Progress feb 2015 wk1 1 12

ProgressCNY 2015

An Eagle Newspapers publication.

February 4, 2015

Stories from the businesses, industries and issues that impact the Central New York economy

What’s next?

?

CNY students speak about prospects, student loan debt

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By Hayleigh Gowans

ith the rising cost of college, many students are leaving school with a significant amount of student debt to pay off. According to the Institute for College Access and Success, there are more than 40 million Americans with student debt. The amount of money students owe after graduation has risen dramatically, too. In 1993, the average amount borrowers owed was $9,450 and in 2012, this figure was $29,400.

For many students, half the battle of paying off loans is finding a job after college that will allow them to make payments while still being able to support themselves financially. According to the Consumer Financial Protection Bureau, of the 40 million people who are in debt to student loans, nearly 7 million borrowers have defaulted on their students loans, which will cause borrowers credit ratings to go down.

The purpose of colleges and universities is to prepare their students for the workforce so they can get a job to support themselves — and for many — pay off student debt.

Eagle Newspapers went to Syracuse area colleges to ask students, “What do your prospects for after graduation look like?” At right are some of their responses: see What’s next, page 3

Katie McAlear, Freshman Music Education, Syracuse University

I’m definitely going to be in a good amount of debt, which worries me. I’m probably not going to be able to get my own place after college. I’ll probably have to save up and hopefully I’ll get a job. I think the program I’m in is going to help me get a job and put me above other people but it’s still going to be hard money-wise after college.

Emmy Lewis, Freshman

Matthew Sheridin, Junior

Communications, LeMoyne College

After graduation I plan on moving to Boston and becoming an event planner. I was previously in marketing, but I found that wasn’t the direction I should be taking so I went to my adviser and she told me, “You have so many options here.” So I went to the communications department … My dad owns a small restaurant and he’s helping me pay for college so when I get out, I shouldn’t have any debt. I’ll have debt to my dad so I’ll be slowly paying him back.

Criminal Justice, Cazenovia College

I want to go to the NYPD. I think in the criminal justice program, there’s certain classes where you’re not just reading out of a book, you’re getting real life experiences. I can use my experience here out there. I will have debt, the school did help me with scholarship money but I am paying a lot to go here.

Slow going for regional START-UP NY ventures

By Ashley M. Casey With a full year under its belt, Gov. Andrew Cuomo’s START-UP NY initiative looks like it’s making slow headway in Central New York. A recent story from IndustryWeek said START-UP NY has created 2,100 new jobs in New York and $98 million in investments across the state, but local ventures are still waiting on results.

Unveiled in 2013, START-UP NY (SUNY Tax-free Areas to Revitalize

and Transform Upstate New York) allows businesses to establish, relocate or expand in tax-free zones across Upstate New York, sponsored by local colleges and universities, both public and private. The relationship allows a business to grow and students to gain real-world experience and knowledge in their chosen fields.

In exchange for their partnership with these schools, START-UP NY businesses receive a 10-year tax credit relieving them of paying business,

corporate, sales, property, state or local taxes and no franchise, license or maintenance fees. Businesses are also off the hook for income tax for the company or employees under certain conditions.

START-UP NY’s website lists nine educational institutions in CNY involved in Cuomo’s initiative, six of them with plans for aligning themselves with START-UP NY businesses, including SUNY Oswego, SUNY Upstate

Medical University, Onondaga Community College and SUNY College of Environmental Science and Forestry.

Onondaga Community College did not respond to Eagle’s requests for an interview, but the administrators spearheading the START-UP NY

efforts at Oswego, Upstate and ESF shared what they’ve seen so far.

SUNY Oswego “SUNY Oswego was one of the first schools to submit a draft campus plan to the state for approval as part of this initiative,” said Pamela See startup, page 10

ProgressCNY Legal, Banking & Finance

Will Scaffold Law reforms come up again in 2015?

By Jason Emerson With the start of a new year and a new state legislation session, advocacy groups have begun to reassert their particular political priorities. One of the issues on the minds of business and trade groups and employee unions is whether the Scaffold Law will be reformed or left alone — continuing the perennial debate on whether the law protects workers and harms businesses, or the other way around.

The so-called Scaffold Law — NYS Labor

Law sections 240 and 241 — was written in 1885 and intended, at the dawn of the skyscraper age in New York City, to protect workers and ensure they were not injured in height-related accidents by imposing safety regulations and financial liabilities on business owners and construction contractors.

The law requires owners and contractors to construct scaffolding and other safety systems to protect workers on buildings, and imposes an “absolute liability” for elevationSee scaffold law, page 11

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Progress, February 4, 2015

NEWSPAPERS

Heads of Google, Amazon and Wikipedia share common educational background

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small isolation of difficulty. This allows the student to perceive the “whole” as well as the “sum of its parts”- leading to greater understanding.

Many contemporary innovators have attributed their success to their early experiences in Montessori schools. You have likely read that the search engine that you use many times a day, Google, was created by two Montessori graduates - Larry Page and Sergey Brin. In interviews they directly attribute their success to their Montessori educations. “We both went to Montessori school,” said Pagein a 2004 Barbara Walters interview, “and I think [our success] was part of that training, not following rules and orders and being self-motivated, questioning what’s going on in the world, doing things a little bit different.” submitted photo The list of Montessori-educated innovators includes Steve Case, founder of AOL; SimCity creator Will The Montessori School of Syracuse offers seven multi-age Montessori classrooms for Wright; Jeff Bezos, founder of Amazon.com; and children age 3 through 6th grade.

Wikipedia founder Jimmy Wales. Cisco Systems Chief Strategy Officer Padmasree Warrior says that her Montessori education taught her to “[look] at every problem as an opportunity to solve it, versus being stumped by it.”

A recent New Yorker article profiled SimCity developer Will Wright. He changed the video game paradigm by creating a game that could be neither won nor lost, that encouraged creativity and that nurtured development of visual/spatial coordination—and that has had enormous commercial success. The New Yorker described Wright’s education: “Wright flourished in the local Montessori school, with its emphasis on creativity, problem-solving, and self-motivation.

‘Montessori taught me the joy of discovery…It’s all about learning on your terms, rather than a teacher explaining stuff to you.’”

The Montessori School of Syracuse offers seven multi-age Montessori classrooms for children age 3 through sixth grade.

Preschool options include both half-day and full-day programs, and the school offers both early arrival and after school program options.

With over 150 students enrolled, the Montessori School of Syracuse has been providing a world class education to students in Central New York since 1995. This year the school is celebrating their 20 year anniversary.

Another new SAT?

by Maria Badami

In the spring of 2016, students will begin taking the new SAT, promised to be more aligned with what students are studying in high school.

Why change the tried and true SAT? College Board is losing increasing numbers of students to the shorter, more manageable ACT standardized test, accepted at all colleges.

The components of the redesigned exam will include evidence-based reading and writing, math and an optional essay. The redesigned reading section will focus on the knowledge and skills more important for college readiness and aligned with the Common Core curriculum. More emphasis will be placed on the meaning of words in context, rather than obscure memorized vocabulary words.

Another important feature of this exam is that only correct answers will count. Students will not lose points for incorrect answers.

Scoring will also change. In the current exam, test scores range from 600-2400( each section ranging from 200-800.) The 2016 SAT test scores will range from 400-1600. Essay results will be reported separately.

Students, no need to wait to 2016 to begin preparing. College Board has partnered with nonprofit Khan Academy to provide free online test prep material. Students can start taking free practice tests and watch explanatory videos to learn materials. Devoting the time to prepare and becoming familiar with the exam seems to be students’ best bet.

Maria Badami, MS is a college adviser with College Directions CNY, 7030 East Genesee St., Fayetteville; collegedirectionscny.com; 2436658.

ProgressCNY 2015

Stories from the businesses, industries and issues that impact the Central New York economy a supplement to:

Eagle Newspapers 2501 James St., Suite 100, Syracuse, N.Y. 13206 Phone: (315) 434-8889

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A Montessori school environment offers a unique combination of specialized manipulative materials and individualized instruction.

This school environment encourages creativity and inquisitiveness, facilitating a child’s natural desire to learn. Montessori is unique in so many ways. Students are placed in mixed-age classrooms which encourage mentoring, independent learning, social responsibility and creative thinking. Observers in a Montessori classroom can see this in action, as the children collaborate, cooperate and communicate, while working at their own pace through the curriculum.

In the traditional model, the teacher takes a group of students in unison through a predetermined curriculum, effectively telling students what to think about, when to think about it and for how long.

The teacher corrects mistakes, and is the gatekeeper of information.

In other words, the teacher is in the middle, and they decide how the curriculum will be dispersed out to the students.

But in the Montessori model, students have access to all curricular lessons and learning supplies. There are beautifully designed materials (which match critical windows of human development) arranged around the classroom, placed in a logical order by only one

Fax: (315) 434-8883

Publisher: David B. Tyler

Baldwinsville Messenger

Managing Editor: Jennifer Wing

Eagle Bulletin

Circulation Manager: Lori Newcomb

Skaneateles Press

Cazenovia Republican Eagle-Observer Star-Review

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Progress, February 4, 2015

NEWSPAPERS

What’s next

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From page 1 Hayes McGinley, Sophomore

Robbie Cohen, Sophomore Sports Management, Syracuse University I’d like to get a job but I don’t really know what for yet.

I’d like to think I can find something.

They have a lot of internships here that really help getting a job for after.

Kyle Labrake, Junior Accounting, LeMoyne College I plan to find some sort of job relating to accounting.

The job placement program here is really great for my department.

Sports Management, Syracuse university Being in the Falk school will help get me a job afterwards because it has a really good reputation. And I think studying sports management will get me in the field I want to be in, which is something to do with sports because I was an athlete in high school.

After college I’ll probably have to pay back loans.

Amelia Forbes, Senior

Ted Gross, Freshman

Alexis Garbarino, Sophomore

Sarah Burkey, Freshman

Psychology and Forensic Science, Syracuse University Hopefully I find a job ... it depends on the location of where I’m applying. Forensics is a very competitive field, I’ve been saving up pretty well so I think I’m going to be okay in terms of money. But I think I’m one of the rare ones.

History, LeMoyne College I’ll probably end up going to graduate school either for Library Science or some sort of historical research job. I don’t know if I’ll have student debt, but I wouldn’t’ rule it out. It could end up happening.

Biology, LeMoyne College I want to pursue a career in veterinary medicine so my Biology background will hopefully help.

It’s a great school known all over the country and I’m happy here. I have a few scholarships here, but I’m positive I’ll have some debt.

Educational Psychology, LeMoyne College I’m going for special education and there’s more and more kids being born special ed. Our teachers have told us there’s going to be more opportunities for us.

Justin Thompson, Senior

Courtney Livecchi, Transfer

Michela Comes, Sophomore

Samira Shirwa, Junior

Political Science, LeMoyne College Hopefully I’ll be going to become a police officer. It’s definitely beneficial to go to a liberal arts school like this.

Equine Business and Management, Cazenovia College I’m not really sure yet. I’d like to own my own business though…

I’ll have a little bit of debt but not much.

Elementary Education, Cazenovia College I want to get a job and get my Master’s degree.

Bioengineering, Syracuse University I want to go to grad school so I’m hoping to do that. I don’t think my student debt will be as large as other people here, but it will be significant.

Alejandra Saldana, Sophomore Health and Exercise Science, Syracuse University I’m pretty solid.

I’m going into the health field, in physical therapy.

I’m on scholarship so I won’t be paying much after.

Rebecca Fetherston, Sophomore

Molly Sweeney, Freshman

Austin Tellez, Freshman

Equine Business and Management, Cazenovia College I’m looking to fulfill boarding training, imports and sales for horses.

You get really good connections and preparation here so I’ll hopefully be able to pay my loans once I leave.

Visual Communications, Cazenovia College There’s so many paths I could pick right now.

I’m thinking about concentrating in advertising. Here, you have to have an internship before graduation, which is cool. I’ve had a lot of friends find jobs from those internships.

Criminal justice and Psychology, Cazenovia College After graduation I plan to go to the police academy and work my way up as a cop. From there, I plan to apply to the FBI or CIA and work.

Going into the police force, I’m hoping I’ll have a leg up with my degree.

T.J. Blitzer, Sophomore

Jacob Wolfgong, Senior

Anne Growney, Sophomore

Marketing and Supply Chain, Syracuse University I’ll probably work a couple of years and get my MBA eventually.

In some aspects, going here will help with that.

Wildlife Science, SUNY College of Environmental Science and Forestry I’ve applied to 41 locations. Some of them are for the same position.

I’m hoping to get a job with a federal agency or state agency doing some sort of wildlife management.

Elementary Education, Cazenovia College I need to get my Master’s and get a job after that.

Going to school is definitely going to help because I can’t become a teacher without it.

Financial aid from the feds

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In the past five years, President Obama has announced several federal programs that would help alleviate — and in some cases — forgive student debt for those who qualify for it.

In 2012, Obama introduced the “Pay As You Earn” repayment option, where a student pays 10 percent of their discretionary income as their monthly payments toward their total debt. This results in lower payments that gradually increase as a borrower earns more money. In June 2014, Obama announced he will be expanding this program to forgive loans after 20 years of payments — or 10 if the borrower works in a public service job.

Also in 2014, the Healthcare and Education Reconciliation Act’s incomebased program was introduced. Starting July 1, 2014, all new federal students loans are direct loans, meaning students will not have to pay subsidies on money they borrow.

And on Jan. 8, 2015, Obama proposed making two-year community college free for anyone who keeps good grades and stays on track to graduate. This could possibly save a full-time community college student about $3,800 in tuition per year and could benefit about nine million students.

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Progress, February 4, 2015

NEWSPAPERS

MSC – At the center of it all Ideally located in the heart of New York State, Morrisville State College is literally in the center of it all.

Within miles of the exact geographic center of the state and with one of the most diverse populations among the SUNY campuses, Morrisville State College has over 75 bachelor and associate degree programs, more than 40 clubs, and 16 Division III NCAA athletic teams. There is something for just about everyone at MSC! Morrisville is well known for programs in the areas of business and entrepreneurship, agriculture, natural resource conservation and sustainability, as well as equine and dairy science, but newer offerings like culinary arts, renewable energy, criminal justice and applied psychology are also rapidly gaining popularity. Central to all academic programs is an experiential learning environment. Hands-on, applied learning is at the heart of every curriculum, and nearly every bachelor degree culminates in a fullsemester internship. This hallmark of education isn’t a new fad.

“For over 100 years, Morrisville

State College’s academic offerings have included clearly articulated transfer pathways leading to specified and highly technical careers,” said Dr. Dave Rogers, provost.

The internship program is part of that pathway, allowing a student to experience the academic work first hand. Small class sizes and interactive labs imbedded in each curriculum ensure that the student is well-prepared for the experience.

Full-service automotive and diesel shops, a high-end restaurant, farm and aquaponic food production facilities, an equine rehabilitation center, nursing simulation clinics, high-tech dairy barns, and a range of applied experiences introduce real-world application from day one. In virtually every major, students actively apply the theoretical principles learned in the classroom through cooperative lab work. This learning style encourages students to find solutions to problems in the real world, and as a result employers actively seek out Morrisville grads.

Employers routinely have high praise for Morrisville State College

interns describing a “high degree of technical competence, a strong work ethic and a high level of maturity.” Others focus on the “great professionalism” found among MSC students, describing them as “always punctual, using time wisely and completing all tasks timely and at a high quality.” Practical experience and required demonstration of the theoretical knowledge base is a tradition at the college, and the model gets results.

New for 2015, OnCampus SUNY, a partnership between MSC and Cambridge Education Group of England, is launching to bring firstyear international students to the campus. The students, who want to complete study at U.S. institutions, will bring opportunity for increased globalization and international experience to the campus community.

Leslie Crosley, assistant vice president for enrollment management, said, “OnCampus SUNY will enrich our students’ daily experience by offering a chance to consider the perspective of other cultures and backgrounds while building international friendships. We

submitted photo

A view of the Morrisville State College campus. want our students and future leaders to be global citizens, and what better way to bridge understanding among diverse individuals than by living and learning together?”

Morrisville’s beautiful setting, state-of-the-art facilities and dedicated faculty are best seen with a visit. Registration is available at morrisville.edu to schedule a

personal tour or to attend one of MSC’s upcoming open houses.

Campus tours are held each weekday and select Saturdays throughout the year. Individual meetings with admissions officers, financial aid and faculty are available on request.

For more information, contact the sdmissions office at 684-6046.

From the editor

‘College student capital’ helps fuel economy Jennifer

Wing

Momsense

around me. Put simply, Buffalo changed me while I was there, and influenced the adult I have become. But what impact did I have on Buffalo, as a student and resident for those six years?

I recently pondered this as I set out to find out what economic impact local institutions of higher learning have on the Central New York economy.

In an effort to find out, I contacted a few of the institutions, and was provided some statistics and input from Wayne Westervelt, Cazenovia College vice president for marketing and communications.

The statistics (see sidebar) speak for themselves. It’s clear that the CNY economy does benefit from these schools in many ways and, therefore, so do Central New Yorkers.

Wayne asserted that, as an employer and consumer in the Central New York region, Cazenovia College is part of the $3 billion impact that the independent higher education sector has on the Central

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When I think back to my days at Buffalo State College, I realize that going to school there was so much more than just getting a bachelor’s degree in journalism.

I really became a part of the community, made many friends there and, well, lived my day-today life as a Buffalonian.

The culture there had a great effect on me; I lived there from the age of 19 until I moved back at the age of 24 – having lived and worked there for two years after graduating. The City of Buffalo was a wonderful place to spend this important time of my life – with two professional sports teams, and plenty of nightlife and cultural events to boot.

As I learned in my classes, so too did I absorb everything

New York economy “through local expenditures associated with its payroll; operating expenses; students, parents, employees, alumni and visitors’ spending; and capital projects.”

“The Cazenovia College workforce, which includes faculty, staff and students, contributes significantly to the Cazenoviaarea economy as well as that of Central New York,” Wayne said.

“The College employs 230 full-time employees, 215 part-time employees, and 326 student employees -- all of which are wage earners and consumers. The faculty and staff as well as the students have significant earning, tax revenue and spending impact on the Cazenovia area.”

There are direct correlations between the college, Cazenovia See economy, page 7

Powering the economy in Central New York According to the Commission on Independent Colleges and Universities, more than 35,600 students enroll each year at independent, not-for-profit colleges and universities in Central New York. These campuses directly employ nearly 9,800 individuals and contribute $3 billion to the New York State economy annually.

Included in these statistics are Cazenovia College, Colgate University, Le Moyne College, New York Chiropractic College, Syracuse University, Wells College, St. Joseph’s College of Nursing at St. Joseph’s Hospital Health Center and Crouse Hospital College of Nursing.

By the numbers:

Economic impact of independent colleges and universities: $3 billion Institutional impact: $2.7 billion Instruction: $461 million Research: $68.8 million Administration: $657.8 million Construction: $110.9 million Indirect/induced: $1.4 billion Student and visitor Spending: $338.4 million Student: $153.3 million Visitor: $25.6 million Indirect/induced: $159.5 million Employment: 20,276 Institutional: 9,073

Construction: 722 Indirect/induced: 10,481 Payroll: $1.2 billion Institutional: $551 million Construction: $45.8 million Indirect/induced: $579.6 million Enrollment: 35,685 New Yorkers: 57 percent Out-of-state: 33 percent International: 10 percent Degrees granted: 7,555 Undergraduate: 4,988 Graduate: 2,567 Taxes paid by private college employees: $85.5 million

Source: Commission on Independent Colleges and Universities

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Progress, February 4, 2015

NEWSPAPERS

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‘The Next Big Thing’ at Turning Stone Resort CNY’s first luxury retail outlet/entertainment complex heads list of new developments

Pictured are images of what the exterior and interior of the luxury retail outlet and entertaiment complex will look like after completion.

This spring, the Oneida Indian Nation is set project is being built in partnership with Gordon features including fountains that captivate guests to break ground on a major expansion project at Group Holdings, developer of The Forum Shops at with daily water shows. its Turning Stone Resort Casino – a luxury retail Caesars Palace in Las Vegas. The entertainment “We’re excited to bring the first luxury retail outlet and entertainment complex featuring complex is expected to open in fall 2016. outlet to Central New York, offering local upscale restaurants, a movie theater, high-end “The Next Big Thing,” a 250,000-square-foot guests and tourists from around the country a bowling alley and many other entertainment enclosed venue, will feature an eclectic mix of comprehensive shopping and entertainment options for guests.

60 luxury brand retailers, 15,000 square feet of experience,” said Oneida Nation Representative Known for the moment as “The Next Big varied dining options, a six-screen movie theater, and Nation Enterprises CEO Ray Halbritter.

Thing,” until an official name is unveiled, the a deluxe bowling alley and impressive designer “We’ve had the good fortune to work with

submitted images

many of the world’s most renowned resort gaming destinations and are thrilled to be entering into a partnership with Turning Stone to create something revolutionary,” said Sheldon Gordon, chairman of Gordon Group Holdings. “Through our research, we’ve learned the overall market for this area is ‘under-retailed’ and a significant amount of local retail dollars are being spent outside of

See turning stone, page 6

Plank Road Fireplace and Stove provides one-on-one customer attention file photo

The Cape Cod “Hybrid Fyre” wood stove by LOPI. More than 90 percent efficiency, U.S. made.

Plank Road Fireplace and Stove Shop has been open for more than 20 years, serving the Central New York Community. We sell American Made fireplaces and we are passionate about supporting local business. Over the years we have seen many things come and go.

The tried-and-true philosophy of a solid local business with American products has pulled us through, and has proved to be as vital today as it ever was.

Though we sometimes long for the good old days when choices were limited to either a wood stove with single door or wood stove with a double door, we embrace the modern variety.

It can be daunting out there these days just trying to find the right alternative heating source, let alone finding a style that fits your home. We’re here to help

you. There’s simply no substitute for the personal one-on-one professional attention our company provides.

A trip to our warm, inviting showroom will bring you back in time to a place where knowledge and expertise is still available to you in a relaxed, neighborly setting. Sit by our cozy fire and chat about your dream fireplace. We’ve sold most all the brands, and we’re familiar with the various ways local builders have put our homes together. There’s always a way to do it right, and we’ll find it.

The three main fireplace brands we sell are Lopi, Avalon, and Fireplace Xtrordinair. They’re all U.S. made in the same factory in Washington State called Travis Industries. These three brands have stood the test of time and beat out every other brand we’ve ever had for

reliability, performance, warranty and value. Hands down, we can tell you that Travis Industries makes a product that is a cut above the rest. A small, privately-held manufacturing company, their philosophy is similar to ours: Don’t worry about what everyone else is doing, just do an honest job and be the best you can be. Sounds simple enough, but we all know how complicated it can be out there these days.

If you’re thinking about a new fireplace or stove, do consider what we have to offer you, right here in your hometown.

We’ll look forward to seeing you, for some storytelling of your own soon.

Thanks for reading.

The staff at Plank Road Fireplace and Stove Shop

Helping To Make Your House A Home For Over 23 Years

8319 Brewerton Rd. Cicero NY 13039

315-699-9600

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“It’s been a pleasure to serve you and all of our Central New York customers these past 23 years!”

Thank you... Mike Frushell & Staff

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Progress, February 4, 2015

NEWSPAPERS

Marty’s Barn Cellar offers quality furniture to suit the customer’s vision Features Amish furniture handmade in America

By Jennifer Wing

Amish furniture.

“It is all handmade in America,” McLaughlin said.

Now in its 41st year in business, Marty’s Barn “This furniture is comparable to some of the highestCellar, the well-known furniture store in Elbridge, end furniture that can be found here in Central New is enjoying continued success with a lineup of York. You can see the quality with its fine attention to quality furniture, the ability to craft pieces to suit detail and it is also warranteed for life.” the customer’s vision and an extensive line of Amish McLaughlin said the Amish furniture is a growing furniture handmade in the United States. line that is expanding. “We have a lot of dining room Owner Mike McLaughlin furniture and also have dressers has had more than 30 years and television consoles. In Marty’s Barn Cellar of experience in the furniture addition, if a customer wants Route 5 and Kingston Road, business, starting decades ago something we don’t have, we Elbridge; 689-9927 when he worked for company can order it.” martysbarncellar.com founder Dennis Hemming In fact, customizing furniture before taking it over upon is something Marty’s Barn Hemming’s retirement.

Cellar offers to all of its customers.

McLaughlin said he works hard to get the furniture “Customization comes a lot into play with TV his customer is looking for. “We have a large inventory consoles, and wall units. For the dining room we of quality furniture in many different finishes, and find people have a certain space and might need can order thousands of other items as well as have a hutch of a set size. If the customer brings in pieces custom made,” McLaughlin said. ideas, we will work with them to make their vision Along with an extensive variety of product and a reality.” reputation for excellent customer service, the high And word of Marty’s continued excellence in quality of the inventory has made Marty’s Barn Cellar providing quality furniture and customer service the success it is today. has gotten out, with the company’s customer base “All of our furniture is made of solid wood,” extending much further than the Syracuse area.

McLaughlin said. “There is no particle board “We have customers from all the way up the lake anywhere in this store, which is a statement not many to Watertown and as far as Buffalo and Albany as furniture companies can make.” well as from Utica and Binghamton. We’ve been In addition, Marty’s Barn Cellar is offering a line of here for so long that people know our reputation.”

Turning Stone

From page 5

Central New York. Something truly special happens when you combine a luxury retail outlet center and entertainment complex within a casino resort setting and we’re excited about creating that experience at Turning Stone.”

As the third largest employer in Central New York, the Oneida Nation has always been dedicated to creating new jobs and investing in the economic development and stability of the region. “The Next Big Thing” is expected to generate more than 1,100 new jobs and attract an additional 5 million tourists to Central New York each year.

Oneida County Executive Anthony Picente said, “The Oneida Nation is again proving its commitment to this community by creating new jobs for our residents, attracting more visitors to our area and promoting innovative development designed to complement other retail facilities in the area. That’s a win-win for the entire region, because it means a more diversified local economy and more money for Central New York as a whole. We commend the Oneida Nation for their dedication to invest in our region’s economic stability.”

Pat Costello of the Central and Northern New York

Sty le Kitchen Islands

Amish

Entertainment

Outdoor Furniture

Bookcases

MARTY ’S BARN CELLAR

(315) 689-9927 • www.martysbarncellar.com Route 5 & Kingston Road, Elbridge

Hours: Mon.-Wed. 10-5, Thurs. & Fri. 10-7, Sat. 10-5 and Sun. 11-4

ALL WOOD FURNITURE...

You WON’T find particle board at Marty’s!

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with fine natural wood furnishings for every room in your home.

Bedrooms

Building Trades said, “During a time when many companies in our area are laying off workers, sending This May will mark the 25th anniversary of the Oneida Nation’s first bingo hall. their production work out of state Before Turning Stone became a premier destination resort with hotels, golf courses, or offshore, the Oneida Nation spas, restaurants and 120,000 square feet of Vegas-style gaming, the Oneida Nation remains committed to creating tried its luck with a 900 seat bingo hall, which opened in 1990 on Territory Road in jobs in Central New York. Their Oneida, NY. Five years later, the Bingo Hall moved to its current location at Turning unwavering commitment to utilizing Stone Resort Casino in Verona. To celebrate the silver anniversary, the Turning Stone local union construction workers on Bingo Hall will feature celebrity callers beginning in February and there will be a their expansion projects has been, variety of “25” themed promotions including $25,000 prizes. In addition, guests are and continues to be, a blessing to encouraged to bring in their bingo memorabilia to be part of a museum-style gallery, our industry. We are very excited to which will be revealed in May in honor of the celebration. help add to what is already one of our area’s greatest success stories as the For the eighth consecutive year, the resort’s Atunyote, Kaluhyat and Shenendoah Turning Stone Resort continues to golf courses were all honored among Golfweek’s Best Casino Courses for 2015. In grow.” addition, Atunyote and Kaluhyat courses were named to the prestigious biennial “The Next Big Thing” will mark Turning Stone’s fifth major expansion ranking of “America’s 100 Greatest Public Courses for 2015-2016” by Golf Digest.

The golf courses only scratch the surface of the award-winning amenities offered at since the resort opened in 1993.

Turning Stone. The Lodge, the Tower Hotel, and Wildflowers Restaurant were awarded Other expansion projects over the past two decades include: The Lodge; AAA Four Diamond awards. These honors distinguish Turning Stone as the only The Tower and Hotel; and Exit 33, resort in the Northeast with three AAA Four Diamond venues at one property. Also, the resort’s dining and entertainment Ska:ná Spa at Turning Stone Resort Casino was listed as the number one casino spa experience, the number two spa in all of New York State, and 16th overall nationwide complex, which opened in 2013.

New gaming venue to open in in a list published by Spas of America.

Chittenango restaurant that quickly emerged as a leader for the Later this year, the Oneida Indian Nation will open best brisket, pulled pork and smoked ribs in Central a new $20 million, 67,000 square foot casino in the New York. Continuing the strategy to evolve the village of Chittenango that will pay homage to the restaurant experience, Turning Stone Resort Casino community’s identity as the birthplace of L. Frank recently appointed Ron Ross as executive chef. Ross Baum, author of “Wonderful Wizard of Oz.” The will oversee the food and beverage operations at Yellow Brick Road Casino, projected to open in the the resort’s varied dining establishments, including spring, will feature more than 430 Vegas-style cash Wildflowers, TS Steakhouse, Tin Rooster, Pino Bianco slot machines, a 500 seat bingo hall, two casual dining and Upstate Tavern, as well as all of Turning Stone’s options, a country-western bar and a general store. event catering. A nationally respected, innovative “Our expansion with this new casino is yet another chef with over 36 years of culinary experience at opportunity for the Oneida Nation to create more luxury resort restaurants including Hilton Hotels & jobs for Central New Yorkers, to invest in our region’s Resorts, Caesars in Atlantic City, The Borgata Hotel/ economic growth, and to improve and diversify our Water Club and Beau Rivage Resort & Casino, Ross’s guest experience,” said Halbritter. “The Yellow Brick culinary achievements will bring a new dimension to Road Casino will create numerous construction jobs for the world-class restaurants and catering operations our local trade workers and more than 250 permanent at Turning Stone Resort. A graduate of the renowned positions once it opens.”

Culinary Institute of America in Hyde Park, N.Y., Halbritter said, “We’re also excited to help bring Ross is a three-time James Beard award recipient and a fresh vitality to the area by investing $20 million guest of the James Beard House. in local businesses and converting an under-used “From our partnership with Las Vegas restaurant shopping center into a new modern casino, featuring strategist Elizabeth Blau, to reimagining some of our a one-of-a-kind tourist experience that is unique to older restaurants, we’ve taken tremendous strides over Chittenango.” the past few years to enhance our dining options,” said The Oneida Nation has enlisted Hayner Hoyt Halbritter. “We are committed to creating a worldCorporation of Syracuse for general contracting and class dining experience at Turning Stone and with Ron construction management for the new casino project as our executive chef, we’re confident we’ll continue and Hnedak Bobo Group, visionaries for Hard Rock to exceed guests’ expectations at all our restaurants.”

Café New Orleans and the upscale Westin Memphis About Turning Stone Resort Casino Beale Street Hotel, for the design work of Yellow Brick A premier four-season, destination resort in Upstate Road Casino.

New York, the Oneida Indian Nation’s Turning Turning Stone continues to focus on the Stone Resort Casino offers world-class gaming, golf, restaurant experience entertainment, accommodations and spa facilities, As part of a major investment in 2013, the Oneida and has earned AAA Four Diamond ratings for The Nation, with the guidance of Elizabeth Blau, founder Lodge, The Tower Hotel and Wildflowers restaurant. of the acclaimed strategic restaurant planning For more information and reservations, call 361-7711, company Blau + Associates of Las Vegas, expanded 1-800-771-7711 or visit turningstone.com. For more and upgraded Turning Stone’s dining offerings, information about the Oneida Indian Nation visit including TS Steakhouse, Upstate Tavern, and oneidaindiannation.com.

Tin Rooster, a country western themed barbeque

The Oneida Indian Nation celebrates 25 years of bingo

Turning Stone offers award-winning amenities

Set a new standard of

Custom Amish Finished!

Submitted photo

PIctured is the staff at Marty’s Barn Cellar: Erin Mclaughlin, James Simpson, Colleen and Mike Mclaughlin, Dustin Duger and Jason Manrow.

And Marty’s Barn Cellar’s reputation for customer Having spend six years at the helm of Marty’s service has people coming back, with many repeat Barn Center, McLaughlin said, “has been a great, customers expressing satisfaction with their positive experience, and I am looking forward purchases and the overall experience of buying to continuing to have the business grow while it from Marty’s. continues to provide what our customers want most: “We are very customer oriented,” McLaughlin quality and service.” said. “We are not a big-box store and make sure The store is located at Route 5 and Kingston that our customers’ needs are met. It is this level of Road in Elbridge. For more information call 6899927 or visit martysbarncellar.com. personal service that sets us apart.

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7

Hill’s features Generac Standby Power Generators Has had standby power generators since 1972

Economy

database and we take care of them all,” Hill said. “Our database software enables us to look at their history, from day one to the present. It’s a big advantage — we’ve been able to help with extended warranty issues because we have the data.”

Hill’s was featured in an online article, “How to Run a Data-Driven Business,” by Gene Marks, that appeared on Forbes.com in 2010. In the article Marks writes, “Terry Hill, owner of Hill’s Heating and Air Conditioning in Baldwinsville, thrives on data and he uses the CRM (Customer Relationships Management) Program that I sell. Data is powerful and it’s essential to good customer service.”

Hill’s is also different from most competitors in other ways.

“We’re bigger than most and better equipped,” Hill said. “We’ve served Central New York for over 43 years and our customers know us.

We have customers who know their service tech. Some even baked cookies for their tech at Christmas time. We are customer-oriented and we have customers in a service region that stretches from Cortland to Pulaski and Utica to Geneva.”

Hill’s Heating and Air Conditioning is fully insured and all work is guaranteed. They feature six fully stocked trucks servicing Central New York.

In fact, if you have purchased your system from Hill’s and require an emergency service call, chances are 99 percent that they have the repair part on the service truck. Hill’s features service contracts with maintenance and fullservice contracts on all brands of heating and air conditioning equipment.

And parts… Hill’s has made a strong commitment to inventory and parts, with more than 11,000 square feet of warehouse stocked with equipment, parts and accessories.

Thousands of parts in excess of $600,000

submitted photo

Hill’s Heating and Air Conditioning is fully insured and all work is guaranteed. They feature six fully stocked trucks servicing Central New York. in value, all on hand to better serve their customers.

Owners Terry and Elli Hill’s commitment to customer service is shared by Shirley Hammond, who manages the 25 employees at Hill’s, some whom have worked there for more than 30 years.

Hammond said this is important because customers see the service end of their work.

Hill’s offers extended warranty programs on their products, and financing is available to all customers.

In addition to the office on River Road in Baldwinsville, there is a Hill’s store in Auburn.

Both locations have fireplace showrooms full of Kozy Heat and Napoleon brand fireplaces

and hearth inserts. Their Baldwinsville store also includes a full sheet metal shop to allow custom fabrication of heating, ventilation or AC systems.

They represent Rheem and Trane air conditioning and heating products. They also offer Amana, Napoleon, Thermo Pride and Kozy Heat brand products. Hill’s approved products come with at least a five-year parts and labor warranty.

Whatever your heating or air conditioning needs may be, Hill’s can help. Visit the store nearest you or learn more online at hillsheatingandair.com. Discover the Hill’s difference.

Can’t hold a candle to a Hill’s Generator!

From page 4

and CNY in general. “Every year, Cazenovia College’s contribution to the vitality of the region can be seen through the purchase of goods and services (books, supplies, services, utilities, etc.) – a large percentage of which are procured in Cazenovia and Central New York, In addition, at any given time, Cazenovia College is working to modernize, renovate and improve facilities, which pumps significant capital dollars into the regional community.”

But there are also indirect impacts.

“Cultural events and resources hosted and/or provided by Cazenovia College attract visitors to the area, bringing additional dollars into the local economy,” Wayne said. “The college and its faculty, staff and students regularly volunteer, coordinate programming, provide funding/support and consistently participate in various activities that have a great impact on the quality of life in Cazenovia and Central New York.”

And the college makes an effort to maximize these benefits.

“Cazenovia College, by virtue of its ongoing efforts to recruit and retain students and their families, invites and welcomes thousands of visitors to Cazenovia and the Central New York region multiple times throughout the year,” Wayne said.

“Those visiting campus for open houses, Saturday visits, orientations, movein days, athletic events, academic ceremonies and many other occasions are spending time and dollars in our communities. Families and the tens of thousands of alumni are also invited back to campus and the Cazenovia area to attend the annual Reunion Weekend and Homecoming/Family Weekend. This results in outside dollars being spent in Cazenovia and the Central New York region.”

I can even tack on to these economic boons to the area through my own personal experiences. While a college student in Buffalo, I regularly: - Ate at restaurants, cafes and fast food joints throughout Buffalo and its suburbs.

- Availed myself of the spirits and entertainment offered at many of the local taverns and performance venues.

- Shopped at the many specialty boutiques, department and grocery stores, malls and convenience marts that populated the area.

- Tanned, had my nails done and my hair cut at the local salon.

- Visited the zoo, the aquarium in Niagara Falls, the Albright Knox Art Gallery and concerts and plays at Delaware Park with regularity.

- Boated on Lake Erie and crossed into Niagara Falls, Canada, numerous times.

- Attended sporting events and cheered on the Bills, Sabres and Bisons.

Not to mention that, other than during my freshman year at Buffalo State, I paid rent for apartments throughout the region, at first with roommates and then, after securing a job at a local newspaper chain there, on my own.

In retrospect, I, alone, contributed many thousands of dollars to the Western New York economy while I was there. Multiply that by the many thousands of students that attend colleges, both private and state, and we are not talking chump change.

Sure, Buffalo left its mark on me. But that mark was somewhat reciprocal, if only through my injection of “college student capital” into the economy.

Looks Pretty!!

Then you remember the power has been out for hours! The heat is off, the cellar is flooding, the refrigerator and the freezer are getting warm there’s no TV or Internet for news updates and Uncle Bob’s oxygen concentrator doesn’t work.

Maybe not so Pretty after all??

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During your power outage will your home be cold and dimly lit with no heat, refrigerator, sump pump, TV or Internet to get the local news updates or power to run medical equipment?

Or will it be warm, well lit and safe with a Generac Standby Power Generator from Hills Heating?

In the 1970s Hills installed, maintained and serviced generators in specialty applications including business and industry. The generator manufacturers had not yet come up with a cost effective way to transfer the power from the utility to the standby generator, making installations in residential applications too expensive and impractical.

In the 1980s Hills designed, engineered and installed standby power generators and emergency lighting systems for the Dey Brothers department stores. Working with a local electronics manufacturer, Hills was able to design and has made specialty controls that easily transferred the power when the generator was started.

The standby power generator industry has come a long way since then, becoming more reliable, cost effective and user friendly. Today’s generators start and shut down automatically, have settings that will start and exercise the generator once per week, have onboard diagnostics for easy trouble shooting and remote monitoriing via your smart phone. The Generac Standby Power Generator is the perfect addition to your home.

Hill’s Heating and Air Conditioning was recently voted a “Super Service Award” winner on Angie’s List. For the Central New York region, Hill’s received an A excellent rating, the highest rating you can get.

When asked how his company was different from other companies in the field, Hill said, “customer service.”

“We have over 15,000 customers in our

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8

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Ryan’s Windows and Doors helps customers every step of the way show the features and benefits of the products and why one door or window is better than another.

With their professional reputation well established among contractors and architects, coupled with the upswing in new building and renovations this year, Ryan’s Windows and Doors expects 2015 to continue to be strong in Central New York.

“We help customers every step of the way from the initial decision on style and brand through the installation and maintenance,” Pierce said. “Since we work with so many reputable builders and contractors we can make reliable referrals to home and building owners. With the interest rates still down and heating costs up, this is a good time to plan on replacement windows and doors. Eliminate those cold drafts and moisture that come with the cold weather. Or maybe it is a questions of just wanting to upgrade the windows to make them more convenient for cleaning or to improve

At left, Morey Ryan and brother Bob Ryan display a new Therma-Tru fiberglass entry door at their newly remodeled showroom.

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their appearance. With our selection on the showroom floor we can make recommendations to sensibly fit the need.”

Bring your plans or ideas to Ryan’s Windows and Doors and let the experts help. Whether it be one window or a whole house of windows, Ryan’s has the product for you.

Ryan’s has helped customers throughout Central New York, as well as Binghamton, Watertown and Utica. They have many repeat customers and they are referred often by satisfied customers. They can help you if you are planning on new windows and doors.

Customers can find Ryan’s Windows and Doors easily. Hiawatha Place is between Fourth North and Sixth North and can be reached from either Hiawatha Boulevard or Wolf Street.

Call 425-7915 for more information.

43734_5

Ryan’s Windows and Doors is a family owned and operated window and door store catering to architects, builders, remodelers and homeowners. They are centrally located at 190 Hiawatha Place off Hiawatha Boulevard between Fourth North and Sixth North.

Ryan’s spacious, newly remodeled showroom offers a wide variety of windows and doors for new construction and renovation. Quality windows like Marvin and Hurd are on display as well as beautiful interior and exterior doors such as ThermaTru, Masonite and Simpson, to name a few. EcoShield and United are two of the vinyl window lines for new construction and replacement that can be seen at Ryan’s.

For over 22 years the Ryan brothers — Morey, Bob and Pierce — along with Ted Raby have been helping homeowners choose the windows and doors that best fit their needs and their budget. They can explain and

has been serving homes and businesses in Oswego, Jefferson, Onondaga and Lewis counties with quality fuels at competitive prices - and the flexibility to meet your unique comfort needs.

As a family-owned company, Glider Oil’s goal is to treat the customer like a member of the family - with prompt, dependable fuel delivery in a courteous and professional manner, 24 hours a day, 365 days a year.

You can now explore Glider Oil’s website, www.glideroil. com, to find out how the company’s fuels and services can help your family save energy, money and stress.

The website discusses the benefits of the various home heating fuels and features an online blog with conservation tips and other information valuable to consumers. Glider Oil is always looking for a way to make things simpler for its clients, like offering them the opportunity to pay their bills online.

Glider’s price and service sets them apart from other providers, because “we treat all customers old and new the same way,” said Carlie A. Virginia, assistant to controller See glider oil, page 12

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Members bank with their future in mind at Edge Federal Credit Union This year marked the first-ever savings competition between Morgan Road Elementary School, Soule Road Elementary School, and Michael A. Maroun Elementary School students.

Edge Federal Credit Union hosted a special “Golden Savings Tree Challenge” in which the Cub Savers at each school would deposit money into their savings accounts to help their school have the highest percentage of participation.

The school with the highest participation rate would win the special designation of “Golden Savings School” for the year, complete with a trophy.

This year the winners were all the Cub Savers at Morgan Road Elementary.

This savings program is only the beginning for students in both the Liverpool and Phoenix school districts.

Submitted photo Edge Federal Credit Principal Brett Woodcock accepts the award from Cory Sherwood and Kevin Nuzzo from Edge FCU. Union has designed and continues to develop and preparing for wealthy futures.

Educating and providing sound unique programs that range from Edge Federal Credit Union, products and services to the kindergarten to senior year. following its mission, focuses on four community will create a wealthier These programs include in- key values: education. opportunity. future for all. school student-run credit union achievement and community.

Edge Federal Credit Union prides branches, special financial education Developing programs like these, itself on preparing members to leadership groups, savings programs, as well as products and services make informed choices regarding classroom activities, guest speakers for all ages built on these four core money management, and be more and several other special programs values solidifies what the credit confident when faced with tough centered around financial literacy union is really all about. financial situations.

9

Baum and Raymond Law Offices Serving Madison County, Syracuse, Central New York Attorney Gerald D. Raymond last month became managing partner of The Baum & Raymond Law Offices, located in Chittenango.

Raymond opened his office for the general practice of law on Sept. 4, 2012.

The Baum & Raymond Law Offices were established in January of 2014.

Raymond received his Bachelor of Science degree from SUNY Brockport before earning a Master of Science degree from the Syracuse University School of Education. He then got his juris doctor from the Syracuse University Law School.

He has been a general practice attorney Gerald D. Raymond in Central New York for more than 20 years. From 1997 to 2012, he was an inhouse counsel for one of the largest employers in Central New York. Prior to that, he was a solo practitioner in Madison and Onondaga counties for six years.

Raymond also has over 30 years of experience as an educator at the grade school and college levels. He taught high school and middle school English in the Watertown and City of Syracuse school districts and was an adjunct instructor in the English department at Onondaga Community College from 1983 to1995.

From 1994 to 2007, he was an adjunct instructor at Utica School of Commerce, teaching business law. Since 2008, Raymond has been an adjunct instructor in the Paralegal Studies Program at Bryant & Stratton College’s North Campus.

He is admitted to practice in the Northern District Federal Court and New York State courts and serves as secretary to the Madison County Bar Association and is also a member of the Syracuse Executives’ Association, Chittenango Rotary, the Onondaga County Bar Association and the New York State Bar Association.

“I am looking forward to utilizing my skills and experience as both an educator and a practicing attorney to serve clients in Madison and Onondaga counties,” Raymond said.

Baum & Raymond Law Office Serving Onondaga & Madison Counties

Attorney Gerald D. Raymond opened his office for the General Practice of Law on September 4, 2012. He is located in the Law Offices of Peter Baum in Chittenango, New York. The Baum & Raymond Law Offices were established in January of 2014 at the same location, and Attorney Gerald D. Raymond became managing partner of the practice in January 2015

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Attorney Raymond has been a general practice attorney in Central New York for over 20 years. From 19972012, he was an in-house counsel for one of the largest employers in Central New York. Prior to that, he was a solo practitioner in Madison and Onondaga Counties for 6 years.

Mr. Raymond also has over 30 years of experience as an educator at the grade school and college levels. He taught high school and middle school English in the Watertown and Syracuse City School Districts. He was an adjunct instructor in the English Department at Onondaga Community College from 1983-1995.

• Criminal Law

From 1994-2007, Mr. Raymond was an adjunct instructor at Utica School of Commerce, teaching Business Law. Since 2008, Mr. Raymond has been an adjunct instructor in the Paralegal • Landlord and Tenant Studies Program at Bryant & Stratton College’s North Campus.

• Debtor and Creditor Law Mr. Raymond serves as secretary to the Madison County Bar Association and is also a member of the Syracuse Executives • Social Security Association, Chittenango Rotary, the Onondaga County Bar (Disability and SSI) Association and the New York State Bar Association.

• Vehicle Traffic

• Real Estate

• Business Formation • Wills and Estate • Planning • Litigation • Advice and Counsel

Attorney Peter A. Baum obtained his B.A. in 1969 and his J.D. from Syracuse University in 1972. He has been in private practice since June of 1973. He is an attorney for the Chittenango Village zoning board of appeals, and has lectured in the areas of real estates, landlord-tenant law, and estate administration. He is a member of Syracuse Executives Association, and is an examining counsel for Chicago Title Insurance Company.

282 Genesee Street • Chittenango, NY 13037 BaumandRaymondLawoffice.com

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10

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NEWSPAPERS

Growing brighter The year 2014 was a formative one for Oneida Financial Corp. The company instituted significant changes to the structure and organization of its subsidiaries in order to create efficiencies to more effectively serve clients.

The restructuring of Bailey & Haskell Associates Inc. Benefit Consulting Group, Workplace Health Solutions and Oneida Savings Trust & Investment Services resulted in two welldefined companies: OneGroup, an insurance, risk management and employee benefits company, and Oneida Wealth, a financial and investment advisory firm.

The specialty divisions of each company remain, but will now be recognized and understood more succinctly through new branding and organization.

Oneida Savings, OneGroup and Oneida Wealth are positioned now to be clearly defined, unencumbered by overlap, and ready to launch a joint effort and purpose to serve the needs of individuals and businesses within Central New York and beyond.

The success of OneGroup has caused it to outgrow its Syracuse office and, therefore, will be moving into a newly remodeled building later this year. They are in the final months of an extensive renovation at 706 North Clinton St., located in Syracuse’s Inner

Startup

submitted photo

The Oneida Financial Corp. family of companies will look for success in meeting the changing times and needs of our clients, employees, communities and shareholders.

Harbor District, originally the National Biscuit Company bakery. An open architecture design is planned to allow increased collaboration and to accommodate OneGroup’s very mobile workforce. The new office will also house a theater/training facility that will accommodate meetings of more than 120 people, and will be fitted with state-ofthe-art video presentation and conferencing technology.

Oneida Wealth and Oneida Savings Trust Services opened a new office in Oneida on Lenox Avenue in the former Salvation Army building. This historic building received a tasteful update, maintaining

the original flooring and other unique architectural features.

Both companies together offer clients financial planning, wealth management, and trust and estate planning to name just a few services.

Oneida Savings Bank is proud to announce the opening of a new educational endeavor in partnership with Vernon-Verona-Sherrill High School. In October of 2014 Oneida Savings opened a limited-service branch within VVS High School in Verona.

The VVS branch was instituted for educational purposes, and is intended to facilitate financial literacy, responsibility and hands-on instruction for VVS

students in a formal bank environment. It fits perfectly with VVS High School’s handson educational approach and work-study initiatives that offer students the opportunity to gain knowledge and firsthand experience of an industry. The program is run in full partnership with the high school’s Bank Accounting class.

The Oneida Financial Corp. family of companies will look for success in meeting the changing times and needs of our clients, employees, communities and shareholders.

They look forward to 2015 and look forward to being your link to a brighter future.

From page 1

Caraccioli, deputy to the president for external partnerships and economic development at SUNY Oswego.

Caraccioli said SUNY Oswego has long been an “economic anchor” in Central New York, and START-UP NY offered the school the opportunity to maintain that role and contribute to economic development in the state.

According to its overall plan, SUNY Oswego has set aside space in several locations: its Phoenix Extension Center, the Tech Garden in downtown Syracuse and two on-campus lots. The university is seeking businesses in the fields of manufacturing, clean technology and renewables, IT and software technology, and more.

“SUNY Oswego has received numerous inquiries from business and industry and we are pleased to welcome the use of this initiative as a new ‘front door’ to our campus,” Caraccioli said. “We currently have one company in our pipeline for approval under the program.”

In case interested businesses don’t meet the stringent START-UP NY standards, Caraccioli said SUNY Oswego is open to developing partnerships independently of the governor’s initiative.

Upstate Medical University According to its START-UP NY plan, Upstate Medical University is courting health and life science businesses with a focus on “developing healthcare-related IT, medical devices, therapeutic compounds, diagnostics, biologics, research instruments or any other type of biomedical innovation.”

Dr. David Duggan, senior vice president and dean of the College of Medicine at Upstate Medical University, said that Upstate has several spaces available for development in Syracuse: the CNY Bioaccelerator (located on East Fayette Street) and the 10-acre Loguen’s Crossing (north of the Upstate campus).

“Companies that apply should be able to demonstrate the ability to have a synergistic relationship with Upstate that would benefit students, campus life and the university’s mission of research, education. clinical care and community service,” Duggan said.

While Upstate has reviewed a number of applications from interested businesses, the university has not found one that meets START-UP NY’s requirements.

“We’re hopeful to be able to review and approved applications this year so that we the can begin to realize the benefits of this economic development initiative,” Duggan said.

SUNY ESF While it can’t go public with the name or location just yet, SUNY ESF has found a match. Empire State Development, the state agency in charge of START-UP NY, has approved the application of a wood products company sponsored by ESF. “Hopefully they’ll be up and running before too long,” said Joseph Rufo, vice president for administration at ESF. “We do quite a bit of research relative to wood species and sustainability.

This company [uses] wood in their manufacturing process as a primary raw material,” Rufo said of the selection of the unnamed business, which Gov. Cuomo will announce later this year.

Rufo said once the company gets the “green light,” it will set up shop at a former manufacturing facility in Syracuse.

He added that there will be a five-fold return on this company’s salaries: For every dollar an employee earns, it will be spent and re-spent five times on shopping, entertainment and housing in Central New York.

ESF is hoping for academic benefits from the relationship with the wood company, both in terms of research and education.

“Ultimately, we’re an academic/research institution, and we want to be sure it benefits us,” Rufo said.

He said the company may be able to share some of its new techniques for treating wood, and ESF may be able to help develop new uses for various species of wood.

The college is also looking at the possibility of student internships at the company or having the firm’s principals teach a seminar or class at ESF. Progress elsewhere Despite the slow going in CNY, START-UP NY is finding success in other areas of the state.

The Buffalo News recently reported that five businesses had been selected for START-UP NY in the Buffalo-Niagara region. Over the next five years, these companies are expected to invest $6.2 million and generate 160 new jobs in the area. Three of the businesses are allied with the University at Buffalo; the other two will work with Canisius College and the Buffalo Niagara Medical Campus.

In the Hudson Valley, two Connecticut-based companies — MidIsland Aggregates Distribution LLC and Sustainable Waste Power Systems Inc. — will bring 44 net jobs and invest about $2.1 million.

Partnering with SUNY Ulster, those companies are involved in green waste management solutions.

SUNY Stony Brook, located on Long Island, is sponsoring the Israelbased Zuznow, which adapts web-based applications for mobile use.

Zuznow is expected to invest $29,300 and bring seven net jobs to the area.

What’s happening with The Film House?

The SUNY Colleges Nanoscale Science and Engineering, located in Albany, have partnered with The Film House, a start-up movie company that will set down its stakes in DeWitt.

Michael Haggerty, The Film House’s chief operating officer, said that while the company has begun scouting filming locations, they have not yet accessed any of the benefits of the START-UP NY program.

In June 2014, The Film House announced its plans to shoot four movies in Central New York; in December, the company said the films had been pushed back to 2015.

Haggerty said he hopes The Film House’s facility, located at the former Central New York Hub for Emerging Nano Industries at Collamer Crossings in DeWitt, will be open in June 2015.

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NEWSPAPERS

11

Trust planning and its interplay with asset protection – An overview Asset protection planning is the development of legal planning techniques to place the client’s assets beyond the reach of future (not present or known) creditors.

Many individuals have the potential for future creditor problems, whether it be through divorce, malpractice claims, tax liens, business claims, long term care expenses or other catastrophic expenses. Therefore, it would be prudent for individuals to discuss asset protection with an attorney who specializes in this area of the law.

There are many different asset protection methods. This article only addresses the use of trusts for asset protection.

1. Supplemental needs trusts A Supplemental Needs Trust (SNT) is established for the benefit of a disabled individual, to supplement government benefits such as Medicaid and SSI, while not affecting the individual’s eligibility for those benefits.

a. Self settled supplemental needs trusts For self-settled SNTs, the individual must be disabled and under 65 years of age when creating this trust, and Medicaid has a right of recovery from the assets in the trust, if any, when the individual passes away.

Additionally, the trust must be established by a parent, grandparent, legal guardian or the court, and the funds of the disabled individual are used to

Scaffold Law

fund the trust.

Payments from the trust should not be paid directly to the disabled individual but should be used for his or her benefit and, if the individual is in receipt of SSI, should not be used for food or shelter.

b. Third party supplemental needs trusts A third party SNT is funded by someone other than the disabled beneficiary for the benefit of the disabled beneficiary. This can be created during lifetime or through a will or trust when an individual dies. When properly drafted, the third party supplemental needs trust provides benefits to the disabled individual for items not covered by Medicaid or SSI. The beneficiary does not have the right to withdraw monies from the trust and the trustee does not pay the disabled beneficiary directly.

c. Pooled trusts Pooled Trusts are trusts created by a not-for-profit organization.

Individual beneficiaries create accounts within the larger trust created by the not-for-profit organization. Very often these trusts are used to place a disabled individual’s excess income for individuals on Medicaid and that excess income can be used for the individual’s supplemental needs.

2. Sole benefit trusts A parent may transfer assets to a lifetime trust for the sole benefit of a disabled child without incurring any period of Medicaid or SSI ineligibility for the parent. Any person (e.g., a parent) may transfer assets to a trust established for

related injuries on contractors and property owners engaged in construction, repair, or demolition work.

Absolute liability means that contractors and property owners would be legally responsible for damages or injury, even if they were not at fault.

The impacts of this law effect safety and legal liability, but, on a grander scale, the liability issue directly affects building industry insurance costs – according to studies, the high number of court cases increases insurance premiums, which increases consumer costs and strangles business, while also driving many contractors either out of the state or out of business.

New York is the only state in the U.S. that has such a scaffolding law still actively on its books. The last state to have such a law, Illinois, abolished it in 1995.

According to a study done by the Illinois Bureau of Labor Statistics from 1995 to 2006 found that after the repeal of the scaffold law in Illinois, construction fatalities fell by nearly 4 percent per every 100,000 workers while construction jobs in the state increased by nearly 60,000 jobs annually.

A study by Cornell University’s Rockefeller Institute of Government, released in 2014, determined that the Scaffold Law costs New York taxpayers $800 million annually through higher insurance premiums for public construction projects, while private sector construction projects have $1.5 billion in higher insurance costs due to the law.

A reform of the law could gain about 12,000 jobs and create $480 million in labor income for the state, the study suggests.

For employee unions, who reject the “absolute liability” interpretation of the law, the lack of a scaffolding law would mean employers would have no reason or incentive or provide for the safety of their employees.

The Business Council of New York State took an early opportunity this year, on Jan. 20, one day before Gov. Andrew Cuomo’s State of the State address, to call for the governor and the legislature to improve the state’s business climate through 10 specific actions.

Action no. 7 is to reform the scaffolding law “by adopting a standard that assigns comparative negligence similar to that in place for other forms of liability.”

Comparative negligence means that if an employee shows negligence – such as not using the provided safety equipment – then the contractor or owner is only partly responsible.

“The way the Scaffold Law is interpreted, that [negligence] really doesn’t make any difference,” said Gary Hughes, a spokesman with The Business Council of New York State. “We believe that just applying that standard would drastically cut the cost of public and private construction projects by lowering liability insurance costs.”

The Lawsuit Reform Alliance of New York has called for the same “common-sense” reform. “The tremendous costs of the Scaffold Law have an impact across New York: construction costs go up, fewer workers are hired (with some being laid off), consumers pay higher prices for goods and services, and the economy suffers,” the group states on its website, scaffoldlaw.org.

the sole benefit of a disabled individual under the age of 65 without suffering the imposition of a Medicaid penalty period for the individual creating the trust.

3. Disclaimer trusts A Disclaimer Trust Agreement provides a flexible vehicle so that the surviving spouse can determine whether or to the extent to which the trust should be funded. Given today’s uncertain estate tax environment, the disclaimer trust has become a popular estate planning tool.

Does a disclaimer trust provide asset protection? As it relates to Medicaid, there is a five-year waiting period in order to be eligible for Medicaid from the time that the disclaimer is filed.

As it relates to other creditors, if at the time of the death of the first spouse, the surviving spouse were subject to claims of his or her individual creditors, or the surviving spouse was aware of potential creditors, the disclaimer could be a fraud against those creditors. Because a disclaimer must be executed within nine months following the date of the first death, attention must be given to the timing of the disclaimer.

4. QTIP trusts A qualified terminable interest property trust (QTIP) limits a surviving spouse’s access to, and control of, the property contained in the trust. A QTIP trust is eligible for the marital deduction and thus the surviving spouse is entitled to all of the income from the trust. The trust can also provide access to principal, often

using an ascertainable standard.

Are the assets in a QTIP trust exempt from the creditors of the beneficiary of the QTIP trust? For Medicaid purposes, if properly drafted, the principal is protected.

As it relates to other creditors, if the creation of the trust is not voluntary on the part of the spouse beneficiary, it would seem that it would be protected against creditors.

5. Credit shelter trusts For married couples with taxable estates, it used to be common for each spouse to create creditor shelter trusts to cover the Federal estate tax exemption. With the higher estate tax exemption, and estate tax portability, the use of this method may decrease. In any event, credit shelter trusts often allow access by the surviving spouse to the assets in the credit shelter trust with the consent of the trustee.

Are the assets in a credit shelter trust protected from the creditors of the surviving spouse? As it relates to Medicaid, the answer depends on the status of the surviving spouse’s right of election.

As it relates the other creditors, assuming there was no fraud as it relates to existing or known creditors prior to death, the assets not available to the surviving spouse should be protected against said surviving spouse’s creditors.

6. Irrevocable income only trusts Irrevocable Income Only Trusts are grantor trusts into which the

grantor puts a sum of money and usually receives back the income earned from the assets put into the trust for the rest of his or her life.

After a five-year waiting period, the corpus of the Irrevocable Income Only Trust is not available at it relates to Medicaid. The income, in these circumstances, would be available.

What about other creditors?

Again it would seem logical that, if upon the establishment of the trust if properly established, the grantor had no known creditors, the principal assets in the trust would be protected from future creditors. In general, the creditors of the settlor/beneficiary will be able to reach that amount of trust income and/or principal which the trustee, in the maximum exercise of the Trustee’s discretion in favor of the settlor beneficiary, could pay or apply for the benefit of the settlor-beneficiary under the terms of the trust.

7. Domestic asset protection trusts The Domestic Asset Protection Trust is similar to an offshore trust, and must be formed in one of several states allowing for selfsettled asset protection trusts.

Alaska was the first state to allow such trusts, followed by Delaware and later, Nevada. Several other states have enacted similar legislation, but significantly, New York has not adopted legislation allowing for self-settled asset protection trusts.

A self-settled asset protection trust is a trust in which the settlor has retained a beneficial interest,

Ami S. Longstreet but which interest does not cause the assets in the trust to be subject to the creditors of the settlor.

Each state that has adopted legislation allowing DAPTs has requirements that are somewhat different, in terms of connections with each particular state, as it relates of location of assets and choice of trustee.

8. Offshore trusts An offshore trust is one in which at least one trustee is located offshore, and which trust is construed, interpreted, administered, and subject to the laws of a foreign country.

Foreign Asset Protection Trusts (FAPTs) are more protective than DAPTs for many reasons, not the least of which is the creditors’ attorney’s lack of knowledge of foreign law, as well as jurisdictional issues. Additionally, the trust laws of certain foreign jurisdictions are often more protective than domestic trust laws.

From page 1 The general counsel of the National Association of the Remodeling Industry also has decried the Scaffold Law as being “a break from the normal rule that an injured worker is limited to recovering damages from workers’ compensation insurance and instead is allowed to sue for pain and suffering and any other damages not covered by workers’ compensation.”

On the other side of the debate, the Scaffold Safety Coalition, which did not respond to a request for comment, states on its website that the Scaffolding Law is a fair and common sense measure that does not impose strict liability on owners and contractors and does not increase insurance premiums – those premiums are rising across the country. To change the law would endanger workers’ lives and unfairly shift the burden of safety responsibility from owners and contractors to workers.

The New York State chapter of the AFL-CIO labor union, which did not respond to a request for comment, supports the same arguments. In a 2103 message titled, “Scaffolding saves lives,” AFL-CIO President Mario Cilento stated that injury liability

properly rests completely in the hands of project contractors and owners. “The truth is that any burden on businesses under the Scaffold Law pales in comparison to the burden borne by injured workers,” he stated.

Scaffold Law reform proponents have been trying to change the law for decades. Proposed reform legislation has been submitted and ultimately killed n the state assembly for the past five years at least.

It is too early in the year to say whether there will be any movement on the Scaffold Law in 2015, although it is on the agendas of many different organizations, Hughes said.

He points to Gov. Cuomo’s recently released 2015 budget that includes significant amounts of funding for capital construction projects but without Scaffold Law reform the potential benefits of such construction will be stifled.

“It says a lot that New York stands by itself in this area,” Hughes said. “We’ll see if this year there may be some movement on it.”

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By Ami S. Longstreet

12

EAGLE

Progress, February 4, 2015

NEWSPAPERS

Farrell, Martin and Barnell pave the way for the future

By Ashley M. Casey With specialties in real estate, elder law and estate planning, the attorneys at Farrell, Martin and Barnell make it their mission to help the people of Baldwinsville plan ahead. That’s been the case since the firm’s inception in 1946. Between the addition of Sara Connell Brady as a partner last year and the firm’s upcoming 70th anniversary next year, the partners are easing the transition for the firm’s future without losing sight of its storied past.

“One of the things we’re noticing now is we’re representing the third generation of families [of our client base],” said partner Charlie Farrell, whose father Simeon J. Farrell joined what was then the Gale and Stone firm in 1952.

Norman J. Martin joined the firm in 1958. In 1964, the firm became Farrell, Martin and Barnell, the name by which it’s been known ever since.

In 1976 and 1980, respectively, Charlie Farrell and Paul Martin joined their fathers’ practice. Farrell said he’d known since high school that he wanted to work in the family firm.

“Local people like to deal with local people,” Martin said of serving the Baldwinsville community.

Farrell said that as his client base ages, he finds himself delving into estate planning for people he and his father represented for years. At a small firm such as Farrell, Martin and Barnell, attorneys not only counsel their clients on how to deal with a loved one’s estate, but how to deal with the loss itself.

“What’s nice with families is … we’ve got stories to tell, and it sort of breaks things up for the family. They’re hurting,” Farrell said.

“There’s a sense of familiarity,” Martin added. “It’s not just black-andwhite, X-Y-and-Z.” The arrival of Brady in 2014 has been a boon to many of Farrell, Martin and Barnell’s older clients. Brady specializes in elder law and Medicaid.

This allows the firm to provide a greater range of legal options to Baldwinsville residents instead of referring them elsewhere.

“We don’t have to have people go to other firms to deal with nursing homes [or] Medicaid,” Farrell said.

Brady, who came to Farrell, Martin

and Barnell from a small Skaneateles practice, said the transition into this B’ville institution was easy, especially for her family.

“I like being in the community where my kids are,” she said. “Baldwinsville’s got a nice feel to it. Being here, I have more of an appreciation for the smalltown feel of it.”

Brady said she was drawn to elder law while working for a firm in Syracuse during her time at Syracuse University’s College of Law. “I’m a numbers person — I liked that it was complicated, but I’m a people person too,” she said. “It’s a more personal type of law.”

With Farrell and Martin both nearing retirement age, they are looking to Brady to help continue delivering quality legal services to the Baldwinsville area.

“There’s a lot of stress in this business,” Martin said. “If you have Photo by Ashley M. Casey partners who can cover for you, it The partners of longtime Baldwinsville law firm Farrell, Martin and Barnell pose in their office on helps.”

Oswego Street. From left, Sara Connell Brady, Paul Martin and Charlie Farrell.

As the firm approaches its 70th 2006. “It is a name that’s known.” anniversary, the partners are discussing remain.

“My father said, ‘I hope you don’t Farrell, Martin and Barnell is located adding some new faces to the lineup in change the name,’” Farrell recalled at 44 Oswego St. in Baldwinsville. You the next few years. Whatever happens, the strong community connection will of his late father, who passed away in can reach the firm at 635-3222.

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Glider’s main office in Pulaski, along with its other offices in Carthage and Glenfield, serves customers in Onondaga, Lewis, Oswego, Jefferson, and parts of Cayuga, Wayne, Oneida, and St. Lawrence counties.

For more information visit, www.glideroil.com.

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I NTEGRITY & E XPERIENCE Farrell, Martin & Barnell, LLP Attorneys & Counselors at Law

Charles Farrell Paul N. Martin Sara Connell Brady • Elder Law & Medicaid • Wills & Estates • Real Estate: Residential • Real Estate: Commercial

• Estate Planning • Family Law • Business • Traffic Matters

FARRELL, MARTIN & BARNELL LLP

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44 Oswego St., PO Box 199, Baldwinsville, NY 13027