2022-23 Jacksonville ISD Benefit Guide

Page 24

Cancer Insurance

EMPLOYEE BENEFITS

APL ABOUT CANCER Cancer insurance offers you and your family supplemental insurance protection in the event you or a covered family member is diagnosed with cancer. It pays a benefit directly to you to help with expenses associated with cancer treatment.

For full plan details, please visit your benefit website: www.mybenefitshub.com/jacksonvilleisd

Treatment for cancer is often lengthy and expensive. While your health insurance helps pay the medical expenses for cancer treatment, it does not cover the cost of non-medical expenses, such as out-of-town treatments, special diets, daily living and household upkeep. In addition to these non-medical expenses, you are responsible for paying your health plan deductibles and/or coinsurance. Cancer insurance through APL pays a benefit directly to you to help with expenses associated with cancer treatment.

Employee Employee + Spouse Employee + Child(ren) Family

Low $14.80 $26.40 $20.60 $26.40

Cancer Monthly Rates Low + ICU Rider $17.80 $32.70 $24.80 $32.70

High $29.40 $51.50 $40.40 $51.50

High + ICU Rider $32.40 $57.80 $44.60 $57.80

Summary of Benefits Benefits Radiation Therapy/Chemotherapy/ Immunotherapy Benefit Hormone Therapy Benefit Surgical Schedule Benefit Anesthesia Benefit Hospital Confinement Benefit

Low Plan $500 per calendar month of treatment

$50 per treatment, up to 12 per calendar year $1,600 max per operation; $15 per surgical unit 25% of the amount paid for covered surgery $100 per day 1-90 days; $100 per day, 91+ days in lieu of other benefits US Government/Charity Hospital/ $100 per day in lieu of most other benefits HMO Outpatient Hospital or Ambulatory $200 per day of surgery Surgical Center Benefit Drugs & Medicine Benefit $150 per confinement Inpatient Drugs & Medicine Benefit $50 per prescription, up to $50 per cal month Outpatient Transportation & Outpatient $0.50 per mile per round trip Lodging Benefit $100 per day, up to 100 days per calendar year 24

High Plan $1,500 per calendar month of treatment

$50 per treatment, up to 12 per calendar year $4,800 max per operation; $45 per surgical unit 25% of the amount paid for covered surgery $300 per day 1-90 days; $300 per day, 91+ days in lieu of other benefits $300 per day in lieu of most other benefits $600 per day of surgery $150 per confinement $50 per prescription, up to $150 per cal month $0.50 per mile per round trip $100 per day, up to 100 days per calendar year


Turn static files into dynamic content formats.

Create a flipbook
Issuu converts static files into: digital portfolios, online yearbooks, online catalogs, digital photo albums and more. Sign up and create your flipbook.