They are invested in more stable funds as market volatility may affect the returns

There are times, however, when higher risk short-term investments that offer higher returns are possible. These could include structured products and trading. You need to be knowledgeable about these products and only try these under the expert advice of your financial advisor.

Long-term investing: These are investments that allow you to grow your portfolio and meet goals several years - or even decades - in the future. This often allows for a riskier investment as the fund will ride out the volatility and storms in the markets over the long term. This could include increasing the equities % of the deVere France S.a.r.l. are regulated by ANACOFI-CIF and ORIAS which will only recommend French regulated products. deVere France can advise you on ways to help safeguard and increase your wealth, as well as helping with HMRC-recognised pension transfers to a Qualified Recognised Overseas Pensions scheme (QROPS) to give you potentially more flexibility in your pension plans.

Your advisor will do regular reviews of your portfolio and any rebalancing if needed. This should keep your wealth building on track. Remember that beside your financial advisor, fund managers look at market trends and adjust the composition of your funds to achieve the best returns as well.

Remember that even experts cannot time or predict how the markets will perform, so keeping your money invested over the long-term is one of the best ways to ride out the ups and downs in the market.

Please note, the above is for education purposes only and does not constitute advice. You should always contact your advisor for a personal consultation. * No liability can be accepted for any actions taken or refrained from being taken, as a result of reading the above.

Helen Booth works as a financial adviser for deVere France S.a.r.l and has lived as well as owned property in the Deux-Sèvres region. Having worked in the financial services in the UK for over 15 years, Helen prides herself in being fully diploma-qualified for the services that she provides. Helen has lived and worked in France for over 8 years and enjoys being part of deVere France S.a.r.l., a division of one of the world’s leading independent financial consultancies, deVere Group.

With over $10 billion of funds under its advice and administration and with more than 80,000 clients around the world, deVere Group truly offers a myriad of unique products and notes that are not available anywhere else in the market. This, as Helen puts it, gives clients the pick of the crop when it comes to investing.

If you would like to know more about how deVere France can help you, contact

Helen Booth DipPFS , EFA : +33 (0) 77 171 2879 : helen.booth@devere-france.fr