ONE IN FOUR ARE NOT CONFIDENT ABOUT THEIR FINANCES

● Reverse engineer your retirement. Make a retirement budget for yourself based on your current lifestyle less major expenses that you currently have, like a mortgage that is usually paid off by retirement.

● Just because you are retired does not mean you no longer need to save.

● Don’t forget the retirement expenses of renovations, new car purchase etc. Although these are once-off payments, it still comes out of your retirement savings, unless you have separate savings for that.

● Your international tax commitments.

● Yearly expenses like property taxes, vehicle licensing, membership fees, etc.

● What about holidays and trips? Will the money come out of your monthly allowance or from savings?

● Also possible medical procedures or expenses.

● A private pension plan could significantly boost your retirement savings portfolio along with other diversified investment options. Chat to your advisor today to ensure you are in the 75% of people who will be financially confident in their retirement. deVere France S.a.r.l. are regulated by ANACOFI-CIF and ORIAS which will only recommend French regulated products. deVere France can advise you on ways to help safeguard and increase your wealth, as well as helping with HMRC-recognised pension transfers to a Qualified Recognised Overseas Pensions scheme (QROPS) to give you potentially more flexibility in your pension plans.

Please note, the above is for education purposes only and does not constitute advice. You should always contact your advisor for a personal consultation.

Helen Booth works as a financial adviser for deVere France S.a.r.l and has lived as well as owned property in the Deux-Sèvres region. Having worked in the financial services in the UK for over 15 years, Helen prides herself in being fully diploma-qualified for the services that she provides. Helen has lived and worked in France for over 8 years and enjoys being part of deVere France S.a.r.l., a division of one of the world’s leading independent financial consultancies, deVere Group.

With over $10 billion of funds under its advice and administration and with more than 80,000 clients around the world, deVere Group truly offers a myriad of unique products and notes that are not available anywhere else in the market. This, as Helen puts it, gives clients the pick of the crop when it comes to investing.

If you would like to know more about how deVere France can help you, contact

Helen Booth DipPFS , EFA : +33 (0) 77 171 2879 : helen.booth@devere-france.fr

Dénomination sociale: deVere France S.a.r.l, RCS B 528949837, 29 Rue Taitbout, 75009, Paris, France. Gérant: Mr. Jason Trowles. Registre avec ANACOFI-CIF (Association Nationale des Conseils Financiers). Nombre enregistré: E008176, association agréée par l’Autorité des Marchés Financiers. Courtier d’assurances ou de réassurance, Catégorie B, inscrit à l’Organisme pour le Registre des Intermédiaires en Assurance (ORIAS) numéro enregistré 12064640. Garantie Financière et Assurance de Responsabilité Civile Professionnelle conformes aux articles L 541-3 du Code Monétaire et Financier et L 512-6 et 512-7 du Code des Assurances. Registered name: deVere France S.a.r.l, registered company number RCS B 528949837, 29 Rue Taitbout, 75009, Paris, France. Gérant: Mr. Jason Trowles. Registered with ANACOFI-CIF (National Association of Financial Advisers). Registered number: E008176, association approved by the Financial Markets Authority. Insurance and re-insurance brokers, Category B, registered with the Organisation for the Registration of Assurance Intermediaries (ORIAS). Registered number 12064640. Financial and Professional Liability Insurance Guarantee conforms to article L 541-3 of the Monetary and Fiscal Code and L 512-6 and 512-7 of the Assurance Code. 6XKWSX •V1.1/230418