11/10/2011 - Dakota County Tribune Business Weekly by Dakota County Tribune

JOHN GESSNER JESSICA HARPER TAD JOHNSON

Local nonprofit sees departures 2A Blue Cross to sell Eagan building 2A City ‘banks’ on housing project 2A

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DATE ##, 2009 NOVEMBER 10, 2011

VOLUME 30, NUMBER # VOLUME 32, NUMBER 37

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INSIDE BIZ

The Mezz aims higher than the usual dinner with a movie

FORUM

Restaurant and lounge opened Oct. 28 at Burnsville theater JOHN KLINE

by John Gessner DAKOTA COUNTY TRIBUNE

Dinner with a movie isn’t so novel anymore, as theaters try new customer enticements in their competition with expanding home-entertainment options. The Mezz Bistro Lounge, on the second floor of the Paragon Odyssey 15 showplex in Burnsville, is aiming for a higher distinction. “A lot of the different theater chains are doing different concepts that are similar to this,” said Robert Fronckoski, general manager of the theater and restaurant. “I think what sets us apart is we’re looking at it as a restaurant that has a theater as an amenity.” The Mezz in Burnsville is the first for Florida-based Paragon. The company, less than 2 years old, plans to expand the concept to all of its five theaters in Florida, Virginia and Minnesota, including one in Rochester, Fronckoski said. Paragon bought the Burnsville theater in February after CineMagic Theatres of Maple Grove, the company that built it, filed for bankruptcy. CineMagic never built out the seconded floor lounge and restaurant it promised when it opened. Paragon began the job b in June and opened on Oct. 28. Photo by John Gessner h a full The look is simple but sumptuous, with Andrew Holmes, bar, low lighting, a dining area with tables,, a lounge executive chef, and Robert Fronckoski, left, execut with black-cushioned soft seating, and thee Van Gogh theater and res restaurant general manager, opened The VIP Room, which sports flat-screen TVs and is availMezz Bistro Lounge Lou Oct. 28 on the second floor of the able for rental. Paragon Odyssey 15 multiplex in Burnsville. The Mezz also has a separate entrance in addition to the main theater entrance. The bar, which showcases Van Gogh Vodkas, offers 29 different martinis, a dozen signature house drinks, orted and dowines, champagne, and a selection of imported mestic beers. “We’re not a pub,” said Executive Cheff Annts drew Holmes, who has worked at restaurants and clubs in Europe and Las Vegas as welll as nationwide hotel chains Sussex and Kessler. “You can come and have great beer, but it’s not sit down, watch football. You can. But there’s a touch of class.” Holmes describes the menu as a “fusion of Asian, Caribbean and American made into a small plate.”

FORUM

Congressional leaders need to pass President Barack Obama’s Jobs Bill in order to put more people back to work. DON 4A HEINZMAN CAPITOL COMMERCE

Farmington representative proposes to legislate that schools could only hold referendums in even years. PAT 6A GAROFALO CAPITOL COMMERCE

Eagan resident steps down from post with the Minnesota Republican party to run a congressional MICHAEL campaign. BRODKORB 6A

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November 10, 2011 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Staff exodus from 360 reflects revenue shortages, exec says Former Burnsville superintendent, city manager and district court judge have left their jobs in recent months by John Gessner

â&#x20AC;&#x153;Weâ&#x20AC;&#x2122;re in a strong, healthy financial position Four top employees of now because weâ&#x20AC;&#x2122;ve got the 360 Communities have left staffing level that we can or lost their jobs in sustain and suprecent months â&#x20AC;&#x201D; a port,â&#x20AC;? said Ajax, who time of budget rebegan work 37 years trenchment for the ago for the humanBurnsville-based service agency fornonprofit, accordmerly called Coming to Mary Ajax, munity Action its longtime execu- Mary Ajax Council. tive director. â&#x20AC;&#x153;We have elimiShe said two nated a whole level have retired: former School of services and flattened our District 191 Superinten- organization,â&#x20AC;? Ajax said. dent Ben Kanninen, who â&#x20AC;&#x153;We are putting all of our was 360â&#x20AC;&#x2122;s senior director of dollars into direct services school success, and former at a time when the needs District Court Judge Leslie of the community have also Metzen, 360â&#x20AC;&#x2122;s senior vio- increased incredibly.â&#x20AC;? lence prevention coordinaAdjusting levels is nothtor. ing new for the 40-year-old Thisweek has learned agency, Ajax said Friday. that two others were termi360 Communities had a nated: Greg Konat, a former year-end deficit in 2010 of Burnsville city manager and $580,540, according to the Dakota County physical state attorney generalâ&#x20AC;&#x2122;s ofdevelopment director who fice. Revenue totaled $3.37 served as 360â&#x20AC;&#x2122;s executive million, with expenses of vice president, and Steve $3.95 million. Haschig, former senior pasThe deficit figure is tor at Shepherd of the Lake skewed because it reflects Lutheran Church in Prior only nine months of revLake, who served as 360â&#x20AC;&#x2122;s enue after the agency senior development direc- switched to a new fiscal tor. year, Ajax said. Ajax didnâ&#x20AC;&#x2122;t confirm the For the newly begun terminations and said she 2011-12 fiscal year, Oct. 1 wouldnâ&#x20AC;&#x2122;t comment on indi- to Sept. 31, 360 Communividual personnel matters. ties has budgeted $4.3 milDAKOTA COUNTY TRIBUNE

lion, Ajax said. Thatâ&#x20AC;&#x2122;s compared with $4.8 million back in 2007, even though the needs of the Dakota County communities 360 serves have grown, Ajax said. The $700,000 in United Way funding that 360 got in 2007 has shrunk to $230,000 today, she said. County and state funding have been cut, Ajax said. The only stable source of funding has been contributions from citizens and businesses, she said. â&#x20AC;&#x153;We need the community now more than ever when the needs are great,â&#x20AC;? she said, noting that 360 gets about 40 percent of its contributions from October through December. Konat started in his new position on Oct. 17 as CEO of DARTS, a West St. Paul-based nonprofit that addresses transportation and other needs for the aging population. John Gessner is at burnsville. thisweek@ecm-inc.com.

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File photo

Blue Cross and Blue Shield of Minnesota has put Waterview Office Tower, a 98,000 square-foot building at 1200 Yankee Doodle Road, up for sale. The 10-story building is not part of Blue Crossâ&#x20AC;&#x2122; plan to sell and lease back 1.1 million square feet of its office space.

Blue Cross puts building on the market Waterview Office Tower not part of sale-lease plan by Jessica Harper DAKOTA COUNTY TRIBUNE

Yet another large office building has been put on the market in Eagan. Blue Cross and Blue Shield of Minnesota has put Waterview Office Tower, a 98,000 square-foot building at 1200 Yankee Doodle Road, up for sale. The 10-story building is not part of Blue Crossâ&#x20AC;&#x2122; recent plan to sell and lease back 1.1 million square feet of space in multiple buildings in Eagan. Blue Cross consolidated workers in the 10-story building into other spaces and vacated Waterview in August, said company spokesman Jim McManus. McManus said Blue Cross no longer needed the space since the company has become more efficient with all its office buildings and since more workers telecommute.

The asking price for Waterview is $6.4 million, according to a listing on the LoopNet commercial real estate marketing service. CBRE Group broker Brent Karkura is marketing the 1985 building for sale or lease. Blue Cross hopes the sale of Waterview and its salelease back plan will generate capital to invest in other business opportunities, McManus said. The market has been brutal on large empty office buildings, and Eagan has several. The former Northwest Airlines building has been on the market for months, and Pinnacle Airlines recently put Mesaba Airlinesâ&#x20AC;&#x2122; former headquarters on the market. The slow real estate market in Eagan is indicative of the recession, not the city, explained Tom Hedges, Eagan

city administrator. â&#x20AC;&#x153;The trend in Eagan is felt around the country and even the world,â&#x20AC;? he said. â&#x20AC;&#x153;Eagan is actually healthier than many other cities.â&#x20AC;? Lockheed Martin is one such company that has had better luck with the real estate market. The company announced in October it plans to close its headquarters in 2013. Unlike Delta, Lockheed has already found a potential buyer for its building â&#x20AC;&#x201D; Minneapolis developer CSM Corp. Hedges said he is confident Blue Cross too will find a buyer for its property. â&#x20AC;&#x153;Iâ&#x20AC;&#x2122;m hopeful they will sell (Waterview) soon to a good buyer,â&#x20AC;? he said. â&#x20AC;&#x153;Itâ&#x20AC;&#x2122;s a good location with a wonderful view.â&#x20AC;? Jessica Harper is at jessica.harper@ecm-inc.com.

City â&#x20AC;&#x2DC;banksâ&#x20AC;&#x2122; on housing project Bonds issued to cover up-front construction costs that will be paid back by D.R. Horton by Tad Johnson

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With a lackluster economy having battered the housing market, Rosemount has gone back to doing business the old way. The City Council approved on Tuesday, Nov. 1, the issuance of $2.08 million in bonds to fund street and utility improvements to serve the future development of homes in Prestwick Place â&#x20AC;&#x201C; a D.R. Horton project. The city acting as the conduit through which road and utility work is covered upfront and then repaid entirely over time by the developer is a practice that was common prior to the years of rapid development when buildersâ&#x20AC;&#x2122; bank accounts were flush with cash.

Tuesday nightâ&#x20AC;&#x2122;s action is just another sign of the times â&#x20AC;&#x201C; and this one has benefits. Repayment of the bonds will be at a five-year low interest rate of 1.15 percent, which is 0.14 lower than projected just a week ago, according to Teri Heaton of Springsted Inc., the cityâ&#x20AC;&#x2122;s financial adviser. The city of Rosemount will have road and utility improvements paid for and see its tax base grow as 56 new single-family homes are built near the northwest corner of County Road 42 and Akron Avenue. D.R. Horton will have itself a new housing development, called Prestwick Place, that will go up in two phases. Homes are touted as starting in the low $300,000s (www.

drhorton.com). For several years when the housing market was booming, the city didnâ&#x20AC;&#x2122;t have to be the banker in such projects, City Finance Director Jeff May said, but now it is more difficult for builders to obtain financing. Another upshot of the project is that a local bank was part of the low bid among six. United Bankers Bank and the First State Bank of Rosemount combined to submit the low bid. To find out more about the D.R. Horton development located at 14178 Abbeyfield Ave., call (952) 9857849. The company is taking home site reservations. Tad Johnson is at editor. thisweek@ecm-inc.com.

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY November 10, 2011

Buzz People, places and pursuits creating buzz in Dakota County business this week as submitted by the local business community

Accolades TWO LOCAL COMPANIES WIN 2011 TEKNE AWARDS The Minnesota High Tech Association honored 14 Minnesota-based technology and innovation leaders with a 2011 Tekne Award during a Nov. 3 ceremony at the Minneapolis Convention Center. The awards recognize innovative technology achievements across a range of fields, from manufacturing to sustainable technologies to nonprofit organizations. The Innovative Collaboration of the Year Award was presented to Maverick Software Consulting of Lakeville (see photo inside this edition). Maverick partnered with Minnesota State Colleges and Universities, Advance IT Minnesota, Thomson Reuters and Digital River to bring together top computer science students from campuses across Minnesota with corporations seeking local software development and software testing. The Technology Services Award (established company) recipient was Eagan-based Thomson Reuters for its updated Checkpoint online information for tax and accounting professionals. HASTINGS LAW FIRM HONORED BY U.S. NEWS & WORLD REPORT The Sieben Polk Law Firm of Hastings and its attorneys have been recognized with both national and statewide honors. The law firm received U.S. News & World Report – Best Lawyers Tier 1 ranking for “Best Law Firms” in Plaintiffs Personal Injury Litigation for the Minneapolis metropolitan area. Attorney Michael Sieben was named Best Lawyers “Lawyer of the Year” 2012 among the Minneapolis Area Plaintiffs Personal Injury Litigators, and Richard LaVerdiere was named Best Lawyers “Lawyer of the Year” 2011 and 2012 among the Minneapolis Area Plaintiffs Product Liability Litigators. In 2011, Best Lawyers named attorneys Sieben, LaVerdiere and Michael Polk to the 2011 Best Lawyers in America list. Sieben Polk attorneys Michael Sieben, Michael Polk, Richard LaVerdiere, Bernie Dusich, and Michael Strom have been named “Super Lawyers” for 2011 as published in Mpls. St. Paul Magazine, Twin Cities Business, and Minnesota Super Lawyers. Strom was honored as “Top 100 Super Lawyers” for 2011. Attorneys Joshua Tuchscherer and Chad Alexander were named “Rising Stars” for 2011. Minnesota Rising Stars recognizes the top up-and-coming attorneys in the state — those who are 40 years old or younger, or who have been practicing for 10 years or less.

Accolades NANCY NENTL Receives teaching excellence award at Metropolitan State University

Nancy Nentl of Lakeville has received Metropolitan State University’s 2010-11 Excellence in Teaching Award. Nentl is a marketing professor and director of the MBA program in the university’s College of Management.

Business Briefs NACR PARTNERS WITH MUTARE TO TARGET HIGHER EDUCATION Eagan-based NACR has partnered with Mutare to promote notification solutions and target higher education. The special promotion was created to target colleges and universities in particular, providing them with information about Mutare’s Enterprise Notification System, a method for broadcasting important messages and alerts to targeted groups or specific locations. For a limited time, customers who want to learn more about notification solutions for higher education and other industries can register to win a private technology briefing and tickets to an NCAA basketball game. FREE GREEN JOBS WORKSHOP AT BURNSVILLE WORKFORCE CENTER The BlueGreen Alliance Foundation’s GreenPOWER program will hold its Green Generalist workshop on Nov. 29 at the Burnsville WorkForce Center, Suite 140, 2900 County Road 42 W., Burnsville. The free eight-hour course teaches workers how manufacturers and other companies can increase their profits by operating more sustainably and prepares the participants to market themselves for green jobs. Individuals interested in registering for the Nov. 29 workshop at the Burnsville WorkForce Center should call (952) 895-7600 to register. Statewide, GreenPOWER has trained more than 1,250 workers in green manufacturing techniques since the program began in 2010. Approximately one in three unemployed participants has been hired at 160 companies statewide after taking part in GreenPOWER’s training.

Business Briefs

BURNSVILLE CENTER HOLDS RIBBON CUTTING NOV. 11

NEW GOODWILL STORE TO OPEN SOON IN LAKEVILLE

Burnsville Center will hold a ribbon cutting at 11 a.m. Friday, Nov. 11, to celebrate the completion of its recent renovations. Santa Claus will do the honors in Macy’s Court.

A new Goodwill store is nearing completion on Kenrick Avenue adjacent to the Minnesota Tile building just south of the Comfort Inn Motel. Stonehenge Development is constructing the new 20,000-square-foot store and will lease it to Goodwill. An opening is planned in the next several weeks.

BREAKFAST WITH CHAMPIONS OFFERS SALES TIPS The Dakota County Regional Chamber of Commerce will hold the next “Breakfast With Champions” from 7:30 to 9 a.m. Thursday, Dec. 8, at JBL Conference and Events Center, 3795 Pilot Knob Road, Eagan. Scott Plum of the Minnesota Sales Institute will present “The Top 50 Sales Tips in 60 Minutes.” Cost, including breakfast, is $20 for members, $30 for nonmembers. RSVP by contacting Jessy Annoni at (651) 288-9202 or jannoni@dcrchamber. com. SOURCE MEDIA OF BURNSVILLE TO HAVE GRAND OPENING Source Media, Burnsville, will hold a grand opening from 11 a.m. to 5 p.m. Tuesday, Nov. 15. The company was formed Oct. 1 when Embroidery Central and Berkness.com merged. This new enterprise offers embroidery, screenprinting and promotional products as well as websites, social media integration, printed materials and more. For more event information, call (952) 898-1777. Source Media is at Suite 101, 14051 Burnhaven Drive, across from Costco. DLBA DOWNTOWN LIGHTING CEREMONY SLATED NOV. 17 The Downtown Lakeville Business Association’s Third Thursday event will be a downtown lighting ceremony from 6 to 8 p.m. Thursday, Nov. 19.

LAKEVILLE’S OCTOBER BUILDING REPORT RELEASED The city of Lakeville issued building permits with a total valuation of $61,058,327 through October. This compares to a total valuation of $47,887,658 through October of 2010. The city issued commercial and industrial permits with a total valuation of $9,224,000 through October compared to a total valuation of $3,660,000 through October of 2010. The city has also issued permits for 105 single family homes through October with a total valuation of $32,607,000. This compares to 114 single family home permits through October of 2010 with a total valuation of $31,314,000. CHS OPENS OFFICE IN KOREA, BUYS IOWA COMPANY Inver Grove Heights-based CHS Inc. has opened an office in Seoul, South Korea, intended to strengthen business with that nation’s growing customer base. The company also has acquired Creston Bean Processing, LLC, Creston, Iowa, from DeBruce Grain, Inc., a wholly owned subsidiary of Gavilon, LLC, Omaha, Neb.

Submission to Buzz The Dakota County Tribune Business Weekly includes promotions, new hires, retirements, awards and other such business news on the Buzz page. If you have an announcement you would like included in this part of the newspaper, send submissions by email to darcy.odden@ecm-inc.com, fax to (952) 846-2010 or mail it to the Burnsville office at 12190 County Road 11, Burnsville, MN 55337. When sending a photo by email be sure that it is 200 dpi or greater. Include a daytime phone number if someone from the newsroom needs to contact the business for additional information. Deadline is 5 p.m. Friday prior to Thursday edition. Submission of information does not guarantee publication. All items are subject to editing. Tips on what to include in the submission are: names, titles, dates, business name, brief description of the news taking place, brief description of the business, contact names and numbers.

Submissions to Buzz: www.DakotaCountyTribune.biz

November 10, 2011 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Forum Commentary and opinion regarding issues in the world of business and public policy

Minnesotans feeling the clamp of regulatory burdens by John Kline SPECIAL TO THE TRIBUNE

Many Minnesotans looking for jobs and employers who would like to add to their workforce are feeling hamstrung by threats of higher taxes, more spending, and new regulatory burdens from Washington, D.C. For far too long, I have been hearing from job creators, workers, and too many frustrated unemployed men and women who want to know how we can get America working again. They want to see positive solutions that put the nation’s fiscal house in order and remove Washington’s regulatory roadblocks to job creation. We can all agree there are reasonable regulations that protect our children and the environment, but far too many excessive regulations unnecessarily increase costs for consumers and small businesses, making it harder for the private sector to create jobs. Recently, I led a regulations tour throughout Minnesota’s 2nd District where I enjoyed touring, meeting with, and hearing from Minnesota workers, farmers, and businesses hurt by ongoing and proposed job-killing regulations. Minnesota farmers and ag producers shared with me their concerns regarding federal regulations including the Environmental Protection Agency’s plans to increase regulations of dust, which would affect anyone who uses a combine or drives on a gravel road. As they expressed to me, increased regulations of dust would greatly restrict economic development and growth and would be incredibly detrimental to the farming industry. To quote a Le Sueur county farmer, “It boggles my mind how

Guest Columnist John Kline

you would regulate dust.” Another stop on the tour was a cement and ready-mix plant at which I visited with workers and managers. Although the cement industry is already one of the most over-regulated industries in the United States, the EPA is proposing seven new over-reaching rules which would severely hinder the industry nationwide. Studies show the EPA’s proposed rules would force the industry to shut down 18 plants (11 percent of production), cost $3.4 billion over three years (half the industry’s annual revenues), and directly destroy 4,000 jobs. “We haven’t bought any trucks for three years because of the uncertainty and our customers are feeling the ripple effect,” said one frustrated employer. During my visit to a local engineering small business, I heard concerns regarding the federal government’s over-reach in areas ranging from the National Labor Relations Board to the new health care law commonly referred to as “ObamaCare.” This small business is a subcontractor to more than 100 airlines around the globe, including Boeing. After The Boeing Company spent $1 billion building a plant and hiring thousands of workers in South Carolina, the NLRB sought to force the transfer of work to a unionized facility in Washington state.

If successful, the NLRB’s action could destroy thousands of South Carolina jobs and is already having a chilling effect on the job creators across the country. When sharing thoughts of the federal government’s increasingly intrusive footprint into the private sector, the small business owner said, “I have to watch my back so I don’t get shot in the butt.” Another small business I visited is feeling the direct effects of a Department of Energy rule that will virtually eliminate from the market a highly sought-after product it manufactures. As a result of the DoE’s ruling, thousands of U.S.-based jobs related to the manufacturing, distribution, and sale of these products could be eliminated – including jobs right here in the 2nd District. “It almost feels like we’re getting hijacked,” said an employee, explaining the residual effect of the government’s latest overreaches. Said a member of management about the economic uncertainty Washington is creating: “It’s hard to come out of the fetal position if you don’t know which direction to look.” These egregious attempts by federal agencies to regulate everything from farm dust to restricting where an employer can create jobs in the United States is crippling Minnesota job creators and entrepreneurs from coast to coast – and the resulting uncertainty is growing at an alarming pace. The Obama administration has publicly listed 219 new regulatory actions under consideration for the upcoming year; each of which would have an estimated cost to our economy of $100 million or more. In response to a request by House Republicans,

Pressure U.S. Congress to pass Jobs Bill by Don Heinzman DAKOTA COUNTY TRIBUNE

While the latest Jobs Bill from the president is going nowhere, if it were passed, it could have provided 18,000 jobs in Minnesota. According to the White House estimates, the bill would have had enough funds to provide: • 7,900 jobs in highway construction at a cost of $608 million. • 6,900 in jobs for teachers and first responders at a cost of $504 million. • 3,600 jobs for rebuilding schools at a cost of $274 million. Republicans in the Congress from Minnesota all voted no on this job bills, because they have vowed to make President Barack Obama a one-term president. They are trying to convince the public, with some success, that the first stimulus plan did not work, even though economists, conservative and liberal, agree it kept unemployment from going higher than it is, and lessened the deepest recession since the Great Depression. The Minnesota Department of Transportation said it used the 2008 federal stimulus dollars to complete 200 projects, fixed many bridges and repaved hundreds of miles of highway. Highway 610 in the north metropolitan area would never have been completed without stimulus money,

Tribune Columnist Don Heinzman

the spokesman said. The department has projects ready to bid, if more stimulus funds were available. In Minnesota, 205,300 people are unemployed. That’s way too many, yet Minnesota’s unemployment rate is 6.9 percent compared to the national rate of 9.1 percent. Particularly hard hit is the construction industry where 50,000 workers have lost their jobs since 2006. According to a spokesman from the Association of General Contractors in Minnesota, one study says $1 billion of federal stimulus will produce 28,500 jobs. This latest jobs bill could have meant funds for 7,900 jobs in Minnesota, not enough but needed for the construction industry, the hardest hit in this recession. Some would say it’s in a depression. The Jobs Bill also had other provisions for Minnesota, by limiting itemized deductions for individuals making $200,000 a year and families earning over $350,000. It would tax interest earned by investment fund managers and eliminate certain ex-

emptions for oil and gas companies. Republicans complain that the bill would permanently increase taxes for temporary fixes. Those fixes, no matter how temporary, would affect Minnesotans. Other key parts of the Jobs Bill would: • Reduce the payroll tax by 50 percent to 31 percent for the first $5 million in wages once implemented in 2012. • Create a payroll tax holiday for up to $50 million in increased wages from this year until the next. • Include a tax credit for businesses that hire unemployed workers for six months by $4,000 and by $5,600 for veterans and $9,600 for veterans injured during the service. Republican members of the United States Congress are able to stonewall this jobs bill obviously because they are not hearing complaints from people in their districts. Where are the voices who have been helped and will be helped if the Jobs Bill passes? The democratic process is stuck. Don Heinzman is chairman of the ECM Publishers Inc. Editorial Board. Thisweek Newspapers and the Dakota County Tribune are part of ECM. He is at don. heinzman@ecm-inc.com. Columns reflect the opinion of the author.

Submissions to Forum: www.DakotaCountyTribune.biz

the president revealed that seven of these regulations would have an estimated economic cost of $1 billion each. This year, one of our guiding principles in the U.S. House of Representatives is ensuring our governing agenda focuses on removing government barriers to privatesector job creation. I am pleased to have introduced legislation that would repeal or stop these excessive regulatory grabs. In the case against Boeing, I championed legislation that recently passed the House which would prevent the NLRB from dictating where a private business can and cannot create jobs. Unfortunately, like 15 other jobs bills passed by the House this year, this important legislation continues to sit dormant in the U.S. Senate. Washington cannot lose sight of the fact that we must work together on behalf of the Americans we serve, including the 15 million unemployed who get up each morning wondering if this is the day they will at long last be hired. We must remember that unemployment knows no partisan boundaries, and we should be willing to consider a wide variety of solutions. The job creators and workers could not have made their points any clearer during my regulations tour: Small business owners, entrepreneurs, farmers and ag producers don’t need Washington to tell them how to succeed and create jobs. They need the president and Congress to get out of the way and give them the freedom to succeed. John Kline, R-Lakeville, is the 2nd District representative in the U.S. House. Columns reflect the opinion of the author.

Dakota County Tribune BUSINESS WEEKLY

(USPS 147240) Publisher............................. Julian Andersen President ........................ Marge Winkelman General Manager, Editor ...... Larry Werner Managing Editors ...................Tad Johnson .................................................John Gessner Sales Manager ........................Mike Jetchick Production/Office Manager ....Ellen Reierson Buzz submissions.....darcy.odden@ecm-inc.com Business Briefs ...... darcy.odden@ecm-inc.com Story ideas ...............tad.johnson@ecm-inc.com Letters ......................tad.johnson@ecm-inc.com Advertising ..................... ads.dct@ecm-inc.com

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12190 County Road 11 Burnsville, MN 55337 952-894-1111 fax 952-846-2010

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY November 10, 2011

Use open enrollment to your benefit

File photo

Thisweek Newspapers, the Dakota County Tribune and ECM Specialty Publications will move its operations to a new office on the second floor above Mainstream Boutique at the Shops on Galaxie next year.

Newspaper group to move to Apple Valley Thisweek Newspapers, the Dakota County Tribune and ECM Specialty Publications, the largest news organization in Dakota County, will move its operation from Burnsville to Apple Valley next year after construction of its new, secondfloor space at the Shops on Galaxie is complete. After months of consideration and review of several potential locations throughout Dakota County, the Apple Valley space emerged because of its central location in the county, access to support services and the chance to design the space to the operation’s needs. “Our employees like the idea of working in an area that is surrounded by restaurants, shopping, and

much more,” Larry Werner, Thisweek and the Tribune’s general manager, said. “We did not take lightly our decision to move from Burnsville, which has been a very supportive community through the years.” The business has been at its location at 12190 County Road 11 since 2002. Prior to that, the newspaper operation was at 1525 E. Highway 13 since 1982. Thisweek Newspapers was founded in 1979 as a free distribution alternative to the paid-subscription Tribune, which was based in downtown Farmington. The Tribune has been in continuous operation since 1884. The newspapers have a combined circulation of about 60,000, offering cov-

erage in the cities of Apple Valley, Burnsville, Eagan, Farmington, Lakeville and Rosemount. ECM Specialty Publications develops custom products with an emphasis on tourism and travel, economic growth, and new resident information along with the south-of-the-river lifestyle journal Focus Magazine. The Tribune, Thisweek and the Lakeville Life & Times merged in 1999 when ECM Publishers purchased the newspapers. At the time, the business included locations in Lakeville and Burnsville. ECM Publishers was founded in 1976 by former Minnesota Gov. Elmer L. Andersen and is based in Coon Rapids.

Football. Fall foliage. Falling temperatures. Autumn has arrived, and with it a golden opportunity for members of the American workforce to maximize their employee benefits. For many employees, open enrollment season for workplace benefits represents their only chance to assess and adjust their current benefits for the year ahead so they best meet their needs and their budget. “You want to take advantage of all you are offered at work,” said Philip Herzberg, CFP, MSF, a South Florida financial planner, “and taking advantage of your benefits options requires careful thought. This is no time to go through the motions.” Circumstances change from year to year, as do the benefits employers offer. The last thing you want is an ill-fitting benefits package that does not cover you and your family when you need that coverage most. By making an effort to actively engage in the benefits selection process, said Herzberg, you put yourself in position to make smart choices about insurance, retirement savings and other key aspects of your life and livelihood. Otherwise, those choices could be made for you. So instead of just signing on the dotted line come open enrollment time, here are suggestions from financial planning experts on how to build a benefits package that is right for you:

Financial Sense • Get smart(er): Learn all you can about the health, retirement and other plans your company offers. It will require you to plow through some pretty dry material, but that is how smart decisions are made. • Find out what is new: “Companies year-to-year may add and subtract from their plans,” said Herzberg. New features such as wellness incentives and a Roth 401(k) retirement savings option may be worth considering if they are offered. • Assess, then adjust accordingly: Changing circumstances such as marriage, the birth of a child and health issues may warrant changes to your benefits package. The arrival of a child, for example, can suddenly make life insurance and disability insurance coverage a higher priority. • Choose wisely: If the cost of certain benefits is a concern and these days, when isn’t it, you may have to make some tough choices. “Look at the whole spectrum of options,” advised Herzberg, “then identify what is essential and what benefits you may be able to cut out or cut back on.” • And while you are at it: Open enrollment is also a good time to revisit key aspects of your workplace retirement plan and insur-

ance portfolio in light of changing circumstances. Do your retirement plan contributions need adjusting to keep you on track? Is your life insurance and disability insurance adequate? • Ask for advice: Thankfully you do not have to navigate the changeable, complex and often confusing world of employee benefits alone, Herzberg points out. “Once you have done your research, make every effort to talk to a human resources professional at your organization about your options. I would also recommend talking to a financial planner, who can help show you how your workplace benefits fit within a broader financial plan.” Check out the Financial Planning Association’s national database of financial planning experts at http:// w w w. f p a n e t . o r g / P l a n nerSearch/PlannerSearch. aspx to find a planner in your area. This column is provided by the Financial Planning Association (FPA) of Minnesota, the leadership and advocacy organization connecting those who provide, support and benefit from professional financial planning. FPA of Minnesota can be found online at www. fpamn.org.

How to select a merchant processing service

The Mezz from 1A

by Better Business Bureau Most of the entrees are easily carried into the adultsonly sections of two auditoriums with lounge access and can be eaten by hand. A few of the signature dishes — such as the Thai BBQ shrimp brochette, the beef tenderloin and the walleye — require a knife and fork. Those are the priciest items on the menu, topping out at $17. Patrons choosing from among the tapas and flatbread items might find that two to four plates constitute a full meal. Holmes likened the restaurant to another Burnsville eatery, Porter Creek Hardwood Grill, that has won praise as an independent dining alternative in the south metro area. “If you like Porter Creek,” he said, “you’ll love us.” Moviegoers can buy their tickets in the lounge, on the same bill with their food and drinks. The top four rows of the two auditoriums are “premier” seating reserved for viewers 21 and older. Separated from the lower seating area by a velvet rope, the premier seats are wider than normal theater seats, with wider arms that hold drinks and plates, Fronckoski

SPECIAL TO THE TRIBUNE

Photo by John Gessner

Robert Fronckoski, left, theater and restaurant general manager, and Andrew Holmes, executive chef, opened The Mezz Bistro Lounge Oct. 28 on the second floor of the Paragon Odyssey 15 multiplex in Burnsville. said. They become loveseats when the middle armrest is raised. Movie concessions are also available in the Mezz, with a few extras not available downstairs. They include white truffle popcorn, fudges and rock candy, Fronckoski said. Premier tickets cost $5 more than base ticket prices but come with a $5 discount off Mezz purchases of $20 or more. Specials include a “two for $20” deal — two tickets and two select food items — and

a three-course dinner package for two, which includes two tickets and a bottle of wine. The cost is $75. DJs and live bands are planned, along with screenings of classic old movies during times the auditoriums aren’t in use. The Mezz is reserved for customers 21 and older after 9 p.m. For more information, visit mezzlounge.com. John Gessner is at burnsville. thisweek@ecm-inc.com.

Choosing a merchant processor is a very important decision, one that can be vital to the overall success of your business. The Better Business Bureau of Minnesota and North Dakota advises business owners to do their research before selecting a merchant processor. One of the most important ways to make your business thrive is to please your customers, and that often means offering them a variety of payment methods. According to one estimate, businesses forfeit up to 80 percent of consumer impulse buys if they don’t accept credit cards. But before going down this road, business owners need to select their merchant processing service with care. To date, in 2011, the BBB has received more than 1,700 complaints against credit card merchant and processing services. “Accepting credit cards gives customers options, whether it’s to charge a purchase and pay it off over time, or to use a debit card rather than write a check. By offering your customer options, you are opening the doors for increased revenue,” said Dana Badgerow, president and CEO

Better Business Bureau of the BBB. “However, before selecting your merchant processing service, it’s imperative that you study your options carefully.” The BBB recommends the following tips to consider when selecting a merchant processing service: Ask around. With any important business decision, always make sure to get at least three estimates and check the BBB Business Review of the merchant processing service. It may also be worth asking other fellow business leaders what service they use to get a feel for its track record. Know where to turn. Make sure the merchant processing service has a solid support team. Can you contact them 24 hours a day? This is very important to business owners who are trying to process a credit or debit card outside of the typical business hours. In any case, technical support is a must and it’s vital to your business’ success to make sure that the merchant processing

service you choose has it. Try them out. Don’t settle without a trial period. By making sure that the merchant processing service you choose has a 100 percent money-back guarantee before selecting them, you can save yourself a lifetime of hassle. Try their service out. Do they keep the promises they made to you? Make sure every penny you spend is necessary. If you have a question regarding a fee that you were charged, ask. Staying competitive with other merchant services is the name of the game for these processors, so they will want to do everything they can to ensure you are happy. For more business information you can trust, visit www. bbb.org/us/bbb-news. The mission of the Better Business Bureau is to be the leader in building marketplace trust. Contact the BBB at www.bbb. org or (651) 699-1111, tollfree at 1-800-646-6222.

November 10, 2011 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Capitol Commerce State to save $242 million in health care costs Savings helped by competitive bids; Dakota County residents can opt for coverage by T.W. Budig ECM CAPITOL REPORTER

The Dayton Administration has announced that the adoption of a competitive bidding process in providing health care and managed care reform will result in savings of $242 million over the next two years — double the amount if federal dollars are considered. “We hit the target,” Human Services Commissioner Lucinda Jessen said during a Capitol press conference on Thursday, Oct. 20. The competitive bidding process to find health care providers for 280,000 Minnesotans covered under the state’s health care program MinnesotaCare and federal Medical Assistance has resulted in UCare and HealthPartners winning all seven metro counties. Blue Plus — pending final contract negotiations — will also provide coverage in Dakota and Ramsey coun-

ties, with Medica also providing services in Hennepin County. Jessen explained the additional providers were needed to ensure extra capacity. The changes will result in the need for about 74,000 enrollees to change their health care plan, but virtually all will not need to change providers, Jessen explained. The cost savings have already been booked into the new two-year state budget. About $180 million of the savings comes from the competitive bidding. Democratic Gov. Mark Dayton hailed the cost savings and reform as part of his administration’s ongoing efforts to improve government. He said he believes in government. “I believe equally in the importance of improving government,” he said. The administration unveiled a new website at http://mn.gov/governor/

initiatives/better-government, on which the public can track current and future state government reforms. Dayton drew a distinction between reform and a perceived “cut and gut” reform mentality. Asked about a proposal in the House Republican Reform 2.0 campaign calling for a constitutional amendment that, if passed, would require a super majority vote to raise taxes, Dayton deemed the idea “absolutely idiotic.” Adoption would make governance for future state leaders extremely difficult, Dayton argued. But Republicans disagree. “By raising the bar for setting future tax increases, our focus as lawmakers will first remain on innovations and reforms that reduce the scope, reach and cost of state government,” said Rep. Steve Drazkowski, R-

Mazeppa, earlier this year in a press release. Drazkowski is pushing the constitutional amendment. Dayton points to recent changes to the state’s permitting processes as an example of thoughtful, bipartisan reform. Both Republicans and Dayton Administration officials mention reforms such as outcome-based funding — funding programs based on the value of accomplishments — and centralizing state government operations as promising big cost savings in the future. Jessen said the health care provider competitive bidding process could be expanded to Greater Minnesota, depending on certain factors such as population levels. T.W. Budig is at tim.budig@ ecm-inc.com.

Garofalo looks to scrap odd-year school referendum voting Farmington legislator plans to introduce bill in January by T.W. Budig

funding transparency, because more voters will be The first bill House paying attention, Garofalo K-12 Finance said. School disChairman Pat Garotricts favor oddfalo, R-Farmington, year referendums, will take up in Janubecause the odds of ary deals with school passage go up, he referendums. said. Garofalo wants Garofalo cites data to change the law Pat from the Minneso that voting on all Garofalo sota Department of school referendums Education showing would take place in even- that referendums held oddyear, general elections rather year have a better than 70 than odd-year elections. percent chance of passage, “That’s not good for de- while referendums put on mocracy,” Garofalo said of the ballot during statewide the low number of voters elections have about a 50 who often turn out to vote percent chance of passage. on referendums under the School boards should not current system. fear the voters, he said. Even-year elections Relying on low-voter would provide more school turnout elections runs counECM CAPITOL REPORTER

ter to the state’s civic traditions, he argued. If signed into law, Garofalo’s bill would go into effect in 2013. Rep. Steve Drazkowski, R-Mazeppa, called Garofalo’s proposal “common sense” and argued it would save cities money by making odd-year elections for referendums unnecessary. Greg Abbott, of the Minnesota School Boards Association, argued that odd-year elections provide the public with the maximum opportunity to learn about proposed school referendums. That window would be lost during issue-crowded, even-year elections, he argued.

“Rates of passage go higher, not because of low turnout, but because more people are informed,” he said. “People informed about levies usually vote ‘yes.’ ” Rep. Mindy Greiling, DFL-Roseville, Democratic lead on the House K-12 Finance Committee, depicted Garofalo’s proposal as an attack on local control. “Today’s announcement has nothing to do with increasing participation. The only transparency I saw today was the crystal clear attempt to defeat local levies,” Greiling said on Wednesday, Nov. 3. T.W. Budig is at tim.budig@ ecm-inc.com.

Photo by Jessica Harper

Minnesota GOP deputy chair Michael Brodkorb stepped down last month to join state Sen. Mike Parry’s congressional campaign. The 36-year-old Eagan resident will continue to work as the communications director for the Minnesota Republican Senate Caucus.

MN GOP deputy chair steps down Michael Brodkorb joins state Sen. Mike Parry’s congressional campaign by Jessica Harper DAKOTA COUNTY TRIBUNE

Minnesota Republican Party deputy chair Michael Brodkorb stepped down after two years in office to join state Sen. Mike Parry’s congressional campaign. Party bylaws prohibit a party official from backing a candidate prior to endorsement, explained Brodkorb, an Eagan resident. GOP chairman Tony Sutton has said he will not appoint a replacement. Instead, the position will be filled by the executive committee. It was Brodkorb’s friendship with Parry and his belief in the state senator’s message that inspired him to join Parry’s campaign against Democratic U.S. Rep. Tim Waltz. “I believe strongly in his campaign,” Brodkorb said. “President Obama and Walz ran on jobs but unemployment is still 9 percent. Most people don’t think we are headed in the right direction.” Brodkorb, 36, said he believes Parry is a “results-orientated politician” who supports small businesses and job creation. Parry, who was born and raised in Minnesota’s 1st Con-

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gressional District, has been viewed by some as a controversial candidate. Parry has been compared to presidential contender Michele Bachmann for his position on immigrants rights and for comparing homosexuals to pedophiles. Brodkorb too has never shied away from controversy. He has made many enemies as a former author of Minnesota Democrats Exposed in which he harshly criticized DFL policies. Though he no longer writes for the website, Brodkorb continues his critiques on Twitter and his blog, mbrodkorb.tumbler.com. Brodkorb has built a 16year career in the GOP and has previously worked on several Republican congressional campaigns including for Bachmann, Norm Coleman and Mark Kennedy. In addition to volunteering for the Parry campaign, Brodkorb will continue to work as communication director for the Minnesota Republican Senate Caucus. Email Jessica Harper at: jessica.harper@ecm-inc.com

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY November 10, 2011

K-9s among 5K trained

Rosemount law enforcement training center may reach 5,000 goal this year by Tad Johnson DAKOTA COUNTY TRIBUNE

An anonymous building once slated for demolition off Highway 55 in Rosemount is making a big difference in how safe people are in Dakota County, the state, nation and even Canada. Last month, the Flint Hills Resources Training Facility served as one of the host sites in a week-long series of classes for 20 canine units from the across the metro area and Winnipeg, Canada. The team from Winnipeg, heralded as one of the best in North America, was invited to conduct a training session and participate in the classes, one of which was led by Eagan Police Officer Andy Helgerson. In addition to using the Eagan police station and an airfield in South St. Paul, the officers and their canine partners trained at the Flint Hills site, which expects to reach a major milestone in 2011. The building and grounds, which partially opened in 2005,

should exceed the 5,000 mark in its number of officers trained this year. That makes Harry Wickhorst, the Hampton resident and Flint Hills construction manager who led the establishment of the training facility, very satisfied. â&#x20AC;&#x153;I love it,â&#x20AC;? Wickhorst said of being involved with establishment of the facility. â&#x20AC;&#x153;Itâ&#x20AC;&#x2122;s great for the officers. â&#x20AC;Ś When we had over 4,500 people use it last year, they really took notice about how important it is for these (officers) to have a place to go to for training.â&#x20AC;? Wickhorst knows the value of law enforcement having a place to train as he was a sheriff â&#x20AC;&#x2122;s deputy before being hired at Flint Hills in 1981. After working with the Fire Explorers through the company, he helped the group train on site starting in 1997. The need for a place dedicated for such activities emerged, and Wickhorst identified the place

Photo by Tad Johnson

Brooklyn Park Police Officer Jason Buck with his K-9 partner Diesel during an October training in South St. Paul. The course was slated to be held that day at the Flint Hills Resources Training Facility, but other classes during the week-long session were held in Rosemount.

in a building and grounds east of Flint Hills that hadnâ&#x20AC;&#x2122;t been used for about 15 years. The training grounds opened in 2004, a portion of the building was used in 2005 and a $100,000 Flint Hills grant paid for a full renovation of the building in 2007. The site has an obstacle course for K-9 training and a mock apartment for enacting various response scenarios. â&#x20AC;&#x153;If you train the right way, you will react the right way,â&#x20AC;? Wickhorst said. â&#x20AC;&#x153;You have to train to your level of response.â&#x20AC;? Prior to establishment of the center, officers had to search out training grounds is such as places as St. Paul or Fort Ripley north of Little Falls, Minn. Helgerson said scent training with his canine partner is the most important aspect of their relationship. Every week he gives his dog a scent trail to find to keep him sharp.

Among the places they use for scent and agility training is the Rosemount site. Scent training is important for dog and handler because of the nuances in the dogâ&#x20AC;&#x2122;s communication that must be read by the handler. â&#x20AC;&#x153;It is harder to teach the human than it is the dog,â&#x20AC;? Helgerson said. â&#x20AC;&#x153;Since they donâ&#x20AC;&#x2122;t know how to talk, we have to learn to see their cues.â&#x20AC;? Itâ&#x20AC;&#x2122;s also important because he said his K-9 partner can do up to 100 scent searches in a year. That means everything from tracking down potentially dangerous fugitives to finding hidden drugs. Though the work is very critical, the dogs know that if they are successful thereâ&#x20AC;&#x2122;s fun to be had at the end. â&#x20AC;&#x153;They work for the reward and the play,â&#x20AC;? Helgerson said. â&#x20AC;&#x153;Once he gets that itâ&#x20AC;&#x2122;s like he is a little kid.â&#x20AC;? Tad Johnson is at editor.thisweek@ ecm-inc.com.

Lakeville Chamber Photo Roundup

Photo submitted

ATA Leadership Academy owner Kevin Raberge hosted Country Cabinets, a Mittlestandt family business, hosted Photo submitted at the Sept. 7 Networking Morning Brew of the Lakeville the Sept. 29 Business After Hours of the Lakeville Area Officers Jim Stevens and Tom Stewart of the Lakeville PoArea Chamber of Commerce. Chamber of Commerce. lice Department presented â&#x20AC;&#x153;How to lessen your chance of being a victim in a violent crimeâ&#x20AC;? at the Sept. 27 Lakeville Area Chamber of Commerce womenâ&#x20AC;&#x2122;s luncheon at Brackettâ&#x20AC;&#x2122;s Crossing Country Club.

Photo submitted

The State of the Schools Lakeville Area Chamber Luncheon was held Sept. 20 at Chart House. Superintendent of District 194 Lisa Snyder addressed attendees. The event was sponsored by Charter Business.

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Photo submitted

Thisweek Newspapers sponsored the Sept. 27 Women of the Lakeville Chamber Luncheon at Brackettâ&#x20AC;&#x2122;s Crossing Country Club. From left, Larry Werner, Lori Lieske and Judy Johnson.

November 10, 2011 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Minnesota Vikings caravan rolls into Lakeville

Photo by Rick Orndorf

Lakeville North football coach Brian Vossen (right) meets Minnesota Viking defensive end Brian Robison and former Viking Stu Voight during the Lakeville and Burnsville chambers General Membership Luncheon, which featured current players Robison, Michael Jenkins and vice president of public affairs and stadium development Lester Bagley at the Holiday Inn Hotel & Suites Lakeville.

Lester Bagley, Minnesota Vikings vice president of public affairs and stadium development, said during the General Membership Luncheon of the Burnsville and Lakeville chambers of commerce that half of all Minnesotans attend or watch Vikings home games on television. He advocated the construction of a new stadium for the Vikings and the state in Arden Hills on Tuesday, Nov. 8.

Real estate transactions continue to climb across state

Calendar To submit an item for the Calendar, email it to darcy.odden@ ecm-inc.com or fax (952) 8462010.

Booths available. Information: Jessy Annoni at (651) 2889202 or jannoni@dcrchamber. com. Apple Valley Chamber of Date-specific Commerce events: Dakota County Regionâ&#x20AC;˘ Thursday, Nov. 10, 5 to 7 al Chamber of Commerce p.m., County Wide Chamber events: Business After Hours, Brackâ&#x20AC;˘ Thursday, Nov. 10, 2:30 ettâ&#x20AC;&#x2122;s Crossing Country Club, to 5 p.m., starting a small busi- 17976 Judicial Road, Lakeville. ness workshop, Brackettâ&#x20AC;&#x2122;s Booths available. Information: Crossing Country Club, 17976 Catherine at catherine@apJudicial Road, Lakeville. Free. plevalleychamber.com. RSVP to moneytalksdakota@ Burnsville Chamber of gmail.com. Information: Jessy Commerce events: Annoni at (651) 288-9202 or â&#x20AC;˘ Thursday, Nov. 10, 5 to 7 jannoni@dcrchamber.com. p.m., County-Wide Chamber â&#x20AC;˘ Thursday, Nov. 10, 2:30 Business After Hours, Brackto 5 p.m., marketing workshop, ettâ&#x20AC;&#x2122;s Crossing Country Club, Brackettâ&#x20AC;&#x2122;s Crossing Country 17976 Judicial Road, Lakeville. Club, 17976 Judicial Road, Booths available. Information: Lakeville. Free. RSVP to mon- Anne at anne@burnsvillechame y t a l k s d a k o t a @ g m a i l . c o m . ber.com. Information: Jessy Annoni at â&#x20AC;˘ Thursday, Dec. 1, 6 p.m. to (651) 288-9202 or jannoni@ midnight, 2011 Chamber Holidcrchamber.com. day Gala, Nicollet Inn, 14201 â&#x20AC;˘ Thursday, Nov. 10, 5 to 7 Nicollet Ave. S., Burnsville. p.m., County Wide Chamber Cost: $40/guest or $300/table. Business After Hours, Brack- Information: Anne at anne@ ettâ&#x20AC;&#x2122;s Crossing Country Club, burnsvillechamber.com. 17976 Judicial Road, Lakeville. Lakeville Area Chamber of

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Commerce events: â&#x20AC;˘ Thursday, Nov. 10, 5 to 7 p.m., County Wide Networking After Hours, Brackettâ&#x20AC;&#x2122;s Crossing Country Club. Free marketing workshops from 2:30 to 5 p.m. RSVP to michele@lakevillechambercvb.org. â&#x20AC;˘ Wednesday, Nov. 16, 11:30 a.m. to 1 p.m., Women of the Lakeville Chamber Luncheon at Crystal Lake Golf Club, 1725 Innsbrook Drive, Lakeville. Cost: $25/members, $30/nonmembers. Registration required by Nov. 9. River Heights Chamber of Commerce events: â&#x20AC;˘ Thursday, Nov. 10, 5 to 7 p.m., County Wide Networking After Hours, Brackettâ&#x20AC;&#x2122;s Crossing Country Club. Free marketing workshops from 2:30 to 5 p.m. RSVP to moneytalksdakota@gmail.com. Kocina Marketing and Branding Companies, 350 W. Burnsville Parkway, Suite 350, Burnsville, will offer the following free MARKETSMART seminars. To register, go to www.kocinamarketingcompanies.com/ training/ or call Cynde at (612) 798-7218. â&#x20AC;˘ Thursday, Nov. 17, 8:30 to 11 a.m., â&#x20AC;&#x153;Creating a Social Media Plan.â&#x20AC;? Business classes are offered by District 196 Community Education. Register for the following classes at www. district196.org/ce or call (651) 423-7920. â&#x20AC;˘ Saturday, Nov. 12, 9 a.m. to noon, Build Your First Professional Website. Fee: $39. Rosemount Middle School,

3135 143rd St. W., Rosemount. â&#x20AC;˘ Monday, Nov. 14, 6:30 to 8:30 p.m., Excel 2010: Getting Started. Fee: $39. Rosemount Middle School, 3135 143rd St. W., Rosemount. â&#x20AC;˘ Tuesday, Nov. 15, 6 to 9 p.m., Iâ&#x20AC;&#x2122;m on LinkedIn ... Now What? Fee: $35. Rosemount Middle School, 3135 143rd St. W., Rosemount. â&#x20AC;˘ Monday, Nov. 21, 6:30 to 8:30 p.m., Excel 2010: Formatting Spreadsheets. Fee: $39. Rosemount Middle School, 3135 143rd St. W., Rosemount. â&#x20AC;˘ Tuesday, Nov. 22, 6:30 to 8 p.m., Foundations of Investing. Fee: $15. Scott Highlands Middle School, 14011 Pilot Knob Road, Apple Valley. â&#x20AC;˘ Monday, Nov. 28, 6:30 to 8:30 p.m., Excel 2010: Functions and Formulas. Fee: $39. Rosemount Middle School, 3135 143rd St. W., Rosemount. Ongoing Platinum Partners, a chapter of BNI, welcomes one representative from each profession and meets every Wednesday morning from 7:30 to 9 a.m. at the Lakeville Green Mill. To learn more, call Amy at (952) 226-7741. Dakota Business Partners meets every Tuesday from 8:15-9:30 a.m. at AmericInn, 17145 Kenyon Ave. (just off Interstate 35 and County Road 50), Lakeville. For why our group is different and more information visit www.dakotabusinesspartners.com or find us on Facebook.

Consumers across Minnesota continue to take advantage of historically low interest rates and lower prices by purchasing homes and showing more confidence in the housing market. The September 2011 Housing Report from the Minnesota Association of Realtors shows pending sales are up more than 40 percent compared to September 2010. This is the fifth consecutive monthly increase in pending sales. â&#x20AC;&#x153;Purchase agreements for Minnesota residential home sales that are not yet closed were up significantly,â&#x20AC;? said June Wiener, president of the Minnesota Association of Realtors. â&#x20AC;&#x153;Housing affordability, low interest rates and an improving employment sector all contributed to the strong results.â&#x20AC;? Closed transactions are another positive indicator of a stronger housing market. In September 2011, closings were up 24 percent from the same time in 2010. Homebuyers have closed on more homes year-to-date than in the previous year as well. â&#x20AC;&#x153;An increase in closed sales is important because it indicates that buyers are in-

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terested in moving forward with homeownership,â&#x20AC;? said Wiener. â&#x20AC;&#x153;Low interest rates, a very affordable housing inventory and strengthening confidence in Minnesotaâ&#x20AC;&#x2122;s employment sector are all contributing to the rebound.â&#x20AC;? Many Minnesota homeowners are concerned about the value of their property and in September the yearto-date numbers still looked disappointing. Statewide, median sales prices were down 6.6 percent compared to values in 2010. The median is the midpoint, indicating as many transactions above as below the stated price. In August the median home price was $140,000. â&#x20AC;&#x153;This is not an uncommon situation when the market is stabilizing,â&#x20AC;? said Wiener. â&#x20AC;&#x153;Individual monthly prices can fluctuate as housing consumers look for bargains and sellers price their properties competitively with others on the market.â&#x20AC;? In September, housing inventories fell 13 percent. Homes were on the market an average of 130 days.

New construction New residential construction in the Twin Cities remains relatively stable, with single family construction leading the way. The region had more permits pulled in September than in any other month during the past year, and more than any September since 2007. Maple Grove led the metro in building activity for the month with 44 units permitted. Plymouth followed with 43 units, Forest Lake came in with 37 units, Woodbury with 31, followed by Blaine and Chanhassen with 22 each.

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY November 10, 2011

Assumed Names Any individual, corporation, Gardenview Marathon, 213 limited partnership or limited li- County Road 42, Apple Valley. ability company that conducts Pure Romance by Molly, business in Minnesota under a 15371 Flower Way, Apple Valley. name other than their full legal 1876 Yardie Catering, 4472 name, must file a Certificate of Cinnamon Ridge Trail, Eagan. Assumed Name. Progressive Tax Services, 12963 Echo Lane, Apple Valley. Custom Artisans, 4629 SumGentle Health Alternatives, mit Pass, Eagan. 14540 Pennock Ave. #103, Apple G.G. Premium Kits, 1375 Valley. Highsite Drive #213, Eagan. AAExplore Inc., 3432 DenHair Candy Salon, 1095 Dif- mark Ave. #169, Eagan. fley Road, Eagan. AAExplorer Inc., 3432 DenBabylove, 4590 Scott Trail mark Ave. #169, Eagan. #200, Eagan. TC Window Cleaning, 3129 Your GumballMachine.com, Alden Pond Lane, Eagan. 15524 Eaglestone Drive, Apple Doan & Company Realty, Valley. 1531 Woodview St. W., Eagan.

Nnobi Union of Minnesota, 3530 Birchpond Road, Eagan. Integrated Total Wellness, 7630 145th St. W., Apple Valley. Deb’s Consulting, 13882 Firelight Way, Apple Valley. WG Sales, 12045 Gantry Lane, Apple Valley. Mindful Asset Planning, 14530 Pennock Ave., Apple Valley. Apple Valley Quilting Service, 14663 Embry Path, Apple Valley. CFS Interiors, 940 Apollo Road #110, Eagan. Executive Growth Advisors, 1354 Berry Ridge Road, Eagan. Farson Limo Service, 176 150th St. W., Apple Valley. River City Creative Glass,

3550 W. 145th St. Unit 2, Burnsville. The Be Line, 14712 Carriage Place, Burnsville. Confirmation & Intuitive Readings, 15151 Greenhaven Drive #303, Burnsville. T and L Taxi, 1 Knoll Lane, Burnsville. Knucks and Diamonds, 13643 Knox Drive, Burnsville. Cityscapes Landscape & Property Management Co., 3409 Garnet Court, Burnsville. Halal Groceries, 3425 E. Highway 13 and Diffley Road, Burnsville. Lick Your Plate, 1724 W. 140th St., Burnsville.

Rizo Agency, 14041 Burnhaven Drive #120, Burnsville. Little Dog Blue, 614 Portland Mews, Burnsville. Twin Cities Rent 2 Own, 10565 McCool Court, Burnsville. Burnsville Auto, 3335 W. Highway 13, Burnsville. Hervision T-shirts, 12560 Parkwood Drive, Burnsville. Bubba&Bee Handknits, 11103 Schoolcraft Road, Burnsville. Wildlife Intensive and Critical Care Unit, 5423 133rd St. W., Savage. Braaten Creative Woods, 8411 W. 126th St., Savage. Klingelhut Window & Siding, 7645 Ponds Edge Path, Savage.

Turnkey Wellness, 5352 River Oak Drive, Savage. Alternations by Katy, 4576 W. 131st St., Savage. Carbone’s Pizzeria Savage, 4046 County Road 42, Savage. River Valley Dental, 1260 N. Frontage Road, Hastings. Healthy Forever Products, 3605 Blue Jay Way, Eagan. Twin Cities Wedding Ideas, 15315 Dundee Court, Apple Valley. Surge Wellness Club, 12236 Allen Drive, Burnsville.

Dakota County Business Contacts Apple Valley Chamber of Commerce Address: 14800 Galaxie Avenue, Suite 101, Apple Valley, MN 55124 Phone: (952) 432-8422 or 1-800-301-9435 Website: www.applevalleychamber.com E-mail: info@applevalleychamber.com

Burnsville Chamber of Commerce Address: 101 W. Burnsville Parkway, No. 150, Burnsville, MN 55337 Phone: (952) 435-6000 Fax: (952) 435-6972 Website: www.burnsvillechamber.com E-mail: chamber@burnsvillechamber.com

Burnsville Convention & Visitors Bureau Address: 12600 Nicollet Ave., Suite 100, Burnsville, MN 55337 Phone: (952) 895-4690 Fax: (952) 487-1777 Website: www.burnsvillemn.com

Lakeville Area Chamber of Commerce and Convention and Visitors Bureau Address: 19950 Dodd Blvd., Suite 101, Lakeville, MN 55044 Phone: (952) 469-2020 Website: www.lakevillechamber.org E-mail: info@lakevillechamber.org

Dakota County Regional Chamber of Commerce Address: 1121 Town Centre Drive, No. 102, Eagan, MN, 55123 Phone: (651) 452-9872 Fax: (651) 452-8978 Website: www.dcrchamber.com E-mail: info@dcrchamber.com

Eagan Convention and Visitors Bureau Address: 1501 Central Parkway, Eagan, MN 55121 Phone: (651) 675-5546 or 1-866-324-2620 Website: http://eaganmn.com E-mail: enjoyeagan@eaganmn.com

Downtown Lakeville Business Association Address: 8790 207th St. W., Suite 204, P.O. Box 371, Lakeville, MN 55044 E-mail: dlba@frontiernet.net Office Hours: Mondays and Wednesdays 9 a.m. to 2 p.m. Judy Tschumper is the director of the Downtown Lakeville Business Association.

Hastings Area Chamber of Commerce & Tourism Bureau Address: 111 Third St. E., Hastings, MN 55033 Phone: (651) 437-6775 or 1-888-612-6122 Fax: (651) 437-2697 Website: www.hastingsmn.org E-mail: info@hastingsmn.org

River Heights Chamber of Commerce Address: 5782 Blackshire Path, Inver Grove Heights, MN 55076 Phone: (651) 451-2266 Fax: (651) 451-0846 Website: www.riverheights.com E-mail: info@riverheights.com

Positively Minnesota Marketing Partnership Minnesota Department of Employment & Economic Development Address: 1st National Bank Building, 332 Minnesota St., Suite E200, St. Paul, MN 55101 Phone: (651) 259-7298 Fax: (651) 215-3841 E-mail: Positively.Minnesota@state.mn.us

Dakota Future Role: Provide site location assistance for firms considering Dakota County locations and serves as a general gateway for economic development services within Dakota County. Address: P.O. Box 240874, Apple Valley MN 55124-0874 E-mail: bill@dakotafuture.com Phone: (651)491-2551 Website: www.dakotafuture.com

Minnesota Workforce Centers in Burnsville and West St. Paul Role: Assist in the hiring and training of new employees, general gateway into Minnesota Department of Employment and Economic Development and other state agencies Phone: 612-821-4411 E-mail: terrell.towers@state.mn.us

South Metro SCORE Role: Counselors to America’s small businesses, free, confidential, face-to-face assistance from successful business mentors. Phone: (952) 890-7020 E-mail: southmetroscore@qwestoffice.com Website: www.score-southmetro.org

City Governments Role: Provide guidance through any real estate development process; may provide financial incentives through tax increment financing, local loan funds or state or federal business finance programs. Apple Valley, Bruce Nordquist Phone: (952) 953-2576 E-mail: bnordquist@ci.apple-valley.mn.us Website: www.ci.apple-valley.mn.us Burnsville, Skip Nienhaus Phone: (952) 895-4454 E-mail: skip.nienhaus@ci.burnsville.mn.us Website: www.burnsville.org Eagan, Jon Hohenstein Phone: (651) 675-5660 E-mail: jhohenstein@cityofeagan.com Website: www.ci.eagan.mn.us Farmington, Tina Hansmeier Phone: (651) 280-6821 E-mail: thansmeier@ci.farmington.mn.us Website: www.ci.farmington.mn.us Hastings, Shannon Rausch Phone: (651) 480-2344 E-mail: SRausch@ci.hastings.mn.us Website: www.ci.hastings.mn.us Inver Grove Heights, Jennifer Gale Phone: 651-451-2266 E-mail: Kevin@progressplus.org Website: www.ci.inver-grove-heights.mn.us Mendota Heights, Jim Danielson Phone: 651-452-1850 E-mail: jimd@mendota-heights.com Website: www.mendota-heights.com Lakeville, Dave Olson Phone: 952-985-4421 E-mail: dolson@ci.lakeville.mn.us Website: www.ci.lakeville.mn.us Rosemount, Kim Lindquist Phone: 651-322-2020 E-mail: Kim.lindquist@ci.rosemount.mn.us Website: www.ci.rosemount.mn.us South St. Paul, Jennifer Gale Phone: 651-451-2266 E-mail: kevin@progressplus.org www.southstpaul.org West St. Paul, Jim Hartshorn Phone: 651-552-4140 E-mail: Jim.hartshorn@ci.west-saint-paul.mn.us Website: www.ci.west-saint-paul.mn.us *Inver Grove Heights and South St. Paul use Progress Plus, an affiliate of the River Heights Chamber of Commerce, for their city’s economic development services.

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PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE

Notice is given that Bohlen Surveying & Engineering, Inc., a Minnesota corporation, is in the process of dissolving and on October 30, 2011 filed a Notice of Intent to Dissolve with the Minnesota Secretary of State. Any and all claims against the corporation must be presented to the corporation in writing on or before February 8, 2012 to the following address: James Y. Prichard, Esq., 101 East Fifth Street, Ste 202, Northfield, MN 55057. 2815279 11/10-12/1/11P

PUBLIC NOTICE

NOTICE TO CREDITORS OF DISSOLUTION HEALING TOUCH CHIROPRACTIC, P.A. Please take notice that HEALING CHIROPRACTIC, P.A., a MinneTOUCH sota corporation with a registered address of 1570 Century Point, Eagan, MN 55121 is in the process of dissolving the corporation. Notice of Intent to Dissolve was filed with the Minnesota Secretary of State on October 28, 2011. Any and all claims against the corporation must be presented to the corporation on or before January 31, 2012 to the following address: HEALING TOUCH CHIROPRACTIC, P.A. c/o Mitchell King Kretsch & Gust, PLLC 5151 Edina Industrial Blvd., #650 Minneapolis, MN 55439 2806959 11/3-11/24/11

Notice of Issuance of Emergency (Ex Parte) Order for Protection by Publication (Minn. Stat. § 518B.01, subd. 8) State of Minnesota County Dakota District Court First Judicial District Court File Number: 19WS-FA-11-1561 Case Type: Domestic Abuse In the Matter of: Valerie Hortencia Diaz, Petitioner vs. Hector Arturo Lopez, Respondent To Respondent named above: YOU ARE HEREBY NOTIFIED that an Ex Parte Order for Protection has been issued in the above matter. You may request a hearing if you contact the court administrator’s office within 12 days of the date of publication of this notice. You may obtain a copy of the Ex Parte Order for Protection and the form to request a hearing from the court administrator’s office at the following address: District Court, 1 W. Mendota Rd #140, West St Paul, MN 55118. Failure to request a hearing or to obtain a copy of the Ex Parte Order will not be a defense to prosecution for violation of the Court’s order. Date: Nov. 7th, 2011 Carolyn M. Renn Court Administrator /s/ K. Luhrs Deputy 2814378 11/10/11

NOTICE PUBLIC NOTICE PUBLIC Notice of Public Sale

Notice of Issuance of Harassment Order For Relief by Publication State of Minnesota County Dakota District Court First Judicial District Court File Number: 19AV-CV-11-3131 Case Type: Harassment Mamdouh Issam Ibrahim, Petitioner(s) vs. Kelley Harper Bently, Respondent(s) To Respondent named above: YOU ARE HEREBY NOTIFIED that a Harassment Order For Relief has been issued in the above matter. You may request a hearing on this matter if you file a Request For Hearing with the Court within 45 days of issuance of the Harassment Order For Relief. You may obtain a copy of the Harassment Order For Relief from the court administrator’s office at the following address: Western Service Center, 14955 Galaxie Ave., Apple Valley, MN. Failure to appear at a scheduled hearing or to obtain a copy of the Harassment Order For Relief will not be a defense to prosecution for violation of the Court’s order. Date: Nov. 3, 2011 Carolyn M. Renn Court Administrator Pam Schadegg Deputy 2813643 11/10/11

On November 17th, 2011 at 11:00 AM, a Lien Sale of personal property will be held at the Lakeville Premier Storage location at 21002 Heron Way, Lakeville, MN 55044. Included in sale: #184 - Allie McAfee - 20785 Holyoke Ave. Apt. 3, Lakeville, MN 55044. Tag #0134748. Totes, Golf Clubs, Leather Couch, Bed, Chair, Hockey Sticks. #398 - Robin Bezdichek - 536 112th Lane NW, Coon Rapids, MN 55448 Tag #0134233. Folding Tables, DVD Player, Golf Clubs, Clothing, Furniture, Totes, Misc. #123 - Brigham Hafen - 16147 Joplin Way, Lakeville, MN 55044 Tag #0134125. Big screen TV, Beds, Boxes, Kids Bike, Clothing, Misc. Furniture. #127 - Jennie Anderson - 3336 Holly Ct., New Market, MN 55054 Tag #0134085. Boxes, Clothes, Crib, Misc. #133 - Jamie Sandnas - 5750 200th St., Farmington, MN 55024 Tag #0134160. Tools, Kids bed, Chest Freezer, Totes, Speakers, Snow Shoes, Tiki Bar, Toys, Misc. #183 - Joseph Raveling - 306 3rd Ave., Madison, MN 56256 Tag #0134476. Art Work, Boxes, Totes, Carpet Shampooer, Toys, Bed. #423 - Beth Hein - 4281 207th St., Farmington, MN 55024 Tag #0134254. Bed, Recliner, Kitchen Table/Chairs, T.V., vacuum, Furniture, Lamp. 2804633 11/3-11/10/11

NOTICE PUBLIC NOTICE PUBLIC NOTICE OF AND ORDER FOR

NOTICE OF AND ORDER FOR HEARING ON PETITION FOR FORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-11-619 In Re: Estate of William Louis Meyer, also known as Bill Meyer, Decedent. It is Ordered and Notice is given that on November 21, 2011 at 9:00 a.m., a hearing will be held in this Court at the Dakota County Judicial Center, 1560 Highway 55, West, Hastings, Minnesota 55033, for the formal probate of an instrument purporting to be the decedent’s Will dated November 21, 2003, and for the appointment of Nadine A. Meyer, whose address is 16962 Kenrick Ave., #31, Lakeville, Minnesota 55044, as personal representative of the estate of the decedent in an unsupervised administration. Any objections to the petition must be raised at the hearing or filed with the Court prior to the hearing. If the petition is proper and no objections are filed or raised, the personal representative will be appointed with the full power to administer the estate, including the power to collect all assets; pay all legal debts, claims, taxes, and expenses; sell real and personal property; and do all necessary acts for the estate. Notice is also given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred. Dated: October 18, 2011 BY THE COURT Richard G. Spicer Judge of District Court Boneita N. Edlund #0219198 Edlund Law Offices, PLC P.O. Box 337 Lakeville MN 55044 612-812-3771 2794770 11/10-11/17/11P

HEARING ON PETITION FOR FORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-11-653 In Re: Estate of June E. Ehlers, also known as June Elaine Ehlers, Decedent. It is Ordered and Notice is given that on December 5, 2011 at 9:00 a.m., a hearing will be held in this Court at the Dakota County Judicial Center, 1560 Highway 55 West, Hastings, Minnesota 55033, for the formal probate of an instrument purporting to be the decedent’s Will dated June 26, 2008, and for the appointment of Wesley A. Roche, whose address is 15910 Jasper Street N.W., Ramsey, Minnesota 55303, as personal representative of the estate of the decedent in an unsupervised administration. Any objections to the petition must be raised at the hearing or filed with the Court prior to the hearing. If the petition is proper and no objections are filed or raised, the personal representative will be appointed with the full power to administer the estate, including the power to collect all assets, pay all legal debts, claims, taxes, and expenses; sell real and personal property; and do all necessary acts for the estate. Notice is also given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred. Dated: 11-1-11 BY THE COURT Arlene Perkkio Judge of District Court Betty Jenneman Garvey (MN# 132007) Garvey, Boggio & Hendricks, P.A. 9995 Lyndale Avenue South Bloomington Minnesota 55420 Telephone: (952) 881-4996 Facsimile: (952) 881-2470 2810418 11/10-11/17/11

CITY OF LAKEVILLE NOTICE OF PUBLIC HEARING

NOTICE IS HEREBY GIVEN that a public hearing will be held before the City Council of the City of Lakeville at the Council Chambers, 20195 Holyoke Avenue, on the 5th day of December, 2011, at 7:00 p.m. or as soon thereafter as the parties may be heard to consider the application of Pelagalli Foods, Inc. for an on-sale and Sunday liquor license at Casa Nostra Pizzeria & Ristorante Italiano, 20198 Heritage Drive. DATED this 7th day of November, 2011. Charlene Friedges, City Clerk 2814972 11/10/11

PUBLIC NOTICE

ORDER FOR HEARING PETITION FOR CONFIRMATION OF APPOINTMENT OF TRUSTEE AND FOR COURT SUPERVISION OF TRUST STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File: 19HA-CV-11-5414 _________________________________ In re: The Special Needs Trust of Dianne L. Shea, _________________________________ The Petition of Dianne L. Shea, Petitioner herein, has been filed requesting an Order Confirming Appointment of Trustee and for Court Supervision of the Trust. A copy of the Petition is attached. NOW THEREFORE, IT IS ORDERED that a hearing on the Petition shall be heard on December 14, 2011 at 9:00 a.m., at the Dakota County Judicial Center, 1560 Highway 55, Hastings, MN 55033. IT IS FURTHER ORDERED that notice by mail, postmarked not less than fifteen days prior to the hearing, be served on the trust beneficiary, her adult children, her siblings, and all other interested parties, and by publication pursuant to Minnesota Statutes § 501B.18. If you have any objections to the allowance of said Petition as filed, written objections should be filed with the Court, and a copy supplied to the Petitioner and the Trustee, before the date of hearing. Date: 10/25/11 BY THE COURT Patrice Sutherland Judge of District Court 2813668 11/10/11

PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT DISTRICT COURT PROBATE DIVISION Court File No. 19HA-PR-11-666 Estate of Jessie R. Bockstruck, Decedent Notice is given that an application for informal probate of the Decedent’s will dated October 18, 2000 and codicil ( ) to the will, dated ___________, and separate writings ( ) under Minn. Stat. 524.2-513 (“Will”), has been filed with the Registrar. The application has been granted. Notice is also given that the Registrar has informally appointed Arnold H. Bockstruck whose address is 6341 Burnham Circle, Inver Grove Heights, MN 55076 as personal representative of the Estate of the Decedent. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Unless objections are filed with the Court (pursuant to Minn. Stat. 524.3-607) and the Court otherwise orders, the personal representative has full power to administer the Estate, including, after 30 days from the date of issuance of letters, the power to sell, encumber, lease or distribute real estate. Any objections to the probate of the Will or appointment of the Personal Representative must be filed with this Court and will be heard by the Court after the filing of an appropriate petition and proper notice of hearing. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Dated: 11/7/11 Heidi Carstensen Registrar Carolyn M. Renn Court Administrator Attorney for Applicant Shehla P. Tauscher Briggs and Morgan, P.A. 332 Minnesota St., #W2200 St. Paul, MN 55101 Attorney License No: 25938X Telephone: 651-808-6616 FAX: 651-808-6450 Email: stauscher@briggs. com 2815308 11/10-11/17/11

ORDER FOR HEARING AND NOTICE (CHILD IN NEED OF PROTECTION OR SERVICES PETITION PROCEEDINGS) STATE OF MINNESOTA COUNTY OF DAKOTA COUNTY COURT JUVENILE DIVISION File No. HA-JV-11-2465 In the Matter of the Welfare of P.B., Jr., Child. TO: Percy Buckner Social Worker, Susan Boreland, having filed in this Court, a petition alleging among other things that the above named child is, in need of protection or services, in this, viz: within the meaning of Minnesota Statutes, Section 260C.007: Subd. 6(2)(i), in that the child has been a victim of physical or sexual abuse as defined in section 626.556. Subd. 6(2)(ii), in that the child resides with or has resided with a victim of child abuse as defined in subdivision 5 or domestic child abuse as defined in subdivision 13. Subd. 6(2)(iii), in that the child resides with or would reside with a perpetrator of domestic child abuse as defined in subdivision 13 or child abuse as defined in subdivision 5. IT IS ORDERED that said petition be heard and the facts concerning such child be examined by the Court in the C o u n t y C o u r t R o o m , i n t h e C o u rt House, in Hastings, Minnesota, on December 21, 2011 at 9:00am, or as soon thereafter as said matter can be heard; IT IS FURTHER ORDERED that notice hereof be given to the following named persons by one week publication in a legal newspaper as provided by law, viz: Percy Buckner. Dated: November 7, 2011 Judge Richard Spicer 2816227 11/10/11

PUBLIC NOTICE

ORDER TO SHOW CAUSE STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT COURT FILE NO. 19HA-CV-11-4987 In the Matter of the Petition of: Federal National Mortgage Association, In Relation to Certificate of Title No. 126297 issued for land in the County of Dakota and State of Minnesota and legally described as: Lot Eight (8), Block Two (2) in ROLLING OAKS SOUTH PLAT THREE, according to the recorded plat thereof. TO: AILYNA CHANTHA KHATH; HOUSEHOLD BANK INDUSTRIAL FINANCE COMPANY; and to parties, if any, in possession of said premises adverse to the Petitioner. Upon receiving and filing the Report of the Examiner of Titles in the above entitled matter, IT IS HEREBY ORDERED, that you, and all persons interested, appear before this Court on the 14th day of December, 2011, at 9:00 a.m. in the Dakota county Government Center, Hastings, Minnesota, and then, or as soon thereafter as said matter can be heard, show cause, if any there be, why this Court should not enter an Order as follows: That the Registrar of Titles, upon the filing with him of a certified copy of this Order, cancel Certificate of Title No. 126297 and enter a new Certificate of Title for the land therein described in favor of Federal National Mortgage Association, subject to the memorial of Document No. 157417 but free from all other memorials now appearing on the present Certificate of Title, the last of which is Document No. 677515, and free from the Memorial of this Order. IT IS FURTHER ORDERED, that this Order be served: (a) at least 10 days before the hearing upon the above-named parties residing in this State in the manner provided by law for the service of Summons in a civil action; (b) it shall be served at least 14 days before the hearing upon each of the above-named non-residents by sending a copy of this Order to the non-resident's post office address, by registered or certified mail, return receipt requested; (c) it shall be served upon any party who cannot be found by two weeks published notice and by sending a copy of this Order at least 14 days before the hearing by first class mail to the last known address of the party and by sending another copy of this Order at least 14 days before the hearing by first class mail to the address of such party as stated on the Certificate of Title if an address is so stated. DATED: October 5, 2011 BY THE COURT: /s/ Michael J. Mayer Judge of District Court APPROVED: JAMES P. O'CONNELL EXAMINER OF TITLES BY: /s/ James P. O'Connell JAMES P. O'CONNELL Attorney for Petitioner: Robert Q. Williams Wilford, Geske & Cook, P.A. 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125 Attendance is not required at said hearing except to object to the entry of the above described Order. 2812894 11/10-11/17/11

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: L & N Rental Property 2. Principal Place of Business: (Required): 15440 Danville Avenue, Rosemount, MN 55068 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Lowell M Larson Jr, 15440 Danville Avenue, Rosemount, MN 55068 Nancy L Larson, 15440 Danville, Rosemount, MN 55068 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 10/03/11 Nancy L. Larson 2801645 11/3-11/10/11P

PUBLIC NOTICE

ORDER TO SHOW CAUSE STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT COURT FILE NO. 19HA-CV-11-5329 In the Matter of the Petition of: U.S. Bank N.A., in Relation to Certificate of Title No. 131673 issued for land in the County of Dakota and State of Minnesota legally described as follows: Unit No. 245, CIC No. 323, Vermillion Grove Condominiums, a condominium, located in Dakota County. TO: WILLIAM B. CARLI; MARISOL J. CARLI; U.S. BANK, NATIONAL ASSOCIATION, N.D.; and to parties, if any, in possession of said premises adverse to the Petitioner. Upon receiving and filing the Report of the Examiner of Titles in the above entitled matter, IT IS HEREBY ORDERED, that you and all persons interested, appear before this Court on the 14th day of December, 2011, at 9:00 a.m. in the Dakota County Government Center, Hastings, Minnesota, and then, or as soon thereafter as said matter can be heard, show cause, if any there be, why this Court should not enter an Order as follows: That the Registrar of Titles, upon the filing with him of a certified copy of this Order, cancel Certificate of Title No. 131673 and enter a new Certificate of Title for the land therein described in favor of U.S. Bank, N.A., subject to the memorials of Document Nos. 445991,468329, 522849, 527511, 532197, 539956, 542145, 548300, and 552254 but free from all other memorials now appearing on the present Certificate of Title, the last of which is Document No. 676771, and free also from the Memorial of this Order. IT IS FURTHER ORDERED, that this Order be served: a) at least 10 days prior to such hearing upon the above named parties residing in this State in the manner provided by law for the service of Summons in a civil action; b) it shall be served at least 14 days prior to such hearing upon any of the above named nonresidents by sending a copy of this Order to such nonresident at his post office address, by registered mail, return receipt; c) it shall be served upon any party who cannot be found by two weeks published notice and by sending a copy of this Order at least 14 days prior to the hearing by first class mail to such party at this last known address and by sending another copy of this Order at least 14 days prior to the hearing by first class mail to his address as stated on the Certificate of Title if an address is so stated. DATED: 10/25/11 BY THE COURT: Patrice Sutherland Judge of District Court APPROVED: JAMES P. O’CONNELL EXAMINER OF TITLES BY: /s/ JAMES P. O’CONNELL Attorney For Petitioner: Adam Soczynski Usset, Weingarden & Liebo, PLLP 4500 Park Glen Road, #300 Minneapolis, MN 55416 Attendance is not required at said hearing except to object to the entry of the above described Order. 2810976 11/10-11/17/11

ORDER AND NOTICE OF HEARING ON PETITION FOR FORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE IN UNSUPERVISED ADMINISTRATION AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION Court File No.: 19HA-PR-11-657 In Re: Estate of Donna M. Johnson, aka Donna Maxene Johnson, Deceased TO ALL INTERESTED PERSONS AND CREDITORS: It is Ordered and Notice is hereby given that on the 5th day of December, 2011, at 9:00 o’clock A.M., a hearing will be held in the above named Court at 1560 West Highway 55, Hastings, Minnesota, for the formal probate of an instrument purporting to be the will of the above named deceased, dated August 3, 1983, and for the appointment of Suzanne M. Brouhard, whose address is 1796 Gulden Place, Maplewood, MN 55019 as personal representative of the estate of the above named decedent in unsupervised administration, and that any objections thereto must be filed with the Court. That, if proper, and no objections are filed, a personal representative will be appointed to administer the estate, to collect all assets, pay all legal debts, claims, taxes and expenses, and sell real and personal property, and do all necessary acts for the estate. Notice is further given that ALL CREDITORS having claims against said estate are required to present the same to said personal representative or to the Court Administrator within four months after the date of this notice or said claims will be barred. Dated: Nov. 02, 2011 Arlene Perkkio Judge (COURT SEAL) P. James Taurinskas Attorney I.D. #108480 633 So. Concord St., #320 P. O. Box 605 South St. Paul, MN 55075 2811805 11/10-11/17/11

PUBLIC NOTICE

NOTICE OF SHERIFF’S SALE UNDER JUDGMENT AND DECREE Real Property STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No. 19HA-CV-11-4151 _______________________________________ 14250 Burnhaven Drive LLC, an Oregon limited liability company, and UM Holdings IV, LLC, a Nebraska limited liability company, Plaintiffs, vs. Burnsville Plaza Center, LLC, a Minnesota limited liability company, Robert M. Larsen, Visual Products Corp. d/b/a Gordon Sign, a Delaware corporation, Fans & Lighting Minnesota, LLC, a Minnesota limited liability company, and XYZ, Corp., Defendants. _______________________________________ NOTICE IS HEREBY GIVEN, that under and by virtue of a Judgment and Decree entered in the above-entitled action on the 28th day of October, 2011 (“Order”), a certified copy of which has been delivered to me directing the sale of the premises, hereinafter described, to satisfy the amount found and adjudged due said Plaintiffs in the above-entitled action from said Defendants, as prescribed in the Order, in the amount of $2,937,412.31, the undersigned Sheriff of Dakota County will sell at public auction, to the highest bidder, for cash, on the 16th day of December, 2011, at Ten o’clock a.m., at the Dakota County Law Enforcement Center, 1580 Highway 55, Hastings, Minnesota, in the said County and State, the premises and real estate, lying and being in the County of Dakota, State of Minnesota, described in said Judgment and Decree, to wit: LEGAL DESCRIPTION OF PREMISES: Tract A, Registered Land Survey No. 18, Dakota County, Minnesota Torrens Property Torrens Certificate No. 145635 PHYSICAL STREET ADDRESS, CITY AND ZIP CODE OF THE PREMISES: 14250 Burnhaven Drive, Burnsville, Minnesota 55306 TAX PARCEL IDENTIFICATION NUMBER OF THE PREMISES: 02-90180-00-010 and certain personal property consisting of all buildings, improvements, fixtures, fittings and furnishings attached to, located at or placed in the improvements on the premises. Dated this 31st day of October 2011 Robert Shingledecker, Deputy Sheriff DAKOTA COUNTY, MINNESOTA By: /s/ Robert Shingledecker, #146 THIS DOCUMENT WAS DRAFTED BY: Tyler K. Olson OPPENHEIMER WOLFF & DONNELLY LLP 3300 Plaza VII 45 South Seventh Street Minneapolis, Minnesota 55402-1609 (612) 607-7000 2807331 11/3-12/8/11

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PUBLIC NOTICE

NOTICE AND ORDER OF HEARING ON PETITION FOR FORMAL ADJUDICATION OF INTESTACY, DETERMINATION OF HEIRSHIP, APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-11-636 Estate of KATHLEEN J. COLMER, a/k/a KATHLEEN J. BLOOM, a/k/a KATHLEEN J. LIPKE, Decedent It is Ordered and Notice is given that on November 21, 2011, at 9:00 a.m. a hearing will be held in this Court at Dakota County Judicial Center, 1560 Highway 55, Hastings, Minnesota, for the adjudication of intestacy and determination of heirship of the Decedent, and for the appointment of Sandra J. Colmer, whose address is 247 Winona Street E, St. Paul, MN 55107 as personal representative of the Estate of the Decedent in an UNSUPERVISED administration. Any objection to the Petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the personal representative will be appointed with full power to administer the Estate, including the power to collect all assets, pay all legal debts, claims, taxes, and expenses, and sell real and personal property, and do all necessary acts for the Estate. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Date: 10/26/11 Richard G. Spicer Judge (COURT SEAL) Attorney for Personal Representative Edmund C. Meisinger 60 East Marie, Suite 109 West St. Paul, MN 55118 Attorney License No.: 71833 Telephone: 457-2827 FAX: 457-9887 2802542 11/3-11/10/11

PUBLIC NOTICE

NOTICE OF ASSOCIATION LIEN FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that default has occurred in the terms and conditions of the Declaration for Ridgeview Condominium Homes ("Declaration") as recorded in the office of the County Recorder in and for Dakota County, Minnesota, which said Declaration covers the following described property situated in the County of Dakota and State of Minnesota, to-wit: Apartment Number 102, 12978 Nicollet Avenue South, Condominium Ownership No. 15, Ridgeview Condominium Homes PROPERTY ADDRESS: 12978 Nicollet Avenue South Unit 102, Burnsville MN 55337 THAT, pursuant to said Declaration, there is claimed to be due and owing as of the date of this Notice by Jennifer L. Neumann, as Unit owner, to Ridgeview Homeowners Association, the principal amount of Three Thousand One Hundred One and 00/100 ($3,101.00 ) for condominium assessments; and that any action being now pending at law or otherwise to recover said debt or any part thereof has been discontinued, or that an execution upon any judgment rendered therein has been returned unsatisfied, in whole or in part, and; THAT, pursuant to said Declaration, and the statute in such case made and provided, said debt creates a lien upon said premises in favor of Ridgeview Homeowners Association, as evidenced by that Notice of Lien dated July 5, 2011, and recorded September 20, 2011 as Document No. in the Dakota County 2820290 Recorder's Office. THAT, notice is hereby given that by virtue of the power of sale created by statute, said lien will be foreclosed by the sale of said premises with the hereditiments and appurtenances thereto, which said sale will be made by the Sheriff of Dakota County, at public auction to the highest bidder, for cash, to pay the amount then due for said condominium assessments, together with the costs of foreclosure, including attorney's fees as allowed by law, as follows: DATE AND TIME OF SALE: December 7, 2011, at 10:00 A.M. PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Hastings, MN. The time allowed by law for redemption by the Unit owner, their personal representatives or assigns, is six (6) months from the date of said sale. If no redemption occurs, the property must be vacated by 11:59 PM on June 7, 2012. Dated: September 28, 2011 By ___________/s/__________________ David J. Raymond, #221818 Attorney for Ridgeview Homeowners Association 5838 Blackshire Path Inver Grove Heights, MN 55076 651-455-3100 File # 1441187 THIS COMMUNICATION IS FROM A DEBT COLLECTOR 2787715 10/20-11/24/11

PUBLIC NOTICE PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: Choice Farms of Rushford 2. Principal Place of Business: 17445 Goodland Ct, Lakeville, MN 55044 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. John Ryan, 17445 Goodland CT, Lakeville, MN 55044 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 10-18-2011 John Ryan/Owner 2814339 11/10-11/17/11P

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: Cavea 2. Principal Place of Business: 17728 Layton Ct, Lakeville, MN 55044 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Martin J. Gadek, 17728 Layton Ct, Lakeville, MN 55044 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 10/27/2011 Martin J. Gadek, Owner 2808334 11/3-11/10/11P

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: Metropolitan Pediatric Specialists 2. Principal Place of Business: (Required) 6545 France Ave S Suite 400, Edina MN 55435 and Ridgepoint Medical Office Blddg, 14050 Nicollet Ave, Suite 300, Burnsville, MN 55337 and 1515 St. Francis Avenue, Suite 100, Shakopee MN 55379 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Children’s Health Care, c/o CT Corp Sys, 100 S 5th Str #1075, Minneapolis, MN 55402 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: October 12, 2011 Andrew Pugh, Deputy General Counsel 2805355 11/3-11/10/11

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: mlbNetwork 2. Principal Place of Business: 15109 Dunwood Trail, Apple Valley, MN 55124 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Marilyne Bouteiller, 15109 Dunwood Trail, Apple Valley, MN 55124 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 10/10/2011 Marilyne Bouteiller - Owner 2814840 11/10-11/17/11P

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: Maria Humphreys Photography 2. Principal Place of Business: 2568 Lockwood Dr, Mendota Heights, MN 55120 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Edith Maria Humphreys, 2568 Lockwood Dr, Mendota Heights, MN 55120 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 11/4/11 Edith Maria Humphreys, Owner 2814259 11/10-11/17/11P

PUBLIC NOTICE

MORTGAGE: $148,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $177,164.56 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 29, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 29, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 29, 2011. U.S. Bank, National Association, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-1159 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2777178 10/6-11/10/11

PUBLIC NOTICE

NOTICE AND ORDER OF HEARING ON PETITION FOR FORMAL ADJUDICATION OF INTESTACY, DETERMINATION OF HEIRSHIP, APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT DISTRICT COURT PROBATE DIVISION Court File No. 19HA-PR-11-650 Estate of John Armand Lemieux, Decedent It is Ordered and Notice is given that on 12-5-2011, at 9:00 am, a hearing will be held in this Court at 156 0 Highway 55, Hastings, MN, Minnesota, for the adjudication of intestacy and determination of heirship of the Decedent, and for the appointment of Karen Sandberg, whose address is 602 Lawrence Street, River Falls, WI, 54022, and Ronald Lemieux, whose address is 1633 Hopkins Avenue, Redwood City, CA 94062, as Personal Representatives of the Estate of the Decedent in an UNSUPERVISED administration. Any objections to the petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the Personal Representative will be appointed with full power to administer the Estate, including the power to collect all assets, to pay all legal debts, claims, taxes and expenses, to sell real and personal property, and to do all necessary acts for the Estate. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the Personal Representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Dated: 11-1-11 BY THE COURT Arlene Perkkio Judge of District Court (COURT SEAL) Attorney for Nominated Personal Representatives Carissa W. Brown Lindquist & Vennum P.L.L.P. 4200 IDS Center 80 South 8th Street Minneapolis, MN, 55402 Attorney License No: 388879 Telephone: (612) 371-6210 FAX: (612) 371-3207 Email: cbrown@lindquist.com 2808590 11/3-11/10/11

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PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: Metro Peds 2. Principal Place of Business: (Required) 6545 France Ave S Suite 400, Edina MN 55435 and Ridgepoint Medical Office Blddg, 14050 Nicollet Ave, Suite 300, Burnsville MN 55337 and 1515 St. Francis Avenue, Suite 100, Shakopee MN 55379 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Children’s Health Care, c/o CT Corp Sys, 100 S 5th Str #1075, Minneapolis, MN 55402 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: October 12, 2011 Andrew Pugh, Deputy General Counsel 2805327 11/3-11/10/11

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE AMENDMENT TO CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: Ewing & Associates, A financial advisory practice of Ameriprise Financial Services 2. Principal Place of Business: 2918 Upper 55th Street, Inver Grove Heights, MN 55076 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Ginger Ewing, 2918 Upper 55th St., Inver Grove Heights MN 55076 Bjorn Amundson, 2918 Upper 55th St., Inver Grove Heights MN 55076 4. This certificate is an amendment to Certificate of Assumed Name File Number: 1150934-2. Originally filed on: 12/14/2004 Under the name: Ewing, Jurkovich & Associates, A financial advisory practice of Ameriprise Financial Services 5. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 10/31/2011 Ginger R. Ewing, Financial Advisor 2815710 11/10-11/17/11P

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 19, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $221,000.00 MORTGAGOR(S): April L. Egerstrom and Todd F. Egerstrom, wife and husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for Decision One Mortgage Company, LLC, its successors and assigns DATE AND PLACE OF RECORDING: Recorded: April 09, 2004 Dakota County Recorder Document Number: 2193383 ASSIGNMENTS OF MORTGAGE: And assigned to: The Bank Of New York Mellon FKA The Bank Of New York As Trustee For The Certificateholders Of CWABS, INC., Asset Backed Certificates, Series 2005-SD1 Dated: June 04, 2011 Recorded: June 20, 2011 Dakota County Recorder Document Number: 2806187 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identifi-

cation Number: 100077910001774054 Lender or Broker: Decision One Mortgage Company, LLC Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 17713 Fortune Trail, Lakeville, MN 55044 Tax Parcel ID Number: 22-30945-06-030 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 6, Greenridge AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $274,756.79 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 18, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 18, 2012, or the next business day if May 18, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 06, 2011 ASSIGNEE OF MORTGAGEE: The Bank Of New York Mellon FKA The Bank Of New York As Trustee For The Certificateholders Of CWABS, INC., Asset Backed Certificates, Series 2005-SD1 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 022304F01 2773352 10/6-11/10/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 31, 2002 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $125,000.00 MORTGAGOR(S): Rodney A. Lorence, a single person MORTGAGEE: Deborah L. Luskey, as Personal Representative and Gary C. Lorence as Personal Representative of the Estate of Charles Victor Lorence a/k/a Charles V. Lorence a/k/a C. V. Lorence, Deceased DATE AND PLACE OF REGISTERING: Registered: November 01, 2002 Dakota County Registrar of Titles Document Number: 479856 AMENDED ORDER OF COMPLETE SETTLEMENT OF THE ESTATE AND DECREE OF DISTRIBUTION: And assigned to: Gary C. Lorence, Deborah L. Luskey, Lendell Luskey, Aaron Luskey, Daniel Luskey, Patricia A. Nelson, Patrick Nelson, Roxann M. Chasteen and Melissa Chasteen Dated: January 27, 2011 Registered: February 04, 2011 Dakota County Registrar of Titles Document Number: T675389 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Deborah L. Luskey, as Personal Representative and Gary C. Lorence as Personal Representative of the Estate of Charles Victor Lorence a/k/a Charles V. Lorence a/k/a C. V. Lorence, Deceased Residential Mortgage Servicer: Deborah Luskey Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 126304 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 808 23rd Ave N,

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�� Property Address: 808 23rd Ave N, South St Paul, MN 55075-1323 Tax Parcel ID Number: 36-76800-090-01 LEGAL DESCRIPTION OF PROPERTY: Lot 9, Block 1, Tower Heights, according to the plat thereof on file in Dakota County, MN AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $166,146.41 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 18, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 18, 2012, or the next business day if May 18, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 06, 2011 ASSIGNEE OF MORTGAGEE: Gary C. Lorence, Deborah L. Luskey, Lendell Luskey, Aaron Luskey, Daniel Luskey, Patricia A. Nelson, Patrick Nelson, Roxann M. Chasteen and Melissa Chasteen Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 017027F02 2773681 10/6-11/10/11

PUBLIC NOTICE

NOTICE OF AND ORDER FOR HEARING ON PETITION FOR FORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-11-648 In Re: Estate of David S. Rusoff, Decedent. It is Ordered and Notice is given that on Dec. 5, 2011 at 9:00 am a hearing will be held in this Court at Dakota Judicial Center, 1560 Highway 55, Hastings, Minnesota, on a petition for the formal probate of an instrument purporting to be the decedent’s Will dated May 18, 1989, and for the appointment of Ben Rusoff, whose address is 3940 Ottowa Avenue South, St. Louis Park, MN 55416 as personal representative of the decedent’s estate in an unsupervised administration. Any objections to the petition must be raised at the hearing or filed with the Court prior to the hearing. If the petition is proper and no objections are filed or raised, the personal representative will be appointed with the full power to administer the decedent’s estate, including the power to collect all assets; pay all legal debts, claims, taxes, and expenses; sell real and personal property; and do all necessary acts for the decedent's estate. Notice is further given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred. Dated: 11/1/2011 BY THE COURT Shawn Moynihan Judge of District Court Patrick W. Stewart Law Offices, P.A. Patrick W. Stewart MN I.D. 105545 15025 Garrett Avenue, Ste. 200 Apple Valley, MN 55124 Voice: 952.432.2200/Fax: 952.432.2202 2808511 11/3-11/10/11

PUBLIC NOTICE

ORDER AND NOTICE OF HEARING ON PETITION FOR FORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE IN UNSUPERVISED ADMINISTRATION AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT PROBATE DIVISION Court File No. 19HA-PR-11-658 In Re: Estate of BERNARD JOHN RIESSELMAN, also known as Bernard J Riesselman and John Riesselman, Deceased TO ALL INTERESTED PERSONS AND CREDITORS: It is Ordered and Notice is hereby given that on the 5th day of December 2001, at 9:00 o’clock A.M., a hearing will be held in the above named Court at Dakota County Judicial Center, Hwy 55, Hastings, Minnesota, for the formal probate of an instrument purporting to be the will of the above named decedent, dated April 25, 2011, and for the appointment of Linda K. Koran whose address is 913 Algonquin Avenue, St. Paul, Minnesota 55119 as personal representative of the estate of the above named decedent in unsupervised administration, and that any objections thereto must be filed with the Court. That, if proper, and no objections are filed, a personal representative will be appointed to administer the estate, to collect all assets, pay a l l l e g a l d e b t s , c l a i m s , t a x e s a nd expenses, and sell real and personal property, and do all necessary acts for the estate. Notice is further given that ALL CREDITORS having claims against said estate are required to present the same to said personal representative or to the Clerk of the Court within four months after the date of this notice or said claims will be barred. Dated: November 2, 2011 Arlene Perkkio Judge (COURT SEAL) Robert Regal Attorney 832 Eighth Avenue So., South St. Paul, Minnesota 55075 (651) 451-2152 2812111 11/10-11/17/11

PUBLIC NOTICE

NOTICE OF AND ORDER FOR HEARING ON PETITION FOR FORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-11-644 In Re: Estate of Martin Steininger, a/k/a Martin A. Steininger, a/k/a Martin Steininger, Jr., a/k/a Martin Adolph Steininger, Jr., Decedent. It is Ordered and Notice is given that on December 5, 2011, at 9:00 a.m., a hearing will be held in this Court at the Dakota County Judicial Center, 1560 Highway 55, Hastings, Minnesota 55033, on a Petition for the formal probate of an instrument purporting to be the Decedent’s Will dated November 24, 2009, and for the appointment of Joseph L. Steininger, whose address is 670 Lone Oak Road, Eagan, Minnesota 55121, as Personal Representative of the Decedent’s Estate in an unsupervised administration. Any objections to the Petition must be raised at the hearing or filed with the Court prior to the hearing. If the Petition is proper and no objections are filed or raised, the Personal Representative will be appointed with the full power to administer the Decedent’s Estate, including the power to collect all assets; pay all legal debts, claims, taxes, and expenses; sell real and personal property; and do all necessary acts for the Decedent’s Estate. Notice is further given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the Decedent’s Estate are required to present the claims to the Personal Representative or to the Court within four (4) months after the date of this Notice or the claims will be barred. Dated: 10/31/11 BY THE COURT: Arlene Perkkio Judge of District Court Attorney for Petitioner: Roxanne R. Karl RUEB & KARL LAW OFFICE 2500 West County Road 42, Suite 110 Burnsville, Minnesota 55337 Telephone: (952) 894-1257 Attorney No. 124692 2807671 11/3-11/10/11

PUBLIC NOTICE

County Recorder, Document No. 2349998. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Residential Mortgage Corp RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 9839 208th Street West, Lakeville, MN 55044 TAX PARCEL I.D. #: 227585001100 LEGAL DESCRIPTION OF PROPERTY: Lot 10, Block 1, The Meadows, Dakota County, MN COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $222,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $240,844.05 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 29, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 29, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 26, 2011. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-2840 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2777343 10/6-11/10/11

PUBLIC NOTICE

nesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $205,334.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $191,595.16 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 29, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 29, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 26, 2011. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-2342 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2777333 10/6-11/10/11

PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-11-652 Estate of Francis Charles Blaeser, Decedent Notice is given that an application for informal probate of the Decedent’s will dated Feb. 25, 2011, (“Will”), has been filed with the Registrar. The application has been granted. Notice is also given that the Registrar has informally appointed Michael D. Blaeser, whose address is 2311 Francis St, So. St. Paul, MN 55075 as personal representative of the Estate of the Decedent. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Unless objections are filed with the Court (pursuant to Minn. Stat. 524.3-607) and the Court otherwise orders, the personal representative has full power to administer the Estate including, after 30 days from the date of issuance of letters, the power to sell, encumber, lease or distribute real estate. Any objections to the probate of the will or appointment of the Personal Representative must be filed with this Court and will be heard by the Court after the filing of an appropriate petition and proper notice of hearing. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Date: 11/1/11 Heidi Carstensen Registrar Carolyn M. Renn Court Administrator Pro Se Mike Blaeser 2311 Francis St. So. St. Paul, MN 55075 Telephone: 651-457-6446 FAX: 651-455-9281 2808820 11/3-11/10/11P

PUBLIC NOTICE

NOTICE AND ORDER OF HEARING ON PETITION FOR PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT DISTRICT COURT PROBATE DIVISION Court File No. 19HA-PR-11-638 Estate of Barbara J. Pharis, Decedent. It is Ordered and Notice is given that on December 5, 2011, at 9:00 a.m. a hearing will be held in this Court at 1560 Highway 55 West, Hastings, Minnesota 55033, for the formal probate of an instrument purporting to be the Will of Decedent, dated May 20, 2008, (“Will”), and for the appointment of Patrick A. Pharis, whose address is 18640 County Road 24, Plymouth, Minnesota 55447 as Personal Representative of the Estate of the Decedent in an UNSUPERVISED administration. Any objections to the petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the Personal Representative will be appointed with full power to administer the Estate including the power to collect all assets, to pay all legal debts, claims, taxes and expenses, to sell real and personal property, and to do all necessary acts for the Estate. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the Personal Representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Dated: 10/27/11 BY THE COURT Patrice Sutherland Judge of District Court (COURT SEAL) Attorney for Petitioner Terrence A. Merritt, Esq. Severson, Sheldon, Dougherty, & Molenda, P.A. 7300 West 147th Street, Suite 600 Apple Valley, MN 55124 Attorney License No: 0072151 Telephone: (952) 953-8824 Fax: (952) 432-3780 Email: merrittt@ssdmlaw.com 2805221 11/3-11/10/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. Notice is hereby given that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: February 21, 2006 MORTGAGOR: Melissa D. Barkley, a single person MORTGAGEE: U.S. Bank National Association ND DATE AND PLACE OF RECORDING: Recorded: March 28, 2006 Dakota County Recorder Document #: 2416043 ASSIGNMENTS OF MORTGAGE: None LEGAL DESCRIPTION OF PROPERTY: UNIT NO. 1, CONDOMINIUM NO. 107, DIFFLEY COMMONS, A CONDOMINIUM LOCATED IN DAKOTA COUNTY, MINNESOTA. PARCEL ID #: 10-20450-04-001 PROPERTY ADDRESS: 4054 Beaver Dam Rd, Eagan, Minnesota 55122 TRANSACTION AGENT: N/A TRANSACTION AGENT ID NO.: N/A CURRENT MORTGAGE SERVICER: U.S. Bank National Association ND COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $151,200.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY PAID BY MORTGAGEE: $160,844.44 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no Mortgagors have been released from financial obligation on said Mortgage; that no action or proceeding has been instituted by law to recover that debt secured by said Mortgage, or any part thereof; that all conditions precedent to foreclose of the Mortgage and acceleration of the debt secures thereby have been fulfilled; PURSUANT to the power of sale therein contained, said Mortgage will be foreclosed and the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 23, 2011 at 10:00 am PLACE OF SALE: Dakota County Law Enforcement Center, Lobby S-100, 1580 Highway 55, Hastings, MN 55033 to pay the debt the debt then secured by the Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law, subject to redemption within six (6) months from the date of sale by the mortgagor, their personal representatives or assigns. DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 of the property redeemed under Minnesota

property redeemed under Minnesota Statutes sections 580.23 is May 23, 2012 at 11:59 p.m. If the foregoing date is Saturday, Sunday, or a legal holiday, then the date to vacate is the next business day at 11:59 p.m. MORTGAGOR RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Dated: September 22, 2011 U.S. Bank National Association ND Mortgagee Kenneth J. Johnson Minnesota State Bar No. 0246074 Johnson, Blumberg & Associates, LLC Attorney for Mortgagee 230 W. Monroe St., Ste. 1125 Chicago, IL 60606 Phone 312-541-9710 Fax 312-541-9711 2777574 10/6-11/10/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J a n u a r y 5 , 2007 MORTGAGOR: Miguel Angel Salinas, a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded January 17, 2007, Dakota County Recorder, Document No. 2488627. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association, as Trustee for BNC Mortgage Loan Trust 2007-2. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100122200003001077 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: BNC Mortgage,Inc. RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 3770 Greensboro Drive, Eagan, MN 55123 TAX PARCEL I.D. #: 10-30900-010-03 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 3, Greensboro 1st Addition, Dakota County COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $225,600.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $290,803.79 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 1, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 1, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORT-

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OTHER THINGS, THAT THE MORT GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 27, 2011. U.S. Bank, National Association, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 75-3363 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2777240 10/6-11/10/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J u n e 2 3 , 2003 MORTGAGORS: R o b e r t W . M e l s o n and Vicki L. Breitschwerdt, Husband and Wife. MORTGAGEE: ABN AMRO Mortgage Group, Inc. N/K/A CitiMortgage, Inc.. DATE AND PLACE OF RECORDING: Recorded August 14, 2003, Dakota County Recorder, Document No. 2094436. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: ABN AMRO Mortgage Group, Inc. N/K/A CitiMortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 413 West 2ND Street, Hastings, MN 55033 T A X P A R C E L I . D . # : 19-32150-09-040 LEGAL DESCRIPTION OF PROPERTY: Lots 3 and 4, Block 9, Town of Hastings COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $170,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $158,602.93 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 30 , 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on __July 2, 2012____________________, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 31, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6584 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2815656 11/10-12/15/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 05, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $299,000.00 MORTGAGOR(S): Kit M. Beier and Kristine M. Beier, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for American Equity Mortgage, Inc., its successors and assigns DATE AND PLACE OF RECORDING: Recorded: June 06, 2006 Dakota County Recorder Document Number: 2435355 ASSIGNMENTS OF MORTGAGE: And assigned to: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK,AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF THE CWABS, INC., ASSET-BACKED CERTIFICATES, SERIES 2006-13 Dated: October 26, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100267400005262819 Lender or Broker: American Equity Mortgage, Inc. Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3461 Vista Ct, Hastings, MN 55033-3346 Tax Parcel ID Number: 19.64380.01.160 LEGAL DESCRIPTION OF PROPERTY: Lot Sixteen (16), Block One (1), Riverwood 6th Addition, according to the recorded plat thereof, and situate in Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $316,880.33 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 23, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 25, 2012, or the next business day if June 25, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 10, 2011 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK,AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF THE CWABS, INC., ASSET-BACKED CERTIFICATES, SERIES 2006-13 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 022689F01 2810128 11/10-12/15/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 24, 2009 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $219,601.00 MORTGAGOR(S): Clara Delgado De Castillo, an unmarried woman, Russell Castillo and Lisa Castillo, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Lendsmart Mortgage LLC., its successors and assigns DATE AND PLACE OF RECORDING:

DATE AND PLACE OF RECORDING: Recorded: March 13, 2009 Dakota County Recorder Document Number: 2643579 ASSIGNMENTS OF MORTGAGE: And assigned to: Flagstar Bank, FSB Dated: September 20, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100052550235720678 Lender or Broker: Lendsmart Mortgage LLC Residential Mortgage Servicer: Flagstar Bank, FSB Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 22446 Cantrel Way, Farmington, MN 55024-4011 Tax Parcel ID Number: 14.24500.02.030 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 2, Executive Estates, Dakota County, MN. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $221,033.74 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 18, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 18, 2012, or the next business day if May 18, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 06, 2011 ASSIGNEE OF MORTGAGEE: Flagstar Bank, FSB Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 022172F01 2769673 10/6-11/10/11

PUBLIC NOTICE

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $157,837.94 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 18, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 18, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 23, 2011. Flagstar Bank, FSB Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 92-213 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2775931 10/6-11/10/11

PUBLIC NOTICE

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�� redeemed under section 580.23 is PLACE OF �� SALE:Sheriff s Office, Law Enforcement Center, 1580 Hwy 55, 11:59 p.m. on May 18, 2012, unless the redemption period is reduced to 5 Lobby #S-100, Hastings, MN to pay the debt then secured by said weeks under MN Stat. Secs. 580.07 or Mortgage, and taxes, if any, on said 582.032. MORTGAGOR(S) RELEASED FROM premises, and the costs and disbursem e n t s , i n c l u d i n g a t t o r n e y s ' f e e s FINANCIAL OBLIGATION ON MORTallowed by law subject to redemption GAGE:None "THE TIME ALLOWED BY LAW FOR within six (6) months from the date of said sale by the mortgagor(s), their REDEMPTION BY THE MORTGAGOR, personal representatives or assigns THE MORTGAGOR'S PERSONAL REPunless reduced to Five (5) weeks under RESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDIMN Stat. §580.07. TIME AND DATE TO VACATE PROP- CIAL ORDER IS ENTERED UNDER E R T Y : I f t h e r e a l e s t a t e i s a n MINNESOTA STATUTES, SECTION owner-occupied, single-family dwell- 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G ing, unless otherwise provided by law, OTHER THINGS, THAT THE MORTthe date on or before which the mort- GAGED PREMISES ARE IMPROVED gagor(s) must vacate the property if the WITH A RESIDENTIAL DWELLING OF mortgage is not reinstated under sec- LESS THAN FIVE UNITS, ARE NOT tion 580.30 or the property is not PROPERTY USED IN AGRICULTURAL redeemed under section 580.23 is P R O D U C T I O N , A N D A R E 11:59 p.m. on May 22, 2012, unless the ABANDONED." Dated: September 26, 2011. redemption period is reduced to 5 U.S. Bank National Association weeks under MN Stat. Secs. 580.07 or Mortgagee/Assignee of Mortgagee 582.032. MORTGAGOR(S) RELEASED FROM USSET, WEINGARDEN AND LIEBO, P.L.L.P. FINANCIAL OBLIGATION ON MORT- Attorneys for Mortgagee/Assignee of Mortgagee GAGE:None "THE TIME ALLOWED BY LAW FOR 4500 Park Glen Road #300 REDEMPTION BY THE MORTGAGOR, Minneapolis, MN 55416 THE MORTGAGOR'S PERSONAL REP- (952) 925-6888 RESENTATIVES OR ASSIGNS, MAY BE 19-2853 REDUCED TO FIVE WEEKS IF A JUDI- THIS IS A COMMUNICATION FROM CIAL ORDER IS ENTERED UNDER A DEBT COLLECTOR. 10/6-11/10/11 MINNESOTA STATUTES, SECTION 2772505 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED NOTICE OF MORTGAGE WITH A RESIDENTIAL DWELLING OF FORECLOSURE SALE LESS THAN FIVE UNITS, ARE NOT THE RIGHT TO VERIFICATION PROPERTY USED IN AGRICULTURAL OF THE DEBT AND IDENTITY OF P R O D U C T I O N , A N D A R E THE ORIGINAL CREDITOR WITHIN ABANDONED." THE TIME PROVIDED BY LAW IS Dated: September 26, 2011. NOT AFFECTED BY THIS ACTION. U.S. Bank National Association NOTICE IS HEREBY GIVEN: Mortgagee/Assignee of Mortgagee That default has occurred in the USSET, WEINGARDEN AND LIEBO, P.L.L.P. conditions of the following described Attorneys for Mortgagee/Assignee of mortgage: Mortgagee DATE OF MORTGAGE: April 27, 4500 Park Glen Road #300 2007 Minneapolis, MN 55416 MORTGAGOR: Guy J. Dawson and (952) 925-6888 Barbara M. Dawson, husband and wife 19-2917 MORTGAGEE: Provincial Bank, a THIS IS A COMMUNICATION FROM Minnesota state banking corporation A DEBT COLLECTOR. DATE AND PLACE OF RECORD2772526 10/6-11/10/11 ING: Recorded May 11, 2007, in the office of the County Recorder, as Document No. 2516273, Dakota NOTICE OF MORTGAGE County, Minnesota. FORECLOSURE SALE MORTGAGED PROPERTY THE RIGHT TO VERIFICATION ADDRESS: 14175 Dearborn Path, OF THE DEBT AND IDENTITY OF Rosemount, Minnesota 55068 THE ORIGINAL CREDITOR WITHIN TAX PARCEL I.D. NO. THE TIME PROVIDED BY LAW IS 34-18300-03-100 NOT AFFECTED BY THIS ACTION. LEGAL DESCRIPTION OF PROPNOTICE IS HEREBY GIVEN, that ERTY: Lot 10, Block 3, Country Hills default has occurred in conditions of F i r s t A d d i t i o n , a c c o r d i n g t o t h e the following described mortgage: recorded plat thereof, Dakota County, DATE OF MORTGAGE: S e p t e m b e r Minnesota. 23, 1999 COUNTY IN WHICH PROPERTY IS MORTGAGOR: Linda M. Shevik, A LOCATED: Dakota Single Person. ORIGINAL PRINCIPAL AMOUNT MORTGAGEE: E d i n a R e a l t y M o r t - OF MORTGAGE: $249,600.00 gage, LLC. AMOUNT DUE AND CLAIMED TO DATE AND PLACE OF RECORDING: BE DUE AS OF DATE OF NOTICE, R e c o r d e d N o v e m b e r 1 5 , 1 9 9 9 , INCLUDING TAXES, IF ANY, PAID Dakota County Recorder, Document BY MORTGAGEE: $246,090.39 No. 1652866. INTEREST RATE AND PER DIEM: A S S I G N M E N T S O F M O R T G A G E : Current interest rate is 6.25%, with a Assigned to: Norwest Mortgage, Inc. daily per diem of $40.35. And thereafter assigned to: The That prior to commencement of this Leader Mortgage Company N/K/A U.S. mortgage foreclosure proceeding MortBank National Association. gagee complied with all notice TRANSACTION AGENT: NONE requirements by statute; That no T R A N S A C T I O N A G E N T ' S M O R T - action or proceeding has been instiGAGE IDENTIFICATION NUMBER ON tuted at law or otherwise to recover the MORTGAGE: NONE debt secured by said mortgage or any LENDER OR BROKER AND MORT- part thereof; GAGE ORIGINATOR STATED ON PURSUANT to the power of sale conMORTGAGE: Edina Realty Mortgage, tained in said mortgage, the above LLC described property will be sold by the R E S I D E N T I A L M O R T G A G E S E R - Sheriff of said county as follows: VICER: U.S. Bank Home Mortgage DATE AND TIME OF SALE: MORTGAGED PROPERTY ADDRESS: November 18, 2011, at 10:00 am. 7757 157th Street West, Apple Valley, PLACE OF SALE: Dakota County MN 55124 Sheriff's Office, Dakota County TAX PARCEL I.D. #: 014910106040 Sheriff's Office, Law Enforcement CenLEGAL DESCRIPTION OF PROP- ter, 1580 Highway 55, Hastings, MinERTY: nesota 55033, to pay the debt then Lot 4, Block 6, Morningview sec- secured by said Mortgage, taxes, if any, ond addition, Dakota County, Min- on said premises, and the costs and nesota. disbursements, including attorneys' COUNTY IN WHICH PROPERTY IS fees allowed by law subject to redempLOCATED: Dakota tion within six (6) months from the ORIGINAL PRINCIPAL AMOUNT OF date of said sale by the mortgagor(s), MORTGAGE: $90,440.00 their personal representatives or AMOUNT DUE AND CLAIMED TO BE assigns. DUE AS OF DATE OF NOTICE, INCLUDDATE AND TIME MORTGAGOR ING TAXES, IF ANY, PAID BY MORT- MUST VACATE THE PREMISES: GAGEE: $78,485.51 May 18, 2012 at 11:59 p.m. That prior to the commencement of "THE TIME ALLOWED BY LAW this mortgage foreclosure proceeding FOR REDEMPTION BY THE MORTMortgagee/Assignee of Mortgagee comGAGOR, THE MORTGAGOR'S PERplied with all notice requirements as SONAL REPRESENTATIVES OR required by statute; That no action or ASSIGNS, MAY BE REDUCED TO proceeding has been instituted at law FIVE (5) WEEKS IF A JUDICIAL or otherwise to recover the debt ORDER IS ENTERED UNDER MINsecured by said mortgage, or any part NESOTA STATUTES, SECTION thereof; 582.032, DETERMINING, AMONG PURSUANT to the power of sale conOTHER THINGS, THAT THE tained in said mortgage, the above MORTGAGED PREMISES ARE described property will be sold by the IMPROVED WITH A RESIDENTIAL Sheriff of said county as follows: DWELLING OF LESS THAN FIVE DATE AND TIME OF SALE: NovemUNITS, ARE NOT PROPERTY USED ber 18, 2011 at 10:00 AM IN AGRICULTURAL PRODUCTION, PLACE OF SALE:Sheriff's Office, Law AND ARE ABANDONED." Enforcement Center, 1580 Hwy 55, Dated: September 28, 2011 Lobby #S-100, Hastings, MN MESSERLI & KRAMER P.A. to pay the debt then secured by said By: /s/ Creig Andreasen Mortgage, and taxes, if any, on said Creig Andreasen (Lic. #334832) premises, and the costs and disburse- 1400 Fifth Street Towers m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s 100 South Fifth Street allowed by law subject to redemption Minneapolis, MN 55402-1217 within six (6) months from the date of (612) 672-3600 said sale by the mortgagor(s), their Attorney in Fact for Provincial Bank personal representatives or assigns IMPORTANT NOTICE unless reduced to Five (5) weeks under This communication is from a debt MN Stat. §580.07. collector and is an attempt to collect a TIME AND DATE TO VACATE PROP- debt. Any information obtained will be E R T Y : I f t h e r e a l e s t a t e i s a n used for that purpose. owner-occupied, single-family dwell- 854976.1 ing, unless otherwise provided by law, 2775633 10/6-11/10/11 the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is ��

PUBLIC NOTICE

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PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J a n u a r y 2 8 , 2003 MORTGAGORS: T y s o n M o r s s a n d Nancy Morss, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded July 10, 2003, Dakota County Recorder, Document No. 2076176. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc.. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100026600062383430 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Peoples Home Mortgage RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 17720 Jamaica Circle, Lakeville, MN 55044 TAX PARCEL I.D. #: 225350203190 LEGAL DESCRIPTION OF PROPERTY: Lot 19, Block 3, Oak Hills Third Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $170,050.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $155,085.97 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 30, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 30, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 8, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6296 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until December 30, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: November 4, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6296 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2813364 11/10/11

PUBLIC NOTICE PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 21, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $75,000.00 MORTGAGOR(S): Roy J. Law Jr. and Cynthia J. Law, husband and wife MORTGAGEE: Anchor Bank, West St. Paul, NA DATE AND PLACE OF RECORDING: Recorded: January 06, 2006 Dakota County Recorder Document Number: 2395097 ASSIGNMENTS OF MORTGAGE: And assigned to: Mortgage Electronic Registration Systems, Inc. Dated: December 21, 2005 Recorded: January 06, 2006 Dakota County Recorder Document Number: 2395099 And assigned to: Nationstar Mortgage, LLC Dated: August 16, 2011 Recorded: September 21, 2011 Dakota County Recorder Document Number: 2820434 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000375-0601434338-9 Lender or Broker: Anchor Bank, West St. Paul, NA Residential Mortgage Servicer: Nationstar Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 13854 Gladiola Ct, Apple Valley, MN 55124-7338 Tax Parcel ID Number: 01-66500-03-140 LEGAL DESCRIPTION OF PROPERTY: Lot 14, Block 3, Scott Highlands First Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $74,682.13 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 14, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 14, 2012, or the next business day if May 14, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 29, 2011 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage, LLC Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 017872F02 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for November 14, 2011 at 10:00 AM has been postponed to December 14, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: October 24, 2011 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage, LLC Wilford, Geske & Cook P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 017872F02 2814210 11/10/11

NOTICE OF MORTGAGE FORECLOSURE SALE Date: October 31, 2011 YOU ARE NOTIFIED that default has occurred in the conditions of the following-described mortgage: 1. Date of Mortgage: June 9, 2005 2. Mortgagors: J o h n D . F l o y d a n d Becky S. Floyd 3. Mortgagee: N o r t h w e s t M o r t g a g e Company 4. Recording information:Recorded on February 22, 2006 as Document No.585214 in the office of the Registrar of Titles of Dakota County, Minnesota. 5. A s s i g n m e n t s o f M o r t g a g e : Assigned to Landmark V (50%) and Daniel J. Diebel and Theresa A. Diebel as Trustees of the Rand Mortgage Company Defined Benefit Pension Plan and Trust (50%) by written Assignment recorded February 22, 2 0 0 6 a s Document No. 585215 in the recording office stated in paragraph 4. Further assigned to: Alliance Bank (as to 50%), by written Assignment recorded February 22, 2006 as Document No. 585218 i n t h e r e c o r d i n g office stated in paragraph 4. Further assigned to: Daniel J. Diebel as Trustee of the Rand Mortgage Company 401(k) Profit Sharing Plan (as to 50%) by an Assignment dated August 24, 2011 recorded October 31, 2011 as Document No. T 686336 in the recording office stated in paragraph 4. 6. Tax parcel identification number of the Mortgaged Premises is: 01-13600-01-070 7. Legal Description of the Mortgaged Premises: L o t 7 , B l o c k 1 , Beckman's First Addition The title to said Property is registered under the Torrens system. 8. The physical street address, city, and zip code of the Mortgaged Premises: 4725 - 120th Street West, Apple Valley, MN 55124 9. The person holding the Mortgage is not a transaction agent, as defined by Minn. Stat. §58.02, Subd. 30. The name of the residential Mortgage servicer is Daniel J. Diebel; the lender is the Mortgagee named above. 10. The name of the Mortgage originator, as defined in Minn. Stat. 58.02 is Northwest Mortgage Company. 11. The requisites of Minn. Stat. 580.02 have been satisfied. 12. The original principal amount secured by the Mortgage was $260,000.00. 13. At the date of this Notice the amount due on the Mortgage, including taxes, if any, paid by the holder of the Mortgage, is $314,109.92. 14. Pursuant to the Power of Sale in the Mortgage, the Mortgage will be foreclosed, and the Mortgaged Premises will be sold by the Sheriff of Dakota County, Minnesota at public auction on Date and time of sale: December 23, 2011 at 10:00 a.m. Place of sale: D a k o t a C o u n t y L a w Enforcement Center, 1580 Highway 55, Hastings, MN 55033 15. T h e t i m e a l l o w e d b y l a w f o r redemption by the Mortgagor or Mortgagor's personal representatives or assigns is 6 months after the date of sale. 16. The date on or before which the Mortgagor must vacate the property if the Mortgage is not reinstated under §580.30 or the Property redeemed under §580.23 is 11:59 p.m. on June 23, 2012. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINN. STAT. §582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: October 31, 2011 The Persons issuing this Notice are: Landmark V, a Minnesota Partnership and Daniel J. Diebel as Trustee. Name and address of attorney for Foreclosing Parties: Fred A. Kueppers, Jr. (A.R. 58841) Kueppers, Kronschnabel & Daly, P.A. Attorneys for Mortgagee 101 East Fifth Street, Suite 2300 St. Paul, MN 55101 Phone: (651) 222-5000 2809370 11/10-12/15/11

PUBLIC NOTICE

Said Mortgage being Registered Land. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: TruStone Financial Federal Credit Union F/K/A Teacher Federal Credit Union RESIDENTIAL MORTGAGE SERVICER: TruStone Financial Federal Credit Union MORTGAGED PROPERTY ADDRESS: 1111 Sibley Memorial Highway, #4B, Lilydale, MN 55118 TAX PARCEL I.D. #: 241350004042 LEGAL DESCRIPTION OF PROPERTY: Unit No. 4B, CIC No. 90, River Pointe Condominium, a Condominium, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $161,600.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $164,242.27 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 22, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 22, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 27, 2011. TruStone Financial Federal Credit Union Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-2459 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2777399 10/6-11/10/11

PUBLIC NOTICE

ing to the recorded plat thereof, and situate in Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $145,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $141,447.80 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 22, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 22, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 23, 2011. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-2614 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2777374 10/6-11/10/11

PUBLIC NOTICE

PURSUANT to the power of sale con tained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 18, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 18, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 26, 2011. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-2851 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2772456 10/6-11/10/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 24, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $204,000.00 MORTGAGOR(S): Richard L. Salsbury and Lanae J. Salsbury, Husband and Wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for Provident Funding Associates, L.P., its successors and assigns DATE AND PLACE OF RECORDING: Recorded: September 29, 2006 Dakota County Recorder Document Number: 2464994 ASSIGNMENTS OF MORTGAGE: And assigned to: Provident Funding Associates, L.P. Dated: September 26, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100017935160800724 Lender or Broker: Provident Funding Associates, L.P. Residential Mortgage Servicer: Provident Funding Associates, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 635 11th Ave N, South Saint Paul, MN 55075-1619 Tax Parcel ID Number: 36-70207-04-250 LEGAL DESCRIPTION OF PROPERTY: The North 1/2 of Lot 23, all of Lot 24 and Lot 25, except the North 25 feet thereof, Block 4, South Park Division Number 8, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $196,549.31 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 18, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 18, 2012, or the next business day if May 18, 2012 falls on a Saturday, Sunday or legal holiday.

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Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 06, 2011 ASSIGNEE OF MORTGAGEE: Provident Funding Associates, L.P. Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 022346F01 2776696 10/6-11/10/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 22, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $226,400.00 MORTGAGOR(S): Ryan S. Anderson and Manyvanh L. Anderson, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: July 06, 2007 Dakota County Recorder Document Number: 2528798 ASSIGNMENTS OF MORTGAGE: And assigned to: Suntrust Mortgage, Inc. Dated: June 06, 2011 Recorded: June 10, 2011 Dakota County Recorder Document Number: 2804852 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000104-0206033326-1 Lender or Broker: Sound Mortgage Decisions Corporation Residential Mortgage Servicer: SunTrust Mortgage, Inc. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 15206 Crystal Dr E, Burnsville, MN 55306-5158 Tax Parcel ID Number: 02-56553-02-040 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 2, Paha Sapa Knolls 4th Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $225,248.73 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 28, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 29, 2012, or the next business day if May 29, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.

PRODUCTION, AND ARE ABANDONED. DATED: October 13, 2011 ASSIGNEE OF MORTGAGEE: Suntrust Mortgage, Inc. Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 021037F01 2783868 10/13-11/17/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: F e b r u a r y 2 , 2004 MORTGAGORS: J o s e p h J . C i u p i k and Tamra L. Ciupik, husband and wife. MORTGAGEE: Mortgage Enterprises Inc.. DATE AND PLACE OF RECORDING: Registered February 24, 2004, Dakota County Registrar of Titles, Document No. 0530765, Certificate of Title No. 114377. ASSIGNMENTS OF MORTGAGE: Assigned to: National City Mortgage, Inc. f/k/a National City Mortgage Co.. And thereafter assigned to: Deutsche Bank Trust Company Americas as Trustee. Said Mortgage being Registered Land. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Mortgage Enterprises Inc. RESIDENTIAL MORTGAGE SERVICER: PNC Bank, National Association MORTGAGED PROPERTY ADDRESS: 3380 East 76th Street, Inver Grove Heights, MN 55076 T A X P A R C E L I . D . # : 20-71152-080-07 LEGAL DESCRIPTION OF PROPERTY: Lot Eight in Block Seven of South Grove No. 3 COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $204,800.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $191,962.76 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 3, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 3, 2012 unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 3, 2011. Deutsche Bank Trust Company Americas as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-2662 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2815535 11/10-12/15/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 17, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $266,000.00 MORTGAGOR(S): Peter M. Weesner, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for RBC Mortgage Company, its successors and assigns DATE AND PLACE OF RECORDING: Recorded: July 15, 2004 Dakota County Recorder Document Number: 2225722 ASSIGNMENTS OF MORTGAGE: And assigned to: Aurora Bank, FSB Dated: September 02, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100058900003349883 Lender or Broker: RBC Mortgage Company Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 17375 Jade Ter, Lakeville, MN 55044-9000 Tax Parcel ID Number: 22-13202-01-120 LEGAL DESCRIPTION OF PROPERTY: Lot 12, Block 1, Barrett Third Addition, according to the recorded plat thereof, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $256,001.63 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 23, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 25, 2012, or the next business day if June 25, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 10, 2011 ASSIGNEE OF MORTGAGEE: Aurora Bank, FSB Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 009635F04 2810187 11/10-12/15/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 19, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $135,100.00 MORTGAGOR(S): Audrey J. Geissinger a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: February 08, 2006 Dakota County Recorder Document Number: 2404311 ASSIGNMENTS OF MORTGAGE: And assigned to: The Bank of New York Mellon FKA The Bank of New York, as Trustee for the Certificateholders CWMBS, Inc., CHL Mortgage Pass-Through Trust 2006-HYB 1 Mortgage Pass-Through Ceritificates, Series 2006-HYB1 Dated: May 27, 2010 Recorded: May 28, 2010 Dakota County Recorder

County Recorder Document Number: 2732591 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100024200010992788 Lender or Broker: American Home Mortgage Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1329 Sibley St, Hastings, MN 55033-2827 Tax Parcel ID Number: 19.77300.270.03 LEGAL DESCRIPTION OF PROPERTY: Lot 27, Block 3, Tripps Addition to Hastings, Dakota County Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $163,964.29 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 28, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 29, 2012, or the next business day if May 29, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 13, 2011 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon FKA The Bank of New York, as Trustee for the Certificateholders CWMBS, Inc., CHL Mortgage Pass-Through Trust 2006-HYB 1 Mortgage Pass-Through Ceritificates, Series 2006-HYB1 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 006519F04 2778205 10/13-11/17/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 11, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $127,800.00 MORTGAGOR(S): Kimberly J. Trautman, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: November 07, 2005 Dakota County Recorder Document Number: 2378653 ASSIGNMENTS OF MORTGAGE: And assigned to: Suntrust Mortgage, Inc. Dated: June 22, 2011 Recorded: June 28, 2011 Dakota County Recorder Document Number: 2807378 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100010401435853391 Lender or Broker: Suntrust Mortgage, Inc Residential Mortgage Servicer: SunTrust Mortgage, Inc. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3557 Blue Jay Way Apt 203, Eagan, MN 55123-2252 Tax Parcel ID Number: 10-45051-04-188 LEGAL DESCRIPTION OF PROPERTY: Unit No. 13203, Lexington Place Condominium, Condominium File No. 66, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE:

��

E : ber 28, �� O F N O T I C�� F D A T E �� D U E A S O�� 2011 at 10:00�� AM�� $135,789.06 PLACE OF SALE: Dakota County THAT all pre-foreclosure require- Law Enforcement Center, 1580 Highments have been complied with; that way 55, Lobby S-100, Hastings, Minneno action or proceeding has been insti- sota tuted at law or otherwise to recover the to pay the debt secured by said mortdebt secured by said mortgage, or any gage and taxes, if any, on said prepart thereof; mises and the costs and disbursePURSUANT to the power of sale con- ments, including attorney fees allowed t a i n e d i n s a i d m o r t g a g e , t h e by law, subject to redemption within above-described property will be sold six (6) months from the date of said by the Sheriff of said county as fol- sale by the mortgagor(s), their perlows: sonal representatives or assigns. DATE AND TIME OF SALE: NovemIf the Mortgage is not reinstated ber 28, 2011 at 10:00 AM under Minn. Stat. §580.30 or the propPLACE OF SALE: Dakota County erty is not redeemed under Minn. Stat. Law Enforcement Center, 1580 High- §580.23, the Mortgagor must vacate way 55, Lobby S-100, Hastings, Minne- the property on or before 11:59 p.m. on sota May 29, 2012, or the next business day to pay the debt secured by said mort- if May 29, 2012 falls on a Saturday, gage and taxes, if any, on said pre- Sunday or legal holiday. mises and the costs and disburseMortgagor(s) released from financial ments, including attorney fees allowed obligation: NONE by law, subject to redemption within THIS COMMUNICATION IS FROM six (6) months from the date of said A DEBT COLLECTOR ATTEMPTsale by the mortgagor(s), their per- ING TO COLLECT A DEBT. ANY sonal representatives or assigns. INFORMATION OBTAINED WILL BE If the Mortgage is not reinstated USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. THE DEBT AND IDENTITY OF THE §580.23, the Mortgagor must vacate ORIGINAL CREDITOR WITHIN THE the property on or before 11:59 p.m. on T I M E P R O V I D E D B Y L A W I S N O T May 29, 2012, or the next business day AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR if May 29, 2012 falls on a Saturday, REDEMPTION BY THE MORTGAGOR, Sunday or legal holiday. Mortgagor(s) released from financial THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE obligation: NONE THIS COMMUNICATION IS FROM REDUCED TO FIVE WEEKS IF A JUDIA DEBT COLLECTOR ATTEMPT- CIAL ORDER IS ENTERED UNDER ING TO COLLECT A DEBT. ANY MINNESOTA STATUTES, SECTION INFORMATION OBTAINED WILL BE 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G OTHER THINGS, THAT THE MORTUSED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF GAGED PREMISES ARE IMPROVED THE DEBT AND IDENTITY OF THE WITH A RESIDENTIAL DWELLING OF ORIGINAL CREDITOR WITHIN THE LESS THAN FIVE UNITS, ARE NOT T I M E P R O V I D E D B Y L A W I S N O T PROPERTY USED IN AGRICULTURAL AFFECTED BY THIS ACTION. PRODUCTION, AND ARE ABANDONED. THE TIME ALLOWED BY LAW FOR DATED: October 13, 2011 REDEMPTION BY THE MORTGAGOR, ASSIGNEE OF MORTGAGEE: THE MORTGAGOR'S PERSONAL REPAurora Bank FSB RESENTATIVES OR ASSIGNS, MAY BE Wilford, Geske & Cook P.A. REDUCED TO FIVE WEEKS IF A JUDI- Attorneys for Assignee of Mortgagee CIAL ORDER IS ENTERED UNDER Lawrence A. Wilford MINNESOTA STATUTES, SECTION James A. Geske 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G 8425 Seasons Parkway, Suite 105 OTHER THINGS, THAT THE MORT- Woodbury, MN 55125-4393 GAGED PREMISES ARE IMPROVED (651) 209-3300 WITH A RESIDENTIAL DWELLING OF File Number: 022091F01 LESS THAN FIVE UNITS, ARE NOT 2778228 10/13-11/17/11 PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 13, 2011 NOTICE OF MORTGAGE ASSIGNEE OF MORTGAGEE: FORECLOSURE SALE Suntrust Mortgage, Inc. THE RIGHT TO VERIFICATION Wilford, Geske & Cook P.A. OF THE DEBT AND IDENTITY OF Attorneys for Assignee of Mortgagee THE ORIGINAL CREDITOR WITHIN Lawrence A. Wilford THE TIME PROVIDED BY LAW IS James A. Geske NOT AFFECTED BY THIS ACTION. 8425 Seasons Parkway, Suite 105 NOTICE IS HEREBY GIVEN, that Woodbury, MN 55125-4393 default has occurred in conditions of (651) 209-3300 the following described mortgage: File Number: 021233F01 DATE OF MORTGAGE: May 25, 2006 2783701 10/13-11/17/11 MORTGAGORS: Joseph L. Balut, Jr. and Becky L. Balut, husband and wife. MORTGAGEE: BankUnited, FSB. DATE AND PLACE OF RECORDING: NOTICE OF MORTGAGE Registered June 8, 2006, Dakota FORECLOSURE SALE N O T I C E I S H E R E B Y G I V E N t h a t County Registrar of Titles, Document default has occurred in the conditions No. 591871, Certificate of Title No. of the following described mortgage: 135373. DATE OF MORTGAGE: October 21, ASSIGNMENTS OF MORTGAGE: 2004 Assigned to: BankUnited. ORIGINAL PRINCIPAL AMOUNT OF Said Mortgage being Registered MORTGAGE: $161,280.00 Land. MORTGAGOR(S): Imants Erik GriTRANSACTION AGENT: NONE etens, single TRANSACTION AGENT'S MORTMORTGAGEE: Town and Country GAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE Credit Corp. DATE AND PLACE OF RECORDING: LENDER OR BROKER AND MORTRecorded: January 07, 2005 Dakota G A G E O R I G I N A T O R S T A T E D O N MORTGAGE: BankUnited, FSB County Recorder RESIDENTIAL MORTGAGE SERDocument Number: 2283781 LOAN MODIFICATION: VICER: BankUnited Dated: October 21, 2004 MORTGAGED PROPERTY ADDRESS: Recorded: January 07, 2005 15008 Rushmore Crescent, Burnsville, MN 55306 Document Number: 2283782 ASSIGNMENTS OF MORTGAGE: TAX PARCEL I.D. #: 027125205001 LEGAL DESCRIPTION OF PROPAnd assigned to: Ameriquest MortERTY: gage Company Lot Five (5), Block One (1), SouthDated: November 01, 2004 Recorded: April 25, 2005 Dakota wind Plat Three, Dakota County, Minnesota County Recorder Document Number: 2315466 COUNTY IN WHICH PROPERTY IS And assigned to: Mortgage Elec- LOCATED: Dakota tronic Registration Systems, Inc. ORIGINAL PRINCIPAL AMOUNT OF Dated: November 01, 2004 MORTGAGE: $296,000.00 Recorded: April 25, 2005 Dakota AMOUNT DUE AND CLAIMED TO BE County Recorder DUE AS OF DATE OF NOTICE, INCLUDDocument Number: 2315467 ING TAXES, IF ANY, PAID BY MORTAnd assigned to: Aurora Bank FSB GAGEE: $327,699.25 Dated: August 18, 2011 That prior to the commencement of Transaction Agent: Mortgage Elec- this mortgage foreclosure proceeding tronic Registration Systems, Inc. Mortgagee/Assignee of Mortgagee comTransaction Agent Mortgage Identifi- plied with all notice requirements as cation Number: 1000460-0009218834-0 required by statute; That no action or Lender or Broker: Town and Coun- proceeding has been instituted at law try Credit Corp. or otherwise to recover the debt R e s i d e n t i a l M o r t g a g e S e r v i c e r : secured by said mortgage, or any part Aurora Loan Services, LLC thereof; PURSUANT to the power of sale conMortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS tained in said mortgage, the above LOCATED: Dakota described property will be sold by the Property Address: 4546 Johnny Cake Sheriff of said county as follows: DATE AND TIME OF SALE: DecemRidge Rd, Eagan, MN 55122-2513 T a x P a r c e l I D N u m b e r : ber 8, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law 10-84600-04-010 L E G A L D E S C R I P T I O N O F P R O P - Enforcement Center, 1580 Hwy 55, E R T Y : L o t 1 , B l o c k 4 , W o o d g a t e , Lobby #S-100, Hastings, MN according to the plat thereof on file or to pay the debt then secured by said of record in the Office of the County Mortgage, and taxes, if any, on said Recorder in and for Dakota County, premises, and the costs and disbursements, including attorneys' fees Minnesota. AMOUNT DUE AND CLAIMED TO BE allowed by law subject to redemption D U E A S O F D A T E O F N O T I C E : within six (6) months from the date of said sale by the mortgagor(s), their $157,162.44 THAT all pre-foreclosure require- personal representatives or assigns ments have been complied with; that unless reduced to Five (5) weeks under no action or proceeding has been insti- MN Stat. §580.07. tuted at law or otherwise to recover the TIME AND DATE TO VACATE PROPdebt secured by said mortgage, or any E R T Y : I f t h e r e a l e s t a t e i s a n part thereof; owner-occupied, single-family dwellPURSUANT to the power of sale con- ing, unless otherwise provided by law, t a i n e d i n s a i d m o r t g a g e , t h e the date on or before which the mortabove-described property will be sold gagor(s) must vacate the property if the by the Sheriff of said county as fol- mortgage is not reinstated under seclows: tion 580.30 or the property is not DATE AND TIME OF SALE: Novem�� ber 28, 2011 at 10:00 AM

PUBLIC NOTICE

�� gle family dwelling, o c c�� u p i e d , s i n�� unless otherwise provided by law, the �� tion 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 8, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 5, 2011. BankUnited Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 51-268 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2785098 10/13-11/17/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 18, 1994 MORTGAGORS:Michael James Liegman and Kim A. Liegman, husband and wife. MORTGAGEE: I n v e s t o r s S a v i n g s Bank, FSB. DATE AND PLACE OF RECORDING: Recorded May 4, 1994, Dakota County Recorder, Document No. 1214082. ASSIGNMENTS OF MORTGAGE: Assigned to: Firstar Bank Milwaukee. And thereafter assigned to: Mortgage Electronic Registration Systems, Inc. And thereafter assigned to: Principal Residential Mortgage, Inc n/k/a CitiMortgage, Inc. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Investors Savings Bank, FSB RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 5482 280TH Street East, Randolph, MN 55065 TAX PARCEL I.D. #: 310040025012 LEGAL DESCRIPTION OF PROPERTY: That part of the Northwest Quarter (NW 1/4) of Section Four (4), Township One Hundred Twelve (112), Range Eighteen (18), Dakota County, Minnesota described as follows: Commencing at the Northeast corner of said Northwest Quarter (NW 1/4); thence West (assumed bearing) along the North line thereof a distance of 1,348.79 feet to the point of beginning; thence South a distance of 513.00 feet; thence West a distance of 592.68 feet, more or less, to the Easterly right-of-way of State Trunk Highway No. 56; thence North 28 degrees 24 minutes 57 seconds East along said Easterly right-of-way a distance of 583.27 feet to said North line of Northwest Quarter (NW 1.4); thence East along said North line a distance of 315.12 feet, more or less, to the point of beginning, according to the United States Government Survey thereof and situate in Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $75,250.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $53,800.03 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 29, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owneroccupied, single-family dwelling,

date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 29, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: September 28, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6398 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2785229 10/13-11/17/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 12, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $224,000.00 MORTGAGOR(S): Robert J Collins and Lori Ann Collins, Husband and Wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Decision One Mortgage Corporation, LLC TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100077910007262450 SERVICER: Ocwen Loan Servicing, LLC LENDER: Decision One Morgage Company, LLC. DATE AND PLACE OF FILING: Dakota County Minnesota, Recorder , on January 31, 2007, as Document No. 2492962. ASSIGNED TO: Deutsche Bank National Trust Company, as trustee for the registered holders of Morgan Stanley ABS Capital I Inc. Trust 2007-HE5 Mortgage Pass-Through Certificates, Series 2007-HE5. Dated: August 18, 2011 , and recorded September 9, 2011 by Document No. 2818596 . LEGAL DESCRIPTION OF PROPERTY: Lot 18, Block 4, Carrollton Estates,Dokota County,Minnesota. PROPERTY ADDRESS: 8088 Upper 145th Street West, Apple Valley, MN 55124 PROPERTY I.D: 01-16300-04-180 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: Two Hundred Thirty-One Thousand Six Hundred Eighty-Nine and 21/100 ($231,689.21) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on November 29, 2011 PLACE OF SALE: Sheriff`s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6.00 months from the date of sale. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 13, 2011 Deutsche Bank National Trust Company, as trustee for the registered holders of Morgan Stanley ABS Capital I Inc. Trust 2 0 0 7 - H E 5 M o r t g a g e Pass-Through Certificates, Series 2007-HE5. Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/

Attorneys for Assignee of Mortgage/ Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 11MN00566-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 4106574 10/13/2011, 10/20/2011, 10/27/2011, 11/03/2011, 11/10/2011, 11/17/2011 2781102 10/13-11/17/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 20, 2001 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $138,000.00 MORTGAGOR(S): Alan G. Wright, single person MORTGAGEE: Postal Credit Union DATE AND PLACE OF REGISTERING: Registered: February 22, 2002 Dakota County Registrar of Titles Document Number: 460351 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Postal Credit Union Residential Mortgage Servicer: Postal Credit Union Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 124040 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 7341 Carmen Ave, Inver Grove Heights, MN 55076-2514 Tax Parcel ID Number: 20-71152-04-020 LEGAL DESCRIPTION OF PROPERTY: Lot Two (2) in Block Four (4) of South Grove No. 3 according to the recorded plat thereof, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $121,544.52 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 16, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 18, 2012, or the next business day if June 18, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 03, 2011 MORTGAGEE: Postal Credit Union Wilford, Geske & Cook P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 022597F01 2801562 11/3-12/8/11

PUBLIC NOTICE

County Registrar of Titles, Document No. 610956, Certificate of Title No. 113049. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc.. Said Mortgage being Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100020000397231014 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Burnet Home Loans RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 1714 Flamingo Drive, Eagan, MN 55122 TAX PARCEL I.D. #: 107710018030 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 18, Town View First Addition, according to the recorded plat thereof, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $119,650.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $116,372.11 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 1, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 1, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 3, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6433 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2785039 10/13-11/17/11

PUBLIC NOTICE

tion MORTGAGED PROPERTY ADDRESS: 22 Marie Avenue East #307D, West Saint Paul, MN 55118 TAX PARCEL I.D. #: 424865007105 LEGAL DESCRIPTION OF PROPERTY: Unit 0307, Condominium No. 51 Fox Ridge Condominium COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$136,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$130,897.58 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 2, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 4, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 5, 2011. PNC Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-2378 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2785089 10/13-11/17/11

PUBLIC NOTICE

secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 1, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 1, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 3, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6439 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2785022 10/13-11/17/11

PUBLIC NOTICE

��

the date on or before which the mort gagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 1, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 29, 2011. BankUnited Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 51-271 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2782720 10/13-11/17/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 1 2 , 2005 MORTGAGORS: Alejandro Martinez, Jr. and Teresa Martinez, Husband and Wife. MORTGAGEE: J P M o r g a n C h a s e Bank, National Association. DATE AND PLACE OF RECORDING: Recorded September 2, 2005, Dakota County Recorder, Document No. 2357752. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: JPMorgan Chase Bank, National Association RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 1708 Southview Boulevard, South Saint Paul, MN 55075 TAX PARCEL I.D. #: 368390005151 LEGAL DESCRIPTION OF PROPERTY: Lots 14 and 15, Block 5, Wharton & Miller's Addition to South St. Paul, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $184,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $176,291.17 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 9, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 11, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORT-

OTHER THINGS, THAT THE MORT GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 5, 2011. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-10490 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2785004 10/13-11/17/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: July 25, 2003 MORTGAGORS:Sabab Xayarath and Lalana Xayarath, husband and wife. MORTGAGEE: Goldmine Lending. DATE AND PLACE OF RECORDING: Registered October 28, 2003, Dakota County Registrar of Titles, Document No. 0519411, Certificate of Title No. 125574. ASSIGNMENTS OF MORTGAGE: Assigned to: Regions Mortgage, Inc.. And thereafter assigned to: JPMorgan Chase Bank, National Association. Said Mortgage being Registered Land. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Goldmine Lending RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 2128 Cliff Hill Lane, Eagan, MN 55122 T A X P A R C E L I . D . # : 10-16600-05-040 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 5, in Cedar Cliff, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $148,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $100,088.97 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 30, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 2, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 1, 2011. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-10096 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2816214 11/10-12/15/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: November 17, 2003 MORTGAGOR: Gary W. Wheeler, A Single Person. MORTGAGEE: TCF Mortgage Corporation. DATE AND PLACE OF RECORDING: Recorded March 2, 2004, Dakota County Recorder, Document No. 2181148. ASSIGNMENTS OF MORTGAGE: Assigned to: Mortgage Electronic Registration Systems, Inc.. And thereafter assigned to: U.S. Bank National Association. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: TCF Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 1903 Silver Bell Road, Unit 320, Eagan, MN 55122 TAX PARCEL I.D. #: 102245101462 LEGAL DESCRIPTION OF PROPERTY: Apartment unit No. 320, together with garage No. 59, Shannon Glen condominium IV, Dakota County, State of Minnesota, condominium File No. 43. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $70,400.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $43,636.57 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 29, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within Twelve(12) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 31, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 27, 2011. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3005 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2808873 11/3-12/8/11

PUBLIC NOTICE

Group, Inc. n/k/a CitiMortgage, Inc.. DATE AND PLACE OF RECORDING: Registered March 20, 2003, Dakota County Registrar of Titles, Document No. 492662, Certificate of Title No. 135613. ASSIGNMENTS OF MORTGAGE: NONE Said Mortgage being Registered Land. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: ABN AMRO Mortgage Group, Inc. n/k/a CitiMortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 208 Harold Drive, Burnsville, MN 55337 TAX PARCEL I.D. #: 027643004070 LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 4, Timberland- Knoll Acres, according to te recorded plat thereof Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $173,700.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $153,175.00 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 1, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 1, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 28, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6416 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2785055 10/13-11/17/11

PUBLIC NOTICE

��

�� Decem Certificates, Through Mortgage Pass DATE�� AND TIME �� OF SALE: Series 2007-HE5. Dated: July 29, 2011, ber 1, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law and recorded September 9, 2011 by Enforcement Center, 1580 Hwy 55, Document No. 2818599 . L E G A L D E S C R I P T I O N O F P R O P - Lobby #S-100, Hastings, MN ERTY: Lot 2, Block 1, Vali Hi, Dakota to pay the debt then secured by said Mortgage, and taxes, if any, on said County, MN. PROPERTY ADDRESS: 8560 Ann premises, and the costs and disburseMarie Trail, Inver Grove Heights, MN m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s allowed by law subject to redemption 55077 within six (6) months from the date of PROPERTY I.D: 20-81175-01-020 COUNTY IN WHICH PROPERTY IS said sale by the mortgagor(s), their personal representatives or assigns LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE unless reduced to Five (5) weeks under ON THE MORTGAGE ON THE DATE OF MN Stat. §580.07. TIME AND DATE TO VACATE PROPTHE NOTICE: Five Hundred Seventeen Thousand Two Hundred Sixty-Nine and E R T Y : I f t h e r e a l e s t a t e i s a n 01/100 ($517,269.01) owner-occupied, single-family dwellTHAT no action or proceeding has ing, unless otherwise provided by law, been instituted at law to recover the the date on or before which the mortdebt secured by said mortgage, or any gagor(s) must vacate the property if the part thereof; that there has been com- mortgage is not reinstated under secpliance with all pre-foreclosure notice tion 580.30 or the property is not and acceleration requirements of said redeemed under section 580.23 is mortgage, and/or applicable statutes; 11:59 p.m. on June 1, 2012, unless the PURSUANT, to the power of sale con- redemption period is reduced to 5 tained in said mortgage, the above weeks under MN Stat. Secs. 580.07 or described property will be sold by the 582.032. Sheriff of said county as follows: MORTGAGOR(S) RELEASED FROM DATE AND TIME OF SALE: 10:00 AM FINANCIAL OBLIGATION ON MORTGAGE: None on November 29, 2011 "THE TIME ALLOWED BY LAW FOR PLACE OF SALE: Sheriff`s M a i n Office, Law Enforcement Center, 1580 REDEMPTION BY THE MORTGAGOR, Highway 55, Hastings MN 55033-2343 THE MORTGAGOR'S PERSONAL REPto pay the debt then secured by said RESENTATIVES OR ASSIGNS, MAY BE mortgage and taxes, if any actually REDUCED TO FIVE WEEKS IF A JUDIpaid by the mortgagee, on the pre- CIAL ORDER IS ENTERED UNDER mises and the costs and disburse- MINNESOTA STATUTES, SECTION ments allowed by law. The time 582.032, DETERMINING, AMONG allowed by law for redemption by said OTHER THINGS, THAT THE MORTmortgagor(s), their personal represen- GAGED PREMISES ARE IMPROVED tatives or assigns is 6.00 months from WITH A RESIDENTIAL DWELLING OF the date of sale. LESS THAN FIVE UNITS, ARE NOT "THE TIME ALLOWED BY LAW FOR PROPERTY USED IN AGRICULTURAL REDEMPTION BY THE MORTGAGOR, P R O D U C T I O N , A N D A R E THE MORTGAGOR`S PERSONAL REP- ABANDONED." Dated: September 30, 2011. RESENTATIVES OR ASSIGNS, MAY BE U.S. Bank National Association REDUCED TO FIVE WEEKS IF A JUDIMortgagee/Assignee of Mortgagee CIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION USSET, WEINGARDEN AND LIEBO, P.L.L.P. 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G Attorneys for Mortgagee/Assignee of OTHER THINGS, THAT THE MORT- Mortgagee GAGED PREMISES ARE IMPROVED 4500 Park Glen Road #300 WITH A RESIDENTIAL DWELLING OF Minneapolis, MN 55416 LESS THAN FIVE UNITS, ARE NOT (952) 925-6888 PROPERTY USED IN AGRICULTURAL 19-1016 P R O D U C T I O N , A N D A R E THIS IS A COMMUNICATION FROM ABANDONED." A DEBT COLLECTOR. 2785461 10/13-11/17/11 Dated: October 13, 2011 Deutsche Bank National Trus t Company, as trustee for the registered holders of Morgan NOTICE OF MORTGAGE Stanley ABS Capital I Inc. Trust FORECLOSURE SALE 2007-HE5 Mortgage Pass-Through N O T ICE IS HEREBY GIVEN that Certificates, Series 2007-HE5. default has occurred in the conditions Randall S. Miller & Associates, PLLC of the following described mortgage: Attorneys for Assignee of Mortgage/ DATE OF MORTGAGE: December 11, Mortgagee 2008 One Financial Plaza, ORIGINAL PRINCIPAL AMOUNT OF 120 South Sixth Street, Suite 1100 MORTGAGE: $129,600.00 Minneapolis, MN 55402 MORTGAGOR(S): Vanny Heinh and Phone: 612-573-3677 Sophol Penh, wife and husband Our File No. 11MN00507-1 MORTGAGEE: Mortgage Electronic THIS IS A COMMUNICATION FROM Registration Systems, Inc. as nominee A DEBT COLLECTOR. A S A P # 4 1 0 5 0 5 2 1 0 / 1 3 / 2 0 1 1 , for Taylor, Bean & Whitaker Mortgage 10/20/2011, 10/27/2011, 11/03/2011, Corp., its successors and assigns DATE AND PLACE OF REGISTER11/10/2011, 11/17/2011 2779225 10/13-11/17/11 ING: Registered: January 20, 2009 Dakota County Registrar of Titles Document Number: T638072 ASSIGNMENTS OF MORTGAGE: NOTICE OF MORTGAGE And assigned to: Central Mortgage FORECLOSURE SALE THE RIGHT TO VERIFICATION Company Dated: September 02, 2011 OF THE DEBT AND IDENTITY OF Transaction Agent: Mortgage ElecTHE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS tronic Registration Systems, Inc. Transaction Agent Mortgage IdentifiNOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that cation Number: 100029500030466589 default has occurred in conditions of Lender or Broker: Taylor, Bean and the following described mortgage: Whitaker Mortgage Corporation DATE OF MORTGAGE: February 13, Residential Mortgage Servicer: Cen2006 tral Mortgage Company MORTGAGORS: Craig D. Jones and Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: Deanna F. Jones, husband and wife. MORTGAGEE: Mortgage Electronic 99577 Registration Systems, Inc.. COUNTY IN WHICH PROPERTY IS DATE AND PLACE OF RECORDING: LOCATED: Dakota Recorded March 2, 2006, Dakota Property Address: 14608 Burnell C o u n t y R e c o r d e r , D o c u m e n t N o . Park Dr, Burnsville, MN 55306-4873 Tax Parcel ID Number: 2409751. A S S I G N M E N T S O F M O R T G A G E : 02-15355-01-150 Assigned to: U.S. Bank National LEGAL DESCRIPTION OF PROPERTY: Lot Fifteen (15), Block One (1), Association. TRANSACTION AGENT: Mortgage i n B u r n e l l P a r k E s t a t e s , D a k o t a Electronic Registration Systems, Inc. County, Minnesota TRANSACTION AGENT'S MORTAMOUNT DUE AND CLAIMED TO BE GAGE IDENTIFICATION NUMBER ON D U E A S O F D A T E O F N O T I C E : MORTGAGE: 100026900020860820 $121,137.49 LENDER OR BROKER AND MORTTHAT all pre-foreclosure requireG A G E O R I G I N A T O R S T A T E D O N ments have been complied with; that MORTGAGE: Bell America Mortgage no action or proceeding has been instituted at law or otherwise to recover the LLC DBA Bell Mortgage R E S I D E N T I A L M O R T G A G E S E R - debt secured by said mortgage, or any part thereof; that this is registered VICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: property; 13927 Fawnridge Way, Apple Valley, PURSUANT to the power of sale conMN 55124 tained in said mortgage, the T A X P A R C E L I . D . # : above-described property will be sold by the Sheriff of said county as fol01-83251-030-03 LEGAL DESCRIPTION OF PROP- lows: DATE AND TIME OF SALE: NovemERTY: Lot 3, Block 3, Waterford Village ber 28, 2011 at 10:00 AM Second, According to the recorded PLACE OF SALE: Dakota County plat thereof, and situate in Dakota Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, MinneCounty. COUNTY IN WHICH PROPERTY IS sota to pay the debt secured by said mortLOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF gage and taxes, if any, on said premises and the costs and disburseMORTGAGE: $345,000.00 AMOUNT DUE AND CLAIMED TO BE ments, including attorney fees allowed DUE AS OF DATE OF NOTICE, INCLUD- by law, subject to redemption within ING TAXES, IF ANY, PAID BY MORT- six (6) months from the date of said GAGEE: $400,486.48 sale by the mortgagor(s), their perThat prior to the commencement of sonal representatives or assigns. this mortgage foreclosure proceeding If the Mortgage is not reinstated Mortgagee/Assignee of Mortgagee com- under Minn. Stat. §580.30 or the propplied with all notice requirements as erty is not redeemed under Minn. Stat. required by statute; That no action or §580.23, the Mortgagor must vacate proceeding has been instituted at law the property on or before 11:59 p.m. on o r o t h e r w i s e t o r e c o v e r t h e d e b t May 29, 2012, or the next business day secured by said mortgage, or any part if May 29, 2012 falls on a Saturday, thereof; Sunday or legal holiday. PURSUANT to the power of sale conMortgagor(s) released from financial tained in said mortgage, the above obligation: NONE described property will be sold by the THIS COMMUNICATION IS FROM Sheriff of said county as follows: DATE AND TIME OF SALE: Decem- ��

PUBLIC NOTICE

�� ERMINING, AMONG 5 8 2�� . 0 3 2 , D E T�� OTHER THINGS, THAT THE MORT�� THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 13, 2011 ASSIGNEE OF MORTGAGEE: Central Mortgage Company Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 022171F01 2778216 10/13-11/17/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J a n u a r y 1 5 , 2003 MORTGAGOR: Mary Elizabeth Joyce a/k/a Mary E. Joyce, a single person. MORTGAGEE: PNC Bank, National Association, s/b/m to National City Bank, s/b/m to National City Mortgage Co., f/k/a NCMC NewCo, Inc., successor in interest to National City Mortgage Co. dba Commonwealth United Mortgage Company. DATE AND PLACE OF RECORDING: Recorded March 5, 2003, Dakota County Recorder, Document No. 2008940. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: National City Mortgage Co dba Commonwealth United Mortgage Company RESIDENTIAL MORTGAGE SERVICER: PNC Bank, National Association MORTGAGED PROPERTY ADDRESS: 5447 Babcock Trail, Inver Grove Heights, MN 55077 TAX PARCEL I.D. #: 20-77200-205-02 LEGAL DESCRIPTION OF PROPERTY: Unit No. S105, Cedarwoods Condominiums, Dakota County, Minnesota, Condominium File No. 81 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $66,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $62,921.54 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 8, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 8, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG

GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 7, 2011. PNC Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-2510 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2793346 10/20-11/24/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J u n e 1 9 , 2006 MORTGAGOR:Ellen R. Hoogland, a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded July 5, 2006, Dakota County Recorder, Document No. 2442741. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc.. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100011520036612598 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: CitiMortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 12940 Nicollet Avenue Unit 102, Burnsville, MN 55337 TAX PARCEL I.D. #: 020130016542 LEGAL DESCRIPTION OF PROPERTY: Apartment No. 102, 12940 Nicollet Ave. S, Apartment Ownership No. 15, Ridgeview Condominium Homes, a condominium located in the County of Dakota, State of Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $102,800.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $100,226.67 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 15, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on _June 15, 2012_____________________, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 14, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6468 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2799525 10/27-12/1/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 28, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $174,000.00 MORTGAGOR(S): Michael P. Kelley and Sarah A. Kelley, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Bremer Bank, National Association, its successors and assigns DATE AND PLACE OF RECORDING: Recorded: July 22, 2005 Dakota County Recorder Document Number: 2343103 ASSIGNMENTS OF MORTGAGE: And assigned to: Aurora Loan Services LLC Dated: June 27, 2011 Recorded: July 22, 2011 Dakota County Recorder Document Number: 2811061 And assigned to: Aurora Bank FSB Dated: September 13, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000739-8112634543-9 Lender or Broker: Bremer Bank, National Association Residential Mortgage Servicer: Aurora Bank, FSB Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 704 12th St, Farmington, MN 55024-1787 Tax Parcel ID Number: 14-22505-04-050 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 4, East Farmington Sixth Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $196,925.08 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 23, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 25, 2012, or the next business day if June 25, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 10, 2011 ASSIGNEE OF MORTGAGEE: Aurora Bank FSB Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013343F03 2814997 11/10-12/15/11

PUBLIC NOTICE

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100073981826356439 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bremer Bank, National Association RESIDENTIAL MORTGAGE SERVICER: Aurora Bank FSB MORTGAGED PROPERTY ADDRESS: 4110 Rhan Road #A310, Eagan, MN 55123 TAX PARCEL I.D. #: 102247002310 LEGAL DESCRIPTION OF PROPERTY: Unit No. A310, CIC No. 468, Eagan Gardens, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $98,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $93,693.65 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 13, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 13, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 13, 2011. Aurora Bank FSB Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 98-1212 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2793094 10/20-11/24/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 05, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $172,500.00 MORTGAGOR(S): Joanna Milo and Christopher Milo, wife and husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Countrywide Bank, FSB., its successors and assigns DATE AND PLACE OF REGISTERING: Registered: August 16, 2007 Dakota County Registrar of Titles Document Number: 615723 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC HOME LOANS SERVICING, LP FKA COUNTRYWIDE HOME LOANS SERVICING LP Dated: August 16, 2011 Registered: August 24, 2011 Dakota County Registrar of Titles Document Number: T683443 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1001337-0002112038-4 Lender or Broker: Countrywide Bank, FSB. Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 143208 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 5501 Oriole Dr # 12, Farmington, MN 55024-2001 Tax Parcel ID Number: 14-82500-08-012 LEGAL DESCRIPTION OF PROPERTY: Unit 12, CIC 323, Vermillion Grove Condominiums, a condominium,

Grove Condominiums, a condominium, located in Dakota County; pursuant to the Declaration and Bylaws Doc No. 462541. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $170,234.51 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 02, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 04, 2012, or the next business day if June 04, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 20, 2011 ASSIGNEE OF MORTGAGEE: BANK OF AMERICA, N.A., SUCCESSOR BY MERGER TO BAC H O M E L O A N S S E R V I C I N G , LP FKA COUNTRYWIDE HOME LOANS SERVICING LP Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 022530F01 2789747 10/20-11/24/11

PUBLIC NOTICE

DATE AND TIME OF SALE: Decem ber 6, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 6, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 30, 2011. The Huntington National Bank Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-2453 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2793369 10/20-11/24/11

PUBLIC NOTICE

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owner occupied, single family dwell ing, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 13, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 6, 2011. PNC Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-1756 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2793315 10/20-11/24/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: F e b r u a r y 8 , 2006 MORTGAGORS: Ransford Berko and Mercy Berko, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded February 17, 2006, Dakota County Recorder, Document No. 2406893. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100021278924474740 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: U.S. Bank, National Association RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 6815 175th Street West, Farmington, MN 55024 T A X P A R C E L I . D . # : 22-18304-01-070 LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 1, Country Pond South 5th Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $206,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $214,298.81 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 8, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 8, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION

MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 5, 2011. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-2784 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2793190 10/20-11/24/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 16, 2004, as modified March 18, 2009 MORTGAGOR: Catherine J. Boog, a single person M O R T G A G E E : Bremer Bank, National Association, a national association organized under the laws of the United States of America DATE AND PLACE OF RECORDING: Mortgage filed for record on July 2, 2004, as Document No. 541236, as modified by the certain Modification of Mortgage recorded on April 9, 2009, all within the office of the Registrar of Titles Dakota County, Minnesota. MORTGAGED PROPERTY ADDRESSES: 3851 73rd Street East, Inver Grove Heights, Minnesota 55076 TAX PARCEL I.D. NOS. 20-71150-06-160 LEGAL DESCRIPTION OF PROPERTY: Lot Sixteen (16) in Block Six (6) of South Grove, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $61,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $63,603.80 INTEREST RATE AND PER DIEM: Current interest rate is 5.75%, with a daily per diem of $9.57. That prior to commencement of this mortgage foreclosure proceeding Mortgagee complied with all notice requirements by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 2, 2011, at 10:00 a.m. PLACE OF SALE: Dakota County Sheriff's Office, Law Enforcement Center, 1580 Highway 55, Hastings, Minnesota 55033, to pay the debt then secured by said Mortgage, taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. DATE AND TIME MORTGAGOR MUST VACATE THE PREMISES: June 2, 2012, at 11:59 p.m. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE (5) WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: October 13, 2011 MESSERLI & KRAMER P.A. By: /s/ Creig Andreasen Creig Andreasen (Lic. #334832) 1400 Fifth Street Towers 100 South Fifth Street Minneapolis, MN 55402-1217 (612) 672-3600 Attorney in Fact for Bremer Bank, National Association IMPORTANT NOTICE This communication is from a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose. 11604-1651 2791526 10/20-11/24/11

PUBLIC NOTICE

MORTGAGORS: Richard D. Schmit and Julie A. Schmit, husband and wife, as joint tenants. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Registered September 8, 2008, Dakota County Registrar of Titles, Document No. T632823, Certificate of Title No. 135002. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc. Said Mortgage being Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100267400007032947 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: American Equity Mortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 13654 Oakwood Curve, Burnsville, MN 55337 TAX PARCEL I.D. #: 028135101260 LEGAL DESCRIPTION OF PROPERTY: Lot 26 in Block 1 of Second Addition to Valley Highlands, according to the plat thereof on file and of record in the Office of the Registrar of Titles within and for said county and state. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $264,515.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $266,094.00 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 15, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 15, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 12, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6462 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2793263 10/20-11/24/11

PUBLIC NOTICE

LENDER OR BROKER AND MORT GAGE ORIGINATOR STATED ON MORTGAGE: Bankers Mortgage Company, LLC RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 15793 Fostoria Drive, #5631, Apple Valley, MN 55124 TAX PARCEL I.D. #: 013215001110 LEGAL DESCRIPTION OF PROPERTY: Lot 110, Block 1, Hawthorne, Common Interest Community No. 369, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $200,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$198,855.17 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 9, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 11, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 11, 2011. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-2965 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2790608 10/20-11/24/11

PUBLIC NOTICE

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�� within That prior�� to the commencement of by law,�� subject to redemption this mortgage foreclosure proceeding six (6) months from the date of said Mortgagee/Assignee of Mortgagee com- sale by the mortgagor(s), their perplied with all notice requirements as sonal representatives or assigns. required by statute; That no action or If the Mortgage is not reinstated proceeding has been instituted at law under Minn. Stat. §580.30 or the propo r o t h e r w i s e t o r e c o v e r t h e d e b t erty is not redeemed under Minn. Stat. secured by said mortgage, or any part §580.23, the Mortgagor must vacate thereof; the property on or before 11:59 p.m. on PURSUANT to the power of sale con- June 04, 2012, or the next business tained in said mortgage, the above day if June 04, 2012 falls on a Saturdescribed property will be sold by the day, Sunday or legal holiday. Sheriff of said county as follows: Mortgagor(s) released from financial DATE AND TIME OF SALE: Decem- obligation: NONE ber 9, 2011 at 10:00 AM THIS COMMUNICATION IS FROM PLACE OF SALE:Sheriff's Office, Law A DEBT COLLECTOR ATTEMPTEnforcement Center, 1580 Hwy 55, ING TO COLLECT A DEBT. ANY Lobby #S-100, Hastings, MN INFORMATION OBTAINED WILL BE to pay the debt then secured by said USED FOR THAT PURPOSE. Mortgage, and taxes, if any, on said THE RIGHT TO VERIFICATION OF premises, and the costs and disburse- THE DEBT AND IDENTITY OF THE m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s ORIGINAL CREDITOR WITHIN THE allowed by law subject to redemption T I M E P R O V I D E D B Y L A W I S N O T within six (6) months from the date of AFFECTED BY THIS ACTION. said sale by the mortgagor(s), their THE TIME ALLOWED BY LAW FOR personal representatives or assigns REDEMPTION BY THE MORTGAGOR, unless reduced to Five (5) weeks under THE MORTGAGOR'S PERSONAL REPMN Stat. §580.07. RESENTATIVES OR ASSIGNS, MAY BE TIME AND DATE TO VACATE PROP- REDUCED TO FIVE WEEKS IF A JUDIE R T Y : I f t h e r e a l e s t a t e i s a n CIAL ORDER IS ENTERED UNDER owner-occupied, single-family dwell- MINNESOTA STATUTES, SECTION ing, unless otherwise provided by law, 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G the date on or before which the mort- OTHER THINGS, THAT THE MORTgagor(s) must vacate the property if the GAGED PREMISES ARE IMPROVED mortgage is not reinstated under sec- WITH A RESIDENTIAL DWELLING OF tion 580.30 or the property is not LESS THAN FIVE UNITS, ARE NOT redeemed under section 580.23 is PROPERTY USED IN AGRICULTURAL 11:59 p.m. on June 11, 2012, unless PRODUCTION, AND ARE ABANDONED. the redemption period is reduced to 5 DATED: October 20, 2011 weeks under MN Stat. Secs. 580.07 or ASSIGNEE OF MORTGAGEE: 582.032. SunTrust Mortgage, Inc. MORTGAGOR(S) RELEASED FROM Wilford, Geske & Cook P.A. FINANCIAL OBLIGATION ON MORT- Attorneys for Assignee of Mortgagee GAGE: None Lawrence A. Wilford "THE TIME ALLOWED BY LAW FOR James A. Geske REDEMPTION BY THE MORTGAGOR, 8425 Seasons Parkway, Suite 105 THE MORTGAGOR'S PERSONAL REP- Woodbury, MN 55125-4393 RESENTATIVES OR ASSIGNS, MAY BE (651) 209-3300 REDUCED TO FIVE WEEKS IF A JUDI- File Number: 014616F02 CIAL ORDER IS ENTERED UNDER 2793069 10/20-11/24/11 MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTNOTICE OF MORTGAGE GAGED PREMISES ARE IMPROVED FORECLOSURE SALE WITH A RESIDENTIAL DWELLING OF N O T ICE IS HEREBY GIVEN that LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL default has occurred in the conditions P R O D U C T I O N , A N D A R E of the following described mortgage: DATE OF MORTGAGE: February 27, ABANDONED." 2007 Dated: October 10, 2011. ORIGINAL PRINCIPAL AMOUNT OF CitiMortgage, Inc. MORTGAGE: $239,200.00 Mortgagee/Assignee of Mortgagee MORTGAGOR(S): Jenifer Nichols USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Johnson and Jeffery Johnson, wife and husband Mortgagee MORTGAGEE: Mortgage Electronic 4500 Park Glen Road #300 Registration Systems, Inc., as nomiMinneapolis, MN 55416 nee for Greenpoint Mortgage Funding, (952) 925-6888 Inc., its successors and assigns 10-6472 DATE AND PLACE OF RECORDING: THIS IS A COMMUNICATION FROM Recorded: May 01, 2007 Dakota A DEBT COLLECTOR. County Recorder 2793297 10/20-11/24/11 Document Number: 2513511 ASSIGNMENTS OF MORTGAGE: And assigned to: Aurora Bank, FSB Dated: August 26, 2011 NOTICE OF MORTGAGE Transaction Agent: Mortgage ElecFORECLOSURE SALE tronic Registration Systems, Inc. NOTICE IS HEREBY GIVEN that Transaction Agent Mortgage Identifidefault has occurred in the conditions cation Number: 100013800918325925 of the following described mortgage: Lender or Broker: Greenpoint MortDATE OF MORTGAGE: June 11, 2008 gage Funding, Inc. ORIGINAL PRINCIPAL AMOUNT OF Residential Mortgage Servicer: MORTGAGE: $148,824.00 Aurora Loan Services, LLC MORTGAGOR(S): Benjamin Mortgage Originator: Not Applicable Camargo-Coronado, a single person COUNTY IN WHICH PROPERTY IS MORTGAGEE: Mortgage Electronic LOCATED: Dakota Registration Systems, Inc. Property Address: 4352 Lexington DATE AND PLACE OF RECORDING: Pointe Pkwy, Eagan, MN 55123-1931 Recorded: July 25, 2008 Dakota Tax Parcel ID Number: County Recorder 10-45072-02-160 Document Number: 2604526 LEGAL DESCRIPTION OF PROPASSIGNMENTS OF MORTGAGE: ERTY: Lot 16, Block 2, Lexington And assigned to: SunTrust Mortgage, Pointe Third Addition, Dakota County, Inc. Minnesota Dated: June 28, 2011 AMOUNT DUE AND CLAIMED TO BE Recorded: July 06, 2011 Dakota D U E A S O F D A T E O F N O T I C E : County Recorder $263,784.84 Document Number: 2808406 THAT all pre-foreclosure requireA n d C o r r e c t i v e A s s i g n m e n t ments have been complied with; that Recorded: August 26, 2011 Dakota no action or proceeding has been instiCounty Recorder tuted at law or otherwise to recover the Document Number: 2816397 debt secured by said mortgage, or any Transaction Agent: Mortgage Elec- part thereof; tronic Registration Systems, Inc. PURSUANT to the power of sale conTransaction Agent Mortgage Identifi- t a i n e d i n s a i d m o r t g a g e , t h e cation Number: 100010402600462067 above-described property will be sold Lender or Broker: Suntrust Mort- by the Sheriff of said county as folgage, Inc. lows: Residential Mortgage Servicer: SunDATE AND TIME OF SALE: DecemTrust Mortgage, Inc. ber 02, 2011 at 10:00 AM Mortgage Originator: Not Applicable PLACE OF SALE: Dakota County COUNTY IN WHICH PROPERTY IS Law Enforcement Center, 1580 HighLOCATED: Dakota way 55, Lobby S-100, Hastings, MinneProperty Address: 828 Deppe St, sota West Saint Paul, MN 55118-5721 to pay the debt secured by said mortT a x P a r c e l I D N u m b e r : gage and taxes, if any, on said pre42-20101-01-290 mises and the costs and disburseL E G A L D E S C R I P T I O N O F P R O P - ments, including attorney fees allowed ERTY: Lot 29, Block 1, Deppe's Sec- by law, subject to redemption within ond Addition to St. Paul, according to six (6) months from the date of said the recorded plat thereof on file and of sale by the mortgagor(s), their perrecord in the Office of the Recorder, sonal representatives or assigns. Dakota County, MInnesota. If the Mortgage is not reinstated AMOUNT DUE AND CLAIMED TO BE under Minn. Stat. §580.30 or the propD U E A S O F D A T E O F N O T I C E : erty is not redeemed under Minn. Stat. $165,835.26 §580.23, the Mortgagor must vacate THAT all pre-foreclosure require- the property on or before 11:59 p.m. on ments have been complied with; that June 04, 2012, or the next business no action or proceeding has been insti- day if June 04, 2012 falls on a Saturtuted at law or otherwise to recover the day, Sunday or legal holiday. debt secured by said mortgage, or any Mortgagor(s) released from financial part thereof; obligation: NONE PURSUANT to the power of sale conTHIS COMMUNICATION IS FROM t a i n e d i n s a i d m o r t g a g e , t h e A DEBT COLLECTOR ATTEMPTabove-described property will be sold ING TO COLLECT A DEBT. ANY by the Sheriff of said county as fol- INFORMATION OBTAINED WILL BE lows: USED FOR THAT PURPOSE. DATE AND TIME OF SALE: DecemTHE RIGHT TO VERIFICATION OF ber 02, 2011 at 10:00 AM THE DEBT AND IDENTITY OF THE PLACE OF SALE: Dakota County ORIGINAL CREDITOR WITHIN THE Law Enforcement Center, 1580 High- T I M E P R O V I D E D B Y L A W I S N O T way 55, Lobby S-100, Hastings, Minne- AFFECTED BY THIS ACTION. sota THE TIME ALLOWED BY LAW FOR to pay the debt secured by said mort- REDEMPTION BY THE MORTGAGOR, gage and taxes, if any, on said pre- THE MORTGAGOR'S PERSONAL REPmises and the costs and disburse- RESENTATIVES OR ASSIGNS, MAY BE ments, including attorney fees allowed by law, subject to redemption within ��

PUBLIC NOTICE

�� RESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 20, 2011 ASSIGNEE OF MORTGAGEE: Aurora Bank, FSB Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 022195F01 2791487 10/20-11/24/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 29, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $175,750.00 MORTGAGOR(S): Donald James Kvale and Susan Jane Kvale, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for American Mortgage Corporation its successors and assigns DATE AND PLACE OF REGISTERING: Registered: January 19, 2007 Dakota County Registrar of Titles Document Number: 604691 ASSIGNMENTS OF MORTGAGE: And assigned to: Aurora Bank, FSB Dated: September 08, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100143500610620127 Lender or Broker: American Mortgage Corporation Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 94943 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 8856 134th St W, Apple Valley, MN 55124-9593 Tax Parcel ID Number: 01-18075-02-070 LEGAL DESCRIPTION OF PROPERTY: Lot Seven (7), Block Two (2) in Cobblestone Manor, according to the recorded plat thereof. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $173,364.54 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 02, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 04, 2012, or the next business day if June 04, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 20, 2011 ASSIGNEE OF MORTGAGEE: Aurora Bank, FSB Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 022278F01 2792532 10/20-11/24/11

PUBLIC NOTICE PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 20, 2007 MORTGAGORS: Jeffery Ibinger and Patricia Ibinger, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded June 6, 2007, Dakota County Recorder, Document No. 2522007. ASSIGNMENTS OF MORTGAGE: Assigned to: Aurora Bank FSB. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100025440003777239 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Lehman Brothers Bank, FSB RESIDENTIAL MORTGAGE SERVICER: Aurora Bank FSB MORTGAGED PROPERTY ADDRESS: 305 8th Street, Farmington, MN 55024 TAX PARCEL I.D. #: 140320027010 LEGAL DESCRIPTION OF PROPERTY: EXHIBIT “A” Part of the Middle One-third of Southwest Quarter of Northwest Quarter (being South of the North 1/3 and North of the South 1/3) of Section Thirty Two (32), Township One Hundred Fourteen (114), Range Nineteen (19), bounded and described as follows, to-wit: Commencing at a point 120 feet South of the Northwest corner of said Middle One-third, running thence East and parallel with the North boundary line of said Middle One-third, 200 feet, thence South 60 feet, thence West 200 feet to the Section line between Section Thirty One (31) and Thirty Two (32), thence North along said section line, 60 feet to the place of beginning, according to the Government Survey thereof. Abstract property 305 8th Street Farmington, Minnesota County of Dakota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $214,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $230,737.11 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 30, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 2, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: October 31, 2011. Aurora Bank FSB Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 98-1214 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2813303 11/10-12/15/11

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 26, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $193,500.00 MORTGAGOR(S): Juan Pena-Pliego, a s i n g l e m a n a n d P a u l a Briones-Sanchez, a single woman MORTGAGEE: MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. ACTING SOLELY AS NOMINEE FOR FIRST SOLUTION LENDING, INC. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 1003366-0601180060-1 SERVICER: Carrington Mortgage Services, LLC LENDER: First Solution Lending, Inc.. DATE AND PLACE OF FILING: Dakota County Minnesota, Recorder , on March 28, 2006, as Document No. 2416221. ASSIGNED TO: Wells Fargo Bank, N.A., as Trsutee for Carrington Mortgage Loan Trust, Series 2006-RFC1, Asset-Backed Pass Through Certificates Dated: October 13, 2011 , and recorded October 20, 2011 by Document No. 2825826 . LEGAL DESCRIPTION OF PROPERTY: LOT 10, HIRTE REPLAT PROPERTY ADDRESS: 1358 8TH AVENUE SOUTH, SOUTH ST PAUL, MN 55075 PROPERTY I.D: 36-33000-100-00 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: Two Hundred Nineteen Thousand Two Hundred Fifty-Seven and 81/100 ($219,257.81) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on December 28, 2011 P L A C E O F S A L E : S he r i f f ` s M a i n Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6.00 months from the date of sale. If Mortgage is not reinstated under Minn. Stat. 580.30 or the property is not redeemed under Minn. Stat. 580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 28, 2012, or the next business day if June 28, 2012 falls on a Saturday, Sunday or legal holiday. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 10, 2011 Wells Fargo Bank, N.A., as Trsutee for Carrington Mortgage Loan Trust, Series 2006-RFC1, Asset-Backed Pass Through Certificates Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 11MN00697-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 4129242 11/10/2011, 11/17/2011, 11/24/2011, 12/01/2011, 12/08/2011, 12/15/2011 2814936 11/10-12/15/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 25, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $155,581.00 MORTGAGOR(S): Gregory Ross, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: November 05, 2003 Dakota County Recorder Document Number: 2136322 LOAN MODIFICATION: Dated: August 16, 2010 Recorded: October 21, 2010 Document Number: 2760713 ASSIGNMENTS OF MORTGAGE:

ASSIGNMENTS OF MORTGAGE: And assigned to: Central Mortgage Company Dated: April 27, 2010 Recorded: June 03, 2010 Dakota County Recorder Document Number: 2733450 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000381-1001741238-9 Lender or Broker: American Patriot Mortgage Inc. Residential Mortgage Servicer: Central Mortgage Company Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 14856 Lower Endicott Way Unit 46, Apple Valley, MN 55124-6338 Tax Parcel ID Number: 01-81450-03-046 LEGAL DESCRIPTION OF PROPERTY: Unit No. 46 and Garage Unit No. 46A, Condominium No. 78, Valley Way Village Condominium, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $149,562.99 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 02, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 04, 2012, or the next business day if June 04, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 20, 2011 ASSIGNEE OF MORTGAGEE: Central Mortgage Company Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 014558F02 2789939 10/20-11/24/11

PUBLIC NOTICE

MORTGAGE: $138,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $132,374.98 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 15, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 15, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 12, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6477 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2793241 10/20-11/24/11

PUBLIC NOTICE

ber 9, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on _June 9, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 13, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6001 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2799553 10/27-12/1/11

PUBLIC NOTICE

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gagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on _June 20, 2012_____________________, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 19, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6515 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2800726 10/27-12/1/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J a n u a r y 3 , 2008 MORTGAGORS: Osasuyi Amadasun and Josephine Amadasun, Husband and Wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Registered February 6, 2008, Dakota County Registrar of Titles, Document No. 623536, Certificate of Title No. 136319. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association. Said Mortgage being Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 1000212-6800125078-2 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Mortgages Unlimited, Inc. RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 17518 Gillette Way, Lakeville, MN 55044 TAX PARCEL I.D. #: 221860180058 LEGAL DESCRIPTION OF PROPERTY: Unit No. 8058, CIC No. 424, Crossroads Condominiums, A Common Interest Community, Located in the County of Dakota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $190,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $192,015.51 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 15, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 15, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE

RESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 14, 2011. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-2688 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2800594 10/27-12/1/11

PUBLIC NOTICE

NOTICE OF ASSESSMENT LIEN FORECLOSURE SALE 1. Default has occurred in the terms and conditions of the Declaration for Diffley Commons 2nd Addition Villas and Garden Homes Homeowner's Association (hereinafter the "Association") which was recorded as Document No. 1189722, in the Office of the County Recorder of Dakota County, Minnesota, and also, pursuant to Minn. Stat. '515B.3-116, covering the following property: LEGAL DESCRIPTION: Unit No. 111, Condominium File No. 116, Diffley Commons 2nd Addition, Villas and Garden Homes, a condominium, Dakota County, Minnesota STREET ADDRESS: 1900 Sapphire Point, Eagan, MN 55122 T A X P A R C E L I D N O . 10-20451-04-111 2. Pursuant to said Declaration, there is claimed to be due and owing as of October 20, 2011, from Jennifer M. DeYoung, title holder, to the Association, a Minnesota non-profit corporation, the amount of $2,533.00 for unpaid association dues, late fees, attorneys' fees and costs, plus any other such amounts that will accrue after October 20, 2011, including reasonable attorneys' fees and costs of collection and foreclosure which will be added to the amount claimed due and owing at the time of the sale herein. 3. No action is now pending at law or otherwise to recover said debt or any part thereof. 4. That all preforeclosure requirements have been met. 5. The owner has not been released from her financial obligation to pay said amount. 6. The Declaration, referenced above, and Minn. Stat. §§515B.3-115 and 515B.3-116 provide for a continuing lien against the property. A Notice of Lien evidencing the amount due was recorded on August 31, 2011, as Document No. 2817052 in the Dakota County Recorder's Office. 7. Pursuant to the power of sale contained in the same Declaration and granted by the owners in taking title to the premises subject to said Declaration and pursuant to Minn. Stat. §§515B.3-115 and 515B.3-116, said Lien will be foreclosed by the sale of said property by the Sheriff of Dakota County, at the Dakota County Sheriffs Office, Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, MN 55033, on the 30th day of December, 2011, at 10:00 a.m. at public auction to the highest bidder, to pay the amount then due for said assessments, together with the costs of foreclosure, including attorneys fees as allowed by law. 8. T h e t i m e a l l o w e d b y l a w f o r redemption by the unit owner, her personal representatives or assigns is six (6) months from the date of sale. The date and time to vacate the property is 11:59 p.m. on July 2, 2012, if the account is not reinstated or the owners do not redeem from the foreclosure sale. REDEMPTION NOTICE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 9. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THOMSEN & NYBECK, P.A. Attorneys for Diffley Commons 2nd Addition Villas and Garden Homes Homeowner's Association DIFFLEY COMMONS 2ND ADDITION VILLAS AND GARDEN HOMES HOMEOWNER'S ASSOCIATION By: Gretchen S. Schellhas (#195595) 3600 American Blvd. West, Suite 400 Bloomington, Minnesota 55431 (952) 835-7000 (Diffley Commons / DeYoung/11-7-334D) 2812260 11/10-12/15/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 21, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $188,575.00 MORTGAGOR(S): Christopher D. Konsor, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for Lehman Brothers Bank, FSB, A Federal Savings Bank, its successors and assigns DATE AND PLACE OF RECORDING: Recorded: March 21, 2007 Dakota County Recorder Document Number: 2504089 ASSIGNMENTS OF MORTGAGE: And assigned to: Aurora Bank, FSB Dated: September 12, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100025440003660336 Lender or Broker: Lehman Brothers Bank, FSB, A Federal Savings Bank Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3115 Farnum Dr, Eagan, MN 55121-1922 Tax Parcel ID Number: 10-18150-08-020 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 8, Coachman Land Company 1st Addition AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $200,506.50 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 23, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 25, 2012, or the next business day if June 25, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 10, 2011 ASSIGNEE OF MORTGAGEE: Aurora Bank, FSB Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 022334F01 2810174 11/10-12/15/11

PUBLIC NOTICE

green Dr, Burnsville, Minnesota 55337 TRANSACTION AGENT: N/A TRANSACTION AGENT ID NO.: N/A CURRENT MORTGAGE SERVICER: ING Bank, FSB COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $130,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY PAID BY MORTGAGEE: $134,440.32 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no Mortgagors have been released from financial obligation on said Mortgage; that no action or proceeding has been instituted by law to recover that debt secured by said Mortgage, or any part thereof; that all conditions precedent to foreclose of the Mortgage and acceleration of the debt secures thereby have been fulfilled; PURSUANT to the power of sale therein contained, said Mortgage will be foreclosed and the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 15, 2011 at 10:00 am PLACE OF SALE: Dakota County Law Enforcement Center, Lobby S-100, 1580 Highway 55, Hastings, MN 55033 to pay the debt the debt then secured by the Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law, subject to redemption within six (6) months from the date of sale by the mortgagor, their personal representatives or assigns. DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 of the property redeemed under Minnesota Statutes sections 580.23 is June 15, 2012 at 11:59 p.m. If the foregoing date is Saturday, Sunday, or a legal holiday, then the date to vacate is the next business day at 11:59 p.m. MORTGAGOR RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Dated: October 19, 2011 ING Bank, FSB Mortgagee Kenneth J. Johnson Minnesota State Bar No. 0246074 Johnson, Blumberg & Associates, LLC Attorney for Mortgagee 230 W. Monroe St., Ste. 1125 Chicago, IL 60606 Phone 312-541-9710 Fax 312-541-9711 2799276 10/27-12/1/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 02, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $177,600.00 MORTGAGOR(S): Mark Sievers, single person MORTGAGEE: Mortage Electronic Registration Systems, Inc., as nominee for Suntrust Mortgage, Inc., its successors and assigns DATE AND PLACE OF RECORDING: Recorded: April 26, 2004 Dakota County Recorder Document Number: 2198056 ASSIGNMENTS OF MORTGAGE: And assigned to: Suntrust Mortgage, Inc. Dated: September 29, 2011 Recorded: October 04, 2011 Dakota County Recorder Document Number: 2822454 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100010401341938617 Lender or Broker: Suntrust Mortgage, Inc. Residential Mortgage Servicer: SunTrust Mortgage, Inc. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1170 4th St W, Hastings, MN 55033-1607 Tax Parcel ID Number: 19-10500-21-120 LEGAL DESCRIPTION OF PROPERTY: Lot 12, Block 21, Addition No. Thirteen to the City of Hastings, according to the recorded plat thereof, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $179,555.84 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale con-

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�� of sale con to the power PURSUANT�� day, Sunday or legal �� holiday. tained in said mortgage, the Mortgagor(s) released from financial above-described property will be sold obligation: NONE by the Sheriff of said county as folTHIS COMMUNICATION IS FROM lows: A DEBT COLLECTOR ATTEMPTDATE AND TIME OF SALE: Decem- ING TO COLLECT A DEBT. ANY ber 09, 2011 at 10:00 AM INFORMATION OBTAINED WILL BE PLACE OF SALE: Dakota County USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minne- THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE sota to pay the debt secured by said mort- T I M E P R O V I D E D B Y L A W I S N O T gage and taxes, if any, on said pre- AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR mises and the costs and disbursements, including attorney fees allowed REDEMPTION BY THE MORTGAGOR, by law, subject to redemption within THE MORTGAGOR'S PERSONAL REPsix (6) months from the date of said RESENTATIVES OR ASSIGNS, MAY BE sale by the mortgagor(s), their per- REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER sonal representatives or assigns. If the Mortgage is not reinstated MINNESOTA STATUTES, SECTION under Minn. Stat. §580.30 or the prop- 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G erty is not redeemed under Minn. Stat. OTHER THINGS, THAT THE MORT§580.23, the Mortgagor must vacate GAGED PREMISES ARE IMPROVED the property on or before 11:59 p.m. on WITH A RESIDENTIAL DWELLING OF June 11, 2012, or the next business LESS THAN FIVE UNITS, ARE NOT day if June 11, 2012 falls on a Satur- PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. day, Sunday or legal holiday. DATED: October 27, 2011 Mortgagor(s) released from financial ASSIGNEE OF MORTGAGEE: obligation: NONE Deutsche Bank National Trust THIS COMMUNICATION IS FROM Company as trustee under the A DEBT COLLECTOR ATTEMPTPooling and Servicing Agreement ING TO COLLECT A DEBT. ANY dated as of February 1, 2005, INFORMATION OBTAINED WILL BE GSAMP Trust 2005-NC1 USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF Wilford, Geske & Cook P.A. THE DEBT AND IDENTITY OF THE Attorneys for Assignee of Mortgagee ORIGINAL CREDITOR WITHIN THE Lawrence A. Wilford T I M E P R O V I D E D B Y L A W I S N O T James A. Geske 8425 Seasons Parkway, Suite 105 AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR Woodbury, MN 55125-4393 REDEMPTION BY THE MORTGAGOR, (651) 209-3300 THE MORTGAGOR'S PERSONAL REP- File Number: 020425F01 10/27-12/1/11 RESENTATIVES OR ASSIGNS, MAY BE 2798058 REDUCED TO FIVE WEEKS IF A JUDIUNDER ENTERED IS ORDER CIAL MINNESOTA STATUTES, SECTION NOTICE OF MORTGAGE 582.032, DETERMINING, AMONG FORECLOSURE SALE OTHER THINGS, THAT THE MORTTHE RIGHT TO VERIFICATION GAGED PREMISES ARE IMPROVED DEBT AND IDENTITY OF THE OF WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT THE ORIGINAL CREDITOR WITHIN PROPERTY USED IN AGRICULTURAL THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. PRODUCTION, AND ARE ABANDONED. NOTICE IS HEREBY GIVEN, that DATED: October 27, 2011 default has occurred in conditions of ASSIGNEE OF MORTGAGEE: the following described mortgage: Suntrust Mortgage, Inc. DATE OF MORTGAGE: July 11, 2008 Wilford, Geske & Cook P.A. MORTGAGORS: Kenneth C. Snyder Attorneys for Assignee of Mortgagee and Martha G. Snyder, husband and Lawrence A. Wilford wife. James A. Geske MORTGAGEE: Mortgage Electronic 8425 Seasons Parkway, Suite 105 Registration Systems, Inc. Woodbury, MN 55125-4393 DATE AND PLACE OF RECORDING: (651) 209-3300 Recorded July 23, 2008, Dakota File Number: 022441F01 C o unty Recorder, Document No. 2796079 10/27-12/1/11 2604123. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc.. TRANSACTION AGENT: Mortgage NOTICE OF MORTGAGE Electronic Registration Systems, Inc. FORECLOSURE SALE TRANSACTION AGENT'S MORTNOTICE IS HEREBY GIVEN that default has occurred in the conditions GAGE IDENTIFICATION NUMBER ON MORTGAGE: 100011520055010724 of the following described mortgage: LENDER OR BROKER AND MORTDATE OF MORTGAGE: November 19, GAGE ORIGINATOR STATED ON 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: CitiMortgage, Inc. RESIDENTIAL MORTGAGE SERMORTGAGE: $184,000.00 MORTGAGOR(S): Jack Leroy Svo- VICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: boda and Shannon Delaine Svoboda, 29295 Endress Way, Cannon Falls, MN husband and wife MORTGAGEE: New Century Mort- 55009 TAX PARCEL I.D. #: 316590004001 gage Corporation LEGAL DESCRIPTION OF PROPDATE AND PLACE OF RECORDING: R e c o r d e d : D e c e m b e r 2 3 , 2 0 0 4 ERTY: Lot Four (4), Block One (1), Dakota County Recorder Sarah-Lyndale First Addition, Dakota Document Number: 2278890 County, Minnesota ASSIGNMENTS OF MORTGAGE: COUNTY IN WHICH PROPERTY IS And assigned to: Deutsche Bank National Trust Company as trustee LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF under the Pooling and Servicing Agreement dated as of February 1, MORTGAGE: $330,000.00 AMOUNT DUE AND CLAIMED TO BE 2005, GSAMP Trust 2005-NC1 DUE AS OF DATE OF NOTICE, INCLUDDated: May 24, 2011 Recorded: June 13, 2011 Dakota ING TAXES, IF ANY, PAID BY MORTGAGEE: $349,251.88 County Recorder That prior to the commencement of Document Number: 2805098 this mortgage foreclosure proceeding Transaction Agent: Not Applicable Transaction Agent Mortgage Identifi- Mortgagee/Assignee of Mortgagee complied with all notice requirements as cation Number: Not Applicable L e n d e r o r B r o k e r : N e w C e n t u r y required by statute; That no action or proceeding has been instituted at law Mortgage Corporation Residential Mortgage Servicer: or otherwise to recover the debt secured by said mortgage, or any part Ocwen Loan Servicing, LLC thereof; Mortgage Originator: Not Applicable PURSUANT to the power of sale conCOUNTY IN WHICH PROPERTY IS tained in said mortgage, the above LOCATED: Dakota Property Address: 16580 Flagstaff described property will be sold by the Sheriff of said county as follows: Way W, Rosemount, MN 55068-1463 DATE AND TIME OF SALE: DecemTax Parcel ID Number: ber 16, 2011 at 10:00 AM 22-21177-05-060 PLACE OF SALE: S h e r i f f ' s O f f i c e , LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 5, Donnays Valley Law Enforcement Center, 1580 Hwy Park 8th Addition, Dakota County, MN. 55, Lobby #S-100, Hastings, MN AMOUNT DUE AND CLAIMED TO BE to pay the debt then secured by said D U E A S O F D A T E O F N O T I C E : Mortgage, and taxes, if any, on said premises, and the costs and disburse$192,078.37 THAT all pre-foreclosure require- m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s ments have been complied with; that allowed by law subject to redemption no action or proceeding has been insti- within six (6) months from the date of tuted at law or otherwise to recover the said sale by the mortgagor(s), their debt secured by said mortgage, or any personal representatives or assigns unless reduced to Five (5) weeks under part thereof; PURSUANT to the power of sale con- MN Stat. §580.07. TIME AND DATE TO VACATE PROPtained in said mortgage, the above-described property will be sold E R T Y : I f t h e r e a l e s t a t e i s a n by the Sheriff of said county as fol- owner-occupied, single-family dwelling, unless otherwise provided by law, lows: DATE AND TIME OF SALE: Decem- the date on or before which the mortgagor(s) must vacate the property if the ber 09, 2011 at 10:00 AM PLACE OF SALE: Dakota County mortgage is not reinstated under secLaw Enforcement Center, 1580 High- tion 580.30 or the property is not way 55, Lobby S-100, Hastings, Minne- redeemed under section 580.23 is 11:59 p.m. on June 18, 2012, unless sota to pay the debt secured by said mort- the redemption period is reduced to 5 gage and taxes, if any, on said pre- weeks under MN Stat. Secs. 580.07 or mises and the costs and disburse- 582.032. MORTGAGOR(S) RELEASED FROM ments, including attorney fees allowed by law, subject to redemption within FINANCIAL OBLIGATION ON MORTsix (6) months from the date of said GAGE:None "THE TIME ALLOWED BY LAW FOR sale by the mortgagor(s), their perREDEMPTION BY THE MORTGAGOR, sonal representatives or assigns. If the Mortgage is not reinstated THE MORTGAGOR'S PERSONAL REPunder Minn. Stat. §580.30 or the prop- RESENTATIVES OR ASSIGNS, MAY BE erty is not redeemed under Minn. Stat. REDUCED TO FIVE WEEKS IF A JUDI§580.23, the Mortgagor must vacate CIAL ORDER IS ENTERED UNDER the property on or before 11:59 p.m. on MINNESOTA STATUTES, SECTION June 11, 2012, or the next business 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G day if June 11, 2012 falls on a Satur�� day, Sunday or legal holiday.

PUBLIC NOTICE

�� 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 19, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-5731 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2800563 10/27-12/1/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:June 1, 2007 MORTGAGOR: Thomas C. Kane, an unmarried person. MORTGAGEE: B a n k e r s M o r t g a g e Company, LLC. DATE AND PLACE OF RECORDING: Recorded June 25, 2007, Dakota County Recorder, Document No. 2526328. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bankers Mortgage Company, LLC RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 515 West 4TH Street, Hastings, MN 55033 TAX PARCEL I.D. #: 191050028020 LEGAL DESCRIPTION OF PROPERTY: Lot Two, Block Twenty-eight, Addition No. Thirteen to the City of Hastings COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $195,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $193,708.41 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 27, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on _June 27, 2012_____________________, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 27, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6501 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2814230 11/10-12/15/11

PUBLIC NOTICE

NOTICE OF ASSESSMENT LIEN FORECLOSURE SALE 1. Default has occurred in the terms and conditions of the Declaration for Pinnacle Deckhomes Association (hereinafter the "Association") which was recorded as Document No. 360559, as amended, in the Office of the Registrar of Titles of Dakota County, Minnesota, as amended, and also, pursuant to Minn. Stat. '515B.3-116, covering the following property: LEGAL DESCRIPTION: Unit 5, CIC 204, Pinnacle Deckhomes Condominium, a condominium located in Dakota County, Minnesota STREET ADDRESS: 7285 Bond Way, Inver Grove Heights, MN 55076 T A X P A R C E L I D N O . 20-58200-03-005 2. Pursuant to said Declaration, there is claimed to be due and owing as of October 20, 2011, from Lori A. Wolff, title holder, to the Association, a Minnesota non-profit corporation, the a m o u n t o f $3,347.00 for unpaid association dues, late fees, attorneys' fees and costs, plus any other such amounts that will accrue after October 20, 2011, including reasonable attorneys' fees and costs of collection and foreclosure which will be added to the amount claimed due and owing at the time of the sale herein. 3. No action is now pending at law or otherwise to recover said debt or any part thereof. 4. That all preforeclosure requirements have been met. 5. The owner has not been released from her financial obligation to pay said amount. 6. The Declaration, referenced above, and Minn. Stat. §§515B.3-115 and 515B.3-116 provide for a continuing lien against the property. A Notice of Lien evidencing the amount due was recorded on May 17, 2011, as Document No. T679637 in the Dakota County Registrar of Titles' Office. 7. Pursuant to the power of sale contained in the same Declaration and granted by the owner in taking title to the premises subject to said Declaration and pursuant to Minn. Stat. §§515B.3-115 and 515B.3-116, said Lien will be foreclosed by the sale of said property by the Sheriff of Dakota County, at the Dakota County Sheriffs Office, Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, MN 55033, on the 30th day of December, 2011, at 10:00 a.m. at public auction to the highest bidder, to pay the amount then due for said assessments, together with the costs of foreclosure, including attorneys fees as allowed by law. 8. T h e t i m e a l l o w e d b y l a w f o r redemption by the unit owner, her personal representatives or assigns is six (6) months from the date of sale. The date and time to vacate the property is 11:59 p.m. on July 2, 2012, if the account is not reinstated or the owner does not redeem from the foreclosure sale. REDEMPTION NOTICE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 9. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THOMSEN & NYBECK, P.A. Attorneys for The Pinnacle Deckhomes Association THE PINNACLE DECKHOMES ASSOCIATION By: ____________________________ Gretchen S. Schellhas (#195595) 3600 American Blvd. West, Suite 400 Bloomington, Minnesota 55431 (952) 835-7000 (Pinnacle/Wolff/ 11-7-123D) 2812869 11/10-12/15/11

PUBLIC NOTICE

MORTGAGE: 100137510000330664 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Lakeland Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 1811 Knox Drive, Burnsville, MN 55337 TAX PARCEL I.D. #: 021538303040 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 3, Burnhaven Woods plat five, Dakota County, Minnesota together with the benefits and subject to the Burdens of that certain Declaration of Easements Doc. No. 570317 and Declaration of Restrictions Doc. No. 570316 COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$163,899.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$163,673.44 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 16, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 18, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 17, 2011. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-2933 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2799447 10/27-12/1/11

PUBLIC NOTICE

DUE AS OF DATE OF NOTICE, INCLUD ING TAXES, IF ANY, PAID BY MORTGAGEE: $196,536.75 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 9 , 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on _June 11, 2012_____________________, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 10, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6381 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2798501 10/27-12/1/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 27, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $146,819.00 MORTGAGOR(S): Anthony S. Bickford, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for Summit Mortgage Corporation, its successors and assigns DATE AND PLACE OF RECORDING: Recorded: February 24, 2005 Dakota County Recorder Document Number: 2298431 ASSIGNMENTS OF MORTGAGE: And assigned to: SunTrust Mortgage, Inc. Dated: August 17, 2011 Recorded: August 23, 2011 Dakota County Recorder Document Number: 2815738 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000619-0502500001-3 Lender or Broker: Summit Mortgage Corporation Residential Mortgage Servicer: SunTrust Mortgage, Inc. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 312 8th Ave S, South Saint Paul, MN 55075-2508 Tax Parcel ID Number: 36-64300-01-270 LEGAL DESCRIPTION OF PROPERTY: Lot 27, Block 1 of Riverside Park Addition to the City of St. Paul, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $151,462.19 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 09, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 11, 2012, or the next business day if June 11, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT

TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 27, 2011 ASSIGNEE OF MORTGAGEE: SunTrust Mortgage, Inc. Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 019567F02 2796119 10/27-12/1/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 15, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $121,600.00 MORTGAGOR(S): Margaret E. Eckhoff, a single woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for MIT Lending DATE AND PLACE OF RECORDING: Recorded: March 06, 2003 Dakota County Recorder Document Number: 2010136 ASSIGNMENTS OF MORTGAGE: And assigned to: Nationstar Mortgage, LLC Dated: August 26, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100112065667350751 Lender or Broker: MIT Lending Residential Mortgage Servicer: Nationstar Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 15096 Dunwood Trl, Apple Valley, MN 55124-5855 Tax Parcel ID Number: 01-76900-06-067 LEGAL DESCRIPTION OF PROPERTY: Unit No. 67, Common Interest Community No. 241, Prairie Crossing Villas, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $111,590.59 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 09, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 11, 2012, or the next business day if June 11, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 27, 2011 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage, LLC Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 021694F01 2795731 10/27-12/1/11

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PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 8, 2009 MORTGAGOR: Fred J. Krone, III, a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded May 27, 2009, Dakota County Recorder, Document No. 2659362. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage. Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100103210000519784 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: The Business Bank, dba Prime Mortgage RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 1065 Kettle Creek Road, Eagan, MN 55123 TAX PARCEL I.D. #: 104507502140 LEGAL DESCRIPTION OF PROPERTY: Lot 14, Block 2, Lexington Square COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $259,955.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $261,882.15 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 3, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 3, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 7, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6146 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until December 8, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: November 4, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6146 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2813512 11/10/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 21, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $161,600.00 MORTGAGOR(S): Steven A. Lujan and Molly F. Lujan, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Lakeland Mortgage Corporation, its successors and assigns DATE AND PLACE OF RECORDING: Recorded: August 04, 2005 Dakota County Recorder Document Number: 2347779 ASSIGNMENTS OF MORTGAGE: And assigned to: Aurora Bank FSB Dated: August 17, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100137510000205411 Lender or Broker: Lakeland Mortgage Corporation Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 22 Pine Pl, Farmington, MN 55024-9685 Tax Parcel ID Number: 14-30200-07-010 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 7, Glenview Townhomes and Commercial, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $164,251.87 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 23, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 25, 2012, or the next business day if June 25, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 10, 2011 ASSIGNEE OF MORTGAGEE: Aurora Bank FSB Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 022066F01 2812173 11/10-12/15/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 12, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $162,450.00 MORTGAGOR(S): Anita M. Jacobs and Paul B. Jacobs, wife and husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for GMAC Mortgage Corporation, its successors and assigns DATE AND PLACE OF RECORDING: Recorded: December 21, 2004 Dakota County Recorder Document Number: 2278451 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association, as indenture trustee, on behalf of the holders of the Castle Peak 2011-1 Loan Trust, Mortgage-Backed Notes, Series 2011-1 Dated: October 12, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identifi-

Transaction Agent Mortgage Identifi cation Number: 1000375-0573676301-5 Lender or Broker: GMAC Mortgage Corporation Residential Mortgage Servicer: Select Portfolio Servicing Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 7747 157th St W, Apple Valley, MN 55124-6361 Tax Parcel ID Number: 01-49101-08-030 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 8, Morning View Second Addition, Dakota County Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $157,725.37 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 09, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 11, 2012, or the next business day if June 11, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 27, 2011 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association, as indenture trustee, on behalf of the holders of the Castle Peak 2 0 1 1 - 1 L o a n T r u s t , Mortgage-Backed Notes, Series 2011-1 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 016425F02 2799868 10/27-12/1/11

PUBLIC NOTICE

That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 15, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on _June 15, 2012_____________________, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 14, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6499 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2798539 10/27-12/1/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 19, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $196,100.00 MORTGAGOR(S): James A Mesnik, an unmarried man MORTGAGEE: World Savings Bank, FSB DATE AND PLACE OF REGISTERING: Registered: July 31, 2007 Dakota County Registrar of Titles Document Number: 614950 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: World Savings Bank, FSB Residential Mortgage Servicer: Wachovia Mortgage, FSB Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 122577 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 4790 Babcock Trl, Inver Grove Heights, MN 55077-1208 Tax Parcel ID Number: 20-02910-79-020 LEGAL DESCRIPTION OF PROPERTY: All that part of the South half of the Southeast Quarter (S 1/2 of SE 1/4) of Section 29, Township 28N, Range 22W, of the 4th P.M. described as follows, to-wit: Commencing at the northeast corner of the said South half of the Southeast Quarter (S 1/2 of SE 1/4) of Section 29; thence westerly along the north line of said South half of the Southeast Quarter (S 1/2 of SE 1/4) of Section 29 a distance of 217 feet to a point; thence southerly and at an angle of 90 degrees with said north line a distance of 75 feet to a point, said point being the point of beginning of the land to be herein described and hereby conveyed; from said point of beginning, continue southerly along the line of the last above-mentioned course (namely along the line running southerly and at an angle of 90 degrees to the north line of said South half of the Southeast Quarter (S 1/2 of SE 1/4) of Section 29) a distance of 124 feet; thence southwesterly a distance of 216.70 feet, more or less, to a point in the center line of Oakdale Avenue, which point is 353.69 feet southeasterly along the center line of said Oakdale Avenue from the point of intersection of said Oakdale Avenue with the north line of said South half of the Southeast Quarter (S 1/2 of SE 1/4) of Section 29; thence northwesterly along the center line of said Oakdale Avenue a distance of 125.83 feet to a point; thence northeasterly 285.08 feet, more or less to the point of beginning; all according to the Government Survey

��

�� Survey the Government according to�� ber 22, �� 2011 at 10:00�� AM�� thereof, and the Judicial Land Survey PLACE OF SALE:Sheriff's Office, Law filed in File 48317 in Clerk of District Enforcement Center, 1580 Hwy 55, Court's Office, Dakota County, Minne- Lobby #S-100, Hastings, MN to pay the debt then secured by said sota. AMOUNT DUE AND CLAIMED TO BE Mortgage, and taxes, if any, on said D U E A S O F D A T E O F N O T I C E : premises, and the costs and disbursements, including attorneys' fees $268,995.08 T H A T a l l p r e - f o r e c l o s u r e allowed by law subject to redemption requirements have been complied with; within six (6) months from the date of that no action or proceeding has been said sale by the mortgagor(s), their i n s t i t u t e d a t l a w o r o t h e r w i s e t o personal representatives or assigns r e c o v e r t h e d e b t s e c u r e d b y s a i d unless reduced to Five (5) weeks under mortgage, or any part thereof; that this MN Stat. §580.07. TIME AND DATE TO VACATE PROPis registered property; PURSUANT to the power of sale E R T Y : I f t h e r e a l e s t a t e i s a n c o n t a i n e d i n s a i d m o r t g a g e , t h e owner-occupied, single-family dwellabove-described property will be sold ing, unless otherwise provided by law, b y t h e S h e r i f f o f s a i d c o u n t y a s the date on or before which the mortgagor(s) must vacate the property if the follows: D A T E A N D T I M E O F S A L E : mortgage is not reinstated under section 580.30 or the property is not December 09, 2011 at 10:00 AM PLACE OF SALE: Dakota County redeemed under section 580.23 is L a w E n f o r c e m e n t C e n t e r , 1 5 8 0 11:59 p.m. on June 22, 2012, unless Highway 55, Lobby S-100, Hastings, the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or Minnesota to pay the debt secured by said mort- 582.032. MORTGAGOR(S) RELEASED FROM gage and taxes, if any, on said p r e m i s e s a n d t h e c o s t s a n d FINANCIAL OBLIGATION ON MORTdisbursements, including attorney fees GAGE: None "THE TIME ALLOWED BY LAW FOR allowed by law, subject to redemption within six (6) months from the date of REDEMPTION BY THE MORTGAGOR, said sale by the mortgagor(s), their THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE personal representatives or assigns. If the Mortgage is not reinstated REDUCED TO FIVE WEEKS IF A JUDIu n d e r M i n n . S t a t . § 5 8 0 . 3 0 o r t h e CIAL ORDER IS ENTERED UNDER property is not redeemed under Minn. MINNESOTA STATUTES, SECTION Stat. §580.23, the Mortgagor must 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G vacate the property on or before 11:59 OTHER THINGS, THAT THE MORTp.m. on June 11, 2012, or the next GAGED PREMISES ARE IMPROVED business day if June 11, 2012 falls on WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E obligation: NONE THIS COMMUNICATION IS FROM ABANDONED." Dated: October 20, 2011. A DEBT COLLECTOR ATTEMPTING CitiMortgage, Inc. TO COLLECT A DEBT. ANY Mortgagee/Assignee of Mortgagee INFORMATION OBTAINED WILL BE USSET, WEINGARDEN AND LIEBO, P.L.L.P. USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF Attorneys for Mortgagee/Assignee of THE DEBT AND IDENTITY OF THE Mortgagee ORIGINAL CREDITOR WITHIN THE 4500 Park Glen Road #300 T I M E P R O V I D E D B Y L A W I S N O T Minneapolis, MN 55416 (952) 925-6888 AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR 10-6565 REDEMPTION BY THE MORTGAGOR, THIS IS A COMMUNICATION FROM T H E M O R T G A G O R ' S P E R S O N A L A DEBT COLLECTOR. 10/27-12/1/11 REPRESENTATIVES OR ASSIGNS, 2800584 MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, NOTICE OF MORTGAGE SECTION 582.032, DETERMINING, FORECLOSURE SALE AMONG OTHER THINGS, THAT THE THE RIGHT TO VERIFICATION MORTGAGED PREMISES ARE I M P R O V E D W I T H A R E S I D E N T I A L OF THE DEBT AND IDENTITY OF D W E L L I N G O F L E S S T H A N F I V E THE ORIGINAL CREDITOR WITHIN UNITS, ARE NOT PROPERTY USED IN THE TIME PROVIDED BY LAW IS AGRICULTURAL PRODUCTION, AND NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that ARE ABANDONED. default has occurred in conditions of DATED: October 27, 2011 the following described mortgage: MORTGAGEE: Wells Fargo Bank, DATE OF MORTGAGE: December 13, N.A. successor by merger to Wachovia Mortgage, FSB f/k/a 2005 MORTGAGORS: Brenda K. Davis and World Savings Bank, FSB Larry L. Davis, wife and husband. Wilford, Geske & Cook P.A. MORTGAGEE: PNC Bank, National Attorneys for Mortgagee Association, successor by merger to Lawrence A. Wilford N a t i o n a l C i t y B a n k , s u c c e s s o r by James A. Geske merger to National City Mortgage, a 8425 Seasons Parkway, Suite 105 division of National City Bank of IndiWoodbury, MN 55125-4393 ana. (651) 209-3300 DATE AND PLACE OF RECORDING: File Number: 007340F03 Recorded January 3, 2006, Dakota 2799025 10/27-12/1/11 County Recorder, Document No. 2393869. ASSIGNMENTS OF MORTGAGE: NONE NOTICE OF MORTGAGE TRANSACTION AGENT: NONE FORECLOSURE SALE TRANSACTION AGENT'S MORTTHE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF GAGE IDENTIFICATION NUMBER ON THE ORIGINAL CREDITOR WITHIN MORTGAGE: NONE LENDER OR BROKER AND MORTTHE TIME PROVIDED BY LAW IS GAGE ORIGINATOR STATED ON NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that MORTGAGE: National City Mortgage, default has occurred in conditions of a division of National City Bank of Indiana the following described mortgage: RESIDENTIAL MORTGAGE SERDATE OF MORTGAGE: June 6, 2003 MORTGAGOR: aleb L. Northrup, a VICER: PNC Bank, National Association single person. MORTGAGED PROPERTY ADDRESS: MORTGAGEE: Mortgage Electronic 19860 Chili Avenue, Farmington, MN Registration Systems, Inc. DATE AND PLACE OF RECORDING: 55024 TAX PARCEL I.D. #: 120200053060 Recorded July 24, 2003, Dakota LEGAL DESCRIPTION OF PROPCounty Recorder, Document No. ERTY: 2083229. EXHIBIT “A” ASSIGNMENTS OF MORTGAGE: PARCEL 1: Assigned to: CitiMortgage, Inc. THAT PART OF THE SOUTH 1/2 OF TRANSACTION AGENT: Mortgage THE SOUTHWEST 1/4 OF SECTION Electronic Registration Systems, Inc. 20, TOWNSHIP 114, 19, DAKOTA TRANSACTION AGENT'S MORTCOUNTY, MINNESOTA DESCRIBED GAGE IDENTIFICATION NUMBER ON AS FOLLOWS: MORTGAGE: 100137510000027708 COMMENCING AT THE NORTHLENDER OR BROKER AND MORTWEST CORNER OF SAID SOUTH 1/2 GAGE ORIGINATOR STATED ON OF THE SOUTHWEST 1/4; THENCE MORTGAGE: Lakeland Mortgage CorEAST ALONG THE NORTH LINE poration THEREOF A DISTANCE OF 613 RESIDENTIAL MORTGAGE SERFEET; THENCE SOUTH, PARALLEL VICER: CitiMortgage, Inc. WITH THE WEST LINE OF SAID MORTGAGED PROPERTY ADDRESS: SOUTH 1/2 OF THE SOUTHWEST 1/4, 21055 Putting Avenue, Hastings, MN A DISTANCE OF 410 FEET TO THE 55033 P OINT OF BEGINNING; THENCE T A X P A R C E L I . D . # : CONTINUING SOUTH ALONG THE 33-84900-01-060 LAST DESCRIBED LINE EXTENDED, LEGAL DESCRIPTION OF PROPA DISTANCE OF 100.74 FEET TO ERTY: THE NORTHERLY RIGHT OF WAY Lot 6, Block 1, Wohlers Estates LINE OF A PIPELINE EASEMENT; COUNTY IN WHICH PROPERTY IS THENCE WESTERLY ALONG SAID LOCATED: Dakota NORTHERLY LINE OF THE EASEORIGINAL PRINCIPAL AMOUNT OF MENT A DISTANCE OF 150.03 FEET; MORTGAGE: $322,700.00 THENCE NORTH PARALLEL WITH AMOUNT DUE AND CLAIMED TO BE SAID WEST LINE, A DISTANCE OF DUE AS OF DATE OF NOTICE, INCLUD103.42 FEET; THENCE EAST PARING TAXES, IF ANY, PAID BY MORTALLEL WITH SAID NORTH LINE, A GAGEE: $266,299.92 DISTANCE OF 150 FEET TO THE That prior to the commencement of POINT OF BEGINNING. this mortgage foreclosure proceeding PARCEL 2: Mortgagee/Assignee of Mortgagee comTHE NORTH 1/2 OF OUTLOT A, plied with all notice requirements as BLOCK 2, LU-DAN’S ACRES, required by statute; That no action or DAKOTA COUNTY, MINNESOTA. proceeding has been instituted at law COUNTY IN WHICH PROPERTY IS or otherwise to recover the debt secured by said mortgage, or any part LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF thereof; PURSUANT to the power of sale con- MORTGAGE: $201,600.00 AMOUNT DUE AND CLAIMED TO BE tained in said mortgage, the above described property will be sold by the D U E A S O F D A T E O F N O T I C E , INCLUDING TAXES, IF ANY, PAID BY Sheriff of said county as follows: DATE AND TIME OF SALE: Decem�� ber 22, 2011 at 10:00 AM

PUBLIC NOTICE

�� their sale�� by the mortgagor(s), sonal representatives or assigns. �� INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $194,463.56 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 29, 2011 at 10:00 AM PLACE OF SALE :S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 29, 2012 unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: October 27, 2011. PNC Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-2713 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2808404 11/3-12/8/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 26, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $124,000.00 MORTGAGOR(S): Theodore R. Peltier, an unmarried person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Aegis Wholesale Corporation, its successors and assigns DATE AND PLACE OF RECORDING: Recorded: November 07, 2005 Dakota County Recorder Document Number: 2378643 ASSIGNMENTS OF MORTGAGE: And assigned to: Aurora Bank FSB Dated: August 15, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100053030008298516 Lender or Broker: Aegis Wholesale Corporation Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 15549 Cornell Trl, Rosemount, MN 55068-1554 Tax Parcel ID Number: 34-81310-06-341 LEGAL DESCRIPTION OF PROPERTY: Lot 34, Block 6, Valley Oak Addition Replat, except the North 2.00 feet thereof, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $126,127.26 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 16, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their per-

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If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 18, 2012, or the next business day if June 18, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 03, 2011 ASSIGNEE OF MORTGAGEE: Aurora Bank FSB Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 022067F01 2803286 11/3-12/8/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: ATE OF MORTGAGE: June 30, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $269,600.00 MORTGAGOR(S): Roger W. Thompson and Lori J. Thompson, husband and wife MORTGAGEE: First Franklin, a division of Nat. City Bank of IN DATE AND PLACE OF RECORDING: Recorded: July 21, 2005 Dakota County Recorder Document Number: 2342771 ASSIGNMENTS OF MORTGAGE: And assigned to: First Franklin Financial Corporation Dated: December 01, 2005 Recorded: February 06, 2006 Dakota County Recorder Document Number: 2403531 And assigned to: PNC Bank, National Association Dated: August 05, 2011 Recorded: August 29, 2011 Dakota County Recorder Document Number: 2816631 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: First Franklin, a division of Nat. City Bank of IN Residential Mortgage Servicer: Select Portfolio Servicing Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1005 Trillium Ct, Eagan, MN 55123-3991 Tax Parcel ID Number: 10-45094-01-110 LEGAL DESCRIPTION OF PROPERTY: Lot Eleven, Block One, Lexington Pointe Tenth Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $269,807.92 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 16, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 18, 2012, or the next business day if June 18, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR,

REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 03, 2011 ASSIGNEE OF MORTGAGEE: PNC Bank, National Association Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 021635F02 2802516 11/3-12/8/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: F e b r u a r y 3 , 2005 MORTGAGORS: Joseph S. White, Jr. and Jennifer White, husband and wife. MORTGAGEE: C o m m o n w e a l t h United Mortgage a division of National City Bank of Indiana. DATE AND PLACE OF RECORDING: Registered March 4, 2005, Dakota County Registrar of Titles, Document No. 560267, Certificate of Title No. 127255. ASSIGNMENTS OF MORTGAGE: Assigned to: PNC Bank, National Association s/b/m to National City Mortgage Co, a subsidiary of National City Bank of Indiana. Said Mortgage being Registered Land. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Commonwealth United Mortgage a division of National City Bank of Indiana RESIDENTIAL MORTGAGE SERVICER: PNC Bank, National Association MORTGAGED PROPERTY ADDRESS: 9480 Tyne Lane, Inver Grove Heights, MN 55077 T A X P A R C E L I . D . # : 20-18406-02-040 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 2, in Coventry Pass 7th Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $354,400.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $388,199.42 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 27, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 27, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 27, 2011. PNC Bank, National Association Mortgagee/Assignee of Mortgagee

Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-2642 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2808396 11/3-12/8/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 13, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $212,000.00 MORTGAGOR(S): Hadgu Gebremicheal, a single person and Nigste Weldeselassie, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Lakeland Mortgage Corporation DATE AND PLACE OF RECORDING: Recorded: July 28, 2005 Dakota County Recorder Document Number: 2345104 ASSIGNMENTS OF MORTGAGE: And assigned to: Aurora Bank FSB Dated: September 21, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100137510000194029 Lender or Broker: Lakeland Mortgage Corporation Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 14914 Crestview Ave W, Rosemount, MN 55068-4560 Tax Parcel ID Number: 34-16401-02-140 LEGAL DESCRIPTION OF PROPERTY: Lot 14, Block 2, Carrolton 2nd Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $199,574.60 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 23, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 25, 2012, or the next business day if June 25, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 10, 2011 ASSIGNEE OF MORTGAGEE: Aurora Bank FSB Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 022432F01 2810153 11/10-12/15/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 01, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $137,600.00 MORTGAGOR(S): Kathryn Michaelson, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for Prime Mortgage Corporation, a Minnesota Corporation DATE AND PLACE OF RECORDING: Recorded: November 09, 2004 Dakota County Recorder Document Number: 2265929

Document Number: 2265929 ASSIGNMENTS OF MORTGAGE: And assigned to: Aurora Bank FSB Dated: September 13, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100103210000077478 Lender or Broker: Prime Mortgage Corporation Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 144 10th Ave S, South Saint Paul, MN 55075-2214 Tax Parcel ID Number: 36-48800-02-120 LEGAL DESCRIPTION OF PROPERTY: Lot 12, Block 2, Minnesota and Northwestern Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $125,051.43 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 16, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 18, 2012, or the next business day if June 18, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 03, 2011 ASSIGNEE OF MORTGAGEE: Aurora Bank FSB Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 022347F01 2801674 11/3-12/8/11

PUBLIC NOTICE

LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: One Hundred Forty-One Thousand Three Hundred Thirty-Six and 19/100 ($141,336.19) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on December 20, 2011 PLACE OF SALE: Sheriff`s Mai n Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6.00 months from the date of sale. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 3, 2011 HSBC Bank USA, N.A., as Trustee on behalf of ACE Securities Corp. Home Equity Loan Trust and for the registered holders of ACE Securities Corp. Home Equity Loan Trust, Series 2006-ASAP4, Asset Backed Pass-Through Certificates Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 09MN00189-2 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 4123383 11/03/2011, 11/10/2011, 11/17/2011, 11/24/2011, 12/01/2011, 12/08/2011 2806995 11/3-12/8/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 04, 1992 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $72,867.00 MORTGAGOR(S): Eugene T. Robinette and Victoria L. Robinette, husband and wife MORTGAGEE: United Mortgage Corporation DATE AND PLACE OF RECORDING: Recorded: September 10, 1992 Dakota County Recorder Document Number: 1066863 ASSIGNMENTS OF MORTGAGE: And assigned to: Bank of America, FSB Dated: September 01, 1994 Recorded: August 15, 1995 Dakota County Recorder Document Number: 1294346 And assigned to: Mortgage Electronic Registration Systems, Inc. Dated: December 02, 1998 Recorded: June 21, 1999 Dakota County Recorder Document Number: 1614333 And assigned to: Aurora Loan Services, LLC Dated: March 02, 2011 Recorded: March 18, 2011 Dakota County Recorder Document Number: 2791872 And assigned to: Aurora Bank, FSB Dated: August 16, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100025400001004325 Lender or Broker: United Mortgage Corporation Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 179 Mainzer St, West Saint Paul, MN 55118-1531 Tax Parcel ID Number: 42-32000-00-060 LEGAL DESCRIPTION OF PROPERTY: Lot Six (6) of Hardwick's Addition according to the map or plat thereof on file or of record in the office of the County Recorder in and for Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $68,397.37 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: Decem-

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DATE AND TIME OF SALE: Decem ber 16, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 18, 2012, or the next business day if June 18, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 03, 2011 ASSIGNEE OF MORTGAGEE: Aurora Bank, FSB Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 018035F04 2801658 11/3-12/8/11

PUBLIC NOTICE

MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 27, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 24, 2011. U.S. Bank, National Association, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-1213 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2808350 11/3-12/8/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: December 17, 2010 MORTGAGOR: P a t r i c i a J o n e s , a n unmarried woman. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Registered December 28, 2010, Dakota County Registrar of Titles, Document No. T673502, Certificate of Title No. 150309. ASSIGNMENTS OF MORTGAGE: Assigned to: Universal American Mortgage Company, LLC. Said Mortgage being Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100059600062915462 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Universal American Mortgage Company, LLC RESIDENTIAL MORTGAGE SERVICER: Dovenmuehle Mortgage, Inc. MORTGAGED PROPERTY ADDRESS: 13454 Carbury Avenue, Rosemount, MN 55068 TAX PARCEL I.D. #: 343045002080 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 2, Glendalough, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $350,001.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$360,187.43 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 29, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 29, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REP-

THE MORTGAGOR S PERSONAL REP RESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 28, 2011. Universal American Mortgage Company, LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 9-23 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2808364 11/3-12/8/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 04, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $208,000.00 MORTGAGOR(S): Kristina Marie Avery, a married person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: December 09, 2004 Dakota County Registrar of Titles Document Number: 553906 ASSIGNMENTS OF MORTGAGE: And assigned to: The Bank Of New York Mellon, FKA The Bank Of New York as Trustee For The Benefit Of The Certificate Holders Of The CWALT, Inc., Alternative Loan Trust 2004-27CB, Mortgage Pass Through Certificates, Series 2004-27CB Dated: July 11, 2011 Registered: August 30, 2011 Dakota County Registrar of Titles Document Number: T683683 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100015700042567178 Lender or Broker: America's Wholesale Lender Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 142947 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3191 71st St E, Inver Grove Heights, MN 55076-2550 Tax Parcel ID Number: 20-71157-01-210 LEGAL DESCRIPTION OF PROPERTY: Lot Twenty-One (21) in Block One (1) of South Grove No. 8, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $144,521.19 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 14, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 16, 2012, or the next business day if April 16, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 01, 2011 ASSIGNEE OF MORTGAGEE: The Bank Of New York Mellon, FKA The Bank Of New York as

FKA The Bank Of New York as Trustee For The Benefit Of The Certificate Holders Of The CWALT, Inc., Alternative Loan Trust 2004-27CB, Mortgage Pass Through Certificates, Series 2004-27CB Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 021351F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 14, 2011 at 10:00 AM has been postponed to November 04, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: September 22, 2011 ASSIGNEE OF MORTGAGEE: The Bank Of New York Mellon, FKA The Bank Of New York as Trustee For The Benefit Of The Certificate Holders Of The CWALT, Inc., Alternative Loan Trust 2004-27CB, Mortgage Pass Through Certificates, Series 2004-27CB NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for November 04, 2011 at 10:00 AM has been postponed to November 18, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: October 11, 2011 ASSIGNEE OF MORTGAGEE: The Bank Of New York Mellon, FKA The Bank Of New York as Trustee For The Benefit Of The Certificate Holders Of The CWALT, Inc., Alternative Loan Trust 2004-27CB, Mortgage Pass Through Certificates, Series 2004-27CB Wilford, Geske & Cook P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 021351F01 2787807 11/10/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 13, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $490,000.00 MORTGAGOR(S): Jeff Klose and Carrie Klose, husband and wife MORTGAGEE: Bank of America, N.A. DATE AND PLACE OF RECORDING: Recorded: August 07, 2007 Dakota County Recorder Document Number: 2535698 ASSIGNMENTS OF MORTGAGE: And assigned to: WELLS FARGO BANK, N.A., AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF BANC OF AMERICA FUNDING CORPORATION MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007-E Dated: June 18, 2010 Recorded: July 23, 2010 Dakota County Recorder Document Number: 2742367 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Bank of America, N.A. Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 18660 Irenic Ave, Lakeville, MN 55044-4436 Tax Parcel ID Number: 22-71325-020-05 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 5, Spring Hill, according to the recorded plat thereof and situate in Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $573,628.63 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 10, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 10, 2011, or the next business day if March 10, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM

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�� SERIES �� IS FROM 2007 E �� THIS COMMUNICATION A DEBT COLLECTOR ATTEMPTNOTICE OF POSTPONEMENT OF ING TO COLLECT A DEBT. ANY MORTGAGE FORECLOSURE SALE The above referenced sale scheduled INFORMATION OBTAINED WILL BE for February 03, 2011 at 10:00 AM has USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF been postponed to March 04, 2011 at THE DEBT AND IDENTITY OF THE 10:00 AM in the Dakota County Law ORIGINAL CREDITOR WITHIN THE Enforcement Center, 1580 Highway 55, T I M E P R O V I D E D B Y L A W I S N O T Lobby S-100, Hastings, Minnesota in AFFECTED BY THIS ACTION. said County and State. THE TIME ALLOWED BY LAW FOR DATED: January 31, 2011 REDEMPTION BY THE MORTGAGOR, ASSIGNEE OF MORTGAGEE: THE MORTGAGOR'S PERSONAL REPWELLS FARGO BANK, N.A., AS RESENTATIVES OR ASSIGNS, MAY BE T R U S T E E F O R T H E REDUCED TO FIVE WEEKS IF A JUDICERTIFICATEHOLDERS OF BANC CIAL ORDER IS ENTERED UNDER OF AMERICA FUNDING MINNESOTA STATUTES, SECTION CORPORATION MORTGAGE 582.032, DETERMINING, AMONG PASS-THROUGH CERTIFICATES, OTHER THINGS, THAT THE MORTSERIES 2007-E GAGED PREMISES ARE IMPROVED NOTICE OF POSTPONEMENT OF WITH A RESIDENTIAL DWELLING OF MORTGAGE FORECLOSURE SALE LESS THAN FIVE UNITS, ARE NOT The above referenced sale scheduled PROPERTY USED IN AGRICULTURAL for March 04, 2011 at 10:00 AM has PRODUCTION, AND ARE ABANDONED. been postponed to April 05, 2011 at DATED: July 29, 2010 10:00 AM in the Dakota County Law A S S I G N E E O F M O R T G A G E E : Enforcement Center, 1580 Highway 55, WELLS FARGO BANK, N.A., AS Lobby S-100, Hastings, Minnesota in TRUSTEE FOR THE said County and State. CERTIFICATEHOLDERS OF BANC DATED: February 28, 2011 OF AMERICA FUNDING ASSIGNEE OF MORTGAGEE: CORPORATION MORTGAGE WELLS FARGO BANK, N.A., AS PASS-THROUGH CERTIFICATES, T R U S T E E F O R T H E SERIES 2007-E CERTIFICATEHOLDERS OF BANC Wilford, Geske & Cook P.A. OF AMERICA FUNDING Attorneys for Assignee of Mortgagee CORPOR A T I O N M O R T G A G E Lawrence A. Wilford PASS-THROUGH CERTIFICATES, James A. Geske SERIES 2007-E 8425 Seasons Parkway, Suite 105 NOTICE OF POSTPONEMENT OF Woodbury, MN 55125-4393 MORTGAGE FORECLOSURE SALE (651) 209-3300 The above referenced sale scheduled File Number: 004391F02 for April 05, 2011 at 10:00 AM has been postponed to May 05, 2011 at NOTICE OF POSTPONEMENT OF 10:00 AM in the Dakota County Law MORTGAGE FORECLOSURE SALE The above referenced sale scheduled Enforcement Center, 1580 Highway 55, for September 10, 2010 at 10:00 AM Lobby S-100, Hastings, Minnesota in has been postponed to October 07, said County and State. 2010 at 10:00 AM in the Dakota DATED: March 31, 2011 County Law Enforcement Center, 1580 ASSIGNEE OF MORTGAGEE: Highway 55, Lobby S-100, Hastings, WELLS FARGO BANK, N.A., AS Minnesota in said County and State. T R U S T E E F O R T H E DATED: September 07, 2010 CERTIFICATEHOLDERS OF BANC ASSIGNEE OF MORTGAGEE: OF AMERICA FUNDING WELLS FARGO BANK, N.A., AS CORPORATION MORTGAGE TRUSTEE FOR THE CERTIFICATE PASS-THROUGH CERTIFICATES, HOLDERS OF BANC OF AMERICA SERIES 2007-E FUNDING CORPORATION NOTICE OF POSTPONEMENT OF MORTGAGE PASS-THROUGH MORTGAGE FORECLOSURE SALE CERTIFICATES, SERIES 2007-E The above referenced sale scheduled for May 05, 2011 at 10:00 AM has been NOTICE OF POSTPONEMENT OF postponed to June 06, 2011 at 10:00 MORTGAGE FORECLOSURE SALE The above referenced sale scheduled A M i n t h e D a k o t a C o u n t y L a w for October 07, 2010 at 10:00 AM has Enforcement Center, 1580 Highway 55, been postponed to November 12, 2010 Lobby S-100, Hastings, Minnesota in at 10:00 AM in the Dakota County Law said County and State. Enforcement Center, 1580 Highway 55, DATED: April 28, 2011 Lobby S-100, Hastings, Minnesota in ASSIGNEE OF MORTGAGEE: said County and State. WELLS FARGO BANK, N.A., AS DATED: September 30, 2010 T R U S T E E F O R T H E ASSIGNEE OF MORTGAGEE: CERTIFICATEHOLDERS OF BANC WELLS FARGO BANK, N.A., AS OF AMERICA FUNDING T R U S T E E F O R T H E CORPORATION MORTGAGE CERTIFICATEHOLDERS OF BANC PASS-THROUGH CERTIFICATES, OF AMERICA FUNDING SERIES 2007-E CORPORATION MORTGAGE NOTICE OF POSTPONEMENT OF PASS-THROUGH CERTIFICATES, MORTGAGE FORECLOSURE SALE SERIES 2007-E The above referenced sale scheduled for June 06, 2011 at 10:00 AM has NOTICE OF POSTPONEMENT OF been postponed to July 06, 2011 at MORTGAGE FORECLOSURE SALE The above referenced sale scheduled 10:00 AM in the Dakota County Law for November 12, 2010 at 10:00 AM has Enforcement Center, 1580 Highway 55, been postponed to December 03, 2010 Lobby S-100, Hastings, Minnesota in at 10:00 AM in the Dakota County Law said County and State. Enforcement Center, 1580 Highway 55, DATED: May 31, 2011 Lobby S-100, Hastings, Minnesota in ASSIGNEE OF MORTGAGEE: said County and State. WELLS FARGO BANK, N.A., AS DATED: November 02, 2010 T R U S T E E F O R T H E ASSIGNEE OF MORTGAGEE: CERTIFICATEHOLDERS OF BANC WELLS FARGO BANK, N.A., AS OF AMERICA FUNDING TRUSTEE FOR THE CORPORATION MORTGAGE CERTIFICATEHOLDERS OF BANC PASS-THROUGH CERTIFICATES, OF AMERICA FUNDING SERIES 2007-E CORPORATION MORTGAGE NOTICE OF POSTPONEMENT OF PASS-THROUGH CERTIFICATES, MORTGAGE FORECLOSURE SALE SERIES 2007-E The above referenced sale scheduled for July 06, 2011 at 10:00 AM has been NOTICE OF POSTPONEMENT OF postponed to August 08, 2011 at 10:00 MORTGAGE FORECLOSURE SALE The above referenced sale scheduled A M i n t h e D a k o t a C o u n t y L a w for December 03, 2010 at 10:00 AM has Enforcement Center, 1580 Highway 55, been postponed to January 04, 2011 at Lobby S-100, Hastings, Minnesota in 10:00 AM in the Dakota County Law said County and State. Enforcement Center, 1580 Highway 55, DATED: July 01, 2011 Lobby S-100, Hastings, Minnesota in ASSIGNEE OF MORTGAGEE: said County and State. WELLS FARGO BANK, N.A., AS DATED: November 29, 2010 T R U S T E E F O R T H E ASSIGNEE OF MORTGAGEE: CERTIFICATEHOLDERS OF BANC WELLS FARGO BANK, N.A., AS OF AMERICA FUNDING T R U S T E E F O R T H E CORPORATION MORTGAGE CERTIFICATEHOLDERS OF BANC PASS-THROUGH CERTIFICATES, OF AMERICA FUNDING SERIES 2007-E CORPORATION MORTGAGE NOTICE OF POSTPONEMENT OF PASS-THROUGH CERTIFICATES, MORTGAGE FORECLOSURE SALE SERIES 2007-E The above referenced sale scheduled for August 08, 2011 at 10:00 AM has NOTICE OF POSTPONEMENT OF been postponed to September 07, 2011 MORTGAGE FORECLOSURE SALE The above referenced sale scheduled at 10:00 AM in the Dakota County Law for January 04, 2011 at 10:00 AM has Enforcement Center, 1580 Highway 55, been postponed to January 21, 2011 at Lobby S-100, Hastings, Minnesota in 10:00 AM in the Dakota County Law said County and State. Enforcement Center, 1580 Highway 55, DATED: August 03, 2011 Lobby S-100, Hastings, Minnesota in ASSIGNEE OF MORTGAGEE: said County and State. WELLS FARGO BANK, N.A., AS DATED: December 29, 2010 TRUSTEE FOR THE ASSIGNEE OF MORTGAGEE: CERTIFICATEHOLDERS OF BANC WELLS FARGO BANK, N.A., AS OF AMERICA FUNDING T R U S T E E F O R T H E CORPORATION MORTGAGE CERTIFICATEHOLDERS OF BANC PASS-THROUGH CERTIFICATES, OF AMERICA FUNDING SERIES 2007-E CORPORATION MORTGAGE NOTICE OF POSTPONEMENT OF PASS-THROUGH CERTIFICATES, MORTGAGE FORECLOSURE SALE SERIES 2007-E The above referenced sale scheduled for September 07, 2011 at 10:00 AM NOTICE OF POSTPONEMENT OF has been postponed to October 07, MORTGAGE FORECLOSURE SALE The above referenced sale scheduled 2 0 1 1 a t 1 0 : 0 0 A M i n t h e D a k o t a for January 21, 2011 at 10:00 AM has County Law Enforcement Center, 1580 been postponed to February 03, 2011 Highway 55, Lobby S-100, Hastings, at 10:00 AM in the Dakota County Law Minnesota in said County and State. Enforcement Center, 1580 Highway 55, DATED: August 31, 2011 Lobby S-100, Hastings, Minnesota in ASSIGNEE OF MORTGAGEE: said County and State. WELLS FARGO BANK, N.A., AS DATED: January 13, 2011 T R U S T E E F O R T H E ASSIGNEE OF MORTGAGEE: CERTIFICATEHOLDERS OF BANC WELLS FARGO BANK, N.A., AS OF AMERICA FUNDING T R U S T E E F O R T H E CORPORATION MORTGAGE CERTIFICATEHOLDERS OF BANC PASS-THROUGH CERTIFICATES, OF AMERICA FUNDING SERIES 2007-E CORPORATION MORTGAGE NOTICE OF POSTPONEMENT OF PASS-THROUGH CERTIFICATES, SERIES 2007-E ��

�� THE MORTGA GOR S PERSONAL REPRESENTATIVES OR ASSIGNS, �� NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 07, 2011 at 10:00 AM has been postponed to November 07, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: October 03, 2011 ASSIGNEE OF MORTGAGEE: WELLS FARGO BANK, N.A., AS T R U S T E E F O R T H E CERTIFICATEHOLDERS OF BANC OF AMERICA FUNDING CORPORATION MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007-E NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for November 07, 2011 at 10:00 AM has been postponed to December 07, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: November 01, 2011 ASSIGNEE OF MORTGAGEE: WELLS FARGO BANK, N.A., AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF BANC OF AMERICA FUNDING CORPORATION MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007-E Wilford, Geske & Cook P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 004391F02 2810064 11/10/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 27, 2005 MORTGAGOR: Rodney D. Wolford, an unmarried man. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded June 23, 2005, Dakota County Recorder, Document No. 2333493. ASSIGNMENTS OF MORTGAGE: Assigned to: The Bank of New York Mellon, as Successor Trustee under NovaStar Mortgage Funding Trust, Series 2005-3. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100020410000710447 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: DHI Mortgage Company Limited Partnership RESIDENTIAL MORTGAGE SERVICER: Saxon Mortgage Services, Inc. MORTGAGED PROPERTY ADDRESS: 2628 Yellowstone Drive, Hastings, MN 55033 TAX PARCEL I.D. #: 192970105016 LEGAL DESCRIPTION OF PROPERTY: Unit No. 16, Glendale Heights Villas, A Condominium, CIC No. 439, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $148,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $155,255.46 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 4, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 4, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL

MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: September 14, 2011. The Bank of New York Mellon, as Successor Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 84-679 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until December 30, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: November 3, 2011. The Bank of New York Mellon, as Successor Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 84-679 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2811687 11/10/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 23, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $248,800.00 MORTGAGOR(S): Sharon Tenney, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for First Magnus Financial Corporation, its successors and assigns DATE AND PLACE OF RECORDING: Recorded: October 06, 2005 Dakota County Recorder Document Number: 2367914 ASSIGNMENTS OF MORTGAGE: And assigned to: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK,AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWALT, INC., ALTERNATIVE LOAN TRUST 2 0 0 5 - 6 5 C B , M O R T G A G E PASS-THROUGH CERTIFICATES, SERIES 2005-65CB Dated: May 05, 2011 Recorded: June 03, 2011 Dakota County Recorder Document Number: 2803695 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100039223350015955 Lender or Broker: First Magnus Financial Corporation Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 605 Crane Creek Ln, Eagan, MN 55121-2377 Tax Parcel ID Number: 10.18475.01.190 LEGAL DESCRIPTION OF PROPERTY: Lot 19, Block 1, CIC No. 297, Crane Creek Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $267,832.18 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 04, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 04, 2012, or the next business day if May 04, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 22, 2011 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK,AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWALT, INC., ALTERNATIVE LOAN TRUST 2005-65CB, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2005-65CB Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 022187F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for November 04, 2011 at 10:00 AM has been postponed to December 05, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: November 01, 2011 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK,AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWALT, INC., ALTERNATIVE LOAN TRUST 2005-65CB, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2005-65CB Wilford, Geske & Cook P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 022187F01 2810046 11/10/11

PUBLIC NOTICE

to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 26, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: January 25, 2011. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9123 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until May 12, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: March 23, 2011. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9123 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until June 9, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: May 16, 2011. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9123 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until January 11, 2012 at 10:00 am at the Sheriff’s Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: November 4, 2011. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9123 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2813325 11/10/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 24, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $264,600.00 MORTGAGOR(S): Brenda Swanson, single MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: July 14, 2005 Dakota County Recorder Document Number: 2339820 ASSIGNMENTS OF MORTGAGE: And assigned to: The Bank of New York Mellon f/k/a The Bank of New York, as successor in interest to JPMorgan Chase Bank, National Association, as Trustee for First NLC Trust 2005-2 Mortgage-Backed Certificates,

2005 2 Mortgage Backed Certificates, Series 2005-2 Dated: April 26, 2011 Recorded: May 02, 2011 Dakota County Recorder Document Number: 2798423 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100195910000662596 Lender or Broker: First NLC Financial Services, LLC Residential Mortgage Servicer: Ocwen Loan Servicing, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 8366 174th St W, Lakeville, MN 55044-6274 Tax Parcel ID Number: 22-17075-080-02 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 2, Cherry Ridge First Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $285,002.55 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 17, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 17, 2011, or the next business day if December 17, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 05, 2011 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon f/k/a The Bank of New York, as successor in interest to JPMorgan Chase Bank, National Association, as Trustee for First NLC Trust 2005-2 Mortgage-Backed Certificates, Series 2005-2 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 014740F02 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for June 17, 2011 at 10:00 AM has been postponed to July 18, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: June 17, 2011 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon f/k/a The Bank of New York, as successor in interest to JPMorgan Chase Bank, National Association, as Trustee for First NLC Trust 2005-2 Mortgage-Backed Certificates, Series 2005-2 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 18, 2011 at 10:00 AM has been postponed to August 05, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: July 15, 2011 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon f/k/a The Bank of New York, as successor in interest to JPMorgan Chase Bank, National Association, as Trustee for First NLC Trust 2005-2 Mortgage-Backed Certificates, Series 2005-2 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for August 05, 2011 at 10:00 AM has been postponed to September 02, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55,

Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: August 03, 2011 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon f/k/a The Bank of New York, as successor in interest to JPMorgan Chase Bank, National Association, as Trustee for First NLC Trust 2005-2 Mortgage-Backed Certificates, Series 2005-2 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 02, 2011 at 10:00 AM has been postponed to October 03, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: August 31, 2011 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon f/k/a The Bank of New York, as successor in interest to JPMorgan Chase Bank, National Association, as Trustee for First NLC Trust 2005-2 Mortgage-Backed Certificates, Series 2005-2 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 03, 2011 at 10:00 AM has been postponed to November 03, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: September 27, 2011 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon f/k/a The Bank of New York, as successor in interest to JPMorgan Chase Bank, National Association, as Trustee for First NLC Trust 2005-2 Mortgage-Backed Certificates, Series 2005-2 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for November 03, 2011 at 10:00 AM has been postponed to November 17, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: November 02, 2011 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon f/k/a The Bank of New York, as successor in interest to JPMorgan Chase Bank, National Association, as Trustee for First NLC Trust 2005-2 Mortgage-Backed Certificates, Series 2005-2 Wilford, Geske & Cook P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 014740F02 2813266 11/10/11

PUBLIC NOTICE

��

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY November 10, 2011

Walz named to task force on broadband Shirley Walz, senior director of technology for Thomson Reuters in Eagan, was one of 15 members named to the Governorâ&#x20AC;&#x2122;s Task Force on Broadband. The task force is charged with developing policies to promote the expansion of broadband access in Minnesota. Gov. Mark Daytonâ&#x20AC;&#x2122;s stated goal is â&#x20AC;&#x153;border-to-borderâ&#x20AC;? high-speed Internet and cell phone access throughout Minnesota. According to Dayton, the task force will develop an action plan for identifying and correcting disparities in access and adoption of broadband in all Minnesota communities â&#x20AC;&#x201D; urban, rural, and suburban. Members of the task force represent a cross-section of broadband interests, including

consumers, business and residential users, educational and health care institutions, telephone and cable companies, wireless providers, and government. The Minnesota Department of Commerce, which houses the stateâ&#x20AC;&#x2122;s Broadband Development Office, will work closely with the Governorâ&#x20AC;&#x2122;s Task Force on Broadband. â&#x20AC;&#x153;For the short- and longterm success of our economy, every school, business, and consumer in Minnesota must have affordable, high-speed access to information and the online marketplace,â&#x20AC;? said Commerce Commissioner Mike Rothman. â&#x20AC;&#x153;That is what the work of this task force is all about.â&#x20AC;?

Fairview Ridges Cardiovascular Rehabilitation Program certified Fairview Ridges Hospitalâ&#x20AC;&#x2122;s cardiovascular rehabilitation program has earned certification from the American Association of Cardiovascular and Pulmonary Rehabilitation. The certification recognizes the program for its commitment to improving patientsâ&#x20AC;&#x2122; quality of life by enhancing standards of care. Cardiovascular and pulmonary rehabilitation programs are designed to help people with cardiovascular and pulmonary problems recover faster and improve their PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. Â§580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 4, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: September 7, 2011. U.S. Bank, National Association, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 38-270 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until December 30, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said

Maverick earns TEKNE Award

quality of life. Both programs include exercise, education, counseling and support for patients and their families. The Fairview program participated in the onemonth application process, which requires extensive documentation of the programâ&#x20AC;&#x2122;s practices. The certification is the only peer-reviewed accreditation process designed to review individual programs for adherence to standards and guidelines. Certification is valid for three years. y g county and state. Dated: November 4, 2011. U.S. Bank, National Association, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 38-270 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2813376 11/10/11

PUBLIC NOTICE

Photo by Rick Orndorf

Maverick Software Consulting, which has offices in Lakeville and other upper Midwest locations, was honored with the 2011 TEKNE Award in the Innovative Collaboration of the Year category on Nov. 3 at the Minneapolis Convention Center. From left are Chuck Sherwood, vice president of Maverick; Martin Hebig, president of Maverick, and award presenter Johnny Helmberger, of Comcast Business Class. The award honors any type of collaboration that demonstrates leadership, dedication and excellence in delivering an innovation. The Minnesota High Tech Association TEKNE Awards celebrate and honor organizations and individuals who merit special recognition for their outstanding contributions to Minnesotaâ&#x20AC;&#x2122;s technology-based economy.

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Thompson names campaign manager State Sen. Dave Thompson, R-Lakeville, has named Jon Koznick of Lakeville as his Thompson for Senate 2012 campaign manager. Koznick, 39, holds a marketing degree from Jon Koznick St. Cloud State University. A self-employed mortgage lender for 10 years, he is now employed with Provincial Bank Mortgage. He is involved with the Chamber of Commerce, a past Rotary Club member, serves on the Downtown Lakeville Business Association advisory board, is a 2005 â&#x20AC;&#x153;Leadership Lakevilleâ&#x20AC;? graduate and longtime Republican Party volunteer. Koznick has lived in Lakeville since 2001, with his wife and two daughters.

Nominations being accepted for Exceptional Businesswomen Nominations for the 2012 Dakota County Tribune Exceptional Businesswomen are being accepted through Friday, Nov. 25. People may nominate a woman who has excelled in the workplace and com-

munity by going online to w w w. T h i s we e k L i ve. c o m and filling out the nomination form. This is the third year of the Tribuneâ&#x20AC;&#x2122;s recognition event, which has honored 27 Dakota County recipients in

required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 4, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within twelve (12) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. Â§580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on _November 5, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 12, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6354 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF

MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until December 23, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: November 4, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6354 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2813384 11/10/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 20, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $65,000.00 MORTGAGOR(S): Steven R. Kahle and Vanessa Lynn Kahle, both single people MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: May 10, 2007 Dakota County Recorder Document Number: 2515793 ASSIGNMENTS OF MORTGAGE: And assigned to: Nationstar Mortgage, LLC Dated: April 27, 2011 Recorded: May 02, 2011 Dakota County Recorder Document Number: 2798427 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100062604735137111 Lender or Broker: Homecomings Financial, LLC f/k/a Homecomings Financial Network, Inc. Residential Mortgage Servicer: Nationstar Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3155 Coachman Rd Apt 381, Eagan, MN 55121-1812 Tax Parcel ID Number: 10-18100-381-01 LEGAL DESCRIPTION OF PROPERTY: Unit Number 381, Coachman Oaks Condominiums, Condominium File No. 45, Dakota County, Minnesota.

the past two years. Nominations may also be sent to tad.johnson@ ecm-inc.com or by mail to Dakota County Tribune Exceptional Businesswomen, 12190 County Road 11, Burnsville, MN 55337. y AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $71,728.15 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 17, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. Â§580.30 or the property is not redeemed under Minn. Stat. Â§580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 17, 2011, or the next business day if December 17, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 05, 2011 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage, LLC Wilford, Geske & Cook P.A.

The nomination should include contact information for the person submitting the nomination and the woman being nominated along with reasons why she deserves the award.

Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 003846F02 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for June 17, 2011 at 10:00 AM has been postponed to July 18, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: June 13, 2011 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage, LLC NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 18, 2011 at 10:00 AM has been postponed to September 16, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: June 27, 2011 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage, LLC NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 16, 2011 at 10:00 AM has been postponed to November 07, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: September 13, 2011 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage, LLC NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for November 07, 2011 at 10:00 AM has been postponed to December 07, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: October 31, 2011 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage, LLC Wilford, Geske & Cook P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 003846F02 2809349 11/10/11

28A

November 10,, 2011 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Thisweekend

‘Tech guy’ takes center stage Lakeville’s Brad Heywood is leaving the dark solitude of the control booth to make his acting debut in ‘You Better Watch Out’ by Andrew Miller THISWEEK NEWSPAPERS

For three years, Brad Heywood has played a vital behind-the-scenes role with the Lakeville-based community theater group Expressions. As the all-purpose “tech guy,” he’s handled lighting, sound and other nuts-andbolts aspects of about a half dozen productions. Now, he’s leaving the quiet anonymity of the control booth and stepping into the spotlight. The Lakeville resident and IT specialist by profession is making his stage debut this month in Expressions’ holiday play “You Better Watch Out.” “It’s a new experience and a challenge,” Heywood said. In the booth, “I can be up there reading a book and just hit a button when I need to. Now I’ve got to

focus and make sure I don’t screw up my lines.” Heywood plays Mr. Smith in “You Better Watch Out,” a character who as the show progresses is revealed to be Santa. It’s a role to which Heywood says he’s well-suited. “I did Santa for my kids when they were little – I’ve even got my own Santa suit, though I don’t think I’d fit into it anymore,” he said with a laugh. He hadn’t planned on auditioning for the part. According to the show’s director, Andy Wilkins, the actor originally cast as Mr. Smith decided the drivetime to Lakeville was getting to be too much, and dropped out of the show about a week into rehearsals. In stepped Heywood, who said he’d been toying with the idea of “taking the

plunge” into acting for some time. His only prior acting experience was a theater class he took while attending Robbinsdale Armstrong High School. The students didn’t perform before an audience, but simply staged a few scenes in a workshoptype setting. “I played a doofus – the other students told me I played that really well,” he joked. Mr. Smith is a substantial part for a first-time actor – Heywood is one of just seven cast members in “You Better Watch Out,” and he’s got about 170 lines to memorize. To help get into character, he’s been reviewing Santa’s scenes in “Miracle on 34th Street.” With opening night just a week away, his crash course in acting is coming along. “The first time he

showed up (to rehearsals) he was stiff as a board, but now he’s relaxed a lot and he’s doing really well,” Wilkins said. Because he’ll be on stage, Heywood had to relinquish his control-booth duties. He didn’t need to look far for a replacement – his adult son, Tom, has signed on as the show’s tech director. And while many greenhorn actors would be feeling butterflies in their stomachs about now, Heywood says he’s been able to keep his cool because, in a comedy-laden show such as “You Better Watch Out,” he knows it’s OK to come off as a ham. “I don’t have any problem dorking it up,” he said. Andrew Miller is at andrew. miller@ecm-inc.com.

Photo by Andrew Miller

Brad Heywood plays Mr. Smith in “You Better Watch Out,” a character who as the show progresses is revealed to be Santa. Expressions will present the holiday-themed play at 7:30 p.m. Nov. 11-12 and 18-19, and 2 p.m. Nov. 13 and 20. Performances are at the Lakeville Area Arts Center, 20965 Holyoke Ave. Tickets are $12 and can be ordered online at www.lakeville-rapconnect.com or by calling (952) 985-4640.

Theater and Arts Briefs Annual meeting for arts group

Thanksgiving comedy premieres

The Dakota County Regional Arts Collaborative’s first annual meeting will be held from 1-3 p.m. Wednesday, Nov. 16 at the Lakeville Area Arts Center, 20965 Holyoke Ave. The meeting will focus on a review of past activities and plans for the future. Mark Albers, operations manager of Minnesota Citizens for the Arts, will be the speaker. Registration is at 12:30 p.m. People should RSVP to Cathy Werner at (651) 463-6387 or cwerner@dakotaelectric.com.

‘Junie B.’ to be in Lakeville The Play’s the Thing Productions will present “Junie B., First Grader in Jingle Bells, Batman Smells! (P.S. So Does May)” Dec. 16-29 at the Lakeville Area Arts Center, 20965 Holyoke Ave., Lakeville. Tickets are $12 for adults, $10 for seniors, students and groups. Tickets can be purchased online at www.ci.lakeville.mn.us or by phone at (952) 9854640. For more information about the show, go to www. childrenstheatretptt.com.

Photo submitted

The Chameleon Theatre Circle will present the world premiere of playwright Vicki Riba Koestler’s “We Gather Together” at 7:30 p.m. Nov. 11, 12, 14, 18 and 19 and 2 p.m. Nov. 13 and 20 at the Burnsville Performing Arts Center, 12600 Nicollet Ave. The holiday comedy was a winner of Chameleon’s 2010 New Play Contest. Tickets are $20 at the box office ($17 for seniors, students, audio description patrons, and groups of eight or more), by phone at (800) 982-2787 or online at ticketmaster.com.

New Year’s with Louie Anderson Tickets are on sale for comedian Louie Anderson’s Laugh Out Loud New Year’s Eve performance at 7:30 p.m. Saturday, Dec. 31,

at the Burnsville Performing Arts Center, 12600 Nicollet Ave., Burnsville. Tickets range from $31.95 to $101.95 and can be purchased at the box office or via Ticketmaster at (800) 982-2727 or ticketmaster.com.

Home-grown art Village exhibition Christmas

Rhythmic Circus in Burnsville

“Portraits, Reflections and Secrets of Dakota County” is the name of a new community art exhibit on display at the Dakota County Western Service Center in Apple Valley through December. The exhibit features a mix of paintings, drawings and photography. The works of art were created by 26 Dakota County artists. The exhibit is located in the hallway between the Galaxie Library and the Western Service Center atrium. Viewing hours are 7:30 a.m. to 7 p.m. Monday, 7:30 a.m. to 8:30 p.m. Tuesday through Thursday, and 7:30 a.m. to 5 p.m. Friday.

Percussive-dance group Rhythmic Circus will present “Feet Don’t Fail Me Now!” at 7:30 p.m. Saturday, Nov. 12, at the Burnsville Performing Arts Center. Tickets are $34 and $29 and can be purchased at the box office, 12600 Nicollet Ave., or via Ticketmaster at (800) 982-2787 or ticketmaster.com.

‘La Féminine’ art exhibit at BPAC “La Féminine,” an exhibit featuring the works of local artists Patricia Schwartz and Christine Tierney, will run through Nov. 26 at Burnsville Performing Arts Center’s Art Gallery, 12600 Nicollet Ave. The exhibit is a joint collection of still lifes and landscapes in watercolor, oil and pastel from a feminine perspective. Information: (952) 8954685 or www.burnsvillepac. com.

The annual Christmas in the Village event is scheduled from 1 to 8 p.m. Dec. 3-4 and Dec. 10-11 at Dakota City Heritage Village, 4008 220th St. W., at the Dakota County Fairgrounds in Farmington. Admission will be $2 for ages 4 to 12 and $3 for ages 13 and older. Children under 3 will be admitted free and there will be a maximum charge of $12 for each carload. For information or to volunteer, call (651) 4608050.

Alice’s adventures “Alice’s Adventures in Wonderland” will be performed at 7 p.m. Nov. 11 and 1 p.m. Nov. 12 at Robert Boeckman Middle School, 500 Denmark Ave., Farmington. Tickets are $6 for adults and $5 for children. The play is presented by The Play’s the Thing Productions and Farmington Community Education. For more information, go to www.childrenstheatretptt.com.

Nicollet Inn has swing night Tim Patrick and his Blue Eyes Band will perform from 8 to 11 p.m. Friday, Nov. 18, at Best Western Premier Nicollet Inn, 14201 Nicollet Ave. S., Burnsville. Dance lessons will be offered at 7 p.m. Cost is $12 (including lessons). Information: www.nicolletinn. com or (952) 435-2100.

BoDeans in Burnsville The BoDeans will perform at 8 p.m. Friday, Dec. 30, at the Burnsville Performing Arts Center, 12600 Nicollet Ave., Burnsville. Tickets are $39 and $42 at the box office, all Ticketmaster locations, by phone at (800) 745-3000 and online at ticketmaster.com.