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14. Kiva website https://www.kiva.org/about. 15. Roodman (2009). 16. Hugh Sinclair, Confessions of a Microfinance Heretic, pp. 262–270. 17. Ibid., p. 256. 18. Neil McFarquhar, “Banks Making Big Profits from Tiny Loans,” April 13, 2010 and Stephanie Strom, “Confusion on Where Money Let via Kiva Goes,” November 8, 2009, The New York Times. 19. Sinclair, 2012, pp. 250–260. 20. http://www.microfinancetransparency.com/evidence/PDF/11.11%20 Kivafriends%20on%20cockfighting%20loans.pdf. 21. Ibid. 22. Matt Flannery, “Cockfighting,” Skoll Foundation Archives, March, 2008. http://archive.skoll.org/2008/03/30/cockfighting/. 23. http://www.microfinancetransparency.com/evidence/PDF/11.11%20 Kivafriends%20on%20cockfighting%20loans.pdf. 24. Bajde, 2017, p. 95. 25. Ibid., p. 96. 26. Ibid., p. 97. 27. Bajde, 2017, p. 100. 28. Ibid. 29. Joyce Rosenberg, “Why Equity Crowdfunding Is Not Living up to the Hype,” Inc, May 9, 2018. https://www.inc.com/associated-press/equity-crowdfunding-investing-business-not-working-hype-investors-regulations-sec.html. 30. Ibid. 31. Ibid. 32. See Hatch Innovation website and workshop information at https:// hatchoregon.com/accelerator/. 33. Rosenberg 2018. 34. Anne Field, “A Social Enterprise Accelerator Launches a Cryptocurrency for Its Community,” Locavesting, June 12, 2018. https://www.locavesting.com/new-economy/social-enterprise-accelerator-launchescryptocurrency-community/. 35. Ibid. 36. Carmen Reinhart and Kenneth Rogoff, This Time Is Different: Eight Centuries of Financial Folly (Princeton, NJ: Princeton University Press, 2009), pp. xxv and xxxv.