12/15/2011 - Dakota County Tribune Business Weekly by Dakota County Tribune

JOHN GESSNER ANDREW MILLER TAD JOHNSON

Xcel Energy nixes road project 2A Framing business closes in Apple Valley 2A Farmington man wins $1 million 2A

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DATE ##, 2009 DECEMBER 15, 2011

VOLUME 30, NUMBER # VOLUME 32, NUMBER 42

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INSIDE BIZ NEWS

Owner of Jade Logistics, a freight management company, named as one of theTen Outstanding Young Minnesotans. NI 2A SUPHAVONG FORUM

Photo submitted

Valmont Industries volunteers work together at Feed My Starving Children in Eagan to pack meal mixes that are shipped overseas to help feed the worldâ&#x20AC;&#x2122;s poor.

Photo by David Rotty, Valmont employee

Season of giving lasts year-round for local business

Valmont Industries officials donated a flag pole Valmont Industries focuses on giving to local community to the Farmington veterans memorial project. by Laura Adelmann From left are Jim Morris, general manager of the DAKOTA COUNTY TRIBUNE Farmington plant and a former Air Force F106 At one Farmington busifighter pilot; Ron Ersfeld, commander of the Farmington VFW; Bill Cook, Valmont controller; ness, the season of giving of food for the local food ing the events at work is and Leon Orr, chair of the Veterans Memorial lasts year-round. Valmont Industries, manshelves. convenient for employees Committee. ufacturer of street, light and During Thanksgiving and reinforces the corporate flag poles, has embraced a week, the company distribut- culture of giving. culture of giving that is pri- ed vouchers for free turkeys â&#x20AC;&#x153;Itâ&#x20AC;&#x2122;s a good opportunity marily directed at serving to its employees, and 26 of to help others within their others in Farmington, the them donated their vouchers community in a relatively community where one of its to 360 Communities, a local easy way,â&#x20AC;? Berg said. branches operates. service organization that opValmont Industries emâ&#x20AC;&#x153;Our people take pride erates food shelves. ployees also can be found in giving back to the local The company kicked in ringing bells at Econo Foods community,â&#x20AC;? said Jim Mor- an additional $1,000 to help in Farmington and lining up ris, general manager of the feed those in need over the at Eaganâ&#x20AC;&#x2122;s Feed My Starving national companyâ&#x20AC;&#x2122;s Farm- holidays. Children to help hand pack ington plant. At the Farmington site, meals specifically formulated This year, the branchâ&#x20AC;&#x2122;s the company hosts three for malnourished children. 116 employees participated blood drives. This year, the Morris said Valmont in Farmingtonâ&#x20AC;&#x2122;s pond and events have yielded 75 pints leadership encourages empark cleanup day, directed of blood. ployees to offer ideas for Photo submitted traffic during the military Steve Berg, a Valmont ways the company can help Greg Brennhofer, a shipping lead with Valmont family picnic, and with 99 technical customer service the community. Industries, and his wife, Kara Brennhofer, recently percent employee participa- representative and the blood Thanks to one employvolunteered as bell ringers for the Salvation Army tion, raised 1,559 pounds drive coordinator, said holdSee Valmont, Page 6A in Farmington.

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LEE EGERSTROM

Farm operations need help to have the opportunity to pump life into rural Minnesota communities. 4A

FORUM

Minnesota legislators should resist the need to play Santa Claus with tax system and pass serious reform. PHIL 4A KRINKIE NEWS

JIM GLYNN

Farmington man who survived cardiac arrest donates automatic external def ibrillator to local restaurant. 5A

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December 15, 2011 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

News Roundup Road project a casualty of Xcel’s suspension of Black Dog upgrade by John Gessner DAKOTA COUNTY TRIBUNE

Xcel Energy’s announcement that it’s suspending plans to upgrade its Black Dog plant in Burnsville has also halted plans for a $5.5 million local road project. Without the upgrade, there’s no funding to build a 12th Avenue extension through Black Dog Park to the company’s high-water road in the Minnesota River bottom, said Steve Albrecht, Burnsville public works director. The city had planned to begin the project next summer and was in negotiations to assess the entire cost to Xcel. “The city and the company agree that without the repowering, it isn’t economical to build that extension of 12th Avenue at this time,” said Jim Zyduck, director of the riverfront plant east of Interstate 35W.

That means residents of the North River Hills area won’t get flood-season relief from plant-generated truck traffic anytime soon. Xcel announced Dec. 1 that it’s deferring plans for the Black Dog upgrade because of continued slow economic growth and the loss of municipal wholesale power customers. The main feature of the $600 million upgrade would have been the conversion of two coal-fired turbines to natural gas. The plant’s other two turbines were converted from coal to gas in 2002. Xcel is now saying it has enough generating capacity to meet customers’ needs through 2018. The company is also rethinking a proposed capacity expansion at its Prairie Island nuclear plant. The Black Dog project, originally planned for completion in 2016, will now wait until at least 2018, Zyduck

End of an era for Apple Valley framing business Gallery Editions to close at end of January by Andrew Miller

said. “As part of that, we’re still going to include a 12th Avenue option, should we repower in 2018,” he said. The road project was a response to the seemingly annual conundrum of providing access to the plant during flood season. The city will go ahead next year with reconstruction of the Black Dog Road west bridge near I-35W. The deteriorating, flood-damaged bridge has been closed since spring 2010. Xcel will pay the entire cost, estimated at $588,000. With the bridge closed, Xcel trucks – including those that remove fly ash from the coal burners – have reached the plant via the Nicols Road connection with Black Dog Road in Eagan. Ash removal is the primary source of plant-generated truck traffic, Albrecht said. “Operationally, they need

be able to extend access longer on Black Dog Road than we currently can.” Then there’s the possibility that Xcel may simply retire the two coal units, cutting truck traffic to the point where 12th Avenue wouldn’t need to be extended, Albrecht said. “The current plan is to continue operations on coal for the foreseeable future,” Zyduck said. Two new federal emissions rules – one forthcoming and one pending – and the economy will influence future decisions about the plant, he said. “There’s no foregone conclusion right now that (the coal units) are going to be retired,” he said. The city and Xcel were discussing a long-term assessment plan for 12th Avenue that depended in part on the increased property taxes an upgraded plant would have generated, Albrecht said.

Eagan businesswoman honored for ‘outstanding’ work Ni Suphavong, owner of Jade Logistics, was named among Ten Outstanding Young Minnesotans

DAKOTA COUNTY TRIBUNE

by Jessica Harper

The struggling economy has forced a mainstay of Apple Valley’s business community to close its doors. William and Sharon Nygaard, who opened Gallery Editions in 1985, have announced that their picture framing and collectible store at 7707 147th St. will close at the end of January. “Business five to eight years ago was phenomenal, but as the economy changed and people’s incomes have changed, certain things get put on hold and we’ve seen a drop in demand,” said William Nygaard. “It’s kind of a melancholy thing – it’s something we built and now it’s coming to an end.” The Nygaards opened the first incarnation of Gallery Editions in August 1985 in the Big Apple Mall, now the site of Ace Hardware. They found that first location while househunting in Apple Valley, and they’ve been residents of the city since 1987. The store moved to its current location in the Granada Center shopping complex in 2006 after stints in Apple Valley Square near Rainbow Foods and Time Square next to TCF Bank. William says he got into the framing business in an unlikely way – as a janitor. “While I was in college I started a janitorial business, and many of the clients were art galleries,” he said. “I started doing my own framing, hanging it on my walls and selling it to friends.” After the store closes, William will continue working at his job as a Ramsey County veterans service officer. Sharon also works fulltime outside Gallery Editions as a nanny. They look forward to spending more time with their grandchildren, and simply enjoying some time off. “We haven’t had a weekend off together in the last 40 years,” William said. Jan. 31 is Gallery Editions’ last day in business.

DAKOTA COUNTY TRIBUNE

Andrew Miller is at andrew.miller@ecm-inc.com.

an access, and Eagan has indicated that long term, their city street is not the viable long-term access for the operation of the plant,” Albrecht said. “New construction or not, they need a more viable access.” When all of Black Dog Road is under water from Eagan to Burnsville, vehicles reach the high-water road in Burnsville via a connection from Black Dog Park to Territorial Drive. Black Dog Road flooding has forced use of the alternative access for more than 12 weeks in each of the last two years. “It’s not a situation the city likes, the neighbors like or Xcel likes, for that matter,” Albrecht said. Reopening Black Dog Road on the west once the new bridge is built should help, he said. “It floods at a higher elevation than the east end does,” Albrecht said. “We’ll

Eagan businesswoman Ni Suphavong will never forget the American family that made it possible for her own family to start anew. When she was 5, Suphavong and her family fled Laos for the United States with the help of an American sponsor. “That single, kind-hearted act changed my whole life,” Suphavong said. It inspired the 36-year-old to incorporate philanthropy into her mission at Jade Logistics, her Eagan-based freight management company. Her own generosity was recognized last month by the Minnesota Jaycees, which named her among its Ten Outstanding Young Minnesotans. “It’s a great recognition,” Suphavong said. Each year Suphavong and Jade Logistics donate items and money to 150 different charities in the Twin Cities. The company adopted several families this month that will receive donated Christmas presents. “I believe that a big difference can be made if everyone makes a little contribution,” she said. Becoming an entrepreneur has been Suphavong’s dream since she was a child, but she strayed from that goal for several years before founding Jade Logistics at age 32. Suphavong initially attended Concordia College to study various fields until settling on business administration. It was a part-time job that piqued her interest in the freight management industry. “I looked at other careers after that but always kept coming back to freight,” she said. “Once it’s in your blood, you can’t get it out.” By 2007, Suphavong had founded

“The funding on Xcel’s end was based on repowering the facility,” he said. “Without repowering the plant, the project doesn’t have a funding source.” Zyduck said Xcel and its fly-ash truck contractor are sensitive to neighborhood concerns. Up to 30 ash trucks per week have gone through North River Hills when Black Dog Road is closed. Trips are limited to five days a week. The story also incorrectly reported the plant’s location. It is east of Interstate 35W. “Having to move those through residential areas doesn’t pose any more risk than plow trucks or garbage haulers or moving trucks,” Zyduck said. John Gessner is at burnsville. thisweek@ecm-inc.com.

Farmington man wins $1 million in state lottery by Tad Johnson DAKOTA COUNTY TRIBUNE

Jade Logistics, which grew into a profitable $5 million company. Suphavong named the company after the stone Jade, which has significance in Asian cultures. She initially struggled to obtain financing as banks tightened their lending. But Suphavong was eventually able to finance Jade Logistics by borrowing from her home equity and credit cards. “I had no reservations about it,” she said. “I started the company to give back to the community.” Each of the company’s eight employees are required to give back to their community in some way. The certified minority woman-owned business hasn’t felt the weight of the recession the way many other companies have, Suphavong said. “It’s all about relationship building,” she said about her success. Suphavong’s advice for other female business owners: “Don’t let fear stop you. … Sometimes we have more to prove as women so we have to work harder, but perseverance will always pay off.”

Howard Rapp of Farmington broke a couple of eggs in his rush to find out if he had a winning Minnesota Lottery Mega Millions ticket. But after Rapp discovered he had matched the first five numbers on his ticket, he now will be able to buy plenty of eggs. How about a million dollars’ worth? The Minnesota Lottery announced today that Rapp won $1 million on Nov. 18, but he was patient enough to wait 17 days to claim his prize at the Roseville headquarters on Dec. 5. Rapp didn’t know he had won when he was purchasing groceries after the drawing. But he scanned the ticket using a prize checker and a message appeared instructing him to claim a prize at the Lottery office. “I hurried up and bought a newspaper and ran home. I opened the door, threw the groceries on the floor (I broke a couple of eggs), closed the door and checked the numbers in the newspaper,” Rapp said in a lottery press release. He said he was shocked to see that the first five matched — and that he missed winning the jackpot by just one number. He didn’t have the Mega Ball number, which was three. Jackpots start at $12 million. Since he added the $1 Megaplier option when he purchased the ticket, the $250,000 prize for having the first five numbers quadrupled to $1 million. Overall odds of winning a cash prize are 1 in 40. The odds of winning the jackpot are approximately 1 in 175.7 million. Kwik Trip, located at 217 Elm St. in Farmington, sold the winning ticket.

Jessica Harper is at jessica.harper@ecminc.com.

Tad Johnson is at editor.thisweek@ecm-inc.com.

Ni Suphavong

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY December 15, 2011

Buzz People, places and pursuits creating buzz in Dakota County business this week as submitted by the local business community

Accolades

Business Briefs

DAKOTA ELECTRIC RECOGNIZED FOR COMMUNITY PROGRAMS

MINNESOTA ZOO RECEIVES WASTE WISE LEADER AWARD

NACR CALLNACK RATED ‘AVAYA COMPLIANT’

BLUE CROSS ACHIEVES PERFECT SCORE

The Association of Fundraising Professionals in Minnesota recognized Farmington-based Dakota Electric Association’s community involvement efforts by naming it the Outstanding Philanthropic Organization for 2011. Dakota Electric employees and board members spend time serving chambers of commerce, Rotary clubs and various nonprofits and community organizations. Employees donate about $20,000 to local charities through the company’s Dakota Care campaign. Dakota Electric not only provides volunteers and donations to organizations but encourages community involvement by recognizing area leaders with its Township Officers Award, celebrating nonprofits through the Touchstone Energy Community Award, training future leaders by sending youth to Washington, D.C., and providing opportunities for its members to be generous with their time and finances through programs such as GreenTouch and Helping Neighbors.

The Minnesota Zoo, Apple Valley, has received the 2011 Minnesota Waste Wise Leader Award. The award recognizes the zoo’s accomplishments in preventing and reducing waste, increasing energy efficiency, using eco-friendly products, and raising environmental awareness among its staff and guests. Minnesota Waste Wise is an affiliate program of the Minnesota Chamber of Commerce. The Minnesota Waste Wise Leader award is given to Minnesota Waste Wise members that have shown true leadership in the tenets of the program. Leader Award winners are chosen once a year and serve as environmental role models for their own communities, the Minnesota business community and the Minnesota Waste Wise program.

Eagan-based NACR, a solutions integration expert, announced that its CallNACK application is compliant with key collaboration solutions from Avaya, a global provider of enterprise communications systems, software and services. CallNACK is designed to help businesses fine-tune their contact center operations, improve call handling, and enhance customer service. The application is now compliance-tested by Avaya for compatibility with: Avaya ACE, Avaya Aura Communication Manager, and Avaya Aura Session Manager. The CallNACK application provides a managed approach to call handling, with multiple uses and options, including: • Enabling a company to proactively check its outbound calling lists against the national database to ensure compliance with the Do Not Call registry. • Enforcing local calling hours so that customers are called only between certain hours. • Automating the call process to free employees from manual, errorprone call logging. • Routing calls based on customer preferences via database lookup, without the need for complex computertelephony integration. • Displaying a company’s Caller ID based on the customer’s location. CallNACK can be deployed over multiple sites and adapted for managing company-wide calling. The application can also be customized to meet a company’s specific business or contact center need.

Eagan-based Blue Cross and Blue Shield of Minnesota achieved a perfect score on the Human Rights Campaign’s annual Corporate Equality Index for 2012. Blue Cross was among 638 U.S. businesses rated this year, and one of only 190 that received the full 100 points in LGBT-related policies and practices, including non-discrimination and anti-harassment policies, diversity training for sexual orientation, supporting an LGBT employee resource group and engaging in appropriate and respectful advertising/marketing or sponsoring LGBT community events or organizations. “Blue Cross and Blue Shield of Minnesota is extremely proud to achieve a 100 percent on the Corporate Equality Index,” said Colleen Connors, senior vice president of human resources and facilities services. “It is an honor to be named among the nation’s leading companies for our commitment to ensuring an inclusive workplace for all employees. Being named a Best Place to Work is important in sustaining a talented workforce at Blue Cross.” The CEI rates companies on 40 specific policies and practices, 32 of which are new or more demanding this year. To achieve a perfect score and the coveted distinction of “Best Places to Work for LGBT Equality,” companies must have fully-inclusive equal employment opportunity policies, provide equal employment benefits, demonstrate organizational LGBT competency, evidence their commitment to equality publicly and exercise responsible citizenship.

GUILD INCORPORATED NAMED PROVIDER OF THE YEAR Guild Incorporated was named 2011 Provider of the Year by National Alliance on Mental Illness, Minnesota. NAMI Minnesota gives the award to a mental health organization that demonstrates excellence, respect, and best practices. As the award honors the collective work of the agency, it will travel to each of the Guild service sites throughout the year. MINNESOTA ZOO HONORED FOR MARKETING EFFORTS The International Association of Amusement Parks and Attractions has awarded the Minnesota Zoo, Apple Valley, Brass Ring Awards for its marketing efforts for the promotion of its 3M Penguins of the African Coast exhibit. In the zoo and aquarium category, the Minnesota Zoo received two Brass Ring Awards for radio and print advertising. The Brass Ring Awards highlight originality, creativity and excellence in marketing among professionals in the attractions industry. The creative elements for the zoo’s 3M Penguins of the African Coast marketing campaign were developed by Minneapolis-based ad agency Clarity Coverdale Fury. IAAPA is the premier trade association for the attractions industry worldwide, representing zoos, aquariums, museums, family entertainment centers and amusement parks.

Business Briefs DAKOTA COUNTY REGIONAL CHAMBER NEW MEMBERS New members of the Dakota County Regional Chamber of Commerce include: • Devpeak Technologies, LLC, 3432 Denmark Ave., Suite 74, Eagan. • Get In Shape For Women, 15094 Claret Ave., Rosemount. • The High Performance Academy, 2950 Lexington Ave., Eagan. • Lady Katherine Women’s Fitness, 4178 Pilot Knob Road, Eagan. • Obermeier & Associates, P.A., 14300 Nicollet Court, Suite 302, Burnsville. • TruStone Financial Credit Union, 14601 27th Ave. N., Suite 104, Plymouth. ANYTIME FITNESS HOLDS GRAND REOPENING IN SAVAGE Anytime Fitness, a 24-hour co-ed fitness franchise, has reopened for business at 14233 O’Connell Court in Savage. A grand opening celebration will take place from 9 a.m. to 1 p.m. Saturday, Dec. 17, with club tours and membership specials available through the week. TWIN CITIES GAS PRICES FALL OVER PAST WEEK Average retail gasoline prices in the Twin Cities have fallen 5.1 cents per gallon in the past week, averaging $3.15 per gallon on Dec. 11. The national average has fallen 0.7 cents per gallon in the last week to $3.28 per gallon, according to TwinCitiesGasPrices.com.

Submission to Buzz The Dakota County Tribune Business Weekly includes promotions, new hires, retirements, awards and other such business news on the Buzz page. If you have an announcement you would like included in this part of the newspaper, send submissions by e-mail to reporter.thisweek@ ecm-inc.com, fax to (952) 846-2010 or mail it to the Burnsville office at 12190 County Road 11, Burnsville, MN 55337. When sending a photo by e-mail be sure that it is 200 dpi or greater. Include a daytime phone number if someone from the newsroom needs to contact the business for additional information. Deadline is 5 p.m. Friday prior to Thursday edition. Submission of information does not guarantee publication. All items are subject to editing. Tips on what to include in the submission are: names, titles, dates, business name, brief description of the news taking place, brief description of the business, contact names and numbers.

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December 15, 2011 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Forum Commentary and opinion regarding issues in the world of business and public policy

Legislators need to stop playing Santa Claus by Phil Krinkie SPECIAL TO THE TRIBUNE

Every legislative session for the past 40 years many state legislators have had the urge to dress up in the proverbial red suit, don a fake white beard and play Santa Claus for Minnesota homeowners. The charade that has been played out every year since 1967 is commonly referred to as the “Homestead Property Tax Credit.” Legislators don’t want voters (especially homeowners) to blame them for rising property taxes; so they invented the term “homestead credit.” Like most Ponzi schemes it’s just another method of moving the money around so no one really knows what is happening. In this shell game, legislators direct state tax collections from sales and income tax dollars back to cities and counties through a variety of aids and credits in order to deceive property owners that they are paying less in taxes. This process started in 1967 when the legislature overrode Gov. Harold LeVander’s veto of the state’s first sales tax. The scheme was to implement a new tax revenue stream and then use a portion of the new revenue to buy down property taxes for homeowners across the state.

Guest Columnist Phil Krinkie

It started as a 35 percent credit of a homeowner’s property tax bill, up to $250. In subsequent years, the credit has changed dozens of times, always with legislators taking credit for being the property tax Santa and delivering the gift of lower taxes. Sometimes small, sometimes large, but always a generous gift to homeowners across the state. But in any good political drama there is always a counter group, the bunch of angry elves with the claim that some boys and girls got left out or didn’t receive as much as they got last year. This year is no different. Republican lawmakers made a change in the method of calculating property tax aid resulting in a shift of those that received state property tax relief. Despite the fact that property tax levies will increase statewide by only 1.2 percent in 2012; DFL lawmakers are claiming that the Grinch (Republican legislators) stole Christmas.

The fact is that property owners across the state continue to pay an ever increasing amount in property taxes because city and county governments continue to spend more. Some people think because the value of their home is declining, their property taxes should also decline. This premise is incorrect if their local government’s spending is not declining at the same rate. Minnesota has one of the most complex and convoluted property tax systems in the country and every year someone at the Legislature wants to make it worse by claiming they are the one wearing the red suit and will deliver even more gifts to homeowners across the state. The simple truth is that until the state legislature ends the property tax Ponzi scheme, no homeowner will be able to determine the real cost of local services in their community. City and county officials hide behind this property tax Ponzi scheme claiming they have no control of the process and that they are mere pawns in the legislative game. City council and county board members alike lobby the Legislature to perpetuate the process; always ready to point the finger at the Legislature if homeowners complain about property tax increases.

Small farms provide big opportunity by Lee Egerstrom SPECIAL TO THE TRIBUNE

While just a seedling next to Minnesota’s booming corn and soybean business, small- and medium-scale produce agriculture shows tremendous growth potential as an economic contributor to rural Minnesota communities, according to Minnesota 2020’s latest report, Made in Minnesota 2011 (www.mn2020.org). As we celebrate the end of another harvest and move toward a new year, let’s consider this industry’s economic opportunities. Business models such as farmers markets, community supported agriculture, pick-your-own farms, direct marketing to cooperative grocery stores, and farmto-school programs give non-traditional growers outlets to sell their produce and farm-raised goods. Estimates project farmers markets contribute up to $64 million in net economic impact, with CSAs contributing $10.5 million, according to Minnesota 2020 surveys and modeling analysis. Growing farm-to-table vegetables and produce is hard work, with long hours, and few are getting rich at it; however, it’s important to countryside economics because it supplements off-farm income or retirement savings in many cases. While the numbers are small, some growers are

Guest Columnist Lee Engerstrom

making a full-time living in small- and medium-scale agriculture. According to the USDA, a farm with less than $50,000 in annual farm sales is a small farm, one with annual farm sales between $50,000 and $500,000 is a medium farm, and farms with more than $500,000 annual farm sales are large farms. Locally grown and sold produce, Christmas trees, wreaths and specialty goods, such as wines and cheeses, keep community dollars captive. These purchases retain more than 90 cents of every dollar in regional communities, according to previous MN2020 Made in Minnesota research. Small-scale growing also provides many immigrant farm workers a more cost effective entryway to agricultural entrepreneurship, with traditional farming’s start up costs now topping more than $2 million. In some rural communities, small-ag combined with the larger food processing industry has provided many new immi-

grants workforce entry. As such, towns are being revived by these new residents who bring capital, cultural and creative ideas to rural Minnesota. Along main streets, some have set up retail shops, selling food and clothing. While most immigrant-related economic activity concentrates in the Twin Cities metro, the ethnic economy represents $12 billion in statewide purchasing power, according to research cited in MN2020’s report. MN2020’s report recommends the following public policy steps to help cultivate opportunities in non-traditional agricultural: The state should invest in identifying and building more farm-to-table opportunities for small- and medium-scale farmers, including ethnic growers, to supply local shoppers, restaurants, and grocery stores. Increase outreach and research to helping small- and medium-scale growers better track sales data so that state leaders could better quantify the industry’s impact on the overall ag economy. Lee Egerstrom is a Minnesota 2020 Economic Development Fellow. Columns reflect the opinion of the author.

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Like a disappointed child on Christmas morning if there isn’t that special gift under the tree, parents are quick to say it must be that Santa never got your letter. When property owners are disappointed upon receiving their truth-in-taxation statements, it’s never the case that city and county government is spending too much, it’s that the state didn’t provide enough money in state aid to offset increases in local government spending. That’s the reason homeowners find a lump of coal, i.e. an increase in their property taxes in their Christmas stockings. It’s time for the state Legislature to stop playing Santa Claus to property tax owners by paying out hundreds of millions every year in gifts to cities and counties for property tax relief. End the property tax Ponzi scheme and make local government officials accountable for their spending. Phil Krinkie, a former eight-term Republican state representative from Lino Lakes who was chairman of the House Tax Committee, is president of the Taxpayers League of Minnesota. He is a member of the Minnesota State Colleges and Universities Board. He is at philk@taxpayersleague.org. Columns reflect the opinion of the author.

Dakota County Tribune BUSINESS WEEKLY

(USPS 147240) Publisher............................. Julian Andersen President ........................ Marge Winkelman General Manager, Editor ...... Larry Werner Managing Editors ...................Tad Johnson .................................................John Gessner Sales Manager ........................Mike Jetchick Production/Office Manager ....Ellen Reierson Buzz submissions.....darcy.odden@ecm-inc.com Business Briefs ...... darcy.odden@ecm-inc.com Story ideas ...............tad.johnson@ecm-inc.com Letters ......................tad.johnson@ecm-inc.com Advertising ..................... ads.dct@ecm-inc.com

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DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY December 15, 2011

Grateful Farmington survivor pays it forward Subway restaurant on Pilot Knob given life-saving device by Laura Adelmann DAKOTA COUNTY TRIBUNE

Most people donâ&#x20AC;&#x2122;t survive what Jim Glynn has been through, and heâ&#x20AC;&#x2122;s working on raising the odds for others. This summer, the Farmington resident suffered sudden cardiac arrest while sleeping. Sudden cardiac arrest causes unexpected loss of heart function, breathing and consciousness. It is the nationâ&#x20AC;&#x2122;s No. 1 killer.

Thanks to the prompt actions of his family, the 911 operator and emergency responders, Glynn is one of the few sudden cardiac arrest survivors. At a recent survivorsâ&#x20AC;&#x2122; dinner sponsored by Allinaâ&#x20AC;&#x2122;s Heart Safe Community Program, Glynn was presented with an automated external defibrillator, the same kind of machine used to save his life. Determining that Farmingtonâ&#x20AC;&#x2122;s northern area businesses have no access to an AED for emergency use, Glynn offered the machine to Don Schussler, owner of the Pilot Knob Subway restaurant, who obtained au-

Photo submitted

Sudden cardiac arrest survivor Jim Glynn, center, donated an automated external defibrillator he was awarded by Allinaâ&#x20AC;&#x2122;s Heart Safe Community Program, to the Subway on Pilot Knob owner Don Schussler and store manager Jodie Van Hecke. Also pictured are Farmington Heart Restart representatives Glen Anderson and Cheryl Retterath. thorizations to have it placed cardiac arrest, time is of the at his business. essence and quick action is Glynn said to survive a necessary.

Farmington welcomes the season at Dazzle Day

He said virtually anyone can use the AED device to take advantage of those first critical minutes. â&#x20AC;&#x153;It talks you through what you should do, even to the point that if you do something wrong, it corrects you,â&#x20AC;? Glynn said. He noted that a new method of performing cardiopulmonary resuscitation does not require mouth-tomouth contact. â&#x20AC;&#x153;I believe that held people back from getting involved,â&#x20AC;? Glynn said. Glynn presented Schussler with the AED during an informal event at the Subway restaurant Monday, Dec. 5.

Also attending the presentation was Katie Kuenzi, the first person to respond to Glynnâ&#x20AC;&#x2122;s emergency. â&#x20AC;&#x153;It was good to see her again,â&#x20AC;? Glynn said. â&#x20AC;&#x153;Sheâ&#x20AC;&#x2122;s my hero.â&#x20AC;? Glynn said he hopes the AED wonâ&#x20AC;&#x2122;t be needed, but if someone else suffers a sudden cardiac arrest, it will save other lives. â&#x20AC;&#x153;I attribute my being here as a result of an AED, so having one accessible is very important,â&#x20AC;? Glynn said. â&#x20AC;&#x153;It will be interesting to see down the road if another success story is achieved.â&#x20AC;? Laura Adelmann is at laura. adelmann@ecm-inc.com.

Eagan business has grand opening

Light snowfall started just in time to set the mood by Laura Adelmann DAKOTA COUNTY TRIBUNE

A gentle snowfall started about an hour before Farmingtonâ&#x20AC;&#x2122;s official Christmas tree lighting celebration, Dec. 3. Santa and Mrs. Claus arrived in a horse-drawn carriage, greeting excited children, then the crowd assembled to count down the seconds to turn on the tree lights for the first time in its new location at Second and Oak streets. The event drew hundreds downtown throughout the day, with visitors enjoying horse-drawn trolley rides, hot cocoa, bonfires and Christmas caroling. Businesses stayed open until 7 p.m., and Farmington Business Association President Clyde Rath said retailers enjoyed brisk business. â&#x20AC;&#x153;It was a really nice day for everyone,â&#x20AC;? Rath said. Laura Adelmann is at laura.adelmann@ecm-inc.com.

Photo submitted

Farmingtonâ&#x20AC;&#x2122;s Christmas tree lighting celebration was held during Dazzle Day, Dec. 3, in downtown. Many businesses stayed open until 7 p.m. and experienced brisk business.

Photosubmitted

Qdoba Mexican Grill celebrated its grand opening at 1289 Promenade Place in Eagan with a ribbon cutting on Dec. 1 as part of Dakota County Regional Chamberâ&#x20AC;&#x2122;s Why Not Wednesday? Business After Hours event.

Capitol Commerce Dakota County lawmaker looks to plug gap in law on insider trading Rep. Joe Atkins recalls smugly watching a recent television news story about allegations of insider trading by lawmakers in the U.S. Congress and thinking such a thing could not happen in Minnesota. But later Atkins, DFLInver Grove Heights, who serves on the House Ethics Committee, checked to see what state law actually prohibits insider stock trading among state lawmakers and found that when it comes to the Legislature, there are none. There also is nothing in the ethics rules, he explained. Heâ&#x20AC;&#x2122;s unaware of any incidents of insider trading among state senators and representatives, but thatâ&#x20AC;&#x2122;s not the issue, said Atkins, speak-

Capitol Roundup

main. Another example of in- to candidatesâ&#x20AC;&#x2122; spouses. Atkins pointed out that sider information Atkins He is not trying to prelawmakers often know about cites is the foreknowledge by vent lawmakers from legally pending events at the Capi- lawmakers of the outcome of buying stock or land, but he tol, such as press conferences, key votes. doesnâ&#x20AC;&#x2122;t want the buying to that can potentially drive up Atkins said he favors more stem from insider informalegislative session to adopt or down the value of stock. extensive candidate disclo- tion, he said. rules prohibiting the impropâ&#x20AC;&#x153;We know what will be in sure laws, and also believes T.W. Budig can be reached er use of insider information the news,â&#x20AC;? he said. disclosure laws should extend at tim.budig@ecm-inc.com. by members. Information gleaned by lawmakers at a public hear ing would not fall under the umbrella of insider informa tion, Atkins said. That infor mation is in the public do-

To find out the latest news in Minnesota government, go online to ECM Capitol Roundup at www.HometownSource.com.

ing at a Capitol press conference on Wednesday, Dec. 7. â&#x20AC;&#x153;The problem is we can do it,â&#x20AC;? he said. Atkins is proposing legislation that if passed by the Republican-controlled Legislature would require the Minnesota Senate and House by the end of the 2012

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December 15, 2011 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Valley Natural Foods reports healthy growth

CHS committed to help its owners grow

Burnsville cooperative Valley Natural Foods held its 34th annual fall membership meeting recently at the School of Environmental Studies in Apple Valley. Mark Mosniak and Pam Alyward were elected to the Board of Directors, replacing retiring directors Bill Dumler and Ruth Block. Brian Thompson will serve as president, following Dumlerâ&#x20AC;&#x2122;s retirement. Members also selected 360 Communities, a local network of five food shelves in the Dakota County area, as the 2011-2012 Cooperative Community Fund recipient. Over $1,200 in funds are released each year to the CCF recipient. Overall, Valley Natural Foods experienced a 25 percent increase in community giving initiatives from last yearâ&#x20AC;&#x2122;s figures. Charitable giving during fiscal year 201011 amounted to more than $75,000. Throughout the last 10 years, the cooperative has distributed more than $300,000 in donations to support the local Dakota County community. An 11.7 percent increase in revenue helped the store continue to provide healthy donations. â&#x20AC;&#x153;We are good citizens of the community because we are a co-op,â&#x20AC;? said Susan McGaughey, general manager.

â&#x20AC;&#x153;In fiscal year 2010-2011, we expanded our outreach efforts by developing events and educational programs such as Community Night at the Co-op, the Run for Hope 5K and Midwest Food Connection curriculum to support the co-op principles of â&#x20AC;&#x2DC;educationâ&#x20AC;&#x2122; and â&#x20AC;&#x2DC;concern for the community.â&#x20AC;&#x2122; As part of the United Nations-declared 2012 International Year of Cooperatives, we will continue to increase awareness of these programs along with encouraging further growth and community involvement.â&#x20AC;? The Community Night at the Co-op program teaches children and families how to live a healthy, economical lifestyle. Valley Natural Foods RN, Eileen Johnson, initiated the program in fiscal year 2010-11 for Westview Elementary in Apple Valley. Community Night at the Co-op invites families into the store one evening a month for a nutritious meal, healthy food sampling, new recipes and fun activities. The programâ&#x20AC;&#x2122;s success resulted in expanding it for the 201112 fiscal year to two nights a month at four schools within District 191 and District 196. Human resources director Paula Sahinâ&#x20AC;&#x2122;s concern and passion for Hope for Tomorrow, a nonprofit mentoring organization in the south

metro, turned into a fundraising event for the store. In May 2011, Valley Natural Foods hosted its inaugural Run for Hope 5K, attracting 178 participants and raising more than $5,000 to directly benefit Hope for Tomorrow. Funds raised helped the 70-mentor organization expand into additional schools, develop new curriculum, and invest in website and technology upgrades. The Run for Hope 5K will be an annual event. Since 2007, Valley Natural Foods has also donated more than $100,000 to Midwest Food Connection to develop healthy eating school curriculum in Dakota County schools. During fiscal year 2010-11, MFC expanded its Urban Farming for Kids unit with lessons in the classroom and the Co-op Community Gardens at Valley Natural Food. In total, MFC taught 132 lessons to approximately 980 students in area schools. Also, through a Community Action Committee made up of Valley Natural Foods employees, additional support was provided to myriad other organizations each month in Dakota County. Throughout fiscal year 2010-11, the committee approved more than $8,000 in cash distributions and $16,000 in product donations.

CHS Inc., an Eaganbased cooperative, is strategically and financially prepared to invest in helping its farmer, rancher and local co-op owners grow and succeed in a dynamic global agricultural marketplace. â&#x20AC;&#x153;Our strategic aspirations are in place. We have clearly defined strategies. And, we have the financial foundation for investing in our energy, grains and foods businesses,â&#x20AC;? CHS President and Chief Executive Officer Carl Casale told the cooperativeâ&#x20AC;&#x2122;s 2,000 owners and others gathered for its annual meeting Dec. 7-8 at the Minneapolis Convention Center. Casale said during the past year the company has made or announced plans to make investments in its businesses totaling more than $1.3 billion. â&#x20AC;&#x153;In many cases, these investments have been directly with our owners and, in all cases, for our owners,â&#x20AC;? he said. â&#x20AC;&#x153;Thereâ&#x20AC;&#x2122;s no question that when cooperatives do business with cooperatives, the entire enterprise grows stronger. Our job in 2012 and beyond will be to offer choices that will help you grow in your local marketplace, and then to execute these choices well.â&#x20AC;? In November, CHS announced record earnings

Valmont from Page 1A

cation to helping the community. Clyde Rath, Farmington Business Association president, said the kinds of support activities companies like Valmont provide to the community is â&#x20AC;&#x153;huge.â&#x20AC;? â&#x20AC;&#x153;They are there to be a good corporate citizen in the community,â&#x20AC;? Rath said. â&#x20AC;&#x153;And,

it helps the businessâ&#x20AC;&#x2122; profile in the community.â&#x20AC;? Jason Bartholomay, Farmington Economic Development Authority chairman, agreed that businesses with an ethic of engaging in community-building efforts is an important asset for the city. â&#x20AC;&#x153;When you have businesses that have people who

eeâ&#x20AC;&#x2122;s efforts, the company has committed to donating flag and light poles to Farmingtonâ&#x20AC;&#x2122;s veterans memorial project, anticipated to be located in Rambling River Park. â&#x20AC;&#x153;I think itâ&#x20AC;&#x2122;s the right thing to do,â&#x20AC;? Morris said of the companyâ&#x20AC;&#x2122;s plans and its dedi-

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sense,â&#x20AC;? Rath said. Morris said although the economic climate has changed, the company remains committed to reaching out to others. â&#x20AC;&#x153;The community needs your help more when times are hard,â&#x20AC;? Morris said. â&#x20AC;&#x153;Times are a little tight for us too, but weâ&#x20AC;&#x2122;re trying to do what we can.â&#x20AC;?

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ing supplies of diesel and other refined fuels to its customers. â&#x20AC;˘ Purchase of a soybean crushing plant at Creston, Iowa, and planned acquisition of Solbar, an Israeli soy protein company with operations in that country, the U.S. and China. â&#x20AC;˘ Acquisition of Agri Point Limited including a western Black Sea grain terminal and access to grain origination via the Danube River in Romania, Bulgaria, Hungary and Serbia. â&#x20AC;˘ Establishment of a Seoul, South Korea, grain marketing office to better access growing Asian demand. â&#x20AC;˘ Announcements of nearly $50 million in investments to enhance refined fuels distribution infrastructure in the northern tier region including Montana and North Dakota. â&#x20AC;˘ Partnerships with member cooperatives on grain shuttle loader projects with member cooperatives in Montana, Nebraska and North Dakota. â&#x20AC;˘ Commitment to strengthening its Pacific Northwest export position through terminal investments at Kalama, Wash., and potential growth of its Temco export terminal joint venture at Tacoma, Wash.

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are active and engaged in the community, the word gets out,â&#x20AC;? Bartholomay said. He said businesses may be more inclined to locate in a community with strong volunteerism, and said companies that do engage the community generate good will and improve their own public image.

for fiscal 2011 (Sept. 1, 2010 â&#x20AC;&#x201C; Aug. 31, 2011) of $961.4 million of which an estimated $421 million will be returned to CHS owners as cash patronage, equity redemptions and preferred stock dividends during fiscal 2012. David Kastelic, CHS executive vice president and chief financial officer, said delivering consistently strong financial performance supports cooperative growth by maintaining a sound balance sheet, allowing investments in current businesses and in new opportunities, and supporting cash returns that support growth on the farm and at the local cooperative level. CHS Board Chairman Michael Toelle, a Browns Valley, Minn., farmer, told members that â&#x20AC;&#x153;while weâ&#x20AC;&#x2122;re certainly proud of that performance, whatâ&#x20AC;&#x2122;s more important is what it represents â&#x20AC;&#x201D; our ability to help you grow, by providing a return on your business with CHS and your ongoing ownership in this company.â&#x20AC;? Among recent CHS highlights reported at the annual meeting were: â&#x20AC;˘ Plans for acquiring minority ownersâ&#x20AC;&#x2122; interests in the National Cooperative Refinery Association, making CHS the sole owner by Sept. 1, 2015, and enhanc-

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PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE

Sheriff Sale 1-17-12 Tuesday 10 AM at Inver Grove Ford, 4725 South Robert Trail, Inver Grove Heights, MN 55077 1997 Ford Expedition Serial #1FMFU18LIVLB51708 Lic: 655 GDG Repair/Storage/Sale: $3,115.87 2845948 12/15/11-1/5/12

PUBLIC NOTICE

Notice of Public Sale On December 22, 2011 at 10:00AM a Lien Sale of personal property will be held at the Lakeville Storage Center location at 9455 215th St W Lakeville, MN 55044. Included in sale: #46 James Anderson 1384 Amaryllis Lane Eagan, MN 55123 Tag #2522541 Partial inventory: Rigid compound miter saw, leather jackets, couch, big screen TV, Bed, woodworking tools, end tables, misc totes #145 Jean Aumer 16186 Havelock Way Lakeville, MN 55044 Tag #2522437 Furniture, kids toys, dressers, couch, rocker, file cabinet, totes, misc household #154 Michael Tichich 16451 Fernando Way Rosemount, MN 55068 Tag #2522536 Couch, shredder, totes, weight bench, camping chairs, portable tree stand, printer, table 2840642 12/8-12/15/11P

PUBLIC NOTICE

SUMMONS STATE OF MINNESOTA COUNTY OF STEARNS PERSONAL INJURY DISTRICT COURT SEVENTH JUDICIAL DISTRICT Court File No. 19HA-CV-11-4300 _______________________________________ Sandra R. Moryn Plaintiff, vs. Tegan A. Gilman and Kenneth G. Gilman, Defendants _______________________________________ THE STATE OF MINNESOTA TO THE ABOVE-NAMED DEFENDANT KENNETH G. GILMAN: 1. Y O U A R E B E I N G S U E D . T h e Plaintiff has started a lawsuit against you. The Plaintiff's Complaint against you is attached to this summons. Do not throw these papers away. They are official papers that affect your rights. You must respond to this lawsuit even though it may not yet be filed with the Court and there may be no court file number on this summons. 2. YOU MUST REPLY WITHIN 20 DAYS TO PROTECT YOUR RIGHTS. You must give or mail to the person who signed this summons a written response called an Answer within 20 days of the date on which you received this Summons. You must send a copy of your Answer to the person who signed this summons located at: Woods & Thompson, P.A., 941 Hillwind Road NE, #200, Minneapolis, MN 55432. 3. YOU MUST RESPOND TO EACH CLAIM. The Answer is your written response to the Plaintiff's Complaint. In your Answer you must state whether you agree or disagree with each paragraph of the Complaint. If you believe the Plaintiff should not be given everything asked for in the Complaint, you must say so in your Answer. 4. YOU WILL LOSE YOUR CASE IF YOU DO NOT SEND A WRITTEN RESPONSE TO THE COMPLAINT TO THE PERSON WHO SIGNED T H I S S U M M O N S . If you do not Answer within 20 days, you will lose this case. You will not get to tell your side of the story, and the Court may decide against you and award the Plaintiff everything asked for in the Complaint. If you do not want to contest the claims stated in the Complaint, you do not need to respond. A default judgment can then be entered against you for the relief requested in the Complaint. 5. LEGAL ASSISTANCE. You may wish to get legal help from a lawyer. If you do not have a lawyer, the Court Administrator may have information about places where you can get legal assistance. Even if you cannot get legal help, you must still provide a written Answer to protect your rights or you may lose the case. 6. ALTERNATIVE DISPUTE RESOLUTION. The parties may agree to or be ordered to participate in an alternative dispute resolution process under Rule 114 of the Minnesota General Rules of Practice. You must still send your written response to the Complaint even if you expect to use alterative means of resolving this dispute. Dated: _____________ WOODS & THOMPSON, P.A. By: ____________________ Paul A. Thompson, #196137 Lindsay M. Mancini, #387709 Attorneys for Plaintiff 941 Hillwind Road NE, #200 Minneapolis, MN 55432 (763) 571-2345 2843092 12/8-12/22/11

NOTICE OF SALE The personal property described as follows, to-wit: a white 2002 Freightliner FL70, Plate #YBC9337, Serial No. 1FVABSAL32HJ58831 will be sold at public auction by the Dakota County Sheriff on the 5th day of January, 2012, at 10:00 a.m. at 12308 Dupont Avenue South, Burnsville, County of Dakota, State of Minnesota, to pay and satisfy a lien which is claimed to be due thereon from Road Rite, LLC as the owner thereof to Anderson Diesel Truck Service, Inc. in the sum of $8,944.28 Dollars computed to the last day of said sale, exclusive of the expenses of said sale and the advertising thereof, together with the necessary expenses of advertising and making said sale; and that the grounds of said lien are as follows, to-wit: the costs of repairing the above described personal property and storage charges of $50.00 per day from and after November 8th, 2011. Dated: December 12, 2011 Anderson Diesel Truck Service, Inc. By Kent Klausing 12308 Dupont Avenue South Burnsville, MN 55337 (651)480-4913 2850594 12/15-12/29/11P

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: Touching Worlds 2. Principal Place of Business: 16817 Edinburg Way, Farmington, MN 55024 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Stephanie G. Siddiqui, 16817 Edinburg Way, Farmington, MN 55024 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 23 November, 2011 Stephanie G. Siddiqui Owner 2850707 12/15-12/22/11P

PUBLIC NOTICE

NOTICE AND ORDER OF HEARING ON PETITION FOR PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-11-729 ESTATE OF DINAH L. RICH, DECEDENT It is Ordered and Notice is given that on January 10, 2011 at 9:00 a.m. a hearing will be held in this Court at Dakota County Government Center, 1560 Highway 55, Hastings, Minnesota 55033, Minnesota, for the formal probate of an instrument purporting to be the will of Decedent, dated 10/24/2011 (“Will”), and for the appointment of Jeremiah David Sherman whose address is: 2795 Longview Drive, North St. Paul, Minnesota 55109 as personal representative of the Estate of the Decedent in an UNSUPERVISED administration. Any objections to the petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the personal representative will be appointed with full power to administer the Estate, including the power to collect all assets, pay all legal debts, claims, taxes and expenses, to sell real and personal property, and do all necessary acts for the Estate. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Dated: 12-13-2011 Shawn M. Moynihan Judge (COURT SEAL) Attorney For Jeremiah David Sherman Craig W. Baumann Craig W. Baumann, P.A. 539 Bielenberg Drive Suite 200 Woodbury, MN 55125 651.738.0001/ 651.738.9667 174452 2851311 12/15-12/22/11P

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: Imprint Packaging, Inc. 2. Principal Place of Business: 1607 S. Concord Str. PO Box 765, South St. Paul, MN 55075 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Quality Tape, Inc., 1607 S. Concord Str. PO Box 765, South St. Paul, MN 55075 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: Dec. 5, 2011 Kent Bahner, Chief Executive Officer 2850224 12/15-12/22/11

PUBLIC NOTICE

ORDER TO SHOW CAUSE STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT COURT FILE NO. 19HA-CV-11-5691 In the Matter of the Petition of: Federal National Mortgage Association, in Relation to Certificate of Title No. 117835 issued for land in the County of Dakota and State of Minnesota legally described as follows: Lot Six (6) Block Two (2) in Apple Valley 9th Addition, according to the recorded plat thereof on file and of record in the office of the Registrar of Titles in and for Dakota County, Minnesota. TO: JAMES D. RUNNING; CATHY S. RUNNING; TCF NATIONAL BANK; and to parties, if any, in possession of said premises adverse to the Petitioner. Upon receiving and filing the Report of the Examiner of Titles in the above entitled matter, IT IS HEREBY ORDERED, that you and all persons interested, appear before this Court on the 25th day of January, 2012, at 9:00 a.m. in the Dakota County Government Center, Hastings, Minnesota, and then, or as soon thereafter as said matter can be heard, show cause, if any there be, why this Court should not enter an Order as follows: That the Registrar of Titles, upon the filing with him of a certified copy of this Order, cancel Certificate of Title No. 117835 and enter a new Certificate of Title for the land therein described in favor of Federal National Mortgage Association, subject to the memorial of Document No. 48261 but free from all other memorials now appearing on the present Certificate of Title, the last of which is Document No. 677613, and free also from the Memorial of this Order. IT IS FURTHER ORDERED, that this Order be served: a) at least 10 days prior to such hearing upon the above named parties residing in this State in the manner provided by law for the service of Summons in a civil action; b) it shall be served at least 14 days prior to such hearing upon any of the above named nonresidents by sending a copy of this Order to such nonresident at his post office address, by registered or certified mail, return receipt; c) it shall be served upon any party who cannot be found by two weeks published notice and by sending a copy of this Order at least 14 days prior to the hearing by first class mail to such party at this last known address and by sending another copy of this Order at least 14 days prior to the hearing by first class mail to his address as stated on the Certificate of Title if an address is so stated. DATED: 11/9/11 BY THE COURT: Robert R. King Judge of District Court APPROVED: JAMES P. O’CONNELL EXAMINER OF TITLES BY: /s/ James P. O’Connell JAMES P. O’CONNELL Attorney for Petitioner: Adam Soczynski Usset, Weingarden & Liebo, PLLP 4500 Park Glen Road, #300 Minneapolis, MN 55416 Attendance is not required at said hearing except to object to the entry of the above described Order. 2840220 12/8-12/15/11

CITY OF LAKEVILLE, DAKOTA COUNTY, MINNESOTA NOTICE OF HEARING ON IMPROVEMENT TO WHOM IT MAY CONCERN: NOTICE IS HEREBY GIVEN that the City Council of Lakeville will meet at 7:00 p.m. on Tuesday, January 3, 2012, at the City Council Chambers, 20195 Holyoke Avenue, Lakeville, Minnesota, to consider the 2012 Street Reconstruction Project, City Improvement Project 12-02, pursuant to Minn. Stat. 429.011 to 429.111. The area proposed to be assessed for the improvements is as follows: The project will include property in that part of Sections 3 & 10 Township 114 Range 20, lying east of Interstate 35 within the City of Lakeville, Dakota County, Minnesota, and also being in subdivisions: Cedar Highlands 1st, Cedar Highlands 2nd, Cedar Highlands 3rd, Cedar Highlands 4th, Cedar Highlands 5th, Dodd Park, Donnay's College Park, Donnay's College Park 2nd, Donnay's Valley Park, Donnay's Valley Park 2nd, Donnay's Valley Park 3rd, Donnay's Valley Park 4th, Donnay's Valley Park 5th Addition, and properties along Gerdine Path between 170th Street West and Dodd Boulevard. The estimated cost of the improvement is $8,636,000 . Such persons as desire to be heard with reference to the proposed improvement will be heard at this meeting. DATED this 5th day of December 2011. CITY OF LAKEVILLE BY: _________________________ Charlene Friedges, City Clerk 2843653 12/8-12/15/11

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: Executive Growth Advisors 2. State the address of the principal place of business: 1354 Berry Ridge Road, Eagan, MN 55123 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Mimi Palen-Clare, 1354 Berry Ridge Road, Eagan, Minnesota 55123 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 8/30/11 Mimi Palen-Clare President 2843008 12/8-12/15/11P

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: Bible Impressions 2. Principal Place of Business: 15797 Highview Drive, Apple Valley, MN 55124 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Thomas A Croke, 15797 Highview Drive, Apple Valley, MN 55124 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 9/27/2011 Thomas A Croke - Owner 2848499 12/15-12/22/11P

NOTICE OF INFORMAL PROBATE OF WILL AND INFORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-11-726 In Re: Estate of Edythe Y. Abrahamson a/k/a Edythe Yvonne Abrahamson, Decedent. Notice is given that an Application for Informal Probate of Will and Informal Appointment of Personal Representative was filed with the Registrar, along with a Will dated February 11, 1988. The Registrar accepted the application and appointed Wendy K. Abrahamson, whose address is 1608 Terrace Blvd., Hampton, Iowa 50441, to serve as the personal representative of the decedent’s estate. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Any objection to the appointment of the personal representative must be filed with the Court, and any properly filed objection will be heard by the Court after notice is provided to interested persons of the date of hearing on the objection. Unless objections are filed, and unless the Court orders otherwise, the personal representative has the full power to administer the estate, including, after thirty (30) days from the issuance of letters testamentary, the power to sell, encumber, lease, or distribute any interest in real estate owned by the decedent. Notice is further given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred. Dated: 12/9/11 Heidi Carstensen Registrar Carolyn M. Renn Court Administrator Henson & Efron, P.A. Amy E. Papenhausen MN# 311674 220 S 6th Street, Suite 1800 Minneapolis, MN 55402 Telephone: 612-339-2500 Facsimile: 612-339-6364 e-mail: apapenhausen@hensonefron.com 2850344 12/15-12/22/11

PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE OF WILL AND INFORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-11-725 In Re: Estate of Ruth Depp Cox, Decedent. Notice is given that an Application for Informal Probate of Will and Informal Appointment of Personal Representative was filed with the Registrar, along with a Will dated June 7, 1977. The Registrar accepted the application and appointed Alan Depp Cox, whose address is 4519 Oak Chase Lane, Eagan, Minnesota 55123 and Sherralyn Sue Cox, whose address is 6568 157th Street West, Apple Valley, Minnesota 55124, to serve as the personal representatives of the decedent’s estate. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representatives. Any objection to the appointment of the personal representatives must be filed with the Court, and any properly filed objection will be heard by the Court after notice is provided to interested persons of the date of hearing on the objection. Unless objections are filed, and unless the Court orders otherwise, the personal representatives have the full power to administer the estate, including, after thirty (30) days from the issuance of letters testamentary, the power to sell, encumber, lease, or distribute any interest in real estate owned by the decedent. Notice is further given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representatives or to the Court within four (4) months after the date of this notice or the claims will be barred. Dated: 12/9/11 Heidi Carstensen Registrar Carolyn M. Renn Court Administrator Virginia A. Dwyer (MN# 123651) Grannis & Hauge, P.A. 1260 Yankee Doodle Road #200 Eagan Minnesota 55121 Telephone: (651) 456-9000 Facsimile: (651) 454-4232 ATTORNEY FOR PERSONAL REPRESENTATIVE 2850720 12/15-12/22/11

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 30, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $216,000.00 MORTGAGOR(S): Steven J. Carroll and Lara-Lyne Thera-Carroll, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for America Mortgage LLC DBA Bell Mortgage, its succssors and assigns DATE AND PLACE OF REGISTERING: Registered: February 09, 2006 Dakota County Registrar of Titles Document Number: 584505 ASSIGNMENTS OF MORTGAGE: And assigned to: Bank of New York as Trustee for the certificateholders CWABS Inc. Asset-Backed Certificates Series 2006-3 c/o Countrywide Home Loans Inc Dated: November 13, 2007 Registered: November 20, 2007 Dakota County Registrar of Titles Document Number: 620205 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000269-0300084047-3 Lender or Broker: America Mortgage LLC DBA Bell Mortgage Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 138962 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 136 Chaparral Dr, Apple Valley, MN 55124-9720 Tax Parcel ID Number: 01.56603.06.080 LEGAL DESCRIPTION OF PROPERTY: LOT EIGHT (8) BLOCK (6) IN PALOMINO HILLS FOURTH ADDITION ACCORDING TO THE RECORDED PLAT THERE OF NOW ON FILE AND OF RECORD IN THE OFFICE OF THE REGISTRAR OF TITLES IN AND FOR DAKOTA COUNTY, MINNESOTA. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $251,956.61 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 13, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 13, 2012, or the next business day if July 13, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 01, 2011 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWABS INC., ASSET-BACKED CERTIFICATES, SERIES 2006-3 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 022964F01 2832995 12/1/11-1/5/12

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PUBLIC NOTICE

NOTICE AND ORDER OF HEARING ON PETITION FOR PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-11-719 Estate of FLORENCE E. THELEN, Decedent It is Ordered and Notice is given that on January 10, 2012, at 9:00 a.m., a hearing will be held in this Court at Dakota County Judicial Center, Probate Division, 1560 Highway 55, Hastings, Minnesota, for the formal probate of an instrument purporting to be the will of the Decedent, dated January 14, 1987, and for the appointment of Barbara J. Sobaski, whose address is 844 8th Avenue S, South St. Paul, MN 55075 as personal representative of the Estate of the Decedent in an UNSUPERVISED administration. Any objections to the petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the personal representative will be appointed with full power to administer the Estate including the power to collect all assets, to pay all legal debts, claims, taxes and expenses, to sell real and personal property, and to do all necessary acts for the Estate. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Date: 12/8/11 Patrice Sutherland Judge (COURT SEAL) Attorney for Personal Representative Edmund C. Meisinger 60 East Marie, Suite 109 West St. Paul, MN 55118 Attorney License No.: 71833 Telephone: 457-2827 FAX: 457-9887 2848920 12/15-12/22/11

PUBLIC NOTICE

ORDER FOR HEARING AND NOTICE (Petition For Termination Of Parental Rights PROCEEDINGS) STATE OF MINNESOTA COUNTY OF DAKOTA COUNTY COURT JUVENILE DIVISION File No. 19HA-JV-11-3402 In the Matter of the Welfare of M.H., D.H., Children. TO: Earl Stephen Hucks Heidi Marie Schaffer, having filed in this Court, a petition alleging among other things that the above named children are, in need of protection or services, in this, viz: pursuant to Minnesota Statute 260C.301, Subd. 1: The juvenile court may upon petition, terminate all rights of a parent to a child: (b) if it finds that one or more of the following conditions exist: (1) that the parent has abandoned the child; (2) that the parent has substantially, continuously, repeatedly refused or neglected to comply with the duties imposed upon that parent by the parent and child relationship, including but not limited to providing the child with necessary food, clothing, shelter, education, and other care and control necessary for the child’s physical, mental, or emotional health and development, if the parent is physically and financially able, and either reasonable efforts by the social services agency have failed to correct the conditions that formed the basis of the petition or reasonable efforts would be futile and therefore unreasonable; (3) that a parent has been ordered to contribute to the support of the child or financially aid in the child’s birth and has continuously failed to do so without good cause. This clause shall not be construed to state a grounds for termination of parental rights of a noncustodial parent if that parent has not been ordered to or cannot financially contribute to the support of the child or aid in the child’s birth; (4) that a parent is palpably unfit to be a party to t h e p a r e n t a n d c h i l d r e l a t i o n s h ip because of a consistent pattern of specific conduct before the child or of specific conditions directly relating to t h e p a r e n t a n d c h i l d r e l a t i o n s h ip either of which are determined by the court to be of a duration or nature that renders the parent unable, for the reasonably foreseeable future, to care appropriately for the ongoing physical, mental, or emotional needs of the child. IT IS ORDERED that said petition be heard and the facts concerning such children be examined by the Court in the County Court Room, in the Court House, in Hastings, Minnesota, on January 4, 2012 at 8:30am, or as soon thereafter as said matter can be heard; IT IS FURTHER ORDERED that notice hereof be given to the following named persons by three weeks publication in a legal newspaper as provided by law, viz: Earl Stephen Hucks. IF YOU FAIL TO APPEAR THE COURT MAY CONDUCT THE HEARING IN YOUR ABSENCE AND THE HEARING MAY RESULT IN THE TERMINATION OF YOUR PARENTAL RIGHTS. Dated: November 15, 2011 Judge Richard Spicer 2838798 12/8-12/22/11P

PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE

Public Notice of Section 8 Waiting List Opening; Horizon Heights Townhomes located at 1 Horizon Heights Rd. will be opening the Applicant Waiting List for 3-Bedroom units at 8:00am on December 19th 2011. For questions, please contact; 1 Horizon Heights Road Burnsville, MN 55337 Phone: 952-890-0233 Fax: 952-890-7956 2848436 12/15/11

PUBLIC NOTICE

The Minnesota Department of Natural Resources has received an application for a permit to install and operate an aeration system in Crystal Lake (DOW #190027) located in Dakota County. The system would be operated during the summer months. The purpose of the proposed system is to improve water quality. Interested parties may forward their comments to: Brad Parsons, Regional Fisheries Manager, 1200 Warner Road, St. Paul, MN 55106, phone: 651.259.5789. Comments will be accepted until December 30, 2011. 2850986 12/15/11

PUBLIC NOTICE

NOTICE OF POSTPONEMENT OF SHERIFF'S SALE PLEASE TAKE NOTICE that a sheriff's sale of certain real estate described below herein, which was scheduled to be held on December 23, 2011 at 10:00 a.m. at the Dakota County Law Enforcement Center at Hastings, Minnesota, has been postponed. The sale has been rescheduled and will be held on January 12, 2012 at 10:00 a.m. at the Dakota County Law Enforcement Center, 1580 H i g h w a y 5 5 , H a s t i n g s , M i n n e s o ta 55033. This notice pertains to a proposed sheriff's sale of the real estate in Dakota County, Minnesota legally described as Lot 7, Block 1, Beckman's First Addition, which property has a street address of 4725 120th Street West in Apple Valley, Minnesota 55124. The initial Notice of Mortgage Foreclosure Sale relates to a mortgage given by John D. Floyd and Becky S. Floyd, recorded in the office of the Dakota County, Minnesota, Registrar of Titles on February 22, 2006 as Document No. 585214. The time allowed by law for redemption by the mortgagor or mortgagor's personal representatives or assigns is 6 months after the date of sale. The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under §580.30 or the Property redeemed under §580.23, or the redemption period is not reduced under §582.032, is 11:59 p.m. on July 12, 2012. Dated: December 9, 2011 This Notice is issued by the holders of said mortgage. 2850213 12/15/11

PUBLIC NOTICE

NOTICE AND ORDER OF HEARING ON PETITION FOR FORMAL PROBATE OF WILL, FORMAL APPOINTMENT OF PERSONAL REPRESENTATIVES, APPROVAL OF SETTLEMENT AGREEMENT, AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT PROBATE DIVISION Court File No. 19HA-PR-11-728 Estate of Glenn J. Stratton, aka Glenn James Stratton, Jr., Deceased It is Ordered and Notice is given that on January 10, 2012, at 9:00 a.m., a hearing will be held in this Court at Dakota County Judicial Center, 1560 Highway 55, Hastings, Minnesota, for the formal probate of an instrument purporting to be the Will of the Decedent, dated October 23, 2006 (“Will”), and for the appointment of Bradley J. Stratton and Brent A. Stratton, whose respective addresses are: 6628 Aster Trail, Excelsior, MN 55331; and 314 N. Barrington Avenue, Los Angeles, CA 90049 as personal representatives of the Estate of the Decedent in an UNSUPERVISED administration. Any objections to the petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the personal representatives will be appointed with full power to administer the Estate including the power to collect all assets, to pay all legal debts, claims, taxes and expenses, to sell real and personal property, and to do all necessary acts for the Estate. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representatives or to the Court Administrator within four months after the date of this Notice or said claims will be barred. Date: 12/9/11 Patrice Sutherland Judge (COURT SEAL) Attorney for Personal Representative: Bridget A. Logstrom Koci (#151762) Courtney A. Grimsrud (#0336105) Dorsey & Whitney LLP 50 South Sixth Street, Suite 1500 Minneapolis, MN 55402-1498 Phone: (612) 343-7945 Fax: (612) 340-8827 2850763 12/15-12/22/11

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: The Lazy Leash 2. Principal Place of Business: 14680 South Robert Trail, Rosemount, MN 55068 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. DEBORAH KATHLEENE HALL, 14690 South Robert Trail, Rosemount, MN 55068 Kevin D. Grass, 14690 South Robert Trail, Rosemount, MN 55068 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 11-30-2011 Kevin D. Grass 2840317 12/8-12/15/11P

PUBLIC NOTICE

SUMMONS STATE OF MINNESOTA COUNTY OF STEARNS PERSONAL INJURY DISTRICT COURT SEVENTH JUDICIAL DISTRICT Court File No. 19HA-CV-11-4300 _______________________________________ Sandra R. Moryn Plaintiff, vs. Tegan A. Gilman and Kenneth G. Gilman, Defendants _______________________________________ THE STATE OF MINNESOTA TO THE ABOVE-NAMED DEFENDANT TEGAN A. GILMAN: 1. Y O U A R E B E I N G S U E D . T h e Plaintiff has started a lawsuit against you. The Plaintiff's Complaint against you is attached to this summons. Do not throw these papers away. They are official papers that affect your rights. You must respond to this lawsuit even though it may not yet be filed with the Court and there may be no court file number on this summons. 2. YOU MUST REPLY WITHIN 20 DAYS TO PROTECT YOUR RIGHTS. You must give or mail to the person who signed this summons a written response called an Answer within 20 days of the date on which you received this Summons. You must send a copy of your Answer to the person who signed this summons located at: Woods & Thompson, P.A., 941 Hillwind Road NE, #200, Minneapolis, MN 55432. 3. YOU MUST RESPOND TO EACH CLAIM. The Answer is your written response to the Plaintiff's Complaint. In your Answer you must state whether you agree or disagree with each paragraph of the Complaint. If you believe the Plaintiff should not be given everything asked for in the Complaint, you must say so in your Answer. 4. YOU WILL LOSE YOUR CASE IF YOU DO NOT SEND A WRITTEN RESPONSE TO THE COMPLAINT TO THE PERSON WHO SIGNED T H I S S U M M O N S . If you do not Answer within 20 days, you will lose this case. You will not get to tell your side of the story, and the Court may decide against you and award the Plaintiff everything asked for in the Complaint. If you do not want to contest the claims stated in the Complaint, you do not need to respond. A default judgment can then be entered against you for the relief requested in the Complaint. 5. LEGAL ASSISTANCE. You may wish to get legal help from a lawyer. If you do not have a lawyer, the Court Administrator may have information about places where you can get legal assistance. Even if you cannot get legal help, you must still provide a written Answer to protect your rights or you may lose the case. 6. ALTERNATIVE DISPUTE RESOLUTION. The parties may agree to or be ordered to participate in an alternative dispute resolution process under Rule 114 of the Minnesota General Rules of Practice. You must still send your written response to the Complaint even if you expect to use alterative means of resolving this dispute. Dated: _____________ WOODS & THOMPSON, P.A. By: ____________________ Paul A. Thompson, #196137 Lindsay M. Mancini, #387709 Attorneys for Plaintiff 941 Hillwind Road NE, #200 Minneapolis, MN 55432 (763) 571-2345 2843261 12/8-12/22/11

The purpose of this Notice is to announce the start of a 30-day public comment period on proposed amendments to the Dakota County HOME Investment Partnership (HOME) Program Budget for Program Years 2007, 2008 and 2009. Proposed amendments: The HOME Program requires that 15% of a jurisdiction's HOME allocation be used for eligible HOME activities by nonprofit organizations that qualify as Community Housing Development Organizations (CHDOs). In 2009, the Dakota County CDA Board of Commissioners recertified Twin Cities Habitat for Humanity Community Housing Development Organization, Inc. as a CHDO for Dakota County. The Dakota County CDA is proposing to allocate up to $255,000.00 of available 2007, 2008 and 2009 HOME CHDO funds to Twin Cities Habitat for Humanity Community Housing Development Organization, Inc. for the purpose of reconstructing single family homes located at 888 Stryker Ave and 268 Annapolis St East in West St Paul, Minnesota. When the single family homes are complete and ready for occupancy, Twin Cities Habitat for Humanity Community Housing Development Organization, Inc. will sell the homes to buyers meeting the eligibility criteria. Please submit written and/or oral comments to the CDA to the attention of Stephanie Newburg, HOME Program Coordinator, Dakota County CDA, 1228 Town Centre Drive, Eagan, MN 55123. Telephone: 651-675-4466, Fax: 651-675-4444, MN Relay Service: 1-800-627-3529. This information is also available on t h e C D A ' s w e b s i t e a t wwwdakotacda.org. The Dakota County CDA will accept comments now through January 16, 2012. Upon request, this amendment will be available in an alternative format by contacting the CDA. Approval of the amendment, subject to consideration of public comments, will be on the agenda of the Dakota County Board of Commissioners meeting to be held at the Dakota County Government Center, third floor, 1590 Highway 55, Hastings, MN 55033 on January 31, 2012 at 9:00 a.m. 2846696 12/15/11

PUBLIC NOTICE

NOTICE OF ASSOCIATION LIEN FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that default has occurred in the terms and conditions of the Declaration for Ridgeview Condominium Homes ("Declaration") as recorded in the office of the County Recorder in and for Dakota County, Minnesota, which said Declaration covers the following described property situated in the County of Dakota and State of Minnesota, to-wit: Apartment Number 202, 12838 Nicollet Avenue South, Condominium Ownership No. 15, Ridgeview Condominium Homes P R O P E R T Y A D D R E S S : 12838 Nicollet Avenue South Unit 202, Burnsville MN 55337 THAT, pursuant to said Declaration, there is claimed to be due and owing as of the date of this Notice by Christopher R. Hughes, as Unit owner, to Ridgeview Homeowners Association, the principal amount of Seven Thousand Five Hundred Forty Nine and 00/100 ($7,549.00) for condominium assessments; and that any action being now pending at law or otherwise to recover said debt or any part thereof has been discontinued, or that an execution upon any judgment rendered therein has been returned unsatisfied, in whole or in part, and; THAT, pursuant to said Declaration, and the statute in such case made and provided, said debt creates a lien upon said premises in favor of Ridgeview Homeowners Association, as evidenced by that Notice of Lien dated July 20, 2009, and recorded June 11, 2010 as Document No. 2 7 3 5 1 3 3 in the Dakota County Recorder's Office. THAT, notice is hereby given that by virtue of the power of sale created by statute, said lien will be foreclosed by the sale of said premises with the hereditiments and appurtenances thereto, which said sale will be made by the Sheriff of Dakota County, at public auction to the highest bidder, for cash, to pay the amount then due for said condominium assessments, together with the costs of foreclosure, including attorney's fees as allowed by law, as follows: DATE AND TIME OF SALE: February 1, 2012, at 10:00 A.M. PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Hastings, MN. The time allowed by law for redemption by the Unit owner, their personal representatives or assigns, is six (6) months from the date of said sale. If no redemption occurs, the property must be vacated by 11:59 PM on August 1, 2012. Dated: November 30, 2011 By _____/s/_____________________ David J. Raymond, #221818 Attorney for Ridgeview Homeowners Association 5838 Blackshire Path Inver Grove Heights, MN 55076 651-455-3100 File # 1441137 THIS COMMUNICATION IS FROM A DEBT COLLECTOR 2845492 12/15/11-1/19/12

NOTICE AND ORDER OF HEARING ON PETITION FOR PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT DISTRICT COURT PROBATE DIVISION Court File No. 19HA-PR-11-702 Estate of Dorothy Deason Grier a/k/a Dorothy Grier a//k/a Dorothy D. Grier, Decedent It is Ordered and Notice is given that on 1-10-12, at 9:00 am, a hearing will be held in this Court at 1560 Highway 55, Hastings, MN, Minnesota, for the formal probate of an instrument purporting to be the Will of the Decedent dated, August 9, 1985, (“Will”), and for the appointment of Stephen L. Grier, whose address is 217 Park Lane, Apple Valley, MN, 55124 as Personal Representative of the Estate of the Decedent in an UNSUPERVISED administration. Any objections to the petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the Personal Representative will be appointed with full power to administer the Estate including the power to collect all assets, to pay all legal debts, claims, taxes and expenses, to sell real and personal property, and to do all necessary acts for the Estate. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the Personal Representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Dated: 11/30/11 BY THE COURT Jerome B. Abrams Judge of District Court (COURT SEAL) Attorney for Petitioner Reid J. Hansen Hansen McCann & O’Connor PA 14450 S Robert Trl Suite 102 Rosemount, MN, 55068 Attorney License No: 0124254 Telephone: (651) 423-1155 FAX: (651) 423-1157 Email: hansen3@frontiernet.net 2840127 12/8-12/15/11

PUBLIC NOTICE

NOTICE OF ASSOCIATION LIEN FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that default has occurred in the terms and conditions of the Declaration for Ridgeview Condominium Homes ("Declaration") as recorded in the office of the County Recorder in and for Dakota County, Minnesota, which said Declaration covers the following described property situated in the County of Dakota and State of Minnesota, to-wit: Apartment Number 301, 12962 Nicollet Avenue South, Condominium Ownership No. 15, Ridgeview Condominium Homes PROPERTY ADDRESS: 12962 Nicollet Avenue South Unit 301, Burnsville MN 55337 THAT, pursuant to said Declaration, there is claimed to be due and owing as of the date of this Notice by Robert J. Kleinfeld, as Unit owner, to Ridgeview Homeowners Association, the principal amount of Two Thousand Seven Hundred Eighty-Eight and 00/100 ($2,788.00) for condominium assessments; and that any action being now pending at law or otherwise to recover said debt or any part thereof has been discontinued, or that an execution upon any judgment rendered therein has been returned unsatisfied, in whole or in part, and; THAT, pursuant to said Declaration, and the statute in such case made and provided, said debt creates a lien upon said premises in favor of Ridgeview Homeowners Association, as evidenced by that Notice of Lien dated A u g u s t 1 9 , 2 0 1 1, a n d r e c o r d e d November 1, 2011 as Document No. 2827941 in the Dakota County Recorder's Office. THAT, notice is hereby given that by virtue of the power of sale created by statute, said lien will be foreclosed by the sale of said premises with the hereditiments and appurtenances thereto, which said sale will be made by the Sheriff of Dakota County, at public auction to the highest bidder, for cash, to pay the amount then due for said condominium assessments, together with the costs of foreclosure, including attorney's fees as allowed by law, as follows: DATE AND TIME OF SALE: January 18, 2012, at 10:00 A.M. PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Hastings, MN. The time allowed by law for redemption by the Unit owner, their personal representatives or assigns, is six (6) months from the date of said sale. If no redemption occurs, the property must be vacated by 11:59 PM on July 18, 2012. Dated: November 10, 2011 By ___________/s/_____________________ David J. Raymond, #221818 Attorney for Ridgeview Homeowners Association 5838 Blackshire Path Inver Grove Heights, MN 55076 651-455-3100 File # 1441190 THIS COMMUNICATION IS FROM A DEBT COLLECTOR 2833122 12/1/11-1/5/12

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE April 22, 2003 MORTGAGORS: Joel D. Bennett and Constance C. Bennett, husband and wife. MORTGAGEE: PNC Bank, National Association s/b/m to National City Bank s/b/m to National City Mortgage Co. dba Commonwealth United Mortgage Company. DATE AND PLACE OF RECORDING: Recorded June 11, 2003, Dakota County Recorder, Document No. 2061032. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: National City Mortgage Co. dba Commonwealth United Mortgage Company RESIDENTIAL MORTGAGE SERVICER: PNC Bank, National Association MORTGAGED PROPERTY ADDRESS: 7 Roanoke Road, West St. Paul, MN 55118 T A X P A R C E L I . D . # : 38-88801-050-01 & 38-88801-040-01 LEGAL DESCRIPTION OF PROPERTY: EXHIBIT A LOTS 4 AND 5, BLOCK 1, ZEHNDER ACRES NO. 2, ACCORDING TO THE RECORDED PLAT THEREOF, AND SITUATE IN DAKOTA COUNTY, MINNESOTA; TOGETHER WITH A NON-EXCLUSIVE EASEMENT FOR INGRESS AND EGRESS OVER OUTLOT A, BLOCK 1, ZEHNDER ACRES NO. 2, DAKOTA COUNTY, MINNESOTA ABSTRACT PROPERTY. THE ABOVE PROPERTY IS SITUATED IN DAKOTA COUNTY, STATE OF MINNESOTA. ADDRESS: 7 ROANOAKE RD; SUNFISH LAKE, MN 55118 TAX MAP OR PARCEL ID NO.: 38 88801 050 01 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $500,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $515,775.72 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 26, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 26, 2012 unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 30, 2011. PNC Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-2752 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2844742 12/15/11-1/19/12

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PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: Summit Hill Marketing 2. Principal Place of Business: 1600 Summit Hill, Eagan, MN 55122 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. David M. Hauge, 1600 Summit Hill, Eagan, MN 55122 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 11/7/2011 David M. Hauge Owner 2838729 12/8-12/15/11P

PUBLIC NOTICE

NOTICE OF FORECLOSURE SALE UNDER FINDINGS OF FACT, CONCLUSIONS OF LAW, ORDER FOR JUDGMENT AND JUDGMENT, AND ORDER FOR DECREE OF FORECLOSURE STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Case Type: OtherCivil Mortgage Foreclosure Court File No.: 19HA-CV-10-6399 _______________________________________ Central Bank, a Minnesota corporation Plaintiff, vs. Daniel Medin and Janet Medin, John Roe and Mary Roe, Defendants. _______________________________________ NOTICE IS HEREBY GIVEN, that under and by virtue of a judgment entered in the above-entitled action on July 22, 2011, a certified copy of which has been delivered to me directing sale of the property hereinafter described to satisfy the amount found and adjudged due to the Plaintiff in the above action from Defendants, Daniel Medin and Janet Medin, the Sheriff of Dakota County will sell at public auction, to the highest bidder for cash on Tuesday, January 24, 2011, at 10:00 a.m., at the Sheriff’s Office, 1580 Highway 55, Hastings, Minnesota 55033, in said state and county, the premises and real estate described in said judgment, being in Dakota County, Minnesota, to wit: Legal Description: The North 344.30 feet of the East 557.80 feet of the West 633.50 feet of the Northeast Quarter of the Northwest Quarter of Section 10, Township 112, Range 20, Dakota County, Minnesota. Subject to 290th Street over and across the North side thereof. AND The North 184.40 feet of the East 269.20 feet of the West 902.70 feet of the Northeast Quarter of the Northwest Quarter of Section 10, Township 112, Range 20, Dakota County, Minnesota. Subject to 290th Street over and across the North side thereof. Property Address: 7256 - 290th Street N.W., Northfield, MN 55057 P.I.N. 16-01000-020-25 AND 16-01000-0030-25 Subject to redemption within six (6) months after confirmation of said sale. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: 11-18-11 By: /s/ Robert Shingledecker Sheriff of Dakota County - Deputy Dated: November 15, 2011 JACK W. CLINTON, P.A. /s/ Jack W. Clinton Jack W. Clinton, #17413 Attorney for the Plaintiff 539 Bielenberg Drive, Suite 200 Woodbury, MN 55125 Telephone: (651) 389-9923 Facsimile: (651) 389-9924 INSTRUMENTED DRAFTED BY: JACK W. CLINTON, P.A. 539 Bielenberg Drive, Suite 200 Woodbury, MN 55125 Telephone: (651) 389-9923 Facsimile: (651)389-9924 2829047 11/24-12/29/11

PUBLIC NOTICE PUBLIC NOTICE

NOTICE AND ORDER OF HEARING ON PETITION FOR FORMAL ADJUDICATION OF INTESTACY, DETERMINATION OF HEIRSHIP, APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT DISTRICT COURT PROBATE DIVISION Court File No. 19HA-PR-11-706 Estate of Robert G. Brown, Decedent It is Ordered and Notice is given that on January 10, 2012, at 9:00 a.m., a hearing will be held in this Court at 1560 Highway 55, Hastings, MN 55033, Minnesota, for the adjudication of intestacy and determination of heirship of the Decedent, and for the appointment of Lisa M. Brown, whose address is 10450 Brent Ave. E, Inver Grove Heights, MN 55077 as Personal Representative of the Estate of the Decedent in an UNSUPERVISED administration. Any objections to the petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the Personal Representative will be appointed with full power to administer the Estate, including the power to collect all assets, to pay all legal debts, claims, taxes and expenses, to sell real and personal property, and to do all necessary acts for the Estate. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the Personal Representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Dated: 12/2/11 BY THE COURT Karen Asphaug Judge of District Court (COURT SEAL) Attorney for Petitioner John M. Ophaug Schmitz Ophaug & Dowd, LLP 220 Division St., P.O. Box 237 Northfield, MN 55057 Attorney License No: #82648 Telephone: 507-645-9541 FAX: 507-645-8232 2845588 12/15-12/22/11

PUBLIC NOTICE

NOTICE OF ASSOCIATION LIEN FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that default has occurred in the terms and conditions of the Declaration for Ridgeview Condominium Homes ("Declaration") as recorded in the office of the County Recorder in and for Dakota County, Minnesota, which said Declaration covers the following described property situated in the County of Dakota and State of Minnesota, to-wit: Apartment Number 102, 12856 Nicollet Avenue South, Condominium Ownership No. 15, Ridgeview Condominium Homes P R O P E R T Y A D D R E S S : 12856 Nicollet Avenue South Unit 102, Burnsville MN 55337 THAT, pursuant to said Declaration, there is claimed to be due and owing as of the date of this Notice by David C. Wilson and Beverly J. Wilson and Matthew D. Wilson, as Unit owners, to Ridgeview Homeowners Association, the principal amount of FourThousand Six Hundred Eighty-Eight and 00/100 ($4,688.00) for condominium assessments; and that any action being now pending at law or otherwise to recover said debt or any part thereof has been discontinued, or that an execution upon any judgment rendered therein has been returned unsatisfied, in whole or in part, and; THAT, pursuant to said Declaration, and the statute in such case made and provided, said debt creates a lien upon said premises in favor of Ridgeview Homeowners Association, as evidenced by that Notice of Lien dated A u g u s t 1 1 , 2 0 1 1, a n d r e c o r d e d November 1, 2011 as Document No. 2827937 in the Dakota County Recorder's Office. THAT, notice is hereby given that by virtue of the power of sale created by statute, said lien will be foreclosed by the sale of said premises with the hereditiments and appurtenances thereto, which said sale will be made by the Sheriff of Dakota County, at public auction to the highest bidder, for cash, to pay the amount then due for said condominium assessments, together with the costs of foreclosure, including attorney's fees as allowed by law, as follows: DATE AND TIME OF SALE: January 18, 2012, at 10:00 A.M. PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Hastings, MN. The time allowed by law for redemption by the Unit owner, their personal representatives or assigns, is six (6) months from the date of said sale. If no redemption occurs, the property must be vacated by 11:59 PM on July 18, 2012. Dated: November 10, 2011 By _________/s/____________________ David J. Raymond, #221818 Attorney for Ridgeview Homeowners Association 5838 Blackshire Path Inver Grove Heights, MN 55076 651-455-3100 File # 1441162 THIS COMMUNICATION IS FROM A DEBT COLLECTOR 2834097 12/1/11-1/5/12

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: Ponytail Xpress 2. Principal Place of Business: 12265 210th Street West, Lakeville, MN 55044 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Susan Flannigan, 12265 210th St. W., Lakeville, MN 55044 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 10/24/2011 Susan Flannigan Owner 2844010 12/8-12/15/11P

PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE OF WILL AND INFORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-11-722 In Re: Estate of JAMES GEROW, Decedent. Notice is given that an Application for Informal Probate of Will and Informal Appointment of Personal Representative was filed with the Registrar, along with a Will dated December 31, 1982. The Registrar accepted the application and appointed Nancy Jean Grose, whose address is 30177 Cimarron Trail, Grand Rapids, Minnesota 55744, to serve as the personal representative of the decedent’s estate. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Any objection to the appointment of the personal representative must be filed with the Court, and any properly filed objection will be heard by the Court after notice is provided to interested persons of the date of hearing on the objection. Unless objections are filed, and unless the Court orders otherwise, the personal representative has the full power to administer the estate, including, after thirty (30) days from the issuance of letters testamentary, the power to sell, encumber, lease, or distribute any interest in real estate owned by the decedent. Notice is further given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent's estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred. Dated: 12/8/11 Heidi Carstensen Registrar Carolyn M. Renn Court Administrator Gilbert Law Office Greg C. Gilbert MN# 167320 11 East Superior Street, Suite 563 Duluth, MN 55802 Telephone: 218-625-8777 Facsimile: 218-625-8778 e-mail: ggilbert@superiorlaw.net 2848882 12/15-12/22/11P

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 05, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $299,000.00 MORTGAGOR(S): Kit M. Beier and Kristine M. Beier, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for American Equity Mortgage, Inc., its successors and assigns DATE AND PLACE OF RECORDING: Recorded: June 06, 2006 Dakota County Recorder Document Number: 2435355 ASSIGNMENTS OF MORTGAGE: And assigned to: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK,AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF THE CWABS, INC., ASSET-BACKED CERTIFICATES, SERIES 2006-13 Dated: October 26, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100267400005262819 Lender or Broker: American Equity Mortgage, Inc.

Mortgage, Inc. Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3461 Vista Ct, Hastings, MN 55033-3346 Tax Parcel ID Number: 19.64380.01.160 LEGAL DESCRIPTION OF PROPERTY: Lot Sixteen (16), Block One (1), Riverwood 6th Addition, according to the recorded plat thereof, and situate in Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $316,880.33 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 23, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 25, 2012, or the next business day if June 25, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 10, 2011 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK,AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF THE CWABS, INC., ASSET-BACKED CERTIFICATES, SERIES 2006-13 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 022689F01 2810128 11/10-12/15/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 21, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $161,600.00 MORTGAGOR(S): Steven A. Lujan and Molly F. Lujan, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Lakeland Mortgage Corporation, its successors and assigns DATE AND PLACE OF RECORDING: Recorded: August 04, 2005 Dakota County Recorder Document Number: 2347779 ASSIGNMENTS OF MORTGAGE: And assigned to: Aurora Bank FSB Dated: August 17, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100137510000205411 Lender or Broker: Lakeland Mortgage Corporation Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 22 Pine Pl, Farmington, MN 55024-9685 Tax Parcel ID Number: 14-30200-07-010 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 7, Glenview Townhomes and Commercial, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $164,251.87 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold

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�� will be sold property�� above described by the Sheriff of said county as follows: NOTICE AND ORDER OF HEARING DATE AND TIME OF SALE: DecemON PETITION FOR PROBATE OF ber 23, 2011 at 10:00 AM WILL AND APPOINTMENT OF PLACE OF SALE: Dakota County Law Enforcement Center, 1580 High- PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS way 55, Lobby S-100, Hastings, MinneSTATE OF MINNESOTA sota COUNTY OF DAKOTA to pay the debt secured by said mortFIRST JUDICIAL DISTRICT gage and taxes, if any, on said preDISTRICT COURT mises and the costs and disbursePROBATE DIVISION ments, including attorney fees allowed Court File No. 19HA-PR-11-717 by law, subject to redemption within six (6) months from the date of said Estate of Bernard V. St. Peter, a/k/a Bernard Vincent St. Peter, Decedent sale by the mortgagor(s), their perIt is Ordered and Notice is given that sonal representatives or assigns. If the Mortgage is not reinstated on January 10, 2012, at 9:00 am, a under Minn. Stat. §580.30 or the prop- hearing will be held in this Court at erty is not redeemed under Minn. Stat. 1560 Highway 55, Hastings, Minnesota, §580.23, the Mortgagor must vacate for the formal probate of an instruthe property on or before 11:59 p.m. on ment purporting to be the Will of the June 25, 2012, or the next business Decedent dated, July 29, 2008, and day if June 25, 2012 falls on a Satur- (“Will”), and for the appointment of Patricia J. St. Peter Darden, whose day, Sunday or legal holiday. Mortgagor(s) released from financial address is 1908 Humboldt Avenue South, Minneapolis, MN 55403 as Perobligation: NONE THIS COMMUNICATION IS FROM sonal Representative of the Estate of A DEBT COLLECTOR ATTEMPT- the Decedent in an UNSUPERVISED ING TO COLLECT A DEBT. ANY administration. Any objections to the INFORMATION OBTAINED WILL BE petition must be filed with the Court prior to or raised at the hearing. If USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF proper and if no objections are filed or THE DEBT AND IDENTITY OF THE raised, the Personal Representative ORIGINAL CREDITOR WITHIN THE will be appointed with full power to T I M E P R O V I D E D B Y L A W I S N O T administer the Estate including the power to collect all assets, to pay all AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR l e g a l d e b t s , c l a i m s , t a x e s a n d expenses, to sell real and personal REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REP- property, and to do all necessary acts RESENTATIVES OR ASSIGNS, MAY BE for the Estate. Notice is also given that (subject to REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER Minn. Stat. 524.3-801) all creditors claims against the Estate are having MINNESOTA STATUTES, SECTION 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G required to present the claims to the OTHER THINGS, THAT THE MORT- Personal Representative or to the GAGED PREMISES ARE IMPROVED C o u r t A d m i n i s t r a t o r w i t h i n f o u r WITH A RESIDENTIAL DWELLING OF months after the date of this Notice or LESS THAN FIVE UNITS, ARE NOT the claims will be barred. A charitable beneficiary may request PROPERTY USED IN AGRICULTURAL notice of the probate proceedings be PRODUCTION, AND ARE ABANDONED. given to the Attorney General pursuDATED: November 10, 2011 A S S I G N E E O F M O R T G A G E E : ant to Minn. Stat. 501B.41, subd. 5. Dated: 12/8/11 Aurora Bank FSB BY THE COURT Wilford, Geske & Cook P.A. Patrice Sutherland Attorneys for Assignee of Mortgagee Judge of District Court Lawrence A. Wilford (COURT SEAL) James A. Geske Attorney for Petitioner 8425 Seasons Parkway, Suite 105 Angela M. Lutz Amann Woodbury, MN 55125-4393 LeVander, Gillen & Miller, P.A. (651) 209-3300 633 South Concord Street, Suite 400 File Number: 022066F01 2812173 11/10-12/15/11 South St. Paul, MN 55075 Attorney License No.: 249622 Telephone: (651) 451-1831 FAX: (651) 450-7384 NOTICE OF ASSOCIATION LIEN Email: aamann@levander.com FORECLOSURE SALE 2847592 12/15-12/22/11 NOTICE IS HEREBY GIVEN, that default has occurred in the terms and conditions of the Declaration for RidNOTICE OF MORTGAGE geview Condominium Homes ("DeclaFORECLOSURE SALE ration") as recorded in the office of the THE RIGHT TO VERIFICATION County Recorder in and for Dakota County, Minnesota, which said Decla- OF THE DEBT AND IDENTITY OF ration covers the following described THE ORIGINAL CREDITOR WITHIN property situated in the County of THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. Dakota and State of Minnesota, to-wit: NOTICE IS HEREBY GIVEN, that Apartment Number 302, default has occurred in conditions of 12962 Nicollet Avenue South, the following described mortgage: Condominium Ownership No. 15, DATE OF MORTGAGE: J u n e 2 3 , Ridgeview Condominium Homes 2003 P R O P E R T Y A D D R E S S : 12962 MORTGAGORS: R o b e r t W . M e l s o n Nicollet Avenue South Unit 302, and Vicki L. Breitschwerdt, Husband Burnsville MN 55337 THAT, pursuant to said Declaration, and Wife. MORTGAGEE: ABN AMRO Mortgage there is claimed to be due and owing as of the date of this Notice by CitiMo- Group, Inc. N/K/A CitiMortgage, Inc.. DATE AND PLACE OF RECORDING: rtgage, Inc., as Unit owner, to RidgeRecorded August 14, 2003, Dakota view Homeowners Association, the principal amount of Four Thousand C o u n t y R e c o r d e r , D o c u m e n t N o . Two Hundred Seven and 00/100 2094436. ASSIGNMENTS OF MORTGAGE: ($4,207.00) for condominium assessments; and that any action NONE TRANSACTION AGENT: NONE being now pending at law or otherwise TRANSACTION AGENT'S MORTto recover said debt or any part thereof has been discontinued, or that an GAGE IDENTIFICATION NUMBER ON execution upon any judgment ren- MORTGAGE: NONE LENDER OR BROKER AND MORTdered therein has been returned unsatGAGE ORIGINATOR STATED ON isfied, in whole or in part, and; THAT, pursuant to said Declaration, MORTGAGE: ABN AMRO Mortgage and the statute in such case made and Group, Inc. N/K/A CitiMortgage, Inc. RESIDENTIAL MORTGAGE SERprovided, said debt creates a lien upon said premises in favor of Ridgeview VICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: Homeowners Association, as evidenced by that Notice of Lien dated 413 West 2ND Street, Hastings, MN September 21, 2011, and recorded 55033 T A X P A R C E L I . D . # : November 15, 2011 as Document 19-32150-09-040 No. 2830827 in the Dakota County LEGAL DESCRIPTION OF PROPRecorder's Office. ERTY: THAT, notice is hereby given that by Lots 3 and 4, Block 9, Town of Hastvirtue of the power of sale created by ings statute, said lien will be foreclosed by COUNTY IN WHICH PROPERTY IS the sale of said premises with the LOCATED: Dakota hereditiments and appurtenances ORIGINAL PRINCIPAL AMOUNT OF thereto, which said sale will be made MORTGAGE: $170,000.00 by the Sheriff of Dakota County, at AMOUNT DUE AND CLAIMED TO BE public auction to the highest bidder, DUE AS OF DATE OF NOTICE, INCLUDfor cash, to pay the amount then due ING TAXES, IF ANY, PAID BY MORTfor said condominium assessments, GAGEE: $158,602.93 together with the costs of foreclosure, That prior to the commencement of including attorney's fees as allowed by this mortgage foreclosure proceeding law, as follows: Mortgagee/Assignee of Mortgagee comDATE AND TIME OF SALE: Januplied with all notice requirements as ary 25, 2012, at 10:00 A.M. required by statute; That no action or PLACE OF SALE: Dakota County proceeding has been instituted at law Law Enforcement Center, 1580 Highor otherwise to recover the debt way 55, Hastings, MN. secured by said mortgage, or any part The time allowed by law for redempthereof; tion by the Unit owner, their personal PURSUANT to the power of sale conrepresentatives or assigns, is six (6) tained in said mortgage, the above months from the date of said sale. If described property will be sold by the no redemption occurs, the property Sheriff of said county as follows: must be vacated by 11:59 PM on July DATE AND TIME OF SALE: Decem25, 2012. ber 30 , 2011 at 10:00 AM Dated: November 23, 2011 PLACE OF SALE:Sheriff's Office, Law By /s/David J. Raymond, #221818 Enforcement Center, 1580 Hwy 55, Attorney for Ridgeview Homeowners Lobby #S-100, Hastings, MN Association to pay the debt then secured by said 5838 Blackshire Path Mortgage, and taxes, if any, on said Inver Grove Heights, MN 55076 premises, and the costs and disburse651-455-3100 ments, including attorneys' fees File # 144192 allowed by law subject to redemption THIS COMMUNICATION IS FROM A within six (6) months from the date of DEBT COLLECTOR said sale by the mortgagor(s), their 2836708 12/1/11-1/5/12 personal representatives or assigns

PUBLIC NOTICE

��

�� IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. �� personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on __July 2, 2012____________________, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 31, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6584 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2815656 11/10-12/15/11

PUBLIC NOTICE

NOTICE OF ASSESSMENT LIEN FORECLOSURE SALE 1. Default has occurred in the terms and conditions of the Declaration for Pinnacle Deckhomes Association (hereinafter the "Association") which was recorded as Document No. 360559, as amended, in the Office of the Registrar of Titles of Dakota County, Minnesota, as amended, and also, pursuant to Minn. Stat. '515B.3-116, covering the following property: LEGAL DESCRIPTION: Unit 5, CIC 204, Pinnacle Deckhomes Condominium, a condominium located in Dakota County, Minnesota STREET ADDRESS: 7285 Bond Way, Inver Grove Heights, MN 55076 T A X P A R C E L I D N O . 20-58200-03-005 2. Pursuant to said Declaration, there is claimed to be due and owing as of October 20, 2011, from Lori A. Wolff, title holder, to the Association, a Minnesota non-profit corporation, the a m o u n t o f $3,347.00 for unpaid association dues, late fees, attorneys' fees and costs, plus any other such amounts that will accrue after October 20, 2011, including reasonable attorneys' fees and costs of collection and foreclosure which will be added to the amount claimed due and owing at the time of the sale herein. 3. No action is now pending at law or otherwise to recover said debt or any part thereof. 4. That all preforeclosure requirements have been met. 5. The owner has not been released from her financial obligation to pay said amount. 6. The Declaration, referenced above, and Minn. Stat. §§515B.3-115 and 515B.3-116 provide for a continuing lien against the property. A Notice of Lien evidencing the amount due was recorded on May 17, 2011, as Document No. T679637 in the Dakota County Registrar of Titles' Office. 7. Pursuant to the power of sale contained in the same Declaration and granted by the owner in taking title to the premises subject to said Declaration and pursuant to Minn. Stat. §§515B.3-115 and 515B.3-116, said Lien will be foreclosed by the sale of said property by the Sheriff of Dakota County, at the Dakota County Sheriffs Office, Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, MN 55033, on the 30th day of December, 2011, at 10:00 a.m. at public auction to the highest bidder, to pay the amount then due for said assessments, together with the costs of foreclosure, including attorneys fees as allowed by law. 8. T h e t i m e a l l o w e d b y l a w f o r redemption by the unit owner, her personal representatives or assigns is six (6) months from the date of sale. The date and time to vacate the property is 11:59 p.m. on July 2, 2012, if the account is not reinstated or the owner does not redeem from the foreclosure sale. REDEMPTION NOTICE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION,

9. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THOMSEN & NYBECK, P.A. Attorneys for The Pinnacle Deckhomes Association THE PINNACLE DECKHOMES ASSOCIATION By: ____________________________ Gretchen S. Schellhas (#195595) 3600 American Blvd. West, Suite 400 Bloomington, Minnesota 55431 (952) 835-7000 (Pinnacle/Wolff/ 11-7-123D) 2812869 11/10-12/15/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J a n u a r y 2 5 , 2007 MORTGAGOR: Becky A. Soucek, a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded September 17, 2007, Dakota County Recorder, Document No. 2544336. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association, as trustee, on behalf of the holders of the Home Equity Asset Trust 2007-2Home Equity Pass-Through Certificates, Series 2007-2. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100263195013256837 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: The CIT GROUP/CONSUMER FINANCE, INC. RESIDENTIAL MORTGAGE SERVICER: Select Portfolio Servicing, Inc. MORTGAGED PROPERTY ADDRESS: 14776 Lower Endicott Way, Apple Valley, MN 55124 TAX PARCEL I.D. #: 018145401080 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 1, Valley Way Village 5th Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $144,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $149,080.08 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 20, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 20, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 21, 2011. U.S. Bank, National Association, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 38-335 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2843909 12/8/11-1/12/12

PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT DISTRICT COURT PROBATE DIVISION Court File nO: 19HA-PR-11-723 Estate of Paul R. Steenberg, Decedent Notice is given that an application for informal probate of the Decedent’s will dated 11/20/2003 and codicil ( ) to the will, dated _____________, and separate writings ( ) under Minn. Stat. 524.2-513 (“Will”), has been filed with the Registrar. The application has been granted. Notice is also given that the Registrar has informally appointed Paul E. Steenberg and John D. Steenberg whose addresses are 18784 Viking Way NW, Poulsbo, WA 98370 and 440 Betty Lane, West St. Paul, MN 55118, respectively as personal representative of the Estate of the Decedent. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Unless objections are filed with the Court (pursuant to Minn. Stat. 524.3-607) and the Court otherwise orders, the personal representative has full power to administer the Estate, including, after 30 days from the date of issuance of letters, the power to sell, encumber, lease or distribute real estate. Any objections to the probate of the Will or appointment of the Personal Representative must be filed with this Court and will be heard by the Court after the filing of an appropriate petition and proper notice of hearing. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Dated: 12/8/11 Heidi Carstensen Registrar Carolyn M. Renn Court Administrator Attorney for Applicant Andrew M. Baese Briggs and Morgan, P.A. 332 Minnesota Street, #W2200 St. Paul, MN 55101 Attorney License No: 0284336 Telephone: 651-808-6444 FAX: 651-808-6450 Email: abaese@briggs.com 2850379 12/15-12/22/11

PUBLIC NOTICE

NOTICE OF ASSESSMENT LIEN FORECLOSURE SALE 1. Default has occurred in the terms and conditions of the Declaration for Diffley Commons 2nd Addition Villas and Garden Homes Homeowner's Association (hereinafter the "Association") which was recorded as Document No. 1189722, in the Office of the County Recorder of Dakota County, Minnesota, and also, pursuant to Minn. Stat. '515B.3-116, covering the following property: LEGAL DESCRIPTION: Unit No. 111, Condominium File No. 116, Diffley Commons 2nd Addition, Villas and Garden Homes, a condominium, Dakota County, Minnesota STREET ADDRESS: 1900 Sapphire Point, Eagan, MN 55122 T A X P A R C E L I D N O . 10-20451-04-111 2. Pursuant to said Declaration, there is claimed to be due and owing as of October 20, 2011, from Jennifer M. DeYoung, title holder, to the Association, a Minnesota non-profit corporation, the amount of $2,533.00 for unpaid association dues, late fees, attorneys' fees and costs, plus any other such amounts that will accrue after October 20, 2011, including reasonable attorneys' fees and costs of collection and foreclosure which will be added to the amount claimed due and owing at the time of the sale herein. 3. No action is now pending at law or otherwise to recover said debt or any part thereof. 4. That all preforeclosure requirements have been met. 5. The owner has not been released from her financial obligation to pay said amount. 6. The Declaration, referenced above, and Minn. Stat. §§515B.3-115 and 515B.3-116 provide for a continuing lien against the property. A Notice of Lien evidencing the amount due was recorded on August 31, 2011, as Document No. 2817052 in the Dakota County Recorder's Office. 7. Pursuant to the power of sale contained in the same Declaration and granted by the owners in taking title to the premises subject to said Declaration and pursuant to Minn. Stat. §§515B.3-115 and 515B.3-116, said Lien will be foreclosed by the sale of said property by the Sheriff of Dakota County, at the Dakota County Sheriffs Office, Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, MN 55033, on the 30th day of December, 2011, at 10:00 a.m. at public auction to the highest bidder, to pay the amount then due for said assessments, together with the costs of foreclosure, including attorneys fees as allowed by law. 8. T h e t i m e a l l o w e d b y l a w f o r

8. T h e t i m e a l l o w e d b y l a w f o r redemption by the unit owner, her personal representatives or assigns is six (6) months from the date of sale. The date and time to vacate the property is 11:59 p.m. on July 2, 2012, if the account is not reinstated or the owners do not redeem from the foreclosure sale. REDEMPTION NOTICE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 9. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THOMSEN & NYBECK, P.A. Attorneys for Diffley Commons 2nd Addition Villas and Garden Homes Homeowner's Association DIFFLEY COMMONS 2ND ADDITION VILLAS AND GARDEN HOMES HOMEOWNER'S ASSOCIATION By: Gretchen S. Schellhas (#195595) 3600 American Blvd. West, Suite 400 Bloomington, Minnesota 55431 (952) 835-7000 (Diffley Commons / DeYoung/11-7-334D) 2812260 11/10-12/15/11

PUBLIC NOTICE

SUMMONS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT CASE TYPE: CONTRACT Case No: ________________ ______________________________________ EQUABLE ASCENT FINANCIAL LLC assignee of CHRYSLER FINANCIAL COMPANY, LLC, Plaintiff, vs. Heather Lawrence, Defendant. ______________________________________ THIS SUMMONS IS DIRECTED TO Heather Lawrence. 1. YOU ARE BEING SUED. The Plaintiff has started a lawsuit against you. The Plaintiff's Complaint against you is attached to this Summons. Do not throw these papers away. They are official papers that affect your rights. You must respond to this lawsuit even though it may not yet be filed with the Court and there may be no court file number on this Summons. 2. YOU MUST REPLY WITHIN 20 DAYS TO PROTECT YOUR RIGHTS. You must give or mail to the person who signed this summons a written response called an Answer within 20 days of the date on which you received this Summons. You must send a copy of your Answer to the person who signed this Summons located at: Kelly Evans, MN ID No. 0390198 The Evans Law Firm, PLLC 1935 W. County Rd. B2, Suite 405 Roseville, MN 55113-2722 Telephone: 888.548.4749 3. YOU MUST RESPOND TO EACH CLAIM. The Answer is your written response to the Plaintiff's Complaint. In your Answer you must state whether you agree or disagree with each paragraph of the Complaint. If you believe the Plaintiff should not be given everything asked for in the Complaint, you must say so in your Answer. 4. YOU WILL LOSE YOUR CASE IF YOU DO NOT SEND A WRITTEN RESPONSE TO THE COMPLAINT TO THE PERSON WHO SIGNED T H I S S U M M O N S . If you do not answer within 20 days, you will lose this case. You will not get to tell your side of the story, and the Court may decide against you and award the Plaintiff everything asked for in the Complaint. If you do not want to contest the claims stated in the Complaint, you do not need to respond. A default judgment can then be entered against you for the relief requested in the Complaint. 5. LEGAL ASSISTANCE. You may wish to get legal help from a lawyer. If you do not have a lawyer, the Court Administrator may have information about places where you can get legal assistance. Even if you cannot get legal help, you must still provide a written Answer to protect your rights or you may lose the case. 6. ALTERNATIVE DISPUTE RESOLUTION. The parties may agree to or be ordered to participate in an alternative dispute resolution process under Rule 114 of the Minnesota General Rules of Practice. You must still send your written response to the Complaint even if you expect to use alternative means of resolving this dispute. Dated: October 28, 2011 THE EVANS LAW FIRM, PLLC By: /s/ Kelly Evans Kelly Evans MN ID No. 0390198 1935 W. County Rd. B2, Suite 405 Roseville, MN 55113-2722 Toll Free: 888.548.4749 2839753 12/8-12/22/11P

PUBLIC NOTICE

ORDER TO SHOW CAUSE STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT COURT FILE NO. 19HA-CV-11-5966 In the Matter of the Petition of: Aurora Loan Services, LLC, a Delaware limited liability company, in Relation to Certificate of Title No. 143154 issued for land in the County of Dakota and State of Minnesota legally described as follows: Lot Eleven (11), Block Two (2) in GROSSE POINTE SECOND ADDITION, according to the recorded plat thereof. TO: ERVIN A. KOOISTRA; CAROL M. KOOISTRA; and to parties , if any, in possession of said premises adverse to the Petitioner. Upon receiving and filing the Report of the Examiner of Titles in the above entitled matter, IT IS HEREBY ORDERED, that you and all persons interested, appear before this Court on the 25th day of January, 2012, at 9:00 a.m. in the Dakota County Government Center, Hastings, Minnesota, and then, or as soon thereafter as said matter can be heard, show cause, if any there be, why this Court should not enter an Order as follows: That the Registrar of Titles, upon the filing with him of a certified copy of this Order, cancel Certificate of Title No. 143154, and enter a new Certificate of Title for the land therein described in favor of Aurora Loan Services, LLC, a Delaware limited liability, subject to the memorials of Document Nos. 132968 and 135869 but free from all other memorials now appearing on the present Certificate of Title, the last of which is Document No. 677562, and free also from the Memorial of this Order. IT IS FURTHER ORDERED, that this Order be served; a) at least 10 days prior to such hearing upon the above named parties residing in this State in the manner provided by law for the service of Summons in a civil action; b) it shall be served at least 14 days prior to such hearing upon any of the above named nonresidents by sending a copy of this Order to such nonresident at his post office address, by registered or certified mail, return receipt; c) it shall be served upon any party who cannot be found by two weeks published notice and by sending a copy of this Order at least 14 days prior to the hearing by first class mail to such party at this last known address and by sending another copy of this Order at least 14 days prior to the hearing by first class mail to his address as stated on the Certificate of Title if an address is so stated. DATED: 11-30-11 BY THE COURT: Jerome B. Abrams Judge of District Court APPROVED: JAMES P. O’CONNELL EXAMINER OF TITLES BY: /s/ James P. O’Connell JAMES P. O’CONNELL Attorney for Petitioner: Adam Soczynski Usset, Weingarden & Liebo, PLLP 4500 Park Glen Road, #300 Minneapolis, MN 55416 2850834 12/15-12/22/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 21, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $188,575.00 MORTGAGOR(S): Christopher D. Konsor, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for Lehman Brothers Bank, FSB, A Federal Savings Bank, its successors and assigns DATE AND PLACE OF RECORDING: Recorded: March 21, 2007 Dakota County Recorder Document Number: 2504089 ASSIGNMENTS OF MORTGAGE: And assigned to: Aurora Bank, FSB Dated: September 12, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100025440003660336 Lender or Broker: Lehman Brothers Bank, FSB, A Federal Savings Bank Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3115 Farnum Dr, Eagan, MN 55121-1922 Tax Parcel ID Number: 10-18150-08-020 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 8, Coachman Land Company 1st Addition AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $200,506.50 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 23, 2011 at 10:00 AM

ber 23, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 25, 2012, or the next business day if June 25, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 10, 2011 ASSIGNEE OF MORTGAGEE: Aurora Bank, FSB Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 022334F01 2810174 11/10-12/15/11

PUBLIC NOTICE

NOTICE OF ASSOCIATION LIEN FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that default has occurred in the terms and conditions of the Declaration for Ridgeview Condominium Homes ("Declaration") as recorded in the office of the County Recorder in and for Dakota County, Minnesota, which said Declaration covers the following described property situated in the County of Dakota and State of Minnesota, to-wit: Apartment Number 201, 12838 Nicollet Avenue South, Condominium Ownership No. 15, Ridgeview Condominium Homes PROPERTY ADDRESS: 12838 Nicollet Avenue South Unit 201, Burnsville MN 55337 THAT, pursuant to said Declaration, there is claimed to be due and owing as of the date of this Notice by Christopher R. Hughes, as Unit owner, to Ridgeview Homeowners Association, the principal amount of Three Thousand Three Hundred Seventy Eight and 00/100 ($3,378.00) for condominium assessments; and that any action being now pending at law or otherwise to recover said debt or any part thereof has been discontinued, or that an execution upon any judgment rendered therein has been returned unsatisfied, in whole or in part, and; THAT, pursuant to said Declaration, and the statute in such case made and provided, said debt creates a lien upon said premises in favor of Ridgeview Homeowners Association, as evidenced by that Notice of Lien dated March 8, 2011, and recorded October 24, 2011 as Document No. 2 8 2 6 3 5 6 in the Dakota County Recorder's Office. THAT, notice is hereby given that by virtue of the power of sale created by statute, said lien will be foreclosed by the sale of said premises with the hereditiments and appurtenances thereto, which said sale will be made by the Sheriff of Dakota County, at public auction to the highest bidder, for cash, to pay the amount then due for said condominium assessments, together with the costs of foreclosure, including attorney's fees as allowed by law, as follows: DATE AND TIME OF SALE: February 1, 2012, at 10:00 A.M. PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Hastings, MN. The time allowed by law for redemption by the Unit owner, their personal representatives or assigns, is six (6) months from the date of said sale. If no redemption occurs, the property must be vacated by 11:59 PM on August 1, 2012. Dated: November 30, 2011 By ________/s/____________________ David J. Raymond, #221818 Attorney for Ridgeview Homeowners Association 5838 Blackshire Path Inver Grove Heights, MN 55076 651-455-3100 File # 144161 THIS COMMUNICATION IS FROM A DEBT COLLECTOR 2845469 12/15/11-1/19/12

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PUBLIC NOTICE

ORDER TO SHOW CAUSE STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT COURT FILE NO. 19HA-CV-11-1560 In the Matter of the Petition of: Casper Real Estate, Inc., in Relation to Certificate of Title No. 97350 issued for land in the County of Dakota and State of Minnesota legally described as follows: Lot numbered Twenty five (25) in Block One (1) of Tower Heights, according to the plat thereof on file and of record in the office of the Register of Deeds within and for the County of Dakota. TO: KAREN GORANS; WELLS FARGO BANK, N.A.; and to parties, if any, in possession of said premises adverse to the Petitioner. Upon receiving and filing the Report of the Examiner of Titles in the above entitled matter, IT IS HEREBY ORDERED, that you and all persons interested, appear before this Court on the 28th day of December, 2011, at 9:00 a.m. in the Dakota County Government Center, Hastings, Minnesota, and then, or as soon thereafter as said matter can be heard, show cause, if any there be, why this Court should not enter an Order as follows: That the Registrar of Titles, upon the filing with him of a certified copy of this Order, cancel Certificate of Title No. 97350 and enter a new Certificate of Title for the land therein described in favor of Casper Real Estate, Inc., subject to the memorial of Document No. 12611 but free from all other memorials now appearing on the present Certificate of Title, the last of which is Document No. 664056, and free also from the Memorial of this Order. IT IS FURTHER ORDERED, that this Order be served: (a) at least 10 days prior to such hearing upon the above named parties residing in this State in the manner provided by law for the service of Summons in a civil action; (b) it shall be served at least 14 days prior to such hearing upon any of the above named nonresidents by sending a copy of this Order to such nonresident at his post office address, by registered or certified mail, return receipt; (c) it shall be served upon any party who cannot be found by two weeks published notice and by sending a copy of this Order at least 14 days prior to the hearing by first class mail to such party at this last known address and by sending another copy of this Order at least 14 days prior to the hearing by first class mail to his address as stated on the Certificate of Title if an address is so stated. DATED: 11/16/11 BY THE COURT: Shawn M. Moynihan Judge of District Court APPROVED: JAMES P. O’CONNELL EXAMINER OF TITLES BY: /s/ James P. O’Connell JAMES P. O’CONNELL Attorney for Petitioner: David S. Holman Attorney at Law 201 West Travelers Trail, Suite 225 Burnsville, MN 55337 Attendance is not required at said hearing except to object to the entry of the above described Order. 2844147 12/8-12/15/11

PUBLIC NOTICE

and 81/100 ($219,257.81) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on December 28, 2011 PLACE OF SALE: Sheriff`s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6.00 months from the date of sale. If Mortgage is not reinstated under Minn. Stat. 580.30 or the property is not redeemed under Minn. Stat. 580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 28, 2012, or the next business day if June 28, 2012 falls on a Saturday, Sunday or legal holiday. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 10, 2011 Wells Fargo Bank, N.A., as Trsutee for Carrington Mortgage Loan Trust, Series 2006-RFC1, Asset-Backed Pass Through Certificates Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 11MN00697-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 4129242 11/10/2011, 11/17/2011, 11/24/2011, 12/01/2011, 12/08/2011, 12/15/2011 2814936 11/10-12/15/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE Date: October 31, 2011 YOU ARE NOTIFIED that default has occurred in the conditions of the following-described mortgage: 1. Date of Mortgage: June 9, 2005 2. Mortgagors: J o h n D . F l o y d a n d Becky S. Floyd 3. Mortgagee: N o r t h w e s t M o r t g a g e Company 4. Recording information:Recorded on February 22, 2006 as Document No.585214 in the office of the Registrar of Titles of Dakota County, Minnesota. 5. A s s i g n m e n t s o f M o r t g a g e : Assigned to Landmark V (50%) and Daniel J. Diebel and Theresa A. Diebel as Trustees of the Rand Mortgage Company Defined Benefit Pension Plan and Trust (50%) by written Assignment recorded February 22, 2 0 0 6 a s Document No. 585215 in the recording office stated in paragraph 4. Further assigned to: Alliance Bank (as to 50%), by written Assignment recorded February 22, 2006 as Document No. 585218 i n t h e r e c o r d i n g office stated in paragraph 4. Further assigned to: Daniel J. Diebel as Trustee of the Rand Mortgage Company 401(k) Profit Sharing Plan (as to 50%) by an Assignment dated August 24, 2011 recorded October 31, 2011 as Document No. T 686336 in the recording office stated in paragraph 4. 6. Tax parcel identification number of the Mortgaged Premises is: 01-13600-01-070 7. Legal Description of the Mortgaged Premises: L o t 7 , B l o c k 1 , Beckman's First Addition The title to said Property is registered under the Torrens system. 8. The physical street address, city, and zip code of the Mortgaged Premises: 4725 - 120th Street West, Apple Valley, MN 55124 9. The person holding the Mortgage is not a transaction agent, as defined by Minn. Stat. §58.02, Subd. 30. The name of the residential Mortgage servicer is Daniel J. Diebel; the lender is the Mortgagee named above. 10. The name of the Mortgage originator, as defined in Minn. Stat. 58.02 is Northwest Mortgage Company. 11. The requisites of Minn. Stat. 580.02 have been satisfied. 12. The original principal amount secured by the Mortgage was $260,000.00. 13. At the date of this Notice the amount due on the Mortgage, including taxes, if any, paid by the holder of the Mortgage, is $314,109.92. 14. Pursuant to the Power of Sale in the Mortgage, the Mortgage will be foreclosed, and the Mortgaged Premises will be sold by the Sheriff of Dakota County, Minnesota at public auction on Date and time of sale: December 23, 2011 at 10:00 a.m. Place of sale: D a k o t a C o u n t y L a w

Place of sale: D a k o t a C o u n t y L a w Enforcement Center, 1580 Highway 55, Hastings, MN 55033 15. T h e t i m e a l l o w e d b y l a w f o r redemption by the Mortgagor or Mortgagor's personal representatives or assigns is 6 months after the date of sale. 16. The date on or before which the Mortgagor must vacate the property if the Mortgage is not reinstated under §580.30 or the Property redeemed under §580.23 is 11:59 p.m. on June 23, 2012. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINN. STAT. §582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: October 31, 2011 The Persons issuing this Notice are: Landmark V, a Minnesota Partnership and Daniel J. Diebel as Trustee. Name and address of attorney for Foreclosing Parties: Fred A. Kueppers, Jr. (A.R. 58841) Kueppers, Kronschnabel & Daly, P.A. Attorneys for Mortgagee 101 East Fifth Street, Suite 2300 St. Paul, MN 55101 Phone: (651) 222-5000 2809370 11/10-12/15/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 28, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $174,000.00 MORTGAGOR(S): Michael P. Kelley and Sarah A. Kelley, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Bremer Bank, National Association, its successors and assigns DATE AND PLACE OF RECORDING: Recorded: July 22, 2005 Dakota County Recorder Document Number: 2343103 ASSIGNMENTS OF MORTGAGE: And assigned to: Aurora Loan Services LLC Dated: June 27, 2011 Recorded: July 22, 2011 Dakota County Recorder Document Number: 2811061 And assigned to: Aurora Bank FSB Dated: September 13, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000739-8112634543-9 Lender or Broker: Bremer Bank, National Association Residential Mortgage Servicer: Aurora Bank, FSB Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 704 12th St, Farmington, MN 55024-1787 Tax Parcel ID Number: 14-22505-04-050 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 4, East Farmington Sixth Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $196,925.08 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 23, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 25, 2012, or the next business day if June 25, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG

582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 10, 2011 ASSIGNEE OF MORTGAGEE: Aurora Bank FSB Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013343F03 2814997 11/10-12/15/11

PUBLIC NOTICE

NOTICE OF ASSOCIATION LIEN FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that default has occurred in the terms and conditions of the Declaration for Ridgeview Condominium Homes ("Declaration") as recorded in the office of the County Recorder in and for Dakota County, Minnesota, which said Declaration covers the following described property situated in the County of Dakota and State of Minnesota, to-wit: Apartment Number 102, 12952 Nicollet Avenue South, Condominium Ownership No. 15, Ridgeview Condominium Homes PROPERTY ADDRESS: 12952 Nicollet Avenue South Unit 102, Burnsville MN 55337 THAT, pursuant to said Declaration, there is claimed to be due and owing as of the date of this Notice by Jillian S. Everson, as Unit owner, to Ridgeview Homeowners Association, the principal amount of Three Thousand Three Hundred Forty and 00/100 ($3,340.00) for condominium assessments; and that any action being now pending at law or otherwise to recover said debt or any part thereof has been discontinued, or that an execution upon any judgment rendered therein has been returned unsatisfied, in whole or in part, and; THAT, pursuant to said Declaration, and the statute in such case made and provided, said debt creates a lien upon said premises in favor of Ridgeview Homeowners Association, as evidenced by that Notice of Lien dated A u g u s t 2 2 , 2 0 1 1, a n d r e c o r d e d November 1, 2011 as Document No. 2827935 in the Dakota County Recorder's Office. THAT, notice is hereby given that by virtue of the power of sale created by statute, said lien will be foreclosed by the sale of said premises with the hereditiments and appurtenances thereto, which said sale will be made by the Sheriff of Dakota County, at public auction to the highest bidder, for cash, to pay the amount then due for said condominium assessments, together with the costs of foreclosure, including attorney's fees as allowed by law, as follows: DATE AND TIME OF SALE: January 18, 2012, at 10:00 A.M. PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Hastings, MN. The time allowed by law for redemption by the Unit owner, their personal representatives or assigns, is six (6) months from the date of said sale. If no redemption occurs, the property must be vacated by 11:59 PM on July 18, 2012. Dated: November 10, 2011 By _________/s/__________________ David J. Raymond, #221818 Attorney for Ridgeview Homeowners Association 5838 Blackshire Path Inver Grove Heights, MN 55076 651-455-3100 File # 1441193 THIS COMMUNICATION IS FROM A DEBT COLLECTOR 2833059 12/1/11-1/5/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 17, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $266,000.00 MORTGAGOR(S): Peter M. Weesner, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for RBC Mortgage Company, its successors and assigns DATE AND PLACE OF RECORDING: Recorded: July 15, 2004 Dakota County Recorder Document Number: 2225722 ASSIGNMENTS OF MORTGAGE: And assigned to: Aurora Bank, FSB Dated: September 02, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100058900003349883 Lender or Broker: RBC Mortgage Company Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 17375 Jade Ter, Lakeville, MN 55044-9000 Tax Parcel ID Number: 22-13202-01-120 LEGAL DESCRIPTION OF PROPERTY: Lot 12, Block 1, Barrett Third Addition, according to the recorded plat thereof, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE:

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g e e / A s s i g n�� e e o�� f Mortgagee D U E A S O�� F D A T E �� O F N O T I C�� E : M o r t g a�� complied with all notice requirements $256,001.63 THAT all pre-foreclosure require- as required by statute; That no action ments have been complied with; that or proceeding has been instituted at no action or proceeding has been insti- law or otherwise to recover the debt tuted at law or otherwise to recover the secured by said mortgage, or any part debt secured by said mortgage, or any thereof; PURSUANT to the power of sale part thereof; PURSUANT to the power of sale con- contained in said mortgage, the above t a i n e d i n s a i d m o r t g a g e , t h e described property will be sold by the above-described property will be sold Sheriff of said county as follows: DATE AND TIME OF SALE: by the Sheriff of said county as folDecember 30, 2011 at 10:00 AM lows: PLACE OF SALE:Sheriff's Office, Law DATE AND TIME OF SALE: DecemEnforcement Center, 1580 Hwy 55, ber 23, 2011 at 10:00 AM PLACE OF SALE: Dakota County Lobby #S-100, Hastings, MN Law Enforcement Center, 1580 High- to pay the debt then secured by said way 55, Lobby S-100, Hastings, Minne- Mortgage, and taxes, if any, on said premises, and the costs and sota to pay the debt secured by said mort- disbursements, including attorneys' gage and taxes, if any, on said pre- f e e s a l l o w e d b y l a w s u b j e c t t o mises and the costs and disburse- redemption within six (6) months from ments, including attorney fees allowed t h e d a t e o f s a i d s a l e b y t h e by law, subject to redemption within m o r t g a g o r ( s ) , t h e i r p e r s o n a l six (6) months from the date of said representatives or assigns unless sale by the mortgagor(s), their per- reduced to Five (5) weeks under MN Stat. §580.07. sonal representatives or assigns. TIME AND DATE TO VACATE If the Mortgage is not reinstated under Minn. Stat. §580.30 or the prop- PROPERTY: If the real estate is an erty is not redeemed under Minn. Stat. o w n e r - o c c u p i e d , s i n g l e - f a m i l y §580.23, the Mortgagor must vacate dwelling, unless otherwise provided by the property on or before 11:59 p.m. on law, the date on or before which the June 25, 2012, or the next business mortgagor(s) must vacate the property day if June 25, 2012 falls on a Satur- if the mortgage is not reinstated under section 580.30 or the property is not day, Sunday or legal holiday. Mortgagor(s) released from financial redeemed under section 580.23 is 11:59 p.m. on July 2, 2012, unless the obligation: NONE THIS COMMUNICATION IS FROM redemption period is reduced to 5 A DEBT COLLECTOR ATTEMPT- weeks under MN Stat. Secs. 580.07 or ING TO COLLECT A DEBT. ANY 582.032. MORTGAGOR(S) RELEASED FROM INFORMATION OBTAINED WILL BE FINANCIAL OBLIGATION ON MORTUSED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF GAGE:None "THE TIME ALLOWED BY LAW FOR THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE REDEMPTION BY THE MORTGAGOR, TIME PROVIDED BY LAW IS NOT THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR MAY BE REDUCED TO FIVE WEEKS IF REDEMPTION BY THE MORTGAGOR, A J U D I C I A L O R D E R I S E N T E R E D THE MORTGAGOR'S PERSONAL REP- U N D E R M I N N E S O T A S T A T U T E S , RESENTATIVES OR ASSIGNS, MAY BE SECTION 582.032, DETERMINING, REDUCED TO FIVE WEEKS IF A JUDI- AMONG OTHER THINGS, THAT THE CIAL ORDER IS ENTERED UNDER M O R T G A G E D P R E M I S E S A R E MINNESOTA STATUTES, SECTION I M P R O V E D W I T H A R E S I D E N T I A L 582.032, DETERMINING, AMONG DWELLING OF LESS THAN FIVE OTHER THINGS, THAT THE MORT- UNITS, ARE NOT PROPERTY USED IN GAGED PREMISES ARE IMPROVED AGRICULTURAL PRODUCTION, AND WITH A RESIDENTIAL DWELLING OF ARE ABANDONED." Dated: October 31, 2011. LESS THAN FIVE UNITS, ARE NOT Aurora Bank FSB PROPERTY USED IN AGRICULTURAL Mortgagee/Assignee of Mortgagee PRODUCTION, AND ARE ABANDONED. USSET, WEINGARDEN AND LIEBO, P.L.L.P. DATED: November 10, 2011 A S S I G N E E O F M O R T G A G E E : Attorneys for Mortgagee/Assignee of Mortgagee Aurora Bank, FSB 4500 Park Glen Road #300 Wilford, Geske & Cook P.A. Minneapolis, MN 55416 Attorneys for Assignee of Mortgagee (952) 925-6888 Lawrence A. Wilford 98-1214 James A. Geske THIS IS A COMMUNICATION FROM 8425 Seasons Parkway, Suite 105 A DEBT COLLECTOR. Woodbury, MN 55125-4393 2813303 11/10-12/15/11 (651) 209-3300 File Number: 009635F04 2810187 11/10-12/15/11

PUBLIC NOTICE

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�� REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REP�� said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on _June 27, 2012_____________________, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 27, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6501 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2814230 11/10-12/15/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 15, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $184,800.00 MORTGAGOR(S): Paul F. Mutebi and Maureen Mutebi, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for America's Wholesale Lender, its successors and assigns DATE AND PLACE OF RECORDING: Recorded: March 24, 2004 Dakota County Recorder Document Number: 2188556 ASSIGNMENTS OF MORTGAGE: And assigned to: The Bank of New York as Trustee for the benefit Certificateholders of the CWABS 2004-2 Dated: May 29, 2008 Recorded: June 03, 2008 Dakota County Recorder Document Number: 2594361 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000157-0003277908-0 Lender or Broker: America's Wholesale Lender Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 18561 Jasper Way, Lakeville, MN 55044-9681 Tax Parcel ID Number: 22.44305.01.030 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 1, Lakeview Heights, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $241,079.65 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 30, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 02, 2012, or the next business day if July 02, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR,

RESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 17, 2011 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon FKA The Bank of New York as Trustee for the benefit of the Certificateholders of the CWABS Inc., Asset-Backed Certificates, Series 2004-2 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 022854F01 2822088 11/17-12/22/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 06, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $175,500.00 MORTGAGOR(S): Gregory D. Maske, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: January 19, 2007 Dakota County Recorder Document Number: 2489452 ASSIGNMENTS OF MORTGAGE: And assigned to: Deutsche Bank National Trust Company as trustee for the benefit of the Certificateholders of Popular ABS, Inc. Mortgage Pass-Through Certificates Series 2007-A Dated: July 19, 2011 Recorded: July 26, 2011 Dakota County Recorder Document Number: 2811521 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000466-0000858061-6 Lender or Broker: Popular Financial Services, LLC Residential Mortgage Servicer: Ocwen Loan Servicing, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 440 16th Ave N, South Saint Paul, MN 55075-1827 Tax Parcel ID Number: 36-62700-05-180 LEGAL DESCRIPTION OF PROPERTY: Lot 18, Block 5 of F. Radant's Addition to South Park, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $199,845.59 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 30, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 02, 2012, or the next business day if July 02, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 17, 2011 ASSIGNEE OF MORTGAGEE: Deutsche Bank National Trust Company as trustee for the benefit of the Certificateholders of Popular ABS, Inc. Mortgage Pass-Through Certificates Series

Pass Through Certificates Series 2007-A Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 021216F01 2819688 11/17-12/22/11

PUBLIC NOTICE

NOTICE OF ASSOCIATION LIEN FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that default has occurred in the terms and conditions of the Declaration for Ridgeview Condominium Homes ("Declaration") as recorded in the office of the County Recorder in and for Dakota County, Minnesota, which said Declaration covers the following described property situated in the County of Dakota and State of Minnesota, to-wit: Apartment Number 102, 12838 Nicollet Avenue South, Condominium Ownership No. 15, Ridgeview Condominium Homes P R O P E R T Y A D D R E S S : 12838 Nicollet Avenue South Unit 102, Burnsville MN 55337 THAT, pursuant to said Declaration, there is claimed to be due and owing as of the date of this Notice by John D. LaValley and Crystal A. Stenbeck, as Unit owners, to Ridgeview Homeowners Association, the principal amount of Three Thousand Twenty-Six and 0 0 / 1 0 0 ( $ 3 , 0 2 6 . 0 0) f o r c o n d o minium assessments; and that any action being now pending at law or otherwise to recover said debt or any part thereof has been discontinued, or that an execution upon any judgment rendered therein has been returned unsatisfied, in whole or in part, and; THAT, pursuant to said Declaration, and the statute in such case made and provided, said debt creates a lien upon said premises in favor of Ridgeview Homeowners Association, as evidenced by that Notice of Lien dated A u g u s t 1 9 , 2 0 1 1, a n d r e c o r d e d November 1, 2011 as Document No. in the Dakota County 2827939 Recorder's Office. THAT, notice is hereby given that by virtue of the power of sale created by statute, said lien will be foreclosed by the sale of said premises with the hereditiments and appurtenances thereto, which said sale will be made by the Sheriff of Dakota County, at public auction to the highest bidder, for cash, to pay the amount then due for said condominium assessments, together with the costs of foreclosure, including attorney's fees as allowed by law, as follows: DATE AND TIME OF SALE: January 18, 2012, at 10:00 A.M. PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Hastings, MN. The time allowed by law for redemption by the Unit owner, their personal representatives or assigns, is six (6) months from the date of said sale. If no redemption occurs, the property must be vacated by 11:59 PM on July 18, 2012. Dated: November 10, 2011 By _________/s/___________________ David J. Raymond, #221818 Attorney for Ridgeview Homeowners Association 5838 Blackshire Path Inver Grove Heights, MN 55076 651-455-3100 File # 1441189 THIS COMMUNICATION IS FROM A DEBT COLLECTOR 2833041 12/1/11-1/5/12

PUBLIC NOTICE

MORTGAGE: $221,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $219,275.90 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 6, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 6, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 7, 2011. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3120 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2822724 11/17-12/22/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 19, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $155,246.00 MORTGAGOR(S): Christopher R Youngberg and Erica Hurd, husband and wife MORTGAGEE: First Franklin, a division of Nat. City Bank of IN DATE AND PLACE OF RECORDING: Recorded: September 07, 2005 Dakota County Recorder Document Number: 2358787 ASSIGNMENTS OF MORTGAGE: And assigned to: First Franklin Financial Corporation Dated: January 05, 2006 Recorded: January 30, 2006 Dakota County Recorder Document Number: 2401431 And assigned to: U.S. Bank National Association, as trustee for the holders of the First Franklin Mortgage Loan Trust Mortgage Pass-Through Certificates, Series 2005-FF10 Dated: October 20, 2011 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: First Franklin, a division of Nat. City Bank of IN Residential Mortgage Servicer: Select Portfolio Servicing Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 16888 Embers Ave, Lakeville, MN 55044 Tax Parcel ID Number: 22-47051-06-502 LEGAL DESCRIPTION OF PROPERTY: Unit No. 1502, Common Interest Community No. 362, Mallard Shores Condominiums, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $167,341.14 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 30, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minne-

way 55, Lobby S 100, Hastings, Minne sota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 02, 2012, or the next business day if July 02, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 17, 2011 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association, as trustee for the holders of the First Franklin Mortgage Loan Trust Mortgage Pass-Through Certificates, Series 2005-FF10 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 014839F02 2820239 11/17-12/22/11

PUBLIC NOTICE

the date on or before which the mort gagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 7, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 8, 2011. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3122 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2822688 11/17-12/22/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE Date: November 9, 2011 YOU ARE NOTIFIED THAT: 1. Default has occurred in the conditions of that certain Mortgage dated January 27, 2005 executed by Jeffrey L. Trog and Cathleen A. Trog, husband and wife, as Mortgagor, to Anchor Bank, N.A., a national bank, successor in interest to Anchor Bank Saint Paul, N . A . by merger and name change, which, in turn, is successor to Anchor Bank, West St. Paul, N.A. by merger and name change, as Mortgagee, and filed for record March 2, 2005 as Document Number 2300296, in the Office of the County Recorder of Dakota County. The land described in the Mortgage is not registered land. 2. T h e M o r t g a g e h a s n o t b e e n assigned. 3. The original principal amount secured by the Mortgage was: $450,000.00. 4. No action or proceeding at law is now pending to recover the debt secured by the Mortgage, or any part thereof. 5. The holder of the Mortgage has complied with all conditions precedent to acceleration of the debt secured by the Mortgage and foreclosure of the Mortgage, and all notice and other requirements of applicable statutes. 6. A t t h e d a t e o f t h i s n o t i c e t he amount due on the Mortgage is $459,400.56. 7. Pursuant to the power of sale in the Mortgage, the Mortgage will be foreclosed, and the land legally described as follows: Lot 1, Block 3, Furlong Estates, Dakota County, Minnesota And commonly known as: 14055 Furlong Trail, Hastings, MN 55033 will be sold by the County Sheriff of Dakota County, Minnesota, at a public auction on Thursday, December 29, 2011 at 10:00 a.m., at the Law Enforcement Center, 1580 Highway 55, Hastings MN 55033. 8. T h e t i m e a l l o w e d b y l a w f o r redemption by Mortgagor or Mortgagor's personal representatives or assigns is six months after the date of sale. 9. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 10. If the mortgage is not reinstated under section 580.30 or redeemed under section 580.23, then the Mortgagor must vacate the property on or before 11:59 p.m. on June 29, 2011. 11. Each holder of a junior lien may redeem in the order and manner provided in Minn. Stat. §580.24, beginning after the expiration of the mortgagor's redemption period under Minn. Stat. §580.23. 12. T H I S C O M M U N I C A T I O N I S FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 13. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME ALLOWED BY LAW IS NOT AFFECTED BY THIS ACTION. 14. Foreclosure data required pursuant to Minn. Stat. §580.025: a. Physical street address, city, and zip code of mortgaged premises: 14055 Furlong Trail, Hastings, MN 55033. b. Name of transaction agent, residential mortgage servicer, and lender or broker: N/A. c. Tax parcel identification number:

��

c. Tax parcel identification number: 30-28390-03-010. d. Transaction Agent's mortgage ID number (if stated in mortgage): N/A e. Name of mortgage originator (if stated in mortgage): Anchor Bank, West St. Paul, N.A. Attorney for Mortgagee: /s/ Timothy J. Prindiville Timothy J. Prindiville NILSSON LAW OFFICES, P.A. 900 Flour Exchange Building 310 Fourth Ave. South Minneapolis, MN 55415 Tel. 612-746-1043 2821449 11/17-12/22/11P

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 20, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $155,000.00 MORTGAGOR(S): Lindsey R. Lewis, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Prime Mortgage Corporation, its successors and assigns DATE AND PLACE OF REGISTERING: Registered: March 21, 2006 Dakota County Registrar of Titles Document Number: 586743 ASSIGNMENTS OF MORTGAGE: And assigned to: Aurora Loan Services, LLC Dated: May 05, 2011 Registered: May 12, 2011 Dakota County Registrar of Titles Document Number: T679521 And assigned to: Aurora Bank FSB Dated: August 31, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100103210000126911 Lender or Broker: Prime Mortgage Corporation Residential Mortgage Servicer: Aurora Bank, FSB Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 139356 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1829 E 122nd St, Burnsville, MN 55337-2962 Tax Parcel ID Number: 02-18425-04-050 LEGAL DESCRIPTION OF PROPERTY: Lot Five (5), Block Four (4), Covington Point, Common Interest Community No. 173, a planned community, Dakota County, Minnesota, according to the recorded plat thereof. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $174,117.41 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 06, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 06, 2012, or the next business day if July 06, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 24, 2011 ASSIGNEE OF MORTGAGEE: Aurora Bank FSB Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 006037F04 2827380 11/24-12/29/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 24, 2007. MORTGAGOR(S): Darin D. Pavlish, a married person. MORTGAGEE: Lehman Brothers Bank, FSB. DATE AND PLACE OF RECORDING: Filed March 28, 2007, Dakota County Registrar of Titles, memorialized upon Certificate of Title No. 142383 as Document No. 608203. ASSIGNMENT(S) OF MORTGAGE: Assigned to Bayview Loan Servicing, LLC, a Delaware limited liability company, by assignment dated January 29, 2007, filed for record December 1, 2008, as Document No. T636276. The land described in said mortgage is registered land. MORTGAGE HOLDER (as defined in section 58.02): Transaction Agent: NA. Transaction Agent’s Mortgage Identification Number on Mortgage: NA. Lender or Broker: Bayview Loan Servicing, LLC, a Delaware limited liability company. Residential Mortgage Servicer: NA. MORTGAGE ORIGINATOR (as defined in section 58.02): Lehman Brothers Bank, FSB. MORTGAGED PROPERTY ADDRESS: 13965 West Preserve Blvd, Burnsville, MN 55337. TAX PARCEL I.D. NO.: 02-73230-01-080. LEGAL DESCRIPTION OF PROPERTY: Lot Eight (8), Block One (1) in SUNSET PONDS OFFICE PARK, according to the recorded plat thereof: together with (I) all buildings and improvements located on the property and (II) all machinery, equipment, fixtures and personal property located on the property owned by the mortgagor(s) and used in connection with the operation and occupancy thereof. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $463,500.00. AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THIS NOTICE: $529,786.02. The holder of the mortgage has complied with all conditions precedent to acceleration of the debt secured by the mortgage and foreclosure of the mortgage and all notice and other requirements of applicable statutes. That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof. PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 19, 2012 at 10:00 a.m. PLACE OF SALE: The Sheriff’s main office in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby #S-100, in the City of Hastings, County of Dakota, State of Minnesota. to pay the debt then secured by said mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys’ fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: Nicole N. Pavlish. Dated: November 10, 2011. /s/ Sarah J. Zach SARAH J. ZACH -forBAYVIEW LOAN SERVICING, LLC, Assignee Atty. I.D. #0391758 MURNANE BRANDT Attorneys for Assignee 30 East Seventh Street, Suite 3200 St. Paul, Minnesota 55101 Telephone (651) 227-9411 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2819920 12/1/11-1/5/12

PUBLIC NOTICE

TAX PARCEL I.D. #: 223210004035 LEGAL DESCRIPTION OF PROPERTY: Unit No. 35, Common Interest Community No. 227, Winslow Green Condominium, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $209,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $183,141.99 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 5, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 5, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 7, 2011. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3105 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2822752 11/17-12/22/11

PUBLIC NOTICE

28 degrees 24 minutes 57 seconds East along said Easterly right-of-way a distance of 583.27 feet to said North line of Northwest Quarter (NW 1/4); thence East along said North line a distance of 315.12 feet, more or less, to the point of beginning, according to the United States Government Survey thereof and situate in Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $75,250.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $54,250.69 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 12, 2012 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 12, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: November 9, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6398 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2822565 11/17-12/22/11

PUBLIC NOTICE

��

�� proceeding has been instituted at �� law premises, and the costs and disburse or otherwise to recover the debt ments, including attorneys' fees secured by said mortgage, or any part allowed by law subject to redemption thereof; within six (6) months from the date of PURSUANT to the power of sale con- said sale by the mortgagor(s), their tained in said mortgage, the above personal representatives or assigns described property will be sold by the unless reduced to Five (5) weeks under Sheriff of said county as follows: MN Stat. §580.07. TIME AND DATE TO VACATE PROPDATE AND TIME OF SALE: January ERTY: If the real estate is an 5, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law owner-occupied, single-family dwellEnforcement Center, 1580 Hwy 55, ing, unless otherwise provided by law, the date on or before which the mortLobby #S-100, Hastings, MN to pay the debt then secured by said gagor(s) must vacate the property if the Mortgage, and taxes, if any, on said mortgage is not reinstated under secpremises, and the costs and disburse- tion 580.30 or the property is not m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s redeemed under section 580.23 is allowed by law subject to redemption 11:59 p.m. on July 6, 2012 unless the within six (6) months from the date of redemption period is reduced to 5 said sale by the mortgagor(s), their weeks under MN Stat. Secs. 580.07 or personal representatives or assigns 582.032. MORTGAGOR(S) RELEASED FROM unless reduced to Five (5) weeks under FINANCIAL OBLIGATION ON MORTMN Stat. §580.07. TIME AND DATE TO VACATE PROP- GAGE: None "THE TIME ALLOWED BY LAW FOR ERTY: If the real estate is an owner-occupied, single-family dwell- REDEMPTION BY THE MORTGAGOR, ing, unless otherwise provided by law, THE MORTGAGOR'S PERSONAL REPthe date on or before which the mort- RESENTATIVES OR ASSIGNS, MAY BE gagor(s) must vacate the property if the REDUCED TO FIVE WEEKS IF A JUDImortgage is not reinstated under sec- CIAL ORDER IS ENTERED UNDER tion 580.30 or the property is not MINNESOTA STATUTES, SECTION redeemed under section 580.23 is 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G 11:59 p.m. on July 5, 2012, unless the OTHER THINGS, THAT THE MORTredemption period is reduced to 5 GAGED PREMISES ARE IMPROVED weeks under MN Stat. Secs. 580.07 or WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT 582.032. MORTGAGOR(S) RELEASED FROM PROPERTY USED IN AGRICULTURAL FINANCIAL OBLIGATION ON MORT- P R O D U C T I O N , A N D A R E ABANDONED." GAGE: None Dated: October 27, 2011. "THE TIME ALLOWED BY LAW FOR PNC Bank, National Association REDEMPTION BY THE MORTGAGOR, Mortgagee/Assignee of Mortgagee THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE USSET, WEINGARDEN AND LIEBO, P.L.L.P. REDUCED TO FIVE WEEKS IF A JUDI- Attorneys for Mortgagee/Assignee of CIAL ORDER IS ENTERED UNDER Mortgagee MINNESOTA STATUTES, SECTION 4500 Park Glen Road #300 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G Minneapolis, MN 55416 OTHER THINGS, THAT THE MORT- (952) 925-6888 GAGED PREMISES ARE IMPROVED 4-2642 WITH A RESIDENTIAL DWELLING OF THIS IS A COMMUNICATION FROM LESS THAN FIVE UNITS, ARE NOT A DEBT COLLECTOR. 11/17-12/22/11 PROPERTY USED IN AGRICULTURAL 2821496 P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 7, 2011. NOTICE OF MORTGAGE Aurora Bank FSB FORECLOSURE SALE Mortgagee/Assignee of Mortgagee THE RIGHT TO VERIFICATION USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN Mortgagee THE TIME PROVIDED BY LAW IS 4500 Park Glen Road #300 NOT AFFECTED BY THIS ACTION. Minneapolis, MN 55416 NOTICE IS HEREBY GIVEN, that (952) 925-6888 default has occurred in conditions of 98-1211 the following described mortgage: THIS IS A COMMUNICATION FROM DATE OF MORTGAGE: June 6, 2003 A DEBT COLLECTOR. MORTGAGOR: Kathleen M. Stein, A 2821381 11/17-12/22/11 Single Person. MORTGAGEE: B a n k e r s M o r t g a g e Company, LLC. DATE AND PLACE OF RECORDING: NOTICE OF MORTGAGE Registered July 24, 2003, Dakota FORECLOSURE SALE THE RIGHT TO VERIFICATION County Registrar of Titles, Document OF THE DEBT AND IDENTITY OF No. 0507337, Certificate of Title No. THE ORIGINAL CREDITOR WITHIN 122758. ASSIGNMENTS OF MORTGAGE: THE TIME PROVIDED BY LAW IS Assigned to: TCF Mortgage CorporaNOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that tion. And thereafter assigned to: default has occurred in conditions of Mortgage Electronic Registration Systems, Inc.. And thereafter assigned to: the following described mortgage: DATE OF MORTGAGE: F e b r u a r y 3 , U.S. Bank National Association. Said Mortgage being Registered 2005 MORTGAGORS: Joseph S. White, Jr. Land. TRANSACTION AGENT: NONE and Jennifer White, husband and wife. TRANSACTION AGENT'S MORTMORTGAGEE:Commonwealth United Mortgage a division of National City GAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE Bank of Indiana. LENDER OR BROKER AND MORTDATE AND PLACE OF RECORDING: Registered March 4, 2005, Dakota G A G E O R I G I N A T O R S T A T E D O N County Registrar of Titles, Document MORTGAGE: Bankers Mortgage ComNo. 560267, Certificate of Title No. pany, LLC RESIDENTIAL MORTGAGE SER127255. A S S I G N M E N T S O F M O R T G A G E : VICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: Assigned to: PNC Bank, National Association s/b/m to National City 4 7 2 9 W e s t W i n d T r a i l , E a g a n , MN Mortgage Co, a subsidiary of National 55122 TAX PARCEL I.D. #: 105675003080 City Bank of Indiana. LEGAL DESCRIPTION OF PROPSaid Mortgage being Registered ERTY: Land. Lot 8, Block 3, Park Ridge, Dakota TRANSACTION AGENT: NONE County, Minnesota. TRANSACTION AGENT'S MORTCOUNTY IN WHICH PROPERTY IS GAGE IDENTIFICATION NUMBER ON LOCATED: Dakota MORTGAGE: NONE ORIGINAL PRINCIPAL AMOUNT OF LENDER OR BROKER AND MORTG A G E O R I G I N A T O R S T A T E D O N MORTGAGE: $186,000.00 AMOUNT DUE AND CLAIMED TO BE MORTGAGE: Commonwealth United Mortgage a division of National City DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTBank of Indiana R E S I D E N T I A L M O R T G A G E S E R - GAGEE: $126,568.30 That prior to the commencement of VICER: PNC Bank, National Associathis mortgage foreclosure proceeding tion MORTGAGED PROPERTY ADDRESS: Mortgagee/Assignee of Mortgagee com9480 Tyne Lane, Inver Grove Heights, plied with all notice requirements as required by statute; That no action or MN 55077 T A X P A R C E L I . D . # : proceeding has been instituted at law or otherwise to recover the debt 20-18406-02-040 LEGAL DESCRIPTION OF PROP- secured by said mortgage, or any part thereof; ERTY: PURSUANT to the power of sale conLot 4, Block 2, in Coventry Pass 7th tained in said mortgage, the above Addition COUNTY IN WHICH PROPERTY IS described property will be sold by the Sheriff of said county as follows: LOCATED: Dakota DATE AND TIME OF SALE: January ORIGINAL PRINCIPAL AMOUNT OF 10, 2012 at 10:00 AM MORTGAGE: $354,400.00 PLACE OF SALE:Sheriff's Office, Law AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUD- Enforcement Center, 1580 Hwy 55, ING TAXES, IF ANY, PAID BY MORT- Lobby #S-100, Hastings, MN to pay the debt then secured by said GAGEE: $388,575.38 That prior to the commencement of Mortgage, and taxes, if any, on said this mortgage foreclosure proceeding premises, and the costs and disburseMortgagee/Assignee of Mortgagee com- m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s plied with all notice requirements as allowed by law subject to redemption required by statute; That no action or within six (6) months from the date of proceeding has been instituted at law said sale by the mortgagor(s), their o r o t h e r w i s e t o r e c o v e r t h e d e b t personal representatives or assigns secured by said mortgage, or any part unless reduced to Five (5) weeks under MN Stat. §580.07. thereof; TIME AND DATE TO VACATE PROPPURSUANT to the power of sale contained in said mortgage, the above E R T Y : I f t h e r e a l e s t a t e i s a n described property will be sold by the owner-occupied, single-family dwelling, unless otherwise provided by law, Sheriff of said county as follows: DATE AND TIME OF SALE: January the date on or before which the mortgagor(s) must vacate the property if the 6, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law mortgage is not reinstated under section 580.30 or the property is not Enforcement Center, 1580 Hwy 55, redeemed under section 580.23 is Lobby #S-100, Hastings, MN to pay the debt then secured by said 11:59 p.m. on July 10, 2012, unless Mortgage, and taxes, if any, on said premises, and the costs and disburse- ��

PUBLIC NOTICE

�� IN AGRICULTURAL USED PROPERTY P R O D U C T I O N , A N D A R E �� 11:59 p.m. on July 10, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 11, 2011. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3006 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2822626 11/17-12/22/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: M a r c h 3 0 , 2007 MORTGAGOR: A d a m J . C o l o n , a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded April 24, 2007, Dakota County Recorder, Document No. 2511884. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100021278926736229 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: U.S. Bancorp Advantage LLC RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 2578 136th Street West, Rosemount, MN 55068 TAX PARCEL I.D. #: 343207510098 LEGAL DESCRIPTION OF PROPERTY: Unit No. 98, Common Interest Community No. 489, A Condominium, Harmony East, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $118,733.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $130,255.51 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 5, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 5, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL

ABANDONED." Dated: November 7, 2011. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3115 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2822795 11/17-12/22/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: November 14, 2005 MORTGAGOR: M a r k A . D a v i s , unmarried. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded December 8, 2005, Dakota County Recorder, Document No. 2386986. ASSIGNMENTS OF MORTGAGE: Assigned to: Flagstar Bank, FSB. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100052550091732866 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Copiague Funding Corp. RESIDENTIAL MORTGAGE SERVICER: Flagstar Bank, FSB MORTGAGED PROPERTY ADDRESS: 1865 Carol Lane, West Saint Paul, MN 55118 TAX PARCEL I.D. #: 426345003232 LEGAL DESCRIPTION OF PROPERTY: Lot 23, Block 3, A.E. Rehnberg's Southview Addition; Except that part l y i n g s o u t h e r l y o f the following described line: Commencing at the SE Corner of said Lot 23; Thence North (bearing assumed) along the East line of said Lot 23, 14 feet to the point of beginning of the line to be described; Thence West 60.29 feet to the Southwesterly line of said Lot 23 and there terminating. Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $154,300.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $154,201.45 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 10, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 10, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 10, 2011. Flagstar Bank, FSB Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 92-214 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2828356 11/24-12/29/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 28, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $168,800.00 MORTGAGOR(S): Rodney M. McCullum and Jennifer McCullum, husband and wife, joint tenants MORTGAGEE: New Century Mortgage Corporation SERVICER: Carrington Mortgage Services, LLC LENDER: New Century Mortgage Corporation. DATE AND PLACE OF FILING: Dakota County Minnesota, Recorder , on April 22, 2005, as Document No. 2315141. ASSIGNED TO: Deutsche Bank National Trust Company, as Trustee, for Carrington Home Equity Loan Trust, Series 2005-NC4 Asset-Backed Pass-Through Certificates Dated: November 11, 2011 , and recorded November 23, 2011 by Document No. 2832549 . LEGAL DESCRIPTION OF PROPERTY: Unit 111, CIC 235, Regatta Court Homes, Dakota County, Minnesota PROPERTY ADDRESS: 6411 158TH ST, APPLE VALLEY, MN 55124-0000 PROPERTY I.D: 016340125111 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: One Hundred Seventy-Four Thousand Two Hundred Ninety-Nine and 10/100 ($174,299.10) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on January 31, 2012 PLACE OF SALE: Sheriff`s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6.00 months from the date of sale. If Mortgage is not reinstated under Minn. Stat. 580.30 or the property is not redeemed under Minn. Stat. 580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 31, 2012, or the next business day if July 31, 2012 falls on a Saturday, Sunday or legal holiday. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 15, 2011 Deutsche Bank National Trust Company, as Trustee, for Carrington Home Equity Loan Trust, Series 2005-NC4 Asset-Backed Pass-Through Certificates Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 11MN00776-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 4151502 12/15/2011, 12/22/2011, 12/29/2011, 01/05/2012, 01/12/2012, 01/19/2012 2850144 12/15/11-1/19/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 30, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $88,000.00 MORTGAGOR(S): Carol M. Halling, a single woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for Sound Mortgage Decisions Corporation, its successors and assigns DATE AND PLACE OF RECORDING: Recorded: May 21, 2007 Dakota County Recorder Document Number: 2518436 ASSIGNMENTS OF MORTGAGE: And assigned to: Suntrust Mortgage, Inc. Dated: October 06, 2011 Recorded: October 13, 2011 Dakota County Recorder Document Number: 2824423 Transaction Agent: Mortgage Elec-

Transaction Agent: Mortgage Elec tronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100010402057102703 Lender or Broker: Sound Mortgage Decisions Corporation Residential Mortgage Servicer: SunTrust Mortgage, Inc. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 401 E Burnsville Pkwy Apt 335, Burnsville, MN 55337-2858 Tax Parcel ID Number: 02-52001-00-335 LEGAL DESCRIPTION OF PROPERTY: Apartment No. 335, together with an undivided interest in the common areas and facilities of Apartment Ownership No. 18, Windam Hills, a condominium, located on the following described lands: That part of Outlot 4 Nordic Estates 2nd Addition, Dakota County, Minnesota, that lies southwesterly of a line that runs from a point on the south line of said Outlot 4, distant 503 feet from the most easterly corner of said Outlot 4, to a point on the north line of said Outlot 4 distant 609 feet from the most northerly corner of said Outlot 4 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $87,130.07 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 30, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 02, 2012, or the next business day if July 02, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 17, 2011 ASSIGNEE OF MORTGAGEE: Suntrust Mortgage, Inc. Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 022513F01 2821730 11/17-12/22/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 28, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $261,250.00 MORTGAGOR(S): Aaron Tatone, a single man MORTGAGEE: American Home Finance, LTD DATE AND PLACE OF RECORDING: Recorded: December 21, 2007 Dakota County Recorder Document Number: 2562857 ASSIGNMENTS OF MORTGAGE: And assigned to: ABN AMRO Mortgage Group, Inc. Dated: December 10, 2007 Recorded: December 21, 2007 Dakota County Recorder Document Number: 2562858 And assigned to: Nationstar Mortgage, LLC Dated: November 24, 2010 Recorded: December 14, 2010 Dakota County Recorder Document Number: 2772279 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: American Home Finance, LTD Residential Mortgage Servicer: Nationstar Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota

LOCATED: Dakota Property Address: 2377 Rushmore Rd, Hastings, MN 55033-3759 Tax Parcel ID Number: 19-29702-020-04 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 4, Glendale Heights 3rd Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $285,934.56 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 30, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 02, 2012, or the next business day if July 02, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 17, 2011 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage, LLC Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 019737F01 2820340 11/17-12/22/11

PUBLIC NOTICE

tained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 10, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 10, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 11, 2011. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3085 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2822640 11/17-12/22/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 13, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $212,000.00 MORTGAGOR(S): Hadgu Gebremicheal, a single person and Nigste Weldeselassie, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Lakeland Mortgage Corporation DATE AND PLACE OF RECORDING: Recorded: July 28, 2005 Dakota County Recorder Document Number: 2345104 ASSIGNMENTS OF MORTGAGE: And assigned to: Aurora Bank FSB Dated: September 21, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100137510000194029 Lender or Broker: Lakeland Mortgage Corporation Residential Mortgage Servicer: Aurora Bank, FSB Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 14914 Crestview Ave W, Rosemount, MN 55068-4560 Tax Parcel ID Number: 34-16401-02-140 LEGAL DESCRIPTION OF PROPERTY: Lot 14, Block 2, Carrolton 2nd Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $199,574.60 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 23, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 25, 2012, or the next business day if June 25, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

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USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 10, 2011 ASSIGNEE OF MORTGAGEE: Aurora Bank FSB Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 022432F01 2823262 11/17-12/15/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: July 18, 2008 MORTGAGOR: Deena McKinney, an unmarried person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded July 31, 2008, Dakota County Recorder, Document No. 2605563. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100204100001189315 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Colorado Federal Savings Bank RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 1045 Hall Avenue, West Saint Paul, MN 55118 T A X P A R C E L I . D . # : 42-48100-110-13 LEGAL DESCRIPTION OF PROPERTY: The North 45 feet of the South 137 feet of the East 142.13 feet of Block 13, B. Michel's Addition to West St. Paul COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $175,742.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $177,619.59 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 6, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 1 1 : 5 9 p . m . o n _ J u l y 6 , 2012_____________________, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 8, 2011. CitiMortgage, Inc.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6627 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2822555 11/17-12/22/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 9, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $272,000.00 MORTGAGOR(S): Jeffrey C. Vangrinsven and Angela M. Vangrinsven, Husband and Wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Acting Solely As Nominee For Wilmington Finance, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100372406022232281 SERVICER: Vericrest Financial, Inc. LENDER: Wilmington Finance, Inc.. DATE AND PLACE OF FILING: Dakota County Minnesota, Recorder , on April 14, 2006, as Document No. 2420522. ASSIGNED TO: The Bank of New York Mellon, as Trustee for CIT Mortgage Loan Trust 2007-1 Dated: August 22, 2011 , and recorded August 29, 2011 by Document No. 2816609 . LEGAL DESCRIPTION OF PROPERTY:Marich Addition Lot 5 PROPERTY ADDRESS: 266 THOMPSON AVE W, WEST SAINT PAUL, MN 55118 PROPERTY I.D: 42-47400-050-01 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: Two Hundred Eighty-Three Thousand Six Hundred Seventy-Three and 65/100 ($283,673.65) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on January 10, 2012 PLACE OF SALE: Sheriff`s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6.00 months from the date of sale. If Mortgage is not reinstated under Minn. Stat. 580.30 or the property is not redeemed under Minn. Stat. 580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 10, 2012, or the next business day if July 10, 2012 falls on a Saturday, Sunday or legal holiday. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 24, 2011 The Bank of New York Mellon, as Trustee for CIT Mortgage Loan Trust 2007-1 Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 11MN00741-1 ASAP# 4138069 11/24/2011, 12/01/2011, 12/08/2011, 12/15/2011, 12/22/2011, 12/29/2011 2829350 11/24-12/29/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 20, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $108,000.00 MORTGAGOR(S): Richard L. Kelley and Maryann E. Kelley, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Citizens State Bank, its successors and assigns DATE AND PLACE OF RECORDING: Recorded: July 19, 2005 Dakota County Recorder

County Recorder Document Number: 2341639 ASSIGNMENTS OF MORTGAGE: And assigned to: Nationstar Mortgage, LLC Dated: September 02, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100226700000059767 Lender or Broker: Citizens State Bank Residential Mortgage Servicer: Nationstar Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3569 Blue Jay Way Apt 202, Eagan, MN 55123-2270 Tax Parcel ID Number: 10-45051-04-224 LEGAL DESCRIPTION OF PROPERTY: Unit # 15202, Condominium File No. 66, Lexington Place Condominium, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $97,976.24 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 30, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 02, 2012, or the next business day if July 02, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 17, 2011 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage, LLC Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 022037F01 2820310 11/17-12/22/11

PUBLIC NOTICE

NOTICE OF ASSESSMENT LIEN FORECLOSURE SALE Date: October 25, 2011 YOU ARE NOTIFIED THAT: 1. Default has occurred in the terms and conditions of the Declaration for Valley Way Homeowners Association, Inc. (hereinafter the "Association") which was recorded as Document No. 684173, in the Office of the County Recorder of Dakota County, Minnesota, as amended, and also, pursuant to Minn. Stat. '515B.3-116, covering the following property: LEGAL DESCRIPTION: Residential Unit No. 211 and Garage No. 211A, Condominium File No. 78, Valley Way Village Condominium, Dakota County, Minnesota STREET ADDRESS: 14839 Endicott Way, Unit 211, Apple Valley, MN 55124 T A X P A R C E L I D N O . 01-81450-03-211 2. Pursuant to said Declaration, there is claimed to be due and owing as of October 25, 2011, from Bruce William Doane, title holder, to the Association, a Minnesota non-profit corporation, the amount of $8,949.94 for unpaid association dues, late fees, attorneys' fees and costs, plus any other such amounts that will accrue after October 25, 2011, including reasonable attorneys' fees and costs of collection and foreclosure which will be added to the amount claimed due and owing at the time of the sale herein. 3. No action is now pending at law or otherwise to recover said debt or any part thereof. 4. That all preforeclosure requirements have been met. 5. The owner has not been released from the owner's financial obligation to pay said amount. 6. The Declaration, referenced above,

6. The Declaration, referenced above, and Minn. Stat. §§515B.3-115 and 515B.3-116 provide for a continuing lien against the property. A Notice of Lien evidencing the amount due was recorded on August 18, 2010, as Document No. 2746967 in the Dakota County Recorder's Office. 7. Pursuant to the power of sale contained in the same Declaration and granted by the owner in taking title to the premises subject to said Declaration and pursuant to Minn. Stat. §§515B.3-115 and 515B.3-116, said Lien will be foreclosed by the sale of said property by the Sheriff of Dakota County, at the Dakota County Sheriffs Office, Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100 , Hastings, MN 55033, on the 4th day of January, 2012, at 10:00 a.m. at public auction to the highest bidder, to pay the amount then due for said assessments, together with the costs of foreclosure, including attorneys fees as allowed by law. 8. The time allowed by law for redemption by the unit owner, her personal representatives or assigns is six (6) months from the date of sale. The date and time to vacate the property is 11:59 p.m. on July 5, 2012, if the account is not reinstated or the owners do not redeem from the foreclosure sale. REDEMPTION NOTICE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 9. T H I S I S A C O M M U N I C A T I O N FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. VALLEY WAY HOMEOWNERS ASSOCIATION, INC. Attorneys for Valley Way Homeowners Association, Inc. THOMSEN & NYBECK, P.A. By: _______________________ Gretchen S. Schellhas (#195595) 3600 American Blvd. West, Suite 400 Bloomington, Minnesota 55431 (952) 835-7000 (Valley Way HOA/Doane/10-7-258D) 2821519 11/17-12/22/11

PUBLIC NOTICE

��

�� personal representatives or assigns P R O D U C T I O N�� , �� A N D A R E unless reduced to Five (5) weeks under ABANDONED." Dated: November 24, 2011 MN Stat. §580.07. HSBC Bank USA, N.A., as Trustee TIME AND DATE TO VACATE PROPon behalf of ACE Securities Corp. ERTY: If the real estate is an owner-occupied, single-family dwellHome Equity Loan Trust and for ing, unless otherwise provided by law, the registered holders of ACE the date on or before which the mortSecurities Corp. Home Equity gagor(s) must vacate the property if the Loan Trust, Series 2006-ASAP5, mortgage is not reinstated under secAsset Backed Pass-Through tion 580.30 or the property is not Certificates. redeemed under section 580.23 is Randall S. Miller & Associates, PLLC 11:59 p.m. on July 13, 2012 unless the Attorneys for Assignee of Mortgage/ redemption period is reduced to 5 Mortgagee weeks under MN Stat. Secs. 580.07 or One Financial Plaza, 582.032. 120 South Sixth Street, Suite 1100 MORTGAGOR(S) RELEASED FROM Minneapolis, MN 55402 FINANCIAL OBLIGATION ON MORT- Phone: 612-573-3677 GAGE: None Our File No. 10MN00777-2 "THE TIME ALLOWED BY LAW FOR THIS IS A COMMUNICATION FROM REDEMPTION BY THE MORTGAGOR, A DEBT COLLECTOR. THE MORTGAGOR'S PERSONAL REP- A S A P # 4 1 3 8 0 6 8 1 1 / 2 4 / 2 0 1 1 , RESENTATIVES OR ASSIGNS, MAY BE 12/01/2011, 12/08/2011, 12/15/2011, REDUCED TO FIVE WEEKS IF A JUDI- 12/22/2011, 12/29/2011 11/24-12/29/11 CIAL ORDER IS ENTERED UNDER 2829265 MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTNOTICE OF MORTGAGE GAGED PREMISES ARE IMPROVED FORECLOSURE SALE WITH A RESIDENTIAL DWELLING OF N O T ICE IS HEREBY GIVEN that LESS THAN FIVE UNITS, ARE NOT default has occurred in the conditions PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E of the following described mortgage: DATE OF MORTGAGE: December 10, ABANDONED." 2007 Dated: November 14, 2011. ORIGINAL PRINCIPAL AMOUNT OF PNC Bank, National Association MORTGAGE: $258,500.00 Mortgagee/Assignee of Mortgagee MORTGAGOR(S): David W. Wick, a USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of single person MORTGAGEE: Mortgage Electronic Mortgagee Registration Systems, Inc., as nomi4500 Park Glen Road #300 nee for Suntrust Mortgage, Inc., its Minneapolis, MN 55416 successors and assigns (952) 925-6888 DATE AND PLACE OF RECORDING: 4-2567 Recorded: December 21, 2007 THIS IS A COMMUNICATION FROM Dakota County Recorder A DEBT COLLECTOR. Document Number: 2562883 2829397 11/24-12/29/11 ASSIGNMENTS OF MORTGAGE: And assigned to: Suntrust Mortgage, Inc. Dated: October 26, 2011 NOTICE OF MORTGAGE Recorded: November 01, 2011 FORECLOSURE SALE THE RIGHT TO VERIFICATION OF Dakota County Recorder THE DEBT AND IDENTITY OF THE Document Number: 2827830 ORIGINAL CREDITOR WITHIN THE Transaction Agent: Mortgage ElecT I M E P R O V I D E D B Y L A W I S N O T tronic Registration Systems, Inc. AFFECTED BY THIS ACTION. Transaction Agent Mortgage IdentifiNOTICE IS HEREBY GIVEN: That cation Number: 100010402074482344 default has occurred in the conditions Lender or Broker: Suntrust Mortof the following described mortgage: gage, Inc. DATE OF MORTGAGE: July 14, 2006 Residential Mortgage Servicer: SunORIGINAL PRINCIPAL AMOUNT OF Trust Mortgage, Inc. MORTGAGE: $160,000.00 Mortgage Originator: Not Applicable MORTGAGOR(S): Colleen Canfield, COUNTY IN WHICH PROPERTY IS as a Single Person LOCATED: Dakota Property Address: 15044 Portland MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee Ave, Burnsville, MN 55306-5022 for Maribella Mortgage, Tax Parcel ID Number: LLC TRANSACTION AGENT: Mort- 02-18577-01-130 gage Electronic Registration Systems, LEGAL DESCRIPTION OF PROPInc. ERTY: Lot 13, Block 1, Crystal Lake Third Addition, Dakota County, MinMIN#: 100220710000124657 SERVICER: Ocwen Loan Servicing, nesota AMOUNT DUE AND CLAIMED TO BE LLC DUE AS OF DATE OF NOTICE: LENDER: Maribella Mortgage, LLC. D A T E A N D P L A C E O F F I L I N G : $263,717.55 THAT all pre-foreclosure requireDakota County Minnesota,Registrar of Title , on January 4, 2007, as Docu- ments have been complied with; that no action or proceeding has been instiment No. 603682. ASSIGNED TO: HSBC Bank USA, tuted at law or otherwise to recover the N.A., as Trustee on behalf of ACE debt secured by said mortgage, or any Securities Corp. Home Equity Loan part thereof; PURSUANT to the power of sale conTrust and for the registered holders of ACE Securities Corp. Home Equity t a i n e d i n s a i d m o r t g a g e , t h e Loan Trust, Series 2006-ASAP5, Asset above-described property will be sold Backed Pass-Through Certificates. by the Sheriff of said county as folDated: March 26, 2008 , and recorded lows: April 8, 2008 by Document No. 626176 DATE AND TIME OF SALE: January . LEGAL DESCRIPTION OF PROPERTY: 27, 2012 at 10:00 AM PLACE OF SALE: Dakota County Unit No. 808, Common Interest Community No. 340, Springbrook Condo- Law Enforcement Center, 1580 Highminiums, Dakota County, Minnesota. way 55, Lobby S-100, Hastings, MinnePROPERTY ADDRESS: 11152 204th sota St W #808, Lakeville, MN 55044 to pay the debt secured by said mortPROPERTY I.D: 22-71390-05-808 gage and taxes, if any, on said preCOUNTY IN WHICH PROPERTY IS mises and the costs and disburseLOCATED: Dakota ments, including attorney fees allowed THE AMOUNT CLAIMED TO BE DUE by law, subject to redemption within ON THE MORTGAGE ON THE DATE OF six (6) months from the date of said THE NOTICE: One Hundred Fifty-Three sale by the mortgagor(s), their perThousand Six Hundred Thirty-Two and sonal representatives or assigns. 01/100 ($153,632.01) If the Mortgage is not reinstated THAT no action or proceeding has under Minn. Stat. §580.30 or the propbeen instituted at law to recover the erty is not redeemed under Minn. Stat. debt secured by said mortgage, or any §580.23, the Mortgagor must vacate part thereof; that there has been com- the property on or before 11:59 p.m. on pliance with all pre-foreclosure notice July 27, 2012, or the next business day and acceleration requirements of said if July 27, 2012 falls on a Saturday, mortgage, and/or applicable statutes; Sunday or legal holiday. PURSUANT, to the power of sale conMortgagor(s) released from financial tained in said mortgage, the above obligation: NONE described property will be sold by the THIS COMMUNICATION IS FROM Sheriff of said county as follows: A DEBT COLLECTOR ATTEMPTDATE AND TIME OF SALE: 10:00 AM ING TO COLLECT A DEBT. ANY on January 10, 2012 PLACE OF SALE: INFORMATION OBTAINED WILL BE Sheriff`s Main Office, Law Enforce- USED FOR THAT PURPOSE. ment Center, 1580 Highway 55, HastTHE RIGHT TO VERIFICATION OF ings MN 55033-2343 THE DEBT AND IDENTITY OF THE to pay the debt then secured by said ORIGINAL CREDITOR WITHIN THE mortgage and taxes, if any actually T I M E P R O V I D E D B Y L A W I S N O T paid by the mortgagee, on the pre- AFFECTED BY THIS ACTION. mises and the costs and disburseTHE TIME ALLOWED BY LAW FOR ments allowed by law. REDEMPTION BY THE MORTGAGOR, The time allowed by law for redemp- THE MORTGAGOR'S PERSONAL REPtion by said mortgagor(s), their per- RESENTATIVES OR ASSIGNS, MAY BE sonal representatives or assigns is REDUCED TO FIVE WEEKS IF A JUDI6.00 months from the date of sale. If CIAL ORDER IS ENTERED UNDER Mortgage is not reinstated under Minn. MINNESOTA STATUTES, SECTION Stat. 580.30 or the property is not 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G redeemed under Minn. Stat. 580.23, OTHER THINGS, THAT THE MORTthe Mortgagor must vacate the prop- GAGED PREMISES ARE IMPROVED erty on or before 11:59 p.m. on July WITH A RESIDENTIAL DWELLING OF 10, 2012, or the next business day if LESS THAN FIVE UNITS, ARE NOT July 10, 2012 falls on a Saturday, Sun- PROPERTY USED IN AGRICULTURAL day or legal holiday. PRODUCTION, AND ARE ABANDONED. "THE TIME ALLOWED BY LAW FOR DATED: December 15, 2011 REDEMPTION BY THE MORTGAGOR, ASSIGNEE OF MORTGAGEE: THE MORTGAGOR`S PERSONAL REPSuntrust Mortgage, Inc. RESENTATIVES OR ASSIGNS, MAY BE Wilford, Geske & Cook P.A. REDUCED TO FIVE WEEKS IF A JUDI- Attorneys for Assignee of Mortgagee CIAL ORDER IS ENTERED UNDER Lawrence A. Wilford MINNESOTA STATUTES, SECTION James A. Geske 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G 8425 Seasons Parkway, Suite 105 OTHER THINGS, THAT THE MORT- Woodbury, MN 55125-4393 GAGED PREMISES ARE IMPROVED (651) 209-3300 WITH A RESIDENTIAL DWELLING OF File Number: 022810F01 LESS THAN FIVE UNITS, ARE NOT 2848619 12/15/11-1/19/12 PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ��

PUBLIC NOTICE

�� Assigned �� U.S. Bank to:�� Association. ��

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 28, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $360,000.00 MORTGAGOR(S): Kenny Tuan Tran fka Tuan V. Tran and Vicky Liew Tran, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: March 13, 2006 Dakota County Recorder Document Number: 2412019 ASSIGNMENTS OF MORTGAGE: And assigned to: CitiMortgage, Inc. Dated: March 09, 2009 Recorded: March 31, 2009 Dakota County Recorder Document Number: 2647038 And assigned to: Nationstar Mortgage, LLC Dated: November 23, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100039219227735486 L e n d e r o r Broker: F i r s t M a g n u s Financial Corporation Residential Mortgage Servicer: Nationstar Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 14216 Bayberry Trl, Rosemount, MN 55068-4476 Tax Parcel ID Number: 34-14702-060-01 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 1, Bloomfield Third Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $425,510.11 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 27, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 27, 2012, or the next business day if July 27, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 15, 2011 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage, LLC Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 019864F01 2845250 12/15/11-1/19/12

PUBLIC NOTICE

National

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100139104915472007 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Residential Mortgage Group, Inc. RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 17206 Eastwood Avenue, Lakeville, MN 55024 TAX PARCEL I.D. #: 224407815189 LEGAL DESCRIPTION OF PROPERTY: Unit No. 189, CIC No. 330, Lake Place, a condominium located in Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $185,582.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $198,418.83 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 13, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 13, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 14, 2011. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3012 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2828336 11/24-12/29/11

PUBLIC NOTICE

Fourth Addition, Dakota County, Min nesota PROPERTY ADDRESS: 14556 Elysium PL, Apple Valley, MN 55124 PROPERTY I.D: 011990303060 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: Two Hundred Seventy Thousand Eight Hundred Eighty-Nine and 87/100 ($270,889.87) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on January 10, 2012 PLACE OF SALE: Sheriff`s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6.00 months from the date of sale. If Mortgage is not reinstated under Minn. Stat. 580.30 or the property is not redeemed under Minn. Stat. 580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 10, 2012, or the next business day if July 10, 2012 falls on a Saturday, Sunday or legal holiday. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 24, 2011 WELLS FARGO BANK, NATIONAL ASSOCIATION, Trustee POOLING AND SERVICING AGREEMENT Dated as of August 1, 2006 SECURITIZED ASSET BACKED RECEIVABLES L L C T R U S T 2006-HE1 MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2006-HE1 Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 11MN00348-2 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 4138531 11/24/2011, 12/01/2011, 12/08/2011, 12/15/2011, 12/22/2011, 12/29/2011 2829296 11/24-12/29/11

PUBLIC NOTICE

required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 10, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 10, 2012 unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 8, 2011. PNC Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-2636 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2824173 11/24-12/29/11

PUBLIC NOTICE

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $273,035.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGE: $278,235.92 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 13, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 13, 2012 unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: November 14, 2011. PNC Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-2696 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2829427 11/24-12/29/11

DUE AS OF DATE OF NOTICE, INCLUD ING TAXES, IF ANY, PAID BY MORTGAGEE:$169,535.12 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 13, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on __July 13, 2012____________________, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 15, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6621 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2836296 12/1/11-1/5/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE Date: November 29, 2011 YOU ARE NOTIFIED THAT: 1. Default has occurred in the conditions of that certain Mortgage dated June 4, 2007 executed by Hewitt Investments, LLC, a Minnesota limited liability company, as Mortgagor, to Anchor Bank, N.A., a national bank, as successor in interest to Anchor Bank Farmington, N.A., as Mortgagee, and filed for record June 5, 2007 as Document Number 2521944, as modified by that certain Amendment to Mortgage dated August 16, 2007, and filed for record on August 24, 2007 as Document Number 2539962, all in the Office of the County Recorder of Dakota County, Minnesota. The land described in the Mortgage is not registered land. 2. T h e M o r t g a g e h a s n o t b e e n assigned. 3. The original principal amount secured by the Mortgage was: $837,000.00. 4. No action or proceeding at law is now pending to recover the debt secured by the Mortgage, or any part thereof. 5. The holder of the Mortgage has complied with all conditions precedent to acceleration of the debt secured by the Mortgage and foreclosure of the Mortgage, and all notice and other requirements of applicable statutes. 6. A t t h e d a t e o f t h i s n o t i c e t he amount due on the Mortgage is $807,593.92. 7. Pursuant to the power of sale in the Mortgage, the Mortgage will be foreclosed, and the land legally described as follows: Parcel A: The East 55 feet of Lots 1 and 6, Block 12, Town of FairfIeld, Dakota County. Parcel B: All of Lot 3; the North 6 feet of Lot 4; the East 70 feet of Lot 8; the North 5.86 feet of the west 21 feet of the East 29.70 feet of Lot 7; the West 40.30 feet of the East 70 feet of Lot 7; the North 5.86 feet of the East 8.70 feet of Lot 7; all in Block 1, Wright and Balch's Addition to Lakeville, Dakota County; the North 25 feet of the East 70 feet of Lot 6, Block 1, Wright and Balch's Addition to Lakeville, Dakota County. Parcel C: Lot 6 except the South 40 feet of the West 50 feet, and except the East 70 feet of the North 25 feet thereof, in Block 1 of Wright and Balch's Addition to Lakeville. Dakota

PUBLIC NOTICE

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Addition to Lakeville. Dakota County. will be sold by the County Sheriff of Dakota County, Minnesota, at a public auction on Thursday, January 12, 2012 at 10:00 a.m., at the Law Enforcement Center, 1580 Highway 55, Hastings MN 55033. 8. T h e t i m e a l l o w e d b y l a w f o r redemption by Mortgagor or Mortgagor's personal representatives or assigns is six months after the date of sale. 9. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 10. If the mortgage is not reinstated under section 580.30 or redeemed under section 580.23, then the Mortgagor must vacate the property on or before 11:59 p.m. on July 12, 2012. 11. Each holder of a junior lien may redeem in the order and manner provided in Minn. Stat. §580.24, beginning after the expiration of the mortgagor's redemption period under Minn. Stat. §580.23. 12. T H I S C O M M U N I C A T I O N I S FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 13. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME ALLOWED BY LAW IS NOT AFFECTED BY THIS ACTION. 14. F o r e c l o s u r e d a t a r e q u i r e d pursuant to Minn. Stat. §580.025: a. Physical street address, city, and zip code of mortgaged premises: 20721 Holyoke Ave., Lakeville, MN 55044 b. N a m e o f t r a n s a c t i o n a g e n t , residential mortgage servicer, and lender or broker: Anchor Bank, N.A. c. Tax parcel identification numbers: 22-32190-01-010 and 22-32190-00-010. d.Transaction Agent's mortgage ID number (if stated in mortgage): N/A e. Name of mortgage originator (if stated in mortgage): Anchor Bank Farmington, N.A. Attorney for Mortgagee: ________________________ Timothy J. Prindiville NILSSON LAW OFFICES, P.A. 900 Flour Exchange Building 310 Fourth Ave. South Minneapolis, MN 55415 Tel. 612-746-1043 2836665 12/1/11-1/5/12P

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 29, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $250,000.00 MORTGAGOR(S): Susan Marie Stein, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for American Mortgage Corporation, its successors and assigns DATE AND PLACE OF REGISTERING: Registered: August 18, 2005 Dakota County Registrar of Titles Document Number: 572421 ASSIGNMENTS OF MORTGAGE: And assigned to: Aurora Bank, FSB Dated: August 12, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100143500051040181 Lender or Broker: American Mortgage Corporation Residential Mortgage Servicer: Aurora Bank, FSB Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 128598 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3820 120th St W, Rosemount, MN 55068-3536 Tax Parcel ID Number: 34-01810-15-020 LEGAL DESCRIPTION OF PROPERTY: All that part of the West Half of Government Lot One (1) in Section Seven (7) and of the West Half of the Northeast Quarter in Section Eighteen (18), all in Township One hundred fifteen (115) North, Range Nineteen (19) West, Dakota County, Minnesota described as follows: Beginning at the northeast corner of said West half of Government Lot 1 and running thence west along the north line thereof a distance of 1068.28 feet; thence south and parallel to the west line of said Government Lot 1, and said Northeast Quarter a distance of 296.48 feet; thence westerly parallel with the north line of said West Half of the Northeast Quarter a distance of 242.07 feet to the west line of said West half of said Northeast Quarter; thence southerly along said west line 830.60 feet; thence easterly parallel with the north line of said west Half of the Northeast Quarter a distance of 388.70 feet; thence South 71 degrees 06 minutes 39 seconds East 960.35 feet to a point on the east line of said West half of the Northeast Quarter 1437.58 feet south of the point

Quarter 1437.58 feet south of the point of beginning; thence north on said east line to the point of beginning and there terminating, all according to the Government Survey thereof. EXCEPT that part described as follows: Commencing at the northeast corner of said West half of Government Lot 1 and running thence west along the north line thereof a distance of 618.28 feet to the point of beginning of the land to be described; thence continuing west along said north line 450.00 feet; thence south and parallel to the west line of said Government Lot 1 and said Northeast Quarter a distance of 296.48 feet; thence westerly parallel with the north line of said West half of the Northeast Quarter a distance of 242.07 feet to the west line of said West half of said Northeast Quarter; thence southerly along said west line 830.60 feet; thence easterly parallel with the north line of said West half of the Northeast Quarter 388.70 feet; thence southeasterly 321.43feet along a line whose terminus is a point on the east line of said West half of the Northeast Quarter distant 1437.58 feet south of the northeast corner of said West half of Government Lot 1; thence north 1228.47 feet to the point of beginning. Together with an easement for ingress and egress over the south 60 feet of said exception. Said 60 feet being measured at right angles to said south line of the exception. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $217,647.07 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 06, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 06, 2012, or the next business day if July 06, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 24, 2011 ASSIGNEE OF MORTGAGEE: Aurora Bank, FSB Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 022090F01 2824284 11/24-12/29/11

PUBLIC NOTICE

LENDER OR BROKER AND MORT GAGE ORIGINATOR STATED ON MORTGAGE: National City Mortgage a division of National City Bank RESIDENTIAL MORTGAGE SERVICER: PNC Bank, National Association MORTGAGED PROPERTY ADDRESS: 1001 West 136th Street, Burnsville, MN 55337 TAX PARCEL I.D. #: 021810001010 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 1, Colonial Hills Addition, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $220,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $270,713.61 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 19, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 19, 2012 unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 21, 2011. PNC Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-2445 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2836341 12/1/11-1/5/12

PUBLIC NOTICE

this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 19, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 19, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 21, 2011. Share Plus Federal Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 9-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2836452 12/1/11-1/5/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 12, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $163,441.00 MORTGAGOR(S): Bradley L. Weber and Ann M. Gressman, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for American Residential Mortgage, LP, its successors and assigns DATE AND PLACE OF REGISTERING: Registered: September 23, 2004 Dakota County Registrar of Titles Document Number: 548389 ASSIGNMENTS OF MORTGAGE: And assigned to: Aurora Bank FSB Dated: September 26, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100154070001002612 Lender or Broker: American Residential Mortgage, LP Residential Mortgage Servicer: Aurora Bank, FSB Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 133504 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 4556 Scott Trl, Eagan, MN 55122-2351 Tax Parcel ID Number: 10-16602-01-100 LEGAL DESCRIPTION OF PROPERTY: Lot Ten (10), Block One (1) in Cedar Cliff Third Addition, according to the recorded plat thereof, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $167,436.05 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 13, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

��

��or�� sonal representatives assigns. �� 5 8 2 . 0 3�� 2, DETERM I N I�� NG, AMONG If the Mortgage is not reinstated OTHER THINGS, THAT THE MORTunder Minn. Stat. §580.30 or the prop- GAGED PREMISES ARE IMPROVED erty is not redeemed under Minn. Stat. WITH A RESIDENTIAL DWELLING OF §580.23, the Mortgagor must vacate LESS THAN FIVE UNITS, ARE NOT the property on or before 11:59 p.m. on PROPERTY USED IN AGRICULTURAL July 13, 2012, or the next business day P R O D U C T I O N , A N D A R E if July 13, 2012 falls on a Saturday, ABANDONED." Dated: November 15, 2011. Sunday or legal holiday. Mortgagor(s) released from financial CitiMortgage, Inc. obligation: NONE Mortgagee/Assignee of Mortgagee THIS COMMUNICATION IS FROM USSET, WEINGARDEN AND LIEBO, P.L.L.P. A DEBT COLLECTOR ATTEMPT- Attorneys for Mortgagee/Assignee of ING TO COLLECT A DEBT. ANY Mortgagee INFORMATION OBTAINED WILL BE 4500 Park Glen Road #300 Minneapolis, MN 55416 USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF (952) 925-6888 THE DEBT AND IDENTITY OF THE 10-6616 ORIGINAL CREDITOR WITHIN THE THIS IS A COMMUNICATION FROM T I M E P R O V I D E D B Y L A W I S N O T A DEBT COLLECTOR. 2836272 12/1/11-1/5/12 AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPNOTICE OF MORTGAGE RESENTATIVES OR ASSIGNS, MAY BE FORECLOSURE SALE REDUCED TO FIVE WEEKS IF A JUDITHE RIGHT TO VERIFICATION CIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION OF THE DEBT AND IDENTITY OF 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G THE ORIGINAL CREDITOR WITHIN OTHER THINGS, THAT THE MORT- THE TIME PROVIDED BY LAW IS GAGED PREMISES ARE IMPROVED NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT default has occurred in conditions of PROPERTY USED IN AGRICULTURAL the following described mortgage: DATE OF MORTGAGE: A u g u s t 2 6 , PRODUCTION, AND ARE ABANDONED. 2003 DATED: December 01, 2011 MORTGAGORS: M a r c o s G . M o j i c a ASSIGNEE OF MORTGAGEE: Martinez and Veronica Martinez ContrAurora Bank FSB eras, both single person. Wilford, Geske & Cook P.A. MORTGAGEE:ABN AMRO Mortgage Attorneys for Assignee of Mortgagee Group, Inc. n/k/a CitiMortgage, Inc. Lawrence A. Wilford AND PLACE OF RECORDING: DATE James A. Geske Recorded January 16, 2004, Dakota 8425 Seasons Parkway, Suite 105 County Recorder, Document No. Woodbury, MN 55125-4393 2164910. (651) 209-3300 ASSIGNMENTS OF MORTGAGE: File Number: 022685F01 NONE 2831429 12/1/11-1/5/12 TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE NOTICE OF MORTGAGE LENDER OR BROKER AND MORTFORECLOSURE SALE THE RIGHT TO VERIFICATION G A G E O R I G I N A T O R S T A T E D O N OF THE DEBT AND IDENTITY OF MORTGAGE: ABN AMRO Mortgage THE ORIGINAL CREDITOR WITHIN Group, Inc. n/k/a CitiMortgage, Inc RESIDENTIAL MORTGAGE SERTHE TIME PROVIDED BY LAW IS VICER: CitiMortgage, Inc. NOT AFFECTED BY THIS ACTION. MORTGAGED PROPERTY ADDRESS: NOTICE IS HEREBY GIVEN, that default has occurred in conditions of 1725 Hickory Hill Drive, Eagan, MN 55122 the following described mortgage: T A X P A R C E L I . D . # : DATE OF MORTGAGE: May 9, 2003 MORTGAGORS: G e m t a B o r o a n d 10-84601-01-140 LEGAL DESCRIPTION OF PROPLalise Chubi, husband and wife. MORTGAGEE: ABN Amro Mortgage ERTY: Lot 14, Block 1, Woodgate 2nd AddiGroup, Inc n/k/a CitiMortgage, Inc. tion DATE AND PLACE OF RECORDING: COUNTY IN WHICH PROPERTY IS Recorded October 8, 2003, Dakota C o u n t y R e c o r d e r , D o c u m e n t N o . LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF 2121636. A S S I G N M E N T S O F M O R T G A G E : MORTGAGE: $159,497.00 AMOUNT DUE AND CLAIMED TO BE NONE DUE AS OF DATE OF NOTICE, INCLUDTRANSACTION AGENT: NONE T R A N S A C T I O N A G E N T ' S M O R T - ING TAXES, IF ANY, PAID BY MORTGAGE IDENTIFICATION NUMBER ON GAGEE: $157,890.59 That prior to the commencement of MORTGAGE: NONE LENDER OR BROKER AND MORT- this mortgage foreclosure proceeding G A G E O R I G I N A T O R S T A T E D O N Mortgagee/Assignee of Mortgagee comMORTGAGE: ABN Amro Mortgage plied with all notice requirements as required by statute; That no action or Group, Inc n/k/a CitiMortgage, Inc R E S I D E N T I A L M O R T G A G E S E R - proceeding has been instituted at law or otherwise to recover the debt VICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: secured by said mortgage, or any part thereof; 3265 Valley Ridge, Eagan, MN 55121 PURSUANT to the power of sale conTAX PARCEL I.D. #: 104130005007 LEGAL DESCRIPTION OF PROP- tained in said mortgage, the above described property will be sold by the ERTY: Unit 7, CIC Number 358, Cedar Bluff Sheriff of said county as follows: DATE AND TIME OF SALE: January Townhome Condominium, Dakota 27, 2012 at 10:00 AM County, Minnesota PLACE OF SALE:Sheriff's Office, Law COUNTY IN WHICH PROPERTY IS Enforcement Center, 1580 Hwy 55, LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF Lobby #S-100, Hastings, MN to pay the debt then secured by said MORTGAGE: $129,650.00 AMOUNT DUE AND CLAIMED TO BE Mortgage, and taxes, if any, on said DUE AS OF DATE OF NOTICE, INCLUD- premises, and the costs and disburseING TAXES, IF ANY, PAID BY MORT- m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s allowed by law subject to redemption GAGEE: $116,889.61 That prior to the commencement of within six (6) months from the date of this mortgage foreclosure proceeding said sale by the mortgagor(s), their Mortgagee/Assignee of Mortgagee com- personal representatives or assigns plied with all notice requirements as unless reduced to Five (5) weeks under required by statute; That no action or MN Stat. §580.07. TIME AND DATE TO VACATE PROPproceeding has been instituted at law or otherwise to recover the debt E R T Y : I f t h e r e a l e s t a t e i s a n secured by said mortgage, or any part owner-occupied, single-family dwelling, unless otherwise provided by law, thereof; PURSUANT to the power of sale con- the date on or before which the morttained in said mortgage, the above gagor(s) must vacate the property if the described property will be sold by the mortgage is not reinstated under section 580.30 or the property is not Sheriff of said county as follows: DATE AND TIME OF SALE: January redeemed under section 580.23 is 11:59 p.m. on _July 27, 2012, unless 17, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law the redemption period is reduced to 5 Enforcement Center, 1580 Hwy 55, weeks under MN Stat. Secs. 580.07 or 582.032. Lobby #S-100, Hastings, MN MORTGAGOR(S) RELEASED FROM to pay the debt then secured by said Mortgage, and taxes, if any, on said FINANCIAL OBLIGATION ON MORTpremises, and the costs and disburse- GAGE: None "THE TIME ALLOWED BY LAW FOR ments, including attorneys' fees allowed by law subject to redemption REDEMPTION BY THE MORTGAGOR, within six (6) months from the date of THE MORTGAGOR'S PERSONAL REPsaid sale by the mortgagor(s), their RESENTATIVES OR ASSIGNS, MAY BE personal representatives or assigns REDUCED TO FIVE WEEKS IF A JUDIunless reduced to Five (5) weeks under CIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION MN Stat. §580.07. TIME AND DATE TO VACATE PROP- 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G E R T Y : I f t h e r e a l e s t a t e i s a n OTHER THINGS, THAT THE MORTowner-occupied, single-family dwell- GAGED PREMISES ARE IMPROVED ing, unless otherwise provided by law, WITH A RESIDENTIAL DWELLING OF the date on or before which the mort- LESS THAN FIVE UNITS, ARE NOT gagor(s) must vacate the property if the PROPERTY USED IN AGRICULTURAL mortgage is not reinstated under sec- P R O D U C T I O N , A N D A R E tion 580.30 or the property is not ABANDONED." Dated: November 30, 2011. redeemed under section 580.23 is CitiMortgage, Inc. 11:59 p.m. on __July 17, 2012, unless Mortgagee/Assignee of Mortgagee the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of 582.032. MORTGAGOR(S) RELEASED FROM Mortgagee FINANCIAL OBLIGATION ON MORT- 4500 Park Glen Road #300 Minneapolis, MN 55416 GAGE:None "THE TIME ALLOWED BY LAW FOR (952) 925-6888 REDEMPTION BY THE MORTGAGOR, 10-6655 THE MORTGAGOR'S PERSONAL REP- THIS IS A COMMUNICATION FROM RESENTATIVES OR ASSIGNS, MAY BE A DEBT COLLECTOR. 12/15/11-1/19/12 REDUCED TO FIVE WEEKS IF A JUDI- 2844727 CIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G ��

PUBLIC NOTICE

�� Document �� Number: 599974 ASSIGNMENTS OF MORTGAGE: ��

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: November 14, 2003 MORTGAGORS: K a r l a Fo l s t a d a n d Kurt Folstad, wife and husband. MORTGAGEE:M i n n e s o t a H o m e Mortgage Corporation. DATE AND PLACE OF RECORDING: Recorded December 23, 2003, Dakota County Recorder, Document No. 2156026. ASSIGNMENTS OF MORTGAGE: Assigned to: ABN Amro Mortgage Group, Inc n/k/a CitiMortgage, Inc. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Minnesota Home Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 20638 Hartford Way, Lakeville, MN 55044 TAX PARCEL I.D. #: 228205102090 LEGAL DESCRIPTION OF PROPERTY: LOT 9, BLOCK 2, VILLAGE CREEK 2ND ADDITION. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $322,400.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $303,201.12 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 26, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on _July 26, 2012_____________________, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 29, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6184 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2844699 12/15/11-1/19/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 18, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $194,400.00 MORTGAGOR(S): Wayne J. Jenkins and Cheryl M. Jenkins, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: October 24, 2006 Dakota County Registrar of Titles Document Number: 599974

And assigned to: HSBC Bank USA, National Association, as Indenture Trustee of the Fieldstone Mortgage Investment Trust, Series 2006-3 Dated: April 28, 2011 Registered: May 18, 2011 Dakota County Registrar of Titles Document Number: T679656 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100052624246053179 Lender or Broker: Fieldstone Mortgage Company Residential Mortgage Servicer: Ocwen Loan Servicing, LLC Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 116259 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 181 Moreland Ave E, West Saint Paul, MN 55118-2541 Tax Parcel ID Number: 42-83790-130-00 LEGAL DESCRIPTION OF PROPERTY: The East one-half of Lot Twelve (12) and the West one-half of Lot Thirteen (13), Westchester Heights No. 1, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $236,225.47 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 13, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 13, 2012, or the next business day if July 13, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 01, 2011 ASSIGNEE OF MORTGAGEE: HSBC Bank USA, National Association, as Indenture Trustee of the Fieldstone Mortgage Investment Trust, Series 2006-3 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013320F02 2831613 12/1/11-1/5/12

PUBLIC NOTICE

01 18052 030 07 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 7, Cobblestone Lake 3rd Addition, CIC No. 357 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $412,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $457,709.47 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 19, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 19, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 18, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6650 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2836222 12/1/11-1/5/12

PUBLIC NOTICE

tained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 17, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on __July 17, 2012____________________, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 15, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6611 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2836267 12/1/11-1/5/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 26, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $195,199.00 MORTGAGOR(S): Mario Wimberly, a married person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: October 29, 2004 Dakota County Recorder Document Number: 2262641 ASSIGNMENTS OF MORTGAGE: And assigned to: Bank of New York as Trustee for Certificateholders of CWABS 2004-AB1 Dated: June 12, 2008 Recorded: July 01, 2008 Dakota County Recorder Document Number: 2599677 And assigned to: The Bank of New York Mellon FKA The Bank of New York as Trustee For The Certificateholders Of CWABS, Inc., Asset Backed Certificates, Series 2004-AB1 Dated: November 14, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000157-0004092512-1 Lender or Broker: America's Wholesale Lender Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 15842 Freedom Ln, Apple Valley, MN 55124-6029 Tax Parcel ID Number: 01-32151-01-069 LEGAL DESCRIPTION OF PROPERTY: Lot 69, Block 1, Hawthorne 2nd Addition, CIC No. 369, located in the County of Dakota, State of Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $276,148.97 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 13, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on

the property on or before 11:59 p.m. on July 13, 2012, or the next business day if July 13, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 01, 2011 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon FKA The Bank of New York as Trustee For The Certificateholders Of CWABS, Inc., Asset Backed Certificates, Series 2004-AB1 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 021266F01 2835027 12/1/11-1/5/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: February 24, 2009 MORTGAGOR: Beverly J. Wiese, A Single Person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded March 26, 2009, Dakota County Recorder, Document No. 2646074. ASSIGNMENTS OF MORTGAGE: Assigned to: Liberty Savings Bank, FSB. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100283308120062412 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Liberty Savings Bank, FSB RESIDENTIAL MORTGAGE SERVICER: Liberty Savings Bank, FSB MORTGAGED PROPERTY ADDRESS: 4219 Juniper Point, Eagan, MN 55122 TAX PARCEL I.D. #: 101480001320 LEGAL DESCRIPTION OF PROPERTY: Lot 32, Block 1, Boulder Ridge, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $169,505.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $170,930.30 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 26, 2012 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 26, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION

MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 20, 2011. Liberty Savings Bank, FSB Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-2505 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2843945 12/8/11-1/12/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: December 19, 2008 MORTGAGORS: Carlos R. Murcia and Marlin E Murcia, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded December 30, 2008, Dakota County Recorder, Document No. 2628707. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100248900000005968 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Rescue Mortgage Inc., dba Mortgage Depot RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 349 14TH Avenue South, South Saint Paul, MN 55075 TAX PARCEL I.D. #: 361990001200 LEGAL DESCRIPTION OF PROPERTY: Lot 19 and the South 1/2 of Lot 20, Block 1, Deer Park COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $215,710.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $215,434.36 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 26, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on __July 26, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 29, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6647 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2844710 12/15/11-1/19/12

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PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 03, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $117,800.00 MORTGAGOR(S): Rebekah A. Seleski, a single woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for GreenPoint Mortgage Funding, Inc., its successors and assigns DATE AND PLACE OF RECORDING: Recorded: August 24, 2006 Dakota County Recorder Document Number: 2456037 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC HOME LOANS SERVICING LP, FKA COUNTRYWIDE HOME LOANS SERVICING LP Dated: August 16, 2011 Recorded: August 23, 2011 Dakota County Recorder Document Number: 2815816 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100013800893008181 Lender or Broker: GreenPoint Mortgage Funding, Inc. Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3473 Cloman Way, Inver Grove Heights, MN 55076-1648 Tax Parcel ID Number: 20.44352.04.020 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 4, Lakebridge Patio Homes 3rd Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $133,229.15 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 27, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 27, 2012, or the next business day if July 27, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 15, 2011 ASSIGNEE OF MORTGAGEE: BANK OF AMERICA, N.A., SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING LP, FKA COUNTRYWIDE HOME LOANS SERVICING LP Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 022853F01 2845258 12/15/11-1/19/12

PUBLIC NOTICE

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Novastar Mortgage, INC TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc MIN#: 100080190060021946 SERVICER: Ocwen Loan Servicing, LLC LENDER: Novastar Mortgage, INC. DATE AND PLACE OF FILING: Dakota County Minnesota, Recorder , on October 10, 2006, as Document No. 2467192. ASSIGNED TO: Deutsche Bank National Trust Company as Trustee NovaStar Mortgage Funding Trust, Series 2006-5 NovaStar Home Equity Loan Asset-Backed Certificates, Series 2006-5. Dated: October 17, 2011 , and recorded November 4, 2011 by Document No. 2828925 . LEGAL DESCRIPTION OF PROPERTY: The West 1/2 of Lot 8 and all of Lot 9, Block 44, Spring Park, Dakota County, Minnesota. PROPERTY ADDRESS: 233 Richmond Street West, South Saint Paul, MN 5 5 0 7 5 P R O P E R T Y I . D : 36-71500-44-090 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: Two Hundred Nineteen Thousand Eight Hundred Sixty-Nine and 43/100 ($219,869.43) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on January 24, 2012 PLACE OF SALE: Sheriff`s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6.00 months from the date of sale. If Mortgage is not reinstated under Minn. Stat. 580.30 or the property is not redeemed under Minn. Stat. 580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 24, 2012, or the next business day if July 24, 2012 falls on a Saturday, Sunday or legal holiday. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 8, 2011 Deutsche Bank National Trust Company as Trustee NovaStar Mortgage Funding Trust, Series 2006-5 NovaStar Home Equity Loan Asset-Backed Certificates, Series 2006-5. Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 11MN00728-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 4148659 12/08/2011, 12/15/2011, 12/22/2011, 12/29/2011, 01/05/2012, 01/12/2012 2842418 12/8/11-1/12/12

PUBLIC NOTICE

TAX PARCEL I.D. #: 225350201030 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 1, Oak Hills Third Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $208,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $216,583.96 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 20, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 20, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 21, 2011. U.S. Bank, National Association, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 38-338 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2843928 12/8/11-1/12/12

PUBLIC NOTICE

PURSUANT to the power of sale con tained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 19, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 19, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 22, 2011. Flagstar Bank, FSB Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 92-219 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2838341 12/8/11-1/12/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 30, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $180,000.00 MORTGAGOR(S): Anthony Kimmen and Jennifer A. Kimmen, husband and wife MORTGAGEE: Argent Mortgage Company, LLC DATE AND PLACE OF RECORDING: Recorded: September 13, 2006 Dakota County Recorder Document Number: 2460681 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association, as trustee, on behalf of the holders of the Asset Backed Securities Corporation Home Equity Loan Trust, Series AMQ 2006-HE7 Asset Backed Pass-Through Certificates, Series AMQ 2006-HE7 Dated: September 05, 2006 Recorded: September 03, 2010 Dakota County Recorder Document Number: 2750154 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Argent Mortgage Company, LLC Residential Mortgage Servicer: Select Portfolio Servicing Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1464 Brittany Rd, Hastings, MN 55033-2410 Tax Parcel ID Number: 19-71000-02-060 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 2, Sontag's First Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $221,550.10 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 20, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 20, 2012, or the next business day if July 20, 2012 falls on a Saturday, Sunday or legal holiday.

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�� MORTGAGOR, �� Sunday or legal holiday.�� REDEMPTION BY THE Mortgagor(s) released from financial THE MORTGAGOR'S PERSONAL REPobligation: NONE RESENTATIVES OR ASSIGNS, MAY BE THIS COMMUNICATION IS FROM REDUCED TO FIVE WEEKS IF A JUDIA DEBT COLLECTOR ATTEMPT- CIAL ORDER IS ENTERED UNDER ING TO COLLECT A DEBT. ANY MINNESOTA STATUTES, SECTION INFORMATION OBTAINED WILL BE 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G OTHER THINGS, THAT THE MORTUSED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF GAGED PREMISES ARE IMPROVED THE DEBT AND IDENTITY OF THE WITH A RESIDENTIAL DWELLING OF ORIGINAL CREDITOR WITHIN THE LESS THAN FIVE UNITS, ARE NOT T I M E P R O V I D E D B Y L A W I S N O T PROPERTY USED IN AGRICULTURAL AFFECTED BY THIS ACTION. P R O D U C T I O N , A N D A R E THE TIME ALLOWED BY LAW FOR ABANDONED." REDEMPTION BY THE MORTGAGOR, Dated: November 21, 2011. THE MORTGAGOR'S PERSONAL REPU.S. Bank, National Association, as Trustee RESENTATIVES OR ASSIGNS, MAY BE Mortgagee/Assignee of Mortgagee REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER USSET, WEINGARDEN AND LIEBO, P.L.L.P. MINNESOTA STATUTES, SECTION Attorneys for Mortgagee/Assignee of 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G Mortgagee OTHER THINGS, THAT THE MORT- 4500 Park Glen Road #300 GAGED PREMISES ARE IMPROVED Minneapolis, MN 55416 WITH A RESIDENTIAL DWELLING OF (952) 925-6888 LESS THAN FIVE UNITS, ARE NOT 38-330 PROPERTY USED IN AGRICULTURAL THIS IS A COMMUNICATION FROM PRODUCTION, AND ARE ABANDONED. A DEBT COLLECTOR. 2843846 12/8/11-1/12/12 DATED: December 08, 2011 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association, as trustee, on behalf of the holders NOTICE OF MORTGAGE of the Asset Backed Securities FORECLOSURE SALE Corporation Home Equity Loan THE RIGHT TO VERIFICATION OF Trust, Series AMQ 2006-HE7 THE DEBT AND IDENTITY OF THE Asset Backed Pass-Through C e r t i f i c a t e s , S e r i e s A M Q ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT 2006-HE7 AFFECTED BY THIS ACTION. Wilford, Geske & Cook P.A. NOTICE IS HEREBY GIVEN: That Attorneys for Assignee of Mortgagee default has occurred in the conditions Lawrence A. Wilford of the following described mortgage: James A. Geske DATE OF MORTGAGE: August 3, 8425 Seasons Parkway, Suite 105 2005 Woodbury, MN 55125-4393 ORIGINAL PRINCIPAL AMOUNT OF (651) 209-3300 MORTGAGE: $102,707.00 File Number: 016763F02 MORTGAGOR(S): Helen D Kim2838404 12/8/11-1/12/12 brough, A single woman MORTGAGEE: New Century Mortgage Corporation SERVICER: Ocwen Loan Servicing, NOTICE OF MORTGAGE LLC FORECLOSURE SALE LENDER: New Century Mortgage THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF Corporation. DATE AND PLACE OF FILING: THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS Dakota County Minnesota, Recorder , on August 25, 2005, as Document No. NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that 2354957. ASSIGNED TO: Deutsche Bank default has occurred in conditions of National Trust Company, As Trustee the following described mortgage: DATE OF MORTGAGE: J u n e 1 9 , For The Registered Holders of New Century Home Equity Loan Trust, 2007 MORTGAGOR: Todd Holmstrom, A S e r i e s 2 0 0 5 - B , A s s e t B a c k e d Pass-Through Certificates Dated: Single Person. MORTGAGEE: Mortgage Electronic O c t o b e r 1 7 , 2 0 1 1 , a n d r e c o r d e d November 3, 2011 by Document No. Registration Systems, Inc. DATE AND PLACE OF RECORDING: 2828596 . LEGAL DESCRIPTION OF PROPRecorded June 28, 2007, Dakota C o u n t y R e c o r d e r , D o c u m e n t N o . ERTY: Unit No. A207, CIC No. 468, Eagan Gardens, Dakota County, Min2527094. A S S I G N M E N T S O F M O R T G A G E : nesota PROPERTY ADDRESS: 4110 Rahn Assigned to: U.S. Bank National Association, as trustee, on behalf of Road, Unit 207- A, Eagan, MN 55122 PROPERTY I.D: 10-22470-02-207 the holders of CSMC Mortgage-Backed COUNTY IN WHICH PROPERTY IS Pass-Through Certificates, Series LOCATED: Dakota 2007-5. THE AMOUNT CLAIMED TO BE DUE TRANSACTION AGENT: Mortgage ON THE MORTGAGE ON THE DATE OF Electronic Registration Systems, Inc. T R A N S A C T I O N A G E N T ' S M O R T - THE NOTICE: One Hundred Two ThouGAGE IDENTIFICATION NUMBER ON s a n d E i g h t e e n a n d 8 7 / 1 0 0 ($102,018.87) MORTGAGE: 100251207005440784 THAT no action or proceeding has LENDER OR BROKER AND MORTG A G E O R I G I N A T O R S T A T E D O N been instituted at law to recover the MORTGAGE: Credit Suisse Financial debt secured by said mortgage, or any part thereof; that there has been comCorporation R E S I D E N T I A L M O R T G A G E S E R - pliance with all pre-foreclosure notice and acceleration requirements of said VICER: Select Portfolio Servicing, Inc. MORTGAGED PROPERTY ADDRESS: mortgage, and/or applicable statutes; PURSUANT, to the power of sale con15365 Flower Way, Unit 70, Apple Valtained in said mortgage, the above ley, MN 55124 described property will be sold by the TAX PARCEL I.D. #: 015590005070 LEGAL DESCRIPTION OF PROP- Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM ERTY: Unit No. 70, Orchard Pointe Condo- on January 24, 2012 PLACE OF SALE: Sheriff`s M a i n miniums, CIC No. 311, Dakota Office, Law Enforcement Center, 1580 County, Minnesota COUNTY IN WHICH PROPERTY IS Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF mortgage and taxes, if any actually paid by the mortgagee, on the preMORTGAGE: $157,500.00 AMOUNT DUE AND CLAIMED TO BE mises and the costs and disburseDUE AS OF DATE OF NOTICE, INCLUD- m e n t s a l l o w e d b y l a w . T h e t i m e ING TAXES, IF ANY, PAID BY MORT- allowed by law for redemption by said mortgagor(s), their personal represenGAGEE: $163,733.59 That prior to the commencement of tatives or assigns is 6.00 months from this mortgage foreclosure proceeding the date of sale. If Mortgage is not Mortgagee/Assignee of Mortgagee com- reinstated under Minn. Stat. 580.30 or plied with all notice requirements as the property is not redeemed under required by statute; That no action or Minn. Stat. 580.23, the Mortgagor must proceeding has been instituted at law vacate the property on or before 11:59 o r o t h e r w i s e t o r e c o v e r t h e d e b t p.m. on July 24, 2012, or the next secured by said mortgage, or any part business day if July 24, 2012 falls on a Saturday, Sunday or legal holiday. thereof; "THE TIME ALLOWED BY LAW FOR PURSUANT to the power of sale contained in said mortgage, the above REDEMPTION BY THE MORTGAGOR, described property will be sold by the THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE Sheriff of said county as follows: DATE AND TIME OF SALE: January REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER 20, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law MINNESOTA STATUTES, SECTION Enforcement Center, 1580 Hwy 55, 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G OTHER THINGS, THAT THE MORTLobby #S-100, Hastings, MN to pay the debt then secured by said GAGED PREMISES ARE IMPROVED Mortgage, and taxes, if any, on said WITH A RESIDENTIAL DWELLING OF premises, and the costs and disburse- LESS THAN FIVE UNITS, ARE NOT m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s PROPERTY USED IN AGRICULTURAL allowed by law subject to redemption P R O D U C T I O N , A N D A R E within six (6) months from the date of ABANDONED." Dated: December 8, 2011 said sale by the mortgagor(s), their Deutsche Bank National Trust personal representatives or assigns Company, As Trustee For The unless reduced to Five (5) weeks under Registered Holders of New MN Stat. §580.07. Century Home Equity Loan Trust, TIME AND DATE TO VACATE PROPSeries 2005-B, Asset Backed ERTY: If the real estate is an Pass-Through Certificates owner-occupied, single-family dwelling, unless otherwise provided by law, Randall S. Miller & Associates, PLLC the date on or before which the mort- Attorneys for Assignee of Mortgage/ gagor(s) must vacate the property if the Mortgagee One Financial Plaza, mortgage is not reinstated under sec- 120 South Sixth Street, Suite 1100 tion 580.30 or the property is not Minneapolis, MN 55402 redeemed under section 580.23 is Phone: 612-573-3677 11:59 p.m. on July 20, 2012, unless Our File No. 11MN00718-1 the redemption period is reduced to 5 THIS IS A COMMUNICATION FROM weeks under MN Stat. Secs. 580.07 or A DEBT COLLECTOR. ASAP# 4148660 12/08/2011, 582.032. MORTGAGOR(S) RELEASED FROM 12/15/2011, 12/22/2011, 12/29/2011, FINANCIAL OBLIGATION ON MORT- 01/05/2012, 01/12/2012 2842511 12/8/11-1/12/12 GAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, ��

PUBLIC NOTICE

�� ING:�� Registered: August 27, 2007 Dakota ��

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: December 27, 2005 MORTGAGOR: Desiree Wallace, an unmarried woman. MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded January 10, 2006, Dakota County Recorder, Document No. 2396137. ASSIGNMENTS OF MORTGAGE: Assigned to: Flagstar Bank, FSB. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100052550094533816 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Flagstar Bank, FSB RESIDENTIAL MORTGAGE SERVICER: Flagstar Bank, FSB MORTGAGED PROPERTY ADDRESS: 4289 Sandstone Drive, Eagan, MN 55122 T A X P A R C E L I . D . # : 10-16701-02-120 LEGAL DESCRIPTION OF PROPERTY: Lot 12, Block 2, Cedar Grove No. 2 COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $200,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $191,833.83 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 26, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 26, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 30, 2011. Flagstar Bank, FSB Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 92-222 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2843499 12/8/11-1/12/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 01, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $190,000.00 MORTGAGOR(S): Susan K. Roverud, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Mortgage & Investment Consultants, Inc., its successors and assigns DATE AND PLACE OF RECORDING: Recorded: August 27, 2007 Dakota County Recorder Document Number: 2540126 DATE AND PLACE OF REGISTERING:

County Registrar of Titles Document Number: 616128 ASSIGNMENTS OF MORTGAGE: And assigned to: BANK OF AMERICA, N.A., AS SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP FKA COUNTRYWIDE HOME LOANS SERVICING LP Dated: August 16, 2011 Registered: August 24, 2011 Dakota County Registrar of Titles Document Number: T683430 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1003711-0000054979-7 Lender or Broker: Mortgage & Investment Consultants, Inc. Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 143264 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 673 Brockton Curv, Eagan, MN 55123-1678 Tax Parcel ID Number: 10.32990.05.180 LEGAL DESCRIPTION OF PROPERTY: Lot Eighteen (18), Block Five (5), in Hills of Stonebridge, according to the recorded plat thereof, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $253,611.99 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that a portion of this property is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 20, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 20, 2012, or the next business day if July 20, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 08, 2011 ASSIGNEE OF MORTGAGEE: BANK OF AMERICA, N.A., AS SUCCESSOR BY MERGER TO BAC H O M E L O A N S S E R V I C I N G , LP FKA COUNTRYWIDE HOME LOANS SERVICING LP Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 022727F01 2840623 12/8/11-1/12/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 17, 2008 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $279,000.00 MORTGAGOR(S): Darrin Thompson, a married person and Brian Quast, a married person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for CitiMortgage, Inc., its successors and assigns DATE AND PLACE OF RECORDING: Recorded: February 01, 2008 Dakota County Recorder Document Number: 2569453 ASSIGNMENTS OF MORTGAGE: And assigned to: Nationstar Mortgage LLC Dated: August 05, 2011 Recorded: August 17, 2011 Dakota County Recorder Document Number: 2814872 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100011520049804539

cation Number: 100011520049804539 Lender or Broker: CitiMortgage, Inc Residential Mortgage Servicer: Nationstar Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 14039 Cobbler Ave, Rosemount, MN 55068-7130 Tax Parcel ID Number: 34-67430-02-020 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 2, Shannon Hills 6th Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $292,078.13 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 20, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 20, 2012, or the next business day if July 20, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 08, 2011 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage LLC Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 022978F01 2838377 12/8/11-1/12/12

PUBLIC NOTICE

thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 26, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 26, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 30, 2011. Flagstar Bank, FSB Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 92-223 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2843536 12/8/11-1/12/12

PUBLIC NOTICE

personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 20, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 23, 2011. Liberty Savings Bank, FSB Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-2557 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2843871 12/8/11-1/12/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 18, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $562,500.00 MORTGAGOR(S): Lynn M. Quam and Kerry Jon Quam, wife and husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for Suntrust Mortgage, Inc. DATE AND PLACE OF RECORDING: Recorded: July 12, 2005 Dakota County Recorder Document Number: 2339048 ASSIGNMENTS OF MORTGAGE: And assigned to: SunTrust Mortgage, Inc. Dated: July 25, 2011 Recorded: August 02, 2011 Dakota County Recorder Document Number: 2812576 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100010402016596615 Lender or Broker: Suntrust Mortgage, Inc. Residential Mortgage Servicer: SunTrust Mortgage, Inc. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 720 Stonewood Rd, Eagan, MN 55123-1323 Tax Parcel ID Number: 10-84474-01-110 LEGAL DESCRIPTION OF PROPERTY: Lot 11, Block 1, Windtree 5th Addition, Dakota County, Minneasota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $536,759.67 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 20, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 20, 2012, or the next business day if July 20, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORT-

OTHER THINGS, THAT THE MORT GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 08, 2011 ASSIGNEE OF MORTGAGEE: SunTrust Mortgage, Inc. Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 021680F01 2838363 12/8/11-1/12/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: July 15, 2003 MORTGAGOR: Shannon M. Murphy, an unmarried man. MORTGAGEE: D a v i s F i n a n c i a l Group. DATE AND PLACE OF RECORDING: Recorded September 4, 2003, Dakota County Recorder, Document No. 2104239. ASSIGNMENTS OF MORTGAGE: Assigned to: PNC Bank, National Association, s/b/m to National City Bank, s/b/m to National City Mortgage Co., f/k/a NCMC NewCo., Inc., s/i/i to National City Mortgage Co. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Davis Financial Group RESIDENTIAL MORTGAGE SERVICER: PNC Bank, National Association MORTGAGED PROPERTY ADDRESS: 5866 West 125th Street, Apple Valley, MN 55124 TAX PARCEL I.D. #: 017320004001 LEGAL DESCRIPTION OF PROPERTY: Lot Four (4), Block One (1), Sunshine Estates, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $185,400.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $182,458.57 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 2, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 2, 2012 unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 6, 2011. PNC Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-2379 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2851484 12/15/11-1/19/12

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PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: July 25, 2005 MORTGAGOR: LaurieAnn M. Christopherson, a married person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded August 18, 2005, Dakota County Recorder, Document No. 2352637. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100015901074391160 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: CTX Mortgage Company, LLC RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 13920 Autumnwood Court, Rosemount, MN 55068 TAX PARCEL I.D. #: 344830021203 LEGAL DESCRIPTION OF PROPERTY: UNIT NO. 3203, MEADOWS OF BLOOMFIELD, COMMON INTEREST COMMUNITY NUMBER 470, DAKOTA COUNTY, MINNESOTA. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $196,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $205,336.64 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 19, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on _July 19, 2012_____________________, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 23, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-5944 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2838317 12/8/11-1/12/12

PUBLIC NOTICE

NOTICE OF ASSESSMENT LIEN FORECLOSURE SALE Date: November 14, 2011 YOU ARE NOTIFIED THAT: 1. Default has occurred in the terms and conditions of the Amended Declaration for The Woodwinds Homeowners Association, Inc. (hereinafter the "Association") which was recorded on December 16, 2005 as Document No. 2389253, in the Office of the County Recorder of Dakota County, Minnesota, as amended, and also, pursuant to Minn. Stat. '515B.3-116, covering the following property: LEGAL DESCRIPTION: Lot 4, Block 3, The Woodwinds 1st Addi-

Block 3, The Woodwinds 1st Addi tion, CIC 547, Dakota County, Minnesota STREET ADDRESS: 13961 Dublin Road, Apple Valley, MN 55124 T A X P A R C E L I D N O . 01-76200-040-03 2. Pursuant to said Amended Declaration, there is claimed to be due and owing as of November 14, 2011, from Kathleen J. Friedman, title holder, to the Association, a Minnesota non-profit corporation, the amount of $2,847.19 for unpaid association dues, late fees, interest, attorneys' fees and costs, plus any other such amounts that will accrue after November 14, 2011, including reasonable attorneys' fees and costs of collection and foreclosure which will be added to the amount claimed due and owing at the time of the sale herein. 3. No action is now pending at law or otherwise to recover said debt or any part thereof. 4. That all preforeclosure requirements have been met. 5. The owner has not been released from the owner's financial obligation to pay said amount. 6. The Amended Declaration, referenced above, and Minn. Stat. §§515B.3-115 and 515B.3-116 provide for a continuing lien against the property. A Notice of Lien evidencing the amount due was recorded on September 25, 2009, as Document No. 2686641 in the Dakota County Recorder's Office. 7. Pursuant to the power of sale contained in the same Amended Declaration and granted by the owner in taking title to the premises subject to said Amended Declaration and pursuant to Minn. Stat. §§515B.3-115 and 515B.3-116, said Lien will be foreclosed by the sale of said property by the Sheriff of Dakota County, at the Dakota County Sheriffs Office, Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100 , Hastings, MN 55033, on the 26th day of January, 2012, at 10:00 a.m. at public auction to the highest bidder, to pay the amount then due for said assess ments, together with the costs of foreclosure, including attorneys fees as allowed by law. 8. T h e t i m e a l l o w e d b y l a w f o r redemption by the unit owner, her personal representatives or assigns is six (6) months from the date of sale. The date and time to vacate the property is 11:59 p.m. on July 26, 2012, if the account is not reinstated or the owners do not redeem from the foreclosure sale. REDEMPTION NOTICE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 9. T H I S I S A C O M M U N I C A T I O N FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE WOODWINDS HOMEOWNERS HOMEOWNERS ASSOCIATION, INC. Attorneys for The Woodwinds Homeowners Association, Inc. THOMSEN & NYBECK, P.A. By: ____________________________ Gretchen S. Schellhas (#195595) 3600 American Blvd. West, Suite 400 Bloomington, Minnesota 55431 (952) 835-7000 (Woodwinds/Friedman 10-7-226D) 2839977 12/8/11-1/12/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 25, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $263,000.00 MORTGAGOR(S): Michael D. Dubay and Amy C. Dubay, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for American Patriot Mortgage, Inc, its successors and assigns DATE AND PLACE OF RECORDING: Recorded: October 15, 2003 Dakota County Recorder Document Number: 2124646 ASSIGNMENTS OF MORTGAGE: And assigned to: Central Mortgage Company Dated: October 20, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000381-1001609153-1 Lender or Broker: American Patriot Mortgage Inc Residential Mortgage Servicer: Central Mortgage Company Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 19055 Embers Ave, Farmington, MN 55024-8743 Tax Parcel ID Number: 14-12500-01-060 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 1, Autumn Glen AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE:

DUE AS OF DATE OF NOTICE: $257,744.01 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 20, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 20, 2012, or the next business day if July 20, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 08, 2011 ASSIGNEE OF MORTGAGEE: Central Mortgage Company Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 020983F02 2839825 12/8/11-1/12/12

PUBLIC NOTICE

tatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 28, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: November 18, 2010. Citibank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 11-102 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until March 25, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: January 28, 2011. Citibank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 11-102 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until May 27, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: March 24, 2011. Citibank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 11-102 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until July 15, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: May 23, 2011. Citibank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 11-102 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until August 26, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: July 14, 2011. Citibank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 11-102 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until December 9, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: October 14, 2011. Citibank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden

��

�� Mortgagee/Assignee �� of Mortgagee By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee Mortgagee 4500 Park Glen Road #300 4500 Park Glen Road #300 Minneapolis, MN 55416 Minneapolis, MN 55416 (952) 925-6888 11-102 (952) 925-6888 60-3450 THIS IS A COMMUNICATION FROM THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of MinneMORTGAGE FORECLOSURE SALE sota Statutes 580.07, the foregoing Pursuant to the provisions of foreclosure sale is postponed until M i n n e s o t a S t a t u t e s 5 8 0 . 0 7 , t h e January 20, 2012 at 10:00 am at the f o r e g o i n g f o r e c l o s u r e s a l e i s Sheriff's Office, Law Enforcement postponed until December 14, 2011 at Center, 1580 Hwy 55, Lobby #S-100, 10:00 am at the Sheriff’s Office, Law Hastings, MN, in said county and state. Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said Dated: December 7, 2011. Citibank, N.A. county and state. Dated; October 28, 2011. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. JPMorgan Chase Bank, By: Paul A. Weingarden National Association Attorneys for Mortgagee/Assignee of Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Mortgagee 4500 Park Glen Road #300 By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Minneapolis, MN 55416 Mortgagee (952) 925-6888 4500 Park Glen Road #300 11-102 THIS IS A COMMUNICATION FROM Minneapolis, MN 55416 (952) 925-6888 A DEBT COLLECTOR. 2845981 12/15/11 60-3450 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF NOTICE OF MORTGAGE MORTGAGE FORECLOSURE SALE FORECLOSURE SALE Pursuant to the provisions of THE RIGHT TO VERIFICATION M i n n e s o t a S t a t u t e s 5 8 0 . 0 7 , t h e OF THE DEBT AND IDENTITY OF f o r e g o i n g f o r e c l o s u r e s a l e i s THE ORIGINAL CREDITOR WITHIN postponed until January 25, 2012 at THE TIME PROVIDED BY LAW IS 10:00 am at the Sheriff’s Office, Law NOT AFFECTED BY THIS ACTION. Enforcement Center, 1580 Hwy 55, NOTICE IS HEREBY GIVEN, that Lobby #S-100, Hastings, MN, in said default has occurred in conditions of county and state. the following described mortgage: Dated: December 8, 2011 DATE OF MORTGAGE: July 3, 2007 JPMorgan Chase Bank, National MORTGAGORS: Roger R. Watral and Association Patricia J. Watral, husband and wife. Mortgagee/Assignee of Mortgagee MORTGAGEE: J P M o r g a n C h a s e USSET, WEINGARDEN AND LIEBO, P.L.L.P. Bank, National Association, successor By: Paul A. Weingarden in interest by purchase from the Fed- Attorneys for Mortgagee/Assignee of eral Deposit Insurance Corporation as Mortgagee Receiver for Washington Mutual Bank 4500 Park Glen Road #300 f/k/a Washington Mutual Bank, FA. Minneapolis, MN 55416 DATE AND PLACE OF RECORDING: (952) 925-6888 Recorded September 21, 2007, Dakota 60-3450 C o u n t y R e c o r d e r , D o c u m e n t N o . THIS IS A COMMUNICATION FROM 2545703. A DEBT COLLECTOR. A S S I G N M E N T S O F M O R T G A G E : 2847550 12/15/11 NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON NOTICE OF MORTGAGE MORTGAGE: NONE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that LENDER OR BROKER AND MORTG A G E O R I G I N A T O R S T A T E D O N default has occurred in the conditions MORTGAGE: Washington Mutual Bank, of the following described mortgage: DATE OF MORTGAGE: July 13, 2007 FA ORIGINAL PRINCIPAL AMOUNT OF RESIDENTIAL MORTGAGE SERMORTGAGE: $490,000.00 VICER: Chase Home Finance LLC MORTGAGOR(S): Jeff Klose and CarMORTGAGED PROPERTY ADDRESS: 11125 Alameda Avenue, Inver Grove rie Klose, husband and wife MORTGAGEE: Bank of America, N.A. Heights, MN 55077 DATE AND PLACE OF RECORDING: TAX PARCEL I.D. #: 20-71300-030-01 Recorded: August 07, 2007 Dakota LEGAL DESCRIPTION OF PROPCounty Recorder ERTY: Document Number: 2535698 Lot 3, Block 1, Southern Terrace ASSIGNMENTS OF MORTGAGE: Estates And assigned to: WELLS FARGO COUNTY IN WHICH PROPERTY IS BANK, N.A., AS TRUSTEE FOR THE LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF CERTIFICATEHOLDERS OF BANC OF AMERICA FUNDING CORPORATION MORTGAGE: $1,560,000.00 AMOUNT DUE AND CLAIMED TO BE MORTGAGE PASS-THROUGH CERDUE AS OF DATE OF NOTICE, INCLUD- TIFICATES, SERIES 2007-E Dated: June 18, 2010 ING TAXES, IF ANY, PAID BY MORTRecorded: July 23, 2010 Dakota GAGEE: $1,893,779.82 That prior to the commencement of County Recorder Document Number: 2742367 this mortgage foreclosure proceeding Transaction Agent: Not Applicable Mortgagee/Assignee of Mortgagee comTransaction Agent Mortgage Identifiplied with all notice requirements as required by statute; That no action or cation Number: Not Applicable Lender or Broker: Bank of America, proceeding has been instituted at law o r o t h e r w i s e t o r e c o v e r t h e d e b t N.A. Residential Mortgage Servicer: Bank secured by said mortgage, or any part of America, N.A. thereof; Mortgage Originator: Not Applicable PURSUANT to the power of sale COUNTY IN WHICH PROPERTY IS contained in said mortgage, the above described property will be sold by the LOCATED: Dakota Property Address: 18660 Irenic Ave, Sheriff of said county as follows: DATE AND TIME OF SALE: June 2, Lakeville, MN 55044-4436 Tax Parcel ID Number: 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , 22-71325-020-05 LEGAL DESCRIPTION OF PROPLaw Enforcement Center, 1580 Hwy ERTY: Lot 2, Block 5, Spring Hill, 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said according to the recorded plat thereof Mortgage, and taxes, if any, on said and situate in Dakota County, Minnep r e m i s e s , a n d t h e c o s t s a n d sota. AMOUNT DUE AND CLAIMED TO BE disbursements, including attorneys' fees allowed by law subject to DUE AS OF DATE OF NOTICE: redemption within six (6) months from $573,628.63 THAT all pre-foreclosure requirethe date of said sale by the m o r t g a g o r ( s ) , t h e i r p e r s o n a l ments have been complied with; that representatives or assigns unless no action or proceeding has been instireduced to Five (5) weeks under MN tuted at law or otherwise to recover the debt secured by said mortgage, or any Stat. §580.07. T I M E A N D D A T E T O V A C A T E part thereof; PURSUANT to the power of sale conPROPERTY: If the real estate is an owner-occupied, single-family tained in said mortgage, the dwelling, unless otherwise provided by above-described property will be sold law, the date on or before which the by the Sheriff of said county as folmortgagor(s) must vacate the property lows: DATE AND TIME OF SALE: Septemif the mortgage is not reinstated under section 580.30 or the property is not ber 10, 2010 at 10:00 AM PLACE OF SALE: Dakota County redeemed under section 580.23 is 11:59 p.m. on December 2, 2011, L a w E n f o r c e m e n t C e n t e r , 1 5 8 0 u n l e s s t h e r e d e m p t i o n p e r i o d i s Highway 55, Lobby S-100, Hastings, reduced to 5 weeks under MN Stat. Minnesota to pay the debt secured by said Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM mortgage and taxes, if any, on said FINANCIAL OBLIGATION ON premises and the costs and disbursements, including attorney fees MORTGAGE: None "THE TIME ALLOWED BY LAW FOR allowed by law, subject to redemption REDEMPTION BY THE MORTGAGOR, within six (6) months from the date of T H E M O R T G A G O R ' S P E R S O N A L said sale by the mortgagor(s), their REPRESENTATIVES OR ASSIGNS, personal representatives or assigns. MAY BE REDUCED TO FIVE WEEKS IF If the Mortgage is not reinstated A JUDICIAL ORDER IS ENTERED under Minn. Stat. §580.30 or the U N D E R M I N N E S O T A S T A T U T E S , property is not redeemed under Minn. SECTION 582.032, DETERMINING, Stat. §580.23, the Mortgagor must AMONG OTHER THINGS, THAT THE vacate the property on or before 11:59 M O R T G A G E D P R E M I S E S A R E p.m. on March 10, 2011, or the next I M P R O V E D W I T H A R E S I D E N T I A L business day if March 10, 2011 falls on D W E L L I N G O F L E S S T H A N F I V E a Saturday, Sunday or legal holiday. UNITS, ARE NOT PROPERTY USED IN Mortgagor(s) released from financial AGRICULTURAL PRODUCTION, AND obligation: NONE ARE ABANDONED." THIS COMMUNICATION IS FROM Dated: April 11, 2011. A DEBT COLLECTOR ATTEMPTING JPMorgan Chase Bank, N.A. �� Mortgagee/Assignee of Mortgagee

PUBLIC NOTICE

�� O F A M E�� RICA FUNDING CORPORATION MORTGAGE �� A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 29, 2010 ASSIGNEE OF MORTGAGEE: WELLS FARGO BANK, N.A., AS T R U S T E E F O R T H E CERTIFICATEHOLDERS OF BANC OF AMERICA FUNDING CORPORATION MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007-E Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 004391F02 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 10, 2010 at 10:00 AM has been postponed to October 07, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: September 07, 2010 ASSIGNEE OF MORTGAGEE: WELLS FARGO BANK, N.A., AS T R U S T E E F O R T H E CERTIFICATEHOLDERS OF BANC OF AMERICA FUNDING CORPORATION MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007-E NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 07, 2010 at 10:00 AM has been postponed to November 12, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: September 30, 2010 ASSIGNEE OF MORTGAGEE: WELLS FARGO BANK, N.A., AS T R U S T E E F O R T H E CERTIFICATEHOLDERS OF BANC OF AMERICA FUNDING CORPOR A T I O N M O R T G A G E PASS-THROUGH CERTIFICATES, SERIES 2007-E NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for November 12, 2010 at 10:00 AM has been postponed to December 03, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: November 02, 2010 ASSIGNEE OF MORTGAGEE: WELLS FARGO BANK, N.A., AS T R U S T E E F O R T H E CERTIFICATEHOLDERS OF BANC OF AMERICA FUNDING CORPOR A T I O N M O R T G A G E PASS-THROUGH CERTIFICATES, SERIES 2007-E NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for December 03, 2010 at 10:00 AM has been postponed to January 04, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: November 29, 2010 ASSIGNEE OF MORTGAGEE: WELLS FARGO BANK, N.A., AS T R U S T E E F O R T H E CERTIFICATEHOLDERS OF BANC OF AMERICA FUNDING CORPORATION MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007-E NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for January 04, 2011 at 10:00 AM has been postponed to January 21, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: December 29, 2010 ASSIGNEE OF MORTGAGEE: WELLS FARGO BANK, N.A., AS T R U S T E E F O R T H E CERTIFICATEHOLDERS OF BANC OF AMERICA FUNDING CORPORATION MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007-E NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for January 21, 2011 at 10:00 AM has been postponed to February 03, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: January 13, 2011 ASSIGNEE OF MORTGAGEE: WELLS FARGO BANK, N.A., AS T R U S T E E F O R T H E CERTIFICATEHOLDERS OF BANC OF AMERICA FUNDING

PASS-THROUGH CERTIFICATES, SERIES 2007-E NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for February 03, 2011 at 10:00 AM has been postponed to March 04, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: January 31, 2011 ASSIGNEE OF MORTGAGEE: WELLS FARGO BANK, N.A., AS T R U S T E E F O R T H E CERTIFICATEHOLDERS OF BANC OF AMERICA FUNDING CORPORATION MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007-E NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for March 04, 2011 at 10:00 AM has been postponed to April 05, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: February 28, 2011 ASSIGNEE OF MORTGAGEE: WELLS FARGO BANK, N.A., AS T R U S T E E F O R T H E CERTIFICATEHOLDERS OF BANC OF AMERICA FUNDING CORPOR A T I O N M O R T G A G E PASS-THROUGH CERTIFICATES, SERIES 2007-E NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for April 05, 2011 at 10:00 AM has been postponed to May 05, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: March 31, 2011 ASSIGNEE OF MORTGAGEE: WELLS FARGO BANK, N.A., AS T R U S T E E F O R T H E CERTIFICATEHOLDERS OF BANC OF AMERICA FUNDING CORPORATION MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007-E NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for May 05, 2011 at 10:00 AM has been postponed to June 06, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: April 28, 2011 ASSIGNEE OF MORTGAGEE: WELLS FARGO BANK, N.A., AS T R U S T E E F O R T H E CERTIFICATEHOLDERS OF BANC OF AMERICA FUNDING CORPORATION MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007-E NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for June 06, 2011 at 10:00 AM has been postponed to July 06, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: May 31, 2011 ASSIGNEE OF MORTGAGEE: WELLS FARGO BANK, N.A., AS T R U S T E E F O R T H E CERTIFICATEHOLDERS OF BANC OF AMERICA FUNDING CORPORATION MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007-E NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 06, 2011 at 10:00 AM has been postponed to August 08, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: July 01, 2011 ASSIGNEE OF MORTGAGEE: WELLS FARGO BANK, N.A., AS T R U S T E E F O R T H E CERTIFICATEHOLDERS OF BANC OF AMERICA FUNDING CORPORATION MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007-E NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for August 08, 2011 at 10:00 AM has been postponed to September 07, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: August 03, 2011 ASSIGNEE OF MORTGAGEE: WELLS FARGO BANK, N.A., AS T R U S T E E F O R T H E CERTIFICATEHOLDERS OF BANC OF AMERICA FUNDING CORPORATION MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007-E NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 07, 2011 at 10:00 AM has been postponed to October 07, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: August 31, 2011 ASSIGNEE OF MORTGAGEE: WELLS FARGO BANK, N.A., AS T R U S T E E F O R T H E CERTIFICATEHOLDERS OF BANC OF AMERICA FUNDING CORPORATION MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007-E

SERIES 2007 E NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 07, 2011 at 10:00 AM has been postponed to November 07, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: October 03, 2011 ASSIGNEE OF MORTGAGEE: WELLS FARGO BANK, N.A., AS TRUSTEE FOR THE CERTIFICATE HOLDERS OF BANC OF AMERICA FUNDING CORPORATION MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007-E NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for November 07, 2011 at 10:00 AM has been postponed to December 07, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: November 01, 2011 ASSIGNEE OF MORTGAGEE: WELLS FARGO BANK, N.A., AS T R U S T E E F O R T H E CERTIFICATEHOLDERS OF BANC OF AMERICA FUNDING CORPORATION MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007-E NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for December 07, 2011 at 10:00 AM has been postponed to January 06, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: December 06, 2011 ASSIGNEE OF MORTGAGEE: WELLS FARGO BANK, N.A., AS T R U S T E E F O R T H E CERTIFICATEHOLDERS OF BANC OF AMERICA FUNDING CORPORATION MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007-E Wilford, Geske & Cook P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 004391F02 2846020 12/15/11

PUBLIC NOTICE

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on _June 9, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: October 13, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6001 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until January 20, 2012 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: December 12, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6001 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2850052 12/15/11

PUBLIC NOTICE

reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 11, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: October 11, 2011. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-2965 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until January 20, 2012 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: December 7, 2011. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-2965 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2845265 12/15/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 19, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $196,100.00 MORTGAGOR(S): James A Mesnik, an unmarried man MORTGAGEE: World Savings Bank, FSB DATE AND PLACE OF REGISTERING: Registered: July 31, 2007 Dakota County Registrar of Titles Document Number: 614950 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: World Savings Bank, FSB Residential Mortgage Servicer: Wachovia Mortgage, FSB Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 122577 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 4790 Babcock Trl, Inver Grove Heights, MN 55077-1208 Tax Parcel ID Number: 20-02910-79-020 LEGAL DESCRIPTION OF PROPERTY: All that part of the South half of the Southeast Quarter (S 1/2 of SE 1/4) of Section 29, Township 28N, Range 22W, of the 4th P.M. described as follows, to-wit: Commencing at the northeast corner of the said South half of the Southeast Quarter (S 1/2 of SE 1/4) of Section 29; thence westerly along the north line of said South half of the Southeast Quarter (S 1/2 of SE 1/4) of Section 29 a distance of 217 feet to a point; thence southerly and at an angle of 90 degrees with said north line a distance of 75 feet to a point, said point being the point of beginning of the land to be herein described and hereby conveyed; from said point of beginning, continue southerly along the line of the last above-mentioned course (namely along the line running southerly and at an angle of 90 degrees to the north line of said South half of the Southeast Quarter (S 1/2 of SE 1/4) of Section 29) a distance of 124 feet; thence southwesterly a distance of 216.70 feet, more or less, to a point in the center line of Oakdale Avenue, which point is 353.69 feet southeasterly along the center line of said Oakdale Avenue from the point of intersection of said Oakdale Avenue with the north line of said South half of the Southeast Quarter (S 1/2 of SE 1/4) of Section 29; thence northwesterly along the center line of said Oakdale Avenue a distance of 125.83 feet to a point; thence northeasterly 285.08 feet, more or less to the point of beginning; all according to the Government Survey thereof, and the Judicial Land Survey filed in File 48317 in Clerk of District Court's Office, Dakota County, Minnesota.

sota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $268,995.08 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 09, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 11, 2012, or the next business day if June 11, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 27, 2011 MORTGAGEE: Wells Fargo Bank, N.A. successor by merger to Wachovia Mortgage, FSB f/k/a World Savings Bank, FSB Wilford, Geske & Cook P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 007340F03 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above refereed sale scheduled for December 09, 2011 at 10:00 AM has been postponed to January 09, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: November 30, 2011 MORTGAGEE: Wells Fargo Bank, N.A. successor by merger to Wachovia Mortgage, FSB f/k/a World Savings Bank, FSB Wilford, Geske & Cook P.A. Attorneys for Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 007340F03 2841165 12/15/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 19, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $184,000.00 MORTGAGOR(S): Jack Leroy Svoboda and Shannon Delaine Svoboda, husband and wife MORTGAGEE: New Century Mortgage Corporation DATE AND PLACE OF RECORDING: Recorded: December 23, 2004 Dakota County Recorder Document Number: 2278890 ASSIGNMENTS OF MORTGAGE: And assigned to: Deutsche Bank National Trust Company as trustee under the Pooling and Servicing Agreement dated as of February 1, 2005, GSAMP Trust 2005-NC1 Dated: May 24, 2011 Recorded: June 13, 2011 Dakota County Recorder Document Number: 2805098 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: New Century Mortgage Corporation Residential Mortgage Servicer: Ocwen Loan Servicing, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 16580 Flagstaff Way W, Rosemount, MN 55068-1463 Tax Parcel ID Number: 22-21177-05-060 LEGAL DESCRIPTION OF PROP-

��

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY December 15, 2011

Calendar To submit an item for the Calendar, email it to darcy.odden@ecminc.com or fax (952) 846-2010. Date-specific Dakota County Regional Chamber of Commerce events: â&#x20AC;˘ Thursday, Dec. 15, 11:30 a.m. to 1 p.m., Eagan Holiday Party. Information: Jessy Annoni at (651) 288-9202 or jannoni@dcrchamber. com. â&#x20AC;˘ Thursday, Jan. 5, 7:30 to 8:30 a.m., The Buzz at DARTS, 1645 Marthaler Lane, West St. Paul. Joe Morneau from the Dakota County Office of Transit will give an update of the Robert Street Corridor. Information: Jessy Annoni at (651) 2889202 or jannoni@dcrchamber.com. Apple Valley Chamber of Commerce events: â&#x20AC;˘ Thursday, Dec. 15, 5 to 7 p.m., Business After Hours at American Bank, 14295 Cedar Ave., Apple Valley. Information: Catherine Bauman at catherine@applevalleychamber. com. Burnsville Chamber of Commerce events: â&#x20AC;˘ Friday, Dec. 16, 11:30 a.m. to 6 p.m., 2011 Holiday Brewery Tour at Schellâ&#x20AC;&#x2122;s Brewery in New Ulm. Join in the Ugly Holiday Sweater competition. Bus will leave from the Cobblestone Court parking lot. Cost: $30. Information: Anne at anne@ burnsvillechamber.com. Lakeville Area Chamber of Commerce events: â&#x20AC;˘ Wednesday, Dec. 21, 11:45 a.m., General Membership Luncheon â&#x20AC;&#x201C; Holiday Luncheon, Porterhouse Steak and Seafood, 11211 205th St. W., Lakeville. Sold out. River Heights Chamber of Commerce events: â&#x20AC;˘ Wednesday, Dec. 21, 11 a.m. to 2 p.m., Letâ&#x20AC;&#x2122;s do lunch! networking event â&#x20AC;&#x201C; â&#x20AC;&#x153;Nutrition made Simple, Life Made Richerâ&#x20AC;? at Heartland Credit Union, 5500 S. Robert Trail, Inver Grove Heights. Information and RSVP: Mary at (651) 338-8460 or mq@mendotaheightscurves.com. Ongoing Platinum Partners, a chapter of BNI, welcomes one representative from each profession and meets every Wednesday morning from 7:30 to 9 a.m. at the Lakeville Green Mill.

ERTY: Lot 6, Block 5, Donnays Valley Park 8th Addition, Dakota County, MN. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $192,078.37 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 09, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. Â§580.30 or the property is not redeemed under Minn. Stat. Â§580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 11, 2012, or the next business day if June 11, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN

To learn more, call Amy at (952) 226-7741. Creative Networking Professionals, an independent business networking group, meets the first and third Tuesday of the month at JoJoâ&#x20AC;&#x2122;s Rise and Wine in Burnsville from 8 to 9 a.m. The group is focused on creating interpersonal relationships to grow business-tobusiness referrals. Yearly dues are $65. New members are welcome. Members are limited to one per professional category. For more information, contact Jeff Rothmeyer at JeffR@Roundbank.com or see www.CreativeNetworkingProfessionals.com. Dakota Business Partners meets every Tuesday from 8:159:30 a.m. at AmericInn, 17145 Kenyon Ave. (just off Interstate 35 and County Road 50), Lakeville. For why our group is different and more information visit www.dakotabusinesspartners.com or find us on Facebook. Network Unlimited, a professional networking chapter, meets Tuesdays from 4:30 to 5:45 p.m. at Cherokee Sirloin Room, Cliff Road and Nicols Road, Eagan. To see if your category is open go to www. NetworkUnlimited.org. BNI â&#x20AC;&#x201C; The Valley Networkers Chapter of Business Networking Intl. meets Thursdays at 11:30 a.m. at the DCTC Apple Valley Site at 14200 Cedar Ave. BNI is a networking group for business owners who are looking to increase their revenue. Only one person from each profession. Bring your own lunch. For more information, call Paula Sevenich at (952) 891-4057 or visit www.bni-mn.com BNI â&#x20AC;&#x201C; Networking meets Thursdays at 7:15 a.m. at the Round Bank in Farmington. For more information, contact Ellen at (952) 4125287 or Lanny at (612) 386-2660. BNI â&#x20AC;&#x201C; Power Lunch Chapter meets Wednesdays at 11 a.m. at the Lakeville Brunswick Zone, 11129 162nd St. W. For more information, call Maggie Kase at (952) 230-1602 or visit www.bni-mn.com. BNI â&#x20AC;&#x201C; Power Links Chapter meets at 7:30 a.m. Thursdays at Highview Hills Senior Living Center, 20150 Highview Ave., Lakeville.

AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 27, 2011 ASSIGNEE OF MORTGAGEE: Deutsche Bank National Trust Company as trustee under the Pooling and Servicing Agreement dated as of February 1, 2005, GSAMP Trust 2005-NC1 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 020425F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for December 09, 2011 at 10:00 AM has been postponed to December 21, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: December 09, 2011 ASSIGNEE OF MORTGAGEE: Deutsche Bank National Trust Company as trustee under the Pooling and Servicing Agreement dated as of February 1, 2005, GSAMP Trust 2005-NC1 Wilford, Geske & Cook P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 020425F01 2850176 12/15/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 24, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $264,600.00 MORTGAGOR(S): Brenda Swanson, single MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: July 14, 2005 Dakota County Recorder Document Number: 2339820 ASSIGNMENTS OF MORTGAGE: And assigned to: The Bank of New York Mellon f/k/a The Bank of New York, as successor in interest to

Information: Michelle Reisenauer, (612) 868-2950 or mreisenauer@ charter.net. Professional Referral Exchange of Burnsville meets every Wednesday for breakfast at Dennyâ&#x20AC;&#x2122;s Restaurant. Meetings begin at 7 a.m. For more information, contact Jo Baecker, area director, at (612) 618-5347 or visit the website www.prorefx.com. Elite Executives Chapter of Business Networking International meets each Tuesday 7:30-9 a.m. at the Holiday Inn Express, 1950 Rahncliff Court, Eagan. This structured networking group is open to all local business owners but we do limit to one person from each profession. For information, contact Shawn Moudry (952) 451-6519. Beta Sigma Phi, Preceptor Alpha Delta Chapter, meets the second Wednesday of every month at 7:30 at a memberâ&#x20AC;&#x2122;s home. For information, call (952) 894-8831. Network Results Chapter of Business Network International, networking for local business owners, only one person from each profession. First two meetings are free. We meet every Wednesday for breakfast, 7-8:30 a.m. at Roasted Pear, 14200 Nicollet Ave. S., Burnsville. Call Jim Culpepper for more information: (612) 655-4339. Networks Plus - Diversified Business Professionals Chapter of Business Network International, a business referral organization. Meetings will be held Thursdays 11:30 a.m. â&#x20AC;&#x201C; 1 p.m. at Savage City Hall, 6000 McColl Drive, Savage, MN. All professionals are invited to attend. Call Crystal (952) 314-8676. Networking coffee group at Caribou Coffee will meet from 9:30-11:30 a.m. at Caribou Coffee, 14638 Cedar Ave., on the second and fourth Mondays of the month. Call (763) 783-4767 to register. Grapevine Network â&#x20AC;&#x153;Common Denominatorâ&#x20AC;? Group meets Tuesdays from 7:30-8:45 a.m. at Coldwell Banker Burnet, 190 Cobblestone Lane, Burnsville. For information, call (952) 746-5611 or visit www.thegrapevinenetwork.com. Grapevine Networking Group meets Wednesdays from 7:30-8:45 a.m. at Coldwell Banker Burnet,

JPMorgan Chase Bank, National Association, as Trustee for First NLC Trust 2005-2 Mortgage-Backed Certificates, Series 2005-2 Dated: April 26, 2011 Recorded: May 02, 2011 Dakota County Recorder Document Number: 2798423 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100195910000662596 Lender or Broker: First NLC Financial Services, LLC Residential Mortgage Servicer: Ocwen Loan Servicing, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 8366 174th St W, Lakeville, MN 55044-6274 Tax Parcel ID Number: 22-17075-080-02 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 2, Cherry Ridge First Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $285,002.55 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 17, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. Â§580.30 or the property is not redeemed under Minn. Stat. Â§580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 17, 2011, or the next business day if December 17, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE

190 Cobblestone Lane, Burnsville. For information, call (952) 746-5611 or visit www.thegrapevinenetwork. com. Kingdom Advisors members meet monthly for fellowship, training, networking, prayer, and sharing of best practices. Ron Blue or other recognized speakers (via DVD) cover a topic each month helping members integrate and apply Biblical financial wisdom into their professional advice. Visitors welcome. The S Metro Group meets at Family Financial Services, 151 W. Burnsville Parkway, Burnsville, from 7:30 to 9 a.m. on the fourth Tuesday of each month. POC is Jeff Robinson at (952) 890-6611. The SE Metro Group meets at 2918 Upper 55th St., Inver Grove Heights, the first Thursday of each month from 12 noon to 1 p.m. (bring your lunch). POC is Ginger Ewing at (651) 3891177. The S.T.A.R. (South Twin Cities Area Referral) Networking Group meets 8 to 9 a.m. every Wednesday at Bremer Bank, 17600 Cedar Ave, Lakeville. Openings are available. For questions, call Kathy Andrade at (952) 997-1306. SHiFT network events are held Thursdays from 6:30 to 8 p.m. at Inver Hills Community College, 2500 E. 80th St., Inver Grove Heights. SHiFT is a nonprofit network connecting adults in mid-life transition with opportunities to seek meaningful work, new avocations, and a supportive community (www. shiftonline.org). Members: Free. Guests: $5. Womenâ&#x20AC;&#x2122;s Business Exchange meets the fourth Wednesday from 11:30 a.m. to 1 p.m. at Baskets On Occasion, 4580 Scott Trail, Suite 204, Eagan. Fee: $5 per meeting. For more information, contact Mary at (651) 994-8392 or visit www. meetup.com/womens-businessexchange-eagan. Seed Your Business referralbased networking group meets the first and third Wednesday at noon at Baskets On Occasion, 4580 Scott Trail, Suite 204, Eagan. Fee is $5 per meeting. Up to two professions per person. Contact Mary at (651) 994 8392.

g THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 05, 2011 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon f/k/a The Bank of New York, as successor in interest to JPMorgan Chase Bank, National Association, as Trustee for First NLC Trust 2005-2 Mortgage-Backed Certificates, Series 2005-2 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 014740F02 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for June 17, 2011 at 10:00 AM has been postponed to July 18, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: June 17, 2011 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon f/k/a The Bank of New York, as successor in interest to JPMorgan Chase Bank, National Association, as Trustee for First NLC Trust 2005-2 Mortgage-Backed Certificates, Series 2005-2 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 18, 2011 at 10:00 AM has been postponed to August 05, 2011 at 10:00

23A

District 196 teachers and nurses ratify tentative contract by Tad Johnson THISWEEK NEWSPAPERS

In the next two years, the salary schedule for teachers and nurses in the Rosemount-Apple Valley-Eagan School District will go unchanged, except for the top step of pay and years-of-service, according to a district news release. Under the new contract, which the Dakota County United Educators ratified on Dec. 5 and was approved Dec. 12 by the School Board, teachers and nurses will still be able to increase their pay by moving into a new â&#x20AC;&#x153;stepâ&#x20AC;? for each additional year of service and â&#x20AC;&#x153;laneâ&#x20AC;? for attaining additional continuing education credits. In past years, new contracts have increased the amounts in steps and lanes boxes along the salary grid, but not this one, with one exception. In year two of the contract, there will be a 1 percent increase to the top step of the pay schedule and the longevity schedule only. An experienced teacher with a masterâ&#x20AC;&#x2122;s degree at the top of the schedule will earn $66,395 in base salary and up to $6,993 in longevity pay next year, after the 1 percent increase. A first-year teacher with a bachelorâ&#x20AC;&#x2122;s degree will earn $36,592 under the contract this year. The total cost of the contract over two years to the district is 4.1 percent more than the previous contract, including all costs for step and lane increases, the schedule increase in year two and health insurance costs in both years. â&#x20AC;&#x153;I am pleased that we have a settlement that fits within our budget parameters, reflects our current economic situation and will continue to keep us competitive in attracting and retaining the best teachers,â&#x20AC;? said Superintendent Jane Berenz. The contract is retroactive to July 1, 2011, and runs through June 30, 2013. DCUE represents 2,100 District 196 teachers and school nurses. Teachers will continue to pay the same portion of their health insurance premium in both years of the contract. Tad Johnson is at editor.thisweek@ecm-inc.com.

g AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: July 15, 2011 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon f/k/a The Bank of New York, as successor in interest to JPMorgan Chase Bank, National Association, as Trustee for First NLC Trust 2005-2 Mortgage-Backed Certificates, Series 2005-2 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for August 05, 2011 at 10:00 AM has been postponed to September 02, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: August 03, 2011 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon f/k/a The Bank of New York, as successor in interest to JPMorgan Chase Bank, National Association, as Trustee for First NLC Trust 2005-2 Mortgage-Backed Certificates, Series 2005-2 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 02, 2011 at 10:00 AM has been postponed to October 03, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: August 31, 2011 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon f/k/a The Bank of New York, as successor in interest to JPMorgan Chase Bank, National Association, as Trustee for First NLC Trust 2005-2 Mortgage-Backed Certificates, Series 2005-2 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 03, 2011 at 10:00 AM has been postponed to November 03, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: September 27, 2011 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon f/k/a The Bank of New York, as successor in interest to JPMorgan Chase Bank, National Association, as Trustee for First NLC Trust

2005-2 Mortgage-Backed Certificates, Series 2005-2 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for November 03, 2011 at 10:00 AM has been postponed to November 17, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: November 02, 2011 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon f/k/a The Bank of New York, as successor in interest to JPMorgan Chase Bank, National Association, as Trustee for First NLC Trust 2005-2 Mortgage-Backed Certificates, Series 2005-2 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for November 17, 2011 at 10:00 AM has been postponed to December 08, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: November 16, 2011 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon f/k/a The Bank of New York, as successor in interest to JPMorgan Chase Bank, National Association, as Trustee for First NLC Trust 2005-2 Mortgage-Backed Certificates, Series 2005-2 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for December 08, 2011 at 10:00 AM has been postponed to December 22, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: December 06, 2011 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon f/k/a The Bank of New York, as successor in interest to JPMorgan Chase Bank, National Association, as Trustee for First NLC Trust 2005-2 Mortgage-Backed Certificates, Series 2005-2 Wilford, Geske & Cook P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 014740F02 2845514 12/15/11

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December 15, 2011 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Dakota Arts Children’s book sensation Junie B. comes to Lakeville stage The Play’s The Thing presents holiday show Dec. 16-29 by Andrew Miller THISWEEK NEWSPAPERS

Friends in real life, Amanda Jackson and Whitney Schultz become bitter rivals when the curtain rises. Jackson, 10, plays the title character in “Junie B., First Grader in Jingle Bells, Batman Smells! (P.S. So Does May),” which opens next week at the Lakeville Area Arts Center. Schultz, 9, plays Junie B’s pint-size nemesis May. “We have to pretend to hate each other,” said Jackson of Burnsville. “We’re not actually mad at each other – that’s what acting is,” said Schultz of Lakeville. “It can be fun.” While the faux rivalry is a new experience for the duo, whose friendship has developed as regular cast members in shows with Lakeville-based children’s theater group The Play’s The Thing, the production itself is a new experience for everyone involved. This is the first time the play, based on the popular children’s book series by Barbara Park, has been staged in Dakota County, and only the second time it’s been staged in Minnesota, according to The Play’s The Thing director Dayna Railton. The paucity of Junie B. produc-

tions may have to do with difficulties in acquiring rights to the show. About a year ago, Railton read the book and, finding it funny, decided she wanted to produce it. “But no royalty house had it – I could not find it anywhere,” she said. “The first group that had ever performed the show was in Arizona, so I called that theater. From them I got the scriptwriter and her husband’s email, and I contacted them directly. “That’s how you get the rights to this show.” Featuring student-actors in The Play’s The Thing’s Advanced Players program – the company’s more experienced actors – “Junie B.” is split into two casts, which will alternate performances. “Junie B.” will be presented Dec. 16-29 at the arts center at 20965 Holyoke Ave. in Lakeville. Tickets are $12 for adults, $10 for seniors, students and groups. Tickets can be purchased at www.ci.lakeville.mn.us or at (952) 985-4640. More information about the show is at www.childrenstheatretptt.com. Photo by Rick Orndorf

Andrew Miller is at andrew.miller@ ecm-inc.com.

Student-actors with Lakeville-based children’s theater group The Play’s The Thing rehearse Monday at Metcalf Junior High in Burnsville.

Theater and Arts Briefs

Acrobatic splendor Orchestra presents Nutcracker

Arts Center, 12600 Nicollet Ave., Burnsville. Gallery hours are 9 a.m. to 5 p.m. Monday through Friday and 10 a.m. to 2 p.m. The South of the River Saturday. Community Band will present a free Christmas concert from 4 to 5 p.m. Dec. 18 at Presbyterian Church of the Apostles, 701 E. 130th St., Burnsville. For information, visit Ceramic artist Chad www.southoftheriverband. Jerzak’s works are on disorg. play from 8 a.m. to 4:30 p.m. Monday through Friday through Dec. 22 at the Lakeville Area Arts Center gallery. Jerzak is a middle school art teacher and is “XXL,” a collection of also a 2011 Lakeville Art oversized art by the 20 Festival award winner. member-artists of Rosalux The Lakeville Area Gallery in the Northeast Arts Center is at 20965 Minneapolis Arts Dis- Holyoke Ave. For additrict, is on display through tional information, call Jan. 14 at the art gallery (952) 985-4640. at Burnsville Performing

Christmas band concert is Dec. 18

Ceramic exhibit opens in Lakeville

Oversized art on display at BPAC

Book Your Company Event at... Photo submitted

Acrobatics, juggling, dance – even martial arts – will be featured at “Fenmo: The Beauty of Acrobatics,” a 100-minute show presented by two Chinese performance troupes at 7:30 p.m. Dec. 16 and 17 at the Burnsville Performing Arts Center. Tickets range from $23 to $50 and are available at the Burnsville PAC’s box office and via Ticketmaster at (800) 982-2787 or Ticketmaster.com.

Photo submitted

The Cannon Valley Regional Orchestra will perform Tschaikowsky’s Nutcracker Suite at 2 p.m. Sunday, Dec. 11, at the Lakeville Area Arts Center, 20965 Holyoke Ave. Tickets are $15 and are available at the arts center or by calling (952) 985-4640.

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