Your Financial Wellbeing - Household Budget (Countywide Leaflet)

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These organisations offer free, impartial financial advice and can assess what help you might need. Speak to us by calling:

·Citizens Advice County Durham - 0808 2787821

Community Money Advice – 0191 3037514

East Durham Trust - 0191 5693511

(supporting people living in East Durham)

You can do your own household budget on the back...

Without a household budget, it is impossible to know whether or not you have enough money to pay all the bills and to live on.

On the back list all of your income, and then list all of your bills

Then minus your bills from your income to see what you have left.

If you find you have more money going out than coming in then call one of the organisations listed above to see how we can help.

You can find more information about advice services in County Durham through Advice in County Durham at this website…

www.adviceincountydurham.org.uk

You can find out about the governments ‘Help for Households’ cost of living support here…

www.helpforhouseholds.campaign.gov.uk

you concerned
you need benefits or debt advice? Reach out for support… Other support available... Durham County Council 03000 265 000 Welfare Rights 03000 268 968 Stop Loan Sharks 0300 555 222 NE Credit Union 0330 055 3666 AgeUK County Durham 0191 386 3856 Durham County Carers Support 0300 005 1213
Are
about your household budget? Do

YOUR NEXT STEP: KNOW YOUR FINANCES

WHAT'S COMING IN?

Wages

Benefits

Pension

Tax credits

Any other income

TOTAL INCOME

To convert a monthly amount to a weekly amount, multiply by 12 then divide by 52. Or visit us at one of our Hubs and we can go through this with you.

WHAT'S GOING OUT?

Rent or mortgage

Council Tax

Gas and electric

Water

Mobile phone

TV licence

Other bills

TOTAL BILLS

Total Income minus Total Bills =

Weekly Monthly

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