04-14-11 - Dakota County Tribune Business Weekly by Dakota County Tribune

ERIN JOHNSON ERIN JOHNSON AARON VEHLING

Lockheed property has a buyer 8A High court wonâ&#x20AC;&#x2122;t hear eminent domain case 32A Cedar construction will challenge drivers 32A

dakotacountytribune.biz dakotacountytribune.biz

DATE ##, APRIL 14, 2009 2011

VOLUME 32, 30, NUMBER NUMBER 7 # VOLUME

'DNRWD &RXQW\ 7ULEXQH Since 1884

Cityâ&#x20AC;&#x2122;s attributes key to branding label: â&#x20AC;&#x2DC;Farmington Friendlyâ&#x20AC;&#x2122;

INSIDE BIZ FORUM

It takes broad efforts to improve student achievement, not one or two â&#x20AC;&#x153;silver bulletâ&#x20AC;? approaches.

Farmington businesses, city officials join to brainstorm logo by Laura Adelmann DAKOTA COUNTY TRIBUNE

A local merchantâ&#x20AC;&#x2122;s friendly wave or the lure of a rare cold-water trout stream will be keys to marketing Farmingtonâ&#x20AC;&#x2122;s business Photo by Laura Adelmann community. Michelle Overbey, owner During of Shidor on Third Street Grow Farmin Farmington, laughs ington meetwith a customer as she ings, business wraps her purchases before and city leadputting them in a bag. ers are defining a branding initiative they hope will help set the city apart and drive interest in local shopping. At a March 30 Grow Farmington meeting, participants selected â&#x20AC;&#x153;Farmington Friendlyâ&#x20AC;? as its slogan, said City Planner Lee Smick. That slogan reflects how local businesses

FARMINGTON

A branding subcommittee has also been formed to devise the logo and colors, Smick said. Branding is a marketing strategy meant to make the goods and services sold by a particular business or area distinct from all others. According to the American Marketing Association, branding is an important tool intended to attract attention, build credibility, and strengthen consumer loyalty. During Grow Farmington meetings, business leaders have said they intend to build the branding slogan by posting it on

DANE SMITH FORUM

School districts and charter schools can collaborate effectively, but this proposal was suspect. JOE NATHAN

Photo by Laura Adelmann

Buds & Bytes owner Chris Buckley prepares to work on a computer.

Yes, foreclosure can happen to you. But there are many ways to avoid it. FPA MINNESOTA

CAPITOL COMMERCE

See Farmington, Page 8A

Follow House Health and Human Services Chair Jim Abeler as he wins passage of major bill.

Photo by Laura Adelmann

FINANCIAL SENSE

TIM BUDIG

know their customers by name and greet them downtown. But some concerns were cited that the slogan mimics â&#x20AC;&#x153;Friendly Fridley,â&#x20AC;? and a car dealership slogan. Grow Farmington members discussed how conflicts could be minimized by emphasizing the â&#x20AC;&#x153;Farmingtonâ&#x20AC;? portion of the slogan, said Smick. Another slogan, â&#x20AC;&#x153;A Community Runs Through It,â&#x20AC;? was also considered because it denotes the tranquility of the Vermillion River, probably Farmingtonâ&#x20AC;&#x2122;s most popular geographical feature.

!""'! !

General 952-894-1111 Distribution 952-846-2070 Advertising 952-846-2011

Gina King, owner of the Farmington Bakery, extends greetings to welcome customers.

April 14, 2011 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

News Roundup Recent news from around Dakota County

Burnsville

District 191

Voters will decide who replaces Uncertain state funding may Crichton on Burnsville council lead to layoffs in District 191 An expedited special election will be held in Burnsville to replace the late Charlie Crichton on the City Council. The council voted 4-0 April 5 to prepare an ordinance calling for a special election, with a primary if needed. The council ordered a July 12 vote, which could be a primary or a special election. City ordinance requires a primary if the number of candidates filing for office is more than twice the number of open seats. If the July 12 vote is a primary, candidates will be narrowed to two who will face off in an Aug. 16 special election. The process is different from what most Minnesota cities do to fill council vacancies, according to City Attorney Joel Jamnik. But Burnsville council members said that the typical process – appointing a replacement to serve until the next general election, in this case November 2012 – would shortchange citizens. “I think we’ve heard from many of our constituents that they would like a voice in this process, and I agree, they should have a voice,” Mayor Elizabeth Kautz said. Council members Dan Kealey and Mary Sherry also noted that a special election in November 2012 would open four of five council seats for election – too many for a single election, they said. A special election would cost $30,000 to $35,000, and double that if there’s a primary, according to City Manager Craig Ebeling. Officials said the money will come from the city’s undesignated budget reserve. In its ordinance calling the special election, the council could axe the primary to move things along, according to Jamnik. But with the prospect that an open seat will attract many candidates, Kautz said it’s important to filter them through a primary and make the special election more manageable for voters. Council members said they can make due with four members instead of five for a while. Some council actions require a four-fifths supermajority – a unanimous vote in the case of a five-member council missing a member. But Ebeling said he isn’t aware of any pending actions, such as a comprehensive plan change, that would require four votes. The council is expected to approve the special election and primary ordinance on April 19. Candidate filing would open May 13 and close May 31. Under statutory timelines, the first Tuesday on which an election could be held would be July 5. The council pushed it back a week to avoid the Fourth of July holiday. — John Gessner

Second community garden set A second community garden in Burnsville is expected to open in early May. A nonprofit group has raised $7,000 to build the garden in Wolk Park and will maintain the property under a licensing agreement approved by the City Council April 5. The group is Woodhill Urban Agriculture Education Center, led by Elizabeth Kackman, a nurse at Fairview Ridges Hospital in Burnsville, and her husband, Tom. The location at Wolk Park, located on Parkwood Lane near McAndrews Road, will add a community garden on the east side of Burnsville. The existing garden is on the west side, at Neill Park. An east-side garden had been planned but was postponed in 2009 by city budget cuts. Woodhill raised $7,000 for the project – $5,000 from Valley Natural Foods in Burnsville and $2,000 through a Statewide Health Improvement Program grant through Dakota County. Forty-eight garden plots will be available for a rental fee. Registration will begin April 18 through the Burnsville Recreation Department. Registration details are still being finalized. Kackman said part of Woodhill’s mission is to give lowincome people access to land on which to grow healthy food. — John Gessner

Certified staff members who do not have guaranteed positions for the next school year were given layoff notices last week in Burnsville-Eagan-Savage School District 191. The move allows the district to ensure continued financial stability. “As we deal with the realities of state funding concerns, we have a responsibility to continue to live within our means,” said Dr. Randy Clegg, superintendent of District 191. Some of the teachers may be hired back depending on where the district stands financially after the state Legislature finalizes funding for Minnesota public schools and a bill is signed by the governor. Probationary teachers representing a total of 104.8 fulltime equivalents, and tenured teachers (14.1 FTE) have been notified they may not have jobs in the 2011-12 school year. Staff reductions are taking place for several reasons, including: stagnant state funding for four years; declining student enrollment; the loss of federal stimulus funds; restructuring of departments and programs; establishing equity in programming so that every elementary school has specialists in art, music, physical education and science; and proposed changes by the Legislature to integration, compensatory and special education funding. Every year, some teachers have received layoff notices – 48 in 2010, 57 in 2009, etc. – as is common practice in many school districts. “This year the number is greater, because the state funding situation is so uncertain,” Clegg said. “The state Legislature is discussing many proposals and they all have a huge impact on our people and programs.” The first draft of the budget for 2011-12 will be presented to the Board of Education on May 5. Then, the board can decide whether to use some of the district’s $8 million budget reserve. Also, the district has not yet used one-time Federal Education Jobs Funds amounting to $1.6 million that is intended to save or create education jobs by June 30, 2012.

Farmington Farmington begins search for new city administrator Farmington has begun the search for a new city administrator. Announcements seeking applicants for the job opening will be posted online and in magazines of professional organizations, including the League of Minnesota Cities, according to Farmington Mayor Todd Larson. He said the annual salary will be advertised as between $105,000 and $135,000. Current City Administrator Peter Herlofsky earns $135,000 annually. Applications for Herlofsky’s replacement will be taken for 30 days, and Larson said he thinks the city will name an interim administrator to fill in until a hire is made, but is not sure because several council members have been unable to attend recent meetings. He said he hopes to have a new administrator in place by summer’s end. While the Farmington School Board plans to hire a search firm to guide its process in hiring a new superintendent, Larson said the City Council will conduct the hiring process with the guidance of staff and City Attorney Joel Jamnick. Once applications have been received, Larson, another council member yet to be named and Human Resources Director Brenda Wendlandt, will likely review them in a private meeting, then forward the most promising ones to other council members. — Laura Adelmann

Lakeville Costs, precedent cited for rejection of Little donation One Lakeville City Council member’s good intentions have created some rifts. To help pay for a police records tech position through 2011, Council Member Matt Little pledged half his annual council salary, which amounts to more than $4,300. That promise, which the City Council rejected in a 3-2 vote on Monday, April 4, has served to become a lightning rod in the debate over budget reductions. In order for the City Council to accept a donation, at least four out of the five members must vote in favor. Council Member Colleen Ratzlaff LaBeau and Mayor Mark Bellows were the dissenting votes. Both said that accepting a council member’s donation to fund a position sets a bad precedent. Little, who was visibly shocked by the decision, said after the meeting he was disappointed Bellows and Ratzlaff LaBeau “put divisive politics before the citizens.” Bellows told Thisweek on Tuesday, April 5, that allowing an elected official to donate to specific city services is akin to the type of “pork barrel” spending one would see in Washington, D.C. “He has the opportunity to donate to the general fund,” Bellows said, “but there can’t be strings attached to it.” Ratzlaff LaBeau had a similar justification for opposing the donation. Council Member Kerrin Swecker, along with Laurie Rieb, voted to accept the donation. “I’m not excited about funding the position,” Swecker said at the meeting, “but I have a hard time not taking a donation.” She said she did not see it setting a precedent. Little has said he wanted to earmark the money because there is no guarantee the money would find its way to the police position from the general fund. Bellows said the debate over the donation obscures a more important matter: That amid an economic and political climate that is centered on reining in spending, the donation actually increases expenditures. Little’s donation would not cover the total cost of the position for the five months of 2011 that would be required. The city would need to cover more than $23,000 of the total expense. Discussions originally centered on using liquor funds for that amount, but most council members and the city staff opposed paying for full-time personnel from that fund. So, because the bulk of the police records tech funding would come from the general fund, that amount would reduce the nearly $160,000 in cuts the council already made to the 2011 budget. When the council voted in favor of those cuts at its March 21 meeting, it also voted to budget for a new position. “By including it in the budget, they (council members) have in essence funded the position,” Mielke said. So does the donation rejection mean the city will fund the position entirely? Not exactly. The council will discuss the next step regarding the position at its next work session later this month. The preliminary 2012 budget included the records tech position, but Little’s donation would have allowed for a few extra months of transcription relief for patrol officers. “We haven’t approved funding for the position because it included Matt’s donation,” Bellows said. “We no longer have that, so we have to go back and revisit the entire idea of even bringing on the position.” Little’s election campaign – and a theme of his policy contributions since his swearing-in earlier this year – centered on bolstering and supporting public safety in Lakeville. He has said that the police records tech position would keep the police on the streets, instead of behind a desk doing reports. The City Council eliminated the position in 2008 as part of a round of budget cuts. Police Chief Thomas Vonhof has requested the reinstatement of the position, Bellows said. “I’d like to have a discussion on that,” Bellows said. “I think there might be technological solutions that need to be considered.” — Aaron Vehling

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY April 14, 2011

Buzz People, places and pursuits creating buzz in Dakota County business this week as submitted by the local business community

Moving Up DOUG NOWICKI Joins the Dave Oswald Homes Team of Coldwell Banker Burnet

Veteran area real estate agent Doug Nowicki has joined the Dave Oswald Homes Team of Coldwell Banker Burnet, 190 Cobblestone Lane, Burnsville. Nowicki has served home sellers and buyers primarily in Dakota and Scott counties since 1998.

Business Briefs ROUNDBANK CELEBRATES COMMUNITY BANKING MONTH Roundbank in Farmington is among the members of the Independent Community Bankers of America that will celebrate Community Banking Month in April. The bank will serve refreshments on Friday, April 29, to thank its customers and the community. The public is welcome. LAST CHANCE FOR LAKEVILLE GOLF TOURNEY SPONSORSHIP Medal sponsorship has been extended to April 15 for the 2011 Lakeville Area Chamber Golf Tournament, which will be held Tuesday, May 17, at Willingers Golf Club. Call the Lakeville Chamber at (952) 469-2020 for more information. TWIN CITIES GAS PRICES RISE Average retail gasoline prices in the Twin Cities have risen 11.4 cents per gallon in the past week, averaging $3.87 per gallon on April 10. This compares with the national average that has increased 7.7 cents per gallon in the last week to $3.74 per gallon, according to gasoline price website TwinCitiesGasPrices.com. Including the change in gas prices in the Twin Cities during the past week, prices on April 10 were $1.12 per gallon higher than the same day one year ago and are 32.9 cents per gallon higher than a month ago. The national average has increased 21.0 cents per gallon during the last month and stands 87.2 cents per gallon higher than this day one year ago. COMEDY FOR CARING ONLINE AUCTION OPENS Burnsville Rotary will host an

Business Briefs online auction as part of its 36th annual Comedy for Caring benefiting more than two dozen local nonprofit organizations. The auction is at www.BiddingForGood.com/BurnsvilleRotary. Much like eBay, BiddingForGood. com is a live auction site, allowing anyone with a computer a chance to competitively bid on items ranging from vacation packages to kitchen appliances. Bidding is now open and will run through Friday, April 29. Items include lunch for two with Burnsville Mayor Elizabeth Kautz; a completely outfitted, four-day canoe package in the Boundary Waters; a full-shift squad car ride with a Burnsville Police officer; Minnesota Twins and Minnesota Lynx tickets; getaways to Hilton Head, S.C., Colorado and Montana; restaurant gift cards and more. Visit www.comedyforcaring.com for information about the April 30 Comedy for Caring event. CONTAINER GARDENING IS TOPIC OF LAKEVILLE CHAMBER MAY WOMEN’S LUNCHEON A Women of the Lakeville Chamber Luncheon will be held from 11:30 a.m. to 1 p.m. Wednesday, May 4, at Holiday Inn Hotel & Suites Lakeville, 20800 Kenrick Ave. Guests at the networking luncheon will learn about the basics of container gardening. Registration will be at 11:15 a.m. with a start time of 11:30 a.m. sharp. Cost is $20. Registration is required. RSVP by Wednesday, April 27. For more information, contact Linda Rynda at the Lakeville Area Chamber of Commerce, (952) 4692020, lindar@lakevillechambercvb. org. RUNNERS WANTED FOR RACE FOR THE CURE HealthWorks Fitness for Women in Lakeville is looking for individuals to run in the Susan G. Komen Race for the Cure on Mother’s Day, May 8. HealthWorks has participated in the race since its opening in January 2007. The team name is HealthWorks and individuals can register to become a member of the team by going to www.active.com. HealthWorks, a women-only fitness center, expects to have 100 runners participate.

Business Briefs

LAKEVILLE AREA CHAMBER IMPLEMENTS LUCKY 3

FREE GUITAR RE-STRING EVENT TO BENEFIT CHARITY

The Lakeville Area Chamber of Commerce is implementing a new program for networking events called Lucky 3. Chamber members are asked to donate coupons for their business, which will be given out as door prizes at networking events. Coupons are currently being taken for the program. For more information, e-mail info@visitlakeville. org.

In celebration of International Guitar Month, Music Go Round of Burnsville will offer free guitar re-stringing for all acoustic, electric and bass guitars from 10 a.m. to 6 p.m. April 16. Participants are encouraged to bring in a cash donation or canned food item(s), which will be given to the Second Harvest Heartland. For more information, contact Music Go Round of Burnsville at (952) 4353713 or visit the store at 14025 Grand Ave. S.

FLINT HILLS RESOURCES DONATES $65,000 TO PROTECT WATERFOWL HABITAT Flint Hills Resources Pine Bend refinery, Rosemount, recently gave a $65,000 grant to Ducks Unlimited to help protect and restore the habitat for waterfowl and other wildlife in Minnesota. The donation was presented April 6 at the Ducks Unlimited Capitol Chapter Dinner in St. Paul. Since 2007, Pine Bend has contributed $235,000 to Ducks Unlimited. Ducks Unlimited, a nonprofit that conserves waterfowl habitats in Minnesota and throughout North America, will use the donation to develop the next generation of high-priority shallow lake enhancement projects. Specifically, the organization will complete bio-engineering analysis projects in wildlife management areas in Big Stone, Cottonwood, Jackson, Martin and Otter Tail counties. The Pine Bend refinery has partnered with Ducks Unlimited for the past 16 years. Contributions from the refinery have helped Ducks Unlimited evaluate and manage more than 36,000 acres of wild rice on 116 lakes in northern Minnesota, restore and enhance eight large shallow lakes totaling 6,000 acres, and permanently protect, with voluntary conservation easements, 1.5 miles of sensitive shoreline and 202 acres of wetlands and grasslands.

MACKIN WEBINARS HIGHLIGHT BEST NEW TITLES Mackin Educational Resources, Burnsville, will host two free BookTalk Live! webinars highlighting the best new titles and the best uses for them. BookTalk Live! for elementary media specialists and teachers will be at 4 p.m. on April 26. BookTalk Live! for middle school and high school media specialists and teachers will be at 4 p.m. on April 28. To help educators improve their library and classroom collections, Mackin’s professional collection development librarians meet with publishers and read review journals, catalogs and advance book samples. During the BookTalk Live! webinars, Mackin’s librarians will showcase the best of high-quality fiction and nonfiction titles published in the winter and spring of 2011. All featured titles are well reviewed and meet common K-12 curriculum and educational standards. To register for these webinar events, educators can call (800) 245-9540 or e-mail mackin@mackin.com.

Submission to Buzz The Dakota County Tribune Business Weekly includes promotions, new hires, retirements, awards and other such business news on the Buzz page. If you have an announcement you would like included in this part of the newspaper, send submissions by e-mail to darcy.odden@ecm-inc.com, fax to (952) 846-2010 or mail it to the Burnsville office at 12190 County Road 11, Burnsville, MN 55337. When sending a photo by e-mail be sure that it is 200 dpi or greater. Include a daytime phone number if someone from the newsroom needs to contact the business for additional information. Deadline is 5 p.m. Friday prior to Thursday edition. Submission of information does not guarantee publication. All items are subject to editing. Tips on what to include in the submission are: names, titles, dates, business name, brief description of the news taking place, brief description of the business, contact names and numbers.

Submissions to Buzz: www.DakotaCountyTribune.biz

April 14, 2011 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Forum Commentary and opinion regarding issues in the world of business and public policy

Community got involved, and holistic approach made a difference by Dane Smith SPECIAL TO THE TRIBUNE

We’ve all heard the stories and seen the movies about that charismatic principal or that inspirational teacher who defied expectations and boosted educational outcomes for a challenging group of students in a tough urban environment. Policy wonks have a phrase – “bringing it to scale” – to describe the efforts to replicate that kind of success story from a single school or classroom across an entire city, or metropolitan region, or state or nation. A slight but definite increase in national high school graduation rates across the nation over the last decade suggests that those broader success stories are out there. And one of the more compelling is provided by Cincinnati, a river city and the urban core of a metropolitan area in a Midwestern state, comparable in some ways to the Twin Cities and Minnesota. Graduation rates on average across the Cincinnati Public Schools district increased from 51 percent in 2000 to 80 percent in 2009. And the graduation rate differential between AfricanAmerican students and white students not only narrowed to nearly equal standing in that time but has remained at similar levels since 2006. Achievement scores for the district improved significantly on the state of

Guest Columnist Dane Smith

Ohio’s performance index, which is used to gauge academic proficiency for school districts and schools. And perhaps most important, college enrollment and readiness have bumped up, too: Colleges in the Cincinnati area are reporting that more of the city’s high school graduates are enrolling, and more students from the local area are entering academia prepared for the challenges – and staying in college. How did Cincinnati do it? The Cincinnati story by all accounts truly was a group effort, and the outstanding lesson is that there isn’t really one heroic Geoffrey Canada or Michelle Rhee who emerges as the Superman or Superwoman of the experience. Cincinnati’s success involved multiple interventions along the entire pathway, from cradle to career launch, not just one or two “silver bullets,” such as lower class sizes, aggressive testing, or assigning pass/fail grades to schools. The contributing factors, rather, included more attention to teaching teams in the schools, student-based budgeting, more autonomy at the

school level, and closer working relationships between students and teachers. Failing neighborhood high schools were converted into several small, specialized schools, and students now can choose from all the high schools in the district. The district also adopted a more equitable method for funding and employed a student-based budgeting model in which money follows the students, allowing schools more flexibility in deciding how the money is spent. Additionally, students who cost more to educate – English language learners, low-income students and gifted students, for example – are supported with more funding. High schools in Cincinnati also now boast strong programs in STEM (science, technology, engineering and math), performing arts, liberal arts and information technology. And once-failing public schools, such as Taft Technology High and Withrow University High, are starting to catch the attention of the national media. But one overriding lesson is that the school district was not alone in its efforts to reform schools and improve achievement for all students. The local business and philanthropic community, parents and community groups, teachers unions and even national experts on school change (including Minnesota’s own Joe Nathan, director of the Center for School Change at Macalester Col-

lege) all played key roles. The Cincinnati lesson is relevant for the Twin Cities and Minnesota because it clearly shows that major districtwide gains are possible for all students – including students of color. The dramatic increases in graduation rates and the elimination of the graduation gap came during a period when graduation requirements actually increased in difficulty. Cincinnati is of interest, too, because some are looking at cooperative efforts there as a possible model for Minnesota schools. In 2006, an organization called Strive Together was founded to bring together key players and organizations to help continue success in Cincinnati and expand that success metrowide into suburban communities in southern Ohio and northern Kentucky. Strive has pursued a cradle-tocareer approach – emphasizing education from early childhood through to college and on to a career – and has spawned a national network. (More information is available at strivetogether. org.) Two of the top leaders of Strive, State University of New York Chancellor Nancy L. Zimpher and Strive President Jeff Edmondson, met with education and community leaders from the Twin Cities in February to promote the launch of a similar effort in our own See Smith, Page 10A

Collaboration, yes; confusion, no in charter school case by Joe Nathan DAKOTA COUNTY TRIBUNE

In an encouraging display of bipartisan agreement earlier this month, Minnesota legislators said “yes” to collaboration between district and charter schools. Wisely, they said “no” to a proposal from the Lakes International Charter and the Forest Lake School District that was confusing and troubling. Collaboration can help participating faculty and students they serve. For example: • James Steckart, director of the Northwest Passage High School in Coon Rapids, recently wrote, “Traditional and charter school teaching teams visit our school on a monthly basis. (Recently) members of Spring Lake Park Area Learning Center spent one of their professional development days at our school learning from staff and students.” • Last year district and charter educators (including Steckart and people who had helped develop an environmentally friendly building in the Elk River Public Schools) helped plan and spoke at a national conference on “Green Schools.” They shared ideas about teaching students about environmental issues. • Faribault Public Schools rents an empty building in Nerstrand to a local charter. Nerstrand Charter School has been recognized by the Minnesota Department of Education for its excellent work with young people. It has helped oth-

Columnist Joe Nathan

er schools understand how they operate. • For the last 10 years, our organization has sponsored or co-sponsored workshops featuring outstanding district and charter public schools. Many educators are eager to learn from each other. So if collaboration can be valuable, why did Republican and Democratic legislators in the Minnesota House Education Policy Committee (and several others, including me) raise concerns about a bill proposing collaboration between the Forest Lake district and Lakes International Charter? As Rep. Rena Moran pointed out, the bill appeared to allow this charter, and only this charter, to “double dip” into taxpayer money. The Legislature adopted “lease aid” for charters to help them pay for buildings because charters may not levy taxes. This bill allowed the school to receive both property taxes and lease aid. Accountability for results was not clear. The bill said the school would be part of the district. But it also said that the district and Volunteers of America, the school’s current authorizer (supervisor), would meet “at least annually to assess the progress and status of the pilot project.” What

if the district and the authorizer disagreed? That was not clear. In 2009 the Legislature wisely required greater accountability from charter school authorizers. A Legislative Auditor’s report found that some authorizers were not providing much supervision for charters. Legislators said every authorizer of a charter must have its plans to supervise schools approved by the Minnesota Department of Education. But this bill did not require that the school have an MDE-approved authorizer. Eugene Piccolo, head of the Minnesota Association of Charter Schools, suggested that the school and district consider a “joint powers” agreement. That’s worth exploring. Also worth noting is that Rep. Bob Dettmer of Forest Lake, who introduced the legislation, was praised by several of his former students who testified, both for and against the bill. On a bipartisan basis, people expressed considerable respect for Dettmer and considerable support for collaboration. That’s the spirit that produces progress. Joe Nathan, former public school teacher, administrator, PTA president and parent of three public school graduates, now directs the Center for School Change at Macalester College. Reactions are welcome at jnathan@macalester.edu. Columns reflect the opinion of the author.

Submissions to Forum: www.DakotaCountyTribune.biz

Dakota County Tribune BUSINESS WEEKLY

(USPS 147240) Publisher............................. Julian Andersen President ........................ Marge Winkelman General Manager, Editor ...... Larry Werner Managing Editors ...................Tad Johnson .................................................John Gessner Sales Manager ........................Mike Jetchick Production/Office Manager ....Ellen Reierson Buzz submissions.....darcy.odden@ecm-inc.com Business Briefs ...... darcy.odden@ecm-inc.com Story ideas ...............tad.johnson@ecm-inc.com Letters ......................tad.johnson@ecm-inc.com Advertising ..................... ads.dct@ecm-inc.com

Entered as periodical matter at the post office at Burnsville, Minnesota. Periodicals postage paid at Burnsville, Minnesota. Issued weekly from an office in Burnsville.

Office Hours: 9 a.m. - 5 p.m. Monday - Thursday 9 a.m. - 3 p.m. - Friday

12190 County Road 11 Burnsville, MN 55337 952-894-1111 fax 952-846-2010

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY April 14, 2011

Lakeview Bank announces Legacy Award recipients Recipients of Lakeview Bank’s 2011 Legacy Award were honored Thursday, April 7, at the fifth annual Legacy Award event held at the bank. Each year, Lakeview Bank recognizes three individuals from the community – a high school senior ( Jessica Hernandez from Apple Valley), a citizen volunteer (Tony and Dorothy Brama from Lakeville), and a business owner or manager (Nancy Quinnell of Hollstadt & Associates of Burnsville) who do outstanding work and embrace its core values. Each of the recipients are awarded $1,000 for either a charity of their choice or as a scholarship for the high school senior recipient. Jessica Hernandez High School Senior Legacy Award A senior at Apple Valley High School, Hernandez epitomizes the values that the Legacy Award was originally created to recognize in high school seniors. Her parents moved to the United States from Morelos, Mexico, 20 years ago to ensure that their children were

Jessica Nancy Hernandez Quinnell afforded opportunities they were not. Hernandez has both taken advantage of, and is grateful for, those opportunities. She has participated in her high school’s college prep program, Advancement Via Individual Determination (AVID) for four years, where she leads the student leadership group and organizes community service projects. In her senior year, she achieved the “A” honor roll and was named Apple Valley High School student of the month. She also pays it forward by assisting in teaching sixthgrade catechism at Church of the Risen Savior, where she also is a reader at Sunday mass and provides interpretation for the church’s Hispanic worship services in addition to participating in the cultural dance group.

Upon graduation, Hernandez will attend either North Dakota State University or Iowa State to study architecture. Wherever her professional career leads, it will be guided by a selfless desire to serve others, as in Hernandez’s words, “giving back is a way of life in my community. I won’t forget that, because it’s how we all make the world a better place for everyone.” Nancy Quinnell Business Owner Legacy Award That Nancy Quinnell can juggle a demanding career as senior vice president of operations at Burnsville-based Hollstadt & Associates with serving others is a testament to both her integrity and stamina. At Hollstadt, she is responsible for service delivery, quality, staff development and the retention of a consultant staff ranging from 100-140. Among other tasks, she develops and maintains the company’s policies, handbook, HR compliance, and benefits. A longtime member of the Lakeville Rotary Club,

Quinnell lives Rotary’s motto of “Service Above Self.” She currently co-chairs the club’s Taste of Lakeville fundraiser, has hosted a foreign exchange student, and participates in the annual Salvation Army bell ringing. Quinnell is a lifetime donor of over 11 gallons of blood, has ridden in the MS150 bike event for four years, and adopted a one mile section of her rural neighborhood road to clean annually. When she became aware of sled hockey, a sport designed to allow participants with physical and cognitive disabilities to play the game, she organized a sled hockey exhibition in Lakeville that in four years has raised almost $5,000 for the Sled Hockey Association. She became involved not so that her three able-bodied children could directly participate in sled hockey, but so that they and their respective hockey teams might develop a greater heart for community service. Professionally, she is involved in the Project Management Institute, the International Institute for

Business Analysis, and has served on the Minnesota Business Ethics Award steering committee for three years, where she is currently co-chair. Quinnell initiated Hollstadt’s successful Minnesota Business Ethics Award entry in 2007. Not surprisingly, at Hollstadt, Quinnell is known as the “keeper of the culture” – First Understand, Be Humbly Confident, Do the Right Thing, and Grow and Prosper. Tony and Dorothy Brama Citizen/Volunteer Legacy Award Tony and Dorothy Brama are volunteers at a Chimbote, Peru, mission leading a Los Amigos Medical Aid (LAMA) team of 49 medical, dental, and support personnel that delivers life-changing care to thousands of the poorest of the poor. They have made the trip to Chimbote three times. The first husband-wife team to receive Lakeview Bank’s Legacy Award, the Bramas have a solid history of working together to improve the lives of others. In addition to being LAMA

founders and directors, they have co-chaired a container project that ships medical, educational, and living supplies to the same Chimbote mission for distribution to the area’s poor. To fill the containers they engage local Rotary Clubs, schools, hospitals, and other charitable organizations to secure the supplies that are shipped to Peru. Passionate about using their organizational skills to serve those in need, they also volunteer as emergency dispatchers for the Red Cross and serve as team organizers and volunteers for Habitat for Humanity. Tony is retired from the Federal Aviation Agency, and Dorothy is a registered nurse with Hiawatha Home Care. With five married children and eight grandchildren living in the local community, they have plenty to do in their “spare” time. The Bramas say that “service is the core value we encourage the most. We have noticed that almost everyone wants to help – they just need an opportunity.”

Financial Sense Governor declares April Youth Financial Literacy Month Straight talk about avoiding foreclosure and negative effects So much for, “It’ll never happen to me.” Nowadays, foreclosure — the legal process by which a lender forces the sale of a mortgaged property when the borrower has not met the terms of the mortgage — is hitting too many Americans too close to home. Indeed, 2010 was a record year for foreclosure filings in the United States, where one in 45 housing units received at least one such filing, according to RealtyTrac. The goal, says Vincent R. Barbera, a financial advisor at TGS Financial Advisors in Radnor, Pa., should be to avoid foreclosure altogether, given the damage it can inflict not only on a person’s credit rating, but on his or her ability to get any type of loan, a credit card or even a job. “For most people, foreclosure should be a last resort,” says Barbera, who also holds a Realtor’s license, “because they need banks, creditors and a job to support their lifestyle.” To avoid foreclosure, homeowners should: Connect with their mortgage lender at the first sign they’re facing trouble making payments. “Banks today are more flexible and more willing to negotiate to avoid foreclosure,” says

Barbera. Seek guidance. Federal, state and local government agencies around the country offer free counseling and support for people trying to avoid foreclosure. People who work with a housing counselor are 1.7 times likelier to avoid foreclosure than those who don’t, according to the U.S. Department of Housing and Urban Development, which maintains a database of housing counselors at www.hud.gov/offices/ hsg/sfh/hcc/hcs.cfm. Nonprofits such as the National Foundation for Consumer Credit Counseling’s Homeowner Crisis Resource Center (www.nfcc.org/ housing/index.cfm; 800388-2227) can also help. Pursue relief via the U.S. Government’s Home Affordable Modification Program (www.MakingHomeAffordable.gov; 888995-4673). Explore other options, such as filing for bankruptcy. When foreclosure appears unavoidable, the priority is to emerge from the process and rebuild one’s credit as quickly as possible, says Barbera. Here’s how: Be proactive. Avoiding the problem won’t make it disappear. Instead, he says,

“you want to own the process. Don’t let things slide.” Leave no stone unturned. Diligently research the foreclosure process for your area (it tends to vary widely by locality) by talking with the lender, a real estate attorney, local and state agencies, and people who have been through the process where you live, so you know exactly what to expect every step of the way. Get counseling from the organizations and agencies mentioned above. Lean on a peer support group for distressed homeowners. To find one, try searching “foreclosure support group” on Google. Be a level-headed decision-maker. With so much at stake, don’t let emotions get the best of you. Beware of for-profit “counselors” and/or negotiators who promise to lead you through the process unscathed. They tend to cost too much and deliver too little.

Gov. Mark Dayton has issued a proclamation declaring the month of April to be Youth Financial Literacy Month in Minnesota. Dayton is bringing new energy and commitment to the effort, directing state agencies to help Minnesotans achieve financial security through education, outreach, and support for public-private partnerships. “Financial literacy is an important cornerstone of economic success,” said Dayton. “Assuring that all of our youth know how to manage money wisely will help them make the wise decisions to achieve greater financial security.” Dayton has enlisted state agencies to partner with businesses, financial institutions, foundations, nonprofits, and state legislators to improve financial literacy in Minnesota. The Dayton administration is taking a multi-agency ap-

proach in that effort: from proactive consumer outreach efforts at the Department of Commerce, to engaging low-income populations in programs at the Department of Human Services and the Department of Employment and Economic Development, to revising social studies standards at the Department of Education. “Minnesota needs a comprehensive approach to financial literacy; one that provides all Minnesotans, from kindergarten to retirement, access to the resources, education, and protections they need to be financially secure,” said Commerce Commissioner Mike Rothman, whose agency regulates the state’s financial institutions and investigates consumer complaints. “It will take all of us, working together, to make that mission a reality in Minnesota.”

Rothman is initiating a financial literacy roundtable this month with more than 40 business leaders, nonprofits, legislators, and government representatives. In recognition of Financial Literacy Month, the Jump$tart Coalition is hosting a one-day financial literacy awareness event on Tuesday, April 26. More information about that event can be found online at www.mnjumpstart. org. The event is free and open to the public. The Minnesota Financial Fitness Network will also be hosting an April 20-21 event at Arrowood Resort in Alexandria. The conference is focused on strategies to help low-income Minnesotans achieve self-sufficiency and financial security. More information about that event can be found online at www. helpmnsave.org.

April 18 tax filing deadline looms

Even though the Emancipation Day holiday observed in Washington, D.C., postpones the tax filing deadline to April 18, that still may not be enough time for some tax filers. If you This column is provided by can’t meet the deadline, the the Financial Planning As- Minnesota Society of Certified sociation (FPA) of Minnesota, Public Accountants (MNCPA) the leadership and advocacy encourages tax filers to request organization connecting those an extension using IRS Form who provide, support and ben- 4868 found on the IRS website efit from professional financial (http://www.irs.gov/pub/irsplanning. FPA of Minnesota pdf/f4868.pdf ). The penalty for can be found online at www. not filing is 5 percent a month. fpamn.org. “Requesting an exten-

sion provides an additional six months to get records and documentation in order to complete one’s tax return,” said MNCPA member William P. Miller, a Minnesota CPA in private practice. “But it is not an extension of time to pay.” The taxpayer must estimate how much is owed and pay that amount either by check, credit card or online. If you do not pay your tax in full, the IRS will calculate penalties and interest on the outstanding balance. “Late filers don’t have to file

an extension form in Minnesota,” said Miller. “But just like the federal government, a late filer must estimate state taxes owed and submit it by April 18.” Failure to pay the current tax liability by that date will result in both interest fees and a late filing penalty. Accountability Minnesota also provides tax preparation assistance to low-income Minnesotans. For more information go to www.accountabilitymn. org.

April 14, 2011 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Capitol Commerce

Senate Republicans pass hotly debated tax bill by T.W. Budig ECM CAPITOL REPORTER

The Minnesota Senate passed on April 5 the Republican tax bill, which phases out the statewide business property tax and continues the local government aid cuts crafted last session. Debate featured lengthy exchanges on parliamentary procedure – one DFL senator charging Republicans had eviscerated the rules – with the outcome of one squabble having the entire Senate supporting a state sales tax cut but the core amendment being ruled out of order. Democrats charged the tax bill will raise local property taxes by about $600 million over the next three years – the amount based on projected LGA funding levels against current. But Senate Tax Commit-

tee Chairwoman Julianne Ortman, R-Chanhassen, argued the reasoning was faulty. “Only our local elected officials can raise property taxes,” said Ortman. Democrats offered an amendment to increase the income tax on wealthier Minnesotans to raise about $2 billion in new revenue. Sen. John Marty, DFLRoseville, wanted to use some of the money to restore property tax refund cuts for renters. Under the Senate Republican bill, the average refund would be lowered by $169, according to the Minnesota Department of Revenue. About 18,800 renters would no longer get any property tax refund, according to the department. Marty read letters he said came from renters describing the basic needs, such as toi-

let paper, that they used their renters’ property tax refund for. He described lowering the refund as a tax increase on the poor. But Republicans argued that a greater percentage of refund dollars is being sent to renters than the percentage of their rent that property taxes actually constitute. “I care very much about those folks who receive that renters’ credit,” said Ortman. But the lower refund level in the tax bill is accurate, she argued. Debate turned to education. Sen. Katie Sieben, DFLNewport, attempted to amend out of the tax bill a tuition tax credit provision that could be used to pay tuitions at nonpublic schools. “Instead we should be paying these precious tax dol-

lars to our public schools,” said Sieben. Sen. Ron Latz, DFL-St. Louis Park, argued since the majority of private schools are religious, a tuition tax credit in essence is the use of public tax dollars to promote religion. Others disagreed. “If this isn’t a fairness issue, I don’t know what is,” said Senate Education Committee Chairwoman Gen Olson, R-Minnetrista. Sen. Benjamin Kruse, RBrooklyn Park, said the credit would apply to families making less than $33,000 a year and cap out at about $1,000 per child. “We’re talking about the most impoverished children in our state,” Kruse said, defending the provision. “It is a tax credit – it is not a voucher.”

Sieben’s amendment failed. Other Democrats had other objections. Sen. Tom Saxhaug, DFLGrand Rapids, argued the repeal of the Sustainable Forest Incentive Act in the bill sent a “bad message” to the fourth-largest industry in the state, the timber industry. Repealing the incentive program would result in forest fragmentation – more lost to development, Saxhaug argued. Latz beckoned back to the process. “That’s not democracy, members,” he said of perceived wrongheaded rulings by Senate Republicans. “That’s the tyranny of the majority.” Senate Minority Leader Tom Bakk, DFL-Cook, argued the tax bill contained troubling provisions.

“In this bill the state budget reserve is zero,” said Bakk. “And now you’re going to deplete the state cash flow account so the state will have to send out IOUs.” But Republicans argued against tax increases, which they say follows the perceived tax-and-spend pathway trod for decades in Minnesota. “It’s a new direction to grow our economy, set priorities, and say in 2011, ‘Minnesota is open for business,’ ” said Deputy Majority Leader Geoff Michel, R-Edina. “Come to Minnesota and grow.” The Republican tax bill passed on a 37-26 vote. It wasn’t passed quickly, with eight hours of debate over two days. T.W. Budig is at tim.budig@ ecm-inc.com.

Chairman Jim Abeler sees his health and human services finance bill pass the House by T.W. Budig ECM CAPITOL REPORTER

House Health and Human Services Finance Committee Chairman Jim Abeler awoke at 3:30 a.m. Wednesday, April 6, tossed around for a while, got up. But his sleeplessness is different now. Abeler, whose massive health and human services finance bill passed the House early April 7, has lost sleep for the past several months while working to craft a bill that trims $1.6 billion in spending without hurting the state’s most fragile, vulnerable people. While Abeler awoke early Wednesday, his restlessness no longer stems from fear. “When I got my bill resolved in my own committee, under what I had control over, and came to realize no one came to any serious harm, my sleep improved,” Abeler said of placing the final $30 million in the bill. “Now it’s just the work (intruding on sleep). It’s not so frightening. I’m getting used to the impossible,” he said. A chiropractor by profession, Abeler has focused on health care during his more than 12 years in the Minnesota House. Rep. Steve Gottwalt, R-St. Cloud, House health care reform committee chairman, believes Abeler succeeded in a delicate job. “I think Rep. Abeler has done a remarkable job of being very careful and thoughtful about this (health care bill),” said Gottwalt. Abeler’s bill is ambitious. And some think it’s fiscally untranslatable. The legislation seeks to repeal Democratic Gov. Mark Dayton’s recent enrollment

of the state into the early Medicaid opt-in and seeks a global Medicaid waiver. Abeler, like other Republicans, questions whether the stone-broke federal government, kiltering on possible shutdown, will be able to honor its funding promises. “So to build our budget on more federal money hoping to get this to match, stave off the inevitable, I think is not a good idea,” said Abeler. “We have a (health care) system that’s unsustainable, and will collapse of its own weight in short order if we don’t make changes,” he said. The House took up Abeler’s bill shortly after 5 p.m. April 6 – before that, Abeler could be seen visiting with Democrats on the House floor, sharing amendments. Before rising to speak on his bill, Abeler slipped on a dark sports coat. Generally, Abeler dresses casually – reporters at a morning press conference wanted to know what was written on his T-shirt, lettering being visible through his white shirt. During the floor debate, Abeler rose sporadically from his desk to confer with committee staff huddled in a House alcove. After one exchange in debate with a Democrat, Abeler grabbed a thick book, put his finger on a page, and hurried across the floor to the Democrat’s desk as if wanting to prove a point. Sometimes he sat at his desk, head in hand, listening. As the night wore on, Abeler, sports coat now dangling from the back of his chair, crossed the House floor frequently, calling on Republicans and Democrats alike. Abeler has always wanted

Photos by Tim Budig

House Health and Human Services Finance Chairman Jim Abeler, R-Anoka, left, listens to Rep. Steve Gottwalt, R-St. Cloud, at a press conference in the House balcony prior to start of session April 6. Gottwalt is chairman of a House health care reform committee. As the floor session started, both lawmakers bowed their heads in prayer as the cleric on the floor below led the morning prayer. to be a player at the Legislature. Now he is. “You hope to be relevant. It’s like, ‘Wow, I get to make a $10 million decision on a scrap of paper,’ ” he said. “That’s new to me.” Democrats express fondness for Abeler, but certainly not for his bill. “His heart is in the right place,” said Rep, Thomas Huntley, DFL-Duluth, the House Health and Human Services Finance Committee’s lead Democrat. “He is a compassionate person. He obviously doesn’t like a lot of what’s in this bill,” said Huntley. “He’s listened to us a little bit,” he said. But Huntley argued that about $750 million in Abeler’s bill isn’t backed by complete fiscal notes. He forcefully brought up

on the House floor what he views as a budgetary charade in the bill. “Some people in this room don’t have the guts to say what a (budget) cut is,” Huntley said. The Dayton administration, too, has expressed worry over Abeler’s bill. In a letter to him, Dayton Human Services Commissioner Lucinda Jesson expressed concern over fiscal notes, further adding the likelihood and timing of federal waivers are too uncertain and put the state budget at risk. “So we have a waiver the commissioner does not support,” said Rep. Nora Slawik, DFL-Maplewood, on the House floor. “Here we go again. We’re going to count savings in another bill that aren’t really there.” Slawik styled the bill “fan-

tasy island.” Rep. Kim Norton, DFLRochester, called it “an immoral document.” But Abeler argued the state has the right to apply for the Medicaid waiver. “I fully expect these things to come true,” he said. Debate on the bill was wide-ranging. For more than an hour lawmakers debated whether the recently passed Affordable Care Act, or so-called Obamacare, violated the U.S. Constitution. Rep. Ryan Winkler, DFLGolden Valley, toyed with the idea of offering an amendment changing the state song to “Dixie” and replacing the portrait of Abraham Lincoln in the House chamber with one of Confederate President Jefferson Davis. Detractors argued the Obamacare amendment, which was adopted, was an exercise in heedless states’ rights. “It is kind of fun to get back to the bill,” said Abeler after a Democratic lawmaker offered an amendment more directly dealing with his legislation. Around midnight Democrats appealed to Republicans to close debate for the day and pick up the bill in the morning. “This should be happening during daylight hours,” said Rep. Melissa Hortman, DFL-Brooklyn Park. The public should have a chance to watch, she said. But debate continued. “Would you rather be anywhere else,” Abeler quipped to a reporter while crossing the floor. Huntley, for one, doubts Dayton will sign Abeler’s bill. “He can’t sign a bill that

doesn’t have an appropriate budget that’s figured out by his department,” said Huntley. The governor and Abeler have been talking. Recently Abeler had almost an hour sit-down with Dayton, according to Abeler. “He was very friendly, and I have a lot of regard for him,” said Abeler of the governor. “We’re not like close friends. Our working relationship is very amiable. And I like that,” said Abeler. “It’s going to take that to get our work done.” The House debated Abeler’s human services bill until about 2:30 a.m. It passed on a 70-62 vote. Minnesota should be a leader in health care, said Senate Majority Leader Matt Dean, R-Dellwood, closing debate. “This (the bill) is a step in the right direction,” he said. Abeler voiced the same sentiment. “Without a bill moving, you can’t have a dialogue,” he said. While feeling a sense of accomplishment, Abeler noted the process isn’t done. The legislation will now likely go to conference committee with Senate Republicans. Abeler expects to lose things he likes in his bill. “There will be some bad days to come,” he said of crafting a final bill and getting it signed. But speaking shortly before the final vote, Abeler said he had caught his second wind. “I feel better now,” he said, looking less weary. “It’s bedtime.” T.W. Budig is at tim.budig@ ecm-inc.com.

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY April 14, 2011

Capitol Commerce

Verbal broadsides mark debate on the House Republican jobs bill by T.W. Budig ECM CAPITOL REPORTER

Red-faced Iron Rangers denounced the House Republican jobs bill April 5, arguing a Range resource was being plundered by Republicans simply because it was on the Range. “I really don’t know what we (the Iron Range) did wrong to deserve this treatment,” said Rep. Tom Rukavina, DFL-Virginia. Why this disdain? he asked. Rukavina and other Democratic Iron Range lawmakers expressed outrage over a provision in the jobs bill transferring $60 million from the Douglas J. Johnson Economic Protection Trust fund – a fund fueled by taconite production taxes – into the state general fund. The Iron Rangers argued the trust fund was intended to economically assist the range to prepare for the day taconite production stops. Just 3 percent of the state population is being called on to make good the meager budget House Republican leaders afforded the House Jobs and Economic Devel-

opment Finance Committee, they argued. It wasn’t just Iron Rangers who spoke out against the transfer. “Today we’re being asked to split apart Minnesota,” said Rep. Kate Knuth, DFL-New Brighton. “You’re putting one part of the state against the other.” Some Republicans expressed doubts. “I don’t know what to tell you,” said Rep. Kurt Bills, RRosemount, when asked by Rukavina whether the transfer seemed fair. Rukavina offered an amendment that would have tapped into the finances of the cities of Apple Valley, Burnsville, Eagan, Lakeville – a list later expanded by Rep. Joyce Peppin, R-Rogers, to include Minneapolis, St. Paul, Brooklyn Park, and others – to find another $60 million to replace that proposed for taking from the trust fund. But after a 90-minute debate on the amendment, Rukavina withdrew it. “I’m going to be just as proud when I sit down as when I stood up,” Rukavina said of being an Iron Ranger.

Photo by Tim Budig

Rep. Tom Rukavina, DFL-Virginia, and other Iron Rangers expressed outrage April 5 over a provision in the jobs bill transferring $60 million from the Douglas J. Johnson Economic Protection Trust fund – a fund fueled by taconite production taxes – into the state general fund. “What’s going on here is wrong.” House Democrats charged that House Republican claims that government should live

within its means are bogus — Republicans are raiding funds in order to avoid making budget cuts, Democrats argued. An amendment by Rep.

Rep. Denise Dittrich’s school trust land legislation pawed over by committee by T.W. Budig ECM CAPITOL REPORTER

A bill creating an independent agency, separate from the Department of Natural Resources, to manage the state’s 2.5 million acres of school trust land received mixed reviews in the Permanent School Fund Advisory Committee on April 8. Rep. Denise Dittrich, DFL-Champlin, is carrying the legislation and other bills pertaining to school trust lands – land that was sold in the 1950s for as little as $7 per acre, according to a DNR official. Dittrich explained the independent agency created in her legislation is modeled after one created in Utah by activists dismayed by the low return school children were seeing from their school trust lands. Under Dittrich’s bill, the independent agency would be governed by a board of trustees. But PSFAC member Ron Nargang, a former DNR official, argued comparing Minnesota to Utah was a mistake. For one thing, Utah has oil and coal revenues not found in Minnesota, Nargang said. Beyond this, Utah hit the “jackpot” because the land at the intersection of two major highways in that state was school trust land, he explained.

Not that Nargang suggested Minnesota’s management of its school trust lands has been ideal. Indeed, a “sordid story” will emerge by studying the relationship between the DNR and Legislature from the 1950s to the present with lawmakers often taking a “cut and run” approach to trust land, he explained. Some PSFAC members spoke of reluctance in creating a “bureaucracy” to oversee the DNR. Former DNR commissioner and PSFAC member Gene Merriam, a member of the ECM Editorial Board, spoke of trust land suffering from “benign neglect” and suggested a manager, entrusted with maximizing the benefits of the trust land for the state’s schoolchildren, could be placed in the Office of Management and Budget or Department of Education. Bob Meier, a DNR government relations official, indicated the DNR could support the idea of having an independent manager, but questioned the need for a more elaborate organization. Dittrich, as well as others, argued the whole school trust land oversight process needs to be reinvigorated and refocused. Over one 10-year period, the PSFAC itself met only 11 times, said Dittrich.

“This will never come to happen unless we have one person advocating for the schoolchildren,” Dittrich said of a proposed swap/ sale of some 86,000 acres of school trust land within the in Boundary Waters Canoe Area. Other PSFAC members called for more aggressive oversight. Patty Phillips argued the PSFAC has essentially issued a “blank check” to the DNR on school trust land management. “It’s been on the backs of our children,” she said of perceived underperformance. “I appreciate the level of urgency Rep. Dittrich has brought, and I share that,” said Rep. Keith Downey, REdina, a PSFAC member. There are big questions to be addressed in regard to school trust land management, Downey explained. DNR Commissioner Tom Landwehr spoke of a “sacred trust” existing between his agency’s management of school trust lands and the state’s schoolchildren. “We will be doing some things differently,” Landwehr told the commission. Landwehr spoke of the DNR bringing a revised school trust land management plan to the Legislature next year. Another bill currently in

the Legislature pertaining to the trust lands, coauthored by Dittrich, is carried by Rep. Tom Rukavina, DFL-Virginia, and calls for the DNR to put on the auction block by no later than June 30, 2014, all the school trust shoreline property in St. Louis County. One estimate has the shoreline totaling about 21,000 acres. The shoreline would be sold at market values or exchanged for nonshoreline land of equal or greater value under the bill. PSFAC member Bob Krepps, land commissioner of St. Louis County, doesn’t like the legislation. “I think this is a bad idea,” he said. St. Louis County has 450,000 acres of school trust land, about 19 percent of the state’s total acreage. One PSFAC member argued that land values are at historic lows, and immediately selling shoreline would be selling in a depressed market. He thought the legislation was an example of a schizophrenic approach some bring to the issue of school trust lands. School trust lands are a legacy of the foundation of the country. T.W. Budig is at tim.budig@ ecm-inc.com.

Tim Mahoney, DFL-St. Paul, would have made the jobs bill all budget cuts, but the amendment failed on a 58-73 vote.

Some of the provisions in the jobs bill include an 11 percent cut to housing, a 23 percent cut to the Department of Labor and Industry, and about a 6 percent cut to the Department of Employment and Economic Development, among other reductions. “I really didn’t realize I was that bad,” said Jobs and Economic Development Committee Chairman Bob Gunther, R-Fairmont, of his bill. “I was dealt a rotten hand this time,” said Gunther of his committee budget targets. He spoke of another jobless jobs bill. House Majority Leader Matt Dean, R-Dellwood, suggested lawmakers will pull together to solve the budget problem as Minnesotans, not as Iron Rangers or suburbanites. In a lighter vein, Dean revealed that next “to his tiny footprint” on his birth certificate is the name of the hospital where he was born, a hospital in Ely. The jobs bill passed the House on a 70-60 vote. T.W. Budig is at tim.budig@ ecm-inc.com.

Lawmakers introduce Vikings stadium bill by T.W. Budig ECM CAPITOL REPORTER

Two greater Minnesota lawmakers released their Vikings stadium legislation April 8. Sen. Julie Rosen, R-Fairmont, and Rep. Morrie Lanning, R-Moorhead, said now that House and Senate have completed their committee and floor work on the state budget, they’re ready to begin the stadium conversation. “Many individuals and groups are working to formulate a plan that will serve the facility needs of Minnesotans and keep the Vikings anchored in our state,” the lawmakers said in a statement. “The plan we have submitted today with authors of both party designations is a framework that will help us achieve resolution to this issue,” they said. The lawmakers propose a sales tax on sports memorabilia to help fund a stadium project, and would have the revenue from a state lottery stadium-related game placed into a special stadium account. The legislation specifies that the Vikings must slate $1 toward the cost of stadium construction for every $2 state and local government commit. The legislation calls for a long-term Vikings stadium

lease of at least 40 years. Additionally, the bill creates a stadium authority, one with a member from Hennepin County, one from Ramsey County, and the remaining three from outside the two counties. The stadium authority would take bids for naming rights to the stadium. Rosen and Lanning envision a multipurpose stadium, with a roof, that should keep the Vikings in the state for many years, they explained in a recent letter to lawmakers. Lester Bagley, Vikings vice president of public affairs and stadium development, indicated the new legislation has merit. “The Vikings are encouraged,” he said in an e-mail. “We think the bill provides a workable framework to negotiate a stadium deal and secure the team for the long term,” said Bagley. “While we have concerns about some provisions in the bill, we are appreciative of state leaders and their efforts to bring it forward,” he said. “This issue needs to be resolved during this session, and it is in position to do so,” Bagley said. Republican legislative leaders on April 8 did not change the budget-first, stadium-later attitude that they See Vikings, Page 31A

April 14, 2011 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

CSM to buy Lockheed property Minneapolis-based developer envisions stores, restaurants, office space and data center by Erin Johnson DAKOTA COUNTY TRIBUNE

A Minneapolis-based developer announced it will buy the Lockheed Martin facility in Eagan for potential use as a large-scale retail, restaurant and office development. CSM Equities LLC, an affiliate of CSM Corp., said the sale of the 51-acre property is expected to close this summer. “We are excited about the opportunity to acquire this facility,” said Tom Palmquist, vice president of commercial development for CSM. “In partnership with Lockheed Martin, the community, and various end users, CSM will deliver a market-driven solution to successfully reposition the asset.” Lockheed Martin will continue to occupy the space under a lease agree-

ment until it officially closes in the spring of 2013. The site is at a prime location – the intersection of Pilot Knob and Yankee Doodle roads – which is Eagan’s busiest intersection and also near its major existing retail centers, Town Centre and Promenade. The property is zoned for research and development, said Eagan City Administrator Tom Hedges, so any use outside of that would require the city to approve a zoning change. CSM is also considering retaining portions of the site’s 623,000 square-foot building for a potential data center. The city is currently looking to bring a large data center/colocation facility to Eagan, and in fact just approved a feasibility study to determine how and where such a hub can be built, but

it hasn’t yet had discussions with CSM about a data center, Hedges said. City officials hope to meet with CSM representatives over the next several weeks, he said. CSM said it will submit applications to the city later this summer once concept plans for the project are more complete. Lockheed Martin announced in November it will close its Eagan facility by 2013, resulting in about 250 layoffs and 750 job transfers to other facilities throughout the country, including facilities in Owego, N.Y., Manassas, Va., and San Diego. The move is expected to save the company $150 million over the next 10 years. Erin Johnson is at erin.johnson@ecm-inc.com.

Area projects part of this year’s Free exporting MnDOT construction schedule videos available Several south metro road Signs along I-35W will for small projects are part of the nearly be replaced from Burnsville $900 million in construc- Parkway to Interstate 494 businesses tion the Minnesota Depart- in Richfield. The $450,000 ment of Transportation has planned for 2011. Eagan An overlay and concrete pavement repair are scheduled for Interstate 35E from Lone Oak Road in Eagan to West Seventh Street in St. Paul. The $7.3 million project is scheduled for July to November. Burnsville Extension of a MnPass Smart Lane northbound from the I-35W/I-35E split to Burnsville Parkway is scheduled for July to October. The $12.7 million project includes construction of the lane in the median and construction of a median barrier. Road resurfacing on southbound I-35W from Burnsville Parkway to Highway 13 is planned for April to October. The $635,000 project is part of the MnPass extension project. Farmington from Page 1A

all their marketing materials. Other slogans that were considered include “My Farmington” and “Farmington First,” a marketing campaign from a few years ago. The Grow Farmington group will continue meeting to further define action items to promote the city. Some have envisioned Farmington as a unique destination, and plans are underway to develop events, including a bike race, that may also draw

project is scheduled for April to October. Drainage structures along I-35W will be rehabilitated or replaced from Black Dog Road to 90th Street in Bloomington. The $295,000 project is scheduled for September and November. Farmington Microsurfacing of Highway 50 to Highway 13 is planned in Farmington and several townships. The $1.1 million project is scheduled for May and June. Savage A new interchange will replace the at-grade interchange at Highway 13 and Highway 101. The $19 million project was begun in March. Construction is scheduled to continue through June 2012. During construction, drivers can get updates by calling 511 or visiting www.511mn. org. people to enjoy the city. This summer, one of the Grow Farmington initiatives will be readily apparent just by entering business areas of the city. Together, business owners have donated funds to sponsor a cleanup day with hot dogs for volunteers. Money they collected will also be used to beautify the business areas with flower-filled hanging baskets and big pots lining the streets. Laura Adelmann is at laura.adelmann@ecm-inc. com.

Small businesses seeking to grow their businesses and create jobs through exporting can turn to new, free educational videos created through a partnership between the U.S. Small Business Administration, Inc. Magazine and AT&T. Through the publicprivate partnership, a series of video modules has been developed to inspire and encourage American small businesses to actively pursue exporting and to educate them on how to do so. The video series, Take Your Business Global, features five main topics that guide small businesses through the process of exporting: Getting started in exporting; planning for export success; connecting with foreign buyers; financing; and five case studies of successful small business exporters. The videos feature SBA Deputy Administrator Marie Johns; U.S. Secretary of Commerce Gary Locke; U.S. Trade Representative, Ambassador Ron Kirk, and a variety of small business exporters. Other modules feature exporting experts discussing “how-to” take your business global. The videos are posted at www. inc.com/exporting. The joint program was launched April 8 at the Cosmopolitan Hotel in Las Vegas, at the Inc. conference GROWCO.

Graphic provided

A sample of the fraudulent e-mail claiming to be from Chase Online Banking.

BBB warns of phishing e-mail from Epsilon data breach Just days after millions of customers’ e-mail addresses were stolen in one of the largest data breaches in U.S. history, the Better Business Bureau is seeing one of the first Epsilon data breach phishing scams. Phishing, a popular emailing scam, is a term coined by computer hackers who use e-mail to fish the Internet hoping to hook you into giving them your logins, passwords or credit card information. If you are a customer of one of the companies that had e-mail data stolen, BBB is warning you to be on the lookout for phishing e-mails. Typical phishing scammers pose as reputable companies to fraudulently obtain your personal information. In this case, the BBB is now seeing e-mails being sent from a fake “Chase Bank,” one of the companies whose data was compromised. Following suit, the e-mail warns that “your account” will be deactivated or deleted if you do not update your profile immediately. The e-mail instructs you to update your account by clicking on the link provided. “These hackers are looking for you to respond with vital information that can

ultimately lead to identity theft,” said Dana Badgerow, president and CEO of the Minnesota and North Dakota BBB. “Consumers need to know the red flags in order to keep their identity protected.” BBB advises consumers that there could be other phishing e-mails shooting through cyberspace and to do the following if they suspect they have fallen victim to a phishing scam. Never reply to the email. If the message includes a link within it, never click it. Many schemers use this as way to spread a viral attack on your computer. Do not give personal or financial information to anyone who contacts you via e-mail. Even if they claim they are from your bank, the IRS or a law enforcement agency, these businesses will not contact you via e-mail; they will send you a letter. Spread the word. Discuss phishing scams with all the members of your family who have e-mail addresses. Young people are very computer savvy, but may not be scam savvy, and older adults are specifically targeted by scammers because they are often very trusting. Transmitted informa-

tion should be encrypted. When sending personal information like addresses, credit card numbers and Social Security numbers over the Internet, make sure the website is fully encrypted and the network is secure. Look for https (the “s” stands for secure) at the beginning of the URL address to confirm its security. Know the red flags. Watch out for grammatical mistakes in e-mails. Poor grammar or misspelled words are red flags that the e-mail is probably a scam. Most importantly, never wire money based on instructions in one of these suspicious e-mails. Scammers prey on those who think they need to wire money to have a situation resolved. Protect your computer. Keep your anti-virus software up-to-date and run it regularly. Contact the Federal Trade Commission. The FTC works to legally prevent fraudulent business practices in the marketplace. File a complaint with the FTC by calling 1-877HELP. For more information about phishing scams, visit www.bbb.org.

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY April 14, 2011

Calendar To submit an item for the Calendar, e-mail it to darcy.odden@ ecm-inc.com or fax (952) 8462010. Date-specific Dakota County Regional Chamber of Commerce events: â&#x20AC;˘ Thursday, April 14, 8 to 9 a.m., Coffee Break at Bremer Bank, 1995 Rahncliff Court, Eagan. Information: Michelle Tighe at mtighe@dcrchamber. com. â&#x20AC;˘ Thursday, April 14, 2 to 3:30 p.m., Health Care Costs Focus Group in the Afton Park conference room, Blue Cross Blue Shield Campus, 1750 Yankee Doodle Road, Eagan. The Alliance for a Healthier Minnesota is organizing a series of focus groups to ask small businesses to discuss their companyâ&#x20AC;&#x2122;s frustrations with health care. Specifically, they want to know what kinds of information would be of value to you. Free to attend. RSVP to Ruthe at rbatulis@dcrchamber.com. â&#x20AC;˘ Thursday, April 14, 5 to 9 p.m., Fashionistas Favorites Fashion Show at Grandstay - La Grand Conference Center, Apple Valley. Benefit for Kids â&#x20AC;&#x2122;n Kinship. Tickets are $15 in advance at www.chicksforacause.org, $20 at the door. Information: info@ chicksforacause.org. â&#x20AC;˘ Friday, April 15, 7:30 to 8 a.m., MN Chamber of Commerce Conference Call, DCR Chamber, 1121 Town Centre Drive, Suite 102, Eagan. RSVP for this meeting to rbatulis@dcrchamber.com or call (651) 288-9201 with questions. â&#x20AC;˘ Wednesday, April 20, 8 a.m. to noon, Executive Roundtable Group meeting, DCR Chamber of Commerce, 1121 Town Centre Drive, Suite 102, Eagan. Information: Greg Buck at (612) 708-4221 or gbuck@bfsllc.info. â&#x20AC;˘ Wednesday, April 27, noon to 1:15 p.m., ChamberNet, DCR Chamber, 1121 Town Centre Drive, Suite 102, Eagan. Lead sharing group. Information: Robb Sweetham (Provincial Bank) at (952) 469-9229. â&#x20AC;˘ Thursday, April 28, 8 to 9 a.m., Farmington Coffee Brew HaHa at Dakota Electric Association, 4300 220th St. W., Farmington. â&#x20AC;˘ Friday, April 29, 7:30 to 9 a.m., Business & Industry Forum â&#x20AC;&#x201C; State of the Schools Roundtable, Hilton Garden Inn, 1975 Rahncliff Court, Eagan. Cost: $25. Register by Tuesday, April 26. Information: Michelle Tighe at mtighe@dcrchamber.com. Apple Valley Chamber of Commerce events: â&#x20AC;˘ Thursday, May 19, 6:30 to 10 p.m., 40th anniversary celebration, Dakota County Western Service Center, 14955 Galaxie Ave., Apple Valley. Cost: $75. Information: LeeAnn at leeann@applevalleychamber.com. Burnsville Chamber of Commerce events: â&#x20AC;˘ Thursday, April 21, 4 to 8 p.m., Smoke-free Lodging: Nicollet Inn, 14201 Nicollet Ave. S., Burnsville. Join Nicollet Inn in celebrating

going 100 percent smoke-free. Refreshments and drawings for a free nightâ&#x20AC;&#x2122;s stay. Free. Information: www.mnsmokefreehotels. org. â&#x20AC;˘ Wednesday, April 27, 10 to 10:30 a.m., ribbon cutting, Renewal by Andersen, 14270 Buck Hill Road, Burnsville. Free. Information: Anne at anne@burnsvillechamber.com. â&#x20AC;˘ Tuesday, May 3, noon to 1 p.m., open house, Renewal by Andersen, 14270 Buck Hill Road, Burnsville. Catered lunch. Free to attend. Information: Anne at anne@burnsvillechamber.com. â&#x20AC;˘ Tuesday, May 3, 4 to 7 p.m., South of the River Small Business Expo and Business After Hours, Buck Hill Event Center, 15400 Buck Hill Road, Burnsville. Information: Anne at (952) 898-5642. Lakeville Area Chamber of Commerce events: â&#x20AC;˘ Thursday, April 14, noon, Fall Gala Committee, Brackettâ&#x20AC;&#x2122;s Crossing. â&#x20AC;˘ Friday, April 15, 7:30 a.m., Government Affairs - Minnesota Chamber of Commerce Conference Call, chamber conference room. â&#x20AC;˘ Friday, April 15, 7:50 a.m., Business & Education meeting Teacher Appreciation Breakfast, Oak Hills Elementary. â&#x20AC;˘ Friday, April 15, 8 a.m., Government Affairs Committee meeting, chamber conference room. â&#x20AC;˘ Tuesday, April 19, 7:15 a.m., Chamber Board Executive Committee, chamber conference room. â&#x20AC;˘ Tuesday, April 19, 8 a.m., Chamber Board meeting, chamber conference room. â&#x20AC;˘ Tuesday, April 26, 7:30 to 9 a.m., new member orientation, chamber conference room. â&#x20AC;˘ Wednesday, April 27, 11:30 a.m. to 1 p.m., State of the City, Crystal Lake Golf Club. Speaker: Steve Mielke, city administrator. Reservation deadline: April 25. Cost: $20. â&#x20AC;˘ Thursday, April 28, 4:30 to 6:30 p.m., Networking After Hours at Applebeeâ&#x20AC;&#x2122;s Grill and Bar, 18404 Kenrick Ave. â&#x20AC;˘ Friday, April 29, 7:30 to 8:30 a.m., Business and Education meeting, Lakeville North High School. â&#x20AC;˘ Sunday, May 1, Ironman Bike Ride, Lakeville North High School. â&#x20AC;˘ Tuesday, May 3, 4 to 7 p.m., South of the River Business Expo, Buck Hill Event Center. â&#x20AC;˘ Wednesday, May 4, 7:30 to 8:30 a.m., Networking Morning Brew, Heritage Library. â&#x20AC;˘ Thursday, May 5, 4:30 to 7 p.m., Networking After Hours, Citizens Bank. â&#x20AC;˘ Thursday, May 12, Rotaryâ&#x20AC;&#x2122;s Taste of Lakeville, Lakeville Area Arts Center. â&#x20AC;˘ Tuesday, May 17, Chamber Golf Classic, Willingers Golf Club. Registration: 11 a.m.; shotgun start: 1 p.m. River Heights Chamber of Commerce events: â&#x20AC;˘ Thursday, April 14, 4 p.m., Event Task Force at Mississippi Pub. Information: Nicole Bengtson, (651) 451-2266, ext. 1030, nicole@riverheights.com.

â&#x20AC;˘ Tuesday, April 19, 11:30 a.m. to 12:30 p.m., Inver Grove Business Town Hall meeting, Veteranâ&#x20AC;&#x2122;s Memorial Community Center, Youth Room, 8050 Barbara Ave., Inver Grove Heights. RSVP to Melissa, (651) 450-2513, mrheaume@ci.inver-grove-heights. mn.us. Information: Annie Platek at annie@riverheights.com. â&#x20AC;˘ Tuesday, April 19, 4:45 to 5:45 p.m., Member Ally Group meeting. Information: Annie Platek at annie@riverheights.com. â&#x20AC;˘ Wednesday, April 20, noon to 1:30 p.m., ChamberNet networking group, River Heights Chamber of Commerce office. Information: Carol Swanson at carol@riverheights.com. â&#x20AC;˘ Thursday, April 21, 11:30 a.m. to 1:30 p.m., Small Business Award Luncheon & Trade Show, Southview Country Club, 239 E. Mendota Road, West St. Paul. Keynote speaker: Dr. Glenn Forbes, CEO of Mayo Clinic, â&#x20AC;&#x153;Perspective of Excellence in Business and Community.â&#x20AC;? Cost: $35/ members, $40/nonmembers. Information: Nicole Bengtson, (651) 451-2266, ext. 1030, nicole@riverheights.com. â&#x20AC;˘ Tuesday, April 26, 4 to 5 p.m., Chamber 101 at Fury Motors, 1000 S. Concord St., South St. Paul. Information: Annie Platek at annie@riverheights.com. â&#x20AC;˘ Tuesday, April 26, 5 to 6:30 p.m., Business Card Exchange at Fury Motors, 1000 S. Concord St., South St. Paul. Information: Annie Platek at annie@riverheights. com. â&#x20AC;˘ Wednesday, April 27, 7:30 to 8:30 a.m., South St. Paul Local Issues, Central Square Community Center, 100 Seventh Ave. N., South St. Paul. Information: www. riverheights.com. â&#x20AC;˘ Friday, April 29, 7:30 to 9 a.m., State of Dakota County Schools, Part 3 of the 2011 Business & Industry Series for Dakota County, Hilton Garden Inn, Eagan. Cost: $25. Information: Jennifer Gale, (651) 451-2266, ext. 1031, jennifer@riverheights.com. South Suburban Chapter of the International Association of Administrative Professionals event: â&#x20AC;˘ Tuesday, April 26, 6 p.m., Administrative Professionals Week celebration with guest speaker Robyne Robinson at Old Chicago, 14998 Glazier, Apple Valley. Robinson will present â&#x20AC;&#x153;The Power of Personal Transformation for a Happier & Long-Lasting Career.â&#x20AC;? Cost: $20. Register online at www. southsuburbaniaap.org. Registration fee includes appetizer bar and beverages at 6 p.m. and program at 6:30 p.m. Metro Women in Business networking event: â&#x20AC;˘ Tuesday, April 26, 6:30 p.m., Apple Valley Community Center, 14603 Hayes Road, Apple Valley. Bring business cards, catalogs, samples, or any literature to share. The meeting will begin with dinner and socializing followed by networking. Each member will receive 2-3 minutes to highlight their business. No membership fee. Limited to one person from

each profession or home-based business. Registration: $20. If you bring a friend that has a business, then itâ&#x20AC;&#x2122;s only $15 for you and $15 for your friend. For more information or to register contact Heather Rabanus at (952) 220-0287 or http://www.meetup.com/Twin-Cities-Women-in-Business-Networking-Group/events/17110669/. Register for the following business classes at Inver Hills Community College by calling (651) 450-3578, or visiting Center for Professional Development in room CC287 of the College Center Building at Inver Hills Community College, 2500 E. 80th St., Inver Grove Heights, www. inverhillstraining.org. The courses are targeted to adults age 55 and older who are unemployed or underemployed and donâ&#x20AC;&#x2122;t have a lot of money to invest in an entrepreneurial venture. â&#x20AC;˘ ProWrite â&#x20AC;&#x201C; Professional Writing Certificate Program, 9 a.m. to noon, Friday, April 15. Cost: $20. Register for the following District 196 Community Education business classes at www. district196.org/ce or call (651) 423-7920 for information. â&#x20AC;˘ Monday, April 18, 6:30 to 8:30 p.m., Microsoft Word 2007: Getting Started. Cost: $39. District Service Center, 14445 Diamond Path W., Apple Valley. â&#x20AC;˘ Tuesday, April 19, 6:30 to 9 p.m., Countdown to Retirement. Cost: $19; $6 additional adult. Scott Highlands Middle, 14011 Pilot Knob Road, Apple Valley. â&#x20AC;˘ Wednesday, April 20, 6 to 9 p.m., Bulletproof Your Computer. Cost: $29. Rosemount Middle, 3135 143rd St. W., Rosemount. â&#x20AC;˘ Monday, April 25, 6:30 to 8:30 p.m., Microsoft Word 2007: Document Formatting 1. Cost: $39. District Service Center, 14445 Diamond Path W., Apple Valley. â&#x20AC;˘ Tuesday, April 26. 6:30 to 8:30 p.m., How to Start Your Own Business. Cost: $29. Falcon Ridge Middle, 12900 Johnny Cake Ridge Road, Apple Valley. â&#x20AC;˘ Wednesday, April 27, 6 to 9 p.m., Iâ&#x20AC;&#x2122;m on LinkedIn ... Now What? Cost: $29. Rosemount Middle, 3135 143rd St. W., Rosemount. â&#x20AC;˘ Wednesday, April 17, 7 to 9 p.m., Real Estate Investing: Opportunities for Success. Cost: $19; $6 additional adult. Falcon Ridge Middle, 12900 Johnny Cake Ridge Road, Apple Valley. â&#x20AC;˘ Thursday, April 28, 6:30 to 8:30 p.m., Word 2007 Mail Merge. Cost: $39. District Service Center, 14445 Diamond Path W., Apple Valley. Ongoing Platinum Partners, a chapter of BNI, welcomes one representative from each profession and meets every Wednesday morning from 7:30 to 9 a.m. at the Lakeville Green Mill. To learn more, call Amy at (952) 226-7741. Creative Networking Professionals, an independent business networking group, meets the first and third Tuesday of the month at JoJoâ&#x20AC;&#x2122;s Rise and Wine in Burnsville from 8 to 9 a.m. The group is focused on creating interpersonal relationships to grow business-

to-business referrals. Yearly dues are $65. New members are welcome. Members are limited to one per professional category. For more information, contact Jeff Rothmeyer at JeffR@Roundbank. com or see www.CreativeNetworkingProfessionals.com. Dakota Business Partners meets every Tuesday from 8:159:30 a.m. at AmericInn, 17145 Kenyon Ave. (just off Interstate 35 and County Road 50), Lakeville. For why our group is different and more information visit www.dakotabusinesspartners.com or find us on Facebook. Network Unlimited, a professional networking chapter, meets Tuesdays from 4:30 to 5:45 p.m. at Cherokee Sirloin Room, Cliff Road and Nicols Road, Eagan. To see if your category is open go to www.NetworkUnlimited.org. BNI â&#x20AC;&#x201C; The Valley Networkers chapter of Business Networking Intl. meets Thursdays at 11:30 a.m. at the DCTC Apple Valley Site at 14200 Cedar Ave. BNI is a networking group for business owners who are looking to increase their revenue. Only one person from each profession. Bring your own lunch. For more information, call Paula Sevenich at (952) 8914057 or visit www.bni-mn.com BNI - Networking meets Thursdays at 7:15 a.m. at the Round Bank in Farmington. For more information, contact Ellen at (952) 412-5287 or Lanny at (612) 386-2660. Professional Referral Exchange of Burnsville meets every Wednesday for breakfast at Dennyâ&#x20AC;&#x2122;s Restaurant. Meetings begin at 7 a.m. For more information, contact Jo Baecker, area director, at (612) 618-5347 or visit the website www.prorefx.com. Elite Executives Chapter of Business Networking International meets each Tuesday 7:30-9 a.m. at the Holiday Inn Express, 1950 Rahncliff Court, Eagan. This structured networking group is open to all local business owners but we do limit to one person from each profession. For information, contact Shawn Moudry (952) 4516519. Beta Sigma Phi, Preceptor Alpha Delta Chapter, meets the second Wednesday of every month at 7:30 at a memberâ&#x20AC;&#x2122;s home. For information, call (952) 894-8831. Network Results Chapter of Business Network International, networking for local business owners, only one person from each profession. First two meetings are free. We meet every Wednesday for breakfast, 7-8:30 a.m. at Roasted Pear, 14200 Nicollet Ave. S., Burnsville. Call Jim Culpepper for more information: (612) 655-4339. Networks Plus - Diversified Business Professionals Chapter of Business Network Interna-

tional, a business referral organization. Meetings will be held Thursdays 11:30 a.m. â&#x20AC;&#x201C; 1 p.m. at Savage City Hall, 6000 McColl Drive, Savage, MN. All professionals are invited to attend. Call Crystal (952) 314-8676. Networking coffee group at Caribou Coffee will meet from 9:30-11:30 a.m. at Caribou Coffee, 14638 Cedar Ave., on the second and fourth Mondays of the month. Call (763) 783-4767 to register. Grapevine Network â&#x20AC;&#x153;Common Denominatorâ&#x20AC;? Group meets Tuesdays from 7:30-8:45 a.m. at Coldwell Banker Burnet, 190 Cobblestone Lane, Burnsville. For information, call (952) 746-5611 or visit www.thegrapevinenetwork. com. Grapevine Networking Group meets Wednesdays from 7:30-8:45 a.m. at Coldwell Banker Burnet, 190 Cobblestone Lane, Burnsville. For information, call (952) 746-5611 or visit www. thegrapevinenetwork.com. Kingdom Advisors members meet monthly for fellowship, training, networking, prayer, and sharing of best practices. Ron Blue or other recognized speakers (via DVD) cover a topic each month helping members integrate and apply Biblical financial wisdom into their professional advice. Visitors welcome. The S Metro Group meets at Family Financial Services, 151 W. Burnsville Parkway, Burnsville, from 7:30 to 9 a.m. on the fourth Tuesday of each month. POC is Jeff Robinson at (952) 890-6611. The SE Metro Group meets at 2918 Upper 55th St., Inver Grove Heights, the first Thursday of each month from 12 noon to 1 p.m. (bring your lunch). POC is Ginger Ewing at (651) 389-1177. The S.T.A.R. (South Twin Cities Area Referral) Networking Group meets 8 to 9 a.m. every Wednesday at Bremer Bank, 17600 Cedar Ave, Lakeville. Openings are available. For questions, call Kathy Andrade at (952) 997-1306. SHiFT network events are held Thursdays from 6:30 to 8 p.m. at Inver Hills Community College, 2500 E. 80th St., Inver Grove Heights. SHiFT is a nonprofit network connecting adults in mid-life transition with opportunities to seek meaningful work, new avocations, and a supportive community (www.shiftonline.org). Members: Free. Guests: $5. Sunrise Results BNI Chapter meets from 7:30 to 9 a.m. Thursdays at the DCTC Partners in Education site in Apple Valley, 14200 Cedar Ave. Networking for local business owners, only one person from each profession. For more information call Jake Hines at (952) 292-1151.

!" #$

%&' (%) ****

" #ďż˝ďż˝%&'(%)#&* +, -.

&'/%01&%&)ďż˝ďż˝

+ , +

+ . ďż˝ ďż˝

ďż˝

ďż˝ ďż˝ ďż˝ !" " ďż˝ # ďż˝ ! " ! & "' ( $ďż˝ $ďż˝ $ % # ! $ & ďż˝ ďż˝ %&! ) ) ' & * +ďż˝"' #

# ďż˝ ďż˝ + " ' ( .#.#. .

ďż˝, & , 1 " $ďż˝ + ( %

) # / 0 "ďż˝ $ 2 " 3"" ďż˝

# & (* ďż˝ # ďż˝ $ďż˝ ďż˝ ! " ! & "' (

$ % $ďż˝ # ďż˝ - ( (ďż˝ďż˝+ ) #

# ! $ & ďż˝ ďż˝ ! ! # ' , , + - - - - # ďż˝ ďż˝ + " ' ( ,

+ " " )

0 1 " $ďż˝ + ( 0 "ďż˝ / # /

( / % 1 +

& 4 4 # 3 / #

' ďż˝ # ďż˝ $ďż˝ 4/0 3! 0 !0

! " ďż˝ ! 8 ďż˝ $ďż˝ " 44/ 5 6/ / 7 ! # $ % &

" ) + ďż˝ & "' ( # )

% $ďż˝ 4 $ďż˝ $ % %&!

! # ! ďż˝ ďż˝ $ -

+ . # ' & * +ďż˝"' #

! ! !! - - - &

+ , + &

( %

) ďż˝ 0 "ďż˝ $ / # /

# & ďż˝ # ďż˝ $ďż˝ " + ďż˝ & "' ( $ % $ďż˝ ďż˝ ďż˝2 ďż˝ & ďż˝ ďż˝ %&! # ' & * +ďż˝"' ďż˝ + ) + ! !! , /0 /" 1/2 * D . D D D D %D %D $ďż˝ + 3 $ + - ďż˝" 1 " D/ D D

ďż˝

1922 ! /:

D D D D. D

& '() *(+ ) ),- +

. % / ! 012 021

. % % % # !. 3

& 4 5 (.. " # ďż˝

. !4 2 7 3 $ & ) / 4 %

. . 4 % B

C # .. % 3

8) % ďż˝ !ďż˝ " ! 4 ) :2 % . % 9

& 4 &

. % + 5 (.. 3 # .

# 4 $ % % 1: " # . + # % . $ 3 / ; < .4 7 . ďż˝=

07 3 10 ) 3 = = 4 8) )

5 .4 % . 4 .

. 9 . 3

# % 3 & ! * % ) !. ! % . . ! 0 727

!4 . 3 . ďż˝= 10 . # ďż˝= 103

% . # # %

% 3 + 5 > ? %

% . 4

3 ďż˝ ďż˝ ) ! %

4 . ďż˝ %

ďż˝ ďż˝ ! .. . ? % 1= %

)

! #4 3 / ) 4 54/05/

% 1 3 ) % . % 1 4 / + = 3 8( " % % ! !4 ďż˝ ďż˝ # !. 9 $ ! 4 & @ #

+ 3 + 4 4 3 ;; ! % % ?9/ 1 .

%4 # 3 19 /0 *<* % ! % ..

%&% ďż˝ . % 3 $ďż˝ ďż˝ # ' 8A %

(ďż˝ ! . - 0 (( >

" D D D D !. D D %D !. %D %D D D

1 2 3

D .D

D! D D* DA D D D. ! # 5 D/ D D 4 D D D"

3 8- # % % E . . F . 4 - ! 9 3 8- # . 39 B % . @

! .

. # % 3 C . ! % # % ! % ! .. % 3 B . D % 4

3 , 7 # % 2= 4 .

1= % 4 % . % # 3 $ %4

/ 1 / ! !77 !77 4 ! 77 4

ďż˝ ďż˝

ďż˝ ďż˝ ďż˝ ďż˝ ďż˝ 3 7 = 7 " 0 ;!497

& '() *(+ ) ),- +

B & ! * % 4 ! 4 . % % .

3 C . % % %

! 3 C =0 . ! . . ďż˝ % 3 C # B .

# 0 %

. @ . 4

) * **

3 4 B ! 4 # . .

% .

ďż˝ % ),- + . 4

& '() *(+ )

! # % B ! - 5 ! % . 4. % . / I B ! 3 ! .

% #

4. % / D %D, % D D B !

$ % 4 &

3 3 / '( )' *' . / 0 ((

(+ !ďż˝ '" ! # 5 . 4

# 8-

* A 3 B !4

! 8 )

3 ! 4. 4 ? , #

. ! % ! #

, B ! .4 4 # G # 4 4

8- ! ( .

3 . % , !

3 I1 . 4 # 6 = 3 # 4 #

. 39 5 'ďż˝ $ 8- 5

! # 9 B ! 4

% !

Iďż˝ B ! ďż˝ ďż˝ďż˝ďż˝ 8 - 5

% 4 %3 . 0 % -

$ ! 3

% . 9 B ! ! 7 39 ! 39 % 8

% #

8A 8$ .

" - 3 . A 4 ! .

B ! 3 4 !

3 9 . # 4

. # % 8) %

% .. A 39

! # 39 B !

% 3

4 * % . #

, =

& D 4 # .

4 4 5 4 % 4 % 3

8-5 . % 3 - 4 4 % .

%3 " ! # 9

. B ! 3 B ! C .

4 4 . 4

. 5 # 4 ! . .. . 4

( . #

%3 % , ! A 8-

. I0

3 $ " !+" A % ! % ! . %

. % / I 0 9 B ! 4 0 % - . . #

5 I 1 %

3 8 - B ! - % - # #

%3 3

4 3 ..

. 39

% / ) . #

. # #

# % B ! 3 B ! .

! 8) . . #

3 4

! # 8 #

! #4 # 9 B !

. !

) %3

3 8- 3

8 % 9 B ! %

. # 39

! . %4 3 - 5 ? %

# %

. B !

% ? @ 9 3 -5 ! !

G ! %

G ! ! #4 8 % 39 B ! 3

! . . G / & 3 03 ! # $ #

3 !

% %

ďż˝ 8

A % ..

@ /

4 4. % 9 # H B !

3 8 9 4 # 3

B ! . C

3 8) % 4 3

3 % # 39 #

B ! 8- 5

3 3 - 5

? % 3 +ďż˝ ďż˝ ďż˝

ďż˝ ( B . . .

- ! , ďż˝ ! ! ďż˝ (!$ďż˝ ďż˝

# 4 ! # 9 !

ďż˝

10A

April 14, 2011 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

! " #

$ %& ''(() * ' +,-.+

Smith from Page 4A

river cities. The event was arranged and sponsored by the African American Leadership Forum and the University of Minnesotaâ&#x20AC;&#x2122;s College Readiness Consortium. Edmondson summed up the effort this way: â&#x20AC;&#x153;We have talked with over 50 cities across the country about this work. In every case, we have seen that it takes a core group of committed leaders from across sectors to step up and commit to working together over the long

term, so we stop looking for the silver bullet and begin building on what works in their community to support every child from cradle to career.â&#x20AC;? And Zimpher argued that â&#x20AC;&#x153;the Twin Cities is in need of the kind of collaborative, systematic reform the Strive model offers, to ensure that todayâ&#x20AC;&#x2122;s youth get the foundation they need to be successful.â&#x20AC;? Cincinnati might not be the only model for our region and our state to develop a strategy for increasing higher education

attainment and closing the racial and income gaps in achievement. But this allencompassing formula, and the emphasis on efforts that enlist everyone in the community, show great promise for achieving the big gains that weâ&#x20AC;&#x2122;ll need for a broader prosperity. Dane Smith is the president of Growth & Justice, a nonpartisan advocate for fair taxation and smart public investment. He can be reached at dane@growthandjustice.org. Columns reflect the opinion of the author.

Dakota County Business Contacts Apple Valley Chamber of Commerce Address: 14800 Galaxie Avenue, Suite 101, Apple Valley, MN 55124 Phone: (952) 432-8422 or 1-800-301-9435 Website: www.applevalleychamber.com E-mail: info@applevalleychamber.com

Burnsville Chamber of Commerce Address: 101 W. Burnsville Parkway, No. 150, Burnsville, MN 55337 Phone: (952) 435-6000 Fax: (952) 435-6972 Website: www.burnsvillechamber.com E-mail: chamber@burnsvillechamber.com

Burnsville Convention & Visitors Bureau Address: 12600 Nicollet Ave., Suite 100, Burnsville, MN 55337 Phone: (952) 895-4690 Fax: (952) 487-1777 Website: www.burnsvillemn.com

Lakeville Area Chamber of Commerce and Convention and Visitors Bureau Address: 19950 Dodd Blvd., Suite 101, Lakeville, MN 55044 Phone: (952) 469-2020 Website: www.lakevillechamber.org E-mail: info@lakevillechamber.org

Dakota County Regional Chamber of Commerce Address: 1121 Town Centre Drive, No. 102, Eagan, MN, 55123 Phone: (651) 452-9872 Fax: (651) 452-8978 Website: www.dcrchamber.com E-mail: info@dcrchamber.com

Eagan Convention and Visitors Bureau Address: 1501 Central Parkway, Eagan, MN 55121 Phone: (651) 675-5546 or 1-866-324-2620 Website: http://eaganmn.com E-mail: enjoyeagan@eaganmn.com

Downtown Lakeville Business Association Address: 8790 207th St. W., Suite 204, P.O. Box 371, Lakeville, MN 55044 E-mail: dlba@frontiernet.net Office Hours: Mondays and Wednesdays 9 a.m. to 2 p.m. Judy Tschumper is the director of the Downtown Lakeville Business Association.

Hastings Area Chamber of Commerce & Tourism Bureau Address: 111 Third St. E., Hastings, MN 55033 Phone: (651) 437-6775 or 1-888-612-6122 Fax: (651) 437-2697 Website: www.hastingsmn.org E-mail: info@hastingsmn.org

River Heights Chamber of Commerce Address: 5782 Blackshire Path, Inver Grove Heights, MN 55076 Phone: (651) 451-2266 Fax: (651) 451-0846 Website: www.riverheights.com E-mail: info@riverheights.com

Positively Minnesota Marketing Partnership Minnesota Department of Employment & Economic Development Address: 1st National Bank Building, 332 Minnesota St., Suite E200, St. Paul, MN 55101 Phone: (651) 259-7298 Fax: (651) 215-3841 E-mail: Positively.Minnesota@state.mn.us

Dakota Future Role: Provide site location assistance for firms considering Dakota County locations and serves as a general gateway for economic development services within Dakota County. Address: P.O. Box 240874, Apple Valley MN 55124-0874 E-mail: bill@dakotafuture.com Phone: (651)491-2551 Website: www.dakotafuture.com

Minnesota Workforce Centers in Burnsville and West St. Paul Role: Assist in the hiring and training of new employees, general gateway into Minnesota Department of Employment and Economic Development and other state agencies Phone: 612-821-4411 E-mail: terrell.towers@state.mn.us

South Metro SCORE Role: Counselors to Americaâ&#x20AC;&#x2122;s small businesses, free, confidential, face-to-face assistance from successful business mentors. Phone: (952) 890-7020 E-mail: southmetroscore@qwestoffice.com Website: www.score-southmetro.org

City Governments Role: Provide guidance through any real estate development process; may provide financial incentives through tax increment financing, local loan funds or state or federal business finance programs. Apple Valley, Bruce Nordquist Phone: (952) 953-2576 E-mail: bnordquist@ci.apple-valley.mn.us Website: www.ci.apple-valley.mn.us Burnsville, Skip Nienhaus Phone: (952) 895-4454 E-mail: skip.nienhaus@ci.burnsville.mn.us Website: www.burnsville.org Eagan, Jon Hohenstein Phone: (651) 675-5660 E-mail: jhohenstein@cityofeagan.com Website: www.ci.eagan.mn.us Farmington, Tina Hansmeier Phone: (651) 280-6821 E-mail: thansmeier@ci.farmington.mn.us Website: www.ci.farmington.mn.us Hastings, Shannon Rausch Phone: (651) 480-2344 E-mail: SRausch@ci.hastings.mn.us Website: www.ci.hastings.mn.us Inver Grove Heights, Jennifer Gale Phone: 651-451-2266 E-mail: Kevin@progressplus.org Website: www.ci.inver-grove-heights.mn.us Mendota Heights, Jim Danielson Phone: 651-452-1850 E-mail: jimd@mendota-heights.com Website: www.mendota-heights.com Lakeville, Dave Olson Phone: 952-985-4421 E-mail: dolson@ci.lakeville.mn.us Website: www.ci.lakeville.mn.us Rosemount, Kim Lindquist Phone: 651-322-2020 E-mail: Kim.lindquist@ci.rosemount.mn.us Website: www.ci.rosemount.mn.us South St. Paul, Jennifer Gale Phone: 651-451-2266 E-mail: kevin@progressplus.org www.southstpaul.org West St. Paul, Jim Hartshorn Phone: 651-552-4140 E-mail: Jim.hartshorn@ci.west-saint-paul.mn.us Website: www.ci.west-saint-paul.mn.us *Inver Grove Heights and South St. Paul use Progress Plus, an affiliate of the River Heights Chamber of Commerce, for their cityâ&#x20AC;&#x2122;s economic development services.

��

PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE

PUBLIC HEARING NOTICE CITY OF LAKEVILLE REQUEST: Vacation of public drainage and utility easements. APPLICANT: Stonehenge USA LOCATION AND LEGAL DESCRIPTION: The easements to be vacated are on property located at 17615 Kenrick Avenue in the City of Lakeville, Dakota County, Minnesota, and are legally described as follows: The 5.00 foot wide drainage and utility easements, originally dedicated on ARGONNE PARK, according to the recorded plat thereof, Dakota County, Minnesota, and now to be vacated which adjoin the line common to Lots 5 and 6, Block 1, said plat: EXCEPT the southeasterly 10.00 feet thereof; ALSO EXCEPT that portion lying within the northwesterly 10.00 feet of said Lot 6. WHEN: Thursday, May 5, 2011 at 6:00 p.m. or as soon thereafter as the parties may be heard. WHERE: P l a n n i n g C o m m i s s i o n Meeting at the City Hall Council Chambers, 20195 Holyoke Avenue, Lakeville, Minnesota. QUESTIONS: Call Associate Planner Frank Dempsey at (952) 985-4423 or e-mail comments or questions to fdempsey@ci.lakeville.mn.us DATED this 12th day of April 2011 CITY OF LAKEVILLE Charlene Friedges, City Clerk 2571475 4/14/11

NOTICE OF SALE OF GOODS IN STORAGE TO SATISFY WAREHOUSE’S LIEN Notice is hereby given to persons, herein after named and others interested that on 5/5/11 at 10 o’clock in the AM of sale day, the goods hereafter described will be sold by auction to the highest bidder for cash at: Lake Marion Mini Storage 22595 Pillsbury Avenue Lakeville, MN 55044 Sale will be held in accordance with terms of a notice previously given the persons herein-after named and others interested, and in accordance with the lien herewith and such other charges as are valid lien against said goods, and for expenses of advertising said sale. The name of the owners or persons whose account said goods are held in storage and a description of the goods is as follows: Household/Tile Tools William Buttedal $390.00 Household Goods Daniel Burk $440.00 Household Goods Jerry Cassens $945.00 Household Goods Jeffrey Fecke $570.00

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: Pain Free Posture MN 2. State the address of the principal place of business: 17463 Grove Avenue, Lakeville, MN 55044 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Deborah A Preachuk, 17463 Grove Avenue, Lakeville, MN 55044 Pilates Integration M.B.S., 17463 Grove Avenue, Lakeville, MN 55044 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 11/04/2010 Deborah A. Preachuk 2570263 4/14-4/21/11P

PUBLIC NOTICE

ORDER FOR HEARING AND NOTICE (CHILD IN NEED OF PROTECTION OR SERVICES PETITION PROCEEDINGS) STATE OF MINNESOTA COUNTY OF DAKOTA COUNTY COURT JUVENILE DIVISION File No. HA-JV-11-610 In the Matter of the Welfare of T. P., Child. TO: Lee Payton Social Worker, Rochelle Thompson, having filed in this Court, a petition alleging among other things that the above named child is, in need of protection or services, in this, viz: within the meaning of Minnesota Statutes, Section 260C.007: Subd. 6(8), in that the child is without proper parental care because of the emotional, mental, or physical disability, or state of immaturity of the child’s parent, guardian or other custodian. Subd. 6(9), in that the child is one whose behavior, condition, or environment is such as to be injurious or dangerous to the child or others, including, but not limited to, the exposure of a child to criminal activity in the child’s home. IT IS ORDERED that said petition be heard and the facts concerning such child be examined by the Court in the C o u n t y C o u r t R o o m , i n t h e C o u rt House, in Hastings, Minnesota, on May 25, 2011 at 9:30 am, or as soon thereafter as said matter can be heard; IT IS FURTHERED ORDERED that notice hereof be given to the following named persons by one week publication in a legal newspaper as provided by law, viz: Lee Payton Dated: April 11, 2011 RICHARD G. SPICER Judge 2571989 4/14/11

Household Goods Linette Arndt $180.00

2571070

Household Goods Luther Morgan $255.00 4/14-4/28/11

PUBLIC NOTICE

ORDER TO SHOW CAUSE STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT COURT FILE NO. 19HA-CV-11-1378 In the Matter of the Petition of: PNC Bank, National Association, in Relation to Certificate of Title No. 129483 issued for land in the County of Dakota and State of Minnesota legally described as follows: Lot Seventeen (17) in Block Seven (7) of South Grove No. 8, according to the recorded plat thereof. TO: TOM LEE; TED RICHMANN LEE; MAI XIONG and to parties, if any, in possession of said premises adverse to the Petitioner. Upon receiving and filing the Report of the Examiner of Titles in the above entitled matter, IT IS HEREBY ORDERED, that you and all persons interested, appear before this Court on the 8th day of June, 2011, at 9:00 a.m. in the Dakota County Government Center, Hastings, Minnesota, and then, or as soon thereafter as said matter can be heard, show cause, if any there be, why this Court should not enter an Order as follows: That the Registrar of Titles, upon the filing with him of a certified copy of this Order, cancel Certificate of Title No. 129483 and enter a new Certificate of Title for the land therein described in favor of PNC Bank, National Association, subject to the memorials of Document Nos. 21458 and 162515 but free from all other memorials now appearing on the present Certificate of Title, the last of which is Document No. 665306, and free also from the Memorial of this Order. IT IS FURTHER ORDERED, that this Order be served: a) at least 10 days prior to such hearing upon the above named parties residing in this State in the manner provided by law for the service of Summons in a civil action; b) it shall be served at least 14 days prior to such hearing upon any of the above named nonresidents by sending a copy of this Order to such nonresident at his post office address, by registered or certified mail, return receipt; c) it shall be served upon any party who cannot be found by two weeks published notice and by sending a copy of this Order at least 14 days prior to the hearing by first class mail to such party at this last known address and by sending another copy of this Order at least 14 days prior to the hearing by first class mail to his address as stated on the Certificate of Title if an address is so stated. DATED: 3-25-2011 BY THE COURT: Edward Lynch Judge of District Court APPROVED: JAMES P. O’CONNELL EXAMINER OF TITLES BY: /s/ JAMES P. O’CONNELL Attorney for Petitioner: Adam Soczynski Usset, Weingarden & Liebo, PLLP 4500 Park Glen Road #300 Minneapolis, MN 55416 Attendance is not required at said hearing except to object to the entry of the above described Order. 2570842 4/14-4/21/11

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: La Belle Vie Cleaning 2. State the address of the principal place of business: 17680 Icon Trail, Lakeville, Mn 55044 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Elizabeth J. Mulholland, 17680 Icon Trail, Lakeville, Mn 55044 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: January 15, 2011 Elizabeth J. Mulholland Owner 2569386 4/14-4/21/11P

PUBLIC NOTICE

ORDER TO SHOW CAUSE STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT COURT FILE NO. 19HA-CV-11-1383 In the Matter of the Petition of: CitiMortgage, Inc., a New York corporation, in Relation to Certificate of Title No. 127213 issued for land in the County of Dakota and State of Minnesota legally described as follows: Lot Five (5), Block Five (5) in BLUEBILL BAY ESTATES, according to the recorded plat thereof. TO: STANLEY SMITH; AUDREY SMITH; MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AND LENDER, AMERICAN INVESTORS BANK AND MORTGAGE; and to parties, if any, in possession of said premises adverse to the Petitioner. Upon receiving and filing the Report of the Examiner of Titles in the above entitled matter, IT IS HEREBY ORDERED, that you and all persons interested, appear before this Court on the 8th day of June, 2011, at 9:00 a.m. in the Dakota County Government Center, Hastings, Minnesota, and then, or as soon thereafter as said matter can be heard, show cause, if any there be, why this Court should not enter an Order as follows: That the Registrar of Titles, upon the filing with him of a certified copy of this Order, cancel Certificate of Title No. 127213 and enter a new Certificate of Title for the land therein described in favor of CitiMortgage, Inc., a New York corporation, subject to the memorials of Document Nos. 185942 and 186412 but free from all other memorials now appearing on the present Certificate of Title, the last of which is Document No. 673366, and free also from the Memorial of this Order. IT IS FURTHER ORDERED, that this Order be served: a) at least 10 days prior to such hearing upon the above named parties residing in this State in the manner provided by law for the service of Summons in a civil action; b) it shall be served at least 14 days prior to such hearing upon any of the above named nonresidents by sending a copy of this Order to such nonresident at his post office address, by registered or certified mail, return receipt; c) it shall be served upon any party who cannot be found by two weeks published notice and by sending a copy of this Order at least 14 days prior to the hearing by first class mail to such party at this last known address and by sending another copy of this Order at least 14 days prior to the hearing by first class mail to his address as stated on the Certificate of Title if an address is so stated. DATED: 3-25-2011 BY THE COURT: Edward Lynch Judge of District Court APPROVED: JAMES P. O’CONNELL EXAMINER OF TITLES BY: /s/ JAMES P. O’CONNELL Attorney for Petitioner: Adam Soczynski Usset, Weingarden & Liebo, PLLP 4500 Park Glen Road #300 Minneapolis, MN 55416 Attendance is not required at said hearing except to object to the entry of the above described Order. 2568257 4/14-4/21/11

SuperLock Self Storage You are hereby notified that SuperLock Self Storage, 14541 Glenda Drive, Apple Valley, MN 55124 will conduct a sale on site on Wednesday May 4, 2011 at 10:00 AM. Unit# Tenant 1516 Judith Schirmers Description of Items Safe, microwave, leather love seat, leather sofa, box spring & mattress, 4 kitchen chairs, dresser, misc household goods and clothes. The contents will be sold for cash at auction to the highest bidder. 2562811 4/7-4/14/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:July 8, 2003 MORTGAGOR: Thomas E. Wentworth, a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Registered December 5, 2003, Dakota County Registrar of Titles, Document No. 0523502, Certificate of Title No. 130143. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc., Dated: March 30, 2011. Said Mortgage being Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100137510000083594 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Lakeland Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 8495 137th Street West, Apple Valley, MN 55124 T A X P A R C E L I . D . # : 01-56775-330-02 LEGAL DESCRIPTION OF PROPERTY: Lot 33, Block 2, in Palomino Woods COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$214,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$212,369.62 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 27, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 28, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 5, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-5456 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2571321 4/14-5/19/11

Order for Hearing (Minn. Stat. § 518B.01, subd. 5, 7, 11) State of Minnesota County DAKOTA District Court FIRST Judicial District Court File Number: 19HA-FA-11-149 Case Type: Domestic Abuse In the Matter of: Lizabeth Jakki Norton, Petitioner vs. Jeremy Paul Fredline, Respondent To the Petitioner/Respondent named above: Jeremy Paul Fredline It is ordered that a hearing will be held at: Dakota County District Court, 1560 W. Hwy 55, Hastings, MN 55033 on APRIL 29, 2011 at 9:00 AM. If Petitioner fails to appear at the hearing, the case may be dismissed. If Respondent fails to appear at the hearing, the court may grant whatever the Petitioner has requested. The Ex Parte / Order For Protection remains in full force and effect until the date of the hearing unless extended or modified by the Court at the hearing. Date: 4/6/11 David Knutson Judge of District Court 2568029 4/14/11

PUBLIC NOTICE

SUMMONS With Real Estate State of Minnesota County Dakota District Court First Judicial District Court File Number: 19AV-FA-1053 Case Type: Dissolution without Children In Re the Marriage of: Arlene Marie Francis-Hilson, Petitioner and ODell Hilson, Respondent THE STATE OF MINNESOTA TO THE ABOVE-NAMED RESPONDENT: WARNING: YOUR SPOUSE (HUSBAND OR WIFE) HAS FILED A LAWSUIT AGAINST YOU FOR DISSOLUTION OF YOUR MARRIAGE. A COPY OF THE PAPERWORK REGARDING THE LAWSUIT IS SERVED ON YOU WITH THIS SUMMONS. THIS SUMMONS IS AN OFFICIAL DOCUMENT FROM THE COURT THAT AFFECTS YOUR RIGHTS. READ THIS SUMMONS CAREFULLY. IF YOU DO NOT UNDERSTAND IT, CONTACT AN ATTORNEY FOR LEGAL ADVICE. 1. The Petitioner (your spouse) has filed a lawsuit against you asking for dissolution of your marriage (divorce). A copy of the Petition for Dissolution of Marriage is attached to this Summons. 2. You must serve upon Petitioner and file with the court a written Answer to the Petition for Dissolution of Marriage, and you must pay the required filing fee. Answer forms are available from the court administrator’s office. You must serve your Answer upon Petitioner within thirty (30) days of the date you were served with this Summons, not counting the day of service. If you do not serve and file your Answer, the court may give your spouse everything he or she is asking for in the Petition for Dissolution of Marriage. 3. This proceeding involves, affects, or brings into question the real property located at the following address 1754 Flamingo Dr. in Dakota County, State of Minnesota, with the following legal description: Lot 3 Block 11 Townview first addition 1754 Flamingo Dr. NOTICE OF TEMPORARY RESTRAINING PROVISIONS Under Minnesota law, service of this summons makes the following requirements apply to both parties to the action, unless they are modified by the court or the proceeding is dismissed: (1) Neither party may dispose of any assets except (a) for the necessities of life or for the necessary generation of income or preservation of assets, (b) by an agreement of the parties in writing, or (c) for retaining counsel to carry on or to contest this proceeding. (2) Neither party may harass the other party. (3) All currently available insurance coverage must be maintained and continued without change in coverage or beneficiary designation. (4) Parties to a marriage dissolution proceeding are encouraged to attempt alternative dispute resolution pursuant to Minnesota Law. Alternative dispute resolution includes mediation, arbitration and other processes as set forth in the district court rules. You may contact the court administrator about resources in your area. If you cannot pay for mediation or alternative dispute resolution, in some counties, assistance may be available to you through a nonprofit provider or a court program. If you are a victim of domestic abuse or threats as defined in Minnesota Statutes, Chapter 518B, you are not required to try mediation and you will not be penalized by the court in later proceedings. IF YOU VIOLATE ANY OF THESE PROVISIONS, YOU WILL BE SUBJECT TO SANCTIONS BY THE COURT. Dated: 3/28/11 2562447 4/7-4/21/11P

This notice is hereby given that on 5-4-11 at 1:00pm at Castle Rock Storage 4550 280th Street City of Castle Rock county of Dakota, State of Minn e s o t a , 5 5 0 1 0 , a p u b l i c / S h e r i f fs on-site public sale will be conducted. Personal property sold for CASH to highest bidder, to pay and satisfy leins. Lisa Litman #200 - Pull Camper Micheal Harder #201 - Old Camper Dan Brenna #119 - Old 23ft Bayliner 2571956 4/14-4/28/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:April 25, 2003 MORTGAGOR: Kelley Stish, a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Registered June 9, 2003, Dakota County Registrar of Titles, Document No. 502257, Certificate of Title No. 128193. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc., Dated: March 30, 2011. Said Mortgage being Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100137510000082554 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Lakeland Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 12651 Driftwood Lane, Apple Valley, MN 55124 TAX PARCEL I.D. #: 013415011003 LEGAL DESCRIPTION OF PROPERTY: Lot Eleven (11), Block Three (3) in Huntington COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$246,400.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$231,901.17 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 26, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 28, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 5, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4720 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2571284 4/14-5/19/11

��

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: Magical Casual 2. State the address of the principal place of business: 3612 72nd Street East, Inver Grove Heights, MN 55076 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Brian Simon Silverain, 3612 72nd Street East, Inver Grove Heights, MN 55076 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 3/24/2011 Brian Simon Silverain 2561182 4/7-4/14/11P

PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: St. James Lutheran Early Education Center 2. State the address of the principal place of business: 3650 Williams Drive, Burnsville, MN 55337 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. St. James Child Care Center, Inc., 3650 Williams Drive, Burnsville, MN 55337 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: March 7, 2011 The Rev. Walt Lichtenberger, S.T.M.Pastor,Chairman 2561743 4/7-4/14/11P

PUBLIC NOTICE PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: McDawn Enterprises 2. State the address of the principal place of business: 19330 Ellington Trail, Farmington, MN 55024 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Michael James McCracken, 19330 Ellington Trail, Farmington, MN 55024 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 3/19/11 Michael James McCracken 2561389 4/7-4/14/11P

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: Burrito Bag 2. State the address of the principal place of business: 493 Chapel Ct., Eagan, MN 55121 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Paul Owen Frederickson Jr., 493 Chapel Ct., Eagan, MN 55121 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 03/21/2011 Paul O. Frederickson Jr. Owner 2566702 4/14-4/21/11P

PUBLIC NOTICE PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: Custom Redesign 2. State the address of the principal place of business: 3757 Blackhawk PT, Eagan, MN 55122 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Debra Bjurquist Aune, 3757 Blackhawk PT, Eagan, MN 55122 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 02/10/11 Debra B. Aune, Sole Proprietor 2566720 4/14-4/21/11P

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: raKc 2. State the address of the principal place of business: 81 Walden Street, Burnsville, MN 55337 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Shawn McKitrick, 81 Walden Street, Burnsville, MN 55337 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 03/15/2011 Shawn McKitrick Owner 2571968 4/14-4/21/11P

NOTICE AND ORDER OF HEARING ON PETITION FOR PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-11-201 Estate of THERESA H. DULLINGER, Decedent. It is Ordered and Notice is given that on May 2, 2011, at 9:00 a.m., a hearing will be held in this Court at Dakota County Government Center, 1560 Highway 55, Hastings, Minnesota, for the formal probate of an instrument purporting to be the will of the Decedent, dated February 21, 2003, and for the appointment of Wayne Dullinger, whose address is 4061 99th Avenue Northeast, Circle Pines, MN 55014, as personal representative of the Estate of the Decedent in an UNSUPERVISED administration. Any objections to the petition must be filed with the Court prior to or at the hearing. If proper and if no objections are filed, the personal representative will be appointed with full power to administer the Estate including the power to collect all assets, to pay all legal debts, claims, taxes and expenses, to sell real and personal property, and to do all necessary acts for the Estate. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Date: 4/5/11 Shawn Moynihan Judge (COURT SEAL) Attorney for Personal Representative Sally K. Mortenson Attorney at Law 2500 West County Road 42, Suite 160 Burnsville, Minnesota 55337 Attorney License No.: 75632 Telephone: 952-431-2222 Fax: 952-224-0901 2568954 4/14-4/21/11

PUBLIC NOTICE

STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Case File No. 19HA-CV-11-1659 THIS SUMMONS IS DIRECTED TO Stephanie Watkins. Shelia Hess, Sandi Raines, and Shirley Taylor v. Stephanie Watkins. Action to Quiet Title. 1. YOU ARE BEING SUED. The Plaintiff has started a lawsuit against you. You must respond to this lawsuit even though it may not yet be filed with the Court and there may be no court file number on this Summons. 2. YOU MUST REPLY WITHIN 20 DAYS TO PROTECT YOUR RIGHTS. You must give or mail to the person who signed this summons a written response called an Answer within 20 days of the date on which you received this Summons. You must send a copy of your Answer to the person who signed this Summons located at: 10740 Lyndale Ave., S., 17W, Bloomington, MN 55420. 3. YOU MUST RESPOND TO EACH CLAIM. The Answer is your written response to the Plaintiff's Complaint. In your Answer you must state whether you agree or disagree with each paragraph of the Complaint. 4. YOU WILL LOSE YOUR CASE IF YOU DO NOT SEND A WRITTEN RESPONSE TO THE COMPLAINT TO THE PERSON WHO SIGNED T H I S S U M M O N S. I f y o u d o n o t answer within 20 days, you will lose this case. You will not get to tell your side of the story, and the Court may decide against you and award the Plaintiff everything asked for in the Complaint. If you do not want to contest the claims stated in the Complaint, you do not need to respond. A default judgment can then be entered against you for the relief requested in the Complaint. 5. LEGAL ASSISTANCE. You may wish to get legal help from a lawyer. If you do not have a lawyer, the Court Administrator may have information about places where you can get legal assistance. Even if you cannot get legal help, you must still provide a written Answer to protect your rights or you may lose the case. 6. ALTERNATIVE DISPUTE RESOLUTION . The parties may agree to or be ordered to participate in an alternative dispute resolution process under Rule 114 of the Minnesota General Rules of Practice. You must still send your written response to the Complaint even if you expect to use alternative means of resolving this dispute. 7. THIS LAWSUIT MAY AFFECT OR BRING INTO QUESTION TITLE T O R E A L P R O P E R T Y located in Dakota County, State of Minnesota, legally described as follows: Residential Unit No. 402 and Garage Unit No. 41 in Condominium No. 36, Garret Square Condominium Homes, Dakota County, Minnesota. The object of this action is to Quiet Title. The object of this action is to Quiet Title. Kluzak Law Office, Dated March 22, 2011, 10740 Lyndale Ave., S., 17W, Bloomington, MN 55420. (952) 881-3322 2563050 4/14-4/28/11P

SUMMONS AND NOTICE OF NO PERSONAL CLAIM STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Case Type: Other Civil File No. 19HA-CV-10-7510 ------------------------------CitiMortgage, Inc., Plaintiff vs. Christine Peterson, AnchorBank fsb, John Doe and Mary Roe, Defendants. -------------------------------THE STATE OF MINNESOTA TO THE ABOVE-NAMED DEFENDANTS: YOU ARE HEREBY SUMMONED AND REQUIRED to serve on Plaintiff's attorney an Answer to the Complaint which is herewith served upon you, within twenty (20) days after service of this Summons upon you, exclusive of the day of service. If you fail to do so, judgment by default will be taken against you for the relief demanded in the Complaint. NOTICE OF NO PERSONAL CLAIM The general object of this action is to have the Court declare the Sheriff's Sale of September 24, 2009 for the property located at 2801 125th Street East, Burnsville, Minnesota 55337 and legally described as follows: Lot 6, Block 2, Country Wood Estates, null and void and to revive the first mortgage thereon in favor of Plaintiff. No personal claim is made against any Defendant in this action. If any Defendant on whom this notice is served unreasonably defends this action, that Defendant shall pay full costs to the Plaintiff pursuant to Minn. Stat. §557.03. Minnesota General Rules of Practice set forth alternative dispute resolution processes. These processes are defined and discussed in Rule 114 and may be available as a method of resolving this litigation. Dated: March 25, 2011 USSET, WEINGARDEN & LIEBO P.L.L.P. By: ______________________________ Kevin T. Dobie, #0388322 Attorney for Plaintiff 4500 Park Glen Road, Suite 300 St. Louis Park, MN 55416 (952) 925-6888 2552440 3/31-4/14/11

PUBLIC NOTICE

NOTICE OF ASSOCIATION LIEN FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that default has occurred in the terms and conditions of the Declaration for Ridgeview Condominium Homes ("Declaration") as recorded in the office of the County Recorder in and for Dakota County, Minnesota, which said Declaration covers the following described property situated in the County of Dakota and State of Minnesota, to-wit: Apartment Number 202, 12964 Nicollet Avenue South, Condominium Ownership No. 15, Ridgeview Condominium Homes P R O P E R T Y A D D R E S S : 12964 Nicollet Avenue South Unit 202, Burnsville MN 55337 THAT, pursuant to said Declaration, there is claimed to be due and owing as of the date of this Notice by Wayne A. Vik and Teresa E. Vik, and Sven E. Vik and Ingrid L. Vik, as Unit owners, to Ridgeview Homeowners Association, the principal amount of Nine Thousand One Hundred Eighty Seven and 00/100 ($9,187.00) for condominium assessments; and that any action being now pending at law or otherwise to recover said debt or any part thereof has been discontinued, or that an execution upon any judgment rendered therein has been returned unsatisfied, in whole or in part, and; THAT, pursuant to said Declaration, and the statute in such case made and provided, said debt creates a lien upon said premises in favor of Ridgeview Homeowners Association, as evidenced by that Notice of Lien dated September 23, 2010, and recorded February 8, 2011, as Document No. 2785205 in the Dakota County Recorder's Office. THAT, notice is hereby given that by virtue of the power of sale created by statute, said lien will be foreclosed by the sale of said premises with the hereditiments and appurtenances thereto, which said sale will be made by the Sheriff of Dakota County, at public auction to the highest bidder, for cash, to pay the amount then due for said condominium assessments, together with the costs of foreclosure, including attorney's fees as allowed by law, as follows: DATE AND TIME OF SALE: April 20, 2011, at 10:00 A.M. PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Hastings, MN. The time allowed by law for redemption by the Unit owner, their personal representatives or assigns, is six (6) months from the date of said sale. If no redemption occurs, the property must be vacated by 11:59 PM on October 20, 2011. Dated: February 15, 2011 By /s/ David J. Raymond, #221818 Attorney for Ridgeview Homeowners Association 5838 Blackshire Path Inver Grove Heights, MN 55076 651-455-3100 File # 144179 THIS COMMUNICATION IS FROM A DEBT COLLECTOR 2527164 3/10-4/14/11

NOTICE OF AND ORDER FOR HEARING ON PETITION FOR FORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-11-205 In Re: Estate of Robert Lee Mann, Decedent. It is Ordered and Notice is given that on May 16, 2011 at 9:00 am, a hearing will be held in this Court at the Dakota County Judicial Center, 1560 Highway 55, Hastings, Minnesota, on a petition for the formal probate of an instrument purporting to be the decedent’s Will dated December 29, 2004, and for the appointment of Glen Edward Upchurch, whose address is 1435 9th Avenue S, South St. Paul, Minnesota 55075 as personal representative of the decedent’s estate in a supervised administration. Any objections to the petition must be raised at the hearing or filed with the Court prior to the hearing. If the petition is proper and no objections are filed or raised, the personal representative will be appointed with the full power to administer the decedent’s estate, including the power to collect all assets; pay all legal debts, claims, taxes, and expenses; sell real and personal property; and do all necessary acts for the decedent’s estate. Notice is further given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred. Dated: 4/6/11 BY THE COURT David Knutson Judge of District Court Sapientia Law Group Matthew J. McClenahan MN# 344837 12 South 6th Street, Suite 1242 Minneapolis, MN 55402 Telephone: (612) 756-7100 Facsimile: (612) 756-7101 e-mail: mattm@sapientialaw.com 2566313 4/14-4/21/11P

PUBLIC NOTICE

NOTICE OF ASSOCIATION LIEN FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that default has occurred in the terms and conditions of the Declaration for Ridgeview Condominium Homes ("Declaration") as recorded in the office of the County Recorder in and for Dakota County, Minnesota, which said Declaration covers the following described property situated in the County of Dakota and State of Minnesota, to-wit: Apartment Number 102, 12840 Nicollet Avenue South, Condominium Ownership No. 15, Ridgeview Condominium Homes P R O P E R T Y A D D R E S S : 12840 Nicollet Avenue South Unit 102, Burnsville MN 55337 THAT, pursuant to said Declaration, there is claimed to be due and owing as of the date of this Notice by Ryan M. Buesgens, as Unit owner, to Ridgeview Homeowners Association, the principal amount of Three Thousand Sixty One and 00/100 ($3,061.00) for condominium assessments; and that any action being now pending at law or otherwise to recover said debt or any part thereof has been discontinued, or that an execution upon any judgment rendered therein has been returned unsatisfied, in whole or in part, and; THAT, pursuant to said Declaration, and the statute in such case made and provided, said debt creates a lien upon said premises in favor of Ridgeview Homeowners Association, as evidenced by that Notice of Lien dated September 13, 2010, and recorded February 8, 2011, as Document No. 2785201 i n t h e D a k o t a C o u n t y Recorder's Office. THAT, notice is hereby given that by virtue of the power of sale created by statute, said lien will be foreclosed by the sale of said premises with the hereditiments and appurtenances thereto, which said sale will be made by the Sheriff of Dakota County, at public auction to the highest bidder, for cash, to pay the amount then due for said condominium assessments, together with the costs of foreclosure, including attorney's fees as allowed by law, as follows: DATE AND TIME OF SALE: May 11, 2011, at 10:00 A.M. PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Hastings, MN. The time allowed by law for redemption by the Unit owner, their personal representatives or assigns, is six (6) months from the date of said sale. If no redemption occurs, the property must be vacated by 11:59 PM on November 11, 2011. Dated: March 9, 2011 By /s/ David J. Raymond, #221818 Attorney for Ridgeview Homeowners Association 5838 Blackshire Path Inver Grove Heights, MN 55076 651-455-3100 File # 1441163 THIS COMMUNICATION IS FROM A DEBT COLLECTOR 2546361 3/24-4/28/11

Notice of Hearing by Publication (Minor Name Change) Minn. Stat. § 259.10 State of Minnesota County Dakota District Court First Judicial District Court File Number: AVCV11-1138 Case Type: Name Change In the Matter of the Application of: Aiesha Sharnell Johnson On Behalf of: Jerry Louis Manns III For a Change of Name to: Omeri Deshown Johnson TO: Jerry Louis Manns II 6582 - 157th St. W. #204B Apple Valley, MN 55124 An Application for Name Change has been filed by Aiesha Sharnell Johnson for a change of name for the minor child(ren) Jerry Louis Manns III to Omeri Deshown Johnson. A hearing on this Application will be held at Western Service Center, 14955 Galaxie Ave., Apple Valley, MN on June 3, 2011, at 9:00 a.m. You may obtain a copy of the Application for Name Change from Dakota County (Apple Valley) 14955 Galaxie Ave., Apple Valley, MN 55124. If you do not appear at the scheduled hearing, the Petitioner’s Application for a Name Change for the minor child(ren) may be granted. Dated: April 8, 2011 Carolyn M. Renn Court Administrator By: Pam Schadegg Deputy 2569613 4/14-4/28/11

PUBLIC NOTICE

SUMMONS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT CASE TYPE: PARTITION OF REAL ESTATE Gloria Lawrence, single, Plaintiff, vs Richard Reuter, single; Robert Reuter single; and all other persons unknown having or claiming an interest in the property described in the complaint; Defendants. THE STATE OF MINNESOTA TO THE ABOVE NAMED DEFENDANTS AND TO ALL OTHER PERSONS UNKNOWN HAVING OR CLAIMING AN INTEREST IN THE PROPERTY DESCRIBED IN THE COMPLAINT HEREIN: YOU ARE HEREBY SUMMONED and required to serve upon the Plaintiff’s attorney an Answer to the Complaint which is herewith served upon you within twenty (20) days after service of this Summons upon you, exclusive of the day of service. If you fail to do so, judgment by default will be taken against you for the relief demanded in the Complaint. All civil cases are subject to Alternative Dispute Resolution (ADR) processes, except those actions enumerated in Minn. Stat. Sec. 484.76 and Minn. Gen.R.Prac. 111.01 and 310.01. Dated: January 28, 2001 LAW OFFICES OF DONALD W. TEED, JR. /s/ Donald W. Teed, Jr., #131283 3109 Hennepin Avenue South Minneapolis, MN 55408 612-827-8121 612-827-3564 facsimile Attorney for Plaintiff 2567151 4/14-4/28/11

PUBLIC NOTICE

NOTICE OF AND ORDER FOR HEARING ON PETITION FOR DETERMINATION OF DESCENT STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.; 19HA-PR-11-214 In Re: Estate of ARTHUR WILLIAM GRAIZIGER a/k/a ARTHUR W. GRAIZIGER, Decedent. LOUISE M. GRAIZIGER has filed a Petition for Determination of Descent. It is Ordered that on May 2, 2011, at 9:00 a.m., a hearing will be held in this Court at the Dakota County Judicial Center, 1560 Highway 55, Hastings, Minnesota, on the petition. The petition represents that the decedent died more than three (3) years ago leaving property in Minnesota. The petition requests the Court determine the descent of such property and assign the property to the persons entitled. Any objections to the petition must be raised at the hearing or filed with the Court prior to the hearing. If the petition is proper and no objections are filed or raised, the petition will be granted. Notice shall be given by publishing this Notice and Order as provided by law and by: Mailing a copy of this Notice and Order to each interested person by United States mail at least 14 days before the time set for the hearing. Dated: 4-11-2011 BY THE COURT Shawn Moynihan Judge of District Court NOVITZKI and ASSOCIATES, INC. Thomas G. Novitzki MN# 0225563 1575 West 7th Street, Suite 103 St. Paul, Minnesota 55102-4122 Telephone: (651) 216-1227 Facsimile: (651) 222-4755 2570953 4/14-4/21/11P

��

PUBLIC NOTICE

NOTICE AND ORDER OF HEARING ON PETITION FOR PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-11-202 ESTATE OF Mary A. Johnson, DECEDENT It is Ordered and Notice is given that on May 16, 2011 at 9:00 a.m. a hearing will be held in this Court at 1560 Highway 55, Hastings, Minnesota, for the formal probate of an instrument purporting to be the will of Decedent, dated September 27, 1995 (“Will”), and for the appointment of William C. Johnson whose address is: 804 5th Avenue S., South St. Paul, MN 55075 as personal representative of the Estate of the Decedent in an UNSUPERVISED administration. Any objections to the petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the personal representative will be appointed with full power to administer the Estate, including the power to collect all assets, pay all legal debts, claims, taxes and expenses, to sell real and personal property, and do all necessary acts for the Estate. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Date: 4/6/11 David L. Knutson Judge (COURT SEAL) Attorney For Personal Representative Thomas W. Pugh Rogosheske, Sieben, Atkins & Pugh, LLC 222 Grand Avenue W., Suite 100 South St. Paul, MN 55075 Phone: (651) 451-6411 Fax: (651) 451-9956 2566259 4/14-4/21/11P

PUBLIC NOTICE

NOTICE OF ASSOCIATION LIEN FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that default has occurred in the terms and conditions of the Declaration for Ridgeview Condominium Homes ("Declaration") as recorded in the office of the County Recorder in and for Dakota County, Minnesota, which said Declaration covers the following described property situated in the County of Dakota and State of Minnesota, to-wit: Apartment Number 101, 12950 Nicollet Avenue South, Condominium Ownership No. 15, Ridgeview Condominium Homes PROPERTY ADDRESS: 12950 Nicollet Avenue South Unit 101, Burnsville MN 55337 THAT, pursuant to said Declaration, there is claimed to be due and owing as of the date of this Notice by Rebecca L. Matthews, as Unit owner, to Ridgeview Homeowners Association, the principal amount of Three Thousand Six Hundred Fifty and 00/100 for condominium ($3,650.00) assessments; and that any action being now pending at law or otherwise to recover said debt or any part thereof has been discontinued, or that an execution upon any judgment rendered therein has been returned unsatisfied, in whole or in part, and; THAT, pursuant to said Declaration, and the statute in such case made and provided, said debt creates a lien upon said premises in favor of Ridgeview Homeowners Association, as evidenced by that Notice of Lien dated N o v e m b e r 8 , 2 0 1 0, and recorded February 8, 2011, as Document No. 2785209 in the Dakota County Recorder's Office. THAT, notice is hereby given that by virtue of the power of sale created by statute, said lien will be foreclosed by the sale of said premises with the hereditiments and appurtenances thereto, which said sale will be made by the Sheriff of Dakota County, at public auction to the highest bidder, for cash, to pay the amount then due for said condominium assessments, together with the costs of foreclosure, including attorney's fees as allowed by law, as follows: DATE AND TIME OF SALE: April 20, 2011, at 10:00 A.M. PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Hastings, MN. The time allowed by law for redemption by the Unit owner, their personal representatives or assigns, is six (6) months from the date of said sale. If no redemption occurs, the property must be vacated by 11:59 PM on October 20, 2011. Dated: February 15, 2011 By /s/ David J. Raymond, #221818 Attorney for Ridgeview Homeowners Association 5838 Blackshire Path Inver Grove Heights, MN 55076 651-455-3100 File # 1441126 THIS COMMUNICATION IS FROM A DEBT COLLECTOR 2527245 3/10-4/14/11

PUBLIC NOTICE

PUBLIC HEARING NOTICE CITY OF LAKEVILLE REQUEST: 1. Preliminary and final plat of five single family residential lots to be known as The Greenway 4th Addition. 2. Vacation of public drainage and utility easements. APPLICANT: U.S. Home Corporation. LOCATION AND LEGAL DESCRIPTION: The property is located at the north end of Iteri Avenue, east of Kenwood Trail (CSAH 50) in the City of Lakeville, Dakota County, Minnesota, and is legally described as follows: OUTLOT A, THE GREENWAY 3RD ADDITION The easements to be vacated are legally described as follows: All drainage and utility easements as dedicated per the plat of THE GREENWAY 3RD ADDITION, according to the recorded plat thereof, Dakota County, Minnesota recorded as Document Number 2156385 lying within Outlot A, said plat of THE GREENWAY 3RD ADDITION. WHEN: Thursday, May 5th, 2011 at 6:00 p.m. or as soon thereafter as the parties may be heard. WHERE: P l a n n i n g C o m m i s s i o n Meeting at the City Hall Council Chambers, 20195 Holyoke Avenue, Lakeville, Minnesota. QUESTIONS: Call Associate Planner Frank Dempsey at (952) 985-4423 or e-mail comments or questions to fdempsey@ci.lakeville.mn.us DATED this 12th day of April 2011 CITY OF LAKEVILLE Charlene Friedges, City Clerk 2571412 4/14/11

PUBLIC NOTICE

NOTIFICATION OF SALE Quinn Graham, 7460 128th Street West, Apt. 2, Apple Valley, Minnesota 55124; Universal Acceptance Corp., P.O. Box 398104, Edina, Minnesota 55439; Universal Acceptance Corp., 7401 Bush Lake Rd, Edina, MN, 55439 FROM: KDS Auto, LLC, d/b/a/ Smith Nielsen Automotive Service, c/o William M. Topka, Severson, Sheldon, Dougherty & Molenda,P.A., 7300 W. 147th Street, Suite 600, Apple Valley, MN 55124 RE: 1998 Dodge Durango VIN No. 1B4HS28Y3WF103449 PLEASE TAKE NOTICE that KDS Auto, LLC, d/b/a Smith Nielsen Automotive Service, is in possession of the above-mentioned 1998 Dodge Durango, VIN No. 1B4HS28Y3WF103449 (“the Vehicle”). KDS Auto, LLC, d/b/a/ Smith Nielsen Automotive Service, will sell the Truck on Wednesday, May 25, 2011, at 2:00 p.m., at KDS Auto, LLC, d/b/a/ Smith Nielsen Automotive Service, 7540 147th Street West, Apple Valley, Minnesota 55124. The property to be sold is a 1998 Dodge Durango, VIN No. 1B4HS28Y3WF103449. The grounds for KDS Auto, LLC, d/b/a Smith Nielson Automotive Service’s, lien against the Vehicle is pursuant to Minnesota State Section 514.18 et seq. At the request of the owner, Quinn Graham, KDS Auto, LLC. d/b/a/ Smith Nielson Automotive Service, altered, repaired, and/or expended labor, skill, and material to or for the Vehicle on or about December 7, 2009. The amount owed to KDS Auto, LLC, d/b/a/ Smith Nielsen Automotive Service, for said alterations, repairs, and/or labor, skill, and material is $784.96. The amount due on the date of the sale, exclusive of expenses of advertising and sale, is $784.96. Dated: 3-30-11 SEVERSON, SHELDON, DOUGHERTY & MOLENDA, P.A. By: /s/ William M. Topka, #0339003 Attorneys for KDS Auto, LLC, d/b/a Smith Nielsen Automotive Service 7300 W. 147th Street, Suite 600 Apple Valley, Minnesota 55124 (952) 432-3136 THIS IS FROM A DEBT COLLECTOR AND IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 2565101 4/14-4/21/11 TO:

PUBLIC NOTICE

ORDER TO SHOW CAUSE STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT COURT FILE NO. 19HA-CV-11-1384 In the Matter of the Petition of: CitiMortgage, Inc., a New York corporation, in Relation to Certificate of Title No. 122775 issued for land in the County of Dakota and State of Minnesota legally described as follows. Residential Unit No. 26 and Garage No. 26-A, Condominium No. 56, Castle Crest Condominiums, located in the County of Dakota. TO: MARY M. HALL; CASTLE CREST HOMEOWNERS ASSOCIATION, INC.; and to parties, if any, in possession of said premises adverse to the Petitioner. Upon receiving and filing the Report of the Examiner of Titles in the above entitled matter, IT IS HEREBY ORDERED, that you and all persons interested, appear before this Court on the 8th day of June, 2011, at 9:00 a.m.

the 8th day of June, 2011, at 9:00 a.m. in the Dakota County Government Center, Hastings, Minnesota, and then, or as soon thereafter as said matter can be heard, show cause, if any there be, why this Court should not enter an Order as follows: That the Registrar of Titles, upon the filing with him of a certified copy of this Order, cancel Certificate of Title No. 122775 and enter a new Certificate of Title for the land therein described in favor of Federal Home Loan Mortgage Corporation, free from all other memorials now appearing on the present Certificate of Title, the last of which is Document No. 669617, and free also from the Memorial of this Order. IT IS FURTHER ORDERED, that this Order be served: a) at least 10 days prior to such hearing upon the above named parties residing in this State in the manner provided by law for the service of Summons in a civil action; b) it shall be served at least 14 days prior to such hearing upon any of the above named nonresidents by sending a copy of this Order to such nonresident at his post office address, by registered or certified mail, return receipt; c) it shall be served upon any party who cannot be found by two weeks published notice and by sending a copy of this Order at least 14 days prior to the hearing by first class mail to such party at this last known address and by sending another copy of this Order at least 14 days prior to the hearing by first class mail to his address as stated on the Certificate of Title if an address is so stated. DATED: 3-25-11 BY THE COURT: Edward Lynch Judge of District Court APPROVED: JAMES P. O’CONNELL EXAMINER OF TITLES BY: /s/ JAMES P. O’CONNELL Attorney for Petitioner: Adam Soczynski Usset, Weingarden & Liebo, PLLP 4500 Park Glen Road #300 Minneapolis, MN 55416 Attendance is not required at said hearing except to object to the entry of the above described Order. 2570569 4/14-4/21/11

PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE OF WILL AND INFORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-11-189 In Re: Estate of Margaret V. Johnson, Decedent. Notice is given that an Application for Informal Probate of Will and Informal Appointment of Personal Representative was filed with the Registrar, along with a Will dated July 17, 1997. The Registrar accepted the application and appointed Richard A. Johnson, whose address is 121-13th Ave. So., So. St. Paul, MN 55075, to serve as the personal representative of the decedent’s estate. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Any objection to the appointment of the personal representative must be filed with the Court, and any properly filed objection will be heard by the Court after notice is provided to interested persons of the date of hearing on the objection. Unless objections are filed, and unless the Court orders otherwise, the personal representative has the full power to administer the estate, including, after thirty (30) days from the issuance of letters testamentary, the power to sell, encumber, lease, or distribute any interest in real estate owned by the decedent. Notice is further given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred. Dated: March 3/30, 2011 RICHARD G. SPICER Judge ORME & ASSOCIATES, LTD. John J. Todd MN# 11022X 4040 Nicols Road Eagan, MN 55122 Telephone: (651) 688-7646 Facsimile: (651) 688-7467 e-mail: jtodd@ormelaw.com 2559321 4/7-4/14/11

PUBLIC NOTICE

NOTICE OF AND ORDER FOR HEARING ON PETITION FOR FORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-11-213 In Re: Estate of GERALD L. SHARPSTEEN a/k/a JERRY L. SHARPSTEEN JERRY SHARPSTEEN, DECEDENT. It is Ordered and Notice is given that on 5-16-11 at 9:00 a.m., a hearing will be held in this Court at 1560 Highway 55, Hastings, MN 55033, on a petition for the formal probate of an instrument purporting to be the decedent’s

ment purporting to be the decedent s Will dated FEBRUARY 7, 2011, and for the appointment of JAMES H. SHARPSTEEN, whose address is 5452 42nd Avenue South Minneapolis, MN 55417 as personal representative of the decedent's estate in an unsupervised administration. Any objections to the petition must be raised at the hearing or filed with the Court prior to the hearing. If the petition is proper and no objections are filed or raised, the personal representative will be appointed with the full power to administer the decedent’s estate, including the power to collect all assets; pay all legal debts, claims, taxes, and expenses; sell real and personal property; and do all necessary acts for the decedent’s estate. Notice is further given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred. Dated: 4-11-11 BY THE COURT Shawn Moynihan Judge of District Court Donohue Green Law Office PLLC Margaret D. Green MN# 0389695 222 North 2nd Street, Ste 300 Minneapolis, MN 55401 Telephone: 612-708-9767 Facsimile: 612-465-0095 e-mail: mgreen@donohuegreen.com 2570485 4/14/4/21/11

PUBLIC NOTICE

SUMMONS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT FAMILY COURT DIVISION CASE TYPE: DISSOLUTION WITHOUT CHILDREN _______________________________________ Court File No.: In RE the Marriage of: Patrick Wayne Bauer, Petitioner, and Heidi Marie Bauer, Respondent. _______________________________________ THE STATE OF MINNESOTA TO THE ABOVE NAMED RESPONDENT: YOU ARE HEREBY SUMMONED and required to serve upon the Petitioner’s attorney an Answer to the Petition which is herewith served upon you within thirty (30) days after service of this Summons upon you, exclusive of the day of service. If you fail to do so, judgment by default will be taken against you for the relief demanded in the Petition. YOU ARE FURTHER NOTIFIED that this proceeding involves, directs, or brings into question real property located at: 1414 Blueberry Lane, City of Hastings, County of Dakota, State of Minnesota 55055 and legally described as follows, to-wit: Lot 7, Block 1, Dakota Hills Fifth Addition, According to the REC thereof. NOTICE OF TEMPORARY RESTRAINING PROVISIONS UNDER MINNESOTA LAW, SERVICE OF THIS SUMMONS MAKES THE FOLLOWING REQUIREMENTS APPLY TO BOTH PARTIES TO THIS ACTION, UNLESS THEY ARE MODIFIED BY THE COURT OR THE PROCEEDING IS DISMISSED: 1. NEITHER PARTY MAY DISPOSE OF ANY ASSETS EXCEPT - (i) FOR THE NECESSITIES OF LIFE OR THE NECESSARY GENERATION OF INCOME OR PRESERVATION OF ASSETS, (ii) BY AN AGREEMENT IN WRITING, OR (iii) FOR RETAINING COUNSEL TO CARRY ON OR TO CONTEST THIS PROCEEDING; 2. NEITHER PARTY MAY HARASS THE OTHER PARTY; AND 3. ALL CURRENTLY AVAILABLE I NS UR AN CE COVERAGE MUST BE MAINTAINED AND CONTINUED WITHOUT CHANGE IN COVERAGE OR BENEFICIARY DESIGNATION. IF YOU VIOLATE ANY OF THESE PROVISIONS, YOU WILL BE SUBJECT TO SANCTIONS BY THE COURT. ALTERNATIVE DISPUTE RESOLUTION NOTICE PARTIES TO A MARRIAGE DISSOLUTION PROCEEDING ARE ENCOURAGED TO ATTEMPT ALTERNATIVE DISPUTE RESOLUTION PURSUANT TO MINNESOTA LAW. ALTERNATIVE DISPUTE RESOLUTION INCLUDES MEDIATION, ARBITRATION, AND OTHER PROCESSES AS SET FORTH IN THE DISTRICT COURT RULES. YOU MAY CONTACT THE COURT ADMINISTRATOR ABOUT RESOURCES IN YOUR AREA. IF YOU CANNOT PAY FOR MEDIATION OR ALTERNATIVE DISPUTE RESOLUTION, IN SOME COUNTIES, ASSISTANCE MAY BE AVAILABLE TO YOU THROUGH A NON-PROFIT PROVIDER OR A COURT PROGRAM. IF YOU ARE A VICTIM OF DOMESTIC ABUSE OR THREATS OF DOMESTIC ABUSE AS DEFINED IN MINNESOTA STATUTES, CHAPTER 518B, YOU ARE NOT REQUIRED TO TRY MEDIATION, AND YOU WILL NOT BE PENALIZED BY THE COURT IN LATER PROCEEDINGS. The object of this proceeding is the dissolution of marriage relationship and such division of property involved as the Court finds just. Dated: March 22, 2011 STACY K. MORGAN, P.A. By: /s/ Stacy K. Morgan 906 Vermillion Street Hastings, MN 55033 Telephone: 651-437-8933 Attorney for Petitioner 2567651 4/14-4/28/11

�� 55033, �� for �� the on a petition

PUBLIC NOTICE

NOTICE OF AND ORDER FOR HEARING ON PETITION FOR FORMAL ADJUDICATION OF INTESTACY, DETERMINATION OF HEIRS, FORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE, AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-11-191 In Re: Estate of Lisa Marie Harmon, Decedent. It is Ordered and Notice is given that on May 2, 2011 at 9:00 a.m., a hearing will be held in this Court at the Dakota County Judicial Center, 1560 Highway 55 West, Hastings, Minnesota 55033, for the adjudication of intestacy and determination of heirs of the decedent, and for the appointment of Teresa Haman, whose address is 5 Oakwood Boulevard, Bear, Delaware 19701-4119, as personal representative of the decedent’s estate in an unsupervised administration. Any objections to the petition must be raised at the hearing or filed with the Court prior to the hearing. If the petition is proper and no objections are filed or raised, the personal representative will be appointed with the full power to administer the estate, including the power to collect all assets; to pay all legal debts, claims, taxes, and expenses; to sell real and personal property; and to do all necessary acts for the estate. Notice is also given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the estate are required to present the claims to the personal representative or to the Court Administrator within four (4) months after the date of this notice or the claims will be barred. Dated: 3/30/11 BY THE COURT Michael Mayer Judge of District Court Virginia A. Dwyer (MN# 123651) Grannis & Hauge, P.A. 1260 Yankee Doodle Road #200 Eagan Minnesota 55121 Telephone: (651) 456-9000 Facsimile: (651) 454-4232 2559419 4/7-4/14/11

PUBLIC NOTICE

NOTICE AND ORDER FOR HEARING ON PETITION FOR PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE IN SUPERVISED ADMINISTRATION AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA IN DISTRICT COURT FIRST JUDICIAL DISTRICT PROBATE DIVISION Court File# 19HA-PR-11-198 In Re: Estate of Edward D. Beck, Deceased. TO ALL INTERESTED PERSONS AND CREDITORS: It is Ordered and Notice is hereby given that on the 16th day of May, 2011, at 9:00 o’clock a.m., a hearing will be held in the above named Court in Courtroom #_________, Dakota County Courthouse, Hastings, Minnesota, for the formal probate of an instrument purporting to be the Will of the above named decedent, dated November 25, 2003, and for the appointment of Sharon L. Morey, whose address is 1059 W. Marie Ave., Mendota Heights, MN 55118, as personal representative of the estate of the above decedent in a supervised administration. Any objections to the petition must be raised at the hearing or filed with the Court prior to the hearing. If the petition is proper, and no objections are filed or raised, the personal representative will be appointed with full power to administer the decedent’s estate, including to collect all assets, pay all legal debts, claims, taxes and expenses, sell real and personal property, and to do all necessary acts for the estate. Notice is further given that, subject to Minn. Stat. §524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court Administrator within four (4) months after the date of this notice or said claims will be barred. Dated: 4-4-11 Martha Simonett Judge Attorneys for Petitioner: Nierengarten & Hippert, Ltd. Susan J. Nierengarten #79182 P.O. Box 214 New Ulm, MN 56073 Phone: (507) 359-2991 2561818 4/7-4/14/11

PUBLIC NOTICE

��

formal probate of an instrument purporting to be the decedent’s Will dated September 6, 2007, and for the appointment of Lynn M. Ramsey, whose address is 3250 Rolling Hills Drive, Eagan, MN 55121 as personal representative of the decedent’s estate in an unsupervised administration. Any objections to the petition must be raised at the hearing or filed with the Court prior to the hearing. If the petition is proper and no objections are filed or raised, the personal representative will be appointed with the full power to administer the decedent’s estate, including the power to collect all assets; pay all legal debts, claims, taxes, and expenses; sell real and personal property; and do all necessary acts for the decedent’s estate. Notice is further given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred. Dated: 3/29/11 BY THE COURT Michael Mayer Judge of District Court Paul B. Ellingboe MN# 0234898 901 Twelve Oaks Drive, Suite 926C, Wayzata, MN 55391 Telephone: 763-232-8083 Facsimile: 763-546-4971 e-mail: pbellingboe@ellingboelaw.com 2556147 4/7-4/14/11P

PUBLIC NOTICE

ORDER AND NOTICE OF HEARING ON PETITION FOR FORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE IN UNSUPERVISED ADMINISTRATION AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-11-185 In Re: Estate of Carolyn J. Haugaard, aka Carolyn Jean Haugaard, Deceased. TO ALL INTERESTED PERSONS AND CREDITORS: It is ordered and notice is hereby given that on May 2, 2011, at 9:00 am, a hearing will be held in the above named court at 1560 Highway 55, Hastings, Minnesota, for the formal probate of an instrument dated December 7, 2001, purporting to be the Last Will of the above named decedent and for the appointment of Robin L. Lamoreaux, whose address is 4075 - 152nd Ct. W., Rosemount, MN 55068, as personal representative of the estate of the above named decedent in unsupervised administration; and that any objections thereto must be filed with the court. That, if proper, and no objections are filed, said personal representative will be appointed to administer the estate, to collect all assets, pay all legal debts, claims, taxes and expenses, and sell real and personal property, and do all necessary acts for the estate. NOTICE IS FURTHER GIVEN THAT ALL CREDITORS having claims against said estate are required to present the same to said personal representative or to the probate court administrator within four months after the date of this notice or said claims will be barred. Dated: 3/29/11 BY THE COURT RICHARD G. SPICER Judge of District Court, Probate Division Andrew M. Lehner (#388061) Attorney for Petitioner 1069 S. Robert St. Ste 100 West St. Paul, MN 55118 T 651-343-3938 / F 651-222-1122 andy@lehnerlawoffice.com 2558509 4/7-4/14/11

PUBLIC NOTICE

NOTICE OF ASSESSMENT LIEN FORECLOSURE SALE Date: February 21, 2011 YOU ARE NOTIFIED THAT: 1. Default has occurred in the terms and conditions of the Declaration for Sherbourne Deckhomes Association (hereinafter the "Association") which was recorded as Document No. 1252576 on November 28, 1994, in the Office of the Dakota County Recorder, as amended, and also, pursuant to Minn. Stat. §515B.3-116, covering the following property: LEGAL DESCRIPTION: Unit No. 20, CIC No. 129, Sherbourne Deckhomes Condominium, Dakota County, Minnesota STREET ADDRESS: 5438 183rd Street West, Farmington, MN 55024 T A X P A R C E L I D N U M B E R: 14-19502-020-04 2. Pursuant to said Declaration, there is claimed to be due and owing as of February 21, 2011, from Kevin M. Werner, title holder, to the Association, a Minnesota non-profit corporation, the amount of $3,540.00 for unpaid association dues, late fees, attorneys fees and costs, plus any other such amounts that will accrue after February 21, 2011, and other costs of collection and foreclosure which will be added to the amount claimed due and owing at the time of the sale herein. 3. No action is now pending at law or otherwise to recover said debt or any

��

�� ness day�� if October 22, 2011 falls on a Saturday, Sunday or legal holiday. �� otherwise to recover said debt or any part thereof. 4. That all preforeclosure requirements have been met. 5. The owner has not been released from his financial obligation to pay said amount. 6. The Declaration, referenced above, and Minn. Stat. §§515B.3-115 and 515B.3-116 provide for a continuing lien against the property. A Notice of Lien evidencing the amount due was recorded on August 13, 2010, as Document No. 2746312 in the Dakota County Recorder's Office. 7. Pursuant to the power of sale contained in the same Declaration and granted by the owner in taking title to the premises subject to said Declaration and pursuant to Minn. Stat. §§515B.3-115 and 515B.3-116, said Lien will be foreclosed by the sale of said property by the Sheriff of Dakota County, at the Dakota County Sheriffs Office, Dakota County Law Enforcement Center, 1580 Highway 55 Lobby S-100, Hastings, MN 55033, on the 29th day of April, 2011, at 10:00 a.m. at public auction to the highest bidder, to pay the amount then due for said assessments, together with the costs of foreclosure, including attorneys fees as allowed by law. 8. T h e t i m e a l l o w e d b y l a w f o r redemption by the unit owner, his personal representatives or assigns is six (6) months from the date of sale. The date and time to vacate the property is 11:59 p.m. on October 29, 2011, if the account is not reinstated or the owner does not redeem from the foreclosure sale. REDEMPTION NOTICE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 9. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. SHERBOURNE DECKHOMES ASSOCIATION Attorneys for SHERBOURNE DECKHOMES ASSOCIATON THOMSEN & NYBECK, P.A. By:_____________________ Gretchen S. Schellhas (#195595) 3600 American Blvd. West, Suite 400 Bloomington, Minnesota 55431 (952) 835-7000 (Sherbourne/Werner/10-7-346D) 2528554 3/10-4/14/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 30, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $154,800.00 MORTGAGOR(S): Lonna Nelson, an unmarried woman MORTGAGEE: World Savings Bank, FSB DATE AND PLACE OF RECORDING: Recorded: July 27, 2006 Dakota County Recorder Document Number: 2448723 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: World Savings Bank, FSB Residential Mortgage Servicer: Wachovia Mortgage, FSB Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 15875 Cicerone Path, Rosemount, MN 55068-2567 Tax Parcel ID Number: 34-30251-080-02 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 2, Geronime Pond 2nd Addition. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $161,554.11 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 22, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 22, 2011, or the next business day if October 22, 2011 falls on a

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 10, 2011 MORTGAGEE: Wells Fargo Bank, N.A. also known as Wachovia Mortgage, a division of Wells Fargo Bank, N.A., and formerly known as Wachovia Mortgage, FSB, formerly known as World Savings Bank, FSB. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 019731F01 2531198 3/10-4/14/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 14, 2008 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $221,777.00 MORTGAGOR(S): Donald Guilfoyle, husband, and Colleen Guilfoyle, wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: February 26, 2008 Dakota County Recorder Document Number: 2574107 ASSIGNMENTS OF MORTGAGE: And assigned to: SunTrust Mortgage, Inc. Dated: March 04, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100010402082510250 Lender or Broker: SunTrust Mortgage, Inc. Residential Mortgage Servicer: SunTrust Mortgage, Inc. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 5064 Upper 183rd St W, Farmington, MN 55024-8714 Tax Parcel ID Number: 141950602004 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 4, Dakota County Estate 7th Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $236,720.38 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 22, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 22, 2011, or the next business day if October 22, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL

PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 10, 2011 ASSIGNEE OF MORTGAGEE: SunTrust Mortgage, Inc. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 018944F01 2531816 3/10-4/14/11

PUBLIC NOTICE

ORDER TO SHOW CAUSE STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT COURT FILE NO. 19HA-CV-11-1379 In the Matter of the Petition of: The Bank of New York Mellon, as Trustee, in Relation to Certificate of Title No. 137297 issued for land in the County of Dakota and State of Minnesota legally described as follows: Lot Nine (9), Block One (1), Jackson Heights Second Addition, according to the recorded plat thereof. TO: JOSE G. RIZO; NANCY CASTRO-CERDAN; and to parties, if any, in possession of said premises adverse to the Petitioner. Upon receiving and filing the Report of the Examiner of Titles in the above entitled matter, IT IS HEREBY ORDERED, that you and all persons interested, appear before this Court on the 8th day of June, 2011, at 9:00 a.m. in the Dakota County Government Center, Hastings, Minnesota, and then, or as soon thereafter as said matter can be heard, show cause, if any there be, why this Court should not enter an Order as follows: That the Registrar of Titles, upon the filing with him of a certified copy of this Order, cancel Certificate of Title No. 137297 and enter a new Certificate of Title for the land therein described in favor of The Bank of New York Mellon, as Trustee, subject to the memorial of Document No. 73863 but free from all other memorials now appearing on the present Certificate of Title, the last of which is Document No. 653728, and free also from the Memorial of this Order. IT IS FURTHER ORDERED, that this Order be served: a) at least 10 days prior to such hearing upon the above named parties residing in this State in the manner provided by law for the service of Summons in a civil action; b) it shall be served at least 14 days prior to such hearing upon any of the above named nonresidents by sending a copy of this Order to such nonresident at his post office address, by registered or certified mail, return receipt; c) it shall be served upon any party who cannot be found by two weeks published notice and by sending a copy of this Order at least 14 days prior to the hearing by first class mail to such party at this last known address and by sending another copy of this Order at least 14 days prior to the hearing by first class mail to his address as stated on the Certificate of Title if an address is so stated. DATED: 3-25-2011 BY THE COURT: Edward Lynch Judge of District Court APPROVED: JAMES P. O’CONNELL EXAMINER OF TITLES BY: /s/ JAMES P. O’CONNELL Attorney for Petitioner: Adam Soczynski Usset, Weingarden & Liebo, PLLP 4500 Park Glen Road #300 Minneapolis, MN 55416 Attendance is not required at said hearing except to object to the entry of the above described Order. 2567067 4/14-4/21/11

PUBLIC NOTICE

Dakota County, Minnesota, accord ing to the recorded plat thereof lying Northerly of the following described line: Commencing at the Northwest corner of said Lot 18; thence Southerly along the West line of said Lot 18, a distance of 34.86 feet to the point of beginning of the line to be described; thence Easterly deflecting to the left 90 degrees 33 minutes 37 seconds to the East line of said Lot 18 and there terminating. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$156,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$162,288.69 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 29, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 31, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 28, 2011. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1679 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2528428 3/10-4/14/11

PUBLIC NOTICE

NOTICE OF ASSESSMENT LIEN FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. Date: February 22, 2011 YOU ARE NOTIFIED THAT: 1. Default has occurred in the terms and conditions of the "Common Interest Community No. 358 Condominium Cedar Bluff Townhome Condominium Declaration" of Cedar Bluff Townhomes, a Minnesota nonprofit corporation, dated May 3, 2002, and recorded in the Office of the Dakota County Recorder on June 20, 2002, as Document No. 1907615. An Assessment Lien Statement evidencing the lien created by such default, dated January 10, 2011 and with Theresa Goodman as Lienee, was filed with such office on or about January 25, 2011, as Document No. 2781495. Date of Declaration: May 3, 2002 Lienee: Theresa Goodman Lienor: Cedar Bluff Townhomes Date Recorded: June 20, 2002 Document No.: 1907615 Where Recorded: County Recorder of Dakota County, Minnesota 2. T h e o r i g i n a l a m o u n t o f t h e Assessment Lien was: N/A. 3. No action or proceeding at law is now pending to recover the debt secured by the Assessment Lien, or any part thereof, and no Lienee has been released from liability on the Assessment Lien. 4. The holder of the Assessment Lien has complied with all conditions precedent to the foreclosure of the Assessment Lien, and all notice and other requirements of applicable statutes. 5. At the date of this notice, the amount due on the Assessment Lien, and taxes, if any, paid by the holder of the Assessment Lien is: $4,175.00. 6. Pursuant to the power of sale in the Declaration and Minn. Stat. Ch. 515B, the Assessment Lien will be foreclosed, and the land described as follows: Legal Description: U n i t 6 5 , C I C Number 358, Cedar Bluff Townhome

Number 358, Cedar Bluff Townhome Condominium, Dakota County, Minnesota Property Address: 3287 Valley Ridge Drive, Eagan, Minnesota 55121 Parcel No(s):10-41300-065-05 will be sold by the Sheriff of Dakota County, Minnesota, at public auction on April 28, 2011, at 10:00 a.m. at the Sheriff's office, located at Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota, to pay the debt then secured by the Assessment Lien and taxes on said land, if any, paid by the holder of the Assessment Lien, and the costs and disbursements, including attorneys' fees, allowed by law. 7. T h e t i m e a l l o w e d b y l a w f o r redemption by Lienee or Lienee's personal representatives or assigns is six (6) months after the date of sale. Each holder of a junior lien may redeem in the order and manner provided in Minnesota Statutes Chapters 580 and 582, beginning after the expiration of Lienee's redemption period. 8. T H E T I M E A L L O W E D B Y L A W FOR REDEMPTION BY THE LIENEE, THE LIENEE'S PERSONAL REPRESENTATIVES OR ASSIGNS MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 9. I f t h e A s s e s s m e n t Lien is n o t reinstated under Section 580.30 or the property redeemed under Section 580.23, and the subject real estate is an owner-occupied single family dwelling, the Lienee must vacate the property subject to the Assessment Lien by 11:59 p.m. on October 28, 2011. GURSTEL CHARGO PA Attorneys for Cedar Bluff Townhomes, Lienor Norman I. Taple (Atty. No. 331090) 6681 Country Club Drive Golden Valley, MN 55427 (763) 267-6700 60405.01 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR 2518737 3/10-4/14/11

PUBLIC NOTICE

gagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 31, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 2, 2011. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-10349 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2532489 3/10-4/14/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: July 8, 2004 MORTGAGOR: Suzanne E. Ursino, A Married Person. MORTGAGEE: B a n k e r s M o r t g a g e Company, LLC. DATE AND PLACE OF RECORDING: Recorded July 30, 2004, Dakota County Recorder, Document No. 2232211. ASSIGNMENTS OF MORTGAGE: Assigned to: ABN Amro Mortgage Group, Inc., N/K/A CitiMortgage, Inc., Dated: July 8, 2004, Recorded: July 30, 2004, Document No. 2232212. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bankers Mortgage Company, LLC RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 401 7th Street, Hastings, MN 55033 TAX PARCEL I.D. #: 19-32150-010-56 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 56, Town of Hastings, according to the recorded plat thereof and situate in Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $135,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $133,571.34 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 26, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 26, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 28, 2011.

��

Dated: February 28, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-5638 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2532508 3/10-4/14/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 22, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $515,000.00 MORTGAGOR(S): John P. Rodrigues and Lynn M. Rodrigues, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: July 19, 2005 Dakota County Recorder Document Number: 2341589 ASSIGNMENTS OF MORTGAGE: And assigned to: Bank of America, National Association, as successor by merger to Lasalle Bank National Association, as Indenture Trustee on Behalf of the holders of the Accredited Mortgage Loan Trust 2005-3 Asset Backed Notes Dated: September 10, 2010 Recorded: September 22, 2010 Dakota County Recorder Document Number: 2754137 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100176105061589795 Lender or Broker: Accredited Home Lenders, Inc. Residential Mortgage Servicer: Select Portfolio Servicing Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1617 Murphy Pkwy, Eagan, MN 55122-1758 Tax Parcel ID Number: 10-14395-090-02 LEGAL DESCRIPTION OF PROPERTY: Lot 9, Block 2, Blackhawk Pond, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $563,156.15 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 27, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 27, 2011, or the next business day if November 27, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 14, 2011 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association, successor Trustee to Bank of America, N.A., as Trustee, as successor by merger to LaSalle Bank National Association, as Indenture Trustee for the holders of the Accredited Mortgage Loan Trust 2005-3 Asset Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 017020F03 2569775 4/14-5/19/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:June 18, 2009 MORTGAGORS:J a s o n L e i t z a n d Karla Leitz, Husband and Wife. MORTGAGEE:Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded July 8, 2009, Dakota County Recorder, Document No. 2669349. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, National Association, Dated: March 14, 2011. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100137610000395188 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Lakeland Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 8834 Branson Drive, Inver Grove Heights, MN 55076 TAX PARCEL I.D. #: 201185603702 LEGAL DESCRIPTION OF PROPERTY: Unit No. 37, Common Interest Community No. 181, Rose Hill Villas, A Condominium, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$161,889.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$164,300.90 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 27, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 28, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 4, 2011. U.S. Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-2139 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2571352 4/14-5/19-11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 24, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $153,000.00 MORTGAGOR(S): Stacey L. Hoffman, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: January 09, 2006 Dakota County Recorder Document Number: 2395652 ASSIGNMENTS OF MORTGAGE: And assigned to: US Bank National Association as Trustee Dated: January 21, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc.

tronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100052300422146018 Lender or Broker: Finance America, LLC Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3807 Heather Dr, Eagan, MN 55122-1624 Tax Parcel ID Number: 10-14993-040-01 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 1, Briar Hill 4th Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $156,643.51 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 22, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 22, 2011, or the next business day if October 22, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 10, 2011 ASSIGNEE OF MORTGAGEE: US Bank National Association as Trustee Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 018713F01 2531448 3/10-4/14/11

PUBLIC NOTICE

public auction to the highest bidder, for cash, to pay the amount then due for said condominium assessments, together with the costs of foreclosure, including attorney's fees as allowed by law, as follows: DATE AND TIME OF SALE: April 27, 2011, at 10:00 A.M. PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Hastings, MN. The time allowed by law for redemption by the Unit owner, their personal representatives or assigns, is six (6) months from the date of said sale. If no redemption occurs, the property must be vacated by 11:59 PM on October 27, 2011. Dated: February 22, 2011 By /s/ David J. Raymond, #221818 Attorney for Ridgeview Homeowners Association 5838 Blackshire Path Inver Grove Heights, MN 55076 651-455-3100 File # 1441171 THIS COMMUNICATION IS FROM A DEBT COLLECTOR 2527267 3/10-4/14/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 18, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $190,697.00 MORTGAGOR(S): Stanislav Verenich, single man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: August 25, 2009 Dakota County Recorder Document Number: 2680285 ASSIGNMENTS OF MORTGAGE: And assigned to: Nationstar Mortgage, LLC Dated: February 09, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100011520046924512 Lender or Broker: CitiMortgage, Inc. Residential Mortgage Servicer: Nationstar Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1288 Prairie View Trl, Farmington, MN 55024-8446 Tax Parcel ID Number: 14-15304-030-02 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 2, Bristol Square 5th Addition, according to the recorded plat thereof, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $198,440.92 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 20, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 20, 2011, or the next business day if November 20, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 07, 2011 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage, LLC Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 019188F01 2561440 4/7-5/12/11

�� And assigned to: Flagstar Bank,�� FSB

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:N o v e m b e r 3 , 2003 MORTGAGORS:S t e v e n M . R g n o n t i and Jean M. Rgnonti, husband and wife. MORTGAGEE:J P M o r g a n C h a s e Bank, National Association, successor in interest by purchase from the Federal Deposit Insurance Corporation as Receiver for Washington Mutual Bank f/k/a Washington Mutual Bank, FA. DATE AND PLACE OF RECORDING: Recorded February 3, 2004, Dakota County Recorder, Document No. 2171431. O F A S S I G N M E N T S MORTGAGE:NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Washington Mutual Bank, FA RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 1780 96TH Street East, Inver Grove Heights, MN 55077 TAX PARCEL I.D. #: 204740002002 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 2, Marcott Lakes Estates, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$517,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$571,554.67 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 27, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 28, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 4, 2011. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-3633 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2571594 4/14-5/19/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 03, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $235,000.00 MORTGAGOR(S): Bradley D. Schilling and Brenda Schilling, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: October 17, 2006 Dakota County Registrar of Titles Document Number: 599629 ASSIGNMENTS OF MORTGAGE: And assigned to: Flagstar Bank, FSB

Dated: February 24, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100440800000051697 Lender or Broker: Foundation Capital Group, Inc Residential Mortgage Servicer: Flagstar Bank, FSB Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 141129 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3401 Barbara Ln, Burnsville, MN 55337-1803 Tax Parcel ID Number: 02-83601-080-02 LEGAL DESCRIPTION OF PROPERTY: Lot Eight (8) in Block Two (2) in the West View Hills 2nd Addition AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $261,835.29 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 22, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 22, 2011, or the next business day if October 22, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 10, 2011 ASSIGNEE OF MORTGAGEE: Flagstar Bank, FSB Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 017977F01 2529701 3/10-4/14/11

PUBLIC NOTICE

��

�� by law, subject to redemption within six (6) months from the date of said �� MORTGAGE: $231,318.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $242,715.47 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 28, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 28, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 25, 2011. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8597 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2531297 3/10-4/14/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 24, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $316,000.00 MORTGAGOR(S): Thomas M Bowlin and Julie A Bowlin, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: October 25, 2004 Dakota County Recorder Document Number: 2261078 LOAN MODIFICATION: Dated: April 09, 2009 Recorded: August 06, 2009 Document Number: 2676420 ASSIGNMENTS OF MORTGAGE: And assigned to: Aurora Loan Services, LLC Dated: February 16, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100285700000030451 Lender or Broker: Winstar Mortgage Partners, Inc. Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1665 Oakbrooke Cir, Eagan, MN 55122-4213 Tax Parcel ID Number: 10-53763-030-05 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 5, Oakbrooke 4th Addition, according to the recorded plat thereof, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $367,033.87 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 22, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within

sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 22, 2011, or the next business day if October 22, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 10, 2011 ASSIGNEE OF MORTGAGEE: Aurora Loan Services, LLC Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 017405F02 2527566 3/10-4/14/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 27, 2008 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $310,000.00 MORTGAGOR(S): Daniel Godtland and Jill Godtland, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: March 18, 2008 Dakota County Recorder Document Number: 2578750 ASSIGNMENTS OF MORTGAGE: And assigned to: Nationstar Mortgage, LLC Dated: March 07, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100052550178481353 Lender or Broker: Access Capital Mortgage Inc. Residential Mortgage Servicer: Nationstar Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 791 Newell Cir, Apple Valley, MN 55124-8929 Tax Parcel ID Number: 01 11707 180 12 LEGAL DESCRIPTION OF PROPERTY: Lot Eighteen (18), Block Twelve (12), Apple Valley Eighth Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $315,499.25 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 29, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 29, 2011, or the next business day if October 29, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG

582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 17, 2011 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage, LLC Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 018363F01 2535026 3/17-4/21/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:July 10, 2003 MORTGAGORS:M a r g o t H e n d r i c k s and Fabian Hendricks, wife and husband. MORTGAGEE:Homestead Mortgage Corporation. DATE AND PLACE OF RECORDING: Recorded September 3, 2003, Dakota County Recorder, Document No. 2103591, as corrected by Corrective Mortgage Recorded: May 21, 2004, as Document No. 2207035. ASSIGNMENTS OF MORTGAGE: Assigned to: TCF Mortgage Corporation, Dated: July 10, 2003, Recorded: September 3, 2003, Document No. 2103592. And thereafter assigned to: CitiMortgage, Inc., Dated: May 11, 2004, Recorded: May 14, 2004, Document No. 2204511. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Homestead Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 11665 Horizon Drive, Burnsville, MN 55337 TAX PARCEL I.D. #: 022246050502 LEGAL DESCRIPTION OF PROPERTY: Unit No. 505, Eagles Ridge, Common Interest Community No. 188, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$176,438.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$154,314.43 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 31, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 30, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 6, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-5836 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2571389 4/14-5/19/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:November 15, 2004 MORTGAGOR:B. Walter Hamzavi, a single person. MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Registered December 14, 2004, Dakota County Registrar of Titles, Document No. 554278, Certificate of Title No. 134517. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc., Dated: March 22, 2011. Said Mortgage being Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100103210000082056 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Prime Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 401 Brandywine Drive, Burnsville, MN 55337 TAX PARCEL I.D. #: 021530005003 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 3, in Brandywine according to the recorded plat, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$277,920.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$286,669.13 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 3, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 5, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 4, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-5730 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2571397 4/14-5/19/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 12, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $248,000.00 MORTGAGOR(S): Christian P Lorenzen and Lisa M. Lorenzen, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: September 27, 2005 Dakota County Recorder Document Number: 2364893 ASSIGNMENTS OF MORTGAGE:

ASSIGNMENTS OF MORTGAGE: And assigned to: The Bank of New York Mellon fka the Bank of New York as Trustee for the Certificateholders CWALT, Inc. Alternative Loan Trust 2005-57CB Mortgage Pass-through Certificates, Series 2005-57CB Dated: March 09, 2010 Recorded: April 19, 2010 Dakota County Recorder Document Number: 2725581 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100014440002229326 Lender or Broker: NetBank, FSB Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 23870 Conrad Ave, Hampton, MN 55031-9725 Tax Parcel ID Number: 17.00700.010.51 LEGAL DESCRIPTION OF PROPERTY: The North 150 feet of the South 785 feet of the West 290 feet of the E 1/2 of the SW 1/4 of Section 7, Township 113, Range 18, according to the United States Government Survey thereof and situate in Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $263,829.04 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 29, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 29, 2011, or the next business day if October 29, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 17, 2011 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWALT, INC., ALTERNATIVE LOAN TRUST 2005-57CB, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2005-57CB Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013148F02 2539045 3/17-4/21/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 26, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $184,500.00 MORTGAGOR(S): Eua Vilaysone and Seng Vilaysone, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: September 22, 2005 Dakota County Registrar of Titles Document Number: 575013 ASSIGNMENTS OF MORTGAGE: And assigned to: Aurora Loan Services, LLC Dated: February 22, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100200900001007233 Lender or Broker: United Residential Mortgage, LLC Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER:

CERTIFICATE OF TITLE NUMBER: 125860 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1854 Jade Ln, Eagan, MN 55122-2101 Tax Parcel ID Number: 10-16706-060-05 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 5, Cedar Grove Number 7, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $189,749.43 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 29, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 29, 2011, or the next business day if October 29, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 17, 2011 ASSIGNEE OF MORTGAGEE: Aurora Loan Services, LLC Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 019425F01 2533746 3/17-4/21/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 19, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $154,181.00 MORTGAGOR(S): Dennis J. Stacy and Dawn M. Stacy, husband and wife MORTGAGEE: Marketplace Home Mortgage, LLC DATE AND PLACE OF RECORDING: Recorded: July 30, 2003 Dakota County Recorder Document Number: 2086412 ASSIGNMENTS OF MORTGAGE: And assigned to: TCF Mortgage Corporation Dated: May 19, 2003 Recorded: July 30, 2003 Dakota County Recorder Document Number: 2086413 And assigned to: TCF National Bank Dated: March 03, 2011 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Marketplace Home Mortgage, LLC Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 569 Kendall Dr, Hastings, MN 55033-4026 Tax Parcel ID Number: 19-16404-210-02 LEGAL DESCRIPTION OF PROPERTY: Lot 21, Block 2, Cari Park 5th Addition, according to the recorded plat thereof, and situate in Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $147,186.73 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows:

��

lows: DATE AND TIME OF SALE: April 29, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 29, 2011, or the next business day if October 29, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 17, 2011 ASSIGNEE OF MORTGAGEE: TCF National Bank Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 009287F04 2533040 3/17-4/21/11

PUBLIC NOTICE

ing, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 28, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 2, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-5308 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2540227 3/17-4/21/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: December 24, 2003 MORTGAGOR: William T. Herndon, a single person. MORTGAGEE: Homestead Mortgage Corporation. DATE AND PLACE OF RECORDING: Registered February 20, 2004, Dakota County Registrar of Titles, Document No. 0530485, Certificate of Title No. 130931. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, N.A., Dated: December 24, 2003, Recorded: February 20, 2004, Document No. 0530486. Said Mortgage being Registered Land. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Homestead Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 13992 Holyoke Court, Apple Valley, MN 55124 TAX PARCEL I.D. #: 016640003001 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 1, Schimek 1st Addition. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $163,706.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $170,465.21 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 5, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 7, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED."

ABANDONED. Dated: March 8, 2011. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1780 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2539936 3/17-4/21/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:M a r c h 2 5 , 2008 MORTGAGORS:Justin A. Kepler and Joyce K. Luedke, both single. MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Registered April 14, 2008, Dakota County Registrar of Titles, Document No. 626546, Certificate of Title No. 144598. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: November 16, 2010, Recorded: November 19, 2010, Document No. T671355. Said Mortgage being Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100026900031030033 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bell America Mortgage LLC dba Bell Mortgage RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 21030 Chippendale Court, Farmington, MN 55024 TAX PARCEL I.D. #: 142110005100 LEGAL DESCRIPTION OF PROPERTY: Lot 3 and those parts of Lots 4 and 5 lying Easterly of a Straight Line drawn from a point on the North Line of Said Lot 4 Distant 28 feet West of the Northeast Corner of Said Lot 4 to the Southeast Corner of Said Lot 5, All in Dooley Add. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$173,250.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$192,317.96 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 2, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 2, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 5, 2011. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9660 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2571210 4/14-5/19/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:July 17, 2008 MORTGAGOR:L i s a M . D e l t o n , A Single Person. MORTGAGEE:Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Registered July 22, 2008, Dakota County Registrar of Titles, Document No. T630982, Certificate of Title No. 145084. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, National Association, Dated: March 16, 2011. Said Mortgage being Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100139104915542536 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Residential Mortgage Group, a division of InterBank, fsb RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 11540 177th Street West, Lakeville, MN 55044 TAX PARCEL I.D. #: 224432502003 LEGAL DESCRIPTION OF PROPERTY: Lot Two (2), Block Three (3) in Lake Villa Golf Estates First Addition COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$368,231.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$387,709.06 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 26, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 28, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 4, 2011. U.S. Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-2125 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2571309 4/14-5/19/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 24, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $210,000.00 MORTGAGOR(S): Edward C. Johnson and Judith M. Johnson, aka Judy M. Johnson, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: June 19, 2006 Dakota County Recorder Document Number: 2438902 ASSIGNMENTS OF MORTGAGE: And assigned to: GMAC Mortgage, LLC Dated: January 18, 2011 Recorded: January 31, 2011 Dakota

��

�� proceeding foreclosure mortgage�� Recorded: January 31, 2011�� Dakota this Mortgagee/Assignee of Mortgagee comCounty Recorder Document Number: 2783142 plied with all notice requirements as Transaction Agent: Mortgage Elec- required by statute; That no action or proceeding has been instituted at law tronic Registration Systems, Inc. Transaction Agent Mortgage Identifi- o r o t h e r w i s e t o r e c o v e r t h e d e b t cation Number: 1000375-0594716904-4 secured by said mortgage, or any part Lender or Broker: GMAC Mortgage thereof; PURSUANT to the power of sale conCorporation Residential Mortgage Servicer: GMAC tained in said mortgage, the above Mortgage, LLC described property will be sold by the Mortgage Originator: Not Applicable Sheriff of said county as follows: COUNTY IN WHICH PROPERTY IS DATE AND TIME OF SALE: May 6, LOCATED: Dakota 2011 at 10:00 AM Property Address: 4073 156th St W, PLACE OF SALE: S h e r i f f ' s O f f i c e , Rosemount, MN 55068-6601 Law Enforcement Center, 1580 Hwy T a x P a r c e l I D N u m b e r : 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said 34-67650-030-01 L E G A L D E S C R I P T I O N O F P R O P - Mortgage, and taxes, if any, on said ERTY: Lot 3, Block 1, Shannon Pond, premises, and the costs and disbursements, including attorneys' fees Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE allowed by law subject to redemption D U E A S O F D A T E O F N O T I C E : within six (6) months from the date of $206,378.77 said sale by the mortgagor(s), their THAT all pre-foreclosure require- personal representatives or assigns ments have been complied with; that unless reduced to Five (5) weeks under no action or proceeding has been insti- MN Stat. §580.07. tuted at law or otherwise to recover the TIME AND DATE TO VACATE PROPdebt secured by said mortgage, or any E R T Y : I f t h e r e a l e s t a t e i s a n part thereof; owner-occupied, single-family dwellPURSUANT to the power of sale con- ing, unless otherwise provided by law, t a i n e d i n s a i d m o r t g a g e , t h e the date on or before which the mortabove-described property will be sold gagor(s) must vacate the property if the by the Sheriff of said county as fol- mortgage is not reinstated under seclows: tion 580.30 or the property is not DATE AND TIME OF SALE: April 29, redeemed under section 580.23 is 11:59 p.m. on November 7, 2011. 2011 at 10:00 AM MORTGAGOR(S) RELEASED FROM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 High- FINANCIAL OBLIGATION ON MORTway 55, Lobby S-100, Hastings, Minne- GAGE: None "THE TIME ALLOWED BY LAW FOR sota to pay the debt secured by said mort- REDEMPTION BY THE MORTGAGOR, gage and taxes, if any, on said pre- THE MORTGAGOR'S PERSONAL REPmises and the costs and disburse- RESENTATIVES OR ASSIGNS, MAY BE ments, including attorney fees allowed REDUCED TO FIVE WEEKS IF A JUDIby law, subject to redemption within CIAL ORDER IS ENTERED UNDER six (6) months from the date of said MINNESOTA STATUTES, SECTION sale by the mortgagor(s), their per- 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G OTHER THINGS, THAT THE MORTsonal representatives or assigns. If the Mortgage is not reinstated GAGED PREMISES ARE IMPROVED under Minn. Stat. §580.30 or the prop- WITH A RESIDENTIAL DWELLING OF erty is not redeemed under Minn. Stat. LESS THAN FIVE UNITS, ARE NOT §580.23, the Mortgagor must vacate PROPERTY USED IN AGRICULTURAL the property on or before 11:59 p.m. on P R O D U C T I O N , A N D A R E October 29, 2011, or the next busi- ABANDONED." Dated: March 7, 2011. ness day if October 29, 2011 falls on a PNC Bank, National Association Saturday, Sunday or legal holiday. Mortgagee/Assignee of Mortgagee Mortgagor(s) released from financial USSET, WEINGARDEN AND LIEBO, P.L.L.P. obligation: NONE THIS COMMUNICATION IS FROM Attorneys for Mortgagee/Assignee of A DEBT COLLECTOR ATTEMPT- Mortgagee ING TO COLLECT A DEBT. ANY 4500 Park Glen Road #300 INFORMATION OBTAINED WILL BE Minneapolis, MN 55416 (952) 925-6888 USED FOR THAT PURPOSE. 38-222 THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE THIS IS A COMMUNICATION FROM ORIGINAL CREDITOR WITHIN THE A DEBT COLLECTOR. 3/17-4/21/11 T I M E P R O V I D E D B Y L A W I S N O T 2539831 AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, NOTICE OF MORTGAGE THE MORTGAGOR'S PERSONAL REPFORECLOSURE SALE RESENTATIVES OR ASSIGNS, MAY BE THE RIGHT TO VERIFICATION REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER OF THE DEBT AND IDENTITY OF MINNESOTA STATUTES, SECTION THE ORIGINAL CREDITOR WITHIN 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G THE TIME PROVIDED BY LAW IS OTHER THINGS, THAT THE MORT- NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF default has occurred in conditions of LESS THAN FIVE UNITS, ARE NOT the following described mortgage: DATE OF MORTGAGE: S e p t e m b e r PROPERTY USED IN AGRICULTURAL 18, 2007 PRODUCTION, AND ARE ABANDONED. MORTGAGOR: M. Michael Baxter, A DATED: March 17, 2011 Single Person. ASSIGNEE OF MORTGAGEE: MORTGAGEE: PNC Bank, National GMAC Mortgage, LLC Association successor by merger to Wilford & Geske, P.A. National City Mortgage, a division of Attorneys for Assignee of Mortgagee National City Bank. Lawrence A. Wilford DATE AND PLACE OF RECORDING: James A. Geske Recorded October 10, 2007, Dakota 8425 Seasons Parkway, Suite 105 County Recorder, Document No. Woodbury, MN 55125-4393 2549606. (651) 209-3300 ASSIGNMENTS OF MORTGAGE: File Number: 018391F02 2539599 3/17-4/21/11 Assigned to: Green Tree Servicing LLC, Dated: February 18, 2010, Recorded: March 25, 2010, Document No. 2721257. TRANSACTION AGENT: NONE NOTICE OF MORTGAGE TRANSACTION AGENT'S MORTFORECLOSURE SALE THE RIGHT TO VERIFICATION GAGE IDENTIFICATION NUMBER ON OF THE DEBT AND IDENTITY OF MORTGAGE: NONE LENDER OR BROKER AND MORTTHE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS G A G E O R I G I N A T O R S T A T E D O N MORTGAGE: National City Mortgage NOT AFFECTED BY THIS ACTION. RESIDENTIAL MORTGAGE SERNOTICE IS HEREBY GIVEN, that default has occurred in conditions of VICER: Green Tree Servicing LLC MORTGAGED PROPERTY ADDRESS: the following described mortgage: DATE OF MORTGAGE: April 25, 2003 14333 Banyan Lane, Rosemount, MN MORTGAGORS: Randy E. Kaeder and 55068 TAX PARCEL I.D. #: 341470038005 Margaret A. Kaeder, husband and wife. LEGAL DESCRIPTION OF PROPMORTGAGEE: First Franklin FinanERTY: cial Corporation. Lot 38, Block 5, CIC No. 250, BloomDATE AND PLACE OF RECORDING: field, Dakota County, Minnesota Recorded June 3, 2003, Dakota County COUNTY IN WHICH PROPERTY IS Recorder, Document No. 2056134. A S S I G N M E N T S O F M O R T G A G E : LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF Assigned to: PNC Bank, N.A. successor by merger to National City Bank, MORTGAGE: $182,000.00 AMOUNT DUE AND CLAIMED TO BE Dated: June 19, 2009, Recorded: June DUE AS OF DATE OF NOTICE, INCLUD29, 2009, Document No. 2667595. ING TAXES, IF ANY, PAID BY MORTTRANSACTION AGENT: NONE T R A N S A C T I O N A G E N T ' S M O R T - GAGEE: $178,738.16 That prior to the commencement of GAGE IDENTIFICATION NUMBER ON this mortgage foreclosure proceeding MORTGAGE: NONE LENDER OR BROKER AND MORT- Mortgagee/Assignee of Mortgagee comG A G E O R I G I N A T O R S T A T E D O N plied with all notice requirements as MORTGAGE: First Franklin Financial required by statute; That no action or proceeding has been instituted at law Corporation RESIDENTIAL MORTGAGE SER- or otherwise to recover the debt secured by said mortgage, or any part VICER: Select Portfolio Servicing, Inc. MORTGAGED PROPERTY ADDRESS: thereof; PURSUANT to the power of sale con8245 Cooper Way, Inver Grove Heights, tained in said mortgage, the above MN 55076 TAX PARCEL I.D. #: 20-69300-200-03 described property will be sold by the LEGAL DESCRIPTION OF PROP- Sheriff of said county as follows: DATE AND TIME OF SALE: May 5, ERTY: Lot 20, Block 3, Sleepy Hollow Addi- 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , tion. COUNTY IN WHICH PROPERTY IS Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF to pay the debt then secured by said Mortgage, and taxes, if any, on said MORTGAGE: $188,000.00 AMOUNT DUE AND CLAIMED TO BE premises, and the costs and disbursem ents, including attorneys' fees DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORT- allowed by law subject to redemption within six (6) months from the date of GAGEE: $208,083.36 That prior to the commencement of this mortgage foreclosure proceeding ��

PUBLIC NOTICE

�� REDUCED TO FIVE WEEKS IF A JUDI CIAL ORDER IS ENTERED UNDER �� within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 7, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 7, 2011. Green Tree Servicing LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-2234 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2539918 3/17-4/21/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 20, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $144,000.00 MORTGAGOR(S): Pamela K. Wegner, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: October 05, 2005 Dakota County Recorder Document Number: 2367272 ASSIGNMENTS OF MORTGAGE: And assigned to: The Bank Of New York Mellon FKA The Bank Of New York, Not In Its Individual Capacity But Solely As Trustee For The Benefit Of The Certificateholders Of The Cwabs Inc, Asset-Backed Certificates, Series 2006-IM1 Dated: February 23, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100077910004804395 Lender or Broker: Decision One Mortgage Company, LLC Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 4896 Boatman Ln, Inver Grove Heights, MN 55076-1160 Tax Parcel ID Number: 20.44027.702.10 LEGAL DESCRIPTION OF PROPERTY: Unit No. 10702, Lafayette Park East, Common Interest Community No. 434, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $128,836.51 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 29, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 29, 2011, or the next business day if October 29, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDI-

MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 17, 2011 ASSIGNEE OF MORTGAGEE: The Bank Of New York Mellon FKA The Bank Of New York, Not In Its Individual Capacity But Solely As Trustee For The Benefit Of The Certificateholders Of The Cwabs Inc, Asset-Backed Certificates, Series 2006-IM1 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 019619F01 2539025 3/17-4/21/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: MORTGAGORS:Michelle Kuyatt and Brian S. Kuyatt, wife and husband. MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded October 6, 2008, Dakota County Recorder, Document No. 2616420. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc, Dated: April 26, 2010, Recorded: May 11, 2010, Document No. 2729615. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100113800001146443 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Land Home Financial Services RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 17590 Italy Path, Lakeville, MN 55044 TAX PARCEL I.D. #: 221940204002 LEGAL DESCRIPTION OF PROPERTY: Lot Four, Block Two, Dakota Heights Third Addition COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$323,727.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$344,448.10 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 20, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 21, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 29, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3805 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2562835 4/7-5/12/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:June 4, 1999 MORTGAGORS:W i l l i a m H . L a d w i g and Rochelle M. Prom, Both Single. MORTGAGEE:C h a s e M a n h a t t a n Mortgage Corporation. DATE AND PLACE OF RECORDING: Recorded July 2, 1999, Dakota County Recorder, Document No. 1618579. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, National Association S/B/M to The Leader Mortgage Company, Dated: June 4, 1999, Recorded: July 2, 1999, Document No. 1618580. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Chase Manhattan Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 16163 Flagstaff Court South, Rosemount, MN 55068 TAX PARCEL I.D. #: 225135128001 LEGAL DESCRIPTION OF PROPERTY: Lot 28, Block 1, Niakwa Village 2nd Addition COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$98,160.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$87,734.09 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 26, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 28, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 4, 2011. U.S. Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-2146 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2571337 4/14-5/19/11

PUBLIC NOTICE

Trust Company, as Trustee for Argent Securities Inc., Asset-Backed Pass-Through Certificates, Series 2006-W1, sale and servicing agreement dated January 1, 2006, Dated: February 11, 2009, Recorded: February 17, 2009, Document No. 2637662. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Argent Mortgage Company, LLC RESIDENTIAL MORTGAGE SERVICER: American Home Mortgage Servicing, Inc MORTGAGED PROPERTY ADDRESS: 8805 Brunell Way #1705, Inver Grove Heights, MN 55076 TAX PARCEL I.D. #: 201177770503 LEGAL DESCRIPTION OF PROPERTY: Unit 1705, CIC No. 306, a Condominium, The Gables at Arbor Pointe, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $152,720.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $163,015.41 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 5, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 7, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 8, 2011. Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 40-3296 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2540181 3/17-4/21/11

PUBLIC NOTICE

MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Homeservices Lending, LLC d/b/a Edina Realty Mortgage RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 15903 Cicerone Path, Rosemount, MN 55068 TAX PARCEL I.D. #: 343025101002 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 2, Geronime Pond 2nd Addition, CIC No. 260, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $141,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $154,636.82 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 6, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 7, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 7, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-5692 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2540003 3/17-4/21/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 23, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $140,000.00 MORTGAGOR(S): Gwendolyn Lundell, a single person and Melvin Welch, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: October 28, 2005 Dakota County Recorder Document Number: 2375469 ASSIGNMENTS OF MORTGAGE: And assigned to: Aurora Loan Services, LLC Dated: February 23, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100053030007998843 Lender or Broker: Aegis Wholesale Corporation Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 735 6th St W, Hastings, MN 55033-1727 Tax Parcel ID Number: 19-10500-103-40 LEGAL DESCRIPTION OF PROPERTY: Lot 9 and 10, Block 40, Addition No. 13 to the City of Hastings, according to the recorded plat thereof, Dakota County, Minnesota; except the east 3.66 feet of said Lot 9; and also except the south 76 feet of said Lot 9 and Lot 10. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $136,615.19 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any

debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 29, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 29, 2011, or the next business day if October 29, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. ASSIGNEE OF MORTGAGEE: Aurora Loan Services, LLC Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 019241F01 2533756 3/17-4/21/11

PUBLIC NOTICE

��

said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 3, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 7, 2011. Provident Funding Associates, L.P. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-1970 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2539849 3/17-4/21/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:November 20, 2007 MORTGAGOR:Ian Patterson, a single person. MORTGAGEE:Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded December 6, 2007, Dakota County Recorder, Document No. 2559832. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, N.A., Dated: January 13, 2011. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100143500723220013 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: American Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 1521 Circle Drive, Burnsville, MN 55337 T A X P A R C E L I . D . # : 02-82203-060-02 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 2 Vista View 4th Addition according to the recorded plat thereof, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$189,006.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$194,049.67 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 5, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 7, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER

CIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 4, 2011. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1850 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2537512 3/17-4/21/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:September 20, 2006 MORTGAGOR:Carol L Thompson, A Single Person. MORTGAGEE:Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded September 28, 2006, Dakota County Recorder, Document No. 2464849. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance, LLC, Dated: February 11, 2011, Recorded: February 22, 2011, Document No. 2787324. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100010402042445522 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Suntrust Mortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 410 8th Avenue South, South Saint Paul, MN 55075 TAX PARCEL I.D. #: 366430028002 LEGAL DESCRIPTION OF PROPERTY: Lot 28 in Block 2 of Riverside Park Addition to the City of St. Paul, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$160,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$187,066.76 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 31, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 30, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 7, 2011. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-10223 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2571266 4/14-5/19/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:April 30, 2009 MORTGAGOR: B r i a n L e d e r e r , a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded June 15, 2009, Dakota County Recorder, Document No. 2664467. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: April 1, 2011. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100026900141145325 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bell America Mortgage LLC d/b/a Bell Mortgage RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 215 South 7th Avenue, South Saint Paul, MN 55075 TAX PARCEL I.D. #: 363255005006 LEGAL DESCRIPTION OF PROPERTY: Lot 5 and the South One Half of Lot 4, in Block 6 of Hepburn Park Addition to the City of St. Paul COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$135,800.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$136,002.21 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 27, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 28, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 1, 2011. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-10546 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2571243 4/14-5/19/11

PUBLIC NOTICE

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100060677001402585 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Integrity One Mortgage LLC RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 7926 Upper 167th Street West, Lakeville, MN 55044 TAX PARCEL I.D. #: 22-27600-130-04 LEGAL DESCRIPTION OF PROPERTY: Lot 13, Block 4, Foxborough, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $206,150.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $211,134.66 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 6, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 7, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 7, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-5667 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2539994 3/17-4/21/11

PUBLIC NOTICE

��

�� to �� ING TAXES, IF ANY, PAID BY�� MORT allowed by law subject redemption GAGEE: $260,187.57 within five (5) weeks from the date of That prior to the commencement of said sale by the mortgagor(s), their this mortgage foreclosure proceeding personal representatives pursuant to Mortgagee/Assignee of Mortgagee com- Prior Mortgagor Postponement under plied with all notice requirements as MN Stat. §580.07. required by statute; That no action or TIME AND DATE TO VACATE PROPproceeding has been instituted at law E R T Y : I f t h e r e a l e s t a t e i s a n o r o t h e r w i s e t o r e c o v e r t h e d e b t owner-occupied, single-family dwellsecured by said mortgage, or any part ing, unless otherwise provided by law, thereof; the date on or before which the mortPURSUANT to the power of sale con- gagor(s) must vacate the property if the tained in said mortgage, the above mortgage is not reinstated under secdescribed property will be sold by the tion 580.30 or the property is not Sheriff of said county as follows: redeemed under section 580.23 is DATE AND TIME OF SALE: May 6, 11:59 p.m. on June 16, 2011. 2011 at 10:00 AM MORTGAGOR(S) RELEASED FROM PLACE OF SALE: S h e r i f f ' s O f f i c e , FINANCIAL OBLIGATION ON MORTLaw Enforcement Center, 1580 Hwy GAGE: None 55, Lobby #S-100, Hastings, MN "THE TIME ALLOWED BY LAW FOR to pay the debt then secured by said REDEMPTION BY THE MORTGAGOR, Mortgage, and taxes, if any, on said THE MORTGAGOR'S PERSONAL REPpremises, and the costs and disburse- RESENTATIVES OR ASSIGNS, MAY BE m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s REDUCED TO FIVE WEEKS IF A JUDIallowed by law subject to redemption CIAL ORDER IS ENTERED UNDER within six (6) months from the date of MINNESOTA STATUTES, SECTION said sale by the mortgagor(s), their 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G personal representatives or assigns OTHER THINGS, THAT THE MORTunless reduced to Five (5) weeks under GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF MN Stat. §580.07. TIME AND DATE TO VACATE PROP- LESS THAN FIVE UNITS, ARE NOT E R T Y : I f t h e r e a l e s t a t e i s a n PROPERTY USED IN AGRICULTURAL owner-occupied, single-family dwell- P R O D U C T I O N , A N D A R E ing, unless otherwise provided by law, ABANDONED." Dated: March 11, 2011. the date on or before which the mortBayview Loan Servicing, LLC gagor(s) must vacate the property if the Mortgagee/Assignee of Mortgagee mortgage is not reinstated under section 580.30 or the property is not USSET, WEINGARDEN AND LIEBO, P.L.L.P. is 580.23 under section Attorneys for Mortgagee/Assignee of redeemed Mortgagee 11:59 p.m. on November 7, 2011. MORTGAGOR(S) RELEASED FROM 4500 Park Glen Road #300 FINANCIAL OBLIGATION ON MORT- Minneapolis, MN 55416 GAGE: None (952) 925-6888 "THE TIME ALLOWED BY LAW FOR 90-1520 REDEMPTION BY THE MORTGAGOR, THIS IS A COMMUNICATION FROM THE MORTGAGOR'S PERSONAL REP- A DEBT COLLECTOR. 3/17-4/21/11 RESENTATIVES OR ASSIGNS, MAY BE 2539870 REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION NOTICE OF MORTGAGE 582.032, DETERMINING, AMONG FORECLOSURE SALE OTHER THINGS, THAT THE MORTTHE RIGHT TO VERIFICATION OF GAGED PREMISES ARE IMPROVED THE DEBT AND IDENTITY OF THE WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT ORIGINAL CREDITOR WITHIN THE PROPERTY USED IN AGRICULTURAL T I M E P R O V I D E D B Y L A W I S N O T P R O D U C T I O N , A N D A R E AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: that a ABANDONED." default has occurred in the conditions Dated: March 10, 2011. of the following described mortgage: JPMorgan Chase Bank, N.A. DATE OF MORTGAGE: May 18, Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. 2005. MORTGAGOR(S): Sean Schumacher, Attorneys for Mortgagee/Assignee of a married person. Mortgagee MORTGAGEE: Mortgage Electronic 4500 Park Glen Road #300 Registration Systems, Inc., as nomiMinneapolis, MN 55416 nee for Maribella Mortgage, LLC. (952) 925-6888 DATE AND PLACE OF RECORDING: 60-3581 THIS IS A COMMUNICATION FROM Filed August 24, 2005, Dakota County Recorder, Document No. 2354242. A DEBT COLLECTOR. ASSIGNMENT(S) OF MORTGAGE: 2540201 3/17-4/21/11 Assigned to Citimortgage, Inc., by assignment dated July 14, 2010, filed for record July 27, 2010, as Document No. 2742856, and to LSF7 Bermuda NOTICE OF MORTGAGE NPL 1 Trust, by assignment dated FORECLOSURE SALE THE RIGHT TO VERIFICATION October 26, 2010, filed for record OF THE DEBT AND IDENTITY OF October 26, 2010, as Document No. THE ORIGINAL CREDITOR WITHIN 2761651. The land described in said mortgage THE TIME PROVIDED BY LAW IS is not registered land. NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that MORTGAGE HOLDER (as defined in default has occurred in conditions of section 58.02): the following described mortgage: Transaction Agent: NA. Transaction Agent's Mortgage IdentiDATE OF MORTGAGE: March 1, 2007 MORTGAGORS: Dodd Carlson and fication Number on Mortgage: NA. Lender or Broker: LSF7 Bermuda Tami Carlson, husband and wife. MORTGAGEE: Mortgage Electronic NPL 1 Trust. Residential Mortgage Servicer: VeriRegistration Systems, Inc. DATE AND PLACE OF RECORDING: crest Financial, Inc. MORTGAGE ORIGINATOR (as defined Recorded March 22, 2007, Dakota C o u n t y R e c o r d e r , D o c u m e n t N o . in section 58.02): Maribella Mortgage, 2504529. LLC. ASSIGNMENTS OF MORTGAGE: MORTGAGED PROPERTY ADDRESS: Assigned to: Bayview Loan Servicing, 16953 Fairhaven Avenue, Lakeville, L L C , D a t e d : N o v e m b e r 9 , 2 0 0 9 , MN, 55044. TAX PARCEL I.D. NO.: Recorded: March 24, 2010, Document 22-31502-180-02. No. 2720949. LEGAL DESCRIPTION OF PROPTRANSACTION AGENT: Mortgage ERTY: Lot 18, Block 2, Harris Acres Electronic Registration Systems, Inc. T R A N S A C T I O N A G E N T ' S M O R T - Third. COUNTY IN WHICH PROPERTY IS GAGE IDENTIFICATION NUMBER ON LOCATED: Dakota. MORTGAGE: 100077960000665811 LENDER OR BROKER AND MORTORIGINAL PRINCIPAL AMOUNT OF G A G E O R I G I N A T O R S T A T E D O N MORTGAGE: $321,360.00. AMOUNT CLAIMED TO BE DUE ON MORTGAGE: Decision One Mortgage THE MORTGAGE ON THE DATE OF Company, LLC R E S I D E N T I A L M O R T G A G E S E R - THIS NOTICE: $353,213.75. VICER: Bayview Loan Servicing, LLC The holder of the mortgage has comMORTGAGED PROPERTY ADDRESS: plied with all conditions precedent to 444 6th Avenue South, South Saint acceleration of the debt secured by the mortgage and foreclosure of the mortPaul, MN 55075 TAX PARCEL I.D. #: 36-64300-190-06 gage and all notice and other requireLEGAL DESCRIPTION OF PROP- ments of applicable statutes. That no action or proceeding has been instiERTY: Lot 19, Block 6, Riverside Park Addi- tuted at law or otherwise to recover the tion to the City of St. Paul, Dakota debt secured by said mortgage, or any County, Minnesota. part thereof. COUNTY IN WHICH PROPERTY IS PURSUANT to the power of sale contained in said mortgage, the above LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF described property will be sold by the Sheriff of said county as follows: MORTGAGE: $192,000.00 DATE AND TIME OF SALE: May 5, AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUD- 2011 at 10:00 a.m. PLACE OF SALE: Sheriff's main ING TAXES, IF ANY, PAID BY MORToffice in the Dakota County Law GAGEE: $228,070.79 That prior to the commencement of Enforcement Center, 1580 Highway 55, this mortgage foreclosure proceeding Lobby #S-100, in the City of Hastings, Mortgagee/Assignee of Mortgagee com- County of Dakota, State of Minnesota. plied with all notice requirements as to pay the debt then secured by said required by statute; That no action or mortgage, and taxes, if any, on said proceeding has been instituted at law premises, and the costs and disburseor otherwise to recover the debt ments, including attorneys' fees secured by said mortgage, or any part allowed by law subject to redemption thereof; within six (6) months from the date of PURSUANT to the power of sale con- said sale by the mortgagor(s), their tained in said mortgage, the above personal representatives or assigns. If described property will be sold by the the Mortgage is not reinstated under Minn. Stat. §580.30, the property is not Sheriff of said county as follows: DATE AND TIME OF SALE: May 12, redeemed under Minn. Stat. §580.23, 2011 at 10:00 AM or the redemption period is not PLACE OF SALE: S h e r i f f ' s O f f i c e , reduced under Minn. Stat. §582.032, Law Enforcement Center, 1580 Hwy the Mortgagor must vacate the property on or before 11:59 p.m. on 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said November 5, 2011, or the next busiMortgage, and taxes, if any, on said ness day if November 5, 2011 falls on a premises, and the costs and disburse- Saturday, Sunday or legal holiday. ments, including attorneys' fees allowed by law subject to redemption ��

PUBLIC NOTICE

�� Dated:�� March 4, 2011. U.S. Bank, N. A. �� Saturday, Sunday or legal holiday. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N A N D A R E ABANDONED." Dated: March 9, 2011. LSF7 BERMUDA NPL 1 TRUST, Assignee /s/ Anna C. Mickelson ANNA C. MICKELSON -forAtty. I.D. #347814 MURNANE BRANDT Attorneys for Assignee 30 East Seventh Street, Suite 3200 St. Paul, Minnesota 55101 Telephone (651) 227-9411 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2536536 3/17-4/21/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:O c t o b e r 2 5 , 2007 MORTGAGORS:Donald L. Marshall and Donna M. Marshall, Husband and Wife. MORTGAGEE:Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded November 1, 2007, Dakota County Recorder, Document No. 2553875. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, N.A., Dated: February 28, 2011. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100021278844922877 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: U.S. Bank, N.A. RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 6594 Folsom Path, Lakeville, MN 55024 T A X P A R C E L I . D . # : 22-38125-080-01 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 1, Jacob Glen Estates, according to the recorded plat thereof, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$108,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$107,352.38 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 3, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 3, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 4, 2011.

Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-2008 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2537509 3/17-4/21/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:February 14, 2005 MORTGAGORS:Erik P. Nielsen and Shannon J. Nielsen, husband and wife. MORTGAGEE:Sand Canyon Corporation, FKA Option One Mortgage Corporation. DATE AND PLACE OF RECORDING: Recorded March 1, 2005, Dakota County Recorder, Document No. 2300040. ASSIGNMENTS OF MORTGAGE: Assigned to: Deutsche Bank National Trust Company, as Trustee for Carrington Mortgage Loan Trust, Series 2005-OPT2, Asset Backed Pass-Through Certificates, Series 2005-OPT2, Dated: March 21, 2011. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Sand Canyon Corporation, FKA Option One Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: American Home Mortgage Servicing, Inc MORTGAGED PROPERTY ADDRESS: 24513 Chippendale Avenue West, Farmington, MN 55024 TAX PARCEL I.D. #: 070180001009 LEGAL DESCRIPTION OF PROPERTY: The South five acres of the Southeast Quarter of the Southwest Quarter of the Northeast Quarter of Section 18, Township 113, Range 19. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$412,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$490,571.60 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 26, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 28, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 31, 2011. Deutsch Bank National Trust Company, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 40-3285 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2571614 4/14-5/19/11

PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:F e b r u a r y 2 5 , 2008 MORTGAGOR:M e a g h a n E . L e g g , a single person. MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded March 5, 2008, Dakota County Recorder, Document No. 2575915. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc, Dated: May 18, 2010, Recorded: June 1, 2010, Document No. 2732826. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100249120000133277 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Marketplace Home Mortgage, LLC RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 20583 Hampshire Way, Lakeville, MN 55044 T A X P A R C E L I . D . # : 22-82052-730-02 LEGAL DESCRIPTION OF PROPERTY: Lot 73, Block 2, Village Creek 3rd Addition, CIC No. 346 COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$221,168.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$233,722.89 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 5, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 5, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 4, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3956 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until May 10, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: April 7, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3956 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2566413 4/14/11

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:March 2, 2007 MORTGAGORS:L e a h M . J o h n s o n f/k/a Leah M. Zezulka and Andrew Johnson, wife and husband. MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded March 21, 2007, Dakota County Recorder, Document No. 2503984. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc., Dated: January 24, 2011. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100330000000038306 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: MidAmerica Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 809 Spruce Street, Farmington, MN 55024 TAX PARCEL I.D. #: 142250008001 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 1, East Farmington 1st Addition. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$184,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$188,840.73 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 7, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 7, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 14, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-5429 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until April 28, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: April 12, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-5429 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2571193 4/14/11

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 24, 2009 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $252,767.00 MORTGAGOR(S): Karen M. McDonald NKA Karen M. Crisp and Allen W. Crisp, wife and husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: April 03, 2009 Dakota County Registrar of Titles Document Number: T641630 ASSIGNMENTS OF MORTGAGE: And assigned to: Flagstar Bank, FSB Dated: December 17, 2010 Registered: February 18, 2011 Dakota County Registrar of Titles Document Number: T676089 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100052550242987955 Lender or Broker: Flagstar Bank, FSB, A Federally Chartered Savings Bank Residential Mortgage Servicer: Flagstar Bank, FSB Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 148480 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3520 Malcolm Ave, Hastings, MN 55033-3619 Tax Parcel ID Number: 19.73200.030.05 LEGAL DESCRIPTION OF PROPERTY: Lot Three (3) in Block Five (5) of Sunny Acres, according to the plat thereof, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $260,692.67 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 08, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 08, 2011, or the next business day if October 08, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: February 24, 2011 ASSIGNEE OF MORTGAGEE: Flagstar Bank, FSB Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 017856F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for April 08, 2011 at 10:00 AM has been postponed to June 09, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: April 08, 2011 ASSIGNEE OF MORTGAGEE: Flagstar Bank, FSB Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 017856F01 2564084 4/14/11

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:M a r c h 2 8 , 2002 MORTGAGOR:L i s a M . M o o r e , A Single Person. MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded April 29, 2002, Dakota County Recorder, Document No. 1890943. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc., Dated: February 25, 2011. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100026900020414099 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bell America Mortgage LLC DBA Bell Mortgage RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 3420 Golfview Drive #220, Eagan, MN 55123 T A X P A R C E L I . D . # : 10-76900-044-03 LEGAL DESCRIPTION OF PROPERTY: Unit No. 220, together with Garage No. 82, Carriage Hills Condominiums, Condominium File No. 47, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$115,300.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$105,868.49 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 2, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 2, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 6, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-5587 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2571372 4/14-5/19/11

PUBLIC NOTICE

��

County Recorder, Document No. 2298494 and rerecorded as Document No. 2319196. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, N.A., Dated: March 2, 2011. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100021278843212171 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: U.S. Bank, N.A. RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 1501 131st Street East, Burnsville, MN 55337 T A X P A R C E L I . D . # : 02-17002-100-02 LEGAL DESCRIPTION OF PROPERTY: Lot 10, Block 2, Chateaulin 3rd Addition. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$187,200.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$221,378.44 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 5, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 7, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 8, 2011. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1919 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2537499 3/17-4/21/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. Notice is hereby given that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 2, 2007 MORTGAGOR: Bjornson Family Inter Vivos Revocable Trust MORTGAGEE: U.S. Bank National Association ND DATE AND PLACE OF RECORDING: Recorded: May 17, 2007 Dakota County Registrar of Titles Document #: 610862 ASSIGNMENTS OF MORTGAGE: None LEGAL DESCRIPTION OF PROPERTY: LOT TWO (2) BLOCK TWO (2) IN CEDAR GROVE NO. 3, ACCORDING TO THE RECORDED PLAT THEREOF NOW ON FILE AND OF RECORD IN THE OFFICE OF THE REGISTER OF DEEDS WITHIN AND FOR SAID COUNTY AND STATE, DAKOTA COUNTY, MINNESOTA. The Torrens Certificate No. is 13714 PARCEL ID #: 10-16702-020-02 PROPERTY ADDRESS: 4078 Diamond Dr., Eagan, Minnesota 55122 TRANSACTION AGENT: N/A TRANSACTION AGENT ID NO.: N/A CURRENT MORTGAGE SERVICER: U.S. Bank National Association ND COUNTY IN WHICH PROPERTY IS LOCATED: Dakota

LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $241,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY PAID BY MORTGAGEE: $248,616.11 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no Mortgagors have been released from financial obligation on said Mortgage; that no action or proceeding has been instituted by law to recover that debt secured by said Mortgage, or any part thereof; that all conditions precedent to foreclose of the Mortgage and acceleration of the debt secures thereby have been fulfilled; PURSUANT to the power of sale therein contained, said Mortgage will be foreclosed and the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 12, 2011 at 10:00 am PLACE OF SALE: Dakota County Law Enforcement Center, Lobby S-100, 1580 Highway 55, Hastings, MN 55033 to pay the debt the debt then secured by the Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law, subject to redemption within six (6) months from the date of sale by the mortgagor, their personal representatives or assigns. DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 nor the property redeemed under Minnesota Statutes sections 580.23 is November 12, 2011 at 11:59 p.m. If the foregoing date is Saturday, Sunday, or a legal holiday, then the date to vacate is the next business day at 11:59 p.m. MORTGAGOR RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Dated: March 16, 2011 U.S. Bank National Association ND Mortgagee Kenneth J. Johnson Minnesota State Bar No. 0246074 Johnson, Blumberg & Associates, LLC Attorney for Mortgagee 230 W. Monroe St., Ste. 1125 Chicago, IL 60606 Phone 312-541-9710 Fax 312-541-9711 2546925 3/24-4/28/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 04, 1992 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $72,867.00 MORTGAGOR(S): Eugene T. Robinette and Victoria L. Robinette, husband and wife MORTGAGEE: United Mortgage Corporation DATE AND PLACE OF RECORDING: Recorded: September 10, 1992 Dakota County Recorder Document Number: 1066863 ASSIGNMENTS OF MORTGAGE: And assigned to: Bank of America, FSB Dated: September 01, 1994 Recorded: August 15, 1995 Dakota County Recorder Document Number: 1294346 And assigned to: Mortgage Electronic Registration Systems, Inc. Dated: December 02, 1998 Recorded: June 21, 1999 Dakota County Recorder Document Number: 1614333 And assigned to: Aurora Loan Services, LLC Dated: March 02, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100025400001004325 Lender or Broker: United Mortgage Corporation Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 179 Mainzer St, West Saint Paul, MN 55118-1531 Tax Parcel ID Number: 42-32000-060-00 LEGAL DESCRIPTION OF PROPERTY: Lot Six (6) of Hardwick's Addition according to the map or plat thereof on file or of record in the office of the County Recorder in and for Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $63,829.68 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the

tuted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 06, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 06, 2011, or the next business day if November 06, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 24, 2011 ASSIGNEE OF MORTGAGEE: Aurora Loan Services, LLC Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 018035F02 2542504 3/24-4/28/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 17, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $161,000.00 MORTGAGOR(S): Joan Ristau, a single woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: September 13, 2006 Dakota County Recorder Document Number: 2460580 ASSIGNMENTS OF MORTGAGE: And assigned to: Wells Fargo Bank, National Association, As Trustee For The Holders Of The First Franklin Mortgage Loan Trust 2006-FF15 Mortgage Pass-through Certificates, Series 2006-FF15 Dated: March 07, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100425240009146520 Lender or Broker: First Franklin a Division of National City Bank of Indiana Residential Mortgage Servicer: Select Portfolio Servicing Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 15536 Foghorn Ln, Apple Valley, MN 55124-6023 Tax Parcel ID Number: 01-63402-049-50 LEGAL DESCRIPTION OF PROPERTY: Unit No. 49, Common Interest Community No. 282, Regatta Village Homes, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $168,180.81 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 06, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on

the property on or before 11:59 p.m. on November 06, 2011, or the next business day if November 06, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 24, 2011 ASSIGNEE OF MORTGAGEE: Wells Fargo Bank, National Association, As Trustee For The Holders Of The First Franklin Mortgage Loan Trust 2006-FF15 Mortgage Pass-through Certificates, Series 2006-FF15 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 019753F01 2541814 3/24-4/28/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 9, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $194,000.00 MORTGAGOR(S): George D Berg and Melissa A Berg, as husband and wife, as joint tenants MORTGAGEE: New Century Mortgage Corporation SERVICER: Carrington Mortgage Services, LLC LENDER: New Century Mortgage Corporation. DATE AND PLACE OF FILING: Dakota County Minnesota, Recorder, on June 24, 2005, as Document No. 2333776 ASSIGNED TO: Deutsche Bank National Trust Company, as Trustee, for Carrington Mortgage Loan Trust, Series 2005-NC5 Asset-Backed Pass-Through Certificates Dated: March 7, 2011, and recorded March 17, 2011 by Document No. 2791760. LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 2, Dakota Heights 8th Addition, Dakota County, Minnesota PROPERTY ADDRESS: 17528 ICELAND TR, LAKEVILLE, MN 55044-0000 PROPERTY I.D: 22-19407-03-002 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: One Hundred Ninety-Eight Thousand Three Hundred Twenty-One and 01/100 ($198,321.01) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on May 10, 2011 P L A C E O F S A L E : S h e r i f f ` s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6 months from the date of sale. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 24, 2011 Deutsche Bank National Trust Company, as Trustee, for Carrington Mortgage Loan Trust, Series 2005-NC5 Asset-Backed Pass-Through Certificates Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee One Financial Plaza,

��

One Financial Plaza,�� 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 NOTICE OF MORTGAGE Phone: 612-573-3677 FORECLOSURE SALE Our File No. 11MN00104-1 THE RIGHT TO VERIFICATION THIS IS A COMMUNICATION FROM OF THE DEBT AND IDENTITY OF A DEBT COLLECTOR. A S A P # 3 9 4 6 7 1 7 0 3 / 2 4 / 2 0 1 1 , THE ORIGINAL CREDITOR WITHIN 03/31/2011, 04/07/2011, 04/14/2011, THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. 04/21/2011, 04/28/2011 NOTICE IS HEREBY GIVEN, that 2546159 3/24-4/28/11 default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:O c t o b e r 2 2 , NOTICE OF MORTGAGE 2001 FORECLOSURE SALE MORTGAGORS:Ron Jensen and Jean N O T I C E I S H E R E B Y G I V E N t h a t A. Jensen, husband and wife. default has occurred in the conditions MORTGAGEE:T r u s t e d M o r t g a g e of the following described mortgage: Company. DATE OF MORTGAGE: September DATE AND PLACE OF RECORDING: 14, 2005 Recorded December 5, 2001, Dakota ORIGINAL PRINCIPAL AMOUNT OF C o u n t y R e c o r d e r , D o c u m e n t N o . MORTGAGE: $150,200.00 1836568. MORTGAGOR(S): Glenda Annette ASSIGNMENTS OF MORTGAGE: Meehan, an unmarried woman Assigned to: ABN Amro Mortgage MORTGAGEE: Mortgage Electronic Group, Inc., Dated: October 22, 2001, Registration Systems, Inc. Recorded: December 5, 2001, DocuDATE AND PLACE OF REGISTER- ment No. 1836569. And thereafter ING: assigned to: Mortgage Electronic RegRegistered: September 30, 2005 istration Systems, Inc., Dated: OctoDakota County Registrar of Titles ber 29, 2002, Recorded: January 30, Document Number: 575696 2003, Document No. 1991973. And ASSIGNMENTS OF MORTGAGE: thereafter assigned to: Chase Home And assigned to: The Bank Of New Finance, LLC, Dated: April 4, 2011. York Mellon FKA The Bank Of New TRANSACTION AGENT: NONE York Not In Its Individual Capacity But TRANSACTION AGENT'S MORTSolely As Trustee For The Benefit Of GAGE IDENTIFICATION NUMBER ON The Certificateholders Of The CWABS MORTGAGE: NONE Inc., Asset-Backed Certificates, Series LENDER OR BROKER AND MORT2005-14 GAGE ORIGINATOR STATED ON Dated: February 28, 2011 MORTGAGE: Trusted Mortgage ComTransaction Agent: Mortgage Elec- pany tronic Registration Systems, Inc. RESIDENTIAL MORTGAGE SERTransaction Agent Mortgage Identifi- VICER: Chase Home Finance LLC cation Number: 100039235000007752 MORTGAGED PROPERTY ADDRESS: Lender or B r o k e r : First Magnus 2625 London Court, Burnsville, MN Financial Corporation 55337 Residential Mortgage Servicer: BAC T A X P A R C E L I . D . # : Home Loans Servicing, L.P. 02-64101-120-05 Mortgage Originator: Not Applicable LEGAL DESCRIPTION OF PROPCERTIFICATE OF TITLE NUMBER: ERTY: 137676 Lot 12, Block 5, River Hills 2nd AddiCOUNTY IN WHICH PROPERTY IS tion, Dakota County, Minnesota. LOCATED: Dakota COUNTY IN WHICH PROPERTY IS Property Address: 17350 Gettysburg LOCATED:Dakota Way Unit 188, Lakeville, MN ORIGINAL PRINCIPAL AMOUNT OF 55044-4005 MORTGAGE:$125,000.00 Tax Parcel ID Number: AMOUNT DUE AND CLAIMED TO BE 22.18604.18.825 DUE AS OF DATE OF NOTICE, INCLUDL E G A L D E S C R I P T I O N O F P R O P - ING TAXES, IF ANY, PAID BY MORTERTY: Unit No. 25188, CIC No. 424, GAGEE:$89,521.99 Crossroads Condominium, Dakota That prior to the commencement of County, Minnesota this mortgage foreclosure proceeding AMOUNT DUE AND CLAIMED TO BE Mortgagee/Assignee of Mortgagee comD U E A S O F D A T E O F N O T I C E : plied with all notice requirements as $146,387.76 required by statute; That no action or THAT all pre-foreclosure require- proceeding has been instituted at law ments have been complied with; that o r o t h e r w i s e t o r e c o v e r t h e d e b t no action or proceeding has been insti- secured by said mortgage, or any part tuted at law or otherwise to recover the thereof; debt secured by said mortgage, or any PURSUANT to the power of sale conpart thereof; that this is registered tained in said mortgage, the above property; described property will be sold by the PURSUANT to the power of sale con- Sheriff of said county as follows: tained in said mortgage, the DATE AND TIME OF SALE: May 27, above-described property will be sold 2011 at 10:00 AM by the Sheriff of said county as folPLACE OF SALE:Sheriff's Office, Law lows: Enforcement Center, 1580 Hwy 55, DATE AND TIME OF SALE: May 06, Lobby #S-100, Hastings, MN 2011 at 10:00 AM to pay the debt then secured by said PLACE OF SALE: Dakota County Mortgage, and taxes, if any, on said Law Enforcement Center, 1580 High- premises, and the costs and disburseway 55, Lobby S-100, Hastings, Minne- m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s sota allowed by law subject to redemption to pay the debt secured by said mort- within six (6) months from the date of gage and taxes, if any, on said pre- said sale by the mortgagor(s), their mises and the costs and disburse- personal representatives or assigns ments, including attorney fees allowed unless reduced to Five (5) weeks under by law, subject to redemption within MN Stat. §580.07. six (6) months from the date of said TIME AND DATE TO VACATE PROPsale by the mortgagor(s), their per- E R T Y : I f t h e r e a l e s t a t e i s a n sonal representatives or assigns. owner-occupied, single-family dwellIf the Mortgage is not reinstated ing, unless otherwise provided by law, under Minn. Stat. §580.30 or the prop- the date on or before which the morterty is not redeemed under Minn. Stat. gagor(s) must vacate the property if the §580.23, the Mortgagor must vacate mortgage is not reinstated under secthe property on or before 11:59 p.m. on tion 580.30 or the property is not November 06, 2011, or the next busi- redeemed under section 580.23 is ness day if November 06, 2011 falls on 11:59 p.m. on November 28, 2011. a Saturday, Sunday or legal holiday. MORTGAGOR(S) RELEASED FROM Mortgagor(s) released from financial FINANCIAL OBLIGATION ON MORTobligation: NONE GAGE:None THIS COMMUNICATION IS FROM "THE TIME ALLOWED BY LAW FOR A DEBT COLLECTOR ATTEMPT- REDEMPTION BY THE MORTGAGOR, ING TO COLLECT A DEBT. ANY THE MORTGAGOR'S PERSONAL REPINFORMATION OBTAINED WILL BE RESENTATIVES OR ASSIGNS, MAY BE USED FOR THAT PURPOSE. REDUCED TO FIVE WEEKS IF A JUDITHE RIGHT TO VERIFICATION OF CIAL ORDER IS ENTERED UNDER THE DEBT AND IDENTITY OF THE MINNESOTA STATUTES, SECTION ORIGINAL CREDITOR WITHIN THE 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G T I M E P R O V I D E D B Y L A W I S N O T OTHER THINGS, THAT THE MORTAFFECTED BY THIS ACTION. GAGED PREMISES ARE IMPROVED THE TIME ALLOWED BY LAW FOR WITH A RESIDENTIAL DWELLING OF REDEMPTION BY THE MORTGAGOR, LESS THAN FIVE UNITS, ARE NOT THE MORTGAGOR'S PERSONAL REP- PROPERTY USED IN AGRICULTURAL RESENTATIVES OR ASSIGNS, MAY BE P R O D U C T I O N , A N D A R E REDUCED TO FIVE WEEKS IF A JUDI- ABANDONED." CIAL ORDER IS ENTERED UNDER Dated: April 5, 2011. MINNESOTA STATUTES, SECTION Chase Home Finance LLC 582.032, DETERMINING, AMONG Mortgagee/Assignee of Mortgagee OTHER THINGS, THAT THE MORT- USSET, WEINGARDEN AND LIEBO, P.L.L.P. GAGED PREMISES ARE IMPROVED Attorneys for Mortgagee/Assignee of WITH A RESIDENTIAL DWELLING OF Mortgagee LESS THAN FIVE UNITS, ARE NOT 4500 Park Glen Road #300 PROPERTY USED IN AGRICULTURAL Minneapolis, MN 55416 PRODUCTION, AND ARE ABANDONED. (952) 925-6888 DATED: March 24, 2011 30-10556 ASSIGNEE OF MORTGAGEE: The THIS IS A COMMUNICATION FROM Bank Of New York Mellon FKA A DEBT COLLECTOR. The Bank Of New York Not In Its 2571260 4/14-5/19/11 Individual Capacity But Solely As Trustee For The Benefit Of The Certificateholders Of The CWABS NOTICE OF MORTGAGE Inc., Asset-Backed Certificates, FORECLOSURE SALE Series 2005-14 THE RIGHT TO VERIFICATION OF Wilford & Geske, P.A. THE DEBT AND IDENTITY OF THE Attorneys for Assignee of Mortgagee ORIGINAL CREDITOR WITHIN THE Lawrence A. Wilford TIME PROVIDED BY LAW IS NOT James A. Geske AFFECTED BY THIS ACTION. 8425 Seasons Parkway, Suite 105 NOTICE IS HEREBY GIVEN: That Woodbury, MN 55125-4393 default has occurred in the conditions (651) 209-3300 of the following described mortgage: File Number: 019660F01 DATE OF MORTGAGE: May 17, 2005 2546066 3/24-4/28/11 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $148,000.00 MORTGAGOR(S): Kelly C Davis, a

PUBLIC NOTICE

��

�� T R A N�� SACTION AGENT S MORT GAGE IDENTIFICATION NUMBER ON �� MORTGAGOR(S): Kelly C Davis, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Decision One Mortgage Company, LLC TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100077910003951601 SERVICER: Ocwen Loan Servicing, LLC LENDER: Decision One Mortgage Company, LLC. DATE AND PLACE OF FILING: Dakota County Minnesota, Recorder, on May 27, 2005, as Document No. 2326229 ASSIGNED TO: WELLS FARGO BANK, NATIONAL ASSOCIATION, as Trustee for the POOLING AND SERVICING AGREEMENT Dated as of August 1, 2005 MORGAN STANLEY ABS CAPITAL I INC. TRUST 2005-HE4 MORTGAGE PASSTHROUGH CERTIFICATES, SERIES 2005-HE4 Dated: September 1, 2010, and recorded January 24, 2011 by Document No. 2781180 . LEGAL DESCRIPTION OF PROPERTY: That part of Lot 8, Block 1, Cinnamon Ridge 6th Addition, Dakota County, Minnesota, lying Southwesterly of a line drawn from a point on the Northwesterly line of said Lot 8, distant 34.30 feet, Northeasterly from the Northwesterly corner of said Lot 8 to a point on the Southeasterly line of said Lot 8 distant 34.12 feet, Northeasterly from the Southeasterly corner of said Lot 8, as measured along said Lot lines thereof. PROPERTY ADDRESS: 4378 Cinnamon Ridge Trail, Eagan, MN 55122 PROPERTY I.D: 10 17405 082 01 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: One Hundred Fifty-Three Thousand Eight Hundred Thirty-Seven and 43/100 ($153,837.43) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on May 10, 2011 PLACE OF SALE: S h e r i f f ` s M a i n Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6 months from the date of sale. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 24, 2011 WELLS FARGO BANK, NATIONAL ASSOCIATION, as Trustee for the POOLING AND SERVICING AGREEMENT Dated as of August 1, 2005 MORGAN STANLEY ABS CAPITAL I INC. TRUST 2005-HE4 MORTGAGE PASSTHROUGH CERTIFICATES, SERIES 2005-HE4 Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 10MN00869-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 3946716 03/24/2011, 03/31/2011, 04/07/2011, 04/14/2011, 04/21/2011, 04/28/2011 2546213 3/24-4/28/11

PUBLIC NOTICE

MORTGAGE: 100249110000032868 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Marketplace Home Mortgage, LLC RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 1325 22nd Street West, Hastings, MN 55033 T A X P A R C E L I . D . # : 19-19500-020-08 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 8, Dakota Hills, according to the plat thereof now on file and of record in the Office of the Registrar of Deeds within and for said County and State. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$184,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$184,618.19 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 13, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 14, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 9, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-5685 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2543118 3/24-4/28/11

PUBLIC NOTICE

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $175,816.94 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 13, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 14, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 10, 2011. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-10404 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2546038 3/24-4/28/11

PUBLIC NOTICE

allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 14, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 15, 2011. U.S. Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-2063 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2547660 3/24-4/28/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: December 16, 2006 MORTGAGORS: Rogelio Rodriguez and Marisol Rodriguez, Husband and Wife. MORTGAGEE: A r g e n t M o r t g a g e Company, LLC. DATE AND PLACE OF RECORDING: Registered March 27, 2007, Dakota County Registrar of Titles, Document No. 607983, Certificate of Title No. 141339. ASSIGNMENTS OF MORTGAGE: Assigned to: Mortgage Electronic Registration Systems, Inc., Dated: February 11, 2009, Recorded: March 5, 2009, Document No. T640187. And thereafter assigned to: CitiMortgage, Inc., Dated: March 2, 2011. Said Mortgage being Registered Land. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Argent Mortgage Company, LLC RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 8264 Dawson Way, Inver Grove Heights, MN 55076 TAX PARCEL I.D. #: 20-12350-100-03 LEGAL DESCRIPTION OF PROPERTY: Lot Ten (10), Block Three (3), Autumn Woods COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $259,250.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $267,825.04 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 12, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 14, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR,

REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 15, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-5507 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2547581 3/24-4/28/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J a n u a r y 3 0 , 2002 MORTGAGOR: Brian K. Drenckhahn, a single person. MORTGAGEE: ABN Amro Mortgage Group, Inc. n/k/a CitiMortgage, Inc. DATE AND PLACE OF RECORDING: Recorded March 21, 2002, Dakota County Recorder, Document No. 1875763. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: ABN Amro Mortgage Group, Inc. n/k/a CitiMortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 1817 Riverwood Drive, Burnsville, MN 55337 TAX PARCEL I.D. #: 023742703102 LEGAL DESCRIPTION OF PROPERTY: Unit 31, C.I.C. No. 185, Itokah Valley Townhomes, a condominium, Dakota County. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $134,900.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $121,418.04 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 13, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 14, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 11, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-5706 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2547485 3/24-4/28/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:May 16, 2007 MORTGAGORS:Kenneth M. Wagner, Jr. and Radarica Wagner, husband and wife. MORTGAGEE:Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded June 5, 2007, Dakota County Recorder, Document No. 2521761. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: August 23, 2010, Recorded: August 31, 2010, Document No. 2749446. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100015904001003064 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: CTX Mortgage Company, LLC RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 20843 I n d i a C i r c l e , L a k e v i l l e , M N 55044 TAX PARCEL I.D. #: 227585713003 LEGAL DESCRIPTION OF PROPERTY: Lot 13, Block 3, The Meadows Eighth Addition, according to the recorded plat thereof, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$255,980.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$298,283.02 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 27, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 28, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 4, 2011. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8908 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2571198 4/14-5/19/11

PUBLIC NOTICE

��

Recorded July 15, 2003, Dakota County Recorder, Document No. 2078214. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: March 14, 2011. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100027310002741890 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Sib Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 19775 Jasmine Avenue, Lakeville, MN 55044 TAX PARCEL I.D. #: 224490013021 LEGAL DESCRIPTION OF PROPERTY: Lots 12 and 13, Block 21, except the Northerly 15 feet of Lot 13, Lenihan's Lots, Antlers Park, according to the recorded plat thereof, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $244,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $217,865.14 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 13, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 14, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 14, 2011. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-10422 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2546447 3/24-4/28/11

PUBLIC NOTICE

ERTY: Lot 1, Block 1, Vermillion Springs Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $408,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $468,300.67 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 13, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 14, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 16, 2011. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-1875 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2547594 3/24-4/28/11

PUBLIC NOTICE

PURSUANT to the power of sale con tained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 12, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within twelve (12) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 14, 2012. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 14, 2011. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-10426 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2547757 3/24-4/28/11

PUBLIC NOTICE

gagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 10, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 15, 2011. U.S. Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-2022 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2546429 3/24-4/28/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: February 11, 2008 MORTGAGOR: R o s s H . B e r g e , a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded February 26, 2008, Dakota County Recorder, Document No. 2574363. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc., Dated: February 25, 2011. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100073981106500953 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bremer Bank, National Association RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 8830 Branson Drive, Inver Grove Heights, MN 55076 TAX PARCEL I.D. #: 20-11856-039-02 LEGAL DESCRIPTION OF PROPERTY: Lot 39, Common Interest Community No. 181, Rose Hill Villas, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $120,700.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $119,067.07 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 5, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 7, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 8, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee

��

�� Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of NOTICE OF ASSOCIATION LIEN Mortgagee FORECLOSURE SALE 4500 Park Glen Road #300 NOTICE IS HEREBY GIVEN, that Minneapolis, MN 55416 default has occurred in the terms and (952) 925-6888 conditions of the Declaration for Rid10-5662 THIS IS A COMMUNICATION FROM geview Condominium Homes ("Declaration") as recorded in the office of the A DEBT COLLECTOR. 2547424 3/24-4/28/11 County Recorder in and for Dakota County, Minnesota, which said Declaration covers the following described property situated in the County of NOTICE OF MORTGAGE Dakota and State of Minnesota, to-wit: FORECLOSURE SALE Apartment Number 301, 12936 THE RIGHT TO VERIFICATION Nicollet Avenue South, OF THE DEBT AND IDENTITY OF Condominium Ownership No. 15, THE ORIGINAL CREDITOR WITHIN Ridgeview Condominium Homes THE TIME PROVIDED BY LAW IS P R O P E R T Y A D D R E S S : 12936 NOT AFFECTED BY THIS ACTION. Nicollet Avenue South Unit 301, NOTICE IS HEREBY GIVEN, that Burnsville MN 55337 default has occurred in conditions of THAT, pursuant to said Declaration, the following described mortgage: there is claimed to be due and owing DATE OF MORTGAGE: November 6, as of the date of this Notice by Rich2009 ard P. Reynolds, as Unit owner, to MORTGAGOR: Trista J. Edwards, a Ridgeview Homeowners Association, single person. the principal amount of Two ThouMORTGAGEE: Homeservices Lend- sand Four Hundred Seventy Seven ing, LLC Series A d/b/a Edina Realty and 00/100 ($2,477.00) for condoMortgage. minium assessments; and that any DATE AND PLACE OF RECORDING: action being now pending at law or Recorded December 4, 2009, Dakota otherwise to recover said debt or any C o u n t y R e c o r d e r , D o c u m e n t N o . part thereof has been discontinued, or 2700326. that an execution upon any judgment A S S I G N M E N T S O F M O R T G A G E : rendered therein has been returned Assigned to: Wells Fargo Bank, N.A., unsatisfied, in whole or in part, and; Dated: November 6, 2009, Recorded: THAT, pursuant to said Declaration, J a n u a r y 2 8 , 2 0 1 0 , D o c u m e n t N o . and the statute in such case made and 2710939. And thereafter assigned to: provided, said debt creates a lien upon U . S . B a n k , N a t i o n a l A s s o c i a t i o n , said premises in favor of Ridgeview Dated: November 6, 2009, Recorded: H o m e o w n e r s A s s o c i a t i o n , a s e v i J a n u a r y 2 8 , 2 0 1 0 , D o c u m e n t N o . denced by that Notice of Lien dated 2 7 1 0 9 4 0 , a n d b y D o c u m e n t N o . N o v e m b e r 2 , 2 0 1 0, and recorded 2725716. February 8, 2011, as Document No. TRANSACTION AGENT: NONE 2785203 in the Dakota County T R A N S A C T I O N A G E N T ' S M O R T - Recorder's Office. GAGE IDENTIFICATION NUMBER ON THAT, notice is hereby given that by MORTGAGE: NONE virtue of the power of sale created by LENDER OR BROKER AND MORT- statute, said lien will be foreclosed by G A G E O R I G I N A T O R S T A T E D O N the sale of said premises with the MORTGAGE: Homeservices Lending, hereditiments and appurtenances LLC Series A d/b/a Edina Realty Mort- thereto, which said sale will be made gage by the Sheriff of Dakota County, at R E S I D E N T I A L M O R T G A G E S E R - public auction to the highest bidder, VICER: U.S. Bank Home Mortgage for cash, to pay the amount then due MORTGAGED PROPERTY ADDRESS: for said condominium assessments, 615 Burnsville Parkway East #12, together with the costs of foreclosure, Burnsville, MN 55337 including attorney's fees as allowed by TAX PARCEL I.D. #: 025720002200 law, as follows: LEGAL DESCRIPTION OF PROPDATE AND TIME OF SALE: May 11, ERTY: 2011, at 10:00 A.M. Apartment Unit No. 12, together with PLACE OF SALE: Dakota County Garage Unit No. 12G, Building No. 3, Law Enforcement Center, 1580 HighBurnhill Townhomes, Condominium way 55, Hastings, MN. File No. 30, Dakota County, MinneThe time allowed by law for redempsota. tion by the Unit owner, their personal COUNTY IN WHICH PROPERTY IS representatives or assigns, is six (6) LOCATED: Dakota months from the date of said sale. If ORIGINAL PRINCIPAL AMOUNT OF no redemption occurs, the property MORTGAGE: $98,951.00 must be vacated by 11:59 PM on AMOUNT DUE AND CLAIMED TO BE November 11, 2011. DUE AS OF DATE OF NOTICE, INCLUDDated: March 9, 2011 ING TAXES, IF ANY, PAID BY MORTBy /s/ David J. Raymond, #221818 GAGEE: $104,219.28 Attorney for Ridgeview Homeowners That prior to the commencement of Association this mortgage foreclosure proceeding 5838 Blackshire Path Mortgagee/Assignee of Mortgagee comInver Grove Heights, MN 55076 plied with all notice requirements as 651-455-3100 required by statute; That no action or File # 1441160 proceeding has been instituted at law THIS COMMUNICATION IS FROM A or otherwise to recover the debt DEBT COLLECTOR secured by said mortgage, or any part 2546321 3/24-4/28/11 thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the NOTICE OF MORTGAGE Sheriff of said county as follows: FORECLOSURE SALE DATE AND TIME OF SALE: May 13, THE RIGHT TO VERIFICATION 2011 at 10:00 AM OF THE DEBT AND IDENTITY OF PLACE OF SALE: S h e r i f f ' s O f f i c e , THE ORIGINAL CREDITOR WITHIN Law Enforcement Center, 1580 Hwy THE TIME PROVIDED BY LAW IS 55, Lobby #S-100, Hastings, MN NOT AFFECTED BY THIS ACTION. to pay the debt then secured by said NOTICE IS HEREBY GIVEN, that Mortgage, and taxes, if any, on said default has occurred in conditions of premises, and the costs and disburse- the following described mortgage: ments, including attorneys' fees DATE OF MORTGAGE: April 30, 2009 allowed by law subject to redemption MORTGAGOR: J o h n A n d e r s o n , a within six (6) months from the date of married person. said sale by the mortgagor(s), their MORTGAGEE: Mortgage Electronic personal representatives or assigns Registration Systems, Inc. unless reduced to Five (5) weeks under DATE AND PLACE OF RECORDING: MN Stat. §580.07. Recorded May 7, 2009, Dakota County TIME AND DATE TO VACATE PROP- Recorder, Document No. 2655260. ERTY: If the real estate is an ASSIGNMENTS OF MORTGAGE: owner-occupied, single-family dwell- Assigned to: CitiMortgage, Inc., Dated: ing, unless otherwise provided by law, February 25, 2011. the date on or before which the mortTRANSACTION AGENT: Mortgage gagor(s) must vacate the property if the Electronic Registration Systems, Inc. mortgage is not reinstated under secTRANSACTION AGENT'S MORTtion 580.30 or the property is not GAGE IDENTIFICATION NUMBER ON redeemed under section 580.23 is MORTGAGE: 100249120000220330 11:59 p.m. on November 14, 2011. LENDER OR BROKER AND MORTMORTGAGOR(S) RELEASED FROM G A G E O R I G I N A T O R S T A T E D O N FINANCIAL OBLIGATION ON MORT- MORTGAGE: Marketplace Home MortGAGE: None gage, LLC "THE TIME ALLOWED BY LAW FOR RESIDENTIAL MORTGAGE SERREDEMPTION BY THE MORTGAGOR, VICER: CitiMortgage, Inc. THE MORTGAGOR'S PERSONAL REPMORTGAGED PROPERTY ADDRESS: RESENTATIVES OR ASSIGNS, MAY BE 14572 Blackberry Way, Rosemount, REDUCED TO FIVE WEEKS IF A JUDI- MN 55068 CIAL ORDER IS ENTERED UNDER TAX PARCEL I.D. #: 346520112002 MINNESOTA STATUTES, SECTION LEGAL DESCRIPTION OF PROP5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G ERTY: OTHER THINGS, THAT THE MORTLot 12, Block 2, Rosewood Village GAGED PREMISES ARE IMPROVED Second Addition, Common Interest WITH A RESIDENTIAL DWELLING OF Community No. 486, Dakota County, LESS THAN FIVE UNITS, ARE NOT Minnesota. PROPERTY USED IN AGRICULTURAL COUNTY IN WHICH PROPERTY IS P R O D U C T I O N , A N D A R E LOCATED: Dakota ABANDONED." ORIGINAL PRINCIPAL AMOUNT OF Dated: March 15, 2011. MORTGAGE: $272,276.00 U.S. Bank, National Association AMOUNT DUE AND CLAIMED TO BE Mortgagee/Assignee of Mortgagee DUE AS OF DATE OF NOTICE, INCLUDUSSET, WEINGARDEN AND LIEBO, P.L.L.P. ING TAXES, IF ANY, PAID BY MORTAttorneys for Mortgagee/Assignee of GAGEE: $274,451.75 Mortgagee That prior to the commencement of 4500 Park Glen Road #300 this mortgage foreclosure proceeding Minneapolis, MN 55416 Mortgagee/Assignee of Mortgagee com(952) 925-6888 plied with all notice requirements as 19-2049 required by statute; That no action or THIS IS A COMMUNICATION FROM proceeding has been instituted at law A DEBT COLLECTOR. or otherwise to recover the debt 2547647 3/24-4/28/11 secured by said mortgage, or any part thereof; PURSUANT to the power of sale con-

PUBLIC NOTICE

��

�� THE DEBT AND IDENTITY OF ORIGINAL CREDITOR WITHIN �� PURSUANT to the power of sale con tained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 12, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 14, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 9, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-5675 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2547516 3/24-4/28/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 18, 2008 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $293,580.00 MORTGAGOR(S): Cassandra Sawyer and Bryan Sawyer, wife and husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: July 30, 2008 Dakota County Recorder Document Number: 2605207 ASSIGNMENTS OF MORTGAGE: And assigned to: Suntrust Mortgage, Inc. Dated: March 16, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100010402267286817 Lender or Broker: Suntrust Mortgage, Inc. Residential Mortgage Servicer: SunTrust Mortgage, Inc. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 17255 Greentree Path, Lakeville, MN 55044-7413 Tax Parcel ID Number: 22-17051-010-06 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 6, Cherry Highlands Second Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $304,583.32 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 06, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 06, 2011, or the next business day if November 06, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE

THE THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 24, 2011 ASSIGNEE OF MORTGAGEE: Suntrust Mortgage, Inc. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 018493F01 2544453 3/24-4/28/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 1 8 , 2007 MORTGAGOR: Jeannette C. Meier, a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded November 6, 2007, Dakota County Recorder, Document No. 2554799. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc., Dated: February 17, 2011. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100011520047642170 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: CitiMortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 8123 Dana Path, Inver Grove Heights, MN 55076 TAX PARCEL I.D. #: 20-18291-010-01 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 1, Concord Commons 2nd Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $218,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $220,347.65 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 6, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 7, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 7, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee

Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-5651 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2547545 3/24-4/28/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 21, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $119,900.00 MORTGAGOR(S): Mary Eckstrom, a single woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: August 25, 2006 Dakota County Recorder Document Number: 2456557 ASSIGNMENTS OF MORTGAGE: And assigned to: Provident Funding Associates, L.P. Dated: February 11, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000179-3516080029-4 Lender or Broker: Provident Funding Associates, L.P. Residential Mortgage Servicer: Provident Funding Associates Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3578 Blue Jay Way Apt 200, Eagan, MN 55123-2214 Tax Parcel ID Number: 10-45050-065-04 LEGAL DESCRIPTION OF PROPERTY: Unit No. 6200, Lexington Place Condominium, Condominium File No. 66, Dakota County AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $117,651.10 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 06, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 06, 2011, or the next business day if November 06, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 24, 2011 ASSIGNEE OF MORTGAGEE: Provident Funding Associates, L.P. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 019083F01 2546970 3/24-4/28/11

PUBLIC NOTICE

Mutual Bank f/k/a Washington Mutual Bank, FA. DATE AND PLACE OF RECORDING: Recorded January 2, 2003, Dakota County Recorder, Document No. 1979262. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Washington Mutual Bank, FA RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 6721 Foliage Court, Rosemount, MN 55068 TAX PARCEL I.D. #: 225135020001 LEGAL DESCRIPTION OF PROPERTY: Lot Twenty (20), Block One (1), Niakwa Village COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $64,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $37,840.22 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 19, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within twelve (12) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 21, 2012. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 22, 2011. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-3605 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2554994 3/31-5/5/11

PUBLIC NOTICE

Addition, according to the recorded plat thereof, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $231,650.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $236,764.82 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 19, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 21, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 17, 2011. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-10454 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2554917 3/31-5/5/11

PUBLIC NOTICE

PLACE OF SALE: S h e r i f f s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 21, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 22, 2011. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-3610 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2555081 3/31-5/5/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 16, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $123,200.00 MORTGAGOR(S): Laurie A. Driscoll, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: October 03, 2005 Dakota County Recorder Document Number: 2366734 ASSIGNMENTS OF MORTGAGE: And assigned to: The Bank Of New York Mellon FKA The Bank Of New York, as Trustee For The Certificateholders Of CWALT, INC., Alternative Loan Trust 2005-79CB, Mortgage Pass-Through Certificates, Series 2005-79CB Dated: March 17, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000389-0001002347-6 Lender or Broker: Voyager Bank Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3845 Heather Dr, Eagan, MN 55122-1624 Tax Parcel ID Number: 10-14993-230-01 LEGAL DESCRIPTION OF PROPERTY: Lot 23, Block 1, Briar Hill Fourth Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $126,721.38 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 13, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 13, 2011, or the next business day if November 13, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE

��

ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 31, 2011 ASSIGNEE OF MORTGAGEE: The Bank Of New York Mellon FKA The Bank Of New York, as Trustee For The Certificateholders Of CWALT, INC., Alternative Loan Trust 2005-79CB, Mortgage Pass-Through Certificates, Series 2005-79CB Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 019936F01 2549313 3/31-5/5/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: November 30, 2007 MORTGAGORS: John Michael Sawicke and Barbara Ann Sawicke, husband and wife. MORTGAGEE: J P M o r g a n C h a s e Bank, N.A. as successor by purchase by FDIC as receiver for Washington Mutual Bank f/k/a Washington Mutual Bank, FA. DATE AND PLACE OF RECORDING: Recorded December 20, 2007, Dakota County Recorder, Document No. 2562436. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Washington Mutual Bank, FA RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 260 River Woods Lane, Burnsville, MN 55337 TAX PARCEL I.D. #: 027700702005 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 5, Townhouse Villages at River Woods 8th Addition, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $198,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $205,200.21 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 19, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 21, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED."

ABANDONED. Dated: March 25, 2011. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-3282 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2555099 3/31-5/5/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 30, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $201,400.00 MORTGAGOR(S): Beatriz D. Derodas and Carlos Rodas Monterroso, wife and husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: November 22, 2005 Dakota County Recorder Document Number: 2383184 ASSIGNMENTS OF MORTGAGE: And assigned to: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWALT, INC., ALTERNATIVE LOAN TRUST 2 0 0 5 - 6 5 C B , M O R T G A G E PASS-THROUGH CERTIFICATES, SERIES 2005-65CB Dated: March 24, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100075420040041152 Lender or Broker: Homestead Mortgage Corporation Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 13605 Vincent Ave, Burnsville, MN 55337 Tax Parcel ID Number: 02-15550-020-01 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 1, Burnsville Highlands 1st Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $202,741.22 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 20, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 20, 2011, or the next business day if November 20, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 07, 2011 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWALT, INC., ALTERNATIVE LOAN TRUST 2005-65CB, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2005-65CB Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 019965F01 2555732 4/7-5/12/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 30, 2004 MORTGAGOR: D a v i d A . R e u t e r , a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Registered May 26, 2004, Dakota County Registrar of Titles, Document No. 537989, Certificate of Title No. 131824. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, National Association, Dated: October 5, 2010, Recorded: November 19, 2010, Document No. T671351. Said Mortgage being Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100021278920258527 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: U.S. Bank, N.A. RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 5114 Hummingbird Lane, Farmington, MN 55024 TAX PARCEL I.D. #: 148250116408 LEGAL DESCRIPTION OF PROPERTY: Unit No. 164 Common Interest Community No. 323, a condominium, Vermillion Grove Condominiums, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $129,976.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $124,594.04 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 12, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 14, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 18, 2011. U.S. Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1313 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2553680 3/31-5/5/11

PUBLIC NOTICE

1656553. ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Home Mortgage, Inc f/k/a Norwest Mortgage Inc., Dated: October 29, 1999, Recorded: December 1, 1999, Document No. 1656554. And thereafter assigned to: U.S. Bank, National Association s/b/m to The Leader Mortgage Company, Dated: October 29, 1999, Recorded: December 1, 1999, Document No. 1656555, as corrected by Document No. 1789339; and also assigned by Document No. 1938223. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Edina Realty Mortgage, LLC RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 313 Main Street, Farmington, MN 55024 TAX PARCEL I.D. #: 14-77000-100-29 LEGAL DESCRIPTION OF PROPERTY: Lot 10, Block 29, in the Town of Farmington, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $115,374.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $98,613.34 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 13, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 14, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 15, 2011. U.S. Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-2050 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2554966 3/31-5/5/11

PUBLIC NOTICE

��

�� said �� MORTGAGED PROPERTY ADDRESS: property �� by the�� Sheriff of Dakota County, at the Dakota County Sheriffs 340 Robert Drive, Hastings, MN 55033 Office, Dakota County Law EnforceTAX PARCEL I.D. #: 197105101004 LEGAL DESCRIPTION OF PROP- ment Center, 1580 Highway 55 Lobby ERTY: S-100, Hastings, MN 55033, on the L o t 1 , B l o c k 4 , S o u t h P i n e s 2 , 19th day of May, 2011, at 10:00 a c c o r d i n g t o t h e r e c o r d e d p l a t a.m. at public auction to the highest thereof, Dakota County, Minnesota bidder, to pay the amount then due for COUNTY IN WHICH PROPERTY IS said assessments, together with the LOCATED: Dakota costs of foreclosure, including attorORIGINAL PRINCIPAL AMOUNT OF neys fees as allowed by law. MORTGAGE: $267,400.00 8. T h e t i m e a l l o w e d b y l a w f o r AMOUNT DUE AND CLAIMED TO BE redemption by the unit owner, his perDUE AS OF DATE OF NOTICE, INCLUD- sonal representatives or assigns is six ING TAXES, IF ANY, PAID BY MORT- (6) months from the date of sale. The GAGEE: $310,661.32 date and time to vacate the property That prior to the commencement of i s 1 1 : 5 9 p . m . o n N o v e m b e r 1 9 , this mortgage foreclosure proceeding 2011, if the account is not reinMortgagee/Assignee of Mortgagee com- stated or the owner does not redeem plied with all notice requirements as from the foreclosure sale. required by statute; That no action or REDEMPTION NOTICE proceeding has been instituted at law THE TIME ALLOWED BY LAW o r o t h e r w i s e t o r e c o v e r t h e d e b t FOR REDEMPTION BY THE MORTsecured by said mortgage, or any part GAGOR, THE MORTGAGOR'S PERthereof; SONAL REPRESENTATIVES OR PURSUANT to the power of sale con- ASSIGNS, MAY BE REDUCED TO tained in said mortgage, the above F I V E W E E K S I F A J U D I C I A L described property will be sold by the ORDER IS ENTERED UNDER MINSheriff of said county as follows: NESOTA STATUTES, SECTION DATE AND TIME OF SALE: May 19, 582.032, DETERMINING, AMONG 2011 at 10:00 AM OTHER THINGS, THAT THE PLACE OF SALE: S h e r i f f ' s O f f i c e , M O R T G A G E D P R E M I S E S A R E Law Enforcement Center, 1580 Hwy IMPROVED WITH A RESIDENTIAL 55, Lobby #S-100, Hastings, MN DWELLING OF LESS THAN FIVE to pay the debt then secured by said UNITS, ARE NOT PROPERTY USED Mortgage, and taxes, if any, on said IN AGRICULTURAL PRODUCTION, premises, and the costs and disburse- AND ARE ABANDONED. ments, including attorneys' fees 9. THIS IS A COMMUNICATION FROM allowed by law subject to redemption A DEBT COLLECTOR ATTEMPTING TO within six (6) months from the date of COLLECT A DEBT. ANY INFORMAsaid sale by the mortgagor(s), their TION OBTAINED WILL BE USED FOR personal representatives or assigns THAT PURPOSE. unless reduced to Five (5) weeks under VALLEY WAY HOMEOWNERS MN Stat. §580.07. ASSOCIATION, INC. TIME AND DATE TO VACATE PROP- Attorneys for Valley Way Homeowners E R T Y : I f t h e r e a l e s t a t e i s a n Association, Inc. owner-occupied, single-family dwell- THOMSEN & NYBECK, P.A. ing, unless otherwise provided by law, By: the date on or before which the mort- Gretchen S. Schellhas (#195595) gagor(s) must vacate the property if the 3600 American Blvd. West, Suite 400 mortgage is not reinstated under sec- Bloomington, Minnesota 55431 tion 580.30 or the property is not (952) 835-7000 redeemed under section 580.23 is (Valley Way/Ross/10-7-259D) 11:59 p.m. on November 21, 2011. 2552324 3/31-5/5/11 MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None NOTICE OF MORTGAGE "THE TIME ALLOWED BY LAW FOR FORECLOSURE SALE REDEMPTION BY THE MORTGAGOR, THE RIGHT TO VERIFICATION THE MORTGAGOR'S PERSONAL REPDEBT AND IDENTITY OF THE OF RESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDI- THE ORIGINAL CREDITOR WITHIN CIAL ORDER IS ENTERED UNDER THE TIME PROVIDED BY LAW IS MINNESOTA STATUTES, SECTION NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORT- default has occurred in conditions of the following described mortgage: GAGED PREMISES ARE IMPROVED DATE OF MORTGAGE: M a r c h 2 2 , WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT 2002 MORTGAGORS: R a m i z S a a d e h , a PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E single person and Rami Saadeh and Abeer Hattar, husband and wife, and ABANDONED." Yousef Saadeh and Norma Qewar, husDated: March 17, 2011. band and wife. Chase Home Finance LLC MORTGAGEE: F i r s t R e s i d e n t i a l Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Mortgage Corporation. DATE AND PLACE OF RECORDING: Attorneys for Mortgagee/Assignee of Recorded April 17, 2002, Dakota Mortgagee C o unty Recorder, Document No. 4500 Park Glen Road #300 1886008. Minneapolis, MN 55416 ASSIGNMENTS OF MORTGAGE: (952) 925-6888 Assigned to: U.S. Bank, National Asso30-10410 c i ation, Dated: March 22, 2002, THIS IS A COMMUNICATION FROM Recorded: April 17, 2002, Document A DEBT COLLECTOR. 2554948 3/31-5/5/11 No. 1886009. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON NOTICE OF ASSESSMENT LIEN MORTGAGE: NONE FORECLOSURE SALE LENDER OR BROKER AND MORTDate: March 16, 2011 GAGE ORIGINATOR STATED ON YOU ARE NOTIFIED THAT: MORTGAGE: First Residential Mort1. Default has occurred in the terms gage Corporation and conditions of the Declaration for RESIDENTIAL MORTGAGE SERValley Way Homeowners Association, VICER: U.S. Bank Home Mortgage Inc. (hereinafter the "Association") MORTGAGED PROPERTY ADDRESS: which was recorded as Document No. 7260 158th Street West, Apple Valley, 684173 on April 12, 1985, in the Office MN 55124 of the Dakota County Recorder and TAX PARCEL I.D. #: 01-11650-110-01 also, pursuant to Minn. Stat. LEGAL DESCRIPTION OF PROP§515B.3-116, covering the following ERTY: property: Lot 11, Block 1, Apple Ponds LEGAL DESCRIPTION: ResidenCOUNTY IN WHICH PROPERTY IS tial Unit No. 46 and Garage No. 46A, LOCATED: Dakota File No. 78, Valley Way Village ConORIGINAL PRINCIPAL AMOUNT OF dominium, Dakota County, Minne- MORTGAGE: $202,396.00 sota AMOUNT DUE AND CLAIMED TO BE STREET ADDRESS: 14856 Endi- DUE AS OF DATE OF NOTICE, INCLUDcott Way, #46, Apple Valley, MN ING TAXES, IF ANY, PAID BY MORT55124 GAGEE: $213,780.10 That prior to the commencement of TAX PARCEL ID NUMBER: 01-81450-046-03 this mortgage foreclosure proceeding 2. Pursuant to said Declaration, Mortgagee/Assignee of Mortgagee comthere is claimed to be due and owing plied with all notice requirements as as of March 16, 2011, from Gregory required by statute; That no action or Ross, title holders, to the Association, proceeding has been instituted at law a Minnesota non-profit corporation, o r o t h e r w i s e t o r e c o v e r t h e d e b t the amount of $3,420.00 for unpaid secured by said mortgage, or any part association dues, late fees, attorneys thereof; PURSUANT to the power of sale confees and costs, plus any other such amounts that will accrue after March tained in said mortgage, the above 16, 2011, and other costs of collection described property will be sold by the and foreclosure which will be added to Sheriff of said county as follows: DATE AND TIME OF SALE: May 17, the amount claimed due and owing at 2011 at 10:00 AM the time of the sale herein. PLACE OF SALE: S h e r i f f ' s O f f i c e , 3. No action is now pending at law or otherwise to recover said debt or any Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN part thereof. 4. That all preforeclosure require- to pay the debt then secured by said Mortgage, and taxes, if any, on said ments have been met. 5. The owner has not been released premises, and the costs and disbursefrom his financial obligation to pay m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s allowed by law subject to redemption said amount. 6. The Declaration, referenced above, within six (6) months from the date of and Minn. Stat. §§515B.3-115 and said sale by the mortgagor(s), their 515B.3-116 provide for a continuing personal representatives or assigns lien against the property. A Notice of unless reduced to Five (5) weeks under Lien evidencing the amount due was MN Stat. §580.07. TIME AND DATE TO VACATE PROPrecorded on June 25, 2010, as Document No. 2737511 in the Dakota E R T Y : I f t h e r e a l e s t a t e i s a n owner-occupied, single-family dwellCounty Recorder's Office. 7. Pursuant to the power of sale con- ing, unless otherwise provided by law, tained in the same Declaration and the date on or before which the mortgranted by the owners in taking title to gagor(s) must vacate the property if the the premises subject to said Declara- mortgage is not reinstated under sect i o n a n d p u r s u a n t t o M i n n . S t a t . tion 580.30 or the property is not §§515B.3-115 and 515B.3-116, said redeemed under section 580.23 is Lien will be foreclosed by the sale of said property by the Sheriff of Dakota ��

PUBLIC NOTICE

�� ANNA C.�� MICKELSON Atty. I.D. #347814 �� redeemed under section 580.23 is 11:59 p.m. on November 17, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 23, 2011. U.S. Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-628 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2553634 3/31-5/5/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 29, 2007. MORTGAGOR(S): Paul A. Mason and Connie S. Kanoth-Mason, husband and wife. MORTGAGEE: Compa s s C a p i t a l Funding Corp., a California corporation dba Commercial Capital Funding. DATE AND PLACE OF RECORDING: Filed January 17, 2008, Dakota County Recorder, as Document No. 2566822. ASSIGNMENT(S) OF MORTGAGE: Assigned to Bayview Loan Servicing, LLC, by assignment dated November 29, 2007, filed for record August 25, 2008, as Document No. 2609763. The land described in said mortgage is not registered land. MORTGAGE HOLDER (as defined in section 58.02): Transaction Agent: NA. Transaction Agent's Mortgage Identification Number on Mortgage: NA. Lender or Broker: Bayview Loan Servicing, LLC. Residential Mortgage Servicer: NA. MORTGAGE ORIGINATOR (as defined in section 58.02): Compass Capital Funding Corp., a California corporation dba Commercial Capital Funding. MORTGAGED PROPERTY ADDRESS: 901 Concord Street North, South St. Paul, MN 55075. TAX PARCEL I.D. NO.: 36-70202-140-03 and 36-70202-120-03 and 36-70202-111-03. LEGAL DESCRIPTION OF PROPERTY: The South 1/2 of Lot 11, and all of Lots 12 , 13 and 14, Block 3, South Park Division Number 3, Dakota County, Minnesota; together with (I) all buildings and improvements located on the property and (II) all machinery, equipment, fixtures and personal property located on the property owned by the mortgagor(s) and used in connection with the operation and occupancy thereof. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota. ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $250,000.00 AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THIS NOTICE: $350,983.97. The holder of the mortgage has complied with all conditions precedent to acceleration of the debt secured by the mortgage and foreclosure of the mortgage and all notice and other requirements of applicable statutes. That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof. PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 26, 2011 at 10:00 a.m. PLACE OF SALE: Sheriff's main office in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby #S-100, in the City of Hastings, County of Dakota, State of Minnesota. to pay the debt then secured by said mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: none. Dated: March 31, 2011. BAYVIEW LOAN SERVICING, LLC, Assignee /s/ Anna C. Mickelson -forANNA C. MICKELSON

for

MURNANE BRANDT Attorneys for Assignee 30 East Seventh Street, Suite 3200 St. Paul, Minnesota 55101 Telephone (651) 227-9411 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1221882 2559769 4/7-5/12/11

PUBLIC NOTICE

NOTICE OF ASSOCIATION LIEN FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that default has occurred in the terms and conditions of the Declaration for Ridgeview Condominium Homes ("Declaration") as recorded in the office of the County Recorder in and for Dakota County, Minnesota, which said Declaration covers the following described property situated in the County of Dakota and State of Minnesota, to-wit: Apartment Number 202, 12962 Nicollet Avenue South, Condominium Ownership No. 15, Ridgeview Condominium Homes PROPERTY ADDRESS: 12962 Nicollet Avenue South Unit 202, Burnsville MN 55337 THAT, pursuant to said Declaration, there is claimed to be due and owing as of the date of this Notice by Artur Guzhagin , as Unit owner, to Ridgeview Homeowners Association, the principal amount of Four Thousand Eight Hundred Eleven and 00/100 ($4,811.00) for condominium assessments; and that any action being now pending at law or otherwise to recover said debt or any part thereof has been discontinued, or that an execution upon any judgment rendered therein has been returned unsatisfied, in whole or in part, and; THAT, pursuant to said Declaration, and the statute in such case made and provided, said debt creates a lien upon said premises in favor of Ridgeview Homeowners Association, as evidenced by that Notice of Lien dated J a n u a r y 5 , 2 0 1 1, a n d r e c o r d e d March 10, 2011 as Document No. 2790643 in the Dakota County Recorder's Office. THAT, notice is hereby given that by virtue of the power of sale created by statute, said lien will be foreclosed by the sale of said premises with the hereditiments and appurtenances thereto, which said sale will be made by the Sheriff of Dakota County, at public auction to the highest bidder, for cash, to pay the amount then due for said condominium assessments, together with the costs of foreclosure, including attorney's fees as allowed by law, as follows: DATE AND TIME OF SALE: May 18, 2011, at 10:00 A.M. PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Hastings, MN. The time allowed by law for redemption by the Unit owner, their personal representatives or assigns, is six (6) months from the date of said sale. If no redemption occurs, the property must be vacated by 11:59 PM on November 18, 2011. Dated: March 19, 2011 By /s/______________________ David J. Raymond, #221818 Attorney for Ridgeview Homeowners Association 5838 Blackshire Path Inver Grove Heights, MN 55076 651-455-3100 File # 1441171 THIS COMMUNICATION IS FROM A DEBT COLLECTOR 2555695 4/7-5/12/11

PUBLIC NOTICE

ING TAXES, IF ANY, PAID BY MORT GAGEE:$183,506.94 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 19, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 21, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 21, 2011. The Huntington National Bank Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-2210 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2562737 4/7-5/12/11

PUBLIC NOTICE

ments, including attorneys fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 25, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 30, 2011. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-6113 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2562528 4/7-5/12/11

PUBLIC NOTICE

CIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 31, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgage USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-5819 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2562546 4/7-5/12/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 6, 2009 MORTGAGOR : Joseph M. Blackfelner, a single person MORTGAGEE : Affinity Plus Federal Credit Union, a credit union organized under the laws of the United States of America DATE AND PLACE OF RECORDING: Recorded March 10, 2009, in the office of the County Recorder, as Document No. 2642692, Dakota County, Minnesota. MORTGAGED PROPERTY ADDRESS : 13441 Fairlawn Court, Apple Valley, Minnesota 55124 T A X P A R C E L I . D . N O S. 01-31001-310-10 LEGAL DESCRIPTION OF PROPERTY : Lot 31, Block 10, Greenleaf Second Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $210,962.99 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $214,263.50 INTEREST RATE AND PER DIEM: Current interest rate is 2.00%, with a daily per diem of $11.42. That prior to commencement of this mortgage foreclosure proceeding Mortgagee complied with all notice requirements by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 23, 2011, at 10:00 am. PLACE OF SALE: Dakota County Sheriff's Office, Law Enforcement Center, 1580 Highway 55, Hastings, Minnesota 55033, to pay the debt then secured by said Mortgage, taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. DATE AND TIME MORTGAGOR MUST VACATE THE PREMISES: November 23, 2011, at 11:59 p.m. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE (5) WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: April 7, 2011 MESSERLI & KRAMER P.A. By: /s/ Michelle R. Jester_______ Michelle R. Jester (Lic. #247479) Creig Andreasen (Lic. #334832) 1400 Fifth Street Towers 100 South Fifth Street Minneapolis, MN 55402-1217 (612) 672-3600 Attorney in Fact for Affinity Plus Federal Credit Union IMPORTANT NOTICE This communication is from a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose. 854976.1 2562906 4/7-5/12/11

PUBLIC NOTICE

and Martha G. Snyder, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded July 23, 2008, Dakota County Recorder, Document No. 2604123. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc., Dated: March 22, 2011. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100011520055010724 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: CitiMortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 29295 Endress Way, Cannon Falls, MN 55009 TAX PARCEL I.D. #: 316590004001 LEGAL DESCRIPTION OF PROPERTY: Lot Four (4), Block One (1), Sarah-Lyndale First Addition, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$330,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$332,852.21 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 26, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 28, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 30, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-5731 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2562539 4/7-5/12/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $217,000.00 MORTGAGOR(S): Eric C. Solem and Michelle Solem, husband and wife MORTGAGEE: Aames Funding Corporation dba Aames Home Loan DATE AND PLACE OF RECORDING: Recorded: May 18, 2006 Dakota County Recorder Document Number: 2430892 LOAN MODIFICATION: Dated: March 03, 2010 Recorded: June 09, 2010 Document Number: 2734398 ASSIGNMENTS OF MORTGAGE: And assigned to: Avelo Mortgage, LLC Dated: April 18, 2006 Recorded: May 01, 2008 Dakota County Recorder Document Number: 2587973 And assigned to: Bank of America, National Association, as successor by merger to LaSalle Bank, National Association, as trustee under the Pooling and Servicing Agreement dated as of June 1, 2006, GSAMP Trust 2006-HE4 Dated: July 24, 2009 Recorded: July 30, 2009 Dakota County Recorder Document Number: 2674934

��

Document Number: 2674934 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Aames Funding Corporation dba Aames Home Loan Residential Mortgage Servicer: Litton Loan Servicing, LP Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3566 Village Trl, Hastings, MN 55033-3496 Tax Parcel ID Number: 19-64381-040-02 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 2, Riverwood 7th Addition, according to the recorded plat thereof, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $262,086.78 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 20, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 20, 2011, or the next business day if November 20, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 07, 2011 ASSIGNEE OF MORTGAGEE: Bank of America, National Association as successor by merger to LaSalle Bank National Association, as trustee under the Pooling and Servicing Agreement dated as of June 1, 2006, GSAMP Trust 2006-HE4 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 005383F03 2562883 4/7-5/12/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 10, 2008 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $218,762.00 MORTGAGOR(S): Dustan Lick, husband and Nichole Lick, wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: December 18, 2008 Dakota County Recorder Document Number: 2627437 ASSIGNMENTS OF MORTGAGE: And assigned to: SunTrust Mortgage, Inc. Dated: March 30, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100010402254472263 Lender or Broker: SunTrust Mortgage, Inc. Residential Mortgage Servicer: SunTrust Mortgage, Inc. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1191 4th St W, Hastings, MN 55033-1608 Tax Parcel ID Number: 191050019022 LEGAL DESCRIPTION OF PROPERTY: Lot 9, Block 22, Addition No. Thirteen to the City of Hastings, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $224,263.04 THAT all pre-foreclosure require-

THAT all pre foreclosure require ments have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 20, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 20, 2011, or the next business day if November 20, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 07, 2011 ASSIGNEE OF MORTGAGEE: SunTrust Mortgage, Inc. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 018946F01 2560994 4/7-5/12/11

PUBLIC NOTICE

ments, including attorneys fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 21, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 24, 2011. PNC Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-2551 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2562781 4/7-5/12/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:J a n u a r y 1 8 , 2006 MORTGAGOR: Therese E. Doughty, a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded January 27, 2006, Dakota County Recorder, Document No. 2401128. ASSIGNMENTS OF MORTGAGE: Assigned to: Mortgage Electronic Registration Systems, Inc., Dated: January 18, 2006, Recorded: January 27, 2006, Document No. 2401129. And thereafter assigned to: Chase Home Finance LLC, Dated: March 24, 2011. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100015700063058974 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Key Community Bank RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 555 8th Avenue South, South St. Paul, MN 55075 TAX PARCEL I.D. #: 367510014002 LEGAL DESCRIPTION OF PROPERTY: Lot 14, Block 2, Tarbox Addition to South St. Paul, according to the recorded plat thereof, and situate in Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$165,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$176,891.18 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 19, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 21, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR

THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 24, 2011. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-10495 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2556523 4/7-5/12/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 30, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $322,500.00 MORTGAGOR(S): Edwin Adorno and Fabiola E. Adorno, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: August 26, 2004 Dakota County Recorder Document Number: 2242313 LOAN MODIFICATION: Dated: March 01, 2010 Recorded: May 13, 2010 Document Number: 2730081 ASSIGNMENTS OF MORTGAGE: And assigned to: Aurora Loan Services, LLC Dated: March 18, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100053030006513866 Lender or Broker: Aegis Wholesale Corporation Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 16355 Hyland Ave, Lakeville, MN 55044-3800 Tax Parcel ID Number: 22-34600-020-02 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 2, Hypointe Crossing, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $371,268.12 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 20, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 20, 2011, or the next business day if November 20, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 07, 2011 ASSIGNEE OF MORTGAGEE: Aurora Loan Services, LLC Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 006936F02 2559241 4/7-5/12/11

�� LEGAL DESCRIPTION OF

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 17, 2007 MORTGAGOR: Randal G. Berres and Shelly L. Berres, husband and wife MORTGAGEE : Affinity Plus Federal Credit Union, a credit union organized under the laws of the United States of America DATE AND PLACE OF RECORDING : Recorded January 29, 2007, in the office of the County Recorder, as Document No. 2492150, Dakota County, Minnesota. MORTGAGED PROPERTY ADDRESS : 20520 Hollins Avenue West, Lakeville, Minnesota 55044 T A X P A R C E L I . D . N O S. 22-76800-020-01 LEGAL DESCRIPTION OF PROPERTY : Lot 2, Block 1, Todd Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $236,260.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $234,929.90 INTEREST RATE AND PER DIEM: Current interest rate is 6.0%, with a daily per diem of $36.69. That prior to commencement of this mortgage foreclosure proceeding Mortgagee complied with all notice requirements by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 24, 2011, at 10:00 am. PLACE OF SALE: Dakota County Sheriff's Office, Law Enforcement Center, 1580 Highway 55, Hastings, Minnesota 55033, to pay the debt then secured by said Mortgage, taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. DATE AND TIME MORTGAGOR MUST VACATE THE PREMISES: November 24, 2011, at 11:59 p.m. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE (5) WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: April 5, 2011 MESSERLI & KRAMER P.A. By:/s/ Creig Andreasen________ Creig Andreasen (Lic. #334832) 1400 Fifth Street Towers 100 South Fifth Street Minneapolis, MN 55402-1217 (612) 672-3600 Attorney in Fact for Affinity Plus Federal Credit Union IMPORTANT NOTICE This communication is from a debt collector and is an attempt to collect a debt. Any information will be used for that purpose. 88037 2562627 4/7-5/12/11

PUBLIC NOTICE

��

PROP ERTY: Unit Number 02, Common Interest Community Number 148, Bristol Ridge Carriage Homes, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$145,400.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$132,877.06 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 1, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 1, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 22, 2011. U.S. Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1964 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2562599 4/7-5/12/11

PUBLIC NOTICE

��

�� T I M E�� AND DATE TO VACATE PROPERTY: If the real estate is an �� proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 20, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 21, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 25, 2011. Provident Funding Associates, L.P. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-2254 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2562759 4/7-5/12/11

PUBLIC NOTICE

owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 20, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: November 9, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9588 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until March 3, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: January 25, 2011. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9588 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until April 7, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: March 3, 2011. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9588 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of M in n e s o t a S t a t u t e s 5 8 0 . 0 7 , t h e foregoing foreclosure sale is postponed until May 19, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: April 8, 2011. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9588 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2569038 4/14/11

PUBLIC NOTICE

Pass Through Certificates Series 2005-HE1, Dated: March 11, 2009, Recorded: March 17, 2009, Document No. 2644138, also registered with the Registrar of Titles on March 17, 2009 as Document No. T640586. Said Mortgage Being Upon Partially Registered Land TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First NLC Financial Services, LLC RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance, LLC MORTGAGED PROPERTY ADDRESS: 2240 Williams Drive, Burnsville, MN 55337 TAX PARCEL I.D. #: 022102019001 LEGAL DESCRIPTION OF PROPERTY: EXHIBIT “A” Legal Description File No. 3-22893 Parcel 1: That part of Lot Nineteen (19), Block One (1), Donnays Burnsville Heights, a planned community, Common Interest Community Number 126 in Dakota County, Minnesota, according to the recording plat thereof, lying southerly of the following described line: Beginning at a point on the East line of the East Half of the East half of the West Half of Section 14, Township 115, Range 21, Dakota County, Minnesota, distant 1544.00 feet south of the northeast corner of said East Half of the East Half of the West Half; thence South 71 degrees 40 minutes 00 seconds West (assuming said east line bears North), a distance of 577.50 feet and said line there terminating. Parcel 2: Lot Nineteen (19), Block One (1), Donnays Burnsville Heights, a planned community, Common Interest Community number 126 in Dakota County, Minnesota, according to the recorded plat thereof, except that part lying southerly of the following described line: Beginning at a point on the east line of the East Half of the East Half of the West Half of Section 14, Township 115, Range 21, Dakota County, Minnesota, distant 1544.00 feet south of the northeast corner of said East Half of the East Half of the West Half; thence South 71 degrees 40 minutes 00 seconds West (assuming said east line bears North), a distance of 577.50 feet and said line there terminating. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$175,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$208,339.27 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 24, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 25, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: March 30, 2011. Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 75-3182 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2571509 4/14-5/19/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 30, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $165,205.00 MORTGAGOR(S): Jeff Forga, An Unmarried Man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: January 03, 2005 Dakota County Recorder Document Number: 2281786 ASSIGNMENTS OF MORTGAGE: And assigned to: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS SUCCESSOR IN INTEREST TO JPMORGAN CHASE BANK, N.A. AS TRUSTEE FOR CWABS 2004-S Dated: May 04, 2010 Recorded: August 03, 2010 Dakota County Recorder Document Number: 2744109 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1001337-0000401005-7 Lender or Broker: America's Wholesale Lender Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 20039 Cabrilla Way, Farmington, MN 55024-1483 Tax Parcel ID Number: 12.24500.047.04 LEGAL DESCRIPTION OF PROPERTY: Lot 47, Block 4, Empire River Preserve, CIC No. 386, Dakota County, State of Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $169,389.95 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 17, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 17, 2011, or the next business day if March 17, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 05, 2010 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS SUCCESSOR IN INTEREST TO JPMORGAN CHASE BANK, N.A. AS TRUSTEE FOR CWABS 2004-S Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 014662F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 17, 2010 at 10:00 AM has been postponed to October 08, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: September 17, 2010 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS SUCCESSOR IN INTEREST TO JPMORGAN CHASE BANK, N.A. AS TRUSTEE FOR CWABS 2004-S NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 08, 2010 at 10:00 AM has

for October 08, 2010 at 10:00 AM has been postponed to November 09, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: October 08, 2010 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS SUCCESSOR IN INTEREST TO JPMORGAN CHASE BANK, N.A. AS TRUSTEE FOR CWABS 2004-S NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for November 09, 2010 at 10:00 AM has been postponed to December 09, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: November 09, 2010 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS SUCCESSOR IN INTEREST TO JPMORGAN CHASE BANK, N.A. AS TRUSTEE FOR CWABS 2004-S NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for December 09, 2010 at 10:00 AM has been postponed to January 04, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: December 09, 2010 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS SUCCESSOR IN INTEREST TO JPMORGAN CHASE BANK, N.A. AS TRUSTEE FOR CWABS 2004-S NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for January 04, 2011 at 10:00 AM has been postponed to January 18, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: January 04, 2011 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS SUCCESSOR IN INTEREST TO JPMORGAN CHASE BANK, N.A. AS TRUSTEE FOR CWABS 2004-S NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for January 18, 2011 at 10:00 AM has been postponed to February 03, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: January 18, 2011 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS SUCCESSOR IN INTEREST TO JPMORGAN CHASE BANK, N.A. AS TRUSTEE FOR CWABS 2004-S NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for February 03, 2011 at 10:00 AM has been postponed to February 15, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: February 03, 2011 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS SUCCESSOR IN INTEREST TO JPMORGAN CHASE BANK, N.A. AS TRUSTEE FOR CWABS 2004-S NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for February 15, 2011 at 10:00 AM has been postponed to March 15, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: February 15, 2011 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS SUCCESSOR IN INTEREST TO JPMORGAN CHASE BANK, N.A. AS TRUSTEE FOR CWABS 2004-S NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for March 15, 2011 at 10:00 AM has been postponed to April 20, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: March 15, 2011 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS SUCCESSOR IN INTEREST TO JPMORGAN CHASE BANK, N.A. AS TRUSTEE FOR CWABS 2004-S NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for April 20, 2011 at 10:00 AM has been postponed to May 20, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: April 14, 2011 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS SUCCESSOR IN INTEREST TO JPMORGAN

INTEREST TO JPMORGAN CHASE BANK, N.A. AS TRUSTEE FOR CWABS 2004-S Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 014662F01 2565782 4/14/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 03, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $150,500.00 MORTGAGOR(S): Tona Roberta Vietti, a single woman MORTGAGEE: Bank of America, N.A. DATE AND PLACE OF REGISTERING: Registered: August 17, 2005 Dakota County Registrar of Titles Document Number: 572337 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Bank of America, N.A. Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 126925 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 12318 Oak Leaf Ct, Burnsville, MN 55337-2961 Tax Parcel ID Number: 02-53701-390-01 LEGAL DESCRIPTION OF PROPERTY: Lot Thirty Nine (39), Block One (1), in Oak Leaf Plat Two, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $159,234.83 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 14, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 14, 2010, or the next business day if November 14, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 01, 2010 MORTGAGEE: Bank of America, N.A. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012494F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for May 14, 2010 at 10:00 AM has been postponed to June 03, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: May 14, 2010 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for June 03, 2010 at 10:00 AM has been postponed to July 06, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: June 03, 2010 MORTGAGEE: Bank of America, N.A.

��

MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 06, 2010 at 10:00 AM has been postponed to July 27, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: July 06, 2010 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 27, 2010 at 10:00 AM has been postponed to August 19, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: July 27, 2010 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for August 19, 2010 at 10:00 AM has been postponed to September 09, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: August 19, 2010 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 09, 2010 at 10:00 AM has been postponed to September 30, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: September 09, 2010 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 30, 2010 at 10:00 AM has been postponed to October 21, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: September 30, 2010 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 21, 2010 at 10:00 AM has been postponed to November 02, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: October 21, 2010 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for November 02, 2010 at 10:00 AM has been postponed to December 02, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: November 02, 2010 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for December 02, 2010 at 10:00 AM has been postponed to January 03, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: December 02, 2010 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for January 03, 2011 at 10:00 AM has been postponed to February 03, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: January 03, 2011 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for February 03, 2011 at 10:00 AM has been postponed to March 08, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: February 03, 2011 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for March 08, 2011 at 10:00 AM has been postponed to April 12, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: March 08, 2011 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for April 12, 2011 at 10:00 AM has been postponed to May 13, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: April 14, 2011 MORTGAGEE: Bank of America, N.A. Wilford & Geske, P.A. Attorneys for Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012494F01 2566456 4/14/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 20, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $175,600.00 MORTGAGOR(S): Rachel Lee and Andrew Lee, wife and husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: June 30, 2006 Dakota County Recorder Document Number: 2441995 ASSIGNMENTS OF MORTGAGE: And assigned to: The Bank of New York Mellon fka the Bank of New York as Trustee for the Certificateholders CWALT, Inc., Alternative Loan Trust 2006-OC11, Mortgage Pass-through Certificates, Series 2006-OC11 Dated: February 10, 2010 Recorded: April 26, 2010 Dakota County Recorder Document Number: 2726741 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100224640000429994 Lender or Broker: OWNIT Mortgage Solutions, Inc. Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 7933 Grinnell Ct W, Lakeville, MN 55044-9053 Tax Parcel ID Number: 22-27601-060-10 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 10, Foxborough Second Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $202,477.07 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 11, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 11, 2010, or the next business day if December 11, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 29, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka the Bank of New York as Trustee for the Certificateholders CWALT, Inc., Alternative Loan Trust 2006-OC11, Mortgage Pass-through Certificates, Series 2006-OC11 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012482F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for June 11, 2010 at 10:00 AM has been postponed to July 01, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: June 11, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka the Bank of New York as Trustee for the Certificateholders CWALT, Inc., Alternative Loan Trust 2006-OC11, Mortgage Pass-through Certificates, Series 2006-OC11 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled

The above referenced sale scheduled for July 01, 2010 at 10:00 AM has been postponed to July 22, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: July 01, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka the Bank of New York as Trustee for the Certificateholders CWALT, Inc., Alternative Loan Trust 2006-OC11, Mortgage Pass-through Certificates, Series 2006-OC11 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 22, 2010 at 10:00 AM has been postponed to August 06, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: July 22, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka the Bank of New York as Trustee for the Certificateholders CWALT, Inc., Alternative Loan Trust 2006-OC11, Mortgage Pass-through Certificates, Series 2006-OC11 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for August 06, 2010 at 10:00 AM has been postponed to August 19, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: August 06, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka the Bank of New York as Trustee for the Certificateholders CWALT, Inc., Alternative Loan Trust 2006-OC11, Mortgage Pass-through Certificates, Series 2006-OC11 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for August 19, 2010 at 10:00 AM has been postponed to September 09, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: August 19, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka the Bank of New York as Trustee for the Certificateholders CWALT, Inc., Alternative Loan Trust 2006-OC11, Mortgage Pass-through Certificates, Series 2006-OC11 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 09, 2010 at 10:00 AM has been postponed to October 01, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: September 09, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka the Bank of New York as Trustee for the Certificateholders CWALT, Inc., Alternative Loan Trust 2006-OC11, Mortgage Pass-through Certificates, Series 2006-OC11 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 01, 2010 at 10:00 AM has been postponed to November 01, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: October 01, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka the Bank of New York as Trustee for the Certificateholders CWALT, Inc., Alternative Loan Trust 2006-OC11, Mortgage Pass-through Certificates, Series 2006-OC11 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for November 01, 2010 at 10:00 AM has been postponed to November 02, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: November 01, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka the Bank of New York as Trustee for the Certificateholders CWALT, Inc., Alternative Loan Trust 2006-OC11, Mortgage Pass-through Certificates, Series 2006-OC11 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for November 02, 2010 at 10:00 AM has been postponed to December 02, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: November 02, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka the Bank of New York as Trustee for the Certificateholders CWALT, Inc., Alternative Loan Trust 2006-OC11, Mortgage Pass-through Certificates, Series 2006-OC11 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for December 02, 2010 at 10:00 AM has been postponed to January 04, 2011 at 10:00 AM in the Dakota County Law

10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: December 02, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka the Bank of New York as Trustee for the Certificateholders CWALT, Inc., Alternative Loan Trust 2006-OC11, Mortgage Pass-through Certificates, Series 2006-OC11 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for January 04, 2011 at 10:00 AM has been postponed to February 08, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: January 04, 2011 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka the Bank of New York as Trustee for the Certificateholders CWALT, Inc., Alternative Loan Trust 2006-OC11, Mortgage Pass-through Certificates, Series 2006-OC11 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for February 08, 2011 at 10:00 AM has been postponed to March 08, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: February 08, 2011 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka the Bank of New York as Trustee for the Certificateholders CWALT, Inc., Alternative Loan Trust 2006-OC11, Mortgage Pass-through Certificates, Series 2006-OC11 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for March 08, 2011 at 10:00 AM has been postponed to April 11, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: March 08, 2011 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka the Bank of New York as Trustee for the Certificateholders CWALT, Inc., Alternative Loan Trust 2006-OC11, Mortgage Pass-through Certificates, Series 2006-OC11 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for April 11, 2011 at 10:00 AM has been postponed to May 11, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: April 11, 2011 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka the Bank of New York as Trustee for the Certificateholders CWALT, Inc., Alternative Loan Trust 2006-OC11, Mortgage Pass-through Certificates, Series 2006-OC11 Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012482F01 2563951 4/14/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 30, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $193,200.00 MORTGAGOR(S): Jose A. Aguilar Pineda and Mirna Galdamez, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: December 28, 2004 Dakota County Recorder Document Number: 2280122 ASSIGNMENTS OF MORTGAGE: And assigned to: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK,AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF THE CWALT, INC., ALTERNATIVE LOAN TRUST2004-32CB MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2004-32CB Dated: January 20, 2011 Recorded: January 21, 2011 Dakota County Recorder Document Number: 2780700 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000157-0004456553-5 Lender or Broker: Countrywide Home Loans, Inc. Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 18040 Eventide Way, Farmington, MN 55024-8892 Tax Parcel ID Number: 14-19850-010-03 LEGAL DESCRIPTION OF PROPERTY: Lot One (1), Block Three (3), Deer Meadow, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE:

��

�� TICE: E OF NO DUE AS OF DAT DATE AND PLACE OF RECORDING: $191,714.06 Recorded: January 18, 2007 Dakota THAT all pre-foreclosure require- County Recorder ments have been complied with; that Document Number: 2489235 no action or proceeding has been instiASSIGNMENTS OF MORTGAGE: tuted at law or otherwise to recover the And assigned to: Wells Fargo Bank, debt secured by said mortgage, or any N.A. part thereof; Dated: January 12, 2007 PURSUANT to the power of sale conRecorded: May 18, 2007 Dakota t a i n e d i n s a i d m o r t g a g e , t h e County Recorder above-described property will be sold Document Number: 2517970 by the Sheriff of said county as folAnd assigned to: Countrywide Bank, lows: N.A. DATE AND TIME OF SALE: March Dated: January 12, 2007 11, 2011 at 10:00 AM Recorded: May 18, 2007 Dakota PLACE OF SALE: Dakota County County Recorder Document Number: 2517971 Law Enforcement Center, 1580 HighAnd assigned to: BAC HOME LOANS way 55, Lobby S-100, Hastings, MinneSERVICING, LP sota Dated: December 14, 2010 to pay the debt secured by said Recorded: December 20, 2010 mortgage and taxes, if any, on said p r e m i s e s a n d t h e c o s t s a n d Dakota County Recorder Document Number: 2773465 disbursements, including attorney fees Transaction Agent: Not Applicable allowed by law, subject to redemption Transaction Agent Mortgage Identifiwithin six (6) months from the date of said sale by the mortgagor(s), their cation Number: Not Applicable Lender or Broker: Homeservices personal representatives or assigns. If the Mortgage is not reinstated Lending, LLC Series A DBA Edina u n d e r M i n n . S t a t . § 5 8 0 . 3 0 o r t h e Realty Mortgage Residential Mortgage Servicer: BAC property is not redeemed under Minn. Stat. §580.23, the Mortgagor must Home Loans Servicing, L.P. Mortgage Originator: Not Applicable vacate the property on or before 11:59 COUNTY IN WHICH PROPERTY IS p.m. on September 11, 2011, or the next business day if September 11, LOCATED: Dakota Property Address: 11679 Millpond 2011 falls on a Saturday, Sunday or Ave, Burnsville, MN 55337-7251 legal holiday. Tax Parcel ID Number: Mortgagor(s) released from financial 02-48503-056-03 obligation: NONE LEGAL DESCRIPTION OF PROPTHIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING ERTY: Unit No. 56, CIC Number 157, T O C O L L E C T A D E B T . A N Y Boulder Pond, a condominium, Dakota INFORMATION OBTAINED WILL BE County, Minnesota. AMOUNT DUE AND CLAIMED TO BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF D U E A S O F D A T E O F N O T I C E : THE DEBT AND IDENTITY OF THE $155,018.73 THAT all pre-foreclosure requireORIGINAL CREDITOR WITHIN THE T I M E P R O V I D E D B Y L A W I S N O T ments have been complied with; that no action or proceeding has been instiAFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR tuted at law or otherwise to recover the REDEMPTION BY THE MORTGAGOR, debt secured by said mortgage, or any T H E M O R T G A G O R ' S P E R S O N A L part thereof; PURSUANT to the power of sale conREPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF t a i n e d i n s a i d m o r t g a g e , t h e A J U D I C I A L O R D E R I S E N T E R E D above-described property will be sold U N D E R M I N N E S O T A S T A T U T E S , by the Sheriff of said county as folSECTION 582.032, DETERMINING, lows: DATE AND TIME OF SALE: February AMONG OTHER THINGS, THAT THE M O R T G A G E D P R E M I S E S A R E 04, 2011 at 10:00 AM PLACE OF SALE: Dakota County IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE Law Enforcement Center, 1580 UNITS, ARE NOT PROPERTY USED IN Highway 55, Lobby S-100, Hastings, AGRICULTURAL PRODUCTION, AND Minnesota to pay the debt secured by said ARE ABANDONED. mortgage and taxes, if any, on said DATED: January 27, 2011 premises and the costs and ASSIGNEE OF MORTGAGEE: T H E B A N K O F N E W Y O R K disbursements, including attorney fees MELLON FKA THE BANK OF NEW allowed by law, subject to redemption Y O R K , A S T R U S T E E F O R T H E within six (6) months from the date of CERTIFICATEHOLDERS OF THE said sale by the mortgagor(s), their C W A L T , I N C . , A L T E R N A T I V E personal representatives or assigns. If the Mortgage is not reinstated LOAN TRUST2004-32CB MORTGAGE PASS-THROUGH under Minn. Stat. §580.30 or the C E R T I F I C A T E S , S E R I E S property is not redeemed under Minn. Stat. §580.23, the Mortgagor must 2004-32CB vacate the property on or before 11:59 Wilford & Geske, P.A. p.m. on August 04, 2011, or the next Attorneys for Assignee of Mortgagee Lawrence A. Wilford business day if August 04, 2011 falls James A. Geske on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial 8425 Seasons Parkway, Suite 105 obligation: NONE Woodbury, MN 55125-4393 (651) 209-3300 THIS COMMUNICATION IS FROM File Number: 018682F01 A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY NOTICE OF POSTPONEMENT OF INFORMATION OBTAINED WILL BE MORTGAGE FORECLOSURE SALE The above referenced sale scheduled USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF for March 11, 2011 at 10:00 AM has been postponed to April 11, 2011 at THE DEBT AND IDENTITY OF THE 10:00 AM in the Dakota County Law ORIGINAL CREDITOR WITHIN THE Enforcement Center, 1580 Highway 55, T I M E P R O V I D E D B Y L A W I S N O T Lobby S-100, Hastings, Minnesota in AFFECTED BY THIS ACTION. said County and State. THE TIME ALLOWED BY LAW FOR DATED: March 11, 2011 REDEMPTION BY THE MORTGAGOR, ASSIGNEE OF MORTGAGEE: THE MORTGAGOR'S PERSONAL T H E B A N K O F N E W Y O R K REPRESENTATIVES OR ASSIGNS, MELLON FKA THE BANK OF NEW MAY BE REDUCED TO FIVE WEEKS IF YORK,AS TRUSTEE FOR THE A JUDICIAL ORDER IS ENTERED CERTIFICATEHOLDERS OF THE U N D E R M I N N E S O T A S T A T U T E S , C W A L T , I N C . , A L T E R N A T I V E SECTION 582.032, DETERMINING, L O A N T R U S T 2 0 0 4 - 3 2 C B AMONG OTHER THINGS, THAT THE MORTGAGE PASS-THROUGH M O R T G A G E D P R E M I S E S A R E C E R T I F I C A T E S , S E R I E S IMPROVED WITH A RESIDENTIAL 2004-32CB DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN NOTICE OF POSTPONEMENT OF AGRICULTURAL PRODUCTION, AND MORTGAGE FORECLOSURE SALE The above referenced sale scheduled ARE ABANDONED. for April 11, 2011 at 10:00 AM has DATED: December 23, 2010 been postponed to May 11, 2011 at ASSIGNEE OF MORTGAGEE: 10:00 AM in the Dakota County Law BAC HOME LOANS SERVICING, LP Enforcement Center, 1580 Highway 55, Wilford & Geske, P.A. Lobby S-100, Hastings, Minnesota in Attorneys for Assignee of Mortgagee said County and State. Lawrence A. Wilford DATED: April 11, 2011 James A. Geske ASSIGNEE OF MORTGAGEE: 8425 Seasons Parkway, Suite 105 T H E B A N K O F N E W Y O R K Woodbury, MN 55125-4393 MELLON FKA THE BANK OF NEW (651) 209-3300 Y O R K , A S T R U S T E E F O R T H E File Number: 018395F01 CERTIFICATEHOLDERS OF THE NOTICE OF POSTPONEMENT OF CWALT, INC., ALTERNATIVE MORTGAGE FORECLOSURE SALE LOAN TRUST2004-32CB The above referenced sale scheduled M O R T G A G E P A S S - T H R O U G H for February 04, 2011 at 10:00 AM has C E R T I F I C A T E S , S E R I E S been postponed to March 10, 2011 at 2004-32CB 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Wilford & Geske, P.A. Lobby S-100, Hastings, Minnesota in Attorneys for Assignee Of Mortgagee: said County and State. Lawrence A. Wilford DATED: February 04, 2011 James A. Geske ASSIGNEE OF MORTGAGEE: 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 BAC HOME LOANS SERVICING, LP (651) 209-3300 NOTICE OF POSTPONEMENT OF File Number: 018682F01 MORTGAGE FORECLOSURE SALE 2564021 4/14/11 The above referenced sale scheduled for March 10, 2011 at 10:00 AM has been postponed to April 11, 2011 at 10:00 AM in the Dakota County Law NOTICE OF MORTGAGE Enforcement Center, 1580 Highway 55, FORECLOSURE SALE Lobby S-100, Hastings, Minnesota in N O T I C E I S H E R E B Y G I V E N t h a t said County and State. default has occurred in the conditions DATED: March 10, 2011 of the following described mortgage: ASSIGNEE OF MORTGAGEE: DATE OF MORTGAGE: December 22, BAC HOME LOANS SERVICING, LP 2006 NOTICE OF POSTPONEMENT OF ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE FORECLOSURE SALE MORTGAGE: $156,750.00 The above referenced sale scheduled MORTGAGOR(S): Caleb S. Garn and for April 11, 2011 at 10:00 AM has Angela Garn, husband and wife been postponed to May 16, 2011 at MORTGAGEE: Homeservices Lend- 10:00 AM in the Dakota County Law ing, LLC Series A DBA Edina Realty Mortgage �� DATE AND PLACE OF RECORDING:

PUBLIC NOTICE

�� A DEBT�� COLLECTOR. NOTICE OF POSTPONEMENT OF �� 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: April 14, 2011 ASSIGNEE OF MORTGAGEE: BAC HOME LOANS SERVICING, LP Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 018395F01 2568930 4/14/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 1 5 , 2003 MORTGAGORS: Mark A. Macal and Karen S. Macal, husband and wife. MORTGAGEE: First Mortgage Financial Corp. DATE AND PLACE OF RECORDING: Recorded December 11, 2003, Dakota County Recorder, Document No. 2151108. ASSIGNMENTS OF MORTGAGE: Assigned to: TCF Mortgage Corporation, Dated: October 15, 2003, Recorded: December 11, 2003, Document No. 2151109. And thereafter assigned to: Mortgage Electronic Registration Systems, Inc., Dated: May 1, 2006, Recorded: May 12, 2006, Document No. 2428846. And thereafter assigned to: U.S. Bank, N.A., Dated: September 10, 2010, Recorded: September 27, 2010, Document No. 2754915. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Mortgage Financial Corp. RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 2326 Birch Street West, Rosemount, MN 55068 TAX PARCEL I.D. #: 341450201004 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 4, Biscayne Pointe Third Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $291,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $281,463.57 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 5, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 5, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: February 1, 2011. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1836 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.

MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until May 17, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: April 7, 2011. U.S. Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1836 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2566426 4/14/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 13, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $207,000.00 MORTGAGOR(S): Darin R. Pederson and Laina D. Pederson, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: June 21, 2004 Dakota County Recorder Document Number: 2217657 ASSIGNMENTS OF MORTGAGE: And assigned to: GMAC Mortgage, LLC Dated: December 20, 2010 Recorded: December 23, 2010 Dakota County Recorder Document Number: 2774469 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100103210000062371 Lender or Broker: Prime Mortgage Corporation Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 643 14th Ave N, South Saint Paul, MN 55075-1631 Tax Parcel ID Number: 36-70207-050-01 LEGAL DESCRIPTION OF PROPERTY: Lot 5 and the South 1/2 of Lot 4, Block 1, South Park Division No. 8, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $222,390.88 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 11, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 11, 2011, or the next business day if August 11, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 30, 2010 ASSIGNEE OF MORTGAGEE: GMAC Mortgage, LLC Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 009851F02 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for February 11, 2011 at 10:00 AM has

for February 11, 2011 at 10:00 AM has been postponed to March 14, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: February 11, 2011 ASSIGNEE OF MORTGAGEE: GMAC Mortgage, LLC NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for March 14, 2011 at 10:00 AM has been postponed to April 14, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: March 14, 2011 ASSIGNEE OF MORTGAGEE: GMAC Mortgage, LLC NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for April 14, 2011 at 10:00 AM has been postponed to May 18, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: April 14, 2011 ASSIGNEE OF MORTGAGEE: GMAC Mortgage, LLC Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 009851F02 2569505 4/114/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: November 15, 2007 MORTGAGORS: Mai Tong Thao and Cha Vue, husband and wife. MORTGAGEE: J P M o r g a n C h a s e Bank, N.A. as successor by purchase by FDIC as receiver for Washington Mutual Bank f/k/a Washington Mutual Bank, FA. DATE AND PLACE OF RECORDING: Recorded December 31, 2007, Dakota County Recorder, Document No. 2563800. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Washington Mutual Bank, FA RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance, LLC MORTGAGED PROPERTY ADDRESS: 797 Sunset Drive, Eagan, MN 55123 TAX PARCEL I.D. #: 107298802002 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 2, Sunset Fourth Addition, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $270,600.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $288,605.66 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 6, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 6, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE

DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: October 29, 2010 JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-3252 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until February 24, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: January 6, 2011. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-3252 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until April 7, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: February 28, 2011. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-3252 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until May 19, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: April 8, 2011. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-3252 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2569300 4/14/11

PUBLIC NOTICE

proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 27, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 27, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: November 19, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4974 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until March 3, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: January 28, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4974 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until April 7, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: March 3, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4974 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until May 19, 2011 at 10:00 a m a t t h e S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: April 8, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4974 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2568792 4/14/11

PUBLIC NOTICE

DATE OF MORTGAGE: O c t o b e r 5 , 2006 MORTGAGORS: Donna S. Anderson and Mark Anderson, wife and husband. MORTGAGEE:Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Registered October 27, 2006, Dakota County Registrar of Titles, Document No. 600271, Certificate of Title No. 120923. ASSIGNMENTS OF MORTGAGE: Assigned to: The Bank of New York Mellon f/k/a The Bank of New York, as trustee for the Certificateholders CWABS, Inc., Asset-Backed Certificates, Series 2006-21, Dated: January 27, 2010. Said Mortgage being Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100015700073602100 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Countrywide Home Loans, Inc. RESIDENTIAL MORTGAGE SERVICER: BAC Home Loans Servicing L.P. MORTGAGED PROPERTY ADDRESS: 14617 Fieldcrest Lane, Burnsville, MN 55306 TAX PARCEL I.D. #: 027120005002 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 2, Southcross Heights 1st Addition. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $215,700.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $237,968.03 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 17, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 17, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: April 20, 2010. The Bank of New York Mellon, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-916 145713302 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until July 15, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: June 11, 2010. The Bank of New York Mellon fka The Bank of New York, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-916 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the

��

foregoing foreclosure sale is postponed until August 5, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: July 15, 2010. The Bank of New York Mellon fka The Bank of New York, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-916 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until December 2, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: October 11, 2010. The Bank of New York Mellon fka The Bank of New York, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-916 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until January 27, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: December 2, 2010. The Bank of New York Mellon fka The Bank of New York, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-916 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until March 3, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: January 20, 2011. The Bank of New York Mellon fka The Bank of New York, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-916 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until April 7, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: March 3, 2011. The Bank of New York Mellon fka The Bank of New York, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-916 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until May 19, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: April 8, 2011. The Bank of New York Mellon fka The Bank of New York, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-916 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2568767 4/14/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 13, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $196,000.00 MORTGAGOR(S): Brad A Thompson, a single person MORTGAGEE: Bank of America, N.A. DATE AND PLACE OF RECORDING: Recorded: April 27, 2007 Dakota County Recorder Document Number: 2512647 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC Home Loans Servicing, LP Dated: July 09, 2010 Recorded: July 14, 2010 Dakota County Recorder Document Number: 2740597 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Bank of America, N.A. Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 4437 Slater Rd, Eagan, MN 55122-2382 Tax Parcel ID Number: 10-17402-140-02 LEGAL DESCRIPTION OF PROPERTY: Lot 14, Block 2, Cinnamon Ridge 3rd Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $193,881.11 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 10, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. Â§580.30 or the property is not redeemed under Minn. Stat. Â§580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 10, 2011, or the next business day if March 10, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 29, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, LP Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 015780F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 10, 2010 at 10:00 AM has been postponed to October 12, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: September 10, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, LP NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 12, 2010 at 10:00 AM has been postponed to October 27, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: October 12, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, LP NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 27, 2010 at 10:00 AM has been postponed to November 03, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in

y g said County and State. DATED: October 27, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, LP NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for November 03, 2010 at 10:00 AM has been postponed to December 06, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: November 03, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, LP NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for December 06, 2010 at 10:00 AM has been postponed to January 06, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: December 06, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, LP NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for January 06, 2011 at 10:00 AM has been postponed to February 08, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: January 06, 2011 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, LP NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for February 08, 2011 at 10:00 AM has been postponed to March 08, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: February 08, 2011 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, LP NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for March 08, 2011 at 10:00 AM has been postponed to April 11, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: March 08, 2011 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, LP NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for April 11, 2011 at 10:00 AM has been postponed to May 13, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: April 14, 2011 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, LP Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 015780F01 2571173 4/14/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 20, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $193,000.00 MORTGAGOR(S): Gery B Kirk, a single person MORTGAGEE: Bank of America, N.A. DATE AND PLACE OF REGISTERING: Registered: April 09, 2007 Dakota County Registrar of Titles Document Number: 608670 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Bank of America, N.A. Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 142287 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3813 Lodestone Ln, Eagan, MN 55122-1657 Tax Parcel ID Number: 10-16711-120-03 LEGAL DESCRIPTION OF PROPERTY: Lot 12, Block 3 in Cedar Grove No. 11, according to the recorded plat thereof AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $197,949.83 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 28, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mort-

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY April 14, 2011

y y gage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. Â§580.30 or the property is not redeemed under Minn. Stat. Â§580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 28, 2010, or the next business day if November 28, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 15, 2010 MORTGAGEE: Bank of America, N.A. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012331F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for May 28, 2010 at 10:00 AM has been postponed to June 24, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: May 28, 2010 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for June 24, 2010 at 10:00 AM has been postponed to July 22, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: June 24, 2010 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 22, 2010 at 10:00 AM has been postponed to August 23, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: July 22, 2010 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for August 23, 2010 at 10:00 AM has been postponed to September 28, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: August 23, 2010 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 28, 2010 at 10:00 AM has been postponed to October 28, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: September 28, 2010 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 28, 2010 at 10:00 AM has been postponed to November 02, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: October 28, 2010 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for November 02, 2010 at 10:00 AM has been postponed to December 02, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: November 02, 2010 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for December 02, 2010 at 10:00 AM has been postponed to January 03, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: December 02, 2010 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for January 03, 2011 at 10:00 AM has been postponed to January 20, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in

y g said County and State. DATED: January 03, 2011 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for January 20, 2011 at 10:00 AM has been postponed to February 02, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: January 20, 2011 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for February 02, 2011 at 10:00 AM has been postponed to March 02, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: February 02, 2011 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for March 02, 2011 at 10:00 AM has been postponed to April 05, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: March 02, 2011 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for April 05, 2011 at 10:00 AM has been postponed to May 09, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: April 14, 2011 MORTGAGEE: Bank of America, N.A. Wilford & Geske, P.A. Attorneys for Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012331F01 2566591 4/14/11

Education economics expert to speak at Inver Hills Art Rolnick, senior fellow and co-director of the Human Capital Research Collaborative at the Hubert H. Humphrey School of Public Affairs, will speak about investing in early childhood education programs as a first step to building a healthy business community during an April 28 presentation at Inver Hills Community College. The event, to be held from 2:30 to 4 p.m. in room 196 of the Fine Arts building on campus, is part of the â&#x20AC;&#x153;Interesting Conversations with Interesting Peopleâ&#x20AC;? series offered by the collegeâ&#x20AC;&#x2122;s Academy for Lifelong Learning. It is free and open to the public. A former senior vice president and director of research with the Minnesota Federal Reserve, Rolnick has long stressed the importance of funding education because it offers a high return on investment. He recently has been an outspoken opponent of public funding for a new stadium for the Minnesota Vikings, citing instead his research on the economics of education. The Academy for Lifelong Learning represents a community of adult learners who come together to explore new and varied interests. For more information, visit www.inverhills. edu/ALL.

31A

Vikings from Page7A

have expressed all session. â&#x20AC;&#x153;Our focus has to be on the budget,â&#x20AC;? said Senate Majority Leader Amy Koch, R-Buffalo. House Speaker Kurt Zellers, R-Maple Grove, explained that many questions remain open. â&#x20AC;&#x153;Thatâ&#x20AC;&#x2122;s their part,â&#x20AC;? he said of the Vikings finding a localgovernment partner to team up with. â&#x20AC;&#x153;It (the legislation) leaves open all the sites, all of the locations,â&#x20AC;? said Zellers. One site seen as a possible Vikings stadium site is some 430 acres of vacant land in Arden Hills on the fringe of the old Twin Cities Army Ammunition Plant. According to media reports, the federal government could be putting the 430 acres up for sale. The site can be reached by Interstate 35W and Highway 10. Other possible sites include the site of the Metrodome, the area of Target Field in downtown Minneapolis, and a site in Brooklyn Park, according to media reports. Anoka County Commissioner Dan Erhart, who was heavily involved in the countyâ&#x20AC;&#x2122;s efforts some six years ago at landing a Vikings stadium in Anoka County, believes the most likely site for a new stadium is downtown Minneapolis. He puts Arden Hills lower on the list. â&#x20AC;&#x153;Not going to happen,â&#x20AC;? he briskly said of a new Vikings stadium being built in Anoka County. â&#x20AC;&#x153;I have no regrets,â&#x20AC;? said Erhart of the county trying to corral a stadium a few years ago. â&#x20AC;&#x153;It was close,â&#x20AC;? said Erhart. For Anoka County to succeed, things had to happen fast with the stadium, explained Erhart. The stateâ&#x20AC;&#x2122;s big money interests â&#x20AC;&#x201D; prominent business â&#x20AC;&#x201D; did not want the new stadium built in Anoka County, Erhart believes. They wanted it in Minneapolis. And this was a powerful force, Erhart explained. Beyond this, Erhart and Anoka County stadium supporters waited for action from former Republican Gov. Tim Pawlenty that failed to materialize, Erhart explained. Erhartâ&#x20AC;&#x2122;s feelings about Vikings official are positive. â&#x20AC;&#x153;I found him personable, reasonable to work with,â&#x20AC;? Erhart said of Vikings owner and Chairman Zygi Wilf. Erhart views the attempt to bring the Vikings stadium to Anoka County as showcasing the county in a favorable light â&#x20AC;&#x201D; that of mover and shaker, a place where big things could happen. Erhart views the current County Board as letting go of expansive visions. â&#x20AC;&#x153;That has stopped,â&#x20AC;? said the former County Board chairman. T.W. Budig is at tim.budig@ ecm-inc.com.

32A

April 14, 2011 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Court wonâ&#x20AC;&#x2122;t hear Eagan eminent domain case U-Haul was last remaining Cedar Grove business to fight city over taking of property by Erin Johnson DAKOTA COUNTY TRIBUNE

Photo by Rick Orndorf

Dakota County and the Metropolitan Council have begun construction along Cedar Avenue in Apple Valley and Lakeville to accommodate the forthcoming bus rapid transit (BRT) line that will run along the corridor and connect with the Hiawatha Light Rail line at the Mall of American Transit Center.

Navigating Cedar Avenue will be an ongoing challenge Construction of bus rapid transit line is expected to span two years by Aaron Vehling DAKOTA COUNTY TRIBUNE

Short-term troubles for long-term gains. This is a mantra that pervades travel along Cedar Avenue in Apple Valley and Lakeville. Dakota County kicked off two years of construction for the new bus rapid transit (BRT) line along the street last Monday, April 4. The initial phase of construction starts at 155th Street in Apple Valley and ends at Dodd Boulevard in Lakeville, said County Engineer Mark Krebsbach. Crews will widen Cedar to create lanes dedicated to bus and emergency vehicles. The idea, Krebsbach said, is that buses will be able to circumvent traffic. Hence the â&#x20AC;&#x153;rapidâ&#x20AC;? in BRT. During the construction, cars will use the inner lanes while the outer lanes are worked on and vice versa, Krebsbach said. In 2012, the county will so the same thing with the northern end of the project area in Apple Valley from 155th Street to 138th Street, which is just before Cedar becomes a freeway. Finally, in 2013, â&#x20AC;&#x153;weâ&#x20AC;&#x2122;ll be back for any final paving that might be needed,â&#x20AC;? he said. Turf establishment and

landscaping work will ensue. The process of moving the utilities from along Cedar (where the wider lanes will end up) started last fall, Krebsbach said, but had to be delayed because of early and excessive snowfall.

Still moving

Krebsbach said the biggest challenge for the county is that it must conduct all this roadwork with traffic still moving on Cedar. â&#x20AC;&#x153;We need to keep traffic moving and traffic signals operating at all times,â&#x20AC;? he said. â&#x20AC;&#x153;Intersections, especially with signals, are very challenging.â&#x20AC;? Shutting down the road entirely is not an option. â&#x20AC;&#x153;Thereâ&#x20AC;&#x2122;s too much volume and too many business accesses to close the road down,â&#x20AC;? he said. The county has not demarcated any official detours or suggested any alternate routes. â&#x20AC;&#x153;Weâ&#x20AC;&#x2122;ve tried to be very forthcoming about (informing people about) construction,â&#x20AC;? Krebsbach said, noting signs have been up for weeks. â&#x20AC;&#x153;It will take people a week or two to learn a route that works best for them.â&#x20AC;?

BRT differs from standard or express bus routes in that special buses travel along dedicated rights-ofway, akin to a light rail. This allows for quicker transit times. Also like light rail, BRT features regular but shorter intervals of buses. Just show up and ride. The buses are equipped with a device that allows for â&#x20AC;&#x153;Transit signal priority,â&#x20AC;? Krebsbach said. â&#x20AC;&#x153;When conditions allow, it will allow a bus to extend a green light,â&#x20AC;? he said. What it will not do, however, is afford a bus driver the ability to turn a red light green, something only public safety officials can do.

Route

The Cedar Avenue BRT line will start at the park and ride at 181st Street in Lakeville and terminate at the Mall of America transit station, where riders will board the Hiawatha light rail line to reach downtown Minneapolis. Most of the stops are in Apple Valley, but there will also be one in Eagan. Aaron Vehling is at aaron. vehling@ecm-inc.com.

BRT, more than a bus

The Minnesota Supreme Court will not hear an appeal by the last remaining Cedar Grove property owner fighting Eaganâ&#x20AC;&#x2122;s use of eminent domain. U-Haul was the last business standing in a lawsuit brought by three property owners in 2007 over the taking of their land for a planned urban village. The other two businesses, Larson Automotive and Competition Engines, reached settlement agreements after the state appeals court sided with the city in December. Now the city and U-Haul will go back to district court to work out the valuation of the property, according to the city. This brings to an end a lengthy court battle that began four years ago when Eagan initiated a quicktake condemnation of several properties in the Cedar Grove redevelopment area. The area, located east of Cedar Avenue along Highway 13, has long been planned as a mixed-use urban village. The city purchased about 80 percent of the properties in the redevelopment area between 2002 and 2007, but when negotiations over the remaining properties stalled, the Economic Development Authority used eminent domain. Of the 31 properties the city condemned, six owners objected. Three later dropped their objections and reached deals with the city. The remaining three businesses sued the city.

Photo by Rick Orndorf

Its legal recourse over, U-Haul will now negotiate with the city over a purchase price for its property in the Cedar Grove redevelopment area. An initial court ruling sided with the city, but the appeals court reversed that decision, claiming the cityâ&#x20AC;&#x2122;s own EDA required a binding development agreement before any property could be acquired. No such agreement was in place at the time of condemnation. The city appealed that decision to the Supreme Court, which said the cityâ&#x20AC;&#x2122;s EDA â&#x20AC;&#x153;did not exceed the scope of its authority when it acquired the property ownerâ&#x20AC;&#x2122;s property.â&#x20AC;? The case was then sent back to the appeals court, which was told to weigh in on the issue of the public purpose of using eminent domain, as well as the issue of the cityâ&#x20AC;&#x2122;s quick-taking of the properties. It sided with the city on both of those issues. The refusal of the stateâ&#x20AC;&#x2122;s highest court to hear the case means U-Haulâ&#x20AC;&#x2122;s legal recourse is over and it must sell its property to the city. Meanwhile, plans for the

first phase of the Village at Cedar Grove remain stalled due to a depressed market. A developer planning two extended-stay hotels has since moved on, as have those planning 250 apartment units and senior housing. But the areaâ&#x20AC;&#x2122;s master developer, Pratt Development, recently added Jim McCaffrey of national commercial brokerage firm Cassidy Turley to its team to market the project more aggressively. â&#x20AC;&#x153;We hope by adding a national broker it will help drum up additional interest and activity in the area,â&#x20AC;? said Eagan Community Development Director Jon Hohenstein. The City Council remains committed to the principles of higher density, walkability, transportation, and mixeduse development for the area, he said. Erin Johnson is at erin.johnson@ecm-inc.com.

Cold weather rule period ending Natural gas customers of Minnesota Energy Resources (MERC) who have fallen behind on their natural gas bills and have not made attempts to catch up could face disconnection of service, according to company representatives. â&#x20AC;&#x153;Those customers that have made efforts to pay over the winter or have worked out a payment arrangement with us shouldnâ&#x20AC;&#x2122;t be concerned,â&#x20AC;? said MERC president Chuck Cloninger. â&#x20AC;&#x153;However, customers who have neglected to make regular payments during the winter and who expect the

company to give them additional time to bring their account current could face disconnection, especially those customers who ignore their winter bill year after year.â&#x20AC;? Cloninger said that those customers with past-due balances should immediately take steps to pay the bill in full or set up a payment arrangement. Customers may call customer service at (800) 889-9508 to use the interactive voice response system, or by visiting the company website to make a payment or set up arrangements at www.min-

nesotaenergyresources.com. Customers who already received energy assistance or think they may be incomeeligible should contact their local energy assistance agency immediately to apply for assistance, before funds are exhausted. If you are not sure which agency to contact, in your county, see the list of the agencies and their telephone numbers on the Minnesota Energy Resourcesâ&#x20AC;&#x2122; website or call (800) 657-3710 to access a county agency directory.