EMPLOYEE BENEFITS

Spouse rates based on Employee’s age

Basic Life

A cash benefit of $10,000 to your loved ones in the event of your death, plus a matching cash benefit if you die in an accident.1

Guaranteed coverage amount for Self $200,000

Maximum coverage amount

AD&D coverage amount

7 times your annual salary not to exceed $500,000 in increments of $10,000

Equal to the life insurance amount chosen

Guaranteed coverage amount for Spouse $50,000

Maximum coverage amount for Spouse

Accidental Death and Dismemberment (AD&D)

AD&D coverage amount

100% of the employee coverage amount

Additional life insurance benefits may be payable in the event of an accident which results in death or dismemberment as defined in the contract. Additional AD&D benefits include seat belt, air bag, repatriation, child higher education, child-care, paralysis/loss of use, severe burns, disappearance, and exposure.

Equal to the life insurance amount chosen

Guaranteed coverage amount for dependent children live birth to 6 months $1,000

Guaranteed coverage amount for dependent children 6 months to 26 years2 $10,000

1 The cash benefit increases to $50,000 for an eligible employee who waives medical coverage.

2 Dependent children must be full-time student to remain eligible ages 19 to 26 years.