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I moved to Newcastle in 1986 and fell in love with the people, the city and the Surf at Merewether Beach. I greet each day with a smile, eager to meet new people and learn more from my family, friends, clients and neighbours. Newcastle is my home and I am happiest when involved in my local community. My wife, Kathleen, and I raised our two girls here and have watched Newcastle continue to grow as an exciting opportunity for families, business and recreation. If I can assist you with your real estate needs, please do not hesitate to contact me on 0439 494 433 or email george@dotcompropertysales.com
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Real Estate News
Secure a dream home sooner with a little help from the family. Saving for a first home or investment property can be hard. Family pledge loans offer a unique home buying solution which allows a family member, usually parents or a sibling, to guarantee a portion of your home loan. Using the equity in a family member’s existing property can help young people buy a home or invest in residential property sooner – and they don’t need to actually provide any cash. The family member offers their property as security for part of the home loan, usually around 20%. Other potential benefits of family pledge loans include: •
The ability to buy a home sooner
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Avoid paying Lenders Mortgage Insurance (LMI)
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Maximising the amount to be borrowed
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Guarantors determine what portion of the loan to secure
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Thinking of Buying, Selling or Renting? Call now for your ‘Free market appraisal’ contact your local Dotcom agent
1300 657 650