Sept20 East Algarve Magazine

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OLHÃO · SÃO BRÁS · TAVIRA · ALCOUTIM · CASTRO MARIM · VILA REAL DE SANTO ANTÓNIO

ISSUE NO. 137 SEPTEMBER 2020


Kohinoor Indian Tandoori Restaurant

KOHINOOR INDIAN TANDOORI RESTAURANT Continually receiving the certificate of excellence from Trip advisor; 2012- 2016 & 2018-2019

For group booking and parties contact us for special offers and special arrangements.

Rua João Vaz Corte Real, N°1 8800-351 Tavira, Tel: 920 443 469 Email: hardipsingh424@gmail.com

LOCATED ON THE CORNER OF BISHOP’S SQUARE

E-mail: rest.pontoencontro@gmail.com Tel.: +351 281 32 37 30 Facebook: www.facebook.com/pontodeencontro.tavira Instagram: https://www.instagram.com/pontodeencontro.tavira Address: Praça Dr. António Padinha 39, 8800-637 Tavira (Bishop’s Square)


Largo Dr. José Pires Padinha, 8800-354 Tavira. Tel; 927 437 297 or see Facebook ‘Marazul Tavira’ You can also follow Mar Azul on instagram.


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PUBLISHER & DESIGNER Richard Bassett EDITOR Richard Bassett CO-FOUNDER Richard Bassett Snr. ADVERTISING Call 961 700 200 or email info@eastalgarvemag.com DISTRIBUTION 3,500 copies printed. All advertisers are issued copies for distribution, along with retail outlets. COVER PHOTO Richard Bassett All rights reserved. Except for normal review purposes, no part of this magazine may be reproduced without the written permission of the publisher. Every care has been taken in the preparation of this magazine, but the contents are only meant as a guide to readers. The proprietors of this magazine are publishers not agents or sub agents of those who advertise therein. The publisher cannot be held liable for any loss suffered as a result of information gained from this publication

Unipessoal Lda

INDIAN FARMER

Welcome... ...to your September issue. This month we visit Karen D’Oliveira at Tavira d’Artes to hear about her collaboration with the incredible local artist Fonseca Martins. Beth Jackson meets award winning wedding photographer Liza Edgington who is has enjoyed her enforced holiday (due to Covid 19) and we also take a look at the amazing salt pans of Tavira, from a slightly different perspective. There’s a “New” kid on the block in the Real Estate business, although you may recognise a few faces at Compass Property Sales in Tavira. All this plus lots more; including Local News, Currency News, Property News, Finance, Gardening and Sports News from Chris Wright. As ever we love hearing your comments and suggestions, email me at info@eastalgarvemag.com

Richard Bassett, Editor

TASTE THE DIFFERENCE!

Home grown spices imported from India gives a unique flavour producing the best Indian cuisine in the East Algarve!

CABANAS

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Contents 6 10 12 16 22 24 28 32

NEWS Local news. PEOPLE Meet Liza Edgington.

PEOPLE Four hands are better than two. PLACES As Salinas of Tavira.

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PROPERTY Home work. PROPERTY Property of the Month.

PHOTOGRAPHY Photo of the Month.

36 38 40 44

TAVIRA Find our advertisers on the map of Tavira. PEOPLE Compass Property Sales. HEALTH Sara from Ser Igual. GARDENS Growing Vines. TRADITIONS The Swedish Princess Cake.

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FINANCE Finance news from Ricardo Chaves.

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FINANCE Financial advice from PCC. GOLF Beat slow play. SPORT The latest from Chris Wright. CLASSIFIEDS Grab a local bargain.

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News

“T

he auction was a success, even greater than the auction that took place about a year ago [...]. We beat a new world record, which was achieved with absolutely clear negotiations”, announced the Minister of Environment and Climate Action, João Pedro Matos Fernandes, at a press conference today in Lisbon. According to the ministry, the South Korean company Hanwha Q-Cells was the “big winner” of this second solar auction, which took place on August 24th and 25th. Matos Fernandes said that with this auction, gains for consumers in the order of 559 million euros are achieved over 15 years. This value corresponds to a unit gain of about 833 thousand euros for each MW awarded (over 15 years), which represents an increase of about 80% compared to the unit gain obtained in the 2019 auction (about 464 thousand euros for each MW awarded), clarifies the ministry. Matos Fernandes revealed that the 12 lots auctioned correspond, in fact, to 13 awards

“because, for one of them, the orders corresponded, approximately, to half of their own availability”, he explained. Each competing company could award a maximum of half the total auction capacity. As for the remaining lots auctioned, the Spanish companies Iberdola and Endesa left with one each, the French Tag Energie took two lots, the German Enerland took one lot, and the Spanish Audax left with two. Asked about the reason for not having Portuguese companies in the group companies that came away successful from the solar power auction, the Minister of the Environment stressed that Iberdrola and Endesa are “two great ‘players’ in Portugal”, but, since it is an auction of network points and not tariffs, “a ‘player’ who is already in Portugal gives less value to being able to access the network than a ‘player’ who is not in Portugal”. In the fixed price modality, in which the lowest value in the world was reached - 11.14 euros per MWh (in the 2019 auction it was 14.76

euros per MWh, considered the lowest tariff in the world at the time) – only one lot was sold off at this auction. Of the other lots, eight were awarded in the storage modality, the great novelty of this auction, and four in the modality of compensation to the system, explained the minister. In the storage modality, the Government initially defined a capacity premium of 33.5 thousand euros per MW / year, but the winners were available to pay, themselves, a capacity premium to the system of approximately 37.1 thousand euros per MW / year. Furthermore, the winners in this modality will have to “insure the system against high price events in the market”. “We are here objectively to create the conditions to reach, by 2030, 80% of our electricity being from renewable sources, and we are achieving this with enormous economic gain”, concluded the Minister of the Environment.

Source: Algarve Daily News

Portugal beats ‘world record’ for cheap solar power, with 11.14 Euros per mw/h

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ourism bookings for the month of September in the Algarve have increased by about 13 percent, with the British market “having a substantially large weight,” a leader of the Hotel Association of Portugal (AHP) told Lusa. “We went from 50 percent to 63 percent in three days, which means an increase of around 13 percent. Although it’s not just an increase in the British market, the British market has a substantially large weight,” João Soares, head of the AHP in the Algarve told Lusa. In the opinion of João Soares, also director of Hotel Dom José, in Quarteira (Loulé), “in the same way that the British market has influenced other markets negatively, now it ends up influencing the market positively, because by coming to the Algarve this helps to give

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confidence to tourists from other countries and markets in northern Europe. The regional leader of the association, which represents more than 60 percent of national hotels, said that after the reopening of the air corridor with the United Kingdom, entrepreneurs are waiting for Ireland to make the same decision. “With the Irish being our second market in the middle/lower season, it is very important that they make the same decision as the United Kingdom,” he said. João Soares believes that there will be a significant increase in reservations in the British market for the month of September: “I have no doubt that this can happen, because Spain is closed and the British people need to travel, they need to leave”.

“It’s not an increase that solves the region’s problems, of course, because the majority of the hotels are between 50 percent and 70 percent below last year, but it will certainly help to mitigate, at least, the closure of the hotels already in September by extending this decision to October or November,” he stressed. According to João Soares, this year’s prices in the Algarve “are and will continue to be lower than in previous years due to low occupancy”, maintaining the rates that were in force at the time of the UK’s decision to exempt travellers from quarantine. “The price only increases when the demand is higher than the supply and the availability that exists, the prices have not increased and will continue to be much lower than in 2019”, he concluded.

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Source: The Portugal News Online

Algarve reservations increase 13% for September


Tel: 00351 281 326 197 or 00351 920 039 424 Rua Dr. Jose Padinha, No126A, 8800-354, Tavira Facebook: DAWAT INDIAN RESTAURANT

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People

Award Winning Wedding Photographer Returns Beth Jackson meets local Wedding Photographer Liza Edgington.

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iza Edgington came to the Algarve with her parents just in time to start primary school, and having completed her education here, she became an integral part of the Portuguese community. Falling in love with Marcio, a young man from a fishing village, they began a family and started to build their lives together when the 2010 financial crisis drove them to England. This was where she turned her passion for photography into a money making career. She took some time out to meet me at a café for a chat. Beth: How did it all begin? Liza: I was working in a job that I did not like at all, as an estate agent, listening to the phone ring and just not wanting to pick it up. Marcio bought me a good camera for my birthday and we used our joint savings to pay for a photography course. His support was a catalyst for this massive change in my life. Half way through the course I did my first wedding.

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I knew straight away: weddings; that was going to be it. Beth: That’s apt. I heard that you cried nearly all the way through your own wedding! And your WhatsApp contact photo is a snap of you and Marcio on your wedding day, looking delirious. But wedding photography is not what it was even a decade ago. LIza: No. They used to take orders from the proofs, even on the same day at the reception if they could, and that is how the photographers would make their money. Now couples pay a lump sum up front to get an on line gallery. Beth: Tell me about the award. LIza: I won best photographer for the 2016 “Dorset Wedding Awards” when I was only about a year into my very baby career, and was a finalist in the 2019 “The Wedding Industry Awards”. Now I’m a judge for “The Wedding Business Awards”. The photos are judged of course, but client feedback is also taken into account. The awards propelled me into another kind of league, giving

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Places

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me a lot of credibility. People started booking without asking the price. Beth: And I hear that you have already began teaching your skills here, at the Estoi Palace. Tell me about it. Liza: It’s a workshop for UK based photographers, for them to get a head start on what is available here, the light and everything; and there are some fantastic wedding venues in the Algarve. They can build upon their port folio with shoots that they couldn’t get elsewhere, while enjoying some luxury. We also do a power morning, where they talk about where they are and where they want to go, how they’re going to get there; and I give a little bit of mentoring and encouragement. That was the part that I most liked about the whole workshop. Beth: And you are continuing with the wedding work in England while you live here? Liza: I am not abandoning England. I’ve found that I can carry on working there using the net.

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Facebook and Instagram are such great tools. Beth: So the Covid virus has been an opportunity for you to use a work vacuum to re-establish yourselves in your homeland. Funny that you left Portugal at one crisis and came back in the next. Liza: Yes, weddings were put on hold. This year I have had a “holiday”, but next year I am going to be working flat out. I have nearly 80 weddings booked, even starting in January. Beth: The weather won’t be so kind as here in the Algarve. Liza: No, but I’ve already I’ve shot a few weddings with soggy feet! Beth: I bet you kept smiling :)) I just want to say congratulations, Liza for your accomplishments, and well done too, to Marcio for supporting you so well. Every blessing be upon you as you re-establish yourselves here, and may your business continue to soar in success.

A mix of cafeteria, bakery and pastelaria, where the concept is to join different styles and eating habits in the same space. Specialsing in Paleo foods

Address: Rua da Liberdade n26, Tavira Facebook: 'À da Marta' Telephone: 00351 962 480 768 Email: adamartatavira@outlook.pt Open: Everyday 8am till 7pm Saturday 9am till 3pm, Closed Sunday

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Places

Four hands...

are better than two! We speak with two of the region’s most sought-after artists: Karen D’Oliveira and Fonseca Martins, about their exciting new collaboration.

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People

T

avira based artist’s Karen D’Oliveira and Fonseca Martins, both renowned artists in the Algarve, have teamed up to create something unique and truly special. Karen, owner of one East Algarve’s most popular art galleries – Tavira d’artes in Tavira, is also a talented artist herself. Originally from Middlesborough in the north of the UK and from a childhood immersed in a large family that were in love with arts and crafts, Karen moved to Portugal more than 20 years ago and has since established herself as a talented and highly sought-after artist. Karen’s early career was in the beauty industry and it was here she became fascinated with the human form. Specialising in oil, her paintings delicately capture human movement and expression using sensitive, flowing brush strokes. Karen’s art conveys a natural yet contemporary vintage style, perfect for capturing beautiful subtleties in form, posture, facial expressions, character and mood. Fonseca is a highly respected artist in the Portuguese artworld. Born and bred in Tavira, his studio is now located in Santa Luzia Adept in numerous media including painting, carving, sculpting and ceramics he is most recognised for his work as a painter. His artworks are mostly themed around urban

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nature and architecture, such as floral windows, patios and house interior scenes. Fonseca also creates beautiful textured acrylics, contemporary sculptures and ceramic tiles. His most recent oil paintings burst with vibrant floral colours and can transform any room into a bright, Mediterranean paradise. So, why collaborate? As well as being long standing friends, both Karen and Fonseca recognised each other’s particular artistic skills; Karen’s being faces and people, Fonseca’s being floral and architectural and decided to try a collaborative piece. The result was groundbreaking. From thereon, as well as continuing to paint their own individual artworks, they regularly joined each other in the studio to jointly create more of their unique paintings. It is not a new concept for one artist to join another to create a piece of art, but here in the Algarve it most certainly is a rare concept. Their collaborations however, have certainly proved popular amongst art lovers here with many paintings finding new homes over recent years. Probably the most popular joint creations are their studies of women with floral headdresses. Their paintings are full of life and colour and have formed focal points on many of their customers’ walls.

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What’s next? The duo are always looking for inspiration for their collaborations, and lately they are exploring the concept of combining more of Fonseca’s studies of Tavira’s beautiful architecture together with Karen’s study of its characters. Watch this space! Their collaborations along with all other original artworks can be viewed at Tavira d’artes Art Gallery, Travessa Jacques Pessoa, 8, 8800-347 Tavira. Telephone (+351) 962 012 111, email taviradartes@gmail.com or online at: www.taviradartes.com

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People

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Places

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AS SALINAS www.eastalgarvemag.com


Widely seen across the Algarve, we take a dive into the artisenal production of salt, or more specifically Portugal’s gourmet “Flor de Sal”

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ortugal has been known as a great producer of sea salt since the Roman Empire, more notably its high quality gourmet version “Flor de Sal” a type of salt created using artisanal methods which is said to be healthier than regular refined salts. Flor de Sal is a very thin film of salt crystals which forms on the surface of the salt water and is carefully collected by hand with a special instrument, which never touches the bottom. It is then dried in the sun for 5 days, as it is not washed, it retains its natural minerals which are essential to the Human body, this also gives it its unique taste. It is a rare type of salt, which is formed only on the hottest days, between July and September. In the past salt has been used for cooking and of course for preservation but now, as the world discovers Flor de Sal, Chef’s are getting creative and using it as a distinct seasoning. Unlike normal salt, Flor de Sal has a higher humidity and smooth crystals making it ideal for seasoning food but not for cooking. When sprinkled over hot food like steak, the crystals melt but leave a slight crunch which adds a whole other level to the textures and flavours of the dish. Some of the worlds most well known chocolatiers even use it in their chocolates! Prices of Flor de Sal have been increasing year after year as there is more demand, with the current price around 8 euros per kilo. Due to the natural methods used to harvest it, the quantities produced are small and exclusive. The production methods are governed by a Portuguese law which prohibits the use of machinery and pumping water to harvest the Flor de Sal. It is a 100 per cent natural production method so the Flor de Sal is

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People

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free from industrial contaminants and ensures minimal damage to the environment. The salt season follows the rhythm of the seasons. It usually starts in March and lasts until September, time of the last salt harvest. The season is divided into two major phases: the preparation of the seas and the production of salt. The preparation of the seas takes place between the months of March and June and includes the cleaning of mud and sludge, the repair of wear caused by winter weather and the preparation of water. Water preparation is the process of increasing the saline concentration of the water. Besides the extraction of the salt, the biodiversity of the fauna and flora in the salt marshes is very wide, there is a bushy vegetation in the marshes and walls adapted to the high saline content of the soil, among which are the salicorn branches, an edible plant which is already widely used as a substitute for salt in salads and sautĂŠed in other dishes. Regarding Avifauna, most of the water birds that appear in the Ria Formosa are concentrated in the salt pans, where they benefit from vast feeding areas. In the winter and post-nuptial migration period we can find a great abundance and diversity of species of ducks, herons, storks, spoonbills and waders, the latter being the dominant group. In late spring and early summer, the abundance of birds in the salt flats decreases significantly, but they also serve as a shelter for populations of species which depend almost exclusively on this habitat for nesting.

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Property

HOME WORK W

If working from home is the future for many, will some pack up and move to sunnier climes? By Robert Bijker PROPERTY MANAGEMENT ALGARVEAN COTTAGES

V I LLAS

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orking from home either part-time or fulltime has never been as popular with both employees and employers. It took a pandemic to accelerate a trend that started some years ago and looks like it is here to stay. Both seem to like it for different reasons. Companies are quick to realize that they can do with less and often expensive office space in city centres leading to significant cost savings without causing a fall in productivity while employees appreciate the flexibility that working from home offers. Although working from home may increase the cost of the monthly utility bills, it is likely to be offset by the cost saving of not having to commute to the workplace. Not many people live near their workplace and thus do not have the opportunity to walk or cycle to work. Most need public transportation or the subway. We all know that the air quality in the subways has always been poor even before the pandemic. Many people avoid to travel on the Covid-19 petri dish that is the London Underground so when offered the alternative of working from home it is welcomed. I’m sure that it is no different in other cities that have a subway system. Another benefit is the enormous time saving of not having to commute to work. If the average daily time to commute is one and a half hours, this amounts to 33 hours per month or almost 15 days per year! Working from home from the kitchen table or from a make shift desk in the bedroom is not an ideal situation. Needless to say a separate workspace is without exception preferred, but not always available. This often means that a property becomes no longer suitable due to new requirements. In addition, coming out of lockdown many people are re-evaluating the meaning of freedom and may desire to live in a low population density area outside of their town or maybe even in a different country providing there are good internet and (international) travel connections. In the past people could not make this decision as there were technological hurdles to overcome (the lack of fast internet and video conferencing solutions) as well as the social acceptance by colleagues and businesses to work from home. It will be interesting to see the impact of the pandemic on all of this, which may lead to new trends in demand for residential property. Early signs indicate that the desirability for properties with a large terrace or private garden with or without swimming pool have risen. This could lead people to sell their homes and buy a larger more suitable property in the countryside for the same price or less. One only really starts to appreciate the availability of having your own outdoor space during a lockdown. Not all jobs can be done from home. It is estimated that up to 30 – 35% of all employees

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Property

can work from home in one form or another. Some may decide this is the time to pursue their long-awaited dream of living abroad; a long held desire for many but postponed because of the fear of the unknown. Portugal and in particular the Algarve are well positioned to be their top choice. Good means of transportation and internet facilities are a priority. In the Algarve many properties have broadband internet. The roll-out of fibre optic services continue steadily and are now also reaching urban areas of small villages in the country side, broadening the choice of places to live. Portugal has received many awards over the years as the best place to live in Europe. It is considered to be a safe, expat friendly country with a pleasant climate and relatively low cost of living. All our consultants have been living in the Algarve for a long time and would be pleased to answer your questions. They are ideally positioned to inform you about the pros and the cons. Stay safe and healthy. Robert Bijker, Director Land & Houses Algarve – Yellow Homes www.landandhousesalgarve.com www.landandhousesalgarve.de Tavira Office Rua Dr. José Pires Padinha 178 8800 - 354 Tavira Tel: 281 320 281 Fax: 281 321 901 (AMI – 6232) Vilamoura Office EN 125, Benfarras Boliqueime 8100 - 068 Boliqueime Tel: 289 301294 Fax: 289 30143

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SPECTACULAR 3 BED. APT AND GARAGE WITH ACCESS TO 4 S. POOLS - CABANAS - Built in 2008, on 1st floor with an area of 90m2. Situated within walking distance to beach access and all amenities. ENERGY CLASS B- €200.000

4 BED. VILLA WITH GARDEN AND S.POOL - NEIGH. CASTRO MARIM Situated in a residential, 10 mins from Praia Verde beach and 5 mins from Castro Marim. Built on a walled plot with an area of 950m2. Sold furnished and equipped. ENERGY CLASS B €490.000

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Multi-award winning luxury estate agents in 350 locations worldwide

CASTRO MARIM / TVR2303 / 425.000€ 3-Bedroom villa with pool on a big plot A 250m² villa on one floor on a 13280m² plot. Built in 2012, presented in immaculate condition with 3 generous size en-suite bedrooms, open plan living area and spacious kitchen. Very private. EPC: B-

CABANAS DE TAVIRA / TVR3122 / €295.000 2-Bedroom apartment with big terrace, sea views and shared pool Spacious 142m² apartment built in 2008, set a few meters from the sea front comprising of underground parking and a communal pool area. EPC: E

TAVIRA / TVR7251 / REDUED TO: €325.000 A lovely 2-bedroom house in the historic centre An opportunity not to miss, this is a beautifully restored traditional house set in the heart of Tavira. Located in a cobblestone street close to all amenities, the Roman bridge, and many good restaurants. EPC: B

TAVIRA / TVR7266 / €750,000 5-Bedroom villa with pool on a huge plot with sea views A conveniently located property built in 2008 with 215m², 5-minutes’ drive from Tavira city centre, on a huge private flat piece of land of 23,196m² that would be perfect for horse lovers. EPC:D

To find out more about our marketing, or for a free market appraisal on your property, contact Fine & Country Tavira

FINE & COUNTRY TAVIRA (Fine Estates Lda) AMI 11564. Avenida Engenheiro Duarte Pacheco, n.˚54, 8800-537 Santa Luzia Office Tel: 281 023 263 | tavira@fineandcountry.com Emmanuelle Deschamps 919 025 200 | David Holder 919 004 100

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Central Algarve (Almancil) 289 396 096 | West Algarve (Carvoeiro) 282 341 140 | algarve@fineandcountry.com

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Photograph of the month 28

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2 bedroom apartment Private condo with pool Walking distance to Santa Luzia Village Parking place on basement 197.500€

By Paulo Silva Taken on a Canon EOS R “I use photography as a hobby, a kind of therapy... I like to go for morning walks in Cabanas de Tavira and witness the beautiful sunrises and the serenity of the sea while indulging in my love for photography.” www.eastalgarvemag.com

2 bedooms duplex apartment Terrace where you can enjoy a good breakfast or sunny afternoons.150 M2 of floor area. 200 M2 of total area.Located 2.5 km from Altura beach and all facilities. 235.000€

ALGAR VILA, Lda Since 1986 (AMI 431) Travessa das Cunhas, nº 29, 8800-372 Tavira, Faro (+351) 281 324 115 Tlm. 00351 963 660 971 Email: geral@algarvila.com www.algarvila.com

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Health insurance

Solicitor specialising in: Real Estate Property Conveyancing Family law Power of Attorney English, French and Spanish speaking Telephone: +351 281 321 794 Mobile: +351 963 096 407 Email: lcabecudo@gmail.com Tr. Das cunhas n.º 35 8800-372 Tavira

Get the best out of your health insurance! We work with many leading insurers and we can help you to choose a private health insurance policy that is right for you.

281 325 842

tavira@ibexinsure.com Rua 1 de Maio 26B r/c, 8800-360, Tavira

www.ibexinsure.com/tavira Car Home Motorbike Travel Health Boat Business Pet Community

MONTE da PALHAGUEIRA VILLAGE

Villas from: £140,000 Ι Apartments from: £95,000

DESIGNED FOR THE OVER 55’S Monte da Palhagueira offers 33 houses and apartments, exclusively designed for the over 55’s. Set within a traditional village development of 22 acres, just 20 minutes drive from Faro International Airport, the village nestles in the tranquil and picturesque hillside of Gorjões, Faro in the Algarve. EXCELLENT FACILITIES The village offers many unique features, including its own own Anglican Church, public restaurant, tennis court, two swimming pools and an ornamental lake, all set within traditional village surroundings, bounded by stone walled lanes and terracotta tiled buildings. COMPLETE PEACE OF MIND In addition, village properties all have access to British trained medical staff, on duty at all times, via an aid call system linked to the village nursing home. MAKE AN ENQUIRY For Roberts on ++351 289289 990900 For further further information information please pleasecontact contact Clive Alexandre Neves on ++351 990 900 E-mail: montedapalhagueira@gmail.com ΙWeb: Web:www.retirementvillageportugal.co.uk www.retirementvillageportugal.co.uk E-mail: mdpvillage@amesburyabbey.com Monte Monte da da Palhagueira PalhagueiraVillage, Village,Gorjôes, Gorjôes,8005-488 8005-488Sta. Sta.Barbara Barbarade deNexe, Nexe,Algarve, Algarve,Portugal. Portugal. Part of the Amesbury Abbey Group, Church Street, Amesbury, Wiltshire SP4 7EX www.amesburyabbey.com

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Places

ADVERTISE YOUR BUSINESS HERE!

IF YOU ARE READING THIS THEN YOUR CUSTOMERS WILL BE TOO! CONTACT INFO@EASTALGARVEMAG FOR MORE INFORMATION!

A reliable real estate agent simplifies your life! FASTIGHETSBYRร N TAVIRA +351 281 322 762 RUA 1ยบ DE MAIO, No 13 FASTIGHETSBYRAN.COM

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BARS & CAFES 1 La Baguette 2 Somewhere Else (Daves Bar)

PLACES TO VISIT 1 Kozii store 2 Kozii store 3 Artesis Galeria

SERVICES 1 A.F.M. Accountants 2 Ibex Insurance 3 Rui Horta Lawyer 4 Maria Luisa Cabeçudo Solicitor 5 Casa Serviço

HEALTH & BEAUTY 1 Elle 2 Rui Barros 3 Thai Massage Expert 4 Buaka O Tavira 5 For your Brows only

REAL ESTATE 1 Land and Houses 2 LWL 3 Fastighetsbyrån 4 Proluna 5 Algar Vila

RESTAURANTS 1 Abstracto 2 DAWAT Indian Restaurant 3 Ponto de Encontro 4 Kohinoor Indian Tandoori Restaurant 5 Mar Azul

Community

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Restaurante

Abstracto Traditional Portuguese Cuisine

• Foot Massage (Reflexology) • Oil Massage • Traditional Thai Massage • Therapeutic Massage for Pain Relief • Sport Massage (Deep Tissue) Av Dr. Mateus Teixeira de Azevado TAVIRA, 8800-379 Loja No 24 From the station walk down to center

Tel: Chuttcha +351 924 289 594 Vorakorn +351 925 431 636 Facebook: Thai Massage Expert

Thai Massage, Olhão

A typical Thai space, where you can find peace to enjoy different types of massages and personal care.

Rua Dr. Antonio Cabrera, 34 8800-344, tavira Tel 937 037 712 restaurante.abstracto@gmail.com Gardens

Avenida da Republica, 105, loja 12, 8700-308 Olhão Tel: 915 509 781 See Dok Mai on Facebook

Square

Rio Gilao

Roman Bridge Specialized in Property Management and Holiday Lettings in the Eastern Algarve. Our office is in Tavira, where we have been based since 1989. Rua Almirante Cândido dos Reis, 142 8800-318 Tavira www.casaservico.com Office hours: Monday to Friday – 09:00 until 13:00

Restaurante Abstracto

Bishops Square

Restaurant.Abstracto.Tavira

Land line: 00 351 281 321 764

Mobile: 00 351 96 26 19 022

La Baguette FRENCH BAKERY

IN TAVIRA

Fresh bread, croissants & pastries made daily using French flours on site! Teas, coffee, chocolate and fresh orange. See Facebook for details: 'La Baguette Française De Tavira' Located close to the castle, 20 rua Dos Mouros Tavira T: 281 403 070 E: labaguettefrancaise.tavira@gmail.com

♦Draught Guinness ♦Coors Light ♦Large selection of Ciders ♦Hot & cold food served all day

♦Fun friendly atmosphere for all the family ♦Sky sports & BT sports ♦3pm Premiership kick offs

Rua Almirante Candido dos Reis. Tel 926 763 653.

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Outdoors

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People

New beginnings for some familiar faces A

Introducing Compass Property Sales

t the beginning of July 2020, a brand new real estate company opened its doors in the East Algarve, just 300 metres from the “Sail� roundabout at the entrance to Tavira. Compass Property Sales is a fully licensed and independent real estate company focusing on residential property sales in the East Algarve and the Central Algarve. We sent our roving reporter to speak with one of the owners, Sandra Swoboda, to find out a little more about the new company. Good morning Sandra. So, my first question is how many people do you have working at Compass Property Sales? Good morning and welcome to our new office. Currently we have three full time people working including myself, Paul

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Greenhalgh – my business partner and Tanja Hellmund who has worked side by side with me in the Algarve throughout my real estate career. You obviously have many different nationalities buying and selling property in the Algarve, so how many different languages are spoken at Compass? Yes as we all know the Algarve is very cosmopolitan and fortunately we speak four languages between us fluently including English, German, Portuguese and French. Most real estate agents in the Algarve tend to concentrate on one region so why have you decide to focus on both the East Algarve and the Central Algarve? My real estate career started in Tavira and it is where my heart is. Having sold properties in Tavira and throughout the

region for 14 years, I know the area and the property market extremely well and it is where we decided we wanted the main office to be. Paul, however, has sold real estate throughout the Central Algarve since 2000 so when we set the company up we also wanted to capitalize on his experience and passion for selling properties in that area and so we agreed that the areas in and around Loule, Almancil, Sao Bras de Alportel, Santa Barbara de Nexe and Estoi would also be a focus for the company. You mention Tavira is your main office. Do you have another one? Yes we do. It is based in Loule but it is purely an administrational office. It is used primarily to allow us to coordinate quickly and efficiently with our customers and clients in the Central Algarve.

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Most Real Estate offices in Tavira seem to be located downtown so why did you choose this location near the “Sail” roundabout for your main office? To be honest we did look in downtown Tavira initially but the offices and shops available were quite small and we were adamant that we wanted a much more modern looking and spacious office to accommodate our plans to grow the company. We found this empty unit, saw the potential in it and set about renovating and furnishing it into the offices you see now. Have you finished all the works in the office that you want to do? Almost. We have a few more ideas we want to implement internally in the coming months and we are still waiting for our large external company signs to be made. Currently we only have the fixed banners on the office windows and office doors showing the company name so of course the outside signage is very important. You do seem to have a lot of passing traffic here? Yes we do as it is one of the main roads out of Tavira. Due to the large sales area we cover, we also wanted an office location that was easy to access not just for our East Algarve clients but also for our Central Algarve clients. As you realised when you arrived, one of the biggest advantages we have is the fact that visitors to Compass can park directly outside the office. So apart from passing traffic, how else are you attracting business? At every available opportunity we are pushing our recently launched, daily updated and very easy to use website at www.compasspropertysales.com, which showcases the property listings we have for sale directly from the owners. At the same time we are increasing the exposure of our properties by having them listed on several high profile and international property portals including Zoopla and PrimeLocation. In addition to internet based marketing, we also recognize the importance of advertising in local newspapers and magazines and so we will continue to spread the name of Compass Property Sales and advertise our properties for sale in these publications. In September we will be organising our first of many invitation only coffee mornings

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(or wine afternoon´s – we haven’t decided yet) when we invite a small group of people from the local community to our office for an informal get together to chat about Tavira, what´s new and any property related matters that arise in the hope that this will also help bring in new business from time to time. Up until now, however, it has been the positive reaction we have received due to word of mouth that is helping our business the most and we are so grateful for this. Reputation is hugely important to Paul and myself and having worked in the Algarve real estate industry for 20 and 14 years respectively, we are lucky that we have met many people over the years who are keen to recommend us to clients looking to buy and sell property. So were you apprehensive about opening Compass Property Sales with everything that is going on with Covid19 and Brexit? Well when we decided to open Compass, Covid19 had not hit the headlines so it didn’t have any bearing on the timing and we have been dealing with Brexit for 4 years now so we are used to the issues that that raises. Whenever you open a new company there are bound to be challenges to face but as a team we have the experience, the knowledge and the determination to make sure that Compass is successful. What do you think the affect will be on

property sales due to the ongoing Covid19 and Brexit issues? During the coronavirus lockdown of course this meant fewer visitors arrived in the Algarve and naturally this had an impact on property sales. However we know sales continued through this period and more reassuringly, the quantity of sales transactions has continued to increase. However, if there is a second wave of Covid19 within Europe and without knowing the severity or the reaction of the various governments, then it is difficult to predict the affect that this will have on property prices and sales in the future. As far as the issues surrounding Brexit, we feel that people have now made their peace with the impact of the decision. Of course Brexit may put off some British from buying properties within Europe that would have previously considered it but I do not think it will be many. And finally is there anything you would like to say to the readers in order to try and help your business? Well, yes absolutely. Whilst we have a good quantity of under construction properties for sale in our portfolio, we currently have a number of active buyers that are looking for completed properties either new or re-sale. We are therefore searching for all property types for sale in and around Tavira and other coastal towns as well as for villas, houses and quintas in more countryside locations anywhere in the East Algarve. At Compass Property Sales we offer a completely free, no obligation property assessment so if there are any readers considering selling their properties, then please contact using the email or telephone number below and we will happily discuss how best we can assist you. Alternatively, our office hours are weekdays 9.00am to 5.30pm so if you are passing by, please feel free to come in for a coffee and a chat. Sandra Swoboda Managing Partner Compass Property Sales Rua de Santo Estevão, Nº 25A, 8800-386 Tavira Tel: +351 281 323 876 info@compasspropertysales.com www.compasspropertysales.com

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Health

Sara de Melo Castanheira is an expert in Occupational Therapy and Quality of Life. She is also the Technical Director of SER Igual, an Association of special rehabilitation services in Tavira

The sensational mind of us Humans

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verybody or most of us enjoy going to the beach. To feel de sand on our body, the sound of the waves, the saltiness on our skin. But, dear reader, do you know that for some people, and specifically for some children, going to the beach can be very challenging and even painful? Let me explain the main reasons for this happening. We, occupational therapists, call this difficulty as a processing disorder in sensory integration or a Sensory Processing Disorder. “Ayres described sensory integration as the central nervous system translating information into action. Her theory was based on the idea that behavior is linked to neurological processes, and that brain stem-level sensory processing enables higher neural centers to develop and specialize. Although the five senses known as taste, smell, touch, vision and hearing are common knowledge, there are actually additional sensations that provide information about what is going within the body itself.” All sensations lie within three primary categories: interoception, proprioception and exteroception. Combined, the sensations from these three areas provide an individual with essential and interesting information about him or herself and the environment. The interoception is the sensation from inside the body, perceived through internal organs or viscera; proprioception is the sensation about body position and movement and is perceived through vestibular, proprioceptive and kinesthetic sensory systems; exteroception is the sensation from outsider of the body. It is perceived through taste, smell, touch, hearing and vision. Now let me write a little bit about development and sensory integration, so you, dear reader, can understand why some kids can’t tolerate some experiences as well as other kids do

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and why there are so many differences in each other’s, and this characteristic being one of the beauties of the human being. “Development unfolds as the interplay between genetics, health, physical capabilities and environmental influences. Likewise, the child´s capacity to process sensory information develops as his or her capabilities emerge and are influenced by culture, environment, caregiving, and social support. As the child perceives, interprets, analyzes and integrates sensory information, he or she gains knowledge about his or her body and the environment, which forms an important basis for learning and development.” And now let me tell you what are the primary reasons someone might be referred for professional evaluation, targeting sensory integrative functions: Typically, referrals for occupational therapy are based on the client´s difficulties participating in everyday skills and activities according to needed or desired expectations in one or more areas of occupation. In occupational therapy evaluation is completed to identify the source of these difficulties. The areas of occupation that are evaluated include, but are not limited to: activities of daily living; education; participation in play and leisure at home and in the community; social participation and performance skills and patterns, including habits and routines. In SER Igual (@SerIgualPT; geral@seronline.pt; 918 180 020) we use three types of intervention after an individual, structured and specialized evaluation: Sensory Integration approach: a `bottom up´ approach because it works on improving foundation abilities with the expectation that this will have a knock on effect to function skills. For example, working on postural control and discrimination can improve a child´s handwriting without working specifically on handwriting.

Padovan Method: the most versatile holistic therapeutic approach. “The Padovan Method of Neuro-Functional Reorganization is a natural, holistic, hands-on therapy. It is based on the physiological development stages (rolling, creeping, crawling, walking) of the human being, in order to stimulate and re-organize the Nervous System pathway. The aim of Padovan Method is to reorganize neurological circuits responsible for various human activities through specific stimulations. In order to restore functions that are lost, or impaired, but also to train intact functions to achieve full potential and wellbeing.” Therapeutic hypnoses for teenagers and adults: is the practice of relaxing the conscious mind to a trance-like state, and subsequently brining the subconscious mind into a heighted state of awareness that is more open to the hypnotherapist´s positive suggestions. In this state of narrowed focus and relaxation, a person´s body muscles relax, their breath slows, and their heart rate decreases. Hypnotherapy is the practice of using the power of suggestion to bring about positive change in clients or patients who are under hypnosis. Hypnotherapy has been proven to help treat a number of physical, medical and mental health disorders and diseases. I hope this article has been interesting and that has helped you to know more about the human mind and the development of the human being. Thanks once more for you company, dear reader. If you have any questions please contact SER Igual (@SerIgualPT; geral@seronline.pt; 918 180 020). We will enjoy to meet you personally and have a chat. Stay safe and stay tuned for next month article

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Far left (LtoR) Pauline Bishop, Kath Cox, Jane Walton, Pam Flood, Sandy MacDougall and Joy Kennedy Left: Guests enjoy a musical interlude

Great support for Tavira charity

Written by Chris Wright

T

avira 2nd Chance charity held a highly successful fund-raising afternoon at the Black Anchor Irish Bar recently. The hard working group of Tavira 2nd Chance ladies were bowled over by the generosity of the public who dug deeply into their pockets to help raise a fantastic total of €1385. The Black Anchor courtyard garden, in the heart of Tavira,

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provided the ideal setting for the stallholders selling a wide range of goods plus superb cakes and afternoon tea. A number of local musicians, led by Elsa Thomsen, serenaded visitors. Kath Cox of Tavira 2nd Chance said, “the event exceeded our expectations with the raffle alone raising €400. We would like to put on record our sincere thanks to everyone who supported us and a special ‘thank you’ to Joy Kennedy

and the staff of the Black Anchor who have been so accommodating.” The charity, which supports families in need under the auspices of umbrella organisation Associação Guarda Chuva, is holding a late afternoon/teatime Quiz at the Black Anchor Irish Bar on Tuesday 22nd September. For further information call in at the Black Anchor or phone Kath Cox on 964 879 951.

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Gardens

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Gardens

Growing vines Whether you want a small vineyard or just a few vines, the rewards can be very satisfying

I

have always enjoyed a glass or two of a good wine, and with a little time and effort you can produce the varieties of grape that matches the wines you enjoy. And within few years you can be producing your own wines, and even if you don’t want to make your own wines you can always take the grapes to a local council producer and they will be happy to take your grapes and return you some wine. This is very dependent on the number of grapes you produce, so if you only produce a few then you will need to brew your own. CHOOSE A TYPE OF GRAPE. As with any plant, certain types of grapes grow better in different areas and offer up different flavours and appearances. There are three general types of grapes: American, European, and Muscatine grapes. American grapes grow best in warm, sunny climates like that of central California. European grapes are common in Europe and Northern parts of the US, and Muscatine grapes are

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Gardens

commonly found in the Southern US. • Within each general type of grapevine, there are multiple species to choose from which each offer up their own flavour, colour, texture, and size. Visit a local nursery or market to find one that fits your needs and environment. • Select plants that look healthy and strong, and are 1 year old. When possible, get them certified virus-free to ensure that their healthy growth is continued. • Look for plants that have an even root distribution, and whose canes are symmetrical. PREPARE YOUR OWN GRAPEVINE CUTTINGS. If you or a friend has another grapevine you’d like to plant from, you can take a cutting and plant it in a new location. To use your own cuttings: Cut the sections directly from the vine or from brush that has recently been pruned off. Make sure the cutting is 3 nodes long (the nodes will look like bumps). At the bottom of the cutting, make the cut at an angle. This cut should be at 45 degrees and 1/4 to 1-inch above the node. • When taking cuttings, plant as many as possible - in as many locations as possible - to have a higher chance of success. Surplus plants can be

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given away. SELECT A SUITABLE LOCATION. Grapevines are long term plants that can live between 50 to 100 years. Therefore, make sure that the location you select is a permanent one that will offer up plenty of room for future grapevines. Grapevines thrive in sloped and hilly areas that offer up plenty of drainage and sunlight. When possible, plant your grapevines on a downward slope on a south-facing hill, in an area clear of other trees and large plants. • In cold areas be sure to plant the grapevines in a sunny area, preferably facing south. A southern facing location may prevent frost nipping the vines. PREPARE THE SOIL. Grapevines are a bit picky about their soil conditions, so make sure they are just right before planting. Use soil that slightly rocky or sandy with a pH just above 7. Amend the soil to promote good drainage if necessary, as water-logged roots are not conducive to healthy growing grapevines. • Test the soil pH with an at-home kit to determine if anything needs to be added to or taken away from your soil to prepare it for planting.

• Although it may seem counterintuitive, grapevines do not like soil that is too nutrientrich. Avoid heavily fertilized soil when possible, and ask a worker at a local nursery for tailored suggestions. PREPARE A TRELLIS FOR YOUR GRAPEVINES. Grapevines are, as the name implies, vine plants that grow upwards along a support structure. If you are not planting your grapes along a fence or other structure, construct or buy a trellis for them to grow along. This is typically a wooden structure made of intertwined boards that allow the vines to wrap around them, providing a sturdy support system. • Latticed wood and wire can be purchased and attached to fence posts for an easy homemade trellis, if you don’t have the funds or ability to purchase or make your own. • Don’t use a single stake (as you might for tomato plants) as this won’t provide enough support for your vines once they start growing. KNOW WHEN TO PLANT. Wait to plant your grapevines until a frost-free day in late winter or early spring. Pruning should happen around this time in upcoming years as

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LANDSCAPING & GARDEN CENTER

BEM-VINDO • WELCOME

QUINTA DAS PALMEIRAS CENTRO DE JARDINAGEM

EN 125, c.p. 126-E 8800-118 Luz de Tavira e-mail: geojardim@gmail.com www.geojardim.com Tel: 281 961 189

To Olhão

To Moncarapacho EN125 Fuseta

Find us on facebook at:

Geojardim Landscaping & Garden Center

well. Contact your local agricultural service for exact planting dates PLANT YOUR GRAPEVINES. Depending on the species of grapes you are planting, spacing will be different for each plant. For American and European grapes, plant each vine 6–10 feet (1.8–3.0 m) apart. Muscatine’s require much more space, and should be planted approximately 16 feet (4.9 m) apart. Plant the cuttings in a trench with the basal and centre bud covered. The top bud should be just above the soil surface. Press the soil firmly around the newly planted grapevine cuttings. • How deep you plant the vines will depend on the age and size of each individual plant. Don’t bury the vine cane any higher than the first bud, but make sure the roots are completely covered in soil. GIVE YOUR PLANTS A GOOD WATERING. Grapevines don’t prefer heavy water or rain, so after the first watering keep the amount of water you give them to a minimum. Keep water near the roots so that the majority of it gets absorbed rather than evaporated by the sun. If your area doesn’t get much rain, set up a drip system directly at the roots so that the grapevines get small amounts of water on a regular basis PRUNE YOUR GRAPEVINES. The first year, the grapevine should not be allowed to produce any fully matured fruits as these can damage the young vine with their weight. Cut back all the fruit, as well as all the vines except for the strongest that branch off the cane. In later years prune as needed following established local practices, and in older vines be sure to prune the vines back to around 90% of their wood.

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Luz de Tavira

PRUNE VINES WHEN DORMANT. Always always prune grapevines when they are dormant. They will otherwise bleed their sap losing vigour. This is typically in late winter when it is no longer cold enough to frost outside. APPLY PEST CONTROL AS NEEDED. Little pest control is needed as grapevines are naturally hardy. Keep weeds at bay by hand-weeding on a regular basis, and cover you grapevines in bird net to keep birds away if necessary. Seek guidance from your local gardening club or agricultural extension on how to combat the Vine Moth. It is one of the few pests that can decimate grapevines. • Be sure to plant the grapevines so they receive enough airflow to prevent powdery mildew. • Aphids can be a problem for grapevines; ladybugs are a natural consumer of aphids and will not damage your vines further. HARVEST YOUR GRAPES WHEN APPROPRIATE. Strong, edible fruit likely won’t appear for anywhere from 1-3 years. When it appears, test its ripeness by picking a few grapes from different areas and tasting them. If the grapes are sweet, start picking as they ready for harvesting and eating. • Grapes will not continue to ripen after picking (as is the case with other fruits) so be sure not to pick them prematurely. • Colour and size are not necessarily a good indication of ripe fruit. Only pick the fruit after you’ve tasted it and are certain it is ready Mark O’Shaughnessy

To Tavira Look out for the flags

Galeria

Contemporary Art Gallery

Showing a collection of recent work by our regular artists Open Friday thro’ Sunday from 10am to 1pm

Contact +351 918 973 438 Email: Info@artesisgaleria.pt Facebook: Artesis Galeria

15 Travessa Zacharias Guerreiro, Tavira

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A Cake fit for After a recent visit from the President of the Rotary Clube, Estoi, where he was presented with a ‘Princess cake’ we find out more about this popular Swedish Dessert

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otary Estoi president Uwe Jönsson visited the Hitio Gym in Tavira who recently donated a years full membership to their golf charity tournament. Being Swedish, Per-Arne Gulbrandsen, owner of the gym ordered a very famous Swedish cake Known as the ‘Princess Cake’. Over time Swedish cuisine has accumulated a number of decadent additions: the kanelbulle cinnamon bun, sweet or salty flavored licorice; the polkagris candy cane stick, the sticky chocolaty kladdkaka cake, and the gooey rich chokladboll; however, there is a signature treat that is considered to be a royal indulgence — with the backstory to prove it. This refined dessert is called the Prinsesstårta, also known as the Princess Cake. What makes this cake so regal first involves its rich flavor and pretty presentation. Here’s the setup. About eight or nine layers of yellow sponge cake are lined with raspberry jam and vanilla custard, then together topped off with whipped cream. Yet what truly gives the Princess Cake its dignified appearance is

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marzipan. Rolled thin and placed on perfectly neat as a covering, the marzipan addition usually comes in a green hue, either incredibly bright or a subtle shade. Powered sugar is dusted on top of this sweet masterpiece, with a pink candy rose as a garnish. There are also bakers who give the marzipan atop the Princess Cake a color twist with blue (making the cake become a Prinstårta, or Prince Cake) and red or pink for a version called Pperatårta (or Opera Cake). The Origins Of Princess Cake So how did this pretty torte come about? According to SwedishFood.com, the recipe for Princess Cake is attributed to a Swedish woman named Jenny Åkerström, a home economics teacher. At the beginning of the 20th century, Åkerström taught at an all-girls school in Stockholm, and her students included three Swedish princesses, Margaretha, Märtha and Astrid. They were the daughters of Price Carl Bernadotte, and the nieces of then King Gustav V. Yet Åkerström is known for more than instructing these princesses in formal

domestic training. She was also a food writer. Around 1929 Åkerström authored a cookbook, titled Prinsessornas Kokbok: Husmanskost och Helgdagsmat (The Princesses Cookbook: Home Cooking and Holiday Food). Its first edition featured portraits of Margaretha, Märtha and Astrid on the cover, with Åkerström dedicating her cookbook to them as well. Apparently, the recipe for Princess Cake first appeared in a 1948 release of the cookbook, but actually was referred to as Grön Tårta or “green cake.” It’s assumed the name change was due to the Swedish princesses’ fondness for the cake. Princess Cake In Modern Times The popularity of the Princess Cake in Sweden continues today through festivals, commemorative royal births and even a Princess Cake Week in September. Yet ordering one doesn’t require a title or a seat at court – as it’s easily found in various bakeries and cafes throughout Sweden. So on your trip to Sweden, head to a cafe and order this royal confection.

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a Princess

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Expert financial advice Keep up to date with our Finance expert, chartered accountant Ricardo Chaves from All Finance Matters.

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Reader’s Questions and Answers

n 2020 many UK citizens have enquired about the Non Habitual Residency in Portugal and also about the possibility of relocating here prior to Brexit. Below you will find the most common questions we have received.

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I am a UK citizen currently working from London but I am considering relocating and working from Portugal. Would you be able to advise us on the procedures required to establish NHR in Portugal? Are there certain steps we need to take in a particular order, before we complete the process? We certainly can guide you through the whole process. The first step is to obtain the NIF (fiscal numbers) in Portugal. As currently most of the tax offices are closed due to Covid19, you need to book an appointment with the tax authorities through the finance portal. If you prefer, we can do this on your behalf, as part of the process. To issue the NIFs you need to provide copy of your id or passports and a utility bill or driving license, with your current address. This will be from your foreign address. Once you get the NIF’s the following step is to become resident, as you are EU citizen, you can get the residency through the local council. Once you have the EU residency certificate, you then need to change the tax status, again through the tax office and finally apply for the NHR status.

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In your opinion, what is the latest date we could arrive in Portugal to establish residence before any Brexit deadline? If I am going to apply for NHR, by when should I do it, before it’s too late? The decision needs to be taken in the year that you take residency, as you will have until the end of March of the following year to make the application. As the residency certificate needs to be applied after you been in the country for 90 days, you really should be starting the process no later than September. Concerning the rental contract, if the contract starts in December, that should be enough to obtain the EU residency certificate prior to the end of 2020.

The only requirement to obtain state health care in Portugal is residency. You do not require private health insurance. To be registered with the National Health System, you should go to the health centre of your area with your id, fiscal number and residency certificate.

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In terms of residency in Portugal, do I need to purchase a property, or can I rent? How long a rental would be required by the authorities in order to establish our intention to stay long-term in Portugal ? We intend to stay long-term but wish to rent before possibly buying. Providing is a registered rental contract (not Air BnB and similar) the contract will allow you to obtain residency. Please note that to apply for the EU residency certificate, you need to be in the country for more than 90 days, prior to applying for this document.

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Q

I will continue to work from Portugal, to my current employer, what is the tax under the NHR rules on my salary? If you can get the income as salary and it’s from an high value activity, this income would be either free of tax if you pay any tax at source, or taxed at 20%, if not taxed at source. This is a privilege of the NHR status, that you can take advantage of. There is a list of activities on the non-habitual residency regime, that allow that you are taxed at a flat rate of 20% on the earnings from this activity. This applies to income from employment (category A) and income from self-employment (category B). Please note that even if you remain on the payroll of your current company, as the job is done in Portugal, the company may have to pay your SS here. If you are self-employed the Social Security is also your responsibility, but you may have a one year exemption after registration.

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Once I become resident in Portugal, how do I register with the National Health System? Do I need a private medical insurance to live in Portugal? The only requirement to obtain state health care in Portugal is residency. You do not require private health insurance. To be registered with the National Health System, you should go to the health centre of your area with your id, fiscal number and residency certificate. No inscription with the social security is required.

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What happens to my residency permit after Brexit? You will be covered under the withdrawal agreement if you live in Portugal prior to 1 January 2021 and continue to do so afterwards. As Portugal has chosen a declaratory system for residency, this means that in 2021 UK nationals will be required to exchange their residency documentation for a biometric card. This biometric card will state the holder is covered by the Withdrawal Agreement. UK nationals in Portugal are required to register for residency and have the appropriate documentation. If you have not registered for residency prior to the end of December 2020, the EU country you reside in may not consider you for it. However, Portugal have stated those that arrive prior to 1 January 2021 may register for residency under EU citizenship rules, until 30 June 2021. Those who arrive after the 31 December 2020 will have to apply for residency under the more stringent third country national rules. Applying means it can be refused whereas if all requirements are in place for EU residency it is automatically given. Please feel free to send us the questions you may have to ricardo@allfinance.pt. We will select some to be published.

Q

After applying for NHR status must I change my driving license for a Portuguese license? Yes, after residency you should contact the relevant authorities, to either exchange your driving license to a Portuguese one, or at least register your foreign driving license with the relevant authorities.

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FARO | TAVIRA

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Expert financial advice By Andy Oliver, CEO of Private Client Consultancy

One Currency to Rule Them All – One Currency to Bind Them

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n admission made by a Federal Reserve official, and what many have already suspected for the past few years, revealed that the Fed is actively working toward developing a blockchain-based “digital dollar” reserve currency. The revelation came during an “Innovation Office Hours” event that took place in San Francisco Federal Reserve Bank at the end of last week where Gov. Lael Brainard told the participants of the event that the Fed is “active in conducting research and experimentation related to distributed ledger technologies and the potential use for digital currencies.” Governor Brainard went on to say: “Given the dollar’s important role, it is essential that the Federal Reserve remain on the frontier of research and policy development regarding [Central Bank Digital Currencies]. As part of this research, central banks are exploring the potential of innovative technologies to offer a digital equivalent of cash. Like other central banks, we are continuing to assess the opportunities and challenges of, as well as the use cases for, a CBDC, as a complement to cash and other payments options. We have been conducting in-house experiments for the last few years, through means that include the Board’s Technology Lab, which has been building and testing a range of distributed ledger platforms to understand their potential opportunity and risk.” Further to this she said, that in order to “enhance” the Fed’s understanding of digital currencies, it has been working with researchers at the Massachusetts Institute of Technology “in a multi-year effort” to build a “hypothetical” digital currency intended for central bank use. Brainard then indicated that the research is still underway. “These efforts are intended to ensure that we fully understand the potential as well as the associated risks and possible unintended

consequences that new technologies present in the payments arena.” At the beginning of her presentation, Brainard suggested that the pandemic has “fueled” the need for a faster stimulus distribution system that could only be afforded through a digital currency, and the emergence of Bitcoin and other digital currencies has added additional urgency to the “quest for a digital dollar.” More specifically, banks, fintech companies, and technology firms are all exploring the use of innovative technologies to enhance payment efficiency and expand on their individual financial inclusion. However, unlike the perilous quest that a tiny Hobbit named Frodo Baggins selflessly ventured on to safeguard a ring that bound worlds along with its inhabitants – this is an institution to bind all countries and central banks in a single world to safeguard all currencies. Digital currencies, including CBDCs present opportunities but also risks associated with privacy, illicit activity, and financial stability. The introduction of Bitcoin and the subsequent emergence of ‘stablecoins’ with a potentially global reach, raised fundamental questions about legal and regulatory safeguards, financial stability, and the role of currency in society. This prospect has intensified calls for CBDCs to maintain the sovereign currency as the anchor of the nation’s payment systems. Not forgetting how China has doubled down on its efforts toward creating their own version of a CBDC. Brainard went on to say, that the implementation of a digital central currency would require a legislative process, adding that the Fed hasn’t decided whether or not to go forward with those efforts, yet. However, she immediately sent up a red flag by admitting the Fed has been working with the central banks of other countries on their own digitization efforts: “The Federal Reserve continues to collaborate with and learn from other central banks. We

‘Given the dollar’s important role, it is essential that the Federal Reserve remain on the frontier of research and policy development regarding [Central Bank Digital Currencies]’

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are participating in the CBDC coalition of central banks. While each country will make decisions on whether to issue and how to design a CBDC based on its own domestic legal framework and financial and economic context, we benefit from collaboration on CBDC research. Sharing lessons learned, jointly conducting experiments, and bringing diverse expertise to bear helps us make progress in developing potential approaches to address challenging hurdles, such as threats to cybersecurity, counterfeiting, fraud, and anti-money laundering, to name a few, as well as on shared goals, such as increasing the ease and efficiency of cross-border transactions.” Since financial and payments systems share extensive cross-border linkages, a poorly designed CBDC issued in one jurisdiction could create financial stability issues in another jurisdiction. A cyberattack on a CBDC arrangement in one jurisdiction could create domestic financial stress, which could, in turn, affect linked economies or have far reaching effects if confidence in certain technologies or payment mechanisms is eroded. Last year, the UK Institute and Faculty of Actuaries wrote in a white paper that cryptocurrencies were challenging the traditional financial system. As a result, central banks were faced with the threat of people being able to store, spend, and move their wealth without any reliance on a government/central bank fiat currency. This is a huge threat to the traditional role that central banks play in monetary policy and so it is little surprise that we are witnessing a gathering momentum across developed banks to analyze and understand the potential effects of introducing a CBDC. In conclusion, what we are seeing here was actually predicted in the mysterious Bitcoin founder Satoshi Nakamoto’s own white paper explaining in depth, the world’s first blockchain-based currency. The secretive expert or “group” of experts (nobody knows which) wrote that his/their vision of a “purely peer-to-peer” transaction would remove banks all together as the middlemen, and by doing so threaten their power, influence, and wealth. Contact: Info@pccwealth.com Tel: +351 281 023 851 www.pccwealth.com

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One Goal - One Purpose “I am extremely proud to announce the formation of Private Client Consultancy Wealth Management and my transition after 17 successful years working with deVere Spain. In a changing business landscape, with shifting client expectations, increasing regulatory and compliance requirements, and rising costs; there’s a growing need for smaller IFAs to join a professional network that can help them manage and reduce the burden. Private Client Consultancy is that network. IFAs can now focus on helping their clients achieve great outcomes whilst we at PCC manage the necessary paperwork, which will empower them to expand their business as they see fit. PCC is a B2B service provider for IFAs that takes care of customer relationship management, products, and services through alliances with major financial institutions, compliance, marketing, and public relations. This is the network for those IFAs and brokers who have become disenfranchised with their network provider or those who simply want to set up by themselves but are struggling with license regulatory demands. All stakeholders can benefit from the network: more clients and smaller IFAs get the protection of being backed by deVere, as PCC will use deVere Spain’s license and will initially, operate across Europe.” CEO and Founder, Andy Oliver


Golf

Beat Slow Play “Good habits are hard to make and easy to break, bad habits are easy to make and hard to break!”

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ow long does it take to play a round of golf? Of course, the answer is: “it depends.” Length of course, state of the rough, 2 Ball, 3 Ball, 4 Ball, Match Play, Stableford, Stoke Play, Social Golf, Scrambles, Competition. All have an influence on speed of play. However, how is it that some 4 ball groups can finish a round of golf in about three and a half hours and others take as much an hour longer? As stated by the R & A, there are many issues that relate to the pace of play, nevertheless, the behaviour of players on the course needs to be examined. In the survey conducted in 2014/15 responses were received from over 56000 golfers in 122 countries, 60% said they would enjoy golf more if it took less time to play. Therefore one of the many benefits will be greater enjoyment of the 19th hole! Slow play is not as contagious as Covid 19, it is however, a worldwide problem, causing the USGA and R & A to produce Pace of Play manuals to help clubs, committees and individuals to eliminate the syndrome, speed up play and encourage more people to play golf. Maybe, just maybe, it has something to do with individual or group pace of play and slow play may just be a bad habit? The R & A and USPGA revision to the rules in 2019 now include Rule 5.6, Unreasonable Delay; Prompt Pace of Play, which include guidelines under Rule 5.6 b on how to avoid slow play. They have also suggested golf club committees to consider implementing local rules, particularly in competitions. So, here are some practical tips and suggestions to speed up play around the golf course that aim to help make a faster and more enjoyable round. These may seem like common sense, but in my experience they are not common practice. Before the round: · Agree with playing partners to play “Ready Golf” when it is safe and responsible to do so. That is, “No Honour” (except in match-play), the first player ready, plays. · Keep up walking pace on fairways and between greens and tees. · Use buggies wisely agree to drop sharing player at their ball and driver proceed to their ball, avoid the buggy galleries! · Consider your pre-shot routine, how long does it take you? Work on a way to simplify this and still maintain your swing thought. · Decide in advance that you will not be the

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slowest player in your group. On the tee: · Use the tee that matches your golfing ability. · Encourage those players who play from forward tees to go first. · Always be ready to play when it is your turn. The main criticism levelled against slow players in the R & A pace of play survey, was that such players were not ready when it was their turn. It seems the longer you take, the more you scrutinize a shot - the worse you’re going to hit it, so they say. At most it should take 20 seconds and anyway, 15 seconds is plenty of time to waggle and swing, · That’s how long Brooks Koepka says he takes over his shots, and it seems to be working pretty well for him. · Loosen up when others are preparing to play and plan your club and shot and line of play. · Mark up scorecard from previous green. · Use your playing companions to watch the flight of your ball, especially when playing into the sun or in difficult windy conditions. · Pay close attention to flight of your ball; do not turn away in frustration if you hit a bad shot. · Have a spare ball in your pocket in case you have to play a provisional ball. · If you are in any doubt as to where your ball landed, announce and play a provisional ball. On the fairway: · Much of the above applies on the fairway as well. · Aim to walk at about 4 km per hour; this is an easy walking pace. So, on average length course of about 6000 metres, time spent walking is between 90 minutes and 2 hours. · Assume 4 players per round take approximately 26 minutes each to play their shots and that equates to 104 minutes or 1 hour 44 minutes. · So, three and a half to four hours should be easily attainable · Be aware of your position on the golf course; aim to keep up with the group in front, not just in front of the group behind. · When using a buggy, drop one player off at their ball and carry on to other ball. In the rough: · Easily identifiable ball markings help in searching for a ball. Someone else once suggested to me that soaking the ball in a very strong aftershave lotion, may be helpful in finding a ball in heavy rough! Others suggest bright coloured golf balls or the use of special sunglasses.

· Rule 7 allows you to take reasonable actions to fairly search for you ball in play after each stroke. So, when searching do not worry too much about moving your ball, under 2019 Rules Revision, if you (or anyone else) move your ball accidentally, you can replace on the original spot (or as close as can be estimated), without penalty. Rule 7.4 · Remember you only have 3 minutes now to search for your ball, from the time the player arrives in the search area. · When deciding to help someone find their ball, play your own first and then go and assist. · Be prepared to allow faster groups to play through. Around the green: · Ensure you leave your bag or trolley at a point where you will exit the green for the next tee. · If your buggy is parked on the cart path take appropriate clubs and putter, rather than walking back and forth. On the green: · At the moment everyone is putting with the flag in the hole. Current rules allow the flag to kept in an upright position by someone else, using another club (not their hand). When we return to normality, please avoid the flag in/ flag out dance that has occurred in the past. Allow those who want the flag left in to put out first, i.e. Ready Golf. · If someone has just played from a bunker, carry on while they smooth out the bunker. Between green and tee: · Move quickly on to next teeing ground so that those behind and can move onto the green just vacated. As above, mark cards at the next tee. Finally, combined with efficient pre-shot routine, the seconds that can be taken off each stroke by being ready to play, multiplied by the number of strokes played each round, multiplied by the number of players in the group, can have a very positive impact on the time it takes to play a round of golf. For example: If each player in a four ball takes an average of five seconds less to play each shot Each player takes 90 shots 90 shots x 5 seconds x 4 players = 30 minutes Speeding up by 5 Seconds should not be too difficult to achieve for most players. Stay safe and enjoy your golf.

Peter Ibbs

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Sport

WALKING FOOTBALL SUPPORTS THE COMMUNITY

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All the latest sports news from Chris Wright.

he ‘Community in Crisis’ scheme to provide food parcels for those in dire need has been wound down but EAWF is actively supporting two Olhão based charities with donations of food, volunteers and discussions are taking place to help with vocational training courses for young people. Jonathan Syed said, “we continue to be fully involved with the community through our involvement with SC Olhanense and Centre Algarve. Many of our players, whilst keen to get back to playing, are very conscious of the social impact we are able to offer.” When a player died following a heart-attack East Algarve Walking Football decided to raise funds for the installation of a defibrillator at the José Arcanjo Stadium. After lengthy negotiations regarding legislation surrounding defibrillators, the machine is soon to be installed and a number of members will shortly undertake a training course, alongside officials from SC Olhanense. Walking football sessions are returning to Olhão and it is hoped Tavira will be up and running again soon. All necessary safety measures will be observed and players must complete a COVID-19 Self Declaration form. For full details: www.walkingfootballalgarve.com Main Photo: EAWF and SC Olhanense players and officials supported the ‘Community in Crisis’ Appeal

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FARENSE BACK WITH THE BIG BOYS!

t is nearly twenty years since SC Farense last graced the Primeira Liga and fans will be hoping that crowd restrictions will be relaxed for the visits of Benfica, FC Porto, Sporting and Portimonense who survived relegation after V.Setúbal were stripped of their top flight status after failing to meet financial and legal requirements. New squad members include 23 year-old winger Brian Mansilla on loan from Racing Club (Argentina) and Rafael Defendi, an experienced 36-year-old Brazilian goalkeeper who joins from Famalicão. Former Dundee United and Scottish youth international Ryan Gauld and Fabrício Isidoro were named in the Segunda Liga ‘Team of the Season’. Right: Ryan Gauld

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Olhanense (red/black) in action against Louletano last season

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OLHANENSE DENIED JUSTICE

he Court of Arbitration for Sport (TAD), by a majority of ’three to one’, has dismissed Olhanense’s appeal and confirmed the promotion of Vizela and Arouca to the Segunda Liga, a decision taken by the Portuguese Football Federation (FPF) after the cancellation of the Portuguese Championship. Olhanense, which led Series D of the Campeonato Portugal, protested against the FPF’s criterion of rewarding the two clubs with the most points in the four series, when a playoff was being prepared with the top two in each series. Olhanense appealed to the FPF Justice Council, which forwarded the case

to TAD, which has now judged in favour of the Federation. Olhanense will again be meeting Louletano (Loule) as they battle to get back to the professional Segunda Liga. On the playing side 25 year-old Ivo Braz, who last season scored nine goals for Oriental (Lisbon), has put pen-to-paper Another exciting prospect is Portuguese youth international Tiago Dias. The 22 yearold was with Primeira Liga outfit Famalicão last season. In his formative years he had experience at Sporting, Benfica, AC Milan and SC Braga. Dias is a left-footed winger, who can also play in an attacking midfield role.

The new boss at Barcelona, Ronald Koeman who has property in the Algarve, at Olhanense a few years ago

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PORTUGUESE GRAND PRIX GEARS UP

he Algarve International Circuit at Portimão, staging the first Grand Prix in Portugal since 1996, is working flat out in preparation for the biggest day in its history on the 25th October. Twenty-four years ago Williams’ Jacques Villeneuve won the race from team-mate Damon Hill and Ferrari’s Michael Schumacher. This year all eyes will be on Lewis Hamilton, Max Verstappen, Valtteri Bottas and Charles Leclerc as they fly around the newly resurfaced track. Pirelli F1 boss Mario Isola says the Algarve track would be tough on tyres even without the new surface generating extra grip. “Portimão is the highest severity circuit of the new ones,” said Isola when asked by Autosport. “The target is to have an asphalt that is similar to the one we have now, but we know a new asphalt is always different from an old one. For example the level of bitumen that you have on top of new asphalt is a lot more than on old asphalt. The new tarmac we’ll have a much higher level of grip, and much lower wear. That means we have a lot of heat in the tread, and that is something that the teams will have to manage during the weekend”. On the two days prior to the main event, the Sports Prototype Cup Revolution Trophy will make its international debut. the new 440 hp/tonne highdownforce Revolution A-One prototype which was created by a team with over twenty years of experience manufacturing customer prototype race cars. The carbon fibre chassis and the advanced aerodynamics are designed to reward professional and amateur drivers alike. www. autodromodoalgarve.com

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INTERNATIONAL FOOTBALL RETURNS

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he League of Nations games restart this month with Portugal playing Croatia at the Estádio do Dragão in Porto on the 5th September and three days later against Sweden in Solna, Stockholm. In addition, Portugal will play their old enemy Spain on the 7th October in Lisbon. The two countries have met thirty-six times (of which nine matches were competitive) resulting in eighteen victories for Spain, twelve draws and six victories for Portugal. Following Barcelona’s humiliation by Bayern Munich in Lisbon recently their prodigal son Lionel Messi has intimated his desire to leave the club and could be on his way to Manchester City whilst new Barcelona boss Ronald Koeman has a major rebuilding task ahead of him.

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Free Classifieds P R O P E RT Y Property required for purchasing clients in the following areas; Moncarapacho, Tavira, Estoi and Sao Bras area for established real estate company Russell and Decoz, Lda. Telephone 289 792785 – email sales@russelldecoz.com Good quality properties required in the area of Tavira, Moncarapacho, Estoi, Sao Bras, Manta Rota and Praia Verde by established estate agency Land & Houses Algarve – Yellow Homes. Call 281 320 281 or email info@landandhousesalgarve.com Good quality rentals villas and apartments with pool required by established property management and letting agent Happy Homes Algarve. Call 281 320 283 or email rentals@ portugal-accommodation.com Este Algarve Propriedades Lda is a long established, licensed estate agency, with its head office in Cabanas, If you would like to sell your property we would be pleased to offer our services. Contacts: geral@ estealgarve.net tel: 281 370277 or 951165

ACTI V ITI ES Group fitness class, for enquiries call 926 671 132 Personal Yoga & Fitness Training – Tailored to your sports/Injuries and general mobility Tel: Margaret: 927485924 Tavira Painting Classes - Tavira centre. Beginners onwards. Materials provided. Thursday’ 14.00 - 17.00. Tel. Sarah 0044 7932834546. Mobile. 962012111 Painting for Pleasure. Beginners onwards. Wed., mornings 10.30 - 12.30 Afternoons 14.30 -16.30. At Mesquita near Sao Bras. Tel.289 845 561

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Scottish Country Dancing at the Casa do Povo Moncarapacho, Thursdays 5.30 ~ 7.30PM.e-mail David on daviddenman1@ hotmail.co.uk

M I SC ELL A N EO U S Alcoholics Anonymous Do you have, or is there someone you know that has a problem with alcohol? There is a solution. Please call: (00351) 916 457 733. English speaking.

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Professional Painter quotes you happy. Villas, houses, appartments, etc... Call Frank : 00351/ 910070098 Consultant available for business startups, etc. Based Tavira; alterup4746@gmail.com

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SUMMER SPECIAL

OFFERS

QUINTA DO VALE GOLF FROM 1ST OF JUNE TO THE 15TH OF SEPTEMBER 2020 2 Green Fees with Buggy – 99,00€ 1 Green Fee (18holes) – 40,00€ August Lunch Offer - Enjoy lunch before or after your round for just 9€ (choose 1 option from the menu + 1 drink + 1 coffee)

It’s not too late to become a Ballesteros Member! 6 Month, 3 Month and Monthly options available. Also 20 green fee package for 500€. Tel: +351 281 531 615 You can now check availability and book directly through our website www.quintadovalegolf.com or contact us by email golf@quintadovalegolf.com



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