10/20/2011 - Dakota County Tribune Business Weekly by Dakota County Tribune

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Sign ordinance may affect Realtors 6A Frontier Internet charges questioned 6A Wind turbine to generate Umore power 28A

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DATE ##, 2009 OCTOBER 20, 2011

VOLUME 30, NUMBER # VOLUME 32, NUMBER 34

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Complex that was big trouble is now getting the big makeover New owners invest in the former Charleswood Apartments by John Gessner DAKOTA COUNTY TRIBUNE

A Burnsville apartment complex once known for pest infestations and allegedly disreputable owners is making a multimilliondollar turnaround. The old Charleswood Apartments on County Road 5 south of Highway 13 has been purchased and renamed by Pine Ridge Capital, a firm specializing in turning around distressed real estate and other assets. Pine Ridge purchased the mortgage in April after the five-building, 114-unit complex had lapsed into receivership. Now called River Ridge Apartment Homes, the complex at 12901 County Road 5 is getting a unit-by-unit makeover. Rents are also higher. The previous owners, landlord brothers Hyder Jaweed and Asgher Ali, built a notorious reputation in the Twin Cities, including Burnsville, where police and the building inspector kept an extensive file on pest problems and code violations. The brothers’ problem properties were the subject of a three-part Pioneer Press newspaper series earlier this year. “These guys owned several hundred units throughout the metro area,” said Jon Taxdahl, who is partners with Mark Guidinger in Pine Ridge Capital. “For the most part, over the last three years, each of their apartment communities has gone back to the lender.” In the case of Charleswood, a court-appointed receiver was named in June 2010, Taxdahl said. The receiver, property manager

Laramar Group LLC, now manages the property for Pine Ridge. The brothers eventually quit paying their bills at Charleswood, said police Sgt. Chris Wicklund, head of the police Community Resources/Multihousing Unit. After

a foreclosure process, Pine Ridge acquired the title in June, Taxdahl said. “This is a perfect example of what we do,” Taxdahl said. “We try to buy something that’s very distressed and fix it up and turn it into

a gem of an asset.” In the case of Charleswood, that takes some doing. Reports of bedbugs were noted not only by tenants, but by school nurses who saw bites on local children, according to documentation collected by the city. A December 2008 letter from a Dakota County environmental specialist to the owners cited “numerous complaints” from Charleswood residents. The specialist declared the complex in violation of city code and of state law requiring property owners to fix public health nuisances. The county’s Community Development Agency withheld Section 8 payments for six units it subsidized there. The city charged the owners with maintenance code violaSee Charleswood, 7A

INSIDE BIZ FORUM

Taxpayers have spent too much as Minnesota Vikings have run away from every legitimate proposal. PHIL 4A KRINKIE FORUM

Kwame McDonald is an example of how older adults can have a positive impact on children’s lives. JOE 4A NATHAN BEST PRACTICES

Best employees are retained when ownership respects, values, appreciates and rightly compensates them. GLEN 5A STARFIELD NEWS

Photo by John Gessner

Manager Becky Bornstein is pictured in one of the newly refinished kitchens at River Ridge Apartment Homes in Burnsville. River Ridge is the former Charleswood complex.

JUDY TSCHUMPER

Photo by John Gessner

Company helps the city of Lakeville develop marketing strategy to bring more businesses to the community. 6A

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River Ridge Apartment Homes is the new name given to the former Charleswood complex.

Economy fells another Burnsville council member’s business Kealey surrenders retail chain, while Gustafson makes plans to start over by John Gessner DAKOTA COUNTY TRIBUNE

A Burnsville City Council Member Dan Kealey’s usedmedia business survived the early-2000s collapse in music CD sales. Pivoting to video games and DVDs, the business then

survived the Great Recession’s onset in 2008. But DSK Sound Inc. couldn’t withstand a second drop in consumer spending in 2011. In August, Kealey’s business was liquidated through an agreement with his secured creditor, M and

I Bank. Now another lender, Wells Fargo Bank, is suing Kealey for $97,740 in unpaid debt on a business line of credit. “This is a story about another business falling victim to the deep recession,” said Kealey, 54.

He’s the second Burnsville council member whose business fortunes were upended by the downturn. Dan Gustafson lost his franchise with Concert Group Logistics, a freight-forwarding firm, in July 2009, and filed for Chapter 7 bankruptcy protection

in 2010. His successful petition freed him of $1.28 million in debts. Gustafson said Kealey has been candid about his situation, “and he’s been working his tail off, like I did, to save his business.” Dan See Economy, Page 28A Kealey

Dan Gustafson

October 20, 2011 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

News Roundup Recent news from around Dakota County

Apple Valley Shooter claims he wasn’t sane After pleading guilty on Oct. 7 to intentional seconddegree murder, a 28-year-old Burnsville man is claiming he wasn’t sane during the July 12, 2010, shooting of a 22-yearold Apple Valley man in Rosemount. Jonas Grice’s defense was introduced when his trial opened Oct. 11 in Dakota County District Court before Judge Karen Asphaug, according to multiple news media reports. Grice was originally charged with first-degree murder after he fatally shot Anthony Hartman at the Car Spa. That charge has been dropped. Asphaug will decide if Grice will be sentenced to prison or, if she agrees with the mental health defense, he would be sentenced to a state mental health facility, according to media reports. Hartman’s friend, Bradley Doseth, took the stand during the Oct. 11 trial. His version of events was similar to what has been previously reported about the case. Grice allegedly tried to pick a fight with Doseth, then Hartman confronted Grice and both started shoving each other. Doseth said he didn’t see the shooting but heard gun shots as he ran for help, according to media reports. By the time Doseth returned, Grice had fled and Hartman was found lying in his own blood, according to media reports. The defense pointed to one aspect of Doseth’s testimony — prior to the shooting Doseth allegedly shut a car wash garage door as an attempt to prevent Grice from leaving. That action trapped Grice who thought people were out to get him, according to defense attorneys quoted in a Star Tribune report. The sentencing guideline for intentional second-degree murder is between 29 and 40 years in prison. —Tad Johnson

District 191 School may have to restructure after missing AYP for fifth year Vista View Elementary School in Burnsville could face a top-to-bottom restructuring next year after five straight years of not making “adequate yearly progress” under the federal No Child Left Behind law. Vista View is the first school in Burnsville-Eagan-Savage District 191 to reach this stage of NCLB sanctions. The law requires the district to prepare a restructuring plan for Vista View that could include replacing all or most of the staff, including the principal; reopening it as a charter school; or turning school operations over to the state or a private company. The new structure would take effect next school year. However, Minnesota is seeking a waiver from NCLB mandates. The Obama administration has invited districts to apply for waivers amid talk in Washington, D.C., of rewriting NCLB, which requires all schools receiving federal Title 1 funds to reach full “proficiency” on state tests by 2014. It’s yet unclear how much relief Vista View would get from the restructuring edict even if the state gets its waiver, said Chris Lindholm, District 191’s assistant superintendent for teaching and learning. He and Vista View Principal Susan Risius vigorously defended the school, which narrowly missed AYP last year when only one student subgroup — special education students — failed to reach proficiency in reading. Two other district schools — Edward Neill and Sky Oaks elementaries — reached the “corrective action” stage this year. Schools at this stage have missed AYP for four years and would have to take measures such as replacing certain staff members or introducing a new curriculum. Also among the district’s 10 elementary schools, Sioux Trail will have to offer school choice and Hidden Valley will have to offer supplemental services. The latest AYP results were released by the state Sept. 30. —John Gessner

Eagan

Farmington

Teen charged in burglary, assault of home’s occupant

Angry citizens speak out against city plan that increases taxes

William Donald Maloney, 17, Eagan, was charged by the Dakota County Attorney’s Office Oct. 11 with attempted criminal sexual conduct, a felony, and two felony counts of burglary for allegedly breaking into an Eagan home and assaulting a girl who lived there. County Attorney Jim Backstrom is seeking to charge Maloney as an adult, according to a release by his office. According to Eagan Police, Maloney broke into a home on the 4200 block of Valley Forge Place at around 2 a.m. on Oct. 8. Police say they are unclear how he entered the home. Once inside, Maloney entered the bedroom of a 17-year-old girl who police believe he may have known. At some point, the girl awoke, saw him in the room and screamed. Maloney, who was dressed in dark colors and a ski mask, allegedly placed his hands over her mouth and neck to try to silence her. The girl then scratched him in an effort to create a wound which would make him easily identifiable, police say. After being scratched, Maloney ran out of the house. The girl’s parents and juvenile brother were asleep in the home during the incident, police say. The family called police, whose investigation led them to Maloney. Police say Maloney had marks on his neck consistent with being scratched, and eventually confessed to the break-in. Maloney was arrested on Oct. 10. Police believe he may be responsible for at least four other incidents involving window peeping, burglary and criminal damage to property throughout the past year. In addition to the charges related to the recent break-in, Maloney was charged with second degree burglary, a felony, in connection to a break-in of another Eagan home on June 20, 2010. He also faces three counts of interference with privacy, a gross misdemeanor, for allegedly peeping through windows of both aforementioned homes as well as a third Eagan home. Maloney is being held at the Dakota County Juvenile Detention Center in Hasting, and is scheduled to appear in court on Oct. 25. —Jessica Harper

Farmington’s plan to fund future capital projects with tax increases starting in 2012 was met with angry opposition at an Oct. 10 city open house. Residents spoke against the plan that builds a cash fund with property tax increases. The plan kicks off 2012 with an $81 tax increase for a $190,200 average value homesteaded property and $293 increase for a non-homesteaded property of the same average value. It includes additional levy increases in all but four of the next 11 years, and even more tax increases may also be part of the city’s future annual operating budgets. Many who attended raised concerns about the faltering economy, falling household incomes and thudding property values. Residents also cited concerns that under the plan current taxpayers may never benefit from the future projects their tax dollars would be funding. Farmington Mayor Todd Larson and Council Member Jason Bartholomay defended the proposal to citizens, but listened to residents’ concerns and promised to take them into account when making their final budgeting decisions. Both later said while they support aspects of the plan, they may also support some changes in it. Two more open-house events will be held at City Hall for residents to further discuss their budget and taxing concerns on Oct. 25 from 5 p.m. to 7 p.m. and Nov. 14 from 6 p.m. to 8 p.m. —Laura Adelmann

Farmington Farmington High School illnesses linked to norovirus About 60 Farmington High School students who called in sick to school with vomiting and diarrhea on Monday, Oct. 10, had contracted norovirus, the Minnesota Health Department has concluded. The number of students suffering with mysterious flu-like symptoms led the district’s food service company, Chartwells Dining Services, to contact the state to investigate the cause. Farmington Schools spokesman Jim Skelly said Chartwells took a proactive approach in contacting the state to help identify the source of the illnesses. After an investigation that included interviewing students who were ill, it was determined the virus was spread personto-person, not through food preparation activities. According to the Health Department, noroviruses are extremely contagious and found in the feces or vomit of infected people. From there, noroviruses are transferred to food, water or surfaces by people who have not washed adequately after using the bathroom. According to the district, symptoms had been reported as early as Oct. 2, prior to homecoming events. Officials stated the outbreak may have spread quickly because of the number of social events associated with homecoming week. According to the Health Department, norovirus is the leading cause of foodborne illness outbreaks in the state. For more information about norovirus, go to www.health. state.mn.us. —Laura Adelmann

Lakeville ISD 194 hires new hockey coach amid controversy Lakeville residents love their hockey. So when popular former Lakeville North hockey coach Randy Schmitz’s contract was not renewed this year, gossip began to spread and accusations abounded. Schmitz had been with the district for 23 years. He took the team to the state tournament six times. As the softball coach, his teams qualified for state five times. Upon learning the district was considering the hiring of Trent Eigner, co-head coach of the Rosemount girls hockey team, some community members petitioned the board to reconsider the hire because of Eigner’s past. Along with his wife and a friend, Eigner was charged with possession of nearly 100 pounds of marijuana when he lived in Texas. Police found the stash in a car in his garage in his El Paso County home. He was cleared of the charges, according to Sports Illustrated, but his wife and friend were sentenced to probation and community service. Eigner lost his job as head coach of a minor league hockey team in El Paso because of the charges. The community concerns in Lakeville were loud enough that the school board tabled the hiring recommendation at its Sept. 28 meeting. The board voted in favor of hiring Eigner at its Oct. 11 meeting with all members but Michelle Volk voting in the affirmative. Board Member Jim Skelly said he wants to see the community’s concerns addressed, including that coaches uphold the district’s strict code of abstinence among athletes with regard to drugs and alcohol and also to look into Eigner’s possible ownership interest in a Rosemount hockey facility. Board Member Bob Erickson echoed the latter sentiment, saying that before Director of Administrative Services Tony Massaros signs a contract with Eigner, Massaros should ensure that any conflict of interest will be avoided on Eigner’s part based on his business contract with a neighboring south metro school district. After the discussions, the vote passed with the aforementioned contingency. —Aaron Vehling and Andy Rogers

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY October 20, 2011

Buzz People, places and pursuits creating buzz in Dakota County business this week as submitted by the local business community

New Hires ROBERT RITCHEY

Business Briefs CREDIT UNION PROMOTES FINE ARTS

Joins NACR as southern regional director

Robert Ritchey has joined Eaganbased NACR as southern regional director of solution architecture/design and collaboration. Ritchey is based in Spartanburg, S.C.

Accolades KNUTSON AGENCY RECEIVES CRYSTAL BLUE CIRCLE AWARD Burnsville-based Knutson Agency, a provider of tax-advantaged medical and other benefit account management services, was presented a Crystal Blue Circle award from Total Administrative Services Corporation. The Blue Circle is TASC’s elite membership program that rewards its top providers. THOMSON REUTERS A FINALIST FOR TEKNE AWARD Eagan-based Thomson Reuters has been named a finalist in the established technology services category in the Minnesota High Tech Association’s 2011 Tekne Awards for its new Checkpoint upgrade and enhanced user interface. Checkpoint, an industry leader for online information for tax and accounting professionals, was updated in June. Each year, the Tekne Awards honor those who play a significant role in discovering new technologies that educate, improve lifestyles and impact the lives and futures of people living in Minnesota and all over the world. Winners will be selected on Nov. 3 at the 12th annual event in Minneapolis. NOMINEES SELECTED FOR BURNSVILLE CHAMBER BOARD Nominees have been selected for the 2012-14 Burnsville Chamber Board. Current director Terri Shepherd, Xact! Resources, has been nominated for a second term. New nominees include Jamie Dahlen, Best Western Nicollet Inn; Scott Behn, Frontier Communications; and Tony Brown, Burnsville Toyota.

US Federal Credit Union, Burnsville, sponsored the fifth annual Cinema Division Production Excellence Awards for Minneapolis Community Technical College. The awards went to Cinema Division students who have shown exceptional talent and potential in their works. The students submitted their final projects for judgment last spring vying to be one of the eight winners. Finalists were also honored, receiving an award and a donation. USFCU has sponsored the program for the past five years. LAND O’LAKES COMMENDS LANGUAGE OF FARM BILL DRAFT Land O’Lakes, Arden Hills, has issued a statement commending Sen. Richard Lugar (R-IN) for including provisions of Foundation for the Future in a farm bill proposal recently introduced with Rep. Marlin Stutzman (R-IN). This language includes U.S. dairy policy reforms advocated by the NationalMilk Producers Federation and supported by Land O’Lakes and others in the dairy industry. The reforms are intended to provide America’s dairyproducers, including Land O’Lakes members, a more secure future after several economically challenging years. “The proposals serve as a new roadmap for dairy policy by focusing on margin protection rather than price. This strategic shift is essential to help producers remain competitive in today’s challenging environment, regardless of the size or location of their operation. We thank Senator Lugar and Representative Stutzman for their leadership,” said Chris Policinski, president and CEO of Land O’Lakes. Lugar, a former chair of the Senate Ag Committee, and Stutzman jointly introduced a bill they call the Rural Economic Farm and Ranch Sustainability and Hunger Act (REFRESH). This bill would reduce farm program spending by $16 billion, and save a total of $40 billion compared tocurrent policy. A complete bill summary and legislative draft of REFRESH may be found at www.lugar.senate.gov and www.stutzman.house.gov.

Business Briefs APPLE VALLEY BUSINESS UPDATES Buffalo Wild Wings, 14658 Cedar Ave., Apple Valley, held a ribbon cutting and reopening Monday, Oct. 17. Sam’s Club, 14940 Florence Trail, Apple Valley, will hold a grand reopening at 8 a.m. Friday, Oct. 21. KA BREAKS GROUND ON SENIOR HOUSING DEVELOPMENT Kraus-Anderson Construction Company has broken ground on Valley Ridge Senior Housing, a senior housing development on Burnsville Parkway on the site of the former Valley Ridge Shopping Center in Burnsville. The facility includes 140 apartments, consisting of 80 independent units, 40 assisted living units and 20 memory care units. Construction is expected to be completed in the fall of 2012. The project is being jointly developed by the Dakota County Community Development Agency and Presbyterian Homes. The property was previously owned and managed by Kraus-Anderson Realty, which sold the site to Dakota County CDA. US FEDERAL HELPS COMMUNITY YOUTH GET BACK2SAVINGS US Federal Credit Union, Burnsville, held Back2Savings Week, a back-to-school themed event celebrating youth and the importance of building a habit of saving, the week of Sept. 12-17. A total of 15 winners in a coloring contest received deposits to their accounts. Youth who opened new accounts during the week received additional deposit incentives and were entered into a drawing for a laptop along with those who made deposits to their accounts that week. During the week, 294 youth deposited more than $76,000 to their accounts.

Business Briefs WEALTH ENHANCEMENT GROUP OFFERS FREE PROGRAM Wealth Enhancement Group will present “Your Money” radio show personalities Bruce Helmer, Peg Webb and Denny Long in a free program titled “It’s Not the Money, It’s Your Life” from 4 to 6 p.m. Tuesday, Oct. 25, at Chart House, 11287 Klamath Trail, Lakeville. Information: www. wealthenhancement.com/events/. BLUE CROSS SELECTS MEDEANALYTICS MedeAnalytics, a California provider of healthcare performance management solutions, announced that Eagan-based Blue Cross and Blue Shield of Minnesota has selected MedeAnalytics’ Medical Management and Provider Network Management solutions. LAKEVILLE BUILDING PERMIT REPORT The city of Lakeville issued building permits with a total valuation of $53,887,883 through September. This compares to a total valuation of $41,549,020 through September of 2010. The city issued commercial and industrial permits with a total valuation of $8,846,000 through September compared to a total valuation of $2,930,000 through September of 2010. The city has also issued permits for 94 single family homes through September with a total valuation of $29,281,000. This compares to 98 single family home permits through September of 2010 with a total valuation of $26,908,000.

Submission to Buzz The Dakota County Tribune Business Weekly includes promotions, new hires, retirements, awards and other such business news on the Buzz page. If you have an announcement you would like included in this part of the newspaper, send submissions by e-mail to darcy.odden@ecm-inc.com, fax to (952) 846-2010 or mail it to the Burnsville office at 12190 County Road 11, Burnsville, MN 55337. When sending a photo by e-mail be sure that it is 200 dpi or greater. Include a daytime phone number if someone from the newsroom needs to contact the business for additional information. Deadline is 5 p.m. Friday prior to Thursday edition. Submission of information does not guarantee publication. All items are subject to editing. Tips on what to include in the submission are: names, titles, dates, business name, brief description of the news taking place, brief description of the business, contact names and numbers.

Submissions to Buzz: www.DakotaCountyTribune.biz

October 20, 2011 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Forum Commentary and opinion regarding issues in the world of business and public policy

Will the Vikings run out of Minnesota? by Phil Krinkie SPECIAL TO THE TRIBUNE

The question isn’t whether the Vikings will run away to Los Angeles, but will they run away from yet another stadium proposal here at home? Last week the Ramsey County Charter Commission voted not to require a referendum on a proposed half cent sales tax to fund a new Vikings stadium. But their decision doesn’t rule out a vote on the local option sales tax. The Legislature could still require a vote on the $350 million in local Ramsey County taxes. If citizens in Ramsey County are allowed to vote, will the Vikings run back to Minneapolis in order to strike yet one more stadium deal? The answer is yes without a doubt. Just like Julia Roberts in the 1999 hit movie “Runaway Bride” the Minnesota Vikings have run away from more stadium proposals than Maggie Carpenter ( Julia Roberts ) ran away from wedding ceremonies. While the debate about a new Viking Stadium has gone on for more than a decade, it has been the Viking owners who have walked away or rejected numerous stadium proposals over the last 10 years. They talk about partnerships, but they never commit resources, i.e. money. This is the past history and it is the story again in 2011. The first plan rejected by the Vikings was in July of 1999; ironically, this was the same month that the movie “Runaway Bride” hit the box office. The plan by the operators of

Guest Columnist Phil Krinkie

the Metrodome, the Metropolitan Sports Facilities Commission was to remodel the facility. The $160 million remodel proposal would have increased the number of luxury suites to 122, resulted in an estimated 6,400 club seats and expanded the Metrodome to include a restaurant and a business center. The MSFC plan to renovate the Dome to accommodate the Vikings was rejected out of hand by then Vikings owner Red McCombs. McCombs claimed that the renovated Dome would only generate $8 million in new revenues, while a new stadium would bring in 15 to 30 million new dollars for the team. Three years later in 2002 the Vikings would snub yet another suitor. This time there was a pledge from the Vikings and the NFL to put $100 million toward a shared football facility with the University of Minnesota. With this commitment the state Legislature appropriated $500,000 toward a comprehensive pre-design study with an operating agreement between the U of M and the Vikings. Within several months negotiations between the Vikings and the U of M broke down and the Vikings and the NFL with-

drew their pledge of $100 million. The next group to come to courting the Vikings was the Anoka County Board. In January of 2004 the board passed a resolution to support the construction of a new Vikings stadium in Blaine. Over the next three years Anoka County and the city of Blaine would spend over $1 million of taxpayer funds to develop a Viking stadium proposal. The plan would include a hotel, medical facilities, corporate offices, housing, retail shops and even a Vikings museum on 740 acres in Blaine. The stadium would have a retractable roof, with a price tag for the project of $675 million. The proposal included $115 million for road improvements. Financing for the proposal was to be split between the Vikings and Anoka County, each putting up $280 million with the state covering the $115 million for road improvements. But after three long years of studies and plans and an estimated public investment of over $1 million, the Vikings ran away. They didn’t run very far, only to Minneapolis, but they left Anoka County standing at the altar with no stadium. Having jilted Anoka County to pursue a stadium deal in Minneapolis, it was only a matter of months before Zygi Wilf agreed to buy four blocks of land near the Metrodome in the hope of building a $954 million stadium with a retractable roof on the land. But this romance was short lived and the land purchase deal was withdrawn within a couple of months.

Kwame McDonald – a ‘giver of life and opportunity’ by Joe Nathan SPECIAL TO THE TRIBUNE

Walking into a school with Kwame McDonald was like nothing I’ve ever experienced. It didn’t matter whether it was an elementary, middle or high school. Young people would come up to him, eager to say “hi,” eager to talk with him, eager to listen to anything he had to say. Kwame McDonald is unique – and last week hundreds of Minnesotans (and some folks from Wisconsin, where he grew up), came to honor him at Central High School in St. Paul. Fortunately, though now 80 years old, he is still with us, and was able to enjoy the outpouring of affection, adulation and admiration. Kwame loves sports. He was a fine athlete at Madison, Wis., Central high school. He was on football, basketball, and track teams. He also was the captain of the state championship volleyball team. He loves justice even more. He helped convince the Minnesota Twins to integrate housing in Florida for their players. While he worked with legislators, governors and others to create a more equitable society, he also was relentless about personal responsibility. He promoted personal persistence. Through his enormously popular cable TV program “Sports Wrap,” through newspaper columns, through his work as

Tribune Columnist Joe Nathan

director of Minnesota’s Commission on Youth and director of Minnesota’s AntiDiscrimination Commission, McDonald started where young people were. Then he challenged, pushed, pulled and prodded. Working together, we were able to increase overall graduation rates, and reduce graduation gaps, in some cases by double digits, between white and African American students. He helped young men and women all over Minnesota achieve far more on and off athletic fields, then they thought possible. He was a coach, an advocate, and as some people said last week “a living legend.” The memorial program, organized by his longtime friends Bobby Hickman and Mary K. Boyd, opened with citations proclaiming it “Kwame McDonald Day,” from the County Commission, mayor, City Council and other groups. But most impressive were the statements, both in writing and delivered from a microphone. These came from people he helped graduate from high school, and enter college or university and adults he inspired to keep

working for justice. Leona Street Stewart, chair of the St. Paul Board of Education wrote that Kwame “inspired me to listen with intent, watch with vigilance and speak with courage.” JoAnn Clark, who has led trips to help young people visit colleges all over the U.S., wrote, “Thank you for taking the time to teach me how to be an effective leader.” Another person wrote, “You have always blessed and touched lives wherever you go.” Kwame’s celebration attracted people he taught 30 years ago. He brought together two and sometimes three generations of families that he worked with. Imagine an auditorium packed with hundreds of people, teens to seniors, turning out on short notice to pay tribute. Imagine a person who has traveled Minnesota for decades, bringing out the best in people. That’s what Kwame McDonald has done. He is, as one person wrote, “a giver of life and opportunity.” Joe Nathan, former public school teacher, administrator, PTA president, parent of three public school graduates now directs the Center for School Change at Macalester College. He can be reached at jnathan@ macalester.edu.

Submissions to Forum: www.DakotaCountyTribune.biz

While the Vikings owners were out pursuing other partners to build a stadium, their current landlord, the Metropolitan Sports Commission was doing everything it could to keep the marriage going. Over the last five years, the MSFC has spent millions on various stadium development and renovation plans. In 2007 they commissioned San Francisco-based Roma Design Group to do a comprehensive study for potential redevelopment around the Metrodome. In 2008, the architectural firm of Ellerbe Becket completed a study for an “extreme makeover” of the Dome. And in 2009 Dallas based H.K.S. outlined plans for a new $870 million stadium on the current Metrodome site. All of these plans have been rejected by the Vikings as they now seek yet another partner in their quest for the perfect home, even telling the public they don’t need a stadium with a roof. The Vikings latest attraction is for a Ramsey County proposed stadium site in Arden Hills. After several months of courtship between Mr. Wilf and a couple of the Ramsey County Commissioners; Mr. Wilf claims there are no others. But with no details of their wedding plans, only a $1.1 billion estimated cost, it’s to early to tell if Zygi is really ready to walk down the aisle with Ramsey County. Beside the issue of full financial disclosure; there is always the needed parental approval; i.e. See Vikings, Page 28A

Dakota County Tribune BUSINESS WEEKLY

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DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY October 20, 2011

Best Practices

What employers can do to keep their best employees by Glen Starf ield SPECIAL TO THE TRIBUNE

The current economic climate has led to an interesting new trend in business. In a recent study by CareerBuilder, only 45 percent of employers saw employee retention as a problem, while 87 percent of employees are open to a new job opportunity or are actively seeking a new job. This extreme difference in the views of the current hiring situation shows that many businesses may be vulnerable to losing their top employees, and may not even know it. The national unemployment rate in September held at 9.1 percent, according to the Bureau of Labor Statistics, but in Dakota County we have improved to 6.5 percent. As the unemployment rate improves in the local market, strategies to retain your best talent will have to

Guest Columnist Glen Starfield

be on the forefront of your planning. So what can businesses do to guarantee that their best employees won’t be leaving for greener pastures? There are several steps employers can take to make sure the most valuable employees in their company are going to be there long term.

Improve the work environment First, provide a work environment that gives employees respect, recognition, and feedback, with some fun mixed in every now and then for good measure. Top employees want to know they will be given one of the basic aspects of

the work place, respect. Remove this attitude from the office, and be prepared to see the very best of the team walk out the door quickly. A respectful work environment should include recognition for accomplishments and goals being met, but also feedback and constructive criticism to encourage growth. Most employees want to do a great job for their company, and desire to produce great results, so they deserve to be recognized for their efforts. Helpful advice on a project or tips on what to do before the next presentation helps employees perform better and feel like they are needed at work. And, a work environment with the occasional family day or ice cream social during a break lets employees know the company cares about them.

Offer training opportunities The next way to encourage the best employees to stay with a company is to offer training and learning options. Training can come in several varieties, including onsite computer or leadership classes, mentorship programs, or reimbursement for classes at a local university or vocational school. In a survey of 1,400 chief financial officers, 29 percent planned on offering training or education in 2011, while 24 percent planned on offering a mentorship program. These additional learning opportunities not only help employees feel more committed to the company, but also provide businesses with employees who are better trained, loyal to the company and willing to go out into the community to talk about the great benefits

they receive.

Competitive compensation The final, and usually most talked about way to retain great employees, is to offer a competitive compensation and benefits package. The most obvious of ways to keep great employees is to pay them more, but in today’s economic climate, a pay raise may not be feasible for small businesses. But, that doesn’t mean there aren’t creative ways to offer the hardest working employees benefits other companies don’t have. The best employees know their company may not be able to give them a bonus or pay raise right now, but a small form of appreciation can make a big difference in their decision to search for a new job or stay in their current position. Consider offering a flex-

ible work schedule one or two days a week. In a 2010 report from the president’s Council of Economic Advisers, a flexible work program that allowed 10 to 15 percent of its employee’s flexible hours helped increase retention rates by 15 percent. The best employees will always be in high demand, but that doesn’t mean companies have to lose them. With a few, cost-effective programs and work environment changes, the best employees will be more committed to their employer and, because of their contentment in their role, can attract even more hardworking, dedicated employees. Glenn M. Starf ield is owner of Express Employment Professionals in Lakeville. He can be reached by e-mail at glenn.starf ield@expresspros. com.

Financial Sense Busy week for MinneapolisLeaving a legacy: An everyman’s St. Paul International Airport guide to estate planning The popular myth is that estate planning and deciding how your valued assets will be handled after you die is only for wealthy people with a large financial “estate.” The reality is that estate planning makes sense for all individuals, wealthy and otherwise. Who is a good candidate for estate planning? You are, if you: • have minor children (and other dependents, such as aging parents who need care) and want final say in who serves as their guardians should you die prematurely or unexpectedly; • want to leave a lasting family legacy by passing on assets to your children and other family members when you die; • have philanthropic inclinations and want to set aside something for charities and other organizations (such as a church or your college alma mater); • want to determine exactly how your assets are handled when you are gone; • own a business; • want to maximize the amount of your money and assets that transfer to loved ones, charitable organizations and the like after you die, while minimizing the taxes your beneficiaries must pay on those assets. Why estate planning? Estate planning gives people

the means to spell out in specific, legal language their wishes and intentions and how and who they want to carry them out. Absent such a plan, the decisions on vital issues like those mentioned above could land in the hands of the probate court and a judge who, chances are, knows a lot less about your intentions than you do. “There are lots of reasons you don’t want to leave it to the courts,” said Irwin Gross, a wealth coach at Family Wealth Partners in Weston, Fla. What goes into an estate plan? It is a legal document or documents, typically drafted by an attorney, specifying an executor for the estate, guardians for children and other dependents, power of attorney, health care surrogate and living will, along with details on all assets in the estate (life insurance policies, annuities, retirement plans, etc.) and how they are to be distributed at death. Trusts for tax-efficient transfer of wealth to heirs may also play an important role in an estate plan. When and how to start estate planning? Now, with the help of capable and trusted advisers. The 10-year anniversary of the Sept. 11 terrorist attacks provides a stark reminder that life’s unexpected moments can strike

This week more than 700,000 people are expected to travel through Minneapolis-St. Paul International Airport (MSP), many of them Minnesota families taking advantage of their students’ time off from school during the annual Education Minnesota Professional Conference, a twoday holiday for students. “This is traditionally a very busy week at MSP Airport, so we’re advising anyone traveling now through Sunday to plan ahead and arrive early,” said Jeff Hamiel, executive director of the Metropolitan Airports Commission, which owns and operates MSP. “We suggest you arrive at the airport least two hours before your flight is scheduled to leave.”

To ensure a smooth journey, take note of these tips and tricks: • Know what you can and cannot bring through a security checkpoint. Specifically, understand the 3-1-1 rule for liquids. Go to www. tsa.gov for all the details, and remember to take your one-quart zip-top bag of liquids out of your carryon and place it in a bin for screening. • Know your airline’s luggage weight and size restrictions. • Save time at the airport; print your boarding pass at home. • If you are a Delta Air Lines customer flying out gates C10 through C27, G14 through G22 or Concourses A or B, check your bags at the Delta counter on

anytime, to anyone. An estate plan is designed to cover you and your loved ones, no matter what happens. To start the process, consult a financial planner with estate planning expertise. Visit the Financial Planning Association’s national database of financial planning experts at www.fpanet. org/P lannerSearch/P lannerSearch.aspx to find a planner in your area. You want a legally sound estate plan, so it is worth the investment to have the plan drafted by an attorney, in consultation with an accountant, life insurance agent and/or financial planner, according to Gross. Then, once you have an estate plan in place, be sure to revisit it as life circumstances change, and periodically even if your circumstances have not changed, to be sure it is up-to-date. In the end, while you may not be able Valley Tap House coming to Apple Valley to dictate your own destiny, The Lyndale Tap House website says the restaurant you certainly can shape your in Minneapolis is planning specializes in Baltimore-style legacy. to open a new bar and restau- pit meat and offers a menu that includes gourmet hamThis column is provided by rant in Apple Valley. The Valley Tap House, burgers, home-baked pretthe Financial Planning Association (FPA) of Minnesota, which will be located at the zels and ale-steamed mussels, former site of Majors Sports along with a selection of 26 the leadership and advocacy organization connecting those Cafe at 14889 Florence Trail, tap beers. The Valley Tap House is who provide, support and ben- has submitted a liquor license efit from professional financial application to the city and the expected to open in Novemplanning. FPA of Minnesota venue is now under construc- ber, according to the restaurant’s Facebook page. can be found online at www. tion. The Lyndale Tap House’s —Andrew Miller fpamn.org.

New restaurant planned at former Majors Sports Cafe site

Level T and take the tram to Checkpoint 10 located midway on the C/G Concourse Connector Bridge. • Use SurePark to check parking availability. Call 1-877-359-7275 or visit: www.mspairport.com/parking/surepark.aspx. • Save $4 per day on parking. Use MSP Value parking at Terminal 2-Humphrey. If you are flying out of Terminal 1, it’s just a short, free ride on the Light Rail Transit line. Learn more about MSP Airport at www.mspairport. com.

Big Lots opens in Eagan Closeout retailer Big Lots will open its newest store in the Eagan Town Center at 1284 Town Center Drive, Eagan. A grand opening celebration will begin at 9 a.m. Friday, Oct. 28, with a ribbon cutting-ceremony and donation of $2,500 made to Glacier Hills Elementary School. The 20,000-square-foot store will stock thousands of products from everyday consumables, seasonal goods, home decor, electronics, toys, and one-time closeouts. Big Lots also will offer a full assortment of brand-name furniture and Serta mattresses. The Eagan location is one of 90 stores the retailer is opening in 2011.

October 20, 2011 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Frontier accused of inflating bills Farmington man among those to file suit against telecommunications company by Jessica Harper DAKOTA COUNTY TRIBUNE

Frontier Communications is being sued by four Internet customers who say the company charged customers for unrelated or undisclosed fees. The lawsuit was filed Oct. 11 in U.S. District Court in Minneapolis and seeks to become a class action suit. Frontier – which has a regional headquarters in Burnsville – is accused of imposing inapplicable charges on customers’ Internet bills, including state and federal taxes, 911 fees, and Universal Service Fund fees.

These charges are common on phone bills but do not apply to Internet bills, according to the lawsuit. The suit also alleges that Frontier included its own high-speed Internet surcharge on customers’ bills and claimed the fee was required or authorized by a government agency. In an email, Frontier spokeswoman Patricia Amendola declined to comment on the litigation, but wrote: “Frontier values its customers and we believe our charges and practices are consistent with applicable state

and federal laws.” E. Michelle Drake, an attorney representing the suit’s plaintiffs, said she believes the Stamford, Conn., company misrepresented itself when advertising its services to customers and charging the fees. Minnesotans Ed Risch of Farmington, Clint Rasschaert of Minnetrista and Verna Chuna of Scandia, and Chester, N.Y., resident Pamela Schiller are seeking unspecified damages. “Our goal is to stop Frontier from engaging in unlawful practices,” Drake said. Frontier has more than

270,000 telephone and Internet customers in Minnesota and 7.4 million nationwide. The Central Region is the telecommunications company’s largest operation with approximately 1.8 million customers in Minnesota, Nebraska, Iowa, Illinois, Ohio and Wisconsin. It is difficult to say who would be served in a class action suit because the company doesn’t provide a breakdown, Drake said. Jessica Harper is at jessica.harper@ecm-inc.com.

Marketing strategy progresses in Lakeville Firm helps city develop plan to attract new businesses by Aaron Vehling DAKOTA COUNTY TRIBUNE

Bringing home the businesses is a concept on the minds at City Hall in Lakeville lately. Last week, three staff members from consultants Arnett and Muldrow visited Lakeville for a couple days to interview community stakeholders and research all corners of the city. The results will inform the firm’s recommendations for bolstering current businesses and attracting new ones to the “Southern Gateway to the Twin Cities.” The business marketing strategy is an Economic Development Commission (EDC) initiative the City Council approved in May. It approved Arnett’s proposal

in July. Dave Olson, Lakeville’s community and economic development Judy director, said Tschumper the Greenville, S.C.based consultants conducted roundtable discussions with four different groups: a convention and visitors tourism group, the Chamber of Commerce board of directors, city leaders (city council and staff ) and the Downtown Lakeville Business Association (DLBA). DLBA Director Judy Tschumper had positive endorsements of the process. “It was very good,” she said. “There was open dia-

logue – it was a wide-open forum. I realize this (initiative) is for the entire city, but they can come back with help for us (downtown).” Olson said the group also conducted one-on-one interviews with business leaders and shot hundreds of photos around the city. It even stopped by a Lakeville South High School economics class. Representatives from Arnett Muldrow could not be reached for comment by the time this story went to press. “They are gathering information to get perceptions of Lakeville... to assess the city’s attributes... in terms of attracting new businesses to the community,” Olson said. The group will return later this month with a sum-

mary of its findings. “That will begin the discussion to develop some actual strategies,” Olson said. The EDC decided to recommend Arnett last summer because of the firm’s experience with similar-sized communities, such as West Des Moines, Iowa. Another bonus for city staff and the EDC, he said, was the geography of its headquarters. “They are from South Carolina, so they have no preconceived notions of Lakeville,” Olson said. “They have an outsider’s perspective.” Aaron Vehling is at aaron.vehling@ecm-inc.com and www. facebook.com/thisweeklive.

Fun Foods Catering reinvents itself Longtime local businesswoman says she needs to rebuild and start over by Tad Johnson DAKOTA COUNTY TRIBUNE

After leaving its previous location in St. Paul, longtime local business Fun Foods Catering is reinventing itself. Eagan resident Doris LaMott Hoel, who has operated the business since 1989, is still doing full-service, customized catering and can also be hired as an in-home chef. This summer, she sent hundreds of fliers describing her offerings to former clients of Fun Foods and Chateau Lamothe, a Burnsville restaurant she used to run with her husband, David Hoel. As part of her new offering, LaMott Hoel can be hired for in-home parties, intimate dinners, cooking classes, or preparing foods for people with special dietary concerns. The additional direction came after she left the Neighborhood House community center in St. Paul in May following a change in management that led to a proposed new operating arrangement in February, according to LaMott Hoel. The new direction also came after she and her husband filed for personal Chapter 7 bankruptcy. After Thisweek made unsuccessful attempts to contact LaMott Hoel and ran a story about the bankruptcy, she met with the newspaper and said she needed to rebuild and start over. Filing for bankruptcy was difficult for her because she said she had never been late with a payment in her life.

She stressed that this was a personal bankruptcy and Fun Foods Catering is continuing to operate and has hundreds upon hundreds of extremely happy and satisfied customers. She said she had received many phone calls and emails of support since the story ran. In order to emerge from her rough patch, she said, you have to have incredible faith in friends and family. As for the full-service catering side of the business, she says no event is too small or too big for her company to cater. She is working in cooperation with a host of venues for larger events, such as the Burnsville Performing Arts Center, Rosemount Community Center, Rosemount Steeple Center, Bell Museum of History and the Klub Haus in St. Paul. She employs an on-call staff for larger events and also has a kitchen in St. Louis Park she can rent for such occasions. Hoel was named the first class of Exceptional Businesswomen in 2010 by the Dakota County Tribune Business Weekly. Her restaurant also was named to Minneapolis St. Paul Magazine’s best wine bar and wine list in 2009. For more information about Fun Foods Catering, go online to www.cateringisgood.com, email LaMott Hoel at FunFoodsCatering@ gmail.com or call (651) 2476785. Tad Johnson is at editor. thisweek@ecm-inc.com.

Possible restriction on campaign signs raises concerns BBB joins national effort to Chamber: Sign ban would also affect realtors, not just political candidates by Andrew Miller DAKOTA COUNTY TRIBUNE

Apple Valley City Council Member Tom Goodwin says there used to be a “gentlemen’s agreement” among those running for office when it came time to positioning their campaign signs at busy intersections. That gentlemen’s agreement, according to Goodwin, has been supplanted by “incredible abuse” at prime campaigning locales such as Cedar Avenue and 140th Street, where clusters of signs have seemed to fill every inch of available space during recent election seasons. “I received so many complaints (from residents) about it last year, and so did other council members,” said Goodwin, who was not up for re-election in 2010. “If people were just reasonable and rational in putting up signs, I don’t think this

issue would have raised its head.” Apple Valley officials are now considering a ban on signs within city right-ofway. Currently, ordinance allows campaign signs to be placed within city right-ofway as long as the signs are 18 feet back from the curb. The discussion at City Hall has drawn concerns from local business leaders that, because the ordinance change must apply to all signs and not just campaign signs, it would have a negative impact on realtors placing signs at intersections to advertise open houses. “There are court decisions that you can’t have different regulations for signs based on content,” said City Administrator Tom Lawell. “The sign code needs to be legally defensible.” The sign ban would be bad for business, according to longtime local realtor Bill

Tschohl of Coldwell Banker Burnet. “For realtors, this really affects us,” he said. “I’m not saying there aren’t abuses. I know there are abuses. We can certainly work on our end on addressing those.” Aside from the aesthetic issue, there’s also a safety issue driving the discussion to revise the sign ordinance, Lawell said. Campaign signs on the corner can obstruct visibility for motorists, and some of the bigger signs used in recent election seasons are so large they need to be pounded in with stakes, raising concerns of damage to utility lines. City officials are still in an exploratory phase as to the ordinance change, Goodwin said. Because Apple Valley’s street system includes county roads and state highways in addition to city streets, part of the process involves determining which inter-

sections would be affected by a ban on signs within city right-of-way. The Apple Valley Chamber of Commerce scheduled a special meeting Wednesday to inform members about the possible sign ban. The best possible outcome for realtors is for the city to make no change to the ordinance, according to Chamber of Commerce President Ed Kearney. The “graveyard” of political signs that seems to spring up at busy intersections during election season is a problem that lasts for two months, once every two years, Kearney said. A ban on signs in city right-of-way would put realtors at a disadvantage year-round. “We don’t see a need for (the change),” he said. “It’s working just fine as it is.” Andrew Miller is at andrew. miller@ecm-inc.com.

highlight child ID theft Child identity theft is a growing problem, one that’s damaging the unblemished credit reports of children nationwide. Scammers are finding inactive Social Security numbers online – most of which are assigned to children under the age of 18 who have not started using them yet – then selling the numbers under different names to help people establish fake credit. Protecting your child’s identity is something every parent needs to do, and to assist them the Better Business Bureau of Minnesota and North Dakota (BBB) is joining several government agencies and other national advocacy organizations in launching the 4th annual National Protect Your Identity Week (PYIW) Oct. 16-22. This event coincides with BBB Secure Your ID Day events, which will be held across the country on Satur-

day, Oct. 22. Identity theft touched the lives of more than 8.1 million adult victims in 2010. According to a report from Javelin Strategy and Research, the theft resulted in the loss of $37 billion dollars. On top of that, children may be 51 times more likely than adults to have their identity stolen, according to a study conducted by AllClear ID. According to the Federal Trade Commission, if suspicious activity involving your child’s identity arises, parents should contact all three credit bureaus and request a report immediately. From there depending on your state’s credit freeze rule, placing a credit freeze should be considered. Consumers can find PYIW educational events in their area by going to www. ProtectYourIDNow.org. The website is also available in Spanish: www.cuidesuidentidad.org.

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY October 20, 2011

Calendar To submit an item for the Calendar, email it to darcy.odden@ ecm-inc.com or fax (952) 8462010. Date-specific Dakota County Regional Chamber of Commerce events: â&#x20AC;˘ Thursday, Oct. 20, 7:30 to 8:30 a.m., Eagan Area Business Council, DCR Chamber office, 1121 Town Centre Drive, Suite 201, Eagan. Information: Ruthe Batulis at rbatulis@dcrchamber. com. â&#x20AC;˘ Tuesday, Oct. 25, 11 a.m., ribbon cutting at Eagle Flooring, LLC, 745 Mill Run Circle, Eagan. Information: Jessy Annoni at jannoni@dcrchamber.com. â&#x20AC;˘ Tuesday, Oct. 25, 5 to 7 p.m., Business After Hours, Anchor Bank, 66 E. Thompson Ave., West St. Paul. Information: Gaye Schlichte, (651) 457-1111 or Gaye_Schlichte@anchorlink. com. â&#x20AC;˘ Wednesday, Oct. 26, noon to 1:15 p.m., ChamberNet, ProAct, 3195 Neil Armstrong Blvd., Eagan. Information: Robb Sweetnam at (952) 469-9229. â&#x20AC;˘ Thursday, Oct. 27, 7:30 to 9 a.m., Breakfast with Champions, JBL World HQ Conference Room, 3795 Pilot Knob Road, Eagan. Eagan resident Ross Bernstein, best-selling author of nearly 50 sports books, will be the speaker. RSVP required. Information: Jessy Annoni, (651) 288-9202 or jannoni@dcrchamber.com. â&#x20AC;˘ Monday, Oct. 31, noon to 1:15 p.m., U of M New President Eric Kaler - Luncheon in Dakota County, Nicollet Inn, 14201 Nicollet Ave. S., Burnsville. Buffet lunch: $10. RSVP: Ruthe Batulis at (651) 288-9201, rbatulis@ dcrchamber.com. â&#x20AC;˘ Wednesday, Nov. 2, 4 p.m., ribbon cutting, Sprint Store, 14885 S. Robert Trail, Rosemount. Information: Jessy Annoni at jannoni@dcrchamber.com. â&#x20AC;˘ Thursday, Nov. 3, 7:30 to 8:30 a.m., The Buzz, The Workforce Center of Dakota County, 1 Mendota Road, West St. Paul. Chris Dixon of Insider Training will give tips and advice on how to be healthy at the workplace. Information: Jessy Annoni, (651) 288-9202 or jannoni@dcrchamber.com. â&#x20AC;˘ Thursday, Nov. 3, 8:30 to 9:30 a.m., South Metro Young Professionals meeting, DCR Chamber office, 1121 Town Centre Drive, Suite 102, Eagan. Information: Tom Hilla, (952) 8929031, thilla@msbcollege.edu. â&#x20AC;˘ Tuesday, Nov. 8, 7:30 to 9 a.m., Legislative Coffee Talk, Brackettâ&#x20AC;&#x2122;s Crossing Country Club, 17976 Judicial Road, Lakeville. Open dialogue with legislators from District 36, 36A and 36B (Rep. Mary Liz Holberg, Rep. Pat Garofalo, Sen. Dave Thompson). Complimentary continental breakfast provided by Brackettâ&#x20AC;&#x2122;s Crossing Country Club. RSVP to Roz Peterson, rozp@cerron.com or (612) 7085281. â&#x20AC;˘ Tuesday, Nov. 8, 8 to 9 a.m., Rosemount Connection, Medi-CAR Auto Repair, 14555 S. Robert Trail, Rosemount. Information: Jessy Annoni at (651) 288-9202 or jannoni@dcrchamber.com. â&#x20AC;˘ Wednesday, Nov. 9, noon to 1:15 p.m., ChamberNet, ProAct, 3195 Neil Armstrong Blvd., Eagan. Information: Robb Sweetnam at (952) 469-9229. â&#x20AC;˘ Thursday, Nov. 10, 5 to 7 p.m., County Wide Chamber Business After Hours, Brackettâ&#x20AC;&#x2122;s Crossing Country Club, 17976 Judicial Road, Lakeville. Booths available. Information: Jessy Annoni at (651) 288-9202 or jannoni@dcrchamber.com. Apple Valley Chamber of Commerce events: â&#x20AC;˘ Friday, Oct. 21, 8 a.m., grand reopening, Samâ&#x20AC;&#x2122;s Club, 14940 Florence Trail, Apple Valley. See the renovations and stay for coffee and cake. â&#x20AC;˘ Thursday, Oct. 27, 5 to 7 p.m., Business After Hours, Anchor Bank, 14665 Galaxie Ave., Apple Valley. Burnsville Chamber of

Commerce events: â&#x20AC;˘ Wednesday, Oct. 26, 7:30 to 9 a.m., Burnsville STHEM Breakfast at Burnsville Performing Arts Center, 12600 Nicollet Ave., Burnsville. The breakfast will honor the Burnsville companies that have a Science, Technology, Healthcare, Engineering, & Math (STHEM) base. Speaker will be Mike Langley, president of Greater MSP, a 13-county economic development partnership. Free. RSVP to the chamber at (952) 435-6000. Information: Anne Haberman at anne@ burnsvillechamber.com. â&#x20AC;˘ Saturday, Oct. 29, noon, grand opening and ribbon cutting, Amenityâ&#x20AC;&#x2122;s Hair Studio, 2554 Horizon Drive, Burnsville. â&#x20AC;˘ Thursday, Nov. 3, 4:30 to 6:30 p.m., Business After Hours, Buca di Beppo, 14300 Burnhaven Drive, Burnsville. Information: Anne Haberman at anne@ burnsvillechamber.com. â&#x20AC;˘ Thursday, Nov. 10, 5 to 7 p.m., County-Wide Chamber Business After Hours, Brackettâ&#x20AC;&#x2122;s Crossing Country Club, 17976 Judicial Road, Lakeville. Booths available. Information: Anne at anne@burnsvillechamber.com. Lakeville Area Chamber of Commerce events: â&#x20AC;˘ Friday, Oct. 21, 7:30 a.m., Government Affairs - Public Policy meeting, chamber conference room. â&#x20AC;˘ Monday, Oct. 24, 3 p.m., Women of the Lakeville Chamber Committee meeting, Cornerstone Copy, Lakeville. â&#x20AC;˘ Tuesday, Oct. 25, 11:30 a.m., General Membership Luncheon, Legends Club, 8670 Credit River Blvd., Prior Lake. Speaker will be Minnesota Secretary of State Mark Ritchie. Register online at www.lakevillechambercvb.org/calen.html. RSVP by Oct. 21. Cost: $20/ member, $25/nonmember. â&#x20AC;˘ Wednesday, Oct. 26, 7:30 to 9 a.m., new member orientation, chamber conference room. RSVP to Linda Rynda at (952) 469-2020. â&#x20AC;˘ Wednesday, Oct. 26, 11 a.m. to 2 p.m., open house, Print Solutions, 21021 Heron Way, Suite 101, Lakeville. â&#x20AC;˘ Wednesday, Nov. 2, 7:30 to 8:30 a.m., Morning Brew, Fast Frames Expert Picture Framing. â&#x20AC;˘ Friday, Nov. 4, 5 p.m. to midnight, Fall Gala - â&#x20AC;&#x153;A Night in Vegas,â&#x20AC;? Brackettâ&#x20AC;&#x2122;s Crossing Country Club, 17976 Judicial Road, Lakeville. Cost: $125. â&#x20AC;˘ Thursday, Nov. 10, 5 to 7 p.m., County Wide Networking After Hours. River Heights Chamber of Commerce events: â&#x20AC;˘ Tuesday, Oct. 25, 5 to 6:30 p.m., Business Card Exchange, Outback Steakhouse, 5723 Bishop Ave., Inver Grove Heights. Information: Nicole Bengtson, (651) 451-2266, ext. 1030, or nicole@riverheights.com. â&#x20AC;˘ Wednesday, Oct. 26, 7:30 to 8:30 a.m., South St. Paul Local Issues, Central Square Community Center, 100 Seventh Ave. N., South St. Paul. Information: Annie Platek at annie@riverheights.com. â&#x20AC;˘ Thursday, Oct. 27, noon to 1:30 p.m., ChamberNet, chamber office. ChamberNet is a networking group whose mission is to provide a forum for members to give and receive qualified business leads. ChamberNet is a non-competitive group where only one individual in the group will represent a specific business sector. Information: Carol Swenson at Carol@riverheights.com. â&#x20AC;˘ Thursday, Nov. 3, 7:30 to 9 a.m., CoffeeNet, Samâ&#x20AC;&#x2122;s Club, 3035 Denmark Ave., Eagan. Information: Nicole Bengtson, (651) 451-2266, ext. 1030, or nicole@riverheights.com. â&#x20AC;˘ Tuesday, Nov. 8, 11:30 a.m. to 1:30 p.m., Keep it Local for Lunch. Information: Annie Platek at annie@riverheights.com. â&#x20AC;˘ Thursday, Nov. 10, Inver Grove Heights Local Issues meeting at the district offices. Highway 52 - take the 80th St. exit. Go east to Simley High School. Turn in the main drive at Simley High School at the school

crossing area. Proceed to the district office which is located on the same property but east of the high school. Park in the east end of the high school parking lot. Limited visitor parking is available immediately in front of the district office. Free and open to all chamber members. Kocina Marketing and Branding Companies, 350 W. Burnsville Parkway, Suite 350, Burnsville, will offer the following free MARKETSMART seminars. To register, go to www.kocinamarketingcompanies.com/training/ or call Cynde at (612) 798-7218. â&#x20AC;˘ Tuesday, Oct. 25, 8:30 to 10:30 a.m., â&#x20AC;&#x153;Developing a Brand Playbook.â&#x20AC;? â&#x20AC;˘ Wednesday, Oct. 26, 8:30 to 10 a.m., â&#x20AC;&#x153;Expo Marketing 101.â&#x20AC;? â&#x20AC;˘ Thursday, Oct. 27, 8:30 to 11 a.m., â&#x20AC;&#x153;Creating a Social Media Plan.â&#x20AC;? Business classes are offered by District 196 Community Education. Register for the following classes at www.district196. org/ce or call (651) 423-7920. â&#x20AC;˘ Monday, Oct. 24, 6:30 to 8:30 p.m., Word 2010: Document Formatting 2. Fee: $39. Rosemount Middle School, 3135 143rd St. W., Rosemount. â&#x20AC;˘ Tuesday, Oct. 25, 6 to 9 p.m., Seven Secrets of Windows 7. Fee: $35. Rosemount Middle School, 3135 143rd St. W,. Rosemount. â&#x20AC;˘ Tuesday, Oct. 25, 6:30 to 8:30 p.m., Developing Your Business Plan. Fee: $29. Falcon Ridge Middle School, 12900 Johnny Cake Ridge Road, Apple Valley. â&#x20AC;˘ Thursday, Oct. 27, 6:30 to 9:30 p.m., Get Completely Out of Debt, Including Your Mortgage. Fee: $35; $14 additional adult. Falcon Ridge Middle School, 12900 Johnny Cake Ridge Road, Apple Valley. â&#x20AC;˘ Tuesday, Nov. 1, 6 to 9 p.m., Deep Web Search Secrets. Fee: $35. Rosemount Middle School, 3135 143rd St. W., Rosemount. â&#x20AC;˘ Tuesday, Nov. 1,, 6:30 to 8 p.m., Economic Outlook and Opportunities: The Good, the Bad and the Opportunity. Cost: $15; $4 additional adult. Rosemount Middle School, 3135 143rd St. W., Rosemount. â&#x20AC;˘ Wednesday, Nov. 9, 7 to 8:30 p.m., Trusts and Wills (How They Can and Cannot Help You). Fee: $19; $6 additional adult. Scott Highlands Middle School, 14011 Pilot Knob Road, Apple Valley. â&#x20AC;˘ Thursday, Nov. 10, 7 to 9 p.m., Baby Boomers Guide to Social Security. Fee: $19; $6 additional adult. Scott Highlands Middle School, 14011 Pilot Knob Road, Apple Valley. â&#x20AC;˘ Saturday, Nov. 12, 9 a.m. to noon, Build Your First Professional Website. Fee: $39. Rosemount Middle School, 3135 143rd St. W., Rosemount. â&#x20AC;˘ Monday, Nov. 14, 6:30 to 8:30 p.m., Excel 2010: Getting Started. Fee: $39. Rosemount Middle School, 3135 143rd St. W., Rosemount. â&#x20AC;˘ Tuesday, Nov. 15, 6 to 9 p.m., Iâ&#x20AC;&#x2122;m on LinkedIn ... Now What? Fee: $35. Rosemount Middle School, 3135 143rd St. W., Rosemount. MedNet will host a networking event from 4:30 to 6:30 p.m. Tuesday, Nov. 8, at David Fongâ&#x20AC;&#x2122;s, 9329 S. Lyndale Ave., Minneapolis. To reserve a space go to www.mnvalleymednet.org. Ongoing Platinum Partners, a chapter of BNI, welcomes one representative from each profession and meets every Wednesday morning from 7:30 to 9 a.m. at the Lakeville Green Mill. To learn more, call Amy at (952) 2267741. Creative Networking Professionals, an independent business networking group, meets the first and third Tuesday of the month at JoJoâ&#x20AC;&#x2122;s Rise and Wine in Burnsville from 8 to 9 a.m. The group is focused on creating interpersonal relationships to grow business-to-business referrals. Yearly dues are $65. New members are welcome. Members are

limited to one per professional category. For more information, contact Jeff Rothmeyer at JeffR@Roundbank.com or see www.CreativeNetworkingProfessionals.com. Dakota Business Partners meets every Tuesday from 8:159:30 a.m. at AmericInn, 17145 Kenyon Ave. (just off Interstate 35 and County Road 50), Lakeville. For why our group is different and more information visit www.dakotabusinesspartners. com or find us on Facebook. Network Unlimited, a professional networking chapter, meets Tuesdays from 4:30 to 5:45 p.m. at Cherokee Sirloin Room, Cliff Road and Nicols Road, Eagan. To see if your category is open go to www.NetworkUnlimited. org. BNI â&#x20AC;&#x201C; The Valley Networkers chapter of Business Networking Intl. meets Thursdays at 11:30 a.m. at the DCTC Apple Valley Site at 14200 Cedar Ave. BNI is a networking group for business owners who are looking to increase their revenue. Only one person from each profession. Bring your own lunch. For more information, call Paula Sevenich at (952) 891-4057 or visit www.bni-mn.com BNI â&#x20AC;&#x201C; Networking meets Thursdays at 7:15 a.m. at the Round Bank in Farmington. For more information, contact Ellen at (952) 412-5287 or Lanny at (612) 386-2660. BNI â&#x20AC;&#x201C; Power Lunch Chapter meets Wednesdays at 11 a.m. at the Lakeville Brunswick Zone, 11129 162nd St. W. For more information, call Maggie Kase at (952) 230-1602 or visit www.bnimn.com. Professional Referral Exchange of Burnsville meets every Wednesday for breakfast at Dennyâ&#x20AC;&#x2122;s Restaurant. Meetings begin at 7 a.m. For more information, contact Jo Baecker, area director, at (612) 618-5347 or visit the website www.prorefx. com. Elite Executives Chapter of Business Networking Inter-

national meets each Tuesday 7:30-9 a.m. at the Holiday Inn Express, 1950 Rahncliff Court, Eagan. This structured networking group is open to all local business owners but we do limit to one person from each profession. For information, contact Shawn Moudry (952) 451-6519. Beta Sigma Phi, Preceptor Alpha Delta Chapter, meets the second Wednesday of every month at 7:30 at a memberâ&#x20AC;&#x2122;s home. For information, call (952) 894-8831. Network Results Chapter of Business Network International, networking for local business owners, only one person from each profession. First two meetings are free. We meet every Wednesday for breakfast, 7-8:30 a.m. at Roasted Pear, 14200 Nicollet Ave. S., Burnsville. Call Jim Culpepper for more information: (612) 655-4339. Networks Plus - Diversified Business Professionals Chapter of Business Network International, a business referral organization. Meetings will be held Thursdays 11:30 a.m. â&#x20AC;&#x201C; 1 p.m. at Savage City Hall, 6000 McColl Drive, Savage, MN. All professionals are invited to attend. Call Crystal (952) 314-8676. Networking coffee group at Caribou Coffee will meet from 9:30-11:30 a.m. at Caribou Coffee, 14638 Cedar Ave., on the second and fourth Mondays of the month. Call (763) 783-4767 to register. Grapevine Network â&#x20AC;&#x153;Common Denominatorâ&#x20AC;? Group meets Tuesdays from 7:30-8:45 a.m. at Coldwell Banker Burnet, 190 Cobblestone Lane, Burnsville. For information, call (952) 7465611 or visit www.thegrapevinenetwork.com. Grapevine Networking Group meets Wednesdays from 7:30-8:45 a.m. at Coldwell Banker Burnet, 190 Cobblestone Lane, Burnsville. For information, call (952) 746-5611 or visit www.thegrapevinenetwork.com. Kingdom Advisors members meet monthly for fellowship,

training, networking, prayer, and sharing of best practices. Ron Blue or other recognized speakers (via DVD) cover a topic each month helping members integrate and apply Biblical financial wisdom into their professional advice. Visitors welcome. The S Metro Group meets at Family Financial Services, 151 W. Burnsville Parkway, Burnsville, from 7:30 to 9 a.m. on the fourth Tuesday of each month. POC is Jeff Robinson at (952) 890-6611. The SE Metro Group meets at 2918 Upper 55th St., Inver Grove Heights, the first Thursday of each month from 12 noon to 1 p.m. (bring your lunch). POC is Ginger Ewing at (651) 389-1177. The S.T.A.R. (South Twin Cities Area Referral) Networking Group meets 8 to 9 a.m. every Wednesday at Bremer Bank, 17600 Cedar Ave, Lakeville. Openings are available. For questions, call Kathy Andrade at (952) 997-1306. SHiFT network events are held Thursdays from 6:30 to 8 p.m. at Inver Hills Community College, 2500 E. 80th St., Inver Grove Heights. SHiFT is a nonprofit network connecting adults in mid-life transition with opportunities to seek meaningful work, new avocations, and a supportive community (www.shiftonline. org). Members: Free. Guests: $5. Womenâ&#x20AC;&#x2122;s Business Exchange meets the fourth Wednesday from 11:30 a.m. to 1 p.m. at Baskets On Occasion, 4580 Scott Trail, Suite 204, Eagan. Fee: $5 per meeting. For more information, contact Mary at (651) 994-8392 or visit www. meetup.com/womens-businessexchange-eagan. Seed Your Business referral-based networking group meets the first and third Wednesday at noon at Baskets On Occasion, 4580 Scott Trail, Suite 204, Eagan. Fee is $5 per meeting. Up to two professions per person. Contact Mary at (651) 994 8392.

Charleswood/from 1A

try and baseboards to laminated wood flooring is new, she said. The â&#x20AC;&#x153;multimillion-dollar rehabilitation projectâ&#x20AC;? covers â&#x20AC;&#x153;just about every aspect of the property,â&#x20AC;? including boilers, roofs, windows and the previously out-of-code swimming pool, Taxdahl said. The kitchens will all have stainless steel fixtures and granite countertops. The old brown exterior siding on the mostly brick buildings is being replaced with beige siding. Police have â&#x20AC;&#x153;nothing but praises and compliments about the new owners and the new management company,â&#x20AC;? Wicklund said. Few of the previous ownersâ&#x20AC;&#x2122; tenants remain. The prop-

erty was less than 50 percent occupied when Pine Ridge bought it, Taxdahl said. Now, with renovation underway, occupancy is down to about 30 percent, Bornstein said. â&#x20AC;&#x153;Itâ&#x20AC;&#x2122;s priced differently from what was here, and a lot of (past tenants) simply canâ&#x20AC;&#x2122;t afford it,â&#x20AC;? Taxdahl said. â&#x20AC;&#x153;Most have made the choice to find less expensive housing.â&#x20AC;? According to Bornstein, monthly rents have gone from $525 to $775 for onebedroom units, from $650$700 to $875 or more for two-bedroom units, and from $850 to $1,050 for threebedroom units.

tions, to which they pleaded innocence in Dakota County District Court. In the spring of 2009 the city issued deadlines for work to be done. When Laramar took over management of Charleswood, it hired a professional pest company to heat-treat the units, said Becky Bornstein, community manager of River Ridge and the former assistant manager at the Atrium Apartments in Burnsville, another Laramar property. All the units are being gutted and getting new finishes and appliances. â&#x20AC;&#x153;Thereâ&#x20AC;&#x2122;s nothing original that would leave the bedbugs here,â&#x20AC;? Bornstein said. Everything from cabine-

John Gessner is at burnsville. thisweek@ecm-inc.com.

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PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE CITY OF LAKEVILLE

PUBLIC HEARING NOTICE NOTICE IS HEREBY GIVEN that the Lakeville City Council will meet on Monday, November 21, 2011, at approximately 7:00 p.m. at the Council Chambers, 20195 Holyoke Avenue, to consider the imposition of a $27,534 service charge under Minnesota Statutes Chapter 428A in the Special Service District in Downtown Lakeville. Petition requirements of Minnesota Statutes have been met. The purpose of the District is for economic development. The proposed special assessment is based on net tax capacity of the taxable property located within the Special Service District. All interested persons will be given an opportunity to be heard at the hearing regarding the proposed service charge. Additional information can be obtained by contacting Dennis Feller, City Finance Director, at 952-985-4481. Dated this 17th day of October, 2011. CITY OF LAKEVILLE BY: __________________ Charlene Friedges, City Clerk 27939599 10/20 &11/3/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 27, 2007 MORTGAGOR: Guy J. Dawson and Barbara M. Dawson, husband and wife MORTGAGEE: Provincial Bank, a Minnesota state banking corporation DATE AND PLACE OF RECORDING: Recorded May 11, 2007, in the office of the County Recorder, as Document No. 2516273, Dakota County, Minnesota. MORTGAGED PROPERTY ADDRESS: 14175 Dearborn Path, Rosemount, Minnesota 55068 TAX PARCEL I.D. NO. 34-18300-03-100 LEGAL DESCRIPTION OF PROPERTY: Lot 10, Block 3, Country Hills First Addition, according to the recorded plat thereof, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $249,600.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $246,090.39 INTEREST RATE AND PER DIEM: Current interest rate is 6.25%, with a daily per diem of $40.35. That prior to commencement of this mortgage foreclosure proceeding Mortgagee complied with all notice requirements by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 18, 2011, at 10:00 am. PLACE OF SALE: Dakota County Sheriff's Office, Dakota County Sheriff's Office, Law Enforcement Center, 1580 Highway 55, Hastings, Minnesota 55033, to pay the debt then secured by said Mortgage, taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. DATE AND TIME MORTGAGOR MUST VACATE THE PREMISES: May 18, 2012 at 11:59 p.m. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE (5) WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: September 28, 2011 MESSERLI & KRAMER P.A. By: /s/ Creig Andreasen Creig Andreasen (Lic. #334832) 1400 Fifth Street Towers 100 South Fifth Street Minneapolis, MN 55402-1217 (612) 672-3600 Attorney in Fact for Provincial Bank IMPORTANT NOTICE This communication is from a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose. 854976.1

2775633

10/6-11/10/11

Notice of Public Sale: SS MINNESOTA, LLC, doing business as Simply Self Storage intends to enforce its lien on certain personal property belonging to the following, at the facility. The sale will take place (unless otherwise withdrawn) on Wednesday, November 9, 2011 on or after 9:30am at the Simply Self Storage location at 801 Ladybird Ln, Burnsville, MN 55337. Phone 952-890-4888. This public sale will result in the goods being sold to the highest bidder. Certain terms and conditions apply. S. Pickus - Unit 447-464 Jet Ski, Misc. Boxes, Furniture T. Borgeson - Unit 445 Foosball Table, Snow Blower, Fire Pit 2775807

10/20-10/27/11

PUBLIC NOTICE

NOTICE OF AND ORDER FOR HEARING ON PETITION FOR DETERMINATION OF DESCENT STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-11-597 In Re: Estate of James E. Nemanich, Decedent. James J. Nemanich has filed a Petition for Determination of Descent. It is Ordered that on November 7, 2011 at 9:00 o’clock A.M., a hearing will be held in this Court at The Dakota County Judicial Center, 1560 Highway 55, Hastings, Minnesota, on the petition. The petition represents that the decedent died more than three (3) years ago leaving property in Minnesota. The petition requests the Court probate the decedent’s Will, determine the descent of such property and assign the property to the persons entitled. Any objections to the petition must be raised at the hearing or filed with the Court prior to the hearing. If the petition is proper and no objections are filed or raised, the petition will be granted. Notice shall be given by publishing this Notice and Order as provided by law and by mailing a copy of this Notice and Order to each interested person by United States mail at least 14 days before the time set for the hearing. Dated: 10/10/11 BY THE COURT Richard G. Spicer Judge of District Court KELLY & LEMMONS, P.A. Patrick J. McGuigan MN #70592 200 Associated Bank Building 176 Snelling Avenue N. St. Paul, Minnesota 55104 Telephone: (651) 646-6325 Facsimile: (651) 646-8584 e-mail: patm@kellyandlemmons.com 2783835 10/13-10/20/11P

PUBLIC NOTICE

ORDER AND NOTICE OF HEARING ON PETITION FOR FORMAL ADJUDICATION OF INTESTACY, DETERMINATION OF HEIRSHIP AND APPOINTMENT OF PERSONAL REPRESENTATIVE IN UNSUPERVISED ADMINISTRATION AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA PROBATE COURT DISTRICT - COUNTY COURT PROBATE DIVISION Court File No. 19HA-PR-11-594 In Re: Estate of Nancy Jean Lembke, Deceased TO ALL INTERESTED PERSONS AND CREDITORS: It is ordered and notice is hereby given that on the 21st day of November, 2011 at 9:00 o’clock A.M., a hearing will be held in the above named Court at 1560 Highway 55, Hastings, Minnesota, on petition of Lisa L. Babler, dated September 20, 2011, for the adjudication of intestacy and determination of heirship of the above named decedent, and for the appointment of Lisa L. Babler, whose address is 1335 Oakdale Avenue, Apt. #111, West St. Paul, MN 55118, as personal representative of the estate of the above named decedent in unsupervised administration, and any objection thereto must be filed with the court. That, if proper, and no objections are filed, said personal representative will be appointed to administer the estate, to collect all assets, pay all legal debts, claims, taxes, and expenses, and sell real and personal property, and do all necessary acts for the estate. Notice is further given that ALL CREDITORS having claims against said estate are required to present the same to said personal representative or to the Clerk of the Court within four months after the date of this notice or said claims will be barred. Dated: 10/7/11 Richard G. Spicer Judge (Court Seal) P. James Taurinskas 633 So. Concord St., #320 P. O. Box 605 South St. Paul, MN 55075 2784105 10/13-10/20/11

ALLSTATE SELF STORAGE 12001 SOUTH HWY 35W BURNSVILLE, MN 55337 952-894-4944 PUBLIC AUCTION October 29th 2011 1:00 P.M. D206 5x15 ANGELA GREEN AMOUNT OWED $520 MISC BOXES, FURNITURE D215 5x15 HOLLI LUCHT AMOUNT OWED $372 MISC BOXES, HH ITEMS

D249 5x15 JAMES ARMSTRONG AMOUNT OWED $675 MISC BOXES D254 5X15 CHRISTOPHER RINGHAND AMOUNT OWED $284 MISC. ELECTRONICS D318 10x15 VALERIE NASH AMOUNT OWED $660 FURNITURE F522 5x10 ROBERT JOHNSON AMOUNT OWED $233 TOOLS, MISC BOXES F543 5x10 LOREN HALL AMOUNT OWED $293 MISC BOXES C726 5x8 DEREK GRANT AMOUNT OWED $140 AUTOMOTIVE ITEMS I935 5x10 THOMAS REYNOLDS AMOUNT OWED $345 HH ITEMS, FURNITURE J1019 10x15 CHARLES STROTHER AMOUNT OWED $514 FURNITURE, HH ITEMS G1159 5x12 SHARON ZAMORA AMOUNT OWED $261 BIKE, MISC BOXES G1207 5x12 LESLEY OLSON AMOUNT OWED $293 FURNITURE G1269 5x12 DENISE TRICKEL AMOUNT OWED $255 MISC BOXES 2785109 10/13-10/20/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE DATE: September 7, 2011 YOU ARE NOTIFIED THAT: 1. Default has occurred in the conditions of the Mortgage dated 02/02/2011 executed by Darrah L. Williams (“Mortgagor”) to Williams Family Trust Dated July 14, 1994 (“Mortgagee ” ) a n d recorded on 02/03/2011, as Document Number 2784126, in the Office of the County Recorder Dakota County, Minnesota. 2. The Mortgage has been assigned as follows: Not applicable. 3. The original principal amount secured by the Mortgage was: One Hundred Twenty Thousand Seven Hundred Dollars ($120,700.00). 4. No action or proceeding at law is now pending to recover the debt secured by the Mortgage, or any part thereof. 5. The holder of the Mortgage has complied with all conditions precedent to acceleration of the debt secured by the Mortgage and foreclosure of the Mortgage, and all notice and other requirements of application statutes. 6. At the date of this notice the amount due on the Mortgage, and taxes, if any, paid by the holder of the Mortgage is: One Hundred Twenty-two Thousand Eight Hundred Seventeen & 25/100 Dollars ($122,817.25). 7. Pursuant to the power of sale in the Mortgage, the Mortgage will be foreclosed, and the land described as follows: Lot 7, Block 5, Whitewood Addition, according to the plat thereof on file in the office of the County Recorder, Dakota County, Minnesota; will be sold by the County Sheriff of Dakota County, Minnesota, at public auction on 11/15/2011, 10:00, a.m., at Law Enforcement Center, 1580 Highway 55, Hastings, Minnesota, 55033. 8. The time allowed by law for redemption by Mortgagor or Mortgagor’s personal representatives or assigns is six months after the date of sale. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Attorney for Mortgagee or Assignee of Mortgage /s/ Loren Gross 8609 Lyndale Ave. So., Ste. 214 Bloomington, MN 55420 2745693 9/15-10/20/11

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 13, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $100,000.00 MORTGAGOR(S): Angela Hope Hively, a married woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: August 09, 2007 Dakota County Recorder Document Number: 2536221 ASSIGNMENTS OF MORTGAGE: And assigned to: Provident Funding Associates, L.P. Dated: April 07, 2009 Recorded: April 23, 2009 Dakota County Recorder Document Number: 2652039 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000179-9517060331-0 Lender or Broker: Provident Funding Associates, L.P. Residential Mortgage Servicer: Provident Funding Associates, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 18400 Euclid St Apt 160, Farmington, MN 55024-7136 Tax Parcel ID Number: 14-15700-160-05 LEGAL DESCRIPTION OF PROPERTY: Unit No. 160, Cameron Woods Condominium, CIC No. 269, Dakota County, State of Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $123,145.30 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 14, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 16, 2012, or the next business day if April 16, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 01, 2011 ASSIGNEE OF MORTGAGEE: Provident Funding Associates, L.P. Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 002646F03 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 14, 2011 at 10:00 AM has been postponed to October 28, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: September 20, 2011 ASSIGNEE OF MORTGAGEE: Provident Funding Associates, L.P. Wilford, Geske & Cook P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 002646F03 2782421 10/20/11

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: Sum Account Management 2. State the address of the principal place of business: 505 Lower Heritage Way, Farmington, MN 55024 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Lynn Sable, 505 Lower Heritage Way, Farmington, MN 55024 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 9/29/11 Lynn Sable 2778942 10/13-10/20/11P

PUBLIC NOTICE

ORDER TO SHOW CAUSE STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT COURT FILE NO. 19HA-CV-11-4754 In the Matter of the Petition of: CitiMortgage, Inc., a New York corporation, in Relation to Certificate of Title No. 114351 issued for land in the County of Dakota and State of Minnesota legally described as follows: Lot Two (2) in Block Five (5) in Twin View Manor, according to the plat thereof on file and of record in the office of the Registrar of Titles in and for said County and State. TO: BETH K. MCLARNAN; JAMES P. MCDONALD; CITIBANK, FEDERAL SAVINGS BANK; RVENTURE, INC.; and to parties, if any, in possession of said premises adverse to the Petitioner. Upon receiving and filing the Report of the Examiner of Titles in the above entitled matter, IT IS HEREBY ORDERED, that you and all persons interested, appear before this Court on the 9th day of November, 2011, at 9:00 a.m. in the Dakota County Government Center, Hastings, Minnesota, and then, or as soon thereafter as said matter can be heard, show cause, if any there be, why this Court should not enter an Order as follows: That the Registrar of Titles, upon the filing with him of a certified copy of this Order, cancel Certificate of Title No. 114351 and enter a new Certificate of Title for the land therein described in favor of CitiMortgage, Inc., a New York corporation, subject to the memorial of Document No. 389582 but free from all other memorials now appearing on the present Certificate of Title, the last of which is Document No. 681284, and free also from the Memorial of this Order. IT IS FURTHER ORDERED, that this Order be served: a) at least 10 days prior to such hearing upon the above named parties residing in this State in the manner provided by law for the service of Summons in a civil action; b) it shall be served at least 14 days prior to such hearing upon any of the above named nonresidents by sending a copy of this Order to such nonresident at his post office address, by registered or certified mail, return receipt; c) it shall be served upon any party who cannot be found by two weeks published notice and by sending a copy of this Order at least 14 days prior to the hearing by first class mail to such party at this last known address and by sending another copy of this Order at least 14 days prior to the hearing by first class mail to his address as stated on the Certificate of Title if an address is so stated. DATED: 9/29/11 BY THE COURT David L. Knutson Judge of District Court APPROVED: JAMES O’CONNELL EXAMINER OF TITLES BY: /s/ JAMES P. O’CONNELL Attorney for Petitioner: Adam Soczynski Usset, Weingarden & Liebo, PLLP 4500 Park Glen Road, #300 Minneapolis, MN 55416 Attendance is not requred at said hearing except to object to the entry of theabove described Order. 2780744 10/13-10/20/11

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: e3 Services - experience, expertise, efficiency 2. State the address of the principal place of business: 14159 Dearborn Path, Rosemount, MN 55068 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Timothy J. Firnstahl, 14159 Dearborn Path, Rosemount, MN 55068 Donette Gardner-Firnstahl, 14159 Dearborn Path, Rosemount, MN 55068 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 8/16/2011 T.J. Firnstahl President 2787692 10/20-10/27/11P

PUBLIC NOTICE

ORDER TO SHOW CAUSE STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT COURT FILE NO 19HA-CV-11-4753 In the Matter of the Petition of: CitiMortgage, Inc., a New York corporation, in Relation to Certificate of Title No. 128193 issued for land in the County of Dakota and State of Minnesota legally described as follows: Lot Eleven (11), Block Three (3) in HUNTINGTON, according to the recorded plat thereof. TO: KELLEY STISH INTER SAVINGS BANK, FSB; and to parties, if any, in possession of said premises adverse to the Petitioner. Upon receiving and filing the Report of the Examiner of Titles in the above entitled matter, IT IS HEREBY ORDERED, that you and all persons interested, appear before this Court on the 9th day of November, 2011, at 9:00 a.m. in the Dakota County Government Center, Hastings, Minnesota, and then, or as soon thereafter as said matter can be heard, show cause, if any there be, why this Court should not enter an Order as follows: That the Registrar of Titles, upon the filing with him of a certified copy of this Order, cancel Certificate of Title No. 128193 and enter a new Certificate of Title for the land therein described in favor of CitiMortgage, Inc., a New York corporation, subject to the memorial of Document No. 193413 but free from all other memorials now appearing on the present Certificate of Title, the last of which is Document No. 681608, and free also from the Memorial of this Order. IT IS FURTHER ORDERED, that this Order be served; a) at least 10 days prior to such hearing upon the above named parties residing in this State in the manner provided by law for the service of Summons in a civil action; b) it shall be served at least 14 days prior to such hearing upon any of the above named nonresidents by sending a copy of this Order to such nonresident at his post office address, by registered or certified mail, return receipt; c) it shall be served upon any party who cannot be found by two weeks published notice and by sending a copy of this Order at least 14 days prior to the hearing by first class mail to such party at this last known address and by sending another copy of this Order at least 14 days prior to the hearing by first class mail to his address as stated on the Certificate of Title if an address is so stated. DATED: 9/29/11 BY THE COURT: David L. Knutson Judge of District Court APPROVED: JAMES P. O’CONNELL EXAMINER OF TITLES BY: /s/ JAMES P. O’CONNELL Attorney for Petitioner: Adam Soczynski Usset, Weingarden & Liebo, PLLP 4500 Park Glen Road, #300 Minneapolis, MN 55416 Attendance is not required at said hearing except to object to the entry of the above described Order. 2793473 10/20-10/27/11

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PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: December 16, 2002 MORTGAGORS:Hugh R. Miller and Kelly S. Miller, husband and wife. MORTGAGEE: U.S. Bank, National Association. DATE AND PLACE OF RECORDING: Recorded March 11, 2003, Dakota County Recorder, Document No. 2012535. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: U.S. Bank, National Association RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 17224 Idlewood Way, Lakeville, MN 55044 TAX PARCEL I.D. #: 223330212002 LEGAL DESCRIPTION OF PROPERTY: Lot 12, Block 2, Homestead Creek Third Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $211,350.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $223,900.73 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 13, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 13, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 22, 2011. U.S. Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1194 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until November 17, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: October 17, 2011. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1194 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2791477 10/20/11

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PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE

AMENDED NOTICE OF AND ORDER FOR HEARING ON PETITION FOR FORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-11-602 In Re: Estate of Eileen J. Murphey, Decedent. It is Ordered and Notice is given that on December 5, 2011 at 10:30 A.M., a hearing will be held in this Court at Dakota County Judicial Center, 1560 Highway 55, Hastings, MN 55033, on a petition for the formal probate of an instrument purporting to be a copy of the decedent’s Will dated October 30, 2009, and for the appointment of Stephen J. Murphey, whose address is 15605 Hallmark Path, Apple Valley, MN 55124, as personal representative of the decedent’s estate in an unsupervised administration. Any objections to the petition must be raised at the hearing or filed with the Court prior to the hearing. If the petition is proper and no objections are filed or raised, the personal representative will be appointed with the full power to administer the decedent’s estate, including the power to collect all assets; pay all legal debts, claims, taxes, and expenses; sell real and personal property; and do all necessary acts for the decedent’s estate. NOTICE IS FURTHER GIVEN THAT, SUBJECT TO Minn. Stat. § 524.3-801, ALL CREDITORS HAVING CLAIM S AGAINST THE DECEDENT’S ESTATE ARE REQUIRED TO PRESENT THE CLAIMS TO THE PERSONAL REPRESENTATIVE OR TO THE COURT WITHIN FOUR (4) MONTHS AFTER THE DATE OF THIS NOTICE OR THE CLAIMS WILL BE BARRED. Dated: 10/14/11 BY THE COURT Michael V. Sovis Judge of District Court J. Kevin McVay MN# 71602 7400 Lyndale Avenue South, Suite 120 Richfield, MN 55423 Telephone: 612-866-1057 Facsimile: 612-866-5157 e-mail: kmcvay@comcast.net 2790969 10/20-10/27/11

PUBLIC NOTICE

NOTICE OF ASSOCIATION LIEN FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that default has occurred in the terms and conditions of the Declaration for Ridgeview Condominium Homes ("Declaration") as recorded in the office of the County Recorder in and for Dakota County, Minnesota, which said Declaration covers the following described property situated in the County of Dakota and State of Minnesota, to-wit: Apartment Number 102, 12978 Nicollet Avenue South, Condominium Ownership No. 15, Ridgeview Condominium Homes PROPERTY ADDRESS: 12978 Nicollet Avenue South Unit 102, Burnsville MN 55337 THAT, pursuant to said Declaration, there is claimed to be due and owing as of the date of this Notice by Jennifer L. Neumann, as Unit owner, to Ridgeview Homeowners Association, the principal amount of Three Thousand One Hundred One and 00/100 ($3,101.00 ) for condominium assessments; and that any action being now pending at law or otherwise to recover said debt or any part thereof has been discontinued, or that an execution upon any judgment rendered therein has been returned unsatisfied, in whole or in part, and; THAT, pursuant to said Declaration, and the statute in such case made and provided, said debt creates a lien upon said premises in favor of Ridgeview Homeowners Association, as evidenced by that Notice of Lien dated July 5, 2011, and recorded September 20, 2011 as Document No. 2820290 in the Dakota County Recorder's Office. THAT, notice is hereby given that by virtue of the power of sale created by statute, said lien will be foreclosed by the sale of said premises with the hereditiments and appurtenances thereto, which said sale will be made by the Sheriff of Dakota County, at public auction to the highest bidder, for cash, to pay the amount then due for said condominium assessments, together with the costs of foreclosure, including attorney's fees as allowed by law, as follows: DATE AND TIME OF SALE: December 7, 2011, at 10:00 A.M. PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Hastings, MN. The time allowed by law for redemption by the Unit owner, their personal representatives or assigns, is six (6) months from the date of said sale. If no redemption occurs, the property must be vacated by 11:59 PM on June 7, 2012. Dated: September 28, 2011 By ___________/s/__________________ David J. Raymond, #221818 Attorney for Ridgeview Homeowners Association 5838 Blackshire Path Inver Grove Heights, MN 55076 651-455-3100 File # 1441187 THIS COMMUNICATION IS FROM A DEBT COLLECTOR 2787715 10/20-11/24/11

ORDER FOR HEARING AND NOTICE (Juvenile Protection Petition For Long Term Foster Care PROCEEDINGS) STATE OF MINNESOTA COUNTY OF DAKOTA COUNTY COURT JUVENILE DIVISION File No. 19HA-JV-11-2756 In the Matter of the Welfare of D.S.D., Child. TO: Angela Mihalow Social Worker Irasema Morales, having filed in this Court, a petition alleging among other things that the above named child is, in need of protection or services, in this, viz: Pursuant to Minn. Stat. 260C.201, Subd. 11, that transfer of custody of the child to Dakota County Social Services for placement in long-term foster care is in the best interest of the child. IT IS ORDERED that said petition be heard and the facts concerning such child be examined by the Court in the County Court Room, in the Court House, in Hastings, Minnesota, on November 2, 2011 at 9:00 a.m., or as soon thereafter as said matter can be heard; IT IS FURTHER ORDERED that notice hereof be given to the following named persons by three weeks publication in a legal newspaper as provided by law, viz: Angela Mihalow. Dated: September 28, 2011 Judge Richard G. Spicer 2773761 10/6-10/20/11

Notice of Issuance of Emergency (Ex Parte) Order for Protection by Publication State of Minnesota County Dakota District Court 1st Judicial District Court File Number: 19AV-FA-11-3019 Case Type: Domestic Abuse In the Matter of: Katherine Irene Owasko, Petitioner vs. Ralph Osborn Livingston, Respondent To Respondent named above: YOU ARE HEREBY NOTIFIED that an Ex Parte Order for Protection has been issued in the above matter. You may request a hearing if you contact the court administrator’s office within 12 days of the date of publication of this notice. You may obtain a copy of the Ex Parte Order for Protection and the form to request a hearing from the court administrator’s office at the following address: Western Service Center, 14955 Galaxie Avenue, Apple Valley, MN. Failure to request a hearing or to obtain a copy of the Ex Parte Order will not be a defense to prosecution for violation of the Court’s order. Date: October 11, 2011 Carolyn Renn Court Administrator Valerie Blomquist Deputy 2787344 10/20/11

PUBLIC NOTICE PUBLIC NOTICE

Notice of Hearing by Publication (Minor Name Change) Minn. Stat. § 259.10 State of Minnesota County Dakota District Court First Judicial District Court File Number 19AV-CV-11-2964 Case Type: Name Change In the Matter of the Application of: Angelica Herrera-Salmey On Behalf of: Angel Ramiro Montoya-Herrera For a Change of Name to: Angel Ramiro Herrera-Salmey TO: Ramiro Montoya Pineda An Application for Name Change has been filed by Angelica Herrera-Salmey for a change of name for the minor child(ren) Angel Ramiro Montoya-Herrera to Angel Ramiro Herrera-Salmey. A hearing on this Application will be held at District Court 14955 Galaxie Ave., Apple Valley, MN on November 21, 2011, at 1:30 p.m. You may obtain a copy of the Application for Name Change from District Court 14955 Galaxie Ave., Apple Valley, MN 55124. If you do not appear at the scheduled hearing, the Petitioner’s Application for a Name Change for the minor child(ren) may be granted. Dated: October 4, 2011 CAROLYN M RENN Court Administrator By: /s/ Pam Schadegg Deputy 2781153 10/13-10/27/11

PUBLIC NOTICE

NOTICE AND ORDER OF HEARING ON PETITION FOR PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF Dakota First JUDICIAL DISTRICT DISTRICT COURT PROBATE DIVISION Court File No. 19HA-PR-11-606 Estate of Dorothy M. Hoff, Decedent It is Ordered and Notice is given that on November 21, 2011, at 9:00 a.m., a hearing will be held in this Court at 1560 Highway 55, Hastings, Minnesota, for the formal probate of an instrument purporting to be the Will of the Decedent, dated December 27, 2005, and for the appointment of Dennis G. Walter, whose address is 812 Trotters Ridge, Eagan, MN 55123 as Personal Representative of the Estate of the Decedent in an UNSUPERVISED administration. Any objections to the petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the Personal Representative will be appointed with full power to administer the Estate including the power to collect all assets, to pay all legal debts, claims, taxes and expenses, to sell real and personal property, and to do all necessary acts for the Estate. Notice is also give that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the Personal Representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. A charitable beneficiary may request notice of the probate proceedings be given to the Attorney General pursuant to Minn. Stat. 501B.41, subd 5. Dated: 10/12/11 BY THE COURT Patrice Sutherland Judge of District Court Attorney for Personal Representative Mark W. Balzarini Miller Legal Strategic Planning Centers 100 County Road 8, PO Box 738 Tyler, MN 56178-0738 Attorney License No: 0337936 Telephone: 507-247-4700 FAX: 507-247-5333 Email: mark.balzarini@millerlegal.com 2787617 10/20-10/27/11

ORDER FOR HEARING AND NOTICE (Petition For Termination Of Parental Rights PROCEEDINGS) STATE OF MINNESOTA COUNTY OF DAKOTA COUNTY COURT JUVENILE DIVISION File No. 19HA-JV-11-2723 In the Matter of the Welfare of N.P.N., N.A.N., N.E.W., Children. TO: Nicole Lynn Newling Social Worker Leslie Yunker, having filed in this Court, a petition alleging among other things that the above named children are, in need of protection or services, in this, viz: pursuant to Minnesota Statutes 260C.301, Subd. 1(b)(5), because following the child’s placement out of the home, reasonable efforts, under the direction of the court, have failed to correct the conditions leading to the child’s placement. 260C.301, Subd. 1(b)(8), because the child is neglected and in foster care. IT IS ORDERED that said petition be heard and the facts concerning such children be examined by the Court in the County Court Room, in the Court House, in Hastings, Minnesota, on October 26, 2011 at 9:00 a.m., or as soon thereafter as said matter can be heard; IT IS FURTHER ORDERED that notice hereof be given to the following named persons by three publication in a legal newspaper as provided by law, viz: Nicole Lynn Newling. IF YOU FAIL TO APPEAR THE COURT MAY CONDUCT THE HEARING IN YOUR ABSENCE AND THE HEARING MAY RESULT IN THE TERMINATION OF YOUR PARENTAL RIGHTS. Dated: September 28, 2011 Judge Richard G. Spicer 2773712 10/6-10/20/11

PUBLIC NOTICE

NOTICE AND ORDER FOR HEARING ON PETITION FOR DESCENT OF PROPERTY STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-11-591 ESTATE OF DAVID W. DeHERDER, DECEDENT A Petition for Determination of Descent has been filed with this Court. The Petition represents that the Decedent died more than three years ago, leaving property in Minnesota and requests the probate of Decedent’s last will, if any, and the descent of such property be determined and assigned by this Court to the persons entitled to the property. Any objections to the Petition must be filed with the Court prior to or raised at the hearing. If proper, and no objections are filed or raised, the Petition may be granted. IT IS ORDERED and Notice is further given, that the Petition will be heard on November 7, 2011 at 9:00 a.m. by this Court at 1560 Highway 55, Hastings, MN 55033 Minnesota. (1) Notice shall be given to all interested persons (Minn. Stat. 524.1-401) and persons who have filed a demand for notice pursuant to Minn. Stat. 524.3-204. (2) Notice shall be given by publishing the Notice and Order as provided by law and by: Mailing a copy of this Notice and Order at least 14 days prior to the hearing date. Dated: 10/5/11 Erica MacDonald Judge (COURT SEAL) Attorney For Petitioner JENNIFER S. ANDERSON THIEL, CAMPBELL, GUNDERSON and ANDERSON, P.L.L.P. 7300 Metro Blvd #630 Minneapolis, MN 55439-2365 952-920-8448 // 952-920-8334 Reg. No. 149421 #27,270.01 2781905 10/13-10/20/11

CITY OF LAKEVILLE, DAKOTA COUNTY, MINNESOTA NOTICE OF HEARING ON PROPOSED ASSESSMENTS TO WHOM IT MAY CONCERN: NOTICE IS HEREBY GIVEN that the City Council will meet at 7:00 p.m. on November 7, 2011, at the City Council Chambers, 20195 Holyoke Avenue, Lakeville, Minnesota, to pass upon the proposed assessment for the costs incurred as a result of City Ordinance 4-1-3 (Weed/Grass) violations. The areas to be assessed are within the City of Lakeville. The total amount to be specially assessed against the properties is $4,041.58. The proposed assessment roll is on file for public inspection at the City Clerk’s office. Written or oral objections will be considered at the City Council meeting. No appeal may be taken as to the amount of the assessment unless a signed written objection is filed with the City Clerk prior to the hearing or presented to the presiding office at the hearing. An owner may appeal an assessment to District Court pursuant to Minnesota Statutes 429.081, by serving notice of the appeal upon the Mayor or City Clerk of the City within thirty (30) days after the adoption of the assessment and filing such notice with the District Court within ten (10) days after service upon the Mayor or City Clerk. DATED this 17th day of October, 2011. CITY OF LAKEVILE Charlene Friedges, City Clerk 2793553 10/20/11

PUBLIC NOTICE

ORDER FOR HEARING AND NOTICE (Juvenile Protection Petition For Long Term Foster Care PROCEEDINGS) STATE OF MINNESOTA COUNTY OF DAKOTA COUNTY COURT JUVENILE DIVISION File No. 19HA-JV-11-2756 In the Matter of the Welfare of D.S.D., Child. TO: Ulysses Bryant, f.k.a. Ulysses Davis, Jr. Social Worker Irasema Morales, having filed in this Court, a petition alleging among other things that the above named child is, in need of protection or services, in this, viz: Pursuant to Minn. Stat. 260C.201, Subd. 11, that transfer of custody of the child to Dakota County Social Services for placement in long-term foster care is in the best interest of the child. IT IS ORDERED that said petition be heard and the facts concerning such child be examined by the Court in the County Court Room, in the Court House, in Hastings, Minnesota, on November 2, 2011 at 9:00 a.m., or as soon thereafter as said matter can be heard; IT IS FURTHER ORDERED that notice hereof be given to the following named persons by three weeks publication in a legal newspaper as provided by law, viz: Ulysses Bryant, f.k.a. Ulysses Davis, Jr. Dated: September 28, 2011 Judge Richard G. Spicer 2776463 10/6-10/20/11

PUBLIC NOTICE

NOTICE AND ORDER OF HEARING ON PETITION FOR PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-11-590 ESTATE OF LOUISE E. H. DeHERDER, DECEDENT It is Ordered and Notice is given that on November 7, 2011 at 9:00 a.m. a hearing will be held in this Court at 1560 Highway 55, Hastings, MN 55033, Minnesota, for the formal probate of an instrument purporting to be the will of Decedent, dated April 23, 1990 under Minn. Stat. 524.2-513 (“Will”), and for the appointment of David W. DeHerder, Jr. whose address is: 11540 Albavar Path, Inver Grove Heights, MN 55077 as personal representative of the Estate of the Decedent in an UNSUPERVISED administration. Any objections to the petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the personal representative will be appointed with full power to administer the Estate, including the power to collect all assets, pay all legal debts, claims, taxes and expenses, to sell real and personal property, and do all necessary acts for the Estate. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Dated: 10-6-2011 Shawn Moynihan Judge (COURT SEAL) Attorney For Personal Representative JENNIFER S. ANDERSON THIEL, CAMPBELL, GUNDERSON and ANDERSON, P.L.L.P. 7300 Metro Blvd #630 Minneapolis, MN 55439-2365 952-920-8448 // 952-920-8334 Reg. No. 149421 #27,270 2782306 10/13-10/20/11

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J a n u a r y 1 8 , 2005 MORTGAGORS: Wade Ohlhauser and Sharon Ohlhauser, husband and wife. MORTGAGEE: Citibank, N.A. s/b/m Citibank Federal Savings Bank. DATE AND PLACE OF RECORDING: Recorded March 17, 2005, Dakota County Recorder, Document No. 2305180. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Citibank, N.A. s/b/m Citibank Federal Savings Bank RESIDENTIAL MORTGAGE SERVICER: Citi Home Equity MORTGAGED PROPERTY ADDRESS: 14347 Estates Avenue, Apple Valley, MN 55124 TAX PARCEL I.D. #: 015750801260 LEGAL DESCRIPTION OF PROPERTY: Lot 26, Block 1, Pilot Knob Estates Ninth Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $36,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $31,510.67 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 13, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 13, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 17, 2011. Citibank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 11-126 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until November 17, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: October 14, 2011. Citibank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 11-126 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2790999 10/20/11

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PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J u n e 2 5 , 2004 MORTGAGOR: C o r r i e L . B a u e r , a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded August 3, 2004, Dakota County Recorder, Document No. 2233176. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100154070001000970 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: American Residential Mortgage, LP RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 377 Frederick Circle, Hastings, MN 55033 TAX PARCEL I.D. #: 191750050906 LEGAL DESCRIPTION OF PROPERTY: Unit Number 906, Hastings Century South, CIC #336, Dakota County COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $131,600.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $122,473.86 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 6, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 6, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 10, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6313 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until November 10, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: October 17, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6313 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2791577 10/20/11

PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE OF WILL AND APPOINTMENT OF CO-PERSONAL REPRESENTATIVES AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-11-595 Estate of RICHARD B. SHALLER, Decedent. Notice is given that an application for informal probate of the Decedent’s will dated January 13, 2011 (“Will”), has been filed with the Registrar. The application has been granted. Notice is also given that the Registrar has informally appointed Scott D. Shaller, whose address is 808 Great Oaks Trail, Eagan, MN 55123, and Steven J. Shaller whose address is 6 Grieve Glen Lane, Sunfish Lake, MN 55118, as Co-Personal Representatives of the Estate of the Decedent. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Unless objections are filed with the Court (pursuant to Minn. Stat. § 524.3-607) and the Court otherwise orders, the personal representative has full power to administer the Estate, including, after 30 days from the date of issuance of letters, the power to sell, encumber, lease or distribute real estate. Any objections to the probate of the Will or appointment of the Personal Representative must be filed with this Court and will be heard by the Court after the filing of an appropriate petition and proper notice of hearing. Notice is also given that (subject to Minn. Stat. § 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Dated: 10/7/11 Carolyn M. Renn Registrar Carolyn M. Renn Court Administrator Attorney for Personal Representative Sally Stolen Grossman Gray Plant Mooty 80 South Eighth Street, Suite 500 Minneapolis, MN 55402 Attorney License No.: 0142141 Telephone: (612) 632-3007 FAX: (612) 632-4007 Email: sally.grossman@gpmlaw.com 2784308 10/13-10/20/11

PUBLIC NOTICE ADVERTISEMENT FOR BIDS

DAKOTA COUNTY COMMUNITY DEVELOPMENT AGENCY (CDA) EAGAN, MN 55123 Notice is hereby given that sealed bids will be received from qualified vendors for the Cleaning Contract Services for about (19) family town home, (24) senior housing, and (324) public housing sites. Bids will be received by the Office of the Director of Property Management at the Dakota County Community Development Agency, 1228 Town Centre Drive, Eagan, MN 55123 until 1:00 PM on November 3, 2011. This is a re-bid for this contract. At the time (above), the sealed bids will be publicly opened and read aloud. Bids received after this time and date will be rejected. No telephone bids or fax bids will be accepted. Bids shall be on the forms provided for that purpose and according to the bid documents as prepared by the Dakota County CDA, or its representative. A bid tabulation or other bid result will be furnished to those that bid the project. Project specifications, bid forms, contractor's qualification statement have been issued and shall be used to be a qualified bid. Sealed bids shall be addressed to: Dakota County CDA 1228 Town Centre Drive Eagan, MN 55123 Attn: Vince Markell/Cleaning Contract Services The project manual is now available. Brief description of the work- once a housing unit becomes vacant, an order for work is issued for cleaning services. The cleaning must be completed within (10) days. Often this work must be coordinated with other painting and flooring services. Bid security in the amount of 5% of the bid must accompany each bid in accordance with the Instruction to Bidders. There are Davis-Bacon prevailing wage components with this contract. The CDA hereby notifies all bidders that in regard to any Contract entered into pursuant to this advertisement, Disadvantaged Business Enterprises (D.M.E.) will be afforded full opportunity to submit bids and / or proposals and will not be subjected to discrimination on the basis of race, color, sex, age, religion, or national origin. The Dakota County CDA reserves the right to reject any and all bids, to waive irregularities and informalities therein and to award the Contract in the best interest of the Dakota County CDA. For bid documents, contact: Vince Markell, Facilities Contract Manager Dakota County Community Development Agency vmarkell@dakotacda.state.mn.us 651-675-4507 2780676 10/13-10/20/11

NOTICE OF FINAL HEARING STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT PROBATE DIVISION Court File No. 19-HA-FA-11-438 --------------------------------------In Re the Petition of: PABLO ANTONIO ADAME SERNA and LETICIA LUCAS ORBE to Adopt I.C.A.L. TO: Maria Guadalupe Adame Lucas, biological mother of the above identified child, address unknown. YOU ARE HEREBY NOTIFIED THAT A FINAL HEARING on the Petition of the above-named Petitioners for the adoption of the above-identified child has been scheduled for November 17th, 2011 at 8:30 a.m. The purpose of the hearing is to finalize the adoption of the child pursuant to Rule 39, Minnesota Rules of Adoption Procedure. A copy of the Petition for Adoption may be obtained from the attorney for Petitioners at the address/telephone number listed below. Pursuant to Rule 23 Minnesota Rules of Adoption Procedure, you have a right to legal representation in this proceeding at your own expense. It is your responsibility to notify District Court Administration of any change of your address. If you fail to appear at the hearing, the court may still conduct the hearing and grant the adoption pursuant to Rule 18, Minnesota Rules of Adoption Procedure. Dated: 10/4/11 /s/ Diana Villella Larson Attorney for Petitioners P.O. Box 24002 Minneapolis, Minnesota 55424 952-956-4485 2781339 10/13-10/27/11

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: Central Turf & Irrigation Supply 2. State the address of the principal place of business: 8 Williams Street, Elmsford, NY 10523 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Central Irrigation Supply, Inc., Elmsford, NY 10523 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: August 11, 2010 Bernardo Luciano, President and Owner 2784520 10/13-10/20/11P

PUBLIC NOTICE PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: Ellison Law Office 2. State the address of the principal place of business: P.O. Box 3062/11689 Millpond Ave., Burnsville, MN 55337 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Keilembo D. Ellison, 11689 Millpond Ave., Burnsville, MN 55337 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 9-15-11 Keilembo D. Ellison Owner/sole proprietor 2793721 10/22-10/27/11P

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: Source Media 2. State the address of the principal place of business: 14051 Burnhaven Drive Suite 101, Burnsville, MN 55337 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Embroidery Central, Inc., 14051 Burnhaven Drive Suite 101, Burnsville, MN 55337 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 30 Sept 2011 Arlene Seifert, Chief Financial Officer 2779274 10/13-10/20/11P

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: Perry James Photography 2. State the address of the principal place of business: 16524 Jaguar Ave, Lakeville, MN 55044 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Russell D. Smith, 16524 Jaguar Avenue, Lakeville, MN 55044 Amy L. Smith, 16524 Jaguar Avenue, Lakeville, MN 55044 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 9/12/11 Russell D. Smith Owner 2790860 10/20-10/27/11P

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 09, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $360,000.00 MORTGAGOR(S): Larry D. Klemetson and Luann M. Klemetson, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Countrywide Bank, N.A. DATE AND PLACE OF RECORDING: Recorded: December 06, 2005 Dakota County Recorder Document Number: 2386481 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC Home Loans Servicing, LP Dated: August 24, 2009 Recorded: September 14, 2009 Dakota County Recorder Document Number: 2684079 And assigned to: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK,AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWALT, INC., ALTERNATIVE LOAN TRUST 2005-81, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2005-81 Dated: September 08, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1001337-0001047972-6 Lender or Broker: Countrywide Bank, N.A. Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 11749 Arnold Ave,

Property Address: 11749 Arnold Ave, Inver Grove Heights, MN 55077-5701 Tax Parcel ID Number: 206402503010 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 3, Rich Valley Estates, according to the recorded plat thereof, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $449,061.51 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 28, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 30, 2012, or the next business day if April 30, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 15, 2011 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK,AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWALT, INC., ALTERNATIVE LOAN TRUST 2005-81, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2005-81 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 008406F02 2749339 9/15-10/20/11

PUBLIC NOTICE

ADVERTISEMENT FOR BIDS DAKOTA COUNTY COMMUNITY DEVELOPMENT AGENCY (CDA) EAGAN, MN 55123 Notice is hereby given that sealed bids will be received from qualified vendors for the Lawn and Snow Services Contract. Bids will be received by the Office of the Director of Property Management at the Dakota County Community Development Agency, 1228 Town Centre Drive, Eagan, MN 55123 until 2:00 PM, November 3, 2011. This is a re-bid for this contract. At that time (above), the sealed bids will be publicly opened and read aloud. Bids received after this time and date will be rejected. No telephone bids or fax bids will be accepted. Bids shall be on the forms provided for that purpose and according to the bid documents as prepared by the Dakota County CDA, or its representative. A bid tabulation or other bid result will be furnished to those that bid the project. Project specifications, bid forms, bid bonds (security), contractor's qualification statement have been issued and shall be used to be a qualified bid. Sealed bids shall be addressed to: Dakota County CDA 1228 Town Centre Drive Eagan, MN 55123Attn:Vince Markell/ Lawn & Snow Services Contract The CDA hereby notifies all bidders that in regard to any Contract entered into pursuant to this advertisement, Disadvantaged Business Enterprises (D.M.E.) will be afforded full opportunity to submit bids and / or proposals and will not be subjected to discrimination on the basis of race, color, sex, age, religion, or national origin. The Dakota County CDA reserves the right to reject any and all bids, to waive irregularities and informalities therein and to award the Contract in the best interest of the Dakota County CDA. Contact information: Vince Markell, Facilities Contract Manager Dakota County Community Development Agency vmarkell@dakotacda.state.mn.us 651-675-4507 2793057 10/20/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: December 23, 2002 MORTGAGOR: Brenda Lee Melin, A Single Person. MORTGAGEE: U.S. Bank, National Association. DATE AND PLACE OF RECORDING: Recorded February 20, 2003, Dakota County Recorder, Document No. 2003054. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: U.S. Bank, National Association RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 538 Third Street West, Hastings, MN 55033 TAX PARCEL I.D. #: 191050014100 LEGAL DESCRIPTION OF PROPERTY: The East 1/2 of Lot 9 and the West 56 Feet of Lot 10, Block 14, Addition No. Thirteen to the City of Hastings. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $100,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $91,920.49 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 20, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 20, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 24, 2011. U.S. Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-2837 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until December 1, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: October 17, 2011. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-2837 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2791860 10/20/11

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PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: November 29, 2004 MORTGAGOR: Laura M. Wysocki, a single person. MORTGAGEE: Advisor's Mortgage, LLC.. DATE AND PLACE OF RECORDING: Recorded January 5, 2005, Dakota County Recorder, Document No. 2282668. ASSIGNMENTS OF MORTGAGE: Assigned to: ABN Amro Mortgage Group, Inc. n/k/a Citimortgage, Inc.. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Advisor's Mortgage, LLC. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 14341 Estates Avenue, Apple Valley, MN 55124 TAX PARCEL I.D. #: 015750801310 LEGAL DESCRIPTION OF PROPERTY: Lot 31, Block 1, Pilot Knob Estates Ninth Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $125,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $111,709.52 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 13, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 13, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 18, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6329 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until November 17, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: October 17, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6329 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2791568 10/20/11

PUBLIC NOTICE

Dakota County Community Development Agency October 20, 2011 Notice is hereby given of an opportunity for public comment on proposed substantial amendments to the Dakota County Community Development Block Grant (CDBG) Program for Federal Fiscal Year 2006. Proposed Substantial Amendment The CDBG 2006 Action Plan shall be amended to: * Revise the national objective for the activity to demolish properties in the Cedar Grove Redevelopment Area (located between Cedar Avenue, Silver Bell Rd, Hwy 13, and Cedar Grove Parkway) from Low Mod Housing to Slum Blight Area. The intended use of the vacant property was the construction of affordable rental townhomes for working families. The progress for redevelopment of the Cedar Grove Area has been significantly delayed by the economic downturn, with no construction done at this time. Therefore, the Department of Housing and Urban Development (HUD) as asked that the national objective be revised for this activity to accurately reflect the intention of the funding, which was to remove blighted properties for future improvement to the area. Persons seeking more information on this proposed substantial amendment should contact Lisa Henning, Assistant Director of Community and Economic Development, at the Dakota County Community Development Agency (CDA), telephone (651) 675-4467. Public comments may be submitted orally or in writing to the CDA through November 20, 2011. Approval of the amendment, subject to consideration of public comments, will be on the agenda of the Dakota County Board of Commissioners meeting to be held at the Dakota County Government Center, third floor, 1590 Highway 55, Hastings, MN 55033 on November 29 at 9:00a.m. 2793400 10/20/11

PUBLIC NOTICE

NOTICE OF AND ORDER FOR HEARING ON PETITION FOR FORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-11-587 In Re: Estate of Vivian J. Neiger, Decedent It is Ordered and Notice is given that on November 7, 2011 at 9:00 a.m. a hearing will be held in this Court at 1560 Highway 55, Hastings, Minnesota 55033, on a petition for the formal probate of an instrument purporting to be the decedent’s Will dated January 29, 2009, and for the appointment of Timothy E. Glaros, whose address is 3810 Alder Lane, Apt. 401, Eagan, Minnesota 55122, as personal representative of the decedent’s estate in an unsupervised administration. Any objections to the petition must be raised at the hearing or filed with the Court prior to the hearing. If the petition is proper and no objections are filed or raised, the personal representative will be appointed with the full power to administer the decedent’s estate, including the power to collect all assets; pay all legal debts, claims, taxes, and expenses; sell real and personal property; and do all necessary acts for the decedent’s estate. Notice is further given that, subject to Minn. Stat. § 524.3-801, all creditors, having claims against the decedent’s estate are required to present the claims to the personal representative or to the court within four (4) months after the date of this notice or the claims will be barred. Dated: 10/5/11 BY THE COURT Shawn Moynihan Judge of District Court SCHMITZ & SCHMIDT, P.A. Stuart E. Schmitz (128181) 400 Robert Street North, Suite 1840 Saint Paul, MN 55101 Telephone: (651) 291-2405 Facsimile: (651) 291-0887 e-mail: sschmitz@elderlaw123.com 2779011 10/13-10/20/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE Date: September 12, 2011 YOU ARE NOTIFIED THAT: 1. Default has occurred in the conditions of that certain Mortgage dated September 30, 2005, executed by Joe Miller Farms, Inc., a Minnesota corporation, as Grantor, to Anchor Bank, N.A., a national banking association, successor by merger to Anchor Bank, West St. Paul N.A., as Lender, and filed for record October 26, 2005 as Document Number 2374774 in the Office of the County Recorder of Dakota County, Minnesota. The land described in the Mortgage is not registered land. 2. T h e M o r t g a g e h a s n o t b e e n assigned. 3. The original principal amount secured by the Mortgage was $780,000.00. 4. No action or proceeding at law is now pending to recover the debt secured by the Mortgage, or any part thereof. 5. The holder of the Mortgage has

5. The holder of the Mortgage has complied with all conditions precedent to acceleration of the debt secured by the Mortgage and foreclosure of the Mortgage, and all notice and other requirements of applicable statutes. 6. A t t h e d a t e o f t h i s n o t i c e t h e amount due on the Mortgage, and taxes, paid by the holder of the Mortgage is $722,717.71. 7. Pursuant to the power of sale in the Mortgage, the Mortgage will be foreclosed, and the land described as follows: The South 349.98 feet of the North 1,172.94 feet of that part of the Northeast Quarter (NE 1⁄4) of Southwest Quarter (SW 1⁄4) lying East of the centerline of Dodd Road (County Highway No. 9) in Section Seventeen (17) Township One-Hundred Fourteen (114) Range Twenty (20) according to the Government survey thereof, Dakota County, Minnesota, TOGETHER WITH all existing or subsequently erected or affixed buildings, improvements and fixtures; all easements, rights of way, and appurtenances; all water, water rights, watercourses and ditch rights (including stock in utilities with ditch or irrigations rights); and all other rights, royalties, and profits relating to the real property, including without limitation all minerals, oil, gas, geothermal and similar matters, will be sold by the Sheriff of Dakota County, Minnesota, at public auction on Wednesday, November 2, 2011 at 10:00 a.m., at the Law Enforcement Center, 1580 Highway 55, Hastings, Minnesota 55033. 8. T h e t i m e a l l o w e d b y l a w f o r redemption by Grantor or Grantor's personal representatives or assigns is twelve (12) months after the date of sale. 9. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE GRANTOR, THE GRANTOR'S PERSONAL REPRESENTATIVES OR ASSIGNS MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 10. T H I S C O M M U N I C A T I O N I S FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 11. RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. Anchor Bank, N.A. By Scott Sousek Its Senior Vice President Lender Attorney for Lender: James F. Christoffel Christoffel & Elliott, P.A. 1111 UBS Plaza 444 Cedar Street St. Paul, Minnesota 55101-2129 2751358 9/15-10/20/11

PUBLIC NOTICE

AMENDED SUMMONS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Case Type: Contract Court File No. 19HA-CV-10-5763

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Morgan Square LLC, a Minnesota limited liability company, Plaintiff, v. Lakeville Land, Ltd. Limited Partnership; Theresa Fleming; Scott J. Larsen and Janie D. Larsen; Tiana A. Richardson; Tammy L. Felbab; Stephen K. Tempesta and Kelly Jo Tempesta; Nicholas K. Selimos and Bufi E. Selimos; Dean W. Bruemmer Jr. and Kelsey Bruemmer; EmPark Properties LLC; Kenneth F. Williams and Pamela Johnson; Freddy Diaz; David Aguilera and Ramona A. Aaseby-Aguilera; Jason R. Ramola and Karen T. Ramola; James W. Johnson; Robert H. Kanter; David A. Bester and Lanetha J. Bester; Mary Njambi Ndeqwa; Alexander J. Nelson and Monique Hand; BA Real Estate LLC; Leah E. Arnold, Roy Arnold and Sharon Arnold; Margaret A. Pierce and Edwin W. Heskett; Joy L. Osika; David J. Eng; Richard L. Hanes; Rodney Edlund; Nationstar Mortgage LLC; Douglas F. Aldrich; Zeljko Borkovic; Jeremy Welke; Jennifer Sucha; Laurie M. Jackson; Dane C. Fox; Michael T. Gergen; Kathleen M. Newman & Associates, P.A.; Maryknoll, LLC; Jason D. Grovom; Greg A. Schlosser; Timothy M. Conboy; Krisin K. Ksilander-Larson; Lacey M. Bruner; Keith S. Mendonsa; Phillip S. Carlson and Michelle L. Carlson; Private Bank Minnesota; Kevin J. Mowery and Ashley E. Mowery; Dolphin Enterprises, Inc., a California corporation; Gregory Dulgarian and Irene-Rose Hougasian; Tyler J. Undem and Erica M. Undem; Alan Isaacs and Sheri Isaacs; JoBeth K. Thompson and Scott R. Thompson; Melissa L. Johnson and Trent M. Johnson; Cheryl L. MacLeod; Harry’s Cafe, LLC; Weigh LLC; Muller Family Theatres of Lakeville, LLC; Affordable R & R Services, Inc.; Wells Fargo Bank, N.A.; Affinity Plus Federal Credit Union; Mortgage Electronic Registration Systems, Inc.; Bank of America, N.A.; Ohio Savings Bank; Federal

N.A.; Ohio Savings Bank; Federal National Mortgage Association; The First National Bank & Trust Co. of Iron Mountain; Summit Mortgage Corporation; CitiMortgage, Inc.; JP Morgan Chase Bank, N.A.; Think Mutual Bank; BAC Home Loans Servicing LP; Robert J. Pond, Trustee of the Robert J. Pond Living Trust dated January 26, 1977; Anchor Bank Saint Paul, NA; First American Bank, National Association; Bremer Bank, National Association; Morgan Square Homeowners Association; the City of Lakeville; Dakota County Community Development Association; and Wal-Mart Real Estate Business Trust, a Delaware Statutory Trust, Defendants. ___________________________________ THIS AMENDED SUMMONS IS DIRECTED TO JAMES W. JOHNSON; KEITH S. MENDONSA; DOLPHIN ENTERPRISES, INC.; ALAN ISAACS; SHERI ISAACS; CHERYL L. MacLEOD. 1. YOU ARE BEING SUED. The Plaintiff has started a lawsuit against you. The Plaintiff’s Amended Complaint against you is on file with the Dakota County Court Administrator’s Office in Hastings, Minnesota. Do not throw these papers away. They are official papers that affect your rights. 2. YOU MUST REPLY WITHIN 10 DAYS TO PROTECT YOUR RIGHTS. You must give or mail to the person who signed this Amended Summons a written response called an Answer within 10 days of the date on which you received this Amended Summons. You must send a copy of your Answer to the Plaintiff’s attorney at the following address: Gavin Law Office, PLC 207 N. Chestnut Street, Suite 150 Chaska, MN 55318 3. YOU MUST RESPOND TO EACH CLAIM. The Answer is your written response to the Plaintiff’s Amended Complaint. In your Answer you must state whether you agree or disagree with each paragraph of the Amended Complaint. If you believe the Plaintiff should not be given everything asked for in the Amended Complaint, you must say so in your Answer. 4. YOU WILL LOSE YOUR CASE IF YOU DO NOT SEND A WRITTEN RESPONSE TO THE AMENDED COMPLAINT TO THE PLAINTIFF’S ATTORNEY WHOSE NAME AND ADDRESS ARE SHOWN IN PARAGRAPH 2 ABOVE. If you do not answer within 10 days, you will lose this case. You will not get to tell your side of the story, and the Court may decide against you and award the Plaintiff everything asked for in the Amended Complaint. If you do not want to contest the claims stated in the Amended Complaint, you do not need to respond. A default judgment can then be entered against you for the relief requested in the Amended Complaint. 5. LEGAL ASSISTANCE. You may wish to get legal help from a lawyer. If you do not have a lawyer, the Court Administrator may have information about places where you can get legal assistance. Even if you cannot get legal help, you must still provide a written Answer to protect your rights or you may lose the case. 6. ALTERNATIVE DISPUTE RESOLUTION. The parties may agree to or be ordered to participate in an alternative dispute resolution process under Rule 114 of the Minnesota General Rules of Practice. You must still send your written response to the Amended Complaint even if you expect to use alternative means of resolving this dispute. 7. THIS LAWSUIT MAY AFFECT OR BRING INTO QUESTION TITLE T O R E A L P R O P E R T Y located in Dakota County, State of Minnesota, legally described as follows: Lots 1, 2 and 3, Block 1; Lots 1, 2 and 3, Block 2; Outlots B, C, and D, all in Lakeville Commerce Center; Outlot E, Lakeville Commerce Center (replatted as Morgan Square and Morgan Square 2nd Addition); and The North 660.06 feet of the East 660 feet of the Northeast Quarter of Section 35, Township 114, Range 21. The object of this action is a declaration by the Court of certain rights and obligations under a Declaration of Covenants, Conditions and Restrictions recorded as Document No. 1422893, as amended by Document Nos. 1580119 and 2072626, in the Office of the Dakota County Recorder. GAVIN LAW OFFICE, PLC /s/ Dean G. Gavin, #024683 207 N. Chestnut St., Suite 150 Chasks, MN 55318 (952) 368-4199 James D. Bates, #5265 16670 Franklin Trail SE, Suite 250 Prior Lake, MN 55372 (952) 226-2100 ATTORNEYS FOR PLAINTIFF 2784902 10/13-10/27/11P

PUBLIC NOTICE

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�� poration �� DATE AND PLACE OF RECORDING: RESIDENTIAL MORTGAGE SERR e c o r d e d A u g u s t 2 , 2006, D a k o t a C o u n t y R e c o r d e r , D o c u m e n t N o . VICER: U.S. Bank Home Mortgage 2450103, also re-recorded, November MORTGAGED PROPERTY ADDRESS: 12924 Nicollet Avenue South, Unit 301, 27, 2006, Document No. 2477500. A S S I G N M E N T S O F M O R T G A G E : Burnsville, MN 55337 TAX PARCEL I.D. #: 020130016497 Assigned to: The Bank of New York Mellon f/k/a The Bank of New York, as LEGAL DESCRIPTION OF PROPtrustee for the Benefit of the Certifi- ERTY: Unit Number 301, 12924 Nicollet cateholders of the CWABS Inc., Avenue South, Ridgeview CondoAsset-Backed Certificates, Series minium Homes, Dakota County, 2007-SD1. Minnesota, Condominium File No. TRANSACTION AGENT: Mortgage 15. Electronic Registration Systems, Inc. COUNTY IN WHICH PROPERTY IS TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: 100020410001259212 LENDER OR BROKER AND MORT- MORTGAGE: $82,000.00 AMOUNT DUE AND CLAIMED TO BE GAGE ORIGINATOR STATED ON MORTGAGE: DHI Mortgage Company DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTLimited Partnership R E S I D E N T I A L M O R T G A G E S E R - GAGEE: $74,926.80 That prior to the commencement of VICER: Bank of America, N.A. MORTGAGED PROPERTY ADDRESS: this mortgage foreclosure proceeding 20631 East Oaks Drive, Farmington, Mortgagee/Assignee of Mortgagee comMN 55024 plied with all notice requirements as TAX PARCEL I.D. #: 144876201050 required by statute; That no action or LEGAL DESCRIPTION OF PROP- proceeding has been instituted at law or otherwise to recover the debt ERTY: Lot 5, Block 1, Middle Creek East secured by said mortgage, or any part 3rd Addition, Dakota County, Minne- thereof; PURSUANT to the power of sale consota. COUNTY IN WHICH PROPERTY IS tained in said mortgage, the above described property will be sold by the LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF Sheriff of said county as follows: DATE AND TIME OF SALE: October MORTGAGE: $322,619.00 AMOUNT DUE AND CLAIMED TO BE 28, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORT- Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN GAGEE: $415,752.24 That prior to the commencement of to pay the debt then secured by said this mortgage foreclosure proceeding Mortgage, and taxes, if any, on said Mortgagee/Assignee of Mortgagee com- premises, and the costs and disburseplied with all notice requirements as m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s required by statute; That no action or allowed by law subject to redemption proceeding has been instituted at law within six (6) months from the date of o r o t h e r w i s e t o r e c o v e r t h e d e b t said sale by the mortgagor(s), their secured by said mortgage, or any part personal representatives or assigns unless reduced to Five (5) weeks under thereof; PURSUANT to the power of sale con- MN Stat. §580.07. tained in said mortgage, the above TIME AND DATE TO VACATE PROPdescribed property will be sold by the E R T Y : I f t h e r e a l e s t a t e i s a n Sheriff of said county as follows: owner-occupied, single-family dwellDATE AND TIME OF SALE: Novem- ing, unless otherwise provided by law, ber 3, 2011 at 10:00 AM the date on or before which the mortPLACE OF SALE: S h e r i f f ' s O f f i c e , gagor(s) must vacate the property if the Law Enforcement Center, 1580 Hwy mortgage is not reinstated under section 580.30 or the property is not 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said redeemed under section 580.23 is Mortgage, and taxes, if any, on said 11:59 p.m. on April 30, 2012, unless premises, and the costs and disburse- the redemption period is reduced to 5 m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s weeks under MN Stat. Secs. 580.07 or allowed by law subject to redemption 582.032. MORTGAGOR(S) RELEASED FROM within six (6) months from the date of said sale by the mortgagor(s), their FINANCIAL OBLIGATION ON MORTpersonal representatives or assigns GAGE: None "THE TIME ALLOWED BY LAW FOR unless reduced to Five (5) weeks under REDEMPTION BY THE MORTGAGOR, MN Stat. §580.07. TIME AND DATE TO VACATE PROP- THE MORTGAGOR'S PERSONAL REPE R T Y : I f t h e r e a l e s t a t e i s a n RESENTATIVES OR ASSIGNS, MAY BE owner-occupied, single-family dwell- REDUCED TO FIVE WEEKS IF A JUDIing, unless otherwise provided by law, CIAL ORDER IS ENTERED UNDER the date on or before which the mort- MINNESOTA STATUTES, SECTION gagor(s) must vacate the property if the 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G mortgage is not reinstated under sec- OTHER THINGS, THAT THE MORTtion 580.30 or the property is not GAGED PREMISES ARE IMPROVED redeemed under section 580.23 is WITH A RESIDENTIAL DWELLING OF 11:59 p.m. on May 3, 2012, unless the LESS THAN FIVE UNITS, ARE NOT redemption period is reduced to 5 PROPERTY USED IN AGRICULTURAL weeks under MN Stat. Secs. 580.07 or P R O D U C T I O N , A N D A R E ABANDONED." 582.032. Dated: September 2, 2011. MORTGAGOR(S) RELEASED FROM U.S. Bank National Association FINANCIAL OBLIGATION ON MORTMortgagee/Assignee of Mortgagee GAGE: None "THE TIME ALLOWED BY LAW FOR USSET, WEINGARDEN AND LIEBO, P.L.L.P. REDEMPTION BY THE MORTGAGOR, Attorneys for Mortgagee/Assignee of THE MORTGAGOR'S PERSONAL REP- Mortgagee RESENTATIVES OR ASSIGNS, MAY BE 4500 Park Glen Road #300 REDUCED TO FIVE WEEKS IF A JUDI- Minneapolis, MN 55416 CIAL ORDER IS ENTERED UNDER (952) 925-6888 19-2675 MINNESOTA STATUTES, SECTION 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G THIS IS A COMMUNICATION FROM OTHER THINGS, THAT THE MORT- A DEBT COLLECTOR. 9/15-10/20/11 GAGED PREMISES ARE IMPROVED 2752038 WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL NOTICE OF MORTGAGE P R O D U C T I O N , A N D A R E FORECLOSURE SALE ABANDONED." Date: September 12, 2011 Dated: September 7, 2011. YOU ARE NOTIFIED THAT: The Bank of New York Mellon, 1. Default has occurred in the condias Trustee tions of that certain Mortgage dated Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. September 16, 2005, executed by Joe Attorneys for Mortgagee/Assignee of Miller Farms, Inc., a Minnesota corporation, as Grantor, to Anchor Bank, Mortgagee N.A., a national banking association, 4500 Park Glen Road #300 successor by merger to Anchor Bank, Minneapolis, MN 55416 West St. Paul N.A., as Lender, and filed (952) 925-6888 f o r record September 27, 2005 as 18-1149 THIS IS A COMMUNICATION FROM Document Number 2364905 in the Office of the County Recorder of A DEBT COLLECTOR. 2751937 9/15-10/20/11 Dakota County, Minnesota. The land described in the Mortgage is not registered land. 2. T h e M o r t g a g e h a s n o t b e e n assigned. NOTICE OF MORTGAGE 3. The original principal amount FORECLOSURE SALE THE RIGHT TO VERIFICATION s e c u r e d b y t h e M o r t g a g e w a s OF THE DEBT AND IDENTITY OF $1,210,000.00. 4. No action or proceeding at law is THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS n o w p e n d i n g t o r e c o v e r t h e d e b t secured by the Mortgage, or any part NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that thereof. default has occurred in conditions of 5. The holder of the Mortgage has the following described mortgage: complied with all conditions preceDATE OF MORTGAGE: June 10, 2003 d e n t t o a c c e l e r a t i o n o f t h e d e b t MORTGAGOR: Patricia Speegle, A secured by the Mortgage and foreclosure of the Mortgage, and all notice Single Person. MORTGAGEE: L a k e l a n d M o r t g a g e and other requirements of applicable statutes. Corporation. 6. A t t h e d a t e o f t h i s n o t i c e t h e DATE AND PLACE OF RECORDING: R e c o r d e d J u l y 2 5 , 2 0 0 3 , D a k o t a amount due on the Mortgage, and C o u n t y R e c o r d e r , D o c u m e n t N o . taxes, paid by the holder of the Mortgage is $1,143,917.30. 2084049. 7. Pursuant to the power of sale in ASSIGNMENTS OF MORTGAGE: Assigned to: TCF Mortgage Corpora- the Mortgage, the Mortgage will be tion. And thereafter assigned to: Mort- foreclosed, and the land described as gage Electronic Registration Systems, follows: T h a t p a r t o f t h e N o r t h 1⁄2 o f t h e Inc.. And thereafter assigned to: U.S. Northwest 1⁄4 of Section 20, TownBank National Association. ship 114, Range 20, Dakota County, TRANSACTION AGENT: NONE Minnesota, except the North 880.00 TRANSACTION AGENT'S MORTfeet, that lies Easterly of the followGAGE IDENTIFICATION NUMBER ON ing described line: Commencing at a MORTGAGE: NONE point on the North line of said LENDER OR BROKER AND MORTN o r t h w e s t 1⁄4 , s a i d p o i n t b e i n g GAGE ORIGINATOR STATED ON MORTGAGE: Lakeland Mortgage Cor�� poration

PUBLIC NOTICE

�� D�� U E A S O�� F DATE OF $156,880.79 �� N o r t h w e s t 1⁄4 , s a i d p o i n t b e i n g 1416.73 feet Easterly of the Northwest corner of said Northwest 1⁄4 (the north line of said Northwest 1⁄4 has an assumed bearing of South 89 degrees 49 minutes 39 seconds East); thence South 8 degrees 02 minutes 06 seconds East a distance of 377.77 feet; thence deflecting to the right of a tangential curve, concave to the West, having a central angle of 9 degrees 51 minutes 38 seconds, a radius of 2949.18 feet and a length of 506.93 feet to the South line of said 880.00 feet and to the actual point of beginning; thence continuing on said tangential curve, concave to the West, having a central angle of 1 degree 45 minutes 21 seconds, a radius of 2949.18 feet and a length of 90.39 feet; thence South 3 degrees 34 minutes 54 seconds West a distance of 350.26 feet to the South line of said North 1⁄2 of the Northwest 1⁄4 and there terminating. AND The South 1⁄4 of the Northwest 1⁄4 of t h e S o u t h w e s t 1⁄4 o f S e c t i o n 1 6 , Township 114, Range 20, Dakota County, Minnesota. TOGETHER WITH all existing or subsequently erected or affixed buildings, improvements and fixtures; all easements, rights of way, and appurtenances; all water, water rights, watercourses and ditch rights (including stock in utilities with ditch or irrigations rights); and all other rights, royalties, and profits relating to the real property, including without limitation all minerals, oil, gas, geothermal and similar matters, will be sold by the Sheriff of Dakota County, Minnesota, at public auction on Wednesday, November 2, 2011 at 10:00 a.m., at the Law Enforcement Center, 1580 Highway 55, Hastings, Minnesota 55033. 8. T h e t i m e a l l o w e d b y l a w f o r redemption by Grantor or Grantor's personal representatives or assigns is twelve (12) months after the date of sale. 9. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE GRANTOR, THE GRANTOR'S PERSONAL REPRESENTATIVES OR ASSIGNS MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 10. T H I S C O M M U N I C A T I O N I S FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 11. RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. Anchor Bank, N.A. By Scott Sousek Its Senior Vice President Lender Attorney for Lender: James F. Christoffel Christoffel & Elliott, P.A. 1111 UBS Plaza 444 Cedar Street St. Paul, Minnesota 55101-2129 2751373 9/15-10/20/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 20, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $141,000.00 MORTGAGOR(S): Marilyn F. Melchior, a single individual MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for American Equity Mortgage, Inc., its successors and assigns DATE AND PLACE OF REGISTERING: Registered: June 29, 2007 Dakota County Registrar of Titles Document Number: 613450 ASSIGNMENTS OF MORTGAGE: And assigned to: The Bank Of New York Mellon FKA The Bank Of New York, as Trustee For The Certificateholders Of The CWABS, Inc., Asset-Backed Certificates, Series 2007-13 Dated: June 20, 2011 Registered: June 28, 2011 Dakota County Registrar of Titles Document Number: T681265 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100267400006287864 Lender or Broker: American Equity Mortgage, Inc. Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 82426 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3285 149th St W, Rosemount, MN 55068-4337 Tax Parcel ID Number: 34-62856-03-080 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 3, Rahn's Seventh Addition AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE:

NOTICE:

THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 28, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 30, 2012, or the next business day if April 30, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 15, 2011 ASSIGNEE OF MORTGAGEE: The Bank Of New York Mellon FKA The Bank Of New York, as Trustee For The Certificateholders Of The CWABS, Inc., Asset-Backed Certificates, Series 2007-13 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 022151F01 2749791 9/15-10/20/11

PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF Dakota DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-11-614 ESTATE OF Debora Louise Fondell, DECEDENT Notice is given that an application for informal probate of the Decedent’s will dated June 22, 2011, and codicil ( ) to the will dated ____________, and separate writing ( ) under Minn. Stat. 524.2-513 (“Will”), has been filed with the Registrar. The application has been granted. Notice is also given that the Registrar has informally appointed Janice Fondell whose address is: 6008 Newton Ave S, Minneapolis, MN 55419 as personal representative of the Estate of the Decedent. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Unless objections are filed with the Court (pursuant to Minn. Stat. 524.3-607) and the Court otherwise orders, the personal representative has full power to administer the Estate including, after 30 days from the date of issuance of letters, the power to sell, encumber, lease or distribute real estate. Any objections to the probate of the will or appointment of the Personal Representative must be filed with this Court and will be heard by the Court after the filing of an appropriate petition and proper notice of hearing. Notice is also given that (subject to Minn. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Date: 10/14/11 /s/ Heidi Carstensen Registrar Carolyn M. Renn Court Administrator Attorney For Personal Representative James J. Moran, Jr. Moran Law Office, Ltd. 5025 Bryant Avenue South Minneapolis, MN 55419-1211 Phone: 612 872-0262 Fax: 612 823-6155 Atty Regis. # 75024 2791429 10/20-10/27/11P

PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT DISTRICT COURT PROBATE DIVISION File No. 19HA-PR-11-599 ----------------------------------------------------------In Re: Estate of Rita Lou Hughes, Deceased. ----------------------------------------------------------Notice is given that an application for informal probate of the Decedent’s will dated August 17, 2010 (“Will”), has been filed with the Registrar. The application has been granted. Any objections may be filed with this Court and will be heard by the Court after proper notice of hearing. Notice is also given that the Registrar has informally appointed Claudia A. Gaasedelen, whose address is 6208 Schaefer Circle, Edina, Minnesota 55436, as personal representative of the Estate of the Decedent. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Unless objections are filed with the Court (pursuant to Minn. Stat. 524.3-607) and the Court otherwise orders, the personal representative has full power to administer the Estate including, after 30 days from the date of issuance of letters, the power to sell, encumber, lease or distribute real estate. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Date: 10/10/11 Carolyn M. Renn Registrar Carolyn M. Renn Court Administrator Attorney for Personal Representative Mark A. Gaasedelen GAASEDELEN & GOLDBERG, P.A. 7201 Ohms Lane, Suite 100 Edina, MN 55439 Tel. 952/841-0550 Fax 952/841-0555 Attorney License No. 131982 2784378 10/13-10/20/11

PUBLIC NOTICE

NOTICE OF INFORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS (INTESTATE) STATE OF MINNESOTA COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT DISTRICT COURT PROBATE DIVISION Court File No. 19HA-PR-11-588 Estate of Melvin Daniel Schermann, a/k/a Dan Schermann, Decedent Notice is given that an application for informal appointment of personal representative has been filed with the Registrar. No will has been presented for probate. The application has been granted. Notice is also given that the Registrar has informally appointed Mary Schermann, whose address is 17403 Homestead Trail, Lakeville, MN, 55044 as personal representative of the Estate of the Decedent. Any heir or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Unless objections are filed with the Court (pursuant to Minn. Stat. 524.3-607) and the Court otherwise orders, the personal representative has full power to administer the Estate including, after 30 days from the date of issuance of letters, the power to sell, encumber, lease or distribute real estate. Any objections to the probate of the Will or appointment of the Personal Representative must be filed with this Court and will be heard by the Court after the filing of an appropriate petition and proper notice of hearing. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Dated: 10/5/11 Carolyn M. Renn Registrar Carolyn M. Renn Court Administrator Attorney for Personal Representative Susan T. Peterson Henningson & Snoxell, Ltd. 6900 Wedgwood Road, Suite 200 Maple Grove, MN, 55311 Attorney License No: 032159X Telephone: (763) 560-5700 FAX: (763) 560-0119 Email: speterson@hennsnoxlaw.com 2779367 10/13-10/20/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 09, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $185,000.00 MORTGAGOR(S): James H. Warrington, a single man MORTGAGEE: Mortgage Electronic

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Countrywide Bank, N.A., its successors and assigns DATE AND PLACE OF RECORDING: Recorded: February 07, 2006 Dakota County Recorder Document Number: 2403916 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC HOME LOANS SERVICING, LP, FKA COUNTRYWIDE HOME LOANS SERVICING, LP Dated: May 05, 2011 Recorded: June 13, 2011 Dakota County Recorder Document Number: 2805147 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1001337-0001145294-6 Lender or Broker: Countrywide Bank, N.A. Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1710 Riverwood Dr, Burnsville, MN 55337-1396 Tax Parcel ID Number: 02.37428.02.149 LEGAL DESCRIPTION OF PROPERTY: Unit 149, CIC No. 185, Itokah Valley Townhomes, a Condominium, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $196,352.11 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 28, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 30, 2012, or the next business day if April 30, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 15, 2011 ASSIGNEE OF MORTGAGEE: BANK OF AMERICA, N.A., SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP, FKA COUNTRYWIDE HOME LOANS SERVICING, LP Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 022097F01 2749807 9/15-10/20/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 03, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $86,438.00 MORTGAGOR(S): Gregory J. Brown, an unmarried man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for America's Wholesale Lender, its successors and assigns DATE AND PLACE OF RECORDING: Recorded: October 23, 2006 Dakota County Recorder Document Number: 2470337 ASSIGNMENTS OF MORTGAGE: And assigned to: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK,AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF THE CWABS, INC., ASSET-BACKED CERTIFICATES, SERIES 2006-20 Dated: June 13, 2011 Recorded: June 24, 2011 Dakota County Recorder Document Number: 2806953 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identifi-

Transaction Agent Mortgage Identifi cation Number: 1000157-0007338364-4 Lender or Broker: America's Wholesale Lender Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 14115 Pennock Ave Apt 204, Apple Valley, MN 55124-6789 Tax Parcel ID Number: 01.16405.02.012 LEGAL DESCRIPTION OF PROPERTY: Unit 204, Nottingham Condominium, Dakota County, Minnesota, Condominium File No. 49. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $87,984.18 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 28, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 30, 2012, or the next business day if April 30, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 15, 2011 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, A S T R U S T E E F O R T H E CERTIFICATEHOLDERS OF THE CWABS, INC., ASSET-BACKED CERTIFICATES, SERIES 2006-20 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 021592F02 2749322 9/15-10/20/11

PUBLIC NOTICE

DUE AS OF DATE OF NOTICE, INCLUD ING TAXES, IF ANY, PAID BY MORTGAGEE: $260,943.94 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 28, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 30, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 31, 2011. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-2842 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2749358 9/15-10/20/11

PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE OF WILL AND INFORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-11-596 In Re: Estate of Viola Wilhelmina Albertine Hanson a/k/a Viola Wilhelmina Hanson, Decedent. Notice is given that an Application for Informal Probate of Will and Informal Appointment of Personal Representative was filed with the Registrar, along with a Will dated April 27, 2001. The Registrar accepted the application and appointed Richard S. Olson, whose address is 1620 White Cloud Drive E., Isle, MN 56342 and Victor W. Olson, whose address is P.O. Box 105, Nevis, MN 56467, to serve as the personal representatives of the decedent’s estate. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Any objection to the appointment of the personal representative must be filed with the Court, and any properly filed objection will be heard by the Court after notice is provided to interested persons of the date of hearing on the objection. Unless objections are filed, and unless the Court orders otherwise, the personal representative has the full power to administer the estate, including, after thirty (30) days from the issuance of letters testamentary, the power to sell, encumber, lease, or distribute any interest in real estate owned by the decedent. Notice is further given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred. Dated: 10/7/11 Carolyn M. Renn Registrar Carolyn M. Renn Court Administrator Thomason, Swanson & Zahn, PLLC Mark Thomason, Attorney at Law MN# 0109174 107 S. Grove, Ste. 1, P.O. Box 87 Park Rapids, MN 56470 Telephone: 218-732-7236 Facsimile: 218-732-5664 e-mail: mjt@unitelc.com 2784132 10/13-10/20/11

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PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS (ANCILLARY PROCEEDING) STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-11-608 Estate of Mary Margaret Rowell Allguire, a/k/a Peggy Allguire, Decedent Notice is given that an application for informal probate of the Decedent’s will dated September 22, 1988, and codicil ( ) to the will, dated __________ and separate writing (“Will”), has been filed with the Registrar in an ancillary proceeding. The application has been granted. Any objections may be filed with this Court and will be heard by the Court after proper notice of hearing. Notice is also given that the Registrar has informally appointed Theodore Herman Rowell, Jr., whose address is 7422 Pinemount Drive, Orlando, FL 32819 as ancillary Personal Representative of the Estate of the Decedent. Any heir, devisee or other interested person may be entitled to appointment as Personal Representative or may object to the appointment of the Personal Representative. Unless objections are filed with the Court (pursuant to Minn. Stat. 524.3-607) and the Court otherwise orders, the Personal Representative has the power to administer the Estate in Minnesota including, after 30 days from the date of issuance of letters, the power to sell, encumber, lease or distribute real estate. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the Personal Representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Date: 10/14/11 /s/ Heidi Carstensen Registrar Carolyn M. Renn Court Administrator Attorney for Ancillary Personal Representative Richard A. Glassman Glassman Law Firm 701 Fourth Avenue South, Suite 500 Minneapolis, MN 55415 Attorney License No.: 146274 Telephone: 612-337-9559 FAX: 763-544-6427 2790763 10/20-10/27/11

PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE OF WILL AND INFORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-11-611 In Re: Estate of Elizabeth Ward Smith, Decedent. Notice is given that an Application for Informal Probate of Will and Informal Appointment of Co-Personal Representative was filed with the Registrar, along with a Will dated September 21, 1998, Codicil dated December 10, 2001, and a Separate Writing pursuant to Minn. Stat. § 524.2-513, dated September 21, 1998. The Registrar accepted the application and appointed: Everett Smith, 2448 Matterhorn Dr. E., Maplewood, MN 55119 and Judith Hansen, 4902 Safari Ct. S., Eagan, MN 55122 to serve as the co-personal representatives of the decedent’s estate. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Any objection to the appointment of the personal representative must be filed with the Court, and any properly filed objection will be heard by the Court after notice is provided to interested persons of the date of hearing on the objection. Unless objections are filed, and unless the Court orders otherwise, the personal representative has the full power to administer the estate, including, after thirty (30) days from the issuance of letters testamentary, the power to sell, encumber, lease, or distribute any interest in real estate owned by the decedent. Notice is further given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred. Dated: 10/14/11 /s/ Heidi Carstensen Registrar Carolyn M. Renn Court Administrator Family First Law Office John R. Kempe MN# 176230 3470 Washington Drive, Suite 214 Eagan, MN 55122 Telephone: 651-222-3784 Facsimile: 651-789-0776 e-mail: John@familyfirstlaw.com 2791027 10/20-10/27/11P

PUBLIC NOTICE

ORDER AND NOTICE OF HEARING ON PETITION FOR FORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE IN AN UNSUPERVISED ADMINISTRATION AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT PROBATE COURT DIVISION Court File No. 19HA-PR-11-615 In Re: Estate of Douglas H. Ramsey, also known, as Douglas Herbert Ramsey, Deceased. TO ALL INTERESTED PERSONS AND CREDITORS: It is Ordered and Notice is hereby given that on the 21st day of November, 2011, at 9:00 o’clock a.m., a hearing will be held in the above-named Court at Dakota County Judicial Center, 1560 Highway 55, Hastings, Minnesota 55033, for the formal probate of an instrument purporting to be the will of the above-named decedent, dated March 23, 1998 and for the appointment of David D. Hopkins, whose address is 9501 North Shore Trail, Forest Lake, Minnesota 55025 as personal representative of the estate of the above-named decedent in an unsupervised administration, and that any objections thereto must be filed with the Court. That, if proper, and no objections are filed, a personal representative will be appointed to administer the estate, to collect all assets, pay a l l l e g a l d e b t s , c l a i m s , t a x e s a nd expenses, and sell real and personal property, and do all necessary acts for the estate. Notice is further given that ALL CREDITORS having claims against said estate are required to present the same to said personal representative or to the Clerk of the Court within four months after the date of this notice or said claims will be barred. Dated: 10/17/11 Richard G. Spicer Judge (Court Seal) DRAFTED BY: Michelle M. Barrette (133590) Sivertson and Barrette, P.A. The Barrister Building 1465 Arcade Street Saint Paul, Minnesota 55106 (651) 778-0575 2792484 10/20-10/27/11

PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT PROBATE DIVISION Court File No. 19HA-PR-11-609 -------------------------------------------------In Re: Estate of ALBERT E. SCHRAMM also known as ALBERT SCHRAMM, Deceased. -------------------------------------------------Notice is given that an application for informal probate of the Decedent’s will dated November 16, 1994, has been filed with the Registrar. The application has been granted. Notice is also given that the Registrar has informally appointed Michael A. Schramm whose address is 14345 55th Street, Princeton, MN 55731 as personal representative of the Estate of the Decedent. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Unless objections are filed with the Court (pursuant to Minn. Stat. 524.3-607) and the Court otherwise orders, the personal representative has full power to administer the Estate including, after 30 days from the date of issuance of letters, the power to sell, encumber, lease or distribute real estate. Any objections to the probate of the will or appointment of the personal representative must be filed with this Court and will be heard by the Court after the filing of an appropriate petition and proper notice of hearing. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this notice or said claims will be barred. Date: 10/14/11 Carolyn M. Renn Registrar /s/ Heidi Carstensen Deputy Registrar DAVID L. GRANNIS Attorney I.D. No. 36808 Grannis & Grannis, P.A. Attorney for Applicant 412 Southview Blvd., Suite 100 South St. Paul, MN 55075 Telephone: (651) 455-1661 2790910 10/20-10/27/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 28, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $125,120.00 MORTGAGOR(S): Edward J. McLellan, a single person

lan, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for First Franklin, a division of National City Bank DATE AND PLACE OF RECORDING: Recorded: September 12, 2006 Dakota County Recorder Document Number: 2460180 AND CORRECTIVE MORTGAGE RECORDING: May 15, 2009 Dakota County Recorder Document Number: 2657189 ASSIGNMENTS OF MORTGAGE: And assigned to: Wells Fargo Bank, National Association, As Trustee For The Holders Of The First Franklin Mortgage Loan Trust 2006-FF15 Mortgage Pass-Through Certificates, Series 2006-FF15 Dated: August 29, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100425240009732212 Lender or Broker: First Franklin, a division of National City Bank Residential Mortgage Servicer: Select Portfolio Servicing Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 7625 Whitney Dr, Apple Valley, MN 55124-5403 Tax Parcel ID Number: 01-77000-05-010 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 5, Townhouse Fourth Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $127,458.19 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 28, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 30, 2012, or the next business day if April 30, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 15, 2011 ASSIGNEE OF MORTGAGEE: Wells Fargo Bank, National Association, As Trustee For The Holders Of The First Franklin Mortgage Loan Trust 2006-FF15 Mortgage Pass-Through Certificates, Series 2006-FF15 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 022005F01 2746430 9/15-10/20/11

PUBLIC NOTICE

GAGE ORIGINATOR STATED ON MORTGAGE: U.S. Bank National Association RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 1912 Glenfield Court, Eagan, MN 55122 TAX PARCEL I.D. #: 102045004006 LEGAL DESCRIPTION OF PROPERTY: Unit 6, Condominium No. 107, Diffley Commons, A Condominium, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $145,403.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $133,290.03 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 28, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 30, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 2, 2011. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-2544 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2750376 9/15-10/20/11

PUBLIC NOTICE

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�� AMOUNT ��OF�� ORIGINAL PRINCIPAL MORTGAGE: $111,925.00 AMOUNT DUE AND CLAIMED TO BE NOTICE OF INFORMAL DUE AS OF DATE OF NOTICE, INCLUDAPPOINTMENT OF PERSONAL ING TAXES, IF ANY, PAID BY MORTREPRESENTATIVE AND NOTICE GAGEE: $116,353.01 TO CREDITORS (INTESTATE) That prior to the commencement of this mortgage foreclosure proceeding STATE OF MINNESOTA Mortgagee/Assignee of Mortgagee com- COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT plied with all notice requirements as DISTRICT COURT required by statute; That no action or PROBATE DIVISION proceeding has been instituted at law Court File No. 19HA-PR-11-584 or otherwise to recover the debt secured by said mortgage, or any part E s t a t e o f L a w r e n c e P . M c C a n n , Decedent thereof; Notice is given that an application PURSUANT to the power of sale contained in said mortgage, the above for informal appointment of personal described property will be sold by the representative has been filed with the Registrar. No will has been presented Sheriff of said county as follows: DATE AND TIME OF SALE: Novem- for probate. The application has been granted. ber 4, 2011 at 10:00 AM Notice is also given that the RegisPLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy trar has informally appointed Lucy A. McCann, whose address is 15925 S.E. 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said 1st Street Bellevue, WA 98008 as perMortgage, and taxes, if any, on said sonal representative of the Estate of premises, and the costs and disburse- the Decedent. Any heir or other interments, including attorneys' fees ested person may be entitled to allowed by law subject to redemption appointment as personal representawithin six (6) months from the date of tive or may object to the appointment said sale by the mortgagor(s), their of the personal representative. Unless personal representatives or assigns objections are filed with the Court unless reduced to Five (5) weeks under (pursuant to Minn. Stat. 524.3-607) and the Court otherwise orders, the MN Stat. §580.07. TIME AND DATE TO VACATE PROP- personal representative has full power E R T Y : I f t h e r e a l e s t a t e i s a n to administer the Estate including, owner-occupied, single-family dwell- after 30 days for the date of issuance ing, unless otherwise provided by law, of letters, the power to sell, encumber, the date on or before which the mort- lease or distribute real estate. Any objections to the probate of the gagor(s) must vacate the property if the mortgage is not reinstated under sec- Will or appointment of the Personal tion 580.30 or the property is not Representative must be filed with this redeemed under section 580.23 is Court and will be heard by the Court 11:59 p.m. on May 4, 2012, unless the after the filing of an appropriate petiredemption period is reduced to 5 tion and proper notice of hearing. Notice is also given that (subject to weeks under MN Stat. Secs. 580.07 or Minn. Stat. 524.3-801) all creditors 582.032. MORTGAGOR(S) RELEASED FROM having claims against the Estate are FINANCIAL OBLIGATION ON MORT- required to present the claims to the personal representative or to the Court GAGE: None "THE TIME ALLOWED BY LAW FOR Administrator within four months after REDEMPTION BY THE MORTGAGOR, the date of this Notice or the claims THE MORTGAGOR'S PERSONAL REP- will be barred. Dated: 10/5/11 RESENTATIVES OR ASSIGNS, MAY BE Carolyn M. Renn REDUCED TO FIVE WEEKS IF A JUDIRegistrar CIAL ORDER IS ENTERED UNDER Carolyn M. Renn MINNESOTA STATUTES, SECTION Court Administrator 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORT- Attorney for Personal Representative GAGED PREMISES ARE IMPROVED James M. Kempainen WITH A RESIDENTIAL DWELLING OF 8609 Lyndale Ave. S. #214 LESS THAN FIVE UNITS, ARE NOT Bloomington, MN 55420 PROPERTY USED IN AGRICULTURAL Attorney License No: 54975 P R O D U C T I O N , A N D A R E Telephone: 952-881-8636 FAX: 952-881-9150 ABANDONED." Email: jimkemp5154@hotmail.com Dated: September 13, 2011. 2779299 10/13-10/20/11 U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee NOTICE OF MORTGAGE 4500 Park Glen Road #300 FORECLOSURE SALE Minneapolis, MN 55416 NOTICE IS HEREBY GIVEN that (952) 925-6888 default has occurred in the conditions 19-2289 of the following described mortgage: THIS IS A COMMUNICATION FROM DATE OF MORTGAGE: July 21, 2005 A DEBT COLLECTOR. ORIGINAL PRINCIPAL AMOUNT OF 2760225 9/22-10/27/11 MORTGAGE: $214,000.00 MORTGAGOR(S): Valeriy T. Babich and Svetlana A. Babich, husband and wife NOTICE OF INFORMAL PROBATE MORTGAGEE: Riverview Community OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND Bank DATE AND PLACE OF RECORDING: NOTICE TO CREDITORS Recorded: August 04, 2005 Dakota STATE OF MINNESOTA County Recorder COUNTY OF DAKOTA Document Number: 2347540 FIRST JUDICIAL DISTRICT ASSIGNMENTS OF MORTGAGE: DISTRICT COURT And assigned to: U.S. Bank, National PROBATE DIVISION Court File No. 19HA-PR-11-612 Association Dated: July 21, 2005 Estate of Donna M. Keyes, Decedent Recorded: August 04, 2005 Dakota Notice is given that an application for informal probate of the Decedent’s County Recorder Document Number: 2347541 will dated 7/24/1995 and codicil (s) to Transaction Agent: Not Applicable the will, dated 8/7/2000, 4/14/2003 & Transaction Agent Mortgage Identifi12/17/2007, and separate writings ( ) cation Number: Not Applicable under Minn. Stat. 524.2-513 (“Will”), Lender or Broker: Riverview Comhas been filed with the Registrar. The munity Bank application has been granted. Residential Mortgage Servicer: U.S. Notice is also given that the Registrar has informally appointed Anita M. Bank Home Mortgage Mortgage Originator: Not Applicable Keyes whose address is 295 South COUNTY IN WHICH PROPERTY IS Lexington Parkway, St. Paul, MN 55105 LOCATED: Dakota as personal representative of the Property Address: 18846 Everest Estate of the Decedent. Any heir, devisee or other interested person may be Path, Farmington, MN 55024-7060 Tax Parcel ID Number: entitled to appointment as personal representative or may object to the 14-50505-02-040 LEGAL DESCRIPTION OF PROPappointment of the personal representative. Unless objections are filed with ERTY: Lot 4, Block 2, Nelsen Hills the Court (pursuant to Minn. Stat. Farm 6th Addition, Dakota County, 524.3-607) and the Court otherwise Minnesota. AMOUNT DUE AND CLAIMED TO BE orders, the personal representative has full power to administer the Estate, D U E A S O F D A T E O F N O T I C E : $252,151.83 including, after 30 days from the date THAT all pre-foreclosure requireof issuance of letters, the power to sell, encumber, lease or distribute real ments have been complied with; that no action or proceeding has been instiestate. Any objections to the probate of the tuted at law or otherwise to recover the Will or appointment of the Personal debt secured by said mortgage, or any Representative must be filed with this part thereof; PURSUANT to the power of sale conCourt and will be heard by the Court after the filing of an appropriate peti- t a i n e d i n s a i d m o r t g a g e , t h e above-described property will be sold tion and proper notice of hearing. Notice is also given that (subject to by the Sheriff of said county as folMinn. Stat. 524.3-801) all creditors lows: DATE AND TIME OF SALE: Novemhaving claims against the Estate are required to present the claims to the ber 04, 2011 at 10:00 AM PLACE OF SALE: Dakota County personal representative or to the Court Administrator within four months after Law Enforcement Center, 1580 Highthe date of this Notice or the claims way 55, Lobby S-100, Hastings, Minnesota will be barred. to pay the debt secured by said mortDated: 10/14/11 gage and taxes, if any, on said pre/s/ Heidi Carstensen mises and the costs and disburseRegistrar ments, including attorney fees allowed Carolyn M. Renn by law, subject to redemption within Court Administrator six (6) months from the date of said Attorney for Applicant sale by the mortgagor(s), their perDarlene M. Cobian sonal representatives or assigns. Briggs & Morgan, P.A. If the Mortgage is not reinstated 332 Minnesota Street, #W2200 under Minn. Stat. §580.30 or the propSt. Paul, MN 55101 erty is not redeemed under Minn. Stat. Attorney License No: 234795 §580.23, the Mortgagor must vacate Telephone: 651.808.6597 the property on or before 11:59 p.m. on FAX: 651.808.6450 May 04, 2012, or the next business day Email: dcobian@briggs.com 2792141 10/20-10/27/11

PUBLIC NOTICE

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�� TAX PARCEL I.D. #: 104507502140 LEGAL DESCRIPTION OF PROP�� May 04, 2012, or the next business day if May 04, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 22, 2011 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 008966F03 2754025 9/22-10/27/11

PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE OF WILL AND INFORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-11-598 In Re: Estate of Mildred L. Mastbaum, Decedent. Notice is given that an Application for Informal Probate of Will and Informal Appointment of Personal Representative was filed with the Registrar, along with a Will dated June 6, 2007. The Registrar accepted the application and appointed David Mastbaum, whose address is 3015 St. Albans Hollow Circle, Minnesota, Minnesota 55305 and Roberta Harosh, whose address is 1347 Knollwood Lane, Mendota Heights, Minnetonka 55118, to serve as the personal representatives of the decedent’s estate. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representatives. Any objection to the appointment of the personal representatives must be filed with the Court, and any properly filed objection will be heard by the Court after notice is provided to interested persons of the date of hearing on the objection. Unless objections are filed, and unless the Court orders otherwise, the personal representatives have the full power to administer the estate, including, after thirty (30) days from the issuance of letters testamentary, the power to sell, encumber, lease, or distribute any interest in real estate owned by the decedent. Notice is further given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representatives or to the Court within four (4) months after the date of this notice or the claims will be barred. Dated: 10/10/11 Carolyn M. Renn Registrar Esther M. Lerman (MN# 62315) Attorney for Personal Representative 1155 Centre Pointe Drive, Suite 10 Mendota Heights Minnesota 55120 Telephone: (651) 452-1431 Facsimile: (651) 686-8730 2783580 10/13-10/20/11P

PUBLIC NOTICE

ERTY: Lot 14, Block 2, Lexington Square COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $259,955.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $261,882.15 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 3, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 3, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 7, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6146 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2758723 9/22-10/27/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 12, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $163,900.00 MORTGAGOR(S): Erica McNearney, a single person MORTGAGEE: First Franklin Financial Corp., subsidiary of National City Bank of Indiana DATE AND PLACE OF RECORDING: Recorded: September 03, 2004 Dakota County Recorder Document Number: 2244769 ASSIGNMENTS OF MORTGAGE: And assigned to: PNC Bank, National Association Dated: August 05, 2011 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: First Franklin Financial Corp., subsidiary of National City Bank of Indiana Residential Mortgage Servicer: Select Portfolio Servicing Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 4220 Upper 150th St W, Rosemount, MN 55068-4513 Tax Parcel ID Number: 34-15207-02-040 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 2, Broback 8th Addition, according to the plat thereof on file and of record in the office of the County Recorder, in and for Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $159,809.99 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 04, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minne-

way 55, Lobby S 100, Hastings, Minne sota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 04, 2012, or the next business day if May 04, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 22, 2011 ASSIGNEE OF MORTGAGEE: PNC Bank, National Association Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 021636F01 2754908 9/22-10/27/11

PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE OF WILL AND INFORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT PROBATE DIVISION Court File No.: 19HA-PR-11-600 In Re: Estate of George J. Hibl, Decedent. Notice is given that an Application for Informal Probate of Will and Informal Appointment of Personal Representative was filed with the Registrar, along with a Will dated April 12th, 2004. The Registrar accepted the application and appointed Joseph J. Hibl, whose address is 745 38th St., Boulder, Colorado 80303, to serve as the personal representative of the decedent’s estate. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Any objection to the appointment of the personal representative must be filed with the Court, and any properly filed objection will be heard by the Court after notice is provided to interested persons of the date of hearing on the objection. Unless objections are filed, and unless the Court orders otherwise, the personal representative has the full power to administer the estate, including, after thirty (30) days from the issuance of letters testamentary, the power to sell, encumber, lease or distribute any interest in real estate owned by the decedent. Notice is further given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred. Dated: 10/10/11 Carolyn M. Renn Registrar Carolyn M. Renn Court Administrator Burris Law Offices PLLC Jonathan M. Burris MN# 166662 701 Fourth Ave. S. #500 Minneapolis MN 55415 Telephone: 612-337-9576 Facsimile: 763-432-5728 e-mail: burris@skypoint.com 2784431 10/13-10/20/11

PUBLIC NOTICE

NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: ABN Amro Mortgage Group, Inc n/k/a CitiMortgage, Inc RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 4308 Sandstone Drive, Eagan, MN 55122 TAX PARCEL I.D. #: 10-16701-01-260 LEGAL DESCRIPTION OF PROPERTY: Lot 26, Block 1, Cedar Grove No. 2 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $128,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $57,069.09 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 4, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within twelve (12) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on _November 5, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 12, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6354 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2760311 9/22-10/27/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 22, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $359,100.00 MORTGAGOR(S): Gerald Rasmussen, a single man MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for America's Wholesale Lender, its successors and assigns DATE AND PLACE OF REGISTERING: Registered: August 11, 2005 Dakota County Registrar of Titles Document Number: 571769 ASSIGNMENTS OF MORTGAGE: And assigned to: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWALT, INC., ALTERNATIVE LOAN TRUST 2 0 0 5 - 4 6 C B , M O R T G A G E PASS-THROUGH CERTIFICATES, SERIES 2005-46CB Dated: August 02, 2011 Registered: August 09, 2011 Dakota County Registrar of Titles Document Number: T682830 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100015700054508607 Lender or Broker: America's Wholesale Lender Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 132581 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 4778 Slater Rd, Eagan, MN 55122-2364 Tax Parcel ID Number:

Tax Parcel ID Number: 10-65870-01-040 LEGAL DESCRIPTION OF PROPERTY: Lot Four (4), Block One (1), St. Charles Wood, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $369,019.53 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 04, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 04, 2012, or the next business day if May 04, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 22, 2011 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, A S T R U S T E E F O R T H E CERTIFICATEHOLDERS OF CWALT, INC., ALTERNATIVE LOAN TRUST 2005-46CB, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2005-46CB Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 022182F01 2755476 9/22-10/27/11

PUBLIC NOTICE

secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 4, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on _May 4, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 12, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6351 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2760289 9/22-10/27/11

PUBLIC NOTICE

��

said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 4, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 7, 2011. U.S. Bank, National Association, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 38-270 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2760493 9/22-10/27/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 30, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $240,000.00 MORTGAGOR(S): Julia E. Lynn, an unmarried woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for New Equity Financial Corp. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc MIN#: 100415600000931935 SERVICER: Ocwen Loan Servicing, LLC LENDER: New Equity Financial Corp.. DATE AND PLACE OF FILING: Dakota County Minnesota, Recorder , on October 20, 2006, as Document No. 2469680 and re-recorded on January 26, 2007, as Document No. 2491647. ASSIGNED TO: HSBC Bank USA, N.A., as Trustee on behalf of ACE Securities Corp. Home Equity Loan Trust and for the registered holders of ACE Securities Corp. Home Equity Loan Trust, Series 2007-ASAP1, Asset Backed Pass-Through Certificates Dated: March 21, 2007 , and recorded August 12, 2011 by Document No. 2814317 . LEGAL DESCRIPTION OF PROPERTY: Lot 23, Block 4, Scott Highlands First Addition, Dakota County, Minnesota. PROPERTY ADDRESS: 13968 Glazier Court W, Apple Valley, MN 55124 PROPERTY I.D: 01-66500-04-230 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: Two Hundred Forty-Two Thousand One Hundred Six and 87/100 ($242,106.87) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on November 8, 2011 PLACE OF SALE: S h e r i f f ` s M a i n Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6.00 months from the date of sale. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED."

ABANDONED. Dated: September 22, 2011 HSBC Bank USA, N.A., as Trustee on behalf of ACE Securities Corp. Home Equity Loan Trust and for the registered holders of ACE Securities Corp. Home Equity Loan Trust, Series 2007-ASAP1, Asset Backed Pass-Through Certificates Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 11MN00433-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 4090313 09/22/2011, 09/29/2011, 10/06/2011, 10/13/2011, 10/20/2011, 10/27/2011 2755163 9/22-10/27/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 11, 2008 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $148,824.00 MORTGAGOR(S): Benjamin Camargo-Coronado, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: July 25, 2008 Dakota County Recorder Document Number: 2604526 ASSIGNMENTS OF MORTGAGE: And assigned to: SunTrust Mortgage, Inc. Dated: June 28, 2011 Recorded: July 06, 2011 Dakota County Recorder Document Number: 2808406 And Corrective Assignment Recorded: August 26, 2011 Dakota County Recorder Document Number: 2816397 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100010402600462067 Lender or Broker: Suntrust Mortgage, Inc. Residential Mortgage Servicer: SunTrust Mortgage, Inc. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 828 Deppe St, West Saint Paul, MN 55118-5721 Tax Parcel ID Number: 42-20101-01-290 LEGAL DESCRIPTION OF PROPERTY: Lot 29, Block 1, Deppe's Second Addition to St. Paul, according to the recorded plat thereof on file and of record in the Office of the Recorder, Dakota County, MInnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $165,835.26 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 02, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 04, 2012, or the next business day if June 04, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 20, 2011 ASSIGNEE OF MORTGAGEE: SunTrust Mortgage, Inc. Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 014616F02 2793069 10/20-11/24/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: June 1, 2006 MORTGAGORS: J a m e s H o l t a n d Bonita Holt, husband and wife. MORTGAGEE: M o r t g a g e & I n v e s t ment Consultants. DATE AND PLACE OF RECORDING: Registered June 22, 2006, Dakota County Registrar of Titles, Document No. 592672, Certificate of Title No. 106415. ASSIGNMENTS OF MORTGAGE: Assigned to: Option One Mortgage Corporation. And thereafter assigned to: HSBC Bank USA, National Association, as Trustee for SG Mortgage Securities Trust 2006-OPT2, Asset Backed Certificates, Series 2006-OPT2. Said Mortgage being Registered Land. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Mortgage & Investment Consultants RESIDENTIAL MORTGAGE SERVICER: American Home Mortgage Servicing, Inc MORTGAGED PROPERTY ADDRESS: 750 Keokuk Lane, Mendota Heights, MN 55120 TAX PARCEL I.D. #: 272780006018 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 18, Friendly Hills Re-Arr. According to the plat thereof now on file and of record in the Office of the Registrar of Titles within and for said County and State. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $256,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $354,399.86 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 9, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 11, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 12, 2011. HSBC Bank USA, N.A. as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 40-3305 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2792112 10/20-11/24/11

PUBLIC NOTICE

MORTGAGORS: Joel C. Baskerville and Susan M. Baskerville, Husband and Wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded August 25, 2008, Dakota County Recorder, Document No. 2609660. ASSIGNMENTS OF MORTGAGE: Assigned to: CItiMortgage, Inc.. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100248908060006388 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Rescue Mortgage Inc., DBA Mortgage Depot RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 18090 Emerald Trail, Farmington, MN 55024 TAX PARCEL I.D. #: 14-19500-150-07 LEGAL DESCRIPTION OF PROPERTY: Lot Fifteen (15), Block Seven (7), Dakota County Estates, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $237,002.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $249,734.38 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 4, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 4, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 8, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-5490 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2758682 9/22-10/27/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 23, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $248,800.00 MORTGAGOR(S): Sharon Tenney, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for First Magnus Financial Corporation, its successors and assigns DATE AND PLACE OF RECORDING: Recorded: October 06, 2005 Dakota County Recorder Document Number: 2367914 ASSIGNMENTS OF MORTGAGE: And assigned to: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK,AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWALT, INC., ALTERNATIVE LOAN TRUST 2 0 0 5 - 6 5 C B , M O R T G A G E PASS-THROUGH CERTIFICATES, SERIES 2005-65CB Dated: May 05, 2011 Recorded: June 03, 2011 Dakota County Recorder Document Number: 2803695 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identifi-

��

�� Transaction Agent Mortgage Identifi�� ORIGINAL PRINCIPAL AMOUNT OF cation Number: 100039223350015955 MORTGAGE: $148,500.00 Lender o r B r o k e r : First Magnus AMOUNT DUE AND CLAIMED TO BE Financial Corporation DUE AS OF DATE OF NOTICE, INCLUDResidential Mortgage Servicer: Bank ING TAXES, IF ANY, PAID BY MORTof America, N.A. GAGEE: $155,255.46 Mortgage Originator: Not Applicable That prior to the commencement of COUNTY IN WHICH PROPERTY IS this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee comLOCATED: Dakota Property Address: 605 Crane Creek plied with all notice requirements as Ln, Eagan, MN 55121-2377 required by statute; That no action or T a x P a r c e l I D N u m b e r : proceeding has been instituted at law 10.18475.01.190 or otherwise to recover the debt L E G A L D E S C R I P T I O N O F P R O P - secured by said mortgage, or any part ERTY: Lot 19, Block 1, CIC No. 297, thereof; Crane Creek Addition, Dakota County, PURSUANT to the power of sale conMinnesota. tained in said mortgage, the above AMOUNT DUE AND CLAIMED TO BE described property will be sold by the D U E A S O F D A T E O F N O T I C E : Sheriff of said county as follows: $267,832.18 DATE AND TIME OF SALE: NovemTHAT all pre-foreclosure require- ber 4, 2011 at 10:00 AM ments have been complied with; that PLACE OF SALE: S h e r i f f ' s O f f i c e , no action or proceeding has been insti- Law Enforcement Center, 1580 Hwy tuted at law or otherwise to recover the 55, Lobby #S-100, Hastings, MN debt secured by said mortgage, or any to pay the debt then secured by said part thereof; Mortgage, and taxes, if any, on said PURSUANT to the power of sale con- premises, and the costs and disburset a i n e d i n s a i d m o r t g a g e , t h e ments, including attorneys' fees above-described property will be sold allowed by law subject to redemption by the Sheriff of said county as fol- within six (6) months from the date of lows: said sale by the mortgagor(s), their DATE AND TIME OF SALE: Novem- personal representatives or assigns ber 04, 2011 at 10:00 AM unless reduced to Five (5) weeks under PLACE OF SALE: Dakota County MN Stat. §580.07. Law Enforcement Center, 1580 HighTIME AND DATE TO VACATE PROPway 55, Lobby S-100, Hastings, Minne- E R T Y : I f t h e r e a l e s t a t e i s a n sota owner-occupied, single-family dwellto pay the debt secured by said mort- ing, unless otherwise provided by law, presaid any, on taxes, if and gage the date on or before which the mortmises and the costs and disburse- gagor(s) must vacate the property if the ments, including attorney fees allowed mortgage is not reinstated under secby law, subject to redemption within tion 580.30 or the property is not six (6) months from the date of said redeemed under section 580.23 is sale by the mortgagor(s), their per- 11:59 p.m. on May 4, 2012, unless the redemption period is reduced to 5 sonal representatives or assigns. If the Mortgage is not reinstated weeks under MN Stat. Secs. 580.07 or under Minn. Stat. §580.30 or the prop- 582.032. MORTGAGOR(S) RELEASED FROM erty is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate FINANCIAL OBLIGATION ON MORTthe property on or before 11:59 p.m. on GAGE: None "THE TIME ALLOWED BY LAW FOR May 04, 2012, or the next business day if May 04, 2012 falls on a Saturday, REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPSunday or legal holiday. Mortgagor(s) released from financial RESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDIobligation: NONE THIS COMMUNICATION IS FROM CIAL ORDER IS ENTERED UNDER A DEBT COLLECTOR ATTEMPT- MINNESOTA STATUTES, SECTION ING TO COLLECT A DEBT. ANY 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G INFORMATION OBTAINED WILL BE OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF WITH A RESIDENTIAL DWELLING OF THE DEBT AND IDENTITY OF THE LESS THAN FIVE UNITS, ARE NOT ORIGINAL CREDITOR WITHIN THE PROPERTY USED IN AGRICULTURAL TIME PROVIDED BY LAW IS NOT P R O D U C T I O N , A N D A R E ABANDONED." AFFECTED BY THIS ACTION. Dated: September 14, 2011. THE TIME ALLOWED BY LAW FOR The Bank of New York Mellon, REDEMPTION BY THE MORTGAGOR, as Successor Trustee THE MORTGAGOR'S PERSONAL REPMortgagee/Assignee of Mortgagee RESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDI- USSET, WEINGARDEN AND LIEBO, P.L.L.P. CIAL ORDER IS ENTERED UNDER Attorneys for Mortgagee/Assignee of MINNESOTA STATUTES, SECTION Mortgagee 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G 4500 Park Glen Road #300 OTHER THINGS, THAT THE MORT- Minneapolis, MN 55416 GAGED PREMISES ARE IMPROVED (952) 925-6888 84-679 WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT THIS IS A COMMUNICATION FROM PROPERTY USED IN AGRICULTURAL A DEBT COLLECTOR. 2760361 9/22-10/27/11 PRODUCTION, AND ARE ABANDONED. DATED: September 22, 2011 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK NOTICE OF MORTGAGE MELLON FKA THE BANK OF NEW FORECLOSURE SALE YORK,AS TRUSTEE FOR THE THE RIGHT TO VERIFICATION CERTIFICATEHOLDERS OF C W A L T , I N C . , A L T E R N A T I V E OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN LOAN TRUST 2005-65CB, MORTG A G E P A S S - T H R O U G H THE TIME PROVIDED BY LAW IS C E R T I F I C A T E S , S E R I E S NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that 2005-65CB default has occurred in conditions of Wilford, Geske & Cook P.A. the following described mortgage: Attorneys for Assignee of Mortgagee DATE OF MORTGAGE: O c t o b e r 7 , Lawrence A. Wilford 2002 James A. Geske MORTGAGOR: Edward J. Kreitinger, 8425 Seasons Parkway, Suite 105 a single person. Woodbury, MN 55125-4393 MORTGAGEE: TCF Mortgage Corpo(651) 209-3300 ration. File Number: 022187F01 DATE AND PLACE OF RECORDING: 2755232 9/22-10/27/11 Registered November 8, 2002, Dakota County Registrar of Titles, Document No. 480545, Certificate of Title No. 115276. NOTICE OF MORTGAGE ASSIGNMENTS OF MORTGAGE: FORECLOSURE SALE THE RIGHT TO VERIFICATION Assigned to: Mortgage Electronic RegOF THE DEBT AND IDENTITY OF istration Systems, Inc. And thereafter THE ORIGINAL CREDITOR WITHIN assigned to: U.S. Bank, National AssoTHE TIME PROVIDED BY LAW IS ciation. Said Mortgage being Registered Land. NOT AFFECTED BY THIS ACTION. TRANSACTION AGENT: NONE NOTICE IS HEREBY GIVEN, that TRANSACTION AGENT'S MORTdefault has occurred in conditions of GAGE IDENTIFICATION NUMBER ON the following described mortgage: MORTGAGE: NONE DATE OF MORTGAGE: May 27, 2005 LENDER OR BROKER AND MORTMORTGAGOR: Rodney D. Wolford, an GAGE ORIGINATOR STATED ON unmarried man. MORTGAGEE: Mortgage Electronic MORTGAGE: TCF Mortgage Corporation Registration Systems, Inc. RESIDENTIAL MORTGAGE SERDATE AND PLACE OF RECORDING: R e c o r d e d J u n e 2 3 , 2 0 0 5 , D a k o t a VICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: County Recorder, Document No. 13398 Hughes Court, Apple Valley, MN 2333493. 55124 ASSIGNMENTS OF MORTGAGE: TAX PARCEL I.D. #: 011807501380 Assigned to: The Bank of New York LEGAL DESCRIPTION OF PROPMellon, as Successor Trustee under NovaStar Mortgage Funding Trust, ERTY: Lot 38, Block 1, Cobblestone Manor Series 2005-3. COUNTY IN WHICH PROPERTY IS TRANSACTION AGENT: Mortgage LOCATED: Dakota Electronic Registration Systems, Inc. ORIGINAL PRINCIPAL AMOUNT OF TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: $80,000.00 AMOUNT DUE AND CLAIMED TO BE MORTGAGE: 100020410000710447 LENDER OR BROKER AND MORT- DUE AS OF DATE OF NOTICE, INCLUDG A G E O R I G I N A T O R S T A T E D O N ING TAXES, IF ANY, PAID BY MORTMORTGAGE: DHI Mortgage Company GAGEE: $73,340.77 That prior to the commencement of Limited Partnership R E S I D E N T I A L M O R T G A G E S E R - this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee comVICER: Saxon Mortgage Services, Inc. MORTGAGED PROPERTY ADDRESS: plied with all notice requirements as 2628 Yellowstone Drive, Hastings, MN required by statute; That no action or proceeding has been instituted at law 55033 or otherwise to recover the debt TAX PARCEL I.D. #: 192970105016 LEGAL DESCRIPTION OF PROP- secured by said mortgage, or any part thereof; ERTY: PURSUANT to the power of sale conUnit No. 16, Glendale Heights Villas, tained in said mortgage, the above A Condominium, CIC No. 439, described property will be sold by the Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS Sheriff of said county as follows: LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF ��

PUBLIC NOTICE

�� COUNTY IN WHICH PROPERTY LOCATED: Dakota �� Sheriff of said county as follows: DATE AND TIME OF SALE: November 10, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 10, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 14, 2011. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-2343 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2760159 9/22-10/27/11

PUBLIC NOTICE

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $218,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $240,210.06 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 4, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 4, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: September 8, 2011. LPP Mortgage Ltd. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 9-12 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2760524 9/22-10/27/11

PUBLIC NOTICE

ber 18, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 18, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 21, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-5963 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2768720 9/29-11/3/11

PUBLIC NOTICE

tion 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 17, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 15, 2011. DLJ Mortgage Capital, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 38-317 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2769066 9/29-11/3/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 16, 2004, as modified March 18, 2009 MORTGAGOR: Catherine J. Boog, a single person M O R T G A G E E : Bremer Bank, National Association, a national association organized under the laws of the United States of America DATE AND PLACE OF RECORDING: Mortgage filed for record on July 2, 2004, as Document No. 541236, as modified by the certain Modification of Mortgage recorded on April 9, 2009, all within the office of the Registrar of Titles Dakota County, Minnesota. MORTGAGED PROPERTY ADDRESSES: 3851 73rd Street East, Inver Grove Heights, Minnesota 55076 TAX PARCEL I.D. NOS. 20-71150-06-160 LEGAL DESCRIPTION OF PROPERTY: Lot Sixteen (16) in Block Six (6) of South Grove, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $61,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $63,603.80 INTEREST RATE AND PER DIEM: Current interest rate is 5.75%, with a daily per diem of $9.57. That prior to commencement of this mortgage foreclosure proceeding Mortgagee complied with all notice requirements by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 2, 2011, at 10:00 a.m. PLACE OF SALE: Dakota County Sheriff's Office, Law Enforcement Center, 1580 Highway 55, Hastings, Minnesota 55033, to pay the debt then secured by said Mortgage, taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. DATE AND TIME MORTGAGOR MUST VACATE THE PREMISES: June 2, 2012, at 11:59 p.m. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE (5) WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: October 13, 2011 MESSERLI & KRAMER P.A. By: /s/ Creig Andreasen Creig Andreasen (Lic. #334832) 1400 Fifth Street Towers 100 South Fifth Street Minneapolis, MN 55402-1217 (612) 672-3600 Attorney in Fact for Bremer Bank, National Association IMPORTANT NOTICE This communication is from a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose. 11604-1651 2791526 10/20-11/24/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 2 1 , 2008 MORTGAGORS: Richard D. Schmit and Julie A. Schmit, husband and wife, as joint tenants. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Registered September 8, 2008, Dakota County Registrar of Titles, Document No. T632823, Certificate of Title No. 135002. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc. Said Mortgage being Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100267400007032947 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: American Equity Mortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 13654 Oakwood Curve, Burnsville, MN 55337 TAX PARCEL I.D. #: 028135101260 LEGAL DESCRIPTION OF PROPERTY: Lot 26 in Block 1 of Second Addition to Valley Highlands, according to the plat thereof on file and of record in the Office of the Registrar of Titles within and for said county and state. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $264,515.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $266,094.00 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 15, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 15, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 12, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6462 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2793263 10/20-11/24/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 21, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $75,000.00 MORTGAGOR(S): Roy J. Law Jr. and Cynthia J. Law, husband and wife MORTGAGEE: Anchor Bank, West St. Paul, NA DATE AND PLACE OF RECORDING:

DATE AND PLACE OF RECORDING: Recorded: January 06, 2006 Dakota County Recorder Document Number: 2395097 ASSIGNMENTS OF MORTGAGE: And assigned to: Mortgage Electronic Registration Systems, Inc. Dated: December 21, 2005 Recorded: January 06, 2006 Dakota County Recorder Document Number: 2395099 And assigned to: Nationstar Mortgage, LLC Dated: August 16, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000375-0601434338-9 Lender or Broker: Anchor Bank, West St. Paul, NA Residential Mortgage Servicer: Nationstar Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 13854 Gladiola Ct, Apple Valley, MN 55124-7338 Tax Parcel ID Number: 01-66500-03-140 LEGAL DESCRIPTION OF PROPERTY: Lot 14, Block 3, Scott Highlands First Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $74,682.13 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 14, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 14, 2012, or the next business day if May 14, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 29, 2011 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage, LLC Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 017872F02 2761679 9/29-11/3/11

PUBLIC NOTICE

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Dated: March 22, 2007 , and recorded April 10, 2007 by Document No. 608664. LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 2 in Ches Mar East 2nd addition, Dakota County, Minnesota PROPERTY ADDRESS: 1123 Kirkwood Drive, Eagan, MN 55123 PROPERTY I.D: 10-17151-02-080 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: One Hundred Seventy-Seven Thousand One Hundred Thirty and 69/100 ($177,130.69) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on November 15, 2011 PLACE OF SALE: S h e r i f f ` s M a i n Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6.00 months from the date of sale. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 29, 2011 HSBC Bank USA, N.A., as Trustee on behalf of ACE Securities Corp. Home Equity Loan Trust and for the registered holders of ACE Securities Corp. Home Equity Loan Trust, Series 2006-ASAP4, Asset Backed Pass-Through Certificates Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 11MN00397-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 4090010 09/29/2011, 10/06/2011, 10/13/2011, 10/20/2011, 10/27/2011, 11/03/2011 2764811 9/29-11/3/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 12, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $257,900.00 MORTGAGOR(S): Souraphanh Keomanyvong and Bangon Keomanyvong, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: October 30, 2007 Dakota County Recorder Document Number: 2553497 ASSIGNMENTS OF MORTGAGE: And assigned to: Nationstar Mortgage, LLC Dated: September 02, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100052550168550993 Lender or Broker: CSMC Inc., DBA Central States Mortgage Residential Mortgage Servicer: Nationstar Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 308 12th St, Farmington, MN 55024-1806 Tax Parcel ID Number: 14-22508-01-010 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 1, East Farmington Ninth Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $274,160.29 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 14, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disburse-

mises and the costs and disburse ments, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 14, 2012, or the next business day if May 14, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 29, 2011 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage, LLC Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 021339F01 2766570 9/29-11/3/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 16, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $481,500.00 MORTGAGOR(S): Dennis J. Bauman and Connie L. Bauman, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for America's Wholesale Lender, its successors and assigns DATE AND PLACE OF RECORDING: Recorded: November 12, 2004 Dakota County Recorder Document Number: 2266878 ASSIGNMENTS OF MORTGAGE: And assigned to: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWMBS, I N C . , C H L M O R T G A G E PASS-THROUGH TRUST 2005-04, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2005-04 Dated: July 21, 2011 Recorded: August 03, 2011 Dakota County Recorder Document Number: 2812789 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000157-0004198747-6 Lender or Broker: America's Wholesale Lender Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3974 Greystone Rdg, Eagan, MN 55122-1799 Tax Parcel ID Number: 10-49502-01.160 LEGAL DESCRIPTION OF PROPERTY: Lot 16, Block 1, Murphy Farm 3rd Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $529,132.18 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 14, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 14, 2012, or the next business day if May 14, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE

INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 29, 2011 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWMBS, INC., CHL MORTGAGE PASS-THROUGH TRUST 2005-04, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2005-04 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 019105F02 2767860 9/29-11/3/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J a n u a r y 2 2 , 2003 MORTGAGORS: Richard L. Kinard and Mary Jo Kinard, Husband and Wife. MORTGAGEE: Ameriquest Mortgage Company. DATE AND PLACE OF RECORDING: Recorded April 8, 2003, Dakota County Recorder, Document No. 2026488. ASSIGNMENTS OF MORTGAGE: Assigned to: Credit-Based Asset Servicing and Securitization LLC. And thereafter assigned to: Beal Bank S.S.B. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Ameriquest Mortgage Company RESIDENTIAL MORTGAGE SERVICER: Dovenmuehle Mortgage, Inc. MORTGAGED PROPERTY ADDRESS: 1666 Concord Street South, South Saint Paul, MN 55075 TAX PARCEL I.D. #: 36-45300-09-080 LEGAL DESCRIPTION OF PROPERTY: LOT 8, BLOCK 9, LINCOLN PARK ADDITION TO SOUTH ST. PAUL COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $162,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $168,033.16 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 17, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 17, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT

LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 15, 2011. Beal Bank S.S.B. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-1726 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2769047 9/29-11/3/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 05, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $172,500.00 MORTGAGOR(S): Joanna Milo and Christopher Milo, wife and husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Countrywide Bank, FSB., its successors and assigns DATE AND PLACE OF REGISTERING: Registered: August 16, 2007 Dakota County Registrar of Titles Document Number: 615723 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC HOME LOANS SERVICING, LP FKA COUNTRYWIDE HOME LOANS SERVICING LP Dated: August 16, 2011 Registered: August 24, 2011 Dakota County Registrar of Titles Document Number: T683443 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1001337-0002112038-4 Lender or Broker: Countrywide Bank, FSB. Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 143208 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 5501 Oriole Dr # 12, Farmington, MN 55024-2001 Tax Parcel ID Number: 14-82500-08-012 LEGAL DESCRIPTION OF PROPERTY: Unit 12, CIC 323, Vermillion Grove Condominiums, a condominium, located in Dakota County; pursuant to the Declaration and Bylaws Doc No. 462541. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $170,234.51 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 02, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 04, 2012, or the next business day if June 04, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 20, 2011 ASSIGNEE OF MORTGAGEE: BANK OF AMERICA, N.A., SUCCESSOR BY MERGER TO BAC H O M E L O A N S S E R V I C I N G , LP FKA COUNTRYWIDE HOME LOANS SERVICING LP Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 022530F01 2789747 10/20-11/24/11

�� Electronic MORTGAGEE: Mortgage

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J a n u a r y 1 5 , 2003 MORTGAGOR: Mary Elizabeth Joyce a/k/a Mary E. Joyce, a single person. MORTGAGEE: PNC Bank, National Association, s/b/m to National City Bank, s/b/m to National City Mortgage Co., f/k/a NCMC NewCo, Inc., successor in interest to National City Mortgage Co. dba Commonwealth United Mortgage Company. DATE AND PLACE OF RECORDING: Recorded March 5, 2003, Dakota County Recorder, Document No. 2008940. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: National City Mortgage Co dba Commonwealth United Mortgage Company RESIDENTIAL MORTGAGE SERVICER: PNC Bank, National Association MORTGAGED PROPERTY ADDRESS: 5447 Babcock Trail, Inver Grove Heights, MN 55077 TAX PARCEL I.D. #: 20-77200-205-02 LEGAL DESCRIPTION OF PROPERTY: Unit No. S105, Cedarwoods Condominiums, Dakota County, Minnesota, Condominium File No. 81 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $66,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $62,921.54 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 8, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 8, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 7, 2011. PNC Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-2510 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2793346 10/20-11/24/11

PUBLIC NOTICE

Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded September 18, 2006, Dakota County Recorder, Document No. 2461935. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100024200013857830 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: American Brokers Conduit RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 4675 Blaine Avenue, Inver Grove Heights, MN 55076 TAX PARCEL I.D. #: 204400105908 LEGAL DESCRIPTION OF PROPERTY: Unit Number 0908, Lafayette Park, CIC 370, Dakota County COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $141,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $145,786.15 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 10, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 10, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 16, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6359 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2768981 9/29-11/3/11

PUBLIC NOTICE

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�� tained �� in said mortgage, the above described property will be sold by the �� Loan Trust, Series 2006 ASAP5, Asset Backed Pass-Through Certificates. Dated: September 29, 2006 , and recorded January 24, 2011 by Document No. 278118. LEGAL DESCRIPTION OF PROPERTY: Lot 29, Block 1, Donnays Valley Park 5th addition, Dakota County, Minnesota PROPERTY ADDRESS: 16860 Foliage Avenue West, Rosemount, MN 55068 PROPERTY I.D: 22-21174-01-290 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: One Hundred Ninety-Seven Thousand Seven Hundred Ninety and 84/100 ($197,790.84) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on November 15, 2011 PLACE OF SALE: S h e r i f f ` s M a i n Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6.00 months from the date of sale. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 29, 2011 HSBC Bank USA, N.A., as Trustee on behalf of ACE Securities Corp. Home Equity Loan Trust and for the registered holders of ACE Securities Corp. Home Equity Loan Trust, Series 2006-ASAP5, Asset Backed Pass-Through Certificates. Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 10MN00786-2 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 4088778 09/29/2011, 10/06/2011, 10/13/2011, 10/20/2011, 10/27/2011, 11/03/2011 2764770 9/29-11/3/11

PUBLIC NOTICE

Sheriff of said county as follows: DATE AND TIME OF SALE: November 10, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 10, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 16, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6357 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2768939 9/29-11/3/11

PUBLIC NOTICE

the date on or before which the mort gagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 18, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 22, 2011. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-2753 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2769146 9/29-11/3/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 19, 2005 MORTGAGOR: G a r y M . L e s l e y , A Single Person. MORTGAGEE: CitiMortgage, Inc.. DATE AND PLACE OF RECORDING: Registered July 15, 2005, Dakota County Registrar of Titles, Document No. 569597, Certificate of Title No. 090910. ASSIGNMENTS OF MORTGAGE: NONE Said Mortgage being Registered Land. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: CitiMortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 3512 East Burnsville Parkway, Burnsville, MN 55337 TAX PARCEL I.D. #: 027790001001 LEGAL DESCRIPTION OF PROPERTY: Lot One (1), Block One (1) in Tuxedo Park COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $259,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $244,699.57 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 18, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 18, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED."

ABANDONED. Dated: September 21, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-5585 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2769019 9/29-11/3/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: M a r c h 8 , 2004 MORTGAGOR: Theresa K. Johnson, a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded June 17, 2004, Dakota County Recorder, Document No. 2216510. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100154060001055967 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: American Residential Mortgage, LP RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 518 19TH Avenue North, South Saint Paul, MN 55075 TAX PARCEL I.D. #: 367020100104 LEGAL DESCRIPTION OF PROPERTY: The West 165.5 feet of the South 78.34 feet of the North 148.34 feet of Lot G, South Park Division No. 2, together with a private easement in common with other property owners adjoining thereon to the East and West thereof for their ingress and egress over a strip of land 20 feet wide lying to the east of the North 70 feet of the West 155.5 feet of said Lot G and also a strip of land 10 feet wide to the East of the said West 165.5 feet of the South 78.34 feet of the North 148.34 feet of Lot G, South Park Division No. 2, according to the recorded plat thereof, and situate in Dakota County, Minnesota. ALSO the South 78.34 feet of the North 1/2 of the West 1/2 of Lot G, South Park Division No. 2, EXCEPT the West 165.5 feet thereof; together with a private easement over a strip of land 20 feet wide lying East of the West 155 feet of the North 70 feet and also a private easement over the East 20 feet of the North 70 feet of the West 1/2 of said Lot G, for ingress and egress, according to the recorded plat thereof, and situate in Dakota County, Minnesota. Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $160,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $145,222.87 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 18, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 18, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE

AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: September 20, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6370 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2768822 9/29-11/3/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: September 6, 2002 MORTGAGOR: Katherine R. Eriksen, a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded November 19, 2002, Dakota County Recorder, Document No. 1961890. ASSIGNMENTS OF MORTGAGE: Assigned to: PNC Bank, National Association s/b/m to National City Bank s/b/m to National City Mortgage Co.. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100061902247000152 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Summit Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: PNC Bank, National Association MORTGAGED PROPERTY ADDRESS: 23 Lilac Lane, Farmington, MN 55024 TAX PARCEL I.D. #: 141530101004 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 4, Bristol Square Second Addition, Common Interest Community No. 258, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $151,839.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $165,253.12 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 13, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 13, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 6, 2011. PNC Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-1756 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2793315 10/20-11/24/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 25, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $155,581.00 MORTGAGOR(S): Gregory Ross, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: November 05, 2003 Dakota County Recorder Document Number: 2136322 LOAN MODIFICATION: Dated: August 16, 2010 Recorded: October 21, 2010 Document Number: 2760713 ASSIGNMENTS OF MORTGAGE: And assigned to: Central Mortgage Company Dated: April 27, 2010 Recorded: June 03, 2010 Dakota County Recorder Document Number: 2733450 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000381-1001741238-9 Lender or Broker: American Patriot Mortgage Inc. Residential Mortgage Servicer: Central Mortgage Company Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 14856 Lower Endicott Way Unit 46, Apple Valley, MN 55124-6338 Tax Parcel ID Number: 01-81450-03-046 LEGAL DESCRIPTION OF PROPERTY: Unit No. 46 and Garage Unit No. 46A, Condominium No. 78, Valley Way Village Condominium, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $149,562.99 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 02, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 04, 2012, or the next business day if June 04, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 20, 2011 ASSIGNEE OF MORTGAGEE: Central Mortgage Company Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 014558F02 2789939 10/20-11/24/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. Notice is hereby given that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: February 21, 2006 MORTGAGOR: Melissa D. Barkley, a single person MORTGAGEE: U.S. Bank National Association ND DATE AND PLACE OF RECORDING: Recorded: March 28, 2006

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Recorded: March 28, 2006 Dakota County Recorder Document #: 2416043 ASSIGNMENTS OF MORTGAGE: None LEGAL DESCRIPTION OF PROPERTY: UNIT NO. 1, CONDOMINIUM NO. 107, DIFFLEY COMMONS, A CONDOMINIUM LOCATED IN DAKOTA COUNTY, MINNESOTA. PARCEL ID #: 10-20450-04-001 PROPERTY ADDRESS: 4054 Beaver Dam Rd, Eagan, Minnesota 55122 TRANSACTION AGENT: N/A TRANSACTION AGENT ID NO.: N/A CURRENT MORTGAGE SERVICER: U.S. Bank National Association ND COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $151,200.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY PAID BY MORTGAGEE: $160,844.44 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no Mortgagors have been released from financial obligation on said Mortgage; that no action or proceeding has been instituted by law to recover that debt secured by said Mortgage, or any part thereof; that all conditions precedent to foreclose of the Mortgage and acceleration of the debt secures thereby have been fulfilled; PURSUANT to the power of sale therein contained, said Mortgage will be foreclosed and the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 23, 2011 at 10:00 am PLACE OF SALE: Dakota County Law Enforcement Center, Lobby S-100, 1580 Highway 55, Hastings, MN 55033 to pay the debt the debt then secured by the Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law, subject to redemption within six (6) months from the date of sale by the mortgagor, their personal representatives or assigns. DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 of the property redeemed under Minnesota Statutes sections 580.23 is May 23, 2012 at 11:59 p.m. If the foregoing date is Saturday, Sunday, or a legal holiday, then the date to vacate is the next business day at 11:59 p.m. MORTGAGOR RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Dated: September 22, 2011 U.S. Bank National Association ND Mortgagee Kenneth J. Johnson Minnesota State Bar No. 0246074 Johnson, Blumberg & Associates, LLC Attorney for Mortgagee 230 W. Monroe St., Ste. 1125 Chicago, IL 60606 Phone 312-541-9710 Fax 312-541-9711 2777574 10/6-11/10/11

PUBLIC NOTICE

LEGAL DESCRIPTION OF PROP ERTY: Lot 1, Block 3, Greensboro 1st Addition, Dakota County COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $225,600.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $290,803.79 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 1, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 1, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 27, 2011. U.S. Bank, National Association, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 75-3363 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2777240 10/6-11/10/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 24, 2009 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $219,601.00 MORTGAGOR(S): Clara Delgado De Castillo, an unmarried woman, Russell Castillo and Lisa Castillo, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Lendsmart Mortgage LLC., its successors and assigns DATE AND PLACE OF RECORDING: Recorded: March 13, 2009 Dakota County Recorder Document Number: 2643579 ASSIGNMENTS OF MORTGAGE: And assigned to: Flagstar Bank, FSB Dated: September 20, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100052550235720678 Lender or Broker: Lendsmart Mortgage LLC Residential Mortgage Servicer: Flagstar Bank, FSB Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 22446 Cantrel Way, Farmington, MN 55024-4011 Tax Parcel ID Number: 14.24500.02.030 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 2, Executive Estates, Dakota County, MN. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $221,033.74 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 18, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minne-

way 55, Lobby S 100, Hastings, Minne sota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 18, 2012, or the next business day if May 18, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 06, 2011 ASSIGNEE OF MORTGAGEE: Flagstar Bank, FSB Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 022172F01 2769673 10/6-11/10/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 19, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $221,000.00 MORTGAGOR(S): April L. Egerstrom and Todd F. Egerstrom, wife and husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for Decision One Mortgage Company, LLC, its successors and assigns DATE AND PLACE OF RECORDING: Recorded: April 09, 2004 Dakota County Recorder Document Number: 2193383 ASSIGNMENTS OF MORTGAGE: And assigned to: The Bank Of New York Mellon FKA The Bank Of New York As Trustee For The Certificateholders Of CWABS, INC., Asset Backed Certificates, Series 2005-SD1 Dated: June 04, 2011 Recorded: June 20, 2011 Dakota County Recorder Document Number: 2806187 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100077910001774054 Lender or Broker: Decision One Mortgage Company, LLC Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 17713 Fortune Trail, Lakeville, MN 55044 Tax Parcel ID Number: 22-30945-06-030 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 6, Greenridge AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $274,756.79 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 18, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 18, 2012, or the next business day if May 18, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 06, 2011 ASSIGNEE OF MORTGAGEE: The Bank Of New York Mellon FKA The Bank Of New York As Trustee For The Certificateholders Of CWABS, INC., Asset Backed Certificates, Series 2005-SD1 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 022304F01 2773352 10/6-11/10/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 1 0 , 2009 MORTGAGORS: J a c o b C . M a t h e w and Meena Jacob, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded September 1, 2009, Dakota County Recorder, Document No. 2681659. ASSIGNMENTS OF MORTGAGE: Assigned to: Flagstar Bank, FSB. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100052550268738274 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Lend Smart Mortgage LLC RESIDENTIAL MORTGAGE SERVICER: Flagstar Bank, FSB MORTGAGED PROPERTY ADDRESS: 2601 Concord Way, Mendota Heights, MN 55120 TAX PARCEL I.D. #: 274160104056 LEGAL DESCRIPTION OF PROPERTY: Unit #56, Condominium Number 109, Kensington Carriage Homes Condominium COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $156,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $157,837.94 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 18, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 18, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED."

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�� E.�� ABANDONED. �� MORTGAGOR: Gayla Sivertson, A Dated: August 23, 2011. Single Person. Flagstar Bank, FSB MORTGAGEE: U.S. Bank National Mortgagee/Assignee of Mortgagee Association. USSET, WEINGARDEN AND LIEBO, P.L.L.P. DATE AND PLACE OF RECORDING: Attorneys for Mortgagee/Assignee of Registered January 9, 2004, Dakota Mortgagee County Registrar of Titles, Document 4500 Park Glen Road #300 No. 0527007, Certificate of Title No. Minneapolis, MN 55416 130548. (952) 925-6888 ASSIGNMENTS OF MORTGAGE: 92-213 NONE Said Mortgage being Registered THIS IS A COMMUNICATION FROM Land. A DEBT COLLECTOR. 2775931 10/6-11/10/11 TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE NOTICE OF MORTGAGE LENDER OR BROKER AND MORTFORECLOSURE SALE GAGE ORIGINATOR STATED ON NOTICE IS HEREBY GIVEN that MORTGAGE: U.S. Bank National default has occurred in the conditions Association of the following described mortgage: RESIDENTIAL MORTGAGE SERDATE OF MORTGAGE: February 27, VICER: U.S. Bank Home Mortgage 2007 MORTGAGED PROPERTY ADDRESS: ORIGINAL PRINCIPAL AMOUNT OF 19666 Meadowlark Way, #3, FarmingMORTGAGE: $239,200.00 ton, MN 55024 MORTGAGOR(S): Jenifer Nichols TAX PARCEL I.D. #: 148250108243 Johnson and Jeffery Johnson, wife LEGAL DESCRIPTION OF PROPand husband ERTY: MORTGAGEE: Mortgage Electronic Unit No. 243, Common Interest Registration Systems, Inc., as nomiCommunity No. 323, A Condonee for Greenpoint Mortgage Funding, minium, Vermillion Grove CondoInc., its successors and assigns miniums, Dakota County, MinneDATE AND PLACE OF RECORDING: sota. Recorded: May 01, 2007 Dakota COUNTY IN WHICH PROPERTY IS County Recorder LOCATED: Dakota Document Number: 2513511 ORIGINAL PRINCIPAL AMOUNT OF ASSIGNMENTS OF MORTGAGE: MORTGAGE: $165,300.00 And assigned to: Aurora Bank, FSB AMOUNT DUE AND CLAIMED TO BE Dated: August 26, 2011 DUE AS OF DATE OF NOTICE, INCLUDTransaction Agent: Mortgage Elec- ING TAXES, IF ANY, PAID BY MORTtronic Registration Systems, Inc. GAGEE: $162,088.68 Transaction Agent Mortgage IdentifiThat prior to the commencement of cation Number: 100013800918325925 this mortgage foreclosure proceeding Lender or Broker: Greenpoint Mort- Mortgagee/Assignee of Mortgagee comgage Funding, Inc. plied with all notice requirements as R e s i d e n t i a l M o r t g a g e S e r v i c e r : required by statute; That no action or Aurora Loan Services, LLC proceeding has been instituted at law Mortgage Originator: Not Applicable or otherwise to recover the debt COUNTY IN WHICH PROPERTY IS secured by said mortgage, or any part LOCATED: Dakota thereof; Property Address: 4352 Lexington PURSUANT to the power of sale conPointe Pkwy, Eagan, MN 55123-1931 tained in said mortgage, the above T a x P a r c e l I D N u m b e r : described property will be sold by the 10-45072-02-160 Sheriff of said county as follows: LEGAL DESCRIPTION OF PROPDATE AND TIME OF SALE: NovemERTY: Lot 16, Block 2, Lexington ber 18, 2011 at 10:00 AM Pointe Third Addition, Dakota County, PLACE OF SALE: S h e r i f f ' s O f f i c e , Minnesota Law Enforcement Center, 1580 Hwy AMOUNT DUE AND CLAIMED TO BE 55, Lobby #S-100, Hastings, MN D U E A S O F D A T E O F N O T I C E : to pay the debt then secured by said $263,784.84 Mortgage, and taxes, if any, on said THAT all pre-foreclosure require- premises, and the costs and disbursements have been complied with; that m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s no action or proceeding has been insti- allowed by law subject to redemption tuted at law or otherwise to recover the within six (6) months from the date of debt secured by said mortgage, or any said sale by the mortgagor(s), their part thereof; personal representatives or assigns PURSUANT to the power of sale con- unless reduced to Five (5) weeks under t a i n e d i n s a i d m o r t g a g e , t h e MN Stat. §580.07. above-described property will be sold TIME AND DATE TO VACATE PROPby the Sheriff of said county as fol- E R T Y : I f t h e r e a l e s t a t e i s a n lows: owner-occupied, single-family dwellDATE AND TIME OF SALE: Decem- ing, unless otherwise provided by law, ber 02, 2011 at 10:00 AM the date on or before which the mortPLACE OF SALE: Dakota County gagor(s) must vacate the property if the Law Enforcement Center, 1580 High- mortgage is not reinstated under secway 55, Lobby S-100, Hastings, Minne- tion 580.30 or the property is not sota redeemed under section 580.23 is to pay the debt secured by said mort- 11:59 p.m. on May 18, 2012, unless the gage and taxes, if any, on said pre- redemption period is reduced to 5 mises and the costs and disburse- weeks under MN Stat. Secs. 580.07 or ments, including attorney fees allowed 582.032. by law, subject to redemption within MORTGAGOR(S) RELEASED FROM six (6) months from the date of said FINANCIAL OBLIGATION ON MORTsale by the mortgagor(s), their per- GAGE: None sonal representatives or assigns. "THE TIME ALLOWED BY LAW FOR If the Mortgage is not reinstated REDEMPTION BY THE MORTGAGOR, under Minn. Stat. §580.30 or the prop- THE MORTGAGOR'S PERSONAL REPerty is not redeemed under Minn. Stat. RESENTATIVES OR ASSIGNS, MAY BE §580.23, the Mortgagor must vacate REDUCED TO FIVE WEEKS IF A JUDIthe property on or before 11:59 p.m. on CIAL ORDER IS ENTERED UNDER June 04, 2012, or the next business MINNESOTA STATUTES, SECTION day if June 04, 2012 falls on a Satur- 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G day, Sunday or legal holiday. OTHER THINGS, THAT THE MORTMortgagor(s) released from financial GAGED PREMISES ARE IMPROVED obligation: NONE WITH A RESIDENTIAL DWELLING OF THIS COMMUNICATION IS FROM LESS THAN FIVE UNITS, ARE NOT A DEBT COLLECTOR ATTEMPT- PROPERTY USED IN AGRICULTURAL ING TO COLLECT A DEBT. ANY P R O D U C T I O N , A N D A R E INFORMATION OBTAINED WILL BE ABANDONED." USED FOR THAT PURPOSE. Dated: September 26, 2011. THE RIGHT TO VERIFICATION OF U.S. Bank National Association THE DEBT AND IDENTITY OF THE Mortgagee/Assignee of Mortgagee ORIGINAL CREDITOR WITHIN THE USSET, WEINGARDEN AND LIEBO, P.L.L.P. T I M E P R O V I D E D B Y L A W I S N O T Attorneys for Mortgagee/Assignee of AFFECTED BY THIS ACTION. Mortgagee THE TIME ALLOWED BY LAW FOR 4500 Park Glen Road #300 REDEMPTION BY THE MORTGAGOR, Minneapolis, MN 55416 THE MORTGAGOR'S PERSONAL REP- (952) 925-6888 RESENTATIVES OR ASSIGNS, MAY BE 19-2851 REDUCED TO FIVE WEEKS IF A JUDI- THIS IS A COMMUNICATION FROM CIAL ORDER IS ENTERED UNDER A DEBT COLLECTOR. MINNESOTA STATUTES, SECTION 2772456 10/6-11/10/11 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF NOTICE OF MORTGAGE LESS THAN FIVE UNITS, ARE NOT FORECLOSURE SALE PROPERTY USED IN AGRICULTURAL THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF PRODUCTION, AND ARE ABANDONED. DATED: October 20, 2011 THE ORIGINAL CREDITOR WITHIN A S S I G N E E O F M O R T G A G E E : THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. Aurora Bank, FSB NOTICE IS HEREBY GIVEN, that Wilford, Geske & Cook P.A. default has occurred in conditions of Attorneys for Assignee of Mortgagee the following described mortgage: Lawrence A. Wilford DATE OF MORTGAGE: S e p t e m b e r James A. Geske 23, 1999 8425 Seasons Parkway, Suite 105 MORTGAGOR: Linda M . Shevik, A Woodbury, MN 55125-4393 Single Person. (651) 209-3300 MORTGAGEE: E d i n a R e a l t y M o r t File Number: 022195F01 2791487 10/20-11/24/11 gage, LLC. DATE AND PLACE OF RECORDING: Recorded November 15, 1999, Dakota County Recorder, Document NOTICE OF MORTGAGE No. 1652866. FORECLOSURE SALE ASSIGNMENTS OF MORTGAGE: THE RIGHT TO VERIFICATION Assigned to: Norwest Mortgage, Inc. OF THE DEBT AND IDENTITY OF A n d t h e r e a f t e r a s s i g n e d t o : T h e THE ORIGINAL CREDITOR WITHIN Leader Mortgage Company N/K/A U.S. THE TIME PROVIDED BY LAW IS Bank National Association. NOT AFFECTED BY THIS ACTION. TRANSACTION AGENT: NONE NOTICE IS HEREBY GIVEN, that TRANSACTION AGENT'S MORTdefault has occurred in conditions of GAGE IDENTIFICATION NUMBER ON the following described mortgage: MORTGAGE: NONE DATE OF MORTGAGE: November 26, LENDER OR BROKER AND MORT2003 MORTGAGOR: Gayla E. Sivertson, A ��

PUBLIC NOTICE

�� MORTGAGE: �� $235,987.00 AMOUNT DUE AND CLAIMED TO BE �� LENDER OR BROKER AND MORT GAGE ORIGINATOR STATED ON MORTGAGE: Edina Realty Mortgage, LLC RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 7757 157th Street West, Apple Valley, MN 55124 TAX PARCEL I.D. #: 014910106040 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 6, Morningview second addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $90,440.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $78,485.51 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 18, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 18, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 26, 2011. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-2853 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2772505 10/6-11/10/11

PUBLIC NOTICE

DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $275,166.84 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 22, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 22, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 26, 2011. PNC Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-2729 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2775882 10/6-11/10/11

PUBLIC NOTICE

55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 29, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 26, 2011. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-2342 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2777333 10/6-11/10/11

PUBLIC NOTICE

redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 23, 2011. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-2614 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2777374 10/6-11/10/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: July 17, 2008 MORTGAGOR: Cheryl Kristine Stolz, a single person. MORTGAGEE: TruStone Financial Federal Credit Union F/K/A Teacher Federal Credit Union. DATE AND PLACE OF RECORDING: Registered July 24, 2008, Dakota County Registrar of Titles, Document No. T631129, Certificate of Title No. 134774. ASSIGNMENTS OF MORTGAGE: NONE Said Mortgage being Registered Land. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: TruStone Financial Federal Credit Union F/K/A Teacher Federal Credit Union RESIDENTIAL MORTGAGE SERVICER: TruStone Financial Federal Credit Union MORTGAGED PROPERTY ADDRESS: 1111 Sibley Memorial Highway, #4B, Lilydale, MN 55118 TAX PARCEL I.D. #: 241350004042 LEGAL DESCRIPTION OF PROPERTY: Unit No. 4B, CIC No. 90, River Pointe Condominium, a Condominium, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $161,600.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $164,242.27 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 22, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 22, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED."

ABANDONED. Dated: September 27, 2011. TruStone Financial Federal Credit Union Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-2459 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2777399 10/6-11/10/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 21, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $161,280.00 MORTGAGOR(S): Imants Erik Grietens, single MORTGAGEE: Town and Country Credit Corp. DATE AND PLACE OF RECORDING: Recorded: January 07, 2005 Dakota County Recorder Document Number: 2283781 LOAN MODIFICATION: Dated: October 21, 2004 Recorded: January 07, 2005 Document Number: 2283782 ASSIGNMENTS OF MORTGAGE: And assigned to: Ameriquest Mortgage Company Dated: November 01, 2004 Recorded: April 25, 2005 Dakota County Recorder Document Number: 2315466 And assigned to: Mortgage Electronic Registration Systems, Inc. Dated: November 01, 2004 Recorded: April 25, 2005 Dakota County Recorder Document Number: 2315467 And assigned to: Aurora Bank FSB Dated: August 18, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000460-0009218834-0 Lender or Broker: Town and Country Credit Corp. Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 4546 Johnny Cake Ridge Rd, Eagan, MN 55122-2513 Tax Parcel ID Number: 10-84600-04-010 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 4, Woodgate, according to the plat thereof on file or of record in the Office of the County Recorder in and for Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $157,162.44 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 28, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 29, 2012, or the next business day if May 29, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 13, 2011 ASSIGNEE OF MORTGAGEE: Aurora Bank FSB Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 022091F01 2778228 10/13-11/17/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J a n u a r y 2 6 , 2009 MORTGAGORS: Michele Westerman FKA Michele Passolt and Mark Westerman, Wife and Husband. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded February 12, 2009, Dakota County Recorder, Document No. 2636983. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc.. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100248900000006032 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Rescue Mortgage Inc., DBA Mortgage Depot RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 1269 Timbershore Lane, Eagan, MN 55123 TAX PARCEL I.D. #: 10-7650203010 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 3, Timbershore Third Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $160,968.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $166,458.99 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 9, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 11, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 10, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6472 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2793297 10/20-11/24/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 31, 2002 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $125,000.00 MORTGAGOR(S): Rodney A. Lorence, a single person MORTGAGEE: Deborah L. Luskey, as Personal Representative and Gary C. Lorence as Personal Representative of the Estate of Charles Victor Lorence a/k/a Charles V. Lorence a/k/a C. V. Lorence, Deceased DATE AND PLACE OF REGISTERING:

��

ING: Registered: November 01, 2002 Dakota County Registrar of Titles Document Number: 479856 AMENDED ORDER OF COMPLETE SETTLEMENT OF THE ESTATE AND DECREE OF DISTRIBUTION: And assigned to: Gary C. Lorence, Deborah L. Luskey, Lendell Luskey, Aaron Luskey, Daniel Luskey, Patricia A. Nelson, Patrick Nelson, Roxann M. Chasteen and Melissa Chasteen Dated: January 27, 2011 Registered: February 04, 2011 Dakota County Registrar of Titles Document Number: T675389 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Deborah L. Luskey, as Personal Representative and Gary C. Lorence as Personal Representative of the Estate of Charles Victor Lorence a/k/a Charles V. Lorence a/k/a C. V. Lorence, Deceased Residential Mortgage Servicer: Deborah Luskey Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 126304 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 808 23rd Ave N, South St Paul, MN 55075-1323 Tax Parcel ID Number: 36-76800-090-01 LEGAL DESCRIPTION OF PROPERTY: Lot 9, Block 1, Tower Heights, according to the plat thereof on file in Dakota County, MN AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $166,146.41 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 18, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 18, 2012, or the next business day if May 18, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 06, 2011 ASSIGNEE OF MORTGAGEE: Gary C. Lorence, Deborah L. Luskey, Lendell Luskey, Aaron Luskey, Daniel Luskey, Patricia A. Nelson, Patrick Nelson, Roxann M. Chasteen and Melissa Chasteen Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 017027F02 2773681 10/6-11/10/11

PUBLIC NOTICE

for Merrill Lynch Mortgage Investors Trust, Mortgage Loan Asset-Backed Certificates, Series 2006-FF1. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: NationPoint RESIDENTIAL MORTGAGE SERVICER: Bank of America, N.A. MORTGAGED PROPERTY ADDRESS: 14386 Banyan Lane, Rosemount, MN 55068 TAX PARCEL I.D. #: 34-14700-080-04 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 4, Bloomfield, Common Interest Community No. 250, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $148,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $177,164.56 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 29, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 29, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 29, 2011. U.S. Bank, National Association, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-1159 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2777178 10/6-11/10/11

PUBLIC NOTICE

on Nicollet, A Common Interest Community, Located in the County of Dakota, State of Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $192,943.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $197,069.92 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 22, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 22, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 26, 2011. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-2917 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2772526 10/6-11/10/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 24, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $204,000.00 MORTGAGOR(S): Richard L. Salsbury and Lanae J. Salsbury, Husband and Wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for Provident Funding Associates, L.P., its successors and assigns DATE AND PLACE OF RECORDING: Recorded: September 29, 2006 Dakota County Recorder Document Number: 2464994 ASSIGNMENTS OF MORTGAGE: And assigned to: Provident Funding Associates, L.P. Dated: September 26, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100017935160800724 Lender or Broker: Provident Funding Associates, L.P. Residential Mortgage Servicer: Provident Funding Associates, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 635 11th Ave N, South Saint Paul, MN 55075-1619 Tax Parcel ID Number: 36-70207-04-250 LEGAL DESCRIPTION OF PROPERTY: The North 1/2 of Lot 23, all of Lot 24 and Lot 25, except the North 25 feet thereof, Block 4, South Park Division Number 8, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $196,549.31 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 18, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 High-

Law Enforcement Center, 1580 High way 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 18, 2012, or the next business day if May 18, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 06, 2011 ASSIGNEE OF MORTGAGEE: Provident Funding Associates, L.P. Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 022346F01 2776696 10/6-11/10/11

PUBLIC NOTICE

��

�� 582.032. Mortgagee/Assignee of Mortgagee MORTGAGOR(S) RELEASED FROM USSET, WEINGARDEN AND LIEBO, P.L.L.P. FINANCIAL OBLIGATION ON MORT- Attorneys for Mortgagee/Assignee of Mortgagee GAGE: None "THE TIME ALLOWED BY LAW FOR 4500 Park Glen Road #300 REDEMPTION BY THE MORTGAGOR, Minneapolis, MN 55416 THE MORTGAGOR'S PERSONAL REP- (952) 925-6888 RESENTATIVES OR ASSIGNS, MAY BE 30-10490 REDUCED TO FIVE WEEKS IF A JUDI- THIS IS A COMMUNICATION FROM CIAL ORDER IS ENTERED UNDER A DEBT COLLECTOR. 10/13-11/17/11 MINNESOTA STATUTES, SECTION 2785004 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED NOTICE OF MORTGAGE WITH A RESIDENTIAL DWELLING OF FORECLOSURE SALE LESS THAN FIVE UNITS, ARE NOT THE RIGHT TO VERIFICATION PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN ABANDONED." THE TIME PROVIDED BY LAW IS Dated: September 26, 2011. NOT AFFECTED BY THIS ACTION. U.S. Bank National Association NOTICE IS HEREBY GIVEN, that Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. default has occurred in conditions of Attorneys for Mortgagee/Assignee of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 2 5 , Mortgagee 2004 4500 Park Glen Road #300 MORTGAGOR: Deborah A. Stifter, an Minneapolis, MN 55416 unmarried person. (952) 925-6888 MORTGAGEE: PNC Bank, National 19-2840 THIS IS A COMMUNICATION FROM Association s/b/m to National City s/b/m to National City Mortgage Bank A DEBT COLLECTOR. 2777343 10/6-11/10/11 Co.. DATE AND PLACE OF RECORDING: Registered November 15, 2004, Dakota County Registrar of Titles, Document No. 552232, Certificate of NOTICE OF MORTGAGE Title No. 134152. FORECLOSURE SALE ASSIGNMENTS OF MORTGAGE: THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF NONE Said Mortgage being Registered THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS Land. TRANSACTION AGENT: NONE NOT AFFECTED BY THIS ACTION. TRANSACTION AGENT'S MORTNOTICE IS HEREBY GIVEN, that default has occurred in conditions of GAGE IDENTIFICATION NUMBER ON the following described mortgage: MORTGAGE: NONE DATE OF MORTGAGE: A u g u s t 1 2 , LENDER OR BROKER AND MORT2005 GAGE ORIGINATOR STATED ON MORTGAGORS: Alejandro Martinez, M O R T G A G E : P N C B a n k , N a t i o n a l Jr. and Teresa Martinez, Husband and Association s/b/m to National City Wife. Bank s/b/m to National City Mortgage MORTGAGEE: J P M o r g a n C h a s e Co. RESIDENTIAL MORTGAGE SERBank, National Association. DATE AND PLACE OF RECORDING: VICER: PNC Bank, National AssociaRecorded September 2, 2005, Dakota tion County Recorder, Document No. MORTGAGED PROPERTY ADDRESS: 2357752. 22 Marie Avenue East #307D, West A S S I G N M E N T S O F M O R T G A G E : Saint Paul, MN 55118 NONE TAX PARCEL I.D. #: 424865007105 TRANSACTION AGENT: NONE LEGAL DESCRIPTION OF PROPT R A N S A C T I O N A G E N T ' S M O R T - ERTY: GAGE IDENTIFICATION NUMBER ON Unit 0307, Condominium No. 51 Fox MORTGAGE: NONE Ridge Condominium LENDER OR BROKER AND MORTCOUNTY IN WHICH PROPERTY IS G A G E O R I G I N A T O R S T A T E D O N LOCATED:Dakota MORTGAGE: JPMorgan Chase Bank, ORIGINAL PRINCIPAL AMOUNT OF National Association MORTGAGE:$136,000.00 RESIDENTIAL MORTGAGE SERAMOUNT DUE AND CLAIMED TO BE V I C E R : J P M o r g a n C h a s e B a n k , DUE AS OF DATE OF NOTICE, INCLUDNational Association ING TAXES, IF ANY, PAID BY MORTMORTGAGED PROPERTY ADDRESS: GAGEE:$130,897.58 1708 Southview Boulevard, South That prior to the commencement of Saint Paul, MN 55075 this mortgage foreclosure proceeding TAX PARCEL I.D. #: 368390005151 Mortgagee/Assignee of Mortgagee comLEGAL DESCRIPTION OF PROP- plied with all notice requirements as ERTY: required by statute; That no action or Lots 14 and 15, Block 5, Wharton & proceeding has been instituted at law Miller's Addition to South St. Paul, o r o t h e r w i s e t o r e c o v e r t h e d e b t Dakota County, Minnesota secured by said mortgage, or any part COUNTY IN WHICH PROPERTY IS thereof; PURSUANT to the power of sale conLOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF tained in said mortgage, the above MORTGAGE: $184,000.00 described property will be sold by the AMOUNT DUE AND CLAIMED TO BE Sheriff of said county as follows: DUE AS OF DATE OF NOTICE, INCLUDDATE AND TIME OF SALE: DecemING TAXES, IF ANY, PAID BY MORT- ber 2, 2011 at 10:00 AM GAGEE: $176,291.17 PLACE OF SALE:Sheriff's Office, Law That prior to the commencement of Enforcement Center, 1580 Hwy 55, this mortgage foreclosure proceeding Lobby #S-100, Hastings, MN Mortgagee/Assignee of Mortgagee com- to pay the debt then secured by said plied with all notice requirements as Mortgage, and taxes, if any, on said required by statute; That no action or premises, and the costs and disburseproceeding has been instituted at law m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s o r o t h e r w i s e t o r e c o v e r t h e d e b t allowed by law subject to redemption secured by said mortgage, or any part within six (6) months from the date of said sale by the mortgagor(s), their thereof; PURSUANT to the power of sale con- personal representatives or assigns tained in said mortgage, the above unless reduced to Five (5) weeks under described property will be sold by the MN Stat. §580.07. Sheriff of said county as follows: TIME AND DATE TO VACATE PROPDATE AND TIME OF SALE: Decem- E R T Y : I f t h e r e a l e s t a t e i s a n ber 9, 2011 at 10:00 AM owner-occupied, single-family dwellPLACE OF SALE:Sheriff's Office, Law ing, unless otherwise provided by law, Enforcement Center, 1580 Hwy 55, the date on or before which the mortLobby #S-100, Hastings, MN gagor(s) must vacate the property if the to pay the debt then secured by said mortgage is not reinstated under secMortgage, and taxes, if any, on said tion 580.30 or the property is not premises, and the costs and disburse- redeemed under section 580.23 is m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s 11:59 p.m. on June 4, 2012, unless the allowed by law subject to redemption redemption period is reduced to 5 within six (6) months from the date of weeks under MN Stat. Secs. 580.07 or said sale by the mortgagor(s), their 582.032. MORTGAGOR(S) RELEASED FROM personal representatives or assigns unless reduced to Five (5) weeks under FINANCIAL OBLIGATION ON MORTGAGE: None MN Stat. §580.07. TIME AND DATE TO VACATE PROP"THE TIME ALLOWED BY LAW FOR E R T Y : I f t h e r e a l e s t a t e i s a n REDEMPTION BY THE MORTGAGOR, owner-occupied, single-family dwell- THE MORTGAGOR'S PERSONAL REPing, unless otherwise provided by law, RESENTATIVES OR ASSIGNS, MAY BE the date on or before which the mort- REDUCED TO FIVE WEEKS IF A JUDIgagor(s) must vacate the property if the CIAL ORDER IS ENTERED UNDER mortgage is not reinstated under sec- MINNESOTA STATUTES, SECTION tion 580.30 or the property is not 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G redeemed under section 580.23 is OTHER THINGS, THAT THE MORT11:59 p.m. on June 11, 2012, unless GAGED PREMISES ARE IMPROVED the redemption period is reduced to 5 WITH A RESIDENTIAL DWELLING OF weeks under MN Stat. Secs. 580.07 or LESS THAN FIVE UNITS, ARE NOT 582.032. PROPERTY USED IN AGRICULTURAL MORTGAGOR(S) RELEASED FROM P R O D U C T I O N , A N D A R E FINANCIAL OBLIGATION ON MORT- ABANDONED." GAGE: None Dated: October 5, 2011. "THE TIME ALLOWED BY LAW FOR PNC Bank, National Association Mortgagee/Assignee of Mortgagee REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REP- USSET, WEINGARDEN AND LIEBO, P.L.L.P. RESENTATIVES OR ASSIGNS, MAY BE Attorneys for Mortgagee/Assignee of REDUCED TO FIVE WEEKS IF A JUDI- Mortgagee CIAL ORDER IS ENTERED UNDER 4500 Park Glen Road #300 MINNESOTA STATUTES, SECTION Minneapolis, MN 55416 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G (952) 925-6888 OTHER THINGS, THAT THE MORT- 4-2378 GAGED PREMISES ARE IMPROVED THIS IS A COMMUNICATION FROM WITH A RESIDENTIAL DWELLING OF A DEBT COLLECTOR. LESS THAN FIVE UNITS, ARE NOT 2785089 10/13-11/17/11 PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 5, 2011. JPMorgan Chase Bank, National Association �� Mortgagee/Assignee of Mortgagee

PUBLIC NOTICE

�� MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee ��

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: M a r c h 2 0 , 2006 MORTGAGORS: U n j o n g Y a n g a n d Yeon Su Jeon, Husband and Wife. MORTGAGEE:Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded April 5, 2006, Dakota County Recorder, Document No. 2418194. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100021268000489886 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bankers Mortgage Company, LLC RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 15793 Fostoria Drive, #5631, Apple Valley, MN 55124 TAX PARCEL I.D. #: 013215001110 LEGAL DESCRIPTION OF PROPERTY: Lot 110, Block 1, Hawthorne, Common Interest Community No. 369, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $200,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$198,855.17 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 9, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 11, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 11, 2011. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-2965 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2790608 10/20-11/24/11

PUBLIC NOTICE

for Decision One Mortgage Corporation, LLC TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100077910007262450 SERVICER: Ocwen Loan Servicing, LLC LENDER: Decision One Morgage Company, LLC. DATE AND PLACE OF FILING: Dakota County Minnesota, Recorder , on January 31, 2007, as Document No. 2492962. ASSIGNED TO: Deutsche Bank National Trust Company, as trustee for the registered holders of Morgan Stanley ABS Capital I Inc. Trust 2007-HE5 Mortgage Pass-Through Certificates, Series 2007-HE5. Dated: August 18, 2011 , and recorded September 9, 2011 by Document No. 2818596 . LEGAL DESCRIPTION OF PROPERTY: Lot 18, Block 4, Carrollton Estates,Dokota County,Minnesota. PROPERTY ADDRESS: 8088 Upper 145th Street West, Apple Valley, MN 55124 PROPERTY I.D: 01-16300-04-180 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: Two Hundred Thirty-One Thousand Six Hundred Eighty-Nine and 21/100 ($231,689.21) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on November 29, 2011 PLACE OF SALE: Sheriff`s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6.00 months from the date of sale. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 13, 2011 Deutsche Bank National Trust Company, as trustee for the registered holders of Morgan Stanley ABS Capital I Inc. Trust 2 0 0 7 - H E 5 M o r t g a g e Pass-Through Certificates, Series 2007-HE5. Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 11MN00566-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 4106574 10/13/2011, 10/20/2011, 10/27/2011, 11/03/2011, 11/10/2011, 11/17/2011 2781102 10/13-11/17/11

PUBLIC NOTICE

LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $173,700.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $153,175.00 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 1, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 1, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 28, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6416 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2785055 10/13-11/17/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 19, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $135,100.00 MORTGAGOR(S): Audrey J. Geissinger a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: February 08, 2006 Dakota County Recorder Document Number: 2404311 ASSIGNMENTS OF MORTGAGE: And assigned to: The Bank of New York Mellon FKA The Bank of New York, as Trustee for the Certificateholders CWMBS, Inc., CHL Mortgage Pass-Through Trust 2006-HYB 1 Mortgage Pass-Through Ceritificates, Series 2006-HYB1 Dated: May 27, 2010 Recorded: May 28, 2010 Dakota County Recorder Document Number: 2732591 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100024200010992788 Lender or Broker: American Home Mortgage Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1329 Sibley St, Hastings, MN 55033-2827 Tax Parcel ID Number: 19.77300.270.03 LEGAL DESCRIPTION OF PROPERTY: Lot 27, Block 3, Tripps Addition to Hastings, Dakota County Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $163,964.29 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 28, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minne-

way 55, Lobby S 100, Hastings, Minne sota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 29, 2012, or the next business day if May 29, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 13, 2011 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon FKA The Bank of New York, as Trustee for the Certificateholders CWMBS, Inc., CHL Mortgage Pass-Through Trust 2006-HYB 1 Mortgage Pass-Through Ceritificates, Series 2006-HYB1 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 006519F04 2778205 10/13-11/17/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 22, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $226,400.00 MORTGAGOR(S): Ryan S. Anderson and Manyvanh L. Anderson, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: July 06, 2007 Dakota County Recorder Document Number: 2528798 ASSIGNMENTS OF MORTGAGE: And assigned to: Suntrust Mortgage, Inc. Dated: June 06, 2011 Recorded: June 10, 2011 Dakota County Recorder Document Number: 2804852 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000104-0206033326-1 Lender or Broker: Sound Mortgage Decisions Corporation Residential Mortgage Servicer: SunTrust Mortgage, Inc. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 15206 Crystal Dr E, Burnsville, MN 55306-5158 Tax Parcel ID Number: 02-56553-02-040 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 2, Paha Sapa Knolls 4th Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $225,248.73 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 28, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 29, 2012, or the next business day if May 29, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY

ING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 13, 2011 ASSIGNEE OF MORTGAGEE: Suntrust Mortgage, Inc. Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 021037F01 2783868 10/13-11/17/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 18, 1994 MORTGAGORS:Michael James Liegman and Kim A. Liegman, husband and wife. MORTGAGEE: I n v e s t o r s S a v i n g s Bank, FSB. DATE AND PLACE OF RECORDING: Recorded May 4, 1994, Dakota County Recorder, Document No. 1214082. ASSIGNMENTS OF MORTGAGE: Assigned to: Firstar Bank Milwaukee. And thereafter assigned to: Mortgage Electronic Registration Systems, Inc. And thereafter assigned to: Principal Residential Mortgage, Inc n/k/a CitiMortgage, Inc. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Investors Savings Bank, FSB RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 5482 280TH Street East, Randolph, MN 55065 TAX PARCEL I.D. #: 310040025012 LEGAL DESCRIPTION OF PROPERTY: That part of the Northwest Quarter (NW 1/4) of Section Four (4), Township One Hundred Twelve (112), Range Eighteen (18), Dakota County, Minnesota described as follows: Commencing at the Northeast corner of said Northwest Quarter (NW 1/4); thence West (assumed bearing) along the North line thereof a distance of 1,348.79 feet to the point of beginning; thence South a distance of 513.00 feet; thence West a distance of 592.68 feet, more or less, to the Easterly right-of-way of State Trunk Highway No. 56; thence North 28 degrees 24 minutes 57 seconds East along said Easterly right-of-way a distance of 583.27 feet to said North line of Northwest Quarter (NW 1.4); thence East along said North line a distance of 315.12 feet, more or less, to the point of beginning, according to the United States Government Survey thereof and situate in Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $75,250.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $53,800.03 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 29, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owneroccupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not

section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 29, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: September 28, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6398 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2785229 10/13-11/17/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 25, 2007 MORTGAGOR: Jill V. Winberg F/K/A Jill V. Skrien, a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Registered May 18, 2007, Dakota County Registrar of Titles, Document No. 610956, Certificate of Title No. 113049. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc.. Said Mortgage being Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100020000397231014 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Burnet Home Loans RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 1714 Flamingo Drive, Eagan, MN 55122 TAX PARCEL I.D. #: 107710018030 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 18, Town View First Addition, according to the recorded plat thereof, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $119,650.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $116,372.11 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 1, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 1, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT

��

LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 3, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6433 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2785039 10/13-11/17/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: F e b r u a r y 8 , 2006 MORTGAGORS: Ransford Berko and Mercy Berko, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded February 17, 2006, Dakota County Recorder, Document No. 2406893. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100021278924474740 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: U.S. Bank, National Association RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 6815 175th Street West, Farmington, MN 55024 T A X P A R C E L I . D . # : 22-18304-01-070 LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 1, Country Pond South 5th Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $206,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $214,298.81 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 8, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 8, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 5, 2011. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-2784 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2793190 10/20-11/24/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: September 9, 2005 MORTGAGOR: K i m Z a c h , a s i n g l e person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded October 12, 2005, Dakota County Recorder, Document No. 2370047. ASSIGNMENTS OF MORTGAGE: Assigned to: Aurora Bank, FSB. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100073981826356439 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bremer Bank, National Association RESIDENTIAL MORTGAGE SERVICER: Aurora Bank FSB MORTGAGED PROPERTY ADDRESS: 4110 Rhan Road #A310, Eagan, MN 55123 TAX PARCEL I.D. #: 102247002310 LEGAL DESCRIPTION OF PROPERTY: Unit No. A310, CIC No. 468, Eagan Gardens, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $98,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $93,693.65 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 13, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 13, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 13, 2011. Aurora Bank FSB Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 98-1212 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2793094 10/20-11/24/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 11, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $127,800.00 MORTGAGOR(S): Kimberly J. Trautman, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: November 07, 2005 Dakota County Recorder Document Number: 2378653 ASSIGNMENTS OF MORTGAGE: And assigned to: Suntrust Mortgage, Inc. Dated: June 22, 2011 Recorded: June 28, 2011 Dakota

Recorded: June 28, 2011 Dakota County Recorder Document Number: 2807378 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100010401435853391 Lender or Broker: Suntrust Mortgage, Inc Residential Mortgage Servicer: SunTrust Mortgage, Inc. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3557 Blue Jay Way Apt 203, Eagan, MN 55123-2252 Tax Parcel ID Number: 10-45051-04-188 LEGAL DESCRIPTION OF PROPERTY: Unit No. 13203, Lexington Place Condominium, Condominium File No. 66, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $135,789.06 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 28, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 29, 2012, or the next business day if May 29, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 13, 2011 ASSIGNEE OF MORTGAGEE: Suntrust Mortgage, Inc. Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 021233F01 2783701 10/13-11/17/11

PUBLIC NOTICE

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $400,486.48 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 1, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 1, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 30, 2011. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1016 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2785461 10/13-11/17/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 11, 2008 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $129,600.00 MORTGAGOR(S): Vanny Heinh and Sophol Penh, wife and husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Taylor, Bean & Whitaker Mortgage Corp., its successors and assigns DATE AND PLACE OF REGISTERING: Registered: January 20, 2009 Dakota County Registrar of Titles Document Number: T638072 ASSIGNMENTS OF MORTGAGE: And assigned to: Central Mortgage Company Dated: September 02, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100029500030466589 Lender or Broker: Taylor, Bean and Whitaker Mortgage Corporation Residential Mortgage Servicer: Central Mortgage Company Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 99577 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 14608 Burnell Park Dr, Burnsville, MN 55306-4873 Tax Parcel ID Number: 02-15355-01-150 LEGAL DESCRIPTION OF PROPERTY: Lot Fifteen (15), Block One (1), in Burnell Park Estates, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $121,137.49 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 28, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed

��

�� MORTGAGOR, �� ments, including attorney �� fees allowed REDEMPTION BY THE by law, subject to redemption within THE MORTGAGOR'S PERSONAL REPsix (6) months from the date of said RESENTATIVES OR ASSIGNS, MAY BE sale by the mortgagor(s), their per- REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER sonal representatives or assigns. If the Mortgage is not reinstated MINNESOTA STATUTES, SECTION under Minn. Stat. §580.30 or the prop- 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G erty is not redeemed under Minn. Stat. OTHER THINGS, THAT THE MORT§580.23, the Mortgagor must vacate GAGED PREMISES ARE IMPROVED the property on or before 11:59 p.m. on WITH A RESIDENTIAL DWELLING OF May 29, 2012, or the next business day LESS THAN FIVE UNITS, ARE NOT if May 29, 2012 falls on a Saturday, PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E Sunday or legal holiday. Mortgagor(s) released from financial ABANDONED." Dated: October 5, 2011. obligation: NONE BankUnited THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPT- Mortgagee/Assignee of Mortgagee ING TO COLLECT A DEBT. ANY USSET, WEINGARDEN AND LIEBO, P.L.L.P. INFORMATION OBTAINED WILL BE Attorneys for Mortgagee/Assignee of Mortgagee USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF 4500 Park Glen Road #300 THE DEBT AND IDENTITY OF THE Minneapolis, MN 55416 ORIGINAL CREDITOR WITHIN THE (952) 925-6888 T I M E P R O V I D E D B Y L A W I S N O T 51-268 THIS IS A COMMUNICATION FROM AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR A DEBT COLLECTOR. 10/13-11/17/11 REDEMPTION BY THE MORTGAGOR, 2785098 THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDINOTICE OF MORTGAGE CIAL ORDER IS ENTERED UNDER FORECLOSURE SALE MINNESOTA STATUTES, SECTION THE RIGHT TO VERIFICATION OF 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORT- THE DEBT AND IDENTITY OF THE GAGED PREMISES ARE IMPROVED ORIGINAL CREDITOR WITHIN THE WITH A RESIDENTIAL DWELLING OF T I M E P R O V I D E D B Y L A W I S N O T LESS THAN FIVE UNITS, ARE NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That PROPERTY USED IN AGRICULTURAL default has occurred in the conditions PRODUCTION, AND ARE ABANDONED. of the following described mortgage: DATED: October 13, 2011 DATE OF MORTGAGE: January 4, ASSIGNEE OF MORTGAGEE: 2007 Central Mortgage Company PRINCIPAL AMOUNT OF ORIGINAL Wilford, Geske & Cook P.A. MORTGAGE: $500,000.00 Attorneys for Assignee of Mortgagee MORTGAGOR(S): Timothy D. O`brien Lawrence A. Wilford and Sharon M. O`brien, Husband and James A. Geske Wife 8425 Seasons Parkway, Suite 105 MORTGAGEE: Mortgage Electronic Woodbury, MN 55125-4393 Registration Systems, Inc. as nominee (651) 209-3300 for Decision One Mortgage Company, File Number: 022171F01 LLC TRANSACTION AGENT: Mort2778216 10/13-11/17/11 gage Electronic Registration Systems, Inc. MIN#: 100077910007241462 SERVICER: Ocwen Loan Servising, NOTICE OF MORTGAGE LLC FORECLOSURE SALE LENDER: Decision One Mortgage THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF Company, LLC. DATE AND PLACE OF FILING: THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS Dakota County Minnesota, Recorder , on January 19, 2007, as Document No. NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that 2489769. ASSIGNED TO: Deutsche Bank default has occurred in conditions of National Trust Company, as trustee for the following described mortgage: the registered holders of Morgan StanDATE OF MORTGAGE: May 25, 2006 MORTGAGORS: Joseph L. Balut, Jr. ley ABS Capital I Inc. Trust 2007-HE5 Mortgage Pass-Through Certificates, and Becky L. Balut, husband and wife. Series 2007-HE5. Dated: July 29, 2011, MORTGAGEE: BankUnited, FSB. DATE AND PLACE OF RECORDING: and recorded September 9, 2011 by R e g i s t e r e d J u n e 8 , 2 0 0 6 , D a k o t a Document No. 2818599 . LEGAL DESCRIPTION OF PROPCounty Registrar of Titles, Document No. 591871, Certificate of Title No. ERTY: Lot 2, Block 1, Vali Hi, Dakota County, MN. 135373. PROPERTY ADDRESS: 8560 Ann ASSIGNMENTS OF MORTGAGE: Marie Trail, Inver Grove Heights, MN Assigned to: BankUnited. S a i d M o r t g a g e b e i n g R e g i s t e r e d 55077 PROPERTY I.D: 20-81175-01-020 Land. COUNTY IN WHICH PROPERTY IS TRANSACTION AGENT: NONE T R A N S A C T I O N A G E N T ' S M O R T - LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE GAGE IDENTIFICATION NUMBER ON ON THE MORTGAGE ON THE DATE OF MORTGAGE: NONE LENDER OR BROKER AND MORT- THE NOTICE: Five Hundred Seventeen G A G E O R I G I N A T O R S T A T E D O N Thousand Two Hundred Sixty-Nine and 01/100 ($517,269.01) MORTGAGE: BankUnited, FSB THAT no action or proceeding has RESIDENTIAL MORTGAGE SERbeen instituted at law to recover the VICER: BankUnited MORTGAGED PROPERTY ADDRESS: debt secured by said mortgage, or any 15008 Rushmore Crescent, Burnsville, part thereof; that there has been compliance with all pre-foreclosure notice MN 55306 and acceleration requirements of said TAX PARCEL I.D. #: 027125205001 LEGAL DESCRIPTION OF PROP- mortgage, and/or applicable statutes; PURSUANT, to the power of sale conERTY: Lot Five (5), Block One (1), South- tained in said mortgage, the above wind Plat Three, Dakota County, described property will be sold by the Sheriff of said county as follows: Minnesota DATE AND TIME OF SALE: 10:00 AM COUNTY IN WHICH PROPERTY IS on November 29, 2011 LOCATED: Dakota PLACE OF SALE: Sheriff`s M a i n ORIGINAL PRINCIPAL AMOUNT OF Office, Law Enforcement Center, 1580 MORTGAGE: $296,000.00 AMOUNT DUE AND CLAIMED TO BE Highway 55, Hastings MN 55033-2343 DUE AS OF DATE OF NOTICE, INCLUD- to pay the debt then secured by said ING TAXES, IF ANY, PAID BY MORT- mortgage and taxes, if any actually paid by the mortgagee, on the preGAGEE: $327,699.25 That prior to the commencement of mises and the costs and disbursem ents allowed by law. The time this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee com- allowed by law for redemption by said plied with all notice requirements as mortgagor(s), their personal represenrequired by statute; That no action or tatives or assigns is 6.00 months from proceeding has been instituted at law the date of sale. "THE TIME ALLOWED BY LAW FOR or otherwise to recover the debt secured by said mortgage, or any part REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPthereof; PURSUANT to the power of sale con- RESENTATIVES OR ASSIGNS, MAY BE tained in said mortgage, the above REDUCED TO FIVE WEEKS IF A JUDIdescribed property will be sold by the CIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION Sheriff of said county as follows: DATE AND TIME OF SALE: Decem- 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G OTHER THINGS, THAT THE MORTber 8, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law GAGED PREMISES ARE IMPROVED Enforcement Center, 1580 Hwy 55, WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT Lobby #S-100, Hastings, MN to pay the debt then secured by said PROPERTY USED IN AGRICULTURAL Mortgage, and taxes, if any, on said P R O D U C T I O N , A N D A R E premises, and the costs and disburse- ABANDONED." Dated: October 13, 2011 ments, including attorneys' fees Deutsche Bank National Trus t allowed by law subject to redemption Company, as trustee for the within six (6) months from the date of registered holders of Morgan said sale by the mortgagor(s), their Stanley ABS Capital I Inc. Trust personal representatives or assigns 2007-HE5 Mortgage Pass-Through unless reduced to Five (5) weeks under Certificates, Series 2007-HE5. MN Stat. §580.07. TIME AND DATE TO VACATE PROP- Randall S. Miller & Associates, PLLC E R T Y : I f t h e r e a l e s t a t e i s a n Attorneys for Assignee of Mortgage/ owner-occupied, single-family dwell- Mortgagee ing, unless otherwise provided by law, One Financial Plaza, the date on or before which the mort- 120 South Sixth Street, Suite 1100 gagor(s) must vacate the property if the Minneapolis, MN 55402 mortgage is not reinstated under sec- Phone: 612-573-3677 tion 580.30 or the property is not Our File No. 11MN00507-1 redeemed under section 580.23 is THIS IS A COMMUNICATION FROM 11:59 p.m. on June 8, 2012, unless the A DEBT COLLECTOR. redemption period is reduced to 5 A S A P # 4 1 0 5 0 5 2 1 0 / 1 3 / 2 0 1 1 , weeks under MN Stat. Secs. 580.07 or 10/20/2011, 10/27/2011, 11/03/2011, 11/10/2011, 11/17/2011 582.032. 10/13-11/17/11 MORTGAGOR(S) RELEASED FROM 2779225 FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, ��

PUBLIC NOTICE

�� Assigned to: BankUnited. TRANSACTION AGENT: NONE ��

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 17, 2004 MORTGAGORS: T i m W . W a t t s a n d Margaret A. Watts F/K/A Margaret A. Wilson, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded July 26, 2004, Dakota County Recorder, Document No. 2230215. ASSIGNMENTS OF MORTGAGE: Assigned to: The Huntington National Bank. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 1001156-0009320573-7 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Mortgages Unlimited, Inc. RESIDENTIAL MORTGAGE SERVICER: Huntington Mortgage Group MORTGAGED PROPERTY ADDRESS: 421 Wood Way, Burnsville, MN 55337 TAX PARCEL I.D. #: 028481204290 LEGAL DESCRIPTION OF PROPERTY: Lot 29, Block 4, Wood Park Plat Thirteen. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $160,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $152,115.30 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 6, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 6, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 30, 2011. The Huntington National Bank Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-2453 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2793369 10/20-11/24/11

PUBLIC NOTICE

TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: BankUnited, FSB RESIDENTIAL MORTGAGE SERVICER: BankUnited MORTGAGED PROPERTY ADDRESS: 13392 Geneva Way, Apple Valley, MN 55124 TAX PARCEL I.D. #: 011715202010 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 2, Cherry Oak Estates Third Addition, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $325,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $353,851.11 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 1, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 1, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 29, 2011. BankUnited Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 51-271 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2782720 10/13-11/17/11

PUBLIC NOTICE

DUE AS OF DATE OF NOTICE, INCLUD ING TAXES, IF ANY, PAID BY MORTGAGEE: $250,467.80 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 1, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 1, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 3, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6439 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2785022 10/13-11/17/11

PUBLIC NOTICE

Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 25, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: December 28, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-7632 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until April 8, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: February 21, 2011. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-7632 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until June 3, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: April 5, 2011. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-7632 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until July 8, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: May 31, 2011. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-7632 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until August 26, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: July 7, 2011. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-7632 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF

NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until December 2, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: October 10, 2011. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-7632 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2784121 10/20/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: November 22, 2005 MORTGAGOR: Rhonda A. W. Robinette, single. MORTGAGEE:ABN Amro Mortgage Group, Inc. N/K/A CitiMortgage, Inc. DATE AND PLACE OF RECORDING: Recorded December 16, 2005, Dakota County Recorder, Document No. 2389556. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: ABN Amro Mortgage Group, Inc. N/K/A CitiMortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 3463 Cloman Way East, Inver Grove Heights, MN 55076 TAX PARCEL I.D. #: 204435203020 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 3, Lakebridge Patio Homes 3rd Addition. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $138,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $132,374.98 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 15, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 15, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 12, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6477 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2793241 10/20-11/24/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 29, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $175,750.00 MORTGAGOR(S): Donald James Kvale and Susan Jane Kvale, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for American Mortgage Corporation its successors and assigns DATE AND PLACE OF REGISTERING: Registered: January 19, 2007 Dakota County Registrar of Titles Document Number: 604691 ASSIGNMENTS OF MORTGAGE: And assigned to: Aurora Bank, FSB Dated: September 08, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100143500610620127 Lender or Broker: American Mortgage Corporation Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 94943 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 8856 134th St W, Apple Valley, MN 55124-9593 Tax Parcel ID Number: 01-18075-02-070 LEGAL DESCRIPTION OF PROPERTY: Lot Seven (7), Block Two (2) in Cobblestone Manor, according to the recorded plat thereof. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $173,364.54 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 02, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 04, 2012, or the next business day if June 04, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 20, 2011 ASSIGNEE OF MORTGAGEE: Aurora Bank, FSB Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 022278F01 2792532 10/20-11/24/11

PUBLIC NOTICE

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141362. ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association. Said Mortgage being Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Fremont Investment & Loan RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 13333 Hummingbird Lane, Apple Valley, MN 55124 TAX PARCEL I.D. #: 01-56501-020-09 LEGAL DESCRIPTION OF PROPERTY: Lot Two (2), Block Nine (9), Palomino Cliffs 2nd Addition, Common Interest Community Number 257 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $308,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $371,339.37 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 2, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 2, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: July 12, 2011. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-2979 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until December 2, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: October 12, 2011. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-2979 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2786839 10/20/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 30, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $201,400.00 MORTGAGOR(S): Beatriz D. Derodas and Carlos Rodas Monterroso, wife and husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc.

Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: November 22, 2005 Dakota County Recorder Document Number: 2383184 ASSIGNMENTS OF MORTGAGE: And assigned to: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWALT, INC., ALTERNATIVE LOAN TRUST 2 0 0 5 - 6 5 C B , M O R T G A G E PASS-THROUGH CERTIFICATES, SERIES 2005-65CB Dated: March 24, 2011 Recorded: March 31, 2011 Dakota County Recorder Document Number: 2793964 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100075420040041152 Lender or Broker: Homestead Mortgage Corporation Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 13605 Vincent Ave, Burnsville, MN 55337 Tax Parcel ID Number: 02-15550-020-01 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 1, Burnsville Highlands 1st Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $202,741.22 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 20, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 20, 2011, or the next business day if November 20, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 07, 2011 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWALT, INC., ALTERNATIVE LOAN TRUST 2005-65CB, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2005-65CB Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 019965F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for May 20, 2011 at 10:00 AM has been postponed to June 20, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: May 11, 2011 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWALT, INC., ALTERNATIVE LOAN TRUST 2005-65CB, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2005-65CB NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for June 20, 2011 at 10:00 AM has been postponed to July 21, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

said County and State. DATED: June 08, 2011 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWALT, INC., ALTERNATIVE LOAN TRUST 2005-65CB, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2005-65CB NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 21, 2011 at 10:00 AM has been postponed to August 23, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: July 14, 2011 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWALT, INC., ALTERNATIVE LOAN TRUST 2005-65CB, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2005-65CB NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for August 23, 2011 at 10:00 AM has been postponed to September 22, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: August 18, 2011 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWALT, INC., ALTERNATIVE LOAN TRUST 2005-65CB, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2005-65CB NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 22, 2011 at 10:00 AM has been postponed to October 24, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: September 15, 2011 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWALT, INC., ALTERNATIVE LOAN TRUST 2005-65CB, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2005-65CB NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 24, 2011 at 10:00 AM has been postponed to November 28, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: October 14, 2011 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWALT, IN C . , A L T E R N A T I V E LOAN TRUST 2005-65CB, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2005-65CB Wilford, Geske & Cook P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 019965F01 2792435 10/20/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 13, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $228,800.00 MORTGAGOR(S): Andrew C. Anderson and Amber L. Anderson, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: August 03, 2007 Dakota County Recorder Document Number: 2535238 ASSIGNMENTS OF MORTGAGE: And assigned to: Aurora Loan Services, LLC Dated: April 11, 2011 Recorded: April 22, 2011 Dakota County Recorder Document Number: 2797295 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100024200018041372 Lender or Broker: American Home Mortgage Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 18256 Echo Dr, Farmington, MN 55024-8720 Tax Parcel ID Number: 14-19506-010-02 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 2, Dakota County Estates 7th Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE:

DUE AS OF DATE OF NOTICE: $249,100.13 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 10, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 10, 2011, or the next business day if December 10, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 28, 2011 ASSIGNEE OF MORTGAGEE: Aurora Loan Services, LLC Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 020228F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for June 10, 2011 at 10:00 AM has been postponed to July 12, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: June 09, 2011 ASSIGNEE OF MORTGAGEE: Aurora Loan Services, LLC NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 12, 2011 at 10:00 AM has been postponed to August 26, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: June 27, 2011 ASSIGNEE OF MORTGAGEE: Aurora Loan Services, LLC NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for August 26, 2011 at 10:00 AM has been postponed to October 11, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: August 22, 2011 ASSIGNEE OF MORTGAGEE: Aurora Loan Services, LLC NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 11, 2011 at 10:00 AM has been postponed to November 14, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: October 10, 2011 ASSIGNEE OF MORTGAGEE: Aurora Loan Services, LLC Wilford, Geske & Cook P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 020228F01 2789296 10/20/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 23, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $122,000.00 MORTGAGOR(S): Jodene M Kipfer, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: September 05, 2007

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�� e p t e m b e�� r 05, 2007 said County and State. Recorded: S DATED: October 12, 2011 Dakota County Recorder ASSIGNEE OF MORTGAGEE: Document Number: 2542093 BAC Home Loans Servicing, L.P. ASSIGNMENTS OF MORTGAGE: And assigned to: BAC Home Loans Wilford, Geske & Cook P.A. Attorneys for Assignee Of Mortgagee: Servicing, L.P. Lawrence A. Wilford Dated: August 14, 2009 R e c o r d e d : S e p t e m b e r 1 4 , 2 0 0 9 James A. Geske 8425 Seasons Parkway, Suite 105 Dakota County Recorder Woodbury, MN 55125-4393 Document Number: 2684073 Transaction Agent: Mortgage Elec- (651) 209-3300 File Number: 007746F03 tronic Registration Systems, Inc. 10/20/11 Transaction Agent Mortgage Identifi- 2789330 cation Number: 100177050500036827 Lender or Broker: Cornerstone Mortgage Company NOTICE OF MORTGAGE Residential Mortgage Servicer: Bank FORECLOSURE SALE of America, N.A. NOTICE IS HEREBY GIVEN that Mortgage Originator: Not Applicable default has occurred in the conditions COUNTY IN WHICH PROPERTY IS of the following described mortgage: LOCATED: Dakota DATE OF MORTGAGE: December 30, Property Address: 5157 148th St W, 2006 Apple Valley, MN 55124-6487 ORIGINAL PRINCIPAL AMOUNT OF Tax Parcel ID Number: MORTGAGE: $404,000.00 01-20505-01-112 MORTGAGOR(S): Alan G. Keiran and LEGAL DESCRIPTION OF PROPERTY: Lot 112, Block 1, Diamond Path Mary Jane Keiran, husband and wife MORTGAGEE: Mortgage Electronic 6th Addition, Dakota County, MinneRegistration Systems, Inc. as nominee sota. AMOUNT DUE AND CLAIMED TO BE for Home Capital, Inc. DATE AND PLACE OF RECORDING: DUE AS OF DATE OF NOTICE: Recorded: January 17, 2007 Dakota $135,217.44 THAT all pre-foreclosure require- County Recorder Document Number: 2488942 ments have been complied with; that ASSIGNMENTS OF MORTGAGE: no action or proceeding has been instiAnd assigned to: The Bank Of New tuted at law or otherwise to recover the York Mellon fka The Bank Of New debt secured by said mortgage, or any York, as Trustee For The Certificatepart thereof; PURSUANT to the power of sale con- holders Of CWABS Inc., Asset-backed t a i n e d i n s a i d m o r t g a g e , t h e Certificates, Series 2007-6 Dated: August 04, 2011 above-described property will be sold Recorded: August 17, 2011 Dakota by the Sheriff of said county as folCounty Recorder lows: Document Number: 2814889 DATE AND TIME OF SALE: July 15, Transaction Agent: Mortgage Elec2011 at 10:00 AM PLACE OF SALE: Dakota County tronic Registration Systems, Inc. Transaction Agent Mortgage IdentifiLaw Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minne- cation Number: 100178020060937150 Lender or Broker: Home Capital, Inc. sota Residential Mortgage Servicer: Bank to pay the debt secured by said mortgage and taxes, if any, on said pre- of America, N.A. Mortgage Originator: Not Applicable mises and the costs and disburseCOUNTY IN WHICH PROPERTY IS ments, including attorney fees allowed LOCATED: Dakota by law, subject to redemption within Property Address: 7820 200th St W, six (6) months from the date of said sale by the mortgagor(s), their per- Lakeville, MN 55044-9125 Tax Parcel ID Number: sonal representatives or assigns. If the Mortgage is not reinstated 22.02800.01.022 LEGAL DESCRIPTION OF PROPunder Minn. Stat. §580.30 or the property is not redeemed under Minn. ERTY: The West 660.00 feet of the East feet of the North 660.00 feet of 1980.00 Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 the North-half (N 1/2) of the Northeast p.m. on January 15, 2012, or the next Q u a r t e r ( N E 1 / 4 ) o f S e c t i o n business day if January 15, 2012 falls Twenty-eight (28), Township One Hunon a Saturday, Sunday or legal holiday. dred Fourteen (114), Range Twenty Mortgagor(s) released from financial (20), according to the Government Survey thereof. obligation: NONE AMOUNT DUE AND CLAIMED TO BE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING D U E A S O F D A T E O F N O T I C E : T O C O L L E C T A D E B T . A N Y $530,151.19 THAT all pre-foreclosure requireINFORMATION OBTAINED WILL BE ments have been complied with; that USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF no action or proceeding has been instiTHE DEBT AND IDENTITY OF THE tuted at law or otherwise to recover the ORIGINAL CREDITOR WITHIN THE debt secured by said mortgage, or any T I M E P R O V I D E D B Y L A W I S N O T part thereof; PURSUANT to the power of sale conAFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR t a i n e d i n s a i d m o r t g a g e , t h e REDEMPTION BY THE MORTGAGOR, above-described property will be sold T H E M O R T G A G O R ' S P E R S O N A L by the Sheriff of said county as folREPRESENTATIVES OR ASSIGNS, lows: DATE AND TIME OF SALE: October MAY BE REDUCED TO FIVE WEEKS IF A J U D I C I A L O R D E R I S E N T E R E D 07, 2011 at 10:00 AM PLACE OF SALE: Dakota County UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, L a w E n f o r c e m e n t C e n t e r , 1 5 8 0 AMONG OTHER THINGS, THAT THE Highway 55, Lobby S-100, Hastings, M O R T G A G E D P R E M I S E S A R E Minnesota IMPROVED WITH A RESIDENTIAL t o p a y t h e d e b t s e c u r e d b y s a i d D W E L L I N G O F L E S S T H A N F I V E mortgage and taxes, if any, on said UNITS, ARE NOT PROPERTY USED IN p r e m i s e s a n d t h e c o s t s a n d AGRICULTURAL PRODUCTION, AND disbursements, including attorney fees allowed by law, subject to redemption ARE ABANDONED. within six (6) months from the date of DATED: June 02, 2011 said sale by the mortgagor(s), their ASSIGNEE OF MORTGAGEE: personal representatives or assigns. BAC Home Loans Servicing, L.P. If the Mortgage is not reinstated Wilford, Geske & Cook P.A. under Minn. Stat. §580.30 or the Attorneys for Assignee of Mortgagee property is not redeemed under Minn. Lawrence A. Wilford Stat. §580.23, the Mortgagor must James A. Geske vacate the property on or before 11:59 8425 Seasons Parkway, Suite 105 on April 09, 2012, or the next p.m. Woodbury, MN 55125-4393 business day if April 09, 2012 falls on (651) 209-3300 a Saturday, Sunday or legal holiday. File Number: 007746F03 Mortgagor(s) released from financial NOTICE OF POSTPONEMENT OF obligation: NONE MORTGAGE FORECLOSURE SALE THIS COMMUNICATION IS FROM The above referenced sale scheduled for July 15, 2011 at 10:00 AM has been A DEBT COLLECTOR ATTEMPTING postponed to August 15, 2011 at 10:00 T O C O L L E C T A D E B T . A N Y A M i n t h e D a k o t a C o u n t y L a w INFORMATION OBTAINED WILL BE Enforcement Center, 1580 Highway 55, USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF Lobby S-100, Hastings, Minnesota in THE DEBT AND IDENTITY OF THE said County and State. ORIGINAL CREDITOR WITHIN THE DATED: June 10, 2011 TIME PROVIDED BY LAW IS NOT ASSIGNEE OF MORTGAGEE: AFFECTED BY THIS ACTION. BAC Home Loans Servicing, L.P. THE TIME ALLOWED BY LAW FOR NOTICE OF POSTPONEMENT OF REDEMPTION BY THE MORTGAGOR, MORTGAGE FORECLOSURE SALE T H E MORTGAGOR'S PERSONAL The above referenced sale scheduled for August 15, 2011 at 10:00 AM has REPRESENTATIVES OR ASSIGNS, been postponed to September 14, 2011 MAY BE REDUCED TO FIVE WEEKS IF at 10:00 AM in the Dakota County Law A J U D I C I A L O R D E R I S E N T E R E D Enforcement Center, 1580 Highway 55, U N D E R M I N N E S O T A S T A T U T E S , Lobby S-100, Hastings, Minnesota in SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE said County and State. MORTGAGED PREMISES ARE DATED: August 12, 2011 IMPROVED WITH A RESIDENTIAL ASSIGNEE OF MORTGAGEE: DWELLING OF LESS THAN FIVE BAC Home Loans Servicing, L.P. UNITS, ARE NOT PROPERTY USED IN NOTICE OF POSTPONEMENT OF AGRICULTURAL PRODUCTION, AND MORTGAGE FORECLOSURE SALE The above referenced sale scheduled ARE ABANDONED. DATED: August 25, 2011 for September 14, 2011 at 10:00 AM ASSIGNEE OF MORTGAGEE: has been postponed to October 14, The Bank Of New York Mellon fka 2011 at 10:00 AM in the Dakota The Bank Of New York, as Trustee County Law Enforcement Center, 1580 For The Certificateholders Of Highway 55, Lobby S-100, Hastings, CWABS Inc., Asset-backed Minnesota in said County and State. Certificates, Series 2007-6 DATED: September 01, 2011 Wilford, Geske & Cook P.A. ASSIGNEE OF MORTGAGEE: Attorneys for Assignee of Mortgagee BAC Home Loans Servicing, L.P. Lawrence A. Wilford NOTICE OF POSTPONEMENT OF James A. Geske MORTGAGE FORECLOSURE SALE The above referenced sale scheduled 8425 Seasons Parkway, Suite 105 for October 14, 2011 at 10:00 AM has Woodbury, MN 55125-4393 been postponed to November 15, 2011 (651) 209-3300 at 10:00 AM in the Dakota County Law File Number: 017376F02 NOTICE OF POSTPONEMENT OF Enforcement Center, 1580 Highway 55, MORTGAGE FORECLOSURE SALE Lobby S-100, Hastings, Minnesota in said County and State.

PUBLIC NOTICE

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�� obligation: ��NONE �� THIS COMMUNICATION �� MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 07, 2011 at 10:00 AM has been postponed to October 21, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: September 13, 2011 ASSIGNEE OF MORTGAGEE: The Bank Of New York Mellon fka The Bank Of New York, as Trustee For The Certificateholders Of CWABS Inc., Asset-backed Certificates, Series 2007-6 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 21, 2011 at 10:00 AM has been postponed to November 21, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: October 14, 2011 ASSIGNEE OF MORTGAGEE: The Bank Of New York Mellon fka The Bank Of New York, as Trustee For T h e C e r t i f i c a t e h o l d e r s O f CWABS Inc., Asset-backed Certificates, Series 2007-6 Wilford, Geske & Cook P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 017376F02 2792463 10/20/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 21, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $160,000.00 MORTGAGOR(S): Thomas Arnold Blehm, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: November 06, 2007 Dakota County Recorder Document Number: 2554822 ASSIGNMENTS OF MORTGAGE: And assigned to: Nationstar Mortgage, LLC Dated: March 07, 2011 Recorded: April 21, 2011 Dakota County Recorder Document Number: 2797232 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1001435-0070109023-0 Lender or Broker: American Mortgage Corporation Residential Mortgage Servicer: Nationstar Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 14630 240th St E, Hastings, MN 55033-9031 Tax Parcel ID Number: 28-01300-030-32 LEGAL DESCRIPTION OF PROPERTY: That part of the Northwest 1/4 of Section 13, Township 113, Range 17, Dakota County, Minnesota, described as follows: Commencing at the Northwest corner thereof, thence North 89 degrees 40 minutes 59 seconds East, assumed bearing, along the North line thereof 608 feet to the point of beginning of the land to be described; thence continuing North 89 degrees 40 minutes 59 seconds East, along the North line to a point 750.47 feet East (as measured along the North line) of the Northwest corner; thence South 00 degrees 16 minutes 32 seconds West to the South line of the Northerly 254.5 feet of the Northwest 1/4; thence Westerly, along the South line of the Northerly 254.5 feet to the intersection with a line drawn South 00 degrees 16 minutes 32 seconds West from the point of beginning; thence North 00 degrees 16 minutes 32 seconds East to the point of beginning. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $161,028.40 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 10, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 10, 2011, or the next business day if December 10, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE

IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 28, 2011 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage, LLC Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 019465F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for June 10, 2011 at 10:00 AM has been postponed to July 11, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: June 09, 2011 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage, LLC NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 11, 2011 at 10:00 AM has been postponed to September 09, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: June 24, 2011 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage, LLC NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 09, 2011 at 10:00 AM has been postponed to October 31, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: September 08, 2011 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage, LLC NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 31, 2011 at 10:00 AM has been postponed to November 30, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: October 17, 2011 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage, LLC Wilford, Geske & Cook P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 019465F01 2792938 10/20/11

PUBLIC NOTICE

RESIDENTIAL MORTGAGE SER VICER: Chase Home Finance, LLC MORTGAGED PROPERTY ADDRESS: 2240 Williams Drive, Burnsville, MN 55337 TAX PARCEL I.D. #: 022102019001 LEGAL DESCRIPTION OF PROPERTY: EXHIBIT “A” Legal Description File No. 3-22893 Parcel 1: That part of Lot Nineteen (19), Block One (1), Donnays Burnsville Heights, a planned community, Common Interest Community Number 126 in Dakota County, Minnesota, according to the recording plat thereof, lying southerly of the following described line: Beginning at a point on the East line of the East Half of the East half of the West Half of Section 14, Township 115, Range 21, Dakota County, Minnesota, distant 1544.00 feet south of the northeast corner of said East Half of the East Half of the West Half; thence South 71 degrees 40 minutes 00 seconds West (assuming said east line bears North), a distance of 577.50 feet and said line there terminating. Parcel 2: Lot Nineteen (19), Block One (1), Donnays Burnsville Heights, a planned community, Common Interest Community number 126 in Dakota County, Minnesota, according to the recorded plat thereof, except that part lying southerly of the following described line: Beginning at a point on the east line of the East Half of the East Half of the West Half of Section 14, Township 115, Range 21, Dakota County, Minnesota, distant 1544.00 feet south of the northeast corner of said East Half of the East Half of the West Half; thence South 71 degrees 40 minutes 00 seconds West (assuming said east line bears North), a distance of 577.50 feet and said line there terminating. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $175,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $208,339.27 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 24, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 25, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: March 30, 2011. Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 75-3182 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until August 23, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: May 26, 2011. Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of

Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 75-3182 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until October 11, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: August 22, 2011. Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 75-3182 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until November 15, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: October 13, 2011. Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 75-3182 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2789918 10/20/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 27, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $185,400.00 MORTGAGOR(S): Jay Webber and Michelle Webber, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: April 11, 2006 Dakota County Registrar of Titles Document Number: 587935 ASSIGNMENTS OF MORTGAGE: And assigned to: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK,NOT IN ITS INDIVIDUAL CAPACITY BUT SOLELY AS TRUSTEE FOR THE BENEFIT OF THE CERTIFICATEHOLDERS OF THE CWABS INC., ASSET-BACKED CERTIFICATES, SERIES 2006-BC4 Dated: June 18, 2011 Registered: June 29, 2011 Dakota County Registrar of Titles Document Number: T681273 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100200100093859712 Lender or Broker: EquiFirst Corporation Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 139509 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3520 68th St E, Inver Grove Heights, MN 55076-2142 Tax Parcel ID Number: 20.71160.02.040 LEGAL DESCRIPTION OF PROPERTY: Lot Four (4), Block Two (2) in South Grove No. 11, according to the recorded plat thereof on file and of record in the office of the Register of Deeds in and for Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $262,234.38 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 19, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on February 20, 2012, or the next

p.m. on February 20, 2012, or the next business day if February 20, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 07, 2011 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK,NOT IN ITS INDIVIDUAL BUT SOLELY AS TRUSTEE FOR THE BENEFIT OF THE CERTIFICATEHOLDERS OF THE CWABS INC., ASSET-BACKED CERTIFICATES, SERIES 2006-BC4 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 020698F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for August 19, 2011 at 10:00 AM has been postponed to September 19, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: August 10, 2011 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK,NOT IN ITS INDIVIDUAL CAPACITY BUT SOLELY AS TRUSTEE FOR THE BENEFIT OF THE CERTIFICATEHOLDERS OF T H E C W A B S I N C . , ASSET-BACKED CERTIFICATES, SERIES 2006-BC4 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 19, 2011 at 10:00 AM has been postponed to October 20, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: September 09, 2011 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK,NOT IN ITS INDIVIDUAL CAPACITY BUT SOLELY AS TRUSTEE FOR THE BENEFIT OF THE CERTIFICATEHOLDERS OF I N C . , C W A B S T H E ASSET-BACKED CERTIFICATES, SERIES 2006-BC4 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 20, 2011 at 10:00 AM has been postponed to December 21, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: October 06, 2011 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK,NOT IN ITS INDIVIDUAL CAPACITY BUT SOLELY AS TRUSTEE FOR THE BENEFIT OF THE CERTIFICATEHOLDERS OF T H E C W A B S I N C . , ASSET-BACKED CERTIFICATES, SERIES 2006-BC4 Wilford, Geske & Cook P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 020698F01 2791589 10/20/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 16, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $160,812.00 MORTGAGOR(S): Kasey Rice, an Unmarried Man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: March 02, 2006 Dakota County Recorder Document Number: 2409717 LOAN MODIFICATION: Dated: March 01, 2008 Recorded: August 14, 2008 Document Number: 2608171 ASSIGNMENTS OF MORTGAGE: And assigned to: Bank of America, National Association as successor by merger to LaSalle Bank National Association, as trustee under the Pooling and Servicing Agreement dated as of May 1, 2006, GSAMP Trust 2006-HE3 Dated: May 11, 2011

Dated: May 11, 2011 Recorded: May 17, 2011 Dakota County Recorder Document Number: 2800991 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100175200002858150 Lender or Broker: MILA, Inc. Residential Mortgage Servicer: Ocwen Loan Servicing, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 633 10th Ave N, South Saint Paul, MN 55075-1616 Tax Parcel ID Number: 36-70207-05-240 LEGAL DESCRIPTION OF PROPERTY: Lot 24, Block 5, South Park Division No. 8, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $184,882.38 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 14, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 16, 2012, or the next business day if April 16, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 01, 2011 ASSIGNEE OF MORTGAGEE: Bank of America, National Association as successor by merger to LaSalle Bank National Association, as trustee under the Pooling and Servicing Agreement dated as of May 1, 2006, GSAMP Trust 2006-HE3 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 017058F02 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 14, 2011 at 10:00 AM has been postponed to November 16, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: October 11, 2011 ASSIGNEE OF MORTGAGEE: Bank of America, National Association as successor by merger to LaSalle Bank National Association, as trustee under the Pooling and Servicing Agreement dated as of May 1, 2006, GSAMP Trust 2006-HE3 Wilford, Geske & Cook P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 017058F02 2787779 10/20/11

PUBLIC NOTICE

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MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded August 27, 2007, Dakota County Recorder, Document No. 2540366. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: April 21, 2010, Recorded: April 30, 2010, Document No. 2727632. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100073000818063414 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Freedom Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 4130 Diamond Drive, Eagan, MN 55122 TAX PARCEL I.D. #: 10-16700-050-05 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 5, Cedar Grove No. 1, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $213,975.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $242,870.03 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 10, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 12, 2011, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: April 18, 2011. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8261 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until August 5, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: June 6, 2011. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8261 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until September 16, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: August 8, 2011. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden

By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8261 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until December 9, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: October 18, 2011. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8261 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2793144 10/20/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J u n e 2 0 , 2007 MORTGAGORS: A d a m J . H e g l a n d and Lisa J. Hegland, husband and wife. MORTGAGEE: Citibank, N.A. DATE AND PLACE OF RECORDING: Recorded June 10, 2010, Dakota County Recorder, Document No. 2734768. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Citibank, N.A. RESIDENTIAL MORTGAGE SERVICER: Citi Home Equity MORTGAGED PROPERTY ADDRESS: 29455 Finch Court, Cannon Falls, MN 55009 TAX PARCEL I.D. #: 311750003001 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 1, Country Aire Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $25,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $25,563.26 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 28, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 28, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: November 18, 2010. Citibank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888

(952) 925 6888 11-102 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until March 25, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: January 28, 2011. Citibank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 11-102 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until May 27, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: March 24, 2011. Citibank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 11-102 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until July 15, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: May 23, 2011. Citibank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 11-102 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until August 26, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: July 14, 2011. Citibank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 11-102 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until December 9, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: October 14, 2011. Citibank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 11-102 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2790598 10/20/11

PUBLIC NOTICE

GAGE IDENTIFICATION NUMBER ON MORTGAGE: 100015904001003064 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: CTX Mortgage Company, LLC RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 2 0 8 4 3 I n d i a Ci r c l e , L a k e v i l l e , M N 55044 TAX PARCEL I.D. #: 227585713003 LEGAL DESCRIPTION OF PROPERTY: Lot 13, Block 3, The Meadows Eighth Addition, according to the recorded plat thereof, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $255,980.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $298,283.02 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 27, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 28, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: April 4, 2011. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8908 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until July 15, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: May 26, 2011. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8908 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until August 26, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: July 12, 2011. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8908 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is

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�� OF NOTICE OF POSTPONEMENT f o r e g o i n g f o�� r e c l o s u �� re sale is postponed until December 2, 2011 at MORTGAGE FORECLOSURE SALE Pursuant to the provisions of 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, M i n n e s o t a S t a t u t e s 5 8 0 . 0 7 , t h e Lobby #S-100, Hastings, MN, in said f o r e g o i n g f o r e c l o s u r e s a l e i s postponed until July 15, 2011 at 10:00 county and state. am at the Sheriff's Office, Law Dated: October 12, 2011. JPMorgan Chase Bank, National Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said Association county and state. Mortgagee/Assignee of Mortgagee Dated: May 20, 2011. USSET, WEINGARDEN AND LIEBO, P.L.L.P. Provident Funding Associates, L.P. By: Paul A. Weingarden Mortgagee/Assignee of Mortgagee Attorneys for Mortgagee/Assignee of USSET, WEINGARDEN AND LIEBO, P.L.L.P. Mortgagee By: Paul A. Weingarden 4500 Park Glen Road #300 Attorneys for Mortgagee/Assignee of Minneapolis, MN 55416 Mortgagee (952) 925-6888 4500 Park Glen Road #300 30-8908 THIS IS A COMMUNICATION FROM Minneapolis, MN 55416 (952) 925-6888 A DEBT COLLECTOR. 2786888 10/20/11 90-2254 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF NOTICE OF MORTGAGE MORTGAGE FORECLOSURE SALE FORECLOSURE SALE Pursuant to the provisions of THE RIGHT TO VERIFICATION M i n n e s o t a S t a t u t e s 5 8 0 . 0 7 , t h e OF THE DEBT AND IDENTITY OF f o r e g o i n g f o r e c l o s u r e s a l e i s THE ORIGINAL CREDITOR WITHIN postponed until August 26, 2011 at THE TIME PROVIDED BY LAW IS 10:00 am at the Sheriff's Office, Law NOT AFFECTED BY THIS ACTION. Enforcement Center, 1580 Hwy 55, NOTICE IS HEREBY GIVEN, that Lobby #S-100, Hastings, MN, in said default has occurred in conditions of county and state. the following described mortgage: Dated: July 14, 2011. DATE OF MORTGAGE: A u g u s t 2 7 , Provident Funding Associates, L.P. 2007 Mortgagee/Assignee of Mortgagee MORTGAGORS: Jose C. Gomez and USSET, WEINGARDEN AND LIEBO, P.L.L.P. Rosario V. Gomez, husband and wife. By: Paul A. Weingarden MORTGAGEE:Mortgage Electronic Attorneys for Mortgagee/Assignee of Registration Systems, Inc.. Mortgagee DATE AND PLACE OF RECORDING: 4500 Park Glen Road #300 , 2 0 0 7 , S e p t e m b e r 7 Registered Minneapolis, MN 55416 Dakota County Registrar of Titles, (952) 925-6888 Document No. 616899, Certificate of 90-2254 Title No. 118929. THIS IS A COMMUNICATION FROM A S S I G N M E N T S O F M O R T G A G E : A DEBT COLLECTOR. Assigned to: Provident Funding NOTICE OF POSTPONEMENT OF Associates, L.P., Dated: March 14, MORTGAGE FORECLOSURE SALE 2011. Pursuant to the provisions of Said Mortgage being Registered M i n n e s o t a S t a t u t e s 5 8 0 . 0 7 , t h e Land. foregoing foreclosure sale is TRANSACTION AGENT: Mortgage postponed until October 14, 2011 at Electronic Registration Systems, Inc. 10:00 am at the Sheriff's Office, Law T R A N S A C T I O N A G E N T ' S M O R T - Enforcement Center, 1580 Hwy 55, GAGE IDENTIFICATION NUMBER ON Lobby #S-100, Hastings, MN, in said MORTGAGE: 1000179-9517080881-0 county and state. LENDER OR BROKER AND MORTDated: August 24, 2011. GAGE ORIGINATOR STATED ON Provident Funding Associates, L.P. MORTGAGE: Provident Funding AssoMortgagee/Assignee of Mortgagee ciates, L.P. USSET, WEINGARDEN AND LIEBO, P.L.L.P. R E S I D E N T I A L M O R T G A G E S E R - By: Paul A. Weingarden VICER: Provident Funding Associates, Attorneys for Mortgagee/Assignee of L.P. Mortgagee MORTGAGED PROPERTY ADDRESS: 4500 Park Glen Road #300 8343 Cloman Avenue East, Inver Grove Minneapolis, MN 55416 Heights, MN 55076 (952) 925-6888 TAX PARCEL I.D. #: 201885109002 90-2254 LEGAL DESCRIPTION OF PROP- THIS IS A COMMUNICATION FROM ERTY: A DEBT COLLECTOR. Lot Nine (9), Block Two (2) in Cukier NOTICE OF POSTPONEMENT OF 2nd, Dakota County, Minnesota. MORTGAGE FORECLOSURE SALE COUNTY IN WHICH PROPERTY IS Pursuant to the provisions of LOCATED:Dakota Minnesota Statutes 580.07, the ORIGINAL PRINCIPAL AMOUNT OF f o r e g o i n g f o r e c l o s u r e s a l e i s MORTGAGE: $215,000.00 postponed until October 28, 2011 at AMOUNT DUE AND CLAIMED TO BE 10:00 am at the Sheriff's Office, Law DUE AS OF DATE OF NOTICE, INCLUD- Enforcement Center, 1580 Hwy 55, ING TAXES, IF ANY, PAID BY MORT- Lobby #S-100, Hastings, MN, in said GAGEE: $207,349.02 county and state. That prior to the commencement of Dated: October 13, 2011. this mortgage foreclosure proceeding Provident Funding Associates, L.P. Mortgagee/Assignee of Mortgagee comMortgagee/Assignee of Mortgagee plied with all notice requirements as USSET, WEINGARDEN AND LIEBO, P.L.L.P. required by statute; That no action or By: Paul A. Weingarden proceeding has been instituted at law Attorneys for Mortgagee/Assignee of o r o t h e r w i s e t o r e c o v e r t h e d e b t Mortgagee secured by said mortgage, or any part 4500 Park Glen Road #300 thereof; Minneapolis, MN 55416 P U R S U A N T t o t h e p o w e r o f s a l e (952) 925-6888 contained in said mortgage, the above 90-2254 described property will be sold by the THIS IS A COMMUNICATION FROM Sheriff of said county as follows: A DEBT COLLECTOR. DATE AND TIME OF SALE: May 20, 2789962 10/20/11 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN NOTICE OF MORTGAGE to pay the debt then secured by said FORECLOSURE SALE Mortgage, and taxes, if any, on said NOTICE IS HEREBY GIVEN that p r e m i s e s , a n d t h e c o s t s a n d default has occurred in the conditions disbursements, including attorneys' of the following described mortgage: fees allowed by law subject to DATE OF MORTGAGE: October 04, redemption within six (6) months from 2004 the date of said sale by the ORIGINAL PRINCIPAL AMOUNT OF m o r t g a g o r ( s ) , t h e i r p e r s o n a l MORTGAGE: $208,000.00 representatives or assigns unless MORTGAGOR(S): Kristina Marie reduced to Five (5) weeks under MN Avery, a married person Stat. §580.07. MORTGAGEE: Mortgage Electronic T I M E A N D D A T E T O V A C A T E Registration Systems, Inc. PROPERTY: If the real estate is an DATE AND PLACE OF REGISTERo w n e r - o c c u p i e d , s i n g l e - f a m i l y ING: dwelling, unless otherwise provided by Registered: December 09, 2004 law, the date on or before which the Dakota County Registrar of Titles mortgagor(s) must vacate the property Document Number: 553906 if the mortgage is not reinstated under ASSIGNMENTS OF MORTGAGE: section 580.30 or the property is not And assigned to: The Bank Of New redeemed under section 580.23 is York Mellon, FKA The Bank Of New 11:59 p.m. on November 21, 2011. York as Trustee For The Benefit Of The MORTGAGOR(S) RELEASED FROM Certificate Holders Of The CWALT, FINANCIAL OBLIGATION ON Inc., Alternative Loan Trust MORTGAGE:None 2004-27CB, Mortgage Pass Through "THE TIME ALLOWED BY LAW FOR Certificates, Series 2004-27CB REDEMPTION BY THE MORTGAGOR, Dated: July 11, 2011 THE MORTGAGOR'S PERSONAL Registered: August 30, 2011 Dakota REPRESENTATIVES OR ASSIGNS, County Registrar of Titles MAY BE REDUCED TO FIVE WEEKS IF Document Number: T683683 A JUDICIAL ORDER IS ENTERED Transaction Agent: Mortgage ElecU N D E R M I N N E S O T A S T A T U T E S , tronic Registration Systems, Inc. SECTION 582.032, DETERMINING, Transaction Agent Mortgage IdentifiAMONG OTHER THINGS, THAT THE cation Number: 100015700042567178 MORTGAGED PREMISES ARE Lender or Broker: America's WholeI M P R O V E D W I T H A R E S I D E N T I A L sale Lender DWELLING OF LESS THAN FIVE Residential Mortgage Servicer: Bank UNITS, ARE NOT PROPERTY USED IN of America, N.A. AGRICULTURAL PRODUCTION, AND Mortgage Originator: Not Applicable ARE ABANDONED." CERTIFICATE OF TITLE NUMBER: Dated: March 25, 2011. 142947 Provident Funding Associates, L.P. COUNTY IN WHICH PROPERTY IS Mortgagee/Assignee of Mortgagee LOCATED: Dakota USSET, WEINGARDEN AND LIEBO, P.L.L.P. Property Address: 3191 71st St E, Attorneys for Mortgagee/Assignee of Inver Grove Heights, MN 55076-2550 Mortgagee Tax Parcel ID Number: 4500 Park Glen Road #300 20-71157-01-210 Minneapolis, MN 55416 LEGAL DESCRIPTION OF PROP(952) 925-6888 ERTY: Lot Twenty-One (21) in Block 90-2254 One (1) of South Grove No. 8, Dakota THIS IS A COMMUNICATION FROM County, Minnesota A DEBT COLLECTOR. �� NOTICE OF POSTPONEMENT OF

PUBLIC NOTICE

28A

October 20, 2011 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Turn on the turbine University to celebrate completion of wind project by Tad Johnson DAKOTA COUNTY TRIBUNE

A wind turbine at the northeast corner of the UMore Park in Rosemount is a symbol for the propertyâ&#x20AC;&#x2122;s future. While itâ&#x20AC;&#x2122;s iconic because it towers over the mostly flat land, itâ&#x20AC;&#x2122;s also sends a message that future development will pay strict attention to renewable energy. The University of Minnesota-led Wind Energy Research Consortium will celebrate the completion of the 2.5 megawatt wind turbine at a public ceremony from 2:30 to 4:30 p.m. Tuesday, Oct. 25. The event will include remarks by university and U.S. Department of Energy leaders on the significance of the wind energy research and education project â&#x20AC;&#x201C; one of three in the nation â&#x20AC;&#x201C; to support cutting-edge, industry/academy research partnerships, according to the university. Attendees can visit in-

formational stations on the field site and talk with resource people about the aspects of the U.S.-made Liberty turbine and planned research and education activities. The vision for the 5,000acre UMore property is to build a sustainable, university-funded community of 20,000 to 30,000 people over the next 25-30 years. The university says the community aims to integrate environmental, sociocultural and economic opportunities with a specific focus on innovations in renewable energy, education and lifelong learning, health and wellness, the natural environment and regional economic development. To attend the ceremony, go online to RSVP at www. eolos.umn.edu/news/eoloswind-research-station-commissioning-ceremony. Tad Johnson is at editor. thisweek@ecm-inc.com.

Inventory declines and sales gains offer some solace Without any government stimulus, the Twin Cities housing market continued to take small yet noticeable strides toward recovery in September. Sellers listed 5,562 new homes on the market, down 16.8 percent from last year. Buyers entered into 3,752 purchase agreements, up 37.4 percent over September 2010 levels. Thatâ&#x20AC;&#x2122;s the fifth consecutive month of double-digit, year-over-year gains in buyer demand â&#x20AC;&#x201C; primarily driven by slowed activity at this time in 2010.

With less product entering the market and relatively strong sales, inventory levels dropped 20.7 percent to 22,476 active listings. That marks the largest inventory decline in more than seven years. A leaner inventory count combined with stronger purchase demand has moved the market toward balance. â&#x20AC;&#x153;There is a proven relationship between absorption rates and price stabilization,â&#x20AC;? said Brad Fisher, president of the Minneapolis Area Association of Realtors. â&#x20AC;&#x153;But, there

is typically some lag time between improved market balance and price movement.â&#x20AC;? There are now 6.8 months supply of inventory, just outside of the ideal five- to sixmonth range, down from 8.7 months last September and the lowest September figure since 2005. The median sales price was down 6.9 percent from September 2010 to $155,500. Traditional prices fell 12 percent to $188,000; foreclosure prices dropped 8.2 percent to $102,825; short sale prices were down 7.5 percent to

$129,500. Sellers are starting to see more of their asking price for the second consecutive month â&#x20AC;&#x201D; up to 91.1 percent. On the foreclosure front, 39.7 percent of all closings were either foreclosures or short sales while 32.8 percent of new listings fell into the distressed category. â&#x20AC;&#x153;What weâ&#x20AC;&#x2122;re seeing is beyond the usual seasonal improvement,â&#x20AC;? said Cari Linn, MAAR president-elect. â&#x20AC;&#x153;Small steps, for sure, but taken without outside incentives. Thatâ&#x20AC;&#x2122;s progress in my book.â&#x20AC;?

District 196 to join new partnership with businesses by Jessica Harper DAKOTA COUNTY TRIBUNE

The Rosemount-Apple Valley-Eagan School Board agreed Oct. 10 to allow Superintendent Jane Berenz to move forward with Partnership for Deliberate Excellence â&#x20AC;&#x201C; a program that is intended to help students succeed after high school. The program was founded by Dr. Jerry Weast to help school systems graduate students who are prepared to thrive in college and in careers. Weast has been at the â&#x20AC;&#x153;fore-

front of education transformation for the past 35 years,â&#x20AC;? according to a district handout. He recently retired from his 12-year position as superintendent of Montgomery County Public Schools, a district in Maryland with approximately 140,000 students. While there, he led the district to achieve both the highest graduation rate in the country and the highest academic performance in the districtâ&#x20AC;&#x2122;s history, according to the handout. â&#x20AC;&#x153;A lot of his experience in

Montgomery included partnering with businesses and the community to create and implement (the programâ&#x20AC;&#x2122;s) standards,â&#x20AC;? said Tony Taschner, communications specialist for District 196. In developing the program, Weast interviewed successful graduates and determined what their experiences were and what helped them succeed. He then created standards inspired by those experiences so all students are college and career ready â&#x20AC;&#x201C; regardless of their socioeconomic status.

The program doesnâ&#x20AC;&#x2122;t stop at the students. It encourages team building and leadership within the district. There will be no cost to District 196 to participate in the program, which is funded through private donations. Although it has the green light, the program could take a year and a half before it begins.

Maplewood and St. Cloud. His decision to join Rixmann Cos., which owns Pawn America stores, in September 2008 was another attempt to shore up his own business, Kealey said. He subtracted his salary from DSKâ&#x20AC;&#x2122;s overhead costs, leaving employees to run the business while he drew a salary elsewhere. â&#x20AC;&#x153;Roughly 25 people lost their jobs when this company closed,â&#x20AC;? Kealey said. Sales tanked in 2008 but eventually recovered to the point where Kealey said he was able to meet expenses and debt payments negotiated with M and I Bank, where he had two loans backed by the U.S. Small Business Administration. Then sales plummeted by 30 percent, he said. â&#x20AC;&#x153;The second dip of this recession hammered retailers this spring,â&#x20AC;? Kealey said. â&#x20AC;&#x153;There were national reports that showed consumer spending hit a two-year low in 2011.â&#x20AC;? Said Kealey, â&#x20AC;&#x153;I could not sustain another massive revenue fall as a result of consumer spending pulling back. I was unable to meet rent obligations, and therefore I negotiated a voluntary surrender of the assets to the bank, and they took control and liquidated the assets.â&#x20AC;? The liquidation value â&#x20AC;&#x153;wonâ&#x20AC;&#x2122;t equal the loan value, so the difference is still a liability I am personally guaranteed to support.â&#x20AC;? His efforts to repay M and I date back to the sale of his home on Crystal Lake in 2007, when the bank â&#x20AC;&#x153;took possession of all the equityâ&#x20AC;? and received $170,000 over

the following year, Kealey said. Kealey dodged foreclosure on his next home, on 152nd Street, by closing a sale in April. â&#x20AC;&#x153;It was in the foreclosure process. And I did have a cash buyer, and I sold it before the end of the reclamation period,â&#x20AC;? he said.

else,â&#x20AC;? said Gustafson, who left that job last month. â&#x20AC;&#x153;So weâ&#x20AC;&#x2122;re going into our own business.â&#x20AC;? He and his wife, Suzanne, plan to operate a food truck. Minneapolis, St. Paul, and various fairs and festivals are possible venues for the new business, Gustafson said. â&#x20AC;&#x153;The food-truck business is one of those things in this country thatâ&#x20AC;&#x2122;s really taking off,â&#x20AC;? said Gustafson, who in the early 1990s owned the Roxy Music Cafe at St. Anthony Main in Minneapolis. â&#x20AC;&#x153;It allows you to have a restaurant without investing in the brick and mortar, which helps keep your expenses down.â&#x20AC;? The couple have yet to decide on a food specialty. Gustafson said they hope to be in business this spring. He said heâ&#x20AC;&#x2122;s researched permit requirements in Minneapolis and St. Paul, as well as applicable state health regulations. â&#x20AC;&#x153;Weâ&#x20AC;&#x2122;ve been doing our diligence on it,â&#x20AC;? he said. Suzanne, who once worked part time at the Burnsville Performing Arts Center, is now working part time at Costco in Burnsville, Gustafson said. The couple were able to keep their house in the bankruptcy proceeding, which wrapped up last summer. â&#x20AC;&#x153;It was the worst day of my life having to do it and then it was the best day of my life after it was done,â&#x20AC;? Gustafson said. â&#x20AC;&#x153;Suddenly I didnâ&#x20AC;&#x2122;t have the weight of the world on me any more, which allowed me to start over again.â&#x20AC;?

Email Jessica Harper at: jessica.harper@ecm-inc.com

Vikings from Page 4A

Minnesota to stay in Minnesota and remodel their current the state Legislature. I hope home. Legislators wonâ&#x20AC;&#x2122;t forget about approval from the taxpayers in Phil Krinkie is a former Repubthis sweet heart deal. lican state representative from The message in this tale of Lino Lakes and the president â&#x20AC;&#x153;the team that wouldnâ&#x20AC;&#x2122;t comof the Taxpayers League of mitâ&#x20AC;? is that millions of taxpayer Minnesota. The eight-term dollars have been spent in an lawmaker chaired the House attempt to find a stadium plan Tax Committee and two other the Vikings would invest in. House panels. Krinkieâ&#x20AC;&#x2122;s e-mail is Now itâ&#x20AC;&#x2122;s time for the Vikings at: philk@taxpayersleague.org. to commit to the citizens of

y AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $144,521.19 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 14, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. Â§580.30 or the property is not redeemed under Minn. Stat. Â§580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 16, 2012, or the next business day if April 16, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF

A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 01, 2011 ASSIGNEE OF MORTGAGEE: The Bank Of New York Mellon, FKA The Bank Of New York as Trustee For The Benefit Of The Certificate Holders Of The CWALT, Inc., Alternative Loan Trust 2004-27CB, Mortgage Pass Through Certificates, Series 2004-27CB Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 021351F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 14, 2011 at 10:00 AM has been postponed to November 04, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: September 22, 2011 ASSIGNEE OF MORTGAGEE: The Bank Of New York Mellon, FKA The Bank Of New York as Trustee For The Benefit Of The Certificate Holders Of The CWALT, Inc., Alternative Loan Trust 2004-27CB, Mortgage Pass Through Certificates, Series 2004-27CB Wilford, Geske & Cook P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 021351F01 2764218 10/20/11

Economy from 1A

â&#x20AC;&#x153;He and I chatted a lot,â&#x20AC;? said Gustafson, whoâ&#x20AC;&#x2122;s now planning a new venture. â&#x20AC;&#x153;He certainly has my support. You donâ&#x20AC;&#x2122;t ever want to see somebody ever go through anything like this. But unfortunately, between the two of us, weâ&#x20AC;&#x2122;re two of millions who are going through this.â&#x20AC;? Kealey said Chapter 7 is an option. â&#x20AC;&#x153;If I had to file, it would only be to discharge the personal guarantees associated with my business that failed at the hands of the recession, and for no other reason,â&#x20AC;? he said. Employed by Burnsvillebased Rixmann Cos. as director of new business development and community affairs, Kealey said his personal finances arenâ&#x20AC;&#x2122;t in peril, though he has flirted with home foreclosure and reports having scant personal savings. He launched DSK Sound in 1993, once owning six stores that he said produced peak-year gross sales of about $2.4 million. When CD sales tanked, the business adjusted. â&#x20AC;&#x153;Video games grew from nothing to 50 percent of my sales in a few years,â&#x20AC;? he said. DVDs accounted for 40 percent of sales and CDs a mere 10 percent when the business closed, Kealey said. He shuttered poorly performing stores in Roseville and Minnetonka in 2008, leaving four stores â&#x20AC;&#x201C; Replay Music Movies Games at Burnhill Plaza in Burnsville, and three Mega Media Xchange stores in Blaine,

Remaining obligations

The remaining sum he owes M and I is larger than the $97,740 he owes Wells Fargo, Kealey said. Kealey said he hadnâ&#x20AC;&#x2122;t been making payments to Wells Fargo while negotiating new payment terms. He said he was surprised to learn the bank had filed suit against him on Oct. 3 in Dakota County District Court. His ex-wife, Robin, is also named in the suit, but Kealey said her stake in DSK ended some time ago. The civil complaint says Kealey has not made payments on the debt since about Oct. 19, 2009. He applied for the line of credit in July 2005, according to the complaint. A third creditor, a private party, holds a â&#x20AC;&#x153;small noteâ&#x20AC;? in DSK, Kealey said.

Gustafson eyes new venture After his debts were cleared by the bankruptcy court, Gustafson, 58, landed a midlevel management job with Manna Freight Systems in Mendota Heights. â&#x20AC;&#x153;I think Iâ&#x20AC;&#x2122;d worked for myself for so long, it was difficult to work for somebody

John Gessner is at john.gessner@ecm-inc.com.