Accident

Aetna

ABOUT ACCIDENT

Do you have kids playing sports, are you a weekend warrior, or maybe accident prone? Accident plans are designed to help pay for medical costs associated with accidents and benefits are paid directly to you.

For full plan details, please visit your benefit website: www.mybenefitshub.com/ruskisd

EMPLOYEE BENEFITS

Accidents are nearly impossible to predict, but with accident insurance they’re easy to prepare for. Accident Insurance allows you to concentrate on your health instead of your finances by issuing a lump-sum benefit when you suffer a covered accident. Accident prone family members? This affordable benefit may also be available to your spouse and dependent children. Note: For full list of benefits, refer to the certificate of coverage located on the employee benefits portal at www.mybenefitshub.com/ruskisd. Accident

Employee Employee + Spouse Employee + Child(ren) Family

Covered Benefits

Initial Care

Follow-Up Care

Hospital Care • Ground/Air Ambulance • Initial Treatment – Emergency Room, Physician’s Office and/or Urgent Care • X-Rays • Medical Imaging • Follow-Up Treatment – Emergency Room, Physician’s Office and/or Urgent Care • Appliances • Prosthetic Device / Artificial Limb • Pain Management • Therapy Services • Chiropractic Services • Inpatient Hospital Admission • Inpatient ICU Admission – initial day • Inpatient Hospital Daily • Inpatient ICU Daily • Inpatient Rehabilitation Unit Daily • Observation Unit

Surgical Care • Blood/Plasma/Platelets • Eye Injury • Ruptured Disc • Tendon / Ligament / Rotator Cuff • Surgery (with repair) • Surgery (with no repair) Transportation / Lodging • Lodging • Transportation Dislocations / Fractures • Closed reduction • Open reduction

AD&D • Accidental Death & Dismemberment and Paralysis Benefits $9.50 $16.54 $20.72 $26.87