I N T R O D U C I N G
Caliber Portfolio Lending A suite of portfolio products from Caliber Home Loans!
HOMEOWNER'S ACCESS Caliber Home Loans, Inc. is pleased to offer disciplined credit alternatives for borrowers who can demonstrate the ability to repay, but otherwise don’t meet agency guidelines due to various reasons, including: Prior housing/credit events High DTI ratios Non-traditional credit histories
Lack of mortgage or rental history 100% gift funds allowed
Homeowner’s Access can help more borrowers achieve homeownership for the first time, or help them re-establish homeownership after a housing/credit event.
Loan Features Loan amounts up to $1,500,000 90% Max LTV with no MI Short sale, deed-in-lieu, mortgage loan charge-
off, foreclosure, BK 7 or 13 allowed > 24 months
DTI of 50% Purchase money, rate/term and cash-out refinance
Non-warrantable condominiums including condotels
Unlimited number of financed properties allowed
5/1 ARM and 30-year Fixed options available Minimum FICO 610 100% gift funds from family members First time homebuyers allowed No pre-payment penalties Rent-free borrowers allowed $500,000 max cash back up to 80% LTV and 660 FICO
Non-traditional credit histories may be accepted
with purchase of a primary residence
Multiple housing events allowed Call today for more info on all of our products! Dennis Hearing Loan Consultant NMLS ID 892525 Mobile 954-648-4949 2255 Glades Road Suite 324A Boca Raton, TX 33431 dennis.hearing@caliberhomeloans.com www.caliberhomeloans.com/dhearing
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Caliber Home Loans, Inc., 1525 S. Beltline Rd Coppell, TX 75019 (NMLS #15622). 1-800-401-6587. Copyright©2017. All Rights Reserved. Equal Housing Lender. For real estate and lending professionals only and not for distribution to consumers. This communication may contain information that is privileged, confidential, legally privileged, and/or exempt from disclosure under applicable law. Distribution to the general public is prohibited. Not all products offered in states of NY, ME, MA. Residential Mortgage Loan Originator