Cancer Insurance
EMPLOYEE BENEFITS
American Public Life ABOUT CANCER Cancer insurance offers you and your family supplemental insurance protection in the event you or a covered family member is diagnosed with cancer. It pays a benefit directly to you to help with expenses associated with cancer treatment.
For full plan details, please visit your benefit website: www.mybenefitshub.com/pinetreeisd
Treatment for cancer is often lengthy and expensive. While your health insurance helps pay the medical expenses for cancer treatment, it does not cover the cost of non-medical expenses, such as out-of-town treatments, special diets, daily living, and household upkeep. In addition to these non-medical expenses, you are responsible for paying your health plan deductibles and/or coinsurance. Cancer insurance through American Public Life helps pay for these direct and indirect treatment costs so you can focus on your health.
Cancer Employee Only
$19.38
Employee & Spouse
$41.82
Employee & Child(ren)
$22.56
Employee & Family
$44.96
Should you need to file a claim contact APL at 800-256-8606 or online at www.ampublic.com. You can find additional claim forms and materials at www.mybenefitshub.com/pinetreeisd
Summary of Benefits
Coverage
Cancer Treatment Policy Benefits Radiation Therapy, Chemotherapy, Immunotherapy - Maximum per 12-month period Hormone Therapy - Maximum of 12 treatments per calendar year Experimental Treatment
$15,000 $50 per treatment Paid in same manner and under the same maximums as any other benefit
Cancer Screening Rider Benefits Diagnostic Testing – 1 test per calendar year
$50 per test
Follow-UP Diagnostic Testing – 1 test per calendar year
$100 per test
Medical Imaging – per calendar year
$500 per test / 1 per calendar year
Internal Cancer First Occurrence Rider Benefits
Lump Sum Benefit - Maximum 1 per Covered Person per lifetime
$5,000
Lump Sum for Eligible Dependent Children - Maximum 1 per Covered Person per lifetime
$7,500
Heart Attack/Stroke First Occurrence Rider Benefits Lump Sum Benefit - Maximum 1 per Covered Person per lifetime
$5,000
Lump Sum for Eligible Dependent Children - Maximum 1 per Covered Person per lifetime
$7,500
Hospital Intensive Care Unit Benefit Rider Intensive Care Unit $600 per day Step Down Unit - Maximum of 45 days per Confinement for any combination of $300 per day Intensive Care Unit or Step Down Unit Pre-Existing Condition Exclusion: Review the Benefit Summary page that can be found at www.mybenefitshub.com/pinetreeisd for full details. 25
