Cancer

APL

ABOUT CANCER

Cancer insurance offers you and your family supplemental insurance protection in the event you or a covered family member is diagnosed with cancer. It pays a benefit directly to you to help with expenses associated with cancer treatment.

For full plan details, please visit your benefit website: www.mybenefitshub.com/iltexas

EMPLOYEE BENEFITS

Treatment for cancer is often lengthy and expensive. While your health insurance helps pay the medical expenses for cancer treatment, it does not cover the cost of non-medical expenses, such as out-of-town treatments, special diets, daily living and household upkeep. In addition to these nonmedical expenses, you are responsible for paying your health plan deductibles and/or coinsurance. Cancer insurance through American Public Life helps pay for these direct and indirect treatment costs so you can focus on your health.

Cancer

Employee Only

Low High $9.80 $11.24 Employee and Spouse $21.06 $23.84 Employee and Child(ren) $12.94 $14.70 Employee and Family $24.18 $27.28

Should you need to file a claim contact APL at 800-256-8606 or online at www.ampublic.com. You can find additional claim forms and materials at www.mybenefitshub.com/iltexas. Benefit Highlights Internal Cancer First Occurrence* Plan 1 $2,500 Plan 2 $2,500

Cancer Treatment Policy Benefits Radiation and Chemotherapy, Immunotherapy- Maximum Per 12-month period $10,000 $15,000

Hormone Therapy- Maximum of 12 treatments per calendar year $50 per treatment $50 per treatment

Heart Attack/Stroke First Occurrence Rider Benefits Heart Attack/Stroke First Occurrence Rider Benefits $2,500 $2,500

Hospital Intensive Care Unit Rider Benefits Intensive Care Unit $600 per day $600 per day

Pre-Existing Condition Exclusion: Review the Benefit Summary page that can be found at www.mybenefitshub.com/iltexas for full details.

*Carcinoma in situ is not considered internal cancer