TexasYour Golden Ticket to a Piece of

Capital Farm Credit can help make your vision a reality

Written by CAPITAL FARM CREDIT

Owning a piece of the Lone Star State is a huge achievement. The best accomplishments are the ones we seldom think possible. It’s more than just buying land. It’s an investment in your future. Owning a share of the countryside is an extension of yourself.

At Capital Farm Credit, we provide the golden ticket to discover the reality of owning your dream property. With proper preparation and surrounding yourself with the right experts, land purchases have never been easier to achieve or even more possible.

We take your land purchase and optimize it to benefit you. Whether seeking a weekend getaway, or strategizing to finance a hunting lease, our experienced lenders are here to lead you in a streamlined process to owning your piece of Texas.

Together we’re better

Capital Farm Credit’s loan officers are familiar with the rural way of life and can guide you through the steps of financing rural real estate. We understand the diverse needs of agriculture and rural homebuyers. Our products and related services are created and tailored for every agriculture endeavor, including rural homeownership. “The level of local knowledge our lenders provide can prove invaluable,” says Ashley Bradley, Capital Farm Credit relationship manager. “Our wide selection of products are tailored for our member’s achievement and success.”

Land Loans - Farm Credit loans for recreation, ranchland and other rural real estate have competitive interest rates, reasonable closing costs and an array of repayment options.

Rural Home Loans - Our lenders can finance a home and acreage with a single loan, saving you time and closing costs. Farm Credit also offers construction loans and refinancing.

Equipment and Livestock Loans - Break new ground, build your herd or bring in the crop with the help of Capital Farm Credit financing for equipment and livestock.

Improvement Loans - Our financing can bring you closer to your goals when you want to dig a well, install an irrigation system, build a barn, put up fences or make other property improvements.

Money back in your pocket

As a cooperative, Capital Farm Credit is owned by the same farmers, ranchers, agribusinesses and rural homeowners we serve. Unlike an investor-owned bank, our borrowers have a vote and a voice in the business. When you borrow money from us, you join the cooperative, which operates in its members’ best interests returning funds to rural communities.

Capital Farm Credit returns a portion of our earnings to members through our cooperative returns program. This can result in significant reductions in their borrowing costs. Our board of directors annually reviews the financial health of the cooperative and decides how profits are returned — whether as cash, or as allocated equity. Our cooperative structure has maintained its integrity for more than 100 years.

We’re here for you

With offices serving 192 counties in Texas, there’s always a Capital Farm Credit office in your backyard. The local communities we serve are also the places we call home.

“The foundation of America’s story is agriculture and rural communities,” says Bradley. “Ag producers, agribusinesses and rural property owners are the backbone of the land we call home. We’re ready to help make your dreams possible.”

Capital Farm Credit is the ticket to help make the most of your land purchase and create a reality better than you envision. We’re the lender you trust. The process starts with a simple conversation. If you’re interested in talking to our La Grange advisory team, visit our website or call 979.968.5750.

You call the shots, we close the deal.

Fixed and variable interest rates available

You finally found it, that perfect piece of land. Let our team of experts guide you through the process of making your dream a reality. Whether you are buying a farm, refinancing a current mortgage, expanding your operation or making long-term improvements, we offer a wide range of products and competitive rates. And, Since 2006, we’ve returned almost $2 billion in combined cash and allocated equities to our members through our cooperative returns program.

Together we’re better.

Partnership that really pays.

la grange 979.968.5750 Toll free 877.688.5500