Real Estate Retrospective 10 years of Greenwich Real Estate -
2000-2010
THIRD QUARTER 2010
prepared by
Linda Davison Michonski Sotheby’s International Realty
Summer 2010 Dear Friends: This report is intended to provide more than just the factual data behind the Greenwich real estate market. It puts that data into perspective. It shows not just the Third Quarter of 2010 and YTD 2010, but how this period compares to the last decade. It provides the long term viewpoint required of non-speculative owners and buyers who want to look beyond the monthly and quarterly numbers to understand better what they all mean. To estimate a specific home’s value within the context of this report requires a detailed Broker’s Opinion of Value (“BPO”), whether it is for estate planning purposes, family planning, refinancing or potential sale. I am pleased to provide it. Just call 203-561-0694 or e-mail me: Linda.Michonski@SothebysHomes.com. To discuss any aspect of the Greenwich market, contact me. We can speak in confidence and you can be assured of feeling fully informed. Sincerely,
Linda Davison Michonski Sotheby’s International Realty
about Linda Davison Michonski Linda provides clients three things: • • •
Trust: integrity, confidence, honesty (see my references). Market Knowledge: easy to understand, objective, with a sense of perspective (read this report). Marketing Expertise: strategies and techniques that result in marketing performance far above the norm (see below).
Marketing Expertise: 53 Pecksland Road: Fact: on the market for one year with another agent. No offers in a year. Fact: produced two offers in the first month. Contract in fifth month for $4,140,000. 71 Dearfield Drive: Fact: three offers first week. Accepted offer third week for $2,075,000. 50 Lafayette Place: Fact: three offers and went to contract in fourth month in middle of 2009 financial crises for $450,000. 9 Widgeon Way:
Fact: Listed in July 2009 (worst market in 50 years); three offers the first day. Sold for full price at $859,000.
10 Valleywood Rd:
Fact: Listed 8-19-10. Accepted offer in 3 weeks. Closing soon.
Good luck? Accident? No, Marketing Expertise. She uses power marketing strategies and techniques developed over 30 years that work in every market, every time. They are chronicled in a new book Unlocking the Gate: power marketing for luxury real estate at www.UnlockingTheGate.com. Call her to put this marketing expertise to work for you. (203-561-0694).
Single Family Homes Market Data
Single Family Homes: Greenwich, CT Median* Price
$2.5
Prices (in Millions $)
$2.0 $1.5 $1.0 $0.5
Year
Median* Price
2000
$1,075,000
2001
$1,120,000
2002
$1,130,000
2003
$1,240,000
2004
$1,650,000
2005
$1,800,000
2006
$1,900,000
2007
$2,295,000
2008
$1,900,000
2009
$1,675,000
2010**
$1,743,000
* 20 10 *
20 09
20 08
20 07
20 06
20 05
20 04
20 03
20 02
20 01
20 00
$0.0
Years
* Median Price: that price above and below which 50% of the single family sales occurred during this year. It is a price estimated yearly by the Greenwich Multiple Listing Service. ** 2010 figures are through September 30, 2010 All data courtesy of the Greenwich Multiple Listing Service.
Single Family Homes: Greenwich, CT Average* Price $3.5
Prices (in Millions $)
$3.0 $2.5 $2.0 $1.5 $1.0 $0.5
Year
Average* Price
2000
1,729,157
2001
1,642,651
2002
1,840,554
2003
1,831,552
2004
2,340,120
2005
2,577,872
2006
2,687,400
2007
3,012,134
2008
2,818,934
2009
2,689,619
2010**
2,474,535
20 09
20 08
20 10 **
Years
20 07
20 06
20 05
20 04
20 03
20 02
20 01
20 00
$0.0
* Average Price: the selling price of all single family homes divided by the number of sales in that years. ** 2010 data is through September 30, 2010. All data courtesy of the Greenwich Multiple Listing Service.
Single Family Homes: Greenwich, CT Unit* Sales 900 Year
Number of Units
2000
774
700
2001
649
600
2002
747
Units
800
2003
737
500
2004
832
400
2005
738
2006
600
2007
629
2008
399
2009
329
2010**
500
300 200 100
Years
* Unit: one single family home sale ** 2010 data is through September 30, 2010 and then annualized. All data courtesy of Greenwich Multiple Listing Service.
20 10 **
20 09
20 08
20 07
20 06
20 05
20 04
20 03
20 02
20 01
20 00
0
Single Family Home: Greenwich, CT Volume of Sales*
Sales Volume (in Millions)
$2,500
$2,000
$1,500
$1,000
$500
Year
Volume of Sales
2000
$1,338,367,642
2001
$1,066,081,049
2002
$1,374,894,259
2003
$1,349,853,499
2004
$1,946,979,758
2005
$1,902,469,658
2006
$1,612,440,198
2007
$1,894,631,985
2008
$1,124,754,665
2009
$884,884,711
2010**
Years
* Sales: closing for only single family homes, no condos and coops. ** 2010 data is through September 30, 2010 and then annualized. All data courtesy of the Greenwich Multiple Listing Service.
20 10 **
20 09
20 08
20 07
20 06
20 05
20 04
20 03
20 02
20 01
20 00
$0
$1,237,767,411
Single Family Homes: Greenwich, CT New Listings* 1,400 1,200
New Listings
1,000 800 600 400 200
# of New Listings
2000
1,084
2001
1,083
2002
1,095
2003
1,033
2004
1,090
2005
1,105
2006
1,065
2007
1,010
2008
877
2009 2010**
Years
* Listings: only single family homes, no condos and coops. ** 2010 data is as of September 30, 2010 and then annualized. All data courtesy of the Greenwich Multiple Listing Service.
20 10 **
20 09
20 08
20 07
20 06
20 05
20 04
20 03
20 02
20 01
0 20 00
Year
897 1,158
Condo and Coop Market Data
Condos and Coops: Greenwich, CT Median* price $800
Median Price (in Thousands)
$700 $600 $500 $400 $300 $200 $100
** 10 20
09 20
08 20
07 20
06 20
05 20
04 20
03 20
02 20
01 20
20
00
$0
Years
* Median price: that price above and below which 50% of unit sales occur in any one year. **2010 figures are through September 30, 2010. All data courtesy of the Greenwich Multiple Listing Service
Year
Median* price
2000
$381,000
2001
$475,000
2002
$477,000
2003
$550,000
2004
$592,500
2005
$606,250
2006
$700,000
2007
$740,000
2008
$725,000
2009
$594,500
2010**
$592,500
Condos and Coops: Greenwich, CT Average* price
Average Prices (in Thousands)
$1,200
$1,000
$800
$600
$400
$200
20 10 **
20 09
20 08
20 07
20 06
20 05
20 04
20 03
20 02
20 01
20 00
$0
Years
* Average: volume of all sales volume for coops/condos divided by the number of unit sales ** 2010 figures are through September 30, 2010. All data courtesy Greenwich Multiple Listing Service
Year
Average price
2000
$441,101
2001
$511,598
2002
$582,410
2003
$611,140
2004
$714,372
2005
$817,620
2006
$919,820
2007
$1,020,951
2008
$919,786
2009
$812,701
2010**
$742,167
Condos and Coops: Greenwich, CT Unit* Sales 300
250
Units
200
150
100
50
Years
* Unit: one condo or coop home sale ** 2010 figures are through September 30, 2010 and then annualized. All data courtesy the Greenwich Multiple Listing Service
10 ** 20
09 20
08 20
07 20
06 20
05 20
04 20
03 20
02 20
01 20
20
00
0
Year
Number of Units
2000
218
2001
180
2002
239
2003
236
2004
231
2005
261
2006
213
2007
184
2008
123
2009 2010**
91 153
Condos and Coops: Greenwich, CT Volume of Sales*
Sales Volume (in Millions)
$250
$200
$150
$100
$50
Year
Sales Volume
2000
$96,160,050
2001
$92,087,819
2002
$139,196,087
2003
$144,229,035
2004
$165,019,890
2005
$213,398,717
2006
$195,921,658
2007
$187,855,037
2008
$113,133,624
2009
$73,955,833
2010**
Years
* Sales: closing for only condos and coops, no single family homes ** 2010 data is through September 30, 2010 and then annualized for comparison purposes. All data courtesy of the Greenwich Multiple Listing Service.
20 10 **
20 09
20 08
20 07
20 06
20 05
20 04
20 03
20 02
20 01
20 00
$0
$113,798,922
Condo/Coops: Greenwich, CT New Listings*
400 350
New Listings
300 250 200 150 100 50
Years
* Listings: includes no single family homes, only condos and coops. ** 2010 data is through September 30, 2010 and then annualized for comparison purposes. All data courtesy of the Greenwich Multiple Listing Service.
20 10 **
20 09
20 08
20 07
20 06
20 05
20 04
20 03
20 02
20 01
20 00
0
Year
# of New Listings
2000
236
2001
254
2002
291
2003
264
2004
326
2005
342
2006
346
2007
323
2008
301
2009
261
2010**
313
Overall Greenwich Market Summary Single family, Condo and Coop: Market Data
Combined Single family, Condos, Coops: Greenwich, CT Unit* Sales 1200
1000
Units
800
600
400
200
Years
* Unit: one single family, condo or coop home sale ** 2010 figures are through September 30, 2010 and then annualized All date is courtesy the Greenwich Multiple Listing Service
20 10 **
20 09
20 08
20 07
20 06
20 05
20 04
20 03
20 02
20 01
20 00
0
Year
Number of Units
2000
992
2001
829
2002
986
2003
973
2004
1063
2005
999
2006
813
2007
813
2008
522
2009
420
2010**
653
Combined Single Family, Condos, Coops: Greenwich, CT Volume of Sales* $2,500 Year 2000 2001 2002 2003 2004 2005 2006 2007 2008 2009 2010**
Prices (in Millions)
$2,000 $1,500 $1,000 $500
20 10 **
20 09
20 08
20 07
20 06
20 05
20 04
20 03
20 02
20 01
20 00
$0
Years
*Volume of Sales: closing price for single family, condos and coops combined **NOTE: 2010 data is through September 30, 2010 and then annualized for comparison purposes. All data courtesy of the Greenwich Multiple Listing Service.
Volume of Sales $1,434,527,692 $1,158,168,868 $1,514,090,346 $1,494,082,534 $2,111,999,648 $2,115,868,375 $1,808,361,856 $2,082,487,022 $1,237,888,289 $958,840,544 $1,351,566,344
Combined Single family, Condos, Coops: Greenwich, CT New Listings* 1,600 Year # of New Listings 2000 1,320 2001 1,337 2002 1,386 2003 1,297 2004 1,416 2005 1,447 2006 1,411 2007 1,333 2008 1,178 2009 1,158 2010** 1,472
1,400
New Listings
1,200 1,000 800 600 400 200
Years
* Listings: includes single family homes, condos and coops. ** 2010 data is through September 30, 2010 and then annualized for comparison purposes. All data courtesy of the Greenwich Multiple Listing Service.
20 10 **
20 09
20 08
20 07
20 06
20 05
20 04
20 03
20 02
20 01
20 00
0
Greenwich Market Data Year by year market summaries
Greenwich Real Estate Market Report January - September 30, 2010 % Change
Listings # of New Listings # New Single Family Listings # New Condo/Coop Listings Combined Total New Listings
2009
2010
736 193 929
869 235 1104
Up Up Up
18% 22% 19%
375 115 490
Up Up Up
70% 77% 71%
Up Up Up
61% 63% 61%
Sales # of Units Sold # of Single Family Listings Sold # of Condo/Coop Listings Sold Combined # of Units Sold Volume of Sold Units Single Family Sales Volume Condo/Coop Sales Volume Combined Sales Volume
221 65 286
$ $ $
576,975,462.00 52,290,800.00 629,266,262.00
$ 928,325,559.00 $ 85,349,192.00 $ 1,013,674,751.00
Average Sales Prices Average Single Family Sales Price Average Condo/Coop Sales Price
$2,610,749 $804,474
$2,475,535 Down $742,167 Down
Median Sales Price Single Family Condo/Coop
$1,675,000 $575,000
$1,743,000 $625,000
All 2009 data is for the first nine months of 2009 so as to create proper comparisons to the 2010 data. We have plenty more information to share with you. Call me at 203-637-9333 x 6427 All information from Greenwich MLS
Up Up
-5% -8%
4% 9%
Greenwich Real Estate Market Report Year Ending 2009 2008 vs 2009
Listings
% Change
2008
2009
877 301 1178
897 261 1158
Up Down Down
2% -13% -2%
399 123 522
329 91 420
Down Down Down
-18% -26% -20%
$1,124,754,665 $113,133,624 $1,237,888,289
$884,884,711 $73,955,833 $958,840,544
Down Down Down
-21% -35% -23%
Average Sales Prices Average Single Family Sales Price Average Condo/Coop Sales Price
$2,818,934 $919,786
$2,689,619 $812,701
Down Down
-5% -12%
Median Sales Price Single Family Condo/Coop
$1,900,000 $725,000
$1,675,000 $594,500
Down Down
-12% -18%
# of New Listings # New Single Family Listings # New Condo/Coop Listings Combined Total New Listings
Sales # of Units Sold # of Single Family Listings Sold # of Condo/Coop Listings Sold Combined # of Units Sold Volume of Sold Units Single Family Sales Volume Condo/Coop Sales Volume Combined Sales Volume
We have plenty more information to share with you. Please call me at 203.637.9333 x 6427 All information from Greenwich MLS
Greenwich Real Estate Market Report Year Ending 2008 Summary Report 2007 vs 2008
Listings 2007
2008
1010 323 1333
877 301 1178
Down Up Down
-13% -7% -12%
629 184 813
399 123 522
Down Down Down
-37% -33% -36%
$1,894,631,985 $187,855,037 $2,082,487,022
$1,124,754,665 $113,133,624 $1,237,888,289
Down Down Down
-41% -40% -41%
Average Sales Prices Average Single Family Sales Price Average Condo/Coop Sales Price
$3,012,134 $1,020,951
$2,818,934 $919,786
Down Down
-6% -10%
Median Sales Price Single Family Condo/Coop
$2,295,000 $740,000
$1,900,000 $725,000
Down Down
-17% -2%
# of New Listings # New Single Family Listings # New Condo/Coop Listings Combined Total New Listings
% Change
Sales # of Units Sold # of Single Family Listings Sold # of Condo/Coop Listings Sold Combined # of Units Sold Volume of Sold Units Single Family Sales Volume Condo/Coop Sales Volume Combined Sales Volume
We have plenty more information to share with you. Please call me at 203-637-9333 x 6427. All information from Greenwich MLS
Greenwich Real Estate Market Report Year Ending 2007 Summary Report 2006 vs 2007
Listings
% Change
2006
2007
1065 346 1411
1010 323 1333
Down Down Down
-5% -7% -6%
600 213 813
629 184 813
Up Down
5% -14% 0%
$1,612,440,198 $195,921,658 $1,808,361,856
$1,894,631,985 $187,855,037 $2,082,487,022
Up Down Up
18% -4% 15%
Average Sales Prices Average Single Family Sales Price Average Condo/Coop Sales Price
$2,687,400 $919,820
$3,012,134 $1,020,951
Up Up
12% 11%
Median Sales Price Single Family Condo/Coop
$1,900,000 $700,000
$2,295,000 $740,000
Up Up
21% 6%
# of New Listings # New Single Family Listings # New Condo/Coop Listings Combined Total New Listings
Sales # of Units Sold # of Single Family Listings Sold # of Condo/Coop Listings Sold Combined # of Units Sold Volume of Sold Units Single Family Sales Volume Condo/Coop Sales Volume Combined Sales Volume
We have plenty more information to share with you. Please call me at 203-637-9333 x 6427. All information from Greenwich MLS
Greenwich Real Estate Market Report Year Ending 2006 Summary Report 2005 vs 2006
Listings 2005 # of New Listings # New Single Family Listings # New Condo/Coop Listings Combined Total New Listings
% Change 2006
1,105 342 1,447
1,065 346 1,411
Down Up Down
-4% 1% -2%
600 213 813
Down Down Down
-19% -18% -19%
$1,902,469,658 $213,398,717 $2,115,868,375
$ 1,612,440,198 $ 195,921,658 $ 1,808,361,856
Down Down Down
-15% -8% -15%
Average Sales Prices Average Single Family Sales Price Average Condo/Coop Sales Price
$2,577,872 $817,620
$2,687,400 $919,820
Up Up
4% 12%
Median Sales Price Single Family Condo/Coop
$1,800,000 $606,250
$1,900,000 $700,000
Up Up
6% 15%
Sales # of Units Sold # of Single Family Listings Sold # of Condo/Coop Listings Sold Combined # of Units Sold Volume of Sold Units Single Family Sales Volume Condo/Coop Sales Volume Combined Sales Volume
738 261 999
We have plenty more information to share with you. Please call me at 203-637-9333 x 6427. All information from Greenwich MLS
Greenwich Real Estate Market Report Year Ending 2005 Summary Report 2004 vs 2005
Listings 2004 # of New Listings # New Single Family Listings # New Condo/Coop Listings Combined Total New Listings
% Change 2005
1,090 326 1,416
1,105 342 1,447
Up Up Up
1% 5% 2%
Sales # of Units Sold # of Single Family Listings Sold # of Condo/Coop Listings Sold Combined # of Units Sold Volume of Sold Units Single Family Sales Volume Condo/Coop Sales Volume Combined Sales Volume
832 231 1,063
738 261 999
Down Up Down
-11% 13% -6%
Down Up
-2% 29% 0%
$1,946,979,758 $165,019,890 $2,111,999,648
$1,902,469,658 $213,398,717 $2,115,868,375
Average Sales Prices Average Single Family Sales Price Average Condo/Coop Sales Price
$2,340,120 $714,372
$2,577,872 $817,620
Up Up
10% 14%
Median Sales Price Single Family Condo/Coop
$1,650,000 $592,500
$1,800,000 $606,250
Up Up
9% 2%
We have plenty more information to share with you. Please call me at 203-637-9333 x 6427. All information from Greenwich MLS
Greenwich Real Estate Market Report Year Ending 2004 2003 vs 2004
Listings 2003 # of New Listings # New Single Family Listings # New Condo/Coop Listings Combined Total New Listings
2004
1,033 264 1,297
% Change
1,090 326 1,416
Up Up Up
6% 23% 9%
832 231 1,063
Up Down Up
13% -2% 9%
Sales # of Units Sold # of Single Family Listings Sold # of Condo/Coop Listings Sold Combined # of Units Sold Volume of Sold Units Single Family Sales Volume CondoCoop Sales Volume Combined Sales Volume
737 236 973
$1,349,853,499 $144,229,035 $1,494,082,534
$1,946,979,758 $165,019,890 $2,111,999,648
Up Up Up
44% 14% 41%
Average Sales Prices Average Single Family Sales Price Average Condo/Coop Sales Price
$1,831,552 $611,140
$2,340,120 $714,372
Up Up
28% 17%
Median Sales Price Single Family Condo/Coop
$1,240,000 $550,000
$1,650,000 $592,500
Up Up
33% 8%
We have plenty more market data to share with you. Please call me at 203-637-9333 x 6427 All information from Greenwich MLS
Greenwich Real Estate Market Report Year Ending 2003 2002 vs 2003 Listings 2002 # of New Listings # New Single Family Listings # New Condo/Coop Listings Combined Total New Listings
% Change 2003
1,095 291 1,386
1,033 264 1,297
Down Down Down
-6% -9% -6%
737 236 973
Down Down Down
-1% -1% -1%
Down Up Down
-2% 4% -1%
Sales # of Units Sold # of Single Family Listings Sold # of Condo/Coop Listings Sold Combined # of Units Sold Volume of Sold Units Single Family Sales Volume Condo/Coop Sales Volume Combined Sales Volume
747 239 986
$1,374,894,259 $139,196,087 $1,514,090,346
$1,349,853,499 $144,229,035 $1,494,082,534
Average Sales Prices Average Single Family Sales Price Average Condo/Coop Sales Price
$1,840,554 $582,410
$1,831,552 $611,140
Up
0% 5%
Median Sales Price Single Family Condo/Coop
$1,130,000 $477,000
$1,240,000 $550,000
Up
10% 15%
We have plenty more information to share with you. Please call me at 203.637.9333 x 6247 All information from Greenwich MLS
Greenwich Real Estate Market Report Year Ending 2002 2001 vs 2002 Listings 2001 # of New Listings # New Single Family Listings # New Condo/Coop Listings Combined Total New Listings
% Change 2002
1,083 254 1,337
1,095 291 1,386
Up Up Up
1% 15% 4%
747 239 986
Up Up Up
15% 33% 19%
Sales # of Units Sold # of Single Family Listings Sold # of Condo/Coop Listings Sold Combined # of Units Sold Volume of Sold Units Single Family Sales Volume Condo/Coop Sales Volume Combined Sales Volume
649 180 829
$1,066,081,049 $92,087,819 $1,158,168,868
$1,374,894,259 $139,196,087 $1,514,090,346
Up Up Up
29% 51% 31%
Average Sales Prices Average Single Family Sales Price Average Condo/Coop Sales Price
$1,642,651 $511,598
$1,840,554 $582,410
Up Up
12% 14%
Median Sales Price Single Family Condo/Coop
$1,120,000 $475,000
$1,130,000 $477,000
Up
1% 0%
We have plenty more information to share with you. Please call me at 203.637.9333 x 6427 All information from Greenwich MLS
Greenwich Real Estate Market Report Year Ending 2001 2000 vs 2001 Listings 2000 # of New Listings # New Single Family Listings # New Condo/Coop Listings Combined Total New Listings
% Change 2001
1,084 236 1,320
1,083 254 Up 1,337 Up
0% 8% 1%
Sales # of Units Sold # of Single Family Listings Sold # of Condo/Coop Listings Sold Combined # of Units Sold
649 Down 180 Down 829 Down
-16% -17% -16%
$1,338,367,642 $96,160,050 $1,434,527,692
$1,066,081,049 Down $92,087,819 Down $1,158,168,868 Down
-20% -4% -19%
Average Sales Prices Average Single Family Sales Price Average Condo/Coop Sales Price
$1,729,157 $441,101
$1,642,651 Down $511,598 Up
-5% 16%
Median Sales Price Single Family Condo/Coop
$1,075,000 $381,000
$1,120,000 Up $475,000 Up
4% 25%
Volume of Sold Units Single Family Sales Volume Condo/Coop Sales Volume Combined Sales Volume
774 218 992
We have plenty more information to share with you. Please call me at 203.637.9333 x 6427 All information from Greenwich MLS
Greenwich Real Estate Market Report Year Ending 2000 1999 vs 2000 Listings 1999 # of New Listings # New Single Family Listings # New Condo/Coop Listings Combined Total New Listings
% Change 2000
1,212 301 1,513
1,084 236 1,320
Down Down Down
-11% -22% -13%
774 218 992
Down Down Down
-5% -15% -7%
Up Down Up
24% -4% 22%
Sales # of Units Sold # of Single Family Listings Sold # of Condo/Coop Listings Sold Combined # of Units Sold Volume of Sold Units Single Family Sales Volume Condo/Coop Sales Volume Combined Sales Volume Average Sales Prices Average Single Family Sales Price Average Condo/Coop Sales Price Median Sales Price Single Family Condo/Coop
814 255 1,069
$1,078,742,767 $100,041,652 $1,178,784,419
$1,338,367,642 $96,160,050 $1,434,527,692
$1,325,236 $392,320
$1,729,157 $441,101
Up Up
30% 12%
$895,000 $340,000
$1,075,000 $381,000
Up Up
20% 12%
We have plenty more information to share with you. Please call me at 203.637.9333 x 6427 All information from Greenwich MLS
about Linda Davison Michonski
Buyers say Linda senses their needs and hears everyone in the buying process. Sellers speak about her due diligence, daily feedback and sensitivity. Staff knows her for kind deeds and self-effacing sincerity. Buyers and sellers appreciate her comprehensive market knowledge, authenticity, easygoing and relaxed style, energy, empathy and enthusiasm. Comfort comes from her quiet understatement and lack of bravado. Past clients and customers have been referring neighbors, relatives, friends and even their children to her for 30 years. Several have asked her to be the god parent to their children. All benefit from her fairness, hard work, professionalism and good cheer. She is on top of everything, from proper pricing and staging to following up with agents after a showing. She provides feedback daily, understands and responds to the privacy of owners, the sleep and play habits of children, pets of all kinds. Whether working with contractors to spruce up the house or mortgage brokers to pre-qualify showings, she is there, in person, with sound advice and a warm smile. Recommendations come even from other agents who say she is honest, straight-forward, a tough but fair negotiator and someone who has the answers or finds them. She gets back to everyone promptly and always makes sure the deal happens. She understands that when other agents enjoy working with someone, sellers receive more showings and buyers' are more satisfied. Linda makes real estate brokerage enjoyable. Join her loyal and enthusiastic clientele.
Call 203-561-0694 or email Linda.Michonski@SothebysHomes.com