Hospital Indemnity
EMPLOYEE BENEFITS
Symetra ABOUT HOSPITAL INDEMNITY This is an affordable supplemental plan that pays you should you be inpatient hospital confined. This plan complements your health insurance by helping you pay for costs left unpaid by your health insurance.
For full plan details, please visit your benefit website: www.mybenefitshub.com/wylieisd
An injury or illness can land you in the hospital for a night or two—or even longer. If that happens, unexpected costs from deductibles, copays or coinsurance, as well as non-medical expenses like child care or transportation could take a serious toll on your family’s financial health. That’s where hospital indemnity insurance comes in. It’s offered through your work and can reduce the burden of a hospital stay by helping cover the cost.
a maximum number of days each year. Stays in a mental health, substance abuse or nursing facility are also covered. There are no preexisting condition limitations, no health questions to answer and no medical tests to take. You’re paid the full per-day benefit no matter what other insurance you have.
Why hospital indemnity insurance?
If you end up in the hospital, your focus should be on your recovery, not your medical bills. Hospital indemnity insurance can Hospital indemnity insurance pays a fixed dollar amount per day help with the cost of your stay, giving you and your family some for services and supplies you receive during a hospital stay, up to financial peace of mind.
What is it?
Select Benefits Plan Summary for: 12433000 - Wylie Independent School District Fixed-Payment Indemnity Policy Base Plan Inpatient Hospital Benefits 500 days per lifetime unless noted $1,000 initial day, Hospital Confinement $100 day 2+, 30 Days pp/pcy1 $1,000 initial day, Intensive Care Unit $100 day 2+, 30 Days pp/pcy $100 per day, Substance Abuse Facility 30 Days pp/pcy Mental Health Facility $100 per day, 180 days lifetime maximum 30 Days pp/pcy Nursing Facility $100 per day, This benefit is paid only if following a covered 30 Days pp/pcy hospital stay of at least three consecutive days. Health Advocacy Services Included EAP+Work/Life Program Included Wellness Program Included Pharmacy Discount Program Included Survivor Benefit Included Monthly Premium Employee $14.17 Employee + Spouse $30.19 Employee + Children $23.23 Family $42.04
20
Classic Plan
Premier Plan
$2,500 initial day, $100 day 2+, 30 Days pp/pcy1 $2,500 initial day, $100 day 2+, 30 Days pp/pcy $100 per day, 30 Days pp/pcy $100 per day, 30 Days pp/pcy
$5,000 initial day, $100 day 2+, 30 Days pp/pcy1 $5,000 initial day, $100 day 2+, 30 Days pp/pcy $100 per day, 30 Days pp/pcy $100 per day, 30 Days pp/pcy
$100 per day, 30 Days pp/pcy
$100 per day, 30 Days pp/pcy
Included Included Included Included Included
Included Included Included Included Included
$28.92 $61.64 $47.41 $85.82
$53.51 $114.04 $87.72 $158.78
