Avoid Home Equity & Refinancing Scams By Dave Ogle, President Cambridge Board of REALTORS
Dave Ogle
Refinancing a mortgage to a lower interest rate can make sense for some homeowners. So too can taking out a home equity loan against the value you’ve built up, perhaps to finance a kitchen remodel or pay for college tuition. What doesn’t make sense is losing your home because you fall for home equity loan and refinancing scams such as loan flipping and equity stripping. Although scam artists can be very convincing, homeowners who know what to look out for are less likely to become victims. LOAN FLIPPING Loan flipping is a scam targeted at homeowners looking to get money back when they refinance a mortgage. This is often referred to as a cash-out refi. Scammers take advantage of this desire to tap the equity in a home to pay for things the homeowner couldn’t otherwise afford. A cash-out refi in itself isn’t a scam. For some, it’s a smart way to borrow. What is a scam is when a lender, after receiving a few payments, comes back to you with an offer of another refinance, this time to fund a vacation or a new car. The easy money is difficult for some homeowners to turn down. Many borrowers don’t realize how much they’re paying in fees to refinance. The U.S. Federal Reserve estimates the settlement costs on a typical refi to be 3% to 6% of the loan amount. Loan flippers often charge much more, plus they may quietly roll the settlement costs into the loan to disguise the total charges. Take a day or two to get quotes from several lenders and compare terms. Loan flipping ultimately leaves you with more debt and more years that you’ll owe on that debt. When the equity finally dries up, you might not be able to afford your higher monthly payments and another refinancing will be impossible. You could be forced to sell your home. EQUITY STRIPPING Equity stripping can occur in several ways, but at its heart is a scam artist who gains ownership of your home, borrows against it or sells it, pockets the proceeds, and disappears. You’re often left with a hefty mortgage balance and no place to live. A telling sign of equity stripping is a lender that offers more loan than you can afford or that encourages you to pad your income on a loan application. Homeowners with low incomes but a good amount of equity built up are prime targets because they otherwise would have a hard time borrowing. According to the U.S. Federal Trade Commission, a lender that’s pushing a home loan with toohigh monthly payments is likely counting on foreclosing on the property when you fall behind. A variation on equity stripping has a scam artist talking you into selling your home at a discount or signing over the deed, perhaps with a promise of securing better loan terms if your name isn’t on it. The scammer promises to let you stay in the home as a renter until the refinancing is finalized, then you can buy back the home. In reality, the scam artist drains equity by borrowing against the house or selling the house, perhaps after evicting you. According to Consumers Union, don’t agree to a home equity loan if you can’t afford it. A good rule of thumb: Your combined home loan payments shouldn’t exceed 28% of your gross income. The nonprofit publisher of Consumer Reports magazine also warns against signing any documents unless you understand them and turning over you property to anyone without first consulting a trusted adviser. PHANTOM HELP Watch out for unsolicited offers to refinance from companies claiming government affiliations. In particular, don’t be fooled by the use of official-sounding acronyms like “TARP” or official-looking website addresses. Scammers use these to gain your trust. Once they do, they’ll likely try to charge you for access to government assistance. Worse, they might extract enough personal information to commit identity theft. You never need to pay to find out about legitimate government programs. A housing counselor approved by the U.S. Department of Housing and Urban Development can point you in the right direction. For federal refinancing and loan modification help, check out the Making Home Affordable program. NEW DISCLOSURE RULES MAKE SPOTTING SCAMS EASIER Many unscrupulous lenders have relied on confusing paperwork to dupe borrowers into paying excessive upfront fees on loans. Others would pull last-minute rate switches at closing. Still others would disguise prepayment penalties, which can prove costly if you ever try to refinance again or retire a loan early. Balloon payments, which come due at the end of a loan term, can also catch borrowers off-guard. A lender may offer a low monthly payment on an equity loan, but only because the payment is interest-only. The principal is due in one lump sum. Surprised homeowners must scramble to refinance again, tap other assets, or sell. Disclosure rules that went into effect Jan. 1, 2010, make spotting these types of deceptions easier. All lenders are required to use redesigned Good Faith Estimate and HUD-1 Settlement Statement forms that clearly disclose key loan terms—including interest rates, prepayment penalties, and balloon payments—and closing costs. The GFE is an estimate of loan terms and closing costs, while the HUD-1 is a final accounting of terms and costs. The redesigned forms, cross-referenced by line number, must be used for mortgage refinancing and home equity loans (with the exception of home equity lines of credit, or HELOCs). The only fee a lender is allowed to collect to issue a GFE is a charge for a credit report, which averages $37. If you don’t receive the new forms, don’t do business with the lender. If the estimates on the GFE don’t match the final figures on the HUD-1, ask why. Some, but not all, fees are allowed to increase within a fixed range. 10064702 The Daily Jeffersonian - Real Estate Monthly - September 2012
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Real Estate Monthly - September 2012 - The Daily Jeffersonian
NEW!
DARLING LOG HOME
BEAUTIFUL LOG HOME
BRICK RANCH
4 BR TRI-LEVEL HOME w/ many updates including windows, roof, oak kitchen w/ island & breakfast bar! Attached 2 car garage & much more! $124,900 #3329368
3 BR, 1 BA HOME
3 car detached garage, covered porch, beautiful landscaping, & new exterior paint! EMSD. $149,900 #3336493
beautifully remodeled ranch w/ sliders to huge deck area! HUGE 1 car garage & so much personality w/ this home! $87,900 #3230592
w/ open floor plan & plenty of light! 3 BR, 2 BA, w/ 2 car attached garage & additional Spacious room & a full basement. Large garage w/ water & elec! $169,900 front porch & enclosed back porch. 3 BR, 2 #3335348 BA. Priced to sell! $33,900 #3211331
PRICE REDUCED!
located outside of Caldwell on 76.95 acres! Pole w/ huge new kitchen complete w/ granite bldgs, creek through property, & any owned countertops & ss appliances! Secluded backyard mineral rights will transfer. $375,000 #3311902 w/ privacy fence. $129,900 #3332639
3 HOME PROPERTY
Double lot for this 2 BR, 1 BA home w/ covered deck in Rose Addition @ Seneca Lake. $65,000 #3329850
CUTE COTTAGE AT LAKE
PRICE REDUCED!
RANCH HOME ON OVER 2 ACRES!
2 BR, 1 BA HOME
PRICE REDUCED!
LARGE HOME CLOSE TO DOWNTOWN!
PRICE REDUCED!
NEW!
Ranch home on the edge of town! 3 BR, 2 ½ BA, Attractive wood burning fireplace in LR, above ground pool, & great deck area! $116,900 #3342581
at Seneca Lake w/ water view! Double lot & very nicely landscaped w/ additional living area in loft above garage! $159,900 #3310350
MOTIVATED SELLER!
PRICE REDUCED!
Attractive ranch home on level lot! 2 car detached garage & storage building. 3 BR, 2 BA. $51,900 #3343722
NEW!
Beautiful 4 BR, 3 BA remodeled LAKE home! Huge master suite & plenty of room for overnight guests! $219,900 #3340676
NEW! Great location! Ranch home w/ 2 BR, 2 BA & full bsmt, 2 car detached garage, over half an acre lot! $54,900 #3347822
NEW! Split Level Home in Morgan Manor! 3 BR, 2 ½ BA, finished FR in walk-out basement that leads to great yard! EMSD. $152,000 #3344460
for this immaculate 3 BR home close to city park Remodeled duplex w/ off-street parking & on large lot on the North End of town! & elem. School. Off street parking w/ garage. Call garage in back. A MUST SEE to appreciate Located near the city park & currently used Today! $89,900 #3334924 all the improvements! $65,900 #3334975 as rental. $28,900 #3211317
CONVENIENT LOCATION
PRICE REDUCED!
North End location for this 3-4 BR bungalow on 3 large city lots! Many updates including windows, siding, roof, plumbing & much more! $69,900 #3348889
NEW!
Each office is independently owned and operated
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123 S. 9th St., Cambridge
Gibson-Turner & Assoc.
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10069498
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Carol Cunningham
238-1260
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584-0280
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Gretchen Bennett
255-0598
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The Daily Jeffersonian - Real Estate Monthly - September 2012
BEAUTIFUL COUNTRY SETTING
HOME NEEDING SOME TLC!
Income potential w/ this 4 BR, 2 BA duplex. Off-street parking & walking distance to downtown! $28,900 #307986
MOTIVATED SELLER!
Located near City Park – Great layout, 3-4BR, 1 BA, Nice Yard, Wood Work Throughout. $52,640 #3189799
w/ separate utilities in nice neighborhood! Great income potential! $49,900 #308694
Only minutes away from the marina & water on privately owned land. 2 BR, 1 BA! $34,500 #3316840
GREAT GETAWAY OR YEAR ROUND LAKE HOME!
SIDE BY SIDE DUPLEX
GREAT TRAFFIC COUNT for this Commercial Property on almost 1 ½ acre! Paved Parking Lot, Billboard on top of hill & much more! $549,500 #309767
w/ 7800 sq ft on each level! Sprinkler System. So many possibilities! $99,000 #3325098
2 STORY BRICK BUILDING
GREAT NORTH END LOCATION! This exceptionally landscaped home offers a wonderful floor plan & updates including windows & roof! $109,900 #3304207
HUNTER’S PARADISE!
RECENTLY USED CAR LOT
GREAT HOME SITE! Well/Septic on property, Rolling View, Small Pond, & Electric to site. $15,900 #3135979
BEAUTIFUL COUNTRY SETTING cleared so you can build your dream home! EMSD. $19,900 #3346509
LAND
NICE CITY LOT
w/ this well maintained 3 BR, 1 BA home w/ first floor laundry! Many updates including windows. PRICED TO SELL! $47,900 #3291201
2 Furnaces & separate electric – great investment potential! $39,250 #306039
DUPLEX ON CORNER LOT!
Doctors’ Office Building w/ over 3,000 sq ft located near hospital & schools situated on 3 acres w/ paved parking lot. $319,900 #3339870
CONVENIENTLY LOCATED
furnishings including freezer, fridge, deep fryer, shelves, tables & chairs stay. $49,900 #3291065
PREVIOUS SUCCESSFUL RESTAURANT & STORE
BUSINESS FOR SALE! All inventory, equipment & book of business included! Greenhouse, Kabota Tractor, & much more! Business only. $49,900 #3332470
MOVE IN READY HOME!
2 BR, 2 BA fully appliance home w/ 2 car detached garage on 1 acre! Many updates! $84,900 #3277636
This property borders Salt Fork Hunting area on public land! Located 1 mile from SF boat ramp this property has something for everyone! $60,000 #3322335
for this 3 BR, 1 ½ BA home w/ large first floor family room! $67,900 #3334064
w/ black top parking that can accommodate 40+ cars. 4 garage bays w/ 10 ft overhead doors & much more! $250,000 #3326478
TRIPLEX PRICED TO SELL! Large front porch & balcony & nice sized back yard, 7 total bedrooms, all 3 kitchens equipped w/ fridge & stove! $69,900 #3335800
GREAT NEIGHBORHOOD
on almost 8 acres! 3 BR, 1 BA home w/ full waterproofed basement! Many updates & near Seneca Lake! $109,900 #3294970
MUST SEE INSIDE!
Beautifully furnished Lake Home w/ water view & lake access! Wrap Around Deck, Lrg kitchen & much more! $199,500 #3307472
Auctioneer
10069499
432-4454
Col. Jim Rodgers
680-0960
Shelly Killiany
705-0433
Jane Rawlings
584-4579
Linda Atkinson
801-0583
Bev Smith
584-4034
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255-0766
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260-4164
Janice L. Kafury
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123 S. 9th St., Cambridge (740) 439-7653 • 1-800-457-6864 EQUAL HOUSING
OPPORTUNITY
Gibson-Turner & Assoc.
123 9th St., Cambridge Bonnie Czigans
Gibson-Turner (740) 439-7653 • 1-800-457-6864 740-584-0280
bonnie.czigans@century21.com www.century21gibson-turner.com
Each office is independently owned and operated.
www.century21gibson-turner.com
& Assoc.
Each office is independently owned and operated
Chris Gibson-Turner 584-7653
Janet Brockwell 439-1499
Karen DiGenova 584-3056
Carol Cunningham
740-255-3799
Jane Rawlings Shelly Killiany sparkycsc@gmail.com 705-0433 680-0960
SENECA LAKE HOMES WITH BOAT DOCK(S) AT ECHO POINT (Private Property) 58323 Lashley Road - $159,900
Immaculate year-round lake home with cathedral ceilings, beautiful kitchen/FR combo w/FP, formal LR and DR, 3 BR, 3 BA, gorgeous master BA, 1st floor laundry, nice Move Right into Your New Home! Beautiful 3 BR Ranch. Your new master yard w/rear deck. 2 detached bath has whirlpool tub, separate shower and walk in closet! Fully equipped garages (1 can be converted back to Custom Kitchen. New landscaping. EMSD. $179,900 #3325824 cabin w/water & heat avail.). Must see inside this one owner home on dead-end road within walking distance to dock and swim area! #3342340
CLOSE TO SALT FORK DOCKS! REDUCED!
Beautiful Open Floor Plan! Custom Built Home 1 Mile to SALT FORK DOCKS! 4 BR, 2 BA on almost an acre. 32’ X 40’ Detached Garage. $225,000 #3336989
2+ acres w/ this 3,210 sq ft home! Cathedral Ceiling & Balcony in Great Room. Hickory Custom Kitchen w/ Stainless Steel Appliances. $369,000 #3334050
58453 Lashley Road - $89,900 Year-round lake home offers LR w/ FP, FR with large picture windows, newer kitchen, 2 large BR, 2 full BA, 2 walk-in closets, utility room with washer/dryer, newer high efficiency furnace, window AC units, and plenty of storage, covered porch and large deck. 620 sq. ft. on 1st floor with addl. 780 sq. ft. finished living area in basement. Reasonable lake living w/2 boat slips. Owner is realtor. #3338376
Drive by and call Carol Cunningham for showing. 740-255-3799
Bev Smith
123 S. 9th St., Cambridge (740) 439-7653 • 1-800-457-6864
740-801-0583
www.century21gibson-turner.com
Gibson-Turner & Assoc.
Each office is independently owned and operated
REDUCED - SKYLINE DRIVE OWNER WANTS OFFER
bevmsmith@yahoo.com
Very Nice 2BR home just out of town! Huge yard. Full basement, Beautiful home. $89,900 #3305502
UPDATES - LIBERTY ROAD LOCATION!
Lovely 3BR Ranch Home Near Salt Fork on Large Lot! Finished basement and 3 Car Garage. $129,000 #3302039
REDUCED - 113 E. MAIN STREET, NEW CONCORD NEW PRICE!
Large family home w/ over 2000 sq ft. 4 BR, 2 BA, wrap-around porch. Live on the first floor and rent out the second floor. Close to schools & shopping! $79,000 #3326749 10069501
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Real Estate Monthly - September 2012 - The Daily Jeffersonian
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123 S. 9th St., Cambridge (740) 439-7653 • 1-800-457-6864 EQUAL HOUSING
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Gibson-Turner & Assoc.
123 9th St., Cambridge Amanda Mignano
Gibson-Turner (740) 439-7653 • 1-800-457-6864 740-238-1260
& Assoc.
www.century21gibson-turner.com amanda19962001@yahoo.com
Chris Gibson-Turner 584-7653
Each office is independently owned and operated.
www.century21gibson-turner.com
Janet P. Brockwell
Each office is independently owned and operated Janet Brockwell 439-1499
Karen DiGenova 584-3056
740-260-3883
Jane Rawlings Shelly Killiany janet.brockwell@century21.com 705-0433 680-0960
MOTIVATED SELLERS • REDUCED $10,000! NOW ONLY $159,900! Well maintained 2008 Wayne Homes Split Level. 4 Bedroom, 2.5 Bath home on 0.49 acres. 2 Car insulated & finished attached garage. Kitchen boasts recessed panel Oak cabinets & Sedona Trail countertops. New wood laminate flooring in Living & Dining Rooms. Lower level with Family Room, 4th Bedroom, and Half Bath with plumbing for full bath. 6 panel doors throughout. 30 year foundation warranty, 10 year structural warranty, 25 year shingle warranty, window warranty, and more. Sellers will look at all offers. #3330354 D!
REDUCE
JUST REDUCED... INSTANT INCOME!
RECENTLY REDUCED $30,000!
This REMODELED DUPLEX is fully rented. 2 Bedroom unit downstairs rented for $600 a month, and 1 Bedroom unit for $475. Off street parking and garage in back. Reduced from $74,900 to $65,900 for quick sale. Seller is MOTIVATED and will look at all offers! #3334975
Beautiful Brick home featuring 4 bedrooms, 3.5 Baths, large great room & family room w/ fireplace. Finished Lower Level, Cathedral entry foyer, and Cherry Hardwood throughout. 3 car garage. $329,900! #3338058
PRICE REDUCED! $69,900 - 3 Bedroom 1.5 Bath with 1 car garage. Family & living room w fireplace, formal dining room. This home is a Fannie Mae Homepath property. Purchase this home for as little as 3% down. This property is approved for HomePath Renovation Mortgage financing. #3341012
EAST MUSKINGUM SCHOOLS! New Price!
New Listing!
OPEN SUNDAY SEPTEMBER 23RD FROM 1 TO 3!
164 Mulberry Lane, New Concord
3785 Botson Lane, Cambridge
5680 Pin Oak Lane, Zanesville
5 BR, 3.5 BA, Full Finished Walk-out basement, 2 car attached garage. Newer carpet and paint. Stucco & stone exterior w/custom cherry kitchen. $314,500! #3303546
3BR, 1 BA home on 3/4 of an acre. 2 car detached garage. Covered back deck. Many updates including Amish built Eli Schrock cabinets. $109,900 #3345406
This Spacious 3BR 3 BA quadlevel home sits on almost 1 acre. Family room with woodburner. Covered front porch and back deck. 2 car garage. $199,900 #3336664 10069359
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EQUAL HOUSING
OPPORTUNITY
Amanda Mignano 740-238-1260
Gibson-Turner & Assoc. www.century21gibson-turner.com 123 9th St., Cambridge
Gibson-Turner Assoc. Each office is independently owned and operated (740) 439-7653 & • 1-800-457-6864 www.century21gibson-turner.com
Chris Gibson-Turner 584-7653
Each office is independently owned and operated.
Karen DiGenova 584-3056
Shelly Killiany 680-0960
Jane Rawlings 705-0433
ISTING NEW L LE IN NOB ! TY COUN
NEW G! LISTIN
Beautiful view for miles can be seen from this 3 Bedroom, 2 Bath 1997 home on 12 acres in EGSD - Buckeye Trail. Located only 1 mile form interstate, this home offers privacy, fruit trees, harvest ready trees, & free gas. 2.5 car detached & 2 car attached garages w/openers. Entry offers tiled foyer. Formal Dining Room & Eat-in Kitchen w/island & breakfast nook. Living room w/ built in shelves & wood burning fireplace. Office area with scenic view. 1st floor laundry & utility area. #3347331
Janet Brockwell 439-1499
1 Story home with beautiful views on 0.66 acres. 2 Bedroom, 1 bath home with large master bedroom and living room, 1st floor laundry and dining room. New wood laminate flooring throughout kitchen, bedrooms, dining, and bath. Newer carpet in living room. $69,900! #3346763
LOCATION AND AFFORDABLE!
Ready to own this 2-3 bedroom, 1 story home is cheaper than paying rent! New windows in 2011, New 1st floor laundry hook up, New paint in living room and kitchen. Large back yard and 2 storage sheds. Close to 1-77 and several miles from Seneca Lake, and walking distance to local park. $47,900 #3291201
PRICE D! REDUCE
CUTE BUNGALOW!
MOVE IN - FURNISHED
DEAN DRIVE- $48,000
Many Recent updates to this 2 Bedroom, 2 Bath home. 2 car Located across from Seneca Lake in Pine Oaks this 2 BR 1 Bath 4 Bedroom, 1 Bath Ranch home with attached basement garage, nice back detached garage. 1 acre. Country living just minutes from town. home has dining, living, and kitchen all one on floor. 3.4 acres of yard, large master bedroom, living room, 3 bedrooms with hardwood flooring. #3277636 wooded privacy for year round or vacation home. Call Amanda for #3320169 the updates and more features of this home. #3213970
NEW G! LISTIN
SKYLINE DRIVE - $56,500
SELLING ‘’AS IS” Located in EMSD this 3 Bedroom 2 Bath 1 story home features hardwood flooring in bedrooms, walk out basement, 2 car detached garage on one acre. #3345709
AND
NEW L
! ISTING
L
MONROE COUNTY!
10 acres of land for building, farming, hunting and recreation! Many options with this land! $35,000 #3334978
NEW G! LISTIN
ONLY $19,900 - investment property
Three bedroom, one bath home with tons of potential. Wood floors in upstairs bedrooms, formal dining, and first floor bedroom and laundry. #3348514
NEW G! LISTIN
$12,999!
1 Bedroom home with 1st floor laundry in large bath, living room, and eat in kitchen. Potential to finish lower level with attached 1 car garage. Needs TLC. #3347051
PRICE ! ED REDUC 0
$39,00
INVESTMENT PROPERTY! Located near Wolf Run Park, this sweat equity home has potential. Walkout basement, log home in need of TLC! Ask about the remodel program for this home! #3328470
ALL UTILITIES INCLUDED ON SITE PLUS GARAGE - CITY LOT $19,900 #3239761
8 acres in Kimbolton for only $29,900! Optional uses! #3318192
6.055 acre parcel. Area used for camping and recreation. Buy without minerals for $16,900 or buy with minerals for $5,500 an acre. #3315339
Claysville Road, Cambridge - 12 acres with commercial or residential possibility $29,900! #3314326
HOCKING COUNTY! Located in Amanda, OH this 12 yr old home has 3 Bedroom, 2 Bath home has dining room, master bedroom with bath, CA and is on 3.742 acres. #3339092
17 acres with road frontage on Early and Union Hill - perfect hunting ground and location on Union Hill to build a cabin or home - $39,900! #3276013 5.95 acres Concrete pad for a camper or trailer. Close to Salt Fork Lake. $24,900 #3329092
10069355
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Real Estate Monthly - September 2012 - The Daily Jeffersonian
“We Always Have Time For You”
DUTRO MOBILE HOMES
Susan Crews 740-819-5829 susancrewsrealtor@yahoo.com
REAL ESTATE
www.carolgoffrealestate.com 70400 RED BRUSH ROAD, CAMBRIDGE $209,900 Built in 2009, 4298 sq. ft., 3 BR, 2.5 bath, On 5.719 acres, 1st floor laundry, Custom Maple cabinetry. 2nd floor: 18x18 bonus room, 56x16 great room, Plumbed for a bath, Ready to be divided into possibly 2 more bedrooms. Walkout basement offers: ½ bath, 2nd laundry area, Plumbed for additional bath, Ready for a couple more bedrooms. Wrap around deck, 24x24 garage, Acreage is fenced and has fruit trees and a running creek. Mineral rites available. This could easily become a B&B. Priced below appraisal!
We take care of your home as if it were our own Large selection of New Homes on display. Modulars, Sectionals and Singlewides
4350 East Pike, Zanesville
1 Mile West of Airport Exit on SR 40 10058691
740-453-3853 dutromobilehomes.com
Lori Frank, Broker
8.5 mi from Cambridge: Bloomfield Rd (SR 209) to Hopewell Rd (Twp658) to Mt. Herman Rd 2 miles to Red Brush, bear to right 0.2 mile house on right. 15 minutes to Newcomerstown, 30 minutes to Coshocton or Zanesville. From Zanesville: North on 83 onto SR209 to Hopewell (Twp658) to Mt. Herman Rd 2 miles to Red Brush, bear to right 0.2 mile house on right. 10064689
www.hhcustomhomes.com 10068650
The Daily Jeffersonian - Real Estate Monthly - September 2012
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The Daily Jeffersonian - Real Estate Monthly - September 2012
Page 9
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Page 10
Real Estate Monthly - September 2012 - The Daily Jeffersonian
o n t h ly Real Estate M
Real Estate Monthly
Large duplex on double lot, good condition, great income opportunity.
FREE 12
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September, 20 scott-ogle
Ave., 1132 Highland Cambridge, Ohio 740-432-7333
scott-ogle.com
COMMERCIAL DISTRIBUTION/WAREHOUSE
Visit .com RealEstateEstate www.Lepi in Real Address
The Best Your Property! ing Strategy On Call For Our Market 740-439-6666 Ave. 903 Steubenville ew Lane 12950 Longvi
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the years, maintained over private has been very well This brick ranch a new owner to enjoy the quiet, with but is looking for heart of New Concord. Full bsmt. for the more. Call for options setting right in garage and much walkout, 2 car att. Bobbi Lepi, 740-439-6666. acreage and pricing!
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$169,000 . LOT w/all utilities l centra g includes EXTRA new’ features, 2 Apt. Dwellin @ rental has ‘like $1350/mo. income This 2002 built appliances and air, garages, Dr. Meadow Park 260-0290 DAVE OGLE,
s 3 full baths, 2 kitchenon split level offers sion Spacious 5 bedroom Located in Casselview Subdivi pool. and above ground & 2 living rooms. with nice patio -7331. 2 large level lots Frederick, 740-584 $159,900. Marcy
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145 West 8th Street, Cambridge, Ohio 43725
October 17, 2012
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10065502
The Daily Jeffersonian - Real Estate Monthly - September 2012
Page 11
NEW LISTING
$
84,900
A charming 3 bedroom, 2 bath ranch home with an open floor plan on a full basement with an attached garage is ready for you to move right in. Perfect setting on six large lots in a wonderful, quiet, neighborhood right next to Robins Ridge Golf Course and Seneca Lake. The large basement could be easily finished for extra living space. This is a must see home, it will not last long!!! Call Kayla to see it!!
1434 E. Wheeling Ave., Cambridge, OH 43725
740-439-9000 "There’s no place like home, Let us help you find yours
SOLD REALTOR / BROKER
REALTOR
ROSE MARIE DAYMUT
KAYLA ANDERSON
740-685-8844
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Call and List Your House Today
JIM BAKOS
740-685-6629 10069965
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Real Estate Monthly - September 2012 - The Daily Jeffersonian
Lori Durant, Broker
REAL ESTATE
28 E. Main St., New Concord • 866-310-0964 • 826-7557 1620 E. Wheeling Ave., Cambridge 439-1111
www.carolgoffrealestate.com
REALTOR OF THE MONTH
Call For Our Marketing Strategy On Your Property! 903 Steubenville Ave.
AUGUST, 2012
740-439-6666
REALTOR OF THE MONTH AUGUST, 2012
MARCY FREDERICK
KAREN DiGENOVA 584-3056
740-584-7331
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The Daily Jeffersonian - Real Estate Monthly - September 2012
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Carol Goff & Associates Lori Frank, Broker www.carolgoffrealestate.com
1110 FRIENDSHIP DRIVE New Concord handy location for this split-level in the East Muskingum Schools 3 bedrooms, 2 full baths, nice family room, finished basement,2 car detached garage, public utilities, windows and roof approx. 5 yrs. old, lots of updates! Call Office. CAROL GOFF 819-2301
2145 COWDEN RD – SALE PENDING –
1300 COBO LANE – SALE PENDING – Larger than it looks! Schedule your private showing of this 3 bed/2bath home with partial wrap deck that would great for entertaining. Bank owned property being sold AS-IS. CHRIS JARVIS 704-6305
70400 RED BRUSH RD 4298 sq ft, this home sits on a 5.719 acre country setting. 1st floor laundry, custom Maple cabinetry, 2nd floor 18x18 bonus room & a 56x16 great room & wrap deck for a beautiful view.
Gorgeous setting with 14+ acres. This 3 Bedroom home has wood flooring throughout, spacious rooms, nice eat-in kitchen plus huge dining room. Large deck w/inground pool, detached garage and large barn. This is a fantastic opportunity to have your own horse farm!
CALL OFFICE 826-7557 or 439-1111
SUE CREWS 819-5829
1620 E. Wheeling Ave.• Cambridge (740) 439-1111 28 E. Main • New Concord (740) 826-7557 Zanesville • (740) 454-6777 Coshocton • (740) 622-7653 New Concord • (740) 826-7557 Dennison • (740) 229-7231 New Lexington • (740) 343-4161 Millersburg • (330) 674-2225
71769 OLD 21 RD Located near Salt Fork Dam, this 2 BR mobile home has big covered porch, eat-in kit, laundry room and living room. Bedrooms have built-in dressers. Bath has newer shower enclosure. Lots of landscaping, less than 1/2 mile to I77. County water with well backup. THERESA WHITE 255-0492
1522 SCOTT AVE This home is move in ready featuring 3 brs upstairs and a family room and bedroom in the finished basement area. This is a must see home!! Located in a convenient area of Cambridge close to schools hospital and city park. PEGGY PARRY 680-2060
4700 LANY LANE
5220 PINE VALLEY
PRIVATE SETTING! 2-story great room w/ balcony and fireplace, oak kitchen, oak 6 panel doors, unbelievable quality! Geothermal heat, security system, centralvac, 3 car att garage, public water, huge maintenance free deck overlooking woods. CAROL GOFF 819-2301
Hickory cabinets and floors, fabulous stone fplon the first floor, pellet stove in the finished walkout basement & wine cellar. Heated 12x30ft. workshop, 3- car garage with beautiful carriage doors. Wooded lot with easy access to the interstate. DIXIE ZIGO 607-4857
CALL OFFICE 826-7557 or 439-1111
270 SUNDALE LN – SALE PENDING –
1014 GOMBER AVE
718 OAKLAND BLVD
Great Brick Ranch on over 6 acres in East Muskingum Schools!! This 3 bedroom, 2 bath home features Cathedral ceiling with skylights in the Living Room & Kitchen, solid 6 panel doors, oak kitchen, french doors off dining area, 1st floor laundry.
STACIE WEST 408-7533
106 MAIN ST Beautiful Woodwork in this 3 BR home w/new windows, central air and gas furnace. Newer roof, nice patio, large covered front porch and a detached 2-car garage. Close to library, banking, schools and much more! Call Office.
Arch doorways, wood flooring, 1st floor laundry and dining room. 3 BR, 2nd floor sunroom, wood flooring under carpet, new flooring in bathroom. Attic area has finished ceiling and flooring for
Nice fenced backyard, 3 BR home enclosed front porch, convenient location and 1 car detached garage. Immediate occupancy now available. Call Office.
CALL OFFICE 826-7557 or 439-1111
lots of storage space! THERESA WHITE 255-0492
7 OFFICES SERVING ALL OF SOUTHEASTERN OHIO Page14
Real Estate Monthly - September 2012 - The Daily Jeffersonian
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“We Always Have Time For You”
Carol Goff & Associates Lori Frank, Broker www.carolgoffrealestate.com
9595 COCHRAN AVE This property features 2-3 bedrooms, 2 full baths, central air, full basement with walk-out, nice deck that leads to an above ground pool, 1 car attached garage, and 1 car detached
CALL OFFICE 826-7557 or 439-1111 178 FRIENDSHIP Corner location. New furnace and central air. Newer roof, siding & windows. Kitchen has cherry cabinets, screened porch opens to beautiful patio w/maintenance free privacy fence. Nicely landscaped!
CALL OFFICE 826-7557 or 439-1111 175 S. MOOSE EYE Bi-level home on approx 1.5 partially fenced acres has new oak kitchen, finished lower level with walkout, gas heat and central air! Call Office
CALL OFFICE 826-7557 or 439-1111 1505 CLARK ST This incredible property is 6.5 acres with spectacular gardens and landscaping, spring fed pond, meadow with trails and woods. There is a main home w/2250 sq ft, a beautiful cottage w/1000 sq ft and a 750 sq ft commercial building. CAROL GOFF 819-2301
EAST PIKE
1620 E. Wheeling Ave.• Cambridge (740) 439-1111 28 E. Main • New Concord (740) 826-7557 Zanesville • (740) 454-6777 Coshocton • (740) 622-7653 New Concord • (740) 826-7557 Dennison • (740) 229-7231 New Lexington • (740) 343-4161 Millersburg • (330) 674-2225
160 MAIN ST
Almost 15 Commercial acres! Lots of road frontage, visibility from I70 and located in area of retail/tourist stores. Public water available. Just off I 70 exit 164
CAROL GOFF 819-2301
Spacious 4 BR home located at edge of town. Rental option available! Immediate occupancy. Call Office for details
CAROL GOFF 819-2301
133 CHELSEA COVE Brick ranch has cherry kit, stainless appl & walk-in pantry. Gorgeous study, full fin walkout bsmt w/media room and small 2nd kitchen area. Covered Deck & Large Patio. 3 Car Gar. Corner Lot. Nicely landscaped. Anne Adair 210-416-7875 ANNE ADAIR 210-416-7875
157 E. MAIN – SALE PENDING – This home has big backyard, open floor plan with living room, dining area and eat-in kitchen. 1st floor bedroom and full bath & laundry area off kitchen. LOTS OF UPDATES! THERESA WHITE 255-0492
61908 HIGH HILL RD Over 3 acres features a full basement and an attached 2 car garage. Also includes a separate 1 car garage and a stable area.
BOB WHEATLEY 584-9892
1511 CLAIRMONT AVE Beautiful home w/hardwood floors, updated kitchen & baths, first floor BR suite plus a second floor master suite, cozy & bright sun porch, pocket doors, 2 car garage, back deck & brick patio, landscaped yard, privacy fence. PEGGY PARRY 680-2060
2030 RIX MILLS
101 E. MAIN ST
Great View! 16x20 trek deck. This 2-story colonial home was built in 2006 has large bedrooms, bright, white kitchen w/breakfast bar and stainless appliances. Covered porch. Call Office
CALL OFFICE 826-7557 or 439-1111
Victorian 2-story home features hardwood flooring, formal DR and office, large back yard. Walkout basement to covered breezeway leading to 2-car gar. Call Office
CAROL GOFF 819-2301
7 OFFICES SERVING ALL OF SOUTHEASTERN OHIO The Daily Jeffersonian - Real Estate Monthly - September 2012
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“We Always Have Time For You”
Carol Goff & Associates Lori Frank, Broker www.carolgoffrealestate.com
100 OLD RT 40 Great setting, this brick ranch on 1.9 acres was built in 1984. Cathedral ceilings, walkout lower level w/spacious brick terrace, custom cherry kitchen, large walk-in pantry and 1st floor laundry. Attached 2-car garage. CAROL GOFF 819-2301
140 FAIRFIELD This spacious home is in nice wooded setting on dead-end street. Multi level deck, big sunroom, and 4-car garage. Large open living room and dining area, eat-in kit, huge family room w/fireplace.
CALL OFFICE 826-7557 or 439-1111
1620 E. Wheeling Ave.• Cambridge (740) 439-1111 28 E. Main • New Concord (740) 826-7557 Zanesville • (740) 454-6777 Coshocton • (740) 622-7653 New Concord • (740) 826-7557 Dennison • (740) 229-7231 New Lexington • (740) 343-4161 Millersburg • (330) 674-2225
46246 NOBLE RIDGE Gorgeous setting for this newer home with full finished walkout level. Oak kitchen with stainless steel appliances, 2nd kitchen in lower level. Lots of room with over 4800 finished sq feet! 2 garages with room for at least 5 cars. CAROL GOFF 819-2301
1165 FRIENDSHIP DR
5635 LOWER BLOOMFIELD
Classic Cape Cod with cedar shake siding overlooking a beautiful 2-acres lake on this 6 acre property. 4 BR, 4 full baths, an in-law suite, gorgeous fireplace and unbelievable landscaping! Plus a 3 BR rental home and trailer pad. Each comes with their own septic. CAROL GOFF 819-2301
4 level parcels included with this 3 BR home w/1-car garage. LR has decorative brick fpl, large eat-in kitchen has breakfast bar, enclosed breezeway. 1st floor master, bath and laundry room. 200 amp elect, new bath enclosure, newer siding, windows! THERESA WHITE 255-0492
CALL OFFICE 826-7557 or 439-1111
95 JEFFERSON
535 SPRING VALLEY
TRACT 40
Spacious 4 bedroom has oak kitchen has all stainless steel appliances, open floor plan, breakfast room opens to cozy family room area w/brick fireplace. Oak hardwood & trim in foyer and dining area. Oak 6-panel doors, formal dining room, finished lower level. DIXIE ZIGO 607-4857
Located at the end of culde-sac, this property has adjacent land available. Great building site, hilltop setting, only minutes to Cambridge, New Concord or I70. Some restrictions, available in office. Doublewides and modular homes are permitted. 1.8 acres THERESA WHITE 255-0492
TRACT 25
WHISPERING PINES LOTS
Great 3 BR home with gleaming hardwood floors. Large LR & kit with lots of cabinet and counter space opens to convenient dining area, full walkout basement with a full bath. All of this on a great lot!! STACIE WEST 408-7533
TRACT 28
Great Building Site in Rural setting. Valley view, just off SR 40, only minutes from Cambridge, New Concord or I70. Some restrictions, but doublewides and modular homes are permitted 4.2 Acres
Great Building Site, valley view. Just off SR 40, only minutes to Cambridge, New Concord or I70. Doublewides and modular homes permitted. Some restrictions, available in office. 1 Acre. THERESA WHITE 255-0492
THERESA WHITE 255-0492
68238 WINTERGREEN Located near Salt Fork State Park, this spacious doublewide home has newer addition. Nice open kitchen w/lots of cabinets, large closets, fireplace in living room and county water available. With addition, this home has over 1800 sq ft.
2 lots, 5.7 acres in total, some woods, paved road, underground utilities. Seller will sell lots separately. $60,000
CAROL GOFF 819-2301
7 OFFICES SERVING ALL OF SOUTHEASTERN OHIO Page 16
Real Estate Monthly - September 2012 - The Daily Jeffersonian
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“We Always Have Time For You”
Carol Goff & Associates Lori Frank, Broker www.carolgoffrealestate.com
1620 E. Wheeling Ave.• Cambridge (740) 439-1111 28 E. Main • New Concord (740) 826-7557 Zanesville • (740) 454-6777 Coshocton • (740) 622-7653 New Concord • (740) 826-7557 Dennison • (740) 229-7231 New Lexington • (740) 343-4161 Millersburg • (330) 674-2225
JUST A FEW OF THE PROPERTIES WE HAVE SOLD IN THE LAST 30 DAYS! 1337 EDGEWORTH
320 SEQUOIA
324 MAIN ST
$115,900 CSD
$141,000 RHSD
$79,500 RHSD
2630 WILHELM
158 HARPER
59 E. MAPLE
S D
S D
$55,000 FLSD
$99,000 EMSD
$130,500 EMSD
4380 SHIMODA
3045 LISA LANE
205 COBBLEPOND
$145,000 EMSD
$205,000 ZCS
$350,000 EMSD
48289 OUTPOST RD
15400 SHORLINE DR
CLAYSVILLE RD ACREAGE
$77,000 NLSD
$430,000 NLSD
$104,000 EMSD
7 OFFICES SERVING ALL OF SOUTHEASTERN OHIO The Daily Jeffersonian - Real Estate Monthly - September 2012
10069496
Page 17
Karen DiGenova 740-584-3056 karen.digenova@yahoo.com
REAL ESTATE www.carolgoffrealestate.com
Durant, Lori Durant,Lori Broker
Yours could be next! 23 years experience & full time agent at your service.
Broker
“We Always Have Time For You”
71681 BIRMINGHAM RD, LORE CITY This home Is a cream puff! Like new, 09 quality construction. 3 BR, 2 BA, great room w/ one wall all windows with beautiful view situated on 5 ac. Fully applianced including washer & dryer. Lg. covered fr. Porch that wraps around. 2 c. det. Gar. If this Isn’t enough .. MINERAL RIGHTS & ANY ‘FUTURE ROYALTIES CONVEY. Salt Fork Park is minutes away/ EGSD $199,900
10055 E. PIKE RD. CAMBRIDGE Possibilities are endless with this incredible property! Newer ranch w/4 BR. 4 BA, home, 4+c gar. (54 x60) Nice workshop in the basement, with office space. 24 x 36 Block building. 33 ac. is perfect for storage of equipment or additional buildings. Minutes from 77/70. With a new price of $495,000 this is a great buy!
5091 HIGH HILL RD. - EMSD 3.7 ac. is the setting for this 4 BR 3 BA home! Great curb appeal with mature trees. All freshly painted, move In condition! Newer architectural roof, & cov. Front porch. Newer stainless appliances. Lg. fam. room and master bedroom. Updated baths. There is also a new septic system being installed. Barn and fenced pasture borders High Hill. $157,900
167 W HIGH ST. NEW CONCORD Very nice corner lot is home to this 3 BR bungalow. L.g. living room and dining room with beautiful hardwood floor, both rooms have fireplaces that could have gas logs. Enclosed sunporch, updated bath. Newer roof and some replacement windows. Brand new garage doors w/ opener. Exterior trim to be repainted. $99,900
740 BELLVIEW- CSD Extra nice ranch home w 3 BR. 1.5 BA on main floor, BA In full bsmt. Newer architectural roof, and laminate wood floor In DR and LR. Nice kitchen cabinets, newer appliances. Beautiful views from the covered front porch. Nicely landscaped, private covered back patio. $99,900
449 N. 8TH ST. CAMBRIDGE Adorable 2 BR home! Lg. living room and nice size master bedroom w/bath. Kitchen has a lot of cabinets & has newer refrigerator. Nice addition is either 2nd bedroom or family room. Lg. level lot that is totally privacy fenced. Covered back patio. A great buy priced right at $61,900. CSD 10059066
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Real Estate Monthly - September 2012 - The Daily Jeffersonian
Screened porch, wrap-around deck, garage, base.
10069370
Real Estate Monthly - September 2012 - The Daily Jeffersonian Page 19
10069372
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Real Estate Monthly - September 2012 - The Daily Jeffersonian Page 21
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10069378
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2 acres, dining room seats 40. Great view.
10069379
Real Estate Monthly - September 2012 - The Daily Jeffersonian Page 23
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10069380
Monica Fry Broker/Owner 680-0093
Each office independently owned and operated.
www.realestatepartners.org
Danny Lowe 732-7000
Tom Sulsberger Shirley Casey 260-6279 584-7090
Barbara Bates 584-3551
Dave Milligan Philip Carpenter Shawn Marlatt Paige A. Frame 584-9052 260-4128 584-3713 ABR 255-0355
927 Wheeling Ave., Suite 206, Cambridge, OH 43725
Rick Folkert 680-1146
Lori Dickens 255-0182
Office: 740-435-0003 Toll Free: 877-435-0003
VERY NICE Spacious home situated on 1 ac. of ground offering 3BR, 2BA, LR, DR, kit, FR and 2 car heated garage. Other great features include newer windows, vinyl siding and storage building. All this for $79,900. Call Barbara @ 584-3551. # 3344970
IT’S A START If you’re looking to be a first time home owner, check out this vinyl-siding home in Zanesville ready for you to move into. Great features include 2 bedrooms, 1 bathroom, living room with fireplace, dining room, fenced back yard. Great price at $44,000. Call Barbara @ 740-5843551 for more information. #3343702
AFFORDABLE COTTAGE on private property at Seneca Lake. Check out this 2 bdrm cottage within walking distance to the boat club. A family friendly open floor plan with large deck, fire ring and storage building make the ideal summer retreat. Call Tom @ 260-6279 to view this property. #3347185
120 ACRE Hunter’s paradise includes 8 elevated enclosed deer stands, feed plots, hilltops & ravines, open areas and mature timber. Newer 3 bdrm, 2 bh ranch home on full basement with 2 car attached garage and other storage buildings. Free gas. Call Tom at 260-6279 #3322519
COMMERICAL A prime 52 acres of flat land with an unusually deep 26 acre lake close to I-70 and I-77 make this an ideal property for your service company. Includes a well equipped 3800 sq ft work shop with 15’ overhead doors, 3 phase electric, 2 overhead hoists, a gated equipment yard. Mineral rights will transfer. Call Tom for details 260-6279. #3348392.
WELCOME HOME is what this 3 bedroom home says. This very affordable home with a new roof in June 2012, finished basement, newer windows and many more updates is ready to move into at only $79,900! Your search is over. Call Paige at 255-0355 to schedule a showing. #3339269
DUPLEX Large up/down duplex with two bedrooms each. It’s a great time to invest in Guernsey Co and this unit is completely occupied! Don’t miss out on this money maker. Call Paige at 255-0355 to view this duplex. #3340119
BE THE LANDLORD of this great duplex located on the north side of town. Both units are currently rented. Immediate possession, immediate income! Call Monica now to start your investment for only $32,500. 6800093 #3321307
UPSTAIRS/DOWNSTAIRS DUPLEX Located on a corner lot features separate utilities and off-street parking. Immediate income, as both units are currently rented. Call Monica now to get started on your investment for only $48,000. 680-0093 #3321493
10069386
Catch The RE/MAX Real Estate Partners Home Show on Cable Channel 2 or watch it on demand at: yourradioplace.com
Real Estate Monthly - September 2012 - The Daily Jeffersonian Page 25
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Check Out All Area Listings at www.monicafry.net !
SO MUCH POTENTIAL Ranch home needs a little TLC but great home for the money. Situated on 3 lots on a dead end street youâ&#x20AC;&#x2122;ll have the feeling of the country and still be only minutes from I-77. Home offers hardwood ďŹ&#x201A;oors, full basement and single car garage. Price to sell at $ 64,900 # 3318116
CUSTOM BUILT RANCH Vaulted wood ceilings, open ďŹ&#x201A;oor plan and gorgeous corner stone ďŹ replace, this spacious four bedroom, four bath home boasts a home ofďŹ ce and family room for gracious living. Youâ&#x20AC;&#x2122;ll be delighted with the screened porch, tiered deck and aggregate patio providing several outdoor living areas. $299,000. #3318552
TWO HOMES FOR THE PRICE OF ONE!! You get a 3 BR, 2 BA home plus a 1BR, 1 BA guest house on 1.9 acres. It has a nice large yard, county water, and a 14 by 40 pole building. New roof, gutters & wood burner were added. Motivated seller! Priced at $99,900. #3142431
A MUST SEE 3 BR 3 Bath lake home with oversized garage is one you canâ&#x20AC;&#x2122;t miss. The master BR features a cozy wall gas ďŹ replace and a master bath with Jacuzzi whirlpool tub and separate shower. All BR have sliding glass doors that lead to the lake view deck. #3195008
A BRAKE SLAMMER A 4Br 2.5 Bath House & Garden Home that will really turn heads. Completely renovated in 1995 it boasts and open ďŹ&#x201A;oor plan & high open beam wooden ceilings. If you donâ&#x20AC;&#x2122;t mind being olgled, itâ&#x20AC;&#x2122;s a great home at $197,500. #3218256.
THE PERFECT GET AWAY which you wonâ&#x20AC;&#x2122;t want to leave. Charming bungalow with redwood paneling and ceiling through out. Spacious living room features a stone ďŹ re place with insert. Vinyl replacement windows and an enclosed porch overlooking the peaceful landscape makes this home a must see and at only $59,900! #3336725
TOO MUCH TO SAY about this great home! Lake front 3 BR 3 bath raised ranch home, many updates and renovations. Open ďŹ&#x201A;oor plan features a large cozy stone ďŹ replace; lots of windows allow natural lighting. Call today to see what else is inside! #3263087
ITâ&#x20AC;&#x2122;S NOT TOO LATE to get your Seneca Lake retreat. Call now to view this well-maintained Ranch featuring screened porch, covered patio and isolated backyard, perfect for entertaining all your new found family and friends once they know you have found this great buy! We wonâ&#x20AC;&#x2122;t tell them you only paid $219,000. #3312962
2-3BR RANCH HOME with soaring ceilings, sundrenched rooms, sweeping deck and casual patio on a corner lot near the city park is an impressive steal! Thereâ&#x20AC;&#x2122;s plenty of parking with its double garage and circular paved driveway. Warning! At $126,000, it wonâ&#x20AC;&#x2122;t last long. Call now to take advantage of this bargain. #3315261
AFFORDABLE HOME in a great area. This single family home is perfect for someone interested in a grand home for less. Large rooms with a 1st ďŹ&#x201A;oor laundry and renovated kitchen with stainless steel appliances. This is a great house for an even better price. #3330323
THE GREAT ESCAPE Off a quiet country lane on 2 magniďŹ cent acres sits a manufactured home with 4BR, 2-baths with vaulted ceilings, spacious rooms and kitchen cabinets galore! It can be your familyâ&#x20AC;&#x2122;s have for an affordable $74,900. Call today for details! #3340998
WITH A LITTLE TLC this 1 ½ story home could be darling. Home offers 3BR and sits on a corner lot. Features a front porch and rear deck. Priced at $49,900 #3296997
Page 26 The Daily Jeffersonian - Real Estate Monthly - September 2012
10069387
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Real Estate Partners 927 Wheeling Ave. • Suite 206 • Cambridge, Ohio 43725 9
Danny Lowe 732-7000
Office: (740) 435-0003 Toll Free: (877) 435-0003
Lori Dickens 255-0182
Each Office Independently Owned & Operated
RENTALS!
GREAT INVESTMENTS!
301 Holbrook Street, Cambridge 3000.00 • 3 bedroom, 2 bath 4155 Holmes Road, Cambridge 4000.00 • 3 bedroom, 2 bath
COMMERCIAL 65268 Norris Road 7000.00 • 36 acres, Maintenance building and office space.
2 bedroom home on North side of Cambridge • Only $29,900! #3318078
48845 County Road, Caldwell 4000.00 • 3 Bedroom, 2 bath 14-A 406 S 8th Street, Cambridge 2000.00 • Totally new! 2 bedroom 710 Madison Avenue, Cambridge 2800.00 • 3 bedroom, 2 bath, fenced yard 320 N 8th Street, Cambridge 4500.00 • 4 bedroom, 2 bath
EXECUTIVE HOME
2 bedroom on Walnut Street, Cambridge • Only $32,000! #3317970
48446 Hickory Hills Road, Caldwell 3000.00 • Beautiful home with so many extras! 4 bedroom duplex. Large living space • Only $69000! #3317955
ed!
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48446 Hickory Hills 4BR 3 BA.Very spacious, plenty of closet space and other lovely features. Beautiful interior with a great view of the Wolf Run Lake. Only $299,000. Call Lori for details. #3320353
56569 St Johns Road Pre-manufactured home with a custom addition and basement on almost 3 acres. Many updates and close to Seneca Lake. Call Philip or Danny for details. #3304476
60341 Christian Hill Road Ranch home on 5 acres with outbuildings and above ground pool. This property can be purchased with 5 acres or 11 acres. Call Lori for details. #3329816
1001 Gomber Avenue Large home with many updates and beautiful features. 4 br, 2 full baths, new metal roof and new gas furnace/CA. This property is a must see and a lot of house for $79,900! Call Lori for details. #3340416
122 Myrna Drive PRICE REDUCTION 4 BR, 1.5 bath bi-level home in Cambridge School District. Some of the recent updates include a newer roof, furnace and central air. Now only $89,900. Call Lori for details. #3324835
99 Jefferson Drive, Caldwell Updated brick ranch home in Caldwell. New windows, large front porch. Full finished basement. New boiler and central air. Call Danny for details. #3330959 10069388
Real Estate Monthly - September 2012 - The Daily Jeffersonian Page 27
Real Estate Partners 927 Wheeling Ave. â&#x20AC;˘ Suite 206 â&#x20AC;˘ Cambridge, Ohio 43725
OfďŹ ce: (740) 435-0003 Toll Free: (877) 435-0003
6KLUOH\ &DVH\
Each OfďŹ ce Independently Owned & Operated ed!
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NICE FAMILY HOME in Cambridge. Home features ďŹ rst ďŹ&#x201A;oor master bedroom & bath, three upstairs bedrooms, nice living room and dining room with newer ďŹ&#x201A;ooring. First ďŹ&#x201A;oor laundry. Newer vinyl siding & windows. Many updates. Priced to sell! $59,900. #3336665
SMALL TOWN LIVING Very well maintained home waiting for new owners. This home offers 3 bedrooms and 1.5 baths. Spacious kitchen with appliances and a nice living room with a decorative ďŹ replace. There is a full partially ďŹ nished basement and a nice large fenced yard. Home has great "curb appealâ&#x20AC;? and in is "mint conditionâ&#x20AC;?. #3327913
COUNTRY HOME This delightful 3 bedroom home is in "mintâ&#x20AC;? condition and ready for new owners. Home offers 3 bedrooms, 2 full baths, beautiful kitchen, nice open living room, ďŹ rst ďŹ&#x201A;oor laundry, two car garage and 5 beautiful acres. Plus a one year HSA Home Warranty. #3331422
VERY WELL CARED for family home in Morgan LSD. River front home with dock, above ground pool and a hot tub, plus a nice yard. 3 bedrooms, 2.5 baths, a great kitchen with beautiful cabinets, dining room, living room with a beautiful ďŹ replace, plus a "Gathering Roomâ&#x20AC;?. The walk-out basement has a nice family room with a woodburner. #3342572 NICE HOME IN EMSD Spacious family home featuring 3 bedrooms, 2.5 baths, very nice living room and formal dining. The kitchen has beautiful oak cabinets and is complete with appliances. There is a full, dry, unďŹ nished basement and a two car attached garage. Many updates and a one year HSA Home Warranty. Priced to sell at $104,900. #3285227
ADORABLE HOME 3 bedroom, 2 bath home in the TriValley School District. This home has been completely remodeled and is ready for new owners. Beautiful oak kitchen, full unďŹ nished basement and a very nice large level lot. Price includes a one year HSA Home Warranty! #3321527 BEAUTIFUL FAMILY HOME 2 story home in Noble LSD. Built in 2000 featuring 3-4 bedrooms, 2 baths and a nice kitchen with appliances. Outside wood burner for heating. 3 car garage plus an additional one car garage and a carport. All this on 4.8 acres and a one year HSA Home Warranty. #3347809 Page 28 The Daily Jeffersonian - Real Estate Monthly - September 2012
ATTENTION HUNTERS 48 + acre wooded country setting with plenty of wildlife. Great place to hunt or to build your dream home. Property has a cozy cabin with many updates. Total acreage is 64.546 with a 15.56 strip of land for interstate 77 to the state of Ohio. Mineral rights do not transfer. #3346500
10069389
Real Estate Partners 927 Wheeling Ave. • Suite 206 • Cambridge, Ohio 43725
SHAWN MARLATT
Realtor Of The Month
Office: (740) 435-0003 • Toll Free: (877) 435-0003 August, 2012 Each office independently owned and operated.
584-3713
Catch the RE/MAX Real Estate Partners Home Show on Cable Channel 2 or at: yourradioplace.com New ! Listing
New ! Listing
Here’s this oversized 5br. 3 1/2 bath 2 story cedar and brick home with a 2 + car garage and paved parking. It’s all situated on a large lot with a huge private deck and full finished walkout basement. There’s a spacious eat in kitchen, formal dining room, sunken great room, living room and family rooms. You must see this enormous home for only $179,900 MLS# 3348160
Lots to do in this 3br. 2 1/2 baths, tri-level home with living, family room and great rooms all having fireplaces to enjoy. The well maintained home has a breakfast bar, dining area and room to work from home. You can fish in the pond, relax on large deck or enjoy this year round inground indoor heated pool that also has a hot tub and 3 car garage with loft area and all situated on 7 ac. Asking only $199,900 MLS# 3344885
EXECUTIVE HOME Situated back a long private drive is this enormous 4 Br. 2 bath, 2 story home with master suite on the main floor, open kitchen floor plan and surrounded by a covered wrap around porch with a gorgeous view. This great home has a 3 car garage, full finished walkout basement and situated on a one acre level lot. Asking only $232,500 MLS# 3311978
GOURMET KITCHEN Chef’s delight in this Seneca Lake Restaurant, which seats 70 and has a bar area, and enjoy outside seating as well. This well known company is just awaiting its new owners to really get the feeling of the lake customers. Also includes 2, 2 bedroom fully furnished apartments, so you could really make some extra cash. Asking only $269,900 MLS# 3295410
CLEAN & NEAT
All on one floor and nicely decorated is this 4 br. 3 bath ranch home. Eat in kitchen, 1st fl. laundry, spacious living room, covered porch, and oversized deck which overlooks the private back yard and 2 car garage with paved parking. There’s a full partially finished basement with an in-law suite, and surrounded by nicely landscaped yard. Priced to sell at $219,900 MLS# 3329724
CHARACTER ABOUNDS In this 4br. 1 1/2 bath 2 story home with a covered porch, deck area and remodeled eat in kitchen, formal dining room and spacious living room with woodwork galore. This well maintained home is situated on a corner level lot and not far from the City Park. Get all this for a small price of $79,500 MLS# 3314021
To See more of my listings visit our website at www.realestatepartners.org or Call me (Shawn Marlatt) at 740-584-3713
LOCATION Speaks for itself from this 3br. 1 1/2 baths and has a sunporch, formal dining room, spacious living room, eat in kitchen, office area or den. It’s all located close to schools, park, pool and ball fields. It has a large garage with paved off street parking and level yard and asking only $ 94,900 MLS# 3328105
AMAZING Is what your friends will say when they enter this 3-4br. 1 1/2 bath 2 story home with paved parking, 1st fl. laundry and open floor plan. This home has a dining area with a french door that overlooks a private back yard. It’s situated in EMSD and on a corner level lot with a shed for added storage and priced to sell at $154,500. MLS#3256043
NEW KITCHEN In this 3br. 2 full bath home situated on a 1/2 level lot with 2 car garage and added parking. This recently updated home throughout has 1st fl. laundry, master suite with full bath and formal and eat in kitchen. All new flooring throughout, private back deck and in EMSD. Get all this for only $ 79,500 MLS#3326845
DRIVE BY MORE HOMES LOCATED AT
ALL NEW Everything, from the roof, windows, flooring and siding to the furnace and c/a, this home has it all. There’s 3br. 1 bath 2 story home with off street parking, close to city park, 1st fl. laundry, eat in kitchen, deck and covered porch and priced to sell at $84,900 MLS# 3329236
1428 Glenn Hwy.
62158 Savage Rd.
216 S. 4th Byes.
10685 Reservior Rd.
5530 Oak Circle
5230 Sugar Grove Rd.
161 Hawthorne Dr.
9885 Country Club Est.
WOODED SETTING For this 3-4 br. 2 full baths split level home with a enormous covered back porch that overlooks this lovely wooded setting. It has a full finished basement with family room and full huge kitchen and workshop area. Situated on a double corner lot you won’t believe your eyes what you can get for this great price of $ 123,900 MLS# 3271015
10069390
211 Old National Rd. 70194 Hopewell Rd.
Real Estate Monthly - September 2012 - The Daily Jeffersonian Page 29
JAD Home Investments, LLC Cottage in the City 432 N. 5th Street
For More Information Contact: Janice L. Kafury, 740-260-4164 *All utilities paid - Newly remodeled - 2 BR - 15â&#x20AC;&#x2122;x32â&#x20AC;&#x2122; garage - Fenced in Completely furnished plus grill & outdoor patio furniture
Rent $1800/mo. Page 30 The Daily Jeffersonian - Real Estate Monthly - September 2012
10069502
740-432-7333
scott-ogle.com
DAVE OGLE B ro k e r / R e a l t o r
260-0290
SPACIOUS 4 BEDROOM
EDGE OF TOWN 3 ACRES
3 BEDROOM $41,900
DAVE OGLE 260-0290 $209,000
DAVE OGLE 260-0290, $129,500
DAVE OGLE 260-0290
scott-ogle realty, inc.
scott-ogle
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Over 2600 Sq. Ft. in this ALL BRICK home with beautiful Oak floors, fireplace, Master BR & Bath, finished rec room in Bsmt., private fenced backyard @ 1203 N 8th St.
Features lots of woods, and unique home with beautiful wood interior, huge stone fireplace, wood beam ceiling in Kitchen, lots of nature views, bsmt., studio and ideal location. 1228 Highland Ave.
ESTATE to SETTLE is this solid home w/attached 2 car garage, huge Half Acre lot, Central Air, Vinyl T-Pane Windows, $87/Mo. Gas budget @ 748 Bellview Rd.
FIVE BEDROOMS - $94,900!
BEAUTIFUL RANCH HOME
LARGE LOT
DAVE OGLE 260-0290
DAVE OGLE 260-0290 $169,000
MIKE HILL 255-4112 $58,000
scott-ogle realty, inc.
This well maintained home is on a quiet street and close to the city park. Home features 1½ Baths, Dining Room, Breakfast Nook, Office/Den, Single Car Attached Garage and a new Furnace/Air @ 520 Harrison Ave.
scott-ogle
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realty, inc.
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Located on quiet street and close to City Park has 5 Bedrooms, 3 Baths and 2 car attached garage. Central Air. Extra Lot included @ 1601 N. 11th St.
This home has great potential for a home owner or as income property. Just needs some TLC. This property is currently being rented for $500/mo. @ 230 Meadowbrook Dr.
$109,500 IMMACULATE COND.
FREE GAS & COUNTRY VIEW
INCOME OR OCCUPY!
DAVE OGLE 260-0290
DAVE OGLE 260-0290 $125,000
DAVE OGLE 260-0290 $39,500
scott-ogle realty, inc.
And private end of paved road location with wooded surroundings, spacious garage, large deck w/fireplace, near Salt Fork Lake and boat launch, included Sec. System and all appliances on Whippet Lane, Kimbolton Exit.
scott-ogle
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realty, inc.
realty, inc.
Over 3000 Sq. Ft. for this 3 story home and 40x50 (4 Door) garage/shop bldg. Location just 4 miles off I-70 Exit #193, Quaker City and East Guernsey School Dist. On Rosedale Rd.
Convenient 1st floor bath in this SPACIOUS 4 BR Home. 2nd bath upstairs. Deck, plus front and back porches 506 N. 6th St.
TOTALLY RENOVATED
OWNER WANTS OFFER!
INVEST & PROFIT
DAVE OGLE 260-0290 $79,500
DAVE OGLE 260-0290 $29,500
DAVE OGLE 260-0290 $28,000
scott-ogle realty, inc.
is this beautiful wood interior home with lots of space. OAK wood floors, tile kitchen, huge deck, security system and new vinyl windows, Large backyard and off-street parking @ 238 N. 6th St.
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For this 3 Bedroom home with lots of UPDATES, EG: NEW FURNACE, 200 AMP ELECTRIC, WATER HEATER and 7 new vinyl thermo windows. Paved alley for off street parking. And large yard @ 445 N. 4th St.
Nice 3 Bedroom, 2 story home features natural woodwork, dry basement and rental income $494/mo. @ 414 N. 7th St.
10065461
realty, inc.
1132 Highland Avenue Cambridge, Ohio 43725
Real Estate Monthly - September 2012 - The Daily Jeffersonian Page 31
DONNA HILL Realtor
255-4034
realty, inc. 740-432-7333 scott-ogle.com
MIKE HILL Realtor
255-4112
COMMERCIAL / INVESTMENT / LAND OFFICE BLDG. $49,500
3 ACRES
2 APT. DWELLING
DAVE OGLE 260-0290
DAVE OGLE 260-0290 $54,500
DAVE OGLE 260-0290, $169,000
scott-ogle realty, inc.
Located in Caldwell near the Noble Co. Courthouse. This offers 2 Offices; or Retail + Office in this 1800 Sq. Ft. bldg. @ 506 Cumberland St.
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in Country setting is this 24x40 all steel INSULATED bldg. with developed Spring, gas tap, wood burner backup heat, NEAR NEW condition just 3 miles off I-70 @ 63710 Batesville Rd.
Includes EXTRA LOT w/all utilities. This 2002 built Rental has ‘like new’ features. Central Air, Garages, Appliances, and $1350 mo. Income @ 139 Meadow Park Dr.
RESTAURANT OFF I-77 EXIT 28
POINT RESTAURANT $299,000
CHURCH BLDG. & ONE ACRE
DAVE OGLE 260-0290, $189,000
DAVE OGLE 260-0290
DAVE OGLE 260-0290, $69,500
scott-ogle realty, inc.
Tracy’s Lunchbox is a full service Restaurant. Has seating for 8 - and features walk-in cooler. All equipment & furnishing included and has all utilities @ 46855 Marietta Rd.
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Over 90 years as Grill & Bar @ this location with over 30 car parking, outdoor patio, EXCELLENT BUSINESS, and full service operation. 151 Highland Ave.
On convenient corner lot with park-like setting, 100 seating with pews, Cent. Air, finished basement w/Kitchen, attic storage, IMMEDIATE OCCUPANCY @ 813 Madison Ave.
36,000 S.F. IND./COMMRL. BLDG.
3 BUILDINGS INCLUDED!
3 UNIT COMMERCIAL
DAVE OGLE 260-0290, $350,000
DAVE OGLE 260-0290, $125,000
DAVE OGLE 260-0290, $149,000
scott-ogle realty, inc.
Located immediately off I-70 Exit #178 on Georgetown Road. A 925 Sq. Ft. Office fronts this bldg. Truck Dock and loading areas too.
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Great corner location near downtown, includes both buildings plus underground storage. Start your own business @ 550 Steubenville Ave.
and also 2 Large Upstairs Apts. on huge near half acre corner lot @ 5th and Steubenville Ave. Bldg. has 7000 Sq. Ft. with a Tenant and OWNER WANTS OFFER.
ONE ACRE IND. SITE
EXCELLENT LOCATION
LAND FOR SALE 5 AC .............. Oxford Rd. ........................................... $16,000
scott-ogle realty, inc.
Commercial Real Estate Only. Paved parking for 26 cars. Currently rents for $1500/mo. 313 Dewey Ave.
4.1 AC ........... Batesville Rd., Quaker City..................... $18,900 3.5 AC ........... Battle Ridge Rd ..................................... $28,000 10 AC. ........... Park Ave ............................................... $39,500 9 LOTS ........... Greenwood Ave .................................... $39,500 9 AC .............. Broadhead Rd, Kimbolton ...................... $44,500
scott-ogle realty, inc.
Includes this 29,000 Sq. Ft. building with several large door bays and high ceilings along with overhead hoists and huge electric supply @ 128 Steubenville Ave.
10065464
DAVE OGLE 260-0290, $179,500
Page 32 The Daily Jeffersonian - Real Estate Monthly - September 2012