FUN

New habits are easier to form if we give ourself a little instant gratification to go with it.

Budgeting and having a family evening where you discuss your finances can be boring and stressful. So, why not combine it with the best meal of the month? The most fun meal of the week, or make it a small part of a fun weekend each month.

Why not keep the discussion brief, rather than long and boring, follow it up with movie night or something else nice.

Maybe enjoy a dessert treat while you are budgeting. Maybe you go treat yourself to that milkshake right after you make that debt review payment each month.

If you can combine something new with something fun it can really help.