What else do you need to know about the COVID-19 Pandemic Travel Plan?

It’s been a challenging year for us all, no doubt about that. And travel has been the last thing on most people’s minds. But for some Canadians, travel has been necessary, and there’s no more important time to have travel insurance than during a global pandemic. That’s why Manulife has designed the new COVID-19 Pandemic Travel Plan. When you travel with this coverage, you have protection not just for traditional emergency medical expenses, but for COVID-19 related expenses as well.

With the COVID-19 Pandemic Travel Plan, you are covered for: • $5,000,000 CAD in emergency medical cover age not associated with COVID-19

• $200,000 CAD in emergency medical cover age for COVID-19 and related complications

• Quarantine expenses after a positive COVID-19 test result during their trip, up to $150 CAD per person or $300 CAD per family per day for 14 days

• Up to a combined $500 CAD per person for return airfare, meals and accommodation if a Level 3 Travel Advisory is upgraded to Level 4 by the Canadian government

You are bound to have questions about such a unique travel insurance plan. So here are a few key facts about this coverage: Family rates are available: Family rates are calculated by multiplying the oldest parent’s or grandparent’s rate by 2. All family members must be listed on the policy confirmation and travelling together. Family can include three generations with a maximum two adults (parents or grandparents) under age 60, and any children (please see definition of child/children from the policy). Children must be a minimum of 30 days old at time of departure. For Canadians only: You must be a Canadian citizen with a valid government health insurance plan throughout the duration of your trip. Medical-only plan: This plan only covers medical-related expenses such as those outlined above. It doesn’t include nonmedical coverage like trip cancellation or baggage loss, damage or delay. However, you can combine this plan with a second plan that includes non-medical protection. No cruises: This coverage does not cover anything that should happen while on or associated with being on a cruise of any kind. Coverage can be extended: As long as it’s within 12 months of departure, this coverage can be extended while you are still away on your trip. See the policy for other extension rules.

You can apply if you’ve recovered from COVID-19:

As long as COVID-19 and other pre-existing conditions have been stable for 3 to 6 months, depending on age and rate category, you can apply for this coverage. You can purchase any time prior to departure: While there’s nothing wrong with leaving travel insurance to the last minute, we always recommend purchasing it as soon as you book your trip, so it’s taken care of and won’t be forgotten.

What are Manulife’s thoughts on travel during the pandemic?

Our top priority is always the health and safety of our customers, employees, partners and communities and, as the largest travel insurance provider in Canada, Manulife understands that some Canadians may have family, business and other important reasons for travelling. Today, more than ever before, you need specialized coverage that helps protect you the event you fall ill due to COVID-19.

We strongly encourage you to adhere to the recommendations of the Government of Canada and medical professionals around the world during this time. For those who do decide to travel, Manulife supports the health and safety of Canadians by offering this specialized travel insurance plan for COVID-19.