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Author: Neal Weaver
Six Tips for Buying a Used Vehicle By Neal Weaver
(1) Articles Northtowne Mazda in KC
in Automotive | Published 2015-02-05 06:02:12 | 12 Reads | Unrated
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W hile buying a used car means saving money upfront, you sacrifice some peace of mind. Used cars don’t come w ith the same w arranties as new cars. At the risk of offending new car buyers, used car shoppers are smarter w hen it comes to saving money. You can only buy a new car from franchise car deale
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rs,but used car buyers have more options.CPO cars are used cars that the manufacturer has bought back and inspected. The manufacturer usually offers additional warranty coverage on these cars, and sometimes offers financing and special offers.
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At the risk of offending new car buyers, used car shoppers are smarter w hen it comes to saving money. A new car can lose up to 20 percent of its value the minute it’s driven off a dealer’s lot. For a new car buyer, that’s money right dow n the drain. W ith a used vehicle, that depreciation has already happened – to the previous ow ner. W hile buying a used car means saving money upfront, you sacrifice some peace of mind. Used cars don’t come w ith the same w arranties as new cars. If you’re not careful w hen buying, you may drive off in a giant money p
it. Buying a car doesn’t necessarily mean giving up on reliability. By taking your time, doing your research, and sticking to your budget, you can get a used car that w ill make you happy and save you money. Finding the Right Used Car You can only buy a new car from franchise car dealers,but used car buyers have more options. They can buy from a dealer, or from the guy dow n the street. W ith so many options, it pays to cast a w ide net. Most used car listings are available online, so it’s easy to find the right car from the comfort of your couch. Too many options can be overw helming, so it’s important to first have an idea of w hat you w ant and need from a used car. Think about how much you can afford to spend, how much space you need, the performance you w ant, the kind of fuel economy you’d like to get and features that are essential for you. Used Car Budgets Selecting a used car involvesfitting it in your budget. New er cars and cars w ith low mileage cost more than older cars w ith more mileage. Playing the mileage game can help you get into the car you w ant, but there can be dow nsides to a less-expensive, higher-mileage car. The more mileage on a car, the more likely it w ill soon need repairs. Certified Pre-Ow ned Cars vs. Used Cars You also need to decide if you w ant to go w ith a Certified Pre-Ow ned (CPO) car or uncertified. CPO cars are used cars that the manufacturer has bought back and inspected. The manufacturer usually offers additional w arranty coverage on these cars, and sometimes offers financing and special offers. A CPO is as close to buying a new car as you can get w hen shopping used. All of those CPO extras come at a cost. Still, the extra peace of mind a CPO car offers might be w orthw hile. Inspecting a Used Car Used cars don’t have the same guarantees that new cars do, so you have to protect yourself. Check the specs first and ask to see documentation for things like regular maintenance and repairs. The National Highw ay Traffic Safety Administration keeps a database of vehicle recalls. Check it to see if the car you’re thinking about buying has any recalls. If it does, don’t buy it until the seller can prove that the recall has been addressed. Get Used Car Financing Most people finance their used car purchase. If you’re buying from a used car dealer, you may be able to get financing there, but the loan the dealer offers may not be the best deal. Before you buy, see w hat kind of loan terms you qualify for from different banks and credit
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unions. If you’re buying a used car from an individual, you can use those loans to make the purchase. If you’re buying from a dealer, you can compare their loan terms to the ones you already have and pick the best deal. Used Car W arranties Many used car dealers offer extended w arranties. Even private purchased vehicles can get a w arranty from a w arranty company. Most consumer advocates recommend against getting an extended w arranty. Extended w arranties can also be expensive, and many are restrictive. W hen you need them, they may not cover you. Even dealer w arranties may not cover needed repairs. If you decide you w ant an extended w arranty make sure you read the fine print and understand exactly w hat is and isn’t covered.
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