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OLHÃO · SÃO BRÁS · TAVIRA · ALCOUTIM · CASTRO MARIM · VILA REAL DE SANTO ANTÓNIO
The Best Guide to the Eastern
May 2016 €1 from agents
GOLF TIP
From professional Bradley Dye
Algarve!
PLACES
Restaurante Xicken Piri Piri
GARDENING
Growing sweet Potatoes
PLACES Visit Fuzeta
hotel
Ozadi
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Welcome...
EastAlgarve M
... to your May issue. It's been a busy month here at the East Algarve magazine. We are pleased to announce the launch of our sister magazine 'Simply Algarve', based on the same concept, but covering the Central Algarve region namely Almancil, Quarteira, Quinta do Lago, Vale do Lobo and Vilamoura. In this issue we introduce the refurbished Ozadi Hotel in Tavira. As you will see the team have done an amazing job in turning what was a very tired Eurotel into something very special. We take you on a walk around the beautiful Fuzeta, one of my favourite places here in the East Algarve, and have a heartwarming story on how the Centre Algarve is helping local children as well as injured soldiers with the Spurs Legends. We hope you enjoy this issue, and as ever please feel free to email us your comments or suggestions to info@eastalgarvemag.com Editor
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PUBLISHER & DESIGNER Richard Bassett EDITOR Richard Bassett EDITORIAL CO-ORDINATORS Richard Bassett Snr. ADVERTISING Call 961 700 200 or email info@eastalgarvemag.com DISTRIBUTION 3,500 copies printed. All advertisers are issued copies for distribution, along with retail outlets. COVER PHOTO Richard Bassett. All rights reserved. Except for normal review purposes, no part of this magazine may be reproduced without the written permission of the publisher. Every care has been taken in the preparation of this magazine, but the contents are only meant as a guide to readers. The proprietors of this magazine are publishers not agents or sub agents of those who advertise therein. The publisher cannot be held liable for any loss suffered as a result of information gained from this publication
Unipessoal Lda
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Contents 5
NOTICE BOARD Your messages.
6 7 8 10 14 18 21 24 26 34 36 37 40 46 48 50
NEWS
Local news.
WHAT’S ON Local events.
HEALTH Scoliosis.
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34 4
PLACES
Tavira's Ozadi Hotel.
PACES
An evenings walk around Fuzeta.
PLACES
Xicken Piri Piri, not just great Chicken!
PUZZLES
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Try out our numbers & words puzzle.
PROPERTY Banks will be Banks.
PROPERTY
Property of the month.
GARDENING Growing Sweet Potato.
FINANCE
News from Blevins Franks.
CURRENCY ADVICE From Premier Fx.
FINANCE
Finance news from Ricardo Chaves.
SPORT
The latest from Chris Wright.
SPORT
Pro Tip from Bradley Dye.
CLASSIFIEDS Grab a local bargain.
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NOTICEBOARD BARBERSHOP CHORUS "BELLA A CAPPELLA"
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ENGLISH MOBILE MECHANIC
Call Paul on 00351 914 417 580
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5
News
V
ila Real de Santo António council has announced that next week the refurbishment and development work at the Hotel Guadiana is to start. The hotel has been ‘a building of municipal interest’ since 2010 but has been allowed to stand empty for years despite its prime position in the city and the building’s credentials designed by architect Ernesto Korrodi and built between 1918 and 1921. The work is being carried out by a council-owned company called Sociedade de Gestão Urbana de Vila Real de Santo António (SGU) the appointment of which needed to be approved by a court. Last November the council launched a public tender for the work which its own company now seems to have won. The €2 million budget will be covered by a grant from the Jessica Initiative (Joint European Support for
Sustainable Investment in City Areas) and work is optimistically estimated to last just ten months. The complete renovation will produce a 31 room, five-star hotel, which, says the mayor, will promote 'quality tourism' - the latest buzz word for all mayors. The hotel refurb is but one part of the redevelopment of the VRSA river frontage which the council estimates will cost €150 million. The hotel contract includes the renovation of a building at Ponta da Areia, the mouth of the River Guadiana, which will function as a beach club. The Guadiana Hotel development is part of the council’s plan to "transform the historical centre into a reference point for tourism, putting in motion an ambitious project that aims to convert old properties into a range of charming accommodation units."
In November last year the plan was for the council to contract out the Hotel Guadiana refurbishment work and then to lease the hotel to the South African leisure company - Grand Africa. In February 2015 the council reported that the contract for the hotel’s rebirth already had been won in an 'open competition' by a group of Portuguese businessmen who already had a contract with Grand Africa. The mayor said at the end of last year that "the contract with this South African hotel group is signed, and it delivered the required guarantees. So now, the Guadiana Hotel refurbishment process is irreversible." Today’s announcement from VRSA council makes no mention of the South African hotel group but a report in March 2016 in Publituris claimed that the SA group indeed had acquired the building.
The
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Source: algarvedailynews.com
VRSA's Hotel Guadiana refurbishment to start this month.
This month don't miss...
What's on
Summer jazz concert at the Clube de Tavira 22nd May at 18.00
This will be peformed on the outdoor terrace. The Canadian Jazz singer Tammy Weis. Her Lisbon based band includes JosĂŠ Soares on guitar, Joao Hasselberg on bass and Carlos Antunes on drums.
DAYS TO REMEMBER IN 2016
Here’s your handy cut out & keep guide to the 2016 bank holidays and important days to remember, with compliments of the East Algarve magazine. Jan 1 Fri............. New Year's Day Feb 9 Tues.......... Carnival/Shrove Tuesday Mar 20 Sun........ March equinox Mar 25 Fri.......... Good Friday Mar 27 Sun........ Easter Day Mar 27 Sun........ Daylight Saving Time starts Apr 25 Mon........ Liberty Day May 1 Sun.......... Labor Day / May Day Jun 10 Fri.......... Portugal Day
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National holiday Optional Holiday Season National holiday National holiday Clock change National holiday National holiday National holiday
Jun 20 Mon........ June Solstice Aug 15 Mon........ Assumption of Mary Sep 22 Thur........ September equinox Oct 30 Sun......... Daylight Saving Time ends Dec 8 Thur.......... Immaculate Conception Dec 21 Wed........ December Solstice Dec 24 Sat......... Christmas Eve Dec 25 Sun......... Christmas Day Dec 31 Sat......... New Year's Eve
Season National holiday Season Clock change National holiday Season Observance National holiday Observance
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Health
Scoliosis is a deviation (in three dimensions) of the spinal column which means that apart from the column shift to one side also makes rotation and tilt.
Scoliosis S
coliosis can affect about 2% of females and 0.5% of males. In most cases, the cause of scoliosis is unknown (idiopathic). More than 80% of people with scoliosis have idiopathic scoliosis, and the majority of those are adolescent girls. THERE ARE THREE OTHER MAIN TYPES OF SCOLIOSIS: Functional: In this type of scoliosis, the spine is normal, but an abnormal curve develops because of a problem somewhere else in the body. This could be caused by one leg being shorter than the other or by muscle spasms in the back. Neuromuscular: In this type of scoliosis, there is a problem when the bones of the spine are formed. Either the bones of the spine fail to form completely or they fail to separate from each other during fetal development. This type of scoliosis develops in people with other disorders, including birth defects, muscular dystrophy, cerebral palsy, or Marfan's disease. People with these conditions often develop a long C-shaped curve and have weak muscles that are unable to hold them up straight. If the curve is present at birth, it is called congenital. This type of scoliosis is often much more severe and needs more aggressive treatment than other forms of scoliosis. Degenerative: Unlike the other forms of scoliosis that are found in
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children and teens, degenerative scoliosis occurs in older adults. It is caused by changes in the spine due to arthritis known as spondylosis. Weakening of the normal ligaments and other soft tissues of the spine combined with abnormal bone spurs can lead to an abnormal curvature of the spine. The spine can also be affected by osteoporosis, vertebral compression fractures, and disc degeneration. WHAT ARE THE SYMPTOMS AND SIGNS OF SCOLIOSIS? The most common symptom of scoliosis is an abnormal curve of the spine. Often this is a mild change and may be first noticed by a friend or family member. The change in the curve of the spine typically occurs very slowly so it is easy to miss until it becomes more severe. It can also be found on a routine school screening examination for scoliosis. Those affected may notice that their clothes do not fit as they did previously or that pant legs are longer on one side that the other. Scoliosis may cause the head to appear off center or one hip or shoulder to be higher than the opposite side. You may have a more obvious curve on one side of the rib cage on your back from twisting of the vertebrae and ribs. In most cases, scoliosis is not painful, but there are certain types of scoliosis than can cause back pain. HOW IS SCOLIOSIS DIAGNOSED? If you think you have scoliosis, you
can see your doctor, physiotherapist or expert on postural correction for an examination. The physical examination involves looking at the curve of the spine from the sides, front, and back. The person will be asked to undress from the waist up to better see any abnormal curves. The person will then bend over trying to touch their toes. This position can make the curve more obvious. The doctor will also look at the symmetry of the body to see if the hips and shoulders are at the same height. It can also be diagnosed by X-ray. The ideal age to diagnose and treatment is before puberty. WHAT IS THE TREATMENT FOR SCOLIOSIS? Treatment of scoliosis is based on the severity of the curve and the chances of the curve getting worse. Certain types of scoliosis have a greater chance of getting worse, so the type of scoliosis also helps to determine the proper treatment. Less severe cases are treated with physiotherapy (notably global postural reeducation) bracing, posture insoles, swimming, yoga or pilates. ďżźďżź More severe cases are treated with surgery. If you suspect any changes in your alignment, do not wait. The earlier the prognosis the better. Visit Fisioclube Fuzeta we have the best therapist on postural correction. Duarte Arrais, Fisioclub
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Harmony MassageHarmony and aesthetic Boutique Massage and aesthetic Boutique
Gabigest
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Special forfor April Specialoffers offers May Full Body massage and Facial treatment (35€) and Facial Full Body massage Back, neck and shoulders massage treatment (35€) and pedicure Back, neck and(27€) shoulders massage and pedicure (27€)
Luís de Brito - Contabilidades, Lda.
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Map , contact and email Court PT Rua 25 de Abril lote 2 r/c esquerdo, the Santiago Map , contact andinside email clinic, near the court. Tavira. Telm: 914 653 900 ‹‹ To Library
email: harmonytavira@gmail.com
Fisioclube FUZETA
HOLISTIC THERAPY › Osteopathy › Physiotherapy › Global Postural Re-education (RPG) › Nutritional Therapy › Iris Diagnosis › MicroKenesitherapie › Neuromuscular Balance › Auricular Therapy › Neural Therapy › Therapy Taping › Cupping Therapy › Quantum Therapy › Flexion-distraction system › Neural Biopunture
Tel 962 777 701
email duarte@fisioclube.net www.fisioclube.net
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Luís Manuel Duarte de Brito Chartered Accountant Rua 1.˚ de Maio, n.˚45-1.˚ Esq. 8800-360, Tavira. Near VILA GALÈ TAVIRA HOTEL Tel 281 324 962 Fax 281 324 222 luis.de.brito@mail.telepac.pt
Ruy Barros Hairstyling & Beauty Salon Ladies & Gents Welcome to our new space in the centre of Tavira! With a professional and friendly service. Cut, colouring, perming, hair extensions, hairstyling, hair treatments, massages, face/body treatments, make up artist, epilation, laser, lash extensions, gel nails, nail art, gel polish and much more. MON - SAT 09.00H - 19.00H All year Travessa Zacarias Guerreiro No16, Tavira Tel +351 281 023 636 Mob +351 964 888 810 or 913 999 906 Email: rbcabeleireiros@gmail.com Rui Barros Cabeleireiros e Estetica
ULTIMATE RELAXATION PACKAGES 30 MINS MASSAGE & 30 MINS FACIAL €39 50 MINS MASSAGE & 50 MINS FACIAL €59 90 MINS MASSAGE & 50 MINS FACIAL €89 Situated down the avenue from Tavira train station in the square. I look forward to seeing you...
Tel; 919 630 255 elle_dayspa@hotmail.com 9
Places
Located between Tavira and Conceição, the recently renovated Ozadi Hotel is a real credit to Tavira.
S
TAVIRA'S STUNNING
et between the sea and the hills with spectacular views and just a short distance from the historic town of Tavira, OZADI HEART & SOUL TAVIRA HOTEL is not only an ideal place to stay but an ideal place to have a traditional lunch or dinner. Owned and built by the Gracer SA family, who have roots in Tavira, the hotel, built in 1972, is the oldest in the town.
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The Hotel underwent major renovations in 2014 maintaining its original 1970s charisma. The refurbishment was designed by an architect with interior decoration that combines a contemporary atmosphere, with vintage details and local crafts. The family also own and run the Eurotel Altura, and together with sales director Paulo Domingos, who has worked with the company since 2014, their goal is to
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People
OZADI HOTEL constantly improve quality and standards, to show each guest how great the Algarve is, always respecting the environment and the local community. The four-star hotel has 77 rooms and suites, featuring a mix of stylish vintage and modern décor, each with balconies and modern bathrooms. It offers 2 restaurants, each with a different ambience; OZADI Terrace offers amazing panoramic views of the
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salt flats, the sea and mountains and serves a buffet breakfast and dinner. The Orangea Bistro, with its relaxed, elegant atmosphere, serves a variety of tapas and wines plus à la carte dinners, including fish and meat dishes with “inspiration from Tavira”, such as Cataplanas and Octopus. In addition guests can relax and enjoy a cocktail in the garden, from either the exquisite pool bar or the third-
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People
floor bar which boasts an original tiled wall, totally untouched during renovations. There is also a fitness center, a very well supervised children's club, and wifi is available throughout. Orangea Bistro also houses its very own “Orangea” liquor made by the family. A must try, it came about after a trip to Amalfi and a visit to the limoncello factory. “Italy has the lemons, we in Portugal, have the best oranges.
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An amazingly simple idea which has been an enormous success.” Paulo explained.“It’s now sold in leading supermarkets.” The very professional and friendly Paulo is on hand to ensure all his visitors, either staying overnight or dining in the restaurant, have a very satisfying experience. Great for a long or short visit, or even just for a light lunch, it's a lovely place to be.
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Places
Contact: OZADI TAVIRA HOTEL EN 125, QUINTA DAS OLIVEIRAS, 8800-053, TAVIRA ALGARVE, PORTUGAL PHONE: +351 281 324 324 www.ozaditavirahotel.com Terrace: Open from 7:30 till 10:00 Breakfast From 19:30 till 22:00 Buffet dinner during the summer Orangea Bristo: From 11:30 till 00:00.
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Trip Advisor comments “Fab hotel, decor throughout really lovely, beds so comfortable, breakfast very good, staff lovely” “Amazing pool, lovely lounge area, comfortable beds, spacious bathrooms, excellent restaurants, views of the sea at breakfast! Brilliant!” “Everything about this hotel was wonderful! Staff, property, rooms, breakfast. An excellent value!”
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Places
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Places
Fuzeta S
o where nicer to go on a Sunday evening for a walk along the beach and watch the sun fade away... Fuzeta, one of my favourite places in the East Algarve. Easy to get to, plenty of parking, a typical Portuguese fishing village with shacks for bars, plastic seats and people of all ages relaxing, drinking a few 'Minis' and eating the freshly caught fish. The smell of cooked food fills the streets. The small beach (not the island) is easily accessable and a great place to while way the last few hours of sunshine. We took a stroll around after watching the magnificent sunset, only to find things weren't as quiet and peaceful as we'd thought! May 1st is not only Mothers' day this year but labor day too.
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Tours
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Places We followed the distant sound of music to find people dancing in the street, both young and old. The restaurants were full of people of all nationalities joining in the celebrations. On almost every corner we found home made mannequins of men sat outside bars, women outside their houses, politicians, musicians, cyclists... you name it. All were made with varying degrees of skill and imagination, but each was very amusing. It really was like stepping back in time. The atmosphere was great, families having fun together celebrating a Portuguese tradition, sharing food and drink amongst friends. There was even the obligatory embarrassing mum who'd started a bit too early on the wine and insisted her teenage son dance along with her to the live band... and why not! We love Portugal, and we especially love Fuzeta!
GIN TAPAS AND WINE
AT 'A TASQUINHA DO BRUNO' SANTA LUZIA
Email: brunonetto@hotmail.com Largo da Igreja, 8800-546, Santa Luzia, Tavira Tel: +351 962 030 252
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Places
WS 16
NEWS 2016 Have you been there already?
Not just great Chicken!
iews from our TripAdvisor Community!
ed Wednesday and couldn't be happier we did! Our waiter was a gentleman and od was beautiful, we had all the sides between us with the ribs and a half chicken e unbelievable homemade chocolate mousse for dessert. Would highly recommoney!”
food, perfect, everybody very nice, great hospitality and the food is better than
icken and a very different cover, not the usual bread and olives but some thought and was apparently changed regularly. Would highly recommend, don't be put off inside is lovely.”
he best kept secrets in Portugal. As you drive by you might think this a small canleasant surprise when you walk inside. It is huge with two beautiful rooms and two atios. The service is excellent and the piri piri chicken is one of the best in Portuelections of Sangrias is a delicious complement to your meal. This place is truly cellent" rating.“
MENU SPECIALTIES Over Charcoal Half Chicken PiriPiri € 5.90 Grilled Pork Ribs € 9.80 Grilled Iberian Pork Strips Skewer € 9.40 Grilled Piglet Belly € 11.40 Grilled “Angus” Steak € 13.80 Grilled Cod and Olive Oil € 11.50 Grilled Rump Steak € 15.90 ________________________________________________
LUNCH MEAL MENU Weekdays 7,90 € (drink and coffee included) ______________________________
GROUP MENUS From 15,80 € (drinks included) ______________________________
TAKE AWAY Chicken PiriPiri Grilled Pork Ribs Homemade Chips
____________________________
iPiri Restaurant opened in February 2014 and it is very gratifying that customers ften. We are so thankful for the loyalty during these years from our guests!
e to do the best we know to always deserve your trust and sympathy.
me to our restaurant, we are on the EN 125 (Main National Road), opposite to Quinta es, between Conceição de Tavira and Vila Nova de Cacela.
king for about 200 cars is a great asset... and the kids area, visible from the entire ir favourite playground.
EN 125 – Caiana Conceição de Tavira T. +351 281 328 635 E. geral@xickenpiripiri.com W. www.xickenpiripiri.com F. www.facebook.com/ xickenpiripiri
Grilled Pork Ribs Grilled Iberian Pork Strips Traditional Bacalhau
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Places
NEWS 2016
NEWS 2016 Have you been there already?
...Some fromfrom our TripAdvisor Community! Somereviews reviews our TripAdvisor Community!
“... so we returned Wednesday and couldn't be happier we did! Our waiter was a gentleman and “... so we returned Wednesday and couldn't be happier we did! Our waiter was a great fun! The food was beautiful, we had all the sides between us with the ribs and a half chicken gentleman and great fun! The food was beautiful, we had all the sides between us piri piri, and the unbelievable homemade chocolate mousse for dessert. Would highly recomwith the ribs and a half chicken piri piri, and the unbelievable homemade chocomend for money!” lategreat mousse for dessert. Would highly recommend great for money!” “... service and food, perfect, everybody very nice, great hospitality and the food is better than “... service and food, perfect, everybody very nice, great hospitality and the food is expected”
better than expected”
“Really good chicken and a very different cover, not the usual bread and olives but some thought “Really good chicken and a very different cover, nothighly the usual breaddon't andbe olives had gone into it and was apparently changed regularly. Would recommend, put off thought gone into it and was apparently changed regularly. Would bybut the some exterior, inside ishad lovely.”
highly recommend, don't be put off by the exterior, inside is lovely.”
“This is one of the best kept secrets in Portugal. As you drive by you might think this a small cantina but what a pleasant surprise youinwalk inside. As It isyou huge withby twoyou beautiful “This is one of the best kept when secrets Portugal. drive mightrooms think and this two a large outdoor patios. service is excellent and when the piriyou piriwalk chicken is one of huge the best in Portusmall canteen butThe what a pleasant surprise inside. It is with two beautiful rooms and two large outdoor patios.complement The servicetoisyour excellent piriis piri gal. The large selections of Sangrias is a delicious meal. and This the place truly chicken one of therating.“ best in Portugal. The large selections of Sangrias is a delicious worthy of anis"Excellent"
complement to your meal. This place is truly worthy of an "Excellent" rating.“
MENU SPECIALTIES Over Charcoal Half Chicken PiriPiri € 5.90 Grilled Pork Ribs € 9.80 Grilled Iberian Pork Strips Skewer € 9.40 Grilled Piglet Belly € 11.40 Grilled “Angus” Steak € 13.80 Grilled Cod and Olive Oil € 11.50 Grilled Rump Steak € 15.90 ________________________________________________
LUNCH MEAL MENU Weekdays 7,90 € (drink and coffee included) ______________________________
GROUP MENUS From 15,80 € (drinks included) ______________________________
TAKE AWAY Chicken PiriPiri Grilled Pork Ribs Homemade Chips
____________________________
The Xicken PiriPiriRestaurant Restaurant opened in February it isgratifying very gratifying that The Xicken PiriPiri opened in February 20142014 and itand is very that customers customers visit Weforare thankful forthese the loyalty during these years come and visitcome often. and We are sooften. thankful theso loyalty during years from our guests! from our guests! We will continue to do the best we know to always deserve your trust and sympathy. We will continue to do the best we know to always deserve your trust and sympathy. you've been to our restaurant, are125 on (Main the EN 125 (Main If If you never never came to our restaurant, we are on we the EN National Road),National opposite Road), to Quinta to Quinta da RiaConceição golf courses, between Conceição Tavira and Vila Nova de daopposite Ria golf courses, between de Tavira and Vila Nova dede Cacela. Cacela. The private parking for about 200 cars is a great asset... and the kids area, visible from the entire The private parking for about 200 cars is a great asset... and the kids area, visible from restaurant, their favourite playground. the entireisrestaurant, is their favourite playground.
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EN 125 – Caiana Conceição de Tavira T. +351 281 328 635 E. geral@xickenpiripiri.com W. www.xickenpiripiri.com F. www.facebook.com/ xickenpiripiri
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Restaurante
Abstracto Traditional Portuguese Cousine
Rua Dr. Antonio Cabrera, 34 8800-344, tavira Tel 937 037 712 restaurante.abstracto@gmail.com Gardens
Square
Rio Gilao
Roman Bridge
Restaurante Abstracto
Restaurant.Abstracto.Tavira
Bishops Square
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Our Almancil & Albufeira Showroom Displaying over 5 Hypnos Beds Including the Royal Comfort Bed. A Royal Warrant from Her Majesty Queen Elizabeth II reinforces Hypnos’ reputation for the very best of British quality. In fact Hypnos is the only bed manufacturer to actively supply the British Royal Family, the Royal Household and all the British Royal Palaces ALMANCIL TEL: 289 393 338 364 AVENIDA 5 DE OUTUBRO 1 MIN APOLÕNIA/30 SECS ALDI www.bennettsbedrooms.com sales@bennettsbedrooms.com
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BRAIN TRAINING
This months numbers and word puzzle from local author and artist Yives Gowb's. Why not give it a go and let us know how you get on. (Answers at the bottom of the classifieds page).
OAK + PINE
MAKE - LOV E
WHERE X I
TR E E
NOW
DANCE
Clue: R=3
Clue: E=9
Clue: I=6
ENGLISH MOBILE
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Art For Everyone Find us in front of Hotel Vila Gale Tavra. Rua 4 de Outobro, 24, Tavira
Telephone 96 201 2111 www.taviradartes.com taviradartes@gmail.com www.eastalgarvemag.com
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MONTE da PALHAGUEIRA VILLAGE
Villas from: £140,000 Ι Apartments from: £95,000
DESIGNED FOR THE OVER 55’S Monte da Palhagueira offers 33 houses and apartments, exclusively designed for the over 55’s. Set within a traditional village development of 22 acres, just 20 minutes drive from Faro International Airport, the village nestles in the tranquil and picturesque hillside of Gorjões, Faro in the Algarve. EXCELLENT FACILITIES The village offers many unique features, including its own own Anglican Church, public restaurant, tennis court, two swimming pools and an ornamental lake, all set within traditional village surroundings, bounded by stone walled lanes and terracotta tiled buildings. COMPLETE PEACE OF MIND In addition, village properties all have access to British trained medical staff, on duty at all times, via an aid call system linked to the village nursing home. MAKE AN ENQUIRY For further information please contact Clive Roberts on ++351 289 990900 E-mail: montedapalhagueira@gmail.com Ι Web: www.retirementvillageportugal.co.uk Monte da Palhagueira Village, Gorjôes, 8005-488 Sta. Barbara de Nexe, Algarve, Portugal. Part of the Amesbury Abbey Group, Church Street, Amesbury, Wiltshire SP4 7EX www.amesburyabbey.com
Hub The
CAFE
Welcome to the Hub cafe, Santa Rita in the East Algarve. Located just off the EN125, a few minutes from Monte Rei Golf, you'll find this friendly family run cafe/bar, which has become the 'hub' of this picturesque village. Meet owners Robert and Stacey and daughter Billie who works there most days. Casas Villagio, also owned and run by Robert and Stacey is a small holiday letting company consisting of four beautifully restored houses, all within walking distance of the Hub cafe/bar. For more details on their properties visit their website www.casasvillagio.com
BRAND NEW KITCHEN NOW OPEN, SERVING: FULL TRADITIONAL ENGLISH BREAKFAST, SNACKS, DINNERS, TAPAS AND PASTRIES.
GUEST BITTERS INCLUDING: HOB GOBLIN, LONDON PRIDE, SPITFIRE, AND OLD SPECKLED HEN. STELLA AND FOSTERS ALSO AVAILABLE. 22
LARGE SCREEN 160cm TV WITH SKY SPORT, BT SPORTS + SPORT TV
HOMEMADE PIES; Try our fantastic new summer selection of homemade pies. PLUS a variety of English snacks HOMEMADE DAILY SELECTION OF CAKES, DESERTS AND PETTISERRIES BOARD GAMES FOR YOUNG AND OLD I PAD STATIONS, FREE WIFI LARGE CHALK BOARD FOR THE YOUNGSTERS TO ENTERTAIN THE OLDIES OR VICE VERSA!
Villagio
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de Santa Rita
HOLIDAY LETTING Tel: +351 281 027 274 Email: casasvillagio@gmail.com
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Property
Banks will I be banks Expert advice from Robert Bijker, director of Land and Houses Algarve.
PROPERTY MANAGEMENT ALGARVEAN COTTAGES
V I LLAS
H A P P Y H O M E S A L G A RV E A PA RT M E N T S
TOWNHOUSES
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Happy Homes Algarve is currently looking for additional good quality rental Villas and Apartments to offer to our customers for next season. If you have a property to let, please contact us for more details'
Confused about the new rental law? Contact us for specialist advice. C o n t a c t us t o d a y : 2 81 32 0 28 3
h a p p y h o m e s l d a. R u a D r. P a r r e i r a 1 3 7 next to Barclays Bank 8 8 0 0 - 3 46 T a v i r a
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REAL ESTATE G O L F P R O P E RT I E S
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Covering the whole of the Algarve as independant real estate agents, we can provide you with unbiased advice when you decide to purchase a property and can introduce you to a wide choice of reputable mortgage banks, architects, lawyers, builders, chartered surveyors and interior designers. We have been in business for over 16 years, finding the right property for countless satisfied clients. We currently have over 900 properties available online and would be very pleased to help you find your ideal home.
If you are the owner of a good quality property and wish to sell, please contact us to arr ange an appoin tment TA VI RA
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C o n t a c t us t o d a y : 2 81 32 0 28 1
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V I L A MO U R A
N 1 2 5 , B e n f a r r a s , B o l i q u e i me 81 0 0 - 0 6 8 B o l i q ue i m e
n a surprise move in February the Bank of Japan moved its key interest rate into negative territory for the first time in history. It has now joined the European Central Bank as well as the central banks of Switzerland, Sweden and Denmark who all have negative interest rate policies in place to fight deflationary pressures. As the global economic outlook is weakening, the market rightly expected the ECB to announce further measures in their February meeting. The ECB delivered. Low interest rates are here to stay for longer which is good news for borrowers but bad news for people with savings and pensions. Low interest rates are positive for property prices as it increases the affordability ratio for people who need a mortgage to purchase a property. In Portugal most mortgages are based on a floating rate, with 3 or 6 months Euribor as the benchmark with a margin (spread) for the banks. Coming out of the financial crisis the spread that banks charged were high at around 3.5 to 4%. At the time of writing this article it is possible to get a floating or fixed rate mortgage with a spread of 1.5%. (This is still twice as high as before the crisis started in 2008). Should you choose a floating rate mortgage based on 3 and 6 months Euribor, both currently have negative interest rates of approximately minus 0.17 and minus 0.096. In other words, a floating rate mortgage based on 3 months Euribor would cost you for the 1st 3 months 1,33% (spread 1.5 + -0.17). The new 3 month Euribor rate will be fixed at the end of the period. It is highly unusual to have negative interest rates, but then again we are living in uncertain times. For people who need a mortgage (or already have one) it may be of interest to take advantage of the current low interest rate environment we are in by choosing (or changing to) a fixed rate mortgage. As we all know it is difficult to make predictions, especially when it is about the future. No one knows where interest rates may be in two years time. However, with interest rates near zero the risk is to the upside. A fixed rate mortgage could protect you from rising rates. Not many banks in Portugal offer clients the
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choice between a fixed or floating rate mortgages. This has resulted in millions of people currently having a floating rate mortgage. This has worked well during a period of falling interest rates but could be damaging when rates start to rise again. To put this in perspective, a 5 year fixed rate mortgage would carry an interest rate of 1.55%* which offers peace of mind versus a floating rate mortgage of 1.33% with no protection against interest rate fluctuations (* based on the official 5 year Euro swap rate of the 22nd of April 2016, the benchmark banks use for this type of mortgage. For those of you with a Reuters terminal, you can monitor price changes on Reuters ISDAFIX2). The price for peace of mind has never been cheaper at 22 basis points. In northern Europe it is common that you can choose to have a 5, 10 or even 20 year fixed mortgage. Not in Portugal, 5 year is the maximum. Why are banks not doing more to promote fixed rate mortgages? This is a matter of ´boys will be boys, banks will be banks`. Banks always make the same mistakes, only the circumstances change. In the past banks have made costly mistakes by lending money for a long period of time at a fixed rate, while borrowing (funding) short term. A bank can borrow the money for the whole period which is more expensive and eliminates interest rate risk but is less profitable. If a bank borrows money for a short period, it will cost them less and they will make more money. They can continue borrowing short term on an ongoing basis. However, this leaves them fully exposed to adverse interest rate movements and if not managed correctly can cost the bank dearly. And that is exact what has happened in the past all over Europe. Highly qualified professionals at treasury desks of various banks got it wrong while trying to maximize profits for the bank. Contrary to fixed rate mortgages, changes in interest rates with a floating rate mortgage are simply passed on to the homeowner while the profit margin (spread) for the bank remains the same. It may seem logical that Portuguese banks opted to promote floating rate mortgages, but it really is not. There is no logic in assuming that millions
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of households with very little financial knowledge would be better suited to manage fluctuations in interest rates than highly qualified professionals at a bank who do this for a living. When interest rates do go up again this may leave thousands of people exposed and at risk of not being able to fulfil their monthly mortgage obligation resulting in bad loan provisions and losses for banks. This is exactly what the banks thought they could avoid by passing on the interest rate risk to the homeowner. However if banks would proactively approach their clients to offer the possibility to switch from a floating rate to a fixed rate mortgage, they would not only provide a good service to the homeowner but also lower the risk of a potential default should rates go up. Should you be interested in changing the type of your mortgage (or to lower the spread on your mortgage), it is advisable to shop around a bit. Ask several banks to make a simulation for you as there is a good
chance that your current mortgage provider will not give you the best rate. Some banks offer to pay the expenses you incur when changing mortgage provider. If you have questions and/or need assistance with arranging quotations, contact us to make an appointment, free of charge and no obligations. However, we would be very pleased if you would consider using our services to help you finding the right property to buy or to assist you in selling, now or in the future. Robert Bijker, Director Land & Houses Algarve – Yellow Homes www.landandhousesalgarve.de Tavira Office: Rua Dr. José Pires Padinha 178, 8800 - 354 Tavira Tel: 281 320 281 Fax: 281 321 901 (AMI – 6232) Vilamoura Office EN 125, Benfarras Boliqueime 8100 - 068 Boliqueime Tel: 289 301294 Fax: 289 301439
Company AMI 7673 Office: Tel/Fax 281 952 820 Mobile: 00351 911 041 862 Casa Anibal R/C loja B, Estrada da Manta Rota 8900-038 Vila Nova de Cacela
SALES: www.algarvemantaproperties.com RENTALS: www.algarvemanta.pt EMAIL: sarah@algarvemanta.pt
MORE PROPERTIES REQUIRED DUE TO HIGH DEMAND
VILA REAL DE SANTO ANTONIO €225.000 Ref 1911
• Spectacular river front apartment • Duplex with bedrooms upstairs • Top floor with lift • Three double bedrooms • Open plan lounge/kitchen • Extremely generous • Closed box private garage • Close to marina, restaurants etc.
MANTA ROTA €199.950
Ref 1883 • Townhouse on condominium • Shared pool 10 houses • Drive to park car • Large living room • Sold furnished and equipped • Equipped modern kitchen • Close to all local facilities • Close to beach
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Property
Property of the month PROPERTY REQUIRED:
Moncarapacho, Sรฃo Brรกs, Estoi, to Tavira area, please call or email.
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Property
RUSSELL & DECOZ REAL ESTATE Tel: 00351 289 792 785 Mobile 963 085 580 Email: sales@russell-decoz.com
Tastefully Restored 4 bedroom Quinta with pool, BBQ and double carport. Sitting in 5.880 m² of land with mature gardens and orchard.
Two cottages from the early 1900's made into one delightful 4 bedroom traditional style quinta retaining much of its original character and charm - providing a comfortable family home or a property that many holiday makers would enjoy. Mains water * borehole * cistern * water softener * solar water * heating * 380V electricity * fossa * SAT-dish * air conditioning (heating and cooling * 10 x 5 pool * walled sun terrace * BBQ * Pizza oven * cobblestone terrace * Mature gardens * irrigation * Herb garden * Orchard * South facing covered terrace * double carport * shed/ workshop. REF:- 1350Q LOCATION:- Moncarapacho
€375.000
www.russell-decoz.com
AMI License nº 870 - Member of APEMIP nº 1178 Av. Maria Lizarda Palermo 43a, 8700 - 081 Moncarapacho, Algarve, Portugal
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AMI 8799
LwL Properties.com, Nº40a, Rua 1º de Maio, 8800-360 Tavira Office: 00351 281 327 656, Voip: 02070999193 Email: info@lwlproperties.com Web: www.lwlproperties.com
3 Bed Villa with Fantastic Sea Views & Pool - Fuseta 595,000€ Ref: 4022871
Six Bedroom Townhouse with Restaurant - Tavira 295,000€ Ref: 3952162
Quiet village location, next to the Ria Formosa, large family villa perfect as a holiday get away or for all year round living. Slightly elevated plot gives uninterrupted views across the Ria Formosa to the sea. Olhão, Fuseta and Tavira within a short drive,with everything close by. Viewing highly recommended.
FUSETA
Fantastic opportunity to own an established restaurant with house above. Located in the charming area of Porta Nova in the heart of Tavira. The house offers three floors of accommodation and plenty of outdoor space for dining, and the views to the mountains and sea. Just a few mins walk to the historic town center with excellent restaurants, shops and all other facilities, including the charming river with taxi boats to take you to the golden sandy beaches of Tavira island.
3 Bed Villa with 1 Bed Apartment & Plunge Pool – Tavira 290,000€ Ref: 3989757
Fantastic property set in a pretty countryside location, stunning views, charming homely feel. Set on a slight slope, the main villa and apartment below both have lots of light. Landscaped, easy to maintain gardens. Faz Fato is within a short walk, Altura beach is just a 10min drive, and Tavira is only 25 mins away. A beautiful home,perfect as a holiday or permanent home.
TAVIRA
JamesATELIER & Valentina
FU LL S E RVI C E C U RTAIN MAK E RS AN D U P H O LSTE RY
TAVIRA
JeM's S h o w r o o m
Second hand goods
Tel 919 767 066
WE MEASURE! WE MAKE! WE FIT! Hand sewn, made to measure curtains, HUGE selection of fabrics, Complete range of window furnishings, Furniture re-upholstered all in our workshop!
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FARO
Cube Roundabout EN125 BANK James BPI & Valentina
Aldi Pingo Doce TAVIRA
EN270 To Tavira
Chicken Luis To Lidl
We
a re h e r
e
EN125, Edificio Cubo N.o 65C 8700-248 OLHAO, ALGARVE Tel/Fax; 289 701 380 Tlm 91 885 12 09 Tlm 91 463 14 82 Tlm 92 608 12 44 Email; vjcurtains12@hotmail.com
Email: jamespolley007@gmail.com Opening times: Mon-Thurs 9h-13h / 15h-18h Saturday 9h - 13h At the Old Mushroom Factory São Brás de Alportel
Old Wood store
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Algarve Summer Properties
Sunny villa near beaches - €340.000
Spacious apartment in sunny Tavira - €125.000
Apartment in Tavira’s historic centre - €148.000
Villa close to town and nature - €350.000
Attractive 4-bedroom family villa with panoramic deck terraces and lovely views over the surrounding countryside. The comfortable property features a private swimming pool and is located in a small village 8km from the beach.
Spacious apartment in the charming historic heart of Tavira. Enjoy the beauty of this elegant town from within a peaceful, leafy setting that is close to shops, restaurants, nightlife and the prettiest beauty spots of Tavira.
Sunny holiday apartment or fulltime residence with a large terrace close to the beaches, restaurants, shops and charming historic riverside quarter of Tavira. The property offers lots of space and great value for money.
This attractive 4-bedroom villa offers comforts and style in a peaceful residential area that is close to Tavira and the pretty fishing village of Santa Luzia, but also near beaches and endowed with country views. An ideal mix.
The Best of the Algarve Close to Beaches & Golf Rua 1º de Maio 32, 8800 -360 Tavira Tel: +351 96 25 66 421 - www.proluna.com
r.nagelsmit@proluna.com
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People
CasaDaCor
www.embarro.com Tadelakt 路 Stucco Veneciano Clay plaster 路 Natural paints Showroom
CasaDaCor in S茫o Br谩s, Algarve
Tel 289 845 032 or 918 888 222 info@embarro.com
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Theatre
Tavira House & Home
PLEASE CONTACT US IF YOU HAVE A PROPERTY TO SELL. WE HAVE MANY BUYERS KEEN TO PURCHASE.
Ref: V0112 €295,000 A Selection of excellent quality 3 bedroom villas available at an attractive price. Luz de Tavira
Ref: A0376 €195,000 Beautifully Refurbished spacious 2 bedroom apartment in a character building in central Tavira.
www.tavirahouseandhome.com info@tavirahouseandhome.com
Rua 1º de Maio 45, Tavira AMI Licence: 9218
EastAlgarve A
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PROMOTE YOUR BUSINESS WITH US FROM ONLY €65, UP TO €295 FOR A FULL PAGE If you would like to promote your business with the East Algarve magazine contact us on
MAIN OFFICE – E.N.125, Cevadeiras, 8900-024 Vila Nova de Cacela TEL: 281-951165 FAX: 281-951438 CABANAS OFFICE – (Waterfront) Ava Ria Formosa, Centro Comercial Loja 2, 8800-591 Cabanas de Tavira TEL: 281-370277 FAX: 281-370761 LICENÇA No 504-AMI
EMAIL geral@estealgarve.net WEBSITE www.estealgarve.net 2 BED: HOUSE W/ 1.070M2 GARDEN - TAVIRA HILLS - Situated close to an hamlet, w/ spectacular view of the coast and countryside. ***ENERGY CLASS - D. €229.000
▲
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Office: (+351) 281 328 210 Juliet (+351) 918 621 994
info@eastalgarvemag.com or Tel 961 700 200.
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SPACIOUS 2 BED. APARTMENT - NEAR TAVIRA On 1st floor w/ lift, situated between Cabanas /Tavira. Sold partially furnished +equipped. ***ENERGY CLASS - C. €89.000 ▲
As an advertiser you automatically become a distributer, and will be provided with a number of copies to issue to your customers.
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Open from 10 till late 7 days a week Telephone 926 563 738 / 912 258 090 Email: tavira.garden@yahoo.com Tavira Garden
Traditional Sunday roast, 2 courses €10
Booking essential 1-5pm
★ Elegant new menu complimented by a selection of outstanding Algarevian wines. ★ English breakfasts, casual lunch dinner. ★ Traditional Sunday roast. ★ Tuesday night specials: Beer battered fish & chips or Brazilian bbq. ★ Live music. ★ Cocktails & a vast selection of international drinks. ★ Pool bar. ★ 50% off pool entry when lunching at the restaurant. ★ Pool table, kids corner and kids menu.
Côrte-Real The Algarve Gallery
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K
ozii is a new clothing and accessories brand with its concept store located at the very heart of beautiful Tavira, in the East Algarve. Seeking inspiration from ancient printing and weaving techniques from across the globe, Kozii presents clothing and other home textiles with its very own exclusive designs and fabric compositions, delivering fashion in fine cotton, linen, silk and cashmere wools. Constantly travelling in the search for unique materials to transform and bring back home, Kozii’s collections are steeped with stories and experiences of many travels around the world. One of the printing techniques used is known as woodblock printing, where patterns are printed on textiles www.eastalgarvemag.com
with hand-carved wooden stamps. This technique is the earliest, simplest and slowest of all methods of textile printing, capable of yielding highly artistic results, some of which are unobtainable by any other method. In an allusion to both Oriental and African influences, Kozii integrates with a certain ease premium materials with a well-rounded contemporary aesthetical sensitivity, resulting on the creation of highly distinctive designs. It is well worth a visit! Rua Doutor Augusto da Silva Carvalho, 2C - 8800-324 Tavira Land: 281 027 306 Mob.: 912 032 479 www.koziishop.com
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Gardens
Growing Sweet Potatoes is very easy in our Mediterranean climate
I
n fact, the question is not how to grow sweet potatoes, it's rather how to stop sweet potato vines from taking over the whole garden! Sweet potato is a very invasive creeper... But even though they can be a pain in the butt if not managed (harvested regularly), you absolutely have to grow sweet potatoes! Why? • Sweet potatoes are the perfect substitute for normal potatoes. • Sweet potatoes have less disease problems. • Growing sweet potato vines is much easier than growing other
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Growing
sweet
potatoes. • Sweet potatoes are very nutritious. • And sweet potatoes grow with little water and fertilizer. You can use sweet potatoes in the kitchen just like you would use potatoes. Boil them, steam them, mash them, fry them... But sweet potatoes have more uses: • Young sweet potato shoots and leaves are yummy in stir fries and salads. • Sweet potatoes also make a wonderful quick growing ground cover. • You can use them as a living mulch
and to keep weeds down. HOW TO GROW Sweet potato plants are fast growing vines that cover the ground. Originally they come from Central and South America, which means they are a warm weather vegetable. You need a long warm season to grow good sweet potatoes. There are sweet potato varieties with red, yellow and white tubers. The red ones have the highest vitamin A content, and have become the most popular variety. But all sweet potatoes are very nutritious in general, especially if you use the
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potatoes
leaves and shoots, too. You'll be hard pressed to find a plant that produces more nutrition per square metre than the humble sweet potato! LIKES AND DISLIKES Sweet potatoes like growing in sandy soils, lots of sun, lots of space, and a reasonable amount of water and nutrients. They love heat. The hotter it is the faster they grow. Sweet potatoes don't like heavy, waterlogged soils, cold weather, and fertilizers high in nitrogen (like chicken manure, it makes them grow lots of leaves but no potatoes).
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PROPAGATING The quickest and easiest way is to use cuttings. Simply cut a piece of a runner, about a foot (30 cm) in length. Remove all the leaves except for the tiny leaves at the very tip. Plant the cutting by covering the whole length with soil, only the leaves of the tip should stick out of the ground. The cuttings will root at every leave node. Not just the leave nodes under the ground will root. A sweet potato also grows roots from every leave node that develops as your cutting grows. If you can't get hold of cuttings you
can start growing sweet potatoes by planting the tubers. You can use any shop bought sweet potatoes. Place them on the ground, cover them with soil, and keep them moist. The tubers will develop shoots, called slips. Slips can be snipped or pulled off and planted out when they are about 15 cm in size. The original root will continue to produce more slips. GROWING IN WATER It's a popular project in school classes: growing sweet potato vines in a glass of water. You can do that by putting a tuber into water, pointy
35
Gardens
end down, with the top third above the water. Slips will grow from the eyes of the tuber. You can plant those shoots out just like the slips grown in soil. Some people root the slips in water as well. It's nice to watch for children, but it has no benefit whatsoever. Rooting any plant in a glass of water does not make sense, other than for demonstration and teaching purposes. PLANTING The best soil for sweet potatoes is sandy, but they can grow in all soils. If you have heavy soil plant sweet potatoes on mounds or ridges. Raising the beds improves the drainage (very important) and gives the tubers a nice deep soil to develop in. (Otherwise you may end up with small, bent and forked sweet
36
potatoes.) The soil should have a good supply of nutrients, for example from digging in mature compost. Do not use fresh manures or any fertilizers high in nitrogen (like pelleted chicken manure). You'd just end up with lots of leaves and no tubers. Growing sweet potatoes requires some space, so plant them where they can spread. Space your cuttings or slips about a foot apart in a row, and leave three to four feet between rows. Mulch thickly between plants and even between the beds to initially keep the weeds down. Once the sweet potatoes grow they will choke all weeds down themselves. For planting time the general recommendation is to plant a patch in spring. (May in the northern
hemisphere, November in the southern). Sweet potatoes don't keep well after harvest, so the best way is to plant a few cuttings every week or two. Just one row of one metre length, with three cuttings. They will take about 16 to 18 weeks to mature in warm weather, longer in cooler weather. That way you can grow sweet potatoes all year round, and you don't find yourself with a big pile of them all at once. HOW MUCH WATER? HOW MUCH PLANT FOOD? Although sweet potatoes are a very tropical vegetable they can get by with little water once established. However, the freshly planted cuttings need to be watered regularly. Make sure plants don't become water logged. If your soil isn't free draining it's safest to grow sweet potatoes on mounds. If you think the quality of your soil is not good enough fertilize your plants at planting time, at six weeks of age, and maybe once more at twelve weeks. Or whenever you remember to do it... Just make sure you use a balanced fertilizer, for example seaweed extract. A sprinkle of sulphate of potash also doesn't go astray. Compost that had lots of wood ash in it is even better. Avoid high nitrogen fertilizers. Root crops like potassium and phosphorus, not nitrogen. HARVESTING SWEET POTATOES After four to six months, depending on the temperatures, your sweet potatoes will be ready. You will see that the original stem of your cutting or slip will have thickened, and when you carefully lift the plant with a fork you should find two or three sweet potatoes at the base. You can harvest sweet potato leaves and young shoots at any time, it does not affect the plant or tubers.
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LANDSCAPING & GARDEN CENTER
BEM-VINDO • WELCOME
QUINTA DAS PALMEIRAS CENTRO DE JARDINAGEM
EN 125, c.p. 126-E 8800-118 Luz de Tavira e-mail: geogardim@gmail.com www.geojardim.com Tel: 281 961 189 Find us on facebook at:
Geojardim Landscaping & Garden Center
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To Olhão
To Moncarapacho
Luz de Tavira
EN125 Fuseta
To Tavira Look out for the Yellow flags
37
Expert financial advice By Gavin Scott, Senior Partner, Blevins Franks
T
Right Place, Wrong Taxes
ax planning is a key step for people moving to or recently arrived in Portugal, particularly for your investment capital, pensions and estate. Without a personalised, effective tax mitigation strategy in place you could end up paying more tax than necessary. Before you can start your tax planning, you need to be aware of Portugal’s domestic rules for tax residency. This also applies for those who have not necessarily moved here, but spend much time
Note that some income (e.g. UK rental income) remains liable to tax in the UK and in Portugal, subject to double tax relief. If you let a property in one country while living in another and do not report the income to the tax authorities in one or both countries, this can also cause problems. or have a home here. You may be liable for Portuguese tax without realising it. It is surprising how many people pay tax in the wrong country. You cannot choose where you pay taxes. If you live in Portugal, then you are liable to Portuguese taxes. Arguing that you pay your taxes in the UK is no defence and you may have to pay tax back taxes in Portugal, as well as interest and
38
penalties, and have to try to recoup the taxes you paid incorrectly in the UK. Note that some income (e.g. UK rental income) remains liable to tax in the UK and in Portugal, subject to double tax relief. If you let a property in one country while living in another and do not report the income to the tax authorities in one or both countries, this can also cause problems. With the new automatic exchange of information regime it is now even more important to make sure you are paying tax in the right place. Many UK nationals move abroad and may not even realise they have become resident in another country. Each country has different rules to work out who is resident there for tax purposes. If you satisfy those rules, you are liable to tax in that country. In Portugal you are tax resident if you spend more than 183 days cumulatively in a 12-month period, or if you have a ‘permanent home’ available as of 31st December – even if you spend less than 183 days here. This means you are liable to Portuguese tax on worldwide income and, to some degree, on capital gains – unless you qualify for the non-habitual resident regime. Conversely, many people claim not to be resident in the UK when in fact they are - the UK’s Statutory Residence Test is very detailed and complex. If you fulfil both countries’ domestic requirements, you need to look at the double tax treaty’s ‘tie-breaker’ clause to establish where you are resident. Take professional advice regarding your situation from an adviser who has in-depth knowledge of the
taxation regime of both countries and the interaction between them. You want to be certain that you have your tax residency right, and then move on to implement effective and compliant tax planning strategies. Summarised tax information is based upon our understanding of current laws and practices which may change. Individuals should seek personalised advice. To keep in touch with the latest developments in the offshore world, check out the latest news on our website www.blevinsfranks. com
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Expert currency advice
Premier FX's Account Manager Cathryn Evans keeps us up to date with the latest currency news.
‘B
Managing your International payments
rexit’ is making the headlines at the moment, so how will this effect the GBP/EUR? Until the vote we will see very differing opinions of what will happen to the pound, depending on the result. No one knows what the outcome will be. However, the consensus is that an exit from Europe will generally weaken the Pound, whilst a vote to stay in will move it higher immediately. With politicians trying to gain public support, and the heavy media coverage, we will see a volatile market until 23rd June. Any financial data released can move the market quickly either way. With interest rates in the UK remaining at 0.5%, and some positive data we have seen some peaks for the GBP/
EUR. To take advantage of when we see the high’s, please get in touch. Regardless as to what is going on around the world, topping up your bank account, receiving your pension and moving money for those larger purchases, still has to be done. But doing it at the right time is the difficult decision. With our tailored service we can keep you up to date for the best time to move your money. If you are waiting for the result in June before making any money transfers, be aware the market is very volatile and the result may go against what you are hoping for. If you have any forthcoming transactions talk to your currency broker. We can put solutions in place to secure rates for you and protect you
from the market fluctuation. In the past 12 months, we have seen the rate go from in the 1.40’s back down to the 1.20’s for the GBP/EUR, and for the second half of 2016, we will continue to see big movements due to the UK referendum and the US Presidential elections. To receive our weekly update subscribe online at www.premierfx.com If you would like any further information on how we can help save you money on your transfers worldwide or find out more about our currency card service, feel free to call me or drop me an email. Premier FX is authorised by the FCA (530712) and regulated by HMRC. CONTACT: Cathryn Evans Tel: + 351 289 358 511 cathryn.evans@premierfx.com
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Expert financial advice
Keep up to date with our Finance expert, chartered accountant Ricardo Chaves from All Finance Matters.
Renting property to tourists
W
ith more and more tourists visiting Portugal it is worth considering renting your property as a way of reducing the costs of your holiday home. There are nearly 30,000 rental licenses registered in the Portuguese Portal of Tourism, a number growing every day. If you are considering renting your property, there are a number of issues that you need to be aware of in order to avoid any problems with the Portuguese licensing and tax departments. First of all, irrespective of whether you are a tax resident or not, the rental income needs to be declared in Portugal. Secondly, the Tax Authorities (Finanças) state that Property Owners letting directly to holidaymakers (less than 30 days) are viewed as business activity and must be reported in Category B. Several taxpayers have been declaring rentals on Category F, which is for “long-term” rentals (more than 30 days). Even the “locação turística”, when the property owner makes a contract ceding the property to an agent for ongoing letting to tourists, should be declared under category B. As we have mentioned in the past, ASAE and the tax authorities are checking the rental portals, to make sure that advertised properties are all legal and
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the owners are fully compliant. Fines are considerably higher for those without a AL license for both the property owners and property agents advertising the rentals. 1) As a business, will there be complicated accounting/reporting requirements? No, unless your income is over €200,000 per year, we will class you on the “Simplified Regime” and as the name says, everything will be simple. 2) What is the simplified regime and what expenses can I offset against my rentals? Most of the Sole Traders in Portugal elect to operate under the Simplified Regime. Under this regime taxpayers cannot deduct professional and business expenses against their annual gross income. The taxable income of this category will be computed automatically, based on their income. 3) What is the tax payable? The effective tax rate on Category B, in the simplified regime, for a nonresident Property Owner will be 3.75%. So for earnings of €10,000 the taxable income equates to €375. Please note that under Category F, the same income is automatically taxed at 28%, (€2,800, nearly 8 times more)! 4) Do I have to issue invoices to holidaymakers?
Yes, you need to issue invoices, however this is a service included on our package, so we will do this for you. We will also simultaneous report the arrivals and departures to the Immigration and Borders Service (SEF) at no additional cost (mandatory under the new law). 5) Will I need to be VAT registered? You can be VAT registered by choice or when your income exceeds €10,000 per year. However as the VAT charged to holidaymakers is 6% as a tourist activity and as most of your operating expenses has VAT at 23% rate, normally you should be in credit in terms of VAT. 6) Do I have to pay Social Security contributions? There are various full and partial exemptions that apply in most cases: a) many people are eligible for full Social Security exemption if they already contribute to or are beneficiaries of a National Insurance system anywhere in the EU and beyond; b) those earning less than €16,768.80 in Local Lodging income are also fully exempt; c) those who earn more have contributions based taxable income (15% of gross Local Lodging invoices) and should be eligible for partial reductions from the normal contribution of €145. 7) How long does it take to get this
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Making Life Easier rental license? We are able to complete the registration at the tax office and the application to the tourism office, in 48hrs, allowing us to have your AL number in 2 days! The AL license is valid for 10 years. 8) Do I pay capital gains if I decide to stop renting? In most cases you won’t have a problem with the capital gains. However it is advisable to seek professional advice, so you can plan ahead for a future sale of the property. 9) What do I need to report to SEF? All property owners need to report to the SEF (Emigration Office) the entry and exit of all guests with nonPortuguese nationality. If you have any other questions, please feel free to contact us, we aim our expertise and know-how to work in your benefit, keeping you tax compliant while paying only the legal minimum. Contact our office and book an appointment to find out more about the tax strategy that might be more effective on your specific situation.
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People
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Tel +351 281 510 200 Reservations : +351 281 510 202 +351 962 012 112
YOUR CHOICE: JEEP SAFARI, RIVER CRUISE OR BOTH! www.eastalgarvemag.com
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People
Clive Jewell (British Vice-consul); Lee Rider & Scott Levy (Just Rifles); John Parkhouse of the Shaftesbury Building Company (sponsor); Ricky Fergusson MC, Jake Bartlett, Michael Swain (Just Rifles); Andy Mahoney (Centre Algarve)
SUPPORTING OUR HEROES
W
hen tragedy strikes, particularly for those representing their country in one of the many conflict areas around the world, then the injured servicemen and women or bereaved families find that there are many things they need. It might be a break from everyday life, some household item may need replacing or perhaps a specific piece of sporting equipment is required to help those, who have been injured, with their rehabilitation. This is where the Just Rifles charity steps in to help. Centre Algarve, mainland Europe’s only fully equipped specialist holiday centre which caters solely for people with special needs, has teamed up with Just Rifles to donate a hundred weeks of holidays every year for the next five years. Corporal Ricky Fergusson, who received the Military Cross (MC) from the Queen
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in December 2010, recently joined several other injured colleagues as they assessed the facilities at Centre Algarve near Moncarapacho. Ricky lost both his legs, his left eye as well as parts of his fingers on both hands in a bomb blast in Afghanistan but despite his injuries Ricky is an active individual and was bowled over with the facilities at the Centre. Tottenham Hotspur Legends have become committed benefactors to Centre Algarve and last month the Legends including 1978 FIFA World Cup winner Ossie Ardiles played three of the Algarve’s top golf courses - Quinto do Vale, Castro Marim and Montei Rei - to help raise funds for Centre Algarve. Ossie was joined by Centre Algarve patron and former England international Graham Roberts, Mark Falco, Paul Miller and John Lacy together with former Luton legend and England International Brian Stein and Northern Ireland
Centre Algarve, Just Rifles & the Spurs Legends team up to donate holidays and funds to help our unsung heroes!
international Steve Lomas. The final evening Presentation Dinner at Montei Rei Golf & Country Club raised 8900€ including 4600€ from an auction and raffle. Graham Roberts also announced that he and a few colleagues are in training for a sponsored cycle ride from Malaga to Centre Algarve in November. The 58 year-old Spurs Legend, who has more recently managed the Pakistan and Nepal national football teams, said, “this is such a worthwhile charity and as Patron I felt I had to put my best foot forward and so we’re gearing up to pedal the 420kms from southern Spain to Moncarapacho.” Despite persistent rain some of the Legends and sponsors took timeout to play 6-a-side Walking Football against the Soccer Olhanense Strollers. The Strollers were lead by Brian Kilcline who captained the Coventry City team to Cup Final glory in 1987 against Tottenham Hotspur.
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In the Spurs team that day was the incomparable Ossie Ardiles. Sadly, owing to an ankle injury Ossie was unable to lock horns with his former adversary. Inspiration behind the Centre Algarve project is Essex businessman Andy Mahoney who said, “being heavily involved in the special needs field for many years and often arranging free transportation for charity fun day trips, I soon discovered that there was nowhere for these children to safely take a break abroad in a facility which solely catered for their specialist and individual needs. Special needs schools and centres are still unable to arrange educational trips abroad due to lack of venues and this is common across Europe. I felt that the time had come to change this and raise the barrier so that ALL children have an opportunity to enjoy a holiday, no matter what their disability, in a safe environment. I am delighted that we can also offer these facilities to special needs groups here in Portugal and organisations such as Just Rifles�. www.centrealgarve.org www.justrifles.co.uk
Children from local schools enjoy a fun packed day at Centre Algarve
Terry Nazir, successful bidder in the auction for the signed Lionel Messi shirt, with Ossie Ardiles
England international Graham Roberts receives the Walking Football Trophy from Chris Wright
(L to R) Paul Miller, Mike Wreford, Ossie Ardiles, Chris Wright and John Lacy
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Sport
Olhanense players celebrate Olhanense (red/ after last black)the attack minute victory thwarted by Chaves over Farense
Coffin at the Olhanense v. Farense game
Stadium invaded by coffin cortege!
T
All the latest local sports news from Chris Wright.
he legendary Liverpool manager Bill Shankly once said, "some people believe football is a matter of life and death, I am very disappointed with that attitude. I can assure you it is much, much more important than that". Midway through the second-half of Olhanense’s game against SC Farense at the José Arcanjo Stadium, Olhão, a coffin suddenly appeared, hoisted aloft by young home supporters and adorned with a Farense football shirt. As it was paraded along the front of the main stand, bunches of dried flowers were tossed onto the coffin in a mock symbolic representation of the possible relegation of the Faro based club. To understand the deep
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and bitter rivalry between these two historic clubs, their stadiums are only four kilometres apart, we must go back some years. Both clubs were founded just over a hundred years ago and for brief spells have enjoyed success at the top level. Olhanense were the first team from outside Lisbon or Porto to be crowned Portuguese Champions in 1924 and reached the Portugal Cup final in 1945. Farense played in the UEFA Cup against Lyon (France) twenty years ago before going bankrupt in 2005 and having to reform and work their way up from the regional leagues. When Olhanense were relegated from the Primeira Liga two years ago, the young Farense fans staged a similar
funereal march through the local streets. So it was that the Olhanense Grupo 1912 planned their retaliation. A poor game was pepped up by the procession and Olhanense duly hammered another nail in the coffin of relegation threatened Farense when Nigerian international Stanley Amuzie, on loan from Sampdoria (Italy), was on hand to crash home his first goal for Olhanense in the last minute of the game. Olhanense sit comfortably in mid-table after two victories, three draws and a single defeat - at home to promotion contenders Portimonense - during April. The last game of the season is at home to Santa Clara (Azores) on Sunday 14th May.
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FootGolf in action.
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WALKING FOOTBALL CONTINUES APACE
avira Walking Football 50+ is now well established on Monday mornings at the Municipal Sports Stadium. Together with their close neighbours the Soccer Olhanense Strollers they will be competing in a Walking Football Friendship Day
at the José Arcanjo Stadium, Olhão on Wednesday 11th May. Joining in the festivities will be Manchester City Strollers, Browns Walking Football (Vilamoura) and Lagos WF (Boavista). The action kicks off at 10.00am and spectators are welcome. The following day (12th
May) the visitors from Manchester will be joining in the monthly FootGolf Challenge at the Colina Verde Golf and Sports Resort, Maragota. For further information on Walking Football for the over 50s and/or FootGolf email: Christopher. wright@hotmail.co.uk
RONALDOS BAR The food and entertainment venue! Drinks ∙ Bar Snacks ∙ Sunday lunch. Fantastic viewing terrace, private car parking. Forthcoming events:
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Opening times; Wednesday to Sunday 10 am - 9pm. tel 964 581 213 or 966 775 417, Only 5mins from Monte Rei Golf
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Golf
Good Miss Vs Bad Miss
This month's tip from resident professional at Monte Rei Golf and Country Club Bradley Dye.
✓
M
aking a double bogey or triple bogey is a score nobody wants to see on their scorecard. In the amateur game this can be a common occurrence due to poor decision making, but overall poor course management. Developing course management is essential to lowering scores. Assessing the shot from the tee and into the green can determine the overall score on that specific hole. For the average golfer hitting their approach shot, the red zone would be the first thought due to where the pin is positioned. This is the incorrect shot as this is where the danger
✗
is with the bunker and the run off which would short side yourself for the next shot. This can lead to not getting up and down which can lead to double and triple bogeys. Hitting the ball into the green zone is the correct shot giving yourself a chance to get up and down. If you
Pro stats
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missed the green left it would leave yourself green to work with for a chance to get up and down. Hitting the left side of the green will leave yourself a good chance of making a putt or limiting the amount of shots to finish the hole. I believe this is an essential part of the game which most golfers don’t focus on. Developing Name: Bradley Dye the correct thought patterns From: Darlington, England to make the correct decision Club: Monte Rei Golf & Country Club for the shot is going to save Position: Assistant Golf shots resulting in lower scores Professional leading to a lower handicap. Turned Pro: 2015 off Scratch For individual, group or playing Background: BA Hons Golf lessons call +351 281 950 950 Management Degree, University of Central Lancashire. District, County or email golf@monterei.com & University Golf Teams. Lessons include all equipment Career Low Score of 66 (-6) hire, golf balls and water.
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CARS-GO-TRANSPORT PORTUGAL ➠ UK SPAIN ➠ UK We have depots in Tavira algarve, Malaga airport, Alicante as well as Tilbury, UK. Regular trips, also open or closed storage
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Free Classifieds P R O P E RT Y Tavira/Cabanas. 3 bed,2 bath,3 balconies Apt. Air conditioning,underground parking,located on a sought after development.5 minutes from several world class beaches and golf courses. Optional swimming pool and tennis court, membership. 30km From Faro. Energy Certified C. Price 145,000 euro M:927485924 Property required for purchasing clients in the following areas; Moncarapacho, Tavira, Estoi and Sao Bras area for established real estate company Russell and Decoz, Lda. Telephone 289 792785 – email propertyrussell@mail.telepac.pt Good quality properties required in the area of Tavira, Moncarapacho, Estoi, Sao Braz, Manta Rota and Praia Verde by established estate agency Land & Houses Algarve – Yellow Homes. Call 281 320 281 or email info@landandhousesalgarve.com Good quality rentals villas and apartments with pool required by established property management and letting agent Happy Homes Algarve. Call 281 320 283 or email rentals@ portugal-accommodation.com
M I SC ELL A N EO U S
SATELITE DISH, 80 cm, with LNB and brackets. 50 E o.n.o. thea.v.oostveen@gmail. com and 967 733 855 MERCRUISER Motor Boat 5.68 m 7 seats trailer. excellent condition many extras €9,250 full details call 911103361 Mountain Bike €100, Ladies bike €60, Strimmer €30, Chain Saw (needs service) €25 Contact Email 'tav2be@gmail.com' or text 963924261 FOR SALE: 2 white sun loungers,€40 the pair BBQ set + Gas bottle €45 Glass top garden table, metal frame, good size ,good condition, +4 new chairs €100Hardwood balcony table + 4 chairs €100 Electric fans, €10-20 each Electric oil filled radiator €20 Electric "Flymo" lawnmower,€25 32 in "LG TV, €60 Aluminium step ladder, €25
"Lazy Suzy " aluminium + round glass top, €45 Phillips Fax/ telephone + English instructions €20 Single bed electric blanket, unused, €10 Android box for UK free to view channels €40 Assorted flower pots and pot plants,€10-€35 Tel 281 321 868 or mobile - 962261100 Quality beech dressing table/ 3 drawer chest with attchd mirror. Plus 2 matching bedside chests & 2 single bed frames. 350.00Euros 911514607, 281957446
ACTI V ITI ES YOGA & PILATES - contact Hazel on 91 307 5555 or email: hazel.devine@ntlworld.com for details Scottish Country Dancing at the Casa do Povo Moncarapacho, Thursdays 5.30 ~ 7.30PM.Tel 289 791 998 or 914 798 833 or email mabstansb@iol.pt Painting for pleasure. Beginners onwards every Wed 10.30-12.30 Mesquita, Sao Bras T. 289 845 561
HYMER, FIAT 2.5 TURBO DIESEL MOTOR HOME
Alcoholics Anonymous Do you have, or is there someone you know that has a problem with alcohol? There is a solution. Please call: (00351) 916 457 733. English speaking.
S E R V I C ES Experienced Kitchen/bathroom fitter and decorator. Call Justin on 965564501 House and pet sitting service, references available tel: 932987035. Electrical services all algarve. electricalgarve@gmail.com Tel 00351 966193975 English mobile mechanic, repair/ servicing/electrical etc. No job too big or small. Quote you happy, all makes and models of cars, vans and light commercial vehilcles. Call Paul on +351 914 417 580 or +34 642 458 853, email paul.titcombe@ hotmail.co.uk Vehicle Transport service To and from the UK & Spain, Tel 281 105 131 or 934 024 869
WA NTE D Property wanted to purchase within walking distance of the Sto. Estevao Village. Private buyer. 962 355 294. Wanted to buy a caravan, please call 966706140, or send me a email: bisnagas2002@sapo.pt
FO R SA LE Rockrider 8.1 Mountain Bike. Only 15 months old, Was 650.00 New. Rock shox silver remote lock-out forks, SRAM derailleur, 11x32 9 speed cassette, SPAM speed push/ pull changes. DEore 22,32,44 front sprocket gives reliable & efficient transmission. Hydraulic disc brakes TEKTRO auriga 160mm. Upgraded nw GEAX Saguard 26x2 tyres fitted with self seal tubes. QR drop outs. Lifetime frame guarantee. This bike is great value offering reliability & performance. Euros 425.00 Mobile 91 812 2051 Fuseta
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155k, LHD, UK reg (1998) Next Inspection Oct 2016 Airide suspension, Alloy wheels, Tow bar, Cruise control, 130 watt solar panel, 2 x dash fans, 4 berth, Electrolux habitation A/C, double sink, Safari room, Lots of storage space, Excellent over all condition for its age! 20,500 Euros o.n.o. frazax@hotmail.co.uk
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O Restaurnte Vistas oferece uma experiência gourmet completa, disponibilizando as mais recents delicias gastronómicas num ambiente único e com um excelente nível de serviço. O reconhecido e galardoado chef Albano Lourenço mantém-se fiel á mais alta qualidade dos produtos de origem local, oferecendo autenticas experiencias gastronómicas inspiradas na cozinha Portuguesa e mediterrânica.
Vistas restaurant offers a complete gourmet experience, providing the ultimate in gastronomic delights with a unique ambiance and uncompromising levelexperience, of service. The the celebrated and award-winning Pérez remains truelevel to of his Vistas Restaurant offers a complete gourmet providing ultimate in gastronomic delights with achef uniqueJaime ambience and uncompromising service. The celebrated and award-winning chef Albano Lourenço remains true to his respect for the highest quality locally-sourced ingredients, offering authentic creed that "only the best is good enough" while using the freshest local ingredients and focusing on Mediterranean cuisine. culinary discoveries inspired by Portuguese and Mediterranean cuisine.
Monte Rei Golf & Country Club · Sítio do Pocinho · Sesmarias · Apartado 118 · 8901-907 Vila Nova de Cacela · Portugal Information and reservations T. +351 281 950 950 · info@monterei.com · www.monterei.com N 37º 12’ 16,75 / W 7º 33’ 4,31