The Entrepreneur eZine

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Whats inside

Editor’s Note After several years of not putting out a new issue of The Entrepreneur, we decided to revamp the publication and return stronger this year. To do this, we have partnered with one of our newest anchor tenants, eMedia Interactive Limited, as we strive to move with the changing technology. With all the changes that the Technology Innovation Centre (TIC) has undergone over the past two years, we could not let the year end without highlighting some of these achievements, such as our new programmes and the tenants who continue to make us proud. Despite the recession, we continue to see tenants at the TIC holding steady, adapting to the difficult times and striving to make a difference in our country. Several have won awards and continue to be an example to others, even with all the challenges in Jamaica. I fully enjoyed interacting with the tenants and other stakeholders during the production of this issue of The Entrepreneur. I hope you will find the information of great interest and that you will benefit from it as we strive to keep you abreast of the happenings here at the TIC. Simone Scott-Rhone Business Services Coordinator

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operating a business Critical components for operating a business

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what’s new EduFocal: Using gaming technology to improve exam scores

graduation 11 Tic New graduates from the

Technology Innovation Centre

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MSME Tax measures too burdensome for MSMEs

13 Technology Software patents a RISK to the Jamaican and Caribbean IT industry

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the centre Through the years: The transition of the Technology Innovation Centre

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Business Business clinic

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the graduate experience 5 things I have learnt from being an entrepreneur

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shared office Shared offices: Do they work?


The entrepreneur | messages

“ Message from the Dean, College of Business & Management

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take great pleasure in welcoming readers to the new issue of The Entrepreneur. The Technology Innovation Centre (TIC) business incubator at the University of Technology, Jamaica places great emphasis on fostering entrepreneurship. One of the primary aims of the TIC is to provide support to small and medium enterprises (SMEs) that require assistance with growth and the development of their business. Additionally, the incubator at UTech provides support to residential and virtual programmes that are technology enabled and driven from various industries. I believe that entrepreneurship helps to build and promote a nation’s economic development. In this dynamic environment, organisations are now facing numerous issues and challenges, including resource constraints and intense global competition. SMEs are important because on average, they comprise more than 95 per cent of an economy and

I believe that entrepreneurship helps to build and promote a nation’s economic development.

contribute significantly to the Gross Domestic Product (GDP) of many developed countries. There are still numerous opportunities for entrepreneurs to broaden their income, create jobs and help decrease unemployment. If entrepreneurs get the right training and mentorship, they can help contribute not only to the growth of their businesses but also to diversify the local economy. This issue of The Entrepreneur will highlight different TIC tenants, showing the diverse calibre of people within different industries. Relevant issues pertaining to entrepreneurship will also be highlighted. Do enjoy reading this magazine and I hope you will be able to pick up a few pointers that will aid you in achieving success in your own business. Best wishes. Dr. Paul Golding

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The entrepreneur | messages

Message from the Former Acting Head of School

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reetings from the Joan Duncan School of Entrepreneurship, Ethics and Leadership (JDSEEL) family. Entrepreneurship has been the buzz word throughout the country from all sectors for many years. Importance lies in the recognition that we can harness the potential of the Jamaican populace with its high level of creativity, innovation and penchant for hard work – when the rewards are seen as worthwhile – to be the way out of the country’s economic decline.

As we celebrate Jamaica’s 50th anniversary of independence, let us set our goals and objectives for the next 50 years, which will see Jamaica being the place to live, work and do business. The businesses we envisage will have the potential for the growth and development of our people and to increase the county’s gross domestic product. Dr. Horace A. Williams

The school, therefore, continues to partner with our clients in the incubator and businesses in the wider community to harness their potential and to provide support where necessary so that our goals and objectives will be met.

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The entrepreneur | messages

We have proven that the best time for entrepreneurship is during a recession, as it forces us to be innovative and resourceful.

Message from the Incubator Manager

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he Technology Innovation Centre (TIC) has been a solid rock within the University of Technology, Jamaica in terms of its support for entrepreneurs. In its 10 years of existence, it has managed to weather the storms of change, which is a good quality of entrepreneurship. In the last five of these years, we have seen a global recession and still feel its effects. We have seen two general elections in Jamaica, social unrest and now we all anxiously await the results of a new agreement with the International Monetary Fund (IMF). Internally, we have also experienced changes; we are now a part of the Joan Duncan School of Entrepreneurship, Ethics and Leadership (JDSEEL) since 2010. On the flip side, we have witnessed the ability of entrepreneurs to ride the waves of turmoil and succeed against all odds. We have proven that the best time for entrepreneurship is during a recession, as it forces us to be innovative and resourceful. This was evident through Digital Jam 2.0, which highlighted the resilience of the Jamaican youth. The Scotiabank Chair and Nationwide 90FM and the IDB Ideas Competition also showcased several entrepreneurs with great ideas and stick-to-itiveness!

make a mark on the local and international landscape. Immediately, I think of ECHOS Consulting Limited, one of three awardees in Jamaica to be granted funds through the International Development Bank’s Ideas Competition; Hybrid Technologies Limited, which won the Hackathon at Digital Jam 2.0; Bakari Digital Limited, Olde Jamaica Tours, eMedia Interactive Limited, who made it to the finals of the Scotiabank/Nationwide Entrepreneurial Challenge. Worth mentioning also is the success of the annual business summit showcased by eMedia Interactive and the participation of our clients on boards such as the MSME Alliance, GraceKennedy and JMMB Capital and Credit Bank. Permit me to say, ALL our clients are winners. We also crossed another milestone as we began the Student Incubator, New Venture Design Studio, which now houses four student businesses. Our only disappointment is that we wish we could have done more. However, we continue to quietly impact our community of Jamaica, with a strong desire to strengthen entrepreneurship, promote ethical behaviour and promote success in business. Dionne Palmer

I must use this medium to speak of our own successes. Our clients continue to

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The entrepreneur | messages

Message from Former Head, Joan Duncan School of Entrepreneurship Ethics and Leadership

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must first commend the editors for reviving this publication in the wake of the current social and economic climate. It will certainly inform and educate the populace on the happenings in entrepreneurship development at the Joan Duncan School of Entrepreneurship, Ethics and Leadership (JDSEEL) and its impact on the broader society. My journey began with my own passion for entrepreneurship and small business development, prior to completing my doctoral studies and research in entrepreneurship. I knew I wanted to return to Jamaica to advance entrepreneurship education, only to realise that it was also a vision of President Morrison. I wasted no time, working on the proposal for a new school of entrepreneurship and then later, with a small team of colleagues and practitioners, to work on the proposal for a Bachelor of Science in Entrepreneurship, which is the most comprehensive curriculum for the groundbreaking School of Entrepreneurship.

Through its young entrepreneurs and mentors, the Technology Innovation Centre offers a suite of programmes that not only provide support for small businesses, but also produce successful firms that contribute immensely to nation building. Leveraging the state-of-the-art facilities and support services of the TIC, JDSEEL now boasts the addition of a student incubator, where students can start their own businesses. The past two years have shown that when you combine passion and vision with the support of an entrepreneurial administration and committed industry partners, great things are possible. It is my hope that entrepreneurship through JDSEEL/ TIC will continue to be on the cutting edge of education, development and growth, which holds the promise of the country’s future prosperity and competition. Mauvalyn M. Bowen, PhD

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The entrepreneur | operating a business

Critical components for operating a business by Michael Steele, BSc (Hons); MBA Head of Joan Duncan School of Entrepreneurship, Ethics & Leadership

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here is an amazing adage that has withstood the test of time, which says ‘the more things change, the more they remain the same.’ This truism is as relevant to the operation of a business as it is to a family, an institution or any other organisation.

years as a ‘saviour’ for the ‘sins’ of the unstable, erring business enterprise. Who is ‘young’ enough to remember management by objectives (MBOs) which was supposed to be God’s gift to businesskind? When the sizzle died down, it was simply a great planning tool.

Any business literature will delineate three critical components in the management of a company, namely: planning, implementation and control. These are the three great pillars on which the business enterprise should lay its foundations. This has not changed; it is a universal concept.

Of course, we were all around when the marketing concept ruled all businesses with the customer at the centre of focus. It was supposed to equip production-oriented and salesoriented firms with the idea that all efforts (departments) should be geared at satisfying the consumer, at a profit. Today, this is still a lofty goal that we should continue to uphold, but essentially it forms part of the ‘implementation’ pillar in the business process.

And yet, we have seen many important business concepts evolving over the

And then in recent times the buzz word was ‘balanced score card’, which attempts to say that although our customer is king, without our staff or without our bankers and other key stakeholders, we would not have a business. So let us try to please and focus on everyone in a balanced way. But the balanced score card approach with its measurement and responsibility approach is just another fancy control tool. So we are back to square one. The key factors in the running of any business has to do with planning, implementation and control (of the company’s resources and processes). Once we stick to these pillars, our businesses should be on the path for success.

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The entrepreneur | whats new?

EduFocal

Using gaming technology to improve exam scores Dynamic 21-year-old entrepreneur Gordon Swaby is revolutionising the education sector with his new company EduFocal.

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he company employs “a gamiefied way of tackling learning,” with Swaby adapting both GSAT and CSEC courses in a game-like format, which is available online. As with video games, students start at level one. “People who are familiar with video games of any nature or specifically RPG (role-playing games) will understand the mechanics or the concept,” said Swaby. “Once you start answering questions and your answers are correct, you’ll earn what’s called ‘experience points’.” These points then build up and promote you to the next level. The launch of EduFocal was held on March 15 with speakers such as education minister Ronald Thwaites; state minister in the Ministry of Science, Technology, Energy and Mining, Julian Robinson and Audley Shaw, opposition spokesperson on finance. Having been with the Technology Innovation Centre (TIC) for approximately three months, Swaby has built a good relationship with the Incubator Manager, Dionne Palmer. “The experience thus far has been pretty good. The facilities are great and the environment is ideal for young and budding entrepreneurs. Just being in an environment with people of like minds is amazing,” he said. At only $200 per month or $2,000 for the entire year, EduFocal is an economical alternative to extra lessons.

The experience thus far has been pretty good. The facilities are great and the environment is ideal for young and budding entrepreneurs. Just being in an environment with people of like minds is amazing.

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The entrepreneur | TIC Graduation

New graduates from the Technology Innovation Centre

Additional Awards Most Innovative Award went to Olde Jamaica Tours’ Juliet Gordon. This business markets the most unlikely places in Kingston, such as Downtown, the churches, Tivoli Gardens, our heritage sites and more. Most Participative Award went to Bakari Digital’s Khary Sharpe. He is always witty and sharing new insights and ideas and is rarely absent from the centre’s functions and meetings. Longest Participating Client went to • Technological Solutions Limited - Anchor Client • Meto Corporation Limited - Associate Platinum Client • Explore Your World - Associate Premium Client • RI Liquitor International Limited - Virtual Client

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wo clients of the Technology Innovation Centre (TIC) graduated from the centre on December 15, 2011. They are FORM Architects Limited, founded by by Damian Edmond and eZines Limited, founded by Tyrone Wilson. Both clients have done well within the incubator and will leave the environment midyear 2012 at the end of their leases. FORM Architects has been quietly making its mark in the field of architecture, specialising in 3D designs and encouraging collaboration with the construction industry. The company’s mission is to “develop environmentally sensitive design solutions that are responsive to users and their lifestyles, through a sustainable combination of art, science and technology.” Managing Director Damian Edmond had a dream of an architectural firm with a difference and so when you see the logo, the clean lines say it all – excellence, simplicity and style. FORM Architects,

which received the sectional award for High Growth Potential for 2011, works locally and internationally for residential, private and public interests, such as the Tourism Product Development Company (TDPCo), as well as international tractor makers CASE Franchise in Jamaica. The TIC ushers another client into the wider society and we look forward to hearing about their exciting future. ‘Young’ and ‘smart’ are two words easily associated with eMedia Interactive Limited’s, President and CEO, Tyrone Wilson. He entered the Technology Innovation Centre’s business incubator directly out of The University of the West Indies to start eZines Limited, which publishes electronic magazines. Wilson has big dreams, but unlike many, he acts upon them. After the initial stages of struggle, there are now different types of electronic magazines, the flagship title being Your Money eZine, followed by the

wkndr eZine and other health and lifestyle publications produced for corporate interests in Jamaica. The company expanded into eMedia Interactive Limited in January, launching Jamaica’s first online television network, iVu tv. Wilson was awarded the Prime Minister’s Youth Award for Excellence in Entrepreneurship in 2010. He is also a Vice President in the Young Entrepreneurship Association and his company hosts the Your Money eZine Business Summit, an annual business forum. eMedia Interactive received the TIC Trailblazer award and recently appeared with its new board of directors, including Richard Byles President and CEO of Sagicor Life Jamaica, in the Jamaica Observer of January 13, 2012. The company is extremely attractive to investors and we have huge expectations from Wilson and his team.

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The entrepreneur | TIC Graduation

Highlights from the Technology Innovation Centre Graduation

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The entrepreneur | MSME

Tax measures

too burdensome for MSMEs

by Professor Rosalea Hamilton

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he revenue measures announced by the Minister of Finance and Planning in Parliament on May 24 and revised on June 6, will create an unbearable burden for some micro, small and medium sized enterprises (MSMEs). The imposition of a flat tax of $60,000 on small companies making little or no profits is a penalty that will dampen the entrepreneurial spirit. This regressive measure will significantly increase their cost of doing business, especially for those generating less than the current $36,764 monthly tax threshold. With the new asset ceiling/ base of up to $100,000, depending on the value of equipment, machinery, furniture or other property (including cash) in the business, many MSMEs will be crushed. It will be a deterrent to company registration as individuals will avoid these costs by refusing to register their business names or establish partnerships. MSMEs, especially those below the $3 million threshold for filing GCT claims, will be further burdened by a 6.5 per cent increase on the cost of electricity that will surely lead to the closure of several small, high-energy consumption businesses. Gasoline retailers, whose operations are zero-rated, will face higher costs as they are unable to offset the GCT and, with the SCT on denatured ethanol, consumers are likely to pay more at the pump.

There were, however, some positives. The elimination of GCT on solar panels and tax credits for investment in alternative sources of energy will encourage MSMEs to go green and will boost the solar and alternative energy business. Micro and small enterprises operating from their homes will benefit from the tax exemption on residential electricity. The imposition of 15 per cent additional stamp duty on imported meats will assist local meat producers. Although this is a small sum, the reduction of the asset tax from $10,000 to $5,000 for small companies with less than $50,000 in assets provides marginal relief. Farmers are happy with the reversal of the decision to impose GCT on animal feed and raw foodstuff. Also, tax-compliant MSMEs welcome the reduction of the corporate income tax to 25 per cent. While the announcement to provide various financial supports to the MSMEs

through the Development Bank of Jamaica (DBJ) is welcomed, it offers no new developmental strategy to create a viable and competitive MSME sector. Further, in the absence of any reference to the proposed new MSME & Entrepreneurship Policy, the tax measures contradict the PNP Manifesto commitment to “renew the focus on facilitating small and medium sized enterprises which make the greatest contribution to economic growth and employment.�

After 50 years of inadequate support for MSMEs, it is time for a collaborative intervention with all hands on board, to properly assist MSMEs and to reposition them in the global marketplace in the context of our current economic crisis. It cannot be business as usual.

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The entrepreneur | technology

Software patents a RISK to the Jamaican and Caribbean IT industry by Khary Sharpe

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his summer saw a landmark victory when Apple was awarded $1.5b in a patent infringement lawsuit it had brought against Samsung. While this might be fresh in your mind, you may have forgotten about billionaire Paul Allen (co-founder of Microsoft) who has sued Apple, Google, Facebook, AOL, eBay, Netflix, Yahoo!, Staples, OfficeMax, Office Depot and YouTube over patent infringements. According to Wikipedia, a patent is “a set of exclusive rights granted by a state (national government) to an inventor or their assignee for a limited period of time in exchange for a public disclosure of an invention.” Allen’s action is perhaps one of the biggest patent lawsuits to date and it is one of many filed within the last few years. His company, Interval Licensing, has hundreds of patents and has chosen a few from its arsenal to use in the suit. One of the patents mentioned is the analysing of a user’s behaviour/ action (eg search) to suggest a list of related content. Doesn’t this sound like a lot of websites you use? This article is not about Allen taking on the web, patent trolls or Apple’s victory, but rather to stir your thoughts on the subject and bring to light an issue you may have never thought about before: What does this really mean for Jamaican and Caribbean IT? Simply put, it means that once you produce software you could be at risk. Things that seem simple, obvious or ubiquitous

could land you in huge trouble or result in bankruptcy. To get a better idea of the potential impact, let us look at a few patents. Has your software implemented any of these: • Displayed a popup window? • Displayed a progress bar to show how much time remains in a process? • Resized an image on the fly to present it to a user? • Expanded LOL in a message into laughing out loud and displayed it to a user? • Sent an email with a compressed attachment (zipped file)?

Did you answer yes to one or more? Then you could be at risk of being sued! To put it into an everyday practical context, if you run an e-commerce site, you are probably in violation of approximately 20 patents. Check out this example. I may have oversimplified the description of the patents above, but this is to make it easier to understand and highlight how things taken for granted could be putting our software developers at risk. Does this mean we should not develop software? The short answer is no, but you need to be aware of the risks involved in order to mitigate against them as best as possible. Better yet, stand up and say NO to software patents!

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The entrepreneur | the centre

Through the years: The transition of the Technology Innovation Centre by Simone Scott-Rhone

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he original rationale for the establishment of the Technology Innovation Centre (TIC) was to facilitate the development of a technology culture within the University of Technology, Jamaica (UTech) and to assist with the establishment of technology-based enterprises. UTech was seen to have a role in developing technologies within its own strengths and helping faculty and students to commercialise research results. Special measures were therefore required to develop entrepreneurship and the TIC was to be a catalyst in the process of transferring knowledge to the marketplace. By design, TIC was deliberately organic in its structure to allow it to be responsive to the demands of its clients in a timely manner. Further, its mandate, according to the vision, targets Jamaica and the wider Caribbean, so in driving the entrepreneurial processes in Jamaica, TIC has been able to extend it’s reach

across the region. TIC was successful in securing a contract to guide the development of a similar business incubator in Dominica. In 2010, a proposal was made to the Academic Board to establish a School of Entrepreneurship under the Faculty of Business and Management and, as a result, the TIC was placed under this new school. The School of Entrepreneurship was rebranded and is now called the Joan Duncan School of Entrepreneurship, Ethics and Leadership (JDSEEL) and is the umbrella organisation for the TIC. The centre continues to seek ways of providing quality learning experiences for both students and entrepreneurs. TIC still houses many entrepreneurs in the virtual, shared, student and residential programmes, while interacting with the students of JDSEEL and the larger community of Jamaica and Caribbean to realise their entrepreneurial dreams.

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The entrepreneur | business

Business Clinic by Dr. Horace Williams

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amaica’s business environment is one that is highly dynamic in its structure and development. Over the last 50 years, globalisation and Jamaica’s political environment and culture have played significant roles in shaping how businesses operate in Jamaica. Entrepreneurs have learnt to appreciate the importance of acquiring the skills and knowledge necessary for the effective and efficient operation of businesses in the country, hence, creating a demand for assistance and better understanding of entrepreneurship. The University of Technology, Jamaica, through the Joan Duncan School of Entrepreneurship, Ethics and Leadership, recognised this need and in 2009 started the Business Clinic. This clinic facilitates clients with business services in order to enhance the growth and development of their enterprises. Students, faculty and administrative staff aim to provide superior customer service to the client in areas such as marketing plans, business plans, research and business consultancy services that would improve their business operations. Through this programme, the university pulls on the vast knowledge and number of skills available through the various faculties and matches these intellectual and practical skills to the diverse demands from businesses that seek assistance from the clinic. Lecturers, students and administrative staff with the relevant expertise in specialised areas contribute to the

programme by assisting businesses in their related field of study or work. The future of Jamaican business is one that should have a global perspective that deals with competition from all over the world. It is on this premise that businesses in Jamaica need to be prepared and positioned, to take full advantage of any opportunity that presents itself. The Joan Duncan School of Entrepreneurship, Ethics and Leadership is one of the vehicles that can steer Jamaica’s businesses towards this objective.

Entrepreneurs have learnt to appreciate the importance of acquiring the skills and knowledge necessary for the effective and efficient operation of businesses in the country, hence, creating a demand for assistance and better understanding of entrepreneurship.

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The entrepreneur | TIC Graduates experience

Five things I have learnt from being an entrepreneur by Damian Edmond

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here are many reasons for wanting to be an entrepreneur. For some, it represents the freedom and ability to maximise their earning potential and for others, it is an escape from a nine-to-five job routine and taking responsibility for their destiny.

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Growing a business at the Technology Innovation Centre for the last four years has been a tremendous learning experience. Here are some of the lessons I have learnt during this time:

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Choose character over talent No matter how much talent and vision you have, it is very difficult to grow a successful business on your own. You will have to learn to trust and depend on others. You will have to deal with human resource issues while trying to keep your business alive, and choosing the right people to enable your vision is extremely critical to its survival. You have to choose people who are committed, honest and will add value to your company and increase your value proposition to your clients. Talent comes and goes, but character forms the pillars of your longevity and success.

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There is no right time to start, so just start Fear is what prevents many people from succeeding. You fear making a commitment, worry about what others might say, lack confidence in your ideas and fear being rejected. You sit around and wait for a sign, a feeling and the right conditions to validate your ideas or plans. The truth is, you are hardly ever going to be the only person that has an idea and the longer you take to get it to the public, the harder it is for your vision to succeed. It is more important to be first than to be perfect.

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Remove your emotion and make the right decision You will be constantly forced to make tough decisions that are necessary to keep your business alive - these are often financial and personnel decisions. When making choices, you have to constantly keep in mind how this will affect your business not only in the present, but also in the future. You cannot make a personal decision based on a temporary emotion. Base decisions on the facts and not how you feel about the situation.

Invest in technology and equipment Your company will not be the only provider in an industry and you will always have competitors to contend with. You will have to find new ways to increase your value proposition to clients and differentiate yourself. By investing in technology and equipment, you can increase efficiency in the creation and delivery of your products and increase profitability without increasing labour expenses. Although the investment in technology and equipment may be expensive, you will quickly see a return while enhancing your company’s offerings and services.

Companies are built on trust Whether trying to get a new client or develop a partnership to create a product, you are constantly trying to gain the trust of the people you are working with. Trust is the conduit that enables a transaction. Without trust, no business can take place or survive and it is the most valuable and defining characteristic of your business. Trust leads to repeat and referral business and defines everything you will achieve.

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The entrepreneur | shared office

Shared offices: Do they work? by Franklin McGibbon

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t some point, every entrepreneur has to choose whether to lease office space or work from home. While there are obvious reasons entrepreneurs would want to work from home, it is not always the best choice. The savings from your home office will likely not compare to the lost business you’ll encounter if your business depends on walk-in customers, requires regular face-to-face meetings with clients, or hires full-time staff; plus, if you get easily distracted at home or lured into doing odd jobs around the house during work hours, a home office may not be your best option. However, just leasing an office space and equipping it with phones, computers and Internet (plus electricity and water) can be financially out of reach for many potential business owners. This is one of the many reasons some businesses are never able to get off the ground. The Technology Innovation Centre (TIC) is a smart alternative for micro and small businesses. It allows these businesses to carry out their operations in a highly professional (and academic) environment without the burden of all the

costs associated with a long-term conventional lease, and at subsidised overall cost. The Platinum Tenancy option allows between two to four persons to share an office suite, but challenges you in working with persons. The Unwritten Code Dionne (our incubator manager) has done a great job of selecting persons to share office under the Platinum Programme. Several ‘bosses’ working in a small space can be difficult. Although I have had several very interesting experiences, I realise that being Frank (pun intended) has worked best for establishing boundaries and agreed-upon protocol. Here is the the unwritten code of conduct: • •

We find out as much as we are able about each other. Find the areas we can possibly collaborate and note where we are competitors. Agree that office area must be well kept and expect be spoken to if you are a slob, respectfully of course.

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The entrepreneur | shared office

• •

If I have a confidential meeting, I can request that everybody stay out of office for that period or work at a table in our ‘green area’ (TIC Courtyard); not often and generally last resort - don’t abuse. I water all plants and straighten furniture, even if they do not belong to me. We agree on what each other is allowed to borrow (borrow means item is replaced) from each other.

The Technology Innovation Centre (TIC) is a smart alternative for micro and small businesses.

‘Sharing Office’ includes sharing your life Sharing often goes beyond general business wisdom and camaraderie, but often includes indulging in each other’s personal priorities, values and goals. Profit is not success. The real value of your bottom line is determined when you add (or minus) the quality of your intimate, social and spiritual relationships - “for what shall it profit a man, if he shall gain the whole world, and lose his own soul?” (Mark 8:36). Yes, shared offices do work - use the unwritten code!

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Technology Innovation Centre University of Technology, 237 Old Hope Road Kingston 6, Jamaica. Tel: (876)970-5501, (876)970-5505 Fax: (876)927-1925, (876)977-2050 Email: info@ticjamaica.com

published by

eMedia Interactive Limited Suites # 11-13 Technology Innovation Centre University of Technology 237 Old Hope Road, Kingston 6

(876) 970-5657 info@joinemedia.com


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