Money Matters 2021-22 New Applicants by Falmouth University

Get in touch Student Funding Team Falmouth University, Woodlane Falmouth, Cornwall TR11 4RH T: +44 (0)1326 255310 E: studentfunding@falmouth.ac.uk

Contents How much does it cost?

Funding from Student Finance England

Frequently asked questions

Falmouth University bursaries and awards

Other awards and hardship support

Useful contacts

Photography: Neal Megaw Matt Jessop Elena Benedettini

Your guide to Undergraduate Loans and Bursaries - 2021

Information was believed to be correct at the time of printing (September 2020), and Falmouth University cannot be held liable for the efects of any changes in the regulations or the interpretation of them.

It is worth familiarising yourself with student fnance well in advance of your enrolment. In this guide we look at funding from the Government and Falmouth University.

Your guide to Undergraduate Loans and Bursaries - Entry Year 2021/2022

Studying for a degree represents a signifcant investment in your future, and you will no doubt have questions about the cost of higher education. This guide aims to answer some common queries; help you identify the likely cost of studying and provide some clear information about fnancial support available at undergraduate level study.

Student Money Matters for New Applicants

Introduction

If you have any questions or concerns, you can speak to our Student Funding Team. Just call us on +44 (0)1326 255310 or send us an email at studentfunding@falmouth.ac.uk

How much does it cost?

In order to plan your fnances efectively, you need to consider all the costs involved when studying and probably living away from home. The main areas of expense that all students will need to plan for include: • • • •

University tuition fees Accommodation / rent & utility bills Living costs Course costs

TUITION FEES Tuition Fees vary dependent upon your home country and where you are ordinarily resident. For students commencing undergraduate study at Falmouth University in 2021/22, fees will be: UK & eligible* EU students: £9,250 per year for 3 year courses £11,100 per year for 2 year accelerated degree courses

International & EU students: £16,950 per year for 3 year courses £19,000 per year for 2 year accelerated degree courses * Under new regulations coming into force from academic year 2021/22, EU nationals who have been granted pre-settled or settled status under the EU Settlement Scheme (EUSS) will be charged UK tuition fee rates. All other EU students will be charged the international student fee rate. For further information on tuition fees: W: falmouth.ac.uk/study/tuition-fees T: 01326 255310 E: student.fees@falmouth.ac.uk

ACCOMMODATION COSTS It’s important to consider your accommodation and living costs prior to enrolment. Figures can vary hugely between diferent options and individual students, and it’s important to make sure your accommodation is right for you, and that you can aford to pay for it.

ACCOMMODATION

COURSE COSTS

First year students often opt to stay in university owned or managed accommodation. There is a range of options available and costs vary according to the size and facilities related to each option. University owned/ managed accommodation, including most bills, currently ranges from £114 per week to £197 per week. Information about current options can be found at: fxplus.ac.uk/accommodation/ halls-residence

Dependent upon your feld of specialism, you may need to budget for specifc materials, trips or equipment. This will vary from student to student and from course to course. Further details on these costs will be available from the Applicant Services Team and on the individual course pages at falmouth.ac.uk/courses

Second and third year students usually choose to live in privately owned houses in Penryn and Falmouth. Private sector accommodation currently starts from approximately £80 per week (excluding bills). It’s important to keep in mind that private sector rent may not be all inclusive and you will need to budget separately for utility bills such as water, gas, electric, internet, TV license, etc. You should ensure you fully understand the terms of a tenancy before signing up – make sure you know what is / isn’t included and consider the deposit required and when this needs to be paid. As a guide for now, or to look for private accommodation when the time comes, check out: cornwallstudentpad.co.uk For Further information, contact the University’s Accommodation Team: W: falmouth.ac.uk/accommodation T: 01326 253639 E: accommodation@fxplus.ac.uk

LIVING COSTS In addition to course costs and rent, you will of course have to budget for life itself. Again, these costs will vary from student to student, but you’ll need to think about how much you might spend over the whole year. Also, remember you’ll be here in Falmouth for at least the 31-32 weeks of term, maybe more. This list should get you started: • • • • •

Food & toiletries (three meals a day, snacks, laundry, shampoo, deodorant, etc) Travel (in and around Falmouth, plus any trips home during or at the end of term) Clothing & possessions (clothes, shoes, music, books etc) Leisure (do you want to join the gym or attend clubs/societies. Occasional meal or nights out, etc) Bills (will you have any domestic bills to pay such as mobile contract or internet connection?)

Budgeting for university

BUDGETING

HELP WITH BUDGETING

A budget is essential to plan and keep track of your fnances. Before enrolling onto a university course, it’s really important that you know what your expenses will be and how you are going to pay for them.

Most students’ income comes from more than one source, and is invariably a combination of one or more of the following:

The following websites ofer useful information and help with budgeting for students:

•

To do a budget, you will need to work out what money you will have coming in – your income – and compare this alongside the money you will need to pay out – your expenses or outgoings.

• • • •

Save The Student savethestudent.org/money/studentbudgeting

Typical expenses that all students are likely to encounter are as detailed above. You should also give consideration to any other costs that you might personally have (eg sports or hobbies you’re involved in) that will afect your budget – and more importantly – your day-to-day life whilst at university.

Government funding from Student Finance Parental / household contribution Part-time work Bursary / scholarship funding Savings

The following sections of this guide provides information about the funding available from Student Finance and Falmouth University. You will need to consider if / how other sources of income are needed and plan well in advance what you need to do to secure and organise this.

UCAS ucas.com/fnance/managing-money National Union of Students (NUS) nus.org.uk/en/Student-Life/MoneyAnd-Funding/ The Falmouth and Exeter Students’ Union thesu.org.uk/advice/money/

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Gross Household Income as per fnancial year 2019/20

Funding from Student Finance England Most university students from England access funding from the Government to help cover their costs. Students from England can apply to Student Finance England and in this section we look at the support they ofer and how to apply. If you are a student from outside England, please see page 16: ‘Not from England? Funding Options’. Please note that if you have studied in higher education at any point in the past, your eligibility for funding may be afected. Please check with Student Finance England before you apply, if you’re in doubt.

AVAILABLE SUPPORT Student Finance England (SFE) ofers funding to students from England, to cover tuition fees and help with living costs – often called ‘maintenance costs’. The amount of ‘maintenance’ funding you may receive depends largely upon your level of household income. You only need to make one application to SFE to be considered for all of the funding described below, but you do need to apply each academic year. Additional support is also available for students with additional or specialist need (disabilities, dependants etc) and these are covered on page 12.

TUITION FEE LOAN This is money you can borrow to cover the cost of the tuition fees payable to the university. Students from England can take out a loan to cover the full cost of the tuition fees which is then paid directly to your university, on your behalf. Students do not have to take out a Tuition Fee Loan and can instead arrange to pay the fees themselves in either 1 or 2 instalments (one at enrolment and one in January). For more details on how to pay your own fees, contact our Income Team at: student.fees@falmouth.ac.uk

MAINTENANCE LOAN This is money you can borrow to help with your living costs. It is paid to students in three instalments; one at the start of each term. The amount of maintenance loan you receive depends upon your household income and where you will be living/studying:

Figures shown are for the 2021/22 academic year Living at home (in London or otherwise)

Studying outside London, & living away from home

Studying in London, and living away from home

Under £25,000

7,987

9,488

12,382

£30,000

7,315

8,809

11,692

£35,000

6,642

8,130

11,001

£40,000

5,969

7,450

10,331

£45,000

5,296

6,771

9,620

£50,000

4,623

6,092

8,929

£55,000

3,950

5,412

8,239

£60,000

3,516*

4,733

7,548

£65,000

3,516*

4,222 *

6,858

£70,000+

3,516*

4,222*

6,166*

*These levels of support also apply to those students who are non-means tested. Please note: Diferent levels of support apply to students who claim DWP benefts whilst enrolled on their course. If you have previously studied in higher education, your eligibility for funding may be afected. Please seek advice before applying for the course.

LONG COURSE LOANS FOR ACCELERATED DEGREE COURSES Students on accelerated degrees at Falmouth University will be assessed by Student Finance for a Long Course Loan in addition to the Maintenance Loan, in order to help with additional costs across a higher number of study weeks. How much you are entitled to will depend on your household income and the exact length of your course. It is important that you apply for your funding as soon as possible so that you know well in advance how much funding you will receive.

HOW TO APPLY Applications should be made on-line at gov.uk/student-fnance If you’d like to borrow more than the minimum amount of maintenance loan, then you will need to be income-assessed

and your sponsors (parent/s or partner) will need to supply information about their income for the 2019/20 fnancial year. W: gov.uk/student-fnance T: 0300 100 0607 Student Finance England Helpline

WHEN TO APPLY You’ll be able to apply from around late February 2021 and we suggest that you do so at the earliest opportunity to ensure the best chance of having your maintenance loan available in the frst week of term. You don’t need to have a confrmed place at a university in order to apply, just enter the details of your frst choice course - you can always change it later should you need. If you are applying for a deferred place (ie, starting in 2022), then don’t apply for your funding until 2022.

Application

Additional support from

Process

Student Finance England

APPLY Open a student fnance application at gov.uk/student-fnance. If you have a current passport, have this to hand along with your National Insurance Number. • • • • •

Enter all your personal details When asked for the title of your course, enter the details of your frst choice (you can always change this later). You will also need to submit your passport number if you have one and your National Insurance Number. State how much Tuition Fee Loan you need (most students tick ‘maximum amount’). If you want to apply for more than the

•

minimum amount of maintenance loan, you must ensure you ask to be income-assessed. You will then be asked to submit the name and an email address of your ‘sponsors’. If you’re under 25 and not considered independent, then this will be your parent/s / step-parent that live in your household. If you’re 25, then it will be your partner, if you live with them. When prompted, ensure you give your ‘consent to share’ information. This will enable Falmouth University to consider you for bursaries. Hit ‘Submit’.

If you are a UK student, then you might be able to get some extra government support if you have either a disability or a dependent. This is in addition to the Tuition Fee Loan and Maintenance Loan and any university bursaries for which you might be eligible. Please note that full details of all the below funds have yet to be confrmed for 2021/22.

STUDENTS WITH DEPENDANTS

If being income assessed (means tested)

If being income assessed (non-means tested)

ACTION BY YOUR PARENTS (SPONSORS) OR PARTNER Student Finance will send your parent(s) each an email asking them to register as your ‘sponsor’. They should follow the link provided in the email to do this. They will then need to state how much they earned in fnancial year 19/20 and Student Finance will then check this against records held by HMRC.

None.

ASSESSMENT Once Student Finance receives all the requested information they’ll check that you are a UK student and haven’t been to university before. Then they’ll calculate your household income. This will consider what your sponsors earn and if they have any other dependants.

They will check that you are a UK student and that you haven’t been to university before.

NOTIFYING YOU OF THE OUTCOME Based on the calculated level of household income, they will write to you saying how much Tuition Fee Loan and Maintenance Loan you are eligible for. They won’t however state what they calculated your household income to be.

You will be written to, confrming which loans you will receive. Usually this will be the Tuition Fee Loan and the Maintenance Loan at the basic rate.

ENROL ON THE COURSE You will be emailed details (from the university) on how to enrol for your course in early September 2021. You should complete this on-line prior to arrival to ensure your loan is paid on time.

START AT FALMOUTH Once you arrive at Falmouth, assuming you’ve enrolled online, the frst instalment of your Maintenance Loan will be released during the frst week of term.

BURSARIES Falmouth University will be able to view some information on your loan application, and will use your household income assessment, in order to determine your eligibility for bursaries, As such, it’s really important that you make your funding application promptly and act on any requests from Student Finance as soon as possible. Details about the Falmouth Bursary can be found on page 19 .

SFE Award

Notes

Childcare Grant

A Childcare Grant can cover as much as 85% of your childcare costs, subject to a maximum amount per week. If you’re eligible, the amount you may get will depend on your household income; the cost of your childcare and the number of children you have. Childcare grant is paid directly to the childcare provider and can only be used to pay providers registered with Ofsted Early Years or the General Childcare Register. This is a non-repayable grant.

Parents’ Learning Allowance (PLA)

PLA helps towards your course costs, such as books, materials and travel. The amount you are entitled to depends on your household income. You can apply for the Parents’ Learning Allowance when you apply for your tuition fee and maintenance loans. This is a non-repayable grant.

Adult Dependents’ Grant

For full-time students with an adult who is fnancially dependent on them usually a husband, wife or partner, or another adult (but not a son or daughter).

STUDENTS WITH A DISABILITY (INCLUDING DYSLEXIA) SFE Award

Notes

Disabled Students Allowance (DSA)

To help cover any extra costs relating to a student’s disability, to ensure they are able to fully access the course. DSA support is based on individual needs not your household income. Support can be ofered for specialist equipment, non-medical helpers, etc. Don’t buy any equipment until you’ve been assessed - you won’t be reimbursed for it. If you have any questions about applying for DSA, please contact the Accessibility Ofce on 01326 370460 or at accessibility@fxplus.ac.uk.

Further details are available through a range of government publications which can be downloaded gov.uk/student-fnance/extra-help

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I Repaying

your loans

REPAYING YOUR STUDENT LOANS Under current loan arrangements, for students starting their studies in academic year 21/22, the repayment threshold is due to increase from its current rate of £26,575pa to £27,295pa. This means that students entering Higher Education (HE) in 21/22 will need to earn £27,295pa before they are required to make any student loan repayments. Repayments are made at a rate of 9% of earnings above the repayment threshold, and are calculated on a weekly or monthly basis according to how frequently you get paid. Approximate example repayments, for a 21/22 entrant, are: • • •

If you are earning £27,000 in a year, you would repay £0 that year If you are earning £35,000 in a year, you would repay £694 that year (9% of £7,705) – approx. £58* per month If you are earning £50,000 in a year, you would repay £1,893 that year (9% of £22,705) – approx. £158 per month

For graduates working in PAYE employment, student loan deductions will be made at source alongside tax and NI contributions. Self-employed graudates will have student loan repayments calculated and charged alongside tax and NI when they submit their self-assessment tax return. Under current arrangements, any outstanding loan will be written of after 30 years of it becoming eligible for repayment – ie 30 years from the April after you graduate, NOT 30 years from the start of your course. Please be aware that information provided here is based on Government guidance and regulations current at the time of writing, however, these may change in future. Please ensure you are aware of the terms of the loan at the time you commit to it.

* Figures have been rounded up and assume equal monthly payments. Please Note: Actual student loan repayment deductions are calculated on actual weekly or monthly pay fgures. If your income increases or decreases in any given pay period (week or month), then your liability to make a student loan repayment will change accordingly. As such, if you earn above the threshold one month (eg if you work overtime or get a pay rise), then a student loan deduction will be made for that month. Likewise, if your income drops (eg you are of sick or take unpaid leave), then you will not need to make a repayment if your income falls under the weekly or monthly threshold amount.

Top tips for applying for Sudent Finance

APPLY EARLY You don’t need to have confrmed a place at University to apply for student fnance. If you apply after the end of May, it is quite possible that you won’t receive your funding in time for the start of the academic year in September.

APPLY ONLINE This allows you to check on the progress of your application and make changes when needed. Do this through gov.uk/student-fnance/apply

HAVE EVERYTHING TO HAND Have all the information you need, ready to hand, before starting your on-line application and if possible, complete your application with your sponsors (Mum/ Dad/Step-parent or partner). Required documentation will vary dependent upon your situation so check what’s asked of you but you’ll certainly need your National Insurance Number and, ideally your passport number (which will need to be current and in-date).

PREVIOUS STUDY? If you’ve previously been to university (even if you didn’t complete the course) the amount of funding for which you

are eligible will be afected. Contact Student Finance if you have any queries.

MAXIMUM FEE LOAN Tick the box to apply for the maximum tuition fee loan. You will only ever be able to borrow up to the amount of your fees, but if you change your mind and accept a place at a university which charges more than you initially applied for, you won’t be able to change your application to apply for a higher amount. This is important if there were to be an increase in fees.

GET YOUR NAME RIGHT Make sure you apply for student fnance using your full, correct name as it appears on your passport and/or birth certifcate. Any discrepancies will almost certainly delay processing your application.

REMEMBER ‘SPONSORS’ DETAILS

CHECK YOUR ON-LINE ACCOUNT REGULARLY If Student Finance need any additional information or evidence from you or your sponsors, you will be informed of such via your on-line account. Check the ‘Letters & Emails’ section of your account regularly to make sure that your assessment isn’t on hold, waiting for you to action something. When your application assessment has been completed, you will receive a ‘Notifcation of Entitlement’ letter.

ENROL!

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In the weeks leading up to the frst week of term, you’ll be asked to enrol online and it’s this process which triggers your loan payments. As long as you have enrolled, your money should then come through to you during the frst week of term – assuming your student fnance assessment has been completed.

Ensure you submit your sponsors’ (Mum/Dad/Step-parent or partner) email addresses on your application. They will then be sent a link through which they’ll need to submit their income information.

Frequently Asked Questions

WHEN DO I APPLY FOR

WHICH INCOME DO

WHAT IF MY HOUSEHOLD

SHOULD I WORRY

MY FUNDING?

THEY ASSESS?

INCOME CHANGES?

ABOUT MY DEBT?

English applicants should be able to apply for funding from around late February 2021, via gov.uk/student-fnance/apply. Other regions may be a little later. In any case, we would urge all students to get their funding application completed as soon as possible and certainly by the end of May. Applications made after the end of May might not be completed in time for the start of the academic year in September. Remember, you do not need to have a confrmed place at university in order to apply for your funding and in the event that you don’t need to access the funding (eg if you take a year out or defer), then there are no penalties – your application simply goes dormant if it isn’t activated by your enrolment at university.

If you ask to be income assessed, Student Finance will look at the income which is coming into the address which you class as ‘home’ – this will usually be the same as the address on your UCAS application. Key points are:

Initially you will be assessed on your household income as per the fnancial year 2019/20. If your household income drops (by at least 15%) then you can ask Student Finance to reassess you, based on current fgures. Use a ‘Current Year Assessment’ form to do this. You can download this at gov.uk/ student-fnance-forms and you can ask for this reassessment at any point during the academic year.

Unfortunately, accessing student loans is often the only way that most students can aford to attend university. Student Loan repayments are only deducted when you’re earning enough and are taken before tax is paid (for employed people on PAYE scheme), so in efect it will be like being paid slightly less each month – not a monthly payment you have to remember to make. Provided you don’t default on your repayments; student loans won’t adversely afect your credit rating or your ability to access other forms of fnance e.g. bank loans and mortgages. The government has also confrmed that there will be no early repayment penalties.

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WHAT IS AN ‘INCOME ASSESSMENT’? An income assessment means that Student Finance will consider your sponsors’/parents’ income to determine how much maintenance loan you can borrow. We will also use this fgure to assess your eligibility for some bursaries. For us to be able to do this, you must ensure you give ‘consent to share information’ when prompted in your application.

•

If you are under the age of 25 then they will assess the ‘parental’ adults living at your home address (unless you can prove you that you should be classed as an ‘independent student’ – see below) This will usually mean the income of your Mum and/or Dad, and their spouse or partner if they live at your home address. If you live with only one of your parents then they won’t assess the parent who lives elsewhere. However, they will assess a step-parent (or parents partner) if they reside at your home address If you are over 25; married; have a child or can demonstrate you are fnancially independent, then it’s your own household which will be assessed (not your parents’). This will include your partner, if you live with them For the academic year 2021/22, they will assess the household income for fnancial year 2019/20

The levels of repayment are quite generous, so they shouldn’t impact too heavily when you start working full time, and you’ll receive regular statements which will help you track and manage your fnances. Essentially, the decision lies with the individual, but it is important to remember that your loans are your loans, not your parents’ or anyone else’s, so spend them wisely! For additional information on student loan repayments: moneysavingexpert.com/students/ student-loans-repay/

Not from England?

I I

Funding options

STUDENTS FROM

NORTHERN IRELAND

ELSEWHERE IN THE UK If you live in Scotland, Northern Ireland or Wales, you will need to apply to your regional funding body for your student fnance. As with students from England, to be considered for the Falmouth Bursary you will need to be ‘income assessed’ in order to demonstrate your household income (HHI). For full details on the funding available, please check the website of your regional funding body, as listed below.

SCOTLAND Students from Scotland should apply for funding through the Student Awards Agency for Scotland (SAAS). All students who qualify for funding are eligible for a tuition fee loan to cover the university fees and depending on age and circumstances, a combination of loan and bursary to help with living costs. T: 0300 555 0505 W: saas.gov.uk

WALES

Students from Wales should apply online to Student Finance Wales. All students who qualify for funding are eligible for a tuition fee loan to cover the full cost of tuition charged by the university, and a combination of maintenance loan and a Welsh Government Learning Grant (WGLG) to support with living costs. For those in certain circumstances, a Special Support Grant may also be available. T: 0300 200 4050 W: studentfnancewales.co.uk

Students from Northern Ireland should apply for funding online from Student Finance Northern Ireland. All qualifying students are eligible for a tuition fee loan to cover the cost of university fees. Help with living costs is provided as a maintenance loan and possibly a maintenance grant, depending on your household income. Additional grants are available for students in certain circumstances and can be requested through the same application. T: 0300 100 0077 W: studentfnanceni.co.uk

STUDENTS FROM THE EUROPEAN UNION As of academic year 2021/22, rules regarding funding available to EU students are changing. Only EU nationals who have been granted settled or pre-settled status under the EU Settlement Scheme (EUSS) can be considered for funding support from the UK Government, via the Student Loans Company.

will be considered when assessing a student’s entitlement to funding support from the Student Loans Company. As such, we advise that potential students apply for funding at the earliest opportunity, from March 2021. Applications should be made initially via www.gov.uk/student-fnance.

INTERNATIONAL STUDENTS (FROM OUTSIDE OF THE EUROPEAN UNION) All students who are nationals of countries outside of the EU and those who are EU nationals without settled or pre-settled status under the EUSS, are considered International students for the purpose of tuition fee charges and access to funding from the UK Government. There is no funding available from the UK government for international students. We suggest that international students contact the authorities in their home country for information about funding for study abroad.

Please note that having been granted settled or pre-settled status does not automatically make students eligible for funding. Additional eligibility criteria

Falmouth University bursaries and hardship

Our main bursary programme – the Falmouth Bursary – aims to provide fnancial support to students whose household income has been assessed by Student Finance, as being under £25,000. To be considered for the Falmouth Bursary and some other Falmouth University Awards, you’ll need to have been income assessed by Student Finance. As such, we would advise you to apply for your funding as soon as possible. Household income of £0 - £16,500pa

Falmouth Bursary

Household income of £16,500 - £25,000pa

Band 1 courses (higher costs)

Band 2 courses (lower costs)

Band 1 courses (higher costs)

Band 2 courses (lower costs)

£500

£450

£300

£250

BAND 1 Courses Academy of Music and Theatre Arts, Technical Theatre Arts BA(Hons), Falmouth School of Art Drawing BA(Hons), Fine Art BA(Hons), Illustration BA(Hons), Fashion & Textiles Institute, Fashion Design BA(Hons), Fashion Marketing BA(Hons), Fashion Photography BA(Hons), Sportswear Design BA(Hons), Textile Design BA(Hons), Games Academy Creative Robotics BSc(Hons), Creative Virtual Reality BA(Hons), Game Art BA(Hons), Immersive Computing BSc(Hons) Institute of Photography Commercial Photography BA(Hons), Marine & Natural History Photography BA(Hons), Photography BA(Hons), Press & Editorial Photography BA(Hons), School of Architecture, Design & Interiors Architecture BA(Hons), Architecture MArch*, Interior Design BA(Hons), Sustainable Product Design, BA(Hons) School of Communication, Creative Advertising BA(Hons), Graphic Design BA(Hons) School of Entrepreneurship, Business & Digital Marketing BSc(Hons) (2-year route), Business & Entrepreneurship BSc(Hons), Business & Management BSc(Hons), Sustainable Festival Management BA(Hons), Sustainable Tourism Management BA(Hons) School of Film & Television Animation & Visual Efects BA(Hons) * Only applicable to students who are considered an undergraduate for funding purposes.

BAND 2 Courses Academy of Music and Theatre Arts Acting BA(Hons), Creative Music Technology BA(Hons), Dance & Choreography BA(Hons), Music BA(Hons), Music Theatre & Entertainment Management BA(Hons), Musical Theatre BA(Hons), Popular Music BA(Hons), School of Entrepreneurship Business BSc(Hons) (all 3-year routes), Creative Events Management BA(Hons) Fashion & Textiles InstituteCostume Design for Film & Television BA(Hons) Games Academy Computing for Games BSc(Hons), Game Development BA(Hons) (all specialisms) School of Communication Creative Writing BA(Hons), English with Creative Writing BA(Hons), Journalism BA(Hons) courses (all), Marketing & Communications BA(Hons) School of Film & Television Film BA(Hons), Television BA(Hons)

Pendennis Bursary Additional fnancial support for students who are under 25 and have been in care or are care experienced. Eligibility is considered on a case by case basis. The bursary consists of two payments of £500 each – intended to help with the additional cost of securing and paying for summer rent, and a £100 shopping voucher at the start of the frst year to help with setting up home in Falmouth.

Dependents Bursary Students who are in receipt of either Parents Learning Allowance or Adult Dependants Grant from Student Finance. The bursary is £250 in each full year of study to help with associated costs. For further details please contact the Student Funding team at studentfunding@falmouth.ac.uk.

Hardship and awards cont’d

At the time of writing, the majority of our other bursaries and awards have had to be closed due to restrictions in place relating to COVID-19. We will be keeping our fnancial support ofer under review as we aim to support students wherever we can. As things change, up-to-date information will be made available on our webpage falmouth.ac.uk/study/student-funding/ falmouth-fnancial-support.

FINANCIAL HARDSHIP We strongly advise that all students only embark on a course of study once they have a workable budget in place. Will the tuition fees get paid? Do you have enough to pay for your rent? Have you budgeted for materials and trips? However, even with the best laid plans, things can go wrong and it’s at such times when you might need a little extra help. The Falmouth University Hardship Fund is open to all students who encounter an ‘unforeseen fnancial problem’ whilst enrolled at Falmouth. Applications are assessed on an individual basis and usually take 3 to 4 weeks to complete. falmouth.ac.uk/study/studentfunding/hardship-fund Please note that the Hardship Fund is not open to applicants before enrolment on the course.

PRIVATELY FUNDED AWARDS There are a number of private awards available specifcally to Falmouth University students and we will inform relevant cohorts of these via university email accounts, when application cycles open. Numerous private funding bodies, such as charitable trusts and similar organisations, ofer funding to specifc groups of people, and often for certain purposes or activities. Students will need to do their own research into potential private funding, and the following websites are good places to start: grants-search.turn2us.org.uk thescholarshiphub.org.uk

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Further information

Falmouth’s funding and bursary pages falmouth.ac.uk/funding

FALMOUTH STUDENT

Falmouth’s tuition fees pages falmouth.ac.uk/tuition-fees student.fees@falmouth.ac.uk

Email: studentfunding@falmouth.ac.uk Tel: +44(0)1326 255310

FUNDING TEAM

Student Finance England Information and application portal: gov.uk/student-fnance Search for private bursaries and funding grants-search.turn2us.org.uk thescholarshiphub.org.uk Top tips on earning and managing money and much more savethestudent.org Independent advice on Student Finance moneysavingexpert.com/students