Orange City Chiropractic

But he also thought the chemical disinfectants available were overpriced. He tracked down another Mi-T-M dealer in Chicago who has experience with disinfectants. The Chicago connection recommended a disinfectant called QuatSan, which is certified to kill Covid-19.

“The nice thing about this mixture is it’s very inexpensive. It’s a good, economical system. The disinfectant mist dries without any residue. It’s as simple as that. People love how easy they are to use,” he said. The disinfectant needs to dwell on the surface for 10 minutes before the area is ready to use again. All the units are custom-made and tested at their Hinton site.

Tom’s wife, Taresa, said the new custom-created units are being used by schools; conservation districts for use in park shelters and cabins and shower houses; gyms and yoga studios; churches; ambulance services; children’s museums; and funeral homes.

While some of their other business has dipped since Covid hit, Taresa said TNT is selling the Covid-19 Disinfecting-Mister almost as fast as they build them. “Who knew life was going to change so much? We’ve worked harder through this than we have in many, many years. Now we’re in it and going to be at it for a long time.”

She said customers have asked what they should do with the disinfectant-mister once Covid-19 has passed. The units and the disinfectant have uses far beyond this one virus. Quat-San disinfectant is also approved by the EPA as a disinfectant against bacteria and viruses such as E. Coli, VRE, K. Pneumoniae, Listeriosis, MRSA, Streptococcus, Hepatitis B and C, Herpes Simplex Type 1 and 2, HIV-1, H1N1, Norovirus and more.

“We feel that keeping all areas disinfected is a good idea now and going forward. The TNT Disinfecting-Mister is a good defense for your facility with something as simple as the common cold,” Taresa said.

A video demonstration of the disinfecting-mister can be seen on the company’s website at www.tntsales.net. For more information on the disinfectingmister and other products from TNT Sales & Service LLC, contact Sales and Marketing Manager Katy Crawford at katy@tntsales.net or 712-635-1418.

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712-947-4833 | Hwy. 75, Hinton, IA www.TNTSales.net 712-737-3339 123 Albany St. Orange City

CONSIDER EQUIPMENT BREAKDOWN COVERAGE

By Dave Heynen, President Farmers Mutual Insurance Association

Equipment breakdown coverage has been available on Farmers Mutual Insurance Association policies for just over 10 years now. What started out as an unknown “add on” coverage has proven itself to be a very valuable addition to any farm or homeowners insurance policy. In the first year we offered it, we had three claims. So far this year we have already had over 90 claims. Let’s go over some of the basics of this coverage.

There are actually two ways to add this coverage to your policy. The first option is to add it to your Farmers Mutual policy. This coverage is actually provided by a company named Mutual

PREPARE FOR TOMORROW WITH COVERAGE TODAY. Every day it’s our duty to earn our customers’ trust. That’s why we’re always looking ahead—and looking for better ways to serve your interests. Contact us today.

712-439-1722 1010 Main Street | Hull, IA fmiahull.com Serving northwest Iowa farmers and homeowners since 1886.

Boiler Re. They are based out of Malvern Penn., and are experts in handling this type of coverage. Through a partnership with our reinsurance company Grinnell Mutual, we have the ability to provide this coverage on any farm, home, or rental home policy. The claims are submitted by our mutual, and adjusted over the phone by Mutual Boiler Re. This process may seem a little complicated, however, we have found that this has actually worked very smoothly over the years. If you ever have a question on your claim, you can call in to our claims manager, Jerry Keizer, at 712-439-1722 and he will be able to help you.

The second way is to add this coverage to your IMT personal or farm liability. This will require that you have an IMT liability. This coverage is provided by a company named Hartford Steam Boiler in partnership with IMT. The claims will be handled by Hartford Steam Boiler.

Both of these companies provide a very similar coverage. The great benefit of this coverage is that it will cover mechanical failure on appliances and home or farm equipment that utilizes electricity. Mechanical failure is not covered under your Farmers Mutual policy. So, this coverage fills that gap nicely. Some examples of items that have been covered are: heat pumps, air conditioners, furnaces, refrigerators, dishwashers, generators, well pump motors, hog barn controllers, irrigation systems, grain dryers, milking equipment, electrical panels, and water heaters, just to name a few.

The cost of the coverage depends on whether it is for a farm or home, but the price range is typically between $40 and $100 per year. The deductible can vary as well, but is typically $500.

If you have any questions about this coverage, or would like to add it, please contact your current Farmers Mutual Insurance agent, or see our agent locator on our website at fmiahull.com to find an agent near you.