Expert Contributors

Mortgage

CrossCountry Mortgage LLC

W. Todd Galde 925-854-5238 todd.galde@myccmortgage.com www.toddgalde.com

Real Estate

Lisa Hopkins-Cochran Compass 925-964-5010

Lisa.Hopkins@Compass.com www.LoveHomes.pro

Remodeling

America’s Dream Homeworks

Vlad Chernioglo (916) 739-0996 vladc@dreamhomeworks.com

Wealth Management

Jim Carbonell

Matt Forrey

The Carbonell Forrey Wealth Management Group 925-279-1701 carbonellforreywmg@rbc.com www.rbcwmfa.com/carbonellforreywmg/

Wine

The Barnyard Epicurean Wine Bar

Lisa and Will Dickson 925-725-4594 thebarnyardepicurean@gmail.com www.barnyardwinebar.com

To learn more about becoming an expert contributor, contact Jo Peek at jpeek@bestversionmedia.com.

After more than 20 years, Todd Galde has mastered the process of helping borrowers with different income sources, matching the correct loan to their unique circumstances. We teach and advise, then we customize. A Direct Lender, Team Galde offers solutions with competitive rates and financing programs that give you more qualifying options, including the unique NINE Loan for owner-occupied purchase or refinance. Learn more at www.The9Loan.com.

Lisa’s consultative and solutions based approach to real estate sales has been impressing her clients for 32 years. Lisa is an East Bay native and longtime resident of Danville, where she’s been involved in the community while raising her two children. Lisa takes pride in excellent communication skills, creativity, attention to details, and empathy, to provide the ultimate customer experience and successful transactions. Contact Lisa for “Service from the Heart.”

Our company offers one-stop shopping for your complete kitchen and bathroom remodeling projects. We handle the design, materials and installation in house, so you only deal with one, full-service company. Find all the styles, fixtures and products for your renovation project in our 20,000 sq. ft. kitchen and bathroom showroom.

Local Danville residents, Jim and Matt have worked with families in the Bay Area for the past two decades. The Carbonell Forrey team offers customized investment planning and management services based on each individual’s unique set of needs and objectives. With a family-first approach, the team prides itself on delivering an exceptional experience so that clients are able to focus on the other important aspects of their lives.

The Barnyard Wine Bar is that warm and welcoming cozy place – a new but familiar escape. Smells of wood, barrels, and corks; sounds of clinking glasses & laughter. Velvet energy, good vibes & light, coupled with delicious wines, cheese, charcuterie, craft beer and acoustic music. An ambient venue for date night, friends’ night out or elevated private party. Born and raised in Northern California, Will & Lisa’s journey has always involved the passion of the rich foods and wines of the region. Welcome to the Barnyard Wine Bar experience.