Critical Illness

Cigna

ABOUT CRITICAL ILLNESS

Critical illness insurance can be used towards medical or other expenses. It provides a lump sum benefit payable directly to the insured upon diagnosis of a covered condition or event, like a heart attack or stroke. The money can also be used for non-medical costs related to the illness, including transportation, child care, etc.

For full plan details, please visit your benefit website: www.mybenefitshub.com/burkburnettisd

EMPLOYEE BENEFITS

What are the Critical Illness coverage amounts? Select one of the following Choices $5,000, 10,000, $15,000 $20,000, $25,000 or $30,000. Spouse may elect 100% of employee amount to maximum. Eligible dependent children are automatically enrolled.

Benefit Highlights Employee Spouse Dependent Children Covered Conditions Cancer Conditions Skin Cancer*

Covered Conditions Invasive Cancer Carcinoma in Situ Vascular Conditions Heart Attack Stroke Coronary Artery Disease Nervous System Conditions Advanced Stage Alzheimer’s Disease Amyotrophic Lateral Sclerosis (ALS) Parkinson’s Disease Multiple Sclerosis Childhood Conditions Cerebral Palsy Cystic Fibrosis Muscular Dystrophy Poliomyelitis Other Specific Conditions Benign Brain Tumor Blindness Coma End-Stage Renal (Kidney) Disease Major Organ Failure Paralysis

Benefit Amount $5,000-$30,000 100% of employee amount 25% of employee amount Guaranteed Issue Amount Up to $30,000 Up to $20,000 All guaranteed issue

Initial Benefit Amount % 100% 25% $250 1x per lifetime

Recurrence % of Initial Benefit Amount 100% 25%

100% 100% 25% Initial Benefit Amount % 100% 100% 100% 100% % of Child Initial Benefit Amount 100% 100% 100% 100% Initial Benefit Amount % 100% 100% 100% 100% 100% 100%

100% 100% 25% Recurrence % of Initial Benefit Amount Not Available Not Available Not Available Not Available Recurrence % of Initial Benefit Amount Not Available 100% 100% Not Available Recurrence % of Initial Benefit Amount 100% Not Available 100% 100% 100% 100%

Attained Age: 30-34 Employee Rates (25% of Employee issued Benefit Amount for children included)

$5,000 $10,000 $15,000 $20,000 $25,000 $30,000