Disability Insurance

Disability coverage can be one of the most important benefits you have. It provides you and your family with financial protection if you are ever unable to work due to an illness or non-work related injury.

Supplemental Benefits

AFLAC offers supplemental benefits that will pay you directly in the event of an accident, injury, hospitalization or critical illness. Contact Kelly McGarry directly for plan and rate information at 443.668.5148 or kelly_mcgarry@us.aflac.com

Long Term Disability

All employees who work 20 or more hours per week for 20 weeks per year will pay premiums through mandatory contributions to Arizona State Retirement System (ASRS) for Long Term Disability (LTD).

Elimination period: 180 Days

Benefit Amount: 66 2/3% of monthly base salary as determined by ASRS