Abuse In the Matter of: Jeffrey Ray Hason on behalf of minors, Petitioner vs. Joni Herdrich, Respondent To Respondent named above: An order has been issued directing you to appear at Western Service Center, 14955 Galaxie Ave., Apple Valley, MN on Sept. 15, 2010 at 9:00 a.m. and explain why the relief sought in the Petition for the Order for Protection should not be granted. You may obtain a copy of the Petition and any order issued from the court from the Dakota (Apple Valley) County Court Administrator’s Office. If you do not appear at the scheduled hearing, the Petitioner’s request may be granted as a default matter. Failure to appear will not be a defense to prosecution for violation of the Court’s Order. Date Aug. 12, 2010 Carolyn Renn Court Administrator Pam Schadegg Deputy 2304767 8/19/10

PUBLIC NOTICE Allstate Self Storage 12001 South Hwy 35w Burnsville, MN 55337 952-894-4944 Public Auction Aug 28th 2010 1:00 P.M. C180 10x10 Kim Lindstrom Amount Owed $596 Misc Electronics D249 5x15 James Armstrong Amount Owed $420 Lawnmower, HH Items E338 10x20 Katrina Caldwell Amount owed $684 Misc Boxes, Vacuum E349 10x30 Fearon Campbell Amount Owed $631 Tools, Electronics E354 10x20 Kim Lindstrom Amount Owed $1009 HH Items, Electronics F555 5x10 Orlando Rodriguez Amount Owed $470 Landscape items, Misc Boxes H806 10x10 Richard Brandes Amount Owed $389 Building Supplies H853 10x20 Joyce Anderson Amount Owed $728 HH Items, Furniture H1331 5x12 John Arne Amount Owed $201 Misc Boxes I921 5x10 Todd Finney Amount Owed $290 HH Items I932 5x10 Donald Walker Amount Owed $290 Furniture I953 5x10 Wendy Beager Amount Owed $273 HH Items J980 10x10 Jennifer Marbray Amount Owed $465 Misc Boxes, Kids Items J1003 10x15 Kirk Besse Amount Owed $731 Books J1026 10x15 Wendy Beager Amount Owed $486 Tools, Misc Boxes L1117 5x10 Pam Siewert Amount Owed $603 Misc Boxes, HH Items 2299487

8/12-8/19/10

NOTICE OF SALE OF GOODS IN STORAGE TO SATISFY WAREHOUSE’S LIEN Notice is hereby given to person, herein after named and others interested that on 09/07/2010 at 11 O’clock in the AM of sale day, the goods hereafter described will be sold by auction to the highest bidder for cash at the warehouse at: 260 Hardman Avenue South, South St, Paul, MN 55075 Sale will be held in accordance with terms of a notice previously given the person herein-after named and others interested, and in accordance with the lien herewith and such other charges as are valid lien against said goods, and for expenses of advertising said sale. The name of the owners or persons whose account said goods are held in storage, the warehouse contract of lot number under which said goods are held and a description of the goods is as follows: Misc. Household Goods Name: Robin Espey Bill of Lading #: 77137 Amount: $3,259.00 Bester Brothers Transfer and Storage Company 260 Hardman Ave. So. South St. Paul, MN 55075 2284680 8/12-8/26/10

PUBLIC NOTICE

NOTICE OF SALE OF GOODS IN STORAGE TO SATISFY WAREHOUSE’S LIEN Notice is hereby given to person, herein after named and others interested that on 09/14/2010 at 11 O’clock in the AM of sale day, the goods hereafter described will be sold by auction to the highest bidder for cash at the warehouse at: 260 Hardman Avenue South, South St, Paul, MN 55075 Sale will be held in accordance with terms of a notice previously given the person herein-after named and others interested, and in accordance with the lien herewith and such other charges as are valid lien against said goods, and for expenses of advertising said sale. The name of the owners or persons whose account said goods are held in storage, the warehouse contract of lot number under which said goods are held and a description of the goods is as follows: Misc. Household Goods Name: Diane Montgomery Bill of Lading #: 79942 Amount: $3,764.85 Bester Brothers Transfer and Storage Company 260 Hardman Ave. So. South St. Paul, MN 55075 2269466 8/12-8/26/10

PUBLIC NOTICE

SUMMONS AND NOTICE OF NO PERSONAL CLAIM STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Case Type: Other Civil File No. 19HA-CV-10-4251 BAC Home Loans Servicing L.P. Plaintiff, vs. John D. Erb, Jean M. Kenny aka Jean M. Erb, John Doe and Mary Roe Defendants. ----------------------------------------------------------THE STATE OF MINNESOTA TO THE ABOVE-NAMED DEFENDANTS: YOU ARE HEREBY SUMMONED AND REQUIRED to serve on Plaintiff's attorney an Answer to the Complaint which is herewith served upon you, within twenty (20) days after service of this Summons upon you, exclusive of the day of service. If you fail to do so, judgment by default will be taken against you for the relief demanded in the Complaint. NOTICE OF NO PERSONAL CLAIM The general object of this action is to have the Court declare the Sheriff's Sale of January 14, 2010 for the property located at 231 East Ash Street, South Saint Paul, Minnesota 55078 and legally described as follows: Lot 11 except the West 20 feet thereof, and Lot 12 except the East 10 feet thereof, Block 3, Mathew's Addition to South St. Paul, together with that part of the vacated alley adjacent thereto which accrued thereto be reason of the vacation thereof. null and void and to reinstate the first mortgage thereon in favor of Plaintiff. No personal claim is made against any Defendant in this action. If any Defendant on whom this notice is served unreasonably defends this action, that Defendant shall pay full costs to the Plaintiff pursuant to Minn. Stat. §557.03. Minnesota General Rules of Practice set forth alternative dispute resolution processes. These processes are defined and discussed in Rule 114 and may be available as a method of resolving this litigation. Dated: August 4, 2010 USSET, WEINGARDEN & LIEBO P.L.L.P. By: /s/ Kevin T. Dobie Kevin T. Dobie, #0388322 Attorney for Plaintiff 4500 Park Glen Road, Suite 300 St. Louis Park, MN 55416 (952) 925-6888 2289934 8/12-8/26/10

LAND TITLE SUMMONS IN APPLICATION FOR REGISTRATION OF LAND STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT No. 19HA-CV-09-855 In the matter of the Application of: Michael J. Francis and Bonnie L. Francis, husband and wife, as Joint tenants, to register the title to the following described real estate situated in Dakota County, Minnesota, namely: That part of Government Lot 7, Section 22, Township 28 North, Range 22 West, D a k o t a C ount y, Minnesota: described as follows: Commencing at the West quarter corner of said Section 22; thence North 22 degree 04 minutes 44 seconds East (assuming the west line of the Southwest Quarter of said Section 22 has a bearing of North 0 degrees 31 minutes 47 seconds West) a distance of 1681.14 feet to a point, said point being on the easterly right-of-way line of Concord Street as constructed and located on June 18, 1980; thence South 45 degrees 14 minutes 15 seconds East, along said easterly right-of-way line, 185.86 feet; thence southeasterly, along said easterly right-of-way line, on a tangential curve, concave to the southwest, radius 605.96 feet, central angle 6 degrees 58 minutes 00 seconds a distance of 73,68 feet; thence South 38 degrees 16 minutes 15 seconds East, tangent to said curve, along said easterly right-of-way line, 138,08 feet; thence South 36 degrees 53 minutes 15 seconds East, along said easterly right-of-way line, 545.14 feet to a Judicial Landmark set pursuant to District Court File No. 90273, First Judicial District, Dakota County, Minnesota; thence South 36 degrees 53 minutes 15 seconds East, along said easterly right-of-way line, 0.16 feet to the point of beginning of the parcel to be described; thence South 36 degrees 53 minutes 15 seconds East, along said easterly right-of-way line, 154.40 feet to a Judicial Landmark set pursuant to said District Court File No. 90273; thence South 36 degrees 53 minutes 15 seconds East, along said easterly right-of-way line, 196.87 feet; thence North 53 degrees 03 minutes 46 seconds East, 33.27 feet; thence North 36 degrees 56 minutes 14 seconds West, 196.53 feet; thence North 53 degrees 38 minutes 53 seconds East, 3.48 feet to a Judicial Landmark set pursuant to said District Court File No. 90273; thence North 37 degrees 06 minutes 35 seconds West, 154.90 feet to a Judicial Landmark set pursuant to said District Court File No. 90273; thence South 52 degrees 51 minutes 45 seconds West, 35.98 feet to the point of beginning and there terminating. Applicants vs. Drake Bank; City of South St. Paul; State of Minnesota; Paul R. Schanno; Gabriel Trkla; Estate of Jay C. Peterson, Thomas Jay Peterson, Personal Administrator; First Trust Company of St. Paul, as Trustee under the Last will and Testament of Jay C. Peterson; Nick C. Voynovich; Myrle J. Voynovich; Stebbing and Stebbing, a Minnesota Partnership, Thomas S. Stebbing and Thomas B. Stebbing; Thomas B. Stebbing; Thomas S. Stebbing; Marvin L. Nelson; Lois J. Nelson; also all heirs and devisees of any of the above-named persons who are deceased; and all other persons or parties unknown claiming any right, title, estate, lien, or interest in the real estate described in the Application or amendments herein. Defendants. THE STATE OF MINNESOTA TO THE ABOVE-NAMED DEFENDANTS: You are hereby summoned and required to answer the Application of the Applicants in the above-entitled proceeding and to file your answer to the said Application in the office of the District Court Administrator in said County, within 20 days after service of this Summons upon you exclusive of the day of such service, and if you fail to answer the Application within the time aforesaid, the Applicants in this proceeding will apply to the Court for the relief demanded therein. -----------------------------------------Witness, District Court Administrator of said Court, and the seal hereof, at Hastings, MN in said County, this 29 day of July, 2010. By: P. Klingner Deputy _______________________________ Alan W. Weinblatt (115332) Attorney for Applicant WEINBLATT & GAYLORD, PLC 111 East Kellogg Boulevard Suite 300 St. Paul, MN 55101 (651) 292-8770 (651) 223-8282 fax 2297241 8/12-8/26/10P

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PUBLIC NOTICE

Notice of Public Sale On September 9, 2010 at 10:00AM a Lien Sale of personal property will be held at the Lakeville Storage Center location at 9455 215th St W, Lakeville, MN 55044. Included in sale: #15 Steven & Tina Hagen PO Box 89 Lakeville, MN 55044 tag# 2522528 - Partial inventory: Tools, toys, skis, deer stand, shelving, boxes, totes, wood sleigh, kitchen table and chairs. #40 Richard Linder 500 Greenhaven Dr #210 Burnsville, MN 55306 tag# 2522529 - Partial inventory: 24 Venstar 3000 candy vending machines. #92 Louis Sorrell c/o Mark Gergen 18004 Jacquard Path Lakeville, MN 55044 tag #2522445 - Partial inventory: TV, Dishnetwork equipment, surround sound, entertainment center, clothing, leather couch, luggage, patio furniture. 2309403 8/19-8/26/10

PUBLIC NOTICE

SUMMONS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT CASE TYPE: Other Civil Court File No. 19HA-CV-10-4871 Owen M. Schultz, Plaintiff, vs. Kenneth R. Larson, Defendant. THIS SUMMONS IS DIRECT TO Defendant Kenneth R. Larson: 1. YOU ARE BEING SUED. Plaintiff has started a lawsuit against you. Plaintiff’s Complaint against you is attached to this Summons and is also on file in the office of the Court Administrator of the above-named Court. Do not throw these papers away. They are official papers that affect your rights. You must respond to this lawsuit even though it may not yet be filed with the Court and there may be no court file number on this Summons. 2. YOU MUST REPLY WITHIN 20 DAYS TO PROTECT YOUR RIGHTS. You must give or mail to the person who signed this Summons a written response called an Answer within 20 days of the date on which you received this Summons. You must send a copy of your Answer to the person who signed this Summons located at: Mulligan & Bjornnes PLLP 401 Groveland Avenue Minneapolis, Minnesota 55403 3. YOU MUST RESPOND TO EACH CLAIM. The Answer is your written response to Plaintiff’s Complaint. In your Answer you must state whether you agree or disagree with each paragraph of the Complaint. If you believe Plaintiff should not be given everything asked for in the Complaint, you must say so in your Answer. 4. YOU WILL LOSE YOUR CASE IF YOU DO NOT SEND A WRITTEN RESPONSE TO THE COMPLAINT TO THE PERSON WHO SIGNED T H I S S U M M O N S . If you do not Answer within 20 days, you will lose this case. You will not get to tell your side of the story, and the Court may decide against you and award Plaintiff everything asked for in the Complaint. If you do not to contest the claims stated in the Complaint, you do not need to respond. A default judgment can then be entered against you for the relief requested in the Complaint. 5. LEGAL ASSISTANCE. You may wish to get legal help from a lawyer. If you do not have a lawyer, the Court Administrator may have information about places where you can get legal assistance. Even if you cannot get legal help, you must still provide a written Answer to protect your rights or you may lose the case. 6. ALTERNATIVE DISPUTE RESOLUTION. The parties may agree to or be ordered to participate in an alternative dispute resolution process under Rule 114 of the Minnesota General Rules of Practice. You must still send your written response to the Complaint even if you expect to use alternative means of resolving this dispute. 7. THIS LAWSUIT MAY AFFECT OR BRING INTO QUESTION TITLE TO REAL PROPERTY located in Dakota County, State of Minnesota, legally described as follows: Lot 20, Block 7, Foxborough, Dakota County, Minnesota. 8. The object of this action is to seek a court order as follows: a. That Plaintiff Owen M. Schultz is the owner in fee simple of the Property, legally described as follows: Lot 20, Block 7, Foxborough, Dakota County, Minnesota. b. That the Property is free and clear of any right, title, estate, interest, lien or encumbrance of Defendant Kenneth R. Larson; and c. For such further relief as the Court deems just and equitable. Dated: August 9, 2010 MULLIGAN & BJORNNES PLLP Attorneys for Plaintiff Gregory J. Collins, ID #134211 401 Groveland Avenue Minneapolis, Minnesota 55403 Phone: (612) 871-1800 Fax: (612) 871-7869 2298384 8/12-8/26/10

PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE

Notice of Public Sale: SS MINNESOTA, LLC, doing business as Simply Self Storage intends to enforce its lien on certain personal property belonging to the following, at the facility. The sale will take place (unless otherwise withdrawn) on Wednesday, September 8, 2010 on or after 10am at the Simply Self Storage location at 801 Ladybird Lane, Burnsville, MN 55337. Phone 952-890-4888. This public sale will result in the goods being sold to the highest bidder. Certain terms and conditions apply. L. Cervantes #336 Misc. Items 2298509 8/19-8/26/10

PUBLIC NOTICE

NOTICE OF SALE OF GOODS IN STORAGE TO SATISFY WAREHOUSE’S LIEN Notice is hereby given to person, herein after named and others interested that on 09/14/2010 at 11 O’clock in the AM of sale day, the goods hereafter described will be sold by auction to the highest bidder for cash at the warehouse at: 260 Hardman Avenue South, South St, Paul, MN 55075 Sale will be held in accordance with terms of a notice previously given the person herein-after named and others interested, and in accordance with the lien herewith and such other charges as are valid lien against said goods, and for expenses of advertising said sale. The name of the owners or persons whose account said goods are held in storage, the warehouse contract of lot number under which said goods are held and a description of the goods is as follows: Misc. Household Items Name: Sharree Moloko Bill of Lading #: 79906 Amount: $1,036.25 Bester Brothers Transfer and Storage Company 260 Hardman Ave. So. South St. Paul, MN 55075 2267078 8/12-8/26/10

PUBLIC NOTICE

SUMMONS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT CASE TYPE: Breach of Contract Court File No. 19HA-CV-10-4815 Cadles of Grassy Meadows II, L.L.C., Plaintiff, vs. Jeffery Lamkins, an individual person, Defendant. THIS SUMMONS IS DIRECTED TO MR. JEFFERY LAMKINS. 1. YOU ARE BEING SUED. The Plaintiff has started a lawsuit against you. The Plaintiff’s Complaint against you is attached to this Summons. Do not throw these papers away. They are official papers that affect your rights. You must respond to this lawsuit even though it may not yet be filed with the Court and there may be no court file number on this Summons. 2. YOU MUST REPLY WITHIN 20 DAYS TO PROTECT YOUR RIGHTS. You must give or mail to the person who signed this summons a written response called an Answer within 20 days of the date on which you received this Summons. You must send a copy of your Answer to the person who signed this Summons located at: Patrick Burns & Associates 8401 Wayzata Boulevard, Suite 300 Minneapolis, MN 55426 3. YOU MUST RESPOND TO EACH CLAIM. The Answer is your written response to the Plaintiff’s Complaint. In your Answer you must state whether you agree or disagree with each paragraph of the Complaint. If you believe the Plaintiff should not be given everything asked for in the Complaint, you must say so in your Answer. 4. YOU WILL LOSE YOUR CASE IF YOU DO NOT SEND A WRITTEN RESPONSE TO THE COMPLAINT TO THE PERSON WHO SIGNED T H I S S U M M O N S . If you do not answer within 20 days, you will lose this case. You will not get to tell your side of the story, and the Court may decide against you and award the Plaintiff everything asked for in the Complaint. If you do not want to contest the claims stated in the Complaint, you do not need to respond. A default judgment can then be entered against you for the relief requested in the Complaint. 5. LEGAL ASSISTANCE. You may wish to get legal help from a lawyer. If you do not have a lawyer, the Court Administrator may have information about places where you can get legal assistance. Even if you cannot get legal help, you must still provide a written Answer to protect your rights or you may lose the case. 6. ALTERNATIVE DISPUTE RESOLUTION. The parties may agree to or be ordered to participate in an alternative dispute resolution process under Rule 114 of the Minnesota General Rules of Practice. You must still send your written response to the Complaint even if you expect to use alternative means of resolving this dispute. Dated: 7/22, 2010. PATRICK BURNS & ASSOCIATES, LLC By: Andrew B. Kalis, MN ID #0387682 Attorney for Plaintiff 8401 Wayzata Blvd, Suite 300 Minneapolis, MN 55426 Telephone: (952) 564-6262 Facsimile: (952) 564-6263 andrew@patrickburnslaw.com 2310572 8/19-9/2/10P

ORDER FOR HEARING AND NOTICE (CHILD IN NEED OF PROTECTION OR SERVICES PETITION PROCEEDINGS) STATE OF MINNESOTA COUNTY OF DAKOTA COUNTY COURT JUVENILE DIVISION File No. HA-JV-10-1538 In the Matter of the Welfare of A.L.H., Child. TO: Cory Lee Huber Social Worker, Leslie Moran, having filed in this Court, a petition alleging among other things that the above named child is, in need of protection or services, in this, viz: within the meaning of Minnesota Statutes, Section 260C.007: Subd. 6(8), in that the child is without proper parental care because of the emotional, mental, or physical disability, or state of immaturity of the child’s parent, guardian or other custodian. Subd. 6(9), in that the child is one whose behavior, condition, or environment is such as to be injurious or dangerous to the child or others, including, but not limited to, the exposure of a child to criminal activity in the child’s home. IT IS ORDERED that said petition be heard and the facts concerning such child be examined by the Court in the County Court Room, in the Court House, in Hastings, Minnesota, on September 15, 2010 at 9:00 am, or as soon thereafter as said matter can be heard; IT IS FURTHER ORDERED that notice hereof be given to the following named persons by one week publication in a legal newspaper as provided by law, viz: Cory Lee Huber. Dated: August 11, 2010 Judge Richard Spicer 2309147 8/19/10

PUBLIC NOTICE

SUMMONS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT CASE TYPE: Breach of Contract Court File No. 19HA-CV-10-4819 CadleRock Joint Venture, L.P. Plaintiff, vs. Jeffery Lamkins, an individual person, Defendant. THIS SUMMONS IS DIRECTED TO MR. JEFFERY LAMKINS. 1. YOU ARE BEING SUED. The Plaintiff has started a lawsuit against you. The Plaintiff’s Complaint against you is attached to this Summons. Do not throw these papers away. They are official papers that affect your rights. You must respond to this lawsuit even though it may not yet be filed with the Court and there may be no court file number on this Summons. 2. YOU MUST REPLY WITHIN 20 DAYS TO PROTECT YOUR RIGHTS. You must give or mail to the person who signed this summons a written response called an Answer within 20 days of the date on which you received this Summons. You must send a copy of your Answer to the person who signed this Summons located at: Patrick Burns & Associates 8401 Wayzata Boulevard, Suite 300 Minneapolis, MN 55426 3. YOU MUST RESPOND TO EACH CLAIM. The Answer is your written response to the Plaintiff’s Complaint. In your Answer you must state whether you agree or disagree with each paragraph of the Complaint. If you believe the Plaintiff should not be given everything asked for in the Complaint, you must say so in your Answer. 4. YOU WILL LOSE YOUR CASE IF YOU DO NOT SEND A WRITTEN RESPONSE TO THE COMPLAINT TO THE PERSON WHO SIGNED T H I S S U M M O N S . If you do not answer within 20 days, you will lose this case. You will not get to tell your side of the story, and the Court may decide against you and award the Plaintiff everything asked for in the Complaint. If you do not want to contest the claims stated in the Complaint, you do not need to respond. A default judgment can then be entered against you for the relief requested in the Complaint. 5. LEGAL ASSISTANCE. You may wish to get legal help from a lawyer. If you do not have a lawyer, the Court Administrator may have information about places where you can get legal assistance. Even if you cannot get legal help, you must still provide a written Answer to protect your rights or you may lose the case. 6. ALTERNATIVE DISPUTE RESOLUTION. The parties may agree to or be ordered to participate in an alternative dispute resolution process under Rule 114 of the Minnesota General Rules of Practice. You must still send your written response to the Complaint even if you expect to use alternative means of resolving this dispute. Dated: 7/22, 2010. PATRICK BURNS & ASSOCIATES, LLC By: Andrew B. Kalis, MN ID #0387682 Attorney for Plaintiff 8401 Wayzata Blvd, Suite 300 Minneapolis, MN 55426 Telephone: (952) 564-6262 Facsimile: (952) 564-6263 andrew@patrickburnslaw.com 2310655 8/19-9/2/10P

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: CTScientific 2. State the address of the principal place of business: 11975 Portland Ave S., Suite 116, Burnsville, MN 55337 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. B. Harris Enterprises Inc., 11975 Portland Ave S., Suite 116, Burnsville, MN 55337 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath. Date July 20, 2010 Brett Harris, President 2301995 8/19-8/26/10P

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME RENEWAL Minnesota Statutes Chapter 333 Assumed Name # X 248212 CURRENT INFORMATION ON FILE: 1. Assumed Name: Minneapolis Metro South Convention and Visitors Bureau 2. Date of Original Filing: 02/27/2001 3. Current Expiration Date: 02/27/2011 4. Business Address: 101 W Burnsville Pkwy #150B, Burnsville MN 55337 5. Nameholder(s) and Address(es): Burnsville Convention/Visitors, 101 W Burnsville Pkwy #150B, Burnsville MN 55337 INFORMATION YOU WISH TO CHANGE: 1. Assumed Name: Minneapolis South Convention and Visitors Bureau 3. Current Expiration Date: 10 Year Extension 5. Nameholder(s) and Address(es): Burnsville Convention & Visitors Bureau I certify that I am authorized to execute this renewal and I further certify that by signing this document, I am subject to the penalties of perjury as set forth in section 609.48 as if I had signed this document under oath. 6. Signature of current Nameholder: Amie Burrill Date 8/5/10 2309208 8/19-8/26/10

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: Twin Cities WiMAX 2. State the address of the principal place of business: 14450 Ewing av south #200, Burnsville, MN 55306 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Sure-Lock-Homes sec & com inc, 14450 Ewing av south #200, Burnsville, mn 55306 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath. Date 7-22-10 Don Hains, President 2299985 8/12-8/19/10P

PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE AMENDMENT TO CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: Afemiyah 2. State the address of the principal place of business: 1754 Flamingo Dr., Eagan, MN 55122 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Arlene Francis-Hilson, 1754 Flamingo Dr., Eagan, MN 55122 4. This certificate is an amendment of Certificate of Assumed name number 2101095-2 originally filed on 12-5-6 under the name RNIS. 5. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath. Date 6/23/10 Arlene Francis-Hilson - Owner 2298614 8/12-8/19/10P

PUBLIC NOTICE

NOTICE OF AND ORDER FOR HEARING ON PETITION FOR FORMAL ADJUDICATION OF INTESTACY, DETERMINATION OF HEIRS, FORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19-HA-PR-10-458 In Re: Estate of Judith E. Rasmus, Decedent. It is Ordered and Notice is given that on 9-13-2010 at 9:00 AM a hearing will be held in this Court at Dakota County Judicial Center, 1560 Highway 55, Hastings, MN 55031, on a petition for the adjudication of intestacy and determination of decedent’s heirs, and for the appointment of Eric O. Rasmus whose address is 16254 Fallbrook Drive, Lakeville, MN 55044, as personal representative of the decedent’s estate in an unsupervised administration. Any objections to the petition must be raised at the hearing or filed with the Court prior to the hearing. If the petition is proper and no objections are filed or raised, the personal representative will be appointed with the full power to administer the decedent’s estate, including the power to collect all assets; to pay all legal debts, claims, taxes, and expenses; to sell real and personal property; and to do all necessary acts for the decedent’s estate. Notice is further given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred. Dated: 8/5/10 BY THE COURT Timothy Wermager Judge of District Court Patrick W. Stewart Law Offices, P.A. Patrick W. Stewart MN# 105545 15025 Garrett Avenue, Ste. 300 Apple Valley, MN 55031 Telephone: 952.432.2200 Facsimile: 952.432.2202 2291845 8/12-8/19/10

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: WiMAX TC 2. State the address of the principal place of business: 14450 Ewing av south #200, Burnsville, MN 55306 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Sure-Lock-Homes sec & com inc, 14450 Ewing av south #200, Burnsville, mn 55306 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath. Date 7-22-10 Don Hains, President 2299959 8/12-8/19/10P

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: MGM Wine & Spirits 2. State the address of the principal place of business: 1012 County Road 42 West, Burnsville, MN 55337 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Saga Hill Wine & Spirits, Inc., 11027 Bell Oaks Estate Road, Eden Prairie, MN 55347 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath. Date May 4, 2010 James C. Peterson, President 2298489 8/12-8/19/10P

PUBLIC NOTICE PUBLIC NOTICE

NOTICE AND ORDER OF HEARING ON PETITION FOR FORMAL ADJUDICATION OF INTESTACY, DETERMINATION OF HEIRSHIP, APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT DISTRICT COURT PROBATE DIVISION Court File No. 19HA-PR-10-461 Estate of GAYLE E. MCCABE, Decedent It is Ordered and Notice is given that on September 13, 2010, at 9:00 am, a hearing will be held in this Court at the Dakota County Judicial Center, 1560 Highway 55 West, Hastings, Minnesota 55033, for the adjudication of intestacy and determination of heirship of the Decedent, and for the appointment of Lauri J. Rock, whose address is 7470 Alder Street W., Webster, Wisconsin 54893, and Terrylee M. Tervola, whose address is 1172 Aquarius Lane, Eagan, Minnesota 55123, as Personal Representatives of the Estate of the Decedent in an unsupervised administration. Any objections to the Petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the Personal Representative will be appointed with full power to administer the Estate, including the power to collect all assets, to pay all legal debts, claims, taxes and expenses, to sell real and personal property, and to do all necessary acts for the Estate. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the Personal Representative or to the Court Administrator within four (4) months after the date of this Notice or the claims will be barred. Dated: 8-11-10 BY THE COURT Michael V. Sovis Judge of District Court (COURT SEAL) Attorney for Petitioners Samuel S. Stalsberg Sjoberg & Tebelius, P.A. Woodhill Office Park 2145 Woodlane Drive, Suite 101 Woodbury, Minnesota 55125 Attorney License No: 0390737 Telephone: (651) 738-3433 FAX: (651) 738-0020 Email: sam@stlawfirm.com 2302166 8/19-8/26/10

NOTICE OF AND ORDER FOR HEARING ON PETITION FOR FORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-10-441 In Re: Estate of Iola Wanda Jones, formerly known as Iola Wanda Kee, Decedent. It is Ordered and Notice is given that on August 30, 2010 at 9:00 a.m., a hearing will be held in this Court at the Dakota County Judicial Center, 1560 Highway 55 West, Hastings, Minnesota 55033, for the formal probate of an instrument purporting to be the decedent’s Will dated October 26, 2009, and for the appointment of Spencer L. Jones, whose address is 809 Ivanhoe Drive, Northfield, Minnesota 55057 and Julie Anne Mann, whose address is 14734 Oak Run Lane, Burnsville, Minnesota 55306, as co-personal representatives of the estate of the decedent in an unsupervised administration. Any objections to the petition must be raised at the hearing or filed with the Court prior to the hearing. If the petition is proper and no objections are filed or raised, the personal representatives will be appointed with the full power to administer the estate, including the power to collect all assets; pay all legal debts, claims, taxes, and expenses; sell real and personal property; and do all necessary acts for the estate. Notice is also given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred. Dated: Aug 2, 2010 BY THE COURT Tim D. Wermager Judge of District Court James Y. Prichard (MN# 185164) Attorney at Law 101 East Fifth St., Ste. 202 Northfield Minnesota 55057 Telephone: (507) 645-0744 Facsimile: (507) 645-2940 2288421 8/12-8/19/10P

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PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: TCWiMax 2. State the address of the principal place of business: 14450 Ewing av south #200, Burnsville, MN 55306 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Sure-Lock-Homes sec & com inc, 14450 Ewing av south #200, Burnsville, mn 55306 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath. Date 7-22-10 Don Hains, President 2299996 8/12-8/19/10P

PUBLIC NOTICE

Notice of Hearing by Publication (Minn. Stat. § 518B.01, subd. 8) State of Minnesota County DAKOTA District Court FIRST Judicial District Court File Number: 19WS-FA-10-1178 Case Type: Domestic Abuse In the Matter of: DOLORES ANN JAUREGUI, Petitioner vs. DALE EUGENE SANITI, Respondent To Respondent named above: An order has been issued directing you to appear at Dakota County District Court, 1 Mendota Rd W #140, West St Paul MN 55118 on September 14, 2010 at 9:00 a.m. and explain why the relief sought in the Petition for the Order for Protection should not be granted. You may obtain a copy of the Petition and any order issued from the court from the Dakota County Court Administrator’s Office. If you do not appear at the scheduled hearing, the Petitioner’s request may be granted as a default matter. Failure to appear will not be a defense to prosecution for violation of the Court’s Order. Date: AUGUST 17, 2010 CAROLYN M RENN Court Administrator LORI SCHNEPF, SENIOR COURT CLERK 2311037 8/19/10

PUBLIC NOTICE

NOTICE AND ORDER OF HEARING ON PETITION FOR SUMMARY ASSIGNMENT OR DISTRIBUTION AND FOR FORMAL PROBATE OF WILL AND NOTICE TO CREDITORS (EXEMPT ESTATE) STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19HAPR-10-463 Estate of ETHEL MAE CLAUSEN, AKA ETHEL M. CLAUSEN, Decedent Notice is given that a petition has been filed requesting that the Estate assets be summarily assigned and distributed without probate administration. The Petition also requests the probate of an instrument purporting to be the Decedent’s last will dated September 8, 1972 (”Will”). Any objections to the petition must be filed with the Court prior to or raised at the hearing. If proper, and if no objections or claims are filed or raised, the Court may issue a decree distributing or assigning the Estate’s assets. It is Ordered and Notice is now given that the Petition will be heard on 9-13, 2010, at 9:00 a.m., by this Court at Hastings, Minnesota, Minnesota. IT IS FURTHER ORDERED that notice shall be given by publishing this Notice and Order as provided by law and by mailing a copy of this Notice and Order at least 14 days prior to the hearing date to all interested persons (Minn. Stat. 524.1-401) and persons who have filed a demand for notice pursuant to Minn. Stat. 524.3-204. Notice is further given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the Court Administrator within four months after the date of this Notice or the claims will be barred. Date 8/11/10 RICHARD G. SPICER Judge (COURT SEAL) Attorney for Petitioner Stephen L. Nelson Attorney at Law 665 North Snelling Avenue St. Paul, Minnesota 55104-1893 Tel: (651) 646-5000 Fax: (651) 642-2619 Attorney License No.: 78219 2301732 8/19-8/26/10

PUBLIC NOTICE PUBLIC NOTICE

Notice of Hearing by Publication (Minn. Stat. § 518B.01, subd. 8) State of Minnesota County Dakota District Court 1st Judicial District Court File Number: 19AV-FA-10-2527 Case Type: Domestic Abuse In the Matter of: Lovelle Garner obo minor, Petitioner vs. Latia Castilleja, Respondent To Respondent named above: An order has been issued directing you to appear at 14955 Galaxie Avenue, Apple Valley, MN on September 13, 2010 at 9:00 a.m. and explain why the relief sought in the Petition for the Order for Protection should not be granted. You may obtain a copy of the Petition and any order issued from the court from the Dakota County Court Administrator’s Office. If you do not appear at the scheduled hearing, the Petitioner’s request may be granted as a default matter. Failure to appear will not be a defense to prosecution for violation of the Court’s Order. Date August 16, 2010 Carolyn Renn Court Administrator Valerie Blomquist Deputy 2310799 8/19/10

Notice of Hearing by Publication (Minn. Stat. § 518B.01, subd. 8) State of Minnesota County Dakota District Court First Judicial District: Court File Number: 19AVFA-10-2552 Case Type: Domestic Abuse In the Matter of: Betty Jean Bennett, Petitioner vs. Richard Lee Lanigan, Respondent To Respondent named above: An order has been issued directing you to appear at Western Service Center, 14955 Galaxie Ave., Apple Valley, MN on Sept. 15, 2010 at 9:00 a.m. and explain why the relief sought in the Petition for the Order for Protection should not be granted. You may obtain a copy of the Petition and any order issued from the court from the Dakota (Apple Valley) County Court Administrator’s Office. If you do not appear at the scheduled hearing, the Petitioner’s request may be granted as a default matter. Failure to appear will not be a defense to prosecution for violation of the Court’s Order. Date 8/12/10 Carolyn M. Renn Court Administrator Pam Schadegg Deputy 2304737 8/19/10

PUBLIC NOTICE PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: WiMAX Twin Cities 2. State the address of the principal place of business: 14450 Ewing av south #200, Burnsville, MN 55306 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Sure-Lock-Homes sec & com inc, 14450 Ewing av south #200, Burnsville, mn 55306 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath. Date 7-22-10 Don Hains, President 2299976 8/12-8/19/10P

PUBLIC NOTICE

NOTICE OF INFORMAL APPOINTMENT OF PERSONAL REPRESENTATIVES AND NOTICE TO CREDITORS (INTESTATE) STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT PROBATE DIVISION Court File No. 19HA-PR-10-464 In Re: Estate of MARGARET L. HESSBURG, Deceased. NOTICE TO ALL INTERESTED PERSONS AND CREDITORS: Notice is hereby given that an application for informal appointment of personal representatives has been filed with the Registrar. No will has been presented for probate. The Application has been granted. Notice is also given that the Registrar has informally appointed JAMES E. HESSBURG whose address is 4311 Jasper Drive, Eagan, MN 55122, and THOMAS R. HESSBURG, 16155 Inglewood Drive, Lakeville, MN 55044, as personal representatives of the Estate of the Decedent. Any heir or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representatives. Unless objections are filed with the Court (pursuant to Minn. Stat. 524.3-607) and the Court otherwise orders, the personal representatives have full power to administer the Estate including, after 30 days from the date of issuance of the letters, the power to sell, encumber, lease or distribute real estate. Any objections to the probate of the will or appointment of the Personal Representatives must be filed with this Court and will be heard by the Court after the filing of an appropriate petition and proper notice of hearing. Notice is also given that (subject to Minn. Stat. 524.3-801) ALL CREDITORS having claims against the Estate are required to present the claims to the personal representatives or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Dated: August 11th, 2010 Carol M. Renn Registrar By: Joann Bauer Deputy Registrar Attorneys for Personal Representatives: Jeffrey P. Stier (#279560) Stier Law Offices, P.A. 4470 Erin Drive, Suite 102 Eagan, MN 55122 (651) 452-6250 2301839 8/19-8/26/10

NOTICE AND ORDER OF HEARING ON PETITION FOR PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT DISTRICT COURT PROBATE DIVISION Court File No. 19HA-PR-10-429 Estate of JOHN CRAIG KROMREY, Decedent TO ALL INTERESTED PERSONS AND CREDITORS: It is Ordered and Notice is hereby given that on August 30, 2010 at 9:00 a.m., a hearing will be held in the above-named Court at 1560 West Highway 55, Hastings, Minnesota, for the formal probate of an instrument purporting to be the Will of the above-named Decedent, dated November 2, 2004 and the appointment of Barbara A. Kromrey Thomas, whose address is 1421 Appaloosa Trail, Eagan, MN 55122, as Personal Representative of the Estate of the above-named Decedent in unsupervised administration, and that any objections thereto must be filed with the Court. That, if proper, and no objections are filed, a Personal Representative will be appointed to administer the Estate, to collect all assets, pay all legal debts, claims, taxes, and expenses, and sell real and personal property, and do all necessary acts for the Estate. Notice is hereby given that ALL CREDITORS having claims against said Estate are required to present the same to said Personal Representative or to the Clerk of the Court within four months after the date of this notice or said claims will be barred. Date 7/30/10 For the Judge: Robert King Judge Attorney for Personal Representative Jennifer L. Raykowski, Esq. 1312 Payne Avenue Saint Paul, MN 55130 Attorney License No: 0348351 Telephone: (651) 428-0347 2289187 8/12-8/19/10P

PUBLIC NOTICE

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: One Hundred Thirty-Nine Thousand One Hundred Ninety-Four and 21/100 ($139,194.21) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on August 31, 2010 PLACE OF SALE: Sheriff`s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6 months from the date of sale. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 15, 2010 HSBC Bank USA, N.A., as Trustee for the registered holders of ACE Securities Corp. Home Equity Loan Trust, Series 2005-ASAP1, Asset Backed Pass-Through Certificates Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 10MN00278-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 3641635 07/15/2010, 07/22/2010, 07/29/2010, 08/05/2010, 08/12/2010, 08/19/2010 2258662 7/15-8/19/10

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�� personal representatives or assigns �� LESS THAN FIVE UNITS, ARE NOT unless reduced to Five (5) weeks under PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. MN Stat. §580.07. TIME AND DATE TO VACATE PROPDATED: July 15, 2010 ASSIGNEE OF MORTGAGEE: ERTY: If the real estate is an Guidance Residential, LLC owner-occupied, single-family dwelling, unless otherwise provided by law, Wilford & Geske, P.A. the date on or before which the mort- Attorneys for Assignee of Mortgagee gagor(s) must vacate the property if the Lawrence A. Wilford mortgage is not reinstated under sec- James A. Geske tion 580.30 or the property is not 8425 Seasons Parkway, Suite 105 redeemed under section 580.23 is Woodbury, MN 55125-4393 (651) 209-3300 11:59 p.m. on March 2, 2011. MORTGAGOR(S) RELEASED FROM File Number: 015477F01 7/15-8/19/10 FINANCIAL OBLIGATION ON MORT- 2260040 GAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, NOTICE AND ORDER FOR THE MORTGAGOR'S PERSONAL REPHEARING ON PETITION RESENTATIVES OR ASSIGNS, MAY BE FOR DESCENT OF PROPERTY REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER STATE OF MINNESOTA MINNESOTA STATUTES, SECTION COUNTY OF DAKOTA DISTRICT COURT 582.032, DETERMINING, AMONG PROBATE DIVISION OTHER THINGS, THAT THE MORTFIRST JUDICIAL DISTRICT GAGED PREMISES ARE IMPROVED Court File No. 19HA-PR-10-465 WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT E S T A T E O F W e n d y L o u M e s k e r PROPERTY USED IN AGRICULTURAL C o c h r a n , a / k / a W e n d y C o c h r a n , P R O D U C T I O N , A N D A R E DECEDENT A Petition for Determination of ABANDONED." Descent has been filed with this Court. Dated: July 7, 2010. The Petition requests that the DeceAurora Loan Services LLC dent died more than three years ago, Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. leaving property in Minnesota and requests the probate of Decedent’s last By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of will, if any, and the descent of such property be determined and assigned Mortgagee by this Court to the persons entitled to 4500 Park Glen Road #300 the property. Minneapolis, MN 55416 Any objections to the Petition must (952) 925-6888 be filed with the Court prior to or 98-1027 raised at the hearing. If proper, and no 0048039721 THIS IS A COMMUNICATION FROM objections are filed or raised, the Petition may be granted. A DEBT COLLECTOR. IT IS ORDERED and Notice is fur2262323 7/15-8/19/10 ther given, that the Petition will be heard on September 27, 2010 at 9:00 a.m. by this Court at Dakota County Judicial Center, 1560 Highway 55, NOTICE OF MORTGAGE Hastings, MN 55033, Minnesota. FORECLOSURE SALE NOTICE IS HEREBY GIVEN that (1) Notice shall be given to all interdefault has occurred in the conditions ested persons (Minn. Stat. 524.1-401) of the following described mortgage: and persons who have filed a demand DATE OF MORTGAGE: February 23, for notice pursuant to Minn. Stat. 2006 524.3-204. ORIGINAL PRINCIPAL AMOUNT OF (2) Notice shall be given by publishMORTGAGE: $221,500.00 ing the Notice and Order as provided MORTGAGOR(S): Nabil J. Browne, an by law and by: unmarried Man Mailing a copy of this Notice and MORTGAGEE: 2004-0000313, LLC Order at least 14 days prior to the DATE AND PLACE OF RECORDING: hearing date. Recorded: April 20, 2006 Dakota Date 8/12/10 County Recorder Joseph Carter Document Number: 2421922 Judge ASSIGNMENTS OF MORTGAGE: (COURT SEAL) And assigned to: Guidance Residen- Attorney For Petitioner tial, LLC Douglas G. Nelson Dated: February 23, 2006 Nelson & Jones, LTD Recorded: April 20, 2006 Dakota 511 Main Street County Recorder P.O. Box 65 Document Number: 2421923 Henderson, MN 56044 Transaction Agent: Not Applicable 507-248-3245 Transaction Agent Mortgage Identifi- ID #77707 cation Number: Not Applicable 2304074 8/19-8/26/10P Lender or Broker: 2004-0000313, LLC Residential Mortgage Servicer: DovNOTICE OF VOLUNTARY enmuehle Mortgage, Inc. MORTGAGE FORECLOSURE SALE Mortgage Originator: Not Applicable NOTICE IS HEREBY GIVEN, that COUNTY IN WHICH PROPERTY IS default has occurred in the conditions LOCATED: Dakota Property Address: 8196 Custers Trl, of a mortgage dated January 4, 2005, executed by Westview Properties, Inver Grove Heights, MN 55076-3377 T a x P a r c e l I D N u m b e r : LLC, as mortgagor(s) to Vermillion State Bank as mortgagee in the origi20-82100-010-04 L E G A L D E S C R I P T I O N O F P R O P - nal principal amount of Two Million ERTY: Lot One (1), Block Four (4), Vil- Nine Hundred Ninety-Three Thousand Five Hundred ($2,993,500.00) lage Hills AMOUNT DUE AND CLAIMED TO BE Dollars, recorded with the Dakota D U E A S O F D A T E O F N O T I C E : County Recorder, State of Minnesota, $224,656.97 o n J a n u a r y 6 , 2 0 0 5 , as doc. no. THAT all pre-foreclosure require- 2283349 ; that all pre-foreclosure ments have been complied with; that requirements have been complied with; no action or proceeding has been insti- that no action or proceeding has been tuted at law or otherwise to recover the instituted at law to recover any part of debt secured by said mortgage, or any the debt secured by said mortgage; part thereof; that there is claimed to be due thereon PURSUANT to the power of sale con- the sum of One Million Six Hundred t a i n e d i n s a i d m o r t g a g e , t h e Twenty Thousand Nine Hundred above-described property will be sold Forty-Six ($1,620,946.00) Dollars by the Sheriff of said county as fol- on this date; and that pursuant to the lows: power of sale therein the mortgage will DATE AND TIME OF SALE: August be foreclosed and the property in 27, 2010 at 10:00 AM Dakota County, Minnesota, described PLACE OF SALE: Dakota County as follows: Law Enforcement Center, 1580 HighThe East 440 feet of Lot One (1), way 55, Lobby S-100, Hastings, MinneBlock Three (3), Hastings Indussota trial Park No. 3, Dakota County, to pay the debt secured by said mortMinnesota. gage and taxes, if any, on said preProperty address: 1100 Spiral mises and the costs and disburse- Blvd., Hastings, MN 55033 ments, including attorney fees allowed Parcel I.D. #: 19-32002-012-03 by law, subject to redemption within w i l l b e s o l d b y t h e s h e r i f f o f s a i d six (6) months from the date of said county at public auction on Septemsale by the mortgagor(s), their per- ber 23, 2010, at 10:00 o'clock A.M. at sonal representatives or assigns. Sheriff's Office, Law Enforcement If the Mortgage is not reinstated Center, 1580 Highway 55, Hastings, under Minn. Stat. §580.30 or the prop- Minnesota, to pay the debt secured by erty is not redeemed under Minn. Stat. the mortgage, including costs and §580.23, the Mortgagor must vacate attorneys' fees allowed by law subject the property on or before 11:59 p.m. on to redemption by the mortgagor(s), its February 27, 2011, or the next busi- h e i r s o r a s s i g n s , w i t h i n t w o ( 2 ) ness day if February 27, 2011 falls on a months from the date of sale. Saturday, Sunday or legal holiday. This notice pertains to a voluntary Mortgagor(s) released from financial foreclosure proceeding pursuant to obligation: NONE Minn. Stat. §582.32 pursuant to an THIS COMMUNICATION IS FROM Agreement for Voluntary Foreclosure A DEBT COLLECTOR ATTEMPT- dated July 30, 2010. Each holder of a ING TO COLLECT A DEBT. ANY junior lien may redeem in the order INFORMATION OBTAINED WILL BE and manner provided in §582.32 subd. USED FOR THAT PURPOSE. 9, beginning after the expiration of the THE RIGHT TO VERIFICATION OF mortgagor's two month redemption THE DEBT AND IDENTITY OF THE period. ORIGINAL CREDITOR WITHIN THE Dated: August 18, 2010 TIME PROVIDED BY LAW IS NOT Vermillion State Bank, Mortgagee AFFECTED BY THIS ACTION. Ralph L. Moore THE TIME ALLOWED BY LAW FOR STEIN & MOORE, P.A. REDEMPTION BY THE MORTGAGOR, Attorneys for Mortgagee THE MORTGAGOR'S PERSONAL REP- 332 Minnesota Street, #W-1650 RESENTATIVES OR ASSIGNS, MAY BE St. Paul, MN 55101 REDUCED TO FIVE WEEKS IF A JUDI- (651) 224-9683 CIAL ORDER IS ENTERED UNDER 2308555 8/19-9/9/10 MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT ��

PUBLIC NOTICE

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PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 26, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $528,000.00 MORTGAGOR(S): Michelle J Simonsen and Thomas L Simonsen, wife and husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: November 28, 2006 Dakota County Recorder Document Number: 2477968 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100232301120042015 Lender or Broker: Centennial Mortgage and Funding, Inc. Residential Mortgage Servicer: Litton Loan Servicing, LP Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 18375 Ipava Ave, Lakeville, MN 55044-7783 Tax Parcel ID Number: 22-01800-010-08 LEGAL DESCRIPTION OF PROPERTY: That part of the East Half of the East Half of the Northeast Quarter of Section 18, Township 114, Range 20, Dakota County, Minnesota, described as follows: Beginning at the intersection of the South line of the North 1959.50 feet of the Northeast Quarter of said Section 18 with the West line of the East Half of the East Half of the Northeast Quarter of said Section 18; thence Easterly along the South line of the said North 1959.50 feet of the Northeast Quarter a distance of 655.45 feet to the East line of the said Northeast Quarter; thence Northerly along the East line of the said Northeast Quarter a distance of 8.50 feet; thence Westerly on a straight line to a point in the West line of the said East Half of the East Half of the Northeast Quarter, distant 20.00 feet Northerly of the point of beginning; thence Southerly along the West line of the said East Half of the East Half of the Northeast Quarter a distance of 20.00 feet to the point of beginning. Excepting therefrom that part lying Easterly of the center line of the town road (Ipava Avenue) as traveled AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $444,335.81 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 01, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 01, 2011, or the next business day if April 01, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 19, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010424F02 2309039 8/19-9/23/10

PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 3 0 , 2005 MORTGAGOR: V i r g i n i a A . K a c z marek, a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded September 27, 2005, Dakota County Recorder, Document No. 2364837. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: March 6, 2009, Recorded: April 8, 2009, Document No. 2648760. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100015901074393802 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: CTX Mortgage Company, LLC RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 1524 139th Street West, Rosemount, MN 55068 TAX PARCEL I.D. #: 34-48300-706-18 LEGAL DESCRIPTION OF PROPERTY: Unit No. 0706, Meadows of Bloomfield, Common Interest Community Number 470, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $125,200.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $141,593.41 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 13, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 14, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 15, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-6441 1942886880 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until October 1, 2010 at 10:00 am at the Sheriff’s Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: August 12, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-6441 2304665 8/19/10

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J u n e 2 4 , 2005 MORTGAGORS: Louis I. Flowers, II and Karen A. Flowers, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded October 24, 2005, Dakota County Recorder, Document No. 2373542. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc, Dated: June 8, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100285700000127737 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Winstar Mortgage Partners, Inc RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 2812 Dana Drive, Burnsville, MN 55337 TAX PARCEL I.D. #: 02-56700-090-01 LEGAL DESCRIPTION OF PROPERTY: Lot 9, Block 1, Paula's 1st Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $196,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $199,760.78 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 12, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 14, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 10, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4040 550150484 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until September 16, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: August 12, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4040 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2303475 8/19/10

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: M a r c h 3 1 , 2003 MORTGAGORS: Ronny N. Loew and Sandra R Loew, husband and wife. MORTGAGEE: ABN AMRO Mortgage Group, Inc n/k/a CitiMortgage, Inc. DATE AND PLACE OF RECORDING: Recorded May 6, 2003, Dakota County Recorder, Document No. 2042967. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: ABN AMRO Mortgage Group, Inc n/k/a CitiMortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 300 Heritage Circle North, Burnsville, MN 55337 TAX PARCEL I.D. #: 024170103001 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 1, Kelly Heights 2nd Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $162,850.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $147,033.88 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 17, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 17, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 17, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4065 634869106 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until October 12, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: August 11, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4065 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2301904 8/19/10

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 2 6 , 2009 MORTGAGORS: Steven W. Johnson and Kathy Johnson, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded September 15, 2009, Dakota County Recorder, Document No. 2684382. ASSIGNMENTS OF MORTGAGE: Assigned to: Branch Banking and Trust Company, Dated: May 26, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100357020050122196 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: American Bank RESIDENTIAL MORTGAGE SERVICER: BankUnited MORTGAGED PROPERTY ADDRESS: 1105 3rd Street West, Hastings, MN 55033 TAX PARCEL I.D. #: 19-10500-040-21 LEGAL DESCRIPTION OF PROPERTY: The West Half of Lot 3, and all of Lot 4, Block 21, Addition No. 13 to the City of Hastings COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $178,954.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $183,330.99 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 12, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 14, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: June 14, 2010. Branch Banking & Trust Company Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 51-258 6992763394 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until September 9, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: August 16, 2010. Branch Banking & Trust Company Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 51-258 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2306336 8/19/10

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 1, 1999 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $111,600.00 MORTGAGOR(S): James V. Leininger and Flora J. Leininger, husband and wife as joint tenants MORTGAGEE: Ameriquest Mortgage Company SERVICER: Ocwen Loan Servicing, LLC LENDER: Ameriquest Mortgage Company. DATE AND PLACE OF FILING: Dakota County Minnesota, Recorder, on January 7, 2000, as Document No. 1664664 ASSIGNED TO: U.S. Bank, N.A. as Trustee for the registered holders of Structured Asset Securities Corporation Mortgage Pass-Through Certificates, Series 2007-TC1 Dated: October 10, 2007, and recorded February 1, 2008 by Document No. 2569473. LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 1, Cedar Highlands third addition, according to the Plat thereof on file or of record in the office of the County recorder, Dakota County, Minnesota. PROPERTY ADDRESS: 7180 Gerdine Court West, Rosemount, MN 55068 PROPERTY I.D: 22 16702 030 01 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: One Hundred Eighty-Three Thousand Seven Hundred Seventy-Five and 51/100 ($183,775.51) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on October 5, 2010 PLACE OF SALE: Sheriff`s Mai n Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6 months from the date of sale. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 19, 2010 U.S. Bank, N.A. as Trustee for the registered holders of Structured Asset Securities Corporation Mortgage Pass-Through Certificates, Series 2007-TC1 Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 10MN00374-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 3693645 08/19/2010, 08/26/2010, 09/02/2010, 09/09/2010, 09/16/2010, 09/23/2010 2306086 8/19-9/23/10

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MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: National City Real Estate Services LLC s/b/m National City Mortgage, Inc. f/k/a National City Mortgage Co. RESIDENTIAL MORTGAGE SERVICER: PNC Bank, National Association MORTGAGED PROPERTY ADDRESS: 812 West 15th Street, Hastings, MN 55033 TAX PARCEL I.D. #: 193195008017 LEGAL DESCRIPTION OF PROPERTY: Lots 5 and 8 excepting therefrom the East 70 feet thereof and excepting therefrom the South 27 feet of Lot 8, all in Block 17, Hancock, Thomas and Co's, Addition to the Town of Hastings. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $123,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $117,959.31 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 27, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 28, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 8, 2010. PNC Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-2190 0001489380 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2262146 7/15-8/19/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 08, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $254,400.00 MORTGAGOR(S): Greg H. Isaak, an unmarried man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: January 26, 2007 Dakota County Recorder Document Number: 2491755 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association, as Trustee, On Behalf Of The Holders Of The Structured Asset Securities Corporation Mortgage Pass-through Certificates, Series 2007-BC3 Dated: April 29, 2009 Recorded: May 19, 2009 Dakota County Recorder Document Number: 2658035 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100052647028053174 Lender or Broker: Fieldstone Mortgage Company Residential Mortgage Servicer: Select Portfolio Servicing Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 12620 190th St E, Hastings, MN 55033-9311 Tax Parcel ID Number: 25-02200-020-27

25 02200 020 27 LEGAL DESCRIPTION OF PROPERTY: The East 225 feet of the West 743 feet of the North 484 feet of the Northwest Quarter of Section 22, Township 114, Range 17, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $300,898.90 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 27, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on February 27, 2011, or the next business day if February 27, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 15, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association, as trustee, on behalf of the holders of The Structured Asset Securities Corporation Mortgage Pass-through Certificates, Series 2007-BC3 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 003433F04 2261064 7/15-8/19/10

PUBLIC NOTICE

proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 31, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within twelve (12) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 31, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 6, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4138 601959607 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2262367 7/15-8/19/10

PUBLIC NOTICE

NOTICE OF ASSESSMENT LIEN FORECLOSURE SALE Date: June 23, 2010 YOU ARE NOTIFIED THAT: 1. Default has occurred in the terms and conditions of the Declarations for Diffley Commons 2nd Addition Villas and Garden Homes Homeowner's Association (hereinafter the "Association") which was recorded as Document No. 1189722 on January 31, 1994, in the Office of the Dakota County Recorder, as amended, and also, pursuant to Minn. Stat. §515B.3-116, covering the following property: LEGAL DESCRIPTION: Unit No. 111, Diffley Commons 2nd Addition, Villas and Garden Homes, a Condominium, Condominium #116, Dakota County, Minnesota STREET ADDRESS: 1900 Sapphire Point, Eagan MN 55122 TAX PARCEL ID NUMBER: 10-20451-111-04 2. Pursuant to said Declaration, there is claimed to be due and owing as of June 23, 2010, from Jennifer M. DeYoung, title holder, to the Association, a Minnesota non-profit corporation, the amount of $2,132.00 for unpaid association dues, late fees, attorneys fees and costs, plus any other such amounts that will accrue after June 23, 2010, and other costs of collection and foreclosure which will be added to the amount claimed due and owing at the time of the sale herein. 3. No action is now pending at law or otherwise to recover said debt or any part thereof. 4. That all preforeclosure requirements have been met. 5. The owner has not been released from her financial obligation to pay said amount. 6. The Declaration, referenced above, and Minn. Stat. §§515B.3-115 and 515B.3-116 provide for a continuing lien against the property. A Notice of Lien evidencing the amount due was recorded on February 3, 2010, as Document No. 2712241 in the Dakota County Recorder's Office. 7. Pursuant to the power of sale contained in the same Declaration and granted by the owner in taking title to the premises subject to said Declaration and pursuant to Minn. Stat. §§515B.3-115 and 515B.3-116, said Lien will be foreclosed by the sale of said property by the Sheriff of Dakota County, at the Dakota County Sheriff's Office, Dakota County Law Enforcement Center, 1580 Highway 55 Lobby S-100, Hastings, MN 55033, on the 2nd day of September, 2010, at 10:00 a.m. at public auction to the highest bidder, to pay the amount then due for said assessments, together with the costs of foreclosure, including attorneys fees as allowed by law. 8. T h e t i m e a l l o w e d b y l a w f o r redemption by the unit owner, her personal representatives or assigns is six (6) months from the date of sale. The date and time to vacate the property is 11:59 p.m. on March 2, 2011, if the account is not

2011, if the account is not reinstated or the owner does not redeem from the foreclosure sale. REDEMPTION NOTICE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 9. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. DIFFLEY COMMONS 2ND ADDITION VILLAS AND GARDEN HOMES HOMEOWNER'S ASSOCIATION Attorneys for Diffley Commons 2nd Addition Villas and Garden Homes Homeowner's Association THOMSEN & NYBECK, P.A. By: Gretchen S. Schellhas (#195595) 3600 American Blvd. West, Suite 400 Bloomington, Minnesota 55431 (952) 835-7000 (Diffley Commons/DeYoung/09-7-953D)

2260645

7/15-8/19/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: M a r c h 4 , 2004 MORTGAGOR: E l d a K . M e y e r , a single person. MORTGAGEE: Alpine Lending, LLC. DATE AND PLACE OF RECORDING: Recorded April 7, 2004, Dakota County Recorder, Document No. 2192517. ASSIGNMENTS OF MORTGAGE: Assigned to: Principal Residential Mortgage, Inc. n/ka CitiMortgage, Inc., Dated: March 9, 2004, Recorded: April 7, 2004, Document No. 2192518. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Alpine Lending, LLC RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 14973 Echo Way, Apple Valley, MN 55124 TAX PARCEL I.D. #: 012050922001 LEGAL DESCRIPTION OF PROPERTY: Lot 22, Block 1, Diamond Path Tenth Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $105,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $96,385.86 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 3, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 3, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 8, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P.

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�� USSET, WEINGARDEN AND LIEBO, P.L.L.P. �� By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of NOTICE OF MORTGAGE Mortgagee FORECLOSURE SALE 4500 Park Glen Road #300 THE RIGHT TO VERIFICATION Minneapolis, MN 55416 OF THE DEBT AND IDENTITY OF (952) 925-6888 THE ORIGINAL CREDITOR WITHIN 10-4197 THE TIME PROVIDED BY LAW IS 8383074 THIS IS A COMMUNICATION FROM NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that A DEBT COLLECTOR. 2262507 7/15-8/19/10 default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 25, 2007 MORTGAGOR: S h a n n o n M a r i e NOTICE OF MORTGAGE Johnson, a single person. FORECLOSURE SALE MORTGAGEE: J P M o r g a n C h a s e THE RIGHT TO VERIFICATION Bank, N.A. OF THE DEBT AND IDENTITY OF DATE AND PLACE OF RECORDING: THE ORIGINAL CREDITOR WITHIN R e c o r d e d J u l y 1 7 , 2 0 0 7 , D a k o t a THE TIME PROVIDED BY LAW IS C o u n t y R e c o r d e r , D o c u m e n t N o . NOT AFFECTED BY THIS ACTION. 2530719. NOTICE IS HEREBY GIVEN, that ASSIGNMENTS OF MORTGAGE: default has occurred in conditions of Assigned to: Chase Home Finance LLC, the following described mortgage: Dated: March 2, 2010, Recorded: May DATE OF MORTGAGE: December 9, 14, 2010, Document No. 2730315. 2002 TRANSACTION AGENT: NONE MORTGAGORS: Thomas N. Degross TRANSACTION AGENT'S MORTand Linda K.A. Degross, husband and GAGE IDENTIFICATION NUMBER ON wife. MORTGAGE: NONE MORTGAGEE: N a t i o n a l C i t y R e a l LENDER OR BROKER AND MORTEstate Services LLC successor by G A G E O R I G I N A T O R S T A T E D O N merger National City Mortgage, Inc. MORTGAGE: JPMorgan Chase Bank, f/k/a National City Mortgage Co. dba N.A. Commonwealth United Mortgage ComRESIDENTIAL MORTGAGE SERpany. VICER: Chase Home Finance LLC DATE AND PLACE OF RECORDING: MORTGAGED PROPERTY ADDRESS: Registered August 14, 2003, Dakota 4 7 8 2 A s p e n S t r e e t , H a m p t o n , M N County Registrar of Titles, Document 55031 No. 0510527, Certificate of Title No. TAX PARCEL I.D. #: 18-35500-030-02 92044. LEGAL DESCRIPTION OF PROPM O R T G A G E : O F ASSIGNMENTS ERTY: Assigned to: PNC Bank, National AssoLot 3, Block 2, Heights of Hampton ciation, Dated: July 29, 2010 1st. Said Mortgage being Registered Land. COUNTY IN WHICH PROPERTY IS TRANSACTION AGENT: NONE LOCATED: Dakota TRANSACTION AGENT'S MORTORIGINAL PRINCIPAL AMOUNT OF GAGE IDENTIFICATION NUMBER ON MORTGAGE: $188,000.00 MORTGAGE: NONE AMOUNT DUE AND CLAIMED TO BE LENDER OR BROKER AND MORT- DUE AS OF DATE OF NOTICE, INCLUDG A G E O R I G I N A T O R S T A T E D O N ING TAXES, IF ANY, PAID BY MORTMORTGAGE: National City Real Estate GAGEE:$197,423.21 Services LLC successor by merger That prior to the commencement of N a t i o n a l C i t y M o r t g a g e , I n c . f / k / a this mortgage foreclosure proceeding National City Mortgage Co. dba Com- Mortgagee/Assignee of Mortgagee commonwealth United Mortgage Company plied with all notice requirements as R E S I D E N T I A L M O R T G A G E S E R - required by statute; That no action or VICER: PNC Bank, National Associa- proceeding has been instituted at law tion or otherwise to recover the debt MORTGAGED PROPERTY ADDRESS: secured by said mortgage, or any part 10044 205th Court West, Lakeville, MN thereof; 55044 PURSUANT to the power of sale conTAX PARCEL I.D. #: 227820416001 tained in said mortgage, the above LEGAL DESCRIPTION OF PROP- described property will be sold by the ERTY: Sheriff of said county as follows: Lot 16, Block 1, in Meadows West DATE AND TIME OF SALE: October 5th Addition. 8, 2010 at 10:00 AM COUNTY IN WHICH PROPERTY IS PLACE OF SALE: S h e r i f f ' s O f f i c e , LOCATED: Dakota Law Enforcement Center, 1580 Hwy ORIGINAL PRINCIPAL AMOUNT OF 55, Lobby #S-100, Hastings, MN MORTGAGE: $138,500.00 to pay the debt then secured by said AMOUNT DUE AND CLAIMED TO BE Mortgage, and taxes, if any, on said DUE AS OF DATE OF NOTICE, INCLUD- premises, and the costs and disburseING TAXES, IF ANY, PAID BY MORT- m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s GAGEE: $130,917.71 allowed by law subject to redemption That prior to the commencement of within six (6) months from the date of this mortgage foreclosure proceeding said sale by the mortgagor(s), their Mortgagee/Assignee of Mortgagee com- personal representatives or assigns plied with all notice requirements as unless reduced to Five (5) weeks under required by statute; That no action or MN Stat. §580.07. proceeding has been instituted at law TIME AND DATE TO VACATE PROPor otherwise to recover the debt E R T Y : I f t h e r e a l e s t a t e i s a n secured by said mortgage, or any part owner-occupied, single-family dwellthereof; ing, unless otherwise provided by law, PURSUANT to the power of sale con- the date on or before which the morttained in said mortgage, the above gagor(s) must vacate the property if the described property will be sold by the mortgage is not reinstated under secSheriff of said county as follows: tion 580.30 or the property is not DATE AND TIME OF SALE: October redeemed under section 580.23 is 14, 2010 at 10:00 AM 11:59 p.m. on April 8, 2011. PLACE OF SALE: S h e r i f f ' s O f f i c e , MORTGAGOR(S) RELEASED FROM Law Enforcement Center, 1580 Hwy FINANCIAL OBLIGATION ON MORT55, Lobby #S-100, Hastings, MN GAGE: None to pay the debt then secured by said "THE TIME ALLOWED BY LAW FOR Mortgage, and taxes, if any, on said REDEMPTION BY THE MORTGAGOR, premises, and the costs and disburse- THE MORTGAGOR'S PERSONAL REPm e n t s , i n c l u d i n g a t t o r n e y s ' f e e s RESENTATIVES OR ASSIGNS, MAY BE allowed by law subject to redemption REDUCED TO FIVE WEEKS IF A JUDIwithin six (6) months from the date of CIAL ORDER IS ENTERED UNDER said sale by the mortgagor(s), their MINNESOTA STATUTES, SECTION personal representatives or assigns 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G unless reduced to Five (5) weeks under OTHER THINGS, THAT THE MORTMN Stat. §580.07. GAGED PREMISES ARE IMPROVED TIME AND DATE TO VACATE PROP- WITH A RESIDENTIAL DWELLING OF E R T Y : I f t h e r e a l e s t a t e i s a n LESS THAN FIVE UNITS, ARE NOT owner-occupied, single-family dwell- PROPERTY USED IN AGRICULTURAL ing, unless otherwise provided by law, P R O D U C T I O N , A N D A R E the date on or before which the mort- ABANDONED." gagor(s) must vacate the property if the Dated: August 4, 2010. mortgage is not reinstated under secChase Home Finance LLC tion 580.30 or the property is not Mortgagee/Assignee of Mortgagee redeemed under section 580.23 is USSET, WEINGARDEN AND LIEBO, P.L.L.P. 11:59 p.m. on April 14, 2011. By: Paul A. Weingarden MORTGAGOR(S) RELEASED FROM Attorneys for Mortgagee/Assignee of FINANCIAL OBLIGATION ON MORT- Mortgagee GAGE: None 4500 Park Glen Road #300 "THE TIME ALLOWED BY LAW FOR Minneapolis, MN 55416 REDEMPTION BY THE MORTGAGOR, (952) 925-6888 THE MORTGAGOR'S PERSONAL REP30-7915 RESENTATIVES OR ASSIGNS, MAY BE 1064169988 REDUCED TO FIVE WEEKS IF A JUDI- THIS IS A COMMUNICATION FROM CIAL ORDER IS ENTERED UNDER A DEBT COLLECTOR. MINNESOTA STATUTES, SECTION 2310768 8/19-9/23/10 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED NOTICE OF MORTGAGE WITH A RESIDENTIAL DWELLING OF FORECLOSURE SALE LESS THAN FIVE UNITS, ARE NOT THE RIGHT TO VERIFICATION PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN ABANDONED." THE TIME PROVIDED BY LAW IS Dated: August 13, 2010. NOT AFFECTED BY THIS ACTION. PNC Bank, National Association NOTICE IS HEREBY GIVEN, that Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. default has occurred in conditions of the following described mortgage: By: Paul A. Weingarden DATE OF MORTGAGE: April 27, 2007 Attorneys for Mortgagee/Assignee of MORTGAGORS: Matthew A. Jenkins Mortgagee and Oneka R. Hauge, both single. 4500 Park Glen Road #300 MORTGAGEE: Mortgage Electronic Minneapolis, MN 55416 Registration Systems, Inc. (952) 925-6888 DATE AND PLACE OF RECORDING: 4-2257 Recorded May 14, 2007, Dakota County 0001761353 Recorder, Document No. 2516818. THIS IS A COMMUNICATION FROM ASSIGNMENTS OF MORTGAGE: A DEBT COLLECTOR. 2310964 8/19-9/23/10 Assigned to: Provident Funding Associates, L.P., Dated: June 23, 2010.

PUBLIC NOTICE

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�� $188,733.99�� THAT all pre-foreclosure �� ciates, L.P., Dated: June 23, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100017935170401091 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Provident Funding Associates, L.P. RESIDENTIAL MORTGAGE SERVICER: Gerner & Kearns Co., L.P.A. MORTGAGED PROPERTY ADDRESS: 5139 Upper 182nd Street West, Farmington, MN 55024 TAX PARCEL I.D. #: 14-19501-250-06 LEGAL DESCRIPTION OF PROPERTY: Lot 25, Block 6, Dakota County Estates 2nd Addition, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $211,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $225,681.39 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 27, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 28, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 7, 2010. Provident Funding Associates, L.P. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-1769 3517040109 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2262256 7/15-8/19/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 17, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $188,514.00 MORTGAGOR(S): Leya Yacob Syrnichenko and Vadim Urievich Syrnichenko, wife and husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: October 17, 2005 Dakota County Recorder Document Number: 2371279 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank, National Association Dated: July 06, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100021278842711520 Lender or Broker: U.S. Bank N.A. Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 13696 Brass Pkwy, Rosemount, MN 55068-2473 Tax Parcel ID Number: 34-32075-058-10 LEGAL DESCRIPTION OF PROPERTY: Unit No. 58, Common Interest Community No. 489, a condominium, Harmony East, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $188,733.99

requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 27, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on February 27, 2011, or the next business day if February 27, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 15, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank, National Association Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 015577F01 2259785 7/15-8/19/10

PUBLIC NOTICE

ments, including attorneys fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 28, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 6, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-1772 644848429 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2259327 7/15-8/19/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 9, 2007 MORTGAGORS: Jeffrey S. Johnson and Rianna L. Laxdal, both single. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded May 23, 2007, Dakota County Recorder, Document No. 2519059. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc., Dated: June 14, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100011520043406695 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: CitiMortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 18408 Eldorado Way, Farmington, MN 55024 TAX PARCEL I.D. #: 141950713005 LEGAL DESCRIPTION OF PROPERTY: Lot 13, Block 5, Dakota County Estates 8th Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $235,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $245,514.38 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 2, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 2, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG

582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 8, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4193 2004340669 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2262526 7/15-8/19/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 2 , 2007 MORTGAGORS: William P. Dunley and Sara J. Dunley, Husband and Wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded October 19, 2007, Dakota County Recorder, Document No. 2551635. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance, LLC, Dated: March 3, 2010, Recorded: March 4, 2010, Document No. 2717456. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100162500051003946 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: AmTrust Bank RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 1204 Aspen Court, Farmington, MN 55024 TAX PARCEL I.D. #: 142250303001 LEGAL DESCRIPTION OF PROPERTY: LOT 3, BLOCK 1, EAST FARMINGTON FOURTH ADDITION, DAKOTA COUNTY, MINNESOTA. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $193,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $201,765.69 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 8, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 8, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 3, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8034 1991702338 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2303547 8/19-9/23/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 27, 1997 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $116,000.00 MORTGAGOR(S): Curtis M Larson and Anita M Larson, husband and wife MORTGAGEE: World Savings and Loan Association DATE AND PLACE OF RECORDING: Recorded: September 18, 1997 Dakota County Recorder Document Number: 1444874 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: World Savings and Loan Association Residential Mortgage Servicer: Wachovia Mortgage, FSB Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 4681 141st St W, Apple Valley, MN 55124-7742 Tax Parcel ID Number: 01-31011-050-03 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 3, Greenleaf 12th Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $95,538.68 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 01, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 01, 2011, or the next business day if April 01, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 19, 2010 MORTGAGEE: Wells Fargo Bank, N.A. also known as Wachovia Mortgage, a division of Wells Fargo Bank, N.A., and formerly known as Wachovia Mortgage, FSB, formerly known as World Savings Bank, FSB successor by merger with World Savings and Loan Association Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 016515F01 2308973 8/19-9/23/10

PUBLIC NOTICE

TRANSACTION AGENT S MORT GAGE IDENTIFICATION NUMBER ON MORTGAGE: 100425240011048508 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Franklin, A division of National City Bank RESIDENTIAL MORTGAGE SERVICER: Saxon Mortgage Services MORTGAGED PROPERTY ADDRESS: 19800 Dover Drive, Farmington, MN 55024 FKA 4698 198th Street W., Farmington, MN 55024 TAX PARCEL I.D. #: 145680001003 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 3, Parkview Ponds, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $344,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $396,116.85 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 27, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 28, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 1, 2010. CitiGroup Global Markets Realty Corp. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 40-2922 2000582681 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2262357 7/15-8/19/10

PUBLIC NOTICE

��

DUE AS OF DATE OF NOTICE, INCLUD ING TAXES, IF ANY, PAID BY MORTGAGEE:$120,762.63 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 27, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 28, 2011 . MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 6, 2010. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-3042 0648593408 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2258570 7/15-8/19/10

PUBLIC NOTICE

Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 28, 2011 . MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 6, 2010. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-3046 3014815983 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2258542 7/15-8/19/10

PUBLIC NOTICE

NOTICE OF ASSESSMENT LIEN FORECLOSURE SALE THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN that default has been made in the terms and conditions of the Declaration of River Ridge of Eagan Homeowners Association, a Minnesota nonprofit corporation, (henceforth the "Declaration") recorded in the office of the Registrar of Titles for Dakota County, Minnesota on April 21, 2006, as Document No. 588552, as amended Document No. 592313, which covers the following property: Unit No. 317, CIC No. 488, River Ridge of Eagan Condominiums, a condominium located in the County of Dakota, State of Minnesota WHEREAS, pursuant to said Declaration, there is claimed to be due and owing as of July 8, 2010, from Ludmila Avdulova, title holder, to River Ridge of Eagan Homeowners Association, a Minnesota nonprofit corporation, the principle amount of Four Thousand Forty Eight and 59/100ths Dollars ($4,048.59) for unpaid plumbing repairs, assessments, late fees and related charges, plus assessments, collection costs, attorney's fees and other amounts will be incurred since said date, including costs of collection and foreclosure. WHEREAS, no action is now pending at law or otherwise to recover said debt or any part thereof; WHEREAS, the owners have not been released from the financial obligation to pay said amount; pursuant to the WHEREAS, Declaration and Minn. Stat. §515B.3-116, said debt created a lien upon said premises in favor of River Ridge of Eagan Homeowners Association as evidenced by the lien statement recorded on June 2, 2010 in the office of the Dakota County Registrar of Titles as Document No. T662731; WHEREAS, pursuant to the power of sale granted by the owner in taking title to the premises subject to said Declaration, said lien will be foreclosed by the sale of said property on August 27, 2010 at 10:00 a.m. by the sheriff of said county at the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota, at public auction to the highest bidder, for cash, to pay the amount then due for said assessments, together with the costs of foreclosure, including attorney's fees as allowed by law. The time allowed by the law for redemption by the unit owner, their personal representatives or assigns is six (6) months from the date of said sale. Absent reinstatement under Minn. Stat. § 580.30 or redemption under Minn. Stat. § 580.23, the property must be vacated on or before 11:59 p.m. on February 27, 2011 or the next business day if February 27, 2011 falls on a Saturday, Sunday or legal holiday. The following information is provided pursuant to Minnesota Statutes Section 580.025: (1) Street Address of Property: 2103 Silver Bell Road, Unit 317, Eagan,

Silver Bell Road, Unit 317, Eagan, Minnesota 55122 (2) N a m e o f T r a n s a c t i o n A g e n t , Residential Mortgage Servicer, Lender &/or Broker: N/A (3) Tax Parcel Identification Number of the Property: 10-82750-317-05 (4) Transaction Agent's Mortgage Identification Number, if known: N/A (5) Name of Mortgage Originator, if stated on mortgage: N/A REDEMPTION NOTICE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT P R O P E R T Y U S E D F O R AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: July 15, 2010 Lienor: River Ridge of Eagan Homeowners Association By: Patrick S. Collins Its: Attorney in Fact OSKIE, HAMILTON & SOFIO, P.A. By: Patrick S. Collins, I.D. #0302557 Attorneys for Lienor 970 Raymond Avenue, Ste. 202 St. Paul, MN 55114 2260759 7/15-8/19/10P

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 2 4 , 2006 MORTGAGOR: S u s a n E . M u l l e n , a single person. MORTGAGEE: J P M o r g a n C h a s e Bank, National Association as successor in interest to Washington Mutual Bank, FA. DATE AND PLACE OF RECORDING: Recorded November 30, 2006, Dakota County Recorder, Document No. 2478693. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Washington Mutual Bank, FA RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 8489 195th Street West, Lakeville, MN 55044 TAX PARCEL I.D. #: 22-02100-012-30 LEGAL DESCRIPTION OF PROPERTY: That part of the Southwest Quarter (SW 1/4) of the Northwest Quarter (NW 1/4) of Section Twenty One (21), Township One Hundred Fourteen (114), Range Twenty (20), Dakota County, Minnesota, described as follows: The South 562 feet of the West 401 feet of the Southwest Quarter (SW 1/4) of the Northwest Quarter (NW 1/4) of said Section Twenty One (21), Excepting therefrom the South 150 feet of the West 290.40 feet of said Southwest Quarter (SW 1/4) of the Northwest Quarter (NW 1/4) COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $255,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $253,068.10 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 31, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 28, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None

GAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 1, 2010. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-3040 3011338229 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2261432 7/15-8/19/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 24, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $135,614.00 MORTGAGOR(S): Kristi L. Willard, A Single Woman MORTGAGEE: Mortgages Unlimited, Inc. DATE AND PLACE OF RECORDING: Recorded: November 09, 2004 Dakota County Recorder Document Number: 2265959 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S, Bank, N.A. Dated: September 24, 2009 Recorded: November 09, 2004 Dakota County Recorder Document Number: 2265960 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Mortgages Unlimited, Inc. Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 12765 Edgewater Path, Apple Valley, MN 55124-8654 Tax Parcel ID Number: 01-34151-152-04 LEGAL DESCRIPTION OF PROPERTY: Unit No. 152, Condominium No. 98, Hunters Run Villas, a condominium in Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $126,033.00 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 01, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 01, 2011, or the next business day if April 01, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 19, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank N.A. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 015659F01 2304535 8/19-9/23/10

�� Trust Bank �� Deutsche assigned to:

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 22, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $247,000.00 MORTGAGOR(S): Thomas Gates, And Jessica Gates, Husband and Wife, All As Tenants in Common MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: April 03, 2007 Dakota County Recorder Document Number: 2507317 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC Home Loans Servicing, LP Dated: August 12, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000157-0007933798-2 Lender or Broker: America's Wholesale Lender Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 15670 Hallmark Path, Apple Valley, MN 55124-7174 Tax Parcel ID Number: 01-49100-060-03 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 3, Morningview, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $332,694.85 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 01, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 01, 2011, or the next business day if April 01, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 19, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, LP Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 016575F01 2308955 8/19-9/23/10

PUBLIC NOTICE

Company Americas as Trustee, Dated: March 9, 2004, Recorded: May 26, 2005, Document No. 566198. Said Mortgage being Registered Land. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Mortgage Enterprises Inc. RESIDENTIAL MORTGAGE SERVICER: PNC Bank, National Association MORTGAGED PROPERTY ADDRESS: 3380 East 76th Street, Inver Grove Heights, MN 55076 TAX PARCEL I.D. #: 20-71152-080-07 LEGAL DESCRIPTION OF PROPERTY: Lot Eight in Block Seven of South Grove No. 3 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $204,800.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $192,420.35 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 2, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 2, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 12, 2010. Deutsche Bank Trust Company Americas as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-2185 0003000679 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2262164 7/15-8/19/10

PUBLIC NOTICE

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�� sale by the�� mortgagor(s), their sonal representatives or assigns. �� ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $352,076.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $379,126.66 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 31, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 28, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 8, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4164 2005346077 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2262550 7/15-8/19/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 24, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $182,018.00 MORTGAGOR(S): Heather Sale and Erik T. Lyke aka Erick T. Lyke, wife and husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: October 12, 2007 Dakota County Recorder Document Number: 2550145 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association Dated: June 29, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 10019960000153648 Lender or Broker: Advisor's Mortgage, LLC Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 5627 200th St W, Farmington, MN 55024-8422 Tax Parcel ID Number: 14-16504-103-06 LEGAL DESCRIPTION OF PROPERTY: Unit Number 1103, Common Interest Community No. 328, Charleswood Condominium AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $187,724.55 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 27, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their per-

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If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on February 27, 2011, or the next business day if February 27, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 15, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 015466F01 2256052 7/15-8/19/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 07, 2002 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $139,200.00 MORTGAGOR(S): Amanda A Rowe, an unmarried woman MORTGAGEE: World Savings Bank, FSB DATE AND PLACE OF RECORDING: Recorded: July 12, 2002 Dakota County Recorder Document Number: 1915257 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: World Savings Bank, FSB Residential Mortgage Servicer: Wachovia Mortgage, FSB Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 7228 165th St W, Lakeville, MN 55068 Tax Parcel ID Number: 22-21100-060-06 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 6, Donnay's College Park, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $133,945.55 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 27, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on February 27, 2011, or the next business day if February 27, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 15, 2010 MORTGAGEE: Wells Fargo Bank, N.A. also known as Wachovia

N.A. also known as Wachovia Mortgage, a division of Wells Fargo Bank, N.A., and formerly known as Wachovia Mortgage, FSB, formerly known as World Savings Bank, FSB Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 015770F01 2261095 7/15-8/19/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 16, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $444,000.00 MORTGAGOR(S): Dennis F. Butler and Nancy L. Butler, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: May 25, 2010 Dakota County Registrar of Titles Document Number: T662406 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1001996-0000010853-6 Lender or Broker: Advisor's Mortgage, LLC Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 147835 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1291 Spring Green Ln, Burnsville, MN 55306-6363 Tax Parcel ID Number: 02-71800-110-01 LEGAL DESCRIPTION OF PROPERTY: Lot 11, Block 1, Spring Green, Dakota County, Minnesota, together with appurtenant easements created pursuant to Declaration Document Nos. 427819 and 427823. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $461,817.89 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 01, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 01, 2011, or the next business day if April 01, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 19, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 014277F02 2304584 8/19-9/23/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 18, 2009 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $181,649.00 MORTGAGOR(S): Patience Owusu, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc.

Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: December 03, 2009 Dakota County Recorder Document Number: 2699850 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100326709110061125 Lender or Broker: United Fidelity Funding Corp Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 808 12th St, Farmington, MN 55024-1183 Tax Parcel ID Number: 14-22506-160-02 LEGAL DESCRIPTION OF PROPERTY: Lot 16, Block 2, East Farmington 7th Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $188,395.98 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 27, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on February 27, 2011, or the next business day if February 27, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 15, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 015775F01 2261122 7/15-8/19/10

PUBLIC NOTICE

NOTICE OF ASSESSMENT LIEN FORECLOSURE SALE Date: June 30, 2010 YOU ARE NOTIFIED THAT: 1. Default has occurred in the terms and conditions of the Declaration for Vermillion Grove Condominium Association (hereinafter the "Association") which was recorded as Document No. 462541, as amended, in the Office of the Dakota County Registrar of Titles and also, pursuant to Minn. Stat. §515B.3-116, covering the following property: LEGAL DESCRIPTION: Unit No. 58, CIC No. 323, Vermillion Grove Condominiums, a condominium, located in Dakota County, Minnesota STREET ADDRESS: 5025 Oriole Drive, Farmington, MN 55024 TAX PARCEL ID NUMBER: 14-82500-058-08 2. Pursuant to said Declaration, there is claimed to be due and owing as of June 30, 2010, from Christine K. Rautio, title holder, to the Association, a Minnesota non-profit corporation, the a m o u n t o f $2,370.00 for unpaid association dues, late fees, attorneys fees and costs, plus any other such amounts that will accrue after June 30, 2010, and other costs of collection and foreclosure which will be added to the amount claimed due and owing at the time of the sale herein. 3. No action is now pending at law or otherwise to recover said debt or any part thereof. 4. That all preforeclosure requirements have been met. 5. The owner has not been released from her financial obligation to pay said amount. 6. The Declaration, referenced above, and Minn. Stat. §§515B.3-115 and 515B.3-116 provide for a continuing lien against the property. A Notice of Lien evidencing the amount due was

Lien evidencing the amount due was recorded on January 26, 2010, as Document No. T657259 in the Dakota County Registrar of Titles' Office. 7. Pursuant to the power of sale contained in the same Declaration and granted by the owner in taking title to the premises subject to said Declaration and pursuant to Minn. Stat. §§515B.3-115 and 515B.3-116, said Lien will be foreclosed by the sale of said property by the Sheriff of Dakota County, at the Dakota County Sheriff's Office, Dakota County Law Enforcement Center, 1580 Highway 55 Lobby S-100, Hastings, MN 55033, on the 9th day of September, 2010, at 10:00 a.m. at public auction to the highest bidder, to pay the amount then due for said assessments, together with the costs of foreclosure, including attorneys fees as allowed by law. 8. T h e t i m e a l l o w e d b y l a w f o r redemption by the unit owner, her personal representatives or assigns is six (6) months from the date of sale. The date and time to vacate the property is 11:59 p.m. on March 9, 2011, if the account is not reinstated or the owner does not redeem from the foreclosure sale. REDEMPTION NOTICE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 9. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. VERMILLION GROVE CONDOMINIUM ASSOCIATION Attorneys for Vermillion Grove Condominium Association THOMSEN & NYBECK, P.A. By: Gretchen S. Schellhas (#195595) 3600 American Blvd. West, Suite 400 Bloomington, Minnesota 55431 (952) 835-7000 (Vermillion Grove/Rautio/9-7-838D)

2266865

7/22-8/26/10

PUBLIC NOTICE

owner occupied, single family dwell ing, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 7, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 14, 2010. Flagstar Bank, FSB Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 92-192 999572947 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2268232 7/22-8/26/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: July 12, 2007 MORTGAGORS: Terri L. Oachs and Tony L. Oachs, both single. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded August 16, 2007, Dakota County Recorder, Document No. 2537890. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: July 1, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100015904001151772 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: CTX Mortgage Company, LLC RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 18442 English Avenue, Farmington, MN 55024 TAX PARCEL I.D. #: 141965016001 LEGAL DESCRIPTION OF PROPERTY: Lot 16, Block 1, Dakota Meadows Townhomes, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $171,147.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $188,172.70 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 3, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 3, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT

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LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 1, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8569 1911387171 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2270509 7/22-8/26/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J u n e 2 2 , 2007 MORTGAGORS: Mikhail I. Gutsalyuk and Natasha V. Gutsalyuk, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded July 10, 2007, Dakota County Recorder, Document No. 2529371. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: December 15, 2008, Recorded: December 26, 2008, Document No. 2628320. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100162500039237228 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: AmTrust Bank RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 18730 Dylan Drive, Farmington, MN 55024 TAX PARCEL I.D. #: 14-47801-120-04 LEGAL DESCRIPTION OF PROPERTY: Lot 12, Block 4, Meadow Creek Second Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $261,250.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $311,784.11 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 15, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 15, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 10, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-6113 1991532170 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2310747 8/19-9/23/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 2 6 , 2005 MORTGAGORS: E r i c D . V e v e a a n d Victoria A. Vevea, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded October 11, 2005, Dakota County Recorder, Document No. 2369774. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: December 1, 2009, Recorded: December 7, 2009, Document No. 2700611. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100015902278007669 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: CTX Mortgage Company, LLC RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 1496 Sherwood Way, Eagan, MN 55122 TAX PARCEL I.D. #: 10-57665-120-02 LEGAL DESCRIPTION OF PROPERTY: LOT 12, BLOCK 2, PINETREE PASS 6TH ADDITION, ACCORDING TO THE RECORDED PLAT THEREOF, DAKOTA COUNTY, MINNESOTA COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $563,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $586,213.66 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 12, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 12, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 10, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-7557 1927074991 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2310886 8/19-9/23/10

PUBLIC NOTICE

County Registrar of Titles, Document No. T632729, Certificate of Title No. 136515. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc., Dated: July 7, 2010. Said Mortgage being Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100249120000162201 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Marketplace Home Mortgage, LLC RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 18892 Orchard Court, Lakeville, MN 55044 TAX PARCEL I.D. #: 221330201001 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 1, Bassett's Third Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $362,150.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $391,301.00 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 7, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 7, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 14, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4203 2005684121 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2268744 7/22-8/26/10

PUBLIC NOTICE

LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $192,050.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $154,409.60 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 7, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 7, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 13, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3777 636846784 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2268722 7/22-8/26/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 21, 2008 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $126,984.00 MORTGAGOR(S): Kimberly A Helgeson, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: January 20, 2009 Dakota County Recorder Document Number: 2631666 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association Dated: July 12, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100139105012350236 Lender or Broker: Residential Mortgage Group, a Division of Interbank, FSB Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 4078 S Meadowlark Rd, Eagan, MN 55122-1757 Tax Parcel ID Number: 10-32952-030-09 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 9, Hillandale Addition Number 3, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $130,432.31 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 03, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their per-

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�� REDUCED �� TO FIVE �� WEEKS IF A JUDI sale by the mortgagor(s), their per �� CIAL ORDER IS ENTERED UNDER sonal representatives or assigns. If the Mortgage is not reinstated MINNESOTA STATUTES, SECTION under Minn. Stat. §580.30 or the prop- 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G erty is not redeemed under Minn. Stat. OTHER THINGS, THAT THE MORT§580.23, the Mortgagor must vacate GAGED PREMISES ARE IMPROVED the property on or before 11:59 p.m. on WITH A RESIDENTIAL DWELLING OF March 03, 2011, or the next business LESS THAN FIVE UNITS, ARE NOT day if March 03, 2011 falls on a Satur- PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E day, Sunday or legal holiday. Mortgagor(s) released from financial ABANDONED." Dated: July 1, 2010. obligation: NONE Chase Home Finance LLC THIS COMMUNICATION IS FROM Mortgagee/Assignee of Mortgagee A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY USSET, WEINGARDEN AND LIEBO, P.L.L.P. INFORMATION OBTAINED WILL BE By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF Mortgagee THE DEBT AND IDENTITY OF THE 4500 Park Glen Road #300 ORIGINAL CREDITOR WITHIN THE Minneapolis, MN 55416 T I M E P R O V I D E D B Y L A W I S N O T (952) 925-6888 AFFECTED BY THIS ACTION. 30-8573 THE TIME ALLOWED BY LAW FOR 1991225975 REDEMPTION BY THE MORTGAGOR, THIS IS A COMMUNICATION FROM THE MORTGAGOR'S PERSONAL REP- A DEBT COLLECTOR. 7/22-8/26/10 RESENTATIVES OR ASSIGNS, MAY BE 2270612 REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION NOTICE OF MORTGAGE 582.032, DETERMINING, AMONG FORECLOSURE SALE OTHER THINGS, THAT THE MORTTHE RIGHT TO VERIFICATION GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF OF THE DEBT AND IDENTITY OF LESS THAN FIVE UNITS, ARE NOT THE ORIGINAL CREDITOR WITHIN PROPERTY USED IN AGRICULTURAL THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. PRODUCTION, AND ARE ABANDONED. NOTICE IS HEREBY GIVEN, that DATED: July 22, 2010 default has occurred in conditions of ASSIGNEE OF MORTGAGEE: the following described mortgage: U.S. Bank National Association DATE OF MORTGAGE: April 19, 2007 Wilford & Geske, P.A. MORTGAGOR: Michael Ganskie a/k/a Attorneys for Assignee of Mortgagee Mike Ganskie, a single person. Lawrence A. Wilford MORTGAGEE: Mortgage Electronic James A. Geske Registration Systems, Inc. 8425 Seasons Parkway, Suite 105 DATE AND PLACE OF RECORDING: Woodbury, MN 55125-4393 Recorded May 3, 2007, Dakota County (651) 209-3300 Recorder, Document No. 2513927. File Number: 015810F01 ASSIGNMENTS OF MORTGAGE: 2268030 7/22-8/26/10 Assigned to: CitiMortgage, Inc., Dated: July 28, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. NOTICE OF MORTGAGE TRANSACTION AGENT'S MORTFORECLOSURE SALE THE RIGHT TO VERIFICATION GAGE IDENTIFICATION NUMBER ON OF THE DEBT AND IDENTITY OF MORTGAGE: 100011520042879975 LENDER OR BROKER AND MORTTHE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS G A G E O R I G I N A T O R S T A T E D O N MORTGAGE: CitiMortgage, Inc. NOT AFFECTED BY THIS ACTION. RESIDENTIAL MORTGAGE SERNOTICE IS HEREBY GIVEN, that default has occurred in conditions of VICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: the following described mortgage: DATE OF MORTGAGE: J a n u a r y 2 2 , 7364 143rd Street Court, Apple Valley, MN 55124 2007 TAX PARCEL I.D. #: 013110204009 MORTGAGORS: Jessica L. Hardisty LEGAL DESCRIPTION OF PROPand Aaron B. Hardisty, wife and husERTY: band. Lot 4, Block 9, Greenleaf TownMORTGAGEE: Mortgage Electronic houses Third Addition Registration Systems, Inc. COUNTY IN WHICH PROPERTY IS DATE AND PLACE OF RECORDING: Recorded February 2, 2007, Dakota LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF County Recorder, Document No. MORTGAGE: $120,000.00 2493707. AMOUNT DUE AND CLAIMED TO BE ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTDated: July 1, 2010. TRANSACTION AGENT: Mortgage GAGEE: $124,745.09 That prior to the commencement of Electronic Registration Systems, Inc. T R A N S A C T I O N A G E N T ' S M O R T - this mortgage foreclosure proceeding GAGE IDENTIFICATION NUMBER ON Mortgagee/Assignee of Mortgagee complied with all notice requirements as MORTGAGE: 100075420060003280 LENDER OR BROKER AND MORT- required by statute; That no action or G A G E O R I G I N A T O R S T A T E D O N proceeding has been instituted at law MORTGAGE: Homestead Mortgage o r o t h e r w i s e t o r e c o v e r t h e d e b t secured by said mortgage, or any part Corporation R E S I D E N T I A L M O R T G A G E S E R - thereof; PURSUANT to the power of sale conVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: tained in said mortgage, the above 5110 183rd Street West, Farmington, described property will be sold by the Sheriff of said county as follows: MN 55024 DATE AND TIME OF SALE: October TAX PARCEL I.D. #: 141950603007 LEGAL DESCRIPTION OF PROP- 7, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law ERTY: L o t 3 , B l o c k 7 , D a k o t a C o u n t y Enforcement Center, 1580 Hwy 55, E s t a t e s 7 t h A d d i t i o n , D a k o t a Lobby #S-100, Hastings, MN to pay the debt then secured by said County, Minnesota. COUNTY IN WHICH PROPERTY IS Mortgage, and taxes, if any, on said premises, and the costs and disburseLOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s allowed by law subject to redemption MORTGAGE: $226,900.00 AMOUNT DUE AND CLAIMED TO BE within six (6) months from the date of DUE AS OF DATE OF NOTICE, INCLUD- said sale by the mortgagor(s), their ING TAXES, IF ANY, PAID BY MORT- personal representatives or assigns unless reduced to Five (5) weeks under GAGEE: $240,718.21 That prior to the commencement of MN Stat. §580.07. TIME AND DATE TO VACATE PROPthis mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee com- E R T Y : I f t h e r e a l e s t a t e i s a n plied with all notice requirements as owner-occupied, single-family dwellrequired by statute; That no action or ing, unless otherwise provided by law, proceeding has been instituted at law the date on or before which the morto r o t h e r w i s e t o r e c o v e r t h e d e b t gagor(s) must vacate the property if the secured by said mortgage, or any part mortgage is not reinstated under section 580.30 or the property is not thereof; PURSUANT to the power of sale con- redeemed under section 580.23 is tained in said mortgage, the above 11:59 p.m. on April 7, 2011. MORTGAGOR(S) RELEASED FROM described property will be sold by the FINANCIAL OBLIGATION ON MORTSheriff of said county as follows: DATE AND TIME OF SALE: Septem- GAGE: None "THE TIME ALLOWED BY LAW FOR ber 3, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , REDEMPTION BY THE MORTGAGOR, Law Enforcement Center, 1580 Hwy THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said REDUCED TO FIVE WEEKS IF A JUDIMortgage, and taxes, if any, on said CIAL ORDER IS ENTERED UNDER premises, and the costs and disburse- MINNESOTA STATUTES, SECTION ments, including attorneys' fees 582.032, DETERMINING, AMONG allowed by law subject to redemption OTHER THINGS, THAT THE MORTwithin six (6) months from the date of GAGED PREMISES ARE IMPROVED said sale by the mortgagor(s), their WITH A RESIDENTIAL DWELLING OF personal representatives or assigns LESS THAN FIVE UNITS, ARE NOT unless reduced to Five (5) weeks under PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E MN Stat. §580.07. TIME AND DATE TO VACATE PROP- ABANDONED." Dated: August 10, 2010. ERTY: If the real estate is an CitiMortgage, Inc. owner-occupied, single-family dwellMortgagee/Assignee of Mortgagee ing, unless otherwise provided by law, the date on or before which the mort- USSET, WEINGARDEN AND LIEBO, P.L.L.P. gagor(s) must vacate the property if the By: Paul A. Weingarden mortgage is not reinstated under sec- Attorneys for Mortgagee/Assignee of tion 580.30 or the property is not Mortgagee redeemed under section 580.23 is 4500 Park Glen Road #300 Minneapolis, MN 55416 11:59 p.m. on March 3, 2011. MORTGAGOR(S) RELEASED FROM (952) 925-6888 10-4401 FINANCIAL OBLIGATION ON MORT2004287997 GAGE: None "THE TIME ALLOWED BY LAW FOR THIS IS A COMMUNICATION FROM REDEMPTION BY THE MORTGAGOR, A DEBT COLLECTOR. 8/19-9/23/10 THE MORTGAGOR'S PERSONAL REP- 2308617 RESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDI- ��

PUBLIC NOTICE

�� cation Number: 1000157-0004918150-2 Lender or Broker: America's Whole��

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 25, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $189,600.00 MORTGAGOR(S): Michael J Stoddard and Susan M Stoddard, husdand and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for WMC Mortgage Corp TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100136300117251560 SERVICER: Ocwen Loan Servicing, LLC LENDER: WMC Mortgage Corp. DATE AND PLACE OF FILING: Dakota County Minnesota, Recorder, on November 7, 2006, as Document No. 2473945 ASSIGNED TO: Deutsche Bank National Trust Company, as trustee Morgan Stanley ABS Capital I Inc. Trust 2007-HE2 Mortgage Pass-through Certificates, Series 2007-HE2 Dated: July 19, 2010, and recorded July 30, 2010 by Document No. 2743675. LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 1, Edmar 2nd Addition, according to the recorded Plat thereof on file and of record in the Office of the County Recorder, Dakota County, Minnesota. PROPERTY ADDRESS: 3613 Upper 204th Street West, Farmington, MN 55024 PROPERTY I.D: 12 22801 050 01 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: Two Hundred One Thousand Thirty-Four and 11/100 ($201,034.11) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on October 5, 2010 PLACE OF SALE: Sheriff`s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6 months from the date of sale. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 19, 2010 Deutsche Bank National Trust Company, as trustee Morgan Stanley ABS Capital I Inc. Trust 2007-HE2 Mortgage Pass-through Certificates, Series 2007-HE2 Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 10MN00372-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 3693647 08/19/2010, 08/26/2010, 09/02/2010, 09/09/2010, 09/16/2010, 09/23/2010 2304844 8/19-9/23/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 17, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $200,720.00 MORTGAGOR(S): Shannon L. Daly, A Single Person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: April 01, 2005 Dakota County Recorder Document Number: 2309551 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC Home Loans Servicing, LP Dated: June 22, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000157-0004918150-2

sale Lender Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 14116 141st St W, Apple Valley, MN 55124-6422 Tax Parcel ID Number: 01-27651-120-02 LEGAL DESCRIPTION OF PROPERTY: Lot 12, Block 2, Foxmoore Ridge Two, Common Interest community No. 128, Dakota County, Minnesota, according to the recorded plat thereof. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $228,553.01 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 27, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on February 27, 2011, or the next business day if February 27, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 15, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, LP Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 015480F01 2256087 7/15-8/19/10

PUBLIC NOTICE

Mortgagee/Assignee of Mortgagee com plied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 3, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 3, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 7, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8603 1911518418 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2270697 7/22-8/26/10

PUBLIC NOTICE

said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 9, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 16, 2010. BAC Home Loans Servicing L.P. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-419 133089175 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2270383 7/22-8/26/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 2 1 , 2008 MORTGAGORS: Thomas C. Thorne and Gail M. Thorne, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Registered September 2, 2008, Dakota County Registrar of Titles, Document No. T632651, Certificate of Title No. 44469. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc., Dated: June 30, 2010. Said Mortgage being Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 1000269-0010106890-5 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bell America Mortgage LLC DBA Bell Mortgage RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 13789 Fordham Court, Apple Valley, MN 55124 TAX PARCEL I.D. #: 013100008007 LEGAL DESCRIPTION OF PROPERTY: Lot Eight (8), Block Seven (7), in Greenleaf First Addition according to the plat thereof, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $289,100.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $300,378.63 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 3, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 3, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE

RESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 14, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4183 2005640329 2270441 7/22-8/26/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: July 14, 2006 MORTGAGORS: L e o n e l T o r r e s Omana and Maria Y. Cuevas Martinez, husband and wife. MORTGAGEE: J P M o r g a n C h a s e Bank, National Association as successor in interest to Washington Mutual Bank, FA. DATE AND PLACE OF RECORDING: Recorded September 26, 2006, Dakota County Recorder, Document No. 2464115. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Washington Mutual Bank, FA RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 4501 Audrey Avenue E, Inver Grove Heights, MN 55077 TAX PARCEL I.D. #: 200291002075 LEGAL DESCRIPTION OF PROPERTY: That part of the Northeast 1/2 of the Southeast 1/4 of Section 29, Township 28, Range 22, described as follows: Commencing at a point 690.05 feet West of the Northeast corner of the Southeast 1/4, Section 29, Township 28, Range 22, thence South and parallel to the East line of said quarter section a distance of 60 feet; thence West and parallel to the North line of said quarter section a distance of 125 feet; thence North and parallel to the East line of said quarter section a distance of 60 feet to the North line of said quarter section; thence East along the North line of said quarter section a distance of 125 feet to the point of beginning, according to the Government Survey thereof, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $192,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $194,454.23 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 7, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 7, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED

GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 14, 2010. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-3051 3062277557 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2266942 7/22-8/26/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 25, 2001 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $112,000.00 MORTGAGOR(S): David M Vondrasek, a single person MORTGAGEE: Centennial Mortgage & Funding, Inc. DATE AND PLACE OF RECORDING: Recorded: December 28, 2001 Dakota County Recorder Document Number: 1845348 ASSIGNMENTS OF MORTGAGE: And assigned to: Ohio Savings Bank Dated: October 25, 2001 Recorded: December 28, 2001 Dakota County Recorder Document Number: 1845349 And assigned to: CitiMortgage, Inc. Dated: September 23, 2004 Recorded: October 04, 2004 Dakota County Recorder Document Number: 2254366 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Centennial Mortgage & Funding, Inc. Residential Mortgage Servicer: CitiMortgage, Inc. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1028 Sperl St, West Saint Paul, MN 55118-1656 Tax Parcel ID Number: 42-12750-170-00 LEGAL DESCRIPTION OF PROPERTY: Lot 17, Axelrod & Legler's Rearrangement, West. St. Paul, Dakota County, Minnesota, according to the recorded plat thereof. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $101,406.16 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 01, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 01, 2011, or the next business day if April 01, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 19, 2010 ASSIGNEE OF MORTGAGEE: CitiMortgage, Inc. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 016638F01 2311000 8/19-9/23/10

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PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: November 18, 2005 MORTGAGORS: Burton Kegan and Emilce Kegan, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Registered February 17, 2006, Dakota County Registrar of Titles, Document No. 585055, Certificate of Title No. 139064. ASSIGNMENTS OF MORTGAGE: Assigned to: Mortgage Electronic Registration Systems, Inc., Dated: July 10, 2007, Recorded: August 6, 2007, Document No. 61524. And thereafter Assigned to: Chase Home Finance LLC, Dated: September 21, 2009, Recorded: October 5, 2009, Document No. T651808. Said Mortgage being Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100010400202677751 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Minnesota Lending Company LLC RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 1508 Earle Way, Burnsville, MN 55306 TAX PARCEL I.D. #: 02-22475-040-01 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 1, Earle Place, according to the recorded plat thereof. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $234,400.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $247,903.05 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 7, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 7, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 3, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-7104 1914208891 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2310894 8/19-9/23/10

PUBLIC NOTICE

MORTGAGORS: Cindy A. Peters and Randy L. Zellman, both single. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded June 11, 2007, Dakota County Recorder, Document No. 2523282. ASSIGNMENTS OF MORTGAGE: Assigned to: First Franklin Financial Corporation, Dated: November 13, 2008, Recorded: December 5, 2008, Document No. 2625703. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100425240014527805 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Franklin Financial Corp. RESIDENTIAL MORTGAGE SERVICER: Home Loan Services, Inc. MORTGAGED PROPERTY ADDRESS: 16950 Gannon Way West, Rosemount, MN 55068 TAX PARCEL I.D. #: 22-16701-100-01 LEGAL DESCRIPTION OF PROPERTY: Lot 10, Block 1, Cedar Highlands Second Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $190,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $231,503.81 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 2, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 2, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 13, 2010. First Franklin Financial Corporation Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 76-2875 1044890429 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2270781 7/22-8/26/10

PUBLIC NOTICE

Heights, MN 55076 TAX PARCEL I.D. #: 205365101010 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 10, The Oaks 2nd Addition, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $80,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $82,642.83 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 9, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 9, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 12, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8562 1064280941 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2270720 7/22-8/26/10

PUBLIC NOTICE

tained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 3, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 3, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 1, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8570 1911609502 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2270480 7/22-8/26/10

PUBLIC NOTICE

��

�� THAT �� THE MORT OTHER THINGS, unless reduced to Five (5) weeks under �� GAGED PREMISES ARE IMPROVED MN Stat. §580.07. TIME AND DATE TO VACATE PROP- WITH A RESIDENTIAL DWELLING OF E R T Y : I f t h e r e a l e s t a t e i s a n LESS THAN FIVE UNITS, ARE NOT owner-occupied, single-family dwell- PROPERTY USED IN AGRICULTURAL ing, unless otherwise provided by law, P R O D U C T I O N , A N D A R E the date on or before which the mort- ABANDONED." gagor(s) must vacate the property if the Dated: July 7, 2010. Chase Home Finance LLC mortgage is not reinstated under secMortgagee/Assignee of Mortgagee tion 580.30 or the property is not redeemed under section 580.23 is USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden 11:59 p.m. on March 10, 2011. MORTGAGOR(S) RELEASED FROM Attorneys for Mortgagee/Assignee of FINANCIAL OBLIGATION ON MORT- Mortgagee 4500 Park Glen Road #300 GAGE: None "THE TIME ALLOWED BY LAW FOR Minneapolis, MN 55416 REDEMPTION BY THE MORTGAGOR, (952) 925-6888 30-8615 THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE 1960624295 REDUCED TO FIVE WEEKS IF A JUDI- THIS IS A COMMUNICATION FROM CIAL ORDER IS ENTERED UNDER A DEBT COLLECTOR. 7/22-8/26/10 MINNESOTA STATUTES, SECTION 2270652 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED NOTICE OF MORTGAGE WITH A RESIDENTIAL DWELLING OF FORECLOSURE SALE LESS THAN FIVE UNITS, ARE NOT THE RIGHT TO VERIFICATION PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN ABANDONED." THE TIME PROVIDED BY LAW IS Dated: July 15, 2010. NOT AFFECTED BY THIS ACTION. Wells Fargo Bank, N.A., as Trustee NOTICE IS HEREBY GIVEN, that Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. default has occurred in conditions of the following described mortgage: By: Paul A. Weingarden DATE OF MORTGAGE: A u g u s t 1 6 , Attorneys for Mortgagee/Assignee of 2007 Mortgagee MORTGAGOR: Allan W. Giese, a mar4500 Park Glen Road #300 ried person. Minneapolis, MN 55416 MORTGAGEE: Mortgage Electronic (952) 925-6888 Registration Systems, Inc. 18-930 DATE AND PLACE OF RECORDING: 71966454 THIS IS A COMMUNICATION FROM Recorded August 27, 2007, Dakota County Recorder, Document No. A DEBT COLLECTOR. 2270296 7/22-8/26/10 2540366. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: April 21, 2010, Recorded: April 30, 2010, Document No. 2727632. NOTICE OF MORTGAGE TRANSACTION AGENT: Mortgage FORECLOSURE SALE THE RIGHT TO VERIFICATION Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTOF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN GAGE IDENTIFICATION NUMBER ON THE TIME PROVIDED BY LAW IS MORTGAGE: 100073000818063414 LENDER OR BROKER AND MORTNOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that G A G E O R I G I N A T O R S T A T E D O N default has occurred in conditions of MORTGAGE: Freedom Mortgage Corpothe following described mortgage: ration DATE OF MORTGAGE: December 12, RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC 2005 MORTGAGED PROPERTY ADDRESS: MORTGAGORS: Laura Marie Robinson and Kevin Matthew Robinson, wife 4130 Diamond Drive, Eagan, MN 55122 and husband. TAX PARCEL I.D. #: 10-16700-050-05 MORTGAGEE: Mortgage Electronic LEGAL DESCRIPTION OF PROPRegistration Systems, Inc. ERTY: DATE AND PLACE OF RECORDING: Lot 5, Block 5, Cedar Grove No. 1, Recorded December 27, 2005, Dakota Dakota County, Minnesota. County Recorder, Document No. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota 2391889. ORIGINAL PRINCIPAL AMOUNT OF ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, MORTGAGE: $213,975.00 Dated: July 7, 2010. AMOUNT DUE AND CLAIMED TO BE TRANSACTION AGENT: Mortgage DUE AS OF DATE OF NOTICE, INCLUDElectronic Registration Systems, Inc. ING TAXES, IF ANY, PAID BY MORTT R A N S A C T I O N A G E N T ' S M O R T - GAGEE: $224,152.92 GAGE IDENTIFICATION NUMBER ON That prior to the commencement of MORTGAGE: 100013900803681117 this mortgage foreclosure proceeding LENDER OR BROKER AND MORT- Mortgagee/Assignee of Mortgagee comG A G E O R I G I N A T O R S T A T E D O N plied with all notice requirements as MORTGAGE: Irwin Mortgage Corpora- required by statute; That no action or tion proceeding has been instituted at law RESIDENTIAL MORTGAGE SER- or otherwise to recover the debt secured by said mortgage, or any part VICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: thereof; 13136 Court Place, Burnsville, MN PURSUANT to the power of sale con55337 tained in said mortgage, the above described property will be sold by the TAX PARCEL I.D. #: 024070020002 LEGAL DESCRIPTION OF PROP- Sheriff of said county as follows: ERTY: DATE AND TIME OF SALE: October Lot 20, Block 2, Judicial Woods, 8, 2010 at 10:00 AM Dakota County, Minnesota. PLACE OF SALE: S h e r i f f ' s O f f i c e , COUNTY IN WHICH PROPERTY IS Law Enforcement Center, 1580 Hwy LOCATED: Dakota 55, Lobby #S-100, Hastings, MN ORIGINAL PRINCIPAL AMOUNT OF to pay the debt then secured by said MORTGAGE: $212,800.00 Mortgage, and taxes, if any, on said AMOUNT DUE AND CLAIMED TO BE premises, and the costs and disburseDUE AS OF DATE OF NOTICE, INCLUD- m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s ING TAXES, IF ANY, PAID BY MORT- allowed by law subject to redemption GAGEE: $219,637.14 within six (6) months from the date of That prior to the commencement of said sale by the mortgagor(s), their this mortgage foreclosure proceeding personal representatives or assigns Mortgagee/Assignee of Mortgagee com- unless reduced to Five (5) weeks under plied with all notice requirements as MN Stat. §580.07. required by statute; That no action or TIME AND DATE TO VACATE PROPproceeding has been instituted at law E R T Y : I f t h e r e a l e s t a t e i s a n o r o t h e r w i s e t o r e c o v e r t h e d e b t owner-occupied, single-family dwellsecured by said mortgage, or any part ing, unless otherwise provided by law, the date on or before which the mortthereof; PURSUANT to the power of sale con- gagor(s) must vacate the property if the tained in said mortgage, the above mortgage is not reinstated under secdescribed property will be sold by the tion 580.30 or the property is not redeemed under section 580.23 is Sheriff of said county as follows: DATE AND TIME OF SALE: Septem- 11:59 p.m. on April 8, 2011. ber 2, 2010 at 10:00 AM MORTGAGOR(S) RELEASED FROM PLACE OF SALE: S h e r i f f ' s O f f i c e , FINANCIAL OBLIGATION ON MORTLaw Enforcement Center, 1580 Hwy GAGE: None 55, Lobby #S-100, Hastings, MN "THE TIME ALLOWED BY LAW FOR to pay the debt then secured by said REDEMPTION BY THE MORTGAGOR, Mortgage, and taxes, if any, on said THE MORTGAGOR'S PERSONAL REPpremises, and the costs and disburse- RESENTATIVES OR ASSIGNS, MAY BE m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s REDUCED TO FIVE WEEKS IF A JUDIallowed by law subject to redemption CIAL ORDER IS ENTERED UNDER within six (6) months from the date of MINNESOTA STATUTES, SECTION said sale by the mortgagor(s), their 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G personal representatives or assigns OTHER THINGS, THAT THE MORTunless reduced to Five (5) weeks under GAGED PREMISES ARE IMPROVED MN Stat. §580.07. WITH A RESIDENTIAL DWELLING OF TIME AND DATE TO VACATE PROP- LESS THAN FIVE UNITS, ARE NOT E R T Y : I f t h e r e a l e s t a t e i s a n PROPERTY USED IN AGRICULTURAL owner-occupied, single-family dwell- P R O D U C T I O N , A N D A R E ing, unless otherwise provided by law, ABANDONED." the date on or before which the mortDated: August 5, 2010. gagor(s) must vacate the property if the Chase Home Finance LLC Mortgagee/Assignee of Mortgagee mortgage is not reinstated under section 580.30 or the property is not USSET, WEINGARDEN AND LIEBO, P.L.L.P. redeemed under section 580.23 is By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of 11:59 p.m. on March 2, 2011. MORTGAGOR(S) RELEASED FROM Mortgagee FINANCIAL OBLIGATION ON MORT- 4500 Park Glen Road #300 Minneapolis, MN 55416 GAGE: None "THE TIME ALLOWED BY LAW FOR (952) 925-6888 30-8261 REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REP- 1962373980 RESENTATIVES OR ASSIGNS, MAY BE THIS IS A COMMUNICATION FROM REDUCED TO FIVE WEEKS IF A JUDI- A DEBT COLLECTOR. 8/19-9/23/10 CIAL ORDER IS ENTERED UNDER 2310817 MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORT- ��

PUBLIC NOTICE

�� Recorded: �� January 12, ment No. 2707274. ��

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 15, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $213,600.00 MORTGAGOR(S): Cathie Kyle Praimsukh and Mohan Ram Praimsukh, Wife and Husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: April 05, 2007 Dakota County Recorder Document Number: 2507662 AND CORRECTIVE MORTGAGE RECORDING: July 30, 2007 Dakota County Recorder Document Number: 2534079 ASSIGNMENTS OF MORTGAGE: And assigned to: Saxon Mortgage Services, Inc. Dated: August 03, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100021278843892444 Lender or Broker: U.S. Bank, N.A. Residential Mortgage Servicer: Saxon Mortgage Services, Inc. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 11417 Galtier Dr, Burnsville, MN 55337-1033 Tax Parcel ID Number: 02-64104-050-05 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 5, River Hills Fifth Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $211,941.33 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 01, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 01, 2011, or the next business day if April 01, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 19, 2010 ASSIGNEE OF MORTGAGEE: Saxon Mortgage Services, Inc. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 015494F02 2301171 8/19-9/23/10

PUBLIC NOTICE

2010, Docu

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100015901074405267 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: CTX Mortgage Company, LLC RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 13798 Atwood Avenue, Rosemount, MN 55068 TAX PARCEL I.D. #: 344830080619 LEGAL DESCRIPTION OF PROPERTY: UNIT NO. 1806, MEADOWS OF BLOOMFIELD, COMMON INTEREST COMMUNITY NUMBER 470, DAKOTA COUNTY, MINNESOTA. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $228,682.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $228,919.39 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 3, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 3, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 12, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-7632 1911148716 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2270740 7/22-8/26/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 07, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $198,900.00 MORTGAGOR(S): Bryan J Nelson, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: August 23, 2005 Dakota County Recorder Document Number: 2353991 ASSIGNMENTS OF MORTGAGE: And assigned to: AmTrust Bank Dated: December 23, 2008 Recorded: January 15, 2009 Dakota County Recorder Document Number: 2631128 And assigned to: Federal National Mortgage Association Dated: May 25, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100162500039393690 Lender or Broker: Mortgages Unlimited, Inc. Residential Mortgage Servicer: Saxon Mortgage Services, Inc. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 4620 Blaine Ave, Inver Grove Heights, MN 55076-1313 Tax Parcel ID Number: 20-44001-004-07 LEGAL DESCRIPTION OF PROPERTY: Unit No. 2004, CIC No. 370, Lafayette Park, a Condominium, Dakota County, Minnesota.

Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $209,966.42 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 03, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 03, 2011, or the next business day if March 03, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 22, 2010 ASSIGNEE OF MORTGAGEE: Federal National Mortgage Association Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 011852F01 2263507 7/22-8/26/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 24, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $184,000.00 MORTGAGOR(S): Enatalem Fenta a married woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: June 14, 2007 Dakota County Recorder Document Number: 2524278 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC Home Loans Servicing, L.P. Dated: July 20, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100039224350046248 Lender or Broker: First Magnus Financial Corporation Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1061 Hall Ave, West Saint Paul, MN 55118-1424 Tax Parcel ID Number: 42-75100-010-00 LEGAL DESCRIPTION OF PROPERTY: Lot One (1) of Tanzers Subdivision, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $189,048.35 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 10, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on

the property on or before 11:59 p.m. on March 10, 2011, or the next business day if March 10, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 29, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 007653F03 2273157 7/29-9/2/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 2 4 , 2007 MORTGAGORS: Cameron E. Brown and Jennifer L. Brown, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded September 7, 2007, Dakota County Recorder, Document No. 2542566. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: July 19, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100196800050160519 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Home Loan Center, Inc. D/B/A Lending Tree Loans RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 21306 Independence Avenue, Lakeville, MN 55044 TAX PARCEL I.D. #: 228410023002 LEGAL DESCRIPTION OF PROPERTY: Lot 23, Block 2, Wild Meadow Villas CIC No. 363 according to the recorded plat thereof COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $217,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $226,560.53 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 14, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 14, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF

WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 19, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8674 1880111258 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2279070 7/29-9/2/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 19, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $204,250.00 MORTGAGOR(S): Randall S. Smith and Kristine L. Smith, husband and wife MORTGAGEE: The Morris Long Group DATE AND PLACE OF RECORDING: Recorded: September 16, 2003 Dakota County Recorder Document Number: 2110162 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank, N.A. Dated: June 19, 2003 Recorded: September 16, 2003 Dakota County Recorder Document Number: 2110163 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: The Morris Long Group Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3149 198th St W, Farmington, MN 55024-1748 Tax Parcel ID Number: 12-23650-060-01 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 1, Empire Glen AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $190,522.61 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 10, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 10, 2011, or the next business day if March 10, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 29, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank, N.A. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 014065F01 2272170 7/29-9/2/10

PUBLIC NOTICE

the following described mortgage: DATE OF MORTGAGE: April 1, 2003 MORTGAGORS: John L. Claeson and Cindy Claeson, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded May 21, 2003, Dakota County Recorder, Document No. 2050540. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc, Dated: March 12, 2010, Recorded: April 1, 2010, Document No. 2722374. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100026600062671180 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Peoples Home Mortgage RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 17225 Fieldcrest Avenue, Lakeville, MN 55044 TAX PARCEL I.D. #: 22-48101-060-03 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 3, Meadow Brook Second Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $187,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $153,502.20 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 17, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 17, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 20, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3581 6267118 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2277592 7/29-9/2/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 24, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $177,625.00 MORTGAGOR(S): Heidi S. Beyer, a single person MORTGAGEE: Bankers Mortgage Company, LLC, a Minnesota company DATE AND PLACE OF RECORDING: Recorded: December 03, 2003 Dakota County Recorder Document Number: 2147847 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank N.A. Dated: October 24, 2003 Recorded: December 03, 2003 Dakota County Recorder Document Number: 2147848 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Bankers Mortgage Company, LLC, a Minnesota company Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1120 Lilac Ct,

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Property Address: 1120 Lilac Ct, Hastings, MN 55033-2539 Tax Parcel ID Number: 19-19503-150-03 LEGAL DESCRIPTION OF PROPERTY: Lot 15, Block 3, Dakota Hills Fourth Addition, according to the recorded plat thereof, and situated in Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $205,917.90 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 10, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 10, 2011, or the next business day if March 10, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 29, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank N.A. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 006333F03 2278279 7/29-9/2/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 19, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $220,000.00 MORTGAGOR(S): Daniel T Ghebrihiwot, a married man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: December 04, 2006 Dakota County Registrar of Titles Document Number: 602041 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100075420040055343 Lender or Broker: Homestead Mortgage Corporation Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 141397 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 115 Shoshoni Trl, Apple Valley, MN 55124-9754 Tax Parcel ID Number: 01-56602-050-05 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 5, in Palomino Hills 3rd Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $239,693.08 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 10, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said pre-

gage and taxes, if any, on said pre mises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 10, 2011, or the next business day if March 10, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 29, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012610F02 2272591 7/29-9/2/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 13, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $196,000.00 MORTGAGOR(S): Brad A Thompson, a single person MORTGAGEE: Bank of America, N.A. DATE AND PLACE OF RECORDING: Recorded: April 27, 2007 Dakota County Recorder Document Number: 2512647 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC Home Loans Servicing, LP Dated: July 09, 2010 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Bank of America, N.A. Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 4437 Slater Rd, Eagan, MN 55122-2382 Tax Parcel ID Number: 10-17402-140-02 LEGAL DESCRIPTION OF PROPERTY: Lot 14, Block 2, Cinnamon Ridge 3rd Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $193,881.11 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 10, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 10, 2011, or the next business day if March 10, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG

582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 29, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, LP Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 015780F01 2271083 7/29-9/2/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 3 0 , 2005 MORTGAGORS: Patrick J. Schreifels and Karmen S. Schreifels, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded September 15, 2005, Dakota County Recorder, Document No. 2361047. ASSIGNMENTS OF MORTGAGE: Assigned to: HSBC Bank USA, National Association, as Trustee for ACE Securities Corp. Home Equity Loan Trust, Series 2006-ASAP1, Dated: August 2, 2010 TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100020410000832944 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: DHI Mortgage Company Limited Partnership RESIDENTIAL MORTGAGE SERVICER: Saxon Mortgage Services, Inc. MORTGAGED PROPERTY ADDRESS: 17980 Fullerton Court, Lakeville, MN 55044 TAX PARCEL I.D. #: 221860026006 LEGAL DESCRIPTION OF PROPERTY: Lot 26, Block 6, Crossroads First Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $333,520.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $350,664.33 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 14, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 14, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 13, 2010. HSBC Bank USA, N.A. as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 84-634 2000159158 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2311012 8/19-9/23/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: S e p t e m b e r 10, 2007 MORTGAGOR: M a r w a E m b a b y , a married person . MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded October 8, 2007, Dakota County Recorder, Document No. 2548821. ASSIGNMENTS OF MORTGAGE: Assigned to: Fannie Mae ("Federal National Mortgage Association"), Dated: May 1, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100085200620239998 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Horizon Home Loans, a Division of First Tennessee Bank N.A. RESIDENTIAL MORTGAGE SERVICER: IBM Lender Business Process Services Inc. MORTGAGED PROPERTY ADDRESS: 17017 Georgetown Way, Rosemount, MN 55068 TAX PARCEL I.D. #: 22-16704-060-04 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 4, Cedar Highlands 5th Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $333,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $411,272.39 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 14, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 14, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 11, 2010. Federal National Mortgage Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 23-319 8349014 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2310457 8/19-9/23/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 17, 2001 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $168,490.00 MORTGAGOR(S): Darin P Pearson and Lori M Pearson, husband and wife MORTGAGEE: Anchor Bank, West St. Paul, N.A. DATE AND PLACE OF RECORDING: Recorded: January 04, 2002 Dakota County Recorder Document Number: 1847579 ASSIGNMENTS OF MORTGAGE: And assigned to: TCF Mortgage Cor-

��

�� Cor �� TCF Mortgage ESCRIP T I O�� N OF PROP And assigned to: LEGAL D ERTY: Lot 1, Block 1, Keller Lake Hills poration Dated: October 17, 2001 3rd Addition. Recorded: January 04, 2002 Dakota AMOUNT DUE AND CLAIMED TO BE County Recorder DUE AS OF DATE OF NOTICE: Document Number: 1847580 $290,851.34 And assigned to: Mortgage ElecTHAT all pre-foreclosure requiretronic Registration Systems, Inc. ments have been complied with; that Dated: May 01, 2006 no action or proceeding has been instiR e c o r d e d : M a y 0 9 , 2 0 0 6 D a k o t a tuted at law or otherwise to recover the County Recorder debt secured by said mortgage, or any part thereof; Document Number: 2427179 And assigned to: U.S. Bank National PURSUANT to the power of sale contained in said mortgage, the Association above-described property will be sold Dated: July 19, 2010 Transaction Agent: Mortgage Elec- by the Sheriff of said county as follows: tronic Registration Systems, Inc. DATE AND TIME OF SALE: SeptemTransaction Agent Mortgage Identification Number: 100021248001718590 ber 10, 2010 at 10:00 AM Lender or Broker: Anchor Bank, PLACE OF SALE: Dakota County West St. Paul, N.A. Law Enforcement Center, 1580 HighResidential Mortgage Servicer: U.S. way 55, Lobby S-100, Hastings, MinneBank Home Mortgage sota Mortgage Originator: Not Applicable to pay the debt secured by said mortCOUNTY IN WHICH PROPERTY IS gage and taxes, if any, on said preLOCATED: Dakota mises and the costs and disburseProperty Address: 16144 Finch Ave ments, including attorney fees allowed W, Rosemount, MN 55068-1236 by law, subject to redemption within T a x P a r c e l I D N u m b e r : six (6) months from the date of said 22-21177-130-13 sale by the mortgagor(s), their perL E G A L D E S C R I P T I O N O F P R O P - sonal representatives or assigns. ERTY: Lot 13, Block 13, Donnay's ValIf the Mortgage is not reinstated ley Park 8th Addition, Dakota County, under Minn. Stat. §580.30 or the propMinnesota. erty is not redeemed under Minn. Stat. AMOUNT DUE AND CLAIMED TO BE §580.23, the Mortgagor must vacate D U E A S O F D A T E O F N O T I C E : the property on or before 11:59 p.m. on $177,119.46 March 10, 2011, or the next business THAT all pre-foreclosure require- day if March 10, 2011 falls on a Saturments have been complied with; that day, Sunday or legal holiday. no action or proceeding has been instiMortgagor(s) released from financial tuted at law or otherwise to recover the obligation: NONE debt secured by said mortgage, or any THIS COMMUNICATION IS FROM part thereof; A DEBT COLLECTOR ATTEMPTPURSUANT to the power of sale con- ING TO COLLECT A DEBT. ANY t a i n e d i n s a i d m o r t g a g e , t h e INFORMATION OBTAINED WILL BE above-described property will be sold USED FOR THAT PURPOSE. by the Sheriff of said county as folTHE RIGHT TO VERIFICATION OF lows: THE DEBT AND IDENTITY OF THE DATE AND TIME OF SALE: Septem- ORIGINAL CREDITOR WITHIN THE ber 10, 2010 at 10:00 AM TIME PROVIDED BY LAW IS NOT PLACE OF SALE: Dakota County AFFECTED BY THIS ACTION. Law Enforcement Center, 1580 HighTHE TIME ALLOWED BY LAW FOR way 55, Lobby S-100, Hastings, Minne- REDEMPTION BY THE MORTGAGOR, sota THE MORTGAGOR'S PERSONAL REPto pay the debt secured by said mort- RESENTATIVES OR ASSIGNS, MAY BE gage and taxes, if any, on said pre- REDUCED TO FIVE WEEKS IF A JUDImises and the costs and disburse- CIAL ORDER IS ENTERED UNDER ments, including attorney fees allowed MINNESOTA STATUTES, SECTION by law, subject to redemption within 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G six (6) months from the date of said OTHER THINGS, THAT THE MORTsale by the mortgagor(s), their per- GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF sonal representatives or assigns. If the Mortgage is not reinstated LESS THAN FIVE UNITS, ARE NOT under Minn. Stat. §580.30 or the prop- PROPERTY USED IN AGRICULTURAL erty is not redeemed under Minn. Stat. PRODUCTION, AND ARE ABANDONED. DATED: July 29, 2010 §580.23, the Mortgagor must vacate ASSIGNEE OF MORTGAGEE: the property on or before 11:59 p.m. on U.S. Bank National Association March 10, 2011, or the next business day if March 10, 2011 falls on a Satur- Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee day, Sunday or legal holiday. Mortgagor(s) released from financial Lawrence A. Wilford James A. Geske obligation: NONE THIS COMMUNICATION IS FROM 8425 Seasons Parkway, Suite 105 A DEBT COLLECTOR ATTEMPT- Woodbury, MN 55125-4393 ING TO COLLECT A DEBT. ANY (651) 209-3300 INFORMATION OBTAINED WILL BE File Number: 015862F01 2272200 7/29-9/2/10 USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE NOTICE OF MORTGAGE TIME PROVIDED BY LAW IS NOT FORECLOSURE SALE AFFECTED BY THIS ACTION. THE RIGHT TO VERIFICATION THE TIME ALLOWED BY LAW FOR OF THE DEBT AND IDENTITY OF REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REP- THE ORIGINAL CREDITOR WITHIN RESENTATIVES OR ASSIGNS, MAY BE THE TIME PROVIDED BY LAW IS REDUCED TO FIVE WEEKS IF A JUDI- NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that CIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION default has occurred in conditions of the following described mortgage: 582.032, DETERMINING, AMONG DATE OF MORTGAGE: July 25, 2003 OTHER THINGS, THAT THE MORTMORTGAGOR: Sarah A. Schuhwerck, GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF a single person. MORTGAGEE: J P M o r g a n C h a s e LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL Bank, N.A. successor in interest to Washington Mutual Bank, FA. PRODUCTION, AND ARE ABANDONED. DATE AND PLACE OF RECORDING: DATED: July 29, 2010 Recorded September 30, 2003, Dakota ASSIGNEE OF MORTGAGEE: County Recorder, Document No. U.S. Bank National Association 2117806. Wilford & Geske, P.A. ASSIGNMENTS OF MORTGAGE: Attorneys for Assignee of Mortgagee NONE Lawrence A. Wilford TRANSACTION AGENT: NONE James A. Geske TRANSACTION AGENT'S MORT8425 Seasons Parkway, Suite 105 GAGE IDENTIFICATION NUMBER ON Woodbury, MN 55125-4393 MORTGAGE: NONE (651) 209-3300 LENDER OR BROKER AND MORTFile Number: 015889F01 2278295 7/29-9/2/10 G A G E O R I G I N A T O R S T A T E D O N MORTGAGE: Washington Mutual Bank, FA RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance, LLC NOTICE OF MORTGAGE MORTGAGED PROPERTY ADDRESS: FORECLOSURE SALE N O T I C E I S H E R E B Y G I V E N t h a t 25 Willow Way, Farmington, MN 55024 TAX PARCEL I.D. #: 143020002003 default has occurred in the conditions LEGAL DESCRIPTION OF PROPof the following described mortgage: DATE OF MORTGAGE: September ERTY: Lot 2, Block 3, Glenview Townho08, 2005 ORIGINAL PRINCIPAL AMOUNT OF mes and Commercial, Dakota MORTGAGE: $277,000.00 County, Minnesota MORTGAGOR(S): Richard Martin COUNTY IN WHICH PROPERTY IS Montgomery And Marlene M. Mont- LOCATED: Dakota gomery, Husband and Wife ORIGINAL PRINCIPAL AMOUNT OF MORTGAGEE: Mortgage Electronic MORTGAGE: $132,000.00 Registration Systems, Inc. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDDATE AND PLACE OF RECORDING: Recorded: October 06, 2005 Dakota ING TAXES, IF ANY, PAID BY MORTCounty Recorder GAGEE: $120,959.24 Document Number: 2368081 That prior to the commencement of ASSIGNMENTS OF MORTGAGE: this mortgage foreclosure proceeding And assigned to: U.S. Bank National Mortgagee/Assignee of Mortgagee complied with all notice requirements as Association required by statute; That no action or Dated: July 15, 2010 Transaction Agent: Mortgage Elec- proceeding has been instituted at law or otherwise to recover the debt tronic Registration Systems, Inc. Transaction Agent Mortgage Identifi- secured by said mortgage, or any part cation Number: 1000269-0010082909-1 thereof; Lender or Broker: Bell America PURSUANT to the power of sale conMortgage LLC DBA Bell Mortgage tained in said mortgage, the above Residential Mortgage Servicer: U.S. described property will be sold by the Bank Home Mortgage Sheriff of said county as follows: Mortgage Originator: Not Applicable DATE AND TIME OF SALE: SeptemCOUNTY IN WHICH PROPERTY IS ber 21, 2010 at 10:00 AM LOCATED: Dakota PLACE OF SALE: S h e r i f f ' s O f f i c e , Property Address: 1724 Rushmore Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN Dr, Burnsville, MN 55306-6389 T a x P a r c e l I D N u m b e r : to pay the debt then secured by said 02-41502-080-01 L E G A L D E S C R I P T I O N O F P R O P - ��

PUBLIC NOTICE

�� FINANCIAL�� OBLIGATION GAGE: None �� to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 21, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 26, 2010. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-3031 3074667670 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2279157 7/29-9/2/10

PUBLIC NOTICE

ON MORT

"THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 21, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8149 1915338087 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2279011 7/29-9/2/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 28, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $214,200.00 MORTGAGOR(S): Carol L. Markwardt and Danny R. Markwardt, wife and husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: April 20, 2007 Dakota County Recorder Document Number: 2511267 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100062604734200084 Lender or Broker: Homecomings Financial, LLC f/k/a Homecomings Financial Network, Inc. Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3201 Skyview Dr, Burnsville, MN 55337-1858 Tax Parcel ID Number: 02-73252-070-01 LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 1, Sunset Terrace Third Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $238,676.83 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 10, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 10, 2011, or the next business day if March 10, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 29, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 006151F03 2276321 7/29-9/2/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of a mortgage dated April 9, 2003, executed by Eunice I. Petter, a single person, as mortgagor(s) to Vermillion State Bank as mortgagee in the original principal amount of Six Hundred Fifty Thousand ($650,000.00) Dollars, recorded with the Dakota County Recorder, State of Minnesota, on May 7, 2003, as doc. no. 2043587 ; that all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law to recover any part of the debt secured by said mortgage; that there is claimed to be due thereon the sum of Five Hundred Seventy-Six Thousand Five Hundred Twenty-One ($576,521.00) Dollars on this date; and that pursuant to the power of sale therein the mortgage will be foreclosed and the property in Dakota County, Minnesota, described as follows: The West 500 feet of the South 600 feet of the West 1/2 of the Southwest 1/4 of Section 35, Township 114, Range 19, according to the United States Government Survey thereof and situate in Dakota County, Minnesota. Property address: 1595 - 220th Street E., Farmington, MN 55024 Parcel I.D. #: 12-03500-010-57 will be sold by the sheriff of said county at public auction on September 23, 2010, at 10:00 o'clock A.M. at Sheriff's Office, Law Enforcement Center, 1580 Highway 55, Hastings, Minnesota, to pay the debt secured by the mortgage, including costs and attorneys' fees allowed by law subject to redemption by the mortgagor(s), her heirs or assigns, within six (6) months from the date of sale. You must vacate the property on or before 11:59 p.m. on March 23, 2011, if (i) the mortgage is not reinstated under §580.30, or (ii) the property is not redeemed under §580.23. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: July 28, 2010 Vermillion State Bank, Mortgagee Ralph L. Moore STEIN & MOORE, P.A. Attorneys for Mortgagee 332 Minnesota Street, #W-1650 St. Paul, MN 55101 (651) 224-9683 2279347 7/29-9/2/10

PUBLIC NOTICE

55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 24, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 26, 2010. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-2695 0061134037 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2279130 7/29-9/2/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 26, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $239,600.00 MORTGAGOR(S): Bradley James Bahe and Kari Lee Bahe, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: February 12, 2007 Dakota County Registrar of Titles Document Number: 605798 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC Home Loans Servicing, LP Dated: February 12, 2010 Registered: February 16, 2010 Dakota County Registrar of Titles Document Number: T658066 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100257000001145109 Lender or Broker: VIRTUALBANK, a Division of Lydian Private Bank Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 141978 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 13600 Hemlock Ct, Apple Valley, MN 55124-9580 Tax Parcel ID Number: 01-56775-250-03 LEGAL DESCRIPTION OF PROPERTY: Lot Twenty-five (25), Block Three (3), in Palomino Woods, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $250,362.54 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 10, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 10, 2011, or the next business day if March 10, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 29, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, LP Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012681F02 2273943 7/29-9/2/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 1 4 , 2005 MORTGAGORS: David Johnson and Katie Johnson, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded November 1, 2005, Dakota County Recorder, Document No. 2376546. ASSIGNMENTS OF MORTGAGE: Assigned to: Residential Credit Solutions, Inc., Dated: July 6, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100267400004586390 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: American Equity Mortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: Residential Credit Solutions, Inc. MORTGAGED PROPERTY ADDRESS: 18438 Eldorado Way, Farmington, MN 55024 TAX PARCEL I.D. #: 14-19507-080-05 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 5, Dakota County Estates 8th Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $275,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $284,847.91 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 21, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 21, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 23, 2010. Residential Credit Solutions, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden

By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-1420 2000373659 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2278975 7/29-9/2/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: M a r c h 9 , 2007 MORTGAGOR: Laura T. Hadden, a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded March 30, 2007, Dakota County Recorder, Document No. 2506646. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, National Association, as successor trustee to Bank of America, N.A. as successor by merger to LaSalle Bank N.A., as Trustee for Merrill Lynch First Franklin Mortgage Loan Trust, Mortgage Loan Asset-Backed Certificates, Series 2007-2, Dated: November 13, 2008, Recorded: September 14, 2009, Document No. 2684147. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100425240013202293 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Franklin Financial Corporation RESIDENTIAL MORTGAGE SERVICER: Home Loan Services, Inc. MORTGAGED PROPERTY ADDRESS: 13493 Georgia Drive, Apple Valley, MN 55124 TAX PARCEL I.D. #: 01-17150-020-01 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 1, Cherry Oak Estates, according to the recorded plat thereof on file and of record in the Office of the County Recorder, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $440,910.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $541,699.93 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 8, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 8, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 9, 2010. U.S. Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 76-2856 1044859000 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2311045 8/19-9/23/10

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PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 23, 2001 MORTGAGOR: Robert M. Jacobs, a married person. MORTGAGEE: C h a s e M a n h a t t a n Mortgage Corporation N/K/A Chase Home Finance LLC. DATE AND PLACE OF RECORDING: Recorded August 1, 2001, Dakota County Recorder, Document No. 1798400. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Chase Manhattan Mortgage Corporation N/K/A Chase Home Finance LLC RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 1800 Riverwood Drive Unit 305, Burnsville, MN 55337 TAX PARCEL I.D. #: 023740015701 LEGAL DESCRIPTION OF PROPERTY: Unit No. 305, Garage Unit No. 28, Itokah Condominium I, Condominium File No. 55. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $86,400.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $47,165.89 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 8, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within twelve (12) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 10, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 5, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8791 1660087601 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2310837 8/19-9/23/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 09, 2002 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $167,000.00 MORTGAGOR(S): Todd A. Johnson and Kelly Johnson, husband and wife MORTGAGEE: Bank of America, N.A. DATE AND PLACE OF RECORDING: Recorded: November 25, 2002 Dakota County Recorder Document Number: 1964859 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Bank of America,

Lender or Broker: Bank of America, N.A. Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 5515 Lower 182nd St W, Farmington, MN 55024-9110 Tax Parcel ID Number: 14-32900-010-01 LEGAL DESCRIPTION OF PROPERTY: Situated in the State of Minnesota, County of Dakota, and is described as follows: Lot One (1), Block One (1), Hill-Dee Addition AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $192,293.55 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 10, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 10, 2011, or the next business day if March 10, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 29, 2010 MORTGAGEE: Bank of America, N.A. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 004141F02 2272273 7/29-9/2/10

PUBLIC NOTICE

or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 16, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 16, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 19, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8679 1915034322 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2279093 7/29-9/2/10

PUBLIC NOTICE

TIME AND DATE TO VACATE PROP ERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 17, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 20, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8695 1911502768 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2279027 7/29-9/2/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J a n u a r y 2 4 , 2006 MORTGAGOR: W i l l i a m M i l l e r , a single person. MORTGAGEE: ABN AMRO Mortgage Group, Inc n/k/a CitiMortgage, Inc. DATE AND PLACE OF RECORDING: Recorded February 10, 2006, Dakota County Recorder, Document No. 2405063. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: ABN AMRO Mortgage Group, Inc n/k/a CitiMortgage, Inc RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 1120 Honeysuckle Lane, Hastings, MN 55033 TAX PARCEL I.D. #: 191950307001 LEGAL DESCRIPTION OF PROPERTY: Lot Seven (7), Block One (1), Dakota Hills Fourth Addition, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $217,600.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $219,452.31 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 17, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 17, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL

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�� PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." NOTICE OF MORTGAGE Dated: July 20, 2010. FORECLOSURE SALE CitiMortgage, Inc. NOTICE IS HEREBY GIVEN that Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. default has occurred in the conditions of the following described mortgage: By: Paul A. Weingarden DATE OF MORTGAGE: July 17, 2006 Attorneys for Mortgagee/Assignee of ORIGINAL PRINCIPAL AMOUNT OF Mortgagee MORTGAGE: $138,500.00 4500 Park Glen Road #300 MORTGAGOR(S): Mark Sandstrom Minneapolis, MN 55416 and Andrea Sandstrom, husband and (952) 925-6888 wife 10-3648 MORTGAGEE: Mortgage Electronic 651917428 THIS IS A COMMUNICATION FROM Registration Systems, Inc. DATE AND PLACE OF REGISTERA DEBT COLLECTOR. 2278933 7/29-9/2/10 ING: Registered: August 02, 2006 Dakota County Registrar of Titles Document Number: 595197 NOTICE OF MORTGAGE Transaction Agent: Mortgage ElecFORECLOSURE SALE tronic Registration Systems, Inc. THE RIGHT TO VERIFICATION Transaction Agent Mortgage IdentifiOF THE DEBT AND IDENTITY OF cation Number: 100200900001022471 THE ORIGINAL CREDITOR WITHIN Lender or Broker: United ResidenTHE TIME PROVIDED BY LAW IS tial Mortgage, LLC NOT AFFECTED BY THIS ACTION. Residential Mortgage Servicer: NOTICE IS HEREBY GIVEN, that Aurora Loan Services, LLC default has occurred in conditions of Mortgage Originator: Not Applicable the following described mortgage: CERTIFICATE OF TITLE NUMBER: DATE OF MORTGAGE: November 2, 1040438 2005 COUNTY IN WHICH PROPERTY IS MORTGAGORS: T e r e s a L . R i c h t e r LOCATED: Dakota and Robert Eugene Richter, Sr., wife Property Address: 943 6th Ave S, and husband. South Saint Paul, MN 55075-3038 MORTGAGEE: Mortgage Electronic Tax Parcel ID Number: Registration Systems, Inc. 36-48750-110-04 DATE AND PLACE OF RECORDING: LEGAL DESCRIPTION OF PROPRecorded December 15, 2005, Dakota ERTY: Lot Eleven (11), Block Four (4), C o u n t y R e c o r d e r , D o c u m e n t N o . of M.D. Millers Spring Park Addition to 2388929. South St. Paul, Dakota County, MinneA S S I G N M E N T S O F M O R T G A G E : sota, according to the plat thereof on Assigned to: Deutsche Bank National file and of record in the Office of the Trust Company, as Trustee for Morgan Register of Deeds in and for Dakota Stanley Capital I Inc. Trust 2006-HE2, County, Minnesota. Mortgage Pass-Through Certificates, AMOUNT DUE AND CLAIMED TO BE Series 2006-HE2, Dated: August 9, D U E A S O F D A T E O F N O T I C E : 2010. $144,093.47 TRANSACTION AGENT: Mortgage THAT all pre-foreclosure requireElectronic Registration Systems, Inc. ments have been complied with; that T R A N S A C T I O N A G E N T ' S M O R T - no action or proceeding has been instiGAGE IDENTIFICATION NUMBER ON tuted at law or otherwise to recover the MORTGAGE: 100077910005096579 debt secured by said mortgage, or any LENDER OR BROKER AND MORT- part thereof; that this is registered G A G E O R I G I N A T O R S T A T E D O N property; MORTGAGE: Decision One Mortgage PURSUANT to the power of sale conCompany, LLC tained in said mortgage, the R E S I D E N T I A L M O R T G A G E S E R - above-described property will be sold VICER: Chase Home Finance, LLC by the Sheriff of said county as folMORTGAGED PROPERTY ADDRESS: lows: 6775 Concord Boulevard, Inver Grove DATE AND TIME OF SALE: October Heights, MN 55076 01, 2010 at 10:00 AM TAX PARCEL I.D. #: 204325019000 PLACE OF SALE: Dakota County LEGAL DESCRIPTION OF PROP- Law Enforcement Center, 1580 HighERTY: way 55, Lobby S-100, Hastings, MinneLot 19, Block 1, William F. Krech sota Addition to Inver Grove, Dakota to pay the debt secured by said mortCounty, Minnesota. gage and taxes, if any, on said preCOUNTY IN WHICH PROPERTY IS mises and the costs and disburseLOCATED: Dakota ments, including attorney fees allowed ORIGINAL PRINCIPAL AMOUNT OF by law, subject to redemption within MORTGAGE: $169,600.00 six (6) months from the date of said AMOUNT DUE AND CLAIMED TO BE sale by the mortgagor(s), their perDUE AS OF DATE OF NOTICE, INCLUD- sonal representatives or assigns. ING TAXES, IF ANY, PAID BY MORTIf the Mortgage is not reinstated GAGEE: $182,181.64 under Minn. Stat. §580.30 or the propThat prior to the commencement of erty is not redeemed under Minn. Stat. this mortgage foreclosure proceeding §580.23, the Mortgagor must vacate Mortgagee/Assignee of Mortgagee com- the property on or before 11:59 p.m. on plied with all notice requirements as April 01, 2011, or the next business required by statute; That no action or day if April 01, 2011 falls on a Saturproceeding has been instituted at law day, Sunday or legal holiday. or otherwise to recover the debt Mortgagor(s) released from financial secured by said mortgage, or any part obligation: NONE thereof; THIS COMMUNICATION IS FROM PURSUANT to the power of sale con- A DEBT COLLECTOR ATTEMPTtained in said mortgage, the above ING TO COLLECT A DEBT. ANY described property will be sold by the INFORMATION OBTAINED WILL BE Sheriff of said county as follows: USED FOR THAT PURPOSE. DATE AND TIME OF SALE: October THE RIGHT TO VERIFICATION OF 12, 2010 at 10:00 AM THE DEBT AND IDENTITY OF THE PLACE OF SALE: S h e r i f f ' s O f f i c e , ORIGINAL CREDITOR WITHIN THE Law Enforcement Center, 1580 Hwy T I M E P R O V I D E D B Y L A W I S N O T 55, Lobby #S-100, Hastings, MN AFFECTED BY THIS ACTION. to pay the debt then secured by said THE TIME ALLOWED BY LAW FOR Mortgage, and taxes, if any, on said REDEMPTION BY THE MORTGAGOR, premises, and the costs and disburse- THE MORTGAGOR'S PERSONAL REPm e n t s , i n c l u d i n g a t t o r n e y s ' f e e s RESENTATIVES OR ASSIGNS, MAY BE allowed by law subject to redemption REDUCED TO FIVE WEEKS IF A JUDIwithin six (6) months from the date of CIAL ORDER IS ENTERED UNDER said sale by the mortgagor(s), their MINNESOTA STATUTES, SECTION personal representatives or assigns 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G unless reduced to Five (5) weeks under OTHER THINGS, THAT THE MORTMN Stat. §580.07. GAGED PREMISES ARE IMPROVED TIME AND DATE TO VACATE PROP- WITH A RESIDENTIAL DWELLING OF E R T Y : I f t h e r e a l e s t a t e i s a n LESS THAN FIVE UNITS, ARE NOT owner-occupied, single-family dwell- PROPERTY USED IN AGRICULTURAL ing, unless otherwise provided by law, PRODUCTION, AND ARE ABANDONED. the date on or before which the mortDATED: August 19, 2010 gagor(s) must vacate the property if the MORTGAGEE: Mortgage Electronic mortgage is not reinstated under secRegistration Systems, Inc. tion 580.30 or the property is not Wilford & Geske, P.A. redeemed under section 580.23 is Attorneys for Mortgagee 11:59 p.m. on April 12, 2011. Lawrence A. Wilford MORTGAGOR(S) RELEASED FROM James A. Geske FINANCIAL OBLIGATION ON MORT- 8425 Seasons Parkway, Suite 105 GAGE: None Woodbury, MN 55125-4393 "THE TIME ALLOWED BY LAW FOR (651) 209-3300 REDEMPTION BY THE MORTGAGOR, File Number: 016342F01 THE MORTGAGOR'S PERSONAL REP- 2304552 8/19-9/23/10 RESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER NOTICE OF MORTGAGE MINNESOTA STATUTES, SECTION FORECLOSURE SALE 582.032, DETERMINING, AMONG THE RIGHT TO VERIFICATION OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED OF THE DEBT AND IDENTITY OF WITH A RESIDENTIAL DWELLING OF THE ORIGINAL CREDITOR WITHIN LESS THAN FIVE UNITS, ARE NOT THE TIME PROVIDED BY LAW IS PROPERTY USED IN AGRICULTURAL NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that P R O D U C T I O N , A N D A R E default has occurred in conditions of ABANDONED." the following described mortgage: Dated: August 11, 2010. DATE OF MORTGAGE: December 13, Deutsche Bank National Trust 2006 Company, as trustee MORTGAGORS: D a n i e l R o b e r t Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Voeller and Cassandra Maureen-Lewis Voeller, husband and wife. By: Paul A. Weingarden MORTGAGEE: Mortgage Electronic Attorneys for Mortgagee/Assignee of Registration Systems, Inc. Mortgagee DATE AND PLACE OF RECORDING: 4500 Park Glen Road #300 Recorded January 19, 2007, Dakota Minneapolis, MN 55416 C o unty Recorder, Document No. (952) 925-6888 2489449. 75-4141 ASSIGNMENTS OF MORTGAGE: 0022108591 THIS IS A COMMUNICATION FROM Assigned to: JPMorgan Chase Bank, A DEBT COLLECTOR. 2310930 8/19-9/23/10 ��

PUBLIC NOTICE

�� according to the recorded plat thereof and situate in Dakota County, Minne�� Assigned to: JPMorgan Chase Bank, N.A. as successor in interest to Washington Mutual Bank, Dated: October 19, 2006, Recorded: January 14, 2008, Document No. 2565867. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100013800913516353 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: GreenPoint Mortgage Funding, Inc. RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 62 County Road 42, Apple Valley, MN 55124 TAX PARCEL I.D. #: 01-11709-040-01 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 1, Apple Valley 10th Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $176,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $198,677.46 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 16, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 16, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 21, 2010. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-1931 5304149528 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2274610 7/29-9/2/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 13, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $490,000.00 MORTGAGOR(S): Jeff Klose and Carrie Klose, husband and wife MORTGAGEE: Bank of America, N.A. DATE AND PLACE OF RECORDING: Recorded: August 07, 2007 Dakota County Recorder Document Number: 2535698 ASSIGNMENTS OF MORTGAGE: And assigned to: WELLS FARGO BANK, N.A., AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF BANC OF AMERICA FUNDING CORPORATION MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007-E Dated: June 18, 2010 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Bank of America, N.A. Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 18660 Irenic Ave, Lakeville, MN 55044-4436 Tax Parcel ID Number: 22-71325-020-05 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 5, Spring Hill, according to the recorded plat thereof

sota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $573,628.63 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 10, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 10, 2011, or the next business day if March 10, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 29, 2010 ASSIGNEE OF MORTGAGEE: WELLS FARGO BANK, N.A., AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF BANC OF AMERICA FUNDING CORPORATION MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007-E Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 004391F02 2275738 7/29-9/2/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 07, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $144,000.00 MORTGAGOR(S): Jason D O'Leary and Nicole M O'Leary, husband and wife MORTGAGEE: Bank of America, N.A. DATE AND PLACE OF RECORDING: Recorded: August 17, 2007 Dakota County Recorder Document Number: 2538282 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC Home Loans Servicing, L.P. Dated: July 26, 2010 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Bank of America, N.A. Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1336 Windcrest Ave, Saint Paul, MN 55123-1476 Tax Parcel ID Number: 10-84461-010-03 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 3, Windcrest 2nd Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $143,822.60 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 10, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said

six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 10, 2011, or the next business day if March 10, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 29, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 016119F01 2278354 7/29-9/2/10

PUBLIC NOTICE

CIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 21, 2010. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-2409 3014219681 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2274627 7/29-9/2/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: M a r c h 6 , 2008 MORTGAGORS: Satram Nauth and Savitri Nauth, Husband and Wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded March 19, 2008, Dakota County Recorder, Document No. 2579014. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance, LLC, Dated: August 12, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100020410001825582 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: DHI Mortgage Company Limited Partnership RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 14576 Boxwood Path, Rosemount, MN 55068 TAX PARCEL I.D. #: 346520118001 LEGAL DESCRIPTION OF PROPERTY: Lot 18, Block 1, Rosewood Village Second Addition. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $226,446.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $264,647.21 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 15, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 15, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 12, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8872 1847156532 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2310479 8/19-9/23/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 29, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $158,685.00 MORTGAGOR(S): Kally Jean Snyder, an unmarried woman and Chad Robert Benzinger, an unmarried man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for DHI Mortgage Company Limited Partnership TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc MIN#: 100020410000980727 SERVICER: Ocwen Loan Servicing, LLC LENDER: DHI Mortgage Company Limited Partnership. DATE AND PLACE OF FILING: Dakota County Minnesota, Registrar of Title, on January 9, 2006, as Document No. 582550 ASSIGNED TO: HSBC Bank USA, N.A., as Trustee on behalf of ACE Securities Corp. Home Equity Loan Trust and for the registered holders of ACE Securities Corp. Home Equity Loan Trust, Series 2006-ASAP2, Asset Backed Pass-Through Certificates Dated: June 17, 2010, and recorded July 26, 2010 by Document No. T665184. LEGAL DESCRIPTION OF PROPERTY: Unit No. 24183, CIC No. 424, Crossroads Condominium, Dakota County, Minnesota. PROPERTY ADDRESS: 17406 Gettysburg Way, Lakeville, MN 55044 PROPERTY I.D: 22-18604-185-24 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: One Hundred Sixty-Two Thousand Six Hundred Thirty-Six and 02/100 ($162,636.02) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on October 5, 2010 PLACE OF SALE: Sheriff`s Mai n Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6 months from the date of sale. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 19, 2010 HSBC Bank USA, N.A., as Trustee on behalf of ACE Securities Corp. Home Equity Loan Trust and for the registered holders of ACE Securities Corp. Home Equity Loan Trust, Series 2006-ASAP2, Asset Backed Pass-Through Certificates Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 10MN00337-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 3688015 08/19/2010, 08/26/2010, 09/02/2010, 09/09/2010, 09/16/2010, 09/23/2010 2298686 8/19-9/23/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 28, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $212,750.00 MORTGAGOR(S): Gennady Silenko and Irene Silenko, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: September 08, 2004 Dakota County Recorder Document Number: 2245673 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association Dated: July 15, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100021278924710846 Lender or Broker: U.S. Bank, N.A.

Lender or Broker: U.S. Bank, N.A. Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 20033 Hoya Ct, Lakeville, MN 55044-6829 Tax Parcel ID Number: 22-32100-003-04 LEGAL DESCRIPTION OF PROPERTY: Unit No. 3, Common Interest Community No. 227 Winslow Green Condominium, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $215,475.14 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 10, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 10, 2011, or the next business day if March 10, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 29, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 015828F01 2271198 7/29-9/2/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 19, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $249,000.00 MORTGAGOR(S): Renee M. Turner And Kevin R. Turner, Wife and Husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: June 08, 2006 Dakota County Recorder Document Number: 2436063 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association Dated: July 15, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100021278924379048 Lender or Broker: Bancorp Advantage LLC Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 15647 Eaglewood Ln, Apple Valley, MN 55124-7828 Tax Parcel ID Number: 01-18052-502-21 LEGAL DESCRIPTION OF PROPERTY: Unit No. 1502, Common Interest Community No. 397, Bayside, A condominium, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $247,586.76 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows:

��

lows: DATE AND TIME OF SALE: September 10, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 10, 2011, or the next business day if March 10, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 29, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 015827F01 2272239 7/29-9/2/10

PUBLIC NOTICE

the date on or before which the mort gagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 22, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 19, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-2696 642482834 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2278952 7/29-9/2/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: December 6, 2005 MORTGAGOR: Peter B. Zenk, Jr., a single person. MORTGAGEE: PNC Bank, National Association s/b/m to Commonwealth United Mortgage a division of National City Bank of Indiana n/k/a National City Bank. DATE AND PLACE OF RECORDING: Registered February 2, 2010, Dakota County Registrar of Titles, Document No. T657568, Certificate of Title No. 138114. ASSIGNMENTS OF MORTGAGE: NONE Said Mortgage being Registered Land. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: PNC Bank, National Association s/b/m to Commonwealth United Mortgage a division of National City Bank of Indiana n/k/a National City Bank RESIDENTIAL MORTGAGE SERVICER: PNC Bank, National Association MORTGAGED PROPERTY ADDRESS: 4771 Highcroft Court, Eagan, MN 55122 TAX PARCEL I.D. #: 10-65870-070-01 LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 1, St. Charles Wood. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $297,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $311,439.06 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 17, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 17, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORT-

OTHER THINGS, THAT THE MORT GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 21, 2010. PNC Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-1954 0004399420 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2277449 7/29-9/2/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: M a r c h 2 2 , 2002 MORTGAGORS: R a m i z S a a d e h , single and Rami Saadeh and Abeer Hattar, husband and wife, and Yousef Saadeh and Norma Qewar, husband and wife. MORTGAGEE: F i r s t R e s i d e n t i a l Mortgage Corporation. DATE AND PLACE OF RECORDING: Recorded April 17, 2002, Dakota County Recorder, Document No. 1886008. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, N.A., Dated: March 22, 2002, Recorded: April 17, 2002, Document No. 1886009. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Residential Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 7260 158th Street West, Apple Valley, MN 55124 TAX PARCEL I.D. #: 01-11650-110-01 LEGAL DESCRIPTION OF PROPERTY: Lot 11, Block 1, Apple Ponds COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $202,396.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $222,712.70 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 6, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 6, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 9, 2010. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-628 7810211148 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2308639 8/19-9/23/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 25, 2006 MORTGAGORS: Michael E. Melchior and Samantha P. Melchior, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Registered June 13, 2006, Dakota County Registrar of Titles, Document No. 592147, Certificate of Title No. 118808. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc., Dated: February 4, 2010, Recorded: February 16, 2010, Document No. T658113. And thereafter assigned to: Selene Finance LP, Dated: May 12, 2010, Recorded: May 18, 2010, Document No. T662095. And thereafter assigned to: Selene RMOF REO Acquisition LLC, Dated: July 28, 2010. Said Mortgage being Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100267400005342751 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: American Equity Mortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: Selene LP MORTGAGED PROPERTY ADDRESS: 3779 Red Robin Lane, Eagan, MN 55122 TAX PARCEL I.D. #: 10-77100-020-16 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 16, Town View First Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $153,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $160,639.32 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 7, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 7, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 11, 2010. Selene RMOF REO Acquisition LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-1716 0000048231 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2311080 8/19-9/23/10

PUBLIC NOTICE

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�� pursuant to Minn. Stat. §515B.3 116, �� ING TAXES, IF ANY, PAID BY MORT GAGEE: $175,736.52 covering the following property: That prior to the commencement of L E G A L D E S C R I P T I O N : Lot 67, Block 1, Coachman Highlands, CIC No. this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee com390, Dakota County, Minnesota STREET ADDRESS: 1599 Snow- plied with all notice requirements as required by statute; That no action or flake Drive, Eagan, MN 55121 T A X P A R C E L I D N U M B E R : proceeding has been instituted at law or otherwise to recover the debt 10-18075-670-01 2. Pursuant to said Declaration, secured by said mortgage, or any part there is claimed to be due and owing thereof; PURSUANT to the power of sale conas of July 8, 2010, from Bradley J. Swenson, title holder, to the Associa- tained in said mortgage, the above tion, a Minnesota non-profit corpora- described property will be sold by the tion, the amount of $ 2,122.00 for Sheriff of said county as follows: DATE AND TIME OF SALE: Septemunpaid association dues, late fees, attorneys fees and costs, plus any ber 21, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , other such amounts that will accrue after July 8, 2010, and other costs of Law Enforcement Center, 1580 Hwy collection and foreclosure which will 55, Lobby #S-100, Hastings, MN be added to the amount claimed due to pay the debt then secured by said a n d o w i n g a t t h e t i m e o f t h e s a l e Mortgage, and taxes, if any, on said premises, and the costs and disburseherein. 3. No action is now pending at law or m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s otherwise to recover said debt or any allowed by law subject to redemption within six (6) months from the date of part thereof. 4. That all preforeclosure require- said sale by the mortgagor(s), their personal representatives or assigns ments have been met. 5. The owner has not been released unless reduced to Five (5) weeks under from his financial obligation to pay MN Stat. §580.07. TIME AND DATE TO VACATE PROPsaid amount. 6. The Declaration, referenced above, E R T Y : I f t h e r e a l e s t a t e i s a n and Minn. Stat. §§515B.3-115 and owner-occupied, single-family dwell515B.3-116 provide for a continuing ing, unless otherwise provided by law, lien against the property. A Notice of the date on or before which the mortLien evidencing the amount due was gagor(s) must vacate the property if the r e c o r d e d o n A u g u s t 2 7 , 2 0 0 9 , a s mortgage is not reinstated under secDocument No. 2680937 in the Dakota tion 580.30 or the property is not redeemed under section 580.23 is County Recorder's Office. 7. Pursuant to the power of sale con- 11:59 p.m. on March 21, 2011. MORTGAGOR(S) RELEASED FROM tained in the same Declaration and granted by the owner in taking title to FINANCIAL OBLIGATION ON MORTthe premises subject to said Declara- GAGE: None "THE TIME ALLOWED BY LAW FOR tion and pursuant to Minn. Stat. §§515B.3-115 and 515B.3-116, said REDEMPTION BY THE MORTGAGOR, Lien will be foreclosed by the sale of THE MORTGAGOR'S PERSONAL REPsaid property by the Sheriff of Dakota RESENTATIVES OR ASSIGNS, MAY BE County, at the Dakota County Sheriff's REDUCED TO FIVE WEEKS IF A JUDIOffice, Dakota County Law Enforce- CIAL ORDER IS ENTERED UNDER ment Center, 1580 Highway 55 Lobby MINNESOTA STATUTES, SECTION S-100, Hastings, MN 55033, on the 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G 15th day of September, 2010, at OTHER THINGS, THAT THE MORT10:00 a.m. at public auction to the GAGED PREMISES ARE IMPROVED highest bidder, to pay the amount then WITH A RESIDENTIAL DWELLING OF due for said assessments, together LESS THAN FIVE UNITS, ARE NOT with the costs of foreclosure, includ- PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ing attorneys fees as allowed by law. 8. T h e t i m e a l l o w e d b y l a w f o r ABANDONED." Dated: July 23, 2010. redemption by the unit owner, his perCitiMortgage, Inc. sonal representatives or assigns is six Mortgagee/Assignee of Mortgagee (6) months from the date of sale. The USSET, WEINGARDEN AND LIEBO, P.L.L.P. date and time to vacate the property for Mortgagee/Assignee of Attorneys is 11:59 p.m. on March 15, 2011, if the account is not reinstated or the Mortgagee owner does not redeem from the 4500 Park Glen Road #300 Minneapolis, MN 55416 foreclosure sale. (952) 925-6888 REDEMPTION NOTICE 10-4292 THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORT- 652727408 GAGOR, THE MORTGAGOR'S PER- THIS IS A COMMUNICATION FROM S O N A L R E P R E S E N T A T I V E S O R A DEBT COLLECTOR. 8/5-9/9/10 ASSIGNS, MAY BE REDUCED TO 2285787 FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION NOTICE OF MORTGAGE 582.032, DETERMINING, AMONG FORECLOSURE SALE OTHER THINGS, THAT THE THE RIGHT TO VERIFICATION MORTGAGED PREMISES ARE OF THE DEBT AND IDENTITY OF IMPROVED WITH A RESIDENTIAL THE ORIGINAL CREDITOR WITHIN DWELLING OF LESS THAN FIVE THE TIME PROVIDED BY LAW IS UNITS, ARE NOT PROPERTY USED NOT AFFECTED BY THIS ACTION. IN AGRICULTURAL PRODUCTION, NOTICE IS HEREBY GIVEN, that AND ARE ABANDONED. default has occurred in conditions of 9. THIS IS A COMMUNICATION FROM the following described mortgage: A DEBT COLLECTOR ATTEMPTING TO DATE OF MORTGAGE: S e p t e m b e r COLLECT A DEBT. ANY INFORMA27, 2006 TION OBTAINED WILL BE USED FOR MORTGAGOR: Marilynn Toti, a marTHAT PURPOSE. ried person. COACHMAN HIGHLANDS MORTGAGEE: Mortgage Electronic TOWNHOMES OWNERS ASSOCIATION Registration Systems, Inc. Attorneys for Coachman Highlands DATE AND PLACE OF RECORDING: Townhomes Owners Association Recorded October 17, 2006, Dakota THOMSEN & NYBECK, P.A. County Recorder, Document No. By: Gretchen S. Schellhas (#195595) 2468967. 3600 American Blvd. West, Suite 400 ASSIGNMENTS OF MORTGAGE: Bloomington, Minnesota 55431 Assigned to: Chase Home Finance LLC, (952) 835-7000 Dated: July 28, 2010. (Coachman Highlands/Swenson/09-7-178D) TRANSACTION AGENT: Mortgage 2281697 8/5-9/9/10 Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100013800903599930 NOTICE OF MORTGAGE LENDER OR BROKER AND MORTFORECLOSURE SALE THE RIGHT TO VERIFICATION G A G E O R I G I N A T O R S T A T E D O N MORTGAGE: GreenPoint Mortgage OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN Funding, Inc. RESIDENTIAL MORTGAGE SERTHE TIME PROVIDED BY LAW IS VICER: Chase Home Finance LLC NOT AFFECTED BY THIS ACTION. MORTGAGED PROPERTY ADDRESS: NOTICE IS HEREBY GIVEN, that default has occurred in conditions of 14519 Florissant Path, Apple Valley, 55124 MN the following described mortgage: TAX PARCEL I.D. #: 018361212020 DATE OF MORTGAGE: May 2, 2006 LEGAL DESCRIPTION OF PROPMORTGAGORS: Logan J. Kane and Kathleen J. McVay, both single per- ERTY: Unit Number 2120, Common Intersons. est Community Number 442, MidMORTGAGEE:ABN AMRO Mortgage town Place Condominium, Dakota Group, Inc n/k/a CitiMortgage, Inc. County, Minnesota. DATE AND PLACE OF RECORDING: COUNTY IN WHICH PROPERTY IS Recorded June 1, 2006, Dakota County LOCATED: Dakota Recorder, Document No. 2434074. ORIGINAL PRINCIPAL AMOUNT OF ASSIGNMENTS OF MORTGAGE: MORTGAGE: $191,850.00 NONE AMOUNT DUE AND CLAIMED TO BE TRANSACTION AGENT: NONE T R A N S A C T I O N A G E N T ' S M O R T - DUE AS OF DATE OF NOTICE, INCLUDGAGE IDENTIFICATION NUMBER ON ING TAXES, IF ANY, PAID BY MORTGAGEE: $216,717.47 MORTGAGE: NONE That prior to the commencement of LENDER OR BROKER AND MORTthis mortgage foreclosure proceeding GAGE ORIGINATOR STATED ON MORTGAGE: ABN AMRO Mortgage Mortgagee/Assignee of Mortgagee complied with all notice requirements as Group, Inc n/k/a CitiMortgage, Inc R E S I D E N T I A L M O R T G A G E S E R - required by statute; That no action or proceeding has been instituted at law VICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: o r o t h e r w i s e t o r e c o v e r t h e d e b t secured by said mortgage, or any part 100 4th Avenue North #109, South thereof; Saint Paul, MN 55075 PURSUANT to the power of sale conTAX PARCEL I.D. #: 367285010925 LEGAL DESCRIPTION OF PROP- tained in said mortgage, the above described property will be sold by the ERTY: U n i t N o . 1 0 9 , C o m m o n I n t e r e s t Sheriff of said county as follows: DATE AND TIME OF SALE: October Community Number 492, Wakota on 1, 2010 at 10:00 AM Fourth PLACE OF SALE: S h e r i f f ' s O f f i c e , COUNTY IN WHICH PROPERTY IS Law Enforcement Center, 1580 Hwy LOCATED: Dakota 55, Lobby #S-100, Hastings, MN ORIGINAL PRINCIPAL AMOUNT OF to pay the debt then secured by said MORTGAGE: $180,000.00 AMOUNT DUE AND CLAIMED TO BE Mortgage, and taxes, if any, on said DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORT- ��

PUBLIC NOTICE

�� VIDED BY LAW T I M E P R O�� AFFECTED BY THIS ACTION. �� Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 1, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 28, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8755 1927227800 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2287543 8/5-9/9/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 26, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $228,000.00 MORTGAGOR(S): Tracy Massina and Joseph Massina, wife and husband MORTGAGEE: New Century Mortgage Corporation DATE AND PLACE OF RECORDING: Recorded: September 06, 2005 Dakota County Recorder Document Number: 2358248 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association, as trustee, on behalf of The Holders of The Asset Backed Securities Corporation Home Equity Loan Trust, Series NC 2005-HE8, Asset Backed Pass-through Certificates, Series NC 2005-HE8 Dated: December 29, 2008 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: New Century Mortgage Corporation Residential Mortgage Servicer: Select Portfolio Servicing Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 28363 Henderson Way, Randolph, MN 55065-7531 Tax Parcel ID Number: 31-32500-030-02 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 2, Hillside Village, according to the recorded plat thereof, and situate in Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $256,339.27 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 17, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 17, 2011, or the next business day if March 17, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT

IS NOT

THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 05, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association, as trustee, on behalf of The Holders of The Asset Backed Securities Corporation Home Equity Loan Trust, Series NC 2005-HE8, Asset Backed Pass-through Certificates, Series NC 2005-HE8 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 004095F02 2281291 8/5-9/9/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 07, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $109,000.00 MORTGAGOR(S): Michael Blakesley, a single man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: December 19, 2007 Dakota County Recorder Document Number: 2562256 ASSIGNMENTS OF MORTGAGE: And assigned to: Nationstar Mortgage, LLC Dated: January 07, 2010 Recorded: April 29, 2010 Dakota County Recorder Document Number: 2727416 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100062604761182114 Lender or Broker: Homecomings Financial, LLC fka Homecomings Financial Network, Inc. Residential Mortgage Servicer: Nationstar Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 14851 Endicott Way Apt 106, Apple Valley, MN 55124-6433 Tax Parcel ID Number: 01-81450-106-03 LEGAL DESCRIPTION OF PROPERTY: Unit No. 106, together with Garage Unit No. 106A, Valley Way Village Condominium, Dakota County, Minnesota, Condominium File No. 78 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $110,458.12 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 17, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 17, 2011, or the next business day if March 17, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 05, 2010 ASSIGNEE OF MORTGAGEE:

ASSIGNEE OF MORTGAGEE: Nationstar Mortgage, LLC Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 011900F03 2283913 8/5-9/9/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 1 9 , 2005 MORTGAGORS: Kelly A. Aitkin and Wayne Apple Aitkin, wife and husband. MORTGAGEE:S u p e r i o r M o r t g a g e , Inc. DATE AND PLACE OF RECORDING: Recorded November 9, 2005, Dakota County Recorder, Document No. 2379517. ASSIGNMENTS OF MORTGAGE: Assigned to: BNC Mortgage, Inc., Dated: October 19, 2005, Recorded: April 2, 2007, Document No. 2506820. And thereafter assigned to: Mortgage Electronic Registration Systems, Inc., Dated: November 4, 2005, Recorded: April 2, 2007, Document No. 2506821. And thereafter assigned to: U.S. Bank National Association, as Trustee for Structured Asset Investment Loan Trust, Mortgage Pass-Through Certificates, Series 2006-1, Dated: August 6, 2010. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Superior Mortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance, LLC MORTGAGED PROPERTY ADDRESS: 13517 South 1st Avenue, Burnsville, MN 55337 TAX PARCEL I.D. #: 024325003004 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 4, Krestwood Knolls 1st Addition, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $210,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $212,747.43 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 8, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 8, 2011 . MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 9, 2010. U.S. Bank, National Association, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 75-4142 0022336572 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2310909 8/19-9/23/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: F e b r u a r y 8 , 2007 MORTGAGOR: Bryan M. McGroarty, a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Registered March 14, 2007, Dakota County Registrar of Titles, Document No. 607389, Certificate of Title No. 135264. ASSIGNMENTS OF MORTGAGE: Assigned to: LPP Mortgage Ltd., Dated: September 1, 2008, Recorded: November 4, 2008, Document No. T635379. Said Mortgage being Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100176107011640561 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Accredited Home Lenders, Inc. RESIDENTIAL MORTGAGE SERVICER: Dovenmuehle Mortgage, Inc. MORTGAGED PROPERTY ADDRESS: 12 Oak Shore Drive, Burnsville, MN 55306 TAX PARCEL I.D. #: 025375406202 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 2, Oak Shores Ninth Addition. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $185,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $216,911.20 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 7, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 7, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 11, 2010. LPP Mortgage Ltd. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-1844 1424146932 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2311057 8/19-9/23/10

PUBLIC NOTICE

Recorded March 27, 2006, Dakota County Recorder, Document No. 2415643. ASSIGNMENTS OF MORTGAGE: Assigned to: The Bank of New York Mellon f/k/a The Bank of New York, as Trustee for the Certificateholders CWABS, Inc., Asset-Backed Certificates, Series 2006-6, Dated: December 11, 2009. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100015700063787440 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: America's Wholesale Lender RESIDENTIAL MORTGAGE SERVICER: BAC Home Loans Servicing L.P. MORTGAGED PROPERTY ADDRESS: 6737 162nd Street West, Lakeville, MN 55068 TAX PARCEL I.D. #: 222117213002 LEGAL DESCRIPTION OF PROPERTY: Lot 13, Block 2, Donnay's Valley Park 3rd Addition, Dakota County, Minn. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $159,920.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $174,951.21 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 23, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 23, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 29, 2010. The Bank of New York Mellon, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-878 126396716 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2287387 8/5-9/9/10

PUBLIC NOTICE

GAGE ORIGINATOR STATED ON MORTGAGE: Countrywide Home Loans, Inc. RESIDENTIAL MORTGAGE SERVICER: BAC Home Loans Servicing L.P. MORTGAGED PROPERTY ADDRESS: 9378 212th Street West, Lakeville, MN 55044 TAX PARCEL I.D. #: 228410008002 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 2, Wild Meadow Villas, Common Interest Community Number 364, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $281,300.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $320,917.48 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 23, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 23, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 29, 2010. The Bank of New York Mellon, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-848 109955336 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2287425 8/5-9/9/10

PUBLIC NOTICE

��

DUE AS OF DATE OF NOTICE, INCLUD ING TAXES, IF ANY, PAID BY MORTGAGEE: $285,426.40 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 23, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 23, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 26, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8738 1064110216 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2287730 8/5-9/9/10

PUBLIC NOTICE

Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 21, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 23, 2010. Chase Home Finance, LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 75-3750 0024773921 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2287706 8/5-9/9/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of a mortgage dated July 19, 2005, executed by Donald Willenbring and Brenda Willenbring, husband and wife, as mortgagor(s) to Vermillion State Bank as mortgagee in the original principal amount of One Hundred T w e n t y - F i v e T h o u s a n d ($125,000.00) Dollars, recorded with the Dakota County Recorder, State of Minnesota, on August 5, 2005, as doc. no. 2348118; that all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law to recover any part of the debt secured by said mortgage; that there is claimed to be due thereon the sum of One Hundred Forty-Four Thousand One H u n d r e d E i g h t y - S e v e n ($144,187.00) Dollars on this date; and that pursuant to the power of sale therein the mortgage will be foreclosed and the property in Dakota County, Minnesota, described as follows: Lot 14, Block 1, Wilson Heights, Dakota County, Minnesota. Property address: 2041 Wilson Avenue, South St. Paul, MN 55075 Parcel I.D. #: 36-84100-140-01 will be sold by the sheriff of said county at public auction on September 30, 2010, at 10:00 o'clock A.M. at Sheriff's Office, Law Enforcement Center, 1580 Highway 55, Hastings, Minnesota, to pay the debt secured by the mortgage, including costs and attorneys' fees allowed by law subject to redemption by the mortgagor(s), their heirs or assigns, within six (6) months from the date of sale. You must vacate the property on or before 11:59 p.m. on March 30, 2011, if (i) the mortgage is not reinstated under §580.30, or (ii) the property is not redeemed under §580.23. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: August 4, 2010 Vermillion State Bank, Mortgagee Ralph L. Moore STEIN & MOORE, P.A. Attorneys for Mortgagee 332 Minnesota Street, #W-1650 St. Paul, MN 55101 (651) 224-9683 2287785 8/5-9/9/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 30, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $165,205.00 MORTGAGOR(S): Jeff Forga, An Unmarried Man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: January 03, 2005 Dakota County Recorder Document Number: 2281786

Document Number: 2281786 ASSIGNMENTS OF MORTGAGE: And assigned to: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS SUCCESSOR IN INTEREST TO JPMORGAN CHASE BANK, N.A. AS TRUSTEE FOR CWABS 2004-S Dated: May 04, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1001337-0000401005-7 Lender or Broker: America's Wholesale Lender Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 20039 Cabrilla Way, Farmington, MN 55024-1483 Tax Parcel ID Number: 12.24500.047.04 LEGAL DESCRIPTION OF PROPERTY: Lot 47, Block 4, Empire River Preserve, CIC No. 386, Dakota County, State of Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $169,389.95 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 17, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 17, 2011, or the next business day if March 17, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 05, 2010 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS SUCCESSOR IN INTEREST TO JPMORGAN CHASE BANK, N.A. AS TRUSTEE FOR CWABS 2004-S Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 014662F01 2286788 8/5-9/9/10

PUBLIC NOTICE

3rd Addition, Dakota County, Minne sota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $166,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $149,034.88 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 24, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 24, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 23, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4339 633510748 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2284287 8/5-9/9/10

PUBLIC NOTICE

��

�� thereof; A DEBT COLLECTOR ATTEMPT PURSUANT to the power of sale con- ING TO COLLECT A DEBT. ANY tained in said mortgage, the above INFORMATION OBTAINED WILL BE described property will be sold by the USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF Sheriff of said county as follows: DATE AND TIME OF SALE: October THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE 1, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , T I M E P R O V I D E D B Y L A W I S N O T Law Enforcement Center, 1580 Hwy AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said REDEMPTION BY THE MORTGAGOR, Mortgage, and taxes, if any, on said THE MORTGAGOR'S PERSONAL REPpremises, and the costs and disburse- RESENTATIVES OR ASSIGNS, MAY BE m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s REDUCED TO FIVE WEEKS IF A JUDIallowed by law subject to redemption CIAL ORDER IS ENTERED UNDER within six (6) months from the date of MINNESOTA STATUTES, SECTION said sale by the mortgagor(s), their 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G personal representatives or assigns OTHER THINGS, THAT THE MORTunless reduced to Five (5) weeks under GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF MN Stat. §580.07. TIME AND DATE TO VACATE PROP- LESS THAN FIVE UNITS, ARE NOT E R T Y : I f t h e r e a l e s t a t e i s a n PROPERTY USED IN AGRICULTURAL owner-occupied, single-family dwell- PRODUCTION, AND ARE ABANDONED. DATED: August 05, 2010 ing, unless otherwise provided by law, ASSIGNEE OF MORTGAGEE: the date on or before which the mortBAC Home Loans Servicing, L.P. gagor(s) must vacate the property if the mortgage is not reinstated under sec- Wilford & Geske, P.A. tion 580.30 or the property is not Attorneys for Assignee of Mortgagee redeemed under section 580.23 is Lawrence A. Wilford James A. Geske 11:59 p.m. on April 1, 2011. MORTGAGOR(S) RELEASED FROM 8425 Seasons Parkway, Suite 105 FINANCIAL OBLIGATION ON MORT- Woodbury, MN 55125-4393 (651) 209-3300 GAGE: None "THE TIME ALLOWED BY LAW FOR File Number: 009527F02 8/5-9/9/10 REDEMPTION BY THE MORTGAGOR, 2285816 THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDINOTICE OF MORTGAGE CIAL ORDER IS ENTERED UNDER FORECLOSURE SALE MINNESOTA STATUTES, SECTION THE RIGHT TO VERIFICATION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORT- OF THE DEBT AND IDENTITY OF GAGED PREMISES ARE IMPROVED THE ORIGINAL CREDITOR WITHIN WITH A RESIDENTIAL DWELLING OF THE TIME PROVIDED BY LAW IS LESS THAN FIVE UNITS, ARE NOT NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E default has occurred in conditions of the following described mortgage: ABANDONED." DATE OF MORTGAGE: July 7, 2005 Dated: July 30, 2010. MORTGAGORS: T h o m a s M . Z e n k U.S. Bank, N. A. and Julie A. Zenk, husband and wife. Mortgagee/Assignee of Mortgagee MORTGAGEE: ABN Amro Mortgage USSET, WEINGARDEN AND LIEBO, P.L.L.P. Group, Inc. N/K/A CitiMortgage, Inc. By: Paul A. Weingarden DATE AND PLACE OF RECORDING: Attorneys for Mortgagee/Assignee of Recorded July 27, 2005, Dakota Mortgagee County Recorder, Document No. 4500 Park Glen Road #300 2344270. Minneapolis, MN 55416 ASSIGNMENTS OF MORTGAGE: (952) 925-6888 NONE 19-1158 TRANSACTION AGENT: NONE 7810397158 TRANSACTION AGENT'S MORTTHIS IS A COMMUNICATION FROM GAGE IDENTIFICATION NUMBER ON A DEBT COLLECTOR. 2287458 8/5-9/9/10 MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: ABN Amro Mortgage Group, Inc. NOTICE OF MORTGAGE RESIDENTIAL MORTGAGE SERFORECLOSURE SALE N O T I C E I S H E R E B Y G I V E N t h a t VICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: default has occurred in the conditions 28175 Hopewood Drive, Northfield, MN of the following described mortgage: DATE OF MORTGAGE: September 55057 TAX PARCEL I.D. #: 163030003002 08, 2006 LEGAL DESCRIPTION OF PROPORIGINAL PRINCIPAL AMOUNT OF ERTY: MORTGAGE: $261,501.00 Lot 3, Block 2, Glenview Estates MORTGAGOR(S): Julie A Hoffman, COUNTY IN WHICH PROPERTY IS an unmarried woman MORTGAGEE: Mortgage Electronic LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF Registration Systems, Inc. MORTGAGE: $354,000.00 DATE AND PLACE OF RECORDING: AMOUNT DUE AND CLAIMED TO BE Recorded: September 18, 2006 DUE AS OF DATE OF NOTICE, INCLUDDakota County Recorder ING TAXES, IF ANY, PAID BY MORTDocument Number: 2462169 GAGEE: $312,268.08 ASSIGNMENTS OF MORTGAGE: That prior to the commencement of And assigned to: BAC Home Loans this mortgage foreclosure proceeding Servicing, L.P. Mortgagee/Assignee of Mortgagee comDated: October 19, 2009 Recorded: October 20, 2009 Dakota plied with all notice requirements as required by statute; That no action or County Recorder proceeding has been instituted at law Document Number: 2691557 Transaction Agent: Mortgage Elec- o r o t h e r w i s e t o r e c o v e r t h e d e b t secured by said mortgage, or any part tronic Registration Systems, Inc. Transaction Agent Mortgage Identifi- thereof; PURSUANT to the power of sale concation Number: 100020410001335640 Lender or Broker: DHI Mortgage tained in said mortgage, the above described property will be sold by the Company Limited Partnership Residential Mortgage Servicer: BAC Sheriff of said county as follows: DATE AND TIME OF SALE: SeptemHome Loans Servicing, L.P. ber 23, 2010 at 10:00 AM Mortgage Originator: Not Applicable PLACE OF SALE: S h e r i f f ' s O f f i c e , COUNTY IN WHICH PROPERTY IS Law Enforcement Center, 1580 Hwy LOCATED: Dakota Property Address: 17875 Glasgow 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Way, Lakeville, MN 55044-4721 T a x P a r c e l I D N u m b e r : Mortgage, and taxes, if any, on said premises, and the costs and disburse22-18607-080-01 LEGAL DESCRIPTION OF PROP- ments, including attorneys' fees ERTY: Lot 8, Block 1, CIC No. 437, allowed by law subject to redemption C r o s s r o a d s 8 t h A d d i t i o n , D a k o t a within six (6) months from the date of said sale by the mortgagor(s), their County, Minnesota. AMOUNT DUE AND CLAIMED TO BE personal representatives or assigns D U E A S O F D A T E O F N O T I C E : unless reduced to Five (5) weeks under MN Stat. §580.07. $273,070.59 TIME AND DATE TO VACATE PROPTHAT all pre-foreclosure requirements have been complied with; that E R T Y : I f t h e r e a l e s t a t e i s a n no action or proceeding has been insti- owner-occupied, single-family dwelltuted at law or otherwise to recover the ing, unless otherwise provided by law, debt secured by said mortgage, or any the date on or before which the mortgagor(s) must vacate the property if the part thereof; PURSUANT to the power of sale conmortgage is not reinstated under sect a i n e d i n s a i d m o r t g a g e , t h e tion 580.30 or the property is not above-described property will be sold redeemed under section 580.23 is by the Sheriff of said county as fol- 11:59 p.m. on March 23, 2011. MORTGAGOR(S) RELEASED FROM lows: DATE AND TIME OF SALE: Septem- FINANCIAL OBLIGATION ON MORTGAGE: None ber 17, 2010 at 10:00 AM "THE TIME ALLOWED BY LAW FOR PLACE OF SALE: Dakota County Law Enforcement Center, 1580 High- REDEMPTION BY THE MORTGAGOR, way 55, Lobby S-100, Hastings, Minne- THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE sota to pay the debt secured by said mort- REDUCED TO FIVE WEEKS IF A JUDIgage and taxes, if any, on said pre- CIAL ORDER IS ENTERED UNDER mises and the costs and disburse- MINNESOTA STATUTES, SECTION ments, including attorney fees allowed 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G by law, subject to redemption within OTHER THINGS, THAT THE MORTsix (6) months from the date of said GAGED PREMISES ARE IMPROVED sale by the mortgagor(s), their per- WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT sonal representatives or assigns. If the Mortgage is not reinstated PROPERTY USED IN AGRICULTURAL under Minn. Stat. §580.30 or the prop- P R O D U C T I O N , A N D A R E erty is not redeemed under Minn. Stat. ABANDONED." Dated: July 23, 2010. §580.23, the Mortgagor must vacate CitiMortgage, Inc. the property on or before 11:59 p.m. on Mortgagee/Assignee of Mortgagee March 17, 2011, or the next business day if March 17, 2011 falls on a Satur- USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden day, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPT- ��

PUBLIC NOTICE

�� By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4344 649884129 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2284258 8/5-9/9/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 25, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $144,000.00 MORTGAGOR(S): Adam A. Grobove, III an unmarried man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: May 19, 2005 Dakota County Recorder Document Number: 2323725 ASSIGNMENTS OF MORTGAGE: And assigned to: HSBC Bank USA, National Association, as Trustee Dated: August 17, 2006 Recorded: September 07, 2006 Dakota County Recorder Document Number: 2459189 And assigned to: HSBC Bank USA, National Association, as Trustee for Ownit Mortgage Loan Trust, Mortgage Loan Asset-Backed Certificates, Series 2005-3 Dated: May 12, 2010 Recorded: May 19, 2010 Dakota County Recorder Document Number: 2730978 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100224620000617061 Lender or Broker: Ownit Mortgage Solutions, Inc. Residential Mortgage Servicer: Litton Loan Servicing, LP Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1134 Ramsey St, Hastings, MN 55033-2810 Tax Parcel ID Number: 19-77300-070-03 LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 3, Tripp's Addition to Hastings, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $162,607.15 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 01, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 01, 2011, or the next business day if April 01, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 19, 2010 ASSIGNEE OF MORTGAGEE: HSBC Bank USA, National Association, as Trustee for Ownit Mortgage Loan Trust, Mortgage Loan Asset-Backed Certificates, Series 2005-3 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 007018F02 2303616 8/19-9/23/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 12, 2008 MORTGAGOR: R o d r i g o V i l l a d a , a Married Person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded May 21, 2008, Dakota County Recorder, Document No. 2591858. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance, LLC, Dated: August 2, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100026900021040059 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bell America Mortgage LLC DBA Bell Mortgage RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 13413 Brick Path, Rosemount, MN 55068 TAX PARCEL I.D. #: 343207650220 LEGAL DESCRIPTION OF PROPERTY: UNIT NO. 502, COMMON INTEREST COMMUNITY NO. 490, A CONDOMINIUM, HARMONY WEST, DAKOTA COUNTY, MINNESOTA. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $204,100.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $202,820.45 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 7, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 7, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 4, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8777 1749519158 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2310872 8/19-9/23/10

PUBLIC NOTICE

None LEGAL DESCRIPTION OF PROPERTY: UNIT 2802, MEADOWS OF BLOOMFIELD, CIC # 470, DAKOTA COUNTY, MINNESOTA. PARCEL ID #: 34-48300-802-20 P R O P E R T Y A D D R E S S : 13779 Atrium Avenue, Rosemount, Minnesota 55068 TRANSACTION AGENT: N/A TRANSACTION AGENT ID NO.: N/A CURRENT MORTGAGE SERVICER: U.S. Bank National Association ND COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $209,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY PAID BY MORTGAGEE: $224,815.75 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no Mortgagors have been released from financial obligation on said Mortgage; that no action or proceeding has been instituted by law to recover that debt secured by said Mortgage, or any part thereof; that all conditions precedent to foreclose of the Mortgage and acceleration of the debt secures thereby have been fulfilled; PURSUANT to the power of sale therein contained, said Mortgage will be foreclosed and the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 23, 2010 at 10:00 am PLACE OF SALE: Dakota County Law Enforcement Center, Lobby S-100, 1580 Highway 55, Hastings, MN 55033 to pay the debt the debt then secured by the Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law, subject to redemption within six (6) months from the date of sale by the mortgagor, their personal representatives or assigns. DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 nor the property redeemed under Minnesota Statutes sections 580.23 is March 23, 2011 at 11:59 p.m. If the foregoing date is Saturday, Sunday, or a legal holiday, then the date to vacate is the next business day at 11:59 p.m. MORTGAGOR RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Dated: July 20, 2010 US Bank National Association ND Mortgagee Kenneth J. Johnson Minnesota State Bar No. 0246074 Johnson, Blumberg & Associates, LLC Attorney for Mortgagee 230 W. Monroe St., Ste. 1125 Chicago, IL 60606 Phone 312-541-9710 Fax 312-541-9711 2284775 8/5-9/9/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE Date: July 29, 2010 YOU ARE NOTIFIED THAT: 1. Default has occurred in the conditions of the Mortgage dated October 28, 2005, executed by Glenrose Investments, LLC, a Minnesota limited liability company, as Mortgagor, to Alpine Capital, LLC, a Minnesota limited liability company, as Mortgagee, and filed for record December 9, 2005, as Document No. 580751 in the Office of the Registrar of Titles of Dakota County, Minnesota. The land described in the Mortgage is registered land. 2. The original principal amount secured by the Mortgage was: two million two hundred thousand and 00/100 Dollars ($2,200,000.00). 3. No action or proceeding at law is now pending to recover the debt secured by the Mortgage, or any part thereof. 4. The holder of the Mortgage has complied with all conditions precedent to acceleration of the debt secured by the Mortgage and foreclosure of the Mortgage, and all notice and other requirements of applicable statutes. 5. At the date of this notice, the amount due on the Mortgage, and taxes, if any, paid by the holder of the Mortgage is: two million one hundred sixty-eight thousand eight hundred seventy-one and 50/100 Dollars ($2,168,871.50). 6. The land originally encumbered by the Mortgage was described as follows: That part of Lot One (1) and Lot Six (6) of Auditor's Subdivision No. 1 to the Village of Rosemount, according to the plat thereof now on file and of record in the Office of the Register of Deeds within and for the County of Dakota and State of Minnesota, said

Dakota and State of Minnesota, said part of Lot One (1) being located in the Northeast Quarter (NE 1/4) and said part of Lot Six (6) being located in the Northwest Quarter (NW 1/4) of Section Twenty-nine (29), Township One hundred fifteen (115) North, Range Nineteen (19) West, and being described as follows: Beginning at a judicial land mark on the East line of the Northwest Quarter (NW 1/4) of said Section Twenty-nine (29), a distance of 1997.40 feet North of the Southeast corner thereof, said East line assumed to be North 00 degrees East thence South 88 degrees 13 minutes 27 seconds East 495.00 feet to a judicial land mark at the Southeast corner of said Lot One (1); thence North 16 degrees 46 minutes 28 seconds East along the Easterly line of said Lot One (1), a distance of 668.00 feet to a judicial land mark on the North line of said Northeast Quarter (NE 1/4), thence South 88 degrees 00 minutes 00 seconds West along the North line of said Northeast Quarter (NE 1/4) and Lot One (1); a distance of 688.00 feet to a judicial land mark at the Northwest corner of said Northeast Quarter (NE 1/4)) and Lot One (1); thence South 89 degrees 44 minutes 42 seconds West along the North line of said Northwest Quarter (NW 1/4) and said Lot Six (6), a distance of 80.68 feet to a judicial landmark on the Easterly right of way line of State Trunk Highway No. 3 as now established; thence South 17 degrees 29 minutes 51 seconds West along said right of way lien 618.44 feet; to a judicial land mark; thence South 87 degrees 51 minutes East a distance of 266.81 feet to the East line of Lot Six (6) and of said Northwest Quarter (NW 1/4) being the point of beginning. The land encumbered by the Mortgage was subsequently replatted and certain portions of the land were released from the lien of the Mortgage. Pursuant to the power of sale in the Mortgage, the Mortgage will be foreclosed, and the land remaining encumbered by the Mortgage described as follows: Lots One (1), Three (3), Four (4), Five (5), Six (6), Eight (8), Nine (9), Ten (10), Eleven (11), Twelve (12), Thirteen (13) and Fourteen (14), Block One (1), GLENROSE OF ROSEMOUNT, according to the recorded plat thereof Dakota County, Minnesota. Subject to an easement in favor of N.N.G. Co. in BK. 204, M.R., Page 565. will be sold by the County Sheriff of Dakota County, Minnesota, at public auction on September 23, 2010 at 10:00 a.m. at the Sheriff's office, Civil Division, Law Enforcement Center, 1580 Highway 55, Hastings, Minnesota. 7. The street addresses and the tax parcel identification numbers of the mortgaged properties are as follows: Street Addresses and PID Numbers 14001 Burnley Way, Rosemount, MN 34-30500-010-01 14058 Burgundy Way, Rosemount, MN 34-30500-030-01 14108 Burgundy Court, Rosemount, MN 34-30500-040-01 14109 Burgundy Court, Rosemount, MN 34-30500-050-01 14069 Burgundy Way, Rosemount, MN 34-30500-060-01 14064 Burma Avenue, Rosemount, MN 34-30500-080-01 14094 Burma Avenue, Rosemount, MN 34-30500-090-01 14182 Burnley Way, Rosemount, MN 34-30500-100-01 14122 Burnley Way, Rosemount, MN 34-30500-110-01 14092 Burnley Way, Rosemount, MN 34-30500-120-01 14062 Burnley Way, Rosemount, MN 34-30500-130-01 8. T h e t i m e a l l o w e d b y l a w f o r redemption by Mortgagor or Mortgagor's personal representatives or assigns is six (6) months after the date of sale. 9. T H E T I M E A L L O W E D B Y L A W FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Alpine Capital, LLC Mortgagee Attorney for Mortgagee: Michael L. Brutlag BRUTLAG, HARTMANN & TRUCKE, P.A. 3555 Plymouth Boulevard, Suite 117 Minneapolis, MN 55447-1399 (763) 222-2503 2284108 8/5-9/9/10

PUBLIC NOTICE

Recorded November 6, 2002, Dakota County Recorder, Document No. 1956334. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc, Dated: July 16, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100026900150469442 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bell America Mortgage LLC dba Bell Mortgage RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 13404 1st Avenue South, Burnsville, MN 55337 TAX PARCEL I.D. #: 024325003005 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 5, Krestwood Knolls 1st Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $300,700.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $259,482.60 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 21, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 21, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 22, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4283 1928813 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2285729 8/5-9/9/10

PUBLIC NOTICE

Miller s Spring Park Addition to South St. Paul COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $164,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $168,418.05 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 23, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 23, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 27, 2010. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1142 6800152813 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2285186 8/5-9/9/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 14, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $375,000.00 MORTGAGOR(S): Mark R Baratto and Stella M Baratto, husband and wife MORTGAGEE: World Savings Bank, FSB DATE AND PLACE OF RECORDING: Recorded: August 17, 2004 Dakota County Recorder Document Number: 2238746 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: World Savings Bank, FSB Residential Mortgage Servicer: Wachovia Mortgage, FSB Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 4713 137th St W, Apple Valley, MN 55124-8793 Tax Parcel ID Number: 01-75952-280-03 LEGAL DESCRIPTION OF PROPERTY: Lot Twenty-eight (28), Block Three (3), The Oaks of Apple Valley III, according to the recorded plat thereof, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $387,083.79 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 17, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

��

sonal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 17, 2011, or the next business day if March 17, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 05, 2010 MORTGAGEE: Wells Fargo Bank, N.A. also known as Wachovia Mortgage, a division of Wells Fargo Bank, N.A., and formerly known as Wachovia Mortgage, FSB, formerly known as World Savings Bank, FSB Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 016193F01 2283960 8/5-9/9/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 20, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $124,000.00 MORTGAGOR(S): Lawrence E. Rahn, a single person MORTGAGEE: Optimum Mortgage Services, Inc. DATE AND PLACE OF RECORDING: Recorded: September 26, 2003 Dakota County Recorder Document Number: 2116313 ASSIGNMENTS OF MORTGAGE: And assigned to: TCF Mortgage Corporation Dated: August 20, 2003 Recorded: September 26, 2003 Dakota County Recorder Document Number: 2116315 And assigned to: Mortgage Electronic Registration Systems, Inc. Dated: May 01, 2006 Recorded: May 05, 2006 Dakota County Recorder Document Number: 2426059 And assigned to: U.S. Bank National Association Dated: July 13, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100021248001913100 Lender or Broker: Optimum Mortgage Services, Inc. Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3479 Cloman Way, Inver Grove Heights, MN 55076-1648 Tax Parcel ID Number: 20-44352-040-04 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 4, Lakebridge Patio Homes Third Addition, according to the recorded plat thereof, and situate in Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $118,555.50 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 17, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 17, 2011, or the next business day if March 17, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM

THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 05, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 014670F02 2285158 8/5-9/9/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 25, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $180,000.00 MORTGAGOR(S): Fernando Ismael Garza-Cienfuegos, a married person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: October 01, 2004 Dakota County Recorder Document Number: 2254079 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100197500000227553 Lender or Broker: Brier Mortgage Corporation Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 2521 Hayes Ct, Burnsville, MN 55337-1061 Tax Parcel ID Number: 02-64101-330-05 LEGAL DESCRIPTION OF PROPERTY: Lot 33, Block 5, River Hills Second Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $184,004.07 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 17, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 17, 2011, or the next business day if March 17, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 05, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 009970F02 2281239 8/5-9/9/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J a n u a r y 2 8 , 2004 MORTGAGORS: Claire M. Dare and Timothy M. Smalley, wife and husband. MORTGAGEE: ABN Amro Mortgage Group, Inc., NKA CitiMortgage, Inc. DATE AND PLACE OF RECORDING: Recorded May 27, 2004, Dakota County Recorder, Document No. 2208803. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: ABN Amro Mortgage Group, Inc., NKA CitiMortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 6801 129th Street, Apple Valley, MN 55124 TAX PARCEL I.D. #: 015200405002 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 2, Nordic Woods Fifth Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $253,550.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $251,476.81 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 28, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 28, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 28, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-2046 642955994 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2287830 8/5-9/9/10

PUBLIC NOTICE

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100131022503173118 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: American Mortgage Network, Inc. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 656 4th Avenue South, South Saint Paul, MN 55075 TAX PARCEL I.D. #: 36-75100-160-17 LEGAL DESCRIPTION OF PROPERTY: Lot 16, Block 17, Tarbox Addition to South St. Paul, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $174,400.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $179,990.43 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 28, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 28, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 28, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-7947 1915296781 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2287602 8/5-9/9/10

PUBLIC NOTICE

NOTICE OF ASSESSMENT LIEN FORECLOSURE SALE Date: July 8, 2010 YOU ARE NOTIFIED THAT: 1. Default has occurred in the terms and conditions of the Second Amended Declaration of Cobblestone Manor Association, Inc. (hereinafter the "Association") which was recorded as Document No. 549349 on October 5, 2004, in the Office of the Dakota County Registrar of Titles and also, pursuant to Minn. Stat. §515B.3-116, covering the following property: LEGAL DESCRIPTION: Lot Two (2), Block Two (2), Cobblestone Manor 2nd Addition, Cobblestone Manor Townhomes, CIC #475, Dakota County, Minnesota STREET ADDRESS: 8750 134th Street West, Apple Valley, MN 55124 TAX PARCEL ID NUMBER: 01-18076-020-02 2. Pursuant to said Declaration, there is claimed to be due and owing as of July 8, 2010, from John M. Nikoloff, title holder, to the Association, a Minnesota non-profit corporation, the amount of $3,365.00 for unpaid association dues, late fees, attorneys fees and costs, plus any other such amounts that will accrue after July 8, 2010, and other costs of collection and foreclosure which will be added to the amount claimed due and owing at the time of the sale herein. 3. No action is now pending at law or otherwise to recover said debt or any part thereof. 4. That all preforeclosure requirements have been met. 5. The owner has not been released from his financial obligation to pay said amount. 6. The Declaration, referenced above, and Minn. Stat. §§515B.3-115 and

��

�� is ��not �� and Minn. Stat. §§515B.3 115 and �� If the Mortgage reinstated 515B.3-116 provide for a continuing under Minn. Stat. §580.30 or the proplien against the property. A Notice of erty is not redeemed under Minn. Stat. Lien evidencing the amount due was §580.23, the Mortgagor must vacate recorded on May 19, 2010, as Docu- the property on or before 11:59 p.m. on ment No. 662202 in the Dakota County March 17, 2011, or the next business day if March 17, 2011 falls on a SaturRegistrar of Titles' Office. 7. Pursuant to the power of sale con- day, Sunday or legal holiday. Mortgagor(s) released from financial tained in the same Declaration and granted by the owner in taking title to obligation: NONE the premises subject to said DeclaraTHIS COMMUNICATION IS FROM t i o n a n d p u r s u a n t t o M i n n . S t a t . A DEBT COLLECTOR ATTEMPT§§515B.3-115 and 515B.3-116, said ING TO COLLECT A DEBT. ANY Lien will be foreclosed by the sale of INFORMATION OBTAINED WILL BE said property by the Sheriff of Dakota USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF County, at the Dakota County Sheriff's Office, Dakota County Law Enforce- THE DEBT AND IDENTITY OF THE ment Center, 1580 Highway 55 Lobby ORIGINAL CREDITOR WITHIN THE S-100, Hastings, MN 55033, on the T I M E P R O V I D E D B Y L A W I S N O T 15th day of September, 2010, at AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR 10:00 a.m. at public auction to the highest bidder, to pay the amount then REDEMPTION BY THE MORTGAGOR, due for said assessments, together THE MORTGAGOR'S PERSONAL REPwith the costs of foreclosure, includ- RESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDIing attorneys fees as allowed by law. 8 . T h e t i m e a l l o w e d b y l a w f o r CIAL ORDER IS ENTERED UNDER redemption by the unit owner, his per- MINNESOTA STATUTES, SECTION sonal representatives or assigns is six 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G (6) months from the date of sale. The OTHER THINGS, THAT THE MORTdate and time to vacate the property GAGED PREMISES ARE IMPROVED is 11:59 p.m. on March 15, 2011, if WITH A RESIDENTIAL DWELLING OF the account is not reinstated or the LESS THAN FIVE UNITS, ARE NOT owner does not redeem from the PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. foreclosure sale. DATED: August 05, 2010 REDEMPTION NOTICE ASSIGNEE OF MORTGAGEE: THE TIME ALLOWED BY LAW SunTrust Mortgage, Inc. FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PER- Wilford & Geske, P.A. S O N A L R E P R E S E N T A T I V E S O R Attorneys for Assignee of Mortgagee ASSIGNS, MAY BE REDUCED TO Lawrence A. Wilford F I V E W E E K S I F A J U D I C I A L James A. Geske ORDER IS ENTERED UNDER MIN- 8425 Seasons Parkway, Suite 105 N E S O T A S T A T U T E S , S E C T I O N Woodbury, MN 55125-4393 582.032, DETERMINING, AMONG (651) 209-3300 O T H E R T H I N G S , T H A T T H E File Number: 013742F01 8/5-9/9/10 M O R T G A G E D P R E M I S E S A R E 2283938 IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED NOTICE OF MORTGAGE IN AGRICULTURAL PRODUCTION, FORECLOSURE SALE AND ARE ABANDONED. NOTICE IS HEREBY GIVEN that 9. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO default has occurred in the conditions COLLECT A DEBT. ANY INFORMA- of the following described mortgage: DATE OF MORTGAGE: June 25, 2007 TION OBTAINED WILL BE USED FOR ORIGINAL PRINCIPAL AMOUNT OF THAT PURPOSE. MORTGAGE: $168,000.00 COBBLESTONE MANOR MORTGAGOR(S): Sean D. Roff and ASSOCIATION, INC. Vivan A. Roff a/k/a Vivian A. Roff, husAttorneys for band and wife Cobblestone Manor Association, Inc. MORTGAGEE: Merchants Bank, THOMSEN & NYBECK, P.A. National Association - Hampton By: Gretchen S. Schellhas (#195595) DATE AND PLACE OF RECORDING: 3600 American Blvd. West, Suite 400 Recorded: July 03, 2007 Dakota Bloomington, Minnesota 55431 County Recorder (952) 835-7000 Document Number: 2528304 (Cobblestone Manor/Nikoloff/09-7-815D) ASSIGNMENTS OF MORTGAGE: 2281573 8/5-9/9/10 And assigned to: Countrywide Bank, FSB Dated: June 25, 2007 Recorded: July 03, 2007 Dakota NOTICE OF MORTGAGE County Recorder FORECLOSURE SALE Document Number: 2528305 NOTICE IS HEREBY GIVEN that And assigned to: BAC Home Loans default has occurred in the conditions Servicing, L.P. of the following described mortgage: Dated: July 30, 2010 DATE OF MORTGAGE: January 30, Transaction Agent: Not Applicable 2006 Transaction Agent Mortgage IdentifiORIGINAL PRINCIPAL AMOUNT OF cation Number: Not Applicable MORTGAGE: $180,000.00 Lender or Broker: Merchants Bank, MORTGAGOR(S): Anthony E Brown and Griselda Araiza Brown, husband National Association - Hampton Residential Mortgage Servicer: BAC and wife MORTGAGEE: Mortgage Electronic Home Loans Servicing, L.P. Mortgage Originator: Not Applicable Registration Systems, Inc. COUNTY IN WHICH PROPERTY IS DATE AND PLACE OF RECORDING: Recorded: February 08, 2006 Dakota LOCATED: Dakota Property Address: 2563 Yellowstone County Recorder Dr, Hastings, MN 55033-3751 Document Number: 2404456 Tax Parcel ID Number: AND CORRECTIVE MORTGAGE R E C O R D I N G : D e c e m b e r 1 8 , 2 0 0 6 19-29702-068-05 LEGAL DESCRIPTION OF PROPDakota County Recorder ERTY: Unit No. 68 Glendale Heights Document Number: 2482655 Villas, a Condominium, CIC No. 439, LOAN MODIFICATION: Dakota County, Minnesota. Dated: November 01, 2006 AMOUNT DUE AND CLAIMED TO BE Recorded: December 18, 2006 DUE AS OF DATE OF NOTICE: Document Number: 2482656 $167,982.30 ASSIGNMENTS OF MORTGAGE: THAT all pre-foreclosure requireAnd assigned to: SunTrust Mortgage, ments have been complied with; that Inc. no action or proceeding has been instiDated: July 28, 2010 Transaction Agent: Mortgage Elec- tuted at law or otherwise to recover the debt secured by said mortgage, or any tronic Registration Systems, Inc. Transaction Agent Mortgage Identifi- part thereof; PURSUANT to the power of sale concation Number: 100015700063347427 Lender or Broker: Key Community t a i n e d i n s a i d m o r t g a g e , t h e above-described property will be sold Bank Residential Mortgage Servicer: Sun- by the Sheriff of said county as follows: Trust Mortgage, Inc. DATE AND TIME OF SALE: SeptemMortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS ber 17, 2010 at 10:00 AM PLACE OF SALE: Dakota County LOCATED: Dakota Property Address: 644 Pleasant Dr, Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, MinneHastings, MN 55033-1574 T a x P a r c e l I D N u m b e r : sota to pay the debt secured by said mort19-31200-030-01 L E G A L D E S C R I P T I O N O F P R O P - gage and taxes, if any, on said preERTY: Lot 3, Block 1, Common Inter- mises and the costs and disburseest Community Number 550, Grisel- ments, including attorney fees allowed d a s W h i s p e r i n g M e a d o w s , D a k o t a by law, subject to redemption within six (6) months from the date of said County, Minnesota. AMOUNT DUE AND CLAIMED TO BE sale by the mortgagor(s), their perD U E A S O F D A T E O F N O T I C E : sonal representatives or assigns. If the Mortgage is not reinstated $193,621.01 THAT all pre-foreclosure require- under Minn. Stat. §580.30 or the propments have been complied with; that erty is not redeemed under Minn. Stat. no action or proceeding has been insti- §580.23, the Mortgagor must vacate tuted at law or otherwise to recover the the property on or before 11:59 p.m. on debt secured by said mortgage, or any March 17, 2011, or the next business day if March 17, 2011 falls on a Saturpart thereof; PURSUANT to the power of sale con- day, Sunday or legal holiday. Mortgagor(s) released from financial tained in said mortgage, the above-described property will be sold obligation: NONE THIS COMMUNICATION IS FROM by the Sheriff of said county as folA DEBT COLLECTOR ATTEMPTlows: DATE AND TIME OF SALE: Septem- ING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE ber 17, 2010 at 10:00 AM PLACE OF SALE: Dakota County USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minne- THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE sota to pay the debt secured by said mort- T I M E P R O V I D E D B Y L A W I S N O T gage and taxes, if any, on said pre- AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR mises and the costs and disbursements, including attorney fees allowed REDEMPTION BY THE MORTGAGOR, by law, subject to redemption within THE MORTGAGOR'S PERSONAL REPsix (6) months from the date of said RESENTATIVES OR ASSIGNS, MAY BE sale by the mortgagor(s), their per- REDUCED TO FIVE WEEKS IF A JUDIsonal representatives or assigns. If the Mortgage is not reinstated ��

PUBLIC NOTICE

�� REDUCED TO FIVE WEEKS IF A JUDI CIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 05, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 015885F01 2286143 8/5-9/9/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: July 27, 2001 MORTGAGOR: Melissa M. Barott, a single person. MORTGAGEE: TCF Mortgage Corporation. DATE AND PLACE OF RECORDING: Recorded August 30, 2001, Dakota County Recorder, Document No. 1807862. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, N.A. S/B/M to The Leader Mortgage Company, Dated: January 10, 2002, Recorded: January 17, 2002, Document No. 1851783. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: TCF Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 1917 Kathleen Drive, West Saint Paul, MN 55118 TAX PARCEL I.D. #: 42-63450-130-07 LEGAL DESCRIPTION OF PROPERTY: Lot 13, Block 7, A.E. Rehnberg's Southview Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $120,671.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $129,379.19 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 24, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 24, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 27, 2010. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1149 9900135225 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2285205 8/5-9/9/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 27, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $186,320.00 MORTGAGOR(S): Crystal Nguyen, A Single Person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: February 13, 2006 Dakota County Recorder Document Number: 2405613 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100199600000116596 Lender or Broker: Advisor's Mortgage, LLC Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 705 13th St, Farmington, MN 55024-1790 Tax Parcel ID Number: 14-22505-130-02 LEGAL DESCRIPTION OF PROPERTY: Lot 13, Block 2, East Farmington 6th Addition AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $191,851.26 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 20, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on February 20, 2011, or the next business day if February 20, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 08, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 014978F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for August 20, 2010 at 10:00 AM has been postponed to September 21, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: August 20, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 014978F01 2304637 8/19/10

PUBLIC NOTICE

Elizabeth A. Knutson, husband and wife. MORTGAGEE: GE Capital Mortgage Services, Inc. DATE AND PLACE OF RECORDING: Filed December 6, 1999, Dakota County Recorder, Document No. 1657785. ASSIGNMENT(S) OF MORTGAGE: Assigned to First Union National Bank, as Indenture Trustee by assignment dated April 7, 2000, recorded November 2, 2000, as Document No. 1728625 and to Bayview Loan Servicing, LLC by assignment dated September 9, 2009, recorded September 11, 2009, as Document No. 2683870. The land described in said mortgage is not registered land. MORTGAGE HOLDER (as defined in section 58.02): Transaction Agent: NA. Transaction Agent's Mortgage Identification Number on Mortgage: NA. Lender or Broker: Bayview Loan Servicing, LLC. Residential Mortgage Servicer: NA. MORTGAGE ORIGINATOR (as defined in section 58.02): GE Capital Mortgage Services, Inc. MORTGAGED PROPERTY ADDRESS: 3829 Bridgewater Drive, Eagan, MN, 55123. TAX PARCEL I.D. NO.: 10-75835-080-01. LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 1, The Oaks of Bridgewater 1st Addition. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota. ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $248,650.00. AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THIS NOTICE: $232,648.72. The holder of the mortgage has complied with all conditions precedent to acceleration of the debt secured by the mortgage and foreclosure of the mortgage and all notice and other requirements of applicable statutes. That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof. PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 23, 2010 at 10:00 a.m. PLACE OF SALE: Sheriff's main office in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby #S-100, in the City of Hastings, County of Dakota, State of Minnesota. to pay the debt then secured by said mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 23, 2011, or the next business day if March 23, 2011 falls on a Saturday, Sunday or legal holiday. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N A N D A R E ABANDONED." Dated: July 27, 2010. BAYVIEW LOAN SERVICING, LLC, Assignee /s/ Anna C. Mickelson ANNA C. MICKELSON -forAtty. I.D. #347814 MURNANE BRANDT Attorneys for Assignee 30 East Seventh Street, Suite 3200 St. Paul, Minnesota 55101 Telephone (651) 227-9411 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2280373 8/5-9/9/10

PUBLIC NOTICE

RESIDENTIAL MORTGAGE SER VICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 8334 Delaney Drive, Inver Grove Heights, MN 55076 TAX PARCEL I.D. #: 201810205005 LEGAL DESCRIPTION OF PROPERTY: Unit 50, CIC No. 351, a condominium, Cobblestone Oaks III Condominium, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $165,600.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $169,310.00 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 17, 2010 at 10:00 AM PLACE OF SALE: Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 17, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 19, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4247 2003690307 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2280448 8/5-9/9/10

PUBLIC NOTICE

or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 17, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 17, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 16, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4254 643443952 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2282643 8/5-9/9/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. Notice is hereby given that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: March 6, 2008 MORTGAGOR: Pamela Sorensen, an unmarried person MORTGAGEE: US. Bank National Association ND DATE AND PLACE OF RECORDING: Recorded: May 21, 2008 Dakota County Recorder Document #: 2591764 ASSIGNMENTS OF MORTGAGE: None LEGAL DESCRIPTION OF PROPERTY: LOT 5, BLOCK 1, TOWNS EDGE PLAZA, DAKOTA COUNTY, MINNESOTA PARCEL ID #: 14-77025-050-01 PROPERTY ADDRESS: 8 1 8 9 T H Street, Farmington, Minnesota 55024 TRANSACTION AGENT: N/A TRANSACTION AGENT ID NO.: N/A CURRENT MORTGAGE SERVICER: U.S. Bank National Association ND COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $103,200.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY PAID BY MORTGAGEE: $108,715.64 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no Mortgagors have been released from financial obligation on said Mortgage; that no action or proceeding has been instituted by law to recover that debt secured by said Mortgage, or any part thereof; that all conditions precedent to foreclose of the Mortgage and acceleration of the debt secures thereby have been fulfilled; PURSUANT to the power of sale therein contained, said Mortgage will be foreclosed and the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 23, 2010 at 10:00 am PLACE OF SALE: Dakota County Law Enforcement Center, Lobby S-100, 1580 Highway 55, Hastings, MN 55033 to pay the debt the debt then secured by the Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law, subject to redemption within six (6) months from the date of sale by the mortgagor, their personal representatives or assigns. DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 nor the property redeemed under Minnesota Statutes sections 580.23 is March 23,

Statutes sections 580.23 is March 23, 2011 at 11:59 p.m. If the foregoing date is Saturday, Sunday, or a legal holiday, then the date to vacate is the next business day at 11:59 p.m. MORTGAGOR RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Dated: July 20, 2010 US Bank National Association ND Mortgagee Kenneth J. Johnson Minnesota State Bar No. 0246074 Johnson, Blumberg & Associates, LLC Attorney for Mortgagee 230 W. Monroe St., Ste. 1125 Chicago, IL 60606 Phone 312-541-9710 Fax 312-541-9711 2281095 8/5-9/9/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 2 3 , 2006 MORTGAGORS: N a t h a n J . J a s p e rson and Angela M. Jasperson, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded October 31, 2006, Dakota County Recorder, Document No. 2472266. ASSIGNMENTS OF MORTGAGE: Assigned to: Aurora Loan Services, LLC, Dated: May 28, 2010, Recorded: June 7, 2010, Document No. 2734043. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100025440003437024 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Lehman Brothers Bank, FSB RESIDENTIAL MORTGAGE SERVICER: Aurora Loan Services LLC MORTGAGED PROPERTY ADDRESS: 14720 Boysenberry Court, Rosemount, MN 55068 TAX PARCEL I.D. #: 34-65200-070-03 LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 3, Rosewood Village, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $356,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $402,197.05 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 23, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 23, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT

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LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 22, 2010. Aurora Loan Services LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 98-846 0039473624 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2287519 8/5-9/9/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: December 4, 2006 MORTGAGOR: Sue Ann Tangorra, a single woman. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Registered December 29, 2006, Dakota County Registrar of Titles, Document No. 603436, Certificate of Title No. 141676 ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association, Dated: July 21, 2010 TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100014440003653292 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: NetBank RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance, LLC MORTGAGED PROPERTY ADDRESS: 4752 Flora Drive, Eagan, MN 55112 TAX PARCEL I.D. #: 106398304016 LEGAL DESCRIPTION OF PROPERTY: LOT FOUR (4), BLOCK SIXTEEN (16) IN RIDGECLIFFE FOURTH ADDITION, ACCORDING TO THE RECORDED PLAT THEREOF, DAKOTA COUNTY, MINNESOTA. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $141,300.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $150,295.73 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 8, 2010 at 10:00 AM PLACE OF SALE: Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 8, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 9, 2010. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-2593 5304097404 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2310951 8/19-9/23/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 30, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $198,790.00 MORTGAGOR(S): Jason D Lawson, a single man MORTGAGEE: Lendsource, Inc. DATE AND PLACE OF RECORDING: Recorded: June 13, 2003 Dakota County Recorder Document Number: 2062389 ASSIGNMENTS OF MORTGAGE: And assigned to: Lehman Brothers Bank, FSB Dated: April 30, 2003 Recorded: June 13, 2003 Dakota County Recorder Document Number: 2062390 And assigned to: Mortgage Electronic Registration Systems, Inc. Dated: February 26, 2004 Recorded: March 15, 2004 Dakota County Recorder Document Number: 2185271 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100025440001006300 Lender or Broker: Lendsource, Inc. Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1213 Walnut St, Farmington, MN 55024-1773 Tax Parcel ID Number: 14-22502-130-03 LEGAL DESCRIPTION OF PROPERTY: Lot 13, Block 3, East Farmington Third Addition, according to the map or plat thereof on file or of record in the Office of the County Recorder in and for Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $197,410.32 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 01, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 01, 2011, or the next business day if April 01, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 19, 2010 ASSIGNEE OF MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 016079F01 2304603 8/19-9/23/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 13, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $160,000.00 MORTGAGOR(S): Michelle L Benson a single person and Curtis D Hendrickson a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: April 24, 2006 Dakota County Recorder Document Number: 2422763 ASSIGNMENTS OF MORTGAGE: And assigned to: THE BANK OF NEW

And assigned to: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS, INC., ASSET-BACKED CERTIFICATES, SERIES 2006-6 Dated: August 02, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100015700065531044 Lender or Broker: America's Wholesale Lender Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1662 City View Dr, Eagan, MN 55121-1702 Tax Parcel ID Number: 10-41300-045-07 LEGAL DESCRIPTION OF PROPERTY: Unit No 45, CIC No 347, a planned community, Valley Ridge Townhomes, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $193,745.10 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 17, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 17, 2011, or the next business day if March 17, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 05, 2010 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS, INC., ASSET-BACKED CERTIFICATES, SERIES 2006-6 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 014749F02 2286808 8/5-9/9/10

PUBLIC NOTICE

County, MN. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $228,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $235,290.22 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 30, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 30, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 28, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4348 652021358 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2287854 8/5-9/9/10

PUBLIC NOTICE

NOTICE OF ASSESSMENT LIEN FORECLOSURE SALE Date: July 8, 2010 YOU ARE NOTIFIED THAT: 1. Default has occurred in the terms and conditions of the Restated Declaration for Coachman Highlands Townhomes Owners Association (hereinafter the "Association") which was recorded December 27, 2002 as Doc. No. 1978040, in the Office of the Dakota County Recorder and also, pursuant to Minn. Stat. §515B.3-116, covering the following property: L E G A L D E S C R I P T I O N : Lot 46, Block 1, Coachman Highlands, CIC No. 390, Dakota County, Minnesota S T R E E T A D D R E S S : 1605 Raindrop Drive, Eagan, MN 55121 TAX PARCEL ID NUMBER: 10-18075-460-01 2. Pursuant to said Declaration, there is claimed to be due and owing as of July 8, 2010, from Michaela M. Krower, title holder, to the Association, a Minnesota non-profit corporation, the amount of $1,840.00 for unpaid association dues, late fees, attorneys fees and costs, plus any other such amounts that will accrue after July 8, 2010, and other costs of collection and foreclosure which will be added to the amount claimed due and owing at the time of the sale herein. 3. No action is now pending at law or otherwise to recover said debt or any part thereof. 4. That all preforeclosure requirements have been met. 5. The owner has not been released from her financial obligation to pay said amount. 6. The Declaration, referenced above, and Minn. Stat. §§515B.3-115 and 515B.3-116 provide for a continuing lien against the property. A Notice of Lien evidencing the amount due was recorded on April 20, 2010, as Document No. 2725841 in the Dakota County Recorder's Office. 7. Pursuant to the power of sale contained in the same Declaration and granted by the owner in taking title to the premises subject to said Declaration and pursuant to Minn. Stat. §§515B.3-115 and 515B.3-116, said Lien will be foreclosed by the sale of said property by the Sheriff of Dakota County, at the Dakota County Sheriff's Office, Dakota County Law Enforcement Center, 1580 Highway 55 Lobby S-100, Hastings, MN 55033, on the 16th day of September, 2010, at 10:00 a.m. at public auction to the highest bidder, to pay the amount then

��

�� MORTGAGOR, �� then �� pay the amount highest bidder, to REDEMPTION BY THE due for said assessments, together THE MORTGAGOR'S PERSONAL REPwith the costs of foreclosure, includ- RESENTATIVES OR ASSIGNS, MAY BE ing attorneys fees as allowed by law. REDUCED TO FIVE WEEKS IF A JUDI8. T h e t i m e a l l o w e d b y l a w f o r CIAL ORDER IS ENTERED UNDER redemption by the unit owner, her per- MINNESOTA STATUTES, SECTION sonal representatives or assigns is six 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G (6) months from the date of sale The OTHER THINGS, THAT THE MORTdate and time to vacate the property GAGED PREMISES ARE IMPROVED is 11:59 p.m. on March 16, 2011, if WITH A RESIDENTIAL DWELLING OF the account is not reinstated or the LESS THAN FIVE UNITS, ARE NOT owner does not redeem from the PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E foreclosure sale. ABANDONED." REDEMPTION NOTICE Dated: July 23, 2010. THE TIME ALLOWED BY LAW Deutsche Bank National Trust FOR REDEMPTION BY THE MORTCompany, as trustee GAGOR, THE MORTGAGOR'S PERMortgagee/Assignee of Mortgagee SONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO USSET, WEINGARDEN AND LIEBO, P.L.L.P. F I V E W E E K S I F A J U D I C I A L By: Paul A. Weingarden ORDER IS ENTERED UNDER MIN- Attorneys for Mortgagee/Assignee of N E S O T A S T A T U T E S , S E C T I O N Mortgagee 582.032, DETERMINING, AMONG 4500 Park Glen Road #300 O T H E R T H I N G S , T H A T T H E Minneapolis, MN 55416 M O R T G A G E D P R E M I S E S A R E (952) 925-6888 40-2945 IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE 0031333321 IS A COMMUNICATION FROM THIS UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, A DEBT COLLECTOR. 2287666 8/5-9/9/10 AND ARE ABANDONED. 9. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMANOTICE OF MORTGAGE TION OBTAINED WILL BE USED FOR FORECLOSURE SALE THAT PURPOSE. THE RIGHT TO VERIFICATION OF COACHMAN HIGHLANDS AND IDENTITY OF THE DEBT THE TOWNHOMES OWNERS ASSOCIATION ORIGINAL CREDITOR WITHIN THE Attorneys for Coachman Highlands TIME PROVIDED BY LAW IS NOT Townhomes Owners Association AFFECTED BY THIS ACTION. THOMSEN & NYBECK, P.A. NOTICE IS HEREBY GIVEN: That By: Gretchen S. Schellhas (#195595) default has occurred in the conditions 3600 American Blvd. West, Suite 400 of the following described mortgage: Bloomington, Minnesota 55431 DATE OF MORTGAGE: June 21, 2007 (952) 835-7000 ORIGINAL PRINCIPAL AMOUNT OF (Coachman Highlands/Krower/09-7-904D) 2281742 8/5-9/9/10 MORTGAGE: $145,500.00 MORTGAGOR(S): Jill L Yelton. a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee NOTICE OF MORTGAGE for Delta Funding Corporation FORECLOSURE SALE TRANSACTION AGENT: Mortgage THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF Electronic Registration Systems, Inc. MIN#: 100076600001161607 THE ORIGINAL CREDITOR WITHIN SERVICER: Ocwen Loan Servicing, THE TIME PROVIDED BY LAW IS LLC NOT AFFECTED BY THIS ACTION. LENDER: Delta Funding Corporation. NOTICE IS HEREBY GIVEN, that DATE AND PLACE OF FILING: default has occurred in conditions of Dakota County Minnesota, Recorder, the following described mortgage: DATE OF MORTGAGE: A u g u s t 1 7 , on July 3, 2007, as Document No. 2528139 2006 ASSIGNED TO: HSBC Bank USA, MORTGAGOR: D a v i d A . K r e c h , N.A., as Trustee for the registered unmarried man. MORTGAGEE: Mortgage Electronic holders of Renaissance Equity Loan Asset-Backed Certificates, Series Registration Systems, Inc. DATE AND PLACE OF RECORDING: 2007-3 Dated: September 25, 2007, and Recorded August 29, 2006, Dakota recorded September 3, 2009 by DocuC o u n t y R e c o r d e r , D o c u m e n t N o . ment No. 2682251. LEGAL DESCRIPTION OF PROP2457185. A S S I G N M E N T S O F M O R T G A G E : ERTY: Lot 5, Block 17, Tarbox addiAssigned to: Deutsche Bank National tion to South St Paul, according to the Trust Company as Trustee for Ameri- recorded plat thereof, and situate in c a n H o m e M o r t g a g e A s s e t s T r u s t Dakota County, Minnesota PROPERTY ADDRESS: 619 5th 2006-5 Mortgage-Backed Pass-Through Certificates, Series 2006-5, Dated: Avenue South, South Saint Paul, MN November 24, 2009, Recorded: Decem- 55075 PROPERTY I.D: 367510005017 ber 8, 2009, Document No. 2701030. COUNTY IN WHICH PROPERTY IS TRANSACTION AGENT: Mortgage LOCATED: Dakota Electronic Registration Systems, Inc. THE AMOUNT CLAIMED TO BE DUE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON ON THE MORTGAGE ON THE DATE OF THE NOTICE: One Hundred Sixty MORTGAGE: 100024200014057174 LENDER OR BROKER AND MORT- Thousand Two Hundred Seventy-Three G A G E O R I G I N A T O R S T A T E D O N and 60/100 ($160,273.60) THAT no action or proceeding has MORTGAGE: American Brokers Conbeen instituted at law to recover the duit R E S I D E N T I A L M O R T G A G E S E R - debt secured by said mortgage, or any VICER: American Home Mortgage Ser- part thereof; that there has been compliance with all pre-foreclosure notice vicing, Inc MORTGAGED PROPERTY ADDRESS: and acceleration requirements of said 1004 Spruce Street, Farmington, MN mortgage, and/or applicable statutes; PURSUANT, to the power of sale con55024 tained in said mortgage, the above TAX PARCEL I.D. #: 142250015009 LEGAL DESCRIPTION OF PROP- described property will be sold by the Sheriff of said county as follows: ERTY: DATE AND TIME OF SALE: 10:00 AM Lot 15, Block 9, East Farmington First Addition, Dakota County, Min- on September 28, 2010 PLACE OF SALE: Sheriff`s M a i n nesota COUNTY IN WHICH PROPERTY IS Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF to pay the debt then secured by said mortgage and taxes, if any actually MORTGAGE: $236,000.00 AMOUNT DUE AND CLAIMED TO BE paid by the mortgagee, on the preDUE AS OF DATE OF NOTICE, INCLUD- mises and the costs and disburseING TAXES, IF ANY, PAID BY MORT- ments allowed by law. The time allowed by law for redempGAGEE: $276,542.27 That prior to the commencement of tion by said mortgagor(s), their perthis mortgage foreclosure proceeding sonal representatives or assigns is 6 Mortgagee/Assignee of Mortgagee com- months from the date of sale. "THE TIME ALLOWED BY LAW FOR plied with all notice requirements as required by statute; That no action or REDEMPTION BY THE MORTGAGOR, proceeding has been instituted at law THE MORTGAGOR`S PERSONAL REPo r o t h e r w i s e t o r e c o v e r t h e d e b t RESENTATIVES OR ASSIGNS, MAY BE secured by said mortgage, or any part REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER thereof; PURSUANT to the power of sale con- MINNESOTA STATUTES, SECTION tained in said mortgage, the above 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G described property will be sold by the OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED Sheriff of said county as follows: DATE AND TIME OF SALE: Septem- WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT ber 17, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , PROPERTY USED IN AGRICULTURAL Law Enforcement Center, 1580 Hwy P R O D U C T I O N , A N D A R E ABANDONED." 55, Lobby #S-100, Hastings, MN Dated: August 12, 2010 to pay the debt then secured by said HSBC Bank USA, N.A., as Mortgage, and taxes, if any, on said Trustee for the registered premises, and the costs and disburseholders of Renaissance Equity ments, including attorneys' fees Loan Asset-Backed allowed by law subject to redemption Certificates, Series 2007-3 within six (6) months from the date of said sale by the mortgagor(s), their Randall S. Miller & Associates, PLLC personal representatives or assigns Attorneys for Assignee of Mortgage/ unless reduced to Five (5) weeks under Mortgagee One Financial Plaza, MN Stat. §580.07. TIME AND DATE TO VACATE PROP- 120 South Sixth Street, Suite 1100 E R T Y : I f t h e r e a l e s t a t e i s a n Minneapolis, MN 55402 owner-occupied, single-family dwell- Phone: 612-573-3677 ing, unless otherwise provided by law, Our File No. 10MN00320-1 the date on or before which the mort- THIS IS A COMMUNICATION FROM gagor(s) must vacate the property if the A DEBT COLLECTOR mortgage is not reinstated under sec- A S A P # 3 6 8 1 9 6 7 0 8 / 1 2 / 2 0 1 0 , tion 580.30 or the property is not 08/19/2010, 08/26/2010, 09/02/2010, redeemed under section 580.23 is 09/09/2010, 09/16/2010 2289879 8/12-9/16/10 11:59 p.m. on March 17, 2011 . MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, ��

PUBLIC NOTICE

�� G A G E O R�� IGINATOR STATED ON MORTGAGE: Centennial Mortgage and ��

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 21, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $308,000.00 MORTGAGOR(S): Robert Gordon Tornio, a single man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: July 20, 2005 Dakota County Recorder Document Number: 2342367 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100285700000126671 Lender or Broker: Winstar Mortgage Partners, Inc. Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1214 Bluestem Ct, Northfield, MN 55057-5291 Tax Parcel ID Number: 43-58650-040-01 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 1, Prairie Hills Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $316,880.54 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 17, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 17, 2011, or the next business day if March 17, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 05, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 016046F01 2286906 8/5-9/9/10

PUBLIC NOTICE

Funding, Inc. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 32857 Dresden Avenue, Northfield, MN 55057 TAX PARCEL I.D. #: 16-02500-010-79 LEGAL DESCRIPTION OF PROPERTY: That part of the Southeast Quarter of the Southeast Quarter of Section 25, Township 112, Range 20, described as follows: Commencing at a point 695 feet North of the Southeast Corner of Section 25, Township 112, Range 20, and thence running North 253 feet, thence West 352 feet, thence South 253 feet, thence East 352 feet to the point of beginning, subject to the public road on the East side thereof, according to the Government Survey thereof. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $238,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $243,642.26 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 30, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 30, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 28, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-7980 1981174222 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2287494 8/5-9/9/10

PUBLIC NOTICE

according to the recorded plat thereof on file and of record in the office of the Registrar of Titles in and for Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $252,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $269,914.93 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 23, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 23, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 26, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8685 1914163308 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2287754 8/5-9/9/10

PUBLIC NOTICE

proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 1, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 1, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 4, 2010. Wells Fargo Bank, N.A., as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-782 96541075 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2299543 8/12-9/16/10

PUBLIC NOTICE

TIME AND DATE TO VACATE PROP ERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 8, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 4, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8785 1881221262 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2299667 8/12-9/16/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: December 8, 2006 MORTGAGOR: Tovarich Bourne, a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded February 26, 2007, Dakota County Recorder, Document No. 2499321. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc., Dated: June 9, 2008, Recorded: June 19, 2008, Document No. 2597726. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100011520039131778 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: CitiMortgage, Inc RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 315 Cari Park Lane, Hastings, MN 55033 TAX PARCEL I.D. #: 191640104002 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 2, Cari Park 2nd Addition, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $134,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $157,155.81 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 30, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 30, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT

LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 31, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4357 2003913177 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2297885 8/12-9/16/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 19, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $183,000.00 MORTGAGOR(S): Jonathan Wunderlich and Gwyn B. Wunderlich, Husband and Wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: January 08, 2008 Dakota County Registrar of Titles Document Number: 622247 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC Home Loans Servicing, LP Dated: August 05, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100133700027947947 Lender or Broker: Countrywide Bank, FSB Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 144125 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3310 209th St W, Farmington, MN 55024-9554 Tax Parcel ID Number: 14-02900-020-56 LEGAL DESCRIPTION OF PROPERTY: THE EAST 80 FEET OF THE NORTH 190 FEET OF THE WEST 1062.7 FEET OF THE SOUTH 665 FEET OF THE SOUTHWEST 1/4 OF SECTION 29, TOWNSHIP 114, RANGE 19 ACCORDING TO THE GOVERNMENT SURVEY THEREOF, DAKOTA COUNTY, MINNESOTA AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $211,859.55 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 24, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 24, 2011, or the next business day if March 24, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 12, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, LP Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 003117F02 2292551 8/12-9/16/10

��

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: July 29, 2003 MORTGAGOR: J o h n E . R o s s e , a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded September 11, 2003, Dakota County Recorder, Document No. 2107769. ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association, Dated: October 6, 2009, Recorded: October 26, 2009, Document No. 2692477. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100160500150266800 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Mortgage Express, Inc. RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 14668 Embry Path, Apple Valley, MN 55124 TAX PARCEL I.D. #: 01-20505-047-01 LEGAL DESCRIPTION OF PROPERTY: Lot 47, Block 1, Diamond Path 6th Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $150,800.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $153,842.60 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 8, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 8, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 5, 2010. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-2530 0607711231 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2299840 8/12-9/16/10

PUBLIC NOTICE

2537790. ASSIGNMENTS OF MORTGAGE: Assigned to: BAC Home Loans Servicing L.P. f/k/a Countrywide Home Loans Servicing L.P., Dated: September 3, 2009, Recorded: September 29, 2009, Document No. 2687163. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100133700021494276 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Countrywide Bank, FSB RESIDENTIAL MORTGAGE SERVICER: BAC Home Loans Servicing L.P. MORTGAGED PROPERTY ADDRESS: 4730 Hittner Point, Eagan, MN 55122 TAX PARCEL I.D. #: 103325003001 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 1, Hittner Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $675,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $729,482.98 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 5, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 5, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 3, 2010. BAC Home Loans Servicing L.P. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-619 171708957 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2299571 8/12-9/16/10

PUBLIC NOTICE

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $213,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $229,819.78 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 5, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 5, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 5, 2010. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-1705 8403385605 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2299896 8/12-9/16/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 05, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $179,515.00 MORTGAGOR(S): Christina Dotseth, A Single Woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: February 15, 2007 Dakota County Recorder Document Number: 2496832 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association Dated: July 28, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100232301120050463 Lender or Broker: Centennial Mortgage and Funding, Inc. Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3150 Lower 147th St W, Rosemount, MN 55068-4431 Tax Parcel ID Number: 34-03800-050-13 LEGAL DESCRIPTION OF PROPERTY: The North 150 feet of the West 100 feet of the East 160 feet of Lot 13, Auditor's Subdivision No. 27, Rosemount, Dakota County, MN AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $189,242.91 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 28, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

sonal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 28, 2011, or the next business day if March 28, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 12, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 016091F01 2290518 8/12-9/16/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: September 20, 2004 MORTGAGOR: Jerry L. Westling and Beverly H. Westling, husband and wife MORTGAGEE/LENDER: W e s t e r n Bank SERVICER: Western Bank MORTGAGE ID#: 600268 DATE AND PLACE OF RECORDING: Recorded on December 6, 2004, Dakota County Registrar of Titles, as Document No. 553678 ASSIGNMENTS OF MORTGAGE: None LEGAL DESCRIPTION OF PROPERTY: Lot Fourteen (14), Block Two (2), in Palomino Hills Third Addition (Torrens Certificate No. 46108) ADDRESS OF PROPERTY: 110 Pony Lane East, Apple Valley, MN 55124 TAX PARCEL NO.: 01-56602-140-02 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $99,419.57 THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $74,825.74 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said Mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 29, 2010 at 10:00 a.m. PLACE OF SALE: D a k o t a C o u n t y Sheriff's Office, Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, MN 55033, to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. DATE TO VACATE PROPERTY: The date on or before which the Mortgagor must vacate the property if the Mortgage is not reinstated under Minnesota Statutes Section 580.30 or the property redeemed under Minnesota Statutes Section 580.23 is March 29, 2011 at 11:59 p.m. If the foregoing date is a Saturday, Sunday or legal holiday, then the date to vacate is the next business day at 11:59 p.m. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 10, 2010 WESTERN BANK:

�� Mutual �� sor in interest to Washington WESTERN BANK:

MORTGAGEE Attorney for Mortgagee: Perrie N. Heitler Attorney Registration No. 43643 2345 Rice Street, Suite 165 St. Paul, Minnesota 55113 (651) 482-9933 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR 2289083 8/12-9/16/10P

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 12, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $83,900.00 MORTGAGOR(S): Stephanie G Alen, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: May 23, 2005 Dakota County Recorder Document Number: 2324430 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association Dated: July 28, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100103210000097518 Lender or Broker: Prime Mortgage Corporation Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 12952 Nicollet Ave Apt 202, Burnsville, MN 55337-3541 Tax Parcel ID Number: 02-01300580-16 LEGAL DESCRIPTION OF PROPERTY: Apartment Numer 202, 12952 Nicollet Avenue South, Condominium Ownership Number 15, Ridgview Condominium Homes, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $79,028.91 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 24, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 24, 2011, or the next business day if March 24, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 12, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 016160F01 2290404 8/12-9/16/10

PUBLIC NOTICE

Bank, FA. DATE AND PLACE OF RECORDING: Recorded December 21, 2007, Dakota County Recorder, Document No. 2562969. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Washington Mutual Bank, FA RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance, LLC MORTGAGED PROPERTY ADDRESS: 11773 Millpond Avenue, Burnsville, MN 55337 TAX PARCEL I.D. #: 024850310003 LEGAL DESCRIPTION OF PROPERTY: Unit number 100, CIC Number 157, Boulder Pond, A Condominium COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $127,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $135,498.46 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 8, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 8, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 5, 2010. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-3089 3014868636 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2299623 8/12-9/16/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 29, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $236,680.00 MORTGAGOR(S): Nicholas A Reitmeier, a single person and Savannah C Lane, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: December 08, 2004 Dakota County Recorder Document Number: 2274114 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association Dated: July 30, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100021278843450706 Lender or Broker: U.S. Bank, N.A. Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 6266 175th St W, Lakeville, MN 55024-8992 Tax Parcel ID Number: 22-20877-010-04

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�� DATE AND TIME OF SALE: Septem ber 24, 2010 at 10:00 AM �� 22 20877 010 04 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 4, Dodd Ridge Third Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $232,235.12 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 24, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 24, 2011, or the next business day if March 24, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 12, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 016225F01 2297413 8/12-9/16/10

PUBLIC NOTICE

PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 24, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 30, 2010. Provident Funding Associates, L.P. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-1811 1816040071 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2299743 8/12-9/16/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 15, 1998 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $114,673.00 MORTGAGOR(S): Lisa A Settevig, a single person MORTGAGEE: Norwest Mortgage, Inc. DATE AND PLACE OF REGISTERING: Registered: December 14, 1998 Dakota County Registrar of Titles Document Number: 387668 ASSIGNMENTS OF MORTGAGE: And assigned to: Knutson Mortgage Corporation Dated: March 18, 1999 Registered: March 19, 1999 Dakota County Registrar of Titles Document Number: 395305 And assigned to: Mortgage Electronic Registration Systems, Inc. Dated: November 28, 2005 Registered: December 05, 2005 Dakota County Registrar of Titles Document Number: 580430 And assigned to: BAC Home Loans Servicing, L.P. Dated: August 05, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100012900013709956 Lender or Broker: Norwest Mortgage, Inc. Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 114108 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 7416 Brady Path, Inver Grove Heights, MN 55076-2341 Tax Parcel ID Number: 20-77500-590-01 LEGAL DESCRIPTION OF PROPERTY: Lot 59, Block 1, Traverse Pointe Addition, Common Interest Community No. 203, according to the recorded plat thereof. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $98,993.33 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 24, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat.

erty is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 24, 2011, or the next business day if March 24, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 12, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 016360F01 2292499 8/12-9/16/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 26, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $214,400.00 MORTGAGOR(S): Nicholas T. Gunderson, A Single Man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: October 07, 2005 Dakota County Recorder Document Number: 2368450 ASSIGNMENTS OF MORTGAGE: And assigned to: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWALT, INC. ALTERNATIVE LOAN TRUST 2005-66 MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2005-66 Dated: June 07, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1001337-0000963934-8 Lender or Broker: Countrywide Bank, N.A. Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 21220 Ilavista Way, Lakeville, MN 55044-1903 Tax Parcel ID Number: 22.84100.030.04 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 4, Wild Meadows Villas, CIC NO. 364, according to the recorded plat thereof, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $259,773.12 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 24, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 24, 2011, or the next business day if March 24, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG

582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 12, 2010 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWALT, INC. ALTERNATIVE LOAN TRUST 2005-66 MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2005-66 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013029F02 2292754 8/12-9/16/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 17, 2002 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $187,000.00 MORTGAGOR(S): Joan Remick Kennedy and Charles Edward Kennedy, III, wife and husband MORTGAGEE: The Lending Connection, Inc. DATE AND PLACE OF RECORDING: Recorded: August 15, 2003 Dakota County Recorder Document Number: 2095197 ASSIGNMENTS OF MORTGAGE: And assigned to: New Century Mortgage Corporation Dated: December 12, 2006 Recorded: January 22, 2007 Dakota County Recorder Document Number: 2490075 And assigned to: Deutsche Bank National Trust Company, as Trustee under the Pooling and Servicing Agreement dated as of March 1, 2003, Morgan Stanley Dean Witter Capital I, Inc., Trust 2003-NC3 Dated: January 04, 2003 Recorded: January 22, 2007 Dakota County Recorder Document Number: 2490076 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: The Lending Connection, Inc. Residential Mortgage Servicer: Litton Loan Servicing, LP Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1440 Highview Ave, Eagan, MN 55121-1142 Tax Parcel ID Number: 10-32880-095-00 LEGAL DESCRIPTION OF PROPERTY: The West 30 feet of Lot 6, the East 30 feet of the North 60 feet of the West 360 feet of Lot 9 and the West 330 feet of Lot 9, all in Highview Acres, except that part contained within Remick Addition. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $208,491.67 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 24, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 24, 2011, or the next business day if March 24, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 12, 2010 ASSIGNEE OF MORTGAGEE:

ASSIGNEE OF MORTGAGEE: Deutsche Bank National Trust Company, as Trustee under the Pooling and Servicing Agreement dated as of March 1, 2003, Morgan Stanley Dean Witter Capital I, Inc., Trust 2003-NC3 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 007287F02 2290484 8/12-9/16/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 25, 1995 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $50,000.00 MORTGAGOR(S): Viola E Rheinhardt, an unmarried woman MORTGAGEE: American Home Mortgage Corporation DATE AND PLACE OF RECORDING: Recorded: September 14, 1995 Dakota County Recorder Document Number: 1300868 ASSIGNMENTS OF MORTGAGE: And assigned to: Resource Bancshares Mortgage Group, Inc. Dated: August 25, 1995 Recorded: September 14, 1995 Dakota County Recorder Document Number: 1300869 And assigned to: NationsBanc Mortgage Corporation Dated: February 15, 1996 Recorded: March 05, 1996 Dakota County Recorder Document Number: 1334052 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: American Home Mortgage Corporation Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 15005 December Way, Rosemount, MN 55068-5521 Tax Parcel ID Number: 34-83605-210-03 LEGAL DESCRIPTION OF PROPERTY: Lot 21, Block 3, Wensmann Sixth Addition according to the recorded plat thereof. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $42,488.34 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 24, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 24, 2011, or the next business day if March 24, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 12, 2010 ASSIGNEE OF MORTGAGEE: Bank of America, N.A. successor by merger to BA Mortgage, LLC, successor by merger with NationsBanc Mortgage Corporation Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 015717F01 2292822 8/12-9/16/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J u n e 1 1 , 2004 MORTGAGORS: Laurie S. Lancette and Derrick D. Sanders, both single. MORTGAGEE: First Franklin Financial Corporation, subsidiary of National City Bank of Indiana. DATE AND PLACE OF RECORDING: Recorded July 9, 2004, Dakota County Recorder, Document No. 2223961. ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, N.A., as Trustee for First Franklin Mortgage Loan Trust 2004-FFH3, Dated: April 12, 2010, Recorded: April 23, 2010, Document No. 2726464. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Franklin Financial Corporation, subsidiary of National City Bank of Indiana RESIDENTIAL MORTGAGE SERVICER: Saxon Mortgage Services, Inc. MORTGAGED PROPERTY ADDRESS: 13444 Settlers Ridge Drive, Burnsville, MN 55337 TAX PARCEL I.D. #: 026730059001 LEGAL DESCRIPTION OF PROPERTY: Lot 59, Block 1, Settlers Ridge CIC Number 355, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $230,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $227,528.72 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 8, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 8, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 3, 2010. Wells Fargo Bank, N.A., as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 84-608 1044296755 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2299598 8/12-9/16/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 28, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $436,000.00 MORTGAGOR(S): Catalina L Lo and Ia Lo, wife and husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: April 19, 2007 Dakota County Recorder

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County Recorder Document Number: 2510895 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100075420060040464 Lender or Broker: Homestead Mortgage Corporation Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 20988 Jury Ct, Lakeville, MN 55044-6018 Tax Parcel ID Number: 22-84275-110-02 LEGAL DESCRIPTION OF PROPERTY: Lot 11, Block 2, Willow Ridge, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $452,122.66 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 24, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 24, 2011, or the next business day if March 24, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 12, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 016173F01 2297858 8/12-9/16/10

PUBLIC NOTICE

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $163,007.74 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 8, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 8, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 4, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8446 1914403580 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2299645 8/12-9/16/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 29, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $177,300.00 MORTGAGOR(S): Doug A. Roseth and Sara Roseth, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: June 22, 2007 Dakota County Recorder Document Number: 2525894 ASSIGNMENTS OF MORTGAGE: And assigned to: Aurora Loan Services, LLC Dated: June 09, 2010 Recorded: June 29, 2010 Dakota County Recorder Document Number: 2738071 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100013800923848580 Lender or Broker: GreenPoint Mortgage Funding, Inc. Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 16872 Embers Ave, Farmington, MN 55044 Tax Parcel ID Number: 22-47051-610-06 LEGAL DESCRIPTION OF PROPERTY: Unit 1610, Common Interest Community Number 362, Mallard Shores Condominiums, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $203,228.44 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 24, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

sonal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 24, 2011, or the next business day if March 24, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 12, 2010 ASSIGNEE OF MORTGAGEE: Aurora Loan Services, LLC Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 014865F02 2292924 8/12-9/16/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J a n u a r y 9 , 2004 MORTGAGORS: Timothy W. Girdner and Diane L. Girdner, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Registered March 10, 2004, Dakota County Registrar of Titles, Document No. 0532055, Certificate of Title No. 103389. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc., Dated: July 23, 2010. Said Mortgage being Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100143500200351364 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: American Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 16701 Joplin Way, Lakeville, MN 55044 TAX PARCEL I.D. #: 226460101004 LEGAL DESCRIPTION OF PROPERTY: LOT ONE (1), BLOCK FOUR (4) IN ROLLING OAKS SOUTH PLAT TWO COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $203,850.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $197,310.08 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 7, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 7, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER

CIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 9, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3884 8360665 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2299933 8/12-9/16/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of that certain Mortgage, Security Agreement and Assignment of Rents and Leases, dated September 21, 2005, executed by Stahl Commercial Properties LLC, a Minnesota limited liability company, and Stahl Commercial Properties II LLC, a Minnesota limited liability company, as borrower (collectively, the "Mortgagor"), and delivered to World Savings Bank, FSB, a federal savings bank, as mortgagee (together with its successors in interest, the "Mortgagee"), which mortgage was recorded October 18, 2005 in the Office of the County Recorder of Dakota County, Minnesota as Document No. 2371989, as assigned by that certain Corporation Assignment of Mortgage and Related Documents, dated February 24, 2010, executed by Wachovia Mortgage, a division of Wells Fargo Bank, NA, formerly known as Wachovia Mortgage, FSB, formerly known as World Savings Bank, FSB, as assignor, and delivered to Fannie Mae, which was recorded June 7, 2010 in th e Office of the County Recorder of Dakota County, Minnesota as Document No. 2734101 (collectively, the "Mortgage"), the original principal amount secured by said Mortgage, being $596,250.00; that no action or proceeding has been instituted at law to recover the debt secured by said Mortgage or any part thereof; that any notice required by said Mortgage, or any note secured thereby, or by law, to be given prior to the commencement of these proceedings to foreclose said Mortgage has been given; that there is due and claimed to be due upon said Mortgage, including interest to date hereof, the sum of $597,561.40; and that pursuant to the power of sale therein contained, said Mortgage will be foreclosed. The tract of land in said Mortgage, lying and being in Dakota County, Minnesota, and legally described as follows, to-wit: Parcel 1: That part of Lot 18, Block 2, Hampton, Dakota County Minnesota, described as follows: Commencing at the Northwest corner of said Lot 18; thence South 12 degrees 12 minutes 21 seconds East (assumed bearing) along the West line thereof a distance of 40.00 feet; thence North 83 degrees 14 minutes 33 seconds East, a distance of 74.50 feet; thence North 12 degrees 12 minutes 21 seconds West, parallel with the West line of said Lot 18, a distance of 16.00 feet; thence North 86 degrees 17 minutes 09 seconds East, parallel with the North line of said Lot 18, a distance of 74.56 feet, more or less to the East line of said Lot 18; thence South 12 degrees 16 minutes 31 seconds East along said East line of Lot 18, a distance of 45.00 feet to the point of beginning of the land to be described; thence South 83 degrees 16 minutes 33 seconds West a distance of 70.86 feet; thence South 6 degrees 42 minutes 21 seconds East a distance of 30.00 feet; thence South 83 degrees 17 minutes 39 seconds West a distance of 75.00 feet, more or less to the West line of said Lot 18; thence South along the West line of said Lot 18 to a point which is 162 feet Southerly of the Northerly line of said Lot 18, measured along the Westerly line of said Lot 18; thence Easterly in a straight line to a point on the Easterly line of said Lot 18 which point is 34 feet Northerly from the Southeast corner of said Lot 18; thence Northerly along the Easterly line of said Lot 18 to the point of beginning, according to the recorded plat thereof, and situate in Dakota County, Minnesota. Parcel 2: That part of Lot 18, Block 2, Hampton, Dakota County, Minnesota, described as follows: Commencing at the Northwest corner of said Lot 18; thence South 12 degrees 12 minutes 21 seconds East (assumed hearing) along the West line thereof a distance of 40.00 feet to the point of beginning of the land to be described; thence North 83 degrees 14 minutes 33 seconds East, a distance of 74.50 feet; thence North 12 degrees 12 minutes 21 seconds West, parallel with the West line of said Lot 18 a distance of 16.00 feet; thence North 86 degrees 17 minutes 09 seconds East, parallel with the North line of said Lot 18 a distance of 74.66 feet, more or less, to the East line of said Lot 18; thence South 12 degrees 16 minutes 31 seconds East along said East line of Lot 18 a distance of 45.00 feet; thence

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�� Law �� Enforcement �� thence �� of 45.00 feet; Sheriff s Office, Lot 18 a distance S o u t h 8 3 d e g r e e s 1 6 m i n u t e s 3 3 Center, 1580 Highway 55, Hastings MN seconds West a distance of 70.86 feet; 55033-2343, to pay the debt secured by thence South 6 degrees 42 minutes 21 said Mortgage and taxes, if any, on said seconds East a distance of 30.00 feet; premises and the costs, attorneys' fees thence South 83 degrees 17 minutes and disbursements allowed by law. 39 seconds West a distance of 75.00 T h e t i m e a l l o w e d b y l a w f o r feet, more or less to the West line of r e d e m p t i o n b y t h e M o r t g a g o r , i t s said Lot 18; thence North 12 degrees personal representatives, successors 12 minutes 21 seconds West along or assigns is six (6) months from the said West line of Lot 18 a distance of date of said sale. Property Addresses: 23290-23304 63.00 feet to the point of beginning, according to the United States Gover- Main Street, Hampton, MN 55031. Tax Parcel ID Numbers: nment Survey thereof and situate in 18-32000-184-02 and 18-32000-185-02. Dakota County, Minnesota. Dated: August 9, 2010 (which real property, together with any FANNIE MAE and all easements, rights-of-way, licenses, privileges, and appurtenances FAEGRE & BENSON LLP thereto and any and all other real By D. Charles Macdonald p r o p e r t y w h i c h m a y a t a n y t i m e Attorneys for Mortgagee hereafter be conveyed by Mortgagor to 2200 Wells Fargo Center Mortgagee as security for that certain 90 South Seventh Street p r o m i s s o r y n o t e s e c u r e d b y t h e Minneapolis, MN 55402 8/12-9/16/10 Mortgage (the "Note"), is hereinafter 2298983 referred to as the "Land"); All highways, roads, streets, alleys, and other public rights-of-way and NOTICE OF MORTGAGE thoroughfares, bordering on or FORECLOSURE SALE adjacent to the Land, together with all THE RIGHT TO VERIFICATION right, title, and interest of Mortgagor to OF THE DEBT AND IDENTITY OF the real property lying within said highways, roads, streets, alleys, and THE ORIGINAL CREDITOR WITHIN other public rights-of-way and thor- THE TIME PROVIDED BY LAW IS oughfares, and all vacated highways, NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that roads, streets, alleys, and public rights-of-way and thoroughfares, and default has occurred in conditions of the following described mortgage: all strips and gores adjoining or within DATE OF MORTGAGE: November 8, the Land or any part thereof; All buildings, structures, improvements, 2002 MORTGAGORS: David C. Akehurst railroad spurs, tracks and sidings, plants, works, and fixtures now or at and Nikki L. Akehurst, husband and any time located on any portion of the wife. MORTGAGEE: K e y B a n k U S A , Land, and all extensions, additions, b e t t e r m e n t s , s u b s t i t u t i o n s , a n d National Association. DATE AND PLACE OF RECORDING: replacements thereof; All fixtures, furniture, furnishings, equipment, Recorded January 29, 2003, Dakota machinery, appliances, apparatus, and C o u n t y R e c o r d e r , D o c u m e n t N o . o t h e r p r o p e r t y o f e v e r y k i n d a n d 1991039. ASSIGNMENTS OF MORTGAGE: description now or at any time installed or located on or used or Assigned to: CitiMortgage, Inc. succesusable in connection with the Land or sor by merger to CitiFinancial Mortt h e b u i l d i n g s a n d i m p r o v e m e n t s gage Company, Inc., Dated: June 6, situated thereon, including, but not 2005, Recorded: June 13, 2005, Docul i m i t e d t o , a l l l i g h t i n g , h e a t i n g , ment No. 2330046. And thereafter cooling, ventilating, air-conditioning, assigned to: Selene Finance, LP, Dated: humidifying, dehumidifying, plumbing, April 30, 2010, Recorded: April 30, sprinkling, incinerating, refrigerating, 2010, Document No. 2727645. And air-cooling, lifting, fire extinguishing, thereafter assigned to: Selene RMOF cleaning, communicating, security, REO Acquisition LLC., Dated: July 23, surveillance, computer, telephone and 2010. TRANSACTION AGENT: NONE electrical systems, and the machinery, TRANSACTION AGENT'S MORTappliances, fixtures, and equipment pertaining thereto, all switchboards, GAGE IDENTIFICATION NUMBER ON engines, motors, tanks, pumps, floor MORTGAGE: NONE LENDER OR BROKER AND MORTcoverings, carpeting, partitions, conduits, ducts, compressors, GAGE ORIGINATOR STATED ON elevators, escalators, accessories, MORTGAGE: Key Bank USA, National draperies, blinds and other window Association RESIDENTIAL MORTGAGE SERcoverings, and the machinery, appliances, fixtures, and equipment VICER: Selene Finance LP MORTGAGED PROPERTY ADDRESS: pertaining thereto, all of which 6170 Lower 161st Street, Rosemount, f i x t u r e s , f u r n i s h i n g s , u r n i t u r e , e q u i p m e n t , m a c h i n e r y , MN 55068 TAX PARCEL I.D. #: 222117709014 appliances, apparatus, and other LEGAL DESCRIPTION OF PROPproperty, whether or not permanently a f f i x e d t o t h e L a n d ; A l l r i g h t s , ERTY: Lot 9, Block 14, Donnay's Valley privileges, permits, licenses, Park 8th Addition, Dakota County, easements, consents, tenements, Minnesota. hereditaments, and appurtenances at COUNTY IN WHICH PROPERTY IS any time belonging to or in any way appertaining to all or any part of the LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF Land and any property or interests subject to the Mortgage; all right, title, MORTGAGE: $206,000.00 AMOUNT DUE AND CLAIMED TO BE and interest of Mortgagor in all reversions and remainders in or to all or DUE AS OF DATE OF NOTICE, INCLUDa n y p a r t o f t h e L a n d a n d o t h e r ING TAXES, IF ANY, PAID BY MORTproperty and interests subject to the GAGEE: $159,633.96 That prior to the commencement of Mortgage, and all avails, rents, income, issues, profits, royalties, and revenues this mortgage foreclosure proceeding derived from or belonging to all or any Mortgagee/Assignee of Mortgagee compart of the Land and other property plied with all notice requirements as and interests subject to the Mortgage; required by statute; That no action or A n y a n d a l l p r o c e e d s o f t h e proceeding has been instituted at law conversion, whether v oluntary or o r o t h e r w i s e t o r e c o v e r t h e d e b t involuntary, of all or any part of the secured by said mortgage, or any part Land and other property and interests thereof; PURSUANT to the power of sale consubject to the Mortgage into cash or liquidated claims, including, by way of tained in said mortgage, the above illustration and not limitation, all described property will be sold by the proceeds of insurance and all awards Sheriff of said county as follows: DATE AND TIME OF SALE: Septemand payments, including interest thereon, which may be made with ber 28, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , respect to all or any part of the Land or other property and interests subject to Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN the Mortgage, or any estate or easem e n t t h e r e i n , a s a r e s u l t o f a n y to pay the debt then secured by said damage to or destruction of all or any Mortgage, and taxes, if any, on said part of the Land and other property premises, and the costs and disburseand interests subject to the Mortgage, m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s the exercise of the right or power of allowed by law subject to redemption condemnation or eminent domain, the within six (6) months from the date of closing of, or the alteration of the said sale by the mortgagor(s), their grade of, any highway, road, street, personal representatives or assigns alley or other public right-of-way or unless reduced to Five (5) weeks under thoroughfare on or adjoining all or any MN Stat. §580.07. TIME AND DATE TO VACATE PROPpart of the Land and other property and interests subject to the Mortgage, E R T Y : I f t h e r e a l e s t a t e i s a n owner-occupied, single-family dwellor any other injury to or decrease in the value of all or any part of the Land ing, unless otherwise provided by law, or other property and interests subject the date on or before which the mortto the Mortgage, to the extent of all gagor(s) must vacate the property if the amounts which may be secured by the mortgage is not reinstated under secMortgage, and any and all assignments tion 580.30 or the property is not a n d o t h e r i n s t r u m e n t s a s a r e redeemed under section 580.23 is necessary for the purpose of assigning 11:59 p.m. on March 28, 2011. MORTGAGOR(S) RELEASED FROM said proceeds, awards, and payments t o M o r t g a g e e , f r e e , c l e a r a n d FINANCIAL OBLIGATION ON MORTGAGE: None discharged of any and all "THE TIME ALLOWED BY LAW FOR encumbrances of any kind or nature, whatsoever; and The immediate and REDEMPTION BY THE MORTGAGOR, continuing right to receive and collect THE MORTGAGOR'S PERSONAL REPall rents, income, issues and profits RESENTATIVES OR ASSIGNS, MAY BE which are or may become due under or REDUCED TO FIVE WEEKS IF A JUDIby virtue of any lease or agreement CIAL ORDER IS ENTERED UNDER ( o r a l o r w r i t t e n ) f o r t h e l e a s i n g , MINNESOTA STATUTES, SECTION subleasing, use or occupancy of all or 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G any part of the Land, or any buildings, OTHER THINGS, THAT THE MORTstructures or improvements located on GAGED PREMISES ARE IMPROVED the Land, made or agreed to by the WITH A RESIDENTIAL DWELLING OF Mortgagor, and all of such leases or LESS THAN FIVE UNITS, ARE NOT a g r e e m e n t s , t o g e t h e r w i t h a l l PROPERTY USED IN AGRICULTURAL guaranties therefore and any renewals P R O D U C T I O N , A N D A R E ABANDONED." or extensions thereof; Dated: July 30, 2010. will be sold by the Sheriff of Dakota Selene RMOF REO Acquisition LLC. County, Minnesota at public auction Mortgagee/Assignee of Mortgagee on Monday, October 18, 2010 at 10:00 o'clock A.M., at the Dakota County USSET, WEINGARDEN AND LIEBO, P.L.L.P.

PUBLIC NOTICE

Sheriff's Office, Law Enforcement

��

�� wife as joint�� tenants MORTGAGEE: Mortgage Electronic �� USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-1819 0000047183 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2299786 8/12-9/16/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: December 14, 2006 MORTGAGOR: S t e v e R . F i n l e y , a single man. MORTGAGEE: BankUnited, FSB. DATE AND PLACE OF RECORDING: Recorded February 28, 2007, Dakota County Recorder, Document No 2499688. ASSIGNMENTS OF MORTGAGE: Assigned to: BankUnited, Dated: July 26, 2010 TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: BankUnited, FSB RESIDENTIAL MORTGAGE SERVICER: BankUnited MORTGAGED PROPERTY ADDRESS: 2461 79th Street East, Inver Grove Heights, MN 55076 TAX PARCEL I.D. #: 205353006101 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 1, Oak Park Preserve COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $150,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $170,446.89 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 1, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 1, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 2, 2010. BankUnited Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 51-260 5122270 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2290429 8/12-9/16/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 06, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $219,000.00 MORTGAGOR(S): Dennis Rynearson and Robin L. Rynearson, husband and wife as joint tenants

Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: January 23, 2007 Dakota County Recorder Document Number: 2490799 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association, as Trustee on behalf of GSAA Home Equity Trust 2007-1 Dated: March 18, 2009 Recorded: March 24, 2009 Dakota County Recorder Document Number: 2645520 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100133700017387914 Lender or Broker: Countrywide Bank, N.A. Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 20380 Dunbar Ave, Farmington, MN 55024-8114 Tax Parcel ID Number: 14.57600.101.05 LEGAL DESCRIPTION OF PROPERTY: That part of Lot Ten (10), Block Five (5), lying Southwesterly of a line described as follows: Beginning at a point on the Northwesterly line of said Lot Ten (10), said point being 91.505 feet Northeasterly of the most Westerly corner of said Lot Ten (10), as measured along the Northwesterly line of said Lot Ten (10), running thence South 53 degrees 03 minutes 48 seconds East to the Southeasterly line of said Lot Ten (10) and there terminating, Pine Knoll, according to the plat thereof now on file and of record in the office of the County Recorder within and for the said County and State, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $263,886.65 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 13, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on February 13, 2011, or the next business day if February 13, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 01, 2010 ASSIGNEE OF MORTGAGEE: U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE ON BEHALF OF GSAA HOME EQUITY TRUST 2007-1 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 007368F02 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for August 13, 2010 at 10:00 AM has been postponed to September 02, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: August 13, 2010 ASSIGNEE OF MORTGAGEE: U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE ON BEHALF OF GSAA HOME

ON BEHALF OF GSAA HOME EQUITY TRUST 2007-1 Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 007368F02 2298132 8/19/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 28, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $126,000.00 MORTGAGOR(S): James L Stewart, single MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Fidelity Mortgage of NY a division of Delta Funding Corporation TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100076600000883391 SERVICER: Ocwen Loan Servicing, LLC LENDER: Fidelity Mortgage of NY a division of Delta Funding Corporation. DATE AND PLACE OF FILING: Dakota County Minnesota, Recorder, on December 22, 2006, as Document No. 2483678 ASSIGNED TO: HSBC Bank USA, N.A., as Indenture Trustee for the registered Noteholders of Renaissance Home Equity Loan Trust 2007-1 Dated: March 30, 2007, and recorded March 9, 2010 by Document No. 2718431. LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 3, Scott Highlands Fourth Addition. PROPERTY ADDRESS: 14347 Garland Ave, Apple Valley, MN 55124 PROPERTY I.D: 01-66503-010-03 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: One Hundred Thirty-One Thousand Six Hundred Twenty-Six and 06/100 ($131,626.06) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on May 11, 2010 PLACE OF SALE: Sheriff`s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6 months from the date of sale. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: March 25, 2010 HSBC Bank USA, N.A., as Indenture Trustee for the registered Noteholders of Renaissance Home Equity Loan Trust 2007-1 Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 10MN00066-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 3499059 03/25/2010, 04/01/2010, 04/08/2010, 04/15/2010, 04/22/2010, 04/29/2010 NOTICE OF POSTPONEMENT OF FORECLOSURE SALE The above referenced sale scheduled for August 10, 2010 at 10:00 AM, has been postponed to September 9, 2010 at 10:00 AM, located at Sheriff`s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343, Dakota Minnesota Dated: August 10, 2010 HSBC Bank USA, N.A., as Indenture Trustee for the registered Noteholders of Renaissance Home Equity Loan Trust 2007-1 Jennifer K Fischer (0311248) Attorneys for HSBC Bank USA, N.A., as Indenture Trustee for the registered Noteholders of Renaissance Home Equity Loan Trust 2007-1 Randall S. Miller & Associates, PLLC One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 (952) 232-0052 Our File No. 10MN00066-1

Our File No. 10MN00066-1 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED A DEBT COLLECTOR ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. ASAP# 3687993 08/19/2010 2300050 8/19/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 10, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $280,000.00 MORTGAGOR(S): Bruce F Huysentruit and Ellen L Huysentruit n/k/a Ellen Lynn Rongitsch, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: January 29, 2004 Dakota County Recorder Document Number: 2169640 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association, as Trustee, on behalf of the holders of the CSFB Mortgage Pass-through Certificates, Series 2005-CF1 Dated: November 14, 2008 Recorded: December 05, 2008 Dakota County Recorder Document Number: 2625689 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100077910001383211 Lender or Broker: Decision One Mortgage Company, LLC Residential Mortgage Servicer: Select Portfolio Servicing Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1700 70th St W, Inver Grove Heights, MN 55077-2226 Tax Parcel ID Number: 20-00700-011-26 LEGAL DESCRIPTION OF PROPERTY: The West 471 feet of the North 350 feet of the Northeast 1/4 of the Northwest 1/4 of Section 7, Township 27, Range 22. Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $312,590.53 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 23, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 23, 2011, or the next business day if January 23, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 10, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association, as Trustee, on behalf of the holders of the CSFB Mortgage Pass-through Certificates, Series 2005-CF1 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013539F01

File Number: 013539F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 23, 2010 at 10:00 AM has been postponed to August 23, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: July 23, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association, as Trustee, on behalf of the holders of the CSFB Mortgage Pass-through Certificates, Series 2005-CF1 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for August 23, 2010 at 10:00 AM has been postponed to October 22, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: August 23, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association, as Trustee, on behalf of the holders of the CSFB Mortgage Pass-through Certificates, Series 2005-CF1 Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013539F01 2301380 8/19/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: F e b r u a r y 8 , 2007 MORTGAGORS: Kyle W. Kranz and Julie A. Kranz, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded March 7, 2007, Dakota County Recorder, Document No. 2500906. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE OF MASTR ADJUSTABLE RATE MORTGAGES TRUST 2007-3, Dated: October 8, 2008, Recorded: October 27, 2008, Document No. 2619824. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100133700019892010 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Countrywide Bank, N.A. RESIDENTIAL MORTGAGE SERVICER: BAC Home Loans Servicing L.P. MORTGAGED PROPERTY ADDRESS: 13378 Danube Circle, Rosemount, MN 55068 TAX PARCEL I.D. #: 342510512001 LEGAL DESCRIPTION OF PROPERTY: Lot 12, Block 1, Evermoor 6th Addition. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $480,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $580,196.21 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 18, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 18, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING,

SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: December 18, 2009. U.S. Bank National Association, Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-217 158889206 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until April 22, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: February 18, 2010. U.S. Bank National Association, Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-217 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until June 24, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: April 23, 2010. U.S. Bank National Association, Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-217 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until August 12, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: June 25, 2010. U.S. Bank National Association, Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-217 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until September 9, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: August 16, 2010. U.S. Bank, National Association, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-217 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2306260 8/19/10

PUBLIC NOTICE

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SERVICER: Ocwen Loan Servicing, LLC LENDER: Aegis Lending Corporation. DATE AND PLACE OF FILING: Dakota County Minnesota, Recorder, on January 19, 2005, as Document No. 2286461 ASSIGNED TO: U.S. Bank National Association, as Indenture Trustee for the registered holders of Aegis Asset Backed Securities Trust 2005-1, Mortgage Backed Notes Dated: August 25, 2007, and recorded August 10, 2009 by Document No. 2677409. LEGAL DESCRIPTION OF PROPERTY: Lot Thirteen (13) of Reinardy Addition, According to the plat thereof on file and of record in the office of the county recorder within and for Dakota County, Minnesota. PROPERTY ADDRESS: 702 Highland Cir, Farmington, MN 55024 PROPERTY I.D: 07-63240-130-00 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: One Hundred Forty-Eight Thousand One Hundred Seventy-Two and 31/100 ($148,172.31) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on June 15, 2010 PLACE OF SALE: S h e r i f f ` s M a i n Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6 months from the date of sale. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: April 29, 2010 U.S. Bank National Association, as Indenture Trustee for the registered holders of Aegis Asset Backed Securities Trust 2005-1, Mortgage Backed Notes Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 09MN00005-2 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 3532781 04/29/2010, 05/06/2010, 05/13/2010, 05/20/2010, 05/27/2010, 06/03/2010 NOTICE OF POSTPONEMENT OF FORECLOSURE SALE The above referenced sale scheduled for August 12, 2010 at 10:00 AM, has been postponed to September 16, 2010 at 10:00 AM, located at Sheriff`s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343, Dakota Minnesota Dated: August 12, 2010 U.S. Bank National Association, as Indenture Trustee for the registered holders of Aegis Asset Backed Securities Trust 2005-1, Mortgage Backed Notes Jennifer K Fischer (0311248) Attorneys for U.S. Bank National Association, as Indenture Trustee for the registered holders of Aegis Asset Backed Securities Trust 2005-1, Mortgage Backed Notes Randall S. Miller & Associates, PLLC One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 (952) 232-0052 Our File No. 09MN00005-2 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED A DEBT COLLECTOR ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. ASAP# 3682695 08/19/2010 2293217 8/19/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 20, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $225,600.00 MORTGAGOR(S): Gregg A. Kegley and Renee C. Kegley, husband and wife MORTGAGEE: Mortgage Electronic

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: August 22, 2005 Dakota County Recorder Document Number: 2353355 ASSIGNMENTS OF MORTGAGE: And assigned to: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS, INC., ASSET-BACKED CERTIFICATES, SERIES 2005- AB4 Dated: May 14, 2010 Recorded: June 17, 2010 Dakota County Recorder Document Number: 2736087 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100261495603033295 Lender or Broker: Great Northern Financial Group, Inc. Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 14668 Greenridge Ln, Burnsville, MN 55306-6919 Tax Parcel ID Number: 0207120206001 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 1, Southcross Heights 3rd Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $301,540.50 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 06, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on February 06, 2011, or the next business day if February 06, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 24, 2010 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS, INC., ASSET-BACKED CERTIFICATES, SERIES 2005- AB4 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 005668F02 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for August 06, 2010 at 10:00 AM has been postponed to August 19, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: August 06, 2010 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS, INC., ASSET-BACKED CERTIFICATES, SERIES 2005- AB4 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for August 19, 2010 at 10:00 AM has been postponed to September 09, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: August 19, 2010 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS, INC., ASSET-BACKED

INC., ASSET-BACKED CERTIFICATES, SERIES 2005- AB4 Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 005668F02 2304805 8/19/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: July 5, 2007 MORTGAGOR: Sengphet Bouthsarath, a married person. MORTGAGEE: National City Mortgage a division of National City Bank. DATE AND PLACE OF RECORDING: Recorded September 13, 2007, Dakota County Recorder, Document No. 2543698. ASSIGNMENTS OF MORTGAGE: Assigned to: Green Tree Servicing, LLC, Dated: February 22, 2010, Recorded: March 26, 2010, Document No. 2721540. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: National City Mortgage a division of National City Bank RESIDENTIAL MORTGAGE SERVICER: Green Tree Servicing, LLC MORTGAGED PROPERTY ADDRESS: 150 East Burnsville Parkway #107, Burnsville, MN 55337 TAX PARCEL I.D. #: 023217510705 & 023217506605 LEGAL DESCRIPTION OF PROPERTY: Unit No. A107, Storage Unit No. S11, and Garage Unit No. G66, Uptown Landing, a Condominium, Common Interest Community No. 478, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $185,400.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $202,569.15 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 13, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 14, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: June 22, 2010. Green Tree Servicing, LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-1673 89684012 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until August 20, 2010 at 10:00 am at the Sheriff’s Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

county and state. Dated: August 13, 2010. Green Tree Servicing, LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-1673 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2308879 8/19/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 03, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $150,500.00 MORTGAGOR(S): Tona Roberta Vietti, a single woman MORTGAGEE: Bank of America, N.A. DATE AND PLACE OF REGISTERING: Registered: August 17, 2005 Dakota County Registrar of Titles Document Number: 572337 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Bank of America, N.A. Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 126925 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 12318 Oak Leaf Ct, Burnsville, MN 55337-2961 Tax Parcel ID Number: 02-53701-390-01 LEGAL DESCRIPTION OF PROPERTY: Lot Thirty Nine (39), Block One (1), in Oak Leaf Plat Two, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $159,234.83 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 14, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 14, 2010, or the next business day if November 14, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 01, 2010 MORTGAGEE: Bank of America, N.A. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012494F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for May 14, 2010 at 10:00 AM has been postponed to June 03, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: May 14, 2010 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for June 03, 2010 at 10:00 AM has been postponed to July 06, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

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�� said County and �� State. D W E L L I N�� G OF LE S S�� THAN FIVE DATED: June 03, 2010 UNITS, ARE NOT PROPERTY USED IN MORTGAGEE: Bank of America, N.A. AGRICULTURAL PRODUCTION, AND ARE ABANDONED. NOTICE OF POSTPONEMENT OF DATED: October 15, 2009 MORTGAGE FORECLOSURE SALE The above referenced sale scheduled ASSIGNEE OF MORTGAGEE: for July 06, 2010 at 10:00 AM has been U.S. Bank, N.A. postponed to July 27, 2010 at 10:00 Wilford & Geske, P.A. A M i n t h e D a k o t a C o u n t y L a w Attorneys for Assignee of Mortgagee Enforcement Center, 1580 Highway 55, Lawrence A. Wilford Lobby S-100, Hastings, Minnesota in James A. Geske said County and State. 8425 Seasons Parkway, Suite 105 DATED: July 06, 2010 Woodbury, MN 55125-4393 MORTGAGEE: Bank of America, N.A. (651) 209-3300 File Number: 008966F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE NOTICE OF POSTPONEMENT OF The above referenced sale scheduled MORTGAGE FORECLOSURE SALE for July 27, 2010 at 10:00 AM has been The above referenced sale scheduled postponed to August 19, 2010 at 10:00 for December 03, 2009 at 10:00 AM has A M i n t h e D a k o t a C o u n t y L a w been postponed to March 11, 2010 at Enforcement Center, 1580 Highway 55, 10:00 AM in the Dakota County Law Lobby S-100, Hastings, Minnesota in Enforcement Center, 1580 Highway 55, said County and State. Lobby S-100, Hastings, Minnesota in DATED: July 27, 2010 said County and State. MORTGAGEE: Bank of America, N.A. DATED: December 03, 2009 ASSIGNEE OF MORTGAGEE: NOTICE OF POSTPONEMENT OF U.S. Bank, N.A. MORTGAGE FORECLOSURE SALE The above referenced sale scheduled NOTICE OF POSTPONEMENT OF for August 19, 2010 at 10:00 AM has MORTGAGE FORECLOSURE SALE been postponed to September 09, 2010 The above referenced sale scheduled at 10:00 AM in the Dakota County Law for March 11, 2010 at 10:00 AM has Enforcement Center, 1580 Highway 55, been postponed to June 10, 2010 at Lobby S-100, Hastings, Minnesota in 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, said County and State. Lobby S-100, Hastings, Minnesota in DATED: August 19, 2010 MORTGAGEE: Bank of America, N.A. said County and State. Wilford & Geske, P.A. DATED: March 11, 2010 Attorneys for Mortgagee: ASSIGNEE OF MORTGAGEE: Lawrence A. Wilford U.S. Bank, N.A. James A. Geske NOTICE OF POSTPONEMENT OF 8425 Seasons Parkway, Suite 105 MORTGAGE FORECLOSURE SALE Woodbury, MN 55125-4393 The above referenced sale scheduled (651) 209-3300 for June 10, 2010 at 10:00 AM has File Number: 012494F01 been postponed to July 13, 2010 at 2304502 8/19/10 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. NOTICE OF MORTGAGE DATED: June 10, 2010 FORECLOSURE SALE ASSIGNEE OF MORTGAGEE: NOTICE IS HEREBY GIVEN that U.S. Bank, N.A. default has occurred in the conditions NOTICE OF POSTPONEMENT OF of the following described mortgage: MORTGAGE FORECLOSURE SALE DATE OF MORTGAGE: July 21, 2005 The above referenced sale scheduled ORIGINAL PRINCIPAL AMOUNT OF for July 13, 2010 at 10:00 AM has been MORTGAGE: $214,000.00 postponed to August 17, 2010 at 10:00 MORTGAGOR(S): Valeriy T. Babich A M i n t h e D a k o t a C o u n t y L a w and Svetlana A. Babich, husband and Enforcement Center, 1580 Highway 55, wife Lobby S-100, Hastings, Minnesota in MORTGAGEE: Riverview Community said County and State. Bank DATED: July 13, 2010 DATE AND PLACE OF RECORDING: ASSIGNEE OF MORTGAGEE: Recorded: August 04, 2005 Dakota U.S. Bank, N.A. County Recorder NOTICE OF POSTPONEMENT OF Document Number: 2347540 MORTGAGE FORECLOSURE SALE ASSIGNMENTS OF MORTGAGE: The above referenced sale scheduled And assigned to: U.S. Bank, N.A. for August 17, 2010 at 10:00 AM has Dated: July 21, 2005 been postponed to September 23, 2010 Recorded: August 04, 2005 Dakota at 10:00 AM in the Dakota County Law County Recorder Enforcement Center, 1580 Highway 55, Document Number: 2347541 Lobby S-100, Hastings, Minnesota in Transaction Agent: Not Applicable said County and State. Transaction Agent Mortgage IdentifiDATED: August 17, 2010 cation Number: Not Applicable ASSIGNEE OF MORTGAGEE: Lender or Broker: Riverview ComU.S. Bank, N.A. munity Bank Wilford & Geske, P.A. Residential Mortgage Servicer: U.S. Attorneys for Assignee Of Mortgagee: Bank Home Mortgage Lawrence A. Wilford Mortgage Originator: Not Applicable James A. Geske COUNTY IN WHICH PROPERTY IS 8425 Seasons Parkway, Suite 105 LOCATED: Dakota Woodbury, MN 55125-4393 Property Address: 18846 Everest (651) 209-3300 Path, Farmington, MN 55024-7060 File Number: 008966F01 T a x P a r c e l I D N u m b e r : 2298169 8/19/10 14-50505-040-02 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 2, Nelsen Hills Farm 6th Addition, Dakota County, NOTICE OF MORTGAGE Minnesota. FORECLOSURE SALE AMOUNT DUE AND CLAIMED TO BE THE RIGHT TO VERIFICATION D U E A S O F D A T E O F N O T I C E : OF THE DEBT AND IDENTITY OF $226,883.00 THE ORIGINAL CREDITOR WITHIN THAT all pre-foreclosure require- THE TIME PROVIDED BY LAW IS ments have been complied with; that NOT AFFECTED BY THIS ACTION. no action or proceeding has been instiNOTICE IS HEREBY GIVEN, that tuted at law or otherwise to recover the default has occurred in conditions of debt secured by said mortgage, or any the following described mortgage: DATE OF MORTGAGE: March 12, part thereof; PURSUANT to the power of sale con- 2004 tained in said mortgage, the MORTGAGOR: Rebecca A. Scott, A above-described property will be sold single person. by the Sheriff of said county as folMORTGAGEE: Mortgage Electronic lows: Registration Systems, Inc.. DATE AND TIME OF SALE: DecemDATE AND PLACE OF RECORDING: Recorded April 29, 2004, Dakota ber 03, 2009 at 10:00 AM PLACE OF SALE: Dakota County C o u n t y R e c o r d e r , D o c u m e n t N o . Law Enforcement Center, 1580 High- 2199179. way 55, Lobby S-100, Hastings, MinneASSIGNMENTS OF MORTGAGE: sota Assigned to: U.S. Bank, N.A., Dated: to pay the debt secured by said mort- April 12, 2010. gage and taxes, if any, on said preTRANSACTION AGENT: Mortgage mises and the costs and disburse- Electronic Registration Systems, Inc. ments, including attorney fees allowed TRANSACTION AGENT'S MORTby law, subject to redemption within GAGE IDENTIFICATION NUMBER ON six (6) months from the date of said MORTGAGE: 100021268000003802 LENDER OR BROKER AND MORTsale by the mortgagor(s), their perGAGE ORIGINATOR STATED ON sonal representatives or assigns. If the Mortgage is not reinstated MORTGAGE: First Residential Mortu n d e r M i n n . S t a t . § 5 8 0 . 3 0 o r t h e gage Corporation RESIDENTIAL MORTGAGE SERproperty is not redeemed under Minn. Stat. §580.23, the Mortgagor must VICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: vacate the property on or before 11:59 p.m. on June 03, 2010, or the next 15375 Flower Way, Apple Valley, MN business day if June 03, 2010 falls on 55124 TAX PARCEL I.D. #: 01-55900-065-05 a Saturday, Sunday or legal holiday. LEGAL DESCRIPTION OF PROPMortgagor(s) released from financial ERTY: obligation: NONE Unit No. 65, Orchard Pointe CondoTHIS COMMUNICATION IS FROM miniums, CIC No. 311 A DEBT COLLECTOR ATTEMPTING COUNTY IN WHICH PROPERTY IS TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF MORTGAGE: $177,915.00 AMOUNT DUE AND CLAIMED TO BE THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE DUE AS OF DATE OF NOTICE, INCLUDT I M E P R O V I D E D B Y L A W I S N O T ING TAXES, IF ANY, PAID BY MORTGAGEE: $193,228.63 AFFECTED BY THIS ACTION. That prior to the commencement of THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, this mortgage foreclosure proceeding T H E M O R T G A G O R ' S P E R S O N A L Mortgagee/Assignee of Mortgagee comREPRESENTATIVES OR ASSIGNS, plied with all notice requirements as MAY BE REDUCED TO FIVE WEEKS IF required by statute; That no action or A J U D I C I A L O R D E R I S E N T E R E D proceeding has been instituted at law UNDER MINNESOTA STATUTES, or otherwise to recover the debt SECTION 582.032, DETERMINING, secured by said mortgage, or any part AMONG OTHER THINGS, THAT THE thereof; PURSUANT to the power of sale MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL D W E L L I N G O F L E S S T H A N F I V E ��

PUBLIC NOTICE

�� duit RESIDENTIAL MORTGAGE �� PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 29 , 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 29, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: April 23, 2010. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-987 6800000380 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until August 10, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: June 28, 2010. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-987 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until September 14, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: August 11, 2010. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-987 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2301885 8/19/10

PUBLIC NOTICE

SERVICER: American Home Mortgage Servicing, Inc MORTGAGED PROPERTY ADDRESS: 1204 Rushmore Cresent, Burnsville, MN 55337 TAX PARCEL I.D. #: 027125209001 LEGAL DESCRIPTION OF PROPERTY: Lot Nine, Block One, in Southwind Plat Three COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $256,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $294,571.11 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 20, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 20, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: February 19, 2010. Citigroup Global Markets Realty Corp Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 40-2877 0032221004 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until June 1, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: April 21, 2010. Citigroup Global Markets Realty Corp Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 40-2877 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until August 10, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: June 1, 2010. Citigroup Global Markets Realty Corp Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 40-2877 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until September 14, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: August 11, 2010. Citigroup Global Markets Realty Corp

Citigroup Global Markets Realty Corp Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 40-2877 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2301850 8/19/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 25, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $145,040.00 MORTGAGOR(S): Ellen M Burgess a single woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: June 20, 2005 Dakota County Recorder Document Number: 2332221 ASSIGNMENTS OF MORTGAGE: And assigned to: Deutsche Bank National Trust Company, as Indenture Trustee for the Encore Credit Receivables Trust 2005-3 Dated: January 06, 2010 Recorded: June 24, 2010 Dakota County Recorder Document Number: 2737287 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100180100002182697 Lender or Broker: Encore Credit Corp. Residential Mortgage Servicer: Select Portfolio Servicing Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1310 4th St N, South Saint Paul, MN 55075-1931 Tax Parcel ID Number: 36-48700-030-09 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 9, M.D. Miller's Addition to South Park, according to the Map or Plat thereof on file or of record in the Office of the County Recorder in and for Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $157,967.37 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 13, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on February 13, 2011, or the next business day if February 13, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 01, 2010 ASSIGNEE OF MORTGAGEE: Deutsche Bank National Trust Company, as Indenture Trustee for the Encore Credit Receivables Trust 2005-3 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 004286F04 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for August 13, 2010 at 10:00 AM has been postponed to October 13, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

said County and State. DATED: August 13, 2010 ASSIGNEE OF MORTGAGEE: Deutsche Bank National Trust Company, as Indenture Trustee for the Encore Credit Receivables Trust 2005-3 Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 004286F04 2291496 8/19/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: M a r c h 3 , 2006 MORTGAGOR: John C. Castilone, a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded March 16, 2006, Dakota County Recorder, Document No. 2412885. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association, as trustee for the holders of CSAB 2007-1, Dated: October 29, 2009. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100075420040050815 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Homestead Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: BAC Home Loans Servicing L.P. MORTGAGED PROPERTY ADDRESS: 1020 Livingston Avenue, West Saint Paul, MN 55118 TAX PARCEL I.D. #: 424810018009 LEGAL DESCRIPTION OF PROPERTY: Lot 18, Block 9, Except the South 2 feet, B. Michel's Addition to West St. Paul, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $172,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $182,451.18 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 6, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 8, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: March 9, 2010. U.S. Bank National Association, Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-796 134633654 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is post-

foregoing foreclosure sale is post poned until May 27, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: May 11, 2010. U.S. Bank National Association, Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-796 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until June 24, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: May 27, 2010. U.S. Bank National Association, Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-796 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until August 12, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: June 25, 2010. U.S. Bank National Association, Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-796 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until September 16, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: August 12, 2010. U.S. Bank, National Association, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-796 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2303438 8/19/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 31, 2002 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $736,000.00 MORTGAGOR(S): Craig Johanns and Mary Wolf-Johanns, husband and wife MORTGAGEE: Washington Mutual Bank, FA DATE AND PLACE OF RECORDING: Recorded: November 18, 2003 Dakota County Recorder Document Number: 2141494 DATE AND PLACE OF REGISTERING: Registered: November 18, 2003 Dakota County Registrar of Titles Document Number: 521825 ASSIGNMENTS OF MORTGAGE: And assigned to: Homecomings Financial Network, Inc. Dated: February 11, 2005 Recorded: August 22, 2005 Dakota County Recorder Document Number: 2353437 Registered: December 09, 2005 Dakota County Registrar of Titles Document Number: 580760 And assigned to: The Bank Of New York Mellon Trust Company, National Association Fka The Bank Of New York Trust Company, N.A. as Successor To JPmorgan Chase Bank N.A., as Trustee Dated: March 29, 2008 Recorded: November 13, 2008 Dakota County Recorder Document Number: 2622525 Registered: April 30, 2007 Dakota County Registrar of Titles Document Number: 609654 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Washington Mutual Bank, FA Residential Mortgage Servicer: Litton Loan Servicing, LP Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 129943

129943 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3494 Wolfberry Ct, Eagan, MN 55123-2494 Tax Parcel ID Number: 10-64800-020-01 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 1, Royal Oaks, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $765,147.79 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that a portion of this property is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 01, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 01, 2011, or the next business day if April 01, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 19, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon Trust Company, National Association fka The Bank Of New York Trust Company, N.A. as successor to JPMorgan Chase Bank N.A., as Trustee for Mortgage Asset-Backed Pass-Through Certificates, Series 2006-RP3 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 003561F03 2310974 8/19-9/23/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 17, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $240,312.00 MORTGAGOR(S): Ruben Perdomo, a married man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: April 30, 2007 Dakota County Recorder Document Number: 2513167 ASSIGNMENTS OF MORTGAGE: And assigned to: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS, CWABS, INC., ASSET-BACKED CERTIFICATES, SERIES 2007-1 Dated: January 02, 2009 Recorded: January 20, 2009 Dakota County Recorder Document Number: 2631444 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100015700080547371 Lender or Broker: Countrywide Home Loans, Inc. dba America's Wholesale Lender Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 13019/13021 County Road 5, Burnsville, MN 55337-2226 Tax Parcel ID Number: 02-15680-020-04 LEGAL DESCRIPTION OF PROPERTY: Lot 1 and South 5 feet of Lot 2, Block 4, Burnsville Manor, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE:

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$295,636.08 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 13, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. Â§580.30 or the property is not redeemed under Minn. Stat. Â§580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on February 13, 2011, or the next business day if February 13, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 01, 2010 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS, CWABS, INC., ASSET-BACKED CERTIFICATES, SERIES 2007-1 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 014491F02 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for August 13, 2010 at 10:00 AM has been postponed to September 02, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: August 13, 2010 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS, CWABS, INC., ASSET-BACKED CERTIFICATES, SERIES 2007-1 Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 014491F02 2298102 8/19/10

PUBLIC NOTICE

g g RESIDENTIAL MORTGAGE SERVICER: BAC Home Loans Servicing L.P. MORTGAGED PROPERTY ADDRESS: 1017 Spruce Street, Farmington, MN 55024 TAX PARCEL I.D. #: 142250008008 LE GA L DE SC R IPT ION OF PR OPERTY: Lot 8, Block 8, East Farmington First Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $196,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $252,255.03 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 14, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. Â§580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 14, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: May 14, 2010. U.S. Bank, National Association, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-308 106778253 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until August 18, 2010 at 10:00 am at the Sheriffâ&#x20AC;&#x2122;s Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: July 12, 2010. U.S. Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-308 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until November 24, 2010 at 10:00 am at the Sheriffâ&#x20AC;&#x2122;s Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: August 16, 2010. U.S. Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-308 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2309078 8/19/10

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY August 19, 2010

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is to make it less scary.â&#x20AC;? The program teaches not only the contents of the test but also various strategies such as answering easy questions first and pacing oneself while taking the test. â&#x20AC;&#x153;We view it as a game â&#x20AC;&#x201D; itâ&#x20AC;&#x2122;s predictable if you learn the rules,â&#x20AC;? Desai said. Desai, an Eagan High School graduate, said she opened the branch earlier this year because she was dissatisfied with existing preparatory programs.

Improving test scores The company claims to improve SAT scores by 100 points. The average score for an Ivy Insider student after completing the program is 2070, Desai said. ACT scores improve by about five points with an average score of 29, Desai said. Karatekin said she is skeptical about this claim, saying that it is impossible to guarantee a student will significantly improve. â&#x20AC;&#x153;It really depends upon the individual studentâ&#x20AC;&#x2122;s abilities,â&#x20AC;? she said. Ivy Insiders hires as tutors only Ivy League students who scored in the 99th percentile or above on the tests, Desai said. Desai, a sophomore at the University of Pennsylvania, said she earned a score of 2280 on the SAT. On the ACT, she scored a 35, with a perfect 12 on the writing portion. â&#x20AC;&#x153;It helps to have a teacher who not only did well but did exceptionally well,â&#x20AC;? she said. Unlike many other tutoring businesses, Ivy Insiders does not have a permanent location. The Eagan branch, for example, holds its classes at Trinity Lone Oak Lutheran Church. The organization charges $599 for a two- to threeweek course. Each session is about three hours long. Online classes are available as well. Each division of Ivy Insiders is controlled by the branch managers, who pay a portion of their revenue to the corporation. The branch is permitted to keep a maximum of 40 percent of its revenue. â&#x20AC;&#x153;The company has never lost money at a branch,â&#x20AC;? Desai said.

Photo by Jessica Harper

Learning Rx, a for-profit learning center, claims it can enhance childrenâ&#x20AC;&#x2122;s cognitive skills and IQ through various cognitive exercises. The company, which has 70 centers across the nation has been financially successful nationwide. Corporate representatives conducted by a graduate studeclined to provide annual dent at Arizona State University showed that the comrevenue figures. Ivy Insiders offers scholar- panyâ&#x20AC;&#x2122;s techniques increased ships to low-income students. studentsâ&#x20AC;&#x2122; IQs by nearly 15 â&#x20AC;&#x153;We have never turned points. Virginia State Univerdown a student,â&#x20AC;? Desai said. sity is further researching the A new kind of claims in a three-year study. Karatekin said she is leery learning of such claims. Learning Rx, a for-profit â&#x20AC;&#x153;That sounds incredible company with 70 centers â&#x20AC;&#x201D; 15 points is a radical inacross the nation, takes an crease,â&#x20AC;? said Karatekin, who entirely different approach to is skeptical about the Arizona tutoring by focusing on what State study. it calls â&#x20AC;&#x153;brain training.â&#x20AC;? â&#x20AC;&#x153;These are usually based â&#x20AC;&#x153;We help reteach students on small numbers and careand get to the root of the isfully selected people for a sue,â&#x20AC;? said Rich Frieder, direcshort term,â&#x20AC;? she said. tor and owner of the LearnThe more ambitious the ing Rx centers in Eagan and claim, the more cautious parSavage. ents should be, she warned. The program, which costs Yet, Learning Rx has rebetween $3,000 and $9,000, mained popular and profituses various exercises to imable. prove cognitive functions Itâ&#x20AC;&#x2122;s too early to say whethsuch as memory, attention er the Eagan location, which and processing speed. opened in April, is making a Karatekin said she is skepprofit. tical that the program can But the Savage center significantly change cognitive is profitable and generates functioning. $700,000 in annual revenue, â&#x20AC;&#x153;Processing speed and Frieder said. other cognitive functions are Learning Rxâ&#x20AC;&#x2122;s corporaclose to the biological maketion was among the top 55 up of a personâ&#x20AC;? she said. â&#x20AC;&#x153;Itâ&#x20AC;&#x2122;s fastest-growing companies in possible to increase it a little the nation for two of the past bit depending upon what is three years. done, but not by much.â&#x20AC;? The company as a whole Perhaps the students are has also been profitable every taught tricks to help them year for the past seven years improve on tests, but the cogand generates $28 million in nitive function itself often annual revenue, Learning Rx does not change, Karatekin founder and CEO Ken Gibsaid. son said. Learning Rx goes one step further by claiming its proJessica Harper is at gram can increase a studentâ&#x20AC;&#x2122;s jessica.harper@ecm-inc.com. IQ. A study of 1,000 students

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Unit No. A301, Storage Unit No. S19, and Garage Unit No. G77, Uptown Landing, A Condominium, Common Interest Community No. 478, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $176,400.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $191,821.59 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 13, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. Â§580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 14, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: June 24, 2010. Green Tree Servicing, LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-1688 89683793 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until September 17, 2010 at 10:00 am at the Sheriffâ&#x20AC;&#x2122;s Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: August 17, 2010. Green Tree Servicing, LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-1688 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2311132 8/19/10

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August 19, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Photo by Andrew Miller

Apple Valley Mayor Mary Hamann-Roland, White Castle district supervisor James Graf Photo by Andrew Miller and Apple Valley resident Wayne Olsen had much to discuss at opening ceremonies for Comically oversized novelty scissors in hand, Apple Valley Chamber of Commerce Presithe new White Castle on Cedar Avenue. dent Ed Kearney greeted guests to the White Castle ribbon-cutting ceremony Aug. 13.

Big hopes for burger joint Newly opened White Castle in Apple Valley touted as economic asset by Andrew Miller DAKOTA COUNTY TRIBUNE

The wait is over. Apple Valley has its White Castle. The fast-food chain with its signature Slyder burger and ubiquitous “What You Crave” marketing campaign opened Sunday, Aug. 15, at the former location of Boston Market at 15101 Cedar Ave. City officials and business leaders touted the new restaurant as an asset to the commercial district at Cedar Avenue and County Road 42. “It’ll be a draw,” said City Council Member John Bergman, who actively campaigned to bring White Castle to Apple Valley following the announcement of Boston Market’s closing two years ago. “My understanding is once they open, they never close.” Ed Kearney, president of the Apple Valley Chamber of Commerce, said the restaurant’s popularity among fast-food consumers will create a “spillover effect,” drawing residents of surrounding communities to the city. Factor in the relative paucity of White Castles in Minnesota (Apple Valley’s is the 17th), combined with the already high traffic flow at County Road 42 and Cedar Avenue, and you’ve got a winner. “This business corner, this is one of the two busiest corners in all of Minnesota with 78,000 cars daily,” Kearney said. The Columbus, Ohiobased company, which touts itself as “the first fast-food

Photo by Andrew Miller

At a ribbon-cutting ceremony Aug. 13, Apple Valley Mayor Mary Hamann-Roland told White Castle officials that the Photo by Andrew Miller investment they’ve made in the Apple Valley community is City officials and business leaders were on hand Aug. 13 at a ribbon-cutting ceremony for sure to see “a big return.” the new White Castle on Cedar Avenue in Apple Valley. From left are: Robert DeYoung, White Castle’s regional director of restaurant operations; Ed Kearney, Apple Valley Chamber of Commerce president; Apple Valley Mayor Mary Hamann-Roland; and City Council Member John Bergman.

hamburger chain ever” as well as the first to sell a billion hamburgers, announced its plans to open an Apple Valley location more than a year ago, and the buzz had been building. “During construction, we had people coming through every five minutes and asking when it was going to open,” said Robert

DeYoung, White Castle’s regional director of restaurant operations. Wayne Olsen of Apple Valley, who was on hand for the restaurant’s ribboncutting ceremony on Friday, Aug. 13, numbers himself among the restaurant’s legions of devoted customers. A World War II veteran, Olsen says he’s been a fan of

White Castle burgers since the 1940s, back when the burgers sold for a nickel. As city leaders waited in line to sample the Slyders following the ribbon-cutting ceremony, White Castle management presented Olsen with the first burger off the grill at the new restaurant. The verdict? “They still taste the same,” Olsen said with a smile as he munched on the inaugural Slyder. The Apple Valley location is the second White Castle in Dakota County and only the third south of the river, with restaurants at 4515 S. South Robert Trail on the Inver Grove Heights/West St. Paul borPhoto by Andrew Miller der, and at 8011 Old Car- Wayne Olsen of Apple Valley, a World War II veteran riage Court in Shakopee. who says he’s been enjoying White Castle burgers since the 1940s, was presented with the first Slyder off the new Andrew Miller is at restaurant’s grill at the ribbon-cutting ceremony Aug. andrew.miller@ecm-inc.com. 13. Olsen is pictured with City Council Member Ruth Grendahl.