CHAPTER 1
Annuities for Today’s Living 쏆쏆쏆쏆쏆쏆쏆쏆쏆쏆쏆쏆쏆쏆쏆쏆쏆쏆쏆쏆쏆쏆쏆쏆쏆쏆
“Forever is a long time, but not as long as it was yesterday.”
Do I Need to Read This Chapter? • Am I worried about retirement? • Do I run the risk of outliving my money? • Have I considered annuities? • Am I choosing the right type of annuity? • Do I realize that insurers that sell annuities can go bankrupt? • How can I make sure my annuity investment is safe? • What do all those safety rankings, like “Aa2,” really mean? • I’m middle class. Will annuities have special tax benefits for me? • Do annuities compare favorably with mutual funds? oday, either tax-free municipal bonds (see Chapters 12 and 13) or taxdeferred annuities seem to be at the center of many investment portfolios. The insurance industry’s offering of the annuity has become a serious alternative for investors who wish to look for deferred income, possible tax deduction, and safety of investment.
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