Families urged to insure their perts

With recent statistics showing that 3.2 million households in the UK have acquired a pet during lockdown, lawyers are encouraging owners to update their wills to cover the new member of the family.

The surge in pet-owning homes takes the national total to 17 million according to the Pet Food Manufacturers’ Association and lawyers say owners should make sure these animals are provided for after their death.

Private Capital expert Paul Davies from national law firm Clarke Willmott LLP says adding a pet to your will is simple and can save your loved ones from a lot of stress later down the line. “It might also be possible to ask a charity to rehome your pet. For example, the Dogs’ Trust operates a scheme whereby the owner completes a canine care card. Someone is chosen by the owner as the Dog Guardian who can pass over ownership of the dog to the Dogs’ Trust who will then attempt to find a new home.

“One of your executors may be the best choice of Dog Guardian and it would be a good idea to include these instructions in your Will. The owner might like to leave a legacy to the charity re-homing the pet. A similar service for cats is offered by Cats’ Protection and both charities pledge never to put down an animal because a new home can’t be found.”

“Everyone knows that a pet is not just for Christmas and it’s not just for lockdown either! Taking ownership of a pet is a big decision and part of that is considering what would happen to your pet when you die,” said Paul.

“A pet can be left under the terms of your will and there are various options available. The most formal is a trust in the owner’s will with trustees given a sum of money to provide for the pet’s care and asked to find a home for them. This needs to be carefully drafted by a legal expert.

“Another option is to give the pet to an individual in the will with a request that they provide a home for the pet. The request would not be legally binding so thought would have to be given as to what happens if the person can’t or won’t look after the pet.

“The least formal option is a letter of wishes accompanying the will setting out how you would like the executors to deal with your pet. This can be updated without changing the will but is not legally binding, although it would have moral force. Clarke Willmott recently developed a free, online tool called ‘Which Will?’ to assist people looking into making or updating a will. The tool prompts the user to think about what is important to them when making a will and recommends which will best meets their needs.

The tool covers all considerations including businesses, homes and children and generates a free report for the user who can then go and seek further legal advice.

Paul continued: “Our Which Will tool is a great place to start when thinking about making a will, we’ve compiled all the information you need in one place, meaning you don’t have to complete numerous internet searches.

“Outside of wills we also provide services for drafting ‘pet-nups’ dealing with what would happen to your pet in the event of the breakdown of a relationship.”

For more information or to use the free Which Will? Tool visit https://www.clarkewillmott.com/ which-will/

Independent PCC candidate pledges more support to tackle shoplifting and staff assaults

John Smith, independent candidate in the Avon and Somerset Police and Crime Commissioner (PCC) elections, has pledged to assign additional resources to tackle shoplifting and assaults on staff, and to continue initiatives to support local businesses if elected on Thursday May 6. John says: “I worked with the Police and Crime Commissioner to set up the Avon and Somerset Business Crime Forum, which brought businesses and the police together to implement a Business Crime Strategy. This group has undoubtedly made progress but in my view additional resources for, and prioritisation of, business crime is needed to adequately address concerns.” If elected, John would prioritise business crime and address the following: The police need to encourage business crime reporting and recording so that an accurate picture of business crime across the area can be collated.

Businesses must be encouraged to adopt prevention, deterrent and self-help measures. A Business Crime Prevention Campaign would be launched and work in partnership with members of the Business Crime Forum.

The police should urgently review the current approach to shoplifting – called Operation Heron. Shoplifting is an important crime, one that can be linked to drug and alcohol dependency and more crime if not addressed. John would ask the police to reprioritise shoplifting prevention. Police should focus on prolific acquisitive crime offenders through a carrot and stick approach, offering additional support for offenders that engage but swifter punishment for those that do not.

The police to prioritise their response to violent crime, abuse and hate crime against retail staff.

The Police must also work with national, regional and local colleagues to improve the response to cyber crime for businesses. The current national Action Fraud response, as well as regionally and locally, is not good enough and needs to improve. John added, “To some these crimes can seem low level, but they cause real distress to staff and real financial costs to businesses, so I would ensure they are and are seen to be a priority of Avon and Somerset Police if I am elected on 6 May.” John is hosting a virtual policy roundtable event on April 22 to discuss why the approach to business crime needs a rethink. The attendees include John Mayer from Federation of Small Businesses (FSB), Steve Bluff from Broadmead Bid, Gareth Williams from the Yeovil Crime Reduction Team, Paul Hannah from the Co-op and Keith Rundle from Bristol City Centre Bid. Elections for the Avon and Somerset Police and Crime Commissioner are being held on Thursday May 6. John’s full manifesto can be viewed on https://www.johnsmith4pcc.com/.