Dental

Cigna

ABOUT DENTAL

Dental insurance is a coverage that helps defray the costs of dental care. It insures against the expense of routine care, dental treatment and disease.

For full plan details, please visit your benefit website: www.txescbenefits.com

EMPLOYEE BENEFITS

Our dental plan helps you maintain good oral health through affordable options for preventive care, including regular checkups and other dental work. Premium contributions are deducted from your paycheck on a pretax basis. Coverage is provided through Cigna Dental. DPPO Plan

Two levels of benefits are available with the DPPO plan: innetwork and out-of-network. You may select the dental provider of your choice, but your level of coverage may vary based on the provider you see for services. You could pay more if you use an out-of-network provider. How to Find a Dentist

Visit https://hcpdirectory.cigna.com/ or call 800-244-6224 to find an in-network dentist.

How to Request a New ID Card

You can request your dental id card by contacting Cigna directly at 800-244-6224. You can also go to www.mycigna.com and register/login to access your account. In addition you can download the “MyCigna” app on your smartphone and access your id card right there on your phone.

Employee Employee + Spouse Employee + Child(ren) Family Dental

$34.00 $60.00 $69.00 $96.00

Dental PPO In-Network: Total Cigna DPPO Network Out-of-Network: See Non-Network Reimbursement

Calendar Year Deductible

Individual

Family $50 $150 $50 $150

Policy Year Benefits Maximum Applies to: Class I, II, & III expenses Reimbursement Levels

Class I: Diagnostic & Preventive Oral Evaluations, Prophylaxis: routine cleanings, Xrays: routine, X-rays: non-routine, Fluoride Application, Sealants: per tooth, Space Maintainers: non-orthodontic, Emergency Care to Relieve Pain 0% Any amount over the Maximum Reimbursable Charge

Class II: Basic Restorative Fillings, Oral Surgery: minor, Anesthesia: general and IV sedation, Repairs: Bridges, Crowns and Inlays, Repairs: Dentures, Denture Relines, Rebases and Adjustments $1000 Based on Contracted Fees Maximum Reimbursable Charge You Pay

20% after deductible 20% after deductible

Cigna

EMPLOYEE BENEFITS

Dental PPO In-Network: Total Cigna DPPO Network

Out-of-Network: See Non-Network Reimbursement Class III Benefit Waiting Period applies for 12 months. Applies to New Hires Only Class III: Major Restorative Inlays and Onlays, Prosthesis Over Implant, Crowns: prefabricated stainless steel / resin, Crowns: permanent cast and porcelain, Bridges and Dentures, Oral Surgery: major, Endodontics: minor and major, Periodontics: minor and major 50% after deductible 50% after deductible

Class III Benefit Waiting Period applies for 12 months. Applies to New Hires Only

Class IV: Orthodontia Coverage for Dependent Children to age 19 Class IV Deductible: $50, Lifetime Benefits Maximum: $1,000 50% After Class IV Deductible 50% After Class IV Deductible

Benefit Plan Provisions:

In-Network Reimbursement

Non-Network Reimbursement For services provided by a Cigna Dental PPO network dentist, Cigna Dental will reimburse the dentist according to a Fee Schedule or Discount Schedule. For services provided by a non-network dentist, Cigna Dental will reimburse according to the Maximum Reimbursable Charge. The MRC is calculated at the 90th percentile of all provider charges in the geographic area. The dentist may balance bill up to their usual fees.