It’s not very often that a place like Dubuque takes claim to housing one of the fastest growing banks in the country. Yet, with Capra Bank, Dubuque can stake that claim.
Since inception, Capra has been founded on the principles of using the power of banking to propel communities to new heights, and now it’s doing that with locations in Dubuque; Lubbock, Texas; and Albuquerque, New Mexico. Capra makes use of industry leading technology and tools equal to or better than leading national banks, while providing the personalized service and local decision-making that used to be the hallmark of quality community banks. The blend of leading technology and talent has propelled Capra’s growth. Of the ~650 banks across Iowa, Texas, and New Mexico, Capra has been the fastest growing bank in 2023 and thus far in 2024.* During that same period, Capra has been among the top handful of fastest growing banks out of over 4,500 banks in the United States. What’s more impressive is that all of Capra’s growth has been organic, whereas most fast-growing banks rely on mergers and acquisitions.
Local decision-making and empowerment has been key to Capra’s success. Not to be overlooked is the importance of local board members and quality board oversight. The Capra board has broad-based banking experience far surpassing that of most financial institutions. Meanwhile, the structural elements of the board, such as direct investment/ownership in the bank and placing the leader of each market on the board, legally solidify Capra’s commitments to the local markets it serves. According to its Founder, CEO, and Chairman Tut Fuller, “The definition of a local bank isn’t just having a building with employees.
That would mean Walmart is a local retailer, and McDonalds is a local eatery, and Harbor Freight is your friendly local hardware store. There is nothing wrong with those stores, but I don’t know a single person who would call them local.”
According to Capra President, Tyson Leyendecker, most people don't realize that saying they support their local community and then not banking locally are two incompatible actions or thoughts. Studies have shown that money spent locally is circulated 3-7 times more than money spent non-locally. Most people forget there's a bank in the middle of each of those 3 to 7 local transactions. If that bank isn't local, the cycle breaks, and the money is taken out of one’s local community to support the money cycle in some other state or community. Leyendecker states, “Banks take in deposits and lend them out to support businesses and projects. If you don't bank local, the bank takes your deposits and then lends them to support a business or project that isn't in your community.” The math says national and regional banks don't lend money in the places Capra calls home, and the 60+ bankers who work for Capra have seen it first-hand. Protecting and growing the communities it calls home is why Capra was designed from the ground up to be the modern and technological version of yesteryear's community bank. A local bank, locally invested, that can beat national and regional banks on service, products, and technology (while taking care of its employees). Fuller stated with conviction that “if you tell yourself or others that you support your local community, that means banking local.”
*Data obtained from FDIC June 30, 2024 Market Share Report: https://banks.data.fdic.gov/bankfind-suite/SOD/marketShare
Chad Chandlee joins Capra Bank’s Board of Directors
Meet the newest member of the Capra board, Chad Chandlee. President and COO of Kendall Hunt, one of Dubuque’s premiere companies, Chad has 26 years of experience in publishing at Kendall Hunt Publishing. He founded and serves as CEO & President at Great River Learning, and has been involved in many startup companies, including his current board role at Victory XR, a virtual learning education company.
When asked about the move to Capra, Chandlee stated, “I was a client before I was a board member. I bank at Capra because I love that decisions are made here locally. If I have a question, the bankers know me, and they understand me. Capra’s ability to leverage technology and be able to play big, while maintaining its ability to move quickly and adapt to customer needs is why they are one step ahead of their competitors.”
Outside of running his businesses, Chandlee is committed to making Dubuque the best place to live, work, and play. He views his role at Capra as reinforcing this.
“I want to be a part of a company that believes in the Dubuque community. I want the ability to help shape our community for the better through banking, because we can drive the local money cycle, lending, and investment.”
Chandlee has been involved with numerous non-profits over the years and is currently focused on the Community Foundation of Greater Dubuque, the Boys and Girls Club, and other organizations focusing on kids in the tri-state area. He graduated from the University of Northern Iowa in 1995 with a bachelor’s degree in business administration, is married to Laura, and has four children: Alec, Ana, Leah, and Maren. Capra is excited to welcome Chad to the team and welcome his contributions.
Pictured from left to right: Tyson Leyendecker, Lynn “Tut” Fuller, Lynn “Butch” Fuller, Doug Horstmann, Mike Coyle, and Chad Chandlee Board of Director members not pictured: Rhonda McHenry, Greg Garland, and TJ Fuller
Some say the English were the first to seal wine bottles with cork. However, getting the cork out to get to the wine required a special tool— the corkscrew.
MISCELLANEOUS MISCELLANEOUS FOR SALE FOR SALE
Elvis Sings: Flaming Star vinyl record. $20 563-582-5057
Holiday top w/sequins and beads, small, $10. 563-582-5057
See pictures at www.dubuquetoday.com Mens jackets (2), sz 42, button front, 3/4 length, warm liner, exc cond, $35/ea. 563-582-5057
See pictures at www.dubuquetoday.com
AD SERVICE Call Today! 563-588-0162 or place your ad online at www.DubuqueToday.com
The Dubuque Advertiser offers FREE classified ads for items under $100! Free ads must be placed online at www.DubuqueToday.com or mailed in. Free ads will NOT be taken over the phone.
Vinyl Records, 33 Speed. Various Genres; Big Band, Rock & Roll, Country: $5-$30/ea.563-582-5057
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MISCELLANEOUS MISCELLANEOUS
Bundles of old papers available for FREE at the Dubuque Advertiser during office hours. Call to check availability. 563588-0162. Great for pet owners, farmers, gardening, landscaping, art & crafts, moving, moth prevention, fire starting, and more!
Thank-You St. Peregrine. L.A.G.
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You never know what you’re doing until after you’ve done it.
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Stephen Poplawski invented the blender in 1922. He put a spinning blade at the bottom of a container and used the device to make soda fountain drinks.
Eileen M. Hagemann, 95, of Dyersville
Nancy L. Anderson, 96, of Dubuque
Dale R. Meier, 71, of Bellevue
Lloyd E. Schromen Sr., 83, of Dubuque
Eric M. Fishnick Sr., 37, of Des Moines
Herbert T. Clemen, 88, of Dyersville
Sr. Carl Loras Pilmaier, BVM, 97, of Dubuque
Harold Glasson, 81
Beverly K. Feldermann, 72, of Galena
Donald J. Glab, 73
Mary M. Nugent, 86, of Dubuque
Ronald D. Markee, 82, of East Dubuque
Joseph G. Knipper, 89, of Dyersville
Wayne F. Sherman, 84, of Mobile
Wayne L. Maro, 817, of Dubuque
Francis L.McCauley, 95, of Dubuque
Donna F. Carroll, 68, of East Dubuque
Norma A. Brunsman, 94, of Dyersville
Sr. Angeline Freking, OSF, 92, of Dubuque
Jennifer L. Morenus, 73, of Dubuque
Rieydah Ghnaimat, 22, of Dubuque
Kyle L. Marsden, 70, of Galena
Gary L. Rathman, 86, of Grand Mound
PETS PETS
AKC Registered Female Pointing Black Labs, born on 9/27/24, up to date on vaccines. Call 563-543-4075 to inquire
Is your pet expecting? Need bedding for cages?Got a new puppy that needs to be house trained?Bundles of old papers available for FREE at the Dubuque Advertiser during office hours. Call to check availability. 563-588-0162.
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See pictures at www.dubuquetoday.com
Miniature poodles. 2males 1female $200. redish colors. Born July/2024. Around 15lbs 1st shots, dewormed. 608-438-9000
The Dubuque Advertiser offers FREE classified ads for items under $100! Free ads must be placed online at www.DubuqueToday.com or mailed in. Free ads will NOT be taken over the phone.
WANTED WANTED TO BUY TO BUY
Buying Old Coins & Gold Jewelry Top prices paid. Immediate payment. Coin Shop. 1870 Asbury Rd. 563-557-1001 –––––––––––––––––––––––––––––––––
SELL THOSE UNWANTED ITEMS! Call Today! 563-588-0162 or place your ad online at www.DubuqueToday.com
WEDDING WEDDING DIRECTORY DIRECTORY
BRIDAL DIRECTORY
Check out our Bridal Directory at www.DubuqueToday.com for all of your wedding needs!
WEDDING INVITATIONS Let us design a Custom Invitation for your Special Day! The Dubuque Advertiser 2966 JFK Rd. 563-588-0162
Saint Thomas College set a record for quick field goals in a football game against Albright College by scoring four field goals in only 16 seconds.
SEE THE CLEAR DIFFERENCE
Each
Spades:
Diamonds:Julius
Thursday
Only Murders in the Building KCRG 8 p.m.
Sunday
82nd Annual Golden Globes KGAN 7 p.m.
Season 2 of “Only Murders in the Building” begins Thursday, Jan. 2, on ABC. Picking up where Season 1 left off, this premiere finds Charles (Steve Martin), Oliver (Martin Short) and Mabel (Selena Gomez) implicated in the murder of Bunny Folger (Jayne Houdyshell). As such, the trio work to clear their names.
Saturday
Saturday is alright for hockey. Broadcasting live from the Capital One Arena in Washington, D.C., Artemi Panarin and the New York Rangers take on Metropolitan Division rivals Alexander Ovechkin and the Washington Capitals Saturday, January 4, on ABC. Which of these two top teams will come out on top?
Live from the heart of Hollywood in Los Angeles, stand-up comedian Nikki Glaser hosts the 82nd Golden Globes Sunday, Jan. 5, on CBS. During the three-hour telecast, actor Ted Danson is set to receive the Carol Burnett Award and actress and producer Viola Davis will receive the Cecil B. DeMille Award. Tuesday Deal or No Deal Island KWWL 7 p.m. Season 2 of “Deal or No Deal Island” premieres Tuesday, Jan. 7, on NBC. After making a huge splash with its first season, this unique take on “Deal or No Deal” is back with 14 new contestants, three of which — David Genat, Parvati Shallow and Dr. Will Kirby — are already used to the high stakes of reality television.
Critic’s Choice
Meet
ARTS & CRAFTS ARTS & CRAFTS
Citric Acid Powder (For making bath bombs)Crafter’s Choice, unopened, 1-5 lb. bags, $20. 563557-7232 or 563-845-8596
See pictures at www.dubuquetoday.com
Enjoy paper mache? Planning on painting?Bundles of old papers available for FREE at the Dubuque Advertiser during office hours. Call to check availability. 563-588-0162
SELL THOSE UNWANTED ITEMS! Call Today! 563-588-0162
or place your ad online at www.DubuqueToday.com
MobileHelp America’s premier mobile medical alert system. Whether you’re home or away. For safety & peace of mind. No long term contracts! Free brochure! Call 1-888489-3936
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Offer ends 6/30/24.)
New appliances, central heat, with AC’s. $185,000. 2763 Jackson Street See Zillow 650-740-9045
Darling duplex in Dubuque!
EXCELLENT CONDITION, pre inspected! Upstairs 3.1 rented $1050 per month, 2.1 downstairs for you, new appliances, central heat, with AC’s. $185,000. 2763 Jackson Street, see Zillow. 650-740-9045
See pictures at www.dubuquetoday.com
HOMES HOMES FOR SALE FOR SALE MOBILE MOBILE HOMES HOMES
MANUFACTURED HOMES 2025, Vinyl/Shingled, 2Br starts at $39,999. (16x80) 3Br- 2Ba. $89,999. (28x64) 4Br-2Ba $99,999 In Stock/Options Delivered Factory-Direct, E. Of I-35, & North Of I-80 319-239-1920. (mcn)
WANT TO BUY your manufactured or mobile home 1990 and newer CENTURY HOMES of OSKALOOSA 641-672-2344. (mcn) –––––––––––––––––––––––––––––––––VISIT OUR WEBSITE:
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• View Weekly Open Routes
• Wedding Invitations
• Commercial Printing
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If all the world’s water were fit into a gallon jug, the fresh water available for us to use would equal only about one tablespoon.
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Aging Roof? New Homeowner? Got Storm Damage? You need a local expert provider that proudly stands behind their work. Fast, free estimate. Financing available. Call 1-888-8789091
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Water damage cleanup: A small amount of water can cause major damage to your home. Our trusted professionals dry out wet areas & repair to protect your family & your home value! Call 24/7: 1-888-8722809. Have zip code!
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Prepare for power outages today with a Generac Home Standby Generator. Act now to receive a FREE 5-Year warranty with qualifying purchase* Call 1-855-948-6176 today to schedule a free quote. It’s not just a generator. It’s a power move.
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contract or hidden fees! Some restrictions apply. Call IVS 1866-859-0405
2 Vets Residential lawn-mowing,
Building
DENLOR PAINTING AND DECORATING
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HANDYMAN
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–––––––––––––––––––––––––––––––––––––––STOP OVERPAYING FOR HEALTH INSURANCE! A recent study shows that a majority of people struggle to pay for health coverage. Let us show you how much you can save. Call Now for a no-obligation quote: 1-888-772-8454. You will need to have your zip code to connect to the right provider. (mcn)
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LONG DISTANCE MOVING: Call today for a FREE QUOTE from America’s Most Trusted Interstate Movers. Let us take the stress out of moving! Speak to a Relocation Specialist, call 877-327-0795. (mcn)
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–––––––––––––––––––––––––––––––––––––––INJURED IN AN ACCIDENT?
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–––––––––––––––––––––––––––––––––––––––YOU MAY QUALIFY for disability benefits if you have are between 5263 years old and under a doctor’s care for a health condition that prevents you from working for a year or more. Call now! 1-888-924-0449. (mcn)
–––––––––––––––––––––––––––––––––––––––Prepare for power outages today with a GENERAC home standby generator. $0 Money Down + Low Monthly Payment Options. Request a FREE Quote. Call now before the next power outage: 1-877-228-5789 (mcn)
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ATTENTION OXYGEN THERAPY
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HOROSCOPES
Ranger 2015 18’, 115 hp motor Mercury Minn Kota 80lb w/ remote & spot lock. 2 Garmin Fishfinders.Cover & Bimini top. $19,500 obo. 563-920-9002 –––––––––––––––––––––––––––––––––––––––
Ranger 619VS Boat. 200hp Evinrude motor, 9.9 Mercury Pro Kicker, Minn Kota 80lb. motor & Deckhand anchormate. $19,800. 563-590-7776 See pictures at www.dubuquetoday.com
Ford 2019 Taurus limited silver, leather interior, very good cond, 64,000 miles, $16,000 obo, 563542-4962
WHEEL DEAL! Advertise your vehicles 26 weeks for only $29.99 or by the week for only $7.99! Call Today! 563-588-0162 or place your ad online at www.DubuqueToday.com
All proceeds benefit:
• PLEASE VOTE •
Your completed ballot can be dropped off or mailed to: Hospice of Dubuque, 1670 JFK Road, Dubuque, IA 52002 or you can fill out an online ballot at: www.hospiceofdubuque.org
COMPLETED BALLOTS MUST BE RECEIVED BY 5:00pm, FRIDAY, JANUARY 24, 2025
One entry per person. To be valid each ballot must have at least thirty-five (35) categories completed and must be signed. Businesses may ask for your vote, but voters cannot receive anything in exchange for completing a ballot. No prefilled ballots. No ballot stuffing. Violation of these rules will result in invalid ballots and/or disqualification of a business.
Winners
will be honored at
“BestFest”
Thursday, March 27, 2025 at the Dubuque County Fairgrounds and Event Center Grand Ballroom where they will gather and give out samples of their BEST! Tickets will be available starting February 18 at Hospice of Dubuque or online at www.hospiceofdubuque.org
“Board the Morgan Ann Party Bus to BestFest!”
We’re auctioning off transportation to and from BestFest on board the Morgan Ann plus tickets and early entry to the event plus a prize package including National Mississippi River Museum passes, Phoenix Theater Tickets, Kennedy Mall Gift Certificates & Miracle Car Washes! Bid online at www.hospiceofdubuque.org
Bidding closes at 8:00pm on Wednesday, February 28th.
