Karatmagazing

Magazine CONTENTS

Inspiration: How Gold may leverage your financial freedom

King of Gold: How Harald Seiz built the Gold Empire Karatbars

Karatbars: Lena, Hollywood and atmosphere

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Celebrity visit in the headquarter

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Karatbars: Marketing Coup Leads to Hollywood

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 R Go  for Gold 2016: New highlights at Karatbars

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€50 million turnover in 4 years: How Harald Seiz built Karatbars KaratMAG

Karatbars goes China: For a golden future in Asia

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 R  Cashgold: Pay cash with bars

Juan + Lenka Giner: Success as a couple

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Earn money with Gold: For safe assets, a secure future

Karatbars makes it easy: Earn Money with Affiliate Marketing

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Karatbars: Viva Las Vegas

Successful with Karatbars: We introduce Affiliates

Karatbars goes America: A German enterprise conquers the USA

Karatbars expands: For a global Golden Future

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Magazine CONTENTS

Interview with Harald Seiz: He who has Gold always has Money

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Go for Gold: Earn Money with Karatbars

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How Gold m your financia Gold – The History

The very distinctive colour and shine of gold already fascinated our ancestors. The precious metal made its first appearance 6,000 years ago. It decorated sovereigns and their buildings and was also used for religious objects. It is one of the first mined metals, and people have worked with it and valued it ever since. It became a currency early on, in the form of coins around 600 B.C. Gold never lost its value for people. Its scarcity and the timelessness of its physical and chemical properties with their nearly unlimited application potential have made gold the indispensable material it still is today.

Gold In Figures

A total of 170,000 tonnes of gold have been mined in the last 6,000 years, according to an estimate from 2007. This is not as much as it sounds. If we were to press this gold into a cube, it would measure under 21 metres in length along one side.

Most of the gold is worked into jewellery and art objects, accounting for 60% of it. Another 18% is held by central banks and monetary institutes, and 16% is held by investors in the form of coins or bars. The current annual global demand is around 4,100 tonnes. Nearly half of it is processed by the jewellery industry. Investors take up another 1,640 tonnes, and over 450 tonnes are used in the electronics industry, other industries, and in KaratMAG

dentistry. The annual demand is approximately 2,800 tonnes. To cover this demand, 1,600 tonnes of antique gold are processed, which goes some way towards compensating for this imbalance. The rest is made up for by the central banks, which feed their reserves into the market. However, there are limitations to this and it is disadvantageous to the banks. An imbalance occurs, the demand rises and the supply falls. This demand will be even greater in future. If we maintain the current output, gold mining will only be affordable for another 20 years. As a consequence, gold will only become scarcer in the foreseeable future and therefore more valuable, making it the perfect investment.

may leverage al freedom Inspiration

Gold and Inflation

National debt is growing rapidly worldwide. Inflation goes up and the people are no better off despite a higher income. Even Germany, one of the wealthiest countries on earth, has such high debts that the state has to raise â‚Ź33 billion annually for interest payments. The U.S. has faced state bankruptcy several times in recent years. The printing presses are switched on by the states in order to meet their financial liabilities and in the end, the citizens have less money or less valuable money in their pockets.

Major financial institutions collapse; then there is state assistance for banks or rescue packages for countries in the Eurozone, all scenarios that were virtually unthinkable a decade ago. But the system is heading for a big crisis. The global economy is based on a financial system that has been around for well over 600 years and it has hardly changed.

It is based on the debts of states, enterprises and consumers, to the point where repayment is inconceivable. This is followed by a collapse and hyperinflation. But gold owners are amongst the winners. Unlike paper money, gold cannot be produced at will and retains its value, even when the price of gold fluctuates. If you own gold, you do not need to have confidence in the state or the banks. Gold is gold and brings security with it. It is and will remain the most stable currency in human history. Gold is not affected by inflation. In 1900, seven grammes of gold were worth around 20 German Marks. At that time, a loaf of bread cost 23 pfennigs (old German pennies), so a citizen could buy 87 loaves of rye bread for the same amount.

In 2014, seven grammes of gold cost â‚Ź210, a loaf of bread cost â‚Ź2.31, and for that money you could get nearly 91 loaves of bread. The value of gold relative to basic necessities has essentially not changed. The 20 German Marks from back then are now only a fraction of what gold costs today.

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King of

How Harald Seiz built Many good ideas aren‘t as big as we presume them to be. In our case, they are exactly 15 mm long, 9 mm wide, and weigh exactly 1 gram. These are the dimensions of the smallest gold bar situated on a plastic carrier the size of a bank card, sold since 2011 under the name „Karatbar“, and it is one of the key products of Stuttgart-based company ‚Karatbars International‘.

And it has sold very successfully, one may add: Today - in 2016 total sales of 100 million Euros have been made with an annual increase rate of 30%.

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Gold

Coverstory

the Gold Empire Karatbars

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An idea, smaller than a thumbnail.

One does not simply stumble upon a business idea that is 0.000135 m2 in size. It requires a whole lot of inventiveness, life experience and a big willingness to take a risk, in order to develop a now worldwide company out of something seemingly small and simple.

The circumstances it originated from were also small and simple, says Harald Seiz, founder and CEO of Karatbars. One often develops a sharp eye for the value of things as well as the values in life from these kinds of circumstances. And because it is best to keep looking up and ahead from this perspective, for Harald Seiz it is a matter of fact to focus in that direction.

Emphatically through life.

At 19, he entered the insurance sector. He knew from his own family‘s experience, how unpredictable and uncertain the financial future was for people like him, for people from the middle class. Being able to offer these people a reasonable and reliable system for personal provision is what motivated Harald Seiz, as well as the prospect of income - which was significantly influenced by personal commitment in that field. „I always wanted to be as professionally independent as possible,“ Harald Seiz remembers, “to be flexible and to determine my schedule - as well as my income - myself.“ Thanks to his likeable and winning personality, combined with an authentic passion for the often cold and matter-of-fact subject of securing livelihoods, his professional perspectives quickly developed very positively.

Success from passion.

„When I get excited about something it is very easy for me to make other people excited about it too,” says Harald Seiz, as he looks back on his personal factor for success. He quickly reached the top in competition with colleagues and competitors.

The emergence of his natural talent for multi-level marketing would become a crucial factor for the success of Karatbars.

However, as his experience grew so did his

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scepticism of the life insurance system. His sense of justice clashed more and more with the nontransparent contract conditions and calculation models that disadvantaged his clients. „The time came when I couldn‘t look my clients in the eye anymore,” Harald Seiz remembers. „And when I can‘t stand behind something with my entire being, it’s time to stop doing it.“

A question of honour.

This inner attitude regarding questions of business ethics and commercial responsibility would greatly influence the founding and market orientation of Karatbars.

1998 - Telekom must give up its monopoly.

A high-potential market quickly develops for people with personalities like Harald Seiz. And history repeats itself: Thanks to his passionate commitment to clients and his social and communication skills he quickly achieves record economic figures. „During this time I wasn‘t just able to establish important networks. I was also able to put in-depth thought into the phenomenon of passive income“, says Harald Seiz, as he summarised the

Karatbars Stuttgart: Harald Seiz and a part of his team

experience of those years. Experiences that would soon come in handy.

Harald Seiz considered the increasingly tough competition of countless telecommunication providers during the early years of the private communication market - which led to a suicidal pricing pressure - to be senseless. „I like to work very hard and I do not bypass problems; everyone who knows me is aware of that“, Seiz emphasizes. „But all that dedication has to be worthwhile. For the clients, for the partners, and for me as well.“

»To me, the winner is always the one that manages to realise his idea of personal happiness. There is no benchmark for this for happiness.«

» KaratMAG

Shadows on the wall.

Freedom and independence. Best of all for everyone.

HiIn addition, there was a growing feeling of dependency and constriction. „I‘ve been a rebel for as long as I can remember,“ says Harald Seiz. „Always on the search for freedom and independence.“ The concepts „freedom“ and „independence“ would later gain major significance for the idea of a company that was forming in the back of his mind - a company that would be called Karatbars.

During the mid 90‘s, the indicators point towards re-concentration in the telecommunications market.

The ruthless price war claims its victims and Harald Seiz is careful not to lose control of his professional situation. „Of course it is sobering when you see your market becoming weaker despite increasing commitment,“ says Seiz, „and you have little leeway and tools to improve the situation.“ Liberation must come from somewhere. „I don‘t remember exactly when I held a piece of pure gold in my hand for the first time and thought: This is real!“ Says Seiz, smiling.

Again a spark of passion is ignited. He becomes active in the gold trade starting in 2008, basically learning the business from the ground up. He uses the know-how he acquired as a sales rep, makes new, international contacts, and looks at the big picture.

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DThe collapse of the Lehman Brothers in 2008 and the following global shock felt by all financial systems around the world is a wakeup call for Harald Seiz. „One would assume that the political and financial sectors would have learned the right lessons from the previous major economic crises.

But just like after 1931, everything quickly went back to business as usual. Just like back then, mistakes were made, some of which were the same mistakes. And: There is a lack of willingness and the shared desire to learn the right lessons from experience,“ Seiz exclaims. As long as banks hold on to their - problematic - system, people will have to live with all too familiar and

Harald Seiz in the UNO Headquarter in New York very expensive problems. It is time to think about reorganising money.

By now, the key concept behind the business mode for the future Karatbars has taken on international form. „If you look at it realistically, it is the citizens and those who save money that carry the risks of the international finance world‘s gambling games. They are the ones who watch as the earnings of their savings and investments melt away due to political tricks that are becoming less transparent,“ sayz Harald Seiz, indignantly.

»When I get excited about something it is very easy for me to make other people excited about it too.«

Two big steps into the future.

Thanks to his many years of experience in sales and marketing, and now in gold trade as well, he quickly develops a plan. The best of both worlds must be brought together in order to respond with the only sensible alternatives to the threat posed to people‘s savings accounts from unrestrained credit money propagation and political high-risk strategies: Freedom and Top Model Lena Gercke visits Karatbars in Stuttgart independence.

The freedom to determine one‘s personal life goals and the selecting the means to do so. As system in the world because it only asks what you well as independence from a financial system that would like to achieve. And not where you come only really benefits a few players with rules that are from or what you did before!“ He emphasizes. In the created by an even smaller number of people. meantime, 420,000 partners utilise this opportunity.

As a comparison: In 2014, Samsung had 489,000 employees worldwide.

A simple plan.

His passion rises to the surface on this topic: „Right: The plan sounded very simple“, Harald Seiz remembers, „ of giving every person the opportunity „People should please visit our website and be to by gold. In order to secure assets or establish convinced of the good arguments of my concept. it. Through the oldest and most stable currency You won‘t regret it.“ You can tell that this is not just a savvy marketer around - gold.“ Karatbars International GmbH was founded in reciting his claim but a person who is expressing his motivation and vision. „You should see the faces 2011. The first step was taken.

Even big things start small. „Five“, is Harald of people after I have explained the principle of Seiz‘s answer to the question of how many people passive income to them,“ says Harald Seiz happily. sat at the ‚round table‘ in the beginning. And the squirrel works hard to feed itself, which is how one Of nutcases and visionaries. colleague recalls the first hour. Yet the concept of WAccording to legend, Woody Allen joked saying providing gold bars in the smallest units - starting that whoever has visions should go to a doctor. from 1g - made from gold from refineries that meet Harald Seiz objects to this emphatically. „Take the „London Good Delivery Standard“, catches on a look at the history of technology! Look at the quickly. milestones of discoveries and inventions. They were „We are proud that today - in 2016 - our company all pioneered by visionaries, even though these is the market leader in the gold-card segment with individuals were often considered to be nutcases.

1 and 5 gram gold bars as well as 1 to 5 grams But where would we be without them!“ of gold worldwide. In the meantime we sell our It is not without reason that Manager Magazine product in 120 countries around the world,“ Harald has stocked a ‚Hall of Fame‘ of outstanding Seiz is happy to say.

Gold makes you free.

GWhat has been crucial for this success is the distribution system that has developed out of many years of experience: Anyone who wants to be involved gets a chance. „The secret is in using our limited time as optimally as possible,“ Harald Seiz explains. „Thanks to affiliate marketing you can not only add or multiply your work time, but even exponentiate it. For me, it is the fairest

»In order to give our trade partners the necessary security and confidence, we have been considering establishing a bank.«

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personalities in German economics since 1992, presenting the diversity of inventive spirit and entrepreneurial courage.

The oak and the wild boar.

However it is also right for people who leave willful, sometimes downright stubbornly trodden paths, disregarding stiff traditions and refusing to accept circumstances that supposedly have no alternatives, to encounter strong headwind.

These are experiences that are not new to Harald Seiz. „To say that my ideas are met with scepticism by the financial sector is a major understatement,“ says Seiz seriously. „But just wait to hear what the sector will say after the introduction of our newly developed payment plan.“ This seemingly defiant statement conceals a concept, the complexity and implication of which is even underestimated by some partners and colleagues.

Quantum Leap.

„Yet basically this next step is only logical,“ explains Harald Seiz. „With the help of our gold products people can uncouple themselves step by step from the enormous debt-based virtual money supply, which I like to call the ‚big bad bubble. This is all well and good. But people also love enjoying prosperity and wealth,“ Seiz smiles.

So what actually speaks against utilising the gold assets established with the help of Karatbars for personal consumption of goods and services. As simply and conveniently as cash.

»II like to work very hard and I do not bypass problems; everyone who knows me is aware of that.«

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„God in Heaven! I can‘t even imagine what some people have to say against it!“ Seiz laughs and dismisses the subject. As the German saying goes: „The oak tree isn‘t bothered (when the boar rubs against it)“.

Good money is also gold.

Despite its critics, an alternative payment system based on gold called „Karatpay“ has developed well,

at least on draft paper. An app is in development, while negotiations with interested parties and possible retail partners are underway.

Yet this one crucial question must be answered with a clear ‚yes‘: Will tangible, real gold from the hands of a customer enjoy the same degree of trust from a retailer as Euro banknotes or credit cards? „The retailer would be stupid not to accept it,“ says Harald Seiz smiling. „But maybe you can rephrase that part a bit.“ Because scepticism is still high on the side of the market partner. That‘s why Seiz and his team are working at full tilt on the foundation of confidence: Gold packaged the way that Karatbars has put it on the market is always convertible, even for chance finders. „Although we are working on a security system that will help the actual owner identify the gold with state-of-the-art forensic means.“ which Harald Seiz intentionally mentions in passing.

the entanglement, the remote operation of the dubious, and in my opinion carelessly dangerous construct of the current financial system, we will start to see a lot of winners.“

Damned in all eternity.

One person alone cannot change this financial system, Harald Seiz knows that as well as anyone else. But he would like to offer alternatives. In so doing one cannot by-pass even the simplest, seemingly stupid questions.

Win - win. And win.

Thus the merchant that connects to K-exchange - Karatbars‘ ‚Network of Trustees‘ - can always rely on the purchase price being paid, either through physical gold cash gold - or the current equivalent of gold in the form of conventional, well, credit money.

But who could lose in this system? We are already used to quickly dividing the world into winners and losers: Conflicting parties, world championships, Oscar awards. And we can lean back leisurely, as long as we can count ourselves amongst the winners or be affiliated with the triumphant ones. ‚Like‘, or don‘t. „This division of society, of the world, into winners and losers always seemed too easy to me“, Harald Seiz says. „To me, the winner is always the one that manages to realise his idea of personal happiness. There is no benchmark for this - for happiness. If we can help free ourselves from

For example: Why concentrate on gold when everyone else is investing in vibrant values from various, preferably uncertain, exotic origins, with alleged, staggering profit forecasts.

Harald Seiz sighs: „My answer is as simple as possible. What do you think a kilogram of gold was worth, say in the time of Julius Caesar? A hell of a lot. Probably 13 times more than today‘s official

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KaratMAG

»One would assume that the political and financial sectors would have learned the right lessons from the previous major economic crises.

But just like after 1931, everything quickly went back to business as usual.«

rate, if you take the difficult procurement situation of that time, which some scientists presume, into account.

How much is this quantity currently worth - let‘s say in Frankfurt, in official trade, inflation-adjusted since Caesar‘s time, for regular people: A hell of a lot.

And in one hundred years - let‘s say after the collapse of the global economic system, after aliens land and after the impact of a comet? How much will a kilogram of gold be worth? A hell of a lot. That much is certain.“ Harald Seiz is certain. Like all visionaries whose solution ideas are based on problems that affect many people in their daily lives, he understands the power of the masses.

When very many individuals contribute to creating a bit more advantage for as many people as possible, without having to disadvantage themselves, then there will only be winners around. Or not?

Only the real thing is true. As well as hard cash too.

Harald Seiz calls it affiliate marketing. Based on the only stable value that people have always accepted up to this day across all cultural and economic systems: Gold. But he also knows that he is not standing alone with his concepts. „In order to give our trade partners the necessary security and confidence, we have been considering establishing a bank. A bank that will be formed for our cash gold. Like banks have been doing for centuries. Only this time completely covered by the gold belonging to our clients and partners.“ A bank

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based on gold. Quasi gold standard, reloaded.

Harald Seiz has to laugh out loud at this. „Let us please avoid such populist comparisons at all costs.

The only thing we can achieve from Karatbars is to offer people an investment and payment system based on a real, tangible value - gold.

In addition, we can help establish an independent means of payment parallel to the Euro or the dollar which, by the way, is considered to be a positive thing by many experts. One that would quasi fly below the radar of the credit money system, which is based on debt. Free of interest and immune to speculation. Crisisproof according to the benchmarks of politics and key interest rates.

Now imagine these effects on societies that we describe as being third world. Societies that are currently in maximum dependence on the established yet imposed credit money system. Societies that could participate directly in the yield of their own natural resources - often gold, of all things - thanks to a goldbased means of payment with real value that uncouples them from said system. Just imagine a world like that.

And then call me a nutcase.“ We definitely won‘t, Mr. Seiz. Thank you for the interview.

People and their relationship to gold: It‘s complicated. King Midas would have a lot to say about it. Goethe‘s tragic heroine Margarete in Faust also knew about the passionate - and in her case unfortunately hopeless - desire „for the gold“. And we don‘t even need to know whether the largest quantity of gold is stored in one place at mysterious Fort Knox – yet just the mention of the name brings to mind heaps of gold bars. On the one hand, gold represents big emotions, and on the other hand, it represents unshakeable stable value and security. Yet gold, one of only 19 stable pure elements in the known universe, contributes to a difficult relationship. It is rare, unequally distributed and difficult to obtain.

It is no wonder that the history of humankind has been significantly influenced by the hunt for this precious metal, and rarely to its advantage. What would it be like if today - in the 21st century - the advantages of gold‘s intrinsic value were to be combined with modern, technically advanced possibilities of distribution, for the benefit of all, or as many people as possible. It just needs a good idea, right?

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Upload Gold: Laden Sie Gold in Ihren Account Physical Gold: Buchen Sie Ihr Gold von Ihrem Konto ab: zu Ihnen nach Hause, zum Anfassen, zur Sicherheit Buy with Gold: Weltweit einkaufen* per App oder mit Cashgold** Gold back: Buchen Sie Provisionen Ihrer Verkäufe in Ihren Account Einführungsphase bis Ende 2016 * in allen teilnehmenden K-Exchange-Shops ** in allen teilnehmenden K-Exchange-Shops. Cashgold ist die physische Repräsentanz Ihres Gold-Guthabens.

Karatbars® International GmbH | Vaihinger Str. 149A | D-70567 Stuttgart | Tel +49 (0)711 / 128 970 00

Chris Maier, Vincent De Paul, Lena Gercke, Harald Seiz and Uyanga Chimedtsermaa

Karatbars‘ founder Harald Seiz, walking along

LENA, HOLLYWOOD AND ATMOSPHERE

From Stuttgart to Cannes: Karatbars International perfectly staged!

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Harald Seiz and Uyanga Chimedtsermaa

g the red carpet

Success

Harald Seiz is looking back on a couple of turbulent weeks. Not only did celebrities come and go in a continuous stream at the headquarter in Stuttgart, the CEO of Karatbars International was also seen in company with stars and starlets from show business at the Cannes film festival. The reason was economic: Karatbars presented itself clearly to a broad interested public at this occasion.

A

t the beginning of May not one but two prominent visitors dropped by at the company‘s hallowed halls. Emmy winning actor and producer Vincent De Paul passed by to get to know the company and its products better. Company boss Harald Seiz personally welcomed the prominent Hollywood actor and showed him the production facility. De Paul was particularly interested in Karatbars‘ unique branding gold cards which he had already got to know during shooting for the film „Deprivation“ in Rome. Karatbars is the main Sponsor of this horror-thriller, which is due to be released in US cinemas at the end of 2016 and is expected to be shown in Germany in the forthcoming year.

Vincent De Paul, former model of Italian fashion stylist Versace, played one of the leading roles among others together with German actress Jana Julie Kilka („Verbotene Liebe“, as we‘ve reported).

witness himself in the corporate headquarters. Karabars has made a name for itself beyond the borders of Europe and it is particularly active in the US market.

Karatbars produced unique gold cards especially for the film, including the film title, the actor’s name and photo and – of course – a 1 gram gold bullion. They were handed over as a give-away to the pleasantly-surprised actors during the work at the set in Rome last March.

Accidentally bumping into Top-Model Lena Gercke during De Paul’s visit to Stuttgart turned out to be a stroke of luck for the two VIPs. The winner of Germany‘s next Topmodel Season 1 has meanwhile become a sought-after fashion model and could imagine establishing a second mainstay in the film business.

Vincent De Paul was equally enthusiastic about the meticulously designed production and sales management, as he could

While preparing for his next movie called „Beverly Hills Christmas 2“ (the first film was watched by over 20 million moviegoers), Vincent De Paul

Vincent De Paul demonstrated personal engagement in his packing of customer orders

US-Actor Vincent De Paul

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Harald Seiz receives his guests in his luxurious beach pavilion.

A television crew is always on the heels

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Harald Seiz welcomes Lena Gercke as a guest to the headquarters in Stuttgart

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Two people who get along: Vincent De Paul got to meet Harald Seiz himself in his offices

used the opportunity to chat about various things with the blonde beauty. Although they did not want us to know what exactly was discussed, it sounded very promising to us, nevertheless.

It also made media people prick up their ears at once.

Celebrity magazine Closer dedicated some pages to the topic and asked: „Will Lena make it big in Hollywood?“ After all she has proven her acting talent in the TV-Show „Prankenstein“ and got offered a small role in the pilot for the crime series „Ketapan“. And Producer Vincent De Paul Was quite enthusiastic about the pretty German actress. Will this chance meeting set her on her career path to the US? When welcoming his guest, CEO Harald Seiz was obviously very interested in Ms Gercke‘s opinion regarding Karatbars‘ new fashion collection to be marketed under the new catchy label „Konstantin Caratino“.

She had nothing but praise for the the fashionable ladies and gents wear.

We are eager to know when and where we finally can buy these fashion garments and whether or not Mr Seiz has another ace up his sleeve.

To forge and foster important contacts is an essential in the movie business. Therefore, following a guided tour through the company premises, a shooting of a corporate image film featuring Vincent De Paul and an audition for his next movie, director Chris G. Maier, Karatbars‘ CEO Harald Seiz, the two winners of said audition - Silke Löw from Cologne and Sandra Singh from Vienna accompanied by Netcoo‘s publisher Andreas Graunke moved on towards Cannes at the Cote d‘Azur (France).

At the 2016 Cannes Film Festival Karatbars presented itself with an advertising banner right next to the Red Carpet in the midst of all the present stars and starlets. Julia Roberts, Jodie Foster, George Clooney, Johnny Depp - the list could well become an endless one - they all were present here in Cannes.

Both Harald Seiz and life partner Uyanga Chimedtsermaa visibly

enjoyed the incomparable ambiance of the exclusive festival venue. Cannes, however, is no unfamiliar terrain for Karatbars‘ founder Harald Seiz, as the company showcases its unique products for the second time here on the spot.

Nonetheless, this time it was completely different. Mr Seiz not only showed up at the the hottest and most popular celebrity parties, but he also invited many guests to an evening party at a very luxurious beach pavilion.

The Cannes International Film festival proved to be a major success for Karatbars and its mastermind, Harald Seiz. And one thing he also admitted in conversation with Netcoo’s Andreas Graunke: „Perhaps next year we shall invite some of our sales partners to let them get a first glimpse into the world of movies as a result of a competition.

(BS)

FOR THE GOOD CAUSE Karatbars leaving create a charity gold card that will be auctioned as unique among the sales partners for the good cause. The card is decorated with a photo of Karatbars founder Harald Seiz and US actor and producer Vincent De Paul - and of course a gold bar is back again with! (See picture below middle)

Vincent De Paul held an audition for his new film at Karatbars‘ headquarters in Stuttgart

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Chris Maier, Vincent De Paul, Lena Gercke, Harald Seiz and Uyanga Chimedtsermaa

Top Model Lena Gercke meets Hollywood star and Emmy award winner Vincent De Paul at Karatbars International

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Inspiration On May 9, the gold trading company Karatbars International welcomed a prominent visitor from Germany and prominent visitors from Hollywood: Actor, producer, and two-time Emmy Prize winner Vincent De Paul came to Stuttgart to get to know Karatbars and its products.

K

aratbars International is the main sponsor of the American horror-thriller „Deprivation,“ which is coming to US cinemas at the end of the year and then probably Germany in 2017. Hollywood star Vincent De Paul stars in the film and in early March, on set in Rome, was impressed by the quality of Karatbars’ products when he and the other actors - among them Costas Mandylor, Kirsten Lea, Dominique Swain, and ARD favorite Jana Julie Kilka - received a personalized gold card in memory of filming “Deprivation.”

Each of these Deprivation „giveaways“ was personalized with the name and photo of each actor, and also contained 1 gram ingots of real gold. The unique card inspired Vincent De Paul and his acting colleagues right away with the lasting value of gold. The American movie star, who began his career as a Versace model, began to inquire about Karatbars other products.

On May 9, De Paul satisfied his curiosity when he was greeted in Stuttgart, the headquarters of Karatbars International, by CEO Harald Seiz and the Karatbars team. Coincidentally, this was the same day that model and winner of the first Germany‘s Next Top Model Season, Lena Gercke, also visited Karatbars in Stuttgart. De Paul and Gercke shared their positive views of Karatbars as they visited the facilities. They joined company founder Harald Seiz and his partner Uyanga Chimedtsermaa in a photograph to celebrate their visit.

Now that Karatbars International has gotten a taste of Hollywood, it won’t stop with “Deprivation.”

Karatbars also attended this year‘s International Film Festival in Cannes. Vincent De Paul and Harald Seiz jointly organized a casting call in Stuttgart for a sequel to “Beverly Hills Christmas,” the original having been seen by more than 20 million people in the US. Right after the casting call they took the winners directly to the Festival de Cannes at the Côte d‘Azur.

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Jana Julie Kilka, Chris Maier and Vincent De Paul

Karatbars: Marketing Coup Leads to Hollywood

Photo: Dieter Staniek

Karatbars has now even made it to Hollywood. And that is no exaggeration. Behind the scenes of the US horror-thriller „Deprivation,“ the actors were equipped with a personalized Karatbar card that included the actor‘s name, their photo, and, of course, a small gold bar next to the movie title. A wonderful, unique piece, the „Deprivation“ gold card shows once again how innovative the Branding Card from Karatbars International GmbH is.

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Inspiration

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“Deprivation“ was shot in early March in Rome, Italy, which will be released in the US at the end of the year and is expected to be shown in German cinemas next year.

The experience will remain in Jana Julie Kilka‘s memory.

For the German Actress, best known for „Verbotene Liebe“ (the ARD-Soap), filming „Deprivation“ was quite special as it was her first international film production. Jana Kilka’s costars were Costas Mandylor ( „Saw“), Vincent De Paul (discovered as a Menswear model by designer Gianni Versace), Kirsten Lea, and Dominique Swain. „Deprivation“ was directed by the successful Brian Skiba ( „Blood Moon Rising“), whose films have been seen by over 70 million people in the US alone.

Kirsten Lea have also a Karatbars Goldcard

„Deprivation“ is based on a story known as „Russian sleep experiment“. In the late 1940s, researchers were said to have detained six Russian people and then subjected them to a gas that caused insomnia. After a few days without sleep, the researchers observed paranoid behaviors in their prisoners. On the ninth day imprisonment, one of them began to scream. In the film, the prisoners mutate after a few days to become zombies. Jana Kilka, in her first Hollywood role, plays the villain‘s accomplice, and (spoilers!) she dies a cinematic death.

Ultimately, Jana Kilka was pleased with how the film turned out. In memory of the shooting of „Deprivation,“ Karatbars designed a special card for each of the main cast. The card, which is a plastic card in credit card format, showcases the actor‘s name and photo and the film title „Deprivation“. „And the great thing is,“ says Jana Kilka on the movie set, „there is a real piece of gold in it.“ The „Deprivation“ gold card

Aaron Lee in front of the Movie-Banner

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is not likely to have the same worth as a Hollywood filmstar‘s salary. However, the beautiful actress is well aware that gold counts as currency around the world. And with gold bars in their wallets, Jana Kilka can accept more international film offers, because „In an emergency,“ she laughs, „I can always come home.“ As the German Hope in Hollywood, Jana Kilka received much praise from American colleagues. But Jana, who, still excited from the Hollywood flair, flew back to Germany, wasn‘t the only one who impressed the Americans. The Americans in Hollywood were dazzled by the Stuttgart „Gold Boys“ and their various gold products.

Karatbars is very pleased with the great response to its successful marketing concept.

The Karatbars showcase in Hollywood proves the potential for even more partners. And, as has already been reported by numerous German and international media about the film shoot, Karatbars has once again strengthened its international presence.

Karatbars now has a taste for Hollywood. At this year‘s International Film Festival in Cannes, the Karatbars International GmbH will be represented as well.

At the beginning of the year, Karatbars International GmbH began extending its product range, which includes branding cards, collectible and gift cards with gold bars from 0.1 grams, and Karatbars chocolates and cosmetics. And many more products Karatbars looks forward to sharing with you. A world of gold awaits us! (BS)

Vincent De Paul was delighted with his German fellow actress Jana Julie Kilka

Jana Julie Kilka is thrilled by the Karatbars Gold-Card - a pretty and valuable film Souvenir (left and right)

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Go r o f d l Go : 6 1 20 The Karatbars International GmbH provides customers with its high quality, innovative gold products as inflation-protected investments. Karatbars is successful worldwide, present in more than 120 countries and expanding continuously throughout the rest of the world – and ready for the new year has expanded the range of products it offers.

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he beginning of the year is a brand new start for many companies and a perfect time to launch new products. These new products complement the existing product range, satisfy more customer needs, and advance the business’ opportunities.

The Karatbars International GmbH has used this moment because the new year is still fresh in our minds. During the annual World Call in January, Karatbars revealed 40 new, exclusive merchandising products to his approximately 380,000 affiliates. These complement the already extensive range of gold products - classic, collectible, and gift cards, which are available with gold bars from 0.1 grams and are also available in different editions; limited edition cards; cards designed customer; the Karatbars Gold Coin; and Karatbars Cash Gold.

The current line of products is enriched by the announcement of Karatbars new luxury products.

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The highlights of the Karatbars Product News:  Karatbars Sunglasses Unisex Fashion Sunglasses with mirrored lenses. The frames are made by hand from Monel Metall®, then plated and hand-painted. The sunglasses are available in four different models (including aviators) and nine color combinations.  Karatbars Chocolates 12 very fine mini pralines that are available in a set with your choice of a 1 gram gold card. Sweeten your life with Karatbars gift of gold and chocolate.  Karatbars Cosmetics With 6 new, high-quality cosmetic products starts the Gold Bath Series. The ingredients include 23 karat gold, silk, caviar, Hyaluron, Aloe Vera, and Red Valley Rose. Nourish and smooth your skin, and counter your first wrinkles and other signs of skin aging.

Earning Money

ts h g i ighl h s r w a e b t N ra a K at

 Karatbars wooden box Made from solid wood and finished with high-gloss piano lacquer. The box holds up to 10 gold cards, making it the ideal packaging for a Karatbars gold gift.  Karatbars-Gold Cards/ Special Editions St. Moritz: 5 different designs around the luxury ski resort in Switzerland.

Limited edition

Branko Lustig: producer of „Schindler‘s List“ and „Gladiator“, two-time Oscar-winner Marco Polo: the most famous adventurer in world history 2016 is the business year that ushers Karatbars into the world at large.

Since the company began in 2011, each year has been more successful than the last. 2016 is on track to be no different. Company founder and CEO Harald Seiz will certainly do everything possible to beat 2015‘s results. This is why Mr. Seiz invited the 380,000 Karatbars’ affiliates who are scattered throughout the world to celebrate at the Karatbars Freedom Celebration in Los Angeles in April. Together they celebrated the past achievements and gave Mr. Seiz strength for new, even greater success in 2016 and beyond.

(AP)

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How Harald Seiz built the

Gold-Enterprice Karatbars

From zero to over €50 million annual turnover in only 4 years

Success is a safe bench where a man can rest. Can, but doesn’t have to, and Harald Seiz certainly does not. He has been exceptionally successful since 2011 as the founder and managing director of Karatbars International GmbH. He has taken his company all the way to the top, and has himself reached the Olympus of entrepreneurship. But for Harald Seiz, that is still not enough. He wants to carry his mission, “Go for Gold – Gold for all, for a secure future for all,” out into the world; to expand his business and reach all 194 countries of the world.

20 October 2015, Hotel Adlon in Ber- lin. Harald Seiz is appointed Senator by the Federal Association for Economic Development and Foreign Trade. It was a festive occasion that honored his personal entrepreneurial achievement – an achievement that has long received respect and recognition in political circles. Just a few weeks prior, Harald Seiz had travelled to the South-China province of Guangdong with a delegation led by Lothar de Maizière and Joschka Fischer (photo) to introduce his company to local political authorities and convince them that China’s economy would also benefit from his business model. “Thanks to the presence of Lothar de Maizière, we were able to make a lot of new contacts and intensify existing ones, and to lay the foundation of trust that is absolutely indispensable to the Chinese mentality. I am quite confident that Karatbars will be present in China, KaratMAG

the world’s largest economy, by late 2016!”

Gold for all Harald Seiz has big plans, Olympus or no Olympus.

He objectively takes stock of his success with Karatbars to date: “I think we have already brought more security and honesty into our payment systems by introducing the world’s oldest means of payment – and in doing so have made the world just a little bit better. So we have already achieved some great things, but “some” just isn’t good enough for me. I wish for an all-around secure, ’golden’ future for everyone. My vision is ‘gold for all’ – and this vision drives me every day to carry my business further out into the world, until gold is accepted and used as a means of payment in all 194 countries of the world.

This is my personal challenge, the goal I want to reach. This is what I work for!”

Traveling the world There can be no doubt that Karatbars is Harald Seiz’s life’s work. For Karatbars, he gives 100 percent, working virtually 24/7. The 52-yer-old is happy to deliver this kind of commitment, and he says: “I live what I do. If that takes away from any aspect of my life, I am not aware of it.” He travels around the world on Karatbars business for about 60 days a year. When he’s not spending time with his affiliates in the USA, Dubai, Singapore, Malaysia, etc., you’ll find him at his company HQ in Stuttgart Möhringen.

The premises where he and his team of employees do business are luxuriously large, exclusive, and prestigious –‘Karatbars’ through and through, and representative of the huge success Harald Seiz had certainly hoped for but had probably not dared to dream would materialize so quickly. As so often in entrepreneurship, the start of it all

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Success Men

was not just a dream of success and big money, but a credo as well. A real conviction that could not be pushed into the background but demanded to be implemented, without compromise. It was the insight that he who has gold always has money – the conviction that gold is the new money.

He who has gold always has money „Before Karatbars, I worked in the German precious metals sector for several years, and the experiences I had there practically forced me to act – pushed me to offer people all over the world more security. Gold for all, in small units – that was my vision and the spark that ignited Karatbars, the ‘trigger’ for its inception. All of our products contain the finest gold - which gives them lasting material value that is not merely a profitable investment, but is also accepted as a kind of currency in all countries across the globe.” The fact that gold can be more than golden, valuable, and secure, but can be creatively designed and still be used as a means of payment or as a safe investment is reflected in the broad range of Karatbars products: gold bars in a credit card format – the classic Karatbar card available in 1, 2.5, or 5 grams of fine gold or specialty and gift cards fitted with a 1 gram gold bar and available in various editions. Some of the editions are limited, and the cards can also be individually designed according to the customer’s wishes,

which makes them perfect for the many Chinese festivals. Then there are also the Karatbars coin, and the brand new Cashgold bills that offer even smaller units of 0.1, 0.2, 0.4, and 0.6 gram bars, and finally the concept of the K-Exchange Shops, where customers can buy goods and pay with their Karatbars gold products.

Over €50 million annual turnover Founded in 2011, Karatbars is quite young in purely numeric terms, but in light of the rapid expansion, a worldwide team of around 300,000 affiliates, and a monthly turnover of almost €4.5 million, Harald Seiz feels like the beginnings of his company were ‘a long time ago’: “At first, Karatbars was only active in Germany, Austria

and Switzerland. We soon expanded into other European countries and finally took the leap into America, where we were welcomed with open arms and were able to take the market by storm. This laid the foundation for our world-wide expansion, which will reach another milestone in the coming months with the opening of ‘Karatbars China’.

At the moment, our largest markets are the USA, Canada, Italy, Spain, and Slovenia, and Asian countries like Thailand and Cambodia are very much on the rise. Our development so far makes me confident that very soon, not only China but many other nations will follow - so many, that before too long there will hardly be a country in the world where Karatbars is not registered!”

(AP)

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Karatbars goes China –

for a golden future in

Asia

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rust is good. That holds true in business as well, and particularly for doing business in China, where doing business without trust is just not possible. Harald Seiz knows this too.

In early September, he was part of a political delegation led by Lothar de Maizière and Joschka Fischer traveling in the South-China province of Guangdong to convince the local authorities there of the business opportunities behind Karatbars. “In China, it is not possible to just start a direct marketing business over night, especially not for foreigners. It can take up to a year before one can even apply for a license. Time that has to be spent constantly advertising the business, winning party secretaries and authorities for the enterprise, convincing a lot of people, and building a lot of trust. With our visit, we have successfully got the ball rolling: We witnessed the signing of two important

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Declarations: one of them concluding the ‘Alliance of Chinese-German Industrial Cities’, the other sealing the cooperation of Deutsche Messe AG and the district government of Foshan Shunde, one of the metropolitan cities in Guangdong province. In addition, we were able to introduce Karatbars and show how the Chinese economy could benefit greatly from its business model as well.

A lot of convincing to be done Thanks to the presence of Lothar de Maizière, we were able to make a lot of new contacts and intensify existing ones – and most of all to lay the foundation for the trust that is indispensable to the Chinese mentality. I am therefore confident that Karatbars will have a presence in China by the end of next year!”

Back home in Stuttgart, Karatbars’ headquarters, Harald Seiz is a good

Success „He who has gold always has money“, says Harald Seiz, founder and managing director of Karatbars International GmbH. Karatbars is an internet trading company that is independent of any banks and offers its customers are broad and diverse range of premium, innovative gold products as an inflation-safe step toward financial freedom. The company has been very successful.

Only four years after its inception, Karatbars is present in over 120 countries across the globe, and is leading the world market in the 1 to 5 gram gold card segment. The enterprise is expanding steadily: now Karatbars is taking a step toward China – and getting ready to tap the largest Asian economy.

Harald Seiz (right) talking with Lothar de Maizière (middle)

deal closer to his goal of establishing Karatbars in China. It was for good reason that the South-Chinese province of Guangdong was selected for the future location of “Karatbars China”. It is the strongest province of the People’s Republic in economic terms. Guangdong has been growing consistently for over 25 years, bears the telling nickname “World Factory” in its own huge realm, and is also one of China’s free trade zones, whose special economic status facilitates the establishment of foreign businesses.

All this makes Guangdong the best conceivable starting point for “Karatbars goes China” – for the expansion into the nation with the world’s largest population of 1.3 billion residents.

There is a huge market waiting for Karatbars in China, along with outstanding sales opportunities for its diverse range of products: gold bars

in a credit card format – merchandize, collector’s, and gift cards fitted with a 1 gram gold bar and available in various, sometimes limited editions.

The cards can even be customized according to the client’s specifications, as for instance for the many Chinese festivals. There are also the Karatbars coins, the brand new Cashgold bills fitted with 0.1, 0.2, 0.4 and 0.6 gram gold bars to offer even smaller gold units, and finally the concept of the K-Exchange Shops, where customers can make purchases and pay with Karatbars gold products.

Founded in 2011, Karatbars is still a young company in purely numeric terms, but to Harald Seiz, the beginnings of his enterprise seem “a long time ago”, considering the rapid expansion, a worldwide team of affiliates numbering around 330,000 sales partners, and monthly turnover of almost €4.5 million: “At

first, Karatbars was only active in Germany, Austria, and Switzerland.

We soon expanded into other European countries, and finally took the leap into America, where we were welcomed with open arms and were able to take the market by storm. This laid the foundation for our worldwide expansion, which will reach another milestone within the coming months with the opening of “Karatbars China”.

At the moment, our largest markets are the USA, Canada, Italy, Spain, and Slovenia, and some Asian countries like Thailand and Cambodia are also on the rise. Our development so far makes me confident that not only China but many other countries will soon follow – so many, that before too long there will be hardly a country in the world where Karatbars is not registered!“ Find us online at www.karatbars.com (AP)

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In Gold we Trust Pay cash with bars: These days, putting your assets in stocks or even into a savings account is out of touch. Because today, gold is the safest investment there is – and Cashgold is the new money – cash and gold at the same time. It was “invented” by Karatbars International, a Stuttgart-based global internet trading company for innovative gold products, which now offers the people of the world a new payment method- its newest product Cashgold. Cashgold combines the advantages of cash and gold and is stable and unsusceptible to crises.

„I

n Gold we Trust” – that is the motto of the Karatbars enterprise. The statement sums up the vision of company founder Harald Seiz, which is to give all people in each of the world’s 194 countries the opportunity to buy gold in small units to secure their financial assets. But the statement is also printed on the 0.1 gram Cashgold bill issued by Karatbars. The

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bill resembles a bank note and is fitted with a 0.1 gram gold bar. Its cash value is between €5 and €6. Starting in August, it will be available in three different-sized bundles in a “Cashbox“. This is the first bill of the Cashgold series that will be released early next year and will contain three more bills with 0.2, 0.4, and 0.6 gram gold bars.

Earning Money The Karatbars innovation, Cashgold, is based on the incontrovertible fact that gold has proven in the past to be the most stable “currency” and is the only payment method that cannot be falsified. even smaller units with its 0.1, 0.2, 0.4 and 0.6 gram gold bars. In addition, it will supplement Karatbars’ own K-Exchange Center concept and contribute to its expansion.

Cashgold Gold is considered the most stable “currency” The idea behind the product is that gold – a commodity that has kept its value for thousands of years and whose owners have enjoyed financial security particularly in times of crises - – should also be usable under “normal” circumstances as a means of buying goods and services.

What sounds like an experiment really does have substance. The Karatbars innovation is based on the incontrovertible fact that gold has proven in the past to be the most stable “currency” and is the only payment method that cannot be falsified, and on the many years’ experience of Karatbars founder Harald Seiz in the financial world. Finally, the concept is carried by the enormous

success of the young company in selling gold in very small units. For instance, Karatbars International was founded in 2011, and today already has around 330,000 affiliates (or sales partners) in more than 120 countries. The company has been incredibly successful with its existing product range – the classic Karatbar card available in 1, 2.5, or 5 grams of fine gold or specialty and gift cards fitted with a 1g fine gold bar available in various and sometimes limited editions that can also be individually designed according to the customer’s wishes, and the Karatbars coin. In fact, Karatbars is the worldwide market leader in the 1 to 5 gram gold card segment.

Cashgold will be a sensible addition to this product palette by offering

K-Exchange Centers are companies who offer goods or services and accept Karatbars gold, i.e. the available 1 gram gold bars imbedded into various cards, the Karatbars coin, and the new product Cashgold as a means of payment. To date, around 1,000 companies worldwide are registered as K-Exchange Centers. Starting in February of next year, with the release of the 0.2, 0.4, and 0.6 gram Cashgold bills, these centers will be listed on the Karatbars web site as in an international business directory.

The entries will contain links to allow Karatbars affiliates and customers to access their shops directly, make purchases online, and pay with their Karatbars gold.

All companies in the world, regardless of their size and turnover, are welcome to partner with Karatbars International in becoming part of a worldwide community that trusts in gold. Karatbars’ goal is to build a unique, independent payment system based on its own motto “In Gold we Trust”, as is written on the Cashgold bills. It will be a truly “golden” network for all those who want to be financially secure. This is why registration and listing in the K-Exchange Center directory are free of charge. Karatbars does, however, check the reputability and legality of companies wishing to join before including them in the network.

If you trust in Gold and would like to buy any Karatbars products or become a Karatbars affiliate you’ll find us on the web at www.karatbars.com.

(AP)

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Earn money with

For safe assets, a secure future

KaratMAG

Earning money

Are you are self-employed, looking for an alternative to stocks for a safe investment to plan for your old age, and are hoping to make a little profit, and increase your assets in the bargain? Then perhaps investing in gold is the right thing for you. The following tips and information may just be “worth their weight in gold” – and you should definitely keep reading.

Investing in gold – Here’s how to do it right A quick summary of the highlights Gold is not a classical investment, where your capital increases through interest or dividends. Unlike bonds, stocks, or savings, gold does not yield regular earnings, but merely increases in its material value. Since the development of the gold price, its rise and fall, is predictable only to a limited extent, placing assets in gold initially appears just as speculative as buying stocks. However, the past has shown that investing in gold can be very profitable, especially during times of financial turmoil, when other investments take sometimes drastic losses in value. Because the fact is: gold, unlike many other “currencies” has never become worthless, and has in fact kept its value for over 50 years now. Experts therefore agree that gold investments are still an effective value reserve and a safe haven for your assets. In addition, gold can continue to bring in profits and is therefore a worthwhile choice in every respect – as long as you know and consider a few things and plan for the long term.

 If you intend to play the gold market: hats off – you are taking on a real challenge. A risky enterprise, hardly predictable even for seasoned market veterans, “betting” on coming crises in hopes of profiting from them and making money.

You are still willing to take the challenge?

Okay. But then ...

– Please don’t use your emergency funds.

Only use “surplus” assets that can be used for “play money”. Invest this money either in physical gold (and follow our recommendations for those who are riskaverse when it comes to their money in the next paragraph) or get some advice from a bank you trust on which publicly trades the gold certificates you should buy.  If you want to secure your assets with gold: congratulations, you’ve made a wise choice. Experts would agree that gold is a smart long-term buy, because the last 50 years have clearly demonstrated that the value of gold is stable and even increasing – what more could the risk-averse’s heart desire? Three things you should be aware of:

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1. Even though investing in gold is considered “safe”, you should not place your entire fortune in it, but be doubly safe and just add some gold to your portfolio.

2. Buy gold coins and certified gold bars, and some of it deliberately in small units. Admittedly, the price premium incurred by mintage costs, etc., is higher in relation to the current gold price for small units than for larger, heavier coins and bars. But small units are easier to “liquidate” in an emergency, as in times of currency devaluation, and therefore easier to use as a payment for your daily needs. You can and should be prepared for the worst case.

3. Don’t buy your physical gold just anywhere, but from respected dealers like Karatbars, a worldwide internet trading company for gold products (see also our infobox).

Ti p : Buy gold from Karatbars International GmbH Karatbars International GmbH was founded in 2011. It is headquartered in Stuttgart and specializes in the sale of physical gold in certified small units. Karatbars offers an exceptionally large, diverse range of premium gold products. Because of the very small units, this is not your classical investment. The product range includes the Classic Karatbar card with 1, 2.5, and 5 gram find gold bars in a credit card format as well as merchandise, and collector’s and gift cards. All specialty cards are equipped with a 1 gram fine gold bar and available in many different, sometimes limited editions. They can even be custom-designed to the customer’s wishes. You can buy from Karatbars online or through a Karatbars sales partner. All products are offered at up-to-date gold market prices and without withholding tax or VAT. If you like, the company also takes care of storing and administering your gold purchases at no extra charge. Finally, the company offers affiliate partnerships. As an affiliate, you can work with Karatbars part or full-time to earn money (see detailed report in the 02-2015 issue).

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Karatbars and the soccer club Real Madrid Why does the price of gold fluctuate?

It didn’t always, but the price of gold has fluctuated since 1971.

1971 marked the end of the Bretton Woods treaty, which was signed in 1944 and tied the gold price to the US Dollar. The treaty had served the most important industrial nations as a stable basis for their currency systems for decades.

It has now been 44 years since the gold price was “liberated”, and we have witnessed 44 years of wildly fluctuating gold prices, defining its identity as a highly unpredictable object of speculation. But at the same time we have seen gold’s suitability as a secure, longterm asset that will diversify your portfolio.

Karatbars is a pioneer in gold distribution and underpins its market position with innovative products, such as the Classic Karatbars gold card, which is available in 1, 2.5 or 5 gram fine gold. All Karatbars products contain 999.9% currency gold which is mined in LBMA (London Bullion Market Association) accredited refineries. Other products include the Karatbars coin and the 3D metal card. The 3D card is a metal card with exceptionally fine engraving that crates a 3D effect. As always, customers can buy the cards for themselves, their friends and families, or sell them to third parties. The 3D cards are priced at €96 (depending on the daily gold price). During the first 6 weeks of becoming an affiliate, the seller receives a €30 commission for every 3D card sold. Affiliate partners can save their “double” commissions and trade them for a Karatbars Gold Package.

In addition, Karatbars has developed the Karatbars Gold Security System with its own DNA. The Security System makes the Karatbars gold card the safest card in the industry, because: – the certified gold is laminated into a special scratchproof blistert – the gold is equipped with a DNA marker that offers the highest security standard worldwide – the name Karatbars is printed on the back of the gold bar – the card bears a hologram by Karatbars International GmbH – anyone can check the authenticity of the card with a black light bulb (only 1g Classic Gold Card) Karatbars is also issuing a gold card with the world’s most successful soccer club, Real Madrid. The card will be available only from Real Madrid’s official fan shop and from Karatbars. Karatbars is offering several exclusive gold products that you won’t find anywhere else in the market.

You can find more about the company on the web at www.karatbars.com

(AP)

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Success as a couple – earning money together Juan + Lenka Giner from Brünn/Czech Republic • 45 and 28 years old • Since 2012 (Juan) and 2013 (Lenka) self-employed affiliates for Karatbars International • The couple sells the classic Karatbar card available in 1, 2.5, or 5 grams of fine gold or specialty and gift cards fitted with a 1g fine gold bar.

Working together, being successful together – here’s how Juan + Lenka Giner are doing it: Both are working full-time for Karatbars International – Juan has been in the business for a year longer than his wife Lenka who is from the Czech Republic.

He met her in a hotel in Kurim.

She was a regular guest; he was attending a Karatbars presentation. The two became a couple virtually on the spot; at the same time Lenka became an affiliate for Karatbars. And since Juan is an “old hand” at direct selling and was already leading the Karatbars markets in the USA, South-America, and Spain when they met, Lenka had the good fortune of receiving 24/7 sponsoring. She became successful in a very short time, and just as quickly turned into an indispensable business partner for her husband. The two worked hand in hand and the successful duo, Juan and Lenka, was born: “It was a logical next step for Lenka to take on the virtually untapped markets in the Czech Republic and Slovenia because of her language abilities. She built the market and took care of maintaining and developing our KaratMAG

Earning money matter how hard you work, your opportunities for making money are still miserable. I had to just accept it. Now that I work with my husband, I have become even more successful than I thought possible—in both my marriage and my Karatbars business!“ Being successful together: Are there disadvantages too?

None – believe it or not.

local team. She still does that while I continue to travel “solo” for my business in Spain and on the South-American continent.

For the past few months, she has also supported my activities in Karatbars sport sponsoring.

Since 2015, our company has been sponsoring a Moto GP team that competes in the Moto 2 category of the motorcycle world championship.

This project, in particular the support of Spanish rider Ricky Cardus, was assigned to me since I was born in Spain myself. Lenka, meanwhile, takes care of the huge hospitality segment. Mind you: none of this is a hobby, but serious business. It provides superb opportunities for acquiring new customers and affiliates,” Juan Giner explains.

The secret to their success “We had planned to keep this to ourselves,” says Lenka Giner, “but this business is not for lone wolves…… so: the key to our success as a couple, we feel, is at once romantic and pragmatic – it is the simple combination of ‘love of our lives and hard work’!”

Being successful together: What are the advantages?

Believe it or not, the Giners see only advantages – organizational, temporal, and financial ones.

“It truly makes us happy to work together and experience our success together. We enjoy every single day and the fact that we spend not only our free time but our work time with each other, so we can be together as much as possible!“ And Lenka Giner adds: “Before I met my husband and joined Karatbars, I was faced with the desolate economic conditions in the Czech Republic, with the fact that no

Success Status of the Duo: • Juan: Gold Director Leading a team of more than 250,000 affiliates worldwide • Lenka: Gold Manager (together with Juan ) leading a team of nearly 15,000 affiliates in the Czech Republic and Slovenia

Does success together equal twice the success?

Though Juan is (still) the more successful of the two, he knows exactly how much he needs Lenka for his business. He certainly advanced her career, but she in turn supported him in developing his business and helped to make him even more successful. That pays off, as Juan openly admits: “With Lenka’s help, I was able to expand my originally rather “weak line”, my team in Slovakia and the Czech Republic, to almost 15,000 affiliates in only 2 years. Of course, that increased my income significantly. Working as a couple has contributed so much to my success with Karatbars. I truly don’t believe there is a limit to what we can achieve. Who knows where our business might take us financially and what is yet to come!”

Conclusion: Juan and Lenka Giner highly recommend their business “model” of working together – as long as the conditions are right. They believe that it could also work without being based on “the love of your life”, but never without hard work, complete commitment, and being “on the same wavelength”.

“As a couple, you work by the same rules as someone who works alone: success doesn’t just happen, you have to work for it. Efficient communication and intelligent division of labor are also absolutely crucial! They let each partner develop according to their own interests and abilities and contribute to the success of the team.”

(AP)

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Earn Money with Affiliate Marketing Karatbars makes it easy

If you are looking for a new line of work or are about to take your career in a new direction, working as an “affiliate“ – an independent distribution partner – for our young but very successful company may be an interesting and lucrative option for you to consider. We have summarized the main facts about our business below to show you how it works and, more importantly, what you can earn: 1. The products Our company makes gold affordable for anyone. Karatbars products contain 999.9‰ gold in very small units. Our products include:  The Classic Karatbar – 1, 2.5, or 5g fine gold bars in a credit card format.  Specialty and gift cards perfect for holidays or other special days that contain a 1g fine gold bar. Cards can be individually designed according to customer specifications.  Merchandise such as gold-infused perfume, lotion, and chocolate.  The Karatbars Coin – also fitted with a 1g fine gold bar.

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2. The sale: How to find customers  KKaratbars swears by word of mouth, or affiliate marketing. The process could not be simpler.

You have already built your social media empire with your family, friends, and professional contacts). Simply talk about your business with Karatbars and the possibility of buying our incredible products online. Your personal web site will invite your contacts to join Karatbars with you as their sponsor!  Of course, the time required for this kind of sales work will vary greatly. Some customers are immediately thrilled and easily

Earning money

convinced, while some may challenge you a bit more and not buy right away.  However, none of your sales require any technical preparation or after-sales processing. After an order is placed, Karatbars receives the customer’s payment and takes care of the delivery – you as the affiliate receive a commission for every product sold.  Beyond that, your customers often become affiliate partners themselves. You then receive a commission on their sales as well.

3. The advantages of Affiliate Marketing  You do not need any qualifications or prior knowledge.  It is a flexible activity that allows you to be your own boss.  It offers opportunities for a longterm career and livelihood.  It is a self-employment enterprise with minimal turnover and without licensing fees or stock keeping.  You receive an exclusive range of premium gold products, a solid foundation for your sales activities.  You receive support in the form of video and printed training materials, some of which are mailed to you when you become an affiliate and all of which are accessible online at any time via the Karabars support and training center. Karatbars webinars are offered to you at no additional cost.

 You have a variety of opportunities for advancement and higher earnings: 12 career levels in total.

Affiliates receive not only higher commissions but also higher bonuses as they advance through the levels.  Commissions are credited to your account in real time.  You are given your own Karatbars page with an online shop.  You are set up with direct access to the Karatbars back office.  We offer attractive incentives, usually in connection with large company events (in November 2015, for example, we were off to Hawaii).  Karatbars takes care of shipping the gold products and all other merchandise around the world.

4. Your earnings  The basic earnings offered

by Karatbars consist of direct commissions and bonuses. The amount of each depends on the affiliate’s turnover (and the resulting career level).

 The 12 different career levels at Karatbars offer 12 different commission levels and 12 different bonus levels.  Karatbars also offers three special bonuses to help you increase your income. These are performancebased and each affiliate can qualify.  In addition, affiliates can receive shares in the Karatbars Pool and the Karatbars Gold Fund to receive quarterly and yearly earnings depending on their performance.  Additionally, there are differential commissions for team partners’ sales turnover, as each affiliate has the opportunity to become a sponsor and support other affiliates.

5. Your costs  Coming on board does not cost you a dime, and anyone over the age of 18 can join Karatbars.

Each new affiliate is immediately set up with their own personal homepage with an online shop, their personal Karatbars back office where they can manage their sale team, access to support and training materials, and the option of participating in webinars – all of it free.

6. Getting started  Registration is a simple process completed on the Karatbars web site. In order to successfully register, new members must have a sponsor – the Karatbars affiliate who recommended the Karatbars business.

Conclusion:

• The key to becoming successful is by advertising Karatbars’ products in your social media and convincing your potential customers about the advantages of achieving financial security with gold.

• Success with Karatbars is possible for every affiliate as long as you work hard. You can always earn more by expanding their network.

• Since starting out with Karatbars is entirely no-cost – and therefore no-risk – the potential for success in gold sales, particularly in light of the debt and Euro crisis, is enormous.

(AP)

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Karatbars Karatbars is selling its premium, innovative gold products in more than 120 countries across the globe and leading the market in the 1, 2.5, and 5 gram gold cards segment.

Their largest and fastest growing market is the USA, where the company is currently making 80 percent of its turnover. But things are happening for Karatbars in Europe too, because here as well, more and more people are putting their trust in gold.

15 November 2014, Las Vegas. At Karatbars’ main annual event, over 1,200 business partners and guests are milling about the luxurious ball room of the Bellagio hotel. Some of the affiliates present have earned the privilege to attend with their sales performance and are enjoying this highlight as the culmination of the Vegas Incentive Tour that has lasted several days.

The evening’s program is as “golden” as the Karatbars business itself: after talks by financial expert and bestselling author Matt Rettick and the famous Personal Coach Jim Conelly, Karatbars is introducing a local initiative originated by Director of International Operations, Thomas Schranner, and the Las Vegas Police Department titled “Safety for our Kids”. The program consists of police officers teaching non-violent interaction at schools and KaratMAG

keeping students safe on their way to and from school. According to the American authorities involved in the program, Karatbars is a perfect fit for the initiative, because the company is all about financial security for US citizens, so it complements the topic of “safety” quite well.

The real star of the evening is the company’s new product – the Karatbars coin. It captivates with its striking design – a brass outer ring with a center of German silver-fitted with a 1 gram gold bar. But what makes it even more compelling is its status as the first VAT-free coin available exclusively from Karatbars.

With almost 100,000 business partners, the USA is currently Karatbars’ strongest and fastest growing market – followed by Canada with around 25,000

Success

Viva Las Vegas affiliates. The reasons for the “Karatbars boom“ in the USA are many. First, e-commerce has become firmly established as part of the American business landscape and even enjoys tax breaks. Second, the financial crisis and resulting difficult economic situation are forcing Americans, who value their independence above all else, to find new ways to remain financially secure into old age. Karatbars is offering all US citizens a new and secure way by providing the opportunity to trade paper money for 999,9 ‰ gold and thus become independent of the continuous devaluation of the Dollar.

Karatbars is offering a product and a business idea that Americans find at once thrilling and highly persuasive.

But though the US market is growing by leaps and bounds and the number of Karatbars affiliates

in the country is rising every day, the company is not leaving its American partners to work alone. “Longterm success in the States, we feel, will require continuous, honest communication. That is why we conduct a leaders’ call every week that allows us to exchange experiences and lets us know what our affiliates on the ground need in order to duplicate their business. Nobody is perfect – we can only learn from one another and get a little better each day. That’s why we talk about everything, find ways to improve things together and then implement them!” says Thomas Schranner. He has been National Director of Operations since 2011, and as such has been responsible for structuring and building the distribution network in the USA and Canada. He remembers the company’s first steps on the other side of the Atlantic: “In November 2011, I toured the USA and Canada with Harald Seiz and the American

» »We don’t want to simply multiply our business in these countries, but build potential.« KaratMAG

and Canadian leadership team. We presented the Karatbars vision, our product, and our concept, in metropolitan cities like Vancouver, Toronto, Atlantic City, Chicago, Houston, Los Angeles, Las Vegas und Orlando. I was giving talks to groups of 20 to 75 participants. Getting started in the USA was tough, slow-going work – but then the ball started rolling, and that first stone kicked off a landslide, and suddenly our success was reality!” For 2015, Thomas Schranner is planning to continue on this path of growth, and more: “We don’t want to simply multiply our business in these countries, but build potential. To that end, we recently opened offices in Columbia and Costa Rica, so we can absorb sales differences and be closer to the US market, to be able to support it more effectively from a lesser distance.”

For a German enterprise like Karatbars, it is a matter of course that the European market cannot be neglected because of the USA boom, but must be supported and developed as intensely as the US market. So the goal for Europe for 2015 is to develop a strong counterpart to the USA, to advance especially in the Balkan states, and in Germany, Austria, and Switzerland!

Pietro Fazio, Sales Director Europe

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That’s why we talk about everything, find ways to improve things together and then implement them!” says Thomas Schranner. He has been National Director of Operations since 2011, and as such has been responsible for structuring and building the distribution network in the USA and Canada. He remembers the company’s first steps on the other side of the Atlantic: “In November 2011, I toured the USA and Canada with Harald Seiz and the American and Canadian leadership team. We presented the Karatbars vision, our product, and our concept, in metropolitan cities like Vancouver, Toronto, Atlantic City, Chicago, Houston, Los Angeles, Las Vegas und Orlando. I was giving talks to groups of 20 to 75 participants. Getting started in the USA was tough, slow-going work – but then the ball started rolling, and that first stone kicked off a landslide, and suddenly our success was reality!” For 2015, Thomas Schranner is planning to continue on this path of growth, and more: “We don’t want to simply multiply our business in these countries, but build potential. To that end, we Pietro Fazio, Karatbars Sales Director Europe comments: “We are now active in many European countries, among them Italy, Spain, and the Netherlands. Our turnover in 2014 will be record-breaking. We have seen the fastest development and most success in Slovenia and Croatia, and the German-speaking countries Germany, Austria, and Switzerland. But this, too, is just a start, because we have only just begun our development in Germany this year! The time is right because of the currently low gold prices, because in Germany, unlike the Balkan states, Gold is widely available in small units. So the Germans generally wait to buy gold until the price is really favorable.

That means: a dip in the gold price does not necessarily result in a dip in demand. On the contrary: investment experts expect rather the opposite effect.

The worldwide supply of gold is, after all, finite, but its investment yield is much higher than that of real estate, stocks, or savings. This is why we are sure that Karatbars is about to really gather momentum in Europe! Let’s get to work!” (AP)

Karatbars founder Harald Seiz introduces the new coin

Thomas Schranner, National Director of Operations

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Karatbars goes for Gold in America – a German enterprise conquers the

KaratMAG

Success

In light of annual turnover of over €38 million and a worldwide team of affiliates numbering around 200,000 sales partners, it feels like the beginnings of Karatbars were “long ago” – when in fact it’s only been three years since Harald Seiz founded the company and made a life-long dream come true. Today, the Stuttgart-based internet trading company is present in 120 countries across the world and market leader in the 1 to 5 gram gold cars segment. Karatbars is independent of any banks and offers its customers an exceptionally broad and diverse selection of premium, innovative gold products and a comprehensive range of related services. The company’s largest and fastest growing market is the USA, where conditions are “golden” for Harald Seiz´ vision of a financially secure future for everyone.

A

fter its inception in 2011, Karatbars was initially only active in Germany and its neighboring countries, Austria and Switzerland. “We soon expanded into other European countries, which in turn led to contacts in the USA. So we took the leap and went to America, where we were welcomed with open arms and were able to take the American market by storm!” says Karatbars founder and managing director Harald Seiz. The company doubled its turnover in the USA between 2012 and 2013, and for 2014 Harald Seiz is expecting that number to increase four-fold compared to the previous year.

That would mean that Karatbars would make over 30 percent of its total turnover in the USA with its 80,000 American affiliates – making history on the continent across the “big pond” not only with its enormous network marketing success but writing countless individual success stories and making countless people prosperous and happy.

Gold instead of Dollars, network marketing instead of resignation In the past, we Europeans have come to expect American network businesses to eventually take a step across the Atlantic to tap into our markets.

Karatbars has proven that it works the other way around as well. “At this point,” says Mr. Seiz, “I would like to express my deepest gratitude to Jimmy Larson – a European leader who was involved in the USA from day one, registered the first Americans, and together with other leaders made our conquest of the American market possible. Jimmy Larson was instrumental in driving our efforts in America. He and his team quickly increased our presence there through their tireless effort, and brought on board some charismatic leadership personalities like Cherylanne Gober, Joe Norman, Lloyd Maryfield and Dan Girolmo (“Boomer”) to take part in the success story of gold and Karatbars.”

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»

»Karatbars gives every American the possibility of turning

paper money into 999,9‰ gold, effectively sheltering their assets from the continuous devaluation of money and becoming financially independent of it – in a word, gaining security.

«

“Boomer”, who has been a highly successful businessman his whole life and is now such an integral part of Karatbars’ Founder and Managing Director conquest of the USA (which, incidentally Harald Seiz explains his nickname “Boomer”), is the right person to explain why Karatbars found such fertile soil in America. America is a market that seemed to have been waiting for this business with secure gold: “One factor is that e-commerce is widely accepted in the USA, it is in fact an indispensable part of most enterprises, and recognized by the government, who considers e-commerce and network marketing important sectors for the development of modern American entrepreneurship and offers tax breaks and incentives to those working from home. This view is shared by 20 of the nation’s top universities, who teach network marketing as part of their Marketing and Business curricula. Add to that the financial crisis and the current economic situation in the USA, which are forcing many people to find alternative ways to secure their financial independence in their old age.

Americans are quite aware of the Dollar’s declining buying power – and realize that the conclusion of this development is not predictable. Naturally, they are looking for legitimate solutions for this general problem which ultimately is everyone’s own personal problem as well. Karatbars offers such a solution, as it gives every American the possibility of turning paper money into 999,9‰ gold, effectively sheltering their assets from the continuous devaluation of money and becoming financially independent of it – in a word, gaining security.

Of course, American Karatbars affiliates also benefit from this solution, as it provides a highly lucrative source of income and real career opportunities in these economically and financially difficult times. Mind you: the work of affiliates is very simple and completely riskfree. They neither sell gold, nor do they play the gold market. Their job is making sure their fellow citizens can find the information needed to do the same thing they are doing: trading paper money for gold. They do this by using their Karatbars account: they show their contacts how it’s done, and hope they follow their example and also trade their paper money for gold. If it works, the affiliate has done a good ‘job’ and receives a commission. Over time, affiliates can make a respectable living this way, one that is also global and therefore has the potential to continuously increase. A

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business idea we Americans can get behind – this is network marketing the way we like it!”

First the USA, then the rest of the world Harald Seiz is sure that his success in the USA has paved the way for his company into other countries of the world and created a foundation for the worldwide expansion of Karatbars. “After we had become established in the USA and reached more and more of the American market with our gold products, we began receiving inquiries from other countries – from all the corners of the world, in fact. After checking the economic conditions in each country, we were able to build a presence in many of these nations. Some are still under consideration, and of course some inquiries are still open.

Other large markets have developed over the course of this process, such as Canada, Italy, Spain, and Slovenia, and Asian countries like Thailand and Cambodia are also on the horizon. The development so far makes me confident that many countries will follow very soon - so many, that before too long, there will be hardly a country in the world where Karatbars is not registered!”

In light of the company’s expansion so far, this prognosis does not seem at all exaggerated, and it would truly make Harald Seiz’s vision – gold for everyone - a reality. Gold for everyone – in small units: this is how one might describe the Karatbars product range, which includes the classic Karatbar card available in 1, 2.5, or 5 grams of fine gold or specialty and gift cards fitted with a 1g fine gold bar available in various and sometimes limited editions. that can also be individually designed according to the customer’s wishes.

All these products contain only the finest gold refined at LBMA (London Bullion Market Association) accredited refineries – so it has permanent material value and is not just a profitable investment but accepted as a kind of currency in all 194 countries of the world. Due to the small units, all Karatbars products can be used very flexibly during times of crisis. They make private persons and entrepreneurs independent of money and thus offer true security. The Karatbars business model concurs with the views of world-renowned investment experts, who consider gold an absolutely solid, reliable, and at the same time promising investment and recommend placing 10 to 20 percent of one’s assets in gold. Gold not only maintains its buying power, it actually increases it, so it guarantees a value increase. This guarantee is based on the limited availability of gold and the fact that it cannot be synthesized, which sets it apart from “unsafe” paper money. (AP)

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Successful with

Karatbars

“Go for Gold – for a secure future” is the mission statement of Karatbars International GmbH. Karatbars is an internet trading company, independent of any banks, that offers its customers an exceptional and diverse selection of premium, innovative gold products along with a comprehensive range of related services. The company has been incredibly successful in this business since its inception in 2011. Currently, Karatbars is present in almost 120 countries across the globe and is the market leader in the 1-5 gram gold card segment. Founder and managing director Harald Seiz knows this enormous success would not have been possible without those top leaders who are guiding his globally growing team of affiliates toward a “golden future.“ We would like to introduce you to a few of them.

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Success Peter Heissig from Vienna/Austria He has been a distribution partner since 1982, so he’s an “old hand” at network marketing.

And now, just a few short months after joining Karatbars Austria, his team already consists of over 1,000 partners, and that number keeps on growing. This is the very thing that fascinates the 50-year old Vienna native, aside from “gold” and “reliable security and financial freedom for all”: the duplication effect.

Peter Heissig had his breakthrough in 1999: he was among the first Austrians to ever take a worldwide No. 1 position with a network marketing enterprise. His success soon took him to the USA, where he lived until 2005 In the USA he came to know the best coaches in the world, and was able to learn from them.

He brought that knowledge and experience to Karatbars, because after over 15 years of success Peter Heissig was determined to reach the top, to take it “the rest of the way”, to break down the walls. He had realized long ago that to become a No. 1 personal success, you need a No. 1 company.

A company like Karatbars, founded and led by Harald Seiz, whom he had known for years.

“Karatbars unites a lot of factors that other network marketing companies don’t have and cannot offer: first, a truly unique product that has been a traded for 5,000 years and has been a world currency since 2006; second, a first rate organization with a dual marketing plan, where the entire business can be conducted online and is completely transparent; and finally, absolutely no risk for affiliates. There is no obligation to buy, no subscription, no hidden costs or fees. Instead, anyone can register free of charge and start immediately. Affiliates get a free landing page, their own shop, and their own personalized web page. They receive kick-off training, and a Top MasterCard with real time credit. This is a true recipe for success that motivates and challenges, and anyone, absolutely anyone, who is willing to make an effort and learn, can and will make money at it.“ Peter Heissig is convinced that we are all born to be winners – that we are winners as soon as we seize our opportunities and do the things we want to do. “This is why I feel network marketing is the only choice for all those who want professional freedom and want to get to the top, to be successful. This is the only business model where everyone makes their own choices, and pay-off depends entirely on personal performance.”

There can be no doubt that the man from Vienna has big plans and big goals. He is not just dreaming of his own island in the Maldives with a dream home on it, he is actively and diligently working toward it. He knows for a fact that he will reach his goal with Karatbars, and has the following advice for all those who are looking for success: “Don’t go running after your goal, but walk toward it. You do this by directing your activities toward successful people and companies – and success will come to you, too!”

»Peter Heissig is convinced that we are all born to be winners – that we are winners as soon as we seize our opportunities and do what we want to do.« KaratMAG

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Juan Giner from Neuenbürg, Germany When you are friends with Harald Seiz for almost 25 years, there must be reasons, but there may also be consequences. A career with Karatbars, for instance. 44-year old Juan Giner was fortunate to be in this position – or rather, he worked for it. He has been with Karatbars since 2012 and completely immersed in the gold business and in success. The last two years have thoroughly convinced him: “Karatbars is no normal network marketing enterprise; Karatbars is a movement, absolutely one-of-a-kind. In all of my previous activities, I never experienced the kind of solidarity that is

»Karatbars is no normal network marketing enterprise, it is a movement, absolutely unique.«

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part of the Karatbars culture. We are a huge family spanning more than 120 countries.

Harald Seiz had the right vision and created a concept where success is part of the program for affiliates. I have no doubt that Karatbars is the only company for me. I can’t see myself working for anyone else.”

Juan Giner knows what he’s got when it comes to Karatbars. He knows the industry very well, perhaps “too well”. “Before Karatbars, I had some unfortunate experiences with dubious companies whose managers promised their executives easy money, when all they had in mind was easy money for themselves, and who were willing to ‘burn up’ their sales partners to get it. This is why I’ve taken several breaks along my network career; I had to take breaks to find myself again.” But that is all in the past now, thank God, because Juan Giner has found Karatbars, his professional home and his “golden future” in every sense of the word.

The scope of his activities reaches far beyond Germany. Juan, who apprenticed as a plumber, took the leap into self-employment when he was only 19 years old, when he founded a company manufacturing fiberglass parts for motor sports. That company, unfortunately, eventually went bankrupt. He now works predominantly in Spain and South-America.

“Sure, the collapse of my business back then was a bitter experience, but I also learned an awful lot from it. For example, I learned that when you have nothing to lose but everything to gain, you should head for the starting line immediately and just do it. Success doesn’t come from thinking about it and talking about it, only from DOING it!”

Fahro Handanovic from Zagreb/Croatia “Success is always attainable – with iron determination and vigorous energy!” – this is the business motto of Fahro Handa- novic.

The 60-year-old is at the very top of the ranks of Karatbars affiliates, which is probably why he so clearly remembers the day that a friend and “master of the business” (quoting Fahro Handanovic) introduced him to Karatbars.

“I was instantly thrilled, I knew that this was exactly right for me, and said to myself: Get to work! And I did get to work. I was determined and energetic – and my success is my reward!“ His daily routine includes 5 to 10 service appointments with new customers and affiliates of his team, because his business structure focuses on teamwork even more than on the sale of gold products per se. It is hardly surprising that the Croatian does not define the term “success” primarily in material terms: “The money is just a means – not an end in itself. Success to me lies in the satisfaction

of my customers and team partners, in building a structure that serves as a foundation for an honest and exclusive business.”

Fahro Handanovic attained this kind of success very quickly. Which was more than enough reason for him to recommend his business to others: “Karatbars offers a one-of-

»He also trusted his sponsor, who

introduced him to Karatbars and made him ready for success, and for this he is eternally grateful.

«

a-kind gold product with enormous potential, because I am sure that more and more people will secure their assets by buying gold in the coming years. In addition, the product is imbedded in a reliable program that includes state-of-theart technology, excellent marketing, logistics, complete transparency, and, not least of all, the option of doing business around the globe. All of these factors enable affiliates to make a reliable income now and in the future. Karatbars is a business that is practically guaranteed for the future – a wonderful opportunity for anyone to develop and build a career, to take their lives into their own hands and actively shape it!“

»Success to me lies in the

satisfaction of my customers and team partners, in building a structure that serves as a foundation for an honest and exclusive business.

«

Alej Mulej from Ljubljana/Slovenia A sales partner that works the “classic” way and mostly with “warm” contacts. But also one who had a vision and is making it reality with a clear focus, hard work, and a strong will that does not tolerate detours. One who steps on the gas, seizes the moment – but still has enough patience and enduranceto know that success doesn’t happen overnight.

Today, Alej Mulej is enjoying his success and continuing to foster it with his Team and his partners. “We work together, always following the principle: ‘What is good for me is food for my friends’. And the Karatbars product, the golden ‘security blanket’, is exceptionally good, and has the same great potential as the Karatbars business – the best conceivable and the only reasonable business these days, when jobs and social security are far from safe.’

Trust is particularly important for the 55-year-old Slovenian – mutual trust between him and his partners. He also trusted his sponsor, who introduced him to Karatbars and made him ready for success, and for this he is eternally grateful. He now faces the future with complete trust and full of energy in pursuit of his goal: “I want to show as many people as possible in many countries of the world what opportunities Karatbars can offer them, to convince them of the concept, get them started on their own careers and make them financially independent!”

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Cherylanne Gober from Tennessee/USA Cherylanne, mother of six and grandmother of two, feels like she has been working in direct sales forever. She has a wealth of experience in sales, and as a broker and co-founder of a highly successful distribution business for security systems.

The day she encountered Karatbars still seems to be a moment she had been waiting for all her life without knowing it.

“Karatbars revealed itself to me as the answer to so many questions my business partners and I had been asking ourselves – the solution to the problem we in the business call ‘fat and lean years’. And gold is the solution – the fulfilment of the dream of security and freedom, it is peace of mind, and that is why it is a 100 percent sensible product! And Karatbars is the company that made this vision a reality, so that all the people on earth can build a financially secure future!”

Cherylanne Gober describes herself as a “leader who serves”. She works on this principle: “Only when I help other people reach their dreams will my own dreams come true”. In other words: “Only when I help others to be successful will I be a success”. She firmly believes it, and it is her experience – her great success with Karatbars confirms it. She is completely convinced that all people can shape their own lives to be what they want them to be, as long as they believe that they deserve it and that their goal is worth the effort.

Cherylanne, who is always smiling and cheerful, often works 12 hours a day to train her team partners with joy and passion and set them on the road to success. “We all need a goal – one that we can imagine, one that is filled with life so we can go for it without being sidetracked and without making excuses, full of confidence in ourselves.

Every one of us can reach their goal, everyone can be a winner – so go for it...with Gold, with Karatbars!”

»Only when I help other people reach their dreams will my own dreams come true.«

KaratMAG

»The vision of a secure,

independent, and therefore better life for all inspires me to a great extent.

«

Dan Girolmo from California/USA His friends called him “Boomer“. And the term “boom“ is what Dan Girolmo’s life was all about. He was a very successful businessman all of his life. Boomer was taken from his beautiful wife and his Karatbars family so tragically and suddenly at the end of 2015.

Up to the day he died, at the age of 55and financially secure, he didn’t have to keep working, but he still did.

And not only that, he is actually “topping it all” and experiencing his biggest success yet – “golden” success with Karatbars.

Why did he decide to do it? Well, because Harald Seiz’s vision captivated him. “The vision of a secure, independent, and therefore better life for all inspires me like nothing else ever has. Add to this the goal and philosophy of the company and the business concept, all of which match what I have always considered to be good and right and have always pursued. And since I love to work, love success, and love people, it was only natural to get on board with Karatbars.”

The Californian called himself a passionate face2face marketer – he knew the business inside and out. He was an expert in his trade, virtually brimming with strength, determination, and vivacity.

His aura was infectious, inspiring and thrilling to others about his future plans, especially those at Karatbars Headquarters. “I want to contribute to making Karatbars a household name in the USA. To that end, I want to bring 1 million people into the Karatbars family and bring them back to ‘real’ money, show them a smart way to attain financial security – with wealth that is not made of paper, but of gold.

This is my job in life, and I happily dedicate my time to it – in hopes that a lot of people will follow me, and knowing that I am making the world and our future a little better, a little more’ golden’!” (AP)

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Karatbars expands – for a global

Golden Future “He who has gold always has money,” says Harald Seiz, founder and managing director of Karatbars International GmbH. Karatbars is an internet trading company independent of the banks that offers its customers an exceptionally broad and diverse portfolio of high-quality, innovative gold products, and a comprehensive range of services. Karatbars has been incredibly successful doing it since its inception in 2011. The young company is already doing business in 119 countries across the globe and is the worldwide market leader in the 1 to 5 gram gold card business – but Harald Seiz is far from satisfied. He wants to carry his mission “Go for Gold – for a secure future” further out into the world and expand his business to all 194 countries on earth. It is an ambitious goal, yet it seems not only attainable, but not even all that far away. Karatbars and Harald Seiz are already on their way, taking the world by leaps and bounds.

KaratMAG

Success

H

ockey players would probably shake their heads if they saw the new, designerfurnished premises of the Karatbars International headquarters in StuttgartMöhringen: “What a waste! 1,400 square meters of office space, used for administrative and representative purposes, virtually ‘squandered’.

The things we could do in here with a puck!” – they might think, or something like it.

But Harald Seiz thinks different: he thinks “big” when it comes to Karatbars. Karatbars sells small unit currency-gold bars, offering the only absolute safeguard against currency devaluation, which means perfect capital protection. Karatbars is already offering this protection in 119 countries and intends to reach all the people of this world in the near future.

Karatbars is well in its way to reaching that goal. It has been growing at breakneck speeds, so it needs space – those 1,400 square meters of office space Harald Seiz and his team of associates just moved into. “So far, all we had to do to satisfy the great demand for our products and the resulting business opportunities was to expand our affiliate and employee team.

But since we have to consistently guarantee smooth operation of production, shipping, and support, we now had to also expand our premises. Before the end of this year, I will purchase this 5,000 square meter property, so we can also move our production and storage facilities here along with our administration.

That way, the entire Karatbars operation will be under one roof, giving us the best possible conditions for implementing and guiding our further expansion from our German home,” Harald Seiz explains.

we expanded relatively quickly into the other European countries, which in turn led to contacts in the USA. We took the leap to America, where we were welcomed with open arms and were able to take the US market by storm. That laid the foundation for our worldwide expansion and we started receiving inquiries from all parts of the globe. After assessing conditions in the various countries, we were able to move into many of them. We are still in the process of evaluating some other options, and of course some inquiries are still open. Currently, our largest markets are the USA, Canada, Italy, Spain, and Slovenia, and Asian countries like Thailand and Cambodia are definitely on the horizon. Our development so far makes me sure that many more countries will follow very soon – so many, that before too long there will be hardly a country in the world where Karatbars does not have a presence!”

No doubt, the businessman from Calw near Stuttgart has been working every day since 2011 on reaching his goal “Go for Gold – for a secure future for all people on earth”. He has been working with an iron will and with passion.

His success makes the effort worthwhile,

In light of monthly turnover of currently nearly €3.5mn and a worldwide team of 180,000 affiliates, the start of Karatbars “feels like long ago”, but it has only been three years since Harald Seiz founded this enterprise and made a life-long dream come true.

“At first, Karatbars was only active in Germany, Austria, and Switzerland. Then

Founder and Managing Director Harald Seiz

»We took the leap to America, where we were welcomed with open arms and were able to take the US market by storm.« (Harald Seiz)

KaratMAG

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»The product has to be right, and so does the money « (Harald Seiz)

because Karatbars has been getting closer to that goal by leaps and bounds, and it is in fact already almost within reach. This is due in part to the exceptional products – Karatbars sells the classic Karatbar card available in 1, 2.5, or 5 grams of fine gold or specialty and gift cards fitted with a 1g fine gold bar that can even be individually customized, along with merchandise like t-shirts, watches, and perfumes – and to the fantastic money-making opportunities Karatbars offers its affiliates.

“It’s like they say: The product has to be right, but so does the money. Karatbars has both, because our marketing plan is as unique as our products, giving us yet another USP. Karatbars is not like most network marketing businesses, because affiliates can become successful almost immediately with the immesnse support network provided by the Karatbars team. Karatbars has the highest commissions in the business: up to 20% direct commissions, plus between 17% and 60% commission in the downline depending on the product. No other company can match that!”

Karatbars is a business without a long past, but with an enormous contemporary

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presence and a golden future. A future full of big plans and goals for worldwide expansion.

And for Harald Seiz the future begins now, in fact, it is already here: “After the move into our new premises, we are now ready to tackle the worldwide expansion of our K-Exchange Centers. These are companies or shops that work as Karatbars acceptance points, buying gold from our customers or trading it for goods or services.

Also in the coming year, we are launching our own premium ladies’ and men’s fashion label. The clothing items will be produced and shipped by Karatbars International Asia in Thailand. So we want to not only expand, but continue to build the Karatbars brand and become even more “free”. To that end, we ae planning to buy into a gold mine by 2017, which will allow us to mine our own gold independently of the world market.

Finally, in 2018, we intend to found our own bank and gold bank, and by 2020 we hope to have become an independent enterprise covering the entire gold business from mining to processing to distribution under one roof – and ultimately have a presence in all 194 countries of the world!”

(AP)

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Gold Money

He who has always has

For those who don’t know the secret of the wealthy, we are about to give it away: gold is always the best kind of money – especially in times like these, when we cannot rely on paper money or on investments like stocks and real estate. The clever ones among us take precautions and protect their assets with gold.

T

hose who are even smarter don’t buy their gold just anywhere or from just any bank. They buy it from Karatbars International GmbH – a globally active internet trading firm independent of the banks. Karatbars offers its customers an exceptionally broad palette of premium quality, innovative gold products and a comprehensive range of related services.

“He who has gold always has money,” says Harald Seiz, founder and managing director of the company, which has been around since 2011 and has been growing substantially ever since. His statement made Netcoo curious, so we looked him up and asked him: Just what is Karatbars all about, and who is Harald Seiz, the man with the “Midas Touch” for successful business?.

Your company Karatbars specializes in selling gold, either in the form of small bars or as part of gift items. Is it possible that the idea for selling this particular product – inarguably an unusual choice KaratMAG

for a network marketing enterprise – was born from experiencing the global banking and financial crisis, which once again emphasized the stability of gold and revealed it as the only truly secure investment?

That is exactly how the idea came about. I had been working in the financial industry for years, and worked with every conceivable form of investment, things like building loan contracts and life insurance, etc. During that time, I realized that all of these investments lost value in the medium or long term, or lost buying power by the time they were paid out.

With gold, it is just the opposite. It is one of the few investments that reliably maintain their buying power. This is why our small gold bars, whether as a Classic Gold Card or in a gift item, are so popular and in demand.

How have those two product segments (bars and gift items) developed since the company was founded?

Karatbars has experienced enormous

Success growth since its inception in 2011 – not only in Germany but worldwide. We are now seeing monthly turnover growth of 15% and our monthly turnover has reached €2.5m. I am certain that we owe this growth to our exceptional products, since we also sell merchandising products like t-shirts, watches, and perfumes in addition to our gold gift cards. We have a lot of customers who buy just 1 gram of gold per month, but there are also quite a few people who invest regularly and secure their wealth by buying larger quantities such as 2.5 or 5 grams. We are currently seeing a lot of demand for our special theme cards like “I Love you”, “Thank you”, “Congratulations”, etc., but the latest hit are our branding cards. Every company or private person can design their own individual card, which we then manufacture. This is possible for small quantities – even single cards.

Karatbars does not only sell gold but also offers a range of services related to gold.

What are they?

We offer both storage and delivery – it’s the customer’s choice. After registering on our web site, customers are also given access to their own virtual gold center, which provides an overview of their gold reserves, goods purchased and shipped, and much more. If customers have questions, they can contact us at almost any time – our support center is available 16 hours a day.

How would you define Karatbars’ current market position?

Karatbars is already the market leader in the 1 – 5 gram gold cards segment. Our Affiliate Marketing distribution system is also the only one of its kind. Karatbars is simply unique.

have been picking up momentum in recent months.

How many affiliates are working for your company these days? More men than women? More part-time or full-time?

We currently have over 120,000 registered affiliates, and that number is growing by about 1,000 partners per month. There is constant movement, so it is difficult to say whether there are more part-time or full-time partners.

We do know that we have 37 percent female affiliates. That is a gratifyingly high proportion of women. We also have a fantastic quota of users who register with Karatbars as potential customers: 42 percent do actually buy a product.

What makes your company attractive for sales partners?

It’s like they say: you need the right product, but the money has to be right, too. Karatbars has both. Our marketing plan is unique and we are the only company who offers it. Success with Karatbars is possible for every affiliate based on the partnership between our system and the affiliates’ social networks. Karatbars has some of the highest commissions: up to 20% direct commission, and between 17% and 60% downline commissions depending on the product.

You were very successful even before Karatbars. It is no coincidence that everything you have done – insurance, security systems, financial consulting – and what you are doing now has

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What countries are currently your strongest markets, and which are developing especially quickly, are “on the rise”?

We are currently selling in 155 countries across the globe. Our strongest markets are the USA, Canada, Italy, Spain, and Slovenia.

Asian countries like Thailand and Cambodia Founder and Managing Director Harald Seiz

»Dream every day, express your wishes. Then go for your goals – with an iron will, with ambition, and most of all with passion!« KaratMAG

something to do with “security”, or is it?

No, it is definitely no coincidence. Throughout my career, it has always been very important to me to completely stand behind the things I did. To help people get ahead, to give them security, was always my motivation. So it was never just about the money, it was and still is all about other values – values like friendship, respect, and appreciation, which to me are the most important things in life next to health, love, and freedom. If you live by these principles in your personal as well as professional life, you’ll always find yourself on the road to success. I am sure of this, because I experienced it myself.

You have done something that most of us can only dream of: virtually “instant” success, bringing you millions in turnover in the space of a few months. Is there a key to your success – and would you share it with us?

JI’d love to. But first, let me say that I am enormously grateful for my success in the past. My career up to now has been a process, a process of learning and developing, and it had its ups and downs.

But about that key ... perhaps you know the following situation; I personally know it only too well: you have an idea, you are absolutely on fire for it, and so you go and tell

KaratMAG

your friends about it. But almost every one of them has some argument that supposedly speaks against your idea and supposedly proves that it can never work.

As a result, you may begin to have doubts – and eventually you drop it. And that exactly is the big mistake. If you don’t make that mistake, I believe you hold the key to success in your hands. When I have an idea, it immediately starts to take shape before my mind’s eye. I can already see the reality of it, so I know that I can trust my vision and have to hold on to it.

In my experience, it is only a matter of time until the vision becomes reality and you reach your goal. To me that means: Dream every day, express your wishes. Then go for your goals – with an iron will, with ambition, and most of all with passion!

You have been self-employed all of your professional life; in fact you founded a network marketing company at the age of 22. Do you feel that you were born for self-employment and entrepreneurship?

They say you have to be born to this kind of thing. I think that’s wrong! You can learn anything. And all kidding aside: I wouldn’t wish it on anybody to have to hire me as an employee. It just would not work, not anymore. Back then, I started my own

»It was never just about the money, it was and still is all about

other values – values like friendship, respect, and appreciation, which to me are the most important things in life next to health, love, and freedom.

«

network marketing business because I was thrilled with the idea of making a living passively, by duplicating my manpower, so to speak, and perhaps never having to work again. But that was then. The present looks a bit different. These days I get bored if I go on vacation for 3 weeks. What I’m trying to say is this: When you do something with passion, you “earn“ not only your success, but incredible joy that immeasurably enriches your whole life, makes you “rich” all the way around.

Is network marketing or direct sales exactly your thing – or could you imagine another type of business?

No, at the moment I can’t imagine anything else, because as long as I am working on one project, no other business exists for me. The reason: this one project needs and deserves my full attention, so it can develop its full potential. That, too, is one of the rules of successful people: always focus on one thing only, because energy can only flow freely with 100 percent commitment.

Since Netcoo is not just a business but a lifestyle magazine, please allow us a personal glimpse at the end of our interview. You are a dyed-in-the-wool Elvis fan, and had quite a reputation around your home town of Gerlingen as an Elvis impersonator at the tender age of 16. How is that hobby doing today?

Do you still perform? Can we book you, for instance for a party in 2015 for your 10-year Netcoo anniversary?

Like you said: it’s a hobby, it’s how I relax, and yet, I do this with a passion too. I only perform very occasionally, sometimes after a

meeting, but when I do, I give it my all. I don’t take bookings anymore, but if you invite me to the party and it fits my schedule...why not...it’s a good idea...

How do you picture the future of Karatbars? And your personal future?

Surely you have plans...

Oh yes, lots of plans, some medium and some long-term. For instance, I am going to buy a 5,000 sqm property with office space, production hall and storage space in Stuttgart, our headquarters, and unite our administration and production under one roof. Also, we are going to expand our worldwide acceptance points in the coming months. Acceptance points are companies or shops that buy gold from our customers or trade it for goods. And that already brings us to next year, to 2015, when we will launch our own premium ladies’ and men’s fashion label, which is produced by Karatbars International Asia in Thailand and shipped from there as well. Our goal is simple: to keep building the Karatbars brand.

And for the somewhat longer term: By 2017, we intend to buy into a gold mine, so we can mine our own gold independently of the world market. In 2018, we are going to found our own bank and our own gold bank, and by 2020 we hope to be an independent enterprise spanning the entire breadth of the gold business from mining to processing to distribution, and to be present in all 194 countries of the world.

Mr. Seiz, thank you so much for the interview. (AP)

KaratMAG

Earning money

Go for the

Gold with Karatbars – to keep your assets safe, and your future secure

It neither melts nor shrinks. It resists both cold and heat. Not even time can harm it. Inflation, however, is a different kind of enemy. It does not erode the coins or bills themselves, but the value they represent. We are confronted with this fact every single day, as we watch the costs covering our basic needs climb continuously, while financial markets become more and more unstable.

This development could potentially take on dramatic proportions and cause hyper-inflation. It’s happened before – most recently in Germany in 1922-3, a catastrophe that ultimately caused the entire German economy to collapse and countless people to lose everything.

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hese days, times are tough for money once again – for euros, dollars, and all the rest, because no currency in the world is safe from inflation. That means times are tough for our assets and our financial security. This is certainly reason to worry, but not to despair.

There is a solution that is both ancient and new. It shines and gleams. It is pure, incredibly versatile, and wonderfully lucrative. Pure gold is the world’s most prestigious method of payment. It has been a safe haven for our wealth since the dawn of humanity. Today, in an age of unreliable paper money, it guarantees stability and security.

Founder and Managing Director Harald Seiz

KaratMAG

So now we know the secret of the wealthy: the best kind of money is gold – especially in times like these. The smart ones among us take precautions, make sure their capital is safe, and protect their wealth with an additional gold reserve. Those who are even smarter don’t buy their gold just anywhere or from just any bank, but from Karatbars International GmbH – a worldwide, internet trading firm that is independent of the banks. Karatbars offers its customers an exceptionally broad range of premium quality, innovative gold products and a comprehensive range of services. “Gold is the new money“, says Harald Seiz, founder and managing director of the company. Karatbars

was founded in 2011 and has its headquarters in Stuttgart, Germany.

“With several years’ experience in the German precious metals business, it seemed a logical next step to offer better security to people all over the world. Gold for everyone, sold in the smallest possible units – that was my vision and the idea that sparked Karatbars.

All of our products contain the finest gold – a stable and permanent material asset. Gold is a highly profitable investment, and it is accepted as a kind of currency in all 194 countries across the globe. In addition to gold bars in a credit card format, our product range includes specialty and gift cards that are equipped with a 1-gram gold bar. The cards are available in various, sometimes limited, editions, but can also be customized to the client’s individual specifications. Due to the small units, our products can be used very flexibly in times of crisis – making private persons and businesses alike independent of money. This is true security!“ He who has gold always has money?

True. World-renowned investment experts confirm it: they still consider gold an absolutely solid and reliable, in other words, an incredibly

good deal. Even now, with the gold price being rather high. The value of gold has steadily increased in value compared to the declining value of paper money - an impressive 37 percent in 2010! Even better, the purchase price of gold is still at a favorable level, which means gold is now available to everyone in the world unlike at any point seen in history.

Investment specialists recommend placing 10 to 20 percent of one’s assets in gold. After all, gold not only maintains its buying power but actually increases it. Gold may be a soft metal, but it is a hard currency - the ultimate currency, in fact, because it “lasts forever”, is truly imperishable, and the only inalienable currency in the world.

But why is gold such a strikingly simple solution for all investors (“big” and “small” alike), rather than some other shiny metal? The answer: gold has exerted an incredible, mythical power over people for thousands of years. This fascination is undiminished by time; in fact it continues to grow. Aside from its distinctive “golden” yellow color and great versatility, gold’s limited availability, its rarity, has made it an object of great desire since the beginning of time. Our

fascination with gold is all the more poignant today because of the estimated 45,300 tons of gold still to be mined across the world. The world’s demand will keep the price of gold climbing and climbing, and it will continue to climb until (given stable mining output) the world’s gold reserves are depleted in about 25 years. At that point, we can expect the price of gold to virtually “explode,” making it more valuable than ever. This growth “guarantee”, rooted in the limited availability and reserves of gold, and in the fact that it cannot be synthesized by human hands, defines the difference between gold and “unsafe” paper money. Governments can simply print more money to cover their debts, putting more bills and coins into circulation and ultimately de-valuing the currency, possibly to the point of utter worthlessness. As we said: it’s happened before – see Germany in 1922.

That is precisely why we should be sure that our own assets have a crisis-resistant “golden” foundation with quality gold bars in small units from Karatbars. These little gold bars can never lose their value and can be converted to cash at any time. That means that they are guaranteed to hold their value

»Gold has exerted an incredible, mythical power over people for thousands of years.« KaratMAG

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»Gold is the new money« (Harald Seiz)

because of the high material quality, and because they are much easier to trade for other values or goods than larger units, they can be used more flexibly. With these small bars, Karatbars offers the best and the only one-hundred-percent reliable safeguard against currency devaluation, and provides perfect capital protection for everyone – smallest, small, and large investors alike.

“Think big, buy small, buy quality!” – that’s the motto of Karatbars International GmbH, whose success depends not only on the small units of gold, but also on the quality of the bars.

This is why Karatbars-minted gold is produced only by London Bullion Market Association (LBMA) accredited refineries. Karatbars only uses 999.9% currency gold for its products and offers its customers a 100% quality and authenticity guarantee plus life-long conversion rights. In addition, Karatbars has developed one of the world’s best gold certificates: the “KaratBars” are marked with a serial number and laminated into a credit card sized seal blister with a hologram on the back. The resulting product resists heat, cold, and other natural influences– gold will weather every storm and is worth the price.

Speaking of prices: You don’t have to be a Kardashian to be able to afford the golden

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“Karat-Bars”. Karatbars International GmbH offers its quality gold bars in the smallest units at daily market prices, making them affordable for anyone. This gives regular people the opportunity to build a respectable gold stock over time with small monthly purchases rather than having to make one “big, one-off” purchase.

What’s more, Karatbars offers unlimited storage and administration of your gold assets at no charge, guarantees uncomplicated and sound transactions without withholding tax or VAT – a quick and transparent online transaction that allows buyers to easily purchase gold online.

“Karatbars not only provides affiliates with a perfect online trading platform and their own shops, but does it with state-of-the-art technology. Whether you would like to make monthly purchases of €50 or more or a one-time purchase, whether you want to pay with a credit card like Visa, MasterCard, or American Express, or would rather wire the money to one of our accounts, Karatbars offers a variety of payment methods to suit every preference. For affiliates, Karatbars has developed a cutting-edge back office with a live system that updates our partners’ commissions in real time. Payments are remitted monthly onto a prepaid MasterCard the affiliate receives automatically,” Harald Seiz explains.

Gold is eternal, imperishable, yet honest, secure, independent, and autonomous.

As independent and autonomous as Karatbars. this young, successful company is already represented in 70 countries across the globe with its innovative, high-quality products, and still has big plans. Its mission: “Go for the Gold – financial security for all people on this earth – for a secure future!”

(AP)

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Geprägte Münze mit integriertem Goldbarren

EINZIGARTIG UND INNOVATIV www.karatbars.com