08/13/2009 - Dakota County Tribune Business Weekly by Dakota County Tribune

Lakeville unlocks key to cooperation 2A Housing development turns to garden 7A Health club promotes micro businesses 9A

DERRICK WILLIAMS KARA HILDRETH ERIN JOHNSON

dakotacountytribune.biz

AUGUST 13, 2009

VOLUME 30, NUMBER 24

Dakota County Tribune Since 1884

Central Village delays, recession hit local businesses

INSIDE BIZ FORUM

LARRY WERNER

Frontier Communications plan to expand could mean more jobs for its Burnsville operations. 4A

BEST PRACTICES

Proper bookkeeping procedures can help a business remain focused on goals and plan for the future. TRIPP 5A PARKER

Some say Apple Valley’s ‘heart of the city’ has stalled, others see potential

by Jessica Harper

DAKOTA COUNTY TRIBUNE

Legacy on the east side.

Many people had high hopes for Apple Valley’s Central Village when the project first began seven years ago. However, what was envisioned as a thriving retail and residential district on Galaxie Avenue and 153rd Street is now considered a difficult place for businesses to survive. Eleven businesses have closed in the two-block area over the last three years, and several local entrepreneurs say the recession and planning pitfalls are to blame. “The area has not developed in a way that’s particularly conducive to our business,” Enjoy restaurant owner Dan Shimek said. The Apple Valley City Council approved a master plan in 2002 to create a walkable downtown retail and residential area called Central Village. The plans consisted of two major projects, Founders Circle on the west side of Galaxie Avenue and

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The Hartford Group planned to create Legacy, which is divided by 153rd Street. Plans for Legacy South were approved by the City Council in 2002 and included 91,000 square feet of commercial space and 521 residential units. The intended residential portion of the project was comprised of 105 townhomes, 280 apartment units and 136 senior apartment units. Legacy North was approved two years later. Plans included 506 residential units and 222,000 square feet of commercial space. The residential portion was going to be comprised of townhomes, senior housing and apartments.

Founders Circle

In 2006, the City Council approved Pedersen Ventures’ plan to create Founders Circle between

See Recession, Page 40A

Photo by Jessica Harper

What was intended to be a mixeduse building on the corner of Galante Lane and 153rd Street in Apple Valley’s Central Village remains an empty lot.

Promotional campaigns should avoid reactive marketing that costs more than a business should spend. STACEY 5A ACKERMAN BUSINESS 101

CARIE STATZ

Direct marketing can help a business successfully deliver a message to current and prospective customers. 6A

Photo by Jessica Harper

Local business owners had hoped Founders Circle would be completed in five to 10 years. However, the would-be shops and condos are nothing more than empty lots.

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Legacy North, South

Galaxie Avenue and Garrett Avenue. Initial plans consisted of 195,000 square feet of commercial space and 517 upscale condominiums. The commercial plans consisted of seven buildings, including a retail complex called the Village and the Grand Stay Hotel. In 2008, the project was scaled back to 449 condos and 171,000 square feet of commercial space. That same year, the Hartford Group changed its Legacy North plans to add a four-story memory care facility. The developer also hopes to increase the number of residential units to 598, and scale back the square footage of commercial space to 73,400, Apple Valley Assistant City Planner Kathy Bodmer said. “They had to modify plans over time to deal with market conditions and reality,” she said. The square-footage changes have not yet been reviewed by the City

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August 13, 2009 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Tax district helps local small businesses succeed

After 11 years, Downtown Lakeville Business Association still a unique entity in county by Derrick Williams

DAKOTA COUNTY TRIBUNE

Dave Olson said he’s been approached by other communities interested in capturing Lakeville’s success. But to this point, there isn’t another community, at least not in Dakota County, that’s been able to recapture the unique success that the Downtown Lakeville Business Association has managed. “Other communities have contacted us about the (DLBA) – looking to learn more about how it’s done here. Other cities want to create similar organizations,” said Olson, Lakeville’s community and economic development director. “But at the end of the day, I suspect businesses in those communities aren’t willing to pay for it.” That’s what makes the DLBA such a unique entity, Olson said. In the summer of 1998, looking to bolster an organization to help promote and revitalize Lakeville’s downtown, business owners petitioned the city to tax them. As a result, the Lakeville City Council created a taxing district, which now serves as the main source of DLBA funding. “It’s not common to find businesses willing to tax themselves,” Olson said. Today, the DLBA receives $27,000 annually from the taxing district, through which the city assesses commercial property owners a sum based on the tax capacity of their properties. Most of those taxes are handed down by property owners to the businesses that lease space in buildings assessed the tax. The DLBA was created in 1996, Olson said, and began trying to start revitalization efforts along Holyoke Avenue, Lakeville’s downtown main street. Soon, Olson said, business owners realized they needed a funding source. “It’s hard to start doing things unless you have a budget in place,” he said. The creation of the tax district wasn’t unanimous, but it was supported by more than 75 percent of business owners. In the 11 years since the district was approved, many things have changed, according to DLBA director Judy Tschumper. In 1998, one of the main goals of the DLBA was to balance the number of retail and service-based businesses, which was lopsided in favor of services.

In Brief

For more information on the Downtown Lakeville Business Association, contact Judy Tschumper at e-mail dlba@frontiernet.net, call (952) 9850517 or go online at /www.downtownlakeville.com. The association includes about 70 member businesses. The executive board includes: Nancy Smith, president; Paul Haglund, vice president; Mark Hotzler, director; Peter Falanga, director. The advisory board includes: Rod Borg, Scott Bakos, Amy Povroznik, Jon Koznick, Annie Hertaus and Candy Retka.

Archive photo

The Downtown Lakeville Business Association organizes many events throughout the year to attract people to the downtown area. Events include the St. Paul Farmers’ Market, above, the Downtown Dash, below, Wednesdays on Main and Holiday on Main. Photo by Derrick Williams The events help promote downtown businesses, says the organization’s director Judy TsDowntown Lakeville’s main street, Holyoke Avenue, chumper. also serves as the home to the Downtown Lakeville Business Association, an organization dedicated to promoting downtown business and keeping the shops viable. Funding for the organization is provided through a taxing district, limited to downtown businesses.

“And that’s happened,“ Tschumper said. Today, the main purpose of the organization is less centered on revitalization and more on promotion, Tschumper said. “The main role (of the DLBA) today is promotion of the downtown and bringing people down here,” Tschumper said. The DLBA hosts a number of events throughout the year, including the St. Paul Farmers’ Market, Wednesdays on Main, the Harvest-

Festival, the Lakeville Arts Festival, Holiday on Main and more. “We can tell, and so can the business owners here, that events downtown drive business,” Tschumper said. Olson said the DLBA has done a great job promoting the downtown environment to businesses. “I got to believe (the DLBA) is helping create an environment where businesses want to come,” Olson said. Jean Kemmer, who coowns Isabella Collections, a

women’s boutique in downtown Lakeville, said she and her business partner made the move to downtown largely because of the DLBA and the benefits it provides. “We were kind of on our own in our old place,” Kemmer said of her old store located in a strip mall just off Kenrick Avenue near Interstate 35. “There was no networking – at least not like we have downtown.” And Kemmer said she’s noticed another benefit.

“There’s so much networking between businesses,” Kemmer said. “It’s wonderful.” Tschumper said the networking has occurred because the 70 DLBA members are cohesive and like working together. “It’s a consortium of these 70 businesses and they’re not really competing against one another, but working as a group,” Tschumper said. “The retailers are a prime example. They’re finding creative ways to get folks downtown and into each other’s shops.” One such way is through an event called “ladies night out,” where the boutique owners and a few other businesses are staying open longer and encouraging women to shop downtown. “As a business owner, having the support of both the DLBA and other, similar businesses is beneficial,” Kemmer said. “It’s nice to have a promoter, because, as a business owner, I simply don’t have the time to do it myself.” Both Kemmer and Tschumper feel the DLBA’s model would be advantageous for other communi-

ties. “Seeing the power of a small group is rather exciting,” Tschumper said. “An organization like (the DLBA) is so totally different than the benefits you get through something like the chamber of commerce. They’re nothing alike.” Tschumper said chambers are too broad to do what the DLBA does. “The chamber is great and it certainly has its role in how it can benefit businesses, but its mission is different,” Tschumper said. While business owners seem to be happy with the DLBA, not all participate, Tschumper said. “Some owners say they like how we’re handling things and that they chose not to be involved,” she said. “That’s fine, but we’d always ask for the participation.” Kemmer said it’s hard not to participate. “I’ve never been a part of a group like this,” Kemmer said. “The group is always looking – always trying to help. It makes you want to be more involved.” Derrick Williams is at derrick.williams@ecm-inc.com.

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY August 13, 2009

Buzz People, places and pursuits creating buzz in Dakota County business this week as submitted by the local business community

Moving Up

Accolades

Business Briefs

EDWARD JONES HAS INVESTMENT CLUB SEMINAR FOR WOMEN

CINDI THELEN Named multimedia sales agent at Thisweek Newspapers and the Dakota County Tribune Business Weekly Burnsville

Cindi Thelen of Lakeville has joined Thisweek Newspapers and Dakota County Tribune Business Weekly as a multimedia sales agent. As a multimedia sales agent Thelen will work with Burnsville and Eagan clients to prepare a marketing/advertising campaign that best fits their business needs. Thelen can be contacted at (952) 846-2029.

Noteworthy APPLE VALLEY RE/MAX REALTORS EARN NEW DESIGNATION RE/MAX Results, Apple Valley

Eight agents with RE/MAX Results in Apple Valley have earned the Certified Distressed Property Expert designation from the Distressed Property Institute, LLC. They are Jeff Anderson, Jyoti Choudhari, Stephanie Danek, Steven Fiorella, Michael Gardner, Denise Husnik, Jeff Wall and John Wedel. The CDPE course offers licensed agents the tools and knowledge necessary to efficiently and effectively help homeowners in distress avoid foreclosure and sell properties.

Business Briefs REVISED EDITION HELPS PEOPLE FIND EMPLOYMENT AT HOME Live Oak Publications, an imprint of Finney Company based in Lakeville, has published the 10th edition of “The Work at Home Sourcebook” by Lynie Arden. This directory is touted as containing information not found in any other book on the subject and is the only book that gives specific information for finding, applying for, and getting home work with more than 1,000 companies that routinely hire qualified home workers. Contact information, job descriptions and requirements, and details on pay and benefits are included. Other chapters cover handicrafts, franchises, telecommuting, learning how to work at home, and ideas for businesses that can be started from home with a minimal investment. It can be ordered by calling Finney Company at (800) 846-7027, visiting www.workathomesourcebook. com. Trade and resale customers can purchase this title through Publishers Group West.

Business Briefs

NEWEST CITY LIQUOR STORE AWARDED FOR BEING GREEN

DEMOLITION TO BEGIN ON REMAINING VACANT BUILDINGS

Apple Valley’s latest municipal liquor store on 157th Street and Pilot Knob Road recently received a “green globe” award from the Green Building Initiative for its energy-saving features. “I’m excited about our city being a leader in energy efficiency,” Mayor Mary Hamann-Roland said. “It’s the way we should grow in the future. Being green is true conservatism.” Environmental sustainability is one of the city’s core values, she said, which is why the council decided to pursue green features in the liquor store. The store, which opened last November, features a green roof, energy-efficient windows, and geothermal heating and cooling. The geothermal heating and cooling system takes energy from the ground and uses it to heat the building in the winter and cool it in the summer, and to keep the coolers cold. Heat that is released by the liquor coolers is used to heat the building as well. The white reflective roof keeps the building cool in the summer, while a plant-covered awning absorbs water, provides insulation and helps lower urban air temperatures. – Jessica Harper

Several of the remaining vacant buildings in the Cedar Grove redevelopment area now owned by the city are scheduled to be torn down this fall. Nine total structures – including the “Cedarvale” pylon sign that marked the area for decades – are set to be bulldozed between Labor Day and the end of October. The Community Development Agency will oversee the demolition. Properties to be razed include: • former Plourde Sales; • former Sherwin Williams; • former Superior Paint and Collision; • former Rudy’s Automotive and Sinclair; • former Self Serve Car Wash; • former office condominiums; • former Shell gas station; • former Eagan Tap; and • Cedarvale pylon sign. The existing laundromat and Mediterranean Cruise Cafe buildings will be demolished in a separate phase, possibly by the end of the year, Director of Community Development Jon Hohenstein said. The demolition will make way for a planned urban village, to be located east of Cedar Avenue along Highway 13. The project has hit some roadblocks in recent years as a result of the recession, a downturn in the housing market, and a court battle with some area businesses. – Erin Johnson

M&I COLLECTS MORE THAN 60,000 BOOKS FOR CHILDREN M&I Bank, which has a location in Apple Valley, collected 66,000 books and more than $5,000 in donations in support of Read Indeed, a local children’s literacy program. Members of the community and M&I Bank customers and employees donated new and gently used children’s books at M&I Bank’s 27 Minnesota locations and two in Wisconsin. The Read Indeed program began in 2007 when Maria Keller, a fourth-grader from Minnesota with a passion for reading, set a goal to collect and distribute one million books to needy children before she turns 18 years old. Books have been distributed to Minnesota students through the Eagan Resource Center as well as to various local non-profits and teachers. Thousands of books will also be sent to poverty stricken schools.

Local financial advisor Stacey Brown will host an investment club seminar for women at 6 p.m. Aug. 20 at Edward Jones, 3420 150th St. W., Suite 103, Rosemount. The seminar, which will meet the third Thursday of each month, is designed for women interested in learning about investing matters, building wealth and building friendships. While the seminar is free, seating is limited. For reservations, call Jonay or Kate at (651) 455-0319. ROSEMOUNT PASSES ORDINANCE REGULATING SOME BUSINESSES Entrepreneurs interested in bringing an arcade, billiard hall or dance club to Rosemount will now have to apply for a license. On Aug. 3, the Rosemount City Council unanimously approved an ordinance requiring these types of businesses to obtain a special license that needs to be renewed annually. The ordinance was first proposed last month after Rosemount resident Skylar Rekstad presented plans last June to create a teen night club in the former Irish Loon and Big Daddy’s space. Rekstad said he was discouraged by the council’s decision and may not move forward with his plans to create Solaris Night Club. Application fees for a license vary by business. A license for an arcade costs $15 per location and $15 per machine, while an annual license for a billiard hall or dance club is $800. For more on this story, go online at www.ThisweekLive.com. – Jessica Harper

Submission to Buzz The Dakota County Tribune Business Weekly includes promotions, new hires, retirements, awards and other such business news on the Buzz page. If you have an announcement you would like included in this part of the newspaper, send submissions by e-mail to tad.johnson@ecm-inc.com, fax to (952) 846-2010 or mail it to the Burnsville office at 12190 County Road 11, Burnsville, MN 55337. When sending a photo by e-mail be sure that it is 200 dpi or greater. Include a daytime phone number if someone from the newsroom needs to contact the business for additional information. Deadline is 5 p.m. Friday prior to Thursday edition. Submission of information does not guarantee publication. All items are subject to editing. Tips on what to include in the submission are: names, titles, dates, business name, brief description of the news taking place, brief description of the business, contact names and numbers.

Submissions to Buzz: www.DakotaCountyTribune.biz

August 13, 2009 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Forum Commentary and opinion regarding issues in the world of business and public policy

Frontier expansion is good for Dakota County by Larry Werner

DAKOTA COUNTY TRIBUNE

It was warm in Lakeville last Thursday, but in the ballroom at the Holiday Inn, Chamber of Commerce members were listening to jokes about cold Minnesota winters. Maggie Wilderotter, chairman and CEO of Frontier Communications, was in town for a whirlwind visit to employees and customers in the Dakota County communities served by the phone-Internet firm. During a reception for Lakeville chamber members, she was saying she’ll need more mittens for what promises to be more visits to Minnesota in the future. That’s because Frontier is tripling in size, which means its Central Region, with headquarters in Burnsville, will be getting bigger. In fact, Wilderotter said in an interview, the Central Region will soon be the size of Frontier’s entire company today, if shareholders and regulators approve a bet the company has made by acquiring a big chunk of Verizon Communications. Frontier, which serves a large portion of Dakota County, rural communities throughout Minnesota and in a dozen other states, has agreed to an $8.6 billion stock deal that will add 11,000 employees and 4.8 million phone-line customers in 14 other states. The Burnsville office, which now serves about 890,000 Frontier customers, will be responsible for about 2.5 million customers if the Verizon deal is approved. “This is our regional headquarters for the Central Region, and we are going to expand the Central Region with the Verizon acquisition to be the size of Frontier today,” Wilderotter said in an interview before presiding over the reception last Thursday. “This gives John (Lass, general manager of the region) the opportunity to expand jobs in Burnsville from a regional perspective.” During her two days in Dakota County, Wilderotter and other company executives

Tribune Columnist

talked to local business folks, government officials and employees about how Frontier’s planned expansion will be good for the local economy and local community organizations. Following an employee meeting Thursday morning at the Burnsville Performing Arts Center, Wilderotter presented $2,000 to the Community Action Council from proceeds of the Frontier Donate campaign. Wilderotter said it will be several months before Frontier knows what impact the Verizon deal will have on Minnesota employment. The 11,000 Verizon employees being added are front-line workers serving the customers in the states where Frontier is acquiring land-line customers. So they’ll stay in place, she said. What will be determined after the acquisition is completed, she said, is how many more folks will be needed at the regional headquarters in Burnsville to provide service to the much larger Central operation. The acquisition, Wilderotter told the Lakeville chamber members, will make Frontier the largest rural-oriented phone company in the country and the fifth-largest overall. At the chamber meeting and at the employee meeting Thursday morning, the former Microsoft executive explained that the Verizon move is a big bet on Frontier’s ability to sell broadband services in the rural areas it’s acquiring. In an interview, she said 92 percent of the households in the current Frontier market have broadband service. Only about 60 percent of the households in the areas being acquired have broadband, she said. So why does Frontier think it can expand broadband where Verizon hasn’t? “They had different priorities,” the Fron-

point a customer and they disconnect,” she said in an interview. “The high-touch service is a way to make sure you keep the customer satisfied and delighted with what you’re delivering and they pay you money for those services.” She told the chamber members that Frontier isn’t waiting for the federal government to take broadband to rural America, as it’s promised to do. “Frontier has been expanding broadband reach and capacity Photo by Rick Orndorf in Minnesota for more than Frontier CEO Maggie Wilderotter presented a check to the five years,” she said. Community Action Council, based in Burnsville, during a Wilderotter’s day in Dakota Thursday, Aug. 6, ceremony at the Burnsville Performing County was filled with energy Arts Center. and hope for more jobs and a bigger role for Burnsville in tier CEO said of Verizon. “Their No. 1 pri- the expansion of high-speed Internet service ority is Verizon Wireless – investing capital nationwide. in their wireless network. Their No. 2 priorIf it happens as Wilderotter says it will, we’ll ity is fiber to the home.” all be celebrating. But even if it doesn’t, it was She said those tend to be urban services. good in this time of economic malaise to hear “So they haven’t had enough capital to a national business leader talk about increasing extend those (rural) markets. Whereas, rural employment and business expansion. is our only business.” As the motivational speakers like to say, the She said the new customers being ac- hardest part of making $1 million is believing quired are “an excellent opportunity” to you can. Clearly, the CEO of Frontier believes make money by selling broadband and vid- she can triple the size of her company and take eo through the company’s partnership with broadband service to much of rural America in DirectTV. the process. At the employee meeting early in the day, Wilderotter emphasized that Frontier’s Larry Werner is editor and general manager of the commitment to customer service, which inDakota County Tribune and Thisweek Newspacludes sending a service person to the home pers. He is at larry.werner@ecm-inc.com. when broadband is sold, will be extended to the former Verizon customers. “We have a very healthy culture focused on customers,” she told the Burnsville employees. She said it will not be too expensive to BUSINESS WEEKLY provide high-touch service to 4.8 million (USPS 147240) new customers. “What’s expensive is when you disap-

Dakota County Tribune Publisher ............................ Julian Andersen

Met Council wades through turbulent waters but on course by Don Heinzman

DAKOTA COUNTY TRIBUNE

The Metropolitan Council has come a long way since its beginning when most counties and cities in the seven-county area did not trust it. The Council was started in 1967 when needed services such as water, sewer, planning and regional parks transcended the boundaries of seven counties and over 300 cities and towns. A fierce debate raged over whether the council should be elected or appointed. Many cities and counties feared a sevencounty elected body would take over existing local services. Still, others argued that an elected council was needed to be accountable to the people. One of the contentious issues was that under an elected council a metropolitan police force would emerge. The Minnesota Legislature created the council by having the governor appoint council members from representative districts. Eventually, the council took over opera-

Tribune Columnist

tions of water and sewer and transportation, while holding off critics who said those who operate and tax should be elected. Recently the council and Anoka County and its city officials heard a report from Council President Peter Bell and it was a love fest. Speakers praised the council. Minds and attitudes about the council have been changed by results: well-run sewer and water systems, delicately handled boundary disputes, an appreciated regional park system, an efficient transportation system. For awhile, the northern region of the seven-county area felt cheated, particularly after much study, the region lost the location of a new Metropolitan airport. While not involved directly, the Northern Region was disappointed in its futile attempt to build a football stadium for the Minnesota Vikings in Anoka County. Most of all, however, the council had money and influence, since most federal grants cycled through it.

The council played a role in bringing the Northstar Commuter rail to the northern region, spurred by the success of its Hiawatha Light Rail system in Minneapolis. Bell predicts the Northstar will be “hugely” successful when it starts in late November. Anoka County also will receive nearly $30.5 million in regional and state stimulus fund money. Bell informed officials that through the council 47 Livable Communities awards worth nearly $13 million were funneled to Anoka County communities. Part of the credit for improved relations with counties and cities should go to Bell and the tone he set for cooperation when he took over as council chair. The council has come through some rough political waters but judging from the last dialogue with Anoka County, it’s on the right course. Don Heinzman is chairman of the ECM Publishers Inc. Editorial Board. Thisweek Newspapers and the Dakota County Tribune are part of ECM. He is at don.heinzman@ecm-inc.com. Columns reflect the opinion of the author.

Submissions to Forum: www.DakotaCountyTribune.biz

President ........................ Marge Winkelman General Manager, Editor ...... Larry Werner Managing Editor .....................Tad Johnson Sales Manager ........................Mike Jetchick Production Manager............. Ellen Reierson Business Manager.................... Eva Mooney Business briefs ...... darcy.odden@ecm-inc.com Story ideas ...............tad.johnson@ecm-inc.com Letters ......................tad.johnson@ecm-inc.com Advertising ..................... ads.dct@ecm-inc.com

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DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY August 13, 2009

Best Practices

Proper bookkeeping keeps business running smoothly by Tripp Parker

SPECIAL TO THE TRIBUNE

S t r o n g bookkeeping processes and procedures are essential to any business. Without them owners will not have the data necessary to run, manage, and grow their businesses. It is equally important to have a qualified bookkeeper or accountant with a solid understanding of accounting principles, financial statements and business operations. Additional experience, qualifications and certifications are helpful, but they come at a price, so weigh them with the value of the expected outcomes. As a business owner, determine what information you need and how strategic you consider your accounting function to be for managing and understanding your business. Accounting is of critical importance to managing a business. In small and start-up situations, it can often be a

Guest Columnist

wise decision to outsource such non-value-added activities. Ask yourself how valuable your time is (what your hourly bill rate is, for example), as the answer should empower you to make decisions for resource allocation. I tell clients to focus on what they do best and outsource other activities. Backing up data, keeping good records and filing are important tasks and each business should determine how often such tasks should take place. Ask yourself how much time you would want to spend re-entering data, calling vendors and creditors, and generally putting out “fires.” Many businesses do not have the time or resources to quickly re-tool if data is lost or systems are down, so ensure you are prepared to handle such situations. I strongly recommend off-site backup of data on a regular basis. Another important resource is a qualified and ex-

perienced tax preparer. They are critically important to ensuring tax returns are prepared correctly; this includes payroll, income, and sales tax. Missing a deadline, filing incomplete data, or just not reporting correct information can be costly, both in terms of fees and charges and the potential impact on client relationships should news leak. In addition, they are an extremely valuable tool in many tasks and activities that a business faces. Make sure to interface with them and establish parameters for the relationship. Keep track of your communication with them. They can help you grow your business and network with other professionals. They will also keep you out of trouble with the tax authorities; just make sure you do your research and get referrals. What follows is a list of suggested activities for a good bookkeeping system: • Print checks – estab-

lish set dates from issuing checks. • Direct deposit and email paystubs. This saves time and money. Many employees appreciate getting their payments this way as it avoids the time of going to the bank. In addition, this is a secure way to make payments. • Print deposit summaries to attach to bank receipts. This ensures good record keeping. • Get online access to bank accounts and credit card statements. This doesn’t mean you have to stop paper statements, but it will speed up many activities and it empowers you with better real-time data on balances. • Pay all payroll taxes online. In some cases this may not be required; however, it saves time and money. Additionally, you will have a way to track activities. • Use bill pay through bank account to save time and money. This also provides a valuable tool for managing your cash needs. • E-mail invoices/statements to customers; this is another time and money saver. A printed version can

be filed for future reference or if a sales tax audit were to result and detailed records were needed. • Always obtain a W-9 before allowing a subcontractor to perform work. This is good business practice and can help you avoid costly problems in the future. • Obtain a copy of general liability coverage when applicable. In businesses where such coverage is important this will protect you from potential liability. • Make up/post a schedule of tax deadlines for all taxes and forms. If you outsource this activity make sure to establish expectations with your vendor. • Organize pending files for payables and receivables by name. • Organize paid invoices/check stubs and file by customer name. • Organize paid bills/ check stubs and file by vendor name. This provides a quick and easy way to access information should a dispute arise. Many companies manage expenses by type (office supplies, etc.) versus vendor. Most accounting

programs provide multiple ways of reporting and managing expenses. • Organize personnel files by employee name for ease of access. • Create payroll tax files for each type of tax: 941, State withholding, 940, SUI. • Use Smead Viewable tabs for your files. This will give you the easiest view of files and allow for quick access. • File with newest transactions in front. This gives you the quickest access to the most relevant data. • Box up/store each year’s files after tax returns have been filed. Clearly mark boxes and store them in a dry location. The above are suggestions and may not be exhaustive, but they should give you the basis for establishing and maintaining a solid bookkeeping system. Tripp Parker is president and chief acceleration officer of Accelerato LLC, Intentional Business Intelligence. He can be reached at www.acceleratolive.com.

Business etiquette affects personal credibility and career success Guest Columnist by Kerry Singh

SPECIAL TO THE TRIBUNE

We have all worked with co-workers who were rude. You know the type. They interrupt someone’s conversation, tell a questionable joke, barge into someone’s office, leave the copier with a paper jam, and interrupt a meeting with the ringing of their cell phone. These people may know their jobs inside and out, but because they lack manners or business etiquette their careers may suffer. Business etiquette brings social skills to the workplace. These social skills or protocol,

as they are sometimes called, give you confidence so that you can interact with people and situations in a courteous and professional manner. The way you interact with others has a major effect on your credibility and advancement potential. Treating others with professionalism and respect builds positive relationships with customers, clients, and co-workers. One of the most common business-etiquette missteps people make is not introducing others properly. A simple method for making proper business introductions is the

ABC Method, according to the book “Business Etiquette.” Here is how it works: A=Authority – Say the name of the person who holds the position of most authority or importance first. This applies regardless of gender or age. For example, Mr. Vice President, I’d like you to meet Ms. New Employee. B= Basic – Say the person’s name only once. You don’t need to say, Mr. Vice President, meet Ms. New Employee. Ms. New Employee, meet Mr. Vice President. That’s too confusing. C=Clarify – Provide some

information about the person you are introducing. For example, Mr. Vice President, I’d like you to meet Ms. New Employee. She comes to us from ABC Company where she worked for two years. Mr. Vice President took over as our head of marketing last February. Of course, there are many other rules of protocol you should know and follow to be successful in the workplace. It is also important to be aware that these rules are dynamic based on geographical differences, cultural differences, and corporate climate. Here’s a short self test to determine what social skills you need to improve. Answer “yes” or “no” to the following

questions: • I introduce myself to people I don’t know in a business setting. • I stand up and shake hands with people I am introduced to regardless of my gender or age. • When visiting another office, I wait for the host to indicate a chair before I sit down. • I don’t answer a telephone call in a meeting unless it is an emergency. • I acknowledge others when they join the group. • I am careful not to bother others when using my cell phone. • I don’t interrupt others when they are speaking. • I am aware of how to act

at an office party. • I greet each person I meet in the workplace. • When bringing someone to my office, I know who opens the door and who enters the elevator first. Take a look at your “no” responses. These are areas to brush up on. In short, good manners at work can help you advance your career and enhance your professional image. Being aware of and following appropriate business etiquette reflects positively on both you and your organization. Kerry Singh of Lakeville is a corporate trainer, consultant, and speaker. She can be reached at Kerrysingh@charter.net.

Decaf marketing: Avoid the buzz that causes reactive marketing and costs a fortune by Stacey Ackerman

SPECIAL TO THE TRIBUNE

What is caffeinated marketing? It’s a buzz reaction we get when business is down. This buzz reaction causes us to do crazy things in our business that we wouldn’t ordinarily do if we were thinking with a clear head. Some buzz marketing that I’ve observed from my clients (and have been guilty of myself

Guest Columnist

from time to time) involves: • Calling everyone you know and begging and pleading for business, even if they are not likely buyers for your service. “I know you don’t own a house, but you must need a mortgage today”. • Signing our lives away to the next advertising rep that walks through the door. You give the rep a big hug and plead for help – after all, you need sales now! The ad guys love this, but your wallet may

regret it later. • Frantically waiting for the phone to ring. And waiting. And waiting. • Sending out direct mail flyers to everyone with a pulse and being disappointed by the .000000001 percent return rate. If you’ve experienced any of these caffeinated marketing reactions, you’re not alone. We live in an instant gratification society and when business doesn’t accelerate overnight,

we feel defeated. But remember, caffeinated marketing is bad for business. It causes us to lose focus of our long-term goals and objectives. We seem to forget why we’re in business in the first place and succumb ourselves to desperation. Caffeinated marketing also makes us spend money unwisely, by buying reactively. There is no one magic advertising vehicle that will instantly grow your business. If it were that easy, I’d be writing this article from my beach house in Tahiti.

My colleagues hear me say this way too often, but “marketing is a process, not a project.” I can’t emphasize this statement enough. You can’t put an ad in the paper today and call it marketing. Marketing is a process of understanding your position in the marketplace, identifying the people that need your service and finding the right mix of tools to reach those people. Over. And over. And over again. Consumers today have more choices than ever before. You need to have a strategic

plan in place to know how to reach them most effectively, and carry out this plan during all cycles of your business. Keep sipping away at your marketing efforts, and you’ll be on your way to having decaf marketing. Stacey Ackerman, runs Small Business Builders, a marketing consulting business. She is a speaker, writer and instructor on small business marketing. She can be reached at sackerman@smallbusiness builders.com.

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August 13, 2009 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY ��

Business 101

Direct marketing tips in an increasingly tight economy Successfully deliver your message to current and prospective customers

by Carie Statz

SPECIAL TO THE TRIBUNE

In tough economic times, businesses often struggle to discover ways to effectively and economically reach out to existing customers or clients while simultaneously working to generate new business. One of the best methods around is still direct marketing, which involves sending your message directly to your customers and prospective customers without intervening media such as radio or TV. Direct marketing, which usually takes place through traditional mail, e-mail or over the phone, also includes an explicit call-to-action. Proven direct marketing methods continue to provide positive results. The foundation of success in any direct marketing campaign

Make It Happen is the capacity to maintain a strong database of clients and prospects. Databases can range from simple – containing only basic information such as name and address – to sophisticated, which might include purchasing history and more detailed demographic data as well as any other pertinent identifying information. Continually adding new records while updating your customer information is crucial to maintaining the accuracy and currency of your database. A number of data quality solutions exist to help you update and maintain your client information at a reasonable cost. When employing direct marketing via the U.S. Mail, you may want to con-

sider using CASS-certified ZIP + 4 processing, a system that increases the quality of your address data and standardizes your delivery addresses. Ultimately, ZIP + 4 improves the deliverability of your direct marketing mailings. Michael Harris, a direct marketing specialist with Aldata Corporation in Apple Valley, recommends a range of USPS options to help reduce mailing costs by correcting, checking and validating the information you have in your existing database. Four of Harris’ top recommendations are: • Address Element Correction (AEC) • National Change of Address (NCOA) • Delivery Sequence File Second Generation

(DSF2) • Duplicate Data Elimination (DDE) “These options allow you to mail out at the lowest possible rate charged by the U.S. Postal Service and eliminate duplicate mailings,” Harris says. One extremely effective and inexpensive strategy involves setting up a continuity mailing program, which gets your message out on schedule on a monthly, bimonthly or quarterly basis. Program mailings can take the form of a simple postcard or newsletter – or a more formal business letter. Continuity mailing keeps your name in front of your customers and prospects while reminding them that you appreciate their business. Customer profiling is another way to add value to your database. By matching your database records against a regional

or national data file, you can pinpoint unique data characteristics and identify important traits regarding your clients. With more customized data, you can target-market your existing client base and have an easier time finding new business in your prospecting records. Harris is all for augmenting your database with new information from outside databases, a move that will give you the marketing tools to better determine your best customers and prospects. You can then craft specific offers to select market segments with prequalifying criteria, deriving additional business from your current customers. “Superior data will also assist with client retention,” Harris says. “Out of sight, out of mind.” This old saying still rings true in sales. If your clients and prospects do not

hear from you on a regular basis, chances are someone else will come knocking on their doors. The strategies listed above are just a few of the ways to utilize effective direct marketing, increase response levels, ensure better delivery standards of your direct mail and help you manage the tide of a difficult economy. For more information on DCTC marketing and sales courses, contact me at carie.statz@dctc.edu, or visit www.dctc.edu. You can also check out my Marketing and Sales program blog at http://blogs.dctc.edu/cariestatz. To maximize your educational ROI, visit www.dctc. edu/business-industry/roi. cfm. Carie Statz is marketing and sales instructor at Dakota County Technical College in Rosemount.

Dakota Electric members attended free zoo event on July 30

More than 9,000 Dakota Electric Association members and their families attended the Member Appreciation Event at the Minnesota Zoo on July 30. During the event, zoo admission was free to all who purchase electricity from the cooperative. The large participation amounted to the second largest attendance in the event’s 12year history. “It’s our way of saying ‘thanks’ to our memberowners” President and CEO Greg Miller said. “Dakota Electric is a not-for-profit electric cooperative, so this member-only event is our way of showing our appre-

ciation.” Members attending the event donated a record-setting 2,303 pounds of food and $713 for local food shelves. “The amount of food donated was wonderful,” Miller said. “Members brought about 800 pounds more food than the amount donated last year. Community food shelves will be happy to receive the contributions.” Since Dakota Electric began hosting this event, Dakota Electric’s members have donated more than seven tons of food and more than $4,900 to the local food shelves.

“Thank you, Dakota Electric, for the evening at the zoo,” one member wrote after the event. “What a treat! Our financial situation is tenuous, so having an opportunity to do a nice summer event was truly appreciated.”

Cooperative memberowners enjoyed the new Africa! exhibit, Russia’s Grizzly Coast and many other features at the zoo, including the Minnesota Trail, Tiger Lair, World of Birds Show, free monorail rides, the new Woodland

Photo submitted

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Adventure Playground and more. Louie the Lightning Bug and Woodsy Owl were on hand for added fun for the children, and many people enjoyed discounted tickets to Harry Potter at the IMAX.

A customer-owned, non-profit utility since 1937, Dakota Electric Association provides electricity to more than 100,000 members throughout Dakota County and portions of Goodhue, Rice and Scott counties.

Photo submitted

Dakota Electric powerline specialist Josh Raymond helps a Woodsy Owl and Louie the Lightning Bug greet visitors at little boy try out the driver’s seat of a bucket truck. Dakota Electric’s Member Appreciation Event.

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY August 13, 2009 ��

Garden planted where homes were planned

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Housing slowdown leads to CreekStone Partners townhome developer building garden instead of houses by Kara Hildreth

DAKOTA COUNTY TRIBUNE

Victory Gardens were planted in the United States during the Great Depression as a way for communities and neighborhoods to band together and reduce the strain on the national food supply. Today, members of one small Farmington townhome association have joined together to plant a community garden during this economic recession in hopes of reaping a garden of plenty from seeds of hard work and promise for the future. CreekStone Partners, a townhome development off Dawson Lane in Farmington, is now home to a lush, flourishing garden with backyard views of prairie land and the soon-to-open 195th Street bridge that runs across the Vermillion River. The blossoming community garden is at its peak with pinks, yellows and coral floral color and budding vegetables that grow in the development that has gone dormant with the housing collapse. The fully developed townhome neighborhood was planned to sprout 40 luxury townhomes instead of only the dozen it has. “We have the space and I have the time because we all know builders are not very busy,” said Stephen Ayers, owner and builder of CreekStone Partners. A few years ago, Farmington homes and townhomes were being constructed at such rapid rates that large portions of southern Dakota County land seemed to transform overnight from sprawling agricultural acres into new housing developments. Now “for sale” signs dot the landscape since the

Photo by Kara Hildreth

Stephen Ayers, owner and builder of CreekStone Partners, stands in the garden that was created with available land in his Farmington townhome development. hammers and shovels have been laid to rest as new housing construction is at a standstill and many of the developments have gone back to the bank.

Community garden

At the first townhome owners’ association meeting this year, around the same time First Lady Michelle Obama announced a White House garden would be planted, the association voted to plant a community garden. Ayers and his son rented a tractor this spring to till the soil and installed a water faucet to facilitate irrigation. They also laid landscape fabric to outline individual garden plots and prevent weed growth.

Having grown up on a Minnesota farm, Ayers said he is not a gardener by nature but has enjoyed planting, weeding and gardening with his wife, son and daughter-in-law. Ayers and his wife reside in one of the townhomes. The couple and their children are caring for 48 tomato plants and enough vegetables to keep the family and neighbors eating freshly picked salads and homemade salsa. They planted tomatoes, peppers, basil, cilantro and catnip. “Actually, everyone has been happy that we did it,” he said. “In townhouse communities there is not much interaction between people because they do not have

any reason to be outside without a lawn to maintain or driveway to shovel.” Ayers said the silver lining of the housing crisis has been getting to know his neighbors and a good vegetable crop. “We will have bushels of tomatoes to take to the food shelf,” Ayers said.

Green shoots

market and huge surplus of houses and that our buyers would not need to move.” They have found ways to reinvent themselves in the past few years, Ayers said, but many home builders are just waiting for the housing market to show some green shoots. At 63 years old, Ayers said it is not easy. “If you wanted to be in business without risk, then you shouldn’t have been a builder,” said Ayers, who recently took classes to qualify as a home inspector. “There is no way I can get a job that represents income like I made as a builder.”

Ayers said he needed to lay off his son from CreekStone Partners a year ago because there was not enough work due to the housing slowdown. CreekStone Partners represents Ayers’ lifetime of work, and he said he will have to give up the land to Future home the bank soon. builders In 2005, Ayers sold his Middle-sized home partnership in Winwood builders will not exist when Homes headquartered in the Minnesota home-buildBurnsville, which built 100 single-family homes a year in Minnesota. “My partner and I could not agree on a contraction plan, and I knew we had to contract and change our focus,” Ayers said. Back then, he said, he could see the end to the housing boom even as home sales were rising. “I could see we did not have enough revenue to service our obligations,” he said. He believed the one part of the housing market that would continue to grow in the next few years was for empty nesters. Photo by Kara Hildreth “I am absolutely still Townhome developer CreekStone Partners has created a place where the homeowners of right about that,” he said. its 12 units can raise fruits and vegetables in a garden. The land is available because of de- “I just did not count on creased demand for new townhomes. The development was slated to have 40 units. the total collapse of the

ing market rebounds, Ayers said. “Everybody (home builders) has been closemouthed about what they are doing, but when the market recovers – and it will – home building will not look anything like it did before this began,” he said. He thinks only the national home-building companies will survive. Soon-to-be retired couples who take tours of CreekStone Partners townhome models say they plan to move in a couple of years because they are unable to sell their properties at a desirable price. “In years past there would have been 40 houses in this area under construction at the same time, and last year I think there were only six houses built and this next year there will probably be another six more homes built,” said Ayers, pointing west to the more than 400 open lots. The $8,000 first-time home buyer tax incentive that will expire in December will not directly boost new home building, “but it will put energy into the market and bounce out buyers to get their houses sold, and that is what we need.” Ayers forecasts more new home construction will break ground in 2011 because it will take that long to get the housing market moving again. But for now, Ayers said he and his neighbors look forward to harvesting the large bunches of radishes and lettuce and long trails of zucchini and cucumbers. The neighbors are already thinking about next year’s garden plans, while Ayers and other area home builders await a better harvest and more fruitful year. Kara Hildreth is at kara.hildreth@ecm-inc.com.

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August 13, 2009 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

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Calendar

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mation: (651) 423-8612 or www. dctc4business.com. “Finding Work That Works,” seminar will be presented Thursday, Sept. 17, at the Seniors Expo at Treasure Island Resort and Casino. Designed and presented specifically for senior women and men by WomenVenture, the seminar will address: how to determine what you’d really enjoy doing, how to get started on that small business idea that’s been in the back of your mind for a long time, and what your ideal volunteer opportunity might be. Free. Reservations required. Information: (612) 798-7237 or www.101expos. com. Going into Business, Thursday, Sept. 10, 9 a.m. to 5 p.m. at University Bank, 200 University Ave. W, St. Paul. SCORE “Counselors to America’s Small Business” will hold a seminar covering the basics of business planning, marketing, market research, finance, management and organization, federal taxes, business law and commercial insurance. To register go to the SCORE Web site www.scorestpaul.org. Fee is $60, which includes seminar, booklets and other materials. For further information call the SCORE office at (651) 632-8937. Ongoing Dakota Business Partners (networking group) meets every Tuesday at 8:30 a.m. at Enjoy! Restaurant in Apple Valley. For more information call at (651) 216-5406. Platinum Partners, a chap-

ter of BNI, welcomes one representative from each profession and meets every Wednesday morning from 7:30 to 9 a.m. at the Lakeville Green Mill. To learn more, call Amy at (952) 2267741. Creative Networking Professionals (CNP) is a nonprofit business networking organization established in November 2003. The group meets at JoJo’s Rise and Wine in Burnsville from 8 to 9 a.m. the first and third Tuesday of each month. CNP is currently looking to add members to its group of 16 members. Only one person from each professional specialty is permitted to join. All participants should represent their primary occupation, not a part-time business. First two visits are free; thereafter the cost is $50 per year to cover overhead expenses. Contact Jeffrey L. Rothmeyer at (651) 463-8300 to find out if your profession is still available. BNI – The Valley Networkers chapter of Business Networking Intl. meets Thursdays at 11:30 a.m. at the DCTC Apple Valley Site at 14200 Cedar Ave. BNI is a networking group for business owners who are looking to increase their revenue. Only one person from each profession. Bring your own lunch. For more information, call Nicole Blasing at (651) 331-9238 or visit www.bni-mn.com BNI-Networking will meet Wednesdays at 8:15 a.m. at Byerly’s Cafe in Eagan. Open to all professionals for referrals. For more information, call (651)

247-3200. Professional Referral Exchange of Burnsville meets every Wednesday for breakfast at Denny’s Restaurant. Meetings begin at 7 a.m. For more information, contact Jo Baecker, area director, at (612) 618-5347 or visit the Web site www.prorefx. com. BNI - Business Networking Intl. meets Wednesdays at 7:30 a.m. at Commons on Marice in Eagan. For more information call Christina Avery at (651) 2472111 or check out the BNI Web site at www.bni-mn.com. Beta Sigma Phi, Preceptor Alpha Delta Chapter, meets the second Wednesday of every month at 7:30 at a member’s home. For information, call (952) 894-8831. Network Results Chapter of Business Network International, networking for local business owners, only one person from each profession. First two meetings are free. We meet every Wednesday for breakfast, 7-8:30 a.m. at Roasted Pear, 14200 Nicollet Ave. S., Burnsville. Call Michele Jennings for more information: (612) 581-0332. Networking coffee group at Caribou Coffee will meet from 9:30-11:30 a.m. at Caribou Coffee, 14638 Cedar Ave., on the second and fourth Mondays of the month. Call (763) 783-4767 to register. Grapevine Network “Common Denominator” Group meets Tuesdays from 7:30-8:45 a.m. at Coldwell Banker Burnet, 190 Cobblestone Lane, Burnsville.

For information, call (952) 7465611 or visit www.thegrapevinenetwork.com. Grapevine Networking Group meets Wednesdays from 7:30-8:45 a.m. at Coldwell Banker Burnet, 190 Cobblestone Lane, Burnsville. For information, call (952) 746-5611 or visit www.thegrapevinenetwork.com. Kingdom Advisors members meet monthly for fellowship, training, networking, prayer, and sharing of best practices. Ron Blue or other recognized speakers (via DVD) cover a topic each month helping members integrate and apply Biblical financial wisdom into their professional advice. Visitors welcome. The S Metro Group meets at Family Financial Services, 151 W. Burnsville Parkway, Burnsville, from 7:30 to 9 a.m. on the fourth Tuesday of each month. POC is Jeff Robinson at (952) 890-6611. The SE Metro Group meets at 2918 Upper 55th St., Inver Grove Heights, the first Thursday of each month (beginning July 2) from 12 noon to 1 p.m. (bring your lunch). POC is Ginger Ewing at (651) 389-1177. Seed Your Business Networking Group – “Plant a Seed and Grow Your Business” – meets the first and third Wednesday every month at noon at Baskets On Occasion, 3348 Sherman Court Suite 104, Eagan, MN 55121. This is a free networking referral group. Only one person from each profession. Contact Mary O’Rourke at (651) 994 8392 or e-mail basketlady52@hotmail. com for more information.

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Date-specific Dakota County Regional Chamber of Commerce events: • Tuesday, Aug. 18, 7:30 a.m., Board of Directors meeting at DCR Chamber, Eagan. • Tuesday, Aug. 18, noon, New Member Orientation at DCR Chamber, Eagan. • Wednesday, Aug. 19, 7:30 a.m., 2009 Business Excellence Awards at Eagan Community Center, Eagan. • Thursday, Aug. 20, 7:30 a.m., Eagan Area Business Council meeting at DCR Chamber, Eagan. • Friday, Aug. 21, 8 a.m., Government Affairs Committee at DCR Chamber, Eagan. • Monday, Aug. 24, 4:30 p.m., Farmington Economic Growth Committee at Anchor Bank, Farmington.

•Thursday, Aug. 27, 8 a.m., Farmington Breakfast at Farmington Eagles, Farmington. Burnsville Chamber of Commerce events: • Wednesday, Aug. 26, Women Empowered - Cook with a Pro! from 11:30 a.m. to 1 p.m. at Buca di Beppo, 14300 Burnhaven Drive, $20, includes lunch. Contact Anne for information at anne@burnsvillechamber.com. Thursday, Aug. 27, Fall Fling - Sporting Clay Challenge, 3:30 to 6:30 p.m. at Minnesota Horse and Hunt Club, 2920 220th St. E., Prior Lake. Individual registration: $65; team registration: $260. Information:Travis Martinson at travis@burnsvillechamber.com “How To Be a Consultant – Emphasis on IT” workshop by the South of the River Entrepreneurs group from the Dakota Scott WIB Business Services Committee from 1 to 5 p.m.Tuesday, Aug. 18, at Partners in Education Building, 14200 Cedar Ave., Apple Valley. Investment: $10. Infor-

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To sumbit an item for the Calendar, e-mail it to darcy. odden@ecm-inc.com or fax (952) 846-2010.

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Business Directory ��

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To advertise in the Dakota County Tribune Business Directory call 952-894-1111

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DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY August 13, 2009 ��

Unique business model brings Capitol Commerce gym owner’s dream to life Commuter rail project on schedule Cross Train Academy brings different businesses together under one roof by Erin Johnson

DAKOTA COUNTY TRIBUNE

by Don Heinzman

DAKOTA COUNTY TRIBUNE

Transportation was on the mind of Metro Council Chair Peter Bell last week as he reported to Anoka County officials at the Running Aces Harness Track. Bell said due to funds from the Minnesota Legislature, some transfers and use of stimulus money for the Transportation Fund, the fares for Metro Transit buses will not be increased and no services will be reduced. He also predicted the Northstar Commuter Rail due to start at the end of November will be “hugely successful.” Already, the colorful blue and white train is making practice runs from Big Lake through Anoka County and

In Brief

into Target Field, the new home of the Minnesota Twins, in Minneapolis. Bell said rail fare proposed range from $7 from Big Lake, $5.50 at Elk River, $4 at Coon Rapids, $3.35 at Fridley and $3.25 between stations. Weekend fares have not been decided. Bell said five locomotives and some of the 18 passenger cars have arrived at Big Lake. Construction of the five suburban stations is on schedule and the two-level design at the downtown Minneapolis ballpark station is nearing completion. Nearly 2,800 parking spots will be available at the five stations. Community celebrations are being planned at each station. Bell announced that $30.5 million in regional and state funds for stimulus projects within Anoka County are being processed. Those funds are going for pedestrian bridge, bike/ pedestrian trails/lanes, signals and reconstructing an

interchange. A total of $86 million in stimulus money is going to extend Highway 610. Officials learned that $1.1 million in appropriations from the Legacy and Heritage Amendment will be used in the county park system. Bell assured that a reformed Dial-a-Ride service will give residents better access and eliminate some duplication. The express bus service from Forest Lake and Columbus to downtown Minneapolis will continue. New UPA funded buses will be used on this service. A new wastewater plant for East Bethel is in the planning stage and is expected to open in 2012. To applause, Bell said a revised long-term plan from the Metropolitan Airports Commission will be submitted to the council soon and no airfield changes such as runway lengthening are proposed.

Coming Soon

Photo by Erin Johnson

John Sullivan, owner of Cross Train Academy in Eagan, offers clients a multi-faceted training facility at his newly expanded gym.

County Road 70 bridge complete in Lakeville

Cross Train Academy is located at 2020 Silver Bell Road, Suite 26, in Eagan. For more information, call (651) 452-5910 or visit www. crosstrainpt.com.

ers to compromise and maybe even sacrifice a little bit for the good of the whole,” he said. “In the beginning that was not pretty at all. But now everybody sees, after a month or two, that we probably should all work together on this and get a plan that’s going to work.” Cross Train’s business model may cost a bit more up front, Sullivan said, but it’s well worth it. “We have to pay a general manager, but at the same time, he’s increased sales and improved operations, things run more smoothly, and I have less on my plate,” he said. “And it makes being here a lot more enjoyable.” Not only is the business operating more smoothly, it’s making money. Membership has more than tripled from his previous gym, and it continues to increase rapidly, he said. “The traffic in here now is incredible compared to what it used to be,” he said. Sullivan said the business is “right on the cusp” of being profitable, which is remarkable considering it opened during the summer and a recession. “Summer is our slowest time of the year, but we’re

still seeing our numbers triple, so I can’t complain,” he said. “But we need September.” September typically marks the beginning of the busy season for fitness facilities, so Sullivan said he expects to see a spike in traffic. The gym is also in the process of finding a new investor offering a lower interest rate. Sullivan said he’s had some difficulties finding committed investors since deciding to expand 18 months ago. Some investors pulled out of the project early, he said. “After we signed the lease here, our investor fell off because he lost too much in the stock market,” he said. “So now we have some investor capital that’s not very good to us. We need to find new money.” While the expansion has been a challenge, Sullivan said he’s enjoying seeing his dream come to life. “If you look back at my original business plan, it’s pretty close to coming to fruition,” he said. Erin Johnson is at erin.johnson@ecm-inc.com.

Photo by Derrick Williams

According to Lakeville city officials, the County Road 70 bridge that spans Interstate 35 has been completed and will be opened on Aug. 16. By Labor Day, all major construction on the interchange is expected to be finished, Lakeville City Engineer Keith Nelson said. The bridge will have the city of Lakeville’s logo on it — the first-ever design element to be put on a bridge, Nelson said.

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When personal trainer John Sullivan opened his new fitness center in Eagan this June, he saw the seeds of his original dream – running a multi-faceted sports training facility – begin to bear fruit. To help make that dream a reality, Sullivan created a unique business model that allows experts in different areas of fitness to run their own businesses under his roof. The result is Cross Train Academy, an expanded version of Sullivan’s original gym, Cross Train Fitness. The new gym is not only significantly larger – 22,000 square feet versus 5,300 square feet – it offers a wider variety of fitness options. In addition to the basic weights, exercise machines and personal training services, Cross Train Academy offers mixed martial arts instruction, an aerobics studio, Total Hockey training and P.A.C.E. sport-specific training. “We wanted to have a really diverse business here,” Sullivan said. A basic membership to the gym costs $29 per month, which increases with the addition of aerobics classes or martial arts classes. Sullivan, who has been a personal trainer for 20 years, admits he knows nothing about martial arts, and aerobics classes aren’t his thing. “But I know they’re popular,” he said. So he hired independent businesses that specialize in those areas to take over space in his gym. “It’s one of the things I’ve learned – there are certain things I’m really not good at, so now I hire people to run those things, and it just works a lot better,” he said. Sullivan owns the lease on the building, and the owners of the aerobics studio and the martial arts studio sublease space from him. They also pay him a portion of the membership fees they get from clients. Each business operates its own staff and schedules independently, he said. “It’s pretty unique,” he said. “My philosophy has always been to create an environment where business owners can come together and be successful. And we benefit from each other’s traffic.” Sullivan admits there have been some kinks to work out, including dealing with different sets of personalities and egos. “It’s difficult getting hard-driven business own-

Region’s first commuter plan for transit beyond Twin Cities to start in November

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NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE OF MORTGAGE MINNESOTA SECRETARY OF STATE MINNESOTA SECRETARY OF STATE MINNESOTA SECRETARY OF STATE MINNESOTA SECRETARY OF STATE Notice of Public Sale

On August 21st 2009 at 1:00 PM a Lien Sale of personal property will be held at the Lakeville Storage Center location at 9455 215th St W Lakeville, MN 55044. Included in sale: # 206 1959 Glaspar 16’ seafoam green runabout boat, with 75 HP Chrysler outboard motor, with trailer. MN LIC 3851DG. 1830873 7/30-8/13/09

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 09, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $182,400.00 MORTGAGOR(S): Michael L. Vandelac MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: May 03, 2007 Dakota County Registrar of Titles, Document Number: 609939 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100024200016567436 Lender or Broker: American Brokers Conduit Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 140153 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 751 22nd Ave N, South Saint Paul, MN 55075-1318 Tax Parcel ID Number: 367680030001 LEGAL DESCRIPTION OF PROPERTY: Lot 30, block 1 of Tower Heights AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $200,686.30 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 20, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 02, 2009 MORTGAGEE: M o r t g a g e E l e c tronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 004579F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for August 20, 2009 at 10:00 AM has been postponed to October 22, 2009 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: August 20, 2009 MORTGAGEE: M o r t g a g e E l e c tronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 004579F01 1839797 8/13/09

FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: February 22, 2008 MORTGAGORS: Bruce E. Allen and Jessica A. Meyer, both single. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Registered March 19, 2008, Dakota County Registrar of Titles, Document No. 625350, Certificate of Title No. 140577. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: May 29, 2009. Said Mortgage being Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100073000822450284 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Freedom Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 13616 Country Lane, Burnsville, MN 55337 TAX PARCEL I.D.#: 02-18300-042-02 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 2, Country Place Addition, excepting therefrom the West 124.0' as measured along the North and South Lot Lines thereof, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $255,526.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $262,159.56 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 11, 2009 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 2, 2009. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-6756 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until September 22, 2009 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: August 10, 2009. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-6756 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1854281 8/13/09

CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: APEX CREDIT SOLUTIONS. 2. State the address of the principal place of business: 10539 165th ST. W, LAKEVILLE, MN 55044 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. TRUELSON & HANSON ENTERPRISES, LLC, 5001 FREMONT AVE. S., MINNEAPOLIS, MN 55419 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath. Date 6/25/09 JEFFREY L. HANSON - PRESIDENT 1849408 8/13-8/20/09

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 24, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $176,000.00 MORTGAGOR(S): Balla M Musa and Seham A. Nabry, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: July 06, 2005 Dakota County Recorder, Document Number: 2337431 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100026900100793438 Lender or Broker: Bell America Mortgage, LLC dba Bell Mortgage Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 13313 Morgan Ave S, Burnsville, MN 55337-2095 Tax Parcel ID Number: 02-32850-040-01 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 1, Highland Five Estates, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $170,543.81 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 17, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 30, 2009 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 006914F01 1829247 7/30-9/03/09

CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: Tandem Hearts 2. State the address of the principal place of business: 13585 Hershey Ct., Apple Valley, MN 55124 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Thomas Coakley, 13585 Hershey Ct., Apple Valley, MN 55124 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath. Date 6/24/2009 Thomas Coakley 1850732 8/13-8/20/09

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 10, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $256,000.00 MORTGAGOR(S): William G. Rogers, a married man MORTGAGEE: Wachovia Mortgage, FSB fka World Savings Bank, FSB DATE AND PLACE OF RECORDING: Recorded: October 31, 2006 Dakota County Recorder, Document Number: 2472435 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Wachovia Mortgage, FSB fka World Savings Bank, FSB Residential Mortgage Servicer: Wachovia Mortgage, FSB Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 12525 Pinehurst Dr, Burnsville, MN 55337-3455 Tax Parcel ID Number: 02-57500-120-02 LEGAL DESCRIPTION OF PROPERTY: Lot 12, Block 2, Pinehurst, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $283,731.10 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 17, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 30, 2009 MORTGAGEE: Wachovia Mortgage, FSB fka World Savings Bank, FSB Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 006848F01 1823807 7/30-9/3/09

AMENDMENT TO CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: Karing for Kids. 2. State the address of the principal place of business: 904 Porter Lane, Apple Valley, MN 55124 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Terri A. Lee, 904 Porter Lane, Apple Valley, MN 55124 4. This certificate is an amendment of Certificate of Assumed name number 863682-2 originally filed on 4/12/2004. 5. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath. Date 4/17/2009 Terri A. Lee, Owner 1853582 8/13-8/20/09

PUBLIC NOTICE ORDER TO SHOW CAUSE

STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT COURT FILE NO. 19HA-CV-09-3862 In the Matter of the Petition of: Deutsche Bank National Trust Company, as Trustee on Behalf of the Certificate Holders of Morgan Stanley ABS Capital I, Inc., Trust 2004-NC3, Mortgage Pass Through Certificates, Series 2004-NC3, in Relation to Certificate of Title No. 121897 issued for land in the County of Dakota and State of Minnesota legally described as follows: Unit No. 1206 Common Interest Community Number 176, Vermillion Carriage Homes, a condominium located in the County of Dakota. TO: NICHOLAS T. HAYES; VERMILION CARRIAGE HOMES ASSOCIATION; and to parties, if any, in possession of said premises adverse to the Petitioner. Upon receiving and filing the Report of the Examiner of Titles in the above entitled matter, IT IS HEREBY ORDERED, that you and all persons interested, appear before this Court on the 23rd day of September, 2009, at 9:00 a.m. in the Dakota County Government Center, Hastings, Minnesota, and then, or as soon thereafter as said matter can be heard, show cause, if any there be, why this Court should not enter an Order as follows: That the Registrar of Titles, upon the filing with him of a certified copy of this Order, cancel Certificate of Title No. 121897 and enter a new Certificate of Title for the land therein described in favor of Deutsche Bank National Trust Company, as Trustee on Behalf of the Certificate Holders of Morgan Stanley ABS Capital I, Inc., Trust 2004-NC3, Mortgage Pass Through Certificates, Series 2004-NC3, subject to the memorials of Document Nos. 326384, 332788, 348516, 351208, 352901, 357404, 360131, and 362297 but free from all other memorials now appearing on the present Certificate of Title, the last of which is Document No. 634503, and free also from the Memorial of this Order. IT IS FURTHER ORDERED, that this Order be served: a) at least 10 days prior to such hearing upon the above named parties residing in this State in the manner provided by law for the service of Summons in a civil action; b) it shall be served at least 14 days prior to such hearing upon any of the above named nonresidents by sending a copy of this Order to such nonresident at his post office address, by registered or certified mail, return receipt; c) it shall be served upon any party who cannot be found by two weeks published notice and by sending a copy of this Order at least 14 days prior to the hearing by first class mail to such party at this last known address and by sending another copy of this Order at least 14 days prior to the hearing by first class mail to his address as stated on the Certificate of Title if an address is so stated. DATED: 7/15/09 BY THE COURT: John S. Connolly Judge of District Court APPROVED: JAMES P. O'CONNELL EXAMINER OF TITLES BY: James P. O'Connell Attorney for Petitioner: Robert Q. Williams Wilford & Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125 Attendance is not required at said hearing except to object to the entry of the above described Order. 1844556 8/6-8/13/09

AMENDMENT TO CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: Keller Williams Integrity Realty Eagan. 2. State the address of the principal place of business: 3464 Washington Avenue, Eagan, MN 55122 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Millennium Group, LLC, 2990 Patton Road, Roseville, MN 55113 4. This certificate is an amendment of Certificate of Assumed name number 1045228-3 originally filed on September 17, 2004 under the name Keller Williams Integrity Realty Inver Grove Heights. 5. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath. Date July 29, 2009 Michael Cylkowski, Chief Manager 1853554 8/13-8/20/09

PUBLIC NOTICE ADVERTISEMENT FOR BIDS

DAKOTA COUNTY COMMUNITY DEVELOPMENT AGENCY (CDA) EAGAN, MN 55123 Notice is hereby given that sealed bids will be received by the Office of the Director of Housing Finance & Development, Dakota County CDA, Minnesota until 11:00 AM, Wednesday, August 26, 2009, at the office of Dakota County Community Development Agency, 1228 Town Centre Drive, Eagan, MN 55123, at which time they will be publicly opened and read aloud for the furnishing of all labor and materials for three separate projects and three separate bid openings for projects at Colleen Loney Manor 1675 Livingston Ave. W. St. Paul, MN 55118. The three separate projects are: 1. Passenger Elevator replacement (two elevators) 2. Asphalt replacement 3. Unit door replacement and keyless entry systems Bids received after this time and date will be rejected. No telephone bids or fax bids will be accepted. Bids shall be on the forms provided for that purpose and according to the Bidding Documents prepared by Dakota County CDA. Bids will be opened publicly and read aloud in the order listed above. A bid tabulation or other bid result will be furnished to the Bidders. Bids shall be addressed to: Dakota County CDA, 1228 Town Centre Drive, Eagan, MN 55123. Mandatory on-site pre-bid walk-throughs are as scheduled: Passenger elevator on August 18, 2009 at 9:00AM Asphalt replacement on August 18, 2009 at 10:00AM Unit door replacement on August 18, 2009 at 11:00AM Attendance is required to bid on these projects. Failure of a bidder to attend the walk-throughs immediately subjects his/her bid to disqualification. Call the Dakota County CDA Contact person below to find out exact details of the walk-throughs. Interested bidders can contact Vince M a r k e l l @ 6 5 1 - 6 7 5 - 4 4 8 1 of the D a k o t a C o u n t y C D A t o o b t a i n b id documents and receive more information regarding these projects. Specifications for the three projects will not be available until August 17, 2009. Bid security in the amount of 5% of the bid must accompany each bid in accordance with the Instruction to Bidders. Sealed bids shall be addressed on the outside wrapper to: Vince Markell, Dakota County CDA Project name (either Passenger Elevator replacement, Asphalt replacement, or Unit door replacement) Bid due date and time. These projects are Davis-Bacon prevailing wage projects. The CDA hereby notifies all bidders that in regard to any Contract entered into pursuant to this advertisement, Disadvantaged Business Enterprises (D.M.E.) will be afforded full opportunity to submit bids and / or proposals and will not be subjected to discrimination on the basis of race, color, sex, age, religion, or national origin. The Dakota County CDA reserves the right to reject any and all bids, to waive irregularities and informalities therein and to award the Contract in the best interest of the CDA. Vince Markell, Capital Fund Coordinator Dakota County Community Development Agency 1844391 8/6-8/13/09

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PUBLIC NOTICE Notice of Public Sale

On August 21st, 2009 at 1:00 p.m. a Lien Sale of personal property will be held at the Lakeville Storage Center location at 9455 215th St W, Lakeville, MN 55044. Included in sale: #8 Brandon Maki 1251 Prairie View Trail Farmington, MN 55024. Partial inventory: Big screen TV, gas grill, storage totes, jet ski, file cabinet, bikes, extension ladder, kitchen table, clothes washer, refrigerator. Tag # 2522875 #26 Kimberly Weber 112 Co. Rd 42 Apple Valley, MN 55124. Partial inventory: Misc. boxes, beds, furniture, kitchen table and chairs, microwave, storage totes, children’s toys, clothing, book shelf. Tag # 2522886 #38 Anne Mitchell 2 0 9 1 s t A v e . N. E . N e w P r a g u e , M N 56071. Partial inventory: Car parts, computers, wheels, engine cherry picker, couch, kitchen chairs. Tag # 2522401 1842964 8/6-8/13/09

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: MGM Wine and Spirits of Rosemount. 2. State the address of the principal place of business: 14865 South Robert Street, Rosemount, MN 55068 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. FPW, LLC, PO BOX 1782, St. Paul, MN 55101 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath. Date 6/29/09 William Kuether, Governing Member 1838926 8/6-8/13/09

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of a mortgage dated January 7, 2003, executed by Warren W. Krech and Opal E. Krech, husband and wife, as mortgagor(s) to Vermillion State Bank as mortgagee in the original principal amount of Five Hundred Thousand ($500,000.00) Dollars, recorded with the Dakota County Recorder, State of Minnesota, on February 25, 2003, as doc. no. 2005228 ; that all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law to recover any part of the debt secured by said mortgage; that there is claimed to be due thereon the sum of Three Hundred Sixteen Thousand Four Hundred Ninety-two ($316,492.00 ) Dollars on this date; and that pursuant to the power of sale therein the mortgage will be foreclosed and the property in Dakota County, Minnesota, described as follows: Lot 2, Block 2, Southern Terrace Estates, Dakota County, Minnesota; Property address: 1 1 0 2 0 A l a m e d a Avenue, Inver Grove Heights, MN 55077 Parcel I.D. #: 20-71300-020-02 will be sold by the sheriff of said county at public auction on October 8, 2009, a t 1 0 : 0 0 o ' c l o c k A . M . a t Sheriff's Office, Law Enforcement Center, 1580 Highway 55, Hastings, Minnesota, to pay the debt secured by the mortgage, including costs and attorneys' fees allowed by law subject to redemption by the mortgagor(s), their heirs or assigns, within twelve (12) months from the date of sale. You must vacate the property on or before 11:59 p.m. on October 8, 2010, if (i) the mortgage is not reinstated under §580.30, or (ii) the property is not redeemed under §580.23. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: August 12, 2009 Vermillion State Bank, Mortgagee Ralph L. Moore STEIN & MOORE, P.A. Attorneys for Mortgagee 332 Minnesota Street, #W-1650 St. Paul, MN 55101 (651) 224-9683 1853951 8/13-9/17/09

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NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC PUBLIC NOTICE MINNESOTA MINNESOTA SECRETARY OF STATE SECRETARY OF STATE MINNESOTA SECRETARY OF STATE MINNESOTA SECRETARY OF STATE MINNESOTA SECRETARY OF STATE

CERTIFICATE OF ASSUMED NAME RENEWAL Assumed Name # X 84430 CURRENT INFORMATION ON FILE: 1. Assumed Name: Interlight. 2. Date of Original Filing: 07/24/1989 3. Current Expiration Date: 07/24/2009 4. Business Address: 1236 Earle Way, Burnsville, MN 55306 5. Nameholder(s) and Address(es): Bernard G. Cook, 1236 Earle Way, Burnsville, MN 55306 INFORMATION YOU WISH TO CHANGE: 3. Current Expiration Date: 10 Year Extension 4. Business Address: 1236 Earle Way, PO Box 1468, Burnsville, MN 55306 5. Nameholder(s) and Address(es): Bernard G. Cook, 1236 Earle Way, PO Box 1468, Burnsville, MN 55306 I certify that I am authorized to execute this renewal and I further certify that by signing this document, I am subject to the penalties of perjury as set forth in section 609.48 as if I had signed this document under oath. Date 7/13/09 Bernard G. Cook 1839063 8/6-8/13/09

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 26, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $124,950.00 MORTGAGOR(S): Trent Erlandson, an unmarried man MORTGAGEE: Wachovia Mortgage, FSB fka World Savings Bank, FSB DATE AND PLACE OF REGISTERING: Registered: February 15, 2005 Dakota County Registrar of Titles Document Number: 559001 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Wachovia Mortgage, FSB fka World Savings Bank, FSB Residential Mortgage Servicer: Wachovia Mortgage, FSB Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 135245 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 13314 Court Pl, Burnsville, MN 55337-1899 Tax Parcel ID Number: 02-40600-030-06 LEGAL DESCRIPTION OF PROPERTY: Lot Three (3), Block Six (6), in JUDICIAL KNOLLS, according to the recorded plat thereof. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $148,414.81 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 25, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 25, 2010, or the next business day if March 25, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 13, 2009 MORTGAGEE: Wachovia Mortgage, FSB fka World Savings Bank, FSB Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 006720F01 1854552 8/13-9/17/09

CERTIFICATE OF ASSUMED NAME RENEWAL Assumed Name # X 226161 CURRENT INFORMATION ON FILE: 1. Assumed Name: Superior Express. 2. Date of Original Filing: 08/25/1999 3. Current Expiration Date: 08/25/2009 4. Business Address: 3924 Boston Ct., Eagan, MN 55123 5. Nameholder(s) and Address(es): Terrence R. Johnson, 3924 Boston Ct, Eagan, MN 55123 INFORMATION YOU WISH TO CHANGE: 1. Assumed Name: Superior Express Couriers 3. Current Expiration Date: 10 Year Extension 4. Business Address: 1461 Wellington Way, Eagan, MN 55122 5. Nameholder(s) and Address(es): Terrence R. Johnson, 1461 Wellington Way, Eagan, MN 55122 I certify that I am authorized to execute this renewal and I further certify that by signing this document, I am subject to the penalties of perjury as set forth in section 609.48 as if I had signed this document under oath. Date 3/2/09 Terry Johnson 1839037 8/6-8/13/09

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 21, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $151,000.00 MORTGAGOR(S): Southasack Sivongsay, a single person MORTGAGEE: Bank of America, N.A. DATE AND PLACE OF RECORDING: Recorded: July 06, 2004 Dakota County Recorder, Document Number: 2222723 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Bank of America, N.A. Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 15612 Gateway Path, Apple Valley, MN 55124-5159 Tax Parcel ID Number: 01-16700-176-04 LEGAL DESCRIPTION OF PROPERTY: Unit No. 176, Condominium No. 117, Cedar Pointe Carriage Homes Condominium, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $152,700.67 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 25, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 25, 2010, or the next business day if March 25, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 13, 2009 MORTGAGEE: Bank of America, N.A. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 003643F01 1852043 8/13-9/17/09

CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: RK Sales. 2. State the address of the principal place of business: 14124 Frontier Ln., Burnsville, MN 55337 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Raila K. Foley, 14124 Frontier Ln., Burnsville, MN 55337 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath. Date July 29, 2009 Raila K. Foley, Owner 1853631 8/13-8/20/09

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 30, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $322,500.00 MORTGAGOR(S): Edwin Adorno and Fabiola E. Adorn, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: August 26, 2004 Dakota County Recorder, Document Number: 2242313 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100053030006513866 Lender or Broker: Aegis Wholesale Corporation Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 16355 Hyland Ave, Lakeville, MN 55044-3800 Tax Parcel ID Number: 22-34600-020-02 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 2, Hypointe Crossing, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $370,161.05 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 24, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 24, 2010, or the next business day if March 24, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 06, 2009 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 006936F01 1851592 8/13-9/17/09

CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: Alcom Distributing. 2. State the address of the principal place of business: 25 South 21st Street - P.O. Box 2925, Fargo, ND 58103 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Plexus Company, 1802 First Ave. South, PO Box 2925, Fargo, ND 58108-2925 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath. Date 7/09/2009 Kevin D. Bouma, CEO 1843528 8/6-8/13/09

PUBLIC NOTICE NOTICE OF ASSESSMENT LIEN

FORECLOSURE SALE Date: July 20, 2009 YOU ARE NOTIFIED THAT: 1. Default has occurred in the terms and conditions of the Declaration for Valley Way Homeowners Association, Inc. (hereinafter the "Association") which was recorded as Document No. 2651026 on April 12, 1985, in the Office of the County Recorder of Dakota County, Minnesota, and also, pursuant to Minn. Stat. §515B.3-116, covering the following property: LEGAL DESCRIPTION: Unit No. 41, Garage No. 41A, Valley Way Village Condominium, Condominium File No. 78, Dakota County, Minnesota STREET ADDRESS: 14847 Embry Path, Apple Valley, MN 55124 TAX PARCEL ID NUMBER: 01-81450-041-03 2. Pursuant to said Declaration, there is claimed to be due and owing as of July 20, 2009, from Michael W. Anderson, title holder, to the Association, a Minnesota non-profit corporation, the amount of $2,633.00 for unpaid association dues, late fees, attorneys fees and costs, plus any other such amounts that will accrue after July 20, 2009, and other costs of collection and foreclosure which will be added to the amount claimed due and owing at the time of the sale herein 3. No action is now pending at law or otherwise to recover said debt or any part thereof. 4. The owner has not been released from his financial obligation to pay said amount. 5. The Declaration, referenced above, and Minn. Stat. §§515B.3-115 and 515B.3-116 provide for a continuing lien against the property. A Notice of Lien evidencing the amount due was recorded on March 6, 2009, as Document No. 2641830 in the Dakota County Recorder's Office. 6. Pursuant to the power of sale contained in the same Declaration and granted by the owner in taking title to the premises subject to said Declaration and pursuant to Minn. Stat. §§515B.3-115 and 515B.3-116, said Lien will be foreclosed by the sale of said property by the Sheriff of Dakota County, at the Dakota County Sheriffs Office, Dakota County Law Enforcement Center, 1580 Highway 55 Lobby S-100, Hastings, MN 55033, on the 30th day of September, 2009, at 10:00 a.m. at public auction to the highest bidder, to pay the amount then due for said assessments, together with the costs of foreclosure, including attorneys fees as allowed by law. 7. T h e t i m e a l l o w e d b y l a w f o r redemption by the unit owner, his personal representatives or assigns is six (6) months from the date of sale. The date and time to vacate the property is 11:59 p.m. on March 30, 2010. REDEMPTION NOTICE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 8. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. VALLEY WAY HOME-OWNERS ASSOCIATION Attorneys for Valley Way Homeowners Association: THOMSEN & NYBECK, P.A. By: Gretchen S. Schellhas (#195595) 3300 Edinborough Way, Suite 600 Edina, Minnesota 55435 (952) 835-7000 (Valley Way-Anderson-09-7-154D) 1843545 8/6-9/10/09

CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: Allure Auto Glass Repair. 2. State the address of the principal place of business: 3460 Golfview Drive #2323, Eagan, MN 55123 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Scott A. Wolf, 3460 Golfview Drive #2323, Eagan, MN 55123 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath. Date July 29, 2009 Scott A. Wolf, Owner 1838959 8/6-8/13/09

PUBLIC NOTICE Notice of Hearing by Publication

(Minn. Stat. § 518B.01, subd. 8) State of Minnesota County of DAKOTA District Court 1st Judicial District Court File Number: 19AVFA-09-2951 Case Type: Domestic Abuse In the Matter of: MICHELLE MARIE HANSON OBO MINOR, Petitioner vs. AMANDA CLARK, Respondent. To Respondent named above: An order has been issued directing you to appear at 14955 GALAXIE AVENUE, APPLE VALLEY, MN on 8/27/2009 at 9 a.m. and explain why the relief sought in the Petition for the Order for Protection should not be granted. You may obtain a copy of the Petition and any order issued from the court from the DAKOTA COUNTY, APPLE VALLEY County Court Administrator’s Office. If you do not appear at the scheduled hearing, the Petitioner’s request may be granted as a default matter. Failure to appear will not be a defense to prosecution for violation of the Court’s Order. Date 8-6-09 JACQUELIN RIVERA Court Administrator/Deputy 1850767 8/13/09

PUBLIC NOTICE

SUMMONS STATE OF MINNESOTA COUNTY OF DAKOTA Case Type 14. Other Civil Action to Determine Adverse Claims DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No. 19HA-CV-09-4943 Timothy L. Bergstrom, Plaintiff, vs. Preferred Credit Corporation, a California Corporation, and also all other persons unknown claiming any right, title, estate, interest or lien in the real estate described herein, Defendants. THE STATE OF MINNESOTA TO THE ABOVE-NAMED DEFENDANTS: You are hereby summoned and required to serve upon Plaintiff’s attorney an Answer to the Complaint which is on file in the office of the Court Administrator of the above-named Court, within twenty (20) days after service of this Summons upon you, exclusive of the day of service. If you fail to do so, judgment by default will be taken against you for the relief demanded in the Complaint. This action involves, affects, or brings into question real property situated in the County of Dakota, State of Minnesota, described as follows: Lot 1, Block 3, and Lot 2, Block 1, Surrey Heights Seventh Addition, Dakota County, Minnesota. NOTICE IS FURTHER GIVEN that the object of said action is to obtain a judgment declaring that Plaintiff is the owner in fee of the property described above. NOTICE IS FURTHER GIVEN that no personal claim is made by Plaintiff against any of the Defendants. Civil cases are subject to Alternate Dispute Resolution processes as provided in Rule 114 of the General Rules of Practice for the District Courts. Alternative Dispute Resolution includes mediation, arbitration, and other processes set forth in the rules. You may contact the Court Administrator for information about these processes and about resources available in your area. Dated: August 3, 2009. GRANNIS & HAUGE, P.A. BY: Barry L. Wittenkeller Attorney I.D. No. 118254 1260 Yankee Doodle Road, #200 Eagan, MN 55121-2201 Phone: 651-456-9000 Fax: 651-454-4232 1850942 8/13-8/27/09

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PUBLIC NOTICE Notice of Hearing by Publication

(Minn. Stat. § 518B.01, subd. 8) State of Minnesota County of DAKOTA District Court 1st Judicial District Court File Number: 19AVFA-09-2938 Case Type: Domestic Abuse In the Matter of: NANCY M. JACKLE, Petitioner vs. WILLIAM R. HUFF, Respondent. To Respondent named above: An order has been issued directing you to appear at 14955 GALAXIE AVENUE, APPLE VALLEY, MN on AUG 26, 2009 at 9:00 a.m. and explain why the relief sought in the Petition for the Order for Protection should not be granted. You may obtain a copy of the Petition and any order issued from the court from the DAKOTA COUNTY, APPLE VALLEY County Court Administrator’s Office. If you do not appear at the scheduled hearing, the Petitioner’s request may be granted as a default matter. Failure to appear will not be a defense to prosecution for violation of the Court’s Order. Date AUGUST 5, 2009 CAROLYN RENN Court Administrator VALERIE BLOMQUIST Deputy 1850579 8/13/09

PUBLIC NOTICE MINNESOTA SECRETARY OF STATE

CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: HORSE AND RIDER PORTRAITS. 2. State the address of the principal place of business: 616 TURNBERRY CT, NORTHFIELD, MN 55057 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. BUTTONWEED PRESS, LLC, 616 TURNBERRY CT, NORTHFIELD, MN 55057 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath. Date 03/04/2009 JAMES PERRY, SECRETARY OF BUTTONWEED PRESS, LLC 1838904 8/6-8/13/09

PUBLIC NOTICE

SUMMONS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT CASE TYPE: OTHER CIVIL COURT FILE NO. 19HA-CV-09-4767 Richard D. Wilson, Plaintiff, vs. Randy R. Johnson, Defendant. THE STATE OF MINNESOTA TO THE ABOVE-NAMED DEFENDANT. You are hereby summoned and required to serve upon the attorneys for Plaintiff, Thomsen & Nybeck, P.A., 3300 Edinborough Way, Suite 600, Edina, Minnesota 55435-5962, an Answer to the Complaint herewith served upon you within twenty (20) days after service, exclusive of the day of service. If you fail to do so, judgment by default will be taken against you for the relief demanded in said Complaint. PARTIES TO CIVIL ACTIONS ARE ENCOURAGED TO ATTEMPT ALTERNATIVE DISPUTE RESOLUTION PURSUANT TO MINNESOTA LAW. ALTERNATIVE DISPUTE RESOLUTION INCLUDES MEDIATION, ARBITRATION, AND OTHER PROCESSES AS SET FORTH IN THE DISTRICT COURT R U L E S . Y O U M A Y C O N T A C T T HE COURT ADMINISTRATOR ABOUT RESOURCES IN YOUR AREA. IF YOU CANNOT PAY FOR MEDIATION OR ALTERNATIVE DISPUTE RESOLUTION, IN SOME COUNTIES, ASSISTANCE MAY BE AVAILABLE TO YOU THROUGH A NONPROFIT PROVIDER OR A COURT PROGRAM. Dated: June 24, 2009 THOMSEN & NYBECK, P.A. By /s/ Nathan J. Knoernschild (Atty No. 0387842) Attorneys for Plaintiff 3300 Edinborough Way, Suite 600 Edina, Minnesota 55435 Telephone No. (612) 835-7000 ACKNOWLEDGEMENT REQUIRED BY LAW Plaintiff Richard D. Wilson, through h i s un d e r s i g n e d a t t o r n e y , h e r e b y acknowledge that costs, disbursements, and reasonable attorney and witness fees may be awarded pursuant to Minn. Stat. § 549.211, to the party against whom the allegations in this pleading are asserted. Dated: June 24, 2009 /s/ Nathan J. Knoernschild 1841817 8/6-8/20/09

PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE MINNESOTA PUBLIC NOTICE MINNESOTA PUBLIC NOTICE SECRETARY OF STATE SECRETARY OF STATE NOTICE OF SALE NOTICE OF SALE NOTICE OF SALE

OF GOODS IN STORAGE TO SATISFY WAREHOUSE’S LIEN Notice is hereby given to person, herein after named and others interested that on 09/15/2009 at 11 O’clock in the AM of sale day, the goods hereafter described will be sold by auction to the highest bidder for cash at the warehouse at: 260 Hardman Avenue South, South St, Paul, MN 55075 Sale will be held in accordance with terms of a notice previously given the person herein-after named and others interested, and in accordance with the lien herewith and such other charges as are valid lien against said goods, and for expenses of advertising said sale. The name of the owners or persons whose account said goods are held in storage, the warehouse contract of lot number under which said goods are held and a description of the goods is as follows: Misc. Household Goods Name: Carson O’Brien Bill of Lading #: 77959 Amount: $1,717.30 Bester Brothers Transfer and Storage Company 260 Hardman Ave. So. South St. Paul, MN 55075 1847949 8/13-8/27/09

OF GOODS IN STORAGE TO SATISFY WAREHOUSE’S LIEN Notice is hereby given to person, herein after named and others interested that on 09/15/2009 at 11 O’clock in the AM of sale day, the goods hereafter described will be sold by auction to the highest bidder for cash at the warehouse at: 260 Hardman Avenue South, South St, Paul, MN 55075 Sale will be held in accordance with terms of a notice previously given the person herein-after named and others interested, and in accordance with the lien herewith and such other charges as are valid lien against said goods, and for expenses of advertising said sale. The name of the owners or persons whose account said goods are held in storage, the warehouse contract of lot number under which said goods are held and a description of the goods is as follows: Misc. Household Goods Name: Shelly Roy Bill of Lading #: 68544 Amount: $961.10 Bester Brothers Transfer and Storage Company 260 Hardman Ave. So. South St. Paul, MN 55075 1850529 8/13-8/27/09

OF GOODS IN STORAGE TO SATISFY WAREHOUSE’S LIEN Notice is hereby given to person, herein after named and others interested that on 09/08/2009 at 11 O’clock in the AM of sale day, the goods hereafter described will be sold by auction to the highest bidder for cash at the warehouse at: 260 Hardman Avenue South, South St, Paul, MN 55075 Sale will be held in accordance with terms of a notice previously given the person herein-after named and others interested, and in accordance with the lien herewith and such other charges as are valid lien against said goods, and for expenses of advertising said sale. The name of the owners or persons whose account said goods are held in storage, the warehouse contract of lot number under which said goods are held and a description of the goods is as follows: Misc. Household Goods Name: Christopher Downs Bill of Lading #: 000210 Amount: $1,185.00 Bester Brothers Transfer and Storage Company 260 Hardman Ave. So. South St. Paul, MN 55075 1850550 8/13-8/27/09

CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: Fiesta Market. 2. State the address of the principal place of business: 320 3rd St., Farmington, MN 55024 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Pablo Gonzalez, 20622 Brennan Path, Farmington, MN 55024 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath. Date 6/12/09 Pablo Gonzalez 1838940 8/6-8/13/09

CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: Zeman Enterprises. 2. State the address of the principal place of business: 27435 Granada Avenue, Farmington, MN 55024 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Cody Zeman, 27435 Grenada Avenue, Farmington, MN 55024 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath. Date 7-30-09 Cody Zeman, Owner 1850559 8/13-8/20/09

PUBLIC NOTICE PUBLIC NOTICE NOTICE OF PUBLIC NOTICE PUBLIC NOTICE NOTICE OF MORTGAGE MORTGAGE FORECLOSURE SALE PUBLIC NOTICE NOTICE OF FORECLOSURE SALE NOTICE IS HEREBY GIVEN that MINNESOTA SECRETARY OF STATE

default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 30, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $154,000.00 MORTGAGOR(S): Thomas A Alspach, a single person MORTGAGEE: U.S. Bank, National Association, ND DATE AND PLACE OF RECORDING: Recorded: February 02, 2005 Dakota County Recorder Document Number: 2291915 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: U.S. Bank, National Association, ND Residential Mortgage Servicer: U.S. Bank Consumer Finance Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 5145 148th St W, Apple Valley, MN 55124-6655 Tax Parcel ID Number: 01-20505-039-01 LEGAL DESCRIPTION OF PROPERTY: Lot 39, Block 1, Diamond Path 6th Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $158,213.37 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 01, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 01, 2010, or the next business day if April 01, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 13, 2009 MORTGAGEE: U.S. Bank, National Association, ND Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 007064F01 1854641 8/13-9/17/09

NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 02, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $359,800.00 MORTGAGOR(S): Ken Rubenzer and Lynn Rubenzer, husband and wife and Kenneth S. Rubenzer, an unmarried person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: July 08, 2005 Dakota County Recorder, Document Number: 2338270 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100016500005168595 Lender or Broker: GN Mortgage, LLC Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 930 Wescott Trl, Eagan, MN 55123-1219 Tax Parcel ID Number: 108361202501 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 1, Wescott Hills Revised 3rd Addition AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $371,429.79 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 25, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 25, 2010, or the next business day if March 25, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 13, 2009 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 007272F01 1851850 8/13-9/17/09

MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 22, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $131,600.00 MORTGAGOR(S): Nicole L. Christophersen, an unmarried woman MORTGAGEE: Wachovia Mortgage, FSB fka World Savings Bank, FSB DATE AND PLACE OF RECORDING: Recorded: August 18, 2004 Dakota County Recorder Document Number: 2239126 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Wachovia Mortgage, FSB fka World Savings Bank, FSB Residential Mortgage Servicer: Wachovia Mortgage, FSB Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1118 Wildrose Ct, Northfield, MN 55057-5296 Tax Parcel ID Number: 43-22500-280-01 LEGAL DESCRIPTION OF PROPERTY: Lot 28, Block 1, College View Estates, CIC No. 197, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $159,167.15 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 25, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 25, 2010, or the next business day if March 25, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 13, 2009 MORTGAGEE: Wachovia Mortgage, FSB fka World Savings Bank, FSB Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 004753F01 1854360 8/13-9/17/09

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: TCI BIZ CAP. 2. State the address of the principal place of business: 12270 NICOLLET AVENUE SOUTH, BURNSVILLE, MN 55337 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. TCI BUSINESS CAPITAL, INC., 12270 NICOLLET AVENUE S., BURNSVILLE, MN 55337 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath. Date 7-29-09 DANIEL ROBBINS, PRESIDENT 1853656 8/13-8/20/09

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of a mortgage dated March 12, 2008, executed by Allen F. Most and Dorothy J. Most, husband and wife, as mortgagor(s) to Vermillion State Bank as mortgagee in the original principal amount of Two Hundred Fifty Thousand ($250,000.00) Dollars, recorded with the Dakota County Registrar of Titles, State of Minnesota, on March 21, 2008, as doc. no. 625494; that the mortgage is upon registered land; that all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law to recover any part of the debt secured by said mortgage; that there is claimed to be due thereon the sum of Two Hundred Sixty-two Thousand Eight Hundred Seventy-eight ($262,878.00) Dollars on this date; and that pursuant to the power of sale therein the mortgage will be foreclosed and the property in Dakota County, Minnesota, described as follows: That part of Lots Five (5) and Six (6), in Block Two (2) of the Town of Hastings, described as follows, to-wit: Commencing at the Northwest corner of said Lot Five (5); thence East on the North line of said Lots Five (5) and Six (6) a distance of 103 feet; thence Southerly, in a straight line, to a point on the South line of said Lot Six (6) which is 28.29 feet West of the Southeast corner of said Lot Six (6); thence West along the South line to the Southwest corner of said Lot Five (5) and thence North to the point of beginning. Street Address: 301 East 2nd Street, Hastings, MN 55033 Parcel I.D. #: 19 32150 060 02 will be sold by the sheriff of said county at public auction on October 8 , 2 0 0 9 , at 10:00 o'clock A.M. at Sheriff's Office, Law Enforcement Center, 1580 Highway 55, Hastings, Minnesota, to pay the debt secured by the mortgage, including costs and attorneys' fees allowed by law subject to redemption by the mortgagor(s), their heirs or assigns, within six (6) months from the date of sale. Dated: August 12, 2009 Vermillion State Bank, Mortgagee Ralph L. Moore STEIN & MOORE, P.A. Attorneys for Mortgagee 332 Minnesota Street, #W-1650 St. Paul, MN 55101 (651) 224-9683 1851131 8/13-9/17/09

AMENDMENT TO CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: Retirement Education PLUS. 2. State the address of the principal place of business: 13677 Holyoke Lane, Apple Valley, MN 55124 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Retirement Eduction PLUS Inc., 13677 Holyoke Lane, Apple Valley, MN 55124 4. This certificate is an amendment of Certificate of Assumed name number 33626340002 originally filed on June 1, 2009. 5. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath. Date 7/20/2009 Nancy K. Lecrone Nonini, President 1838856 8/6-8/13/09

PUBLIC NOTICE NOTICE OF INFORMAL

APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT PROBATE COURT DIVISION Court File No. 19HAPR-09-486 In Re Estate of HELEN LOUISE CARRIGAN, Deceased TO ALL INTERESTED PERSONS AND CREDITORS: Notice is hereby given, that an application for informal appointment of personal representative has been filed with the Registrar. No Will has been presented for probate. The application has been granted. Notice is hereby further given that informal appointment of Vicki Heininger, whose address is 812 20th Avenue North, South St. Paul, MN 55075, as personal representative of the estate of the above named decedent, has been made. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may be object to the appointment of the personal representative and the personal representative is empowered to fully administer the estate including, after 30 days from the date of issuance of his letters, the power to sell, encumber, lease or distribute real estate, unless objections thereto are filed with the Court (pursuant to Section 524.3-607) and the Court otherwise orders. Notice is further given that ALL CREDITORS having claims against said estate are required to present the same to said personal representative or to the Court Administrator within four months after the date of this notice or said claims will be barred. Dated: August 3rd, 2009 Carol M. Renn Registrar By: Joann Bauer Deputy Registrar Attorney: Esther Lerman, #62315 1155 Centre Pointe Drive, Suite 10 Mendota Heights, MN 55120 651/452-1431 1846499 8/13-8/20/09

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PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: Rubber Soul Entertainment. 2. State the address of the principal place of business: 1869 Deer Hills Trail, Eagan, MN 55122 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Dwight Ludvigson, 1869 Deer Hills Trail, Eagan, MN 55122 Brian McGuire, 5750 Portland Ave., White Bear Lake, MN 55110 Michael McDonough, 5013 Grafton Ave. N., Oakdale, MN 55128 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath. Date July 17, 2009 Dwight Ludvigson, General Partner 1843532 8/6-8/13/09

PUBLIC NOTICE Notice of Hearing by Publication

(Minn. Stat. § 518B.01, subd. 8) State of Minnesota County of DAKOTA District Court 1st Judicial District Court File Number: 19AVFA-09-2950 Case Type: Domestic Abuse In the Matter of: MICHELLE MARIE HANSON OBO MINOR, Petitioner vs. WARREN KEITH CLARK, Respondent. To Respondent named above: An order has been issued directing you to appear at 14955 GALAXIE AVENUE, APPLE VALLEY, MN on 8/27/2009 at 9:00 a.m. and explain why the relief sought in the Petition for the Order for Protection should not be granted. You may obtain a copy of the Petition and any order issued from the court from the DAKOTA COUNTY, APPLE VALLEY County Court Administrator’s Office. If you do not appear at the scheduled hearing, the Petitioner’s request may be granted as a default matter. Failure to appear will not be a defense to prosecution for violation of the Court’s Order. Date 8-6-09 JACQUELIN RIVERA Court Administrator/Deputy 1850777 8/13/09

PUBLIC NOTICE NOTICE AND ORDER OF HEARING

ON PETITION FOR PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT DISTRICT COURT PROBATE DIVISION Court File No. 10HA-PR-09-489 Estate of Carleton D. Peterson, Decedent. It is Ordered and Notice is given that on 9-14-2009, at 9:00 AM, a hearing will be held in this Court at 1560 Highway 55, Hastings, Minnesota, for the formal probate of an instrument purporting to be the Will of the Decedent dated, November 27, 2007, (“Will”), and for the appointment of Judy B. Peterson, whose address is 581 Atlantic Hill Drive, Eagan, MN 55123 as Personal Representative of the Estate of the Decedent in an UNSUPERVISED administration. Any objections to the petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the Personal Representative will be appointed with full power to administer the Estate including the power to collect all assets, to pay all legal debts, claims, taxes and expenses, to sell real and personal property, and to do all necessary acts for the Estate. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the Personal Representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Dated: 8/4/09 BY THE COURT Pat Sutherland Judge of District Court (COURT SEAL) Attorney for Petitioner Terrence A. Merritt Severson, Sheldon, Dougherty & Molenda, P.A. 7300 West 147th Street, Suite 600 Apple Valley, MN 55124 Attorney License No: 0072151 Telephone: (952) 953-8824 FAX: (952) 432-3780 Email: merrittt@seversonsheldon.com 1845064 8/6-8/13/09

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PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE Notice of Issuance of Harassment ORDER AND NOTICE MINNESOTA SECRETARY OF STATE NOTICE OF MORTGAGE Notice of Hearing by Publication

Order For Relief by Publication State of Minnesota County of Dakota District Court First Judicial District Court File Number: 19WS-CV-09-1223 Case Type: Harassment Juli M. Ezell, Petitioner(s) vs. Glen Ellis Price, Respondent(s) To Respondent named above: YOU ARE HEREBY NOTIFIED that a Harassment Order For Relief has been issued in the above matter. A hearing is scheduled for August 28, 2009 at 1:30 p.m. at Northern Service Center 1 Mendota Rd, #140 West St Paul, MN 55118. Failure to appear at a scheduled hearing or to obtain a copy of the Harassment Order For Relief will not be a defense to prosecution for violation of the Court’s order. Date August 10, 2009 Carolyn M. Renn Court Administrator Jean Baldwin Deputy 1853845 8/13/09

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 22, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $136,000.00 MORTGAGOR(S): Charles G. Carter, single MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: December 27, 2005 Dakota County Recorder, Document Number: 2392008 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000627-0121517397-8 Lender or Broker: Pinnacle Financial Corporation dba Tri Star Lending Group Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1759 Meadowlark Ct, Eagan, MN 55122-1722 Tax Parcel ID Number: 10-32950-013-04 LEGAL DESCRIPTION OF PROPERTY: Unit No. 21759, Common Interest Community Number 206, Meadowlark Ridge Townhomes No. 1, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $140,224.30 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 01, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 01, 2010, or the next business day if April 01, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 13, 2009 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 007193F01 1851761 8/13-9/17/09

CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: ABC OfficeWerks 2. State the address of the principal place of business: 3155 Coachman Rd., Unit 375, Eagan, MN 55121 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. A m y L a n g , 3 1 5 5 C o a c h m a n R d ., #375, Eagan, MN 55121 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath. Date June 18, 2009 Amy Lang - Owner 1850707 8/13-8/20/09

PUBLIC NOTICE

ORDER FOR HEARING AND NOTICE (JUVENILE PROTECTION PETITION TO TRANSFER PERMANENT LEGAL AND PHYSICAL CUSTODY PROCEEDINGS) COUNTY OF DAKOTA STATE OF MINNESOTA COUNTY COURT JUVENILE DIVISION File No. HA-JV-09-2002 In the Matter of the Welfare of K.R.H. and K.L., Children. TO: Alfred Christopher Rosario Dakota County Attorney, Jennifer Jackson, having filed in this Court, a petition alleging among other things that the above named children are, in need of protection or services, in this, viz: Pursuant to Minnesota Statutes: 260C.201, Subd. 11 and 518.156, 518.17 and 518.18, the Dakota County Attorney will petition the Court to transfer permanent legal and physical custody of the above named children. IT IS ORDERED that said petition be heard and the facts concerning such children be examined by the Court in the County Court Room, in the Court House, in Hastings, Minnesota, on August 31, 2009 at 9:00 am, or as soon thereafter as said matter can be heard; IT IS FURTHER ORDERED that notice hereof be given to the following named persons by three weeks publication in a legal newspaper as provided by law, viz: Alfred Christopher Rosario. Dated: August 10, 2009 Richard G. Spicer Judge 1855646 8/13-8/27/09

PUBLIC NOTICE

NOTICE AND ORDER OF HEARING ON PETITION FOR FORMAL ADJUDICATION OF INTESTACY, DETERMINATION OF HEIRSHIP, APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT DISTRICT COURT PROBATE DIVISION Court File No. 19HA-PR-09-505 Estate of Vickie L. Hilgers, Decedent It is Ordered and Notice is given that on September 14, 2009, at 9:00 a.m., a hearing will be held in this Court at 1590 Highway 55, Hastings, Minnesota, for the adjudication of intestacy and determination of heirship of the Decedent, and for the appointment of Sharla R. Hassett, whose address is 16568 Iredale Court, Lakeville, MN, 55044 as Personal Representative of the Estate of the Decedent in an UNSUPERVISED administration. Any objections to the petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the Personal Representative will be appointed with full power to administer the Estate, including the power to collect all assets, to pay all legal debts, claims, taxes and expenses, to sell real and personal property, and to do all necessary acts for the Estate. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the Personal Representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Dated: August 10, 2009 BY THE COURT Michael V. Sovis Judge of District Court (COURT SEAL) Attorney for Petitioner Terrence A. Merritt Severson, Sheldon, Dougherty & Molenda, P.A. 7300 West 147th Street, Suite 600 Apple Valley, MN, 55124 Attorney License No: 0072151 Telephone: (952) 953-8824 FAX: (952) 432-3780 Email: merrittt@seversonsheldon.com 1854627 8/13-8/20/09

OF HEARING ON PETITION FOR FORMAL PROBATE OF WILL AND FOR APPOINTMENT OF PERSONAL REPRESENTATIVE IN UNSUPERVISED ADMINISTRATION AND FOR DETERMINATION OF HEIRSHIP AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT PROBATE COURT DIVISION Court File No. 19HA-PR-09-461 In Re: Estate of Thomas Lee Grady, also known as, Thomas L. Grady, also known as Thomas Grady, Deceased. TO ALL INTERESTED PERSONS AND CREDITORS: It is Ordered and Notice is hereby given, that on the 31st day of August, 2009, at 9:00 a.m. a hearing will be held in the above named Court, at the Dakota County Judicial Center, 1560 Hwy 55, Hastings, MN for the formal probate of instruments entitled LAST WILL AND TESTAMENT OF THOMAS L. GRADY dated December 27, 2003, which instruments together purport to be the Will of the above named decedent, and for the appointment of Donna J. Grady, whose address is 2747 East River Hills Dr., Burnsville, MN 55337, as personal representative of the estate of the above-named decedent in unsupervised administration, and that any objections thereto must be filed with the Court. That, if proper, and no objections are filed, said personal representative will be appointed to administer the estate, to collect all assets, pay all legal debts, claims, taxes and expenses, and sell real and personal property, and do all necessary acts for the estate. NOTICE IS FURTHER GIVEN THAT ALL CREDITORS HAVING CLAIM S AGAINST SAID ESTATE ARE REQUIRED TO PRESENT THE SAME TO SAID PERSONAL REPRESENTATIVE OR TO THE DISTRICT COURT ADMINISTRATOR WITHIN FOUR MONTHS AFTER THE DATE OF THIS NOTICE OR SAID CLAIMS WILL BE BARRED. Dated: 7-24-09 Micheal V. Sovis Judge of District Court Probate Division J. Kevin McVay, Attorney for Petitioner 7400 Lyndale Avenue South, #120 Richfield, MN 55423 612-866-1057 #71602 FAX 612-866-5157 1834063 8/6-8/13/09

PUBLIC NOTICE ADVERTISEMENT FOR BIDS

DAKOTA COUNTY COMMUNITY DEVELOPMENT AGENCY (CDA) EAGAN, MN 55123 Notice is hereby given that sealed bids will be received by the Office of the Director of Housing Finance & Development, Dakota County CDA, Minnesota until 10:00 AM, Wednesday, August 26, 2009, at the office of Dakota County Community Development Agency, 1228 Town Centre Drive, Eagan, MN 55123, at which time they will be publicly opened and read aloud for the furnishing of all labor and materials for the Keyless Entry Installation at nine senior apartment buildings at various locations throughout Dakota County. Bids received after this time and date will be rejected. No telephone bids or fax bids will be accepted. Bids shall be on the forms provided for that purpose and according to the Bidding Documents prepared by Dakota County CDA. Bids will be opened publicly and read aloud. A bid tabulation or other bid result will be furnished to the Bidders. Bids shall be addressed to: Dakota County CDA, 1228 Town Centre Drive, Eagan, MN 55123. Mandatory pre-bid walk-throughs are scheduled on August 17 & 20, 2009 starting at 8:30 AM on each day. Attendance is required on both days of ALL bidders. Failure of a bidder to attend the walk-throughs immediately subjects his/her bid to disqualification. Call the Dakot a County CDA Contact person below to find out exact details of the walk-throughs. Interested bidders can contact Bob Rosenthal @ 651-675-4483 of the D a k o t a C o u n t y C D A t o o b t a i n b id documents and receive more information regarding this project. Specifications for this project may not be available until August 17, 2009. Bid security in the amount of 5% of the bid must accompany each bid in accordance with the Instruction to Bidders. Bids shall be directed to the Project Coordinator, securely sealed and endorsed upon the outside wrapper, with the Project Address and Bid Due Date. The CDA hereby notifies all bidders that in regard to any Contract entered into pursuant to this advertisement, Disadvantaged Business Enterprises (D.M.E.) will be afforded full opportunity to submit bids and / or proposals and will not be subjected to discrimination on the basis of race, color, sex, age, religion, or national origin. The Dakota County CDA reserves the right to reject any and all bids, to waive irregularities and informalities therein and to award the Contract in the best interest of the CDA. Bob Rosenthal, Capital Projects Coordinator Dakota County Community Development Agency 1842604 8/6-8/13/09

FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 18, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $181,040.00 MORTGAGOR(S): Erik C. Berge, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: August 19, 2005 Dakota County Registrar of Titles, Document Number: 572538 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100137510000201808 Lender or Broker: Lakeland Mortgage Corporation Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 137212 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 2089 Cliffview Dr, Eagan, MN 55122-2378 Tax Parcel ID Number: 10-16601-120-02 LEGAL DESCRIPTION OF PROPERTY: Lot Twelve (12), Block Two (2), In Cedar Cliff Second Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $185,548.41 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 25, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 07, 2009 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 003544F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for June 25, 2009 at 10:00 AM has been Postponed to August 13, 2009 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: June 25, 2009 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 003544F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for August 13, 2009 at 10:00 AM has been postponed to September 24, 2009 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: August 13, 2009 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 003544F01 1850605 8/13/09

(Minn. Stat. § 518B.01, subd. 8) State of Minnesota County of DAKOTA District Court 1st Judicial District Court File Number: 19AVFA-09-2966 Case Type: Domestic Abuse In the Matter of: ODREE DASHEVANG, Petitioner vs. SARORTH THUY, Respondent. To Respondent named above: An order has been issued directing you to appear at 14955 GALAXIE AVENUE, APPLE VALLEY, MN on 8/27/2009 at 9 a.m. and explain why the relief sought in the Petition for the Order for Protection should not be granted. You may obtain a copy of the Petition and any order issued from the court from the DAKOTA COUNTY, APPLE VALLEY County Court Administrator’s Office. If you do not appear at the scheduled hearing, the Petitioner’s request may be granted as a default matter. Failure to appear will not be a defense to prosecution for violation of the Court’s Order. Date 8-6-09 JACQUELIN RIVERA Court Administrator/Deputy 1850743 8/13/09

PUBLIC NOTICE

Notice of Hearing by Publication (Minn. Stat. § 518B.01, subd. 8) State of Minnesota County of Dakota District Court First Judicial District Court File Number: 19WS-FA-09-1264 Case Type: Domestic Abuse Lynnisha Antoinette Bell, Petitioner vs. Corey Lashaun Davies, Respondent To Respondent named above: An order has been issued directing you to appear at Northern Service Center, 1 Mendota Rd. W., Suite 140, West St. Paul, MN 55118 on August 28, 2009 at 1:30 p.m. and explain why the relief sought in the Petition for the Order for Protection should not be granted. You may obtain a copy of the Petition and any order issued from the court from the Dakota County Court Administrator’s Office. If you do not appear at the scheduled hearing, the Petitioner’s request may be granted as a default matter. Failure to appear will not be a defense to prosecution for violation of the Court’s Order. Date August 10, 2009 Carolyn M. Renn Court Administrator Jean Baldwin Deputy 1853824 8/13/09

PUBLIC NOTICE NOTICE OF AND ORDER FOR

HEARING ON PETITION FOR FORMAL ADJUDICATION OF INTESTACY, DETERMINATION OF HEIRS, FORMAL APPOINTMENT OF CO-PERSONAL REPRESENTATIVES AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-09-487 In Re: Estate of Karen Noel Cook, Decedent. It is Ordered and Notice is given that on September 14, 2009 at 9:00 AM, a hearing will be held in this Court at Dakota County Judicial Center, Probate Court, 1560 Highway 55, Hastings, Minnesota 55033 on a petition for the adjudication of intestacy and determination of decedent’s heirs, and for the appointment of Jacob N. Humphrey, Miccia Humphrey and Shelli Wampler, whose addresses are: Jacob N. Humphrey: 1887 Silver Bell Road, Eagan, MN 55122; Miccia Humphrey: 222 North Walnut Street, Maryville, MO 64468; Shelli Wampler: 1203 North Main Street, Higginsville, MO 64037 as co-personal representatives of the decedent’s estate in an unsupervised administration. Any objections to the petition must be raised at the hearing or filed with the Court prior to the hearing. If the petition is proper and no objections are filed or raised, the personal representative will be appointed with the full power to administer the decedent’s estate, including the power to collect all assets; to pay all legal debts, claims, taxes, and expenses; to sell real and personal property; and to do all necessary acts for the decedent’s estate. Notice is further given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred. Dated: 8/4/09 BY THE COURT Pat Sutherland Judge of District Court GRANNIS & HAUGE, P.A. Vance B. Grannis, Jr. MN # 36821 1260 Yankee Doodle Road Suite 200 Telephone: 651-456-9000 Facsimile: 651-454-4232 e-mail: cdeschampe@grannishauge.com 1844938 8/6-8/13/09

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PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: December 28, 2006 MORTGAGORS: B r a d y J . G u n h u s and Tamara J. Pietz, both single. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded January 31, 2007, Dakota County Recorder, Document No. 2492959, as corrected by Order Recorded June 18, 2009 as Document No. 2665125. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, National Association, as successor trustee to Bank of America, N. A. as successor by merger to LaSalle Bank N. A., as Trustee for Merrill Lynch First Franklin Mortgage Loan Trust, Mortgage Loan Asset-Backed Certificates, Series 2007-2, Dated: November 1, 2007 TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100425240011289706 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Franklin RESIDENTIAL MORTGAGE SERVICER: Home Loan Services, Inc. MORTGAGED PROPERTY ADDRESS: 25773 Denmark Avenue, Farmington, MN 55024 TAX PARCEL I.D. #: 130250003001 LEGAL DESCRIPTION OF PROPERTY: That part of the East Half (E 1/2) of the Northeast Quarter (NE 1/4) of Section Twenty-five (25), Township One Hundred Thirteen (113), Range Twenty (20), Dakota County, Minnesota, described as follows: Commencing at the Southeast corner of the Northeast Quarter (NE 1/4) of said Section Twenty-five (25), thence on an assumed bearing of North, along the East line of the Northeast Quarter (NE 1/4) of said Section Twenty-five (25), a distance of 957.75 feet to the point of beginning of the land to be described; thence on a bearing of West, a distance of 425.00 feet, thence on a bearing of North, a distance of 512.50 feet; thence on a bearing of East, a distance of 425.00 feet to the East line of the Northeast Quarter (NE 1/4) of Section Twenty-five (25), thence on a bearing of South, along said East line, a distance of 512.50 feet to the point of beginning, according to the United States Government Survey thereof and situate in Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $367,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $450,475.82 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 3, 2009 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: June 30, 2009. U.S. Bank National Association, Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 76-1654 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1797138 7/16-8/20/09

PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE SUMMONS NOTICE OF SUMMONS

MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 21, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $190,000.00 MORTGAGOR(S): John D. McKinley and Jena R. McKinley, Husband and Wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: July 10, 2007 Dakota County Recorder Document Number: 2529388 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100024200018079760 Lender or Broker: American Home Mortgage Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 16724 Garland Way W, Rosemount, MN 55068-1900 Tax Parcel ID Number: 22-21101-100-03 LEGAL DESCRIPTION OF PROPERTY: Lot 10, Block 3, Donnay's College Park 2nd Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $202,801.96 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 07, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 19, 2009 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 001628F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for May 07, 2009 at 10:00 AM has been postponed to June 25, 2009 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: May 07, 2009 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for June 25, 2009 at 10:00 AM has been postponed to August 13, 2009 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: June 25, 2009 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for August 13, 2009 at 10:00 AM has been postponed to September 23, 2009 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: August 13, 2009 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 001628F01 1855688 8/13/09

STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FAMILY COURT DIVISION FIRST JUDICIAL DISTRICT Tammy Karnofsky, Plaintiff, Petitioner, vs. Bryan George Duncan, Bryan Joshua Duncan, Tory Duncan, and Willow Tree LLC, a Minnesota company, and its Assigns, Defendants. THE STATE OF MINNESOTA TO THE ABOVE-NAMED DEFENDANT: Bryan George Duncan, 511 Columbus Avenue, Apt. 24, New Prague, Minnesota, 56071. You are hereby summoned and required to serve upon Plaintiff’s attorney an answer to the Complaint which is served upon you together with this Summons within twenty (20) days after service of this Summons upon you, exclusive of the day of service. If you fail to do so, judgment by default will be taken against for the relief demanded in the Complaint. The object of this action is for the Fraud and Conversion of company assets. The above-captioned action involves, affects or brings into question the title to or some interest in real property described as: Section 34, Township 113, Range 023, 2 acres commencing 135 feet north of northwest corner, block 14, St. Wenceslaus Addition, north 270 feet east 297 feet, south 270 feet and west 297 to point of beginning County of Scott, State of Minnesota. Dated: February 24, 2009. LIEBMANN LAW OFFICE, P.A. By: Gary G. Liebmann Attorney for Plaintiff Atty. Reg. 239562 12400 Portland Avenue S. Suite 180 Burnsville, MN 55337 (952) 882-1227 1831155 7/30-8/13/09

PUBLIC NOTICE SUMMONS

STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Case Type: 14 - Mortgage Foreclosure Court File No.: Greenleaf Third Association, Plaintiff, v. Latrena Robinson; Stephen M. Read-Smith; Cynthia K. Read-Smith; First Union Home Equity Bank, N.A.; Wells Fargo Bank, N.A.; Metro DentalCare; XYZ Corporation; ABC Partnership; John Doe; and Mary Roe, Defendants. THE STATE OF MINNESOTA TO THE ABOVE-NAMED DEFENDANTS: EACH OF YOU ARE HEREBY SUMMONED AND REQUIRED to answer the complaint of the Plaintiff in the above-entitled action, which Complaint has been filed and is on file in the Office of the Clerk of District Court, in the City of Hastings, County of Dakota, State of Minnesota, and to file your answer to said Complaint in the Office of said Clerk of Court within twenty (20) days after the service of this Summons upon you, exclusive of the day of such service. If you fail to answer the Complaint within the time specified, the Plaintiff in this action will apply to the Court for the relief demanded in the Complaint. YOU ARE HEREBY NOTIFIED that this action is brought for the purpose of foreclosing an association lien granted to Plaintiff by and through Declaration of Convenants, Conditions, and Restrictions dated December 27, 1971, filed in the Office of the Dakota County Recorder and covering property legally described as follows: Lot 4, Block 3, Greenleaf Townhouses Third Addition IF PART OF THE PROPERTY TO BE SOLD CONTAINS YOUR HOUSE, YOU MAY DESIGNATE AN AREA AS A HOMESTEAD TO BE SOLD AND REDEEMED SEPARATELY. YOU MAY DESIGNATE THE HOUSE YOU OCCUPY AND ANY AMOUNT OF THE PROPERTY AS A HOMESTEAD. THE DESIGNATED HOMESTEAD PROPERTY MUST CONFORM TO THE LOCAL ZONING ORDINANCES AND BE COMPACT SO THAT IT DOES NOT UNREASONABLY REDUCE THE VALUE OF THE REMAINING PROPERTY. YOU MUST PROVIDE THE COURT WITH A LEGAL DESCRIPTION OF THE HOMESTEAD YOU HAVE DESIGNATED. Personal judgment is claimed against Latrena Robinson. Dated: 7-29-09 SEVERSON, SHELDON, DOUGHERTY & MOLENDA, P.A. By: William M. Topka, #0339003 Stephen A. Ling, #295504 Robert B. Bauer, #227365 Attorneys for Plaintiff 7300 West 147th Street, Suite 600 Apple Valley, Minnesota 55124 (952) 432-3136 ACKNOWLEDGMENT The party above-named represented by the undersigned, hereby acknowledges that sanctions may be imposed pursuant to Minn. Stat. § 549.211. /s/ William M. Topka THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 1840925 8/6-8/20/09

STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT CASE TYPE: Quiet Title Action Court File No. 19-HA-CV-09-4651 Jason B. McClary Kelli J. McClary, Plaintiffs, vs. Hardy Boys Construction, LLC, Defendant. THE STATE OF MINNESOTA TO THE ABOVE-NAMED DEFENDANTS. You are hereby summoned and required to serve upon Plaintiff’s attorney an Answer to the Complaint, which is herewith served upon you, within twenty (20) days after service of this Summons upon you, exclusive of the day of service. If you fail to do so, judgment by default will be taken against you for the relief demanded in this Complaint. You are hereby notified that this action is one of removal of mechanic’s lien and slander of title with recovery of attorneys’ fees, costs and disbursements herein. This action involves, affects or brings in question real property commonly known as 534 Spruce Street, Eagan, Minnesota and is legally descri bed as Lot Three (3), Block Three (3), Long Acres 1st Addition, according to the plat thereof, Dakota County, Minnesota This case may be subject to Alternative Dispute Resolution (ADR) process under Rule 114 of the General Rules of Civil Procedure for the District Courts. The Court Administrator or your attorney can provide you with information about ADR options and a list of neutrals available in your area. ADR does not affect your obligation to respond to the Summons and Complaint within twenty (20) days. Dated: July 16, 2009 Nathan J. Krogh Attorney for Plaintiff Attorney Reg. No. 286680 1700 West Highway 36 Rosedale Towers, Suite 223 Roseville, MN 55113 (651) 631-0500 1822367 7/30-8/13/09

PUBLIC NOTICE

NOTICE AND ORDER OF HEARING ON PETITION FOR PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT DISTRICT COURT PROBATE DIVISION Court File No. 19HA-PR-09-504 Estate of Mary Jane Vanden Heuvel, Decedent It is Ordered and Notice is given that on 9-14-09, at 9:00 a.m., a hearing will be held in this Court at 1560 Highway 55, Hastings, Minnesota, for the formal probate of an instrument purporting to be the Will of the Decedent dated, October 27, 2008, and (”Will”), and for the appointment of Leo Ernest Schmidt, whose address is 3843 Blaisdell Avenue South, Minneapolis, MN, 55409 as Personal Representative of the Estate of the Decedent in an UNSUPERVISED administration. Any objections to the petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the Personal Representative will be appointed with full power to administer the Estate including the power to collect all assets, to pay all legal debts, claims, taxes and expenses, to sell real and personal property, and to do all necessary acts for the Estate. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the Personal Representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. A charitable beneficiary may request notice of the probate proceedings be given to the Attorney General pursuant to Minn. Stat. 501B.41, subd. 5. Dated: 8-10-09 BY THE COURT Michael V. Sovis Judge of District Court (COURT SEAL) Attorney for Petitioner Paul G. Christensen Skjold-Barthel, P.A. Campbell Mithun Tower, Suite 3220 222 South Ninth Street Minneapolis, MN, 55402 Attorney License No: 0145348 Telephone: (612) 746-2560 FAX: (612) 746-2561 Email: pchristensen@skjold-barthel.com 1853883 8/13-8/20/09

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 01, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $130,720.00 MORTGAGOR(S): Kevin A. Kopp, a single person and Andrea D. Springer, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: November 22, 2005 Dakota County Recorder, Document Number: 2383311 Transaction Agent: Mortgage Electronic Registration Systems, Inc.

tronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100220710000095352 Lender or Broker: Maribella Mortgage, LLC Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 401 Linden St, South Saint Paul, MN 55075-5903 Tax Parcel ID Number: 364530007009 LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 9, Lincoln Park Addition to South St. Paul, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $134,249.85 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 27, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 09, 2009 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 005567F01 1789052 7/9-8/13/09

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 01, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $123,200.00 MORTGAGOR(S): Josie Eng, a single woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: August 02, 2005 Dakota County Recorder, Document Number: 2346841 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100135540000361536 Lender or Broker: First National Bank of Arizona Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 311 3rd Ave S, South Saint Paul, MN 55075-2613 Tax Parcel ID Number: 366430003013 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 13, of Riverside Park Addition to the city of South St. Paul, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $125,944.00 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 27, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their per-

sale by the mortgagor(s), their per sonal representatives or assigns. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 09, 2009 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 005564F01 1789071 7/9-8/13/09

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 04, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $251,200.00 MORTGAGOR(S): Benjamin T. Heidtke and Tracy M. Heidtke, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: September 19, 2005 Dakota County Recorder, Document Number: 2362109 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank, N.A., Dated: June 26, 2009 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100021268000229670 Lender or Broker: Spectra Financial Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 8557 Bechtel Ct, Inver Grove Heights, MN 55076-5105 Tax Parcel ID Number: 20-54870-110-02 LEGAL DESCRIPTION OF PROPERTY: Lot 11, Block 2, Orchard Meadows AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $270,827.67 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 27, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 09, 2009 ASSIGNEE OF MORTGAGEE: U.S. Bank, N.A. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 005367F01 1788659 7/9-8/13/09

��

PUBLIC NOTICE ORDER AND NOTICE OF HEARING

FOR FORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE IN UNSUPERVISED ADMINISTRATION AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-09-492 In Re: Estate of Helen Erna Krause, Deceased. TO ALL INTERESTED PERSONS AND CREDITORS: It is Ordered and Notice is hereby given that on the 14th day, of September, 2009, at 9:00 o’clock a.m., a hearing will be held in the above named Court at 1560 Highway 55, Hastings, Minnesota, for the formal probate of an instrument purporting to be the will of the above named deceased, dated December 5, 2005, and for the appointment of Gregory H. Krause whose address is 5088 Lower 183rd Street West, Farmington, Minnesota 55024-8716, personal representative of the estate of the above named decedent in unsupervised administration, and that any objections thereto must be filed with the Court. That, if proper, and no objections are filed, personal representative will be appointed to administer the estate, to collect all assets, pay all legal debts, claims, taxes and expenses, and sell real and personal property, and do all necessary acts for the estate. Notice is further given that ALL CREDITORS having claims against said estate are required to present the same to said personal representatives or to the Court Administrator within four months after the date of this notice or said claims will be barred. Dated: 8/4/09 Pat Sutherland Judge (COURT SEAL) Mary B. Rannells Attorney ID No. 270143 15000 Garrett Ave Apple Valley, MN 55124 952-432-8899 952-432-8914 (fax) 1849313 8/13-8/20/09

PUBLIC NOTICE NOTICE AND ORDER OF HEARING

ON PETITION FOR FORMAL ADJUDICATION OF INTESTACY, DETERMINATION OF HEIRSHIP, APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT DISTRICT COURT PROBATE COURT DIVISION Court File No. 19HA-PR-09-498 In Re: Estate of: GEORGE J. DARVEAUX, aka, GEORGE JOSEPH DARVEAUX, Deceased. It Is Ordered and Notice is hereby given that on Monday, the 14th day of September, 2009, at 9:00 A.M., a hearing will be held in the above named Court at the Probate Court Division, Dakota County Judicial Center, 1560 Highway 55, Hastings, Minnesota, 55033, for the adjudication of intestacy and determination of heirship of the Decedent, and for the appointment of Kevin J. Darveaux, whose address is 1422 Lombardy Drive, Ham Lake, Minnesota, 55304, as personal representative of the Estate of the above named decedent in a Supervised administration. Any objections to the petition must be filed with the Court prior to or raised at the hearing. If proper, and no objections are filed or raised, the personal representative will be appointed with full power to administer the Estate, including the power to collect all assets, pay all legal debts, claims, taxes and expenses, to sell real and personal property, and do all necessary acts for the estate. Notice is further given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this notice or the claims will be barred. Date 8/5/09 Pat Sutherland Judge of District Court (COURT SEAL) ATTORNEY FOR PERSONAL REPRESENTATIVE DENNIS J. VAN ORDEN, LTD DENNIS J. VAN ORDEN ATTORNEY AT LAW INTERCHANGE TOWER SUITE 654 600 SOUTH HIGHWAY 169 MINNEAPOLIS, MN 55426 TELEPHONE 1-952-544-9727 1849444 8/13-8/20/09

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 22, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $182,200.00 MORTGAGOR(S): Cynthia A. Thomas, single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: June 08, 2007 Dakota County Recorder, Document Number: 2522858

2522858 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100010402057823860 Lender or Broker: SunTrust Mortgage, Inc. Residential Mortgage Servicer: Litton Loan Servicing, LP Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 13729 Heather Hills Dr, Burnsville, MN 55337-3909 Tax Parcel ID Number: 02-32252-030-06 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 6, Heather Hills Third Addition, CIC No. 467, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $192,000.83 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 27, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 09, 2009 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 005596F01 1788702 7/9-8/13/09

PUBLIC NOTICE NOTICE AND ORDER OF HEARING

ON PETITION FOR PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19-HA-PR-09-494 ESTATE OF MARSHA A. GILLIAND, DECEDENT. It is Ordered and Notice is given that on September 14, 2009 at 9:00 a.m. a hearing will be held in this Court at 1560 Highway 55, Hastings, MN 55033, Minnesota, for the formal probate of an instrument purporting to be the will of Decedent, dated October 22, 2007, and for the appointment of Kari S. Fletcher whose address is: 166 Cross Road, West Chesterfield, NH 03466 as personal representative of the Estate of the Decedent in an UNSUPERVISED administration. Any objections to the petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the personal representative will be appointed with full power to administer the Estate, including the power to collect all assets, pay all legal debts, claims, taxes and expenses, to sell real and personal property, and do all necessary acts for the Estate. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Date 8/5/09 Michael Mayer Judge (COURT SEAL) Attorney For Personal Representative Teresa B. Molinaro (#0388660) Sieloff and Associates, P.A. Yankee Square Office III 3460 Washington Drive, #214 Eagan, Minnesota 55122 Phone: 651-454-2000 Fax: 651-452-1240 1849214 8/13-8/20/09

PUBLIC NOTICE NOTICE AND ORDER OF

HEARING ON PETITION FOR FORMAL ADJUDICATION OF INTESTACY, DETERMINATION OF HEIRSHIP, APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF Dakota DISTRICT COURT PROBATE DIVISION First JUDICIAL DISTRICT Court File No. 19HA-PR-09-474 ESTATE OF Roger J. Pollok, DECEDENT. It is Ordered and Notice is given that on August 31, 2009 at 9:00 a.m. a hearing will be held in this Court at the Dakota County Judicial Center, 1560 Highway 55, Hastings, Minnesota, for the adjudication of intestacy and determination of heirship of the Decedent, and for the appointment of Dennis P. Barrett whose address is: 1570 Concordia Avenue, St. Paul, MN 55104 as personal representative of the Estate of the Decedent in an UNSUPERVISED administration. Any objections to the Petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the personal representative will be appointed with full power to administer the Estate, including the power to collect all assets, pay all legal debts, claims, taxes and expenses, to sell real and personal property, and do all necessary acts for the Estate. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Date 7/29/09 Robert Carolan Judge (COURT SEAL) Attorney For Personal Representative James M. Burkhardt Attorney at Law 215 Fourth Street North Cannon Falls, MN 55009 507-263-3921 Attorney I.D. 13286 1839096 8/6-8/13/09

PUBLIC NOTICE NOTICE OF AND ORDER

FOR HEARING ON PETITION FOR FORMAL ADJUDICATION OF INTESTACY, DETERMINATION OF HEIRS, FORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-09-440 In Re: Estate of Stanley Keith Larson, Decedent. It is Ordered and Notice is given that on 8-31-09 at 9:00 a.m., a hearing will be held in this Court at Hastings, Minnesota, on a petition for the adjudication of intestacy and determination of decedent’s heirs, and for the appointment of Keith Bryan Larson, whose address is 4455 Village Lake Drive, SE, P.O. Box 502, Prior Lake, MN 55372, as personal representative of the decedent’s estate in an unsupervised administration. Any objections to the petition must be raised at the hearing or filed with the Court prior to the hearing. If the petition is proper and no objections are filed or raised, the personal representative will be appointed with the full power to administer the decedent’s estate, including the power to collect all assets; to pay all legal debts, claims, taxes, and expenses; to sell real and personal property; and to do all necessary acts for the decedent’s estate. Notice is further given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred. Dated: 7/24/09 Richard G. Spicer Judge of District Court Carlson Estate Planning Kevin C. Lanigan MN # 14339 7650 Edinborough Way, Suite 750 Edina, MN 55435 Telephone: 952-832-9000 Facsimile: 952-896-0001 e-mail: klanigan@carldonplanning.com 1834174 8/6-8/13/09

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 11, 2008 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $262,000.00 MORTGAGOR(S): Karen L. Hauer and Terry L. Hauer, wife and husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: January 30, 2008 Dakota County Recorder, Document Number: 2568942 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100025440004032097 Lender or Broker: Lehman Brothers Bank, FSB Residential Mortgage Servicer:

Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1396 -1398 Sigfrid S, Eagan, MN 55123 Tax Parcel ID Number: 10-84354-010-01 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 1, Wilderness Run Fifth Addition, Dakota County AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $272,540.26 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 27, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 09, 2009 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 005388F01 1788568 7/9-8/13/09

PUBLIC NOTICE NOTICE AND ORDER

OF HEARING ON PETITION FOR FORMAL ADJUDICATION OF INTESTACY, DETERMINATION OF HEIRSHIP, APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT DISTRICT COURT PROBATE DIVISION Case No. 19HA-PR-09-462 Estate of DAVID A. BENTE, Decedent. It is Ordered and Notice is given that on August 31, 2009 at 9:00 a.m., a hearing will be held in this Court at 1560 Highway 55, Hastings, Minnesota, for the adjudication of intestacy and determination of heirship of the Decedent, and for the appointment of Brenda Bente, whose address is P.O. Box 374, Victoria, MN, 55386 as Personal Representative of the Estate of the Decedent in an UNSUPERVISED administration. Any objections to the petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the Personal Representative will be appointed with full power to administer the Estate, including the power to collect all assets, to pay all legal debts, claims, taxes and expenses, to sell real and personal property, and to do all necessary acts for the Estate. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the Personal Representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Dated: July 24, 2009 BY THE COURT Thomas Poch Judge of District Court (COURT SEAL) Attorney for Petitioner Robert J. Wendling WENDLING & ASSOCIATES, P.A. Suite 145 201 West Burnsville Parkway Burnsville, MN 55337 Attorney License No: 183957 Telephone: (952) 894-2546 FAX: (952) 890-1579 1841417 8/6-8/13/09

�� DATE OF�� MORTGAGE: May 19, �� 2004

PUBLIC NOTICE NOTICE AND ORDER

OF HEARING ON PETITION FOR PROBATE OF WILL AND CODICIL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-09-466 ESTATE OF KARI C. FASTH, aka KARI FASTH, DECEDENT. It is Ordered and Notice is given that on August 31, 2009 at 9:00 a.m. a hearing will be held in this Court at 1560 Highway 55, Hastings, MN 55033, Minnesota, for the formal probate of an instrument purporting to be the will of Decedent, dated December 22, 2003 and codicil to the will dated January 8, 2008, and for the appointment of Amy F. Feliss whose address is: 316 Uplands Drive, Aptos, CA 95003 as personal representative of the Estate of the Decedent in a SUPERVISED administration. Any objections to the petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the personal representative will be appointed with full power to administer the Estate, including the power to collect all assets, pay all legal debts, claims, taxes and expenses, to sell real and personal property, and do all necessary acts for the Estate. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Date 7/27/09 David L. Knutson Judge (COURT SEAL) Attorney For Personal Representative Ivory L. Ruud, Esq. (0387000) Thomsen & Nybeck, P.A. 3300 Edinborough Way Suite 600 Edina, MN 55435 (952) 835-7000 Fax No. (952) 835-9450 (Email: iruud@tn-law.com) 1834009 8/6-8/13/09

PUBLIC NOTICE NOTICE OF INFORMAL PROBATE

OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT DISTRICT COURT PROBATE DIVISION Court File No. 19HA-PR-09-480 Estate of Walter William Hodgson a/k/a Bill Hodgson, Decedent. Notice is given that an application for informal probate of the Decedent’s will dated July 24, 2003 and first codicil to the will, dated December 20, 2007, has been filed with the Registrar. The application has been granted. Notice is also given that the Registrar has informally appointed Susan C. Hodgson and Anne S. Hodgson, whose addresses are, respectively, 701 Linden Street, #102, St. Paul, MN 55118-1168 and 318 Busch Terrance, Minneapolis, MN 55419 as personal representatives of the Estate of the Decedent. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representatives. Unless objections are filed with the Court (pursuant to Minn. Stat. 524.3-607) and the Court otherwise orders, the personal representatives have full power to administer the Estate, including, after 30 days from the date of issuance of letters, the power to sell, encumber, lease or distribute real estate. Any objections to the probate of the Will or appointment of the Personal Representatives must be filed with this Court and will be heard by the Court after the filing of an appropriate petition and proper notice of hearing. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representatives or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Dated: July 31st, 2009 Carol M. Renn Registrar By: Joann Bauer Deputy Registrar Attorney for Applicant Alison J. Midden Briggs and Morgan, P.A. 2400 IDS Center Minneapolis, MN 55402 Attorney License No: 0302934 Telephone: (612) 977-8218 FAX: (612) 977-8650 Email: amidden@briggs.com 1841193 8/6-8/13/09

PUBLIC NOTICE NOTICE OF MORTGAGE

MORTGAGORS: Wayne Allen Lord and Julia Ann Lord, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded June 21, 2004, Dakota County Recorder, Document No. 2217792. ASSIGNMENTS OF MORTGAGE: Assigned to: Aurora Loan Services, LLC, Dated: June 24, 2009. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100026900300698908 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bell America Mortgage, LLC dba Bell Mortgage RESIDENTIAL MORTGAGE SERVICER: Aurora Loan Services LLC MORTGAGED PROPERTY ADDRESS: 15813 Drawstone Trail, Apple Valley, MN 55124 TAX PARCEL I.D.#: 01-18050-020-06 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 6, Common Interest Community Number 357, Cobblestone Lake, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $452,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $461,118.35 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 27, 2009 at 10:00 AM PLACE OF SALE: Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 29, 2009. Aurora Loan Services LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 98-876 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1789366 7/9-8/13/09

PUBLIC NOTICE NOTICE OF MORTGAGE

��

�� 22, 2004, Dakota Recorded November County Recorder, Document No. �� MORTGAGE: $187,200.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $189,831.34 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 27, 2009 at 10:00 AM PLACE OF SALE: Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 24, 2009. National City Bank Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 76-3312 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1789588 7/9-8/13/09

PUBLIC NOTICE ORDER AND NOTICE

OF HEARING ON PETITION FOR FORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE IN UNSUPERVISED ADMINISTRATION AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION Court File No. 19-HA-PR-09-478 In Re: Estate of Kenneth J. Waltman, aka Kenneth John Waltman, Deceased. TO ALL INTERESTED PERSONS AND CREDITORS: It is Ordered and Notice is hereby given that on the 31st day of August, 2009, at 9:00 o’clock a.m., a hearing will be held in the above named Court at 1560 West Highway 55, Hastings, Minnesota, for the formal probate of an instrument purporting to be the will of the above named deceased, dated March 14, 2002, and for the appointment of John K. Waltman whose address is 200 Shady Avenue, Vermillion, Minnesota 55085 as personal representative of the estate of the above named decedent in unsupervised administration, and that any objections thereto must be filed with the Court. That, if proper, and no objections are filed, a personal representative will be appointed to administer the estate, to collect all assets, pay all legal debts, claims, taxes and expenses, and sell real and personal property, and do all necessary acts for the estate. Notice is further given that ALL CREDITORS having claims against said estate are required to present the same to said personal representative or to the Court Administrator within four months after the date of this notice or said claims will be barred. Dated: 7/31/09 Michael Mayer Judge (COURT SEAL) P. James Taurinskas Attorney I.D. #108480 633 So. Concord St., #320 P.O. Box 605 South St. Paul, MN 55075 651-451-9743 1841574 8/6-8/13/09

PUBLIC NOTICE NOTICE OF MORTGAGE

2269941. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, N.A., Dated: June 22, 2009. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100021278908361350 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: U.S. Bancorp Advantage, LLC RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 15535 Duck Tail Lane #402, Apple Valley, MN 55124 TAX PARCEL I.D.#: 01-18052-402-20 LEGAL DESCRIPTION OF PROPERTY: Unit No. 402, Common Interest Community No. 397, Bayside, a condominium, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $272,686.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $260,244.80 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 27, 2009 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 29, 2009. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-246 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1789258 7/9-8/13/09

PUBLIC NOTICE NOTICE OF MORTGAGE

this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 3, 2009 at 10:00 AM PLACE OF SALE: Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 1, 2009. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-6873 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1789447 7/9-8/13/09

PUBLIC NOTICE NOTICE OF ASSESSMENT LIEN

FORECLOSURE SALE Date: June 18, 2009 YOU ARE NOTIFIED THAT: 1. Default has occurred in the terms and conditions of the Declaration of Jefferson Commons Association (hereinafter the "Association") which was recorded as Document No. 1443836 on September 11, 1997, in the Office of the Registrar of Titles of Dakota County, Minnesota, and also, pursuant to Minn. Stat. §515B.3-116, covering the following property: L E G A L D E S C R I P T I O N : Lot 9, Block 2, CIC #228, Heritage Square Addition, Jefferson Commons, Dakota County, Minnesota STREET ADDRESS: 20116 Homefire Way, Lakeville, MN 55044 TAX PARCEL ID NUMBER: 22-32100-090-02 2. Pursuant to said Declaration, there is claimed to be due and owing as of June 18, 2009, from Julie Woodis, title holder, to the Association, a Minnesota non-profit corporation, the amount of $3,108.00 for unpaid association dues, late fees, attorneys fees and costs, plus any other such amounts that will accrue after June 17, 2009, and other costs of collection and foreclosure which will be added to the amount claimed due and owing at the time of the sale herein 3. No action is now pending at law or otherwise to recover said debt or any part thereof. 4. The owner has been released from part of her personal financial obligation to pay said amount owed thru December 23, 2008, but remains obligated for amounts accruing after said date, and the property remains subject to the Association's lien. 5. The Declaration, referenced above, and Minn. Stat. §§515B.3-115 and 515B.3-116 provide for a continuing lien against the property. A Notice of Lien evidencing the amount due was recorded on November 25, 2008, as Document No. 2624295 in the Dakota County Recorder's Office. 6. Pursuant to the power of sale contained in the same Declaration and granted by the owner in taking title to the premises subject to said Declaration and pursuant to Minn. Stat. §§515B.3-115 and 515B.3-116, said Lien will be foreclosed by the sale of said property by the Sheriff of Dakota County, at the Dakota County Sheriffs Office, Dakota County Law Enforcement Center, 1580 Highway 55 Lobby S-100, Hastings, MN 55033, on the 26th day of August, 2009, at 10:00 a.m. at public auction to the highest bidder, to pay the amount then due for said assessments, together with the costs of foreclosure, including attorneys fees as allowed by law. 7. T h e t i m e a l l o w e d b y l a w f o r redemption by the unit owner, her personal representatives or assigns is six (6) months from the date of sale. REDEMPTION NOTICE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL

PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 8. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. JEFFERSON COMMONS ASSOCIATION Attorneys for Jefferson Commons Association: THOMSEN & NYBECK, P.A. By: Gretchen S. Schellhas (#195595) 3300 Edinborough Way, Suite 600 Edina, Minnesota 55435 (952) 835-7000 (Jefferson Commons/Woodis/06-7-504D) 1781311 7/9-8/13/09

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: March 23, 2007 MORTGAGORS: Joleen L. Munson and Jens B. Munson, wife and husband. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded April 5, 2007, Dakota County Recorder, Document No. 2507777. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, National Association, as successor trustee to Bank of America, N. A. as successor by merger to LaSalle Bank N. A., as Trustee for Merrill Lynch First Franklin Mortgage Loan Trust, Mortgage Loan Asset-Backed Certificates, Series 2007-3, Dated: July 15, 2009. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100425240013641342 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Franklin Financial Corporation RESIDENTIAL MORTGAGE SERVICER: Home Loan Services, Inc. MORTGAGED PROPERTY ADDRESS: 6683 Folsom Path, Farmington, MN 55024 TAX PARCEL I.D.#: 22-18301-040-01 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 1, County Pond South 2nd Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $270,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $282,978.66 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 7, 2009 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 7, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 27, 2009. US Bank National Association, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 76-3390 1044867114 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1843981 8/6-9/10/09

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 28, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $244,800.00 MORTGAGOR(S): Luis R. Vilchis-Lopez and Fathiya Ali, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: September 11, 2006 Dakota County Registrar of Titles, Document Number: 597345 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100232301120031794 Lender or Broker: Centennial Mortgage and Funding, Inc. Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 140833 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 2215 Friendship Ln, Burnsville, MN 55337-4276 Tax Parcel ID Number: 02-27700-210-02 LEGAL DESCRIPTION OF PROPERTY: Lot 21, Block 2 in Friendship Acres, according to the recorded plat thereof. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $253,956.79 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 13, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 25, 2009 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 005056F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for August 13, 2009 at 10:00 AM has been postponed to October 15, 2009 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: August 13, 2009 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 005056F01 1854723 8/13/09

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 07, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $208,000.00 MORTGAGOR(S): Greg D. Dotstry and Kawanna B. Dotstry, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: November 04, 2005 Dakota County Registrar of Titles, Document Number: 578449

Document Number: 578449 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100137510000221350 Lender or Broker: Lakeland Mortgage Corporation Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 119009 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 13490 Havelock Trl, Apple Valley, MN 55124-9516 Tax Parcel ID Number: 01-56775-030-04 LEGAL DESCRIPTION OF PROPERTY: Lot Three (3), Block Four (4) in Palomino Woods, according to the recorded plat thereof, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $227,210.80 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 27, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 09, 2009 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 004920F01 1788561 7/9-8/13/09

PUBLIC NOTICE NOTICE OF MORTGAGE

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plied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 1, 2009 at 10:00 AM PLACE OF SALE: Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 29, 2009. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-6852 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1789494 7/9-8/13/09

PUBLIC NOTICE NOTICE OF MORTGAGE

LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 2, 2009. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 75-3678 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1789534 7/9-8/13/09

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: November 20, 2002 MORTGAGORS: Sheldon K. Anderson and Pamala A. Anderson, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded May 13, 2003, Dakota County Recorder, Document No. 2046449. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100052599900964319 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Lakes National Mortgage RESIDENTIAL MORTGAGE SERVICER: Flagstar Bank, FSB MORTGAGED PROPERTY ADDRESS: 697 Haven Hill Road, Eagan, MN 55123 TAX PARCEL I.D.#: 10-32990-120-07 LEGAL DESCRIPTION OF PROPERTY: Lot 12, Block 7, Hills of Stonebridge COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $212,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $202,353.02 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 6, 2009 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 4, 2009. Mortgage Electronic Registration Systems, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 92-162 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until October 8, 2009 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: August 6, 2009. Mortgage Electronic Registration Systems, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 92-162 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1849593 8/13/09

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 28, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $72,800.00 MORTGAGOR(S): Pablo Chavez and Norma Vazquez, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: March 11, 2005 Dakota County Registrar of Titles, Document Number: 560735 ASSIGNMENTS OF MORTGAGE: And assigned to: U. S. Bank National Association, as Trustee, on behalf of the holders of the Home Equity Asset Trust 2005-4 Home Equity Pass Through Certificates, Series 2005-4, Dated: April 18, 2007, Registered: April 30, 2007 Dakota County Registrar of Titles, Document Number: 609645 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100077910003529886 Lender or Broker: Decision One Mortgage Company, LLC Residential Mortgage Servicer: Select Portfolio Servicing Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 135485 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 221 Grand Ave W Apt 116, South Saint Paul, MN 55075-2074 Tax Parcel ID Number: 36-72850-116-20 LEGAL DESCRIPTION OF PROPERTY: Unit 116, Common Interest Community No. 461, a Condominium, Grand Hill Condominium, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $80,451.29 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 01, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 01, 2010, or the next business day if April 01, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 13, 2009 ASSIGNEE OF MORTGAGEE: U. S. Bank National Association, as Trustee, on behalf of the holders of the Home Equity Asset Trust 2005-4 Home Equity Pass Through Certificates, Series 2005-4 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 003859F01 1851678 8/13-9/17/09

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 30, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $223,000.00 MORTGAGOR(S): Marcus Bohn, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: July 02, 2004 Dakota

Recorded: July 02, 2004 Dakota County Recorder, Document Number: 2222009 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100177700000340081 Lender or Broker: Home Town Mortgage, Inc. Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 98-100 Meadow Cir, Burnsville, MN 55337 Tax Parcel ID Number: 02-64500-120-05 LEGAL DESCRIPTION OF PROPERTY: Lot 12, Block 5, Rolling Meadow Acres AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $225,633.33 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 27, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 09, 2009 M O R T G A G E E : M o r t g ag e E l e c tronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 005076F01 1788556 7/9-8/13/09

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 10, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $208,000.00 MORTGAGOR(S): Burton Koukol and Susan Kay Koukol, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: November 16, 2005 Dakota County Registrar of Titles, Document Number: 579256 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100077910005030669 Lender or Broker: Decision One Mortgage Company, LLC Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 84505 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 200 14th Ave N, South Saint Paul, MN 55075-1942 Tax Parcel ID Number: 36-47400-170-01 LEGAL DESCRIPTION OF PROPERTY: Lots Sixteen (16) and Seventeen (17), Block One (1) Marshalls Add. to the City of South St Paul, according to the plat thereof on file and of record in the Office of the Register of Deeds in and for said County and State. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $220,731.22 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 27, 2009 at 10:00 AM

��

�� 27, 2009 at 10:00�� AM ABANDONED. PLACE OF SALE: Dakota County Dated: June 29, 2009. Chase Home Finance LLC Law Enforcement Center, 1580 HighMortgagee/Assignee of Mortgagee way 55, Lobby S-100, Hastings, MinneUSSET, WEINGARDEN AND LIEBO, P.L.L.P. sota to pay the debt secured by said mort- By: Paul A. Weingarden gage and taxes, if any, on said pre- Attorneys for Mortgagee/Assignee of mises and the costs and disburse- Mortgagee ments, including attorney fees allowed 4500 Park Glen Road #300 by law, subject to redemption within Minneapolis, MN 55416 six (6) months from the date of said (952) 925-6888 sale by the mortgagor(s), their per- 30-6853 THIS IS A COMMUNICATION FROM sonal representatives or assigns. Mortgagor(s) released from financial A DEBT COLLECTOR. 1789465 7/9-8/13/09 obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY NOTICE OF MORTGAGE INFORMATION OBTAINED WILL BE FORECLOSURE SALE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that THE TIME ALLOWED BY LAW FOR default has occurred in conditions of REDEMPTION BY THE MORTGAGOR, the following described mortgage: THE MORTGAGOR'S PERSONAL REPDATE OF MORTGAGE: July 23, 2003 RESENTATIVES OR ASSIGNS, MAY BE MORTGAGOR: Deanna D. Huehn, a REDUCED TO FIVE WEEKS IF A JUDIsingle person. CIAL ORDER IS ENTERED UNDER MORTGAGEE: N a t i o n a l C i t y R e a l MINNESOTA STATUTES, SECTION Estate Services LLC s/b/m National 582.032, DETERMINING, AMONG City Mortgage, Inc. f/k/a National City OTHER THINGS, THAT THE MORTMortgage Co. dba Commonwealth GAGED PREMISES ARE IMPROVED Mid-Atlantic Mortgage. WITH A RESIDENTIAL DWELLING OF DATE AND PLACE OF RECORDING: LESS THAN FIVE UNITS, ARE NOT Recorded September 9, 2003, Dakota PROPERTY USED IN AGRICULTURAL County Recorder, Document No. PRODUCTION, AND ARE ABANDONED. 2106478. DATED: July 09, 2009 ASSIGNMENTS OF MORTGAGE: MORTGAGEE: Mortgage ElecNONE tronic Registration Systems, Inc. TRANSACTION AGENT: NONE Wilford & Geske, P.A. TRANSACTION AGENT'S MORTAttorneys for Mortgagee GAGE IDENTIFICATION NUMBER ON Lawrence A. Wilford MORTGAGE: NONE James A. Geske LENDER OR BROKER AND MORT8425 Seasons Parkway, Suite 105 GAGE ORIGINATOR STATED ON Woodbury, MN 55125-4393 MORTGAGE: National City Real Estate (651) 209-3300 Services LLC s/b/m National City MortFile Number: 001143F02 gage, Inc. f/k/a National City Mortgage 1788980 7/9-8/13/09 Co. dba Commonwealth Mid-Atlantic Mortgage RESIDENTIAL MORTGAGE SERVICER: National City Real Estate SerNOTICE OF MORTGAGE vices LLC FORECLOSURE SALE MORTGAGED PROPERTY ADDRESS: THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE 4510 B Cinnamon Ridge Trail, Eagan, ORIGINAL CREDITOR WITHIN THE MN 55122 TAX PARCEL I.D.#: 10-17400-151-00 TIME PROVIDED BY LAW IS NOT LEGAL DESCRIPTION OF PROPERTY: AFFECTED BY THIS ACTION. Building B, Unit No. 11, Cinnamon NOTICE IS HEREBY GIVEN, that Ridge Carriage Homes, A Condodefault has occurred in conditions of minium, Condominium No. 41, the following described mortgage: Located in Dakota County, MinneDATE OF MORTGAGE: November 12, sota. 2004 COUNTY IN WHICH PROPERTY IS MORTGAGORS: Katri K. Balfanz and LOCATED: Dakota Clinton Balfanz, wife and husband. ORIGINAL PRINCIPAL AMOUNT OF MORTGAGEE: Mortgage Electronic MORTGAGE: $107,998.00 Registration Systems, Inc. AMOUNT DUE AND CLAIMED TO BE DATE AND PLACE OF RECORDING: Registered December 17, 2004, Dakota DUE AS OF DATE OF NOTICE, INCLUDCounty Registrar of Titles, Document ING TAXES, IF ANY, PAID BY MORTNo. 554586, Certificate of Title No. GAGEE: $105,922.83 That prior to the commencement of 134560. A S S I G N M E N T S O F M O R T G A G E : this mortgage foreclosure proceeding Assigned to: Chase Home Finance Mortgagee/Assignee of Mortgagee complied with all notice requirements as LLC, Dated: June 25, 2009. S a i d M o r t g a g e b e i n g R e g i s t e r e d required by statute; That no action or proceeding has been instituted at law Land. TRANSACTION AGENT: Mortgage o r o t h e r w i s e t o r e c o v e r t h e d e b t secured by said mortgage, or any part Electronic Registration Systems, Inc. T R A N S A C T I O N A G E N T ' S M O R T - thereof; PURSUANT to the power of sale conGAGE IDENTIFICATION NUMBER ON tained in said mortgage, the above MORTGAGE: 100059012560191960 LENDER OR BROKER AND MORT- described property will be sold by the G A G E O R I G I N A T O R S T A T E D O N Sheriff of said county as follows: DATE AND TIME OF SALE: October MORTGAGE: NBank, N.A. R E S I D E N T I A L M O R T G A G E S E R - 1, 2009 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , VICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN 17742 Ketchikan Trail, Lakeville, MN to pay the debt then secured by said 55044 TAX PARCEL I.D.#: 22-75890-030-02 Mortgage, and taxes, if any, on said L E G A L D E S C R I P T I O N O F P R O P - premises, and the costs and disburseERTY: Lot 3, Block 2, The Oaks of m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s allowed by law subject to redemption Lakevilla. COUNTY IN WHICH PROPERTY IS within six (6) months from the date of said sale by the mortgagor(s), their LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF personal representatives or assigns unless reduced to Five (5) weeks under MORTGAGE: $333,700.00 AMOUNT DUE AND CLAIMED TO BE MN Stat. §580.07. TIME AND DATE TO VACATE PROPDUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORT- E R T Y : I f t h e r e a l e s t a t e i s a n owner-occupied, single-family dwellGAGEE: $340,916.66 That prior to the commencement of ing, unless otherwise provided by law, this mortgage foreclosure proceeding the date on or before which the mortMortgagee/Assignee of Mortgagee com- gagor(s) must vacate the property if the plied with all notice requirements as mortgage is not reinstated under secrequired by statute; That no action or tion 580.30 or the property is not proceeding has been instituted at law redeemed under section 580.23 is o r o t h e r w i s e t o r e c o v e r t h e d e b t 11:59 p.m. on April 1, 2010. MORTGAGOR(S) RELEASED FROM secured by said mortgage, or any part FINANCIAL OBLIGATION ON MORTthereof; GAGE: None PURSUANT to the power of sale con"THE TIME ALLOWED BY LAW FOR tained in said mortgage, the above described property will be sold by the REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPSheriff of said county as follows: DATE AND TIME OF SALE: Septem- RESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDIber 1, 2009 at 10:00 AM PLACE OF SALE: Sheriff's Office, CIAL ORDER IS ENTERED UNDER Law Enforcement Center, 1580 Hwy MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said OTHER THINGS, THAT THE MORTMortgage, and taxes, if any, on said GAGED PREMISES ARE IMPROVED premises, and the costs and disburse- WITH A RESIDENTIAL DWELLING OF m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s LESS THAN FIVE UNITS, ARE NOT allowed by law subject to redemption PROPERTY USED IN AGRICULTURAL within six (6) months from the date of P R O D U C T I O N , A N D A R E said sale by the mortgagor(s), their ABANDONED." Dated: July 30, 2009. personal representatives or assigns. National City Real Estate Services MORTGAGOR(S) RELEASED FROM LLC FINANCIAL OBLIGATION ON MORTMortgagee/Assignee of Mortgagee GAGE: None "THE TIME ALLOWED BY LAW FOR USSET, WEINGARDEN AND LIEBO, P.L.L.P. REDEMPTION BY THE MORTGAGOR, By: Paul A. Weingarden THE MORTGAGOR'S PERSONAL REP- Attorneys for Mortgagee/Assignee of RESENTATIVES OR ASSIGNS, MAY BE Mortgagee REDUCED TO FIVE WEEKS IF A JUDI- 4500 Park Glen Road #300 CIAL ORDER IS ENTERED UNDER Minneapolis, MN 55416 MINNESOTA STATUTES, SECTION (952) 925-6888 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G 4-1794 OTHER THINGS, THAT THE MORT- 0002373779 GAGED PREMISES ARE IMPROVED THIS IS A COMMUNICATION FROM WITH A RESIDENTIAL DWELLING OF A DEBT COLLECTOR. 8/6-9/10/09 LESS THAN FIVE UNITS, ARE NOT 1843575 PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E �� ABANDONED."

PUBLIC NOTICE

�� Registration�� Systems, Inc. DATE AND PLACE OF RECORDING: ��

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 01, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $164,000.00 MORTGAGOR(S): Artemio Trevino and Ninfa Trevino, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: June 07, 2007 Dakota County Recorder Document Number: 2522565 ASSIGNMENTS OF MORTGAGE: And assigned to: Ocwen Loan Servicing, LLC Dated: April 28, 2009 Recorded: June 19, 2009 Dakota County Recorder Document Number: 2665508 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100371100000524840 Lender or Broker: Mortgage & Investment Consultants, Inc. Residential Mortgage Servicer: Ocwen Loan Servicing, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 312 13th Ave S, South Saint Paul, MN 55075-2531 Tax Parcel ID Number: 361990004001 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 1, Deer Park, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $175,772.01 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 13, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 25, 2009 ASSIGNEE OF MORTGAGEE: Ocwen Loan Servicing, LLC Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 003679F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for August 13, 2009 at 10:00 AM has been postponed to October 01, 2009 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: August 13, 2009 ASSIGNEE OF MORTGAGEE: Ocwen Loan Servicing, LLC Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 003679F01 1854411 8/13/09

PUBLIC NOTICE NOTICE OF MORTGAGE

Recorded October 31, 2006, Dakota County Recorder, Document No. 2472358. ASSIGNMENTS OF MORTGAGE: Assigned to: DEUTSCHE BANK NATIONAL TRUST COMPANY, AS TRUSTEE UNDER THE POOLING AND SERVICING AGREEMENT RELATING TO IMPAC SECURED ASSETS CORP., MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2006-4, Dated: June 1, 2009. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100053525031899594 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Impac Funding Corporation dba Impac Lending Group RESIDENTIAL MORTGAGE SERVICER: BAC Home Loans Servicing L.P. MORTGAGED PROPERTY ADDRESS: 1317 Summit Oaks Drive, Burnsville, MN 55337 TAX PARCEL I.D. #: 027300015001 LEGAL DESCRIPTION OF PROPERTY: Lot 15, Block 1, Summit Oaks First Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $317,250.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $329,292.72 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 1, 2009 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 6, 2009. Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-482 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1789168 7/9-8/13/09

PUBLIC NOTICE NOTICE OF MORTGAGE

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $196,751.56 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 25, 2009 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 2, 2009. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-1875 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1789233 7/9-8/13/09

PUBLIC NOTICE NOTICE OF MORTGAGE

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 6, 2009. The Bank of New York Mellon, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-497 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1789149 7/9-8/13/09

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 30, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $173,200.00 MORTGAGOR(S): Mohamed S. Jaddunath, an unmarried man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: April 27, 2006 Dakota County Recorder Document Number: 2423712 ASSIGNMENTS OF MORTGAGE: And assigned to: Provident Funding Associates, L.P. Dated: August 06, 2009 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100017935160300816 Lender or Broker: Provident Funding Associates, L.P. Residential Mortgage Servicer: Provident Funding Associates Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 15592 Early Bird Cir, Apple Valley, MN 55124-7848 Tax Parcel ID Number: 01-18052-702-31 LEGAL DESCRIPTION OF PROPERTY: Unit No. 1702, CIC Number 484, A Condominium, Legacy Homes at Cobblestone Lake North Shore, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $179,481.50 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 01, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 01, 2010, or the next business day if April 01, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 13, 2009 ASSIGNEE OF MORTGAGEE: Provident Funding Associates, L.P. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 007161F01 1854698 8/13-9/17/09

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 25, 2002 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $170,906.00 MORTGAGOR(S): Bradford A. Miller and Patricia M. Miller, husband and wife MORTGAGEE: Wachovia Mortgage, FSB fka World Savings Bank, FSB DATE AND PLACE OF RECORDING: Recorded: June 27, 2002 Dakota County Recorder, Document Number: 1910651 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Wachovia Mortgage, FSB fka World Savings Bank, FSB Residential Mortgage Servicer: Wachovia Mortgage, FSB Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 2400 Beech St W, Rosemount, MN 55068-6509 Tax Parcel ID Number: 34-14701-090-01 LEGAL DESCRIPTION OF PROPERTY: Lot 9, Block 1, Bloomfield 2nd Addition Common Interest Community Number 251, together with appurtenant easements created pursuant to Declaration Document Number 1629228. according to the recorded plat thereof, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $178,590.35 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 01, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 01, 2010, or the next business day if April 01, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 13, 2009 MORTGAGEE: Wachovia Mortgage, FSB fka World Savings Bank, FSB Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 006715F01 1852058 8/13-9/17/09

PUBLIC NOTICE NOTICE OF MORTGAGE

MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: rateOne Home Loans RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, N.A. as successor in interest to Washington Mutual Bank MORTGAGED PROPERTY ADDRESS: 16870 Firestone Way, Farmington, MN 55024 TAX PARCEL I.D.#: 22-41750-070-04 LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 4, Kilkenny Pond COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $213,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $209,197.04 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 25, 2009 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 25, 2009. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-1705 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1783486 7/9-8/13/09

PUBLIC NOTICE NOTICE OF MORTGAGE

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tained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 27, 2009 at 10:00 AM PLACE OF SALE: Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 24, 2009. Wells Fargo Bank, N.A., as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 76-3323 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1789570 7/9-8/13/09

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 25, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $247,500.00 MORTGAGOR(S): Michael L. Pierson and Vikki A. Pierson, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: October 03, 2006 Dakota County Recorder, Document Number: 2465777 ASSIGNMENTS OF MORTGAGE: And assigned to: Provident Funding Associates, L.P., Dated: June 04, 2009 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100017935160801664 Lender or Broker: Provident Funding Associates, L.P. Residential Mortgage Servicer: Provident Funding Associates Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 2149 140th St W, Rosemount, MN 55068-2244 Tax Parcel ID Number: 34-14503-220-02 LEGAL DESCRIPTION OF PROPERTY: Lot 22, Block 2, Biscayne Pointe Fourth Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $258,525.29 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 27, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 09, 2009 ASSIGNEE OF MORTGAGEE:

ASSIGNEE OF MORTGAGEE: Provident Funding Associates, L.P. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 004933F01 1789607 7/9-8/13/09

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 19, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $324,800.00 MORTGAGOR(S): Katrin V. Anson, a single woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: August 17, 2005 Dakota County Recorder Document Number: 2351852 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100015700054676206 Lender or Broker: America's Wholesale Lender Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 20355 Enright Ct, Farmington, MN 55024-2023 Tax Parcel ID Number: 14-48705-020-01 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 1, Middle Creek 6th Addition, Dakota County, MN AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $339,156.20 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 25, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 07, 2009 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 003552F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for June 25, 2009 at 10:00 AM has been postponed to August 13, 2009 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: June 25, 2009 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for August 13, 2009 at 10:00 AM has been postponed to September 24, 2009 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: August 13, 2009 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 003552F01 1855729 8/13/09

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 23, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $60,000.00 MORTGAGOR(S): Leroy Drinnin and Alzada R. Drinnin, Husband and Wife MORTGAGEE: Countrywide Home Loans, Inc DATE AND PLACE OF RECORDING: Recorded: April 19, 2004 Dakota County Recorder, Document Number: 2195808 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC Home Loans Servicing, LP, Dated: July 20, 2009 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Countrywide Home Loans, Inc Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 224 13th Ave S, South Saint Paul, MN 55075-2234 Tax Parcel ID Number: 36-83900-070-10 LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 10, Wharton & Miller's Addition to South St. Paul AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $56,697.21 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 24, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 24, 2010, or the next business day if March 24, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 06, 2009 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, LP Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 005858F01 1851618 8/13-9/17/09

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 28, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $256,800.00 MORTGAGOR(S): Richard J. Reiter, single MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: July 26, 2007 Dakota County Recorder, Document Number: 2533210 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 123000000020196010 Lender or Broker: Drake Bank Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 19948 Butternut Trl, Farmington, MN 55024-1475 Tax Parcel ID Number: 122450009904 LEGAL DESCRIPTION OF PROPERTY: Lot 99, Block 4, Empire River

ERTY: Lot 99, Block 4, Empire River Preserve AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $273,958.09 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 27, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 09, 2009 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 006066F01 1788639 7/9-8/13/09

PUBLIC NOTICE NOTICE OF MORTGAGE

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�� personal representatives or �� assigns. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTNOTICE OF MORTGAGE GAGE: None FORECLOSURE SALE "THE TIME ALLOWED BY LAW FOR THE RIGHT TO VERIFICATION OF REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REP- THE DEBT AND IDENTITY OF THE RESENTATIVES OR ASSIGNS, MAY BE ORIGINAL CREDITOR WITHIN THE REDUCED TO FIVE WEEKS IF A JUDI- T I M E P R O V I D E D B Y L A W I S N O T CIAL ORDER IS ENTERED UNDER AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that MINNESOTA STATUTES, SECTION 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G default has occurred in conditions of OTHER THINGS, THAT THE MORT- the following described mortgage: DATE OF MORTGAGE: December 14, GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF 2006 MORTGAGOR: T a n v i D . D o s h i , a LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL married person. MORTGAGEE: Mortgage Electronic P R O D U C T I O N , A N D A R E Registration Systems, Inc. ABANDONED." DATE AND PLACE OF RECORDING: Dated: July 9, 2009. Recorded January 9, 2007, Dakota Mortgage Electronic County Recorder, Document No. Registration Systems, Inc. Mortgagee/Assignee of Mortgagee 2486745. ASSIGNMENTS OF MORTGAGE: USSET, WEINGARDEN AND LIEBO, P.L.L.P. Assigned to: DEUTSCHE BANK By: Paul A. Weingarden N A TIONAL TRUST COMPANY., AS Attorneys for Mortgagee/Assignee of TRUSTEE UNDER THE POOLING AND Mortgagee SERVICING AGREEMENT RELATING 4500 Park Glen Road #300 TO IMPAC SECURED ASSETS CORP., Minneapolis, MN 55416 MORTGAGE PASS-THROUGH CER(952) 925-6888 TIFICATES, SERIES 2007-1, Dated: 90-1344 THIS IS A COMMUNICATION FROM May 21, 2009. TRANSACTION AGENT: Mortgage A DEBT COLLECTOR. 1798454 7/16-8/20/09 Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100053525032023590 NOTICE OF LENDER OR BROKER AND MORTMORTGAGE FORECLOSURE SALE GAGE ORIGINATOR STATED ON N O T I C E I S H E R E B Y G I V E N t h a t MORTGAGE: Impac Funding Corporadefault has occurred in the conditions tion dba Impac Lending Group of the following described mortgage: RESIDENTIAL MORTGAGE SERDATE OF MORTGAGE: April 27, 2007 VICER: BAC Home Loans Servicing ORIGINAL PRINCIPAL AMOUNT OF L.P. MORTGAGE: $187,500.00 MORTGAGED PROPERTY ADDRESS: MORTGAGOR(S): Duncan W York 1953 Sierra Drive, Hastings, MN 55033 and Nicole E. Nieman-York, husband TAX PARCEL I.D. #: 195860080411 and wife LEGAL DESCRIPTION OF PROPERTY: MORTGAGEE: Mortgage Electronic Unit No. 1804, Common Interest Registration Systems, Inc. Community Number 511, A CondoDATE AND PLACE OF RECORDING: minium, Prairie Ridge, Dakota Recorded: May 10, 2007 Dakota County, Minnesota. County Recorder COUNTY IN WHICH PROPERTY IS Document Number: 2515908 LOCATED: Dakota ASSIGNMENTS OF MORTGAGE: ORIGINAL PRINCIPAL AMOUNT OF And assigned to: Provident Funding MORTGAGE: $178,500.00 Associates, L.P. AMOUNT DUE AND CLAIMED TO BE Dated: August 06, 2009 DUE AS OF DATE OF NOTICE, INCLUDTransaction Agent: Mortgage Elec- ING TAXES, IF ANY, PAID BY MORTtronic Registration Systems, Inc. GAGEE: $187,593.41 Transaction Agent Mortgage IdentifiThat prior to the commencement of cation Number: 100017935170401216 this mortgage foreclosure proceeding Lender or Broker: Provident Funding Mortgagee/Assignee of Mortgagee comAssociates, L.P. plied with all notice requirements as Residential Mortgage Servicer: Provi- required by statute; That no action or dent Funding Associates proceeding has been instituted at law Mortgage Originator: Not Applicable or otherwise to recover the debt COUNTY IN WHICH PROPERTY IS secured by said mortgage, or any part LOCATED: Dakota thereof; Property Address: 1074 Oakdale Ave, PURSUANT to the power of sale conWest Saint Paul, MN 55118-1506 tained in said mortgage, the above T a x P a r c e l I D N u m b e r : described property will be sold by the 42-34001-030-02 Sheriff of said county as follows: LEGAL DESCRIPTION OF PROPDATE AND TIME OF SALE: August 6, ERTY: Lot 3, Block 2, Hurley's Second 2009 at 10:00 AM Addition to West St. Paul PLACE OF SALE: S h e r i f f ' s O f f i c e , AMOUNT DUE AND CLAIMED TO BE Law Enforcement Center, 1580 Hwy D U E A S O F D A T E O F N O T I C E : 55, Lobby #S-100, Hastings, MN $188,756.26 to pay the debt then secured by said THAT all pre-foreclosure require- Mortgage, and taxes, if any, on said ments have been complied with; that no premises, and the costs and disburseaction or proceeding has been insti- m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s tuted at law or otherwise to recover the allowed by law subject to redemption debt secured by said mortgage, or any within six (6) months from the date of part thereof; said sale by the mortgagor(s), their PURSUANT to the power of sale con- personal representatives or assigns. tained in said mortgage, the MORTGAGOR(S) RELEASED FROM above-described property will be sold by FINANCIAL OBLIGATION ON MORTthe Sheriff of said county as follows: GAGE: None DATE AND TIME OF SALE: Septem"THE TIME ALLOWED BY LAW FOR ber 25, 2009 at 10:00 AM REDEMPTION BY THE MORTGAGOR, PLACE OF SALE: Dakota County Law THE MORTGAGOR'S PERSONAL REPEnforcement Center, 1580 Highway 55, RESENTATIVES OR ASSIGNS, MAY BE Lobby S-100, Hastings, Minnesota REDUCED TO FIVE WEEKS IF A JUDIto pay the debt secured by said mort- CIAL ORDER IS ENTERED UNDER gage and taxes, if any, on said pre- MINNESOTA STATUTES, SECTION mises and the costs and disburse- 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G ments, including attorney fees allowed OTHER THINGS, THAT THE MORTby law, subject to redemption within six GAGED PREMISES ARE IMPROVED (6) months from the date of said sale WITH A RESIDENTIAL DWELLING OF by the mortgagor(s), their personal rep- LESS THAN FIVE UNITS, ARE NOT resentatives or assigns. PROPERTY USED IN AGRICULTURAL If the Mortgage is not reinstated P R O D U C T I O N , A N D A R E under Minn. Stat. §580.30 or the prop- ABANDONED." erty is not redeemed under Minn. Stat. Dated: June 18, 2009. §580.23, the Mortgagor must vacate the Deutsche Bank National Trust property on or before 11:59 p.m. on Company, as trustee March 25, 2010, or the next business Mortgagee/Assignee of Mortgagee day if March 25, 2010 falls on a Satur- USSET, WEINGARDEN AND LIEBO, P.L.L.P. day, Sunday or legal holiday. By: Paul A. Weingarden Mortgagor(s) released from financial Attorneys for Mortgagee/Assignee of obligation: NONE Mortgagee THIS COMMUNICATION IS FROM A 4500 Park Glen Road #300 DEBT COLLECTOR ATTEMPTING TO Minneapolis, MN 55416 COLLECT A DEBT. ANY INFORMA- (952) 925-6888 TION OBTAINED WILL BE USED FOR 18-469 THAT PURPOSE. THIS IS A COMMUNICATION FROM THE RIGHT TO VERIFICATION OF A DEBT COLLECTOR. THE DEBT AND IDENTITY OF THE NOTICE OF POSTPONEMENT OF ORIGINAL CREDITOR WITHIN THE MORTGAGE FORECLOSURE SALE TIME PROVIDED BY LAW IS NOT Pursuant to the provisions of MinneAFFECTED BY THIS ACTION. sota Statutes 580.07, the foregoing THE TIME ALLOWED BY LAW FOR foreclosure sale is postponed until REDEMPTION BY THE MORTGAGOR, September 10, 2009 at 10:00 am at the THE MORTGAGOR'S PERSONAL REP- Sheriff's Office, Law Enforcement CenRESENTATIVES OR ASSIGNS, MAY BE ter, 1580 Hwy 55, Lobby #S-100, HastR E D U C E D T O F I V E W E E K S I F A ings, MN, in said county and state. JUDICIAL ORDER IS ENTERED Dated: August 7, 2009. UNDER MINNESOTA STATUTES, SECDeutsche Bank National Trust TION 582.032, DETERMINING, AMONG Company, as trustee OTHER THINGS, THAT THE MORTMortgagee/Assignee of Mortgagee GAGED PREMISES ARE IMPROVED USSET, WEINGARDEN AND LIEBO, P.L.L.P. WITH A RESIDENTIAL DWELLING OF By: Paul A. Weingarden LESS THAN FIVE UNITS, ARE NOT Attorneys for Mortgagee/Assignee of PROPERTY USED IN AGRICULTURAL Mortgagee PRODUCTION, AND ARE ABANDONED. 4500 Park Glen Road #300 DATED: August 13, 2009 Minneapolis, MN 55416 ASSIGNEE OF MORTGAGEE: (952) 925-6888 Provident Funding Associates, L.P. 18-469 Wilford & Geske, P.A. THIS IS A COMMUNICATION FROM Attorneys for Assignee of Mortgagee A DEBT COLLECTOR. Lawrence A. Wilford 1851741 8/13/09 James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 007168F01 1854530 8/13-9/17/09

PUBLIC NOTICE

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�� DATE AND PLACE OF RECORDING: Recorded: October 12, 2005 Dakota ��

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 23, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $156,525.00 MORTGAGOR(S): Kurt R. Raatz, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: April 24, 2007 Dakota County Recorder, Document Number: 2511888 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank, N.A., Dated: May 05, 2009 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100139104915493268 Lender or Broker: Residential Mortgage Group, Inc. Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 15915 Flotilla Trl, Apple Valley, MN 55124-6014 Tax Parcel ID Number: 01-63402-223-30 LEGAL DESCRIPTION OF PROPERTY: Unit 223, CIC No. 280, Regatta Court Homes II, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $165,497.90 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 06, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 18, 2009 ASSIGNEE OF MORTGAGEE: U.S. Bank, N.A. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 003913F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for August 06, 2009 at 10:00 AM has been postponed to August 20, 2009 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: August 06, 2009 ASSIGNEE OF MORTGAGEE: U.S. Bank, N.A. Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 003913F01 1851999 8/13/09

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 28, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $373,000.00 MORTGAGOR(S): Grace Calise, an unmarried woman, and Joseph G Demarco and Lucille Demarco, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING:

County Recorder, Document Number: 2369909 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000157-0005869647-3 Lender or Broker: America's Wholesale Lender Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 12644 Dutch Ct, Apple Valley, MN 55124-5742 Tax Parcel ID Number: 01-15150-150-01 LEGAL DESCRIPTION OF PROPERTY: Lot 15, Block 1, Briar Knoll 1st Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $402,560.30 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 03, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 16, 2009 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 006352F01 1796349 7/16-8/20/09

PUBLIC NOTICE NOTICE OF MORTGAGE

required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 3, 2009 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 2, 2009. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-2284 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1798318 7/16-8/20/09

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 28, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $180,000.00 MORTGAGOR(S): Vanessa A. Hislop and Daniel E. Hislop, wife and husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: July 11, 2006 Dakota County Recorder, Document Number: 2444247 ASSIGNMENTS OF MORTGAGE: And assigned to: HSBC Bank USA, N.A., as Trustee on behalf of ACE Securities Corp. Home Equity Loan Trust and for the registered holders of ACE Securities Corp. Home Equity Loan Trust, Series 2006-ASAP5, Asset Backed Pass-Through Certificates, Dated: June 24, 2009 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100220710000123667 Lender or Broker: Maribella Mortgage, LLC Residential Mortgage Servicer: Ocwen Loan Servicing, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1205 Larch St, Farmington, MN 55024-1791 Tax Parcel ID Number: 142250509003 LEGAL DESCRIPTION OF PROPERTY: Lot 9, Block 3, East Farmington Sixth Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $186,714.89 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 03, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION

MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 16, 2009 ASSIGNEE OF MORTGAGEE: HSBC Bank USA, N.A., as Trustee on behalf of ACE Securities Corp. Home Equity Loan Trust and for the registered holders of ACE Securities Corp. Home Equity Loan Trust, Series 2006-ASAP5, Asset Backed Pass-Through Certificates Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 005684F01 1797086 7/16-8/20/09

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 20, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $124,000.00 MORTGAGOR(S): Michael J. Bailey, a single person MORTGAGEE: TCF Mortgage Corporation DATE AND PLACE OF RECORDING: Recorded: July 24, 2003 Dakota County Recorder Document Number: 2083531 ASSIGNMENTS OF MORTGAGE: And assigned to: Mortgage Electronic Registration Systems, Inc. Dated: May 01, 2006 Recorded: May 09, 2006 Dakota County Recorder Document Number: 2427237 And assigned to: U.S. Bank, N.A. Dated: July 24, 2009 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100021248001882677 Lender or Broker: TCF Mortgage Corporation Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 8816 Coffman Path, Inver Grove Heights, MN 55076-5304 Tax Parcel ID Number: 20-12101-670-01 LEGAL DESCRIPTION OF PROPERTY: Lot 67, Block 1, Ashwood Ponds 2nd Addition, Common Interest Community No. 220, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $112,201.17 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 01, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 01, 2010, or the next business day if April 01, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 13, 2009 ASSIGNEE OF MORTGAGEE: U.S. Bank, N.A. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 006976F01 1854479 8/13-9/17/09

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J u n e 1 4 , 2007 MORTGAGORS: K e l l y L e e N e l s o n and Gena Marie Nelson, Husband and Wife. MORTGAGEE: C h a s e B a n k U S A , N.A.. DATE AND PLACE OF RECORDING: Recorded June 27, 2007, Dakota County Recorder, Document No. 2527011. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: May 14, 2008, Recorded: June 10, 2008, Document No. 2595949. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Chase Bank USA, N.A. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance, LLC MORTGAGED PROPERTY ADDRESS: 17575 Heidelberg Way, Lakeville, MN 55044 TAX PARCEL I.D.#: 22-57200-090-01 LEGAL DESCRIPTION OF PROPERTY: Lot 9, Block 1, Pine Grove, according to the recorded plat thereof and situate in Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $390,440.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $446,244.92 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 8, 2009 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 8, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 5, 2009. Chase Home Finance, LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 75-2884 24541625 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1852096 8/13-9/17/09

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 27, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $158,600.00 MORTGAGOR(S): Tiffany Wood, a single person and Robert A. Sievers, Jr., a single person MORTGAGEE: Bakers Mortgage Company, LLC DATE AND PLACE OF RECORDING: Recorded: August 16, 2004 Dakota County Recorder, Document Number: 2238266 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank, N.A., Dated: May 27, 2004, Recorded: August 16,

May 27, 2004, Recorded: August 16, 2004 Dakota County Recorder, Document Number: 2238267 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Bakers Mortgage Company, LLC Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3820 Willow Way, Eagan, MN 55122-1627 Tax Parcel ID Number: 10-14993-610-01 LEGAL DESCRIPTION OF PROPERTY: Lot 61, Block 1, Briar Hill 4th Addition AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $159,754.48 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 03, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 16, 2009 ASSIGNEE OF MORTGAGEE: U.S. Bank, N.A. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 006635F01 1797360 7/16-8/20/09

PUBLIC NOTICE NOTICE OF MORTGAGE

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PURSUANT to the power of sale con tained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 10, 2009 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 7, 2009. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-1964 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1798178 7/16-8/20/09

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 29, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $330,494.00 MORTGAGOR(S): Chanry M Kellogg, an unmarried woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: September 20, 2005 Dakota County Recorder, Document Number: 2362279 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100015700057347342 Lender or Broker: America's Wholesale Lender Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 18671 Dunbury Ave, Farmington, MN 55024-8766 Tax Parcel ID Number: 14-47803-190-06 LEGAL DESCRIPTION OF PROPERTY: Lot 19, Block 6, Meadow Creek 4th Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $337,668.96 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 03, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 16, 2009 MORTGAGEE: M o r t g a g e E l e c -

M O R T G A G E E : M o r t g a ge E l e c tronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 006786F01 1798731 7/16-8/20/09

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 21, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $172,500.00 MORTGAGOR(S): Melissa Griffith, Single Person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: January 19, 2007, Dakota County Registrar of Titles, Document #: 604400 ASSIGNMENTS OF MORTGAGE: And thereafter assigned to: Consumer Solutions, LLC, Dated: March 10, 2009 Transaction Agent : Mortgage Electronic Registration Systems, Inc Transaction Agent Mortgage Identification Number : 100488910110335899 Lender or Broker : New Century Mortgage Corporation Residential Mortgage Servicer : Specialized Loan Servicing Mortgage Originator : Not Applicable CERTIFICATE OF TITLE NO. 141825 LEGAL DESCRIPTION OF PROPERTY: Lot 9, Block 10, Palomino Woods COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address : 13925 Herald Court Apple Valley, MN 55124 Tax Parcel ID No : 01-56775-190-10 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $211,278.85 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property. PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 24, 2009 10:00 A.M. PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, MN to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s), their personal representatives or assigns. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: August 6, 2009 Consumer Solutions, LLC Assignee of Mortgagee Wilford & Geske Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway Suite 105 Woodbury, Minnesota 55125 (651)209-3300 File ID: 197750-28734 1841912 8/6-9/10/09

PUBLIC NOTICE NOTICE OF MORTGAGE

2009 Said Mortgage being Registered Land. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Washington Mutual Bank, FA RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association as successor in interest to Washington Mutual Bank MORTGAGED PROPERTY ADDRESS: 1601 South Skyline Drive, Burnsville, MN 55337 TAX PARCEL I.D.#: 02-69000-170-01 LEGAL DESCRIPTION OF PROPERTY: Lot 17, in Block 1 in Skyline View Addition. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $247,472.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $270,654.05 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 3, 2009 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 8, 2009. U.S. Bank National Association, Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-2246 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1798363 7/16-8/20/09

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 30, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $221,777.00 MORTGAGOR(S): Paula J. Comfort, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: December 21, 2007 Dakota County Recorder, Document Number: 2562999 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank, N.A., Dated: July 06, 2009 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100257100030070656 Lender or Broker: MidCountry Bank, Federal Savings Bank Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 16349 Griffon Trl, Lakeville, MN 55044-7242 Tax Parcel ID Number: 22-17001-010-04 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 4, Chapel Hills 2nd Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $229,876.32 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 03, 2009 at 10:00 AM PLACE OF SALE: Dakota County

PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 16, 2009 ASSIGNEE OF MORTGAGEE: U.S. Bank, N.A. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 006276F01 1797340 7/16-8/20/09

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 21, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $356,000.00 MORTGAGOR(S): Mark E. Skeens and Deanne L. Skeens, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: March 07, 2006 Dakota County Registrar of Titles, Document Number: 585980 ASSIGNMENTS OF MORTGAGE: And assigned to: MorEquity, Inc., Dated: November 14, 2008, Registered: December 03, 2008 Dakota County Registrar of Titles, Document Number: T636206 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100372406012096167 Lender or Broker: Wilmington Finance, a division of AIG Federal Savings Bank Residential Mortgage Servicer: MorEquity, Inc. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 112153 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 16125 Inglewood Dr, Lakeville, MN 55044-8768 Tax Parcel ID Number: 22-14500-140-04 LEGAL DESCRIPTION OF PROPERTY: Lot 14, Block 4, in Bluebill Bay Estates, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $385,347.15 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 03, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORT-

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�� MORT �� THAT THE OTHER THINGS, GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF NOTICE OF MORTGAGE LESS THAN FIVE UNITS, ARE NOT FORECLOSURE SALE PROPERTY USED IN AGRICULTURAL THE RIGHT TO VERIFICATION OF PRODUCTION, AND ARE ABANDONED. THE DEBT AND IDENTITY OF THE DATED: July 16, 2009 ASSIGNEE OF MORTGAGEE: ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT MorEquity, Inc. AFFECTED BY THIS ACTION. Wilford & Geske, P.A. NOTICE IS HEREBY GIVEN, that Attorneys for Assignee of Mortgagee default has occurred in conditions of Lawrence A. Wilford the following described mortgage: James A. Geske DATE OF MORTGAGE: A u g u s t 2 4 , 8425 Seasons Parkway, Suite 105 2004 Woodbury, MN 55125-4393 MORTGAGOR: Kevin Boehmer and (651) 209-3300 Joyce Boehmer, husband and wife. File Number: 001648F03 MORTGAGEE: ABN Amro Mortgage 1795410 7/16-8/20/09 Group, Inc., NKA CitiMortgage, Inc. DATE AND PLACE OF RECORDING: Recorded September 22, 2004, Dakota NOTICE OF MORTGAGE County Recorder, Document No. FORECLOSURE SALE 2250542. THE RIGHT TO VERIFICATION OF ASSIGNMENTS OF MORTGAGE: THE DEBT AND IDENTITY OF THE NONE ORIGINAL CREDITOR WITHIN THE TRANSACTION AGENT: NONE TIME PROVIDED BY LAW IS NOT TRANSACTION AGENT'S MORTAFFECTED BY THIS ACTION. GAGE IDENTIFICATION NUMBER ON NOTICE IS HEREBY GIVEN, that MORTGAGE: NONE default has occurred in conditions of LENDER OR BROKER AND MORTthe following described mortgage: GAGE ORIGINATOR STATED ON DATE OF MORTGAGE: April 28, 2005 MORTGAGE: ABN Amro Mortgage MORTGAGORS: Tim J. Powers and Group, Inc., NKA CitiMortgage, Inc. Sabrina Powers, husband and wife. RESIDENTIAL MORTGAGE SERMORTGAGEE: NationPoint. VICER: CitiMortgage, Inc. DATE AND PLACE OF RECORDING: MORTGAGED PROPERTY ADDRESS: Recorded May 16, 2005, Dakota County 639 Highway 110, Mendota Heights, Recorder, Document No. 2322247. MN 55118 ASSIGNMENTS OF MORTGAGE: TAX PARCEL I.D.#: 27-28700-152-00 Assigned to: First Franklin Financial LEGAL DESCRIPTION OF PROPERTY: Corporation, Dated: August 31, 2005, Lot 15, Gailand Heights, Except the Recorded: September 19, 2005, DocuNorth 158 feet thereof, Dakota ment No. 2361800. And thereafter County, Minnesota assigned to: U.S. Bank, National AssoCOUNTY IN WHICH PROPERTY IS ciation, as successor trustee to Bank LOCATED: Dakota of America, N. A. as successor by ORIGINAL PRINCIPAL AMOUNT OF merger to LaSalle Bank National Asso- MORTGAGE: $227,000.00 ciation, as Trustee for Merrill Lynch AMOUNT DUE AND CLAIMED TO BE Mortgage Investors Trust, Mortgage DUE AS OF DATE OF NOTICE, INCLUDLoan Asset-Backed Certificates, Series ING TAXES, IF ANY, PAID BY MORT2006-FF1, Dated: July 28, 2009. GAGEE: $231,803.97 TRANSACTION AGENT: NONE That prior to the commencement of T R A N S A C T I O N A G E N T ' S M O R T - this mortgage foreclosure proceeding GAGE IDENTIFICATION NUMBER ON Mortgagee/Assignee of Mortgagee comMORTGAGE: NONE plied with all notice requirements as LENDER OR BROKER AND MORT- required by statute; That no action or G A G E O R I G I N A T O R S T A T E D O N proceeding has been instituted at law MORTGAGE: NationPoint or otherwise to recover the debt R E S I D E N T I A L M O R T G A G E S E R - secured by said mortgage, or any part VICER: Home Loan Services, Inc. thereof; MORTGAGED PROPERTY ADDRESS: PURSUANT to the power of sale con14386 Banyan Lane, Rosemount, MN tained in said mortgage, the above 55068 described property will be sold by the TAX PARCEL I.D.#: 34-14700-080-04 Sheriff of said county as follows: LEGAL DESCRIPTION OF PROPERTY: DATE AND TIME OF SALE: October Lot 8, Block 4, Bloomfield, Common 8, 2009 at 10:00 AM Interest Community No. 250, Dakota PLACE OF SALE: S h e r i f f ' s O f f i c e , County, Minnesota. Law Enforcement Center, 1580 Hwy COUNTY IN WHICH PROPERTY IS 55, Lobby #S-100, Hastings, MN LOCATED: Dakota to pay the debt then secured by said ORIGINAL PRINCIPAL AMOUNT OF Mortgage, and taxes, if any, on said MORTGAGE: $148,000.00 premises, and the costs and disburseAMOUNT DUE AND CLAIMED TO BE m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s DUE AS OF DATE OF NOTICE, INCLUD- allowed by law subject to redemption ING TAXES, IF ANY, PAID BY MORT- within six (6) months from the date of GAGEE: $152,712.48 said sale by the mortgagor(s), their That prior to the commencement of personal representatives or assigns this mortgage foreclosure proceeding unless reduced to Five (5) weeks under Mortgagee/Assignee of Mortgagee com- MN Stat. §580.07. plied with all notice requirements as TIME AND DATE TO VACATE PROPrequired by statute; That no action or E R T Y : I f t h e r e a l e s t a t e i s a n proceeding has been instituted at law owner-occupied, single-family dwello r o t h e r w i s e t o r e c o v e r t h e d e b t ing, unless otherwise provided by law, secured by said mortgage, or any part the date on or before which the mortthereof; gagor(s) must vacate the property if the PURSUANT to the power of sale conmortgage is not reinstated under sectained in said mortgage, the above tion 580.30 or the property is not described property will be sold by the redeemed under section 580.23 is Sheriff of said county as follows: 11:59 p.m. on April 8, 2010. DATE AND TIME OF SALE: October MORTGAGOR(S) RELEASED FROM 8, 2009 at 10:00 AM FINANCIAL OBLIGATION ON MORTPLACE OF SALE: S h e r i f f ' s O f f i c e , GAGE: None Law Enforcement Center, 1580 Hwy "THE TIME ALLOWED BY LAW FOR 55, Lobby #S-100, Hastings, MN REDEMPTION BY THE MORTGAGOR, to pay the debt then secured by said THE MORTGAGOR'S PERSONAL REPMortgage, and taxes, if any, on said RESENTATIVES OR ASSIGNS, MAY BE premises, and the costs and disburse- REDUCED TO FIVE WEEKS IF A JUDIm e n t s , i n c l u d i n g a t t o r n e y s ' f e e s CIAL ORDER IS ENTERED UNDER allowed by law subject to redemption MINNESOTA STATUTES, SECTION within six (6) months from the date of 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G said sale by the mortgagor(s), their OTHER THINGS, THAT THE MORTpersonal representatives or assigns GAGED PREMISES ARE IMPROVED unless reduced to Five (5) weeks under WITH A RESIDENTIAL DWELLING OF MN Stat. §580.07. LESS THAN FIVE UNITS, ARE NOT TIME AND DATE TO VACATE PROP- PROPERTY USED IN AGRICULTURAL ERTY: If the real estate is an P R O D U C T I O N , A N D A R E owner-occupied, single-family dwell- ABANDONED." ing, unless otherwise provided by law, Dated: August 3, 2009. the date on or before which the mortCitiMortgage, Inc. gagor(s) must vacate the property if the Mortgagee/Assignee of Mortgagee mortgage is not reinstated under sec- USSET, WEINGARDEN AND LIEBO, P.L.L.P. tion 580.30 or the property is not By: Paul A. Weingarden redeemed under section 580.23 is Attorneys for Mortgagee/Assignee of 11:59 p.m. on April 8, 2010. Mortgagee MORTGAGOR(S) RELEASED FROM 4500 Park Glen Road #300 FINANCIAL OBLIGATION ON MORT- Minneapolis, MN 55416 GAGE: None (952) 925-6888 "THE TIME ALLOWED BY LAW FOR 10-1053 REDEMPTION BY THE MORTGAGOR, 646101148 THE MORTGAGOR'S PERSONAL REP- THIS IS A COMMUNICATION FROM RESENTATIVES OR ASSIGNS, MAY BE A DEBT COLLECTOR. REDUCED TO FIVE WEEKS IF A JUDI- 1844354 8/6-9/10/09 CIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG NOTICE OF MORTGAGE OTHER THINGS, THAT THE MORTFORECLOSURE SALE GAGED PREMISES ARE IMPROVED THE RIGHT TO VERIFICATION OF WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT THE DEBT AND IDENTITY OF THE PROPERTY USED IN AGRICULTURAL ORIGINAL CREDITOR WITHIN THE P R O D U C T I O N , A N D A R E TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. ABANDONED." NOTICE IS HEREBY GIVEN, that Dated: July 30, 2009. U.S. Bank National Association, default has occurred in conditions of the following described mortgage: Trustee DATE OF MORTGAGE: S e p t e m b e r Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. 12, 2003 MORTGAGOR: Gladys Petry, a single By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of person. MORTGAGEE: Mortgage Electronic Mortgagee Registration Systems, Inc. 4500 Park Glen Road #300 DATE AND PLACE OF RECORDING: Minneapolis, MN 55416 Recorded October 21, 2003, Dakota (952) 925-6888 County Recorder, Document No. 76-3367 2127729. 1044479143 ASSIGNMENTS OF MORTGAGE: THIS IS A COMMUNICATION FROM Assigned to: Countrywide Document A DEBT COLLECTOR.

PUBLIC NOTICE

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8/6-9/10/09

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�� THAT all�� pre foreclosure require ments have been complied with; that �� Assigned to: Countrywide Document Custody Services, A Division of Treasury Bank, N.A., Dated: September 12, 2003, Recorded: October 21, 2003, Document No. 2127730. And thereafter assigned to: COUNTRYWIDE HOME LOANS, INC. FOR THE BENEFIT OF GOLDMAN SACHS MORTGAGE COMPANY, Dated: July 17, 2008, Recorded: August 28, 2008, Document No. 2610590. And thereafter assigned to: BAC Home Loans Servicing L.P. f/k/a Countrywide Home Loans Servicing L.P., Dated: June 5, 2009. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Mainstreet Bank RESIDENTIAL MORTGAGE SERVICER: BAC Home Loans Servicing L.P. MORTGAGED PROPERTY ADDRESS: 5898 Black Berry Bridge Path, Inver Grove Heights, MN 55076 TAX PARCEL I.D. #: 202740007003 LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 3, Foresthaven. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $560,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $581,714.80 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 2, 2009 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 6, 2009. BAC Home Loans Servicing L.P. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-64 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1797021 7/16-8/20/09

PUBLIC NOTICE NOTICE OF MORTGAGE

no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 03, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 16, 2009 ASSIGNEE OF MORTGAGEE: Central Mortgage Company Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 003353F02 1796385 7/16-8/20/09

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 18, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $185,729.00 MORTGAGOR(S): Michael Vlasak, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: September 07, 2004 Dakota County Recorder, Document Number: 2245416 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000157-0003494497-1 Lender or Broker: America's Wholesale Lender Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1362 Easter Ln, Eagan, MN 55123-1732 Tax Parcel ID Number: 10-84354-220-03 LEGAL DESCRIPTION OF PROPERTY: Lot 22, Block 3, Wilderness Run Fifth Addition, according to the plat thereof on file and of record in the Office of the County Recorder, in and for Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $179,200.23 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 03, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDI-

REDUCED TO FIVE WEEKS IF A JUDI CIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 16, 2009 M O R T G A G E E : M o r t g a ge E l e c tronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 006478F01 1798513 7/16-8/20/09

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: September 10, 2008 MORTGAGOR: R e b e c c a J . W i l l e n bring, a single woman. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded October 8, 2008, Dakota County Recorder, Document No. 2616784. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc., Dated: July 20, 2009. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100052211006135295 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Franklin American Mortgage Company RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 1444 5th Avenue South, South Saint Paul, MN 55075 TAX PARCEL I.D.#: 36-32100-130-16 LEGAL DESCRIPTION OF PROPERTY: The South 1/2 of Lot 11,all of Lot 12 and the North 11.22 Feet of Lot 13, Block 16 Hauses addition to South St. Paul, according to the recorded plat thereof, and situate in Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $239,962.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $247,897.31 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 28, 2009 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 29, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 29, 2009. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-2077 2005745654 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1843884 8/6-9/10/09

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 25, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $208,000.00 MORTGAGOR(S): Oscar Orbe-Ramirez and Citlaly Sanchez, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: October 09, 2006 Dakota County Recorder Document Number: 2466894 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100056400720611675 Lender or Broker: Home Loan Corporation dba Expanded Mortgage Credit Residential Mortgage Servicer: Litton Loan Servicing, LP Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 17 Imperial Dr E, West Saint Paul, MN 55118-2418 Tax Parcel ID Number: 42-14000-220-04 LEGAL DESCRIPTION OF PROPERTY: Lot 22, Block 4, Bisanz Bros. Highlands, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $212,818.22 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 13, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 25, 2009 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 005185F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for August 13, 2009 at 10:00 AM has been postponed to September 24, 2009 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: August 13, 2009 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 005185F01 1854573 8/13/09

PUBLIC NOTICE NOTICE OF MORTGAGE

LLC, Dated: July 2, 2009. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: JPMorgan Chase Bank, N.A. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 6585 Craig Avenue, Inver Grove Heights, MN 55076 TAX PARCEL I.D.#: 20-13250-100-01 LEGAL DESCRIPTION OF PROPERTY: Lot 10, Block 1, Bakken Heights, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $292,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $298,735.70 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 10, 2009 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 7, 2009. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-6863 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1797960 7/16-8/20/09

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 26, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $396,000.00 MORTGAGOR(S): Charles D. Holien, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: August 13, 2003 Dakota County Registrar of Titles, Document Number: 0510168 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100139104915379442 Lender or Broker: Residential Mortgage Group Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 129891 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 343 Maple Island Rd, Burnsville, MN 55306-5523 Tax Parcel ID Number: 024740006001 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 1, of Maple Island AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $389,335.73 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 03, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said

six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 16, 2009 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 006286F01 1796269 7/16-8/20/09

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 17, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $204,000.00 MORTGAGOR(S): Scott J. Obeidzinski, a single person MORTGAGEE: Vermillion State Bank DATE AND PLACE OF RECORDING: Recorded: February 28, 2006 Dakota County Recorder, Document Number: 2409200 ASSIGNMENTS OF MORTGAGE: And assigned to: Mortgage Electronic Registration Systems, Inc., Dated: February 17, 2006, Recorded: February 28, 2006 Dakota County Recorder, Document Number: 2409201 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100015700059102638 Lender or Broker: Vermillion State Bank Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1420 17th St W, Hastings, MN 55033-3209 Tax Parcel ID Number: 19-32850-110-07 LEGAL DESCRIPTION OF PROPERTY: Lot 11, Block 7, Highland Hills First Addition, according to the recorded plat thereof, and situate in Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $201,205.68 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 03, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 16, 2009 ASSIGNEE OF MORTGAGEE: Mortgage Electronic Registration

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Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 006790F01 1798753 7/16-8/20/09

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 27, 1995 MORTGAGORS: T i m o t h y M . K r a u theim and Mary Ann Krautheim, husband and wife. MORTGAGEE: Firstar Home Mortgage Corporation DATE AND PLACE OF RECORDING: Recorded May 17, 1995, Dakota County Recorder, Document No. 1278938. ASSIGNMENTS OF MORTGAGE: Assigned to: Firstar Bank Milwaukee, N.A. n/k/a U.S. Bank, N.A., Dated: April 27, 1995, Recorded: May 17, 1995, Document No. 1278939. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Firstar Home Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 13768 Edenwood Way, Apple Valley, MN 55124 TAX PARCEL I.D.#: 01-76200-010-04 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 4, The Woodwinds 1st Addition, according to the recorded plat thereof, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $300,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $242,345.64 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 11, 2009 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 15, 2009. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-217 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until September 1, 2009 at 10:00 am at the Sheriff’s Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: August 11, 2009. U.S. Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-217 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1855262 8/13/09

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 17, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $206,400.00 MORTGAGOR(S): Kellie P. Marcellus, a married person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: March 03, 2005 Dakota County Recorder, Document Number: 2301087 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100318801000094959 Lender or Broker: Optimum Mortgage Services Inc. Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 4325 Kirsten Ct, Eagan, MN 55123-2073 Tax Parcel ID Number: 10 72986 060 01 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 1, Sunset 2nd Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $215,165.16 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 25, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 25, 2010, or the next business day if March 25, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 13, 2009 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 004704F02 1852021 8/13-9/17/09

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 22, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $175,000.00 MORTGAGOR(S): Roxana Urquhart, a unmarried person MORTGAGEE: U.S. Bank National Association, ND DATE AND PLACE OF RECORDING: Recorded: December 05, 2006 Dakota County Recorder, Document Number: 2479599 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: U.S. Bank National Association, ND Residential Mortgage Servicer: U.S. Bank Consumer Finance Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 516 8th Ave S, South Saint Paul, MN 55075-2705 Tax Parcel ID Number: 36-75100-260-01 LEGAL DESCRIPTION OF PROPERTY: Lot 26, Block 1, Tarbox Addition to South Saint Paul

tion to South Saint Paul AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $184,111.14 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 03, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 16, 2009 MORTGAGEE: U.S. Bank National Association, ND Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 003866F02 1797459 7/16-8/20/09

PUBLIC NOTICE NOTICE OF MORTGAGE

FINANCIAL OBLIGATION ON MORT GAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 8, 2009. Mortgage Electronic Registration Systems, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 92-169 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1798348 7/16-8/20/09

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 28, 2002 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $78,000.00 MORTGAGOR(S): Mark R. Nestingen and Barbara L. Nestingen, husband and wife MORTGAGEE: Wachovia Mortgage, FSB fka World Savings Bank, FSB DATE AND PLACE OF REGISTERING: Registered: November 12, 2002 Dakota County Registrar of Titles Document Number: 480569 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Wachovia Mortgage, FSB fka World Savings Bank, FSB Residential Mortgage Servicer: Wachovia Mortgage, FSB Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 126361 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 14630 Garrett Ave, Apple Valley, MN 55124-8445 Tax Parcel ID Number: 01-81401-146-01 (Unit No. 404) 01-81401-223-01 (Garage Unit 39) LEGAL DESCRIPTION OF PROPERTY: Residential Unit No. 404 and Garage Unit No. 39 in Condominium No. 36, Garrett Square Condominium Homes, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $86,843.63 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 01, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 01, 2010, or the next business day if April 01, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 13, 2009 MORTGAGEE: Wachovia Mortgage, FSB fka World Savings Bank, FSB Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 006681F01 1854720 8/13-9/17/09

�� ADDRESS: PROPERTY MORTGAGED

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 23, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $191,000.00 MORTGAGOR(S): Timothy Gerald Dillon married to Kelly Jean Dillon MORTGAGEE: Wachovia Mortgage, FSB f/k/a World Savings Bank, FSB DATE AND PLACE OF REGISTERING: Registered: November 28, 2006 Dakota County Registrar of Titles Document Number: 601714 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Wachovia Mortgage, FSB f/k/a World Savings Bank, FSB Residential Mortgage Servicer: Wachovia Mortgage, FSB Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 146066 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 7033 Dawn Ave, Inver Grove Heights, MN 55076-2631 Tax Parcel ID Number: 207115621001 LEGAL DESCRIPTION OF PROPERTY: Property So. Grove # 7 Lot 21 Block 1 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $224,529.79 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 01, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 01, 2010, or the next business day if April 01, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 13, 2009 MORTGAGEE: Wachovia Mortgage, FSB f/k/a World Savings Bank, FSB Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 007103F01 1854709 8/13-9/17/09

PUBLIC NOTICE NOTICE OF MORTGAGE

8740 Benson Way, Inver Grove Heights, MN 55076 TAX PARCEL I.D.#: 20-25680-125-04 LEGAL DESCRIPTION OF PROPERTY: UNIT No. 125, Condominium No. 120, Fairway Villiage, a Condominium, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $145,200.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $144,834.68 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 10, 2009 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 2, 2009. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 75-3679 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1798503 7/16-8/20/09

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 30, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $251,050.00 MORTGAGOR(S): Craig J. Ladner and Darla J. Ladner, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: May 11, 2007 Dakota County Recorder, Document Number: 2516487 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank, NA, Dated: July 06, 2009 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100143500712380125 Lender or Broker: American Mortgage Corporation Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 5980 131st St W, Apple Valley, MN 55124-7562 Tax Parcel ID Number: 01-31008-010-12 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 12, Greenleaf 9th Addition AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $257,840.15 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 03, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE

��

�� INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 16, 2009 ASSIGNEE OF MORTGAGEE: U.S. Bank, NA Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 006453F01 7997383 7/16-8/20/09

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 17, 2008 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $163,200.00 MORTGAGOR(S): Michele F. Canilla, a single individual MORTGAGEE: Fort Snelling Federal Credit Union DATE AND PLACE OF RECORDING: Recorded: April 30, 2008 Dakota County Recorder, Document Number: 2587866 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Fort Snelling Federal Credit Union Residential Mortgage Servicer: Hiway Federal Credit Union Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3468 Greenwood Ct S, Eagan, MN 55122-1330 Tax Parcel ID Number: 10-73000-040-06 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 5, and Lot 4, Block 6, Surrey Heights First Addition, according to the recorded plat thereof and situate in Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $166,670.07 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 24, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 24, 2010, or the next business day if March 24, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 06, 2009 MORTGAGEE: Fort Snelling Federal Credit Union Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 005276F01 1842529 8/6-9/10/09

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 23, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $325,600.00 MORTGAGOR(S): Myia M. Xiong and George G. Moua, wife and husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: August 25, 2006 Dakota County Recorder, Document Number: 2456653 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100013800900032786 Lender or Broker: GreenPoint Mortgage Funding, Inc. Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 4441 Vildmark Ct, Eagan, MN 55123-1832 Tax Parcel ID Number: 10-84352-070-01 LEGAL DESCRIPTION OF PROPERTY: Lot Seven (7), Block One (1), Wilderness Run Third Addition, according to the plat thereof on file and of record in the Office of the Register of Deeds in and for said Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $350,441.42 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 01, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 01, 2010, or the next business day if April 01, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 13, 2009 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 007189F01 1851783 8/13-9/17/09

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 30, 2002 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $92,625.00 MORTGAGOR(S): Anthony J. Pizzalato, an unmarried man and Melissa J. Finstad, an unmarried woman MORTGAGEE: Wachovia Mortgage FSB f/k/a World Savings Bank, FSB DATE AND PLACE OF RECORDING: Recorded: February 20, 2003 Dakota County Recorder, Document Number: 2002889 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Wachovia Mortgage FSB f/k/a World Savings Bank, FSB Residential Mortgage Servicer: Wachovia Mortgage, FSB Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1871 Silver Bell Rd, Eagan, MN 55122-1179

Rd, Eagan, MN 55122-1179 Tax Parcel ID Number: 10-22451-254-01(Unit 107-2A) 10-22451-365-01 (Unit 52) LEGAL DESCRIPTION OF PROPERTY: UNIT 107-2A, TOGETHER WITH GARAGE UNIT NUMBER 52, SHANNON GLEN CONDOMINIUM 11, DAKOTA COUNTY, MINNESOTA, CONDOMINIUM FILE NO.33 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $108,020.71 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 03, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 16, 2009 MORTGAGEE: Wachovia Mortgage FSB f/k/a World Savings Bank, FSB Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 005771F01 1795367 7/16-8/20/09

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE Date: July 16, 2009 YOU ARE NOTIFIED THAT: 1. Default has occurred in the conditions of the Mortgage executed by Nicollet Ridge Chiropractic Office, LLC, a Minnesota limited liability company, as Mortgagor, to MidCountry Bank, a federal savings bank, as Mortgagee, dated May 30, 2006 and filed for record June 8, 2006, as Document Number 591879, in the Office of the Registrar of Titles of Dakota County, Minnesota. The land described in the Mortgage is registered land, as evidenced by Certificate of Title No. 140038. 2. T h e M o r t g a g e h a s n o t b e e n assigned. 3. The original principal amount secured by the Mortgage was: $247,000.00. 4. No action or proceeding at law is now pending to recover the debt secured by the Mortgage, or any part thereof. 5. The holder of the Mortgage has complied with all conditions precedent to acceleration of the debt secured by the Mortgage and foreclosure of the Mortgage, and all notice and other requirements of applicable statutes. 6. A t t h e d a t e o f t h i s n o t i c e t h e amount due on the Mortgage, and taxes, if any, paid by the holder of the Mortgage is: $261,880.96. 7. Pursuant to the power of sale in the Mortgage, the Mortgage will be foreclosed, and the land described as follows: Lot Four (4), Block One (1), Valentine Nicollet Addition, According to the recorded plat thereof, Dakota County, Minnesota. will be sold by the County Sheriff of Dakota County, Minnesota, at a public auction on Thursday, August 27, 2009 at 10:00 a.m., at the Dakota County Law Enforcement Center, 1580 Highway 55, Hastings, Minnesota, 55305. 8. T h e t i m e a l l o w e d b y l a w f o r redemption by Mortgagor or Mortgagor's personal representatives or assigns is six months after the date of sale. 9. Each holder of a junior lien may redeem in the order and manner provided in Minn. Stat. § 580.24, beginning after the expiration of the mortgagor's redemption period under Minn. Stat. § 580.23. 10. T H I S C O M M U N I C A T I O N I S FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 11. THE RIGHT TO VERIFICATION

11. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME ALLOWED BY LAW IS NOT AFFECTED BY THIS ACTION. 12. Foreclosure data required pursuant to Minn. Stat. § 580.025: a. Physical street address, city, and zip code of mortgaged premises: 12280 Nicollet Avenue South, Burnsvillle, MN 55337. b. Name of transaction agent, residential mortgage servicer, and lender or broker: MidCountry Bank. c. Tax parcel identification number: 02-81080-040-01 d. Transaction Agent's mortgage ID number (if stated in mortgage): None e. Name of mortgage originator (if stated in mortgage): MidCountry Bank. Attorney for Mortgagee: Timothy J. Prindiville NILSSON MIDNESS, P.A., f/k/a Nilsson Law Offices, P.A. 900 Flour Exchange Building 310 Fourth Ave. South Minneapolis, MN 55415 Tel. 612-746-1043 1798467 7/16-8/20/09

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 20, 2008 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $145,606.00 MORTGAGOR(S): Brad A. Czech, a single man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: October 07, 2008 Dakota County Recorder Document Number: 2616594 ASSIGNMENTS OF MORTGAGE: And assigned to: CitiMortgage, Inc., Dated: August 04, 2009 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100307110001495261 Lender or Broker: Everett Financial, Inc. dba Supreme Lending Residential Mortgage Servicer: CitiMortgage, Inc. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 283 Tamarack Trl, Farmington, MN 55024-7117 Tax Parcel ID Number: 14-74900-703-05 LEGAL DESCRIPTION OF PROPERTY: Unit Number 0703, Tamarack Ridge Carriage Homes, Common Interest Community Number 294, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $150,473.67 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 24, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 24, 2010, or the next business day if March 24, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 06, 2009 ASSIGNEE OF MORTGAGEE: CitiMortgage, Inc. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 007363F01 1851424 8/13-9/17/09

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:February 23, 2007 MORTGAGORS:S k e e M a r t i n Vigness-Evjen and Laura Jean Vigness-Evjen, husband and wife. MORTGAGEE:Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded March 13, 2007, Dakota County Recorder, Document No. 2502281. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc., Dated: July 29, 2009. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 1000269-0200093881-6 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bell America Mortgage LLC DBA Bell Mortgage RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 136 South 14th Avenue, South Saint Paul, MN 55075 T A X P A R C E L I . D . # : 36-83900-100-02 LEGAL DESCRIPTION OF PROPERTY: Lot 10, Block 2, Wharton & Miller's Addition to South St. Paul, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$167,400.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$170,120.07 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 1, 2009 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 1, 2010 . MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 7, 2009. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-2106 2004149302 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1855535 8/13-9/17/09

PUBLIC NOTICE NOTICE OF MORTGAGE

ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc., Dated: April 28, 2009. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100075102008084776 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: AME Financial Corporation RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 18611 Everest Path, Farmington, MN 55024 TAX PARCEL I.D.#: 14-50504-070-04 LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 4, Nelsen Hills Farm 5th Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $279,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $293,255.98 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 8, 2009 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 7, 2009. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-1719 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1798213 7/16-8/20/09

PUBLIC NOTICE NOTICE OF MORTGAGE

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thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 9, 2009 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 8, 2009. Mortgage Electronic Registration Systems, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 92-172 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1798377 7/16-8/20/09

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 11, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $182,000.00 MORTGAGOR(S): Eric L. Ernst and Jennifer D. Ernst, Husband and Wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: May 20, 2009 Dakota County Registrar of Titles Document Number: 643965 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100199600000100319 Lender or Broker: Advisor's Mortgage, LLC Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 117799 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 12313 Michelle Cir, Burnsville, MN 55337-2916 Tax Parcel ID Number: 02-53702-080-02 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 2, in Oak Leaf Plat Three, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $180,105.85 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 03, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL

PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 16, 2009 M O R T G A G E E : M o r t g a ge E l e c tronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 001422F01 1795331 7/16-8/20/09

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:A u g u s t 1 2 , 2005 MORTGAGORS:Mark D. Brown and Michael J. Brown, both single. MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded August 26, 2005, Dakota County Recorder, Document No. 2355375. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, N.A., Dated: July 27, 2009. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100060677002506780 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Integrity One Mortgage, LLC RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 5064 148th Path West, Apple Valley, MN 55124 T A X P A R C E L I . D . # : 01-20502-010-09 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 9, Diamond Path Third Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$246,400.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$239,968.35 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 1, 2009 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 1, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 3, 2009. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-307 6003203817 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1855313 8/13-9/17/09

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 25, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $150,512.00

MORTGAGE: $150,512.00 MORTGAGOR(S): Emilie I. Bohanon, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: November 07, 2005 Dakota County Registrar of Titles, Document Number: 578674 CORRECTIVE MORTGAGE: Dated: October 25, 2005, Registered: October 25, 2006 Dakota County Registrar of Titles, Document Number: 599876 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100025440002781133 Lender or Broker: Lehman Brothers Bank, FSB Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 138086 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 17397 Gettysburg Way, Lakeville, MN 55044-4005 Tax Parcel ID Number: 221860413418 LEGAL DESCRIPTION OF PROPERTY: Unit No. 18134, CIC No. 424, Crossroads Condominiums AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $156,071.31 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 03, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 16, 2009 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 005516F01 1794863 7/16-8/20/09

PUBLIC NOTICE NOTICE OF MORTGAGE

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $157,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $162,947.45 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 27, 2009 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 30, 2009. Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 40-2802 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1797250 7/16-8/20/09

PUBLIC NOTICE NOTICE OF MORTGAGE

��

�� FROM �� MORTGAGOR(S) RELEASED FINANCIAL OBLIGATION ON MORTGAGE: None NOTICE OF MORTGAGE "THE TIME ALLOWED BY LAW FOR FORECLOSURE SALE REDEMPTION BY THE MORTGAGOR, THE RIGHT TO VERIFICATION OF THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE THE DEBT AND IDENTITY OF THE REDUCED TO FIVE WEEKS IF A JUDI- ORIGINAL CREDITOR WITHIN THE CIAL ORDER IS ENTERED UNDER T I M E P R O V I D E D B Y L A W I S N O T MINNESOTA STATUTES, SECTION AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORT- default has occurred in conditions of GAGED PREMISES ARE IMPROVED the following described mortgage: DATE OF MORTGAGE: November 7, WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT 2007 MORTGAGORS: Ronald H. Pierce and PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E Catherine Pierce, husband and wife. MORTGAGEE: Mortgage Electronic ABANDONED." Registration Systems, Inc. Dated: July 15, 2009. DATE AND PLACE OF RECORDING: Aurora Loan Services LLC Mortgagee/Assignee of Mortgagee Recorded December 17, 2007, Dakota USSET, WEINGARDEN AND LIEBO, P.L.L.P. C o u n t y R e c o r d e r , D o c u m e n t N o . 2561799. By: Paul A. Weingarden ASSIGNMENTS OF MORTGAGE: Attorneys for Mortgagee/Assignee of Assigned to: CitiMortgage, Inc., Dated: Mortgagee July 20, 2009. 4500 Park Glen Road #300 TRANSACTION AGENT: Mortgage Minneapolis, MN 55416 Electronic Registration Systems, Inc. (952) 925-6888 TRANSACTION AGENT'S MORT98-881 THIS IS A COMMUNICATION FROM GAGE IDENTIFICATION NUMBER ON MORTGAGE: 1000269-0014097448-5 A DEBT COLLECTOR. LENDER OR BROKER AND MORT1814540 7/23-8/27/09 GAGE ORIGINATOR STATED ON MORTGAGE: Bell America Mortgage LLC DBA Bell Mortgage NOTICE OF MORTGAGE RESIDENTIAL MORTGAGE SERFORECLOSURE SALE VICER: CitiMortgage, Inc. NOTICE IS HEREBY GIVEN that MORTGAGED PROPERTY ADDRESS: default has occurred in the conditions 4898 West 190th Street, Farmington, of the following described mortgage: MN 55024 DATE OF MORTGAGE: April 07, 2005 TAX PARCEL I.D.#: 14-47800-010-03 ORIGINAL PRINCIPAL AMOUNT OF LEGAL DESCRIPTION OF PROPERTY: MORTGAGE: $228,000.00 Lot 1, Block 3, Meadow Creek 1st MORTGAGOR(S): J Carmen Esquivel Addition, Dakota County, Minnesota Hernandez, a single man COUNTY IN WHICH PROPERTY IS MORTGAGEE: Home Loan Funding, LOCATED: Dakota Inc. ORIGINAL PRINCIPAL AMOUNT OF DATE AND PLACE OF RECORDING: MORTGAGE: $260,000.00 Recorded: June 10, 2005 Dakota AMOUNT DUE AND CLAIMED TO BE County Recorder, Document Number: DUE AS OF DATE OF NOTICE, INCLUD2329491 ING TAXES, IF ANY, PAID BY MORTASSIGNMENTS OF MORTGAGE: And GAGEE: $270,995.29 assigned to: Downey Savings and Loan That prior to the commencement of Association, F.A., Dated: April 07, this mortgage foreclosure proceeding 2005, Recorded: April 04, 2007 Dakota Mortgagee/Assignee of Mortgagee comCounty Recorder, Document Number: plied with all notice requirements as 2507354 required by statute; That no action or And assigned to: Mortgage Elec- proceeding has been instituted at law tronic Registration Systems, Inc., o r o t h e r w i s e t o r e c o v e r t h e d e b t Dated: June 05, 2006, Recorded: June secured by said mortgage, or any part 23, 2006 Dakota County Recorder, thereof; Document Number: 2440187 PURSUANT to the power of sale conAnd assigned to: Central Mortgage tained in said mortgage, the above Company, Dated: July 09, 2009 described property will be sold by the Transaction Agent: Mortgage Elec- Sheriff of said county as follows: tronic Registration Systems, Inc. DATE AND TIME OF SALE: SeptemTransaction Agent Mortgage Identifi- ber 24, 2009 at 10:00 AM cation Number: 100202690327844983 PLACE OF SALE: S h e r i f f ' s O f f i c e , Lender or Broker: Home Loan Fund- Law Enforcement Center, 1580 Hwy ing, Inc. 55, Lobby #S-100, Hastings, MN Residential Mortgage Servicer: Cen- to pay the debt then secured by said tral Mortgage Company Mortgage, and taxes, if any, on said Mortgage Originator: Not Applicable premises, and the costs and disburseCOUNTY IN WHICH PROPERTY IS m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s LOCATED: Dakota allowed by law subject to redemption Property Address: 4377 Yorktown within six (6) months from the date of Dr, Eagan, MN 55123-3030 said sale by the mortgagor(s), their T a x P a r c e l I D N u m b e r : personal representatives or assigns 10-72997-070-01 unless reduced to Five (5) weeks under L E G A L D E S C R I P T I O N O F P R O P - MN Stat. §580.07. ERTY: Lot 7, Block 1, Sunset ElevTIME AND DATE TO VACATE PROPenth Addition, Dakota County, Min- E R T Y : I f t h e r e a l e s t a t e i s a n nesota. owner-occupied, single-family dwellAMOUNT DUE AND CLAIMED TO BE ing, unless otherwise provided by law, D U E A S O F D A T E O F N O T I C E : the date on or before which the mort$232,217.73 gagor(s) must vacate the property if the THAT all pre-foreclosure requiremortgage is not reinstated under secments have been complied with; that tion 580.30 or the property is not no action or proceeding has been insti- redeemed under section 580.23 is tuted at law or otherwise to recover the 11:59 p.m. on March 24, 2010. debt secured by said mortgage, or any MORTGAGOR(S) RELEASED FROM part thereof; FINANCIAL OBLIGATION ON MORTPURSUANT to the power of sale con- GAGE: None tained in said mortgage, the "THE TIME ALLOWED BY LAW FOR above-described property will be sold REDEMPTION BY THE MORTGAGOR, by the Sheriff of said county as fol- THE MORTGAGOR'S PERSONAL REPlows: RESENTATIVES OR ASSIGNS, MAY BE DATE AND TIME OF SALE: Septem- REDUCED TO FIVE WEEKS IF A JUDIber 10, 2009 at 10:00 AM CIAL ORDER IS ENTERED UNDER PLACE OF SALE: Dakota County MINNESOTA STATUTES, SECTION Law Enforcement Center, 1580 High- 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G way 55, Lobby S-100, Hastings, Minne- OTHER THINGS, THAT THE MORTsota GAGED PREMISES ARE IMPROVED to pay the debt secured by said mort- WITH A RESIDENTIAL DWELLING OF gage and taxes, if any, on said pre- LESS THAN FIVE UNITS, ARE NOT mises and the costs and disburse- PROPERTY USED IN AGRICULTURAL ments, including attorney fees allowed P R O D U C T I O N , A N D A R E by law, subject to redemption within ABANDONED." six (6) months from the date of said Dated: July 29, 2009. sale by the mortgagor(s), their perCitiMortgage, Inc. sonal representatives or assigns. Mortgagee/Assignee of Mortgagee Mortgagor(s) released from financial USSET, WEINGARDEN AND LIEBO, P.L.L.P. obligation: NONE By: Paul A. Weingarden THIS COMMUNICATION IS FROM Attorneys for Mortgagee/Assignee of A DEBT COLLECTOR ATTEMPT- Mortgagee ING TO COLLECT A DEBT. ANY 4500 Park Glen Road #300 INFORMATION OBTAINED WILL BE Minneapolis, MN 55416 USED FOR THAT PURPOSE. (952) 925-6888 THE RIGHT TO VERIFICATION OF 10-2080 THE DEBT AND IDENTITY OF THE 2004883155 ORIGINAL CREDITOR WITHIN THE THIS IS A COMMUNICATION FROM T I M E P R O V I D E D B Y L A W I S N O T A DEBT COLLECTOR. AFFECTED BY THIS ACTION. 1843804 8/6-9/10/09 THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPNOTICE OF MORTGAGE RESENTATIVES OR ASSIGNS, MAY BE FORECLOSURE SALE REDUCED TO FIVE WEEKS IF A JUDINOTICE IS HEREBY GIVEN that CIAL ORDER IS ENTERED UNDER default has occurred in the conditions MINNESOTA STATUTES, SECTION 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G of the following described mortgage: DATE OF MORTGAGE: April 07, 2006 OTHER THINGS, THAT THE MORTORIGINAL PRINCIPAL AMOUNT OF GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF MORTGAGE: $176,000.00 MORTGAGOR(S): Nicholas C. Wille, a LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL single person MORTGAGEE: Mortgage Electronic PRODUCTION, AND ARE ABANDONED. Registration Systems, Inc. DATED: July 23, 2009 DATE AND PLACE OF RECORDING: ASSIGNEE OF MORTGAGEE: Recorded: May 02, 2006 Dakota Central Mortgage Company County Recorder, Document Number: Wilford & Geske, P.A. 2424800 Attorneys for Assignee of Mortgagee ASSIGNMENTS OF MORTGAGE: And Lawrence A. Wilford assigned to: E*Trade Bank, Dated: July James A. Geske 02, 2009 8425 Seasons Parkway, Suite 105 Transaction Agent: Mortgage ElecWoodbury, MN 55125-4393 tronic Registration Systems, Inc. (651) 209-3300

PUBLIC NOTICE

File Number: 006599F01 1801924

7/23-8/27/09

��

�� ments have�� been complied with; that no action or proceeding has been insti�� tronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100059120011002106 Lender or Broker: E*Trade Bank Residential Mortgage Servicer: Select Portfolio Servicing Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1105 Charlton St, West Saint Paul, MN 55118-1220 Tax Parcel ID Number: 42-01800-050-31 LEGAL DESCRIPTION OF PROPERTY: Part of Lot One (1) in Section Eighteen (18), Township Twenty-eight (28), Range Twenty-two (22), Dakota County, Minnesota, described as follows, to-wit: Commencing at a point on the West line of Charlton Avenue, which is 144.2 feet North of the Northeast corner of Lot 1 in Block 1 of Ickler's 3rd Addition to South Saint Paul, thence West 129.5 feet, thence North 84 feet, thence East 129.5 feet, thence South 84 feet to the place of beginning. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $181,946.22 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 10, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 23, 2009 ASSIGNEE OF MORTGAGEE: E*Trade Bank Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 006348F01 1812581 7/23-8/27/09

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 29, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $161,861.00 MORTGAGOR(S): Nabil Madani, A Single Man MORTGAGEE: New Century Mortgage Corporation DATE AND PLACE OF RECORDING: Recorded: August 16, 2005 Dakota County Recorder, Document Number: 2351599 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association, as Trustee, on behalf of the holders of The Asset Backed Securities Corporation Home Equity Loan Trust, Series NC 2005-HE8, Asset Backed Pass-Through Certificates, Series NC 2005-HE8, Dated: July 07, 2009 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: New Century Mortgage Corporation Residential Mortgage Servicer: Select Portfolio Servicing Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 20568 Abbey Ln, Farmington, MN 55024-7317 Tax Parcel ID Number: 14-48706-154-05 LEGAL DESCRIPTION OF PROPERTY: Unit No. 154, Common Interest Community No. 319, a condominium, Middle Creek Condominium, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $157,169.30 THAT all pre-foreclosure requirements have been complied with; that

tuted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 04, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 23, 2009 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association, as Trustee, on behalf of the holders of The Asset Backed Securities Corporation Home Equity Loan Trust, Series NC 2005-HE8, Asset Backed Pass-Through Certificates, Series NC 2005-HE8 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 006479F01 1813700 7/23-8/27/09

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 14, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $255,500.00 MORTGAGOR(S): Jay J. Stadler, a single person and Tina M. Morrison, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: October 05, 2005 Dakota County Recorder, Document Number: 2367339 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100061905256000104 Lender or Broker: Summit Mortgage Corporation Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1356 9th Ave S, South Saint Paul, MN 55075-3309 Tax Parcel ID Number: 36-75300-100-00 LEGAL DESCRIPTION OF PROPERTY: All of Lots Nine (9) and Ten (10), Taurinskas Addition, according to the plat thereof on file or of record in the Office of the County Recorder, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $248,947.14 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 10, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT

TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 23, 2009 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 006791F01 1802779 7/23-8/27/09

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 2 , 2002 MORTGAGOR: David R. Hoffman, a single man. MORTGAGEE: ABN Amro Mortgage Group, Inc., NKA CitiMortgage, Inc. DATE AND PLACE OF RECORDING: Recorded October 10, 2002, Dakota County Recorder, Document No. 1945606. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: ABN Amro Mortgage Group, Inc., NKA CitiMortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 17547 Five Oaks Drive, Farmington, MN 55024 TAX PARCEL I.D.#: 22-20878-040-04 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 4, Dodd Ridge Fourth Addition, Dakota County COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $147,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $143,556.07 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 1, 2009 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 1, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 29, 2009. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-1521 625953134 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1843934 8/6-9/10/09

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 02, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $314,000.00 MORTGAGOR(S): Gerald W. Hummell and Ann E. Hummell, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: December 06, 2004 Dakota County Recorder, Document Number: 2273420 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100062604222307144 Lender or Broker: Homecomings Financial Network Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 20633 Jasmine Path, Lakeville, MN 55044-5965 Tax Parcel ID Number: 224405205003 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 3, Lake Marion Estates 3rd Addition AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $302,814.12 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 07, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 25, 2009 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 005064F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for August 07, 2009 at 10:00 AM has been postponed to September 03, 2009 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: August 07, 2009 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 005064F01 1851908 8/13/09

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 28, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $186,150.00 MORTGAGOR(S): Linda R. Tutko, an unmarried woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: May 06, 2005 Dakota County Recorder, Document Number: 2319875 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000619105267 Lender or Broker: Summit Mortgage

Lender or Broker: Summit Mortgage Corp. Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1111 Lilac Ct, Hastings, MN 55033-2539 Tax Parcel ID Number: 19-19503-112-03 LEGAL DESCRIPTION OF PROPERTY: That part of Lot Ten (10) and Lot Eleven (11), Block Three (3). Dakota Hills Fourth Addition, lying northerly of the following described line: Commencing at the southeast corner of said Lot Ten (10); thence north along the east lines of said Lot Ten (10) and Lot Eleven (11) a distance of 82.50 feet to the point of beginning of line to be described; thence west to its intersection with the westerly line of said Lot Ten (10) at a point 37.67 feet northeasterly of the angle point in said Lot Ten (10), said 37.67 feet being measured along the westerly line of said Lot Ten (10) and the arc of a 60 foot radius curve, central angle of 35 degrees 58 minutes 04 seconds, and there terminating, according to the plat thereof now on file and of record in the office of the County Recorder within and for said County and State. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $191,560.93 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 10, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 23, 2009 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 006233F01 1814069 7/23-8/27/09

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 31, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $174,265.00 MORTGAGOR(S): Guven Alcin and Colleen Marie Alcin, husband and wife and Rustem Alcin and Ilknur Alcin, husband and wife MORTGAGEE: Pioneer Mortgage Corporation DATE AND PLACE OF RECORDING: Recorded: May 14, 2004 Dakota County Recorder, Document Number: 2204652 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank, N.A., Dated: March 31, 2004, Recorded: May 14, 2004 Dakota County Recorder, Document Number: 2204653 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Pioneer Mortgage Corporation Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 20031 Cabrilla Way, Farmington, MN 55024-1483 Tax Parcel ID Number: 12-24500-051-04 LEGAL DESCRIPTION OF PROPERTY: Lot 51, Block 4, Empire River Preserve, CIC No. 386 according to the recorded plat thereof, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $169,836.23

$169,836.23 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 10, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 23, 2009 ASSIGNEE OF MORTGAGEE: U.S. Bank, N.A. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 006972F01 1814257 7/23-8/27/09

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 28, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $168,800.00 MORTGAGOR(S): Reva Nelson, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: December 26, 2007 Dakota County Registrar of Titles, Document Number: 621823 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100025440003281067 Lender or Broker: Lehman Brothers Bank, FSB Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 132422 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 15100 Lac Lavon Dr, Burnsville, MN 55306-6368 Tax Parcel ID Number: 02-71251-0110-03 LEGAL DESCRIPTION OF PROPERTY: Lot One (1), Block Three (3) in Southwind Plat Two, according to the recorded plat thereof, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $175,800.96 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 10, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR

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THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 23, 2009 MORTGAGEE: M o r t g a g e E l e c tronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 006486F01 1813850 7/23-8/27/09

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 31, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $391,200.00 MORTGAGOR(S): Craig Andrews, a married person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: August 30, 2007 Dakota County Recorder, Document Number: 2541158 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank, National Association, as Trustee, on behalf of the holders of the CSMC Mortgage-backed Pass-through Certificates, Series 2007-7, Dated: July 06, 2009 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100053030011994903 Lender or Broker: Aegis Wholesale Corporation Residential Mortgage Servicer: Select Portfolio Servicing Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 19600 Embers Ave, Farmington, MN 55024-7362 Tax Parcel ID Number: 14-56800-010-01 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 1, Parkview Ponds, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $402,944.59 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 24, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 24, 2010, or the next business day if March 24, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 06, 2009 ASSIGNEE OF MORTGAGEE: U.S. Bank, National Association, as Trustee, on behalf of the holders of the CSMC Mortgage-backed Pass-through Certificates, Series 2007-7 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 006435F01 1839494 8/6-9/10/09

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 14, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $151,200.00 MORTGAGOR(S): Amelia D. Winslow, a married person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: April 24, 2006 Dakota County Recorder Document Number: 2422833 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identific a t i o n N u m b e r : 1000779-1000606830-4 Lender or Broker: Decision One Mortgage Company, LLC Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 13039 Penn Ave S, Burnsville, MN 55337-1957 Tax Parcel ID Number: 02-56580-039-02 LEGAL DESCRIPTION OF PROPERTY: Unit 13039, Park Valley, Common Interest Community No. 137, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $155,944.17 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 13, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 25, 2009 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 005673F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for August 13, 2009 at 10:00 AM has been postponed to September 24, 2009 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: August 13, 2009 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 005673F01 1855666 8/13/09

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 22, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $198,400.00 MORTGAGOR(S): Yuriy Prokhorov and Mariya Prokhorov, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: March 19, 2007 Dakota County Recorder, Document Number: 2503434 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100013800914438045 Lender or Broker: GreenPoint Mort-

Lender or Broker: GreenPoint Mort gage Funding, Inc. Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3321 Brookview Dr, Burnsville, MN 55337-1871 Tax Parcel ID Number: 02-73251-120-04 LEGAL DESCRIPTION OF PROPERTY: Lot 12, Block 4, Sunset Terrace 2nd Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $218,977.50 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 10, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 23, 2009 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 006300F01 1813831 7/23-8/27/09

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 20, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $257,400.00 MORTGAGOR(S): Anna Bunnell and Christopher Bunnell, wife and husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: October 03, 2005 Dakota County Recorder, Document Number: 2366835 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100194450001730887 Lender or Broker: Fremont Investment & Loan Residential Mortgage Servicer: Litton Loan Servicing, LP Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 15870 Frisian Ln, Apple Valley, MN 55124-6030 Tax Parcel ID Number: 01-32151-089-01 LEGAL DESCRIPTION OF PROPERTY: Lot 89, Block 1, Hawthorne 2nd CIC #369, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $261,406.23 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 10, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. Mortgagor(s) released from financial

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 23, 2009 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 005928F01 1812630 7/23-8/27/09

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 2 7 , 2003 MORTGAGORS: H a n h N g u y e n a n d Con Tran, both single person. MORTGAGEE: A r g e n t M o r t g a g e Company, LLC DATE AND PLACE OF RECORDING: Recorded December 30, 2003, Dakota County Recorder, Document No. 2157733. ASSIGNMENTS OF MORTGAGE: Assigned to: Deutsche Bank National Trust Company , as Trustee in trust for the benefit of the Certificateholders for Argent Securities Trust 2003-W9, Asset-Backed Pass-Through Certificates, Series 2003-W9, Dated: June 14, 2005, Recorded: June 23, 2005, Document No. 2333364. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Argent Mortgage Company, LLC RESIDENTIAL MORTGAGE SERVICER: American Home Mortgage Servicing, Inc MORTGAGED PROPERTY ADDRESS: 605 9th Street, Farmington, MN 55024 TAX PARCEL I.D. #: 142250101002 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 2, East Farmington Second Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $199,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $229,780.05 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 3, 2009 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 8, 2009. Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P.

��

�� Electronic MORTGAGEE: Mortgage USSET, WEINGARDEN AND LIEBO, P.L.L.P. �� Registration Systems, Inc. By: Paul A. Weingarden DATE AND PLACE OF RECORDING: Attorneys for Mortgagee/Assignee of Mortgagee Recorded: November 01, 2005 Dakota County Recorder, Document Number: 4500 Park Glen Road #300 Minneapolis, MN 55416 2376709 Transaction Agent: Mortgage Elec(952) 925-6888 40-2817 tronic Registration Systems, Inc. Transaction Agent Mortgage IdentifiTHIS IS A COMMUNICATION FROM cation Number: 100015700057853950 A DEBT COLLECTOR. Lender or Broker: America's Whole1811262 7/23-8/27/09 sale Lender Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. NOTICE OF Mortgage Originator: Not Applicable MORTGAGE FORECLOSURE SALE COUNTY IN WHICH PROPERTY IS THE RIGHT TO VERIFICATION OF LOCATED: Dakota THE DEBT AND IDENTITY OF THE Property Address: 4485 Clover Ln, ORIGINAL CREDITOR WITHIN THE Eagan, MN 55122-2437 TIME PROVIDED BY LAW IS NOT Tax Parcel ID Number: AFFECTED BY THIS ACTION. 10-22750-190-01 NOTICE IS HEREBY GIVEN, that LEGAL DESCRIPTION OF PROPdefault has occurred in conditions of ERTY: Lot 19, Block 1, Eden Addithe following described mortgage: tion, Dakota County, Minnesota. DATE OF MORTGAGE:July 17, 2003 AMOUNT DUE AND CLAIMED TO BE MORTGAGOR:S h a r o n M . G r e e n , a DUE AS OF DATE OF NOTICE: single person. $199,687.96 MORTGAGEE:Spectra Financial, Inc. THAT all pre-foreclosure requireDATE AND PLACE OF RECORDING: ments have been complied with; that Recorded April 20, 2004, Dakota no action or proceeding has been instiCounty Recorder, Document No. tuted at law or otherwise to recover the 2196352. debt secured by said mortgage, or any ASSIGNMENTS OF MORTGAGE: part thereof; Assigned to: U.S. Bank, N.A., Dated: PURSUANT to the power of sale conJuly 17, 2003, Recorded: April 20, tained in said mortgage, the 2004, Document No. 2196353. above-described property will be sold TRANSACTION AGENT: NONE by the Sheriff of said county as folTRANSACTION AGENT'S MORTlows: GAGE IDENTIFICATION NUMBER ON DATE AND TIME OF SALE: SeptemMORTGAGE: NONE ber 04, 2009 at 10:00 AM LENDER OR BROKER AND MORTPLACE OF SALE: Dakota County GAGE ORIGINATOR STATED ON Law Enforcement Center, 1580 HighMORTGAGE: Spectra Financial, Inc. way 55, Lobby S-100, Hastings, MinneRESIDENTIAL MORTGAGE SERsota VICER: U.S. Bank Home Mortgage to pay the debt secured by said mortMORTGAGED PROPERTY ADDRESS: gage and taxes, if any, on said pre8435 Corcoran Circle, Inver Grove mises and the costs and disburseHeights, MN 55076 ments, including attorney fees allowed T A X P A R C E L I . D . # : by law, subject to redemption within 20-71500-017-04 six (6) months from the date of said LEGAL DESCRIPTION OF PROPsale by the mortgagor(s), their perERTY: sonal representatives or assigns. Unit No. 17, Condominium No. 106, Mortgagor(s) released from financial Springwood Ponds, a condominium obligation: NONE located in the County of Dakota, THIS COMMUNICATION IS FROM State of Minnesota. A DEBT COLLECTOR ATTEMPTCOUNTY IN WHICH PROPERTY IS ING TO COLLECT A DEBT. ANY LOCATED:Dakota INFORMATION OBTAINED WILL BE ORIGINAL PRINCIPAL AMOUNT OF USED FOR THAT PURPOSE. MORTGAGE:$107,500.00 THE RIGHT TO VERIFICATION OF AMOUNT DUE AND CLAIMED TO BE THE DEBT AND IDENTITY OF THE DUE AS OF DATE OF NOTICE, ORIGINAL CREDITOR WITHIN THE INCLUDING TAXES, IF ANY, PAID BY TIME PROVIDED BY LAW IS NOT MORTGAGEE:$106,060.32 AFFECTED BY THIS ACTION. That prior to the commencement of THE TIME ALLOWED BY LAW FOR this mortgage foreclosure proceeding REDEMPTION BY THE MORTGAGOR, Mortgagee/Assignee of Mortgagee comTHE MORTGAGOR'S PERSONAL REPplied with all notice requirements as RESENTATIVES OR ASSIGNS, MAY BE required by statute; That no action or REDUCED TO FIVE WEEKS IF A JUDIproceeding has been instituted at law or CIAL ORDER IS ENTERED UNDER otherwise to recover the debt secured MINNESOTA STATUTES, SECTION by said mortgage, or any part thereof; 582.032, DETERMINING, AMONG PURSUANT to the power of sale conOTHER THINGS, THAT THE MORTtained in said mortgage, the above GAGED PREMISES ARE IMPROVED described property will be sold by the WITH A RESIDENTIAL DWELLING OF Sheriff of said county as follows: LESS THAN FIVE UNITS, ARE NOT DATE AND TIME OF SALE: October PROPERTY USED IN AGRICULTURAL 1, 2009 at 10:00 AM PRODUCTION, AND ARE ABANDONED. PLACE OF SALE:Sheriff's Office, Law DATED: July 23, 2009 Enforcement Center, 1580 Hwy 55, MORTGAGEE: Mortgage ElecLobby #S-100, Hastings, MN tronic Registration Systems, Inc to pay the debt then secured by said Wilford & Geske, P.A. Mortgage, and taxes, if any, on said Attorneys for Mortgagee premises, and the costs and disburseLawrence A. Wilford ments, including attorneys' fees allowed James A. Geske by law subject to redemption within six 8425 Seasons Parkway, Suite 105 (6) months from the date of said sale by Woodbury, MN 55125-4393 the mortgagor(s), their personal repre(651) 209-3300 sentatives or assigns unless reduced to File Number: 006957F01 Five (5) weeks under MN Stat. §580.07. 1813725 7/23-8/27/09 TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the NOTICE OF MORTGAGE date on or before which the FORECLOSURE SALE mortgagor(s) must vacate the property if NOTICE IS HEREBY GIVEN that the mortgage is not reinstated under default has occurred in the conditions section 580.30 or the property is not of the following described mortgage: redeemed under section 580.23 is DATE OF MORTGAGE: August 31, 11:59 p.m. on April 1, 2010. 2006 MORTGAGOR(S) RELEASED FROM ORIGINAL PRINCIPAL AMOUNT OF FINANCIAL OBLIGATION ON MORT- MORTGAGE: $239,000.00 GAGE:None MORTGAGOR(S): Vasiliy Pakhnyuk, "THE TIME ALLOWED BY LAW FOR A married person REDEMPTION BY THE MORTGAGOR, MORTGAGEE: Mortgage Electronic THE MORTGAGOR'S PERSONAL REP- Registration Systems, Inc. RESENTATIVES OR ASSIGNS, MAY BE DATE AND PLACE OF RECORDING: R E D U C E D T O F I V E W E E K S I F A Recorded: September 14, 2006 Dakota J U D I C I A L O R D E R I S E N T E R E D County Recorder, Document Number: UNDER MINNESOTA STATUTES, SEC- 2460861 TION 582.032, DETERMINING, AMONG Transaction Agent: Mortgage ElecOTHER THINGS, THAT THE MORT- tronic Registration Systems, Inc. GAGED PREMISES ARE IMPROVED Transaction Agent Mortgage IdentifiWITH A RESIDENTIAL DWELLING OF cation Number: 100025440003339899 LESS THAN FIVE UNITS, ARE NOT Lender or Broker: Lehman Brothers PROPERTY USED IN AGRICULTURAL Bank, FSB P R O D U C T I O N , A N D A R E Residential Mortgage Servicer: ABANDONED." Aurora Loan Services, LLC Dated: August 3, 2009. Mortgage Originator: Not Applicable U.S. Bank, N. A. COUNTY IN WHICH PROPERTY IS Mortgagee/Assignee of Mortgagee LOCATED: Dakota USSET, WEINGARDEN AND LIEBO, P.L.L.P. Property Address: 4401 Slater Rd, By: Paul A. Weingarden Eagan, MN 55122-2382 Attorneys for Mortgagee/Assignee of Tax Parcel ID Number: Mortgagee 101740228002 4500 Park Glen Road #300 LEGAL DESCRIPTION OF PROPMinneapolis, MN 55416 ERTY: Lot 28, Block 2, Cinnamon (952) 925-6888 Ridge 3rd Addition 19-12 AMOUNT DUE AND CLAIMED TO BE 7810343562 DUE AS OF DATE OF NOTICE: THIS IS A COMMUNICATION FROM A $249,866.74 DEBT COLLECTOR. THAT all pre-foreclosure require1855401 8/13-9/17/09 ments have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any NOTICE OF MORTGAGE part thereof; FORECLOSURE SALE PURSUANT to the power of sale conNOTICE IS HEREBY GIVEN that t a i n e d i n s a i d m o r t g a g e , t h e default has occurred in the conditions above-described property will be sold of the following described mortgage: by the Sheriff of said county as folDATE OF MORTGAGE: September lows: 08, 2005 DATE AND TIME OF SALE: SeptemORIGINAL PRINCIPAL AMOUNT OF ber 10, 2009 at 10:00 AM MORTGAGE: $200,000.00 PLACE OF SALE: Dakota County MORTGAGOR(S): Maria Garcia, a Law Enforcement Center, 1580 Highs i n g l e p e r s o n a n d A z a o l a C . way 55, Lobby S-100, Hastings, MinneAlvarado-Quintero, a single person MORTGAGEE: Mortgage Electronic ��

PUBLIC NOTICE

�� M O R T�� GAGEE: Mortgage Elec tronic Registration Systems, Inc. �� way 55, Lobby S 100, Hastings, Minne sota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 23, 2009 MORTGAGEE: M o r t g a g e E l e c tronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 006222F01 1814027 7/23-8/27/09

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 27, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $212,250.00 MORTGAGOR(S): James A Michka and Elizabeth C Jacobs-Michka, Husband and Wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: October 12, 2004 Dakota County Recorder, Document Number: 2256970 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100025440001821336 Lender or Broker: Lehman Brothers Bank, FSB Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 14029 Belmont Ct, Rosemount, MN 55318 Tax Parcel ID Number: 34-14502-190-02 LEGAL DESCRIPTION OF PROPERTY: Lot 19, Block 2, Biscayne Pointe Third Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $219,984.33 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 10, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 23, 2009 MORTGAGEE: M o r t g a g e E l e c -

Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 006311F01 1813967 7/23-8/27/09

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 26, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $166,400.00 MORTGAGOR(S): Milton V. Green and Amy Green, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: July 09, 2004 Dakota County Recorder, Document Number: 2223597 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100053000034686935 Lender or Broker: Aegis Wholesale Corporation Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 6550 154th St W, Apple Valley, MN 55124-3128 Tax Parcel ID Number: 015590011205 LEGAL DESCRIPTION OF PROPERTY: Unit No. 112, Common Interest Community No. 311, Orchard Pointe Condominium, a condominium located in Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $171,096.06 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 10, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 23, 2009 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 006034F01 1814594 7/23-8/27/09

PUBLIC NOTICE NOTICE OF MORTGAGE

TRANSACTION AGENT S MORT GAGE IDENTIFICATION NUMBER ON MORTGAGE: 100122200001866158 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: BNC MORTGAGE, INC RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance, LLC MORTGAGED PROPERTY ADDRESS: 120 Shady Avenue, Vermillion, MN 55085 TAX PARCEL I.D.#: 40-19400-030-02 LEGAL DESCRIPTION OF PROPERTY: LOT THREE (3), BLOCK TWO (2), DAKOTA ACRES. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $94,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $97,686.22 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 17, 2009 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 17, 2009. U.S. Bank National Association, Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 75-3712 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1814361 7/23-8/27/09

PUBLIC NOTICE NOTICE OF MORTGAGE

secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 10, 2009 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 15, 2009. National City Real Estate Services LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-1757 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1813804 7/23-8/27/09

PUBLIC NOTICE NOTICE OF MORTGAGE

REDUCED TO FIVE WEEKS IF A JUDI CIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 15, 2009. National City Real Estate Services LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-1756 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1812759 7/23-8/27/09

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:A u g u s t 1 0 , 2007 MORTGAGORS:E d w a r d W . F o s t e r and Tami D. Foster, husband and wife. MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded August 22, 2007, Dakota County Recorder, Document No. 2539196. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc., Dated: July 24, 2009. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100267400006395626 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: American Equity Mortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 605 Woodview Drive, Burnsville, MN 55337 T A X P A R C E L I . D . # : 02-52001-010-06 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 6, Nordic Estates 2nd Addition COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$235,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$241,886.76 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 1, 2009 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 1, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 7, 2009. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-2101 2004599462 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1855558 8/13-9/17/09

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 1 2 , 2007 MORTGAGORS: Nicole J. Voss and Scott Voss, wife and husband. MORTGAGEE: J P M o r g a n C h a s e Bank, National Association as successor in interest to Washington Mutual Bank, FA. DATE AND PLACE OF RECORDING: Recorded October 23, 2007, Dakota County Recorder, Document No. 2552184. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Washington Mutual Bank, FA RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association as successor in interest to Washington Mutual Bank MORTGAGED PROPERTY ADDRESS: 16440 Havelock Way, Lakeville, MN 55044 TAX PARCEL I.D.#: 22-32902-080-05 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 5, Highview Heights 3rd Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $260,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $266,362.78 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 24, 2009 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 24, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 27, 2009. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-2392 3014620664 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1844314 8/6-9/10/09

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 25, 2002 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $374,000.00 MORTGAGOR(S): Brian D. Severson and Debra J. Severson, husband and wife MORTGAGEE: American Summit Mortgage Corporation DATE AND PLACE OF RECORDING: Recorded: June 17, 2002 Dakota County Recorder, Document Number: 1906833 ASSIGNMENTS OF MORTGAGE: And assigned to: Ohio Savings Bank, Dated:

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assigned to: Ohio Savings Bank, Dated: April 25, 2002, Recorded: June 17, 2002 Dakota County Recorder, Document Number: 1906834 And assigned to: MorEquity, Inc., Dated: August 05, 2003, Recorded: October 27, 2003 Dakota County Recorder, Document Number: 2130139 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: American Summit Mortgage Corporation Residential Mortgage Servicer: MorEquity, Inc. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 17118 171st Ct, Lakeville, MN 55044-6823 Tax Parcel ID Number: 22-72691-110-07 LEGAL DESCRIPTION OF PROPERTY: Lot 11, Block 7, Stonebriar Second Addition, according to the recorded plat thereof, situated in the County of Dakota County, State of Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $370,358.66 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 04, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 23, 2009 ASSIGNEE OF MORTGAGEE: MorEquity, Inc. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 006683F01 1812706 7/23-8/27/09

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 27, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $344,000.00 MORTGAGOR(S): Ruth Close, a married woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: December 07, 2006 Dakota County Recorder, Document Number: 2480367 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100013800910109426 Lender or Broker: GreenPoint Mortgage Funding, Inc. Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 868/870 Trails End, Eagan, MN 55123 Tax Parcel ID Number: 10-83611-020-02 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 2, Wescott Hills Revised 2nd Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $382,030.26 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows:

lows: DATE AND TIME OF SALE: September 10, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 23, 2009 M O R T G A G E E : M o r t g ag e E l e c tronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 006299F01 1814000 7/23-8/27/09

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 23, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $162,000.00 MORTGAGOR(S): Chester Cooley and Jennifer Cooley, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: December 27, 2004 Dakota County Recorder, Document Number: 2279512 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100194450001203125 Lender or Broker: Fremont Investment & Loan Residential Mortgage Servicer: Litton Loan Servicing, LP Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1145 Willow Trl, Farmington, MN 55024-8411 Tax Parcel ID Number: 14-15301-120-01 LEGAL DESCRIPTION OF PROPERTY: Lot 12, Block 1, Bristol Square Second Addition, Common Interest Community Number 258, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $183,369.53 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 10, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 23, 2009 MORTGAGEE: Mortgage Elec-

MORTGAGEE: Mortgage Elec tronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 004177F02 1813719 7/23-8/27/09

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 16, 2002 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $200,880.00 MORTGAGOR(S): Gerald B. Langham and Carla D. Langham, husband and wife MORTGAGEE: Fremont Investment & Loan DATE AND PLACE OF RECORDING: Recorded: February 19, 2003 Dakota County Recorder, Document Number: 2002333 ASSIGNMENTS OF MORTGAGE: And assigned to: The Bank of New York Mellon Trust Company, N.A. fka The Bank of New York Trust Company, N.A., as successor-in-interest to JPMorgan Chase Bank, National Association, fka JPMorgan Chase Bank, as Trustee for the Ace Securities Corp. Home Equity Loan Trust, Series 2003-FM1, Asset Backed Pass-Through Certificates, Dated: July 15, 2009 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Fremont Investment & Loan Residential Mortgage Servicer: Litton Loan Servicing, LP Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 8276 173rd St W, Lakeville, MN 55044-7815 Tax Parcel ID Number: 221707612002 LEGAL DESCRIPTION OF PROPERTY: Lot 12, Block 2, Cherry Ridge Second. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $196,356.38 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 10, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 23, 2009 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon Trust Company, N.A. fka The Bank of New York Trust Company, N.A., as successor-in-interest to JPMorgan Chase Bank, National Association, fka JPMorgan Chase Bank, as Trustee for the Ace Securities Corp. Home Equity Loan Trust, Series 2003-FM1, Asset Backed Pass-Through Certificates Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 005301F01 1812968 7/23-8/27/09

PUBLIC NOTICE NOTICE OF MORTGAGE

DATE OF MORTGAGE: December 23, 2005 MORTGAGOR: Gregory J. Verdeja, a single person. MORTGAGEE:Argent Mortgage Company, LLC DATE AND PLACE OF RECORDING: Recorded January 6, 2006, Dakota County Recorder, Document No. 2395073. ASSIGNMENTS OF MORTGAGE: Assigned to: Deutsche Bank National Trust Company , as Trustee in trust for the benefit of the Certificateholders for Argent Securities Inc., Asset-Backed Pass-Through Certificates, Series 2006-W2, Dated: February 11, 2009, Recorded: February 17, 2009, Document No. 2637658. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Argent Mortgage Company, LLC RESIDENTIAL MORTGAGE SERVICER: American Home Mortgage Servicing, Inc MORTGAGED PROPERTY ADDRESS: 966 Bellows Street, West Saint Paul, MN 55118 TAX PARCEL I.D.#: 42-38000-060-40 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 40, Jackson and Bidwell's Addition to West St. Paul together with adjacent vacated street which accrued thereto COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $148,800.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $159,716.50 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 3, 2009 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 29, 2009. Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 40-2757 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1800680 7/23-8/27/09

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 15, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $154,400.00 MORTGAGOR(S): Alicia R. Welsant, an unmarried woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: July 22, 2004 Dakota County Registrar of Titles, Document Number: 542681 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100285700000005545 Lender or Broker: Summit Mortgage Corporation Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 132419 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 2074 Marvle Ln, Eagan, MN 55122-2014 Tax Parcel ID Number: 101670332004 LEGAL DESCRIPTION OF PROPERTY: Lot 32, Block 4 in Cedar Grove No. 4, according to the recorded plat thereof as corrected by the Surveyor's Certificate of Correction recorded in Book 38 M.R., Page 628, in the office of the Registrar of Deeds, and the Court

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��if�� the Court �� Deeds, and�� the Registrar of �� Mortgage, �� and taxes, any, on said Order entered in District Court Case premises, and the costs and disburseNumber 56051, Dakota County, Min- m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s nesota allowed by law subject to redemption AMOUNT DUE AND CLAIMED TO BE within six (6) months from the date of D U E A S O F D A T E O F N O T I C E : said sale by the mortgagor(s), their $160,065.64 personal representatives or assigns THAT all pre-foreclosure require- unless reduced to Five (5) weeks under ments have been complied with; that MN Stat. §580.07. no action or proceeding has been instiMORTGAGOR(S) RELEASED FROM tuted at law or otherwise to recover the FINANCIAL OBLIGATION ON MORTdebt secured by said mortgage, or any GAGE: None part thereof; that this is registered "THE TIME ALLOWED BY LAW FOR property; REDEMPTION BY THE MORTGAGOR, PURSUANT to the power of sale con- THE MORTGAGOR'S PERSONAL REPt a i n e d i n s a i d m o r t g a g e , t h e RESENTATIVES OR ASSIGNS, MAY BE above-described property will be sold REDUCED TO FIVE WEEKS IF A JUDIby the Sheriff of said county as fol- CIAL ORDER IS ENTERED UNDER lows: MINNESOTA STATUTES, SECTION DATE AND TIME OF SALE: Septem- 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G ber 10, 2009 at 10:00 AM OTHER THINGS, THAT THE MORTPLACE OF SALE: Dakota County GAGED PREMISES ARE IMPROVED Law Enforcement Center, 1580 High- WITH A RESIDENTIAL DWELLING OF way 55, Lobby S-100, Hastings, Minne- LESS THAN FIVE UNITS, ARE NOT sota PROPERTY USED IN AGRICULTURAL to pay the debt secured by said mort- P R O D U C T I O N , A N D A R E gage and taxes, if any, on said pre- ABANDONED." Dated: July 15, 2009. mises and the costs and disburseThe Bank of New York Mellon, as ments, including attorney fees allowed Trustee by law, subject to redemption within Mortgagee/Assignee of Mortgagee six (6) months from the date of said sale by the mortgagor(s), their per- USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of sonal representatives or assigns. Mortgagor(s) released from financial Mortgagee 4500 Park Glen Road #300 obligation: NONE THIS COMMUNICATION IS FROM Minneapolis, MN 55416 A DEBT COLLECTOR ATTEMPT- (952) 925-6888 ING TO COLLECT A DEBT. ANY 18-494 INFORMATION OBTAINED WILL BE THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. USED FOR THAT PURPOSE. 7/23-8/27/09 THE RIGHT TO VERIFICATION OF 1812833 THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT NOTICE OF MORTGAGE AFFECTED BY THIS ACTION. FORECLOSURE SALE THE TIME ALLOWED BY LAW FOR NOTICE IS HEREBY GIVEN that REDEMPTION BY THE MORTGAGOR, default has occurred in the conditions THE MORTGAGOR'S PERSONAL REPof the following described mortgage: RESENTATIVES OR ASSIGNS, MAY BE DATE OF MORTGAGE: October 27, REDUCED TO FIVE WEEKS IF A JUDI2006 CIAL ORDER IS ENTERED UNDER ORIGINAL PRINCIPAL AMOUNT OF MINNESOTA STATUTES, SECTION MORTGAGE: $258,000.00 582.032, DETERMINING, AMONG MORTGAGOR(S): Ruth Close, a marOTHER THINGS, THAT THE MORTried person GAGED PREMISES ARE IMPROVED MORTGAGEE: Mortgage Electronic WITH A RESIDENTIAL DWELLING OF Registration Systems, Inc. LESS THAN FIVE UNITS, ARE NOT DATE AND PLACE OF RECORDING: PROPERTY USED IN AGRICULTURAL Recorded: December 07, 2006 Dakota PRODUCTION, AND ARE ABANDONED. County Recorder, Document Number: DATED: July 23, 2009 2480359 MORTGAGEE: Mortgage ElecTransaction Agent: Mortgage Electronic Registration Systems, Inc. tronic Registration Systems, Inc. Wilford & Geske, P.A. Transaction Agent Mortgage IdentifiAttorneys for Mortgagee cation Number: 100025440003450100 Lawrence A. Wilford Lender or Broker: Lehman Brothers James A. Geske Bank, FSB 8425 Seasons Parkway, Suite 105 Residential Mortgage Servicer: Woodbury, MN 55125-4393 Aurora Loan Services, LLC (651) 209-3300 Mortgage Originator: Not Applicable File Number: 006474F01 COUNTY IN WHICH PROPERTY IS 1811234 7/23-8/27/09 LOCATED: Dakota Property Address: 1868 Deer Hills Trl, Eagan, MN 55122-2251 Tax Parcel ID Number: NOTICE OF MORTGAGE 10-72978-020-02 FORECLOSURE SALE LEGAL DESCRIPTION OF PROPTHE RIGHT TO VERIFICATION OF ERTY: Lot 2, Block 2, Sun Cliff THE DEBT AND IDENTITY OF THE Fourth Addition according to the ORIGINAL CREDITOR WITHIN THE recorded plat thereof TIME PROVIDED BY LAW IS NOT AMOUNT DUE AND CLAIMED TO BE AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that D U E A S O F D A T E O F N O T I C E : default has occurred in conditions of $266,914.08 THAT all pre-foreclosure requirethe following described mortgage: DATE OF MORTGAGE: O c t o b e r 1 5 , ments have been complied with; that no action or proceeding has been insti2004 MORTGAGORS: Juan H. Bazan and tuted at law or otherwise to recover the Maria G. Ayala-De Bazan, husband and debt secured by said mortgage, or any part thereof; wife. PURSUANT to the power of sale conMORTGAGEE: Mortgage Electronic tained in said mortgage, the Registration Systems, Inc. above-described property will be sold DATE AND PLACE OF RECORDING: Recorded December 8, 2004, Dakota by the Sheriff of said county as folC o u n t y R e c o r d e r , D o c u m e n t N o . lows: DATE AND TIME OF SALE: Septem2274022. A S S I G N M E N T S O F M O R T G A G E : ber 10, 2009 at 10:00 AM PLACE OF SALE: Dakota County Assigned to: The Bank of New York Mellon f/k/a The Bank of New York as Law Enforcement Center, 1580 HighTrustee for the Certificateholders way 55, Lobby S-100, Hastings, MinneCWALT, Inc. Asset-Backed Certificates, sota Series 2004-28CB, Dated: May 28, to pay the debt secured by said mortgage and taxes, if any, on said pre2009. TRANSACTION AGENT: Mortgage mises and the costs and disbursements, including attorney fees allowed Electronic Registration Systems, Inc. T R A N S A C T I O N A G E N T ' S M O R T - by law, subject to redemption within GAGE IDENTIFICATION NUMBER ON six (6) months from the date of said sale by the mortgagor(s), their perMORTGAGE: 100137510000159840 LENDER OR BROKER AND MORT- sonal representatives or assigns. Mortgagor(s) released from financial GAGE ORIGINATOR STATED ON MORTGAGE: Lakeland Mortgage Cor- obligation: NONE poration THIS COMMUNICATION IS FROM R E S I D E N T I A L M O R T G A G E S E R - A DEBT COLLECTOR ATTEMPTVICER: Litton Loan Servicing ING TO COLLECT A DEBT. ANY MORTGAGED PROPERTY ADDRESS: INFORMATION OBTAINED WILL BE 425 5th Avenue South, South Saint USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF Paul, MN 55075 THE DEBT AND IDENTITY OF THE TAX PARCEL I.D. #: 366430007010 ORIGINAL CREDITOR WITHIN THE LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 10, Riverside Park Addi- T I M E P R O V I D E D B Y L A W I S N O T tion to the City of St. Paul, Dakota AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR County, Minnesota. COUNTY IN WHICH PROPERTY IS REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPLOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF RESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDIMORTGAGE: $179,900.00 AMOUNT DUE AND CLAIMED TO BE CIAL ORDER IS ENTERED UNDER DUE AS OF DATE OF NOTICE, INCLUD- MINNESOTA STATUTES, SECTION ING TAXES, IF ANY, PAID BY MORT- 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G OTHER THINGS, THAT THE MORTGAGEE: $177,152.66 That prior to the commencement of GAGED PREMISES ARE IMPROVED this mortgage foreclosure proceeding WITH A RESIDENTIAL DWELLING OF Mortgagee/Assignee of Mortgagee com- LESS THAN FIVE UNITS, ARE NOT plied with all notice requirements as PROPERTY USED IN AGRICULTURAL required by statute; That no action or PRODUCTION, AND ARE ABANDONED. DATED: July 23, 2009 proceeding has been instituted at law MORTGAGEE: Mortgage Elecor otherwise to recover the debt tronic Registration Systems, Inc. secured by said mortgage, or any part Wilford & Geske, P.A. thereof; PURSUANT to the power of sale con- Attorneys for Mortgagee tained in said mortgage, the above Lawrence A. Wilford described property will be sold by the James A. Geske 8425 Seasons Parkway, Suite 105 Sheriff of said county as follows: DATE AND TIME OF SALE: Septem- Woodbury, MN 55125-4393 (651) 209-3300 ber 10, 2009 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , File Number: 006235F01 7/23-8/27/09 Law Enforcement Center, 1580 Hwy 1813783 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said ��

PUBLIC NOTICE

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PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 2 8 , 2003 MORTGAGOR: Christine Peterson, a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded October 15, 2003, Dakota County Recorder, Document No. 2124408. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc., Dated: July 25, 2008, Recorded: July 28, 2008, Document No. 2604774. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100226700000037938 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Citizens State Bank RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 2801 125th Street East, Burnsville, MN 55337 TAX PARCEL I.D.#: 02-18350-060-02 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 2, Country Wood Estates. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $245,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $263,189.79 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 24, 2009 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 24, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 29, 2009. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-2088 8284030 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1843662 8/6-9/10/09

PUBLIC NOTICE NOTICE OF MORTGAGE

MORTGAGE:

NONE Said Mortgage being Registered Land. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: ABN Amro Mortgage Group, Inc., N/K/A CitiMortgage Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 835 7th Avenue South, South Saint Paul, MN 55075 TAX PARCEL I.D.#: 36-46000-230-13 LEGAL DESCRIPTION OF PROPERTY: Lot 22 and the South 10 feet of Lot 23 in Block 13 of Lorraine Park Addition to the City of South St. Paul, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $153,600.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $152,952.89 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 17, 2009 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 17, 2009. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-1673 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1814630 7/23-8/27/09

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 14, 2008 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $166,683.00 MORTGAGOR(S): May Her Yang, a single woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: September 03, 2008 Dakota County Recorder, Document Number: 2611120 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank, N.A., Dated: July 10, 2009 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100021268001703442 Lender or Broker: Mortgages Unlimited, Inc. Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3269 Valley Ridge Dr, Eagan, MN 55121-1751 Tax Parcel ID Number: 10-41300-032-05 LEGAL DESCRIPTION OF PROPERTY: Unit 32, CIC Number 358, Cedar Bluff Townhome Condominium, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $173,463.52 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: Septem-

DATE AND TIME OF SALE: Septem ber 10, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 23, 2009 ASSIGNEE OF MORTGAGEE: U.S. Bank, N.A. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 006533F01 1802585 7/23-8/27/09

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 21, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $210,000.00 MORTGAGOR(S): Linda R. Tutko, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: October 11, 2004 Dakota County Registrar of Titles, Document Number: 549670 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100061903325000189 Lender or Broker: Summit Mortgage Corporation Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 133714 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3427 Upper 149th Cr, Rosemount, MN 55068 Tax Parcel ID Number: 34-62857-050-01 LEGAL DESCRIPTION OF PROPERTY: Lot Five (5), Block One (1), Rahn's Eight Addition, according to the recorded plat thereof, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $217,484.07 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 10, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.

PRODUCTION, AND ARE ABANDONED. DATED: July 23, 2009 M O R T G A G E E : M o r t g a ge E l e c tronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 005732F01 1813765 7/23-8/27/09

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 9 , 2002 MORTGAGORS: D o n B a n h a m a n d Melissa Banham, husband and wife. MORTGAGEE: Tradition Mortgage DATE AND PLACE OF RECORDING: Registered May 13, 2003, Dakota County Registrar of Titles, Document No. 499224, Certificate of Title No. 121378, also recorded with the County Recorder on October 3, 2002 as Document No. 1943200. ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, N.A. successor by merger to Wells Fargo Home Mortgage, Inc. Dated: August 9, 2002, Registered: May 13, 2003, as Document No. 499225, and also recorded with the County Recorder on October 3, 2002, as Document No. 1943201. And thereafter assigned to: AmTrust Bank, F/K/A Ohio Savings Bank, Dated: July 1, 2003, Registered: December 24, 2007 as Document No. 621794 and by instrument Recorded: January 29, 2009, as Document No. 2633648. And thereafter assigned to: Mortgage Electronic Registration Systems, Inc., Dated: July 1, 2003, Recorded: July 9, 2007, as Document No. 2529044, and by Instrument dated Effective July 1, 2003. And thereafter assigned to: Chase Home Finance LLC, Dated: July 9, 2009. Said Mortgage being Registered Land. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Tradition Mortgage RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 18108 Jarl Court, Lakeville, MN 55044 TAX PARCEL I.D.#: 22-63101-010-05 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 5, Raven Lake 2nd Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $300,700.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $295,395.67 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 22, 2009 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 13, 2009. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-5838 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1830126 7/30-9/3/09

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 14, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $335,500.00 MORTGAGOR(S): Huong Kim Nguyen, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: April 24, 2006 Dakota County Recorder, Document Number: 2422970 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100039295046575493 Lender o r B r o k e r : First Magnus Financial Corporation Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 20701 Gemini Trl, Lakeville, MN 55044-2514 Tax Parcel ID Number: 22-71450-080-03 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 3, Spyglass, according to the recorded plat thereof, and situate in Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $334,144.82 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 14, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 02, 2009 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 005824F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for August 14, 2009 at 10:00 AM has been postponed to November 12, 2009 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: August 14, 2009 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 005824F01 1851883 8/13/09

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 30, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $95,200.00 MORTGAGOR(S): Cherie Dupuis, a single woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: March 01, 2007 Dakota County Recorder, Document Number: 2500070 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100232301120043039

cation Number: 100232301120043039 Lender or Broker: Centennial Mortgage and Funding, Inc. Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 918 9th St, Farmington, MN 55024-1412 Tax Parcel ID Number: 14-77025-040-03 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 3, Towns Edge Plaza, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $98,867.57 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 10, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 23, 2009 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 006488F01 1813737 7/23-8/27/09

PUBLIC NOTICE NOTICE OF ASSOCIATION LIEN

FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that default has occurred in the terms and conditions of the Declaration for Ridgeview Condominium Homes ("Declaration") as recorded in the office of the County Recorder in and for Dakota County, Minnesota, which said Declaration covers the following described property situated in the County of Dakota and State of Minnesota, to-wit: Apartment Number 202, 12936 Nicollet Avenue South, Condominium Ownership No. 15, Ridgeview Condominium Homes according to the plat thereof on file or of record in the Office of the County Recorder in and for Dakota County, Minnesota. P R O P E R T Y A D D R E S S : 12936 Nicollet Avenue South Unit 202, Burnsville MN 55337. THAT, pursuant to said Declaration, there is claimed to be due and owing as of the date of this Notice by Deutsche Bank National Trust Company, c/o Countrywide Home Loans, Inc., as Unit owner, to Ridgeview Homeowners Association, the principal amount o f Four Thousand Nine Hundred Four and 50/100 ($4,904.50) for condominium assessments; and that any action being now pending at law or otherwise to recover said debt or any part thereof has been discontinued, or that an execution upon any judgment rendered therein has been returned unsatisfied, in whole or in part, and; THAT, pursuant to said Declaration, and the statute in such case made and provided, said debt creates a lien upon said premises in favor of Ridgeview Homeowners Association, as evidenced by that Notice of Lien dated February 19, 2009, and recorded June 11, 2009, as Document No. 2663587 in the office of the County Recorder in and for Dakota County, Minnesota. THAT, notice is hereby given that by virtue of the power of sale created by statute, said lien will be foreclosed by the sale of said premises with the hereditiments and appurtenances thereto, which said sale will be made by the Sheriff of Dakota County, at public auction to the highest bidder, for cash, to pay the amount then due for said condominium assessments, together with the costs of foreclosure, including attorney's fees as allowed by

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including attorney s fees as allowed by law, as follows: DATE AND TIME OF SALE: September 9, 2009, at 10:00 A.M. PLACE OF SALE: Law Enforcement Center, 1580 Highway 55, Hastings, MN. The time allowed by law for redemption by the Unit owner, their personal representatives or assigns, is six (6) months from the date of said sale. Dated: July 20, 2009 By: David J. Raymond, #221818 Attorney for Ridgeview Homeowners Association 5838 Blackshire Path Inver Grove Heights, MN 55076 651-455-3100 File # 1441125 THIS COMMUNICATION IS FROM A DEBT COLLECTOR. 1814179 7/23-8/27/09

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 15, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $115,450.00 MORTGAGOR(S): Lisa R. De Luney, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: December 02, 2005 Dakota County Recorder, Document Number: 2385518 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100137510000207821 Lender or Broker: Lakeland Mortgage Corporation Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 4130 Rahn Rd Apt 308, Eagan, MN 55122-2142 Tax Parcel ID Number: 10-22470-308-03 LEGAL DESCRIPTION OF PROPERTY: Unit No. B308, CIC No. 468, Eagan Gardens, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $119,169.17 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 10, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 23, 2009 MORTGAGEE: M o r t g a g e E l e c tronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 006320F01 1813712 7/23-8/27/09

PUBLIC NOTICE NOTICE OF MORTGAGE

Registered August 31, 2005, Dakota County Registrar of Titles, Document No. 573612, Certificate of Title No. 133311. ASSIGNMENTS OF MORTGAGE: NONE Said Mortgage being Registered Land. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: ABN Amro Mortgage Group, Inc., NKA CitiMortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 5732 144th Street West, Apple Valley, MN 55124 TAX PARCEL I.D.#: 01-66700-020-08 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 8 in Scottsbriar 1st, according to the recorded plat thereof, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $253,800.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $268,417.48 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 15, 2009 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 14, 2009. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-1372 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1814468 7/23-8/27/09

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 17, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $220,500.00 MORTGAGOR(S): Joshua J. Louricas and Angela J. Louricas, husband and wife MORTGAGEE: U.S. Bank National Association ND DATE AND PLACE OF RECORDING: Recorded: November 01, 2006 Dakota County Recorder, Document Number: 2472700 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: U.S. Bank National Association ND Residential Mortgage Servicer: U.S. Bank Consumer Finance Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 18295 Elkwood Ave, Farmington, MN 55024-8702 Tax Parcel ID Number: 14-19505-110-06 LEGAL DESCRIPTION OF PROPERTY: Real Property in Dakota County, Minnesota Described as follows Lot Eleven (11), Block Six (6), Dakota County Estates Sixth Addition AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $228,925.01 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows:

lows: DATE AND TIME OF SALE: September 10, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 23, 2009 MORTGAGEE: U.S. Bank National Association ND Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 006201F01 1814241 7/23-8/27/09

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 29, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $223,000.00 MORTGAGOR(S): Scott Hemmer and Joy Hemmer, husband and wife, and Frederick Hemmer and Dorothy Hemmer, husband and wife MORTGAGEE: Vermillion State Bank DATE AND PLACE OF RECORDING: Recorded: May 19, 2005 Dakota County Recorder, Document Number: 2323632 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank N.A., Dated: April 29, 2005, Recorded: November 29, 2005 Dakota County Recorder, Document Number: 2384573 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Vermillion State Bank Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3872 66th St E, Inver Grove Heights, MN 55076-2220 Tax Parcel ID Number: 20-13250-060-02 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 2, Bakken Heights AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $220,507.46 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 10, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 23, 2009

DATED: July 23, 2009 ASSIGNEE OF MORTGAGEE: U.S. Bank N.A. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 006525F01 1814278 7/23-8/27/09

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 09, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $113,000.00 MORTGAGOR(S): Michael R Dahmes, an unmarried man MORTGAGEE: M & I Marshall & Ilsley Bank DATE AND PLACE OF REGISTERING: Registered: February 15, 2007 Dakota County Registrar of Titles, Document Number: 606167 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: M & I Marshall & Ilsley Bank Residential Mortgage Servicer: M & I Mortgage Corp. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 142021 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1905 Estates Trl, Burnsville, MN 55306-5333 Tax Parcel ID Number: 02-84827-020-02 LEGAL DESCRIPTION OF PROPERTY: Lot Two (2), Block Two (2), in Woods Estates 3rd Addition, according to the recorded plat thereof, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $118,350.63 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 10, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 23, 2009 MORTGAGEE: M & I Marshall & Ilsley Bank Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 005958F01 1813698 7/23-8/27/09

PUBLIC NOTICE NOTICE OF MORTGAGE

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�� SALE: �� Septem S a i d M o r t g a g�� e b e i n g R�� e g i s t e r e d �� DATE AND TIME OF ber 10, 2009 at 10:00 AM Land. PLACE OF SALE: Dakota County TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. Law Enforcement Center, 1580 HighT R A N S A C T I O N A G E N T ' S M O R T - way 55, Lobby S-100, Hastings, MinneGAGE IDENTIFICATION NUMBER ON sota to pay the debt secured by said mortMORTGAGE: 100020000286557859 LENDER OR BROKER AND MORT- gage and taxes, if any, on said preG A G E O R I G I N A T O R S T A T E D O N mises and the costs and disburseMORTGAGE: Cendant Mortgage Cor- ments, including attorney fees allowed poration D/B/A Burnet Home Loans by law, subject to redemption within R E S I D E N T I A L M O R T G A G E S E R - six (6) months from the date of said VICER: CitiMortgage, Inc. sale by the mortgagor(s), their perMORTGAGED PROPERTY ADDRESS: sonal representatives or assigns. 821 6th Avenue South, South Saint Mortgagor(s) released from financial Paul, MN 55075 obligation: NONE TAX PARCEL I.D.#: 36-46000-260-14 THIS COMMUNICATION IS FROM LEGAL DESCRIPTION OF PROPERTY: A DEBT COLLECTOR ATTEMPTThe North half of Lot 25 and the ING TO COLLECT A DEBT. ANY South half of Lot 26, in Block 14, in INFORMATION OBTAINED WILL BE Lorraine Park Addition to the City of USED FOR THAT PURPOSE. St. Paul, according to the recorded THE RIGHT TO VERIFICATION OF plat thereof on file and of record in THE DEBT AND IDENTITY OF THE the office of the Registrar of Titles ORIGINAL CREDITOR WITHIN THE Dakota County, Minnesota. TIME PROVIDED BY LAW IS NOT COUNTY IN WHICH PROPERTY IS AFFECTED BY THIS ACTION. LOCATED: Dakota THE TIME ALLOWED BY LAW FOR ORIGINAL PRINCIPAL AMOUNT OF REDEMPTION BY THE MORTGAGOR, MORTGAGE: $161,550.00 THE MORTGAGOR'S PERSONAL REPAMOUNT DUE AND CLAIMED TO BE RESENTATIVES OR ASSIGNS, MAY BE DUE AS OF DATE OF NOTICE, INCLUD- REDUCED TO FIVE WEEKS IF A JUDIING TAXES, IF ANY, PAID BY MORT- CIAL ORDER IS ENTERED UNDER GAGEE: $155,521.85 MINNESOTA STATUTES, SECTION That prior to the commencement of 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G this mortgage foreclosure proceeding OTHER THINGS, THAT THE MORTMortgagee/Assignee of Mortgagee com- GAGED PREMISES ARE IMPROVED plied with all notice requirements as WITH A RESIDENTIAL DWELLING OF required by statute; That no action or LESS THAN FIVE UNITS, ARE NOT proceeding has been instituted at law PROPERTY USED IN AGRICULTURAL o r o t h e r w i s e t o r e c o v e r t h e d e b t PRODUCTION, AND ARE ABANDONED. secured by said mortgage, or any part DATED: July 23, 2009 thereof; MORTGAGEE: Mortgage ElecPURSUANT to the power of sale contronic Registration Systems, Inc. tained in said mortgage, the above Wilford & Geske, P.A. described property will be sold by the Attorneys for Mortgagee Sheriff of said county as follows: Lawrence A. Wilford DATE AND TIME OF SALE: Septem- James A. Geske ber 10, 2009 at 10:00 AM 8425 Seasons Parkway, Suite 105 PLACE OF SALE: S h e r i f f ' s O f f i c e , Woodbury, MN 55125-4393 Law Enforcement Center, 1580 Hwy (651) 209-3300 55, Lobby #S-100, Hastings, MN File Number: 006769F01 to pay the debt then secured by said 1813696 7/23-8/27/09 Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees NOTICE OF MORTGAGE allowed by law subject to redemption FORECLOSURE SALE within six (6) months from the date of NOTICE IS HEREBY GIVEN that said sale by the mortgagor(s), their default has occurred in the conditions personal representatives or assigns. MORTGAGOR(S) RELEASED FROM of the following described mortgage: DATE OF MORTGAGE: July 28, 2006 FINANCIAL OBLIGATION ON MORTORIGINAL PRINCIPAL AMOUNT OF GAGE: None "THE TIME ALLOWED BY LAW FOR MORTGAGE: $172,000.00 MORTGAGOR(S): Matthew M. Strum, REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REP- a single person and Erika Hecker, a RESENTATIVES OR ASSIGNS, MAY BE single person MORTGAGEE: Mortgage Electronic REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER Registration Systems, Inc. DATE AND PLACE OF RECORDING: MINNESOTA STATUTES, SECTION 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G Recorded: August 10, 2006 Dakota County Recorder, Document Number: OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED 2452817 Transaction Agent: Mortgage ElecWITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT tronic Registration Systems, Inc. Transaction Agent Mortgage IdentifiPROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E cation Number: 100122200002724885 Lender or Broker: BNC Mortgage, ABANDONED." Inc. Dated: July 9, 2009. Residential Mortgage Servicer: CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee Aurora Loan Services, LLC Mortgage Originator: Not Applicable USSET, WEINGARDEN AND LIEBO, P.L.L.P. COUNTY IN WHICH PROPERTY IS By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of LOCATED: Dakota Property Address: 15357 GreenMortgagee haven Dr Apt 103, Burnsville, M N 4500 Park Glen Road #300 55306-1620 Minneapolis, MN 55416 Tax Parcel ID Number: (952) 925-6888 02-84410-125-02 10-1993 LEGAL DESCRIPTION OF PROPTHIS IS A COMMUNICATION FROM ERTY: Unit No. 125, Common InterA DEBT COLLECTOR. est Community No. 145, Winterwood 1814402 7/23-8/27/09 Villas, a Condominium, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: NOTICE OF MORTGAGE $188,233.15 FORECLOSURE SALE THAT all pre-foreclosure requireNOTICE IS HEREBY GIVEN that default has occurred in the conditions ments have been complied with; that of the following described mortgage: no action or proceeding has been instiDATE OF MORTGAGE: September tuted at law or otherwise to recover the 09, 2005 debt secured by said mortgage, or any ORIGINAL PRINCIPAL AMOUNT OF part thereof; PURSUANT to the power of sale conMORTGAGE: $154,320.00 MORTGAGOR(S): Eric Holmquist, an t a i n e d i n s a i d m o r t g a g e , t h e unmarried man above-described property will be sold MORTGAGEE: Mortgage Electronic by the Sheriff of said county as folRegistration Systems, Inc. lows: DATE AND TIME OF SALE: SeptemDATE AND PLACE OF REGISTERING: ber 10, 2009 at 10:00 AM Registered: September 30, 2005 PLACE OF SALE: Dakota County Law Enforcement Center, 1580 HighDakota County Registrar of Titles way 55, Lobby S-100, Hastings, MinneDocument Number: 575690 Transaction Agent: Mortgage Elec- sota to pay the debt secured by said morttronic Registration Systems, Inc. Transaction Agent Mortgage Identifi- gage and taxes, if any, on said premises and the costs and disbursecation Number: 100020410000852967 Lender or Broker: DHI Mortgage ments, including attorney fees allowed by law, subject to redemption within Company Residential Mortgage Servicer: BAC six (6) months from the date of said Home Loans Servicing, L.P. sale by the mortgagor(s), their perMortgage Originator: Not Applicable sonal representatives or assigns. CERTIFICATE OF TITLE NUMBER: Mortgagor(s) released from financial 137674 obligation: NONE COUNTY IN WHICH PROPERTY IS THIS COMMUNICATION IS FROM LOCATED: Dakota A DEBT COLLECTOR ATTEMPTProperty Address: 17521 Gillette ING TO COLLECT A DEBT. ANY Way, Lakeville, MN 55044-3407 INFORMATION OBTAINED WILL BE T a x P a r c e l I D N u m b e r : USED FOR THAT PURPOSE. 221860108112 THE RIGHT TO VERIFICATION OF L E G A L D E S C R I P T I O N O F P R O P - THE DEBT AND IDENTITY OF THE E R T Y : U n i t N o . 1 1 0 8 1 , C o m m o n ORIGINAL CREDITOR WITHIN THE Interest Community No. 424, Cross- T I M E P R O V I D E D B Y L A W I S N O T roads Condominium, Dakota County AFFECTED BY THIS ACTION. AMOUNT DUE AND CLAIMED TO BE THE TIME ALLOWED BY LAW FOR D U E A S O F D A T E O F N O T I C E : REDEMPTION BY THE MORTGAGOR, $150,083.12 THE MORTGAGOR'S PERSONAL REPTHAT all pre-foreclosure require- RESENTATIVES OR ASSIGNS, MAY BE ments have been complied with; that REDUCED TO FIVE WEEKS IF A JUDIno action or proceeding has been insti- CIAL ORDER IS ENTERED UNDER tuted at law or otherwise to recover the MINNESOTA STATUTES, SECTION debt secured by said mortgage, or any 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G part thereof; that this is registered OTHER THINGS, THAT THE MORTproperty; GAGED PREMISES ARE IMPROVED PURSUANT to the power of sale con- WITH A RESIDENTIAL DWELLING OF t a i n e d i n s a i d m o r t g a g e , t h e LESS THAN FIVE UNITS, ARE NOT above-described property will be sold PROPERTY USED IN AGRICULTURAL by the Sheriff of said county as fol- PRODUCTION, AND ARE ABANDONED. lows: DATE AND TIME OF SALE: Septem- ��

PUBLIC NOTICE

�� PRODUCTION, AND ARE ABANDONED. DATED: July 23, 2009 MORTGAGEE: M o r t g a g e E l e c tronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 004094F02 1814655 7/23-8/27/09

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: S e p t e m b e r 23, 2005 MORTGAGOR: Gregory T. Lewis, a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded October 20, 2005, Dakota County Recorder, Document No. 2372587. ASSIGNMENTS OF MORTGAGE: A s s i g n e d t o : U . S . B a n k N a t i o n al Association, as Trustee for J.P. Morgan Mortgage Acquisition Corp. 2006-FRE1, Asset Backed Pass-Through Certificates, Series 2006-FRE1, Dated: May 20, 2009, Recorded: May 28, 2009, Document No. 2659833. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 1001944-5000176687-3 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Fremont Investment & Loan RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance, LLC MORTGAGED PROPERTY ADDRESS: 1937 Southcross Drive West 1102, Burnsville, MN 55306 TAX PARCEL I.D.#: 02-71216-102-05 LEGAL DESCRIPTION OF PROPERTY: Unit No. 1102, Condominium No. 115, Southcross Village Condominium, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $126,400.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $138,041.69 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 24, 2009 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 24, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 21, 2009. U.S. Bank National Association, Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 75-3623 22428791 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1830610 7/30-9/3/09

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: November 11, 2004 MORTGAGORS: Jeremy J. Deysach and Michelle M. Deysach, husband and wife. MORTGAGEE: First Franklin Financial Corporation. DATE AND PLACE OF RECORDING: Recorded December 15, 2004, Dakota County Recorder, Document No. 2276615. ASSIGNMENTS OF MORTGAGE: Assigned to: Deutsche Bank National Trust Company, as Trustee for FFMLT Trust 2005-FF2, Mortgage Pass-Through Certificates, Series 2005-FF2, Dated: July 14, 2009. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Franklin Financial Corporation RESIDENTIAL MORTGAGE SERVICER: Home Loan Services, Inc. MORTGAGED PROPERTY ADDRESS: 1355 Balsam Street East, Eagan, MN 55123 TAX PARCEL I.D.#: 10-84354-100-02 LEGAL DESCRIPTION OF PROPERTY: Lot 10, Block 2, Wilderness Run 5th Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $247,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $257,812.64 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 24, 2009 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 24, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 23, 2009. Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 76-3366 1044399647 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1843605 8/6-9/10/09

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 17, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $232,700.00 MORTGAGOR(S): Steve G. Maternowski and Patricia A. Maternowski, husband and wife MORTGAGEE: Wilmington Finance, a division of AIG Federal Savings Bank DATE AND PLACE OF RECORDING: Recorded: April 15, 2004 Dakota County Recorder, Document Number: 2195101 ASSIGNMENTS OF MORTGAGE: And

ASSIGNMENTS OF MORTGAGE: And assigned to: MorEquity, Inc., Dated: March 25, 2004, Recorded: January 11, 2005 Dakota County Recorder, Document Number: 2284378 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Wilmington Finance, a division of AIG Federal Savings Bank Residential Mortgage Servicer: MorEquity, Inc. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 645 Rita Ct, Eagan, MN 55121-2321 Tax Parcel ID Number: 10-32000-020-00 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Harvey Addition, according to the plat thereof now on file and of record in the Office of the County Recorder within and for Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $234,250.06 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 04, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 23, 2009 ASSIGNEE OF MORTGAGEE: MorEquity, Inc. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 004962F02 1811517 7/23-8/27/09

PUBLIC NOTICE NOTICE OF MORTGAGE

ING TAXES, IF ANY, PAID BY MORT GAGEE: $271,562.08 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 10, 2009 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 21, 2009. Wells Fargo Bank, N.A., as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-2249 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1830426 7/30-9/3/09

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 21, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $279,300.00 MORTGAGOR(S): Dana R. Martin, a single person MORTGAGEE: River City Mortgage Corp. DATE AND PLACE OF REGISTERING: Registered: September 30, 2003 Dakota County Registrar of Titles, Document Number: 516294 ASSIGNMENTS OF MORTGAGE: And assigned to: TCF Mortgage Corporation, Dated: July 21, 2003, Registered: September 30, 2003 Dakota County Registrar of Titles, Document Number: 516295 And assigned to: Mortgage Electronic Registration Systems, Inc., Dated: May 01, 2006, Registered: May 09, 2006 Dakota County Registrar of Titles, Document Number: 589855 And assigned to: U.S. Bank, N.A., Dated: July 16, 2009 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100021248001902087 Lender or Broker: River City Mortgage Corp. Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 129433 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1598 Summit Shores Cir, Burnsville, MN 55306-5818 Tax Parcel ID Number: 02-73084-020-01 LEGAL DESCRIPTION OF PROPERTY: Lot Two (2), Block One (1), Summit Shores Fifth, CIC No. 376, according to the recorded plat thereof, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $267,314.83 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 17, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPT-

A DEBT COLLECTOR ATTEMPT ING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 30, 2009 ASSIGNEE OF MORTGAGEE: U.S. Bank, N.A. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 005181F01 1827299 7/30-9/03/09

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 30, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $105,271.00 MORTGAGOR(S): Chimar A. Smith, a single man MORTGAGEE: New Century Mortgage Corporation DATE AND PLACE OF RECORDING: Recorded: October 21, 2005 Dakota County Recorder, Document Number: 2373176 ASSIGNMENTS OF MORTGAGE: And assigned to: Mortgage Electronic Registration Systems, Inc., Dated: March 24, 2006, Recorded: April 18, 2006 Dakota County Recorder, Document Number: 2421206 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100269610102441417 Lender or Broker: New Century Mortgage Corporation Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 4110 Rahn Rd Apt 111, Eagan, MN 55122-2183 Tax Parcel ID Number: 10-22470-111-02 LEGAL DESCRIPTION OF PROPERTY: Unit No. A111, CIC No. 468, Eagan Gardens, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $107,923.37 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 17, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 30, 2009 ASSIGNEE OF MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 006756F01 1830002 7/30-9/3/09

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 27, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $196,880.00 MORTGAGOR(S): Heide Lund, unmarried woman MORTGAGEE: First Franklin, a division of Nat. City Bank of IN DATE AND PLACE OF RECORDING: Recorded: November 17, 2005 Dakota County Recorder, Document Number: 2381771 ASSIGNMENTS OF MORTGAGE: And assigned to: First Franklin Financial Corporation, Dated: March 07, 2006, Recorded: April 03, 2006 Dakota County Recorder, Document Number: 2417509 And assigned to: U.S. Bank National Association, As Trustee For The Holders Of The First Franklin Mortgage Loan Trust Mortgage Pass-through Certificates, Series 2006-FF2, Dated: April 01, 2008, Recorded: May 27, 2008 Dakota County Recorder, Document Number: 2592917 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: First Franklin, a division of Nat. City Bank of IN Residential Mortgage Servicer: Select Portfolio Servicing Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 8111 Dana Path, Inver Grove Heights, MN 55076-3824 Tax Parcel ID Number: 20-18291-030-01 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 1, Concord Commons 2nd, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $210,299.27 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 17, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 30, 2009 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association, As Trustee For The Holders Of The First Franklin Mortgage Loan Trust Mortgage Pass-through Certificates, Series 2006-FF2 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 001899F02 1827572 7/30-9/3/09

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 21, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $119,000.00 MORTGAGOR(S): Janet M. Zaun, an unmarried woman MORTGAGEE: Wachovia Mortgage, FSB fka World Savings Bank, FSB DATE AND PLACE OF RECORDING: Recorded: April 30, 2003 Dakota County Recorder, Document Number: 2039862 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Wachovia Mort-

��

Lender or Broker: Wachovia Mort gage, FSB fka World Savings Bank, FSB Residential Mortgage Servicer: Wachovia Mortgage, FSB Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 15691 Gateway Path, Apple Valley, MN 55124-5159 Tax Parcel ID Number: 01-16700-194-04 LEGAL DESCRIPTION OF PROPERTY: Unit No. 194, Condominium No. 117, Cedar Pointe, Carriage Homes Condominium AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $124,269.99 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 17, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 30, 2009 MORTGAGEE: Wachovia Mortgage, FSB fka World Savings Bank, FSB Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 006928F01 1823404 7/30-9/3/09

PUBLIC NOTICE NOTICE OF MORTGAGE

described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 24, 2009 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 24, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 24, 2009. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-278 7892544306 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1830337 7/30-9/3/09

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 25, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $144,000.00 MORTGAGOR(S): Adam A. Grobove, III an unmarried man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: May 19, 2005 Dakota County Recorder, Document Number: 2323725 ASSIGNMENTS OF MORTGAGE: And assigned to: HSBC Bank USA, National Association, as Trustee, Dated: August 17, 2006, Recorded: September 07, 2006 Dakota County Recorder, Document Number: 2459189 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100224620000617061 Lender or Broker: Ownit Mortgage Solutions, Inc. Residential Mortgage Servicer: Litton Loan Servicing, LP Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1134 Ramsey St, Hastings, MN 55033-2810 Tax Parcel ID Number: 19-77300-070-03 LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 3, Tripp's Addition to Hastings, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $145,117.05 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 17, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDI-

REDUCED TO FIVE WEEKS IF A JUDI CIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 30, 2009 ASSIGNEE OF MORTGAGEE: HSBC Bank USA, National Association, as Trustee Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 007018F01 1817465 7/30-9/3/09

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: M a r c h 1 4 , 2003 MORTGAGORS: C l a y t o n W . L i t c h field and Rochelle K. Litchfield, husband and wife. MORTGAGEE: Welcome Home Mortgage Services Co. DATE AND PLACE OF RECORDING: Recorded April 24, 2003, Dakota County Recorder, Document No. 2036442. ASSIGNMENTS OF MORTGAGE: Assigned to: National City Real Estate Services LLC s/b/m National City Mortgage, Inc. f/k/a National City Mortgage Co., Dated: March 14, 2003, Recorded: April 24, 2003, Document No. 2036443. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Welcome Home Mortgage Services Co. RESIDENTIAL MORTGAGE SERVICER: National City Real Estate Services LLC MORTGAGED PROPERTY ADDRESS: 4163 Starbridge Court, Eagan, MN 55122 TAX PARCEL I.D.#: 10-83571-100-01 LEGAL DESCRIPTION OF PROPERTY: Lot 10, Block 1, Wenzel Second Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $230,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $233,158.12 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 17, 2009 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 21, 2009. National City Real Estate Services LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-1771 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1828666 7/30-9/3/09

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J a n u a r y 1 9 , 2007 MORTGAGOR: Heather Moe, a single woman. MORTGAGEE: J P M o r g a n C h a s e Bank, National Association as successor in interest to Washington Mutual Bank, FA DATE AND PLACE OF RECORDING: Recorded February 5, 2007, Dakota County Recorder, Document No. 2494132. ASSIGNMENTS OF MORTGAGE: Assigned to: Bank of America, National Association as successor by merger to LaSalle Bank NA as trustee for WaMu Mortgage Pass-Through Certificates Series 2007-OA2 Trust, Dated: July 6, 2009 TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Washington Mutual Bank, FA RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, N.A. as successor in interest to Washington Mutual Bank MORTGAGED PROPERTY ADDRESS: 2378 Rushmore Road, Hastings, MN 55033 TAX PARCEL I.D.#: 19-29702-380-03 LEGAL DESCRIPTION OF PROPERTY: Lot 38, Block 3, Common Interest Community #567, Glendale Heights Third COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $196,492.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $212,743.56 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 17, 2009 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 20, 2009. Bank of America, N.A., as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-2287 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1830364 7/30-9/3/09

PUBLIC NOTICE NOTICE OF MORTGAGE

��

�� county �� as fol of said by the Sheriff T R A N S A C T I O�� N A G E N T�� S M O R T �� GAGE IDENTIFICATION NUMBER ON lows: MORTGAGE: 100021278925228913 DATE AND TIME OF SALE: SeptemLENDER OR BROKER AND MORT- ber 17, 2009 at 10:00 AM GAGE ORIGINATOR STATED ON PLACE OF SALE: Dakota County MORTGAGE: U.S. Bank, N.A. Law Enforcement Center, 1580 HighR E S I D E N T I A L M O R T G A G E S E R - way 55, Lobby S-100, Hastings, MinneVICER: U.S. Bank Home Mortgage sota MORTGAGED PROPERTY ADDRESS: to pay the debt secured by said mort115 Richmond Street West, South gage and taxes, if any, on said preSaint Paul, MN 55075 mises and the costs and disburseTAX PARCEL I.D.#: 36-71500-050-37 ments, including attorney fees allowed LEGAL DESCRIPTION OF PROP- by law, subject to redemption within ERTY: six (6) months from the date of said Lot 4 and the East 1/2 of Lot 5, Block sale by the mortgagor(s), their per37, Spring Park, Dakota County, sonal representatives or assigns. Minnesota. Mortgagor(s) released from financial COUNTY IN WHICH PROPERTY IS obligation: NONE LOCATED: Dakota THIS COMMUNICATION IS FROM ORIGINAL PRINCIPAL AMOUNT OF A DEBT COLLECTOR ATTEMPTMORTGAGE: $150,500.00 ING TO COLLECT A DEBT. ANY AMOUNT DUE AND CLAIMED TO BE INFORMATION OBTAINED WILL BE DUE AS OF DATE OF NOTICE, INCLUD- USED FOR THAT PURPOSE. ING TAXES, IF ANY, PAID BY MORTTHE RIGHT TO VERIFICATION OF GAGEE: $159,266.33 THE DEBT AND IDENTITY OF THE That prior to the commencement of ORIGINAL CREDITOR WITHIN THE this mortgage foreclosure proceeding T I M E P R O V I D E D B Y L A W I S N O T Mortgagee/Assignee of Mortgagee com- AFFECTED BY THIS ACTION. plied with all notice requirements as THE TIME ALLOWED BY LAW FOR required by statute; That no action or REDEMPTION BY THE MORTGAGOR, proceeding has been instituted at law THE MORTGAGOR'S PERSONAL REPo r o t h e r w i s e t o r e c o v e r t h e d e b t RESENTATIVES OR ASSIGNS, MAY BE secured by said mortgage, or any part REDUCED TO FIVE WEEKS IF A JUDIthereof; CIAL ORDER IS ENTERED UNDER PURSUANT to the power of sale con- MINNESOTA STATUTES, SECTION tained in said mortgage, the above 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G described property will be sold by the OTHER THINGS, THAT THE MORTSheriff of said county as follows: GAGED PREMISES ARE IMPROVED DATE AND TIME OF SALE: Septem- WITH A RESIDENTIAL DWELLING OF ber 24, 2009 at 10:00 AM LESS THAN FIVE UNITS, ARE NOT PLACE OF SALE: S h e r i f f ' s O f f i c e , PROPERTY USED IN AGRICULTURAL Law Enforcement Center, 1580 Hwy PRODUCTION, AND ARE ABANDONED. 55, Lobby #S-100, Hastings, MN DATED: July 30, 2009 to pay the debt then secured by said MORTGAGEE: Mortgage ElecMortgage, and taxes, if any, on said tronic Registration Systems, Inc. premises, and the costs and disburse- Wilford & Geske, P.A. m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s Attorneys for Mortgagee allowed by law subject to redemption Lawrence A. Wilford within six (6) months from the date of James A. Geske said sale by the mortgagor(s), their 8425 Seasons Parkway, Suite 105 personal representatives or assigns Woodbury, MN 55125-4393 unless reduced to Five (5) weeks under (651) 209-3300 MN Stat. §580.07. File Number: 004918F02 TIME AND DATE TO VACATE PROP- 1829881 7/30-9/3/09 ERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, NOTICE OF MORTGAGE the date on or before which the mortFORECLOSURE SALE gagor(s) must vacate the property if the N O T ICE IS HEREBY GIVEN that mortgage is not reinstated under section 580.30 or the property is not default has occurred in the conditions redeemed under section 580.23 is of the following described mortgage: DATE OF MORTGAGE: July 29, 2003 11:59 p.m. on March 24, 2010. ORIGINAL PRINCIPAL AMOUNT OF MORTGAGOR(S) RELEASED FROM MORTGAGE: $117,760.00 FINANCIAL OBLIGATION ON MORTMORTGAGOR(S): Timothy W. Parkos, GAGE: None "THE TIME ALLOWED BY LAW FOR an unmarried man MORTGAGEE: Wachovia Mortgage, REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REP- FSB fka World Savings Bank, FSB DATE AND PLACE OF RECORDING: RESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDI- Recorded: October 23, 2003 Dakota CIAL ORDER IS ENTERED UNDER County Recorder, Document Number: MINNESOTA STATUTES, SECTION 2128807 Transaction Agent: Not Applicable 582.032, DETERMINING, AMONG Transaction Agent Mortgage IdentifiOTHER THINGS, THAT THE MORTcation Number: Not Applicable GAGED PREMISES ARE IMPROVED Lender or Broker: Wachovia MortWITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT gage, FSB fka World Savings Bank, FSB Residential Mortgage Servicer: PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E Wachovia Mortgage, FSB Mortgage Originator: Not Applicable ABANDONED." COUNTY IN WHICH PROPERTY IS Dated: July 23, 2009. LOCATED: Dakota U.S. Bank, N. A. Property Address: 5325 206th St W, Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Farmington, MN 55024-1469 Tax Parcel ID Number: By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of 14-48703-117-05 LEGAL DESCRIPTION OF PROPMortgagee ERTY: Unit No. 117, CIC No. 319, a 4500 Park Glen Road #300 Condominium, Middle Creek ConMinneapolis, MN 55416 dominium, Dakota County, Minne(952) 925-6888 sota. 19-283 AMOUNT DUE AND CLAIMED TO BE 7892522891 D U E AS OF DATE OF NOTICE: THIS IS A COMMUNICATION FROM $134,936.37 A DEBT COLLECTOR. THAT all pre-foreclosure require1830308 7/30-9/3/09 ments have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the NOTICE OF MORTGAGE debt secured by said mortgage, or any FORECLOSURE SALE part thereof; NOTICE IS HEREBY GIVEN that PURSUANT to the power of sale condefault has occurred in the conditions t a i n e d i n s a i d m o r t g a g e , t h e of the following described mortgage: above-described property will be sold DATE OF MORTGAGE: November 04, by the Sheriff of said county as fol2005 lows: ORIGINAL PRINCIPAL AMOUNT OF DATE AND TIME OF SALE: SeptemMORTGAGE: $187,920.00 ber 10, 2009 at 10:00 AM MORTGAGOR(S): Kathryn L. NeuenPLACE OF SALE: Dakota County feldt and Joseph W. Neuenfeldt, Wife Law Enforcement Center, 1580 Highand Husband way 55, Lobby S-100, Hastings, MinneMORTGAGEE: Mortgage Electronic sota Registration Systems, Inc. to pay the debt secured by said mortDATE AND PLACE OF RECORDING: gage and taxes, if any, on said preRecorded: January 25, 2006 Dakota mises and the costs and disburseCounty Recorder, Document Number: ments, including attorney fees allowed 2399926 by law, subject to redemption within Transaction Agent: Mortgage Elec- six (6) months from the date of said tronic Registration Systems, Inc. sale by the mortgagor(s), their perTransaction Agent Mortgage Identifi- sonal representatives or assigns. cation Number: 100103210000120625 Mortgagor(s) released from financial Lender or Broker: Prime Mortgage obligation: NONE Corporation THIS COMMUNICATION IS FROM R e s i d e n t i a l M o r t g a g e S e r v i c e r : A DEBT COLLECTOR ATTEMPTAurora Loan Services, LLC ING TO COLLECT A DEBT. ANY Mortgage Originator: Not Applicable INFORMATION OBTAINED WILL BE COUNTY IN WHICH PROPERTY IS USED FOR THAT PURPOSE. LOCATED: Dakota THE RIGHT TO VERIFICATION OF Property Address: 6565 168th St W, THE DEBT AND IDENTITY OF THE Rosemount, MN 55068-1817 ORIGINAL CREDITOR WITHIN THE T a x P a r c e l I D N u m b e r : TIME PROVIDED BY LAW IS NOT 22-21174-120-01 AFFECTED BY THIS ACTION. LEGAL DESCRIPTION OF PROPTHE TIME ALLOWED BY LAW FOR ERTY: Lot Twelve (12), Block One REDEMPTION BY THE MORTGAGOR, (1), Donnay's Valley Park 5th, Dakota THE MORTGAGOR'S PERSONAL REPCounty, Minnesota. RESENTATIVES OR ASSIGNS, MAY BE AMOUNT DUE AND CLAIMED TO BE REDUCED TO FIVE WEEKS IF A JUDID U E A S O F D A T E O F N O T I C E : CIAL ORDER IS ENTERED UNDER $195,371.82 MINNESOTA STATUTES, SECTION THAT all pre-foreclosure require- 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G ments have been complied with; that OTHER THINGS, THAT THE MORTno action or proceeding has been insti- GAGED PREMISES ARE IMPROVED tuted at law or otherwise to recover the WITH A RESIDENTIAL DWELLING OF debt secured by said mortgage, or any LESS THAN FIVE UNITS, ARE NOT part thereof; PROPERTY USED IN AGRICULTURAL PURSUANT to the power of sale con- PRODUCTION, AND ARE ABANDONED. tained in said mortgage, the DATED: July 23, 2009 above-described property will be sold by the Sheriff of said county as fol- ��

PUBLIC NOTICE

�� Recorded:�� March 06, 2007 Dakota County Recorder, Document Number: �� DATED: July 23, 2009 MORTGAGEE: Wachovia Mortgage, FSB fka World Savings Bank, FSB Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 006739F01 1822584 7/30-9/03/09

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 27, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $135,920.00 MORTGAGOR(S): Theresa M. Howard, a single person MORTGAGEE: Bankers Mortgage Company, LLC DATE AND PLACE OF RECORDING: Recorded: July 15, 2003 Dakota County Recorder, Document Number: 2078098 ASSIGNMENTS OF MORTGAGE: And assigned to: TCF Mortgage Corporation, Dated: May 27, 2003, Recorded: July 15, 2003 Dakota County Recorder, Document Number: 2078099 And assigned to: Mortgage Electronic Registration Systems, Inc. , Dated: May 01, 2006, Recorded: May 09, 2006 Dakota County Recorder, Document Number: 2427196 And assigned to: U.S. Bank, N.A., Dated: July 16, 2009 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100021248001866365 Lender or Broker: Bankers Mortgage Company, LLC Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 17443 Glacier Way, Lakeville, MN 55044-6432 Tax Parcel ID Number: 22-170-52-010-05 LEGAL DESCRIPTION OF PROPERTY: Unit 10, Cherry Highlands, a condominium, CIC No. 265, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $135,436.89 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 17, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 30, 2009 ASSIGNEE OF MORTGAGEE: U.S. Bank, N.A. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 005514F01 1827335 7/30-9/3/09

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 17, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $135,000.00 MORTGAGOR(S): Lorie Ann Hable, a single woman MORTGAGEE: Argent Mortgage Company, LLC DATE AND PLACE OF RECORDING: Recorded: March 06, 2007 Dakota

2500680 ASSIGNMENTS OF MORTGAGE: And assigned to: Wells Fargo Bank, N.A., as Trustee on behalf of the holders of the Asset Backed Securities Corporation Home Equity Loan Trust, Series AMQ 2007-HE@ Asset Backed Pass-through Certificates, Series AMQ 2007-HE, Dated: January 22, 2007 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Argent Mortgage Company, LLC Residential Mortgage Servicer: Select Portfolio Servicing Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 359 4th Ave S, South Saint Paul, MN 55075-2617 Tax Parcel ID Number: 36-64300-150-12 LEGAL DESCRIPTION OF PROPERTY: Lot 15, Block 12, Riverside Park Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $142,563.98 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 17, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 30, 2009 ASSIGNEE OF MORTGAGEE: Wells Fargo Bank, N.A., as Trustee on behalf of the holders of the Asset Backed Securities Corporation Home Equity Loan Trust, Series AMQ 2007-HE@ Asset Backed Pass-through Certificates, Series AMQ 2007-HE Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 006226F01 1830055 7/30-9/3/09

PUBLIC NOTICE NOTICE OF MORTGAGE

55306 TAX PARCEL I.D. #: 025655406001 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 1, Paha Sapa Knolls Fifth Addition. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $337,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $379,149.69 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 24, 2009 at 10:00 AM PLACE OF SALE: Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 24, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 24, 2009. The Bank of New York Mellon, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-156 139273115 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1830175 7/30-9/3/09

PUBLIC NOTICE

A. NOTICE OF DEFAULT AND FORECLOSURE SALE WHEREAS, on July 12, 2005, a certain Mortgage was executed by Myrtle Allen, as mortgagor, in favor of Wells Fargo Bank, N.A., as mortgagee, and was recorded on August 8, 2005, as Instrument No. 2348756 in the Office of the County Recorder, Dakota County; and WHEREAS, the Mortgage was insured by the United States Secretary of Housing and Urban Development (the Secretary) pursuant to the National Housing Act for the purpose of providing single family housing; and WHEREAS, the Mortgage is now owned by the Secretary, pursuant to an assignment dated March 9, 2007, and recorded on May 21, 2007, as Instrument Number 2518317, in the office of the County Recorder, Dakota County; and WHEREAS, a default has been made in the covenants and conditions of the Mortgage in that the payment due on October 1, 2008, was not made and remains wholly unpaid as of the date of this notice, and no payment has been made sufficient to restore the loan to currency; and WHEREAS, the entire amount delinquent as of August 28, 2009 will be $186,370.31; and WHEREAS, by virtue of this default, the Secretary has declared the entire amount of the indebtedness secured by the Mortgage to be immediately due and payable; NOW, THEREFORE, pursuant to powers vested in me by the Single Family Mortgage Foreclosure Act of 1994, 12 U.S.C. 3751 et seq., by 24 CFR part 27, subpart B, and by the Secretary's designation of me as Foreclosure Commissioner, recorded as Instrument No. ___________, notice is hereby given that on August 28, 2009 at 10:00 a.m. local time, all real and personal property at or used in connection with the following described premises ("Property") will be sold at public auction to the highest bidder: Lot 12 and the North 1/2 of Lot 13, Block 5, Riverside Park Addition to the City of South St. Paul, Dakota County, Minnesota Commonly known as: 345 7th Avenue South, South St. Paul, MN The sale will be held at Dakota County Sheriff's Office, Law Enforce-

County Sheriff s Office, Law Enforce ment Center, 1580 Highway 55, Lobby #S-100, Hastings, MN; The Secretary of Housing and Urban Development will bid $186,370.31, plus attorneys' fees and costs. There will be no proration of taxes, rents or other income or liabilities, except that the purchaser will pay, at or before closing, his prorate share of any real estate taxes that have been paid by the Secretary to the date of the foreclosure sale. THERE SHALL BE NO PERIOD OF REDEMPTION. When making their bids, all bidders except the Secretary must submit a deposit totaling $18,637.03 in the form of a certified check or cashier's check made out to the Secretary of HUD. A deposit need not accompany each oral bid. If the successful bid is oral, a deposit of $18,637.03 must be presented before the bidding is closed. The deposit is nonrefundable. The remainder of the purchase price must be delivered within 30 days of the sale or at such other time as the Secretary may determine for good cause shown, time being of the essence. This amount, like the bid deposits, must be delivered in the form of a certified or cashier's check. If the Secretary is the highest bidder, he need not pay the bid amount in cash. The successful bidder will pay all conveying fees, all real estate and other taxes that are due on or after the delivery date of the remainder of the payment and all other costs associated with the transfer of title. At the conclusion of the sale, the deposits of the unsuccessful bidders will be returned to them. The Secretary may grant an extension of time within which to deliver the remainder of the payment. All extensions will be for 15-day increments for a fee of $500.00, paid in advance. The extension fee shall be in the form of a certified or cashier's check made payable to the Secretary of HUD. If the high bidder closes the sale prior to the expiration of any extension period, the unused portion of the extension fee shall be applied toward the amount due. If the high bidder is unable to close the sale within the required period, or within any extensions of time granted by the Secretary, the high bidder may be required to forfeit the cash deposit or, at the election of the foreclosure commissioner after consultation of the HUD representative, will be liable to HUD for any costs incurred as a result of such failure. The Commissioner may, at the direction of the HUD representative, offer the property to the second highest bidder for an amount equal to the highest price offered by that bidder. There is no right of redemption, or right of possession based upon a right of redemption, in the mortgagor or others subsequent to a foreclosure completed pursuant to the Act. Therefore, the Foreclosure Commissioner will issue a Deed to the purchaser(s) upon receipt of the entire purchase price in accordance with the terms of the sale as provided herein. HUD does not guarantee that the property will be vacant. The scheduled foreclosure sale shall be cancelled or adjourned if it is established, by documented written application of the mortgagor to the Foreclosure Commissioner not less than 3 days before the date of sale, or otherwise, that the default or defaults upon which the foreclosure is based did not exist at the time of service of this notice of default and foreclosure sale, or all amounts due under the mortgage agreement are tendered to the Foreclosure Commissioner, in the form of a certified or cashier's check payable to the Secretary of HUD, before public auction of the property is completed. The amount that must be paid if the mortgage is to be reinstated prior to the scheduled sale is $NA, plus all other amounts that would be due under the mortgage agreement if payments under the mortgage had not been accelerated, advertising costs and postage expenses incurred in giving notice, mileage by the most reasonable road distance for posting notices and for the Foreclosure Commissioner's attendance at the sale, reasonable and customary costs incurred for title and lien record searches, the necessary out-of-pocket costs incurred by the Foreclosure Commissioner for recording documents, a commission for the Foreclosure Commissioner, and all other costs incurred in connection with the foreclosure prior to reinstatement. Tender of payment by certified or cashier's check or application for cancellation of the foreclosure sale shall be submitted to the address of the Foreclosure Commissioner provided below. Date: July 27, 2009 /s/ Paul A. Weingarden Foreclosure Commissioner Paul A. Weingarden Usset, Weingarden & Liebo P.L.L.P. 4500 Park Glen Road, Suite 300 St. Louis Park, MN 55416 Tele: 952-925-6888 Telefax: 952-925-5879 1830027 7/30-8/13/09

PUBLIC NOTICE NOTICE OF MORTGAGE

the following described mortgage: DATE OF MORTGAGE: July 7, 2004 MORTGAGOR: Vanessa L. Kahle, a single person. MORTGAGEE: ABN AMRO Mortgage Group, Inc., N/K/A CitiMortgage Inc. DATE AND PLACE OF RECORDING: Recorded September 16, 2004, Dakota County Recorder, Document No. 2248204. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: ABN AMRO Mortgage Group, Inc., N/K/A CitiMortgage Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 8612 Holland Avenue, Apple Valley, MN 55124 TAX PARCEL I.D.#: 01-27503-010-01 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 1, Forest Park Estates 4th Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $322,700.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $300,956.33 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 17, 2009 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 22, 2009. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-1689 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1830450 7/30-9/3/09

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 17, 2002 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $187,000.00 MORTGAGOR(S): Joan Remick Kennedy and Charles Edward Kennedy, III, wife and husband MORTGAGEE: The Lending Connection, Inc. DATE AND PLACE OF RECORDING: Recorded: August 15, 2003 Dakota County Recorder, Document Number: 2095197 ASSIGNMENTS OF MORTGAGE: And assigned to: New Century Mortgage Corporation, Dated: December 12, 2006, Recorded: January 22, 2007 Dakota County Recorder, Document Number: 2490075 And assigned to: Deutsche Bank National Trust Company, as Trustee under the Pooling and Servicing Agreement dated as of March 1, 2003, Morgan Stanley Dean Witter Capital I, Inc., Trust 2003-NC3, Dated: January 04, 2003, Recorded: January 22, 2007 Dakota County Recorder, Document Number: 2490076 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: The Lending Connection, Inc. Residential Mortgage Servicer: Litton Loan Servicing, LP Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1440 Highview Ave, Eagan, MN 55121-1142 Tax Parcel ID Number: 10-32880-095-00 LEGAL DESCRIPTION OF PROP-

LEGAL DESCRIPTION OF PROP ERTY: The West 30 feet of Lot 6, the East 30 feet of the North 60 feet of the West 360 feet of Lot 9 and the West 330 feet of Lot 9, all in Highview Acres, except that part contained within Remick Addition. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $194,256.17 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 17, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 30, 2009 ASSIGNEE OF MORTGAGEE: Deutsche Bank National Trust Company, as Trustee under the Pooling and Servicing Agreement dated as of March 1, 2003, Morgan Stanley Dean Witte r Capital I, Inc., Trust 2003-NC3 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 007287F01 1830213 7/30-9/3/09

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 30, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $205,000.00 MORTGAGOR(S): Barbara J. Bjugan, an unmarried woman MORTGAGEE: Wachovia Mortgage, FSB fka World Savings Bank, FSB DATE AND PLACE OF RECORDING: Recorded: January 19, 2006 Dakota County Recorder, Document Number: 2398153 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Wachovia Mortgage, FSB fka World Savings Bank, FSB Residential Mortgage Servicer: Wachovia Mortgage, FSB Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 9580 209th St W, Lakeville, MN 55044-5908 Tax Parcel ID Number: 22-75857-060-03 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 3, The Meadows 8th Addition, according to the recorded plat thereof, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $238,009.16 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 17, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. Mortgagor(s) released from financial obligation: NONE

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obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 30, 2009 MORTGAGEE: Wachovia Mortgage, FSB fka World Savings Bank, FSB Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 006964F01 1823777 7/30-9/3/09

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: July 14, 2003 MORTGAGOR: T h e r e s a A . L i v i n g ston-Kassa, an unmarried person. MORTGAGEE: Brier Mortgage Corporation. DATE AND PLACE OF RECORDING: Recorded December 1, 2003, Dakota County Recorder, Document No. 2146527. ASSIGNMENTS OF MORTGAGE: Assigned to: ABN Amro Mortgage Group, Inc., NKA CitiMortgage, Inc., Dated: July 14, 2003, Recorded: April 30, 2004, Document No. 2199650. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Brier Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 12931 South Harriet Avenue, Burnsville, MN 55337 TAX PARCEL I.D. #: 021518001001 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 1, Brittany Heights, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $123,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $100,855.05 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 23, 2009 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 23, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 24, 2009.

Dated: July 24, 2009. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-2069 638553228 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1830788 7/30-9/3/09

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: M a r c h 1 6 , 2005 MORTGAGORS: Natalia Melnik and Eugene Melnik, wife and husband. MORTGAGEE: J P M o r g a n C h a s e Bank, National Association as successor in interest to Washington Mutual Bank, FA DATE AND PLACE OF RECORDING: Registered May 12, 2005, Dakota County Registrar of Titles, Document No. 565192, Certificate of Title No. 146453. ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, NA as Trustee for WaMu Mortgage Pass-Through Certificates Series 2005-PR2 Trust, Dated: June 25, 2009 Said Mortgage being Registered Land. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Washington Mutual Bank, FA RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association as successor in interest to Washington Mutual Bank MORTGAGED PROPERTY ADDRESS: 12214 24th Avenue South, Burnsville, MN 55337 TAX PARCEL I.D.#: 02-81920-070-03 LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 3, Villaburne. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $200,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $218,309.77 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 10, 2009 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 17, 2009. Wells Fargo Bank, N.A., as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-2250 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1830397 7/30-9/3/09

PUBLIC NOTICE NOTICE OF MORTGAGE

MORTGAGOR: Mary B. Simmer, a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded August 11, 2008, Dakota County Recorder, Document No. 2607524. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc., Dated: July 14, 2009. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100281210784416490 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Platinum Lending Corporation RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 6756 Foliage Court, Rosemount, MN 55068 TAX PARCEL I.D.#: 22-51350-550-01 LEGAL DESCRIPTION OF PROPERTY: Lot 55, Block 1, Niakwa Village, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $157,747.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $166,143.49 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 24, 2009 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 24, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 24, 2009. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-2049 2005676872 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1830769 7/30-9/3/09

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 27, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $320,000.00 MORTGAGOR(S): Richard J. Lamotte, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: January 26, 2007 Dakota County Recorder, Document Number: 2491745 ASSIGNMENTS OF MORTGAGE: And assigned to: Central Mortgage Company, Dated: July 15, 2009 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100488910115984618 Lender or Broker: New Century Mortgage Corporation Residential Mortgage Servicer: Central Mortgage Company Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 2318 Bonaire Path, Rosemount, MN 55068 Tax Parcel ID Number: 34-02110-013-31 LEGAL DESCRIPTION OF PROPERTY: That part of Government Lot 2 and the West Half of the Southwest

and the West Half of the Southwest Quarter (W 1/2 of SW 1/4) of Section Twenty-One (21), Township One Hundred Fifteen (115), Range Nineteen (19), Dakota County, Minnesota, described as follows: Commencing at the Southeast corner of said West Half of the Southwest Quarter (W 1/2 of SW 1/4); thence North 0 degrees 11 minutes 11 seconds West (assumed bearing) along the East line thereof a distance of 1753.82 feet; thence continuing North 0 degrees 11 minutes 11 seconds West along said East line a distance of 900.00 feet to the centerline of 135th Street West; thence Northwesterly on said centerline along a non-tangential curve concave to the Northeast having a radius of 433.55 feet, a central angle of 8 degrees 32 minutes 38 seconds and a chord bearing of North 63 degrees 42 minutes 54 seconds West for a distance of 64.55 feet; thence North 59 degrees 26 minutes 36 seconds West along said centerline, tangent to the last described curve a distance of 295.35 feet to the actual point of beginning, thence continuing North 59 degrees 26 minutes 36 seconds West along said centerline a distance of 171.78 feet; thence along said centerline on a tangential curve concave to the Northeast, having a radius of 1174.50 feet and a central angle of 12 degrees 09 minutes 00 seconds for a distance of 249.08 feet; thence North 47 degrees 17 minutes 36 seconds West along said centerline a distance of 197.50 feet to the centerline of Biscayne Avenue; thence South 16 degrees 15 minutes 18 seconds West along said centerline a distance of 442.16 feet; thence Southwesterly on said centerline along a tangential curve concave to the Northwest, having a radius of 1454.44 feet and a central angle of 8 degrees 17 minutes 48 seconds for a distance of 159.84 feet; thence South 72 degrees 23 minutes 03 seconds East a distance of 685.58 feet; thence North 2 degrees, 12 minutes 43 seconds East a distance of 413.35 feet to the point of beginning and there terminating; according to the Government Survey thereof. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $352,463.26 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 17, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 30, 2009 ASSIGNEE OF MORTGAGEE: Central Mortgage Company Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 006828F01 1827066 7/30-9/3/09

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 12, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $195,100.00 MORTGAGOR(S): Tami J. Badois, a married person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: December 14, 2004 Dakota County Recorder, Document Number: 2275901 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100285700000041185

��

�� cation Number: 100285700000041185 sota Lender or Broker: Winstar Mortgage to pay the debt secured by said mortPartners, Inc. gage and taxes, if any, on said preR e s i d e n t i a l M o r t g a g e S e r v i c e r : mises and the costs and disburseAurora Loan Services, LLC ments, including attorney fees allowed Mortgage Originator: Not Applicable by law, subject to redemption within COUNTY IN WHICH PROPERTY IS six (6) months from the date of said LOCATED: Dakota sale by the mortgagor(s), their perProperty Address: 20153 Holister Ln, sonal representatives or assigns. Lakeville, MN 55044-6866 Mortgagor(s) released from financial T a x P a r c e l I D N u m b e r : obligation: NONE 22-32175-010-02 THIS COMMUNICATION IS FROM L E G A L D E S C R I P T I O N O F P R O P - A DEBT COLLECTOR ATTEMPTE R T Y : L o t 1 , B l o c k 2 , C o m m o n ING TO COLLECT A DEBT. ANY Interest Community No. 366, Heri- INFORMATION OBTAINED WILL BE tage Walk, according to the recorded USED FOR THAT PURPOSE. plat thereof, Dakota County, MinneTHE RIGHT TO VERIFICATION OF sota. THE DEBT AND IDENTITY OF THE AMOUNT DUE AND CLAIMED TO BE ORIGINAL CREDITOR WITHIN THE D U E A S O F D A T E O F N O T I C E : TIME PROVIDED BY LAW IS NOT $200,173.70 AFFECTED BY THIS ACTION. THAT all pre-foreclosure requireTHE TIME ALLOWED BY LAW FOR ments have been complied with; that REDEMPTION BY THE MORTGAGOR, no action or proceeding has been insti- THE MORTGAGOR'S PERSONAL REPtuted at law or otherwise to recover the RESENTATIVES OR ASSIGNS, MAY BE debt secured by said mortgage, or any REDUCED TO FIVE WEEKS IF A JUDIpart thereof; CIAL ORDER IS ENTERED UNDER PURSUANT to the power of sale con- MINNESOTA STATUTES, SECTION t a i n e d i n s a i d m o r t g a g e , t h e 582.032, DETERMINING, AMONG above-described property will be sold OTHER THINGS, THAT THE MORTby the Sheriff of said county as fol- GAGED PREMISES ARE IMPROVED lows: WITH A RESIDENTIAL DWELLING OF DATE AND TIME OF SALE: Septem- LESS THAN FIVE UNITS, ARE NOT ber 17, 2009 at 10:00 AM PROPERTY USED IN AGRICULTURAL PLACE OF SALE: Dakota County PRODUCTION, AND ARE ABANDONED. Law Enforcement Center, 1580 HighDATED: July 30, 2009 way 55, Lobby S-100, Hastings, MinneASSIGNEE OF MORTGAGEE: U.S. sota Bank National Association, as mortby said debt secured the to pay Trustee for the holders of the First gage and taxes, if any, on said preFranklin Mortgage Loan Trust mises and the costs and disburse2006-FF10 Mortgage Pass-through ments, including attorney fees allowed Certificates, Series 2006-FF10 by law, subject to redemption within Wilford & Geske, P.A. six (6) months from the date of said Attorneys for Assignee of Mortgagee sale by the mortgagor(s), their per- Lawrence A. Wilford James A. Geske sonal representatives or assigns. Mortgagor(s) released from financial 8425 Seasons Parkway, Suite 105 obligation: NONE Woodbury, MN 55125-4393 THIS COMMUNICATION IS FROM (651) 209-3300 A DEBT COLLECTOR ATTEMPT- File Number: 006706F01 7/30-9/3/09 ING TO COLLECT A DEBT. ANY 1830234 INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF NOTICE OF MORTGAGE THE DEBT AND IDENTITY OF THE FORECLOSURE SALE ORIGINAL CREDITOR WITHIN THE THE RIGHT TO VERIFICATION OF TIME PROVIDED BY LAW IS NOT THE DEBT AND IDENTITY OF THE AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR ORIGINAL CREDITOR WITHIN THE REDEMPTION BY THE MORTGAGOR, T I M E P R O V I D E D B Y L A W I S N O T THE MORTGAGOR'S PERSONAL REP- AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that RESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDI- default has occurred in conditions of the following described mortgage: CIAL ORDER IS ENTERED UNDER DATE OF MORTGAGE: December 18, MINNESOTA STATUTES, SECTION 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G 2002 MORTGAGORS: S c o t t H e n z e a n d OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED Kathy M. Henze, husband and wife. MORTGAGEE: Mortgage Electronic WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT Registration Systems, Inc. DATE AND PLACE OF RECORDING: PROPERTY USED IN AGRICULTURAL Recorded February 18, 2003, Dakota PRODUCTION, AND ARE ABANDONED. County Recorder, Document No. DATED: July 30, 2009 M O R T G A G E E : M o r t g a g e E l e c - 2001502. ASSIGNMENTS OF MORTGAGE: tronic Registration Systems, Inc. Assigned to: CitiMortgage, Inc., Dated: Wilford & Geske, P.A. July 15, 2009. Attorneys for Mortgagee TRANSACTION AGENT: Mortgage Lawrence A. Wilford Electronic Registration Systems, Inc. James A. Geske TRANSACTION AGENT'S MORT8425 Seasons Parkway, Suite 105 GAGE IDENTIFICATION NUMBER ON Woodbury, MN 55125-4393 MORTGAGE: 100026600021790774 (651) 209-3300 LENDER OR BROKER AND MORTFile Number: 006569F01 1828888 7/30-9/3/09 G A G E O R I G I N A T O R S T A T E D O N MORTGAGE: Principal Residential Mortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. NOTICE OF MORTGAGE MORTGAGED PROPERTY ADDRESS: FORECLOSURE SALE N O T I C E I S H E R E B Y G I V E N t h a t 12960 Pleasant Avenue South, Burnsdefault has occurred in the conditions ville, MN 55337 of the following described mortgage: TAX PARCEL I.D.#: 02-15180-100-04 DATE OF MORTGAGE: April 07, 2006 LEGAL DESCRIPTION OF PROPERTY: ORIGINAL PRINCIPAL AMOUNT OF Lot 10, Block 4, Brittany Heights, MORTGAGE: $207,900.00 Dakota Co., Minnesota. MORTGAGOR(S): Jessica J. Schuler, COUNTY IN WHICH PROPERTY IS LOCATED: Dakota a single person MORTGAGEE: Mortgage Electronic ORIGINAL PRINCIPAL AMOUNT OF Registration Systems, Inc. MORTGAGE: $136,111.00 DATE AND PLACE OF RECORDING: AMOUNT DUE AND CLAIMED TO BE R e c o r d e d : A p r i l 2 1 , 2 0 0 6 D a k o t a DUE AS OF DATE OF NOTICE, INCLUDCounty Recorder, Document Number: ING TAXES, IF ANY, PAID BY MORT2422437 GAGEE: $129,770.50 ASSIGNMENTS OF MORTGAGE: And That prior to the commencement of assigned to: U.S. Bank National Asso- this mortgage foreclosure proceeding ciation, as Trustee for the holders of Mortgagee/Assignee of Mortgagee comthe First Franklin Mortgage Loan Trust plied with all notice requirements as 2006-FF10 Mortgage Pass-through Cer- required by statute; That no action or tificates, Series 2006-FF10, Dated: July proceeding has been instituted at law or otherwise to recover the debt 10, 2009 Transaction Agent: Mortgage Elec- secured by said mortgage, or any part tronic Registration Systems, Inc. thereof; Transaction Agent Mortgage IdentifiPURSUANT to the power of sale contained in said mortgage, the above cation Number: 100425240007502013 Lender or Broker: NationPoint a described property will be sold by the Division of National City Bank of IN Sheriff of said county as follows: Residential Mortgage Servicer: Select DATE AND TIME OF SALE: September 17, 2009 at 10:00 AM Portfolio Servicing PLACE OF SALE: S h e r i f f ' s O f f i c e , Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN LOCATED: Dakota Property Address: 13628 Findlay to pay the debt then secured by said Ave, Apple Valley, MN 55124-8068 Mortgage, and taxes, if any, on said T a x P a r c e l I D N u m b e r : premises, and the costs and disburse01-31003-050-04 ments, including attorneys' fees L E G A L D E S C R I P T I O N O F P R O P - allowed by law subject to redemption ERTY: Lot 5, Block 4, Greenleaf within six (6) months from the date of Fourth Addition, Dakota County, said sale by the mortgagor(s), their personal representatives or assigns Minnesota. AMOUNT DUE AND CLAIMED TO BE unless reduced to Five (5) weeks under D U E A S O F D A T E O F N O T I C E : MN Stat. §580.07. MORTGAGOR(S) RELEASED FROM $229,302.18 THAT all pre-foreclosure require- FINANCIAL OBLIGATION ON MORTments have been complied with; that GAGE: None "THE TIME ALLOWED BY LAW FOR no action or proceeding has been instituted at law or otherwise to recover the REDEMPTION BY THE MORTGAGOR, debt secured by said mortgage, or any THE MORTGAGOR'S PERSONAL REPpart thereof; RESENTATIVES OR ASSIGNS, MAY BE PURSUANT to the power of sale con- REDUCED TO FIVE WEEKS IF A JUDIt a i n e d i n s a i d m o r t g a g e , t h e CIAL ORDER IS ENTERED UNDER above-described property will be sold MINNESOTA STATUTES, SECTION by the Sheriff of said county as fol- 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G lows: OTHER THINGS, THAT THE MORTDATE AND TIME OF SALE: Septem- GAGED PREMISES ARE IMPROVED ber 17, 2009 at 10:00 AM WITH A RESIDENTIAL DWELLING OF PLACE OF SALE: Dakota County LESS THAN FIVE UNITS, ARE NOT Law Enforcement Center, 1580 High- PROPERTY USED IN AGRICULTURAL way 55, Lobby S-100, Hastings, Minne�� sota

PUBLIC NOTICE

�� By: Paul A. �� Weingarden Attorneys for Mortgagee/Assignee �� PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 22, 2009. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-2022 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1830491 7/30-9/3/09

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: November 21, 2002 MORTGAGORS: Silvia E. Padilla and Marvin O. Padilla, wife and husband. MORTGAGEE: Mortgages Unlimited, Inc. DATE AND PLACE OF RECORDING: Recorded February 12, 2003, Dakota County Recorder, Document No. 1999525. ASSIGNMENTS OF MORTGAGE: Assigned to: ABN Amro Mortgage Group, Inc., NKA CitiMortgage, Inc., Dated: November 21, 2002, Recorded: February 12, 2003, Document No. 1999526. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Mortgages Unlimited, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 423 East Bernard Street, West Saint Paul, MN 55118 TAX PARCEL I.D.#: 42-34100-220-02 LEGAL DESCRIPTION OF PROPERTY: Lot 20, 21 and 22, Block 2, Hutchinson's Addition to St. Paul, together with that part of the vacated alley adjacent thereto which accrued thereto by reason of the vacation thereof, according to the recorded plat thereof, and situate in Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $178,489.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $168,178.49 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 23, 2009 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 23, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 24, 2009. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden

Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-2078 624375186 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1830659 7/30-9/3/09

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 07, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $478,400.00 MORTGAGOR(S): Daovone Chanthalinh, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: June 28, 2007 Dakota County Recorder, Document Number: 2527097 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100053030011503548 Lender or Broker: Aegis Wholesale Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 14255 Footbridge Way, Apple Valley, MN 55124-3331 Tax Parcel ID Number: 011658505001 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 1, Cedar Isle Estates 6th Addition AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $533,949.88 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 17, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 30, 2009 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 006408F01 1829832 7/30-9/3/09

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 26, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $147,920.00 MORTGAGOR(S): James P Fitzgerald, an unmarried man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: August 17, 2004 Dakota County Recorder, Document Number: 2238582 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100197500000224501 Lender or Broker: Brier Mortgage Corporation Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 12991 Echo Ln, Apple Valley, MN 55124-8675 Tax Parcel ID Number: 01-20540-020-01 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 1, Common

ERTY: Lot 2, Block 1, Common Interest Community Number 130, Diamond Path Townhomes, Dakota County, Minnesota, according to the recorded plat thereof. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $151,124.31 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 17, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 30, 2009 M O R T G A G E E : M o r t g ag e E l e c tronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 006529F01 1828957 7/30-9/3/09

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 23, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $136,000.00 MORTGAGOR(S): Nicholas J. Breun and Melissa L. Breun, husband and wife MORTGAGEE: Aames Funding Corporation dba Aames Home Loan DATE AND PLACE OF REGISTERING: Registered: December 27, 2004 Dakota County Registrar of Titles, Document Number: 555180 ASSIGNMENTS OF MORTGAGE: And assigned to: Deutsche Bank National Trust Company, as Indenture Trustee of the Aames Mortgage Investment Trust 2004-1, Dated: July 16, 2009 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Aames Funding Corporation dba Aames Home Loan Residential Mortgage Servicer: Litton Loan Servicing, LP Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 134670 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3764 Conroy Trl, Inver Grove Heights, MN 55076-3116 Tax Parcel ID Number: 20-53652-010-29 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 29, The Oaks Third Addition, together with Declaration of Covenants, Conditions and Restrictions recorded as Document Number 388776 and amended by Document Number 403417, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $136,170.61 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 17, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their per-

sale by the mortgagor(s), their per sonal representatives or assigns. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 30, 2009 ASSIGNEE OF MORTGAGEE: Deutsche Bank National Trust Company, as Indenture Trustee of the Aames Mortgage Investment Trust 2004-1 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 005182F01 1827197 7/30-9/3/09

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: November 7, 2005 MORTGAGORS: James P. McDonald and Beth K. Mclarnan, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Registered November 21, 2005, Dakota County Registrar of Titles, Document No. 579651, Certificate of Title No. 114351. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc., Dated: April 3, 2006, Recorded: April 17, 2006, Document No. 588147. Said Mortgage being Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100011520032225056 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: CitiMortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 4 8 0 5 E r i k s Boulevard, Eagan, MN 55122 TAX PARCEL I.D. #: 107820002005 LEGAL DESCRIPTION OF PROPERTY: Lot 2, in Block 5 in Twin View Manor, together with a non-exclusive easement for drive purposes over and across the South 14 feet of the East 80 feet of Lot 1, Block 5, Twin View Manor, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $228,200.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $264,776.46 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 24, 2009 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 10, 2009.

Dated: July 10, 2009. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-284 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1843688 8/6-9/10/09

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 03, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $224,000.00 MORTGAGOR(S): Isaac Frimpong and Christinana Pomaa, husband and wife MORTGAGEE: U.S. Bank, National Association, ND DATE AND PLACE OF RECORDING: Recorded: February 20, 2007 Dakota County Recorder Document Number: 2497812 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: U.S. Bank, National Association, ND Residential Mortgage Servicer: U.S. Bank Consumer Finance Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 17405 Fontana Path, Farmington, MN 55024-9022 Tax Parcel ID Number: 22-18301-100-04 LEGAL DESCRIPTION OF PROPERTY: Lot 10, Block 4, Country Pond South 2nd Addition, according to the recorded plat thereof, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $237,211.44 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 24, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 24, 2010, or the next business day if March 24, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 06, 2009 MORTGAGEE: U.S. Bank, National Association, ND Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 007209F01 1842079 8/6-9/10/09

PUBLIC NOTICE NOTICE OF MORTGAGE

Recorded: March 6, 2006, Document No. 2410415. And thereafter assigned to: Deutsche Bank National Trust Company, as Trustee for FFMLT Trust 2005-FF8, Mortgage Pass-Through Certificates, Series 2005-FF8, Dated: July 14, 2009. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Franklin RESIDENTIAL MORTGAGE SERVICER: Home Loan Services, Inc. MORTGAGED PROPERTY ADDRESS: 17125 Encina Path, Lakeville, MN 55024 TAX PARCEL I.D.#: 22-18101-206-06 LEGAL DESCRIPTION OF PROPERTY: Unit No. 1206, Common Interest Community No. 329, Cornerstone Lake Condominiums, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $138,800.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $143,533.34 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 8, 2009 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 8, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 27, 2009. Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 76-3370 1044497405 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1843626 8/6-9/10/09

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 25, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $154,700.00 MORTGAGOR(S): Nancy B. Louise, a single woman MORTGAGEE: CitiMortgage, Inc, successor by merger with ABN AMRO Mortgage Group, Inc. DATE AND PLACE OF REGISTERING: Registered: August 08, 2003 Dakota County Registrar of Titles, Document Number: 509477 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: CitiMortgage, Inc, successor by merger with ABN AMRO Mortgage Group, Inc. Residential Mortgage Servicer: CitiMortgage, Inc. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 145670 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 7350 Dawn Ave, Inver Grove Heights, MN 55076-4320 Tax Parcel ID Number: 20-71150-120-01 LEGAL DESCRIPTION OF PROPERTY: Lot Twelve (12), in Block One (1) of South Grove according to the plat thereof on file and of record in the office of the Register of Deeds

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the office of the Register of Deeds within and for said County and State AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $156,452.02 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 24, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 24, 2010, or the next business day if March 24, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 06, 2009 MORTGAGEE: CitiMortgage, Inc, successor by merger with ABN AMRO Mortgage Group, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 007276F01 1839411 8/6-9/10/09

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 22, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $369,750.00 MORTGAGOR(S): Douglas A. Meller, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: October 24, 2006 Dakota County Registrar of Titles, Document Number: 599904 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100052624251363174 Lender or Broker: Fieldstone Mortgage Company Residential Mortgage Servicer: Litton Loan Servicing, LP Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 131898 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 17532 Kodiak Ct, Lakeville, MN 55044-9271 Tax Parcel ID Number: 225475108001 LEGAL DESCRIPTION OF PROPERTY: Lot Eight (8), Block One (1), Orchard Lake Estates 2nd Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $380,596.61 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 24, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their per-

sale by the mortgagor(s), their per sonal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 24, 2010, or the next business day if March 24, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 06, 2009 M O R T G A G E E : M o r t g ag e E l e c tronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 007201F01 1839759 8/6-9/10/09

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 19, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $122,400.00 MORTGAGOR(S): Nicole S. Kanieski, a single woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: November 15, 2005 Dakota County Recorder, Document Number: 2380983 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100062604259671222 Lender or Broker: Homecomings Financial Network, Inc. Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1903 Silver Bell Rd Apt 318, Eagan, MN 55122-3124 Tax Parcel ID Number: 10-22451-460-01 LEGAL DESCRIPTION OF PROPERTY: Unit No. 318 and Garage No. 61, Condominium No. 43, Shannon Glen Condominium IV, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $125,283.05 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 24, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 24, 2010, or the next business day if March 24, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL

PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 06, 2009 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 007200F01 1842430 8/6-9/10/09

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 09, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $196,000.00 MORTGAGOR(S): Robert Diaz Flores and Maria A. Cruseno, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: May 03, 2007 Dakota County Recorder, Document Number: 2513929 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100062604734493044 Lender or Broker: Homecomings Financial, LLC (F/K/A Homecomings Financial Network, Inc.) Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 18336 Elm Tree Cir, Farmington, MN 55024-8711 Tax Parcel ID Number: 14-19505-050-06 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 6, Dakota County Estates 6th Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $203,352.54 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 24, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 24, 2010, or the next business day if March 24, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 06, 2009 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 006106F01 1841872 8/6-9/10/09

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 13, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $217,000.00 MORTGAGOR(S): Eric C. Solem and Michelle Solem, husband and wife MORTGAGEE: Aames Funding Corporation dba Aames Home Loan DATE AND PLACE OF RECORDING: Recorded: May 18, 2006 Dakota County Recorder, Document Number: 2430892 ASSIGNMENTS OF MORTGAGE: And assigned to: Avelo Mortgage, LLC, Dated: April 18, 2006, Recorded: May 01, 2008 Dakota County Recorder,

01, 2008 Dakota County Recorder, Document Number: 2587973 And assigned to: Bank of America, National Association, as successor by merger to LaSalle Bank, National Association, as trustee under the Pooling and Servicing Agreement dated as of June 1, 2006, GSAMP Trust 2006-HE4, Dated: July 24, 2009 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Aames Funding Corporation dba Aames Home Loan Residential Mortgage Servicer: Litton Loan Servicing, LP Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3566 Village Trl, Hastings, MN 55033-3496 Tax Parcel ID Number: 19-64381-040-02 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 2, Riverwood 7th Addition, according to the recorded plat thereof, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $252,957.70 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 24, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 24, 2010, or the next business day if March 24, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 06, 2009 ASSIGNEE OF MORTGAGEE: Bank of America, National Association, as successor by merger to LaSalle Bank, National Association, as trustee under the Pooling and Servicing Agreement dated as of June 1, 2006, GSAMP Trust 2006-HE4 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 005383F01 1839621 8/6-9/10/09

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 30, 2002 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $140,289.00 MORTGAGOR(S): Michael Klug, a single person and Sara E. Almansour, a single person MORTGAGEE: First Residential Mortgage Corporation DATE AND PLACE OF RECORDING: Recorded: October 10, 2002 Dakota County Recorder, Document Number: 1945548 ASSIGNMENTS OF MORTGAGE: And assigned to: AmTrust Bank fka Ohio Savings Bank, Dated: July 31, 2002, Recorded: May 04, 2004 Dakota County Recorder, Document Number: 2200963 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: First Residential Mortgage Corporation Residential Mortgage Servicer: AmTrust Bank Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3323 River Bluff Dr, Eagan, MN 55121-1720 Tax Parcel ID Number: 10-41300-115-05 LEGAL DESCRIPTION OF PROP-

��

�� DEBT COLLECTOR ATTEMPTING TO L E G A L D E S C�� R I P T I O N �� O F P R O P �� ERTY: Unit No. 115, CIC No. 358 COLLECT A DEBT. ANY INFORMAC e d a r B l u f f T o w n h o m e C o n d o - TION OBTAINED WILL BE USED FOR THAT PURPOSE. minium, Dakota County, Minnesota THE RIGHT TO VERIFICATION OF AMOUNT DUE AND CLAIMED TO BE D U E A S O F D A T E O F N O T I C E : THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE $131,643.64 THAT all pre-foreclosure require- T I M E P R O V I D E D B Y L A W I S N O T ments have been complied with; that AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR no action or proceeding has been instituted at law or otherwise to recover the REDEMPTION BY THE MORTGAGOR, debt secured by said mortgage, or any T H E M O R T G A G O R ' S P E R S O N A L REPRESENTATIVES OR ASSIGNS, part thereof; PURSUANT to the power of sale con- MAY BE REDUCED TO FIVE WEEKS IF t a i n e d i n s a i d m o r t g a g e , t h e A JUDICIAL ORDER IS ENTERED above-described property will be sold U N D E R M I N N E S O T A S T A T U T E S , by the Sheriff of said county as fol- SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE lows: DATE AND TIME OF SALE: Septem- M O R T G A G E D P R E M I S E S A R E IMPROVED WITH A RESIDENTIAL ber 24, 2009 at 10:00 AM PLACE OF SALE: Dakota County D W E L L I N G O F L E S S T H A N F I V E Law Enforcement Center, 1580 High- UNITS, ARE NOT PROPERTY USED IN way 55, Lobby S-100, Hastings, Minne- AGRICULTURAL PRODUCTION, AND ARE ABANDONED. sota Dated: December 4, 2008 to pay the debt secured by said mortMortgage Electronic gage and taxes, if any, on said preRegistration Systems, Inc. mises and the costs and disburseMortgagee ments, including attorney fees allowed by law, subject to redemption within Wilford & Geske six (6) months from the date of said Attorneys for Mortgagee sale by the mortgagor(s), their per- Lawrence A. Wilford James A. Geske sonal representatives or assigns. If the Mortgage is not reinstated 7650 Currell Boulevard under Minn. Stat. §580.30 or the prop- Suite 300 erty is not redeemed under Minn. Stat. Woodbury, Minnesota 55125 §580.23, the Mortgagor must vacate (651)209-3300 the property on or before 11:59 p.m. on File ID: 054975-36948 NOTICE OF POSTPONEMENT OF March 24, 2010, or the next business MORTGAGE FORECLOSURE SALE day if March 24, 2010 falls on a SaturThe above referenced sale scheduled day, Sunday or legal holiday. Mortgagor(s) released from financial for January 22, 2009 at 10:00 a.m. has been postponed to February 19, 2009 obligation: NONE THIS COMMUNICATION IS FROM a t 1 0 : 0 0 a . m . a t t h e D a k o t a L a w Enforcement Center, 1580 Highway 55, A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY Lobby S-100, Hastings, in said County INFORMATION OBTAINED WILL BE and State. Dated: January 22, 2009 USED FOR THAT PURPOSE. Mortgage Electronic THE RIGHT TO VERIFICATION OF Registration Systems, Inc. THE DEBT AND IDENTITY OF THE Mortgagee ORIGINAL CREDITOR WITHIN THE T I M E P R O V I D E D B Y L A W I S N O T Wilford & Geske, PA Attorneys for Mortgagee AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR Lawrence A. Wilford REDEMPTION BY THE MORTGAGOR, James A. Geske THE MORTGAGOR'S PERSONAL REP- 7650 Currell Blvd., Suite 300 RESENTATIVES OR ASSIGNS, MAY BE Woodbury, MN 55125 REDUCED TO FIVE WEEKS IF A JUDI- (651)209-3300 CIAL ORDER IS ENTERED UNDER Client ID: 36948 NOTICE OF POSTPONEMENT OF MINNESOTA STATUTES, SECTION MORTGAGE FORECLOSURE SALE 582.032, DETERMINING, AMONG The above referenced sale scheduled OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED for February 19, 2009 at 10:00 a.m. has WITH A RESIDENTIAL DWELLING OF been postponed to March 19, 2009 at LESS THAN FIVE UNITS, ARE NOT 10:00 a.m. at the Dakota County Law PROPERTY USED IN AGRICULTURAL Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, in said County PRODUCTION, AND ARE ABANDONED. and State. DATED: August 06, 2009 Dated: February 19, 2009 ASSIGNEE OF MORTGAGEE: Mortgage Electronic AmTrust Bank fka Ohio Savings Registration Systems, Inc. Bank Mortgagee Wilford & Geske, P.A. Wilford & Geske, PA Attorneys for Assignee of Mortgagee Attorneys for Mortgagee Lawrence A. Wilford Lawrence A. Wilford James A. Geske James A. Geske 8425 Seasons Parkway, Suite 105 7650 Currell Blvd., Suite 300 Woodbury, MN 55125-4393 Woodbury, MN 55125 (651) 209-3300 (651)209-3300 File Number: 006433F01 1839579 8/6-9/10/09 Client ID: 36948 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled NOTICE OF MORTGAGE for March 19, 2009 at 10:00 a.m. has FORECLOSURE SALE been postponed to April 23, 2009 at NOTICE IS HEREBY GIVEN that 10:00 a.m. at the Dakota County Law default has occurred in the conditions Enforcement Center, 1580 Highway 55, of the following described mortgage: Lobby S-100, Hastings, in said County DATE OF MORTGAGE: December 30, and State. 2004 Dated: March 19, 2009 ORIGINAL PRINCIPAL AMOUNT OF Mortgage Electronic MORTGAGE: $106,305.00 Registration Systems, Inc. MORTGAGOR(S): Julie M. Flack, Mortgagee Single Person Wilford & Geske, PA MORTGAGEE: Mortgage Electronic Attorneys for Mortgagee Registration Systems, Inc. Lawrence A. Wilford DATE AND PLACE OF RECORDING: James A. Geske Recorded: February 23, 2005, Dakota 7650 Currell Blvd., Suite 300 County Recorder, Document #: Woodbury, MN 55125 2298172 (651)209-3300 Transaction Agent : Mortgage ElecClient ID: 36948 tronic Registration Systems, Inc NOTICE OF POSTPONEMENT OF Transaction Agent Mortgage IdentifiMORTGAGE FORECLOSURE SALE cation Number: 100200700000432337 The above referenced sale scheduled Lender or Broker : Paragon Home for April 23, 2009 at 10:00 a.m. has Lending, LLC been postponed to June 11, 2009 at Residential Mortgage Servicer : 10:00 a.m. at the Dakota County Law Countrywide Home Loans Enforcement Center, 1580 Highway 55, Mortgage Originator : Not Applicable Lobby S-100, Hastings, in said County LEGAL DESCRIPTION OF PROPERTY: and State. Apartment No. 102, 12924 Nicollet Dated: April 23, 2009 Avenue South, Condominium OwnMortgage Electronic ership Number 15, Ridgeview ConRegistration Systems, Inc. dominium Homes, Dakota County, Mortgagee Minnesota. Wilford & Geske, PA COUNTY IN WHICH PROPERTY IS Attorneys for Mortgagee LOCATED: Dakota Lawrence A. Wilford Property Address : 12924 Nicollet James A. Geske Ave S #102 Burnsville, MN 55337 7650 Currell Blvd., Suite 300 Tax Parcel ID No : 020130049416 Woodbury, MN 55125 AMOUNT DUE AND CLAIMED TO BE (651)209-3300 DUE AS OF DATE OF NOTICE: Client ID: 36948 $106,938.44 NOTICE OF POSTPONEMENT OF THAT all pre-foreclosure requireMORTGAGE FORECLOSURE SALE ments have been complied with; that The above referenced sale scheduled no action or proceeding has been instifor June 11, 2009, at 10:00 A.M., has tuted at law or otherwise to recover the been postponed to July 30, 2009, at debt secured by said mortgage, or any 10:00 A.M. at the Dakota County Law part thereof; Enforcement Center, 1580 Highway 55, PURSUANT to the power of sale conLobby S-100, Hastings, MN, in said tained in said mortgage, the above County and State. described property will be sold by the Dated: June 11, 2009 Sheriff of said county as follows: Mortgage Electronic DATE AND TIME OF SALE: January Registration Systems, Inc. 22, 2009, 10:00 A.M. Mortgagee PLACE OF SALE: Dakota County Wilford & Geske, PA Law Enforcement Center, 1580 HighAttorneys for Mortgagee way 55, Lobby S-100, Hastings, MN Lawrence A. Wilford to pay the debt secured by said mortJames A. Geske gage and taxes, if any, on said pre8425 Seasons Parkway, Suite 105 mises and the costs and disburseWoodbury, MN 55125 ments, including attorneys fees (651)209-3300 allowed by law, subject to redemption Client ID: 36948 within 6 months from the date of said NOTICE OF POSTPONEMENT OF sale by the mortgagor(s), their perMORTGAGE FORECLOSURE SALE sonal representatives or assigns. The above referenced sale scheduled Mortgagor(s) released from financial for July 30, 2009 at 10:00 a.m. has obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO ��

PUBLIC NOTICE

�� NOTICE �� OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE �� for July 30, 2009 at 10:00 a.m. has been postponed to September 24, 2009 at 10:00 a.m. in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, in the City of Hastings in said County and State. Dated: August 7, 2009 Mortgage Electronic Registration Systems, Inc. Mortgagee Wilford & Geske By: Lawrence A. Wilford/James A. Geske 8425 Seasons Parkway Suite 105 Woodbury, MN 55125 Ph.: 651-209-3300 File ID: 36948 1854189 8/13/09

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 18, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $242,707.00 MORTGAGOR(S): Randi Grabina (unmarried) MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: June 2, 2005 Dakota County Recorder Document #: 2327228 ASSIGNMENTS OF MORTGAGE: And thereafter assigned to: U.S. Bank, N.A. Dated: September 15, 2008 Recorded: September 23, 2008 Document #: 2614260 Transaction Agent : Mortgage Electronic Registration Systems, Inc Transaction Agent Mortgage Identification Number : 100021278908363331 Lender or Broker : U.S. Bancorp Advantage, LLC Residential Mortgage Servicer : US Bank Home Mortgage Mortgage Originator : Not Applicable LEGAL DESCRIPTION OF PROPERTY: Unit No. 604, Common Interest Community No. 397, Bayside, a Condominium, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address : 15529 Dunhill Ln Apple Valley, MN 55124 Tax Parcel ID No : 01-18052-604-20 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $251,284.83 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 23, 2009 10:00 A.M. PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, MN to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s), their personal representatives or assigns. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: March 5, 2009 U.S. Bank, N.A. Assignee of Mortgagee Wilford & Geske Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 7650 Currell Boulevard Suite 300 Woodbury, Minnesota 55125 (651)209-3300 File ID: 128100-34620 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for April 23, 2009 at 10:00 a.m. has been postponed to May 28, 2009 at 10:00 a.m. in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, MN , in said County and State. Dated: May 7, 2009 U.S. Bank, N.A. Assigneed of Mortgagee Wilford & Geske, PA Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Pkwy, Suite 105 Woodbury, MN 55125 (651)209-3300 Client ID: 128100-34620 NOTICE OF POSTPONEMENT OF

The above referenced sale scheduled for May 28, 2009 at 10:00 a.m. has been postponed to July 9, 2009 at 10:00 a.m. in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, MN, in said County and State. Dated: June 11, 2009 U.S. Bank, N.A. Assigneed of Mortgagee Wilford & Geske, PA Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Pkwy, Suite 105 Woodbury, MN 55125 (651)209-3300 Client ID: 128100-34620 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 9, 2009 at 10:00 a.m. has been postponed to August 13, 2009 at 10:00 a.m. in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, MN, in said County and State. Dated: July 16, 2009 U.S. Bank, N.A. Assigneed of Mortgagee Wilford & Geske, PA Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Pkwy, Suite 105 Woodbury, MN 55125 (651)209-3300 Client ID: 128100-34620 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for August 13, 2009 at 10:00 a.m. has been postponed to September 24, 2009 at 10:00 a.m. in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, MN , in said County and State. Dated: August 13, 2009 U.S. Bank, N.A. Assigneed of Mortgagee Wilford & Geske, PA Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Pkwy, Suite 105 Woodbury, MN 55125 (651)209-3300 Client ID: 128100-34620 1854669 8/13/09

PUBLIC NOTICE NOTICE OF MORTGAGE

THE MORTGAGOR S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: March 12, 2009. Bank of America, N.A. as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 76-2938 1044882146 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until August 6, 2009 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: May 19, 2009. Bank of America, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 76-2938 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until October 8, 2009 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: August 7, 2009. Bank of America, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 76-2938 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1851727 8/13/09

PUBLIC NOTICE NOTICE OF MORTGAGE

described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 2, 2009 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: April 24, 2009. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-1561 5304053522 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until August 6, 2009 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: July 2, 2009. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-1561 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until November 5, 2009 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: August 7, 2009. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-1561 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1851716 8/13/09

PUBLIC NOTICE

INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$192,018.11 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 8, 2009 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 8, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 7, 2009. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-2409 3014219681 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1855454 8/13-9/17/09

PUBLIC NOTICE NOTICE OF MORTGAGE

premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: March 16, 2009. Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 76-3015 1044712947 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until August 6, 2009 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: May 11, 2009. Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 76-3015 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until October 8, 2009 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: August 6, 2009. Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 76-3015 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1850363 8/13/09

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 29, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $147,840.00 MORTGAGOR(S): Terra Watts, and Tau Watts, wife and husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: October 18, 2005, Dakota County Recorder, Document #: 2371870 Transaction Agent : Mortgage Electronic Registration Systems, Inc Transaction Agent Mortgage Identification Number : 100025440002722798 Lender or Broker : Lehman Brothers Bank, FSB Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator : Not Applicable LEGAL DESCRIPTION OF PROPERTY: LOT 29, BLOCK 3, REGATTA MANOR HOMES, CIC NO. 234, DAKOTA COUNTY, MINNESOTA. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address : 15655 Finewood Ct Apple Valley, MN 55124 Tax Parcel ID No : 01-63400-290-03 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $152,143.65 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 9, 2009, 10:00 A.M. PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, MN to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees

��

ments, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s), their personal representatives or assigns. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: February 19, 2009 Mortgage Electronic Registration Systems, Inc. Mortgagee Wilford & Geske Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 7650 Currell Boulevard Suite 300 Woodbury, Minnesota 55125 (651)209-3300 File ID: 014425-39255 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for April 9, 2009 at 10:00 a.m. has been Postponed to May 7, 2009 at 10:00 a.m. in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, in the City of Hastings in said County and State. Dated: April 16, 2009 Mortgage Electronic Registration Systems, Inc. Mortgagee Wilford & Geske Lawrence A. Wilford James A. Geske 7650 Currell Boulevard Suite 300 Woodbury, MN 55125 Ph.: 651-209-3300 File ID: 39255 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for May 7, 2009 at 10:00 a.m. has been Postponed to June 25, 2009 at 10:00 a.m. in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, in the City of Hastings in said County and State. Dated: May 14, 2009 Mortgage Electronic Registration Systems, Inc. Mortgagee Wilford & Geske Lawrence A. Wilford James A. Geske 7650 Currell Boulevard Suite 300 Woodbury, MN 55125 Ph.: 651-209-3300 File ID: 39255 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for June 25, 2009 at 10:00 am has been postponed to August 13, 2009 at 10:00 am at the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, in said County and State. Dated: June 24, 2009 Mortgage Electronic Registration Systems, Inc. Mortgagee Wilford & Geske Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 seasons parkway suite 105 Woodbury, MN 55125 (651) 209-3300 File ID: 014425-39255 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for August 13, 2009 at 10:00 a.m. has been postponed to September 17, 2009 at 10:00 a.m. at the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, in said County and State. Dated: August 13, 2009 Mortgage Electronic Registration Systems, Inc. Mortgagee Wilford & Geske, PA Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125 (651)209-3300 Client ID: 39255 1852012 8/13/09

PUBLIC NOTICE NOTICE OF MORTGAGE

Vang, husband and wife. MORTGAGEE: Vermillion State Bank DATE AND PLACE OF RECORDING: Recorded November 21, 2006, Dakota County Recorder, Document No. 2477059. ASSIGNMENTS OF MORTGAGE: Assigned to: National City Real Estate Services LLC s/b/m National City Mortgage, Inc. f/k/a National City Mortgage Co, Dated: November 8, 2006, Recorded: November 21, 2006, Document No. 2477060. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Vermillion State Bank RESIDENTIAL MORTGAGE SERVICER: National City Real Estate Services LLC MORTGAGED PROPERTY ADDRESS: 20625 Donnelly Avenue, Farmington, MN 55024 TAX PARCEL I.D.#: 39-03000-011-75 LEGAL DESCRIPTION OF PROPERTY: The Northeast Quarter of the Southeast Quarter (NE 1/4 of the SE 1/4) of Section 30, Township 114, Range 18, Dakota County, Minnesota, except for the following parcels: North 260.00 feet of the Northeast Quarter of the Southeast Quarter (NE 1/4 of the SE 1/4) of Section 30, Township 114, Range 18, Dakota County, Minnesota. That part of the Northeast Quarter of the Southeast Quarter (NE 1/4 of the SE 1/4) of Section 30, Township 114, Range 18, Dakota County, Minnesota, lying within a strip of land 100 feet in width extending over and across that part of the East Half of the Southeast Quarter of said Section 30 lying Northerly of the center line of Dubarry Trail, said strip of land being 50 feet in width on each side of the center line of the main track (now removed) of the Minnesota and Northwestern Railroad Company (later the Chicago Great Western Railway Company, now the Chicago and North Western Transportation Company), as said main track center line was originally located and established over and across said Section 30. That part of the Northeast Quarter of the Southeast Quarter (NE 1/4 of the SE 1/4) of Section 30, Township 114, Range 18, Dakota County, Minnesota, lying Northerly of and adjoining the above described 100 foot wide strip of land and lying Southerly and Easterly of the following described line: Commencing at the Northeast corner of said Section 30; thence South 00 degrees 00 minutes West (assumed bearing) along the East line of said Section 30 a distance of 3,253.1 feet to the point of beginning of the line herein described; thence South 25 degrees 27 minutes West to a point on the Northwesterly line of the above described 100 foot wide strip of land, and there terminating. That part of the Northeast Quarter of the Southeast Quarter (NE 1/4 of the SE 1/4) of Section 30, Township 114, Range 18, Dakota County, Minnesota, lying Southeasterly of the railroad right of way. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $650,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $672,084.74 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 28, 2009 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within twelve (12) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 3, 2009. National City Real Estate Services LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888

(952) 925 6888 4-1551 0004860743 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until August 11, 2009 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: April 22, 2009. National City Real Estate Services LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-1551 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until October 20, 2009 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: August 7, 2009. National City Real Estate Services LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-1551 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1851658 8/13/09

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 18, 2002 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $383,920.00 MORTGAGOR(S): Matthew H. Wehling and Patricia Wehling, Husband and Wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: May 30, 2002, Dakota County Recorder, Document #: 1901030 ASSIGNMENTS OF MORTGAGE: And thereafter assigned to: Countrywide Home Loans, Inc. for the benefit of Hudson Savings Bank, Dated: April 19, 2006, Recorded: April 25, 2006, Document #: 2423050 And thereafter assigned to: Countrywide Home Loans Servicing, LP, Dated: February 5, 2009 Transaction Agent : Mortgage Electronic Registration Systems, Inc Transaction Agent Mortgage Identification Number: 100015700009614021 Lender or Broker : America's Wholesale Lender Residential Mortgage Servicer : Countrywide Home Loans Mortgage Originator : Not Applicable LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 4, Evermoor, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address : 13223 Danube Ave Rosemount, MN 55122 Tax Parcel ID No : 34 25100 080 04 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $375,796.99 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 9, 2009, 10:00 A.M. PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, MN to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s), their personal representatives or assigns. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO ANY COLLECT A DEBT. INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE

MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: February 19, 2009 Countrywide Home Loans Servicing, LP Assignee of Mortgagee Wilford & Geske Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 7650 Currell Boulevard Suite 300 Woodbury, Minnesota 55125 (651)209-3300 File ID: 054975-60541 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for April 9, 2009, at 10:00 A.M., has been postponed to May 7, 2009, at 10:00 A.M. in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, MN, in said County and State. Dated: April 9, 2009 Countrywide Home Loans Servicing, LP. Assignee of Mortgagee Wilford & Geske, PA Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 7650 Currell Blvd., Suite 300 Woodbury, MN 55125 (651)209-3300 Client ID: 60541 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for May 7, 2009, at 10:00 A.M., has been postponed to June 18, 2009, at 10:00 A.M. in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, MN, in said County and State. Dated: May 7, 2009 Countrywide Home Loans Servicing, LP Assignee of Mortgagee Wilford & Geske, PA Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 7650 Currell Blvd., Suite 300 Woodbury, MN 55125 (651)209-3300 Client ID: 60541 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for June 18, 2009 at 10:00 am has been postponed to August 6, 2009 at 10:00 am at the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, in said County and State. Dated: June 17, 2009 Countrywide Home Loans Servings, LP Assignee of Mortgage Wilford & Geske Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 seasons parkway suite 105 Woodbury, MN 55125 (651) 209-3300 Client ID: 60541 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for August 6, 2009 at 10:00 a.m. has been postponed to September 17, 2009 at 10:00 a.m. at the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, in said County and State. Dated: August 6, 2009 Countrywide Home Loans Servicing, LP Assignee of Mortgagee Wilford & Geske, PA Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125 (651)209-3300 Client ID: 60541 1851934 8/13/09

PUBLIC NOTICE NOTICE OF MORTGAGE

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�� and garage �� No. 505, �� Residential Unit Unit No. 27 in Condominium No. 36, Garrett Square Condominium Homes NOTICE OF COUNTY IN WHICH PROPERTY IS MORTGAGE FORECLOSURE SALE LOCATED: Dakota NOTICE IS HEREBY GIVEN that ORIGINAL PRINCIPAL AMOUNT OF default has occurred in the conditions MORTGAGE: $47,200.00 of the following described mortgage: AMOUNT DUE AND CLAIMED TO BE DATE OF MORTGAGE: January 29, DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORT- 2003 ORIGINAL PRINCIPAL AMOUNT OF GAGEE: $46,997.80 That prior to the commencement of MORTGAGE: $294,000.00 MORTGAGOR(S): Robert J. Schmitz this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee com- and Michelle M. Schmitz, husband and plied with all notice requirements as wife MORTGAGEE: Provincial Bank required by statute; That no action or DATE AND PLACE OF RECORDING: proceeding has been instituted at law Recorded: April 17, 2003 Dakota or otherwise to recover the debt secured by said mortgage, or any part County Recorder Document Number: 2031868 thereof; ASSIGNMENTS OF MORTGAGE: PURSUANT to the power of sale And assigned to: TCF Mortgage Corcontained in said mortgage, the above described property will be sold by the poration Dated: January 29, 2003 Sheriff of said county as follows: Recorded: April 17, 2003 Dakota DATE AND TIME OF SALE: February County Recorder 17, 2009 at 10:00 AM Document Number: 2031869 PLACE OF SALE: S h e r i f f ' s O f f i c e , And assigned to: Mortgage Electronic Law Enforcement Center, 1580 Hwy Registration Systems, Inc. 55, Lobby #S-100, Hastings, MN Dated: May 01, 2006 to pay the debt then secured by said Recorded: May 12, 2006 Dakota Mortgage, and taxes, if any, on said p r e m i s e s , a n d t h e c o s t s a n d County Recorder Document Number: 2428805 disbursements, including attorneys' And assigned to: U.S. Bank, N.A. fees allowed by law subject to Dated: July 16, 2009 redemption within six (6) months from Transaction Agent: Mortgage Electhe date of said sale by the mortgagor(s), their personal represen- tronic Registration Systems, Inc. Transaction Agent Mortgage Identifitatives or assigns. MORTGAGOR(S) RELEASED FROM cation Number: 100021248001815826 Lender or Broker: Provincial Bank FINANCIAL OBLIGATION ON Residential Mortgage Servicer: U.S. MORTGAGE: None Bank Home Mortgage "THE TIME ALLOWED BY LAW FOR Mortgage Originator: Not Applicable REDEMPTION BY THE MORTGAGOR, COUNTY IN WHICH PROPERTY IS THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, LOCATED: Dakota Property Address: 19620 Ireland Pl, MAY BE REDUCED TO FIVE WEEKS IF A J U D I C I A L O R D E R I S E N T E R E D Lakeville, MN 55044-7020 Tax Parcel ID Number: UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, 22-56200-050-01 LEGAL DESCRIPTION OF PROPAMONG OTHER THINGS, THAT THE M O R T G A G E D P R E M I S E S A R E ERTY: Lot 5, Block 1, Paradise Hills, I M P R O V E D W I T H A R E S I D E N T I A L Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN D U E A S O F D A T E O F N O T I C E : AGRICULTURAL PRODUCTION, AND $328,828.09 THAT all pre-foreclosure requireARE ABANDONED." ments have been complied with; that no Dated: December 10, 2008. action or proceeding has been instiJPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee tuted at law or otherwise to recover the USSET, WEINGARDEN AND LIEBO, P.L.L.P. debt secured by said mortgage, or any part thereof; By: Paul A. Weingarden PURSUANT to the power of sale conAttorneys for Mortgagee/Assignee of tained in said mortgage, the Mortgagee above-described property will be sold by 4500 Park Glen Road #300 the Sheriff of said county as follows: Minneapolis, MN 55416 DATE AND TIME OF SALE: October (952) 925-6888 01, 2009 at 10:00 AM 60-1295 PLACE OF SALE: Dakota County Law 0057364887 THIS IS A COMMUNICATION FROM Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota A DEBT COLLECTOR. to pay the debt secured by said mortNOTICE OF POSTPONEMENT OF gage and taxes, if any, on said preMORTGAGE FORECLOSURE SALE P u r s u a n t t o t h e p r o v i s i o n s o f mises and the costs and disburseM i n n e s o t a S t a t u t e s 5 8 0 . 0 7 , t h e ments, including attorney fees allowed f o r e g o i n g f o r e c l o s u r e s a l e i s by law, subject to redemption within six postponed until April 14, 2009 at 10:00 (6) months from the date of said sale by a m a t t h e S h e r i f f ' s O f f i c e , L a w the mortgagor(s), their personal repreEnforcement Center, 1580 Hwy 55, sentatives or assigns. If the Mortgage is not reinstated Lobby #S-100, Hastings, MN, in said under Minn. Stat. §580.30 or the propcounty and state. erty is not redeemed under Minn. Stat. Dated: February 16, 2009. §580.23, the Mortgagor must vacate the Washington Mutual Bank property on or before 11:59 p.m. on Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. April 01, 2010, or the next business day if April 01, 2010 falls on a SaturBy: Paul A. Weingarden Attorneys for Mortgagee/Assignee of day, Sunday or legal holiday. Mortgagor(s) released from financial Mortgagee obligation: NONE 4500 Park Glen Road #300 THIS COMMUNICATION IS FROM A Minneapolis, MN 55416 DEBT COLLECTOR ATTEMPTING TO (952) 925-6888 COLLECT A DEBT. ANY INFORMA60-1295 THIS IS A COMMUNICATION FROM TION OBTAINED WILL BE USED FOR THAT PURPOSE. A DEBT COLLECTOR. THE RIGHT TO VERIFICATION OF NOTICE OF POSTPONEMENT OF THE DEBT AND IDENTITY OF THE MORTGAGE FORECLOSURE SALE P u r s u a n t t o t h e p r o v i s i o n s o f ORIGINAL CREDITOR WITHIN THE Minnesota Statutes 580.07, the TIME PROVIDED BY LAW IS NOT f o r e g o i n g f o r e c l o s u r e s a l e i s AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR postponed until August 11, 2009 at 10:00 am at the Sheriff's Office, Law REDEMPTION BY THE MORTGAGOR, Enforcement Center, 1580 Hwy 55, THE MORTGAGOR'S PERSONAL REPLobby #S-100, Hastings, MN, in said RESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A county and state. JUDICIAL ORDER IS ENTERED Dated: April 13, 2009. UNDER MINNESOTA STATUTES, SECWashington Mutual Bank Mortgagee/Assignee of Mortgagee TION 582.032, DETERMINING, AMONG USSET, WEINGARDEN AND LIEBO, P.L.L.P. OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT Mortgagee PROPERTY USED IN AGRICULTURAL 4500 Park Glen Road #300 PRODUCTION, AND ARE ABANDONED. Minneapolis, MN 55416 DATED: August 13, 2009 (952) 925-6888 ASSIGNEE OF MORTGAGEE: 60-1295 U.S. Bank, N.A. THIS IS A COMMUNICATION FROM Wilford & Geske, P.A. A DEBT COLLECTOR. Attorneys for Assignee of Mortgagee NOTICE OF POSTPONEMENT OF Lawrence A. Wilford MORTGAGE FORECLOSURE SALE P u r s u a n t t o t h e p r o v i s i o n s o f James A. Geske M i n n e s o t a S t a t u t e s 5 8 0 . 0 7 , t h e 8425 Seasons Parkway, Suite 105 f o r e g o i n g f o r e c l o s u r e s a l e i s Woodbury, MN 55125-4393 postponed until September 29, 2009 at (651) 209-3300 10:00 am at the Sheriff's Office, Law File Number: 004120F01 8/13-9/17/09 Enforcement Center, 1580 Hwy 55, 1854513

PUBLIC NOTICE

Lobby #S-100, Hastings, MN, in said county and state. Dated: August 7, 2009. JPMorgan Chase Bank, N.A. as successor to Washington Mutual Bank Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-1295 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1851634 8/13/09

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40A August 13, 2009 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY �� Recession from Page 1A Enjoy has been profitable in the past, but not consisCouncil. tently, Shimek said. Representatives from the “We are definitely not Hartford Group and Ped- where we need to be in that ersen Ventures declined to regard,” he said. “At the curcomment for this story. rent level of business, it’s not profitable.” Waiting game Business became especialToday the Legacy South ly slow when 153rd Street project is well on its way and a temporary Founders to completion, but Legacy Lane were under construcNorth and Founders Circle tion in 2004 and 2005. are at a stand-still. Although the road projIn the Legacy South de- ects are completed, things velopment, the Hartford are no better, Shimek said. Group completed 75,000 “It’s a very poor set up,” square feet of commercial he said. space, 105 townhomes and Shimek admits the proj36 apartments. ect is not the only reason his The developer plans to business has fallen on hard Photo by Jessica Harper begin work this fall on a 136- times, and that the recession The Grand Stay Hotel is the only piece of the Founders Circle development to be comunit senior housing complex is another contributing fac- pleted. Plans also included a retail building called The Village and 517 condominiums. called Regent Senior Living. tor. Although much of the Shimek said he was able be the heart of the city and Legacy South project is con- to beat the tide by investing that Galaxie and 153rd structed, it had its share of his own money into the resStreet would be the focus, problems along the way. taurant, altering his business but that hasn’t happened.” Plans for a 244-unit apart- model and simply waiting Petersburg said she ment building and a 14,000- out the storm. thinks Dunn Bros would square-foot child care center “However, this is not a have remained open had the never came to fruition. sustainable model,” he said. developments made more Legacy North has made “For long-term sustainabilprogress. even less progress and is ity, some things need to hapPetersburg said she is unnothing more than empty pen with the development.” sure whether Central Village lots. The area needs to be betwill ever be fully developed. Founders Circle is also ter advertised for businesses “It seems completely largely unfinished except for to succeed in Central Village stalled, but it depends upon the Grand Stay Hotel. while construction is stalled, how they handle it from However, all three devel- he said. now on,” she said. opments are still a “viable “I think in the meantime, plan,” Apple Valley Assis- the city and business partners ‘In process’ tant City Planner Margaret need to work closely together Apple Valley Mayor Dykes said. to create more awareness for Mary Hamann-Roland said “It was a 10-year plan,” what’s there and how to get she disagrees with the notion Dykes said. “There was there,” he said. that Legacy and Founders a thought that all of this Despite the harsh blow, Circle are permanently on would happen in five years, Shimek remains optimistic hold. and that’s a lot to take on in about the future of Central Photos by Jessica Harper “It’s in process,” she said. the best of environments.” Village. The Shops on Galaxie is part of the Hartford Group’s Leg- “We all hope that it will “I think there’s potential,” acy South project in Apple Valley’s Central Village. While happen over night, but in Hard times he said. “I think the mayor the surrounding Founders Circle and Legacy projects the end I think it is someLocal business owners say and the city had a vision as stalled, several businesses closed in the complex. Today, thing we have to be patient more should have been com- to how it was going to de- several spaces in the building remain vacant. with.” pleted by now. velop. Obviously the timing She said the recession, “I expected that it would isn’t good for that to be taknot the delays within Cenbe a large development of ing place, but I think it can.” delays and the 153rd Street fused by the configuration, tral Village, is responsible single-family and multiEnjoy is one of the few project for her business fail- Petersburg said. “People avoided coming for businesses’ plight. family homes with an active original businesses to survive ing. If Apple Valley residents “I lost a third of my busi- here because it was such a shopping mall,” Shimek said. in Central Village. make a commitment to buy “That didn’t materialize.” Former Dunn Bros Cof- ness from the construction mess,” she said. locally, businesses within Petersburg said she With much of the project fee Shop franchisee owner of the one-way,” she said. Central Village will begin Dunn Bros’s annual rev- thought of selling, but said on hold, the area has become Sheryl Petersburg is one ento thrive, Hamann-Roland isolated, he said. trepreneur who had to close enue dropped by about 30 she decided to close instead said. Although Enjoy has man- in April after seven years in percent between 2004 and when she saw her 2008 first“When we put our minds 2009, she said. quarter figures. aged to continue operating, business. to something … and work Once the road work was “It’s a lemon,” she said. the business is “barely hangPetersburg primartogether, we can create posiing on,” he said. ily blames the development finished, drivers were con- “The landlord said it would tive results,” she said. She said more customers will come to the area now �� that the road construction is �� completed. Hamann-Roland said she also disagrees with the notion that Central Village is isolated, and pointed to the fact that the area is within a �� fourth of a mile from several major roads such as County Road 42. Hamann-Roland said she does not regret approving the project. “In the end, I think it was the right thing to do to build a walkable downtown,” she said.

Meeting the goal

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In general, downtown development projects like Central Village can be successful, but making this happen in a recession is challenging, said Caren Dewar, executive director of the Urban Land

Institute. “With the market on hold, the financing is not available,” she said. However, with the right planning and implementation, a downtown development can still be done. The key to any project is design, Dewar said. Communities that are walkable and feature multiple options are most successful, she said. Ideally, residential and retail buildings should be completed at the same time to present a “complete package,” Dewar said. Nearby Burnsville was able to achieve this goal in its Heart of the City, which has retail and residential as well as a performing arts center. Other communities such as Rosemount and Lakeville took a slightly different approach by redeveloping an existing shopping and residential area. If either residential or commercial must come before the other, residential should be first, Dewar said. “If you put retail in an area where there’s not much residential, then the retail will not stay there,” she said. “They need to see it. You can’t just say there will be lots of people.” This is where local business owners feel Apple Valley’s Central Village came up short.

Signs of hope

Despite the setbacks, there is a glimmer of hope for Central Village. Several businesses such as Kami Japanese Steakhouse, Thrivent Financial and others have managed to stay open in Shops on Galaxie. At the same time, several old and new businesses recently opened. Former Dunn Bros customer Lisa Anderson reopened the coffee shop at 15265 Galaxie Ave. last July. Anderson said she’s confident the shop will be successful the second time around. “Business is better than I predicted and is picking up every day,” she said. Dunn Bros is not the only business to open in Central Village this year. Mainstreet Boutique opened in Shops on Galaxie and Ramy’s Mediterranean Cuisine Pizzeria opened in the former Two Guys from Italy space. Ramy’s Mediterranean Cuisine Pizzeria owner Rachie Ramy said his business is already profitable and growing daily. Ramy said he doesn’t worry that the project delays in Central Village will negatively affect his business. He said he thinks by filling a niche, Ramy’s can help the area become successful. “I think we brought light to this circle of death,” he said. Jessica Harper is at jessica.harper@ecm-inc.com.