SAVINGS AND INVESTMENTS POSSIBILITIES IN MY COUNTRY Mia Juričić 4.d
SAVINGS ■ saving is income not spent, or deferred consumption ■ we use term savings for single or periodic payments of funds ■ also we can use it for investing funds for a period of your own choice, in kuna or in foreign currencies
DOCUMENTS WE NEED ■ valid identity document ■ personal indentification number (OIB)
OIB
HPB BENEFITS ■ Possibility of savings in kuna or foreign currencies ■ A fixed interest rate with the possibility of an automatic renewal of the term savings agreement
■ Possibility of term savings in kuna at all HPB branch offices, all postal offices and via HPB Internet banking ■ Guaranteed deposit insurance
SAVINGS IN NUMBERS (HPB) ■ You can start saving in kuna with 200 kuna ■ You can start saving in euro with 50 euro ■ You can arrange short term or long term for a period ■ You can set the frequency of interest payments yourself
INVESTMENTS IN CROATIA ■ to invest is to allocate money in the expectation of some benefit in the future ■ unique geographical location, modern infrastructure, political and economic stability, competent and highly educated workforce are only some of the reasons to invest in Croatia
INVESTMENT ENVIRONMENT ■ is regulated by: the Croatian Companies Act the Act on Investment Promotion the Act on Strategic Investment Projects of the Republic of Croatia other laws
■ foreign investors have the same rights, obligations and legal status within an enterprise as domestic investors