Identity Theft

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About Identity Theft Protection

Identity theft protection monitors and alerts you to identity threats. Resolution services are included should your identity ever be compromised while you are covered.

For full plan details, please visit your benefit website: www.mybenefitshub.com/celinaisd

Essential Plan Feature Descriptions

CyberAlert™️ monitors:

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Bank Account Takeover & Credit Card

Application Monitoring

Change of Address Monitoring

Sex Offender Alerts

Social Media Monitoring

Scours Internet properties, including the dark web, websites, blogs, bulletin boards, peerto-peer sharing networks and chat rooms to identify the illegal trading and selling of a subscriber’s personal information.

Notifies subscribers when their Social Security number and personal information have been used to apply for or open a new bank or credit card account; or if changes have been made to their existing bank account.

Reports if a subscriber’s mail has been redirected through the U.S. Postal Service.

Provides a report of all registered sex offenders living within the subscriber’s immediate area, and notifies them when a new sex offender has been added.

Notifies the subscriber of privacy or reputational risks with the content they are sharing on social media. Enrolled subscribers can also monitor their child’s social media presence.

Payday Loan Monitoring Monitors transactional data from payday and quick cash loan providers to help subscribers determine if fraudulent activity has occurred. Alerts subscribers if a non-credit loan has been opened using an element of their identity.

Solicitation Reduction

Provides the subscriber with the ability to limit access to the amount of personal information that is public to reduce their exposure to fraud and declutter their mailbox and phone line. This service allows the subscriber to opt-out of direct marketing campaigns including utilizing the National Do Not Call Registry.

Offers up to $1M reimbursement with $0 deductible, for expenses associated with the subscriber’s identity theft recovery. Covers costs including:

• Lost wages or income

$1M Identity Theft Insurance

• Attorney and legal fees

• Expenses incurred for refiling of loans, grants and other lines of credit

• Costs of childcare and/or elderly care incurred as a result of identity restoration

Full Restoration & Lost Wallet Protection

Daily Monitoring of Experian Credit Bureau

Social Security Number Trace (Child)

Medical ID Monitoring

Gives the subscriber access to a U.S. based certified Identity Restoration Specialist to assist subscribers in restoring their identity. Assists in quickly and effectively terminating and re-ordering wallet contents. Users are not required to pre-register wallet contents before using this service.

Provides the subscriber with notifications for changes in a credit report such as loan data, inquiries, new accounts, judgments, liens and more.

Provides the subscriber with a report of all names and aliases associated with their child’s Social Security number, and notifies them if a new one is added.

Monitors the subscriber’s medical ID’s using CyberAlert®. If a Medical ID number is found compromised, the subscriber has access to a Restoration Specialist who will make contact with the healthcare provider where the compromised account is located and report it as fraud.