business FINANCE
HELEN BOOTH INDEPENDENT FINANCIAL ADVISER deVere France
Financial Health
W
ell, another year has flown by and you are all probably gearing up for the Christmas festivities. It has been a very interesting, different, and worrying year with a lot happening again. Covid 19 is still having a major impact on travelling, holidays, day-to-day journeys, and the economy and the stock market, but things are getting more stabilised as people get used to mask wearing and sanitaire passes. I hope that everyone who is reading this has managed to stay safe and well - look after yourselves and your loved ones. Brexit has continued with issues that are coming to light even after a year has gone by. These include restrictions on what
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goods can be brought into France, tax on the goods, issues regarding banks closing accounts (and now some UK credit card companies are following suit), and restrictions on how you can access any pension pots. Around the world there have been climate change issues with countries being impacted by different weather cycles. And in the news, the Panama papers and Joe Biden as the new president of the USA.
− Have recent events affected your retirement goals? − Is there a shortage in your retirement savings? − What effect will Brexit have on your UK based pensions? − Will you have access to your UK based pensions? − Are you planning on relocating to France permanently?
As you all get ready for Christmas and the − Will you be sending money back New Year with your loved ones, and to the UK or transferring perhaps have more from the UK? You might time to yourself, There are steps you can take need forex services that now is a good time to get better currency rates, don’t charge a fortune to reflect on your in fees. get more growth on your financial goals, how the above has hard-earned savings So once the festivities are impacted you, and over and you have finished what you would like that last bottle of wine and had the last to happen next year for your mince pie, do something about your financial health. financial health. Make sure that your There are steps you can take to get better financial goals are still on track. currency rates, get more growth on your Make it a New Year resolution to have a hard-earned savings, and protect your thorough review by an independent pensions that you have if they are still in qualified financial adviser. the UK. Wishing everyone a Happy Christmas − Do you have an idea of what your and a Happy New Year. income will be when you retire? − When was the last time you made changes to your retirement goals?
Please note, the above is for education purposes only and does not constitute advice. You should always contact your adviser for a personal consultation.
