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City and Port of Bristol Bowls Club
At that point she had been involved in the organising of no less than 14 tours. Only in 2016 did she not see a tour through to its conclusion. Having initiated the tour she became unwell and Gill Hinksman stepped forward to see it through to a very good conclusion in Eastbourne. It was an excellent and memorable week.
Since 2014 there has been fourteen tours --- starting in Weymouth and ending in Sidmouth. Between these there were return visits to Bournemouth in 2011 and 2017. In the first of these there was an incredible event when Marion Brailey and John Kington were hurled a long way into the air from a machine on the sea front. There was a big audience ---lots of
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bowlers amongst them to see it happen. They were both smiling when they returned to earth, and ---- it was sponsored.
Two visits to the Clarence House Hotel in Tenby --- 2007and 2015 --- and memories here of visiting Caldy Island by boat on a glorious day, but also the Friday morning swim in the sea -- quite a few bowlers joined in.
Exmouth was the destination in 2013 and 2014 --- staying at the Manor House ---- enjoying not only the bowling but also the sea views and a ride on the White Swans --- not real ones, on the Sea Front. This did require a little pedal power. Two visits to Sandown --- 2008 and 2018 and memories of staying at the Trouville Hotel for the second of the two visits. Being situated almost on the beach made that early morning swim easy for George, Julie and occasionally a few others.
Newquay was re-visited in 2012, there was a visit to Paignton in 2009 and Ilfracombe was the destination in 2005.
Tours, wherever they go are to be enjoyed and to create memories. Whether it be something that somebody did or perhaps somewhere visited during the tour ----- the visit to Brighton and the Brighton Doughnut ( not edible) during the 2016 tour based in Eastbourne is something not to be forgotten. Each tour is a little different ---but some things are always there ---- wearing a duck or a sheep around your neck for 24 hours when your rink didn’t do very well today but equally the joy of winning a prize if it did. How about the daily diddle where everyone has a ticket with a number on and if your team scores the corresponding number of shots ---
you win but ---- if you don’t win that you may win a prize for most correct answers in the daily quiz.
So --- what started out in 1984 is still alive today and will hopefully continue for many years to come. Names and faces may have changed but the magic of the Summer Tour goes on.
It’s been a couple of weeks since the government announced the Bounce Back Loan Scheme to help during these very difficult times for businesses, so who is eligible and what are the terms etc? You can apply for a loan if your business:
• Is based in the UK • Was established before 1 March 2020 • Has been adversely impacted by the coronavirus
If your business was classed a business in difficulty on 31 December 2019 you’ll need to confirm that you’re complying with additional state aid restrictions If you’ve already received a loan of up to £50,000 under one of the other schemes you can transfer it into the Bounce Back Loan scheme. You have until 4 November 2020 to arrange this with your lender. The key features of the bounce back loan are as follows:
• Loans from 2k minimum to 50k maximum as 25% of turnover • Paid out by your bank, 100% government guaranteed • Simple application form • No security necessary • 2.5% Interest rate • Government pays first year of charges and interest, so no payments due in first year • 6 year term • No early repayment fees
Here are some examples below
• Help for employers - Furlough Scheme • Help for the self employed – Self Employed • Income support scheme (SEISS) • Small business support grant 10k up to 25k for those claiming small business rates relief • Business interruption Loan
And if you aren’t eligible for these, there are other options to limit your outgoings, although these can be used in conjunction with the schemes above.
• Business rates holiday for 12 months. • Rent Holiday – ask your landlord • Insurance claim – if you have business interruption insurance. Check with your insurer • Speak to suppliers to get more favourable terms • Bank overdrafts – some banks offering preferential terms • Universal Credit • Speak to utilities companies, most offering payment plans • Pension drawdown – speak to your
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There is a lot of help available during these difficult times, so please visit https://www.gov.uk/coronavirus/business-support for more details If you need an accountant, be it for preparing your accounts or help and advice during this difficult time, then please don’t hesitate to give us a call or drop us an e-mail. We are still open and we can arrange an appointment over Skype or Zoom. We also offer a free initial consultation. If you are not eligible for a bounce back loan, there may be additional help available to you. TSA ACCOUNTANTS BRISTOL LTD CHARTERED CERTIFIED ACCOUNTANTS AND ADVISORS ACCA www.tsabusinessadvisors.co.uk 0117 923 5394 enquiries@tsabusinessadvisors.co.uk Your one stop shop for Accountancy, Tax and Business Advice TSA Accountants Bristol Ltd 124 Gloucester Road Patchway Bristol BS34 5BP Accounting Services
This is included within our services as standard.
THE BOUNCE BACK LOAN SCHEME, WHAT IS IT AND IS IT FOR ME?
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