Understanding Senior Dental Insurance Plans: Types & Importance

Senior Dental Insurance Plans

Overview, Need and Types

Are you searching for the best senior dental insurance plans? If yes, then you have come to the right page. In this all-inclusive blog, we have discussed the overview, need, and types of senior dental insurance plans. So, without delaying much, let’s dive in.

An Overview of Senior Dental Insurance Plans

No matter whether you are a kid, adult, or senior, it is very important to stay ahead of your oral health to avoid dental issues down the road. However, unlike kids and adults, the senior population is more vulnerable to dental issues.

It may come as a surprise to many people to know more than 96% U.S. population aged 65 years or above are suffering from cavities. Yes, you read that right! Avoiding dental issues can take a big toll on your overall health, especially for seniors. So, make sure to seek proper dental treatment before the minor problem turns into a major one. However, with growing age, it gets challenging and hard to take proper care of your oral health. Plus some seniors avoid getting proper dental care due to high fees and costs associated with dental procedures. In such cases, senior dental insurance plans can prove to be very beneficial for the elderly population. From covering dental expenses to offering peace of mind, the best dental insurance plans offer a whole host of benefits. That’s not all!

Continue reading the blog to know the need for dental insurance plans for seniors.

Need of Dental Insurance Plans for Seniors

Dental emergencies don’t come knocking. It is very important to prepare in advance to avoid any negative consequences. However, seniors and elderly people lose their employment after a certain age. During such times, it can be hard to pay hefty fees for dental treatments. Even a small dental issue can break your budget. High dental cost is a barrier to dental care.

You will be surprised to know that more than 53% of seniors avoid dental care due to the high cost associated with it.

Here comes dental insurance to the rescue.

Just like health insurance covers health-related expenses, dental insurance covers dental-related expenses. In other words, it provides coverage for your dental treatments, depending on your insurance plan. Senior dental insurance plans serve as a valuable tool to protect the elderly from paying high dental costs.

Types of Senior Dental Insurance Plans

Dental Insurance OA is one of America’s reliable dental insurance providers for kids, families, and seniors. The platform provides different types of senior dental insurance plans listed below.

Dental Preventive

The most basic plan is dental prevention which starts from $20 depending on your location. The plan covers some basic dental services and preventive services. The annual deductible for a single person is $50 and for a family is $150.

Dental Intermediate

The other dental insurance plan is a dental intermediate which starts from $40 depending on your location. The plan covers some basic, preventive, and major dental services. Further, it also provides coverage for Endodontics and Periodontics. The annual deductible for a single person is $50 and for a family is $150.

Dental Loyalty

The last dental insurance plan is a dental loyalty which starts from $55 depending on your location. The plan covers some basic, preventive, and major dental services. Further, it also provides coverage for dentures, Endodontics, and Periodontics. The annual deductible for a single person is $50 and for a family is $150.

Choose the most suitable dental plan as per your dental needs and budget.

How Much Do I Need To Pay For Dental Insurance?

Just like regular health insurance, dental plans also require you to pay some costs from your pocket, including annual deductible, annual maximum, and other extra dental charges.

Paying for your senior dental insurance plan is more cost-effective than paying hefty prices for dental procedures.

Tips To Maintain Oral Health

Most dental issues are the result of lack and improper care of your dental health. Keeping up with good oral health is primarily in your own hands. Listed below are some of the dental care tips that everyone should follow regardless of age.

 Brush your teeth properly two times a day

 Use fluoride toothpaste to brush your teeth for at least 2 minutes

 Brush gently every part of your mouth, including your tongue and the gums

 Visit a dental expert after every 6 months

 Floss your teeth properly

 Use mouthwash after every meal

 Avoid eating excess sugary food items

 Incorporate more fruits into your diet

Source - https://dentalinsuranceoa.com/senior-dental-insurance-plans/