Life and AD&D
EMPLOYEE BENEFITS
OneAmerica ABOUT LIFE AND AD&D Group term life is the most inexpensive way to purchase life insurance. You have the freedom to select an amount of life insurance coverage you need to help protect the well-being of your family. Accidental Death & Dismemberment is life insurance coverage that pays a death benefit to the beneficiary, should death occur due to a covered accident. Dismemberment benefits are paid to you, according to the benefit level you select, if accidentally dismembered. For full plan details, please visit your benefit website: www.mybenefitshub.com/brownfieldisd Voluntary Group Life - per $10,000 in coverage Age Employee 18-24 $0.65 25-29 $0.75 30-34 $0.90 35-39 $1.00 40-44 $1.30 45-49 $2.10 50-54 $3.80 55-59 $5.10 60-64 $6.30 65-69 $8.00 70-74 $7.45 75+ $13.20 Spouse rates based on Employee's age.
Spouse $1.05 $1.05 $1.35 $1.35 $2.10 $3.30 $6.15 $8.70 $10.65 $13.65 $12.90 $22.80
Voluntary Group Life - Child(ren) per $10,000 in coverage Age 0-26 $1.00
A cash benefit of $10,000 to your loved ones in the event of your death, plus a matching cash benefit if you die in an accident.1 Guaranteed coverage amount for Self $200,000 Maximum coverage amount 7 times your annual salary not to exceed $500,000 in increments of $10,000 AD&D coverage amount Equal to the life insurance amount chosen Guaranteed coverage amount for Spouse $50,000 Maximum coverage amount for Spouse 100% of the employee coverage amount Additional life insurance benefits may be payable in the event of an accident Accidental Death and Dismemberment which results in death or dismemberment as defined in the contract. Additional (AD&D) AD&D benefits include seat belt, air bag, repatriation, child higher education, child-care, paralysis/loss of use, severe burns, disappearance, and exposure. AD&D coverage amount Equal to the life insurance amount chosen Guaranteed coverage amount for $1,000 dependent children live birth to 6 months Guaranteed coverage amount for $10,000 dependent children 6 months to 26 years2 Basic Life
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The cash benefit increases to $50,000 for an eligible employee who waives medical coverage. Dependent children must be full-time student to remain eligible ages 19 to 26 years. 28
