5 minute read
Leading house builder
"For many of us, taking a few moments to enjoy the natural world and discover the wildlife we share our neighbourhoods with has offered an escape from the news. Whether it is watching birds out of the window or hearing their songs from your garden there is no question that it is relaxing to enjoy nature. And studies have shown that this is good for both our physical and mental health.
"Unfortunately the UK's wildlife is disappearing, but our gardens can help reverse this. If you have been enjoying the sights and sounds of our birds and insects or have noticed wildlife is less common than you remember, you can help. We have worked with Barratt Homes to produce a simple guide to wildlife friendly gardening, along with tips and ideas for everyone whether you have a garden or window box. You do not need a big garden or lots of money to do this, and you will be helping the birds in your area."
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Bringing Your Garden to Life is available to download here:
https://www.barratthomes.co.uk/campaigns/ giving-nature-a-barratt-home/
https://www.dwh.co.uk/campaigns/providing-ahome-for-nature-to-thrive-in/
Barratt Developments, owner of Barratt Homes and David Wilson Homes, aims to be the leading national sustainable housebuilder. Through its partnership with the RSPB, launched in 2014, the company seeks to design and landscape its developments and green spaces in an ecological and nature-friendly way.
The five star developer also runs a nationwide programme to create RSPB approved wildlife-friendly gardens for its show homes, such as Ladden Garden Village, Yate, from Barratt and David Wilson Homes.
Chris Burton, West regional managing director, Barratt Developments Plc said:
"With both the pace and place of life massively changed due to the current lockdown, combined with the arrival of spring, lots of us are watching wildlife like never before. So we're delighted to be able to continue this work by sharing some simple tips on giving nature a home with all of our customers, whether you're living in urban apartments, town houses or semi-rural developments."
"Through our long-standing partnership with the RSPB, the UK's largest conservation charity, we have made it our mission to improve the way in which nature and wildlife are incorporated into our new communities. So we're delighted to be able to continue this work by sharing some simple tips on giving nature a home with all of our customers, whether you're living in urban apartments, town houses or semi-rural developments."
It’s been a couple of weeks since the government announced the Bounce Back Loan Scheme to help during these very difficult times for businesses, so who is eligible and what are the terms etc? You can apply for a loan if your business:
• Is based in the UK • Was established before 1 March 2020 • Has been adversely impacted by the coronavirus
If your business was classed a business in difficulty on 31 December 2019 you’ll need to confirm that you’re complying with additional state aid restrictions If you’ve already received a loan of up to £50,000 under one of the other schemes you can transfer it into the Bounce Back Loan scheme. You have until 4 November 2020 to arrange this with your lender. The key features of the bounce back loan are as follows:
• Loans from 2k minimum to 50k maximum as 25% of turnover • Paid out by your bank, 100% government guaranteed • Simple application form • No security necessary • 2.5% Interest rate • Government pays first year of charges and interest, so no payments due in first year • 6 year term • No early repayment fees
Here are some examples below
• Help for employers - Furlough Scheme • Help for the self employed – Self Employed • Income support scheme (SEISS) • Small business support grant 10k up to 25k for those claiming small business rates relief • Business interruption Loan
And if you aren’t eligible for these, there are other options to limit your outgoings, although these can be used in conjunction with the schemes above.
• Business rates holiday for 12 months. • Rent Holiday – ask your landlord • Insurance claim – if you have business interruption insurance. Check with your insurer • Speak to suppliers to get more favourable terms • Bank overdrafts – some banks offering preferential terms • Universal Credit • Speak to utilities companies, most offering payment plans • Pension drawdown – speak to your
Sole Trader Self Employed Limited Company
Partnership Contractor Business Advice Free Initial Consultation We offer a free initial consultation to assess the level of accountancy services you require. Professional business advice to help set you on the path to growth and success.
Financial Adviser first!
There is a lot of help available during these difficult times, so please visit https://www.gov.uk/coronavirus/business-support for more details If you need an accountant, be it for preparing your accounts or help and advice during this difficult time, then please don’t hesitate to give us a call or drop us an e-mail. We are still open and we can arrange an appointment over Skype or Zoom. We also offer a free initial consultation. If you are not eligible for a bounce back loan, there may be additional help available to you. TSA ACCOUNTANTS BRISTOL LTD CHARTERED CERTIFIED ACCOUNTANTS AND ADVISORS ACCA www.tsabusinessadvisors.co.uk 0117 923 5394 enquiries@tsabusinessadvisors.co.uk Your one stop shop for Accountancy, Tax and Business Advice TSA Accountants Bristol Ltd 124 Gloucester Road Patchway Bristol BS34 5BP Accounting Services
This is included within our services as standard.
THE BOUNCE BACK LOAN SCHEME, WHAT IS IT AND IS IT FOR ME?
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